🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 119 (from laksa058)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa119.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.visitorscoverage.com/schengen-visa-insurance/plans/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.visitorscoverage.com/schengen-visa-insurance/plans/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/","crawl_time":1775621434,"first_indexed_time":1486112367,"http_code":200,"src_unparsed":"com,visitorscoverage!www,\/schengen-visa-insurance\/plans\/ s443","src_root_hash":"5014476717376185319","history_drop_reason":null,"meta_title":"Travel Insurance For The Schengen Visa | VisitorsCoverage","meta_descriptions":["Travel insurance is essential for the Schengen visa and most other European travel. Explore our variety of trip and travel medical insurance plans."],"attrs_boilerpipe_text":"Travel Insurance for Europe and the Schengen Visa Requirements\nTravel Insurance Plans for Europe\nWhen embarking on your European adventure, it's crucial to have the right travel insurance coverage in place to protect yourself against unforeseen circumstances. Our comprehensive travel insurance plans for Europe are designed to provide you with peace of mind throughout your journey. Whether you're enjoying cultural experiences, or discovering natural wonders, our policies cover a range of benefits to ensure your trip is worry-free.\nIf you're planning a visit to the Schengen Area, obtaining the appropriate travel insurance is a mandatory requirement. Our travel insurance plans for the Schengen Area offer the necessary coverage to meet the stringent visa requirements, allowing you to enter these countries with confidence. Whether you're exploring historic landmarks, or enjoying outdoor activities, our comprehensive travel medical and trip insurance policies provide you with the peace of mind you need. Travel with assurance and embrace the wonders of the Schengen Area with our reliable travel insurance plans, knowing that you're protected against medical emergencies, trip disruptions, and other unforeseen events.\nShowing 8 of 8 plans\nEurope Travel Plus\nCompare\nComprehensive\nCoverage\nA.M. Best Rating: A\nUnderwriter: SiriusPoint Speciality Insurance Corporation\nBest for:\nSchengen Visa Requirement\nTravelers to Europe\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\nAcute Onset of Pre-Existing Condition Coverage\nEmergency Medical Evacuation and Repatriation\nUrgent Care Visits\nEmergency Room Services\nEmergency Dental Coverage\nPrescriptions\/Medication\nFulfills all Schengen Visa Requirements\nInstant Visa Letter for Schengen Visa Application\nCoverage for entry denial into Europe\nLost Checked Luggage\nLost or Stolen Passport\nCOVID-19 Coverage: Included\nPre-Existing Conditions: No Coverage\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nPersonal Property and Liability Rider\nThe rider includes the following provisions: Legal Assistance up to $500 max per period of coverage, Loss or Theft of Personal Property $50 item\/$1,000 max per period of coverage, Personal Liability and Felonious Assault up to $10,000 per lifetime. Please Note: This is only a summary of the rider inclusions; for full details, please refer to the Certificate of Insurance.\nAdventure Sports Rider\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\nAge\nLifetime Maximum\n0-49\n$50,000\n50-59\n$30,000\n60-64\n$15,000\nAccidental Death and Dismemberment\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.\nAtlas International\nCompare\nComprehensive\nCoverage\nA.M. Best Rating: A\nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\nBest for:\nWorldwide\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\nAcute Onset of Pre-Existing Condition Coverage\nEmergency Medical Evacuation\nUrgent Care Visits\nEmergency Room Services\nEmergency Eye Exam Coverage\nEmergency Dental Coverage\nPrescriptions\/Medication\nTrip Interruption\nTrip Delay\nCOVID-19 Coverage: Included\nPre-Existing Conditions: No Coverage\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nPersonal Liability Benefit Rider\nThis rider allows you to purchase an additional $90,000 in Personal Liability coverage. As Atlas Travel provides $10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to $100,000 for only $0.35 \/ person \/ day.\nBase PL Coverage\nAdditional PL Coverage Available\nTotal PL Coverage Amount\n$10,000\n$90,000\n$100,000\nCrisis Response Benefit Rider\nThis rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000 for only $1.40 \/ person \/ day.\nBase CR Coverage\nAdditional CR Coverage Available\nTotal CR Coverage Amount\n$10,000\n$90,000\n$100,000\nAccidental Death and Dismemberment Coverage\nThis rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum.\tAccidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy.\tAs Atlas Travel provides $25,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $50,000 for only $0.35 \/ person \/ day.\nBase AD&D Coverage\nAdditional AD&D Coverage Available\nTotal AD&D Coverage Amount\n$25,000\n$25,000\n$50,000\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.\nSafe Travels International - Cost Saver\nCompare\nComprehensive\nCoverage\nA.M. Best Rating: A\nUnderwriter: Zurich Insurance Europe AG Belgian branch\nBest for:\nWorldwide\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum\nAcute Onset of Pre-Existing Condition Coverage\nEmergency Medical Evacuation\nUrgent Care Visits\nEmergency Room Services\nEmergency Dental Coverage\nPrescriptions\/Medication\nEmergency Medical Treatment of Pregnancy\nTrip Delay\nNo optional add-on benefits available\nPre-Existing Conditions: No Coverage\nCOVID-19 Coverage: Excluded\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.\nSingle Trip Platinum\nCompare\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, the plan pays 100% of eligible medical expenses\nEmergency Medical Evacuation\nEmergency Dental Coverage\nPrescriptions\/Medication\nTrip Interruption Transportation\nPre-Existing Conditions: Included\nCOVID-19 Coverage: Included\nNo optional add-on benefits available\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.\nAtlas International Premium\nCompare\nComprehensive\nCoverage\nA.M. Best Rating: A\nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\nBest for:\nWorldwide\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\nAcute Onset of Pre-Existing Condition Coverage\nEmergency Medical Evacuation\nUrgent Care Visits\nEmergency Room Services\nEmergency Eye Exam\nEmergency Dental Coverage\nPrescriptions\/Medication\nQuarantine Indemnity\nTrip Interruption\nTrip Delay\nLost Checked Luggage\nCOVID-19 Coverage: Included\nNo optional add-on benefits available\nPre-Existing Conditions: No Coverage\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.\nPatriot Platinum International\nCompare\nComprehensive\nCoverage\nA.M. Best Rating: A\nUnderwriter: SiriusPoint Speciality Insurance Corporation\nBest for:\nWorldwide\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, the plan pays 100% of eligible medical expenses\nAcute Onset of Pre-Existing Condition Coverage\nEmergency Medical Evacuation\nUrgent Care Visits\nEmergency Room Services\nEmergency Eye Exam Coverage\nEmergency Dental Coverage\nPrescriptions\/Medication\nCOVID-19 Coverage: Included\nPre-Existing Conditions: No Coverage\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nDevice Protection Rider\nProvides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip.\nUnlike most riders, Device Protection Coverage is sold for each Traveler independently.\nAdventure Sports Rider\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\nAge\nLifetime Maximum\n0-49\n$50,000\n50-59\n$30,000\n60-64\n$15,000\nAccidental Death and Dismemberment\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\nTrip Cancellation and Interruption Coverage\nProvides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to $2,000 ($250\/day after an initial delay of 12 hours).\nWith this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight.\nNote:\nthis add-on benefit is only available for US residents.\nCOVERAGES\nMAXIMUM BENEFIT\nTrip Cancellation\n100% of Trip Cost\nTrip Interruption\n125% of Trip Cost\nTravel Delay\n$2,000\/$250 (Per Day)\nAccidental Death & Dismemberment\nAir Flight Only\n$10,000\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.\nAtlas Essential International\nCompare\nComprehensive\nCoverage\nA.M. Best Rating: A\nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\nBest for:\nWorldwide\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum\nEmergency Medical Evacuation\nUrgent Care Visits\nEmergency Room Services\nEmergency Dental Coverage\nPrescriptions\/Medication\nCOVID-19 Coverage: Included\nNo optional add-on benefits available\nPre-Existing Conditions: No Coverage\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.\nPatriot International Lite\nCompare\nComprehensive\nCoverage\nA.M. Best Rating: A\nUnderwriter: SiriusPoint Speciality Insurance Corporation\nBest for:\nWorldwide\nCompare\nBenefits\nEligibility\nPurchase Restrictions\nPlan FAQs\nAfter the deductible, the plan pays 100% of eligible medical expenses\nAcute Onset of Pre-Existing Condition Coverage\nEmergency Medical Evacuation\nUrgent Care Visits\nEmergency Room Services\nEmergency Eye Exam Coverage\nEmergency Dental Coverage\nPrescriptions\/Medication\nCOVID-19 Coverage: Included\nPre-Existing Conditions: No Coverage\nOptional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\nAccidental Death and Dismemberment\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\nAdventure Sports Rider\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\nAge\nLifetime Maximum\n0-49\n$50,000\n50-59\n$30,000\n60-64\n$15,000\nTelehealth\nTelehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.