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URLhttps://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance
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Meta TitleTravel Insurance for the Schengen Area | Get a Quote
Meta DescriptionDepending on your country of residence, travel insurance can vary. If you're traveling to the EU Schengen Area, get an instant quote and tips., Depending on your country of residence, travel insurance can vary. If you're traveling to the EU Schengen Area, get an instant quote and tips.
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I need a Schengen visa. What does World Nomads travel insurance cover? Do I need travel insurance to visit any countries in the Schengen Area? Coronavirus and travel to EU countries Need extra info on Schengen visa and other visa requirements? The Schengen Agreement allows residents of certain European countries to travel freely around the Schengen Area as though it's a single country. For travelers from other countries, you need to get a valid Schengen visa to do the same. Before you can get your visa, you'll need valid and adequate travel insurance. I need a Schengen visa. What does World Nomads travel insurance cover? The minimum coverage a travel insurance policy must have for the Schengen visa is €30,000. This is to cover any expenses that might arise if you suddenly and unexpectedly require, such as: Urgent medical treatment Hospitalization Out-patient care Medical evacuation Return of your remains home. All World Nomads travel insurance policies offer cover for these benefits, although the limits vary and may not meet the visa requirement, depending on your Country of Residence. When you go to get a quote, it’s a good idea to match up the coverage limits with your visa requirements. Make sure that your travel insurance is valid for the entire period of your stay (or transit) in the Schengen area. Our travel insurance policies are easily bought online, so you can buy what you need when you need it. Visa limits may change. Coverage depends on your Country of Residence and varies between plans. Do I need travel insurance to visit any countries in the Schengen Area? A key requirement for getting a Schengen Visa is to have travel insurance covering you in all states in the Schengen Area. The easiest way to do this is to consider travel insurance. You can easily  get a quote with World Nomads which offers two plans, Standard vs Explorer . Not all travelers require a Schengen Visa to travel to the Schengen Area, as some countries including the USA, Mexico, Brazil, Australia, and Canada have visa-free arrangements with the Schengen Zone. However, it’s still recommended you buy travel insurance should something go wrong on your trip, such as, your bags go missing or you have valuables stolen, you suffer an injury, your trip is canceled or delayed, or you may need cover for more than 150 activities, sports, and experiences. If you are planning to travel to more than one Schengen country or want to be flexible with your itinerary, it is also a great way to ensure you are covered in the majority of countries in Europe. Coronavirus and travel to EU countries As Coronavirus (COVID-19) continues to cause disruptions to international travel plans, even if you do have a Schengen visa, you may not be able to enter certain countries in the EU if travel restrictions or a travel ban is imposed due to a COVID-19 outbreak. Many EU member states may also require international travelers to undergo a polymerase chain reaction (PCR) test and test negative, and to quarantine on arrival. It is always a safe bet to check government websites for any last-minute travel bans or warnings and the  World Health Organization (WHO) website for any COVID-19-related updates. As always, you should spend some time researching the countries you are intending to travel to, as there may be a ‘Do Not Travel’ warning put in place at a moment’s notice or quarantine and vaccination requirements could be imposed. Need extra info on Schengen visa and other visa requirements? We have compiled some of our most read articles that cover many questions and have the latest information regarding Schengen visa requirements and other visa information. See below: New Entry Requirements for Travelers to Europe in 2024 Travel insurance for Europe Tourist visas European Travel Information and Authorization System (ETIAS) explained The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations, and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch .
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[World Nomads](https://www.worldnomads.com/) 2. [Travel Insurance](https://www.worldnomads.com/travel-insurance) 3. [Whats Covered](https://www.worldnomads.com/travel-insurance/whats-covered) 4. [Schengen Travel Insurance](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance) # Travel Insurance for the Schengen Area Get the travel insurance you need for your Schengen visa [Get a price](https://www.worldnomads.com/travel-insurance/quote) Please select your country of residence - As featured in: Before your trip, check the latest government advice for any [travel alerts](https://www.worldnomads.com/help/insurance/recent-events) for your destination. - [I need a Schengen visa. What does World Nomads travel insurance cover?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#1) - [Do I need travel insurance to visit any countries in the Schengen Area?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#2) - [Coronavirus and travel to EU countries](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#3) - [Need extra info on Schengen visa and other visa requirements?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#4) The Schengen Agreement allows residents of certain European countries to travel freely around the Schengen Area as though it's a single country. For travelers from other countries, you need to get a valid Schengen visa to do the same. Before you can get your visa, you'll need valid and adequate travel insurance. ## I need a Schengen visa. What does World Nomads travel insurance cover? The minimum coverage a travel insurance policy must have for the Schengen visa is €30,000. This is to cover any expenses that might arise if you suddenly and unexpectedly require, such as: - Urgent medical treatment - Hospitalization - Out-patient care - Medical evacuation - Return of your remains home. All World Nomads travel insurance policies offer cover for these benefits, although the limits vary and may not meet the visa requirement, depending on your Country of Residence. When you go to get a quote, it’s a good idea to match up the coverage limits with your visa requirements. Make sure that your travel insurance is valid for the entire period of your stay (or transit) in the Schengen area. Our travel insurance policies are easily bought online, so you can buy what you need when you need it. Visa limits may change. Coverage depends on your Country of Residence and varies between plans. ## Do I need travel insurance to visit any countries in the Schengen Area? A key requirement for getting a Schengen Visa is to have travel insurance covering you in all states in the Schengen Area. The easiest way to do this is to consider travel insurance. You can easily [get a quote](https://www.worldnomads.com/travel-insurance/get-a-quote) with World Nomads which offers two plans, [Standard vs Explorer](https://www.worldnomads.com/travel-insurance/why-buy/standard-vs-explorer). Not all travelers require a Schengen Visa to travel to the Schengen Area, as some countries including the USA, Mexico, Brazil, Australia, and Canada have visa-free arrangements with the Schengen Zone. However, it’s still recommended you buy travel insurance should something go wrong on your trip, such as, your bags go missing or you have valuables stolen, you suffer an injury, your trip is canceled or delayed, or you may need cover for more than 150 activities, sports, and experiences. If you are planning to travel to more than one Schengen country or want to be flexible with your itinerary, it is also a great way to ensure you are covered in the majority of countries in Europe. ## Coronavirus and travel to EU countries As Coronavirus (COVID-19) continues to cause disruptions to international travel plans, even if you do have a Schengen visa, you may not be able to enter certain countries in the EU if travel restrictions or a travel ban is imposed due to a COVID-19 outbreak. Many EU member states may also require international travelers to undergo a polymerase chain reaction (PCR) test and test negative, and to quarantine on arrival. It is always a safe bet to check government websites for any last-minute travel bans or warnings and the [World Health Organization (WHO)](https://www.who.int/) website for any COVID-19-related updates. As always, you should spend some time researching the countries you are intending to travel to, as there may be a ‘Do Not Travel’ warning put in place at a moment’s notice or quarantine and vaccination requirements could be imposed. ## Need extra info on Schengen visa and other visa requirements? We have compiled some of our most read articles that cover many questions and have the latest information regarding Schengen visa requirements and other visa information. See below: - [New Entry Requirements for Travelers to Europe in 2024](https://www.worldnomads.com/in-the-news/media-releases/new-Europe-entry-requirements) - [Travel insurance for Europe](https://www.worldnomads.com/travel-insurance/destinations/europe) - [Tourist visas](https://www.worldnomads.com/travel-insurance/why-buy/tourist-visas) - [European Travel Information and Authorization System (ETIAS) explained](https://www.worldnomads.com/travel-insurance/why-buy/ETIAS) The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations, and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, [get in touch](https://pp.worldnomads.com/contact-us). ## Get a quote 24/7 With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. [Get an instant quote today](https://www.worldnomads.com/travel-insurance/quote). #### World Nomads' Schengen Visa letter Depending on the Schengen country where you are applying for the visa, they may ask you for a letter from the insurer. If this is the case, feel free to [contact us](https://pp.worldnomads.com/contact-us) and we’ll provide this to you. There will be a couple of days turnaround time, so take this into consideration when you're planning your trip. We're not able to sign any third party documentation to confirm coverage. The letter we provide will state that you have a current and valid travel insurance policy and outline your: - Policy number - Issue date - Start date - End date - Applicable benefits ## Visa Denied > My mother in law did not qualify for the Schengen Visa to Europe. We have to claim for cancellation. **G.S. Canadian resident** Claim denied - Sorry, that's not a valid reason to cancel. ## Travel Insurance Benefits: how we can take care of you\* ##### Trip Cancellation Been working hard for your trip? We'll work hard to protect it. ##### Trip Protection - Unexpectedly hospitalized? - Travel buddy unfit to travel? - Close relative suddenly dies? We’ve got your back. ##### Emergency Medical Expenses Feeling fit and healthy? What if you