🕷️ Crawler Inspector

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Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 26 (from laksa029)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa026.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance","crawl_time":1776207751,"first_indexed_time":1717658038,"http_code":200,"src_unparsed":"com,worldnomads!www,\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance s443","src_root_hash":"16937552913311745226","history_drop_reason":null,"meta_title":"Travel Insurance for the Schengen Area | World Nomads USA","meta_descriptions":["Planning a trip to Europe? What you need to know about a Schengen Visa for Americans | World Nomads travel insurance.","Planning a trip to Europe? What you need to know about a Schengen Visa for Americans | World Nomads travel insurance."],"attrs_boilerpipe_text":"US Residents Can Protect Their Trips to the 29 Countries in the Schengen Area\nAs featured in:\nAs featured in:\nAt a glance\nAll World Nomads travel protection plans may cover trips to the Schengen countries, with some plans that offer higher coverage maximums\nYou may be covered for more than 250+ activities\nBenefits may include trip cancellation, sickness and medical expenses, baggage delay and more\nAn optional ‘Cancel for Any Reason’ upgrade may be available for the Explorer and Epic plans offered by World Nomads. (Not available for New York residents.)\nWhy should you consider a travel protection plan for the Schengen area?\nWhat May Be Covered\nExclusions\nComplete List of Schengen Countries\nWill you need a Schengen visa?\nWhat is ETIAS?\nFAQs\nWhy should you consider a travel protection plan for the Schengen area?\nThe Schengen Agreement makes it easier for travelers to visit multiple countries, and\nevery day over 3.5 million people are crossing internal borders in these 29 countries\n. The treaty essentially means that when you cross the border into one of these countries, you’re in them all (that is, you're free to travel between these countries with no border controls and no passport checks).\nThere are so many adventures you can have in the Schengen area. But what happens if you get hurt\nskiing\nin\nSwitzerland\nand need to get medical care, or if your\nbags get lost\non the way to\nFrance\n? A travel protection plan that includes travel insurance benefits and non-insurance services for your trip to the Schengen area may help with some of these unexpected expenses.\nWhat May Be Covered\nAccident and Sickness Medical Expenses\nTrip Cancellation\nTrip Interruption\nTrip Delay\nNatural Disasters\nEmergency Evacuation and Repatriation\nLost, Stolen or Delayed Baggage\n250+ Adventure Sports and Activities\nNon-insurance services\nExclusions\nTravel to countries that you don’t list when you purchase your plan\nActivities not listed as covered in your plan\nAny medical bills related to a\npre-existing condition\n,\nunless you purchased the Epic or Explorer plan during the\ntime-sensitive period\nand qualified for the pre-existing condition exclusion waiver. Additional terms apply.\nUnattended baggage or personal items\nInjuries that happen while under the influence of drugs or alcohol\nWill you need a Schengen visa?\nWhether you need a Schengen visa or not depends on your nationality.\nIf you are a\n US citizen with a US passport traveling to Schengen\n* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period.\nBut keep these conditions in mind:\nyour passport must be valid for at least six months at the time of your entry. Your airline may not let you board otherwise and\/or you could be denied entry upon arrival in the Schengen Area .\nif you spend three months in the Schengen area during any six-month period, you must wait another three months from the last date of departure from the Schengen area before you can enter again without a visa.\nit's still highly recommended to keep your passport on you when you travel to a new country within the Schengen Area. While unlikely, officials could reinstate border controls without notice.\nIf you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\nIn all cases, make sure you get your passport stamped when you enter your first Schengen country, especially if you’re departing from a different one, because they’ll have no record of how you got in, or when, and you’ll have all sorts of questions to answer about being an illegal arrival.\nWhat is ETIAS?\nETIAS (European Travel Information and Authorization System)\n* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official\nETIAS website\n* or mobile app. Unlike a traditional visa, ETIAS is linked electronically to your travel document, such as a passport, and is valid for three years or until the travel document expires, whichever comes first.\nHowever, it does not guarantee entry. Border authorities will still verify that you meet entry conditions on arrival. Each applicant will undergo a detailed security check.\nFAQ\nHere are our most frequently asked questions about cover for the Schengen area. You can also find the answers to other questions in our\nHelp Center\n or you can ask the\ncustomer service team\n.\nWhat is the Schengen Agreement?\nThe Schengen Agreement is a treaty that has been signed by 29 countries. Once you’ve crossed the border into one of them, you’re free to travel between the Schengen countries with no border controls and no passport checks. These 29 countries have agreed on a common visa application form for visitors from outside the area. If your travels are taking you to Europe you might need to apply for this ‘Schengen visa'. We say 'might' because not everyone needs one...it all depends on where you're from and what countries you'll be visiting in Europe.\nDo US residents need a Schengen visa?\nIf you are a\nUS citizen with a US passport traveling to Schengen\n* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\nAlso, be aware that\nETIAS (European Travel Information and Authorization System)\n* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official\nETIAS website\n* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.\nDoes World Nomads Travel Insurance meet the Schengen visa requirements?\nYes…it does!\nIf you are from one of the countries that requires a Schengen visa, you need to prove that you have adequate travel insurance that is valid for the entire period of your stay (or transit) in the Schengen area.\nWorld Nomads travel protection plans provides more than the required EUR €30,000 medical coverage and therefore it should be accepted as part of your Schengen visa application.\nIf you are looking for travel insurance for Schengen countries, you can\nget a quote\nfrom World Nomads. If you aren’t sure if something is covered,\ncontact us\n.\nWhen does ETIAS start?\nETIAS will start in the last quarter of 2026, but an exact date has not been set yet. This will affect the process for visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Once it starts, travelers will be asked to apply via the official\nETIAS website\n* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.\nHow long can I stay in the Schengen countries without a visa?\nAs a US citizen, your stay can’t exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\nCan I get travel insurance if I’m traveling to multiple Schengen countries in one trip?\nYes. When you\nget a quote\nfor a travel protection plan that provides travel insurance benefits and non-insurance services for your trip to the Schengen area, you’ll be asked to input which countries you’ll be visiting. Make sure you list all of the countries on your itinerary. When you purchase a plan, you must select all the countries and regions where you’ll be traveling, and these will be shown on your Certificate of Insurance.\nWhat EU countries are not included in the Schengen agreement?\nThe only EU countries that are not part of the Schengen Agreement are Cyprus and Ireland.\nDo I need travel insurance for Schengen countries where I have a layover?\nYou don’t need to purchase extra travel insurance if you are making a quick layover in a country and you’re not planning to leave the airport.\r\nHowever, please note that if you decide you do want to explore a new destination and want to extend your vacation, the moment you step out of the airport you’ll need travel insurance if you want to be covered in case of unexpected events.\nHow do I file a claim?\nIf you need to cancel your trip due to a covered reason, you can\nfile a claim online\n. Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your canceled trip as well. For example, if you are canceling your trip due to illness, you’ll need to show supporting documentation proving you were unable to travel.\n20260223-5237266. *This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.\nTravel Insurance Benefits: how we can take care of you\nThe amounts listed represent the maximum benefit amount.\nProtect your health\n24\/7 Emergency Assistance Help Line\nEmergency Medical & Dental Expenses\nEmergency Evacuations\nBedside Companion Travel\nEmergency Medications\nProtect Your Trip\nTrip Cancellation\nOptional Cancel for Any Reason (Explorer or Epic)\nTrip Delay & Trip Interruption\nMissed Connection (Explorer or Epic)\nRental Car Damage (Explorer, Epic or Annual)\nProtect Your Stuff\nBaggage Delay\nPassport and Visa Loss\nLost or Stolen Bags\nPersonal Tech, Equipment & Gear\nBaggage Return After Evacuation\nNon-Insurance Services\nMedical & Non-Medical 24\/7 Emergency Assistance Line\nTranslators Available\nPre-Departure Telehealth Services\nPortable Health Records\nDelayed or Lost Baggage Tracking and Delivery\nThis is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.","attrs_markdown":"[EN](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#91c2fe59-0edb-4837-8c5b-1175e155e7c8)   [Contact us](https:\/\/www.worldnomads.com\/contact-us)\n\n[Member Hi](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#22fba39e-8d4d-4764-9ac4-dc17495680ba)\n\n[World Nomads](https:\/\/www.worldnomads.com\/)\n\n- [Insurance](https:\/\/www.worldnomads.com\/travel-insurance)\n  \n  - [What's Covered?](https:\/\/www.worldnomads.com\/travel-insurance\/whats-covered)\n  - [What to do if...](https:\/\/www.worldnomads.com\/travel-insurance\/what-to-do)\n  - [Why Buy?](https:\/\/www.worldnomads.com\/travel-insurance\/why-buy)\n  - [Activities](https:\/\/www.worldnomads.com\/travel-insurance\/activities)\n  - [Destinations](https:\/\/www.worldnomads.com\/travel-insurance\/destinations)\n  - [True Claims](https:\/\/www.worldnomads.com\/travel-insurance\/true-claims)\n  - [Make a Claim](https:\/\/www.worldnomads.com\/travel-insurance\/claim-online)\n  - [Get a quote](https:\/\/www.worldnomads.com\/travel-insurance\/get-a-quote)\n  - [Simple & flexible travel insurance Get a Price](https:\/\/www.worldnomads.com\/travel-insurance\/get-a-quote)\n- [Safety](https:\/\/www.worldnomads.com\/travel-safety)\n  \n  - [Destinations](https:\/\/www.worldnomads.com\/travel-safety\/destinations)\n  - [Alerts](https:\/\/www.worldnomads.com\/travel-safety\/travel-alerts)\n  - [How to stay safe when you travel Learn more](https:\/\/www.worldnomads.com\/travel-safety)\n- [Explore](https:\/\/www.worldnomads.com\/explore)\n  \n  - [Destinations](https:\/\/www.worldnomads.com\/explore\/destinations)\n  - [Guides](https:\/\/www.worldnomads.com\/explore\/guides)\n  - [Podcasts](https:\/\/www.worldnomads.com\/explore\/podcasts)\n  - [Discover your next adventure Learn more](https:\/\/www.worldnomads.com\/explore)\n- [Stories](https:\/\/www.worldnomads.com\/stories)\n  \n  - [Discovery](https:\/\/www.worldnomads.com\/stories\/discovery)\n  - [Connection](https:\/\/www.worldnomads.com\/stories\/connection)\n  - [Transformation](https:\/\/www.worldnomads.com\/stories\/transformation)\n  - [Fear](https:\/\/www.worldnomads.com\/stories\/fear)\n  - [Love](https:\/\/www.worldnomads.com\/stories\/love)\n  - [Story Roulette](https:\/\/www.worldnomads.com\/stories\/random)\n  - [Inspiring travel stories Learn more](https:\/\/www.worldnomads.com\/stories)\n- [Create](https:\/\/www.worldnomads.com\/create)\n  \n  - [Learn](https:\/\/www.worldnomads.com\/create\/learn)\n  - [Scholarships](https:\/\/www.worldnomads.com\/create\/scholarships)\n  - [Assignments](https:\/\/www.worldnomads.com\/create\/assignments)\n  - [Travel scholarships & storytelling tips Learn more](https:\/\/www.worldnomads.com\/create)\n- [Responsible Travel](https:\/\/www.worldnomads.com\/responsible-travel)\n  \n  - [Traveler’s Manifesto](https:\/\/www.worldnomads.com\/responsible-travel\/manifesto)\n  - [Make a Difference](https:\/\/www.worldnomads.com\/responsible-travel\/make-a-difference)\n  - [Footprints micro-donations](https:\/\/www.worldnomads.com\/responsible-travel\/footprints)\n  - [Want to be a responsible traveler? 