\nTrip Cancellation and Interruption Coverage\nProvides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to $2,000 ($250\/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents, for trips shorter than 30 days.\nCoverages\nMaximum Amount\nTrip Cancellation\n100% of Trip Costs\nTrip Interruption\n125% of Trip Cost\nTravel Delay\n$2,000\/$250(per day)\nAccidental Death & Dismemberment Air Flight Only\n$10,000\nDevice Protection Rider\nProvides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip.\nUnlike most riders, Device Protection Coverage is sold for each Traveler independently.\nDisclaimer:\nOptional add-on benefits available on the plan and their pricing\nmay\nchange on the checkout page, based on the information provided on the application form.","attrs_markdown":"[![VisitorsCoverage logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/VC-logos-horizontal.svg)](https:\/\/www.visitorscoverage.com\/)\n\n[![Click for 24\/7 Support](https:\/\/assets.visitorscoverage.com\/production\/images\/luna-24-7-chat-icon.svg)](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/)\n\n[Sign In](https:\/\/www.visitorscoverage.com\/customer-portal\/login\/)\n\nGet Quotes\n\n[![VisitorsCoverage logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/VC-logos-horizontal.svg)](https:\/\/www.visitorscoverage.com\/)\n\n[Sign In](https:\/\/www.visitorscoverage.com\/customer-portal\/login\/)\n\n[Get Quotes](https:\/\/www.visitorscoverage.com\/get-quotes\/)\n\n- [Insurance Plans](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/)\n  [Visitors Insurance](https:\/\/www.visitorscoverage.com\/visitor-insurance\/)\n  \n  Covers medical expenses for short-term visitors to the U.S.\n  \n  [International Travel Insurance](https:\/\/www.visitorscoverage.com\/international-travel-insurance\/)\n  \n  Covers medical expenses during your international trip\n  \n  [Trip Insurance](https:\/\/www.visitorscoverage.com\/trip-insurance\/)\n  \n  Covers expenses related to flight cancellations, trip interruptions & baggage delays\n  \n  [Immigrant\/Green card Insurance](https:\/\/www.visitorscoverage.com\/green-card-insurance\/)\n  \n  Short-term medical coverage for New U.S. Immigrants & Green Card Holders\n  \n  [Schengen Visa Travel Insurance](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/)\n  \n  Schengen Visa compliant travel medical insurance, Quote and Buy\n  \n  [Pre-Existing Conditions Insurance](https:\/\/www.visitorscoverage.com\/insurance\/pre-existing-conditions-coverage-plans\/)\n  \n  Coverage for travelers with medical conditions existing prior to policy effective dates\n  \n  [Browse all products](https:\/\/www.visitorscoverage.com\/travel-insurance-products\/)\n- [Learn](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/)\n  Top Questions\n  \n  - [Acute Onset vs. Pre-Existing Conditions](https:\/\/www.visitorscoverage.com\/blog\/acute-onset-of-pre-existing-condition-vs-pre-existing-condition\/)\n  - [Comprehensive vs. Limited Plans](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/)\n  - [How to Use Visitors Insurance](https:\/\/www.visitorscoverage.com\/how-travel-insurance-works\/)\n  - [Cancel for Any Reason Benefits](https:\/\/www.visitorscoverage.com\/benefits-of-cancel-for-any-reason-insurance\/)\n  \n  [For more answers, Ask an Expert![Ask an Expert](https:\/\/assets.visitorscoverage.com\/production\/images\/header-nav-arrow-right.png)](https:\/\/www.visitorscoverage.com\/answers\/)\n  \n  Got questions? Ask Luna\\!\n  \n  Our Virtual Travel Insurance Assistant Luna is ready to assist you 24\/7 and will have answers to many of your questions.\n  \n  [Blog](https:\/\/www.visitorscoverage.com\/blog\/)\n  \n  Travel trends and safety tips\n  \n  [Knowledge Center](https:\/\/www.visitorscoverage.com\/knowledge-center\/)\n  \n  Helpful resources for understanding travel insurance better\n  \n  [Learn About Claims](https:\/\/www.visitorscoverage.com\/insurance\/claims-assistance\/)\n  \n  Everything you need to know about travel insurance claims\n  \n  [Why VisitorsCoverage](https:\/\/www.visitorscoverage.com\/why-visitorscoverage\/)\n- [Claims Info](https:\/\/www.visitorscoverage.com\/insurance\/claims-info\/)\n- [Contact Us](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/)\n  Resources & Support\n  \n  [Extend or Renew Policy](https:\/\/www.visitorscoverage.com\/visitor-insurance-renewal\/)\n  \n  [Policy Correction](https:\/\/www.visitorscoverage.com\/policy-correction-process\/)\n  \n  [Cancel Policy](https:\/\/www.visitorscoverage.com\/support\/cancel-visitor-insurance-policy\/)\n  \n  [Request Policy ID Card](https:\/\/www.visitorscoverage.com\/request-visitors-insurance-policy-id-card\/)\n  \n  [Find Doctors & Hospitals](https:\/\/www.visitorscoverage.com\/visitor-health-insurance-providers\/)\n  \n  [Claims Information](https:\/\/www.visitorscoverage.com\/insurance\/claims-process\/)\n  \n  [Request a Quote](https:\/\/www.visitorscoverage.com\/get-quote\/)\n  \n  [Contact Support](https:\/\/www.visitorscoverage.com\/support\/)\n  \n  Talk to a Licensed Insurance Specialist:  All our agents are fully licensed and located in the United States, giving you advice you can trust with confidence. 7:00AM - 5:00PM PT (Mon-Fri)\n  \n  [\\+1 (866) 384-9104](tel:+1%20\$866\$%20384-9104)\n  \n  Current Time in PT Closed\n  \n  Other ways to reach us:\n  \n  [Chat](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/)[Email](https:\/\/www.visitorscoverage.com\/contact-us\/)[Schedule Call](https:\/\/www.visitorscoverage.com\/contact-us\/)[WhatsApp](https:\/\/wa.me\/12062080746?text=Hi%20there)\n  \n  Talk to a Licensed Insurance Specialist:  All our agents are fully licensed and located in the United States, giving you advice you can trust with confidence. 7:00AM - 5:00PM PT (Mon-Fri)\n  \n  [\\+1 (866) 384-9104](tel:+1%20\$866\$%20384-9104)\n  \n  Current Time in PT Closed\n  \n  Other ways to reach us:\n  \n  [Chat](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/)[Email](https:\/\/www.visitorscoverage.com\/contact-us\/)[Schedule Call](https:\/\/www.visitorscoverage.com\/contact-us\/)[WhatsApp](https:\/\/wa.me\/12062080746?text=Hi%20there)\n\n[Clear all](https:\/\/www.visitorscoverage.com\/schengen-visa-insurance\/plans\/)Refine your search\n\nPrice   \nGuarantee\n\nInsurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else.\n\n[Why trust VisitorsCoverage?](https:\/\/www.visitorscoverage.com\/why-visitorscoverage\/)\n\n[Trustpilot](https:\/\/www.trustpilot.com\/review\/visitorscoverage.com)\n\n# Travel Insurance for Europe and the Schengen Visa Requirements\n## Travel Insurance Plans for Europe\nWhen embarking on your European adventure, it's crucial to have the right travel insurance coverage in place to protect yourself against unforeseen circumstances. Our comprehensive travel insurance plans for Europe are designed to provide you with peace of mind throughout your journey. Whether you're enjoying cultural experiences, or discovering natural wonders, our policies cover a range of benefits to ensure your trip is worry-free.\n\n## Travel Insurance Plans for the Schengen Area\nIf you're planning a visit to the Schengen Area, obtaining the appropriate travel insurance is a mandatory requirement. Our travel insurance plans for the Schengen Area offer the necessary coverage to meet the stringent visa requirements, allowing you to enter these countries with confidence. Whether you're exploring historic landmarks, or enjoying outdoor activities, our comprehensive travel medical and trip insurance policies provide you with the peace of mind you need. Travel with assurance and embrace the wonders of the Schengen Area with our reliable travel insurance plans, knowing that you're protected against medical emergencies, trip disruptions, and other unforeseen events.\n\nShowing 8 of 8 plans\n\nEurope Travel Plus\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: SiriusPoint Speciality Insurance Corporation\n\nBest for:\n\nSchengen Visa RequirementTravelers to Europe\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/europe-travel-plus-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/europetravelplus\/?source=plan-list)\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/europe-travel-plus-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/europetravelplus\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation and Repatriation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Fulfills all Schengen Visa Requirements\n- Instant Visa Letter for Schengen Visa Application\n- Coverage for entry denial into Europe\n- Lost Checked Luggage\n- Optional add-on benefits (3 available)\n- Lost or Stolen Passport\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/europetravel-plus-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nPersonal Property and Liability Rider\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/2026_EuropeTravel_Plus_Personal_Property_and_Personal_Liability_Rider.pdf)\n\nThe rider includes the following provisions: Legal Assistance up to \\$500 max per period of coverage, Loss or Theft of Personal Property \\$50 item\/\\$1,000 max per period of coverage, Personal Liability and Felonious Assault up to \\$10,000 per lifetime. Please Note: This is only a summary of the rider inclusions; for full details, please refer to the Certificate of Insurance.