get sick or injured? Take the pain out of medical or dental costs. ##### Emergency Medical Insurance - Need meds quick? - Accidentally injured? - Suddenly sick? We’ve got your back. ##### Emergency Medical Transportation Know where the nearest hospital is? Don’t stress, we’ll get you there quickly. ##### Evacuation and Repatriation - Banged up abroad? - Need a hospital urgently? - Medevac home? Help starts here. ##### Protect your gear Love photography, filming or sport? Cover your bags, tech or gear. ##### Protect your gear - Passport or tech stolen? - Airline lost your gear? - Bags delayed? Help starts here. Show all benefits - Emergency Overseas Medical & Dental Expenses - Emergency Medical Evacuation & Repatriation - Trip Cancellation or Interruption - 24-Hour Assistance Services - Baggage - And more (depending on your country of residence) \*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details. ### 24/7 emergency assistance Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip. **Are you in need of emergency assistance right now?** [Contact the team](https://www.worldnomads.com/travel-insurance/emergency-assistance) ## FAQ Here are our most frequently asked questions about buying travel insurance and Schengen Visa. You can also find the answers to other questions in our [Help Center](https://www.worldnomads.com/help) or you can ask our [customer service team](https://www.worldnomads.com/contact-us/ "Ask Us"). - [If I need a confirmation letter to support my visa, how long does that take?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance) It takes 2 to 3 days for the team to send a letter to you once they've received your request. - [Will you be able to sign supporting documentation for me to say the insurance meets my needs?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance) We don't sign any third party forms. Our documentation reflects what the policies cover. - [If my visa gets rejected, can I get a refund on the policy?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance) If the policy is outside the policy refund period, then there are no refunds for the unused portion of your policy. - [Can I claim for cancellation if my visa is rejected?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance) None of our policies cover cancellation if your visa is rejected. [Back to top](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#travelInsurance) Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. - World Nomads - [Travel insurance](https://www.worldnomads.com/travel-insurance) - [Get a quote](https://www.worldnomads.com/travel-insurance/travel-insurance-quote) - [Travel alerts](https://www.worldnomads.com/travel-safety/travel-alerts) - [Footprints donations](https://www.worldnomads.com/responsible-travel/footprints) - [Responsible travel](https://www.worldnomads.com/responsible-travel/make-a-difference) - [Travel guides](https://www.worldnomads.com/explore/guides) - [Creative scholarships](https://www.worldnomads.com/create/scholarships) - [Storytelling tips](https://www.worldnomads.com/create/learn) - [Travel podcasts](https://www.worldnomads.com/explore/podcasts) - About us - [Who we are](https://www.worldnomads.com/about) - [Meet the team](https://www.worldnomads.com/about/team) - [Travel Manifesto](https://www.worldnomads.com/responsible-travel/manifesto) - [Media Center](https://www.worldnomads.com/media-center) - [Partner Program](https://www.worldnomads.com/partnerships) - [Job openings](https://www.linkedin.com/company/world-nomads/jobs/?viewAsMember=true) - [Be a contributor](https://www.worldnomads.com/about/contributors/be-a-contributor) - [Site map](https://www.worldnomads.com/sitemap) - [Terms of use](https://www.worldnomads.com/terms-of-use) - [Privacy](https://www.worldnomads.com/privacy) - Need help? - [Help & emergencies](https://www.worldnomads.com/travel-insurance/emergency-assistance) - [Make a claim](https://www.worldnomads.com/travel-insurance/claim-online) - [Help center](https://www.worldnomads.com/help) - [Contact us](https://www.worldnomads.com/contact-us) - [Modern Slavery Statement](https://www.nib.com.au/docs/2022-modern-slavery-statement) - [Cookie Settings](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance) Already a member? [Sign In](https://www.worldnomads.com/member) - Follow us on Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. [WorldNomads.com](https://www.worldnomads.com/) Pty Limited (ABN 62 127 485 198 AR 343027, NZBN 9429050505364) at Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia is an Authorised Representative of nib Travel Services (Australia) Pty Ltd (ABN 81 115 932 173 AFSL 308461, NZBN 9429050505340), and is underwritten in Australia and New Zealand by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, NZBN 9429041356500. nib Travel Services Europe Limited trading as nib Travel Services and World Nomads is regulated by the Central Bank of Ireland. nib Travel Services Europe Limited (Company Registration Number 601851), at City Quarter, Lapps Quay, Cork, T12 Y3ET, Ireland. In Europe the policy is manufactured by Collinson Insurance Europe Limited which is authorised and regulated by the Malta Financial Services Authority (Registration no. C89977). nib Travel Services Europe (UK Branch) is authorised and regulated by the Financial Conduct Authority, FRN 988371. Registered Office: Birchin Court, 20 Birchin Lane, London, EC3V 9DU. Co/Est. No. FC039523/BR024629. In the UK the policy is underwritten by Collinson Insurance which is a trading name of Astrenska Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 202846). [WorldNomads.com](https://www.worldnomads.com/) Pty Limited markets and promotes travel insurance products of nib Travel Services Limited (License No.1446874), at PO Box 1051, Grand Cayman KY1-1102, Cayman Islands. World Nomads Inc. (1585422), at 2201 Broadway, Suite 400, Oakland, CA 94612, USA, plans are serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services. World Nomads (Canada) Ltd (BC: 0700178; Business No: 001 85379 7942 RC0001) is a licensed agent sponsored by AIG Insurance Company of Canada at 120 Bremner Boulevard, Suite 2200, Toronto, Ontario, M5J 0A8, Canada. World Experiences Seguros De Viagem Brasil Ltda (CNPJ: 21.346.969/0001-99) at Rua Padre JoĂŁo Manuel, 755, 16Âș andar, SĂŁo Paulo – SP, Brazil is an Authorized Partner (Representante) of Chubb Seguros Brasil S.A. (CNPJ: 03.502.099/0001-18) at Av. NaçÔes Unidas, nÂș 8.501, 27Âș andar -, EdifĂ­cio Eldorado Business Tower, Pinheiros through the SUSEP Process 15414.900439/2015-34. All World Nomads entities listed above, including nib Travel Services Europe Limited, nib Travel Services Limited and nib Travel Services (Australia) Pty Ltd, are subsidiaries of nib holdings limited (ABN 51 125 633 856).