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[Greece](https:\/\/www.worldnomads.com\/)\n- [Greenland](https:\/\/www.worldnomads.com\/)\n- [Guadeloupe](https:\/\/www.worldnomads.com\/)\n- [Guam](https:\/\/www.worldnomads.com\/)\n- [Guatemala](https:\/\/www.worldnomads.com\/)\n- [Honduras](https:\/\/www.worldnomads.com\/)\n- [Hong Kong](https:\/\/www.worldnomads.com\/)\n- [Hungary](https:\/\/www.worldnomads.com\/)\n- [Iceland](https:\/\/www.worldnomads.com\/)\n- [India](https:\/\/www.worldnomads.com\/)\n- [Indonesia](https:\/\/www.worldnomads.com\/)\n- [Ireland](https:\/\/www.worldnomads.com\/ie\/)\n- [Isle of Man](https:\/\/www.worldnomads.com\/uk\/)\n- [Israel](https:\/\/www.worldnomads.com\/)\n- [Italy](https:\/\/www.worldnomads.com\/)\n- [Jamaica](https:\/\/www.worldnomads.com\/)\n- [Japan](https:\/\/www.worldnomads.com\/)\n- [Kazakhstan](https:\/\/www.worldnomads.com\/)\n- [Kenya](https:\/\/www.worldnomads.com\/)\n- [Kuwait](https:\/\/www.worldnomads.com\/)\n- [Kyrgyzstan](https:\/\/www.worldnomads.com\/)\n- [Laos](https:\/\/www.worldnomads.com\/)\n- [Latvia](https:\/\/www.worldnomads.com\/)\n- [Liechtenstein](https:\/\/www.worldnomads.com\/)\n- [Lithuania](https:\/\/www.worldnomads.com\/)\n- [Luxembourg](https:\/\/www.worldnomads.com\/)\n- [Macao](https:\/\/www.worldnomads.com\/)\n- [Macedonia](https:\/\/www.worldnomads.com\/)\n- [Madagascar](https:\/\/www.worldnomads.com\/)\n- [Malaysia](https:\/\/www.worldnomads.com\/)\n- [Maldives](https:\/\/www.worldnomads.com\/)\n- [Malta](https:\/\/www.worldnomads.com\/)\n- [Mauritius](https:\/\/www.worldnomads.com\/)\n- [Mexico](https:\/\/www.worldnomads.com\/)\n- [Moldova](https:\/\/www.worldnomads.com\/)\n- [Monaco](https:\/\/www.worldnomads.com\/)\n- [Mongolia](https:\/\/www.worldnomads.com\/)\n- [Montenegro](https:\/\/www.worldnomads.com\/)\n- [Morocco](https:\/\/www.worldnomads.com\/)\n- [Nepal](https:\/\/www.worldnomads.com\/)\n- [Netherlands](https:\/\/www.worldnomads.com\/)\n- [New Caledonia](https:\/\/www.worldnomads.com\/)\n- [New Zealand](https:\/\/www.worldnomads.com\/nz\/)\n- [Nicaragua](https:\/\/www.worldnomads.com\/)\n- [Norway](https:\/\/www.worldnomads.com\/)\n- [Oman](https:\/\/www.worldnomads.com\/)\n- [Pakistan](https:\/\/www.worldnomads.com\/)\n- [Palau](https:\/\/www.worldnomads.com\/)\n- [Panama](https:\/\/www.worldnomads.com\/)\n- [Papua New Guinea](https:\/\/www.worldnomads.com\/)\n- [Paraguay](https:\/\/www.worldnomads.com\/)\n- [Peru](https:\/\/www.worldnomads.com\/)\n- [Philippines](https:\/\/www.worldnomads.com\/)\n- [Poland](https:\/\/www.worldnomads.com\/)\n- [Portugal](https:\/\/www.worldnomads.com\/)\n- [Qatar](https:\/\/www.worldnomads.com\/)\n- [Romania](https:\/\/www.worldnomads.com\/)\n- [Russia](https:\/\/www.worldnomads.com\/)\n- [Saba](https:\/\/www.worldnomads.com\/)\n- [Samoa](https:\/\/www.worldnomads.com\/)\n- [San Marino](https:\/\/www.worldnomads.com\/)\n- [Saudi Arabia](https:\/\/www.worldnomads.com\/)\n- [Serbia](https:\/\/www.worldnomads.com\/)\n- [Singapore](https:\/\/www.worldnomads.com\/)\n- [Sint Eustatius](https:\/\/www.worldnomads.com\/)\n- [Sint Maarten](https:\/\/www.worldnomads.com\/)\n- [Slovakia](https:\/\/www.worldnomads.com\/)\n- [Slovenia](https:\/\/www.worldnomads.com\/)\n- [Solomon Islands](https:\/\/www.worldnomads.com\/)\n- [South Africa](https:\/\/www.worldnomads.com\/)\n- [South Korea](https:\/\/www.worldnomads.com\/)\n- [Spain](https:\/\/www.worldnomads.com\/)\n- [Sri Lanka](https:\/\/www.worldnomads.com\/)\n- [Sweden](https:\/\/www.worldnomads.com\/)\n- [Switzerland](https:\/\/www.worldnomads.com\/)\n- [Taiwan](https:\/\/www.worldnomads.com\/)\n- [Tajikistan](https:\/\/www.worldnomads.com\/)\n- [Thailand](https:\/\/www.worldnomads.com\/)\n- [Tonga](https:\/\/www.worldnomads.com\/)\n- [Trinidad & Tobago](https:\/\/www.worldnomads.com\/)\n- [Turkey](https:\/\/www.worldnomads.com\/)\n- [Turkmenistan](https:\/\/www.worldnomads.com\/)\n- [Turks & Caicos Islands](https:\/\/www.worldnomads.com\/)\n- [United Arab Emirates](https:\/\/www.worldnomads.com\/)\n- [United Kingdom](https:\/\/www.worldnomads.com\/uk\/)\n- [United States](https:\/\/www.worldnomads.com\/usa\/)\n- [Uruguay](https:\/\/www.worldnomads.com\/)\n- [Uzbekistan](https:\/\/www.worldnomads.com\/)\n- [Vanuatu](https:\/\/www.worldnomads.com\/)\n- [Vietnam](https:\/\/www.worldnomads.com\/)\n- [Global](https:\/\/www.worldnomads.com\/)\n\n1. [World Nomads](https:\/\/www.worldnomads.com\/)\n2. [Usa](https:\/\/www.worldnomads.com\/usa)\n3. [Travel Insurance](https:\/\/www.worldnomads.com\/usa\/travel-insurance)\n4. [Whats Covered](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered)\n5. [Schengen Travel Insurance](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n# Travel Insurance Coverage for the Schengen Area\n\nUS Residents Can Protect Their Trips to the 29 Countries in the Schengen Area\n\n[Get a price](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#insuranceQuotePanel)\n\n- As featured in:\n\n## At a glance\n- All World Nomads travel protection plans may cover trips to the Schengen countries, with some plans that offer higher coverage maximums\n- You may be covered for more than 250+ activities\n- Benefits may include trip cancellation, sickness and medical expenses, baggage delay and more\n- An optional ‘Cancel for Any Reason’ upgrade may be available for the Explorer and Epic plans offered by World Nomads. (Not available for New York residents.)\n\n- [Why should you consider a travel protection plan for the Schengen area?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#consider-insurance)\n- [What May Be Covered](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#inclusions)\n- [Exclusions](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#exclusions)\n- [Complete List of Schengen Countries](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#list-of-schengen-countries)\n- [Will you need a Schengen visa?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#will-you-need-a-visa)\n- [What is ETIAS?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#what-is-etias)\n- [FAQs](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#faqs)\n## Why should you consider a travel protection plan for the Schengen area?\nThe Schengen Agreement makes it easier for travelers to visit multiple countries, and [every day over 3.5 million people are crossing internal borders in these 29 countries](https:\/\/home-affairs.ec.europa.eu\/policies\/schengen\/schengen-area_en). The treaty essentially means that when you cross the border into one of these countries, you’re in them all (that is, you're free to travel between these countries with no border controls and no passport checks).\n\nThere are so many adventures you can have in the Schengen area. But what happens if you get hurt [skiing](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/activities\/ski-snowboard-travel-insurance) in [Switzerland](https:\/\/www.worldnomads.com\/explore\/europe\/switzerland\/affordable-winter-adventures) and need to get medical care, or if your [bags get lost](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/baggage) on the way to [France](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/destinations\/france)? A travel protection plan that includes travel insurance benefits and non-insurance services for your trip to the Schengen area may help with some of these unexpected expenses.\n\n## Related articles\n- [What is ETIAS?](https:\/\/www.worldnomads.com\/travel-wiser\/practical\/what-is-etias)\n- [Emergency Medical Coverage](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/overseas-medical)\n- [Activities, Sports, and Adventures Covered by World Nomads](https:\/\/www.worldnomads.com\/usa\/help\/insurance\/buying-travel-insurance\/cover-for-activities-sports-and-adventures)\n- [‘Cancel for Any Reason’ Travel Insurance Benefits](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/cancel-for-any-reason)\n- [File a Claim](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/claim-online)\n\n[View all benefits](https:\/\/www.worldnomads.com\/usa\/travel-insurance)\n\n### What May Be Covered\n- [Accident and Sickness Medical Expenses](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/overseas-medical)\n- [Trip Cancellation](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/cancellation)\n- [Trip Interruption](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/trip-interruption)\n- [Trip Delay](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/trip-delay)\n- [Natural Disasters](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/natural-disasters)\n- [Emergency Evacuation and Repatriation](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/medical-repatriation)\n- [Lost, Stolen or Delayed Baggage](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/baggage)\n- [250+ Adventure Sports and Activities](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/adventure-sports-and-activities)\n- [Non-insurance services](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/all-non-insurance-services)\n\n### Exclusions\n- Travel to countries that you don’t list when you purchase your plan\n- Activities not listed as covered in your plan\n- Any medical bills related to a [pre-existing condition](https:\/\/www.worldnomads.com\/usa\/help\/insurance\/buying-travel-insurance\/pre-existing-medical-conditions)[,](https:\/\/www.worldnomads.com\/usa\/help\/insurance\/buying-travel-insurance\/pre-existing-medical-conditions) unless you purchased the Epic or Explorer plan during the [time-sensitive period](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/time-sensitive-periods) and qualified for the pre-existing condition exclusion waiver. Additional terms apply.\n- Unattended baggage or personal items\n- Injuries that happen while under the influence of drugs or alcohol\n\n## Complete List of Schengen Countries\n- [Austria](https:\/\/www.worldnomads.com\/explore\/europe\/austria)\n- [Belgium](https:\/\/www.worldnomads.com\/explore\/europe\/belgium)\n- [Bulgaria](https:\/\/www.worldnomads.com\/explore\/eastern-europe\/bulgaria)\n- [Croatia](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/destinations\/croatia)\n- [Czech Republic](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/destinations\/czech-republic)\n- [Denmark](https:\/\/www.worldnomads.com\/explore\/northern-europe\/denmark)\n- [Estonia](https:\/\/www.worldnomads.com\/explore\/northern-europe\/estonia)\n- [Finland](https:\/\/www.worldnomads.com\/explore\/northern-europe\/finland)\n- [France](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/destinations\/france)\n- [Germany](https:\/\/www.worldnomads.com\/travel-insurance\/destinations\/germany)\n- [Greece](https:\/\/www.worldnomads.com\/travel-insurance\/destinations\/greece)\n- [Hungary](https:\/\/www.worldnomads.com\/explore\/eastern-europe\/hungary)\n- [Iceland](https:\/\/www.worldnomads.com\/explore\/northern-europe\/iceland)\n- [Italy](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/destinations\/italy)\n- [Latvia](https:\/\/www.worldnomads.com\/explore\/northern-europe\/latvia)\n- [Lithuania](https:\/\/www.worldnomads.com\/explore\/northern-europe\/lithuania)\n- [Luxembourg](https:\/\/www.worldnomads.com\/travel-safety\/europe\/luxembourg)\n- [Liechtenstein](https:\/\/www.worldnomads.com\/travel-safety\/europe\/liechtenstein)\n- [Malta](https:\/\/www.worldnomads.com\/explore\/europe\/malta)\n- [Netherlands](https:\/\/www.worldnomads.com\/explore\/europe\/netherlands)\n- [Norway](https:\/\/www.worldnomads.com\/explore\/northern-europe\/norway)\n- [Poland](https:\/\/www.worldnomads.com\/explore\/eastern-europe\/poland)\n- [Portugal](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/destinations\/portugal)\n- [Romania](https:\/\/www.worldnomads.com\/explore\/eastern-europe\/romania)\n- [Slovakia](https:\/\/www.worldnomads.com\/explore\/eastern-europe\/slovakia)\n- [Slovenia](https:\/\/www.worldnomads.com\/explore\/europe\/slovenia)\n- [Spain](https:\/\/www.worldnomads.com\/travel-insurance\/destinations\/spain)\n- [Sweden](https:\/\/www.worldnomads.com\/explore\/northern-europe\/sweden)\n- [Switzerland](https:\/\/www.worldnomads.com\/explore\/europe\/switzerland)\n\n## Will you need a Schengen visa?