\n\nAdventure Sports Rider\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/2026_EuropeTravel_Plus_Adventure_Sports_Rider.pdf)\n\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\n\n|   |   |\n|---|---|\n| Age | Lifetime Maximum |\n| 0-49 | \\$50,000 |\n| 50-59 | \\$30,000 |\n| 60-64 | \\$15,000 |\n\nAccidental Death and Dismemberment\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/2026_EuropeTravel_Plus_Accidental_Death_Rider.pdf)\n\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nAtlas International\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\n\nBest for:\n\nWorldwide\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/atlas-international-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/atlasinternational\/?source=plan-list)\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/atlas-international-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/atlasinternational\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam Coverage\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Trip Interruption\n- Trip Delay\n- Optional add-on benefits (3 available)\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/atlas-international-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nPersonal Liability Benefit Rider\n\nThis rider allows you to purchase an additional \\$90,000 in Personal Liability coverage. As Atlas Travel provides \\$10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to \\$100,000 for only \\$0.35 \/ person \/ day.\n\n| Base PL Coverage | Additional PL Coverage Available | Total PL Coverage Amount |\n|---|---|---|\n| \\$10,000 | \\$90,000 | \\$100,000 |\n\nCrisis Response Benefit Rider\n\nThis rider allows you to purchase an additional \\$90,000 in Crisis Response coverage. As Atlas Travel provides \\$10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to \\$100,000 for only \\$1.40 \/ person \/ day.\n\n| Base CR Coverage | Additional CR Coverage Available | Total CR Coverage Amount |\n|---|---|---|\n| \\$10,000 | \\$90,000 | \\$100,000 |\n\nAccidental Death and Dismemberment Coverage\n\nThis rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD\\&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD\\&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides \\$25,000 in AD\\&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD\\&D benefit to \\$50,000 for only \\$0.35 \/ person \/ day.\n\n| Base AD\\&D Coverage | Additional AD\\&D Coverage Available | Total AD\\&D Coverage Amount |\n|---|---|---|\n| \\$25,000 | \\$25,000 | \\$50,000 |\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nSafe Travels International - Cost Saver\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: Zurich Insurance Europe AG Belgian branch\n\nBest for:\n\nWorldwide\n\n[80% of first \\$5,000, 100% thereafter.](https:\/\/www.visitorscoverage.com\/safe-travels-international-cost-saver-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/visitor-insurance\/safetravelsinternationalcostsaver\/?source=plan-list)\n\n[80% of first \\$5,000, 100% thereafter.](https:\/\/www.visitorscoverage.com\/safe-travels-international-cost-saver-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/visitor-insurance\/safetravelsinternationalcostsaver\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 80% of the first \\$5,000 then 100% thereafter for eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Emergency Medical Treatment of Pregnancy\n- Trip Delay\n- No optional add-on benefits available\n- Pre-Existing Conditions: No Coverage\n- COVID-19 Coverage: Excluded\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/safe-travels-international-cost-saver-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nSingle Trip Platinum\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: 4Ever Life Insurance Co.\n\nBest for:\n\nWorldwide\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/single-trip-platinum-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/singletripplatinum\/?source=plan-list)\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/single-trip-platinum-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/singletripplatinum\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, the plan pays 100% of eligible medical expenses\n- Emergency Medical Evacuation\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Trip Interruption Transportation\n- Pre-Existing Conditions: Included\n- COVID-19 Coverage: Included\n- No optional add-on benefits available\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/single-trip-platinum-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nAtlas International Premium\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\n\nBest for:\n\nWorldwide\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/atlas-international-premium-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/atlaspremiuminternational\/?source=plan-list)\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/atlas-international-premium-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/atlaspremiuminternational\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Quarantine Indemnity\n- Trip Interruption\n- Trip Delay\n- Lost Checked Luggage\n- COVID-19 Coverage: Included\n- No optional add-on benefits available\n- Pre-Existing Conditions: No Coverage\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/atlas-international-premium-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nPatriot Platinum International\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: SiriusPoint Speciality Insurance Corporation\n\nBest for:\n\nWorldwide\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/patriot-platinum-international-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/patriotplatinuminternational\/?source=plan-list)\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/patriot-platinum-international-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/patriotplatinuminternational\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, the plan pays 100% of eligible medical expenses\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam Coverage\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Optional add-on benefits (4 available)\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/patriot-platinum-international-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDevice Protection Rider\n\nProvides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip.  \n  \nUnlike most riders, Device Protection Coverage is sold for each Traveler independently.\n\nAdventure Sports Rider\n\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\n\n|   |   |\n|---|---|\n| Age | Lifetime Maximum |\n| 0-49 | \\$50,000 |\n| 50-59 | \\$30,000 |\n| 60-64 | \\$15,000 |\n\nAccidental Death and Dismemberment\n\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\n\nTrip Cancellation and Interruption Coverage\n\nProvides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \\$2,000 (\\$250\/day after an initial delay of 12 hours).  \n With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. **Note:** this add-on benefit is only available for US residents.\n\n| COVERAGES | MAXIMUM BENEFIT |\n|---|---|\n| Trip Cancellation | 100% of Trip Cost |\n| Trip Interruption | 125% of Trip Cost |\n| Travel Delay | \\$2,000\/\\$250 (Per Day) |\n| Accidental Death & Dismemberment   Air Flight Only | \\$10,000 |\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nAtlas Essential International\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\n\nBest for:\n\nWorldwide\n\n[100% URC up to policy maximum.](https:\/\/www.visitorscoverage.com\/atlas-essential-international-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/atlas-essential-international\/?source=plan-list)\n\n[100% URC up to policy maximum.](https:\/\/www.visitorscoverage.com\/atlas-essential-international-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/atlas-essential-international\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- COVID-19 Coverage: Included\n- No optional add-on benefits available\n- Pre-Existing Conditions: No Coverage\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/atlas-essential-international-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nPatriot International Lite\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: SiriusPoint Speciality Insurance Corporation\n\nBest for:\n\nWorldwide\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/patriot-international-lite-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/patriotinternationallite\/?source=plan-list)\n\n[100% up to policy maximum.](https:\/\/www.visitorscoverage.com\/patriot-international-lite-insurance\/how-it-works\/)\n\nDirect Billing:Depends on provider. No PPO network.\n\nShow Prices\n\n[Buy](https:\/\/www.visitorscoverage.com\/insurance\/patriotinternationallite\/?source=plan-list)\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, the plan pays 100% of eligible medical expenses\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam Coverage\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Optional add-on benefits (5 available)\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n[View Complete Details](https:\/\/www.visitorscoverage.com\/patriot-international-lite-insurance\/)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n## Optional add-on benefits\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nAccidental Death and Dismemberment\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/2025_Patriot_Accidental_Death_and_Dismemberment_Rider3.pdf)\n\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\n\nAdventure Sports Rider\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/2025_Patriot_Adventure_Sports_Rider3.pdf)\n\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\n\n|   |   |\n|---|---|\n| Age | Lifetime Maximum |\n| 0-49 | \\$50,000 |\n| 50-59 | \\$30,000 |\n| 60-64 | \\$15,000 |\n\nTelehealth\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/2025_Teladoc_Global_Rider.pdf)\n\nTelehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.