Readable Markdown
- [I need a Schengen visa. What does World Nomads travel insurance cover?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#1) - [Do I need travel insurance to visit any countries in the Schengen Area?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#2) - [Coronavirus and travel to EU countries](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#3) - [Need extra info on Schengen visa and other visa requirements?](https://www.worldnomads.com/travel-insurance/whats-covered/schengen-travel-insurance#4) The Schengen Agreement allows residents of certain European countries to travel freely around the Schengen Area as though it's a single country. For travelers from other countries, you need to get a valid Schengen visa to do the same. Before you can get your visa, you'll need valid and adequate travel insurance. ## I need a Schengen visa. What does World Nomads travel insurance cover? The minimum coverage a travel insurance policy must have for the Schengen visa is €30,000. This is to cover any expenses that might arise if you suddenly and unexpectedly require, such as: - Urgent medical treatment - Hospitalization - Out-patient care - Medical evacuation - Return of your remains home. All World Nomads travel insurance policies offer cover for these benefits, although the limits vary and may not meet the visa requirement, depending on your Country of Residence. When you go to get a quote, it’s a good idea to match up the coverage limits with your visa requirements. Make sure that your travel insurance is valid for the entire period of your stay (or transit) in the Schengen area. Our travel insurance policies are easily bought online, so you can buy what you need when you need it. Visa limits may change. Coverage depends on your Country of Residence and varies between plans. ## Do I need travel insurance to visit any countries in the Schengen Area? A key requirement for getting a Schengen Visa is to have travel insurance covering you in all states in the Schengen Area. The easiest way to do this is to consider travel insurance. You can easily [get a quote](https://www.worldnomads.com/travel-insurance/get-a-quote) with World Nomads which offers two plans, [Standard vs Explorer](https://www.worldnomads.com/travel-insurance/why-buy/standard-vs-explorer). Not all travelers require a Schengen Visa to travel to the Schengen Area, as some countries including the USA, Mexico, Brazil, Australia, and Canada have visa-free arrangements with the Schengen Zone. However, it’s still recommended you buy travel insurance should something go wrong on your trip, such as, your bags go missing or you have valuables stolen, you suffer an injury, your trip is canceled or delayed, or you may need cover for more than 150 activities, sports, and experiences. If you are planning to travel to more than one Schengen country or want to be flexible with your itinerary, it is also a great way to ensure you are covered in the majority of countries in Europe. ## Coronavirus and travel to EU countries As Coronavirus (COVID-19) continues to cause disruptions to international travel plans, even if you do have a Schengen visa, you may not be able to enter certain countries in the EU if travel restrictions or a travel ban is imposed due to a COVID-19 outbreak. Many EU member states may also require international travelers to undergo a polymerase chain reaction (PCR) test and test negative, and to quarantine on arrival. It is always a safe bet to check government websites for any last-minute travel bans or warnings and the [World Health Organization (WHO)](https://www.who.int/) website for any COVID-19-related updates. As always, you should spend some time researching the countries you are intending to travel to, as there may be a ‘Do Not Travel’ warning put in place at a moment’s notice or quarantine and vaccination requirements could be imposed. ## Need extra info on Schengen visa and other visa requirements? We have compiled some of our most read articles that cover many questions and have the latest information regarding Schengen visa requirements and other visa information. See below: - [New Entry Requirements for Travelers to Europe in 2024](https://www.worldnomads.com/in-the-news/media-releases/new-Europe-entry-requirements) - [Travel insurance for Europe](https://www.worldnomads.com/travel-insurance/destinations/europe) - [Tourist visas](https://www.worldnomads.com/travel-insurance/why-buy/tourist-visas) - [European Travel Information and Authorization System (ETIAS) explained](https://www.worldnomads.com/travel-insurance/why-buy/ETIAS) The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations, and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, [get in touch](https://pp.worldnomads.com/contact-us).
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