\nWhether you need a Schengen visa or not depends on your nationality.\n\nIf you are a [US citizen with a US passport traveling to Schengen](https:\/\/travel.state.gov\/content\/travel\/en\/international-travel\/before-you-go\/travelers-with-special-considerations\/US_Travelers_in_Europes_Schengen_Area.html)\\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period.\n\nBut keep these conditions in mind:\n\n- your passport must be valid for at least six months at the time of your entry. Your airline may not let you board otherwise and\/or you could be denied entry upon arrival in the Schengen Area .\n- if you spend three months in the Schengen area during any six-month period, you must wait another three months from the last date of departure from the Schengen area before you can enter again without a visa.\n- it's still highly recommended to keep your passport on you when you travel to a new country within the Schengen Area. While unlikely, officials could reinstate border controls without notice.\n\nIf you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\n\nIn all cases, make sure you get your passport stamped when you enter your first Schengen country, especially if you’re departing from a different one, because they’ll have no record of how you got in, or when, and you’ll have all sorts of questions to answer about being an illegal arrival.\n\n## What is ETIAS?\n[ETIAS (European Travel Information and Authorization System)](https:\/\/travel-europe.europa.eu\/en\/etias)\\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https:\/\/etias.com\/)\\* or mobile app. Unlike a traditional visa, ETIAS is linked electronically to your travel document, such as a passport, and is valid for three years or until the travel document expires, whichever comes first.\n\nHowever, it does not guarantee entry. Border authorities will still verify that you meet entry conditions on arrival. Each applicant will undergo a detailed security check.\n\n![Image not found]()\n\n## FAQ\nHere are our most frequently asked questions about cover for the Schengen area. You can also find the answers to other questions in our [Help Center](https:\/\/helpdesk.worldnomads.com\/customer\/en\/portal\/articles\/) or you can ask the [customer service team](https:\/\/www.worldnomads.com\/contact-us).\n\n- [What is the Schengen Agreement?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  The Schengen Agreement is a treaty that has been signed by 29 countries. Once you’ve crossed the border into one of them, you’re free to travel between the Schengen countries with no border controls and no passport checks. These 29 countries have agreed on a common visa application form for visitors from outside the area. If your travels are taking you to Europe you might need to apply for this ‘Schengen visa'. We say 'might' because not everyone needs one...it all depends on where you're from and what countries you'll be visiting in Europe.\n\n- [Do US residents need a Schengen visa?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  If you are a [US citizen with a US passport traveling to Schengen](https:\/\/travel.state.gov\/content\/travel\/en\/international-travel\/before-you-go\/travelers-with-special-considerations\/US_Travelers_in_Europes_Schengen_Area.html)\\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\n  \n  Also, be aware that [ETIAS (European Travel Information and Authorization System)](https:\/\/travel-europe.europa.eu\/en\/etias)\\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https:\/\/etias.com\/)\\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.\n\n- [Does World Nomads Travel Insurance meet the Schengen visa requirements?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  Yes…it does\\!\n  \n  If you are from one of the countries that requires a Schengen visa, you need to prove that you have adequate travel insurance that is valid for the entire period of your stay (or transit) in the Schengen area.\n  \n  World Nomads travel protection plans provides more than the required EUR €30,000 medical coverage and therefore it should be accepted as part of your Schengen visa application.\n  \n  If you are looking for travel insurance for Schengen countries, you can [get a quote](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/get-a-quote) from World Nomads. If you aren’t sure if something is covered, [contact us](https:\/\/pp.worldnomads.com\/contact-us).\n\n- [When does ETIAS start?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  ETIAS will start in the last quarter of 2026, but an exact date has not been set yet. This will affect the process for visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Once it starts, travelers will be asked to apply via the official [ETIAS website](https:\/\/etias.com\/)\\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.\n\n- [How long can I stay in the Schengen countries without a visa?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  As a US citizen, your stay can’t exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\n\n- [Can I get travel insurance if I’m traveling to multiple Schengen countries in one trip?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  Yes. When you [get a quote](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/get-a-quote) for a travel protection plan that provides travel insurance benefits and non-insurance services for your trip to the Schengen area, you’ll be asked to input which countries you’ll be visiting. Make sure you list all of the countries on your itinerary. When you purchase a plan, you must select all the countries and regions where you’ll be traveling, and these will be shown on your Certificate of Insurance.\n\n- [What EU countries are not included in the Schengen agreement?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  The only EU countries that are not part of the Schengen Agreement are Cyprus and Ireland.\n\n- [Do I need travel insurance for Schengen countries where I have a layover?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  You don’t need to purchase extra travel insurance if you are making a quick layover in a country and you’re not planning to leave the airport. However, please note that if you decide you do want to explore a new destination and want to extend your vacation, the moment you step out of the airport you’ll need travel insurance if you want to be covered in case of unexpected events.\n\n- [How do I file a claim?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  If you need to cancel your trip due to a covered reason, you can [file a claim online](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/claim-online). Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your canceled trip as well. For example, if you are canceling your trip due to illness, you’ll need to show supporting documentation proving you were unable to travel.\n\n20260223-5237266. \\*This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.\n\n## Travel Insurance Benefits: how we can take care of you\n##### Trip Protection\nProtect your hard earned vacation from unexpected cancellation.\n\n- Standard Plan: **\\$2,500**\n- Explorer Plan: **\\$10,000**\n- Epic Plan: **\\$15,000**\n- Annual Plan: **\\$5,000**\n\n##### Trip Protection\n- Unexpectedly hospitalized?\n- Travel buddy unfit to travel?\n- Close relative suddenly dies?\n\nWe’ve got your back.\n\n##### Emergency Medical Insurance\nTake the pain out of medical or dental costs.\n\n- Standard Plan: **\\$125,000**\n- Explorer Plan: **\\$150,000**\n- Epic Plan: **\\$250,000**\n- Annual Plan: **\\$100,000**\n\n##### Emergency Medical Insurance\n- Need meds quick?\n- Accidentally injured?\n- Suddenly sick?\n\nWe’ve got your back.\n\n##### Emergency Evacuation\nWe'll provide assistance to get you to the hospital or home quickly.\n\n- Standard Plan: **\\$400,000**\n- Explorer Plan: **\\$500,000**\n- Epic Plan: **\\$700,000**\n- Annual Plan: **\\$100,000**\n\n##### Emergency Evacuation\n- Banged up abroad?\n- Need a hospital urgently?\n- Medevac home?\n\nHelp starts here.\n\n##### Protect your gear\nCovers the loss, theft or damage of your bags, tech and gear.\n\n- Standard Plan: **\\$1,000**\n- Explorer Plan: **\\$2,000**\n- Epic Plan: **\\$3,000**\n- Annual Plan: **\\$2,000**\n\n##### Protect your gear\n- Passport or tech stolen?\n- Airline lost your gear?\n- Bags delayed?\n\nHelp starts here.\n\nThe amounts listed represent the maximum benefit amount.\n\nShow all benefits\n\n*Protect your health*\n\n- 24\/7 Emergency Assistance Help Line\n- Emergency Medical & Dental Expenses\n- Emergency Evacuations\n- Bedside Companion Travel\n- Emergency Medications\n\n*Protect Your Trip*\n\n- Trip Cancellation\n- Optional Cancel for Any Reason (Explorer or Epic)\n- Trip Delay & Trip Interruption\n- Missed Connection (Explorer or Epic)\n- Rental Car Damage (Explorer, Epic or Annual)\n\n*Protect Your Stuff*\n\n- Baggage Delay\n- Passport and Visa Loss\n- Lost or Stolen Bags\n- Personal Tech, Equipment & Gear\n- Baggage Return After Evacuation\n\n*Non-Insurance Services*\n\n- Medical & Non-Medical 24\/7 Emergency Assistance Line\n- Translators Available\n- Pre-Departure Telehealth Services\n- Portable Health Records\n- Delayed or Lost Baggage Tracking and Delivery\n\nThis is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.\n\n[Trustpilot](https:\/\/www.trustpilot.com\/review\/worldnomads.com)\n\n[Back to top](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#travelInsurance)\n\nINFORMATION YOU NEED TO KNOW\n\nThis advertisement contains highlights of the plans developed by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. **Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions.** In most states, your travel retailer is not a licensed insurance producer\/agent and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, a Generali Global Assistance & Insurance Services brand; [we are licensed in all states;](https:\/\/www.tripmate.com\/main\/generali-global-assistance-insurance-services-licenses\/) 880 SW 145th Ave, Suite 400, Pembroke Pines, FL 33027; 1-844-207-1930; [assistancefees@tripmate.com](mailto:assistancefees@tripmate.com). While Trip Mate markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate and Trip Mate does not receive compensation from USF for providing the non-insurance components of the plans.\n\nBefore your trip, check the [latest government advice](https:\/\/travel.state.gov\/content\/travel.html) for any [travel alerts](https:\/\/www.worldnomads.com\/usa\/help\/insurance\/recent-events) for your destination.\n\nPlease select your country of residence\n\n- In association with:\n\n- World Nomads\n- [Travel insurance](https:\/\/www.worldnomads.com\/travel-insurance)\n- [Get a quote](https:\/\/www.worldnomads.com\/travel-insurance\/travel-insurance-quote)\n- [Travel alerts](https:\/\/www.worldnomads.com\/travel-safety\/travel-alerts)\n- [Footprints donations](https:\/\/www.worldnomads.com\/responsible-travel\/footprints)\n- [Responsible travel](https:\/\/www.worldnomads.com\/responsible-travel\/make-a-difference)\n- [Travel guides](https:\/\/www.worldnomads.com\/explore\/guides)\n- [Creative scholarships](https:\/\/www.worldnomads.com\/create\/scholarships)\n- [Storytelling tips](https:\/\/www.worldnomads.com\/create\/learn)\n- [Travel podcasts](https:\/\/www.worldnomads.com\/explore\/podcasts)\n\n- About us\n- [Who we are](https:\/\/www.worldnomads.com\/about)\n- [Meet the team](https:\/\/www.worldnomads.com\/about\/team)\n- [Travel Manifesto](https:\/\/www.worldnomads.com\/responsible-travel\/manifesto)\n- [Media Center](https:\/\/www.worldnomads.com\/media-center)\n- [Partner Program](https:\/\/www.worldnomads.com\/partnerships)\n- [Job openings](https:\/\/www.linkedin.com\/company\/world-nomads\/jobs\/?viewAsMember=true)\n- [Be a contributor](https:\/\/www.worldnomads.com\/about\/contributors\/be-a-contributor)\n- [Site map](https:\/\/www.worldnomads.com\/sitemap)\n- [Terms of use](https:\/\/www.worldnomads.com\/terms-of-use)\n- [Privacy](https:\/\/www.worldnomads.com\/privacy)\n\n- Need help?