\n\nTrip Cancellation and Interruption Coverage\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/SA1000-Essential-040224_Trip_Can-Interup11.pdf)\n\nProvides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \\$2,000 (\\$250\/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents, for trips shorter than 30 days.\n\n|   |   |\n|---|---|\n| Coverages | Maximum Amount |\n| Trip Cancellation | 100% of Trip Costs |\n| Trip Interruption | 125% of Trip Cost |\n| Travel Delay | \\$2,000\/\\$250(per day) |\n| Accidental Death & Dismemberment Air Flight Only | \\$10,000 |\n\nDevice Protection Rider\n\n[View Rider Document](https:\/\/www.visitorscoverage.com\/pdf\/2025_Patriot_Cellular_Phone_Rider3.pdf)\n\nProvides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip.  \n  \nUnlike most riders, Device Protection Coverage is sold for each Traveler independently.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nDisclaimer\n\nPlan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.\n\nClear all\n\n0\/3 selected\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\n[![licensed in 50 states logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/badges\/licensed-in-50-states.svg?width=140)](https:\/\/www.visitorscoverage.com\/licensing-info\/)[![bbb logo](https:\/\/assets.visitorscoverage.com\/production\/images\/BBB-better-business-bureau-logo-A-rating1.png?width=140)](https:\/\/www.bbb.org\/us\/ca\/santa-clara\/profile\/insurance-agency\/visitorscoverage-inc-1216-227288#bbbonlineclick)[![ustia logo](https:\/\/assets.visitorscoverage.com\/production\/images\/USTIALogo_horizontal_opt.png?width=140)](https:\/\/web.ustia.org\/Travel-Insurance-Providers\/VisitorsCoverage-Inc--94)\n\n[Trustpilot](https:\/\/www.trustpilot.com\/review\/visitorscoverage.com)\n\n![VisitorsCoverage logo](https:\/\/assets.visitorscoverage.com\/production\/images\/VC-wing-icon-white-registered.svg)\n\n## Insurance for the way you travelÃÂ®\n![Great Place to Work Certified](https:\/\/assets.visitorscoverage.com\/production\/images\/vc-gptw-24-25-small.png?width=53)**An Award Winning Culture**Best Place to Work Certified\n\n![InsurTech100](https:\/\/assets.visitorscoverage.com\/production\/images\/Logos-InsurTech100-small.png)**Global InsurTech Company**\n\n### Products\n### Popular Plans\n### Useful Links\n### Company\n\nSign up for monthly blogs, news, and travel tips\\!\n\n![Great Place to Work Certified](https:\/\/assets.visitorscoverage.com\/production\/images\/vc-gptw-24-25-small.png?width=53)\n\n**An Award Winning Culture**Best Place to Work Certified\n\n![InsurTech100](https:\/\/assets.visitorscoverage.com\/production\/images\/Logos-InsurTech100-small.png)**Global InsurTech Company**\n\n![GDPR Compliant](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/gdpr-security-logo.svg)![CCPA Compliant](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/ccpa-security-logo.svg)\n\nVisitorsCoverage Inc. is a United States based company, and all of our agents are licensed and located in the United States.\n\n[Cookies,]()[Privacy Policy,](https:\/\/www.visitorscoverage.com\/privacy\/)and [Terms of Use](https:\/\/www.visitorscoverage.com\/terms\/)\n\nÃÂ© --- [VisitorsCoverage](https:\/\/www.visitorscoverage.com\/) Inc. 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Company License ---\n\n[![facebook logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/social\/icon-facebook_x24.svg)](https:\/\/www.facebook.com\/visitorscoverage\/)[![linkedin logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/social\/icon-linkedIn_x24.svg)](https:\/\/www.linkedin.com\/company\/visitorscoverage\/)[![linkedin logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/social\/icon-instagram_x24.svg)](https:\/\/www.instagram.com\/visitorscoverage\/)[![tiktok logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/social\/icon-tiktok_x24.svg)](https:\/\/www.tiktok.com\/@visitorscoverage\/)[![youtube logo](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/social\/icon-youtube_x24.svg)](https:\/\/www.youtube.com\/user\/visitorscoverage\/)[![twitter logo](https:\/\/assets.visitorscoverage.com\/production\/images\/icon-twitter_x24.svg)](https:\/\/twitter.com\/visitorcoverage\/)[![pinterest logo](https:\/\/assets.visitorscoverage.com\/production\/images\/icon-pinterest_x24.svg)](https:\/\/www.pinterest.com\/visitorcoverage\/)\n\n![Luna](https:\/\/assets.visitorscoverage.com\/production\/images\/lets-chat-button1.svg)\n\nVisitorsCoverage Support\n\n#### Oops\\!\n**VisitorsCoverage application doesn't work properly without JavaScript enabled.  Please enable it to continue.**","attrs_readable_markdown":"Travel Insurance for Europe and the Schengen Visa Requirements\n\n## Travel Insurance Plans for Europe\nWhen embarking on your European adventure, it's crucial to have the right travel insurance coverage in place to protect yourself against unforeseen circumstances. Our comprehensive travel insurance plans for Europe are designed to provide you with peace of mind throughout your journey. Whether you're enjoying cultural experiences, or discovering natural wonders, our policies cover a range of benefits to ensure your trip is worry-free.\n\nIf you're planning a visit to the Schengen Area, obtaining the appropriate travel insurance is a mandatory requirement. Our travel insurance plans for the Schengen Area offer the necessary coverage to meet the stringent visa requirements, allowing you to enter these countries with confidence. Whether you're exploring historic landmarks, or enjoying outdoor activities, our comprehensive travel medical and trip insurance policies provide you with the peace of mind you need. Travel with assurance and embrace the wonders of the Schengen Area with our reliable travel insurance plans, knowing that you're protected against medical emergencies, trip disruptions, and other unforeseen events.\n\nShowing 8 of 8 plans\n\nEurope Travel Plus\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: SiriusPoint Speciality Insurance Corporation\n\nBest for:\n\nSchengen Visa RequirementTravelers to Europe\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation and Repatriation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Fulfills all Schengen Visa Requirements\n- Instant Visa Letter for Schengen Visa Application\n- Coverage for entry denial into Europe\n- Lost Checked Luggage\n- Lost or Stolen Passport\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nPersonal Property and Liability Rider\n\nThe rider includes the following provisions: Legal Assistance up to \\$500 max per period of coverage, Loss or Theft of Personal Property \\$50 item\/\\$1,000 max per period of coverage, Personal Liability and Felonious Assault up to \\$10,000 per lifetime. Please Note: This is only a summary of the rider inclusions; for full details, please refer to the Certificate of Insurance.\n\nAdventure Sports Rider\n\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\n\n|   |   |\n|---|---|\n| Age | Lifetime Maximum |\n| 0-49 | \\$50,000 |\n| 50-59 | \\$30,000 |\n| 60-64 | \\$15,000 |\n\nAccidental Death and Dismemberment\n\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nAtlas International\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\n\nBest for:\n\nWorldwide\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam Coverage\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Trip Interruption\n- Trip Delay\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nPersonal Liability Benefit Rider\n\nThis rider allows you to purchase an additional \\$90,000 in Personal Liability coverage. As Atlas Travel provides \\$10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to \\$100,000 for only \\$0.35 \/ person \/ day.\n\n| Base PL Coverage | Additional PL Coverage Available | Total PL Coverage Amount |\n|---|---|---|\n| \\$10,000 | \\$90,000 | \\$100,000 |\n\nCrisis Response Benefit Rider\n\nThis rider allows you to purchase an additional \\$90,000 in Crisis Response coverage. As Atlas Travel provides \\$10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to \\$100,000 for only \\$1.40 \/ person \/ day.\n\n| Base CR Coverage | Additional CR Coverage Available | Total CR Coverage Amount |\n|---|---|---|\n| \\$10,000 | \\$90,000 | \\$100,000 |\n\nAccidental Death and Dismemberment Coverage\n\nThis rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD\\&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD\\&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides \\$25,000 in AD\\&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD\\&D benefit to \\$50,000 for only \\$0.35 \/ person \/ day.\n\n| Base AD\\&D Coverage | Additional AD\\&D Coverage Available | Total AD\\&D Coverage Amount |\n|---|---|---|\n| \\$25,000 | \\$25,000 | \\$50,000 |\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nSafe Travels International - Cost Saver\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: Zurich Insurance Europe AG Belgian branch\n\nBest for:\n\nWorldwide\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 80% of the first \\$5,000 then 100% thereafter for eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Emergency Medical Treatment of Pregnancy\n- Trip Delay\n- No optional add-on benefits available\n- Pre-Existing Conditions: No Coverage\n- COVID-19 Coverage: Excluded\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nSingle Trip Platinum\n\nCompare\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, the plan pays 100% of eligible medical expenses\n- Emergency Medical Evacuation\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Trip Interruption Transportation\n- Pre-Existing Conditions: Included\n- COVID-19 Coverage: Included\n- No optional add-on benefits available\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nAtlas International Premium\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\n\nBest for:\n\nWorldwide\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- Quarantine Indemnity\n- Trip Interruption\n- Trip Delay\n- Lost Checked Luggage\n- COVID-19 Coverage: Included\n- No optional add-on benefits available\n- Pre-Existing Conditions: No Coverage\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nPatriot Platinum International\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: SiriusPoint Speciality Insurance Corporation\n\nBest for:\n\nWorldwide\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, the plan pays 100% of eligible medical expenses\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam Coverage\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDevice Protection Rider\n\nProvides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip.\n\nUnlike most riders, Device Protection Coverage is sold for each Traveler independently.\n\nAdventure Sports Rider\n\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\n\n|   |   |\n|---|---|\n| Age | Lifetime Maximum |\n| 0-49 | \\$50,000 |\n| 50-59 | \\$30,000 |\n| 60-64 | \\$15,000 |\n\nAccidental Death and Dismemberment\n\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\n\nTrip Cancellation and Interruption Coverage\n\nProvides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \\$2,000 (\\$250\/day after an initial delay of 12 hours).  \n With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. **Note:** this add-on benefit is only available for US residents.\n\n| COVERAGES | MAXIMUM BENEFIT |\n|---|---|\n| Trip Cancellation | 100% of Trip Cost |\n| Trip Interruption | 125% of Trip Cost |\n| Travel Delay | \\$2,000\/\\$250 (Per Day) |\n| Accidental Death & Dismemberment   Air Flight Only | \\$10,000 |\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nAtlas Essential International\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company\n\nBest for:\n\nWorldwide\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- COVID-19 Coverage: Included\n- No optional add-on benefits available\n- Pre-Existing Conditions: No Coverage\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.\n\nPatriot International Lite\n\nCompare\n\n![Comprehensive Coverage](https:\/\/assets.visitorscoverage.com\/production\/images\/comprehensive-icon.svg)[Comprehensive Coverage](https:\/\/www.visitorscoverage.com\/visitor-insurance-types\/) A.M. Best Rating: A  \nUnderwriter: SiriusPoint Speciality Insurance Corporation\n\nBest for:\n\nWorldwide\n\nCompare\n\nBenefits\n\nEligibility\n\nPurchase Restrictions\n\nPlan FAQs\n\n- After the deductible, the plan pays 100% of eligible medical expenses\n- Acute Onset of Pre-Existing Condition Coverage\n- Emergency Medical Evacuation\n- Urgent Care Visits\n- Emergency Room Services\n- Emergency Eye Exam Coverage\n- Emergency Dental Coverage\n- Prescriptions\/Medication\n- COVID-19 Coverage: Included\n- Pre-Existing Conditions: No Coverage\n\n![VisitorsCoverage](https:\/\/assets.visitorscoverage.com\/production\/app\/img\/icons\/logo-secondary.svg)\n\nOptional add-on benefits\n\nAdd more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.\n\nAccidental Death and Dismemberment\n\nThis optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.\n\nAdventure Sports Rider\n\nThe Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement\/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.\n\n|   |   |\n|---|---|\n| Age | Lifetime Maximum |\n| 0-49 | \\$50,000 |\n| 50-59 | \\$30,000 |\n| 60-64 | \\$15,000 |\n\nTelehealth\n\nTelehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.\n\nTrip Cancellation and Interruption Coverage\n\nProvides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \\$2,000 (\\$250\/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents, for trips shorter than 30 days.\n\n|   |   |\n|---|---|\n| Coverages | Maximum Amount |\n| Trip Cancellation | 100% of Trip Costs |\n| Trip Interruption | 125% of Trip Cost |\n| Travel Delay | \\$2,000\/\\$250(per day) |\n| Accidental Death & Dismemberment Air Flight Only | \\$10,000 |\n\nDevice Protection Rider\n\nProvides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip.\n\nUnlike most riders, Device Protection Coverage is sold for each Traveler independently.\n\nDisclaimer:   \n Optional add-on benefits available on the plan and their pricing **may** change on the checkout page, based on the information provided on the application form.","meta_canonical":null}

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URL	https://www.visitorscoverage.com/schengen-visa-insurance/plans/
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Meta Title	Travel Insurance For The Schengen Visa \| VisitorsCoverage
Meta Description	Travel insurance is essential for the Schengen visa and most other European travel. Explore our variety of trip and travel medical insurance plans.
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Boilerpipe Text	Travel Insurance for Europe and the Schengen Visa Requirements Travel Insurance Plans for Europe When embarking on your European adventure, it's crucial to have the right travel insurance coverage in place to protect yourself against unforeseen circumstances. Our comprehensive travel insurance plans for Europe are designed to provide you with peace of mind throughout your journey. Whether you're enjoying cultural experiences, or discovering natural wonders, our policies cover a range of benefits to ensure your trip is worry-free. If you're planning a visit to the Schengen Area, obtaining the appropriate travel insurance is a mandatory requirement. Our travel insurance plans for the Schengen Area offer the necessary coverage to meet the stringent visa requirements, allowing you to enter these countries with confidence. Whether you're exploring historic landmarks, or enjoying outdoor activities, our comprehensive travel medical and trip insurance policies provide you with the peace of mind you need. Travel with assurance and embrace the wonders of the Schengen Area with our reliable travel insurance plans, knowing that you're protected against medical emergencies, trip disruptions, and other unforeseen events. Showing 8 of 8 plans Europe Travel Plus Compare Comprehensive Coverage A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Schengen Visa Requirement Travelers to Europe Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum Acute Onset of Pre-Existing Condition Coverage Emergency Medical Evacuation and Repatriation Urgent Care Visits Emergency Room Services Emergency Dental Coverage Prescriptions/Medication Fulfills all Schengen Visa Requirements Instant Visa Letter for Schengen Visa Application Coverage for entry denial into Europe Lost Checked Luggage Lost or Stolen Passport COVID-19 Coverage: Included Pre-Existing Conditions: No Coverage Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Personal Property and Liability Rider The rider includes the following provisions: Legal Assistance up to $500 max per period of coverage, Loss or Theft of Personal Property $50 item/$1,000 max per period of coverage, Personal Liability and Felonious Assault up to $10,000 per lifetime. Please Note: This is only a summary of the rider inclusions; for full details, please refer to the Certificate of Insurance. Adventure Sports Rider The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. Age Lifetime Maximum 0-49 $50,000 50-59 $30,000 60-64 $15,000 Accidental Death and Dismemberment This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas International Compare Comprehensive Coverage A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum Acute Onset of Pre-Existing Condition Coverage Emergency Medical Evacuation Urgent Care Visits Emergency Room Services Emergency Eye Exam Coverage Emergency Dental Coverage Prescriptions/Medication Trip Interruption Trip Delay COVID-19 Coverage: Included Pre-Existing Conditions: No Coverage Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Personal Liability Benefit Rider This rider allows you to purchase an additional $90,000 in Personal Liability coverage. As Atlas Travel provides $10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to $100,000 for only $0.35 / person / day. Base PL Coverage Additional PL Coverage Available Total PL Coverage Amount $10,000 $90,000 $100,000 Crisis Response Benefit Rider This rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000 for only $1.40 / person / day. Base CR Coverage Additional CR Coverage Available Total CR Coverage Amount $10,000 $90,000 $100,000 Accidental Death and Dismemberment Coverage This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides $25,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $50,000 for only $0.35 / person / day. Base AD&D Coverage Additional AD&D Coverage Available Total AD&D Coverage Amount $25,000 $25,000 $50,000 Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Safe Travels International - Cost Saver Compare Comprehensive Coverage A.M. Best Rating: A Underwriter: Zurich Insurance Europe AG Belgian branch Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum Acute Onset of Pre-Existing Condition Coverage Emergency Medical Evacuation Urgent Care Visits Emergency Room Services Emergency Dental Coverage Prescriptions/Medication Emergency Medical Treatment of Pregnancy Trip Delay No optional add-on benefits available Pre-Existing Conditions: No Coverage COVID-19 Coverage: Excluded Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Single Trip Platinum Compare Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, the plan pays 100% of eligible medical expenses Emergency Medical Evacuation Emergency Dental Coverage Prescriptions/Medication Trip Interruption Transportation Pre-Existing Conditions: Included COVID-19 Coverage: Included No optional add-on benefits available Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas International Premium Compare Comprehensive Coverage A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum Acute Onset of Pre-Existing Condition Coverage Emergency Medical Evacuation Urgent Care Visits Emergency Room Services Emergency Eye Exam Emergency Dental Coverage Prescriptions/Medication Quarantine Indemnity Trip Interruption Trip Delay Lost Checked Luggage COVID-19 Coverage: Included No optional add-on benefits available Pre-Existing Conditions: No Coverage Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Patriot Platinum International Compare Comprehensive Coverage A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, the plan pays 100% of eligible medical expenses Acute Onset of Pre-Existing Condition Coverage Emergency Medical Evacuation Urgent Care Visits Emergency Room Services Emergency Eye Exam Coverage Emergency Dental Coverage Prescriptions/Medication COVID-19 Coverage: Included Pre-Existing Conditions: No Coverage Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Device Protection Rider Provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip. Unlike most riders, Device Protection Coverage is sold for each Traveler independently. Adventure Sports Rider The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. Age Lifetime Maximum 0-49 $50,000 50-59 $30,000 60-64 $15,000 Accidental Death and Dismemberment This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Trip Cancellation and Interruption Coverage Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to $2,000 ($250/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents. COVERAGES MAXIMUM BENEFIT Trip Cancellation 100% of Trip Cost Trip Interruption 125% of Trip Cost Travel Delay $2,000/$250 (Per Day) Accidental Death & Dismemberment Air Flight Only $10,000 Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas Essential International Compare Comprehensive Coverage A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum Emergency Medical Evacuation Urgent Care Visits Emergency Room Services Emergency Dental Coverage Prescriptions/Medication COVID-19 Coverage: Included No optional add-on benefits available Pre-Existing Conditions: No Coverage Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Patriot International Lite Compare Comprehensive Coverage A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs After the deductible, the plan pays 100% of eligible medical expenses Acute Onset of Pre-Existing Condition Coverage Emergency Medical Evacuation Urgent Care Visits Emergency Room Services Emergency Eye Exam Coverage Emergency Dental Coverage Prescriptions/Medication COVID-19 Coverage: Included Pre-Existing Conditions: No Coverage Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Accidental Death and Dismemberment This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Adventure Sports Rider The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. Age Lifetime Maximum 0-49 $50,000 50-59 $30,000 60-64 $15,000 Telehealth Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care. Trip Cancellation and Interruption Coverage Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to $2,000 ($250/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents, for trips shorter than 30 days. Coverages Maximum Amount Trip Cancellation 100% of Trip Costs Trip Interruption 125% of Trip Cost Travel Delay $2,000/$250(per day) Accidental Death & Dismemberment Air Flight Only $10,000 Device Protection Rider Provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip. Unlike most riders, Device Protection Coverage is sold for each Traveler independently. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Markdown	[![VisitorsCoverage logo](https://assets.visitorscoverage.com/production/app/img/icons/VC-logos-horizontal.svg)](https://www.visitorscoverage.com/) [![Click for 24/7 Support](https://assets.visitorscoverage.com/production/images/luna-24-7-chat-icon.svg)](https://www.visitorscoverage.com/schengen-visa-insurance/plans/) [Sign In](https://www.visitorscoverage.com/customer-portal/login/) Get Quotes [![VisitorsCoverage logo](https://assets.visitorscoverage.com/production/app/img/icons/VC-logos-horizontal.svg)](https://www.visitorscoverage.com/) [Sign In](https://www.visitorscoverage.com/customer-portal/login/) [Get Quotes](https://www.visitorscoverage.com/get-quotes/) - [Insurance Plans](https://www.visitorscoverage.com/schengen-visa-insurance/plans/) [Visitors Insurance](https://www.visitorscoverage.com/visitor-insurance/) Covers medical expenses for short-term visitors to the U.S. [International Travel Insurance](https://www.visitorscoverage.com/international-travel-insurance/) Covers medical expenses during your international trip [Trip Insurance](https://www.visitorscoverage.com/trip-insurance/) Covers expenses related to flight cancellations, trip interruptions & baggage delays [Immigrant/Green card Insurance](https://www.visitorscoverage.com/green-card-insurance/) Short-term medical coverage for New U.S. Immigrants & Green Card Holders [Schengen Visa Travel Insurance](https://www.visitorscoverage.com/schengen-visa-insurance/) Schengen Visa compliant travel medical insurance, Quote and Buy [Pre-Existing Conditions Insurance](https://www.visitorscoverage.com/insurance/pre-existing-conditions-coverage-plans/) Coverage for travelers with medical conditions existing prior to policy effective dates [Browse all products](https://www.visitorscoverage.com/travel-insurance-products/) - [Learn](https://www.visitorscoverage.com/schengen-visa-insurance/plans/) Top Questions - [Acute Onset vs. Pre-Existing Conditions](https://www.visitorscoverage.com/blog/acute-onset-of-pre-existing-condition-vs-pre-existing-condition/) - [Comprehensive vs. Limited Plans](https://www.visitorscoverage.com/visitor-insurance-types/) - [How to Use Visitors Insurance](https://www.visitorscoverage.com/how-travel-insurance-works/) - [Cancel for Any Reason Benefits](https://www.visitorscoverage.com/benefits-of-cancel-for-any-reason-insurance/) [For more answers, Ask an Expert![Ask an Expert](https://assets.visitorscoverage.com/production/images/header-nav-arrow-right.png)](https://www.visitorscoverage.com/answers/) Got questions? 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You can't find the same insurance plan for a lower price anywhere else. [Why trust VisitorsCoverage?](https://www.visitorscoverage.com/why-visitorscoverage/) [Trustpilot](https://www.trustpilot.com/review/visitorscoverage.com) # Travel Insurance for Europe and the Schengen Visa Requirements ## Travel Insurance Plans for Europe When embarking on your European adventure, it's crucial to have the right travel insurance coverage in place to protect yourself against unforeseen circumstances. Our comprehensive travel insurance plans for Europe are designed to provide you with peace of mind throughout your journey. Whether you're enjoying cultural experiences, or discovering natural wonders, our policies cover a range of benefits to ensure your trip is worry-free. ## Travel Insurance Plans for the Schengen Area If you're planning a visit to the Schengen Area, obtaining the appropriate travel insurance is a mandatory requirement. Our travel insurance plans for the Schengen Area offer the necessary coverage to meet the stringent visa requirements, allowing you to enter these countries with confidence. Whether you're exploring historic landmarks, or enjoying outdoor activities, our comprehensive travel medical and trip insurance policies provide you with the peace of mind you need. Travel with assurance and embrace the wonders of the Schengen Area with our reliable travel insurance plans, knowing that you're protected against medical emergencies, trip disruptions, and other unforeseen events. Showing 8 of 8 plans Europe Travel Plus Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Schengen Visa RequirementTravelers to Europe [100% up to policy maximum.](https://www.visitorscoverage.com/europe-travel-plus-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/europetravelplus/?source=plan-list) [100% up to policy maximum.](https://www.visitorscoverage.com/europe-travel-plus-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/europetravelplus/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation and Repatriation - Urgent Care Visits - Emergency Room Services - Emergency Dental Coverage - Prescriptions/Medication - Fulfills all Schengen Visa Requirements - Instant Visa Letter for Schengen Visa Application - Coverage for entry denial into Europe - Lost Checked Luggage - Optional add-on benefits (3 available) - Lost or Stolen Passport - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage [View Complete Details](https://www.visitorscoverage.com/europetravel-plus-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Personal Property and Liability Rider [View Rider Document](https://www.visitorscoverage.com/pdf/2026_EuropeTravel_Plus_Personal_Property_and_Personal_Liability_Rider.pdf) The rider includes the following provisions: Legal Assistance up to \$500 max per period of coverage, Loss or Theft of Personal Property \$50 item/\$1,000 max per period of coverage, Personal Liability and Felonious Assault up to \$10,000 per lifetime. Please Note: This is only a summary of the rider inclusions; for full details, please refer to the Certificate of Insurance. Adventure Sports Rider [View Rider Document](https://www.visitorscoverage.com/pdf/2026_EuropeTravel_Plus_Adventure_Sports_Rider.pdf) The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. \| \| \| \|---\|---\| \| Age \| Lifetime Maximum \| \| 0-49 \| \$50,000 \| \| 50-59 \| \$30,000 \| \| 60-64 \| \$15,000 \| Accidental Death and Dismemberment [View Rider Document](https://www.visitorscoverage.com/pdf/2026_EuropeTravel_Plus_Accidental_Death_Rider.pdf) This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas International Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide [100% up to policy maximum.](https://www.visitorscoverage.com/atlas-international-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/atlasinternational/?source=plan-list) [100% up to policy maximum.](https://www.visitorscoverage.com/atlas-international-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/atlasinternational/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam Coverage - Emergency Dental Coverage - Prescriptions/Medication - Trip Interruption - Trip Delay - Optional add-on benefits (3 available) - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage [View Complete Details](https://www.visitorscoverage.com/atlas-international-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Personal Liability Benefit Rider This rider allows you to purchase an additional \$90,000 in Personal Liability coverage. As Atlas Travel provides \$10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to \$100,000 for only \$0.35 / person / day. \| Base PL Coverage \| Additional PL Coverage Available \| Total PL Coverage Amount \| \|---\|---\|---\| \| \$10,000 \| \$90,000 \| \$100,000 \| Crisis Response Benefit Rider This rider allows you to purchase an additional \$90,000 in Crisis Response coverage. As Atlas Travel provides \$10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to \$100,000 for only \$1.40 / person / day. \| Base CR Coverage \| Additional CR Coverage Available \| Total CR Coverage Amount \| \|---\|---\|---\| \| \$10,000 \| \$90,000 \| \$100,000 \| Accidental Death and Dismemberment Coverage This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD\&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD\&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides \$25,000 in AD\&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD\&D benefit to \$50,000 for only \$0.35 / person / day. \| Base AD\&D Coverage \| Additional AD\&D Coverage Available \| Total AD\&D Coverage Amount \| \|---\|---\|---\| \| \$25,000 \| \$25,000 \| \$50,000 \| Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Safe Travels International - Cost Saver Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: Zurich Insurance Europe AG Belgian branch Best for: Worldwide [80% of first \$5,000, 100% thereafter.](https://www.visitorscoverage.com/safe-travels-international-cost-saver-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/visitor-insurance/safetravelsinternationalcostsaver/?source=plan-list) [80% of first \$5,000, 100% thereafter.](https://www.visitorscoverage.com/safe-travels-international-cost-saver-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/visitor-insurance/safetravelsinternationalcostsaver/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 80% of the first \$5,000 then 100% thereafter for eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Dental Coverage - Prescriptions/Medication - Emergency Medical Treatment of Pregnancy - Trip Delay - No optional add-on benefits available - Pre-Existing Conditions: No Coverage - COVID-19 Coverage: Excluded [View Complete Details](https://www.visitorscoverage.com/safe-travels-international-cost-saver-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Single Trip Platinum Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: 4Ever Life Insurance Co. Best for: Worldwide [100% up to policy maximum.](https://www.visitorscoverage.com/single-trip-platinum-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/singletripplatinum/?source=plan-list) [100% up to policy maximum.](https://www.visitorscoverage.com/single-trip-platinum-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/singletripplatinum/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, the plan pays 100% of eligible medical expenses - Emergency Medical Evacuation - Emergency Dental Coverage - Prescriptions/Medication - Trip Interruption Transportation - Pre-Existing Conditions: Included - COVID-19 Coverage: Included - No optional add-on benefits available [View Complete Details](https://www.visitorscoverage.com/single-trip-platinum-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas International Premium Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide [100% up to policy maximum.](https://www.visitorscoverage.com/atlas-international-premium-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/atlaspremiuminternational/?source=plan-list) [100% up to policy maximum.](https://www.visitorscoverage.com/atlas-international-premium-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/atlaspremiuminternational/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam - Emergency Dental Coverage - Prescriptions/Medication - Quarantine Indemnity - Trip Interruption - Trip Delay - Lost Checked Luggage - COVID-19 Coverage: Included - No optional add-on benefits available - Pre-Existing Conditions: No Coverage [View Complete Details](https://www.visitorscoverage.com/atlas-international-premium-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Patriot Platinum International Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Worldwide [100% up to policy maximum.](https://www.visitorscoverage.com/patriot-platinum-international-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/patriotplatinuminternational/?source=plan-list) [100% up to policy maximum.](https://www.visitorscoverage.com/patriot-platinum-international-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/patriotplatinuminternational/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, the plan pays 100% of eligible medical expenses - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam Coverage - Emergency Dental Coverage - Prescriptions/Medication - Optional add-on benefits (4 available) - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage [View Complete Details](https://www.visitorscoverage.com/patriot-platinum-international-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Device Protection Rider Provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip. Unlike most riders, Device Protection Coverage is sold for each Traveler independently. Adventure Sports Rider The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. \| \| \| \|---\|---\| \| Age \| Lifetime Maximum \| \| 0-49 \| \$50,000 \| \| 50-59 \| \$30,000 \| \| 60-64 \| \$15,000 \| Accidental Death and Dismemberment This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Trip Cancellation and Interruption Coverage Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \$2,000 (\$250/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents. \| COVERAGES \| MAXIMUM BENEFIT \| \|---\|---\| \| Trip Cancellation \| 100% of Trip Cost \| \| Trip Interruption \| 125% of Trip Cost \| \| Travel Delay \| \$2,000/\$250 (Per Day) \| \| Accidental Death & Dismemberment Air Flight Only \| \$10,000 \| Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas Essential International Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide [100% URC up to policy maximum.](https://www.visitorscoverage.com/atlas-essential-international-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/atlas-essential-international/?source=plan-list) [100% URC up to policy maximum.](https://www.visitorscoverage.com/atlas-essential-international-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/atlas-essential-international/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Dental Coverage - Prescriptions/Medication - COVID-19 Coverage: Included - No optional add-on benefits available - Pre-Existing Conditions: No Coverage [View Complete Details](https://www.visitorscoverage.com/atlas-essential-international-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Patriot International Lite Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Worldwide [100% up to policy maximum.](https://www.visitorscoverage.com/patriot-international-lite-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/patriotinternationallite/?source=plan-list) [100% up to policy maximum.](https://www.visitorscoverage.com/patriot-international-lite-insurance/how-it-works/) Direct Billing:Depends on provider. No PPO network. Show Prices [Buy](https://www.visitorscoverage.com/insurance/patriotinternationallite/?source=plan-list) Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, the plan pays 100% of eligible medical expenses - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam Coverage - Emergency Dental Coverage - Prescriptions/Medication - Optional add-on benefits (5 available) - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage [View Complete Details](https://www.visitorscoverage.com/patriot-international-lite-insurance/) ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) ## Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Accidental Death and Dismemberment [View Rider Document](https://www.visitorscoverage.com/pdf/2025_Patriot_Accidental_Death_and_Dismemberment_Rider3.pdf) This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Adventure Sports Rider [View Rider Document](https://www.visitorscoverage.com/pdf/2025_Patriot_Adventure_Sports_Rider3.pdf) The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. \| \| \| \|---\|---\| \| Age \| Lifetime Maximum \| \| 0-49 \| \$50,000 \| \| 50-59 \| \$30,000 \| \| 60-64 \| \$15,000 \| Telehealth [View Rider Document](https://www.visitorscoverage.com/pdf/2025_Teladoc_Global_Rider.pdf) Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care. Trip Cancellation and Interruption Coverage [View Rider Document](https://www.visitorscoverage.com/pdf/SA1000-Essential-040224_Trip_Can-Interup11.pdf) Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \$2,000 (\$250/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents, for trips shorter than 30 days. \| \| \| \|---\|---\| \| Coverages \| Maximum Amount \| \| Trip Cancellation \| 100% of Trip Costs \| \| Trip Interruption \| 125% of Trip Cost \| \| Travel Delay \| \$2,000/\$250(per day) \| \| Accidental Death & Dismemberment Air Flight Only \| \$10,000 \| Device Protection Rider [View Rider Document](https://www.visitorscoverage.com/pdf/2025_Patriot_Cellular_Phone_Rider3.pdf) Provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip. Unlike most riders, Device Protection Coverage is sold for each Traveler independently. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Disclaimer Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding. 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Readable Markdown	Travel Insurance for Europe and the Schengen Visa Requirements ## Travel Insurance Plans for Europe When embarking on your European adventure, it's crucial to have the right travel insurance coverage in place to protect yourself against unforeseen circumstances. Our comprehensive travel insurance plans for Europe are designed to provide you with peace of mind throughout your journey. Whether you're enjoying cultural experiences, or discovering natural wonders, our policies cover a range of benefits to ensure your trip is worry-free. If you're planning a visit to the Schengen Area, obtaining the appropriate travel insurance is a mandatory requirement. Our travel insurance plans for the Schengen Area offer the necessary coverage to meet the stringent visa requirements, allowing you to enter these countries with confidence. Whether you're exploring historic landmarks, or enjoying outdoor activities, our comprehensive travel medical and trip insurance policies provide you with the peace of mind you need. Travel with assurance and embrace the wonders of the Schengen Area with our reliable travel insurance plans, knowing that you're protected against medical emergencies, trip disruptions, and other unforeseen events. Showing 8 of 8 plans Europe Travel Plus Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Schengen Visa RequirementTravelers to Europe Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation and Repatriation - Urgent Care Visits - Emergency Room Services - Emergency Dental Coverage - Prescriptions/Medication - Fulfills all Schengen Visa Requirements - Instant Visa Letter for Schengen Visa Application - Coverage for entry denial into Europe - Lost Checked Luggage - Lost or Stolen Passport - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Personal Property and Liability Rider The rider includes the following provisions: Legal Assistance up to \$500 max per period of coverage, Loss or Theft of Personal Property \$50 item/\$1,000 max per period of coverage, Personal Liability and Felonious Assault up to \$10,000 per lifetime. Please Note: This is only a summary of the rider inclusions; for full details, please refer to the Certificate of Insurance. Adventure Sports Rider The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. \| \| \| \|---\|---\| \| Age \| Lifetime Maximum \| \| 0-49 \| \$50,000 \| \| 50-59 \| \$30,000 \| \| 60-64 \| \$15,000 \| Accidental Death and Dismemberment This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas International Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam Coverage - Emergency Dental Coverage - Prescriptions/Medication - Trip Interruption - Trip Delay - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Personal Liability Benefit Rider This rider allows you to purchase an additional \$90,000 in Personal Liability coverage. As Atlas Travel provides \$10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to \$100,000 for only \$0.35 / person / day. \| Base PL Coverage \| Additional PL Coverage Available \| Total PL Coverage Amount \| \|---\|---\|---\| \| \$10,000 \| \$90,000 \| \$100,000 \| Crisis Response Benefit Rider This rider allows you to purchase an additional \$90,000 in Crisis Response coverage. As Atlas Travel provides \$10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to \$100,000 for only \$1.40 / person / day. \| Base CR Coverage \| Additional CR Coverage Available \| Total CR Coverage Amount \| \|---\|---\|---\| \| \$10,000 \| \$90,000 \| \$100,000 \| Accidental Death and Dismemberment Coverage This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD\&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD\&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides \$25,000 in AD\&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD\&D benefit to \$50,000 for only \$0.35 / person / day. \| Base AD\&D Coverage \| Additional AD\&D Coverage Available \| Total AD\&D Coverage Amount \| \|---\|---\|---\| \| \$25,000 \| \$25,000 \| \$50,000 \| Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Safe Travels International - Cost Saver Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: Zurich Insurance Europe AG Belgian branch Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 80% of the first \$5,000 then 100% thereafter for eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Dental Coverage - Prescriptions/Medication - Emergency Medical Treatment of Pregnancy - Trip Delay - No optional add-on benefits available - Pre-Existing Conditions: No Coverage - COVID-19 Coverage: Excluded ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Single Trip Platinum Compare Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, the plan pays 100% of eligible medical expenses - Emergency Medical Evacuation - Emergency Dental Coverage - Prescriptions/Medication - Trip Interruption Transportation - Pre-Existing Conditions: Included - COVID-19 Coverage: Included - No optional add-on benefits available ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas International Premium Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam - Emergency Dental Coverage - Prescriptions/Medication - Quarantine Indemnity - Trip Interruption - Trip Delay - Lost Checked Luggage - COVID-19 Coverage: Included - No optional add-on benefits available - Pre-Existing Conditions: No Coverage ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Patriot Platinum International Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, the plan pays 100% of eligible medical expenses - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam Coverage - Emergency Dental Coverage - Prescriptions/Medication - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Device Protection Rider Provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip. Unlike most riders, Device Protection Coverage is sold for each Traveler independently. Adventure Sports Rider The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. \| \| \| \|---\|---\| \| Age \| Lifetime Maximum \| \| 0-49 \| \$50,000 \| \| 50-59 \| \$30,000 \| \| 60-64 \| \$15,000 \| Accidental Death and Dismemberment This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Trip Cancellation and Interruption Coverage Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \$2,000 (\$250/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents. \| COVERAGES \| MAXIMUM BENEFIT \| \|---\|---\| \| Trip Cancellation \| 100% of Trip Cost \| \| Trip Interruption \| 125% of Trip Cost \| \| Travel Delay \| \$2,000/\$250 (Per Day) \| \| Accidental Death & Dismemberment Air Flight Only \| \$10,000 \| Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Atlas Essential International Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Dental Coverage - Prescriptions/Medication - COVID-19 Coverage: Included - No optional add-on benefits available - Pre-Existing Conditions: No Coverage ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form. Patriot International Lite Compare ![Comprehensive Coverage](https://assets.visitorscoverage.com/production/images/comprehensive-icon.svg)[Comprehensive Coverage](https://www.visitorscoverage.com/visitor-insurance-types/) A.M. Best Rating: A Underwriter: SiriusPoint Speciality Insurance Corporation Best for: Worldwide Compare Benefits Eligibility Purchase Restrictions Plan FAQs - After the deductible, the plan pays 100% of eligible medical expenses - Acute Onset of Pre-Existing Condition Coverage - Emergency Medical Evacuation - Urgent Care Visits - Emergency Room Services - Emergency Eye Exam Coverage - Emergency Dental Coverage - Prescriptions/Medication - COVID-19 Coverage: Included - Pre-Existing Conditions: No Coverage ![VisitorsCoverage](https://assets.visitorscoverage.com/production/app/img/icons/logo-secondary.svg) Optional add-on benefits Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process. Accidental Death and Dismemberment This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months. Adventure Sports Rider The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. \| \| \| \|---\|---\| \| Age \| Lifetime Maximum \| \| 0-49 \| \$50,000 \| \| 50-59 \| \$30,000 \| \| 60-64 \| \$15,000 \| Telehealth Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care. Trip Cancellation and Interruption Coverage Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to \$2,000 (\$250/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD\&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight. Note: this add-on benefit is only available for US residents, for trips shorter than 30 days. \| \| \| \|---\|---\| \| Coverages \| Maximum Amount \| \| Trip Cancellation \| 100% of Trip Costs \| \| Trip Interruption \| 125% of Trip Cost \| \| Travel Delay \| \$2,000/\$250(per day) \| \| Accidental Death & Dismemberment Air Flight Only \| \$10,000 \| Device Protection Rider Provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip. Unlike most riders, Device Protection Coverage is sold for each Traveler independently. Disclaimer: Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
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