\n- [Help & emergencies](https:\/\/www.worldnomads.com\/travel-insurance\/emergency-assistance)\n- [Make a claim](https:\/\/www.worldnomads.com\/travel-insurance\/claim-online)\n- [Help center](https:\/\/www.worldnomads.com\/help)\n- [Contact us](https:\/\/www.worldnomads.com\/contact-us)\n- [Modern Slavery Statement](https:\/\/www.nib.com.au\/docs\/2022-modern-slavery-statement)\n- [Cookie Settings](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n\nAlready a member? [Sign In](https:\/\/www.worldnomads.com\/member)\n\n- Follow us on\n\nTravel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.   \n  \n [WorldNomads.com](https:\/\/www.worldnomads.com\/) Pty Limited (ABN 62 127 485 198 AR 343027, NZBN 9429050505364) at Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia is an Authorised Representative of nib Travel Services (Australia) Pty Ltd (ABN 81 115 932 173 AFSL 308461, NZBN 9429050505340), and is underwritten in Australia and New Zealand by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, NZBN 9429041356500. nib Travel Services Europe Limited trading as nib Travel Services and World Nomads is regulated by the Central Bank of Ireland. nib Travel Services Europe Limited (Company Registration Number 601851), at City Quarter, Lapps Quay, Cork, T12 Y3ET, Ireland. In Europe the policy is manufactured by Collinson Insurance Europe Limited which is authorised and regulated by the Malta Financial Services Authority (Registration no. C89977). nib Travel Services Europe (UK Branch) is authorised and regulated by the Financial Conduct Authority, FRN 988371. Registered Office: Birchin Court, 20 Birchin Lane, London, EC3V 9DU. Co\/Est. No. FC039523\/BR024629. In the UK the policy is underwritten by Collinson Insurance which is a trading name of Astrenska Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 202846). [WorldNomads.com](https:\/\/www.worldnomads.com\/) Pty Limited markets and promotes travel insurance products of nib Travel Services Limited (License No.1446874), at PO Box 1051, Grand Cayman KY1-1102, Cayman Islands. World Nomads Inc. (1585422), at 2201 Broadway, Suite 400, Oakland, CA 94612, USA, plans are serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services. World Nomads (Canada) Ltd (BC: 0700178; Business No: 001 85379 7942 RC0001) is a licensed agent sponsored by AIG Insurance Company of Canada at 120 Bremner Boulevard, Suite 2200, Toronto, Ontario, M5J 0A8, Canada. World Experiences Seguros De Viagem Brasil Ltda (CNPJ: 21.346.969\/0001-99) at Rua Padre João Manuel, 755, 16º andar, São Paulo – SP, Brazil is an Authorized Partner (Representante) of Chubb Seguros Brasil S.A. (CNPJ: 03.502.099\/0001-18) at Av. Nações Unidas, nº 8.501, 27º andar -, Edifício Eldorado Business Tower, Pinheiros through the SUSEP Process 15414.900439\/2015-34. All World Nomads entities listed above, including nib Travel Services Europe Limited, nib Travel Services Limited and nib Travel Services (Australia) Pty Ltd, are subsidiaries of nib holdings limited (ABN 51 125 633 856).","attrs_readable_markdown":"US Residents Can Protect Their Trips to the 29 Countries in the Schengen Area\n\n- As featured in:\n\n## At a glance\n- All World Nomads travel protection plans may cover trips to the Schengen countries, with some plans that offer higher coverage maximums\n- You may be covered for more than 250+ activities\n- Benefits may include trip cancellation, sickness and medical expenses, baggage delay and more\n- An optional ‘Cancel for Any Reason’ upgrade may be available for the Explorer and Epic plans offered by World Nomads. (Not available for New York residents.)\n\n- [Why should you consider a travel protection plan for the Schengen area?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#consider-insurance)\n- [What May Be Covered](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#inclusions)\n- [Exclusions](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#exclusions)\n- [Complete List of Schengen Countries](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#list-of-schengen-countries)\n- [Will you need a Schengen visa?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#will-you-need-a-visa)\n- [What is ETIAS?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#what-is-etias)\n- [FAQs](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance#faqs)\n## Why should you consider a travel protection plan for the Schengen area?\nThe Schengen Agreement makes it easier for travelers to visit multiple countries, and [every day over 3.5 million people are crossing internal borders in these 29 countries](https:\/\/home-affairs.ec.europa.eu\/policies\/schengen\/schengen-area_en). The treaty essentially means that when you cross the border into one of these countries, you’re in them all (that is, you're free to travel between these countries with no border controls and no passport checks).\n\nThere are so many adventures you can have in the Schengen area. But what happens if you get hurt [skiing](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/activities\/ski-snowboard-travel-insurance) in [Switzerland](https:\/\/www.worldnomads.com\/explore\/europe\/switzerland\/affordable-winter-adventures) and need to get medical care, or if your [bags get lost](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/baggage) on the way to [France](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/destinations\/france)? A travel protection plan that includes travel insurance benefits and non-insurance services for your trip to the Schengen area may help with some of these unexpected expenses.\n\n### What May Be Covered\n- [Accident and Sickness Medical Expenses](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/overseas-medical)\n- [Trip Cancellation](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/cancellation)\n- [Trip Interruption](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/trip-interruption)\n- [Trip Delay](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/trip-delay)\n- [Natural Disasters](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/natural-disasters)\n- [Emergency Evacuation and Repatriation](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/medical-repatriation)\n- [Lost, Stolen or Delayed Baggage](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/baggage)\n- [250+ Adventure Sports and Activities](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/adventure-sports-and-activities)\n- [Non-insurance services](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/all-non-insurance-services)\n\n### Exclusions\n- Travel to countries that you don’t list when you purchase your plan\n- Activities not listed as covered in your plan\n- Any medical bills related to a [pre-existing condition](https:\/\/www.worldnomads.com\/usa\/help\/insurance\/buying-travel-insurance\/pre-existing-medical-conditions)[,](https:\/\/www.worldnomads.com\/usa\/help\/insurance\/buying-travel-insurance\/pre-existing-medical-conditions) unless you purchased the Epic or Explorer plan during the [time-sensitive period](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/time-sensitive-periods) and qualified for the pre-existing condition exclusion waiver. Additional terms apply.\n- Unattended baggage or personal items\n- Injuries that happen while under the influence of drugs or alcohol\n\n## Will you need a Schengen visa?\nWhether you need a Schengen visa or not depends on your nationality.\n\nIf you are a [US citizen with a US passport traveling to Schengen](https:\/\/travel.state.gov\/content\/travel\/en\/international-travel\/before-you-go\/travelers-with-special-considerations\/US_Travelers_in_Europes_Schengen_Area.html)\\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period.\n\nBut keep these conditions in mind:\n\n- your passport must be valid for at least six months at the time of your entry. Your airline may not let you board otherwise and\/or you could be denied entry upon arrival in the Schengen Area .\n- if you spend three months in the Schengen area during any six-month period, you must wait another three months from the last date of departure from the Schengen area before you can enter again without a visa.\n- it's still highly recommended to keep your passport on you when you travel to a new country within the Schengen Area. While unlikely, officials could reinstate border controls without notice.\n\nIf you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\n\nIn all cases, make sure you get your passport stamped when you enter your first Schengen country, especially if you’re departing from a different one, because they’ll have no record of how you got in, or when, and you’ll have all sorts of questions to answer about being an illegal arrival.\n\n## What is ETIAS?\n[ETIAS (European Travel Information and Authorization System)](https:\/\/travel-europe.europa.eu\/en\/etias)\\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https:\/\/etias.com\/)\\* or mobile app. Unlike a traditional visa, ETIAS is linked electronically to your travel document, such as a passport, and is valid for three years or until the travel document expires, whichever comes first.\n\nHowever, it does not guarantee entry. Border authorities will still verify that you meet entry conditions on arrival. Each applicant will undergo a detailed security check.\n\n## FAQ\nHere are our most frequently asked questions about cover for the Schengen area. You can also find the answers to other questions in our [Help Center](https:\/\/helpdesk.worldnomads.com\/customer\/en\/portal\/articles\/) or you can ask the [customer service team](https:\/\/www.worldnomads.com\/contact-us).\n\n- [What is the Schengen Agreement?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  The Schengen Agreement is a treaty that has been signed by 29 countries. Once you’ve crossed the border into one of them, you’re free to travel between the Schengen countries with no border controls and no passport checks. These 29 countries have agreed on a common visa application form for visitors from outside the area. If your travels are taking you to Europe you might need to apply for this ‘Schengen visa'. We say 'might' because not everyone needs one...it all depends on where you're from and what countries you'll be visiting in Europe.\n\n- [Do US residents need a Schengen visa?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  If you are a [US citizen with a US passport traveling to Schengen](https:\/\/travel.state.gov\/content\/travel\/en\/international-travel\/before-you-go\/travelers-with-special-considerations\/US_Travelers_in_Europes_Schengen_Area.html)\\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\n  \n  Also, be aware that [ETIAS (European Travel Information and Authorization System)](https:\/\/travel-europe.europa.eu\/en\/etias)\\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https:\/\/etias.com\/)\\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.\n\n- [Does World Nomads Travel Insurance meet the Schengen visa requirements?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  Yes…it does\\!\n  \n  If you are from one of the countries that requires a Schengen visa, you need to prove that you have adequate travel insurance that is valid for the entire period of your stay (or transit) in the Schengen area.\n  \n  World Nomads travel protection plans provides more than the required EUR €30,000 medical coverage and therefore it should be accepted as part of your Schengen visa application.\n  \n  If you are looking for travel insurance for Schengen countries, you can [get a quote](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/get-a-quote) from World Nomads. If you aren’t sure if something is covered, [contact us](https:\/\/pp.worldnomads.com\/contact-us).\n\n- [When does ETIAS start?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  ETIAS will start in the last quarter of 2026, but an exact date has not been set yet. This will affect the process for visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Once it starts, travelers will be asked to apply via the official [ETIAS website](https:\/\/etias.com\/)\\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.\n\n- [How long can I stay in the Schengen countries without a visa?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  As a US citizen, your stay can’t exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa.\n\n- [Can I get travel insurance if I’m traveling to multiple Schengen countries in one trip?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  Yes. When you [get a quote](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/get-a-quote) for a travel protection plan that provides travel insurance benefits and non-insurance services for your trip to the Schengen area, you’ll be asked to input which countries you’ll be visiting. Make sure you list all of the countries on your itinerary. When you purchase a plan, you must select all the countries and regions where you’ll be traveling, and these will be shown on your Certificate of Insurance.\n\n- [What EU countries are not included in the Schengen agreement?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  The only EU countries that are not part of the Schengen Agreement are Cyprus and Ireland.\n\n- [Do I need travel insurance for Schengen countries where I have a layover?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  You don’t need to purchase extra travel insurance if you are making a quick layover in a country and you’re not planning to leave the airport. However, please note that if you decide you do want to explore a new destination and want to extend your vacation, the moment you step out of the airport you’ll need travel insurance if you want to be covered in case of unexpected events.\n\n- [How do I file a claim?](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/whats-covered\/schengen-travel-insurance)\n  If you need to cancel your trip due to a covered reason, you can [file a claim online](https:\/\/www.worldnomads.com\/usa\/travel-insurance\/claim-online). Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your canceled trip as well. For example, if you are canceling your trip due to illness, you’ll need to show supporting documentation proving you were unable to travel.\n\n20260223-5237266. \\*This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.\n\nTravel Insurance Benefits: how we can take care of you\n\nThe amounts listed represent the maximum benefit amount.\n\n*Protect your health*\n\n- 24\/7 Emergency Assistance Help Line\n- Emergency Medical & Dental Expenses\n- Emergency Evacuations\n- Bedside Companion Travel\n- Emergency Medications\n\n*Protect Your Trip*\n\n- Trip Cancellation\n- Optional Cancel for Any Reason (Explorer or Epic)\n- Trip Delay & Trip Interruption\n- Missed Connection (Explorer or Epic)\n- Rental Car Damage (Explorer, Epic or Annual)\n\n*Protect Your Stuff*\n\n- Baggage Delay\n- Passport and Visa Loss\n- Lost or Stolen Bags\n- Personal Tech, Equipment & Gear\n- Baggage Return After Evacuation\n\n*Non-Insurance Services*\n\n- Medical & Non-Medical 24\/7 Emergency Assistance Line\n- Translators Available\n- Pre-Departure Telehealth Services\n- Portable Health Records\n- Delayed or Lost Baggage Tracking and Delivery\n\nThis is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.","meta_canonical":null}

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Meta Title	Travel Insurance for the Schengen Area \| World Nomads USA
Meta Description	Planning a trip to Europe? What you need to know about a Schengen Visa for Americans \| World Nomads travel insurance., Planning a trip to Europe? What you need to know about a Schengen Visa for Americans \| World Nomads travel insurance.
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Boilerpipe Text	US Residents Can Protect Their Trips to the 29 Countries in the Schengen Area As featured in: As featured in: At a glance All World Nomads travel protection plans may cover trips to the Schengen countries, with some plans that offer higher coverage maximums You may be covered for more than 250+ activities Benefits may include trip cancellation, sickness and medical expenses, baggage delay and more An optional ‘Cancel for Any Reason’ upgrade may be available for the Explorer and Epic plans offered by World Nomads. (Not available for New York residents.) Why should you consider a travel protection plan for the Schengen area? What May Be Covered Exclusions Complete List of Schengen Countries Will you need a Schengen visa? What is ETIAS? FAQs Why should you consider a travel protection plan for the Schengen area? The Schengen Agreement makes it easier for travelers to visit multiple countries, and every day over 3.5 million people are crossing internal borders in these 29 countries . The treaty essentially means that when you cross the border into one of these countries, you’re in them all (that is, you're free to travel between these countries with no border controls and no passport checks). There are so many adventures you can have in the Schengen area. But what happens if you get hurt skiing in Switzerland and need to get medical care, or if your bags get lost on the way to France ? A travel protection plan that includes travel insurance benefits and non-insurance services for your trip to the Schengen area may help with some of these unexpected expenses. What May Be Covered Accident and Sickness Medical Expenses Trip Cancellation Trip Interruption Trip Delay Natural Disasters Emergency Evacuation and Repatriation Lost, Stolen or Delayed Baggage 250+ Adventure Sports and Activities Non-insurance services Exclusions Travel to countries that you don’t list when you purchase your plan Activities not listed as covered in your plan Any medical bills related to a pre-existing condition , unless you purchased the Epic or Explorer plan during the time-sensitive period and qualified for the pre-existing condition exclusion waiver. Additional terms apply. Unattended baggage or personal items Injuries that happen while under the influence of drugs or alcohol Will you need a Schengen visa? Whether you need a Schengen visa or not depends on your nationality. If you are a US citizen with a US passport traveling to Schengen * countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. But keep these conditions in mind: your passport must be valid for at least six months at the time of your entry. Your airline may not let you board otherwise and/or you could be denied entry upon arrival in the Schengen Area . if you spend three months in the Schengen area during any six-month period, you must wait another three months from the last date of departure from the Schengen area before you can enter again without a visa. it's still highly recommended to keep your passport on you when you travel to a new country within the Schengen Area. While unlikely, officials could reinstate border controls without notice. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. In all cases, make sure you get your passport stamped when you enter your first Schengen country, especially if you’re departing from a different one, because they’ll have no record of how you got in, or when, and you’ll have all sorts of questions to answer about being an illegal arrival. What is ETIAS? ETIAS (European Travel Information and Authorization System) * will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official ETIAS website * or mobile app. Unlike a traditional visa, ETIAS is linked electronically to your travel document, such as a passport, and is valid for three years or until the travel document expires, whichever comes first. However, it does not guarantee entry. Border authorities will still verify that you meet entry conditions on arrival. Each applicant will undergo a detailed security check. FAQ Here are our most frequently asked questions about cover for the Schengen area. You can also find the answers to other questions in our Help Center or you can ask the customer service team . What is the Schengen Agreement? The Schengen Agreement is a treaty that has been signed by 29 countries. Once you’ve crossed the border into one of them, you’re free to travel between the Schengen countries with no border controls and no passport checks. These 29 countries have agreed on a common visa application form for visitors from outside the area. If your travels are taking you to Europe you might need to apply for this ‘Schengen visa'. We say 'might' because not everyone needs one...it all depends on where you're from and what countries you'll be visiting in Europe. Do US residents need a Schengen visa? If you are a US citizen with a US passport traveling to Schengen * countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. Also, be aware that ETIAS (European Travel Information and Authorization System) * will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official ETIAS website * or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries. Does World Nomads Travel Insurance meet the Schengen visa requirements? Yes…it does! If you are from one of the countries that requires a Schengen visa, you need to prove that you have adequate travel insurance that is valid for the entire period of your stay (or transit) in the Schengen area. World Nomads travel protection plans provides more than the required EUR €30,000 medical coverage and therefore it should be accepted as part of your Schengen visa application. If you are looking for travel insurance for Schengen countries, you can get a quote from World Nomads. If you aren’t sure if something is covered, contact us . When does ETIAS start? ETIAS will start in the last quarter of 2026, but an exact date has not been set yet. This will affect the process for visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Once it starts, travelers will be asked to apply via the official ETIAS website * or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries. How long can I stay in the Schengen countries without a visa? As a US citizen, your stay can’t exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. Can I get travel insurance if I’m traveling to multiple Schengen countries in one trip? Yes. When you get a quote for a travel protection plan that provides travel insurance benefits and non-insurance services for your trip to the Schengen area, you’ll be asked to input which countries you’ll be visiting. Make sure you list all of the countries on your itinerary. When you purchase a plan, you must select all the countries and regions where you’ll be traveling, and these will be shown on your Certificate of Insurance. What EU countries are not included in the Schengen agreement? The only EU countries that are not part of the Schengen Agreement are Cyprus and Ireland. Do I need travel insurance for Schengen countries where I have a layover? You don’t need to purchase extra travel insurance if you are making a quick layover in a country and you’re not planning to leave the airport. However, please note that if you decide you do want to explore a new destination and want to extend your vacation, the moment you step out of the airport you’ll need travel insurance if you want to be covered in case of unexpected events. How do I file a claim? If you need to cancel your trip due to a covered reason, you can file a claim online . Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your canceled trip as well. For example, if you are canceling your trip due to illness, you’ll need to show supporting documentation proving you were unable to travel. 20260223-5237266. *This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities. Travel Insurance Benefits: how we can take care of you The amounts listed represent the maximum benefit amount. Protect your health 24/7 Emergency Assistance Help Line Emergency Medical & Dental Expenses Emergency Evacuations Bedside Companion Travel Emergency Medications Protect Your Trip Trip Cancellation Optional Cancel for Any Reason (Explorer or Epic) Trip Delay & Trip Interruption Missed Connection (Explorer or Epic) Rental Car Damage (Explorer, Epic or Annual) Protect Your Stuff Baggage Delay Passport and Visa Loss Lost or Stolen Bags Personal Tech, Equipment & Gear Baggage Return After Evacuation Non-Insurance Services Medical & Non-Medical 24/7 Emergency Assistance Line Translators Available Pre-Departure Telehealth Services Portable Health Records Delayed or Lost Baggage Tracking and Delivery This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.
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[World Nomads](https://www.worldnomads.com/) 2. [Usa](https://www.worldnomads.com/usa) 3. [Travel Insurance](https://www.worldnomads.com/usa/travel-insurance) 4. [Whats Covered](https://www.worldnomads.com/usa/travel-insurance/whats-covered) 5. [Schengen Travel Insurance](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) # Travel Insurance Coverage for the Schengen Area US Residents Can Protect Their Trips to the 29 Countries in the Schengen Area [Get a price](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#insuranceQuotePanel) - As featured in: ## At a glance - All World Nomads travel protection plans may cover trips to the Schengen countries, with some plans that offer higher coverage maximums - You may be covered for more than 250+ activities - Benefits may include trip cancellation, sickness and medical expenses, baggage delay and more - An optional ‘Cancel for Any Reason’ upgrade may be available for the Explorer and Epic plans offered by World Nomads. (Not available for New York residents.) - [Why should you consider a travel protection plan for the Schengen area?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#consider-insurance) - [What May Be Covered](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#inclusions) - [Exclusions](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#exclusions) - [Complete List of Schengen Countries](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#list-of-schengen-countries) - [Will you need a Schengen visa?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#will-you-need-a-visa) - [What is ETIAS?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#what-is-etias) - [FAQs](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#faqs) ## Why should you consider a travel protection plan for the Schengen area? The Schengen Agreement makes it easier for travelers to visit multiple countries, and [every day over 3.5 million people are crossing internal borders in these 29 countries](https://home-affairs.ec.europa.eu/policies/schengen/schengen-area_en). The treaty essentially means that when you cross the border into one of these countries, you’re in them all (that is, you're free to travel between these countries with no border controls and no passport checks). There are so many adventures you can have in the Schengen area. But what happens if you get hurt [skiing](https://www.worldnomads.com/usa/travel-insurance/activities/ski-snowboard-travel-insurance) in [Switzerland](https://www.worldnomads.com/explore/europe/switzerland/affordable-winter-adventures) and need to get medical care, or if your [bags get lost](https://www.worldnomads.com/usa/travel-insurance/whats-covered/baggage) on the way to [France](https://www.worldnomads.com/usa/travel-insurance/destinations/france)? A travel protection plan that includes travel insurance benefits and non-insurance services for your trip to the Schengen area may help with some of these unexpected expenses. ## Related articles - [What is ETIAS?](https://www.worldnomads.com/travel-wiser/practical/what-is-etias) - [Emergency Medical Coverage](https://www.worldnomads.com/usa/travel-insurance/whats-covered/overseas-medical) - [Activities, Sports, and Adventures Covered by World Nomads](https://www.worldnomads.com/usa/help/insurance/buying-travel-insurance/cover-for-activities-sports-and-adventures) - [‘Cancel for Any Reason’ Travel Insurance Benefits](https://www.worldnomads.com/usa/travel-insurance/whats-covered/cancel-for-any-reason) - [File a Claim](https://www.worldnomads.com/usa/travel-insurance/claim-online) [View all benefits](https://www.worldnomads.com/usa/travel-insurance) ### What May Be Covered - [Accident and Sickness Medical Expenses](https://www.worldnomads.com/usa/travel-insurance/whats-covered/overseas-medical) - [Trip Cancellation](https://www.worldnomads.com/usa/travel-insurance/whats-covered/cancellation) - [Trip Interruption](https://www.worldnomads.com/usa/travel-insurance/whats-covered/trip-interruption) - [Trip Delay](https://www.worldnomads.com/usa/travel-insurance/whats-covered/trip-delay) - [Natural Disasters](https://www.worldnomads.com/usa/travel-insurance/whats-covered/natural-disasters) - [Emergency Evacuation and Repatriation](https://www.worldnomads.com/usa/travel-insurance/whats-covered/medical-repatriation) - [Lost, Stolen or Delayed Baggage](https://www.worldnomads.com/usa/travel-insurance/whats-covered/baggage) - [250+ Adventure Sports and Activities](https://www.worldnomads.com/usa/travel-insurance/whats-covered/adventure-sports-and-activities) - [Non-insurance services](https://www.worldnomads.com/usa/travel-insurance/whats-covered/all-non-insurance-services) ### Exclusions - Travel to countries that you don’t list when you purchase your plan - Activities not listed as covered in your plan - Any medical bills related to a [pre-existing condition](https://www.worldnomads.com/usa/help/insurance/buying-travel-insurance/pre-existing-medical-conditions)[,](https://www.worldnomads.com/usa/help/insurance/buying-travel-insurance/pre-existing-medical-conditions) unless you purchased the Epic or Explorer plan during the [time-sensitive period](https://www.worldnomads.com/usa/travel-insurance/whats-covered/time-sensitive-periods) and qualified for the pre-existing condition exclusion waiver. Additional terms apply. - Unattended baggage or personal items - Injuries that happen while under the influence of drugs or alcohol ## Complete List of Schengen Countries - [Austria](https://www.worldnomads.com/explore/europe/austria) - [Belgium](https://www.worldnomads.com/explore/europe/belgium) - [Bulgaria](https://www.worldnomads.com/explore/eastern-europe/bulgaria) - [Croatia](https://www.worldnomads.com/usa/travel-insurance/destinations/croatia) - [Czech Republic](https://www.worldnomads.com/usa/travel-insurance/destinations/czech-republic) - [Denmark](https://www.worldnomads.com/explore/northern-europe/denmark) - [Estonia](https://www.worldnomads.com/explore/northern-europe/estonia) - [Finland](https://www.worldnomads.com/explore/northern-europe/finland) - [France](https://www.worldnomads.com/usa/travel-insurance/destinations/france) - [Germany](https://www.worldnomads.com/travel-insurance/destinations/germany) - [Greece](https://www.worldnomads.com/travel-insurance/destinations/greece) - [Hungary](https://www.worldnomads.com/explore/eastern-europe/hungary) - [Iceland](https://www.worldnomads.com/explore/northern-europe/iceland) - [Italy](https://www.worldnomads.com/usa/travel-insurance/destinations/italy) - [Latvia](https://www.worldnomads.com/explore/northern-europe/latvia) - [Lithuania](https://www.worldnomads.com/explore/northern-europe/lithuania) - [Luxembourg](https://www.worldnomads.com/travel-safety/europe/luxembourg) - [Liechtenstein](https://www.worldnomads.com/travel-safety/europe/liechtenstein) - [Malta](https://www.worldnomads.com/explore/europe/malta) - [Netherlands](https://www.worldnomads.com/explore/europe/netherlands) - [Norway](https://www.worldnomads.com/explore/northern-europe/norway) - [Poland](https://www.worldnomads.com/explore/eastern-europe/poland) - [Portugal](https://www.worldnomads.com/usa/travel-insurance/destinations/portugal) - [Romania](https://www.worldnomads.com/explore/eastern-europe/romania) - [Slovakia](https://www.worldnomads.com/explore/eastern-europe/slovakia) - [Slovenia](https://www.worldnomads.com/explore/europe/slovenia) - [Spain](https://www.worldnomads.com/travel-insurance/destinations/spain) - [Sweden](https://www.worldnomads.com/explore/northern-europe/sweden) - [Switzerland](https://www.worldnomads.com/explore/europe/switzerland) ## Will you need a Schengen visa? Whether you need a Schengen visa or not depends on your nationality. If you are a [US citizen with a US passport traveling to Schengen](https://travel.state.gov/content/travel/en/international-travel/before-you-go/travelers-with-special-considerations/US_Travelers_in_Europes_Schengen_Area.html)\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. But keep these conditions in mind: - your passport must be valid for at least six months at the time of your entry. Your airline may not let you board otherwise and/or you could be denied entry upon arrival in the Schengen Area . - if you spend three months in the Schengen area during any six-month period, you must wait another three months from the last date of departure from the Schengen area before you can enter again without a visa. - it's still highly recommended to keep your passport on you when you travel to a new country within the Schengen Area. While unlikely, officials could reinstate border controls without notice. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. In all cases, make sure you get your passport stamped when you enter your first Schengen country, especially if you’re departing from a different one, because they’ll have no record of how you got in, or when, and you’ll have all sorts of questions to answer about being an illegal arrival. ## What is ETIAS? [ETIAS (European Travel Information and Authorization System)](https://travel-europe.europa.eu/en/etias)\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https://etias.com/)\* or mobile app. Unlike a traditional visa, ETIAS is linked electronically to your travel document, such as a passport, and is valid for three years or until the travel document expires, whichever comes first. However, it does not guarantee entry. Border authorities will still verify that you meet entry conditions on arrival. Each applicant will undergo a detailed security check. ![Image not found]() ## FAQ Here are our most frequently asked questions about cover for the Schengen area. You can also find the answers to other questions in our [Help Center](https://helpdesk.worldnomads.com/customer/en/portal/articles/) or you can ask the [customer service team](https://www.worldnomads.com/contact-us). - [What is the Schengen Agreement?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) The Schengen Agreement is a treaty that has been signed by 29 countries. Once you’ve crossed the border into one of them, you’re free to travel between the Schengen countries with no border controls and no passport checks. These 29 countries have agreed on a common visa application form for visitors from outside the area. If your travels are taking you to Europe you might need to apply for this ‘Schengen visa'. We say 'might' because not everyone needs one...it all depends on where you're from and what countries you'll be visiting in Europe. - [Do US residents need a Schengen visa?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) If you are a [US citizen with a US passport traveling to Schengen](https://travel.state.gov/content/travel/en/international-travel/before-you-go/travelers-with-special-considerations/US_Travelers_in_Europes_Schengen_Area.html)\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. Also, be aware that [ETIAS (European Travel Information and Authorization System)](https://travel-europe.europa.eu/en/etias)\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https://etias.com/)\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries. - [Does World Nomads Travel Insurance meet the Schengen visa requirements?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) Yes…it does\! If you are from one of the countries that requires a Schengen visa, you need to prove that you have adequate travel insurance that is valid for the entire period of your stay (or transit) in the Schengen area. World Nomads travel protection plans provides more than the required EUR €30,000 medical coverage and therefore it should be accepted as part of your Schengen visa application. If you are looking for travel insurance for Schengen countries, you can [get a quote](https://www.worldnomads.com/usa/travel-insurance/get-a-quote) from World Nomads. If you aren’t sure if something is covered, [contact us](https://pp.worldnomads.com/contact-us). - [When does ETIAS start?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) ETIAS will start in the last quarter of 2026, but an exact date has not been set yet. This will affect the process for visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Once it starts, travelers will be asked to apply via the official [ETIAS website](https://etias.com/)\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries. - [How long can I stay in the Schengen countries without a visa?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) As a US citizen, your stay can’t exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. - [Can I get travel insurance if I’m traveling to multiple Schengen countries in one trip?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) Yes. When you [get a quote](https://www.worldnomads.com/usa/travel-insurance/get-a-quote) for a travel protection plan that provides travel insurance benefits and non-insurance services for your trip to the Schengen area, you’ll be asked to input which countries you’ll be visiting. Make sure you list all of the countries on your itinerary. When you purchase a plan, you must select all the countries and regions where you’ll be traveling, and these will be shown on your Certificate of Insurance. - [What EU countries are not included in the Schengen agreement?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) The only EU countries that are not part of the Schengen Agreement are Cyprus and Ireland. - [Do I need travel insurance for Schengen countries where I have a layover?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) You don’t need to purchase extra travel insurance if you are making a quick layover in a country and you’re not planning to leave the airport. However, please note that if you decide you do want to explore a new destination and want to extend your vacation, the moment you step out of the airport you’ll need travel insurance if you want to be covered in case of unexpected events. - [How do I file a claim?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) If you need to cancel your trip due to a covered reason, you can [file a claim online](https://www.worldnomads.com/usa/travel-insurance/claim-online). Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your canceled trip as well. For example, if you are canceling your trip due to illness, you’ll need to show supporting documentation proving you were unable to travel. 20260223-5237266. \This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities. ## Travel Insurance Benefits: how we can take care of you ##### Trip Protection Protect your hard earned vacation from unexpected cancellation. - Standard Plan: \$2,500* - Explorer Plan: \$10,000 - Epic Plan: \$15,000 - Annual Plan: \$5,000 ##### Trip Protection - Unexpectedly hospitalized? - Travel buddy unfit to travel? - Close relative suddenly dies? We’ve got your back. ##### Emergency Medical Insurance Take the pain out of medical or dental costs. - Standard Plan: \$125,000 - Explorer Plan: \$150,000 - Epic Plan: \$250,000 - Annual Plan: \$100,000 ##### Emergency Medical Insurance - Need meds quick? - Accidentally injured? - Suddenly sick? We’ve got your back. ##### Emergency Evacuation We'll provide assistance to get you to the hospital or home quickly. - Standard Plan: \$400,000 - Explorer Plan: \$500,000 - Epic Plan: \$700,000 - Annual Plan: \$100,000 ##### Emergency Evacuation - Banged up abroad? - Need a hospital urgently? - Medevac home? Help starts here. ##### Protect your gear Covers the loss, theft or damage of your bags, tech and gear. - Standard Plan: \$1,000 - Explorer Plan: \$2,000 - Epic Plan: \$3,000 - Annual Plan: \$2,000 ##### Protect your gear - Passport or tech stolen? - Airline lost your gear? - Bags delayed? Help starts here. The amounts listed represent the maximum benefit amount. Show all benefits Protect your health - 24/7 Emergency Assistance Help Line - Emergency Medical & Dental Expenses - Emergency Evacuations - Bedside Companion Travel - Emergency Medications Protect Your Trip - Trip Cancellation - Optional Cancel for Any Reason (Explorer or Epic) - Trip Delay & Trip Interruption - Missed Connection (Explorer or Epic) - Rental Car Damage (Explorer, Epic or Annual) Protect Your Stuff - Baggage Delay - Passport and Visa Loss - Lost or Stolen Bags - Personal Tech, Equipment & Gear - Baggage Return After Evacuation Non-Insurance Services - Medical & Non-Medical 24/7 Emergency Assistance Line - Translators Available - Pre-Departure Telehealth Services - Portable Health Records - Delayed or Lost Baggage Tracking and Delivery This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details. [Trustpilot](https://www.trustpilot.com/review/worldnomads.com) [Back to top](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#travelInsurance) INFORMATION YOU NEED TO KNOW This advertisement contains highlights of the plans developed by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, a Generali Global Assistance & Insurance Services brand; [we are licensed in all states;](https://www.tripmate.com/main/generali-global-assistance-insurance-services-licenses/) 880 SW 145th Ave, Suite 400, Pembroke Pines, FL 33027; 1-844-207-1930; [assistancefees@tripmate.com](mailto:assistancefees@tripmate.com). While Trip Mate markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate and Trip Mate does not receive compensation from USF for providing the non-insurance components of the plans. Before your trip, check the [latest government advice](https://travel.state.gov/content/travel.html) for any [travel alerts](https://www.worldnomads.com/usa/help/insurance/recent-events) for your destination. Please select your country of residence - In association with: - World Nomads - [Travel insurance](https://www.worldnomads.com/travel-insurance) - [Get a quote](https://www.worldnomads.com/travel-insurance/travel-insurance-quote) - [Travel alerts](https://www.worldnomads.com/travel-safety/travel-alerts) - [Footprints donations](https://www.worldnomads.com/responsible-travel/footprints) - [Responsible travel](https://www.worldnomads.com/responsible-travel/make-a-difference) - [Travel guides](https://www.worldnomads.com/explore/guides) - [Creative scholarships](https://www.worldnomads.com/create/scholarships) - [Storytelling tips](https://www.worldnomads.com/create/learn) - [Travel podcasts](https://www.worldnomads.com/explore/podcasts) - About us - [Who we are](https://www.worldnomads.com/about) - [Meet the team](https://www.worldnomads.com/about/team) - [Travel Manifesto](https://www.worldnomads.com/responsible-travel/manifesto) - [Media Center](https://www.worldnomads.com/media-center) - [Partner Program](https://www.worldnomads.com/partnerships) - [Job openings](https://www.linkedin.com/company/world-nomads/jobs/?viewAsMember=true) - [Be a contributor](https://www.worldnomads.com/about/contributors/be-a-contributor) - [Site map](https://www.worldnomads.com/sitemap) - [Terms of use](https://www.worldnomads.com/terms-of-use) - [Privacy](https://www.worldnomads.com/privacy) - Need help? - [Help & emergencies](https://www.worldnomads.com/travel-insurance/emergency-assistance) - [Make a claim](https://www.worldnomads.com/travel-insurance/claim-online) - [Help center](https://www.worldnomads.com/help) - [Contact us](https://www.worldnomads.com/contact-us) - [Modern Slavery Statement](https://www.nib.com.au/docs/2022-modern-slavery-statement) - [Cookie Settings](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) Already a member? [Sign In](https://www.worldnomads.com/member) - Follow us on Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. [WorldNomads.com](https://www.worldnomads.com/) Pty Limited (ABN 62 127 485 198 AR 343027, NZBN 9429050505364) at Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia is an Authorised Representative of nib Travel Services (Australia) Pty Ltd (ABN 81 115 932 173 AFSL 308461, NZBN 9429050505340), and is underwritten in Australia and New Zealand by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, NZBN 9429041356500. nib Travel Services Europe Limited trading as nib Travel Services and World Nomads is regulated by the Central Bank of Ireland. nib Travel Services Europe Limited (Company Registration Number 601851), at City Quarter, Lapps Quay, Cork, T12 Y3ET, Ireland. In Europe the policy is manufactured by Collinson Insurance Europe Limited which is authorised and regulated by the Malta Financial Services Authority (Registration no. C89977). nib Travel Services Europe (UK Branch) is authorised and regulated by the Financial Conduct Authority, FRN 988371. Registered Office: Birchin Court, 20 Birchin Lane, London, EC3V 9DU. Co/Est. No. FC039523/BR024629. In the UK the policy is underwritten by Collinson Insurance which is a trading name of Astrenska Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 202846). [WorldNomads.com](https://www.worldnomads.com/) Pty Limited markets and promotes travel insurance products of nib Travel Services Limited (License No.1446874), at PO Box 1051, Grand Cayman KY1-1102, Cayman Islands. World Nomads Inc. (1585422), at 2201 Broadway, Suite 400, Oakland, CA 94612, USA, plans are serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services. World Nomads (Canada) Ltd (BC: 0700178; Business No: 001 85379 7942 RC0001) is a licensed agent sponsored by AIG Insurance Company of Canada at 120 Bremner Boulevard, Suite 2200, Toronto, Ontario, M5J 0A8, Canada. World Experiences Seguros De Viagem Brasil Ltda (CNPJ: 21.346.969/0001-99) at Rua Padre João Manuel, 755, 16º andar, São Paulo – SP, Brazil is an Authorized Partner (Representante) of Chubb Seguros Brasil S.A. (CNPJ: 03.502.099/0001-18) at Av. Nações Unidas, nº 8.501, 27º andar -, Edifício Eldorado Business Tower, Pinheiros through the SUSEP Process 15414.900439/2015-34. All World Nomads entities listed above, including nib Travel Services Europe Limited, nib Travel Services Limited and nib Travel Services (Australia) Pty Ltd, are subsidiaries of nib holdings limited (ABN 51 125 633 856).
Readable Markdown	US Residents Can Protect Their Trips to the 29 Countries in the Schengen Area - As featured in: ## At a glance - All World Nomads travel protection plans may cover trips to the Schengen countries, with some plans that offer higher coverage maximums - You may be covered for more than 250+ activities - Benefits may include trip cancellation, sickness and medical expenses, baggage delay and more - An optional ‘Cancel for Any Reason’ upgrade may be available for the Explorer and Epic plans offered by World Nomads. (Not available for New York residents.) - [Why should you consider a travel protection plan for the Schengen area?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#consider-insurance) - [What May Be Covered](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#inclusions) - [Exclusions](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#exclusions) - [Complete List of Schengen Countries](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#list-of-schengen-countries) - [Will you need a Schengen visa?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#will-you-need-a-visa) - [What is ETIAS?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#what-is-etias) - [FAQs](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance#faqs) ## Why should you consider a travel protection plan for the Schengen area? The Schengen Agreement makes it easier for travelers to visit multiple countries, and [every day over 3.5 million people are crossing internal borders in these 29 countries](https://home-affairs.ec.europa.eu/policies/schengen/schengen-area_en). The treaty essentially means that when you cross the border into one of these countries, you’re in them all (that is, you're free to travel between these countries with no border controls and no passport checks). There are so many adventures you can have in the Schengen area. But what happens if you get hurt [skiing](https://www.worldnomads.com/usa/travel-insurance/activities/ski-snowboard-travel-insurance) in [Switzerland](https://www.worldnomads.com/explore/europe/switzerland/affordable-winter-adventures) and need to get medical care, or if your [bags get lost](https://www.worldnomads.com/usa/travel-insurance/whats-covered/baggage) on the way to [France](https://www.worldnomads.com/usa/travel-insurance/destinations/france)? A travel protection plan that includes travel insurance benefits and non-insurance services for your trip to the Schengen area may help with some of these unexpected expenses. ### What May Be Covered - [Accident and Sickness Medical Expenses](https://www.worldnomads.com/usa/travel-insurance/whats-covered/overseas-medical) - [Trip Cancellation](https://www.worldnomads.com/usa/travel-insurance/whats-covered/cancellation) - [Trip Interruption](https://www.worldnomads.com/usa/travel-insurance/whats-covered/trip-interruption) - [Trip Delay](https://www.worldnomads.com/usa/travel-insurance/whats-covered/trip-delay) - [Natural Disasters](https://www.worldnomads.com/usa/travel-insurance/whats-covered/natural-disasters) - [Emergency Evacuation and Repatriation](https://www.worldnomads.com/usa/travel-insurance/whats-covered/medical-repatriation) - [Lost, Stolen or Delayed Baggage](https://www.worldnomads.com/usa/travel-insurance/whats-covered/baggage) - [250+ Adventure Sports and Activities](https://www.worldnomads.com/usa/travel-insurance/whats-covered/adventure-sports-and-activities) - [Non-insurance services](https://www.worldnomads.com/usa/travel-insurance/whats-covered/all-non-insurance-services) ### Exclusions - Travel to countries that you don’t list when you purchase your plan - Activities not listed as covered in your plan - Any medical bills related to a [pre-existing condition](https://www.worldnomads.com/usa/help/insurance/buying-travel-insurance/pre-existing-medical-conditions)[,](https://www.worldnomads.com/usa/help/insurance/buying-travel-insurance/pre-existing-medical-conditions) unless you purchased the Epic or Explorer plan during the [time-sensitive period](https://www.worldnomads.com/usa/travel-insurance/whats-covered/time-sensitive-periods) and qualified for the pre-existing condition exclusion waiver. Additional terms apply. - Unattended baggage or personal items - Injuries that happen while under the influence of drugs or alcohol ## Will you need a Schengen visa? Whether you need a Schengen visa or not depends on your nationality. If you are a [US citizen with a US passport traveling to Schengen](https://travel.state.gov/content/travel/en/international-travel/before-you-go/travelers-with-special-considerations/US_Travelers_in_Europes_Schengen_Area.html)\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. But keep these conditions in mind: - your passport must be valid for at least six months at the time of your entry. Your airline may not let you board otherwise and/or you could be denied entry upon arrival in the Schengen Area . - if you spend three months in the Schengen area during any six-month period, you must wait another three months from the last date of departure from the Schengen area before you can enter again without a visa. - it's still highly recommended to keep your passport on you when you travel to a new country within the Schengen Area. While unlikely, officials could reinstate border controls without notice. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. In all cases, make sure you get your passport stamped when you enter your first Schengen country, especially if you’re departing from a different one, because they’ll have no record of how you got in, or when, and you’ll have all sorts of questions to answer about being an illegal arrival. ## What is ETIAS? [ETIAS (European Travel Information and Authorization System)](https://travel-europe.europa.eu/en/etias)\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https://etias.com/)\* or mobile app. Unlike a traditional visa, ETIAS is linked electronically to your travel document, such as a passport, and is valid for three years or until the travel document expires, whichever comes first. However, it does not guarantee entry. Border authorities will still verify that you meet entry conditions on arrival. Each applicant will undergo a detailed security check. ## FAQ Here are our most frequently asked questions about cover for the Schengen area. You can also find the answers to other questions in our [Help Center](https://helpdesk.worldnomads.com/customer/en/portal/articles/) or you can ask the [customer service team](https://www.worldnomads.com/contact-us). - [What is the Schengen Agreement?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) The Schengen Agreement is a treaty that has been signed by 29 countries. Once you’ve crossed the border into one of them, you’re free to travel between the Schengen countries with no border controls and no passport checks. These 29 countries have agreed on a common visa application form for visitors from outside the area. If your travels are taking you to Europe you might need to apply for this ‘Schengen visa'. We say 'might' because not everyone needs one...it all depends on where you're from and what countries you'll be visiting in Europe. - [Do US residents need a Schengen visa?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) If you are a [US citizen with a US passport traveling to Schengen](https://travel.state.gov/content/travel/en/international-travel/before-you-go/travelers-with-special-considerations/US_Travelers_in_Europes_Schengen_Area.html)\* countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. Also, be aware that [ETIAS (European Travel Information and Authorization System)](https://travel-europe.europa.eu/en/etias)\* will start operations at the end of 2026. This will affect visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Travelers will be asked to apply via the official [ETIAS website](https://etias.com/)\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries. - [Does World Nomads Travel Insurance meet the Schengen visa requirements?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) Yes…it does\! If you are from one of the countries that requires a Schengen visa, you need to prove that you have adequate travel insurance that is valid for the entire period of your stay (or transit) in the Schengen area. World Nomads travel protection plans provides more than the required EUR €30,000 medical coverage and therefore it should be accepted as part of your Schengen visa application. If you are looking for travel insurance for Schengen countries, you can [get a quote](https://www.worldnomads.com/usa/travel-insurance/get-a-quote) from World Nomads. If you aren’t sure if something is covered, [contact us](https://pp.worldnomads.com/contact-us). - [When does ETIAS start?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) ETIAS will start in the last quarter of 2026, but an exact date has not been set yet. This will affect the process for visa-exempt travelers (including those from the US) that are going to enter 30 European countries. Once it starts, travelers will be asked to apply via the official [ETIAS website](https://etias.com/)\* or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries. - [How long can I stay in the Schengen countries without a visa?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) As a US citizen, your stay can’t exceed 90 days within a six-month period. If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time to apply for a visa. - [Can I get travel insurance if I’m traveling to multiple Schengen countries in one trip?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) Yes. When you [get a quote](https://www.worldnomads.com/usa/travel-insurance/get-a-quote) for a travel protection plan that provides travel insurance benefits and non-insurance services for your trip to the Schengen area, you’ll be asked to input which countries you’ll be visiting. Make sure you list all of the countries on your itinerary. When you purchase a plan, you must select all the countries and regions where you’ll be traveling, and these will be shown on your Certificate of Insurance. - [What EU countries are not included in the Schengen agreement?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) The only EU countries that are not part of the Schengen Agreement are Cyprus and Ireland. - [Do I need travel insurance for Schengen countries where I have a layover?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) You don’t need to purchase extra travel insurance if you are making a quick layover in a country and you’re not planning to leave the airport. However, please note that if you decide you do want to explore a new destination and want to extend your vacation, the moment you step out of the airport you’ll need travel insurance if you want to be covered in case of unexpected events. - [How do I file a claim?](https://www.worldnomads.com/usa/travel-insurance/whats-covered/schengen-travel-insurance) If you need to cancel your trip due to a covered reason, you can [file a claim online](https://www.worldnomads.com/usa/travel-insurance/claim-online). Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your canceled trip as well. For example, if you are canceling your trip due to illness, you’ll need to show supporting documentation proving you were unable to travel. 20260223-5237266. \This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities. Travel Insurance Benefits: how we can take care of you The amounts listed represent the maximum benefit amount. Protect your health* - 24/7 Emergency Assistance Help Line - Emergency Medical & Dental Expenses - Emergency Evacuations - Bedside Companion Travel - Emergency Medications Protect Your Trip - Trip Cancellation - Optional Cancel for Any Reason (Explorer or Epic) - Trip Delay & Trip Interruption - Missed Connection (Explorer or Epic) - Rental Car Damage (Explorer, Epic or Annual) Protect Your Stuff - Baggage Delay - Passport and Visa Loss - Lost or Stolen Bags - Personal Tech, Equipment & Gear - Baggage Return After Evacuation Non-Insurance Services - Medical & Non-Medical 24/7 Emergency Assistance Line - Translators Available - Pre-Departure Telehealth Services - Portable Health Records - Delayed or Lost Baggage Tracking and Delivery This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.
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