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| URL | https://www.us.hsbc.com/credit-cards/rewards/ |
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| First Indexed | 2024-06-09 17:21:42 (1 year ago) |
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| Meta Title | Credit Card Rewards Programs | Earn More Rewards - HSBC Bank USA |
| Meta Description | Earn different types of rewards for purchases you make with our credit cards, redeem them online anytime, anywhere. Find out how your credit cards pay you back. |
| Meta Canonical | null |
| Boilerpipe Text | With the HSBC Premier Rewards Program and the HSBC Elite Rewards Program (also referred to as the āProgramā) you earn points with every eligible purchase. The Program gives you the opportunity to use Rewards Program Points (āPointsā).
How Points are earned
: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
Mastercard®, Mastercard Pay with Rewards⢠and the circles design are registered trademarks of Mastercard International Incorporated. ©2026 Mastercard.
HSBC Credit Cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative. |
| Markdown | We have detected your browser is out of date. For more information, please see our [Supported Browsers page.](https://www.us.hsbc.com/supported-browsers/)
Click to dismiss this message

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## Insights
- [Living in the U.S.](https://www.us.hsbc.com/international-banking/living-in-the-us/)
- [Studying in the U.S.](https://www.us.hsbc.com/international-banking/studying-in-the-us/)
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## Important links
- [Wealth Centers](https://www.us.hsbc.com/wealth-center/locator/)
- [Ways to bank](https://www.us.hsbc.com/ways-to-bank/)
- [Financial Wellness Center](https://www.us.hsbc.com/financial-wellness/)
- Wealth Management Investments and insurance
[Investments](https://www.us.hsbc.com/investments/)
- [Advisory solutions](https://www.us.hsbc.com/investments/asset-allocation/)
- [Financial planning](https://www.us.hsbc.com/investments/financial-goal-planning/)
- [Structured products](https://www.us.hsbc.com/investments/products/structured-products/)
- [Fixed income](https://www.us.hsbc.com/investments/products/fixed-income/)
- [Mutual Funds](https://www.us.hsbc.com/investments/products/mutual-funds/)
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- [See all investments](https://www.us.hsbc.com/investments/products/)
[Insurance](https://www.us.hsbc.com/insurance/)
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## Insights and Resources
- [Wealth Insights](https://www.us.hsbc.com/investments/insights/)
- [Think Wealth](https://www.us.hsbc.com/investments/insights/think-wealth/)
- [Disclosures](https://www.us.hsbc.com/investments/disclosures/)
- [Customer Relationship Summary](https://www.us.hsbc.com/investments/customer-relationship-summary/)
## FINRA BrokerCheckā¢
- [Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck⢠website](https://brokercheck.finra.org/)
## Important links
- [Wealth Centers](https://www.us.hsbc.com/wealth-center/locator/)
- [Contact us](https://www.us.hsbc.com/investments/contact-us/)
- Banking Accounts and cards
## Products
- [Credit Cards](https://www.us.hsbc.com/credit-cards/)
- [Checking](https://www.us.hsbc.com/checking-accounts/)
- [Premier Relationship Savings](https://www.us.hsbc.com/savings-accounts/products/relationship-savings/)
- [Savings](https://www.us.hsbc.com/savings-accounts/)
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## Rates
- [Deposit Rates](https://www.us.hsbc.com/savings-accounts/products/interest-rates/)
[International Banking](https://www.us.hsbc.com/international-banking/)
- [Open a U.S. account](https://www.us.hsbc.com/checking-accounts/products/premier/)
- [Open an account outside the U.S.](https://www.us.hsbc.com/international-banking/how-to-apply-for-an-overseas-account/)
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- [Mortgages for international borrowers](https://www.us.hsbc.com/home-loans/international-borrowers/)
## Other Banking
- [ATM Banking](https://www.us.hsbc.com/atm/)
## Credit Card Resources
- [Credit Card Resource Center](https://www.us.hsbc.com/credit-card-resource-center/)
- [Manage Account](https://www.us.hsbc.com/credit-cards/existing-customers/)
- [Balance Transfers](https://www.us.hsbc.com/help/credit-cards/balance-transfer/)
- [Rewards Program](https://www.us.hsbc.com/credit-cards/rewards/)
- [Activate credit card](https://www.us.hsbc.com/credit-cards/existing-customers/#howactivatecreditcard)
## Tools and Resources
- [Ways to bank](https://www.us.hsbc.com/ways-to-bank/)
- [Help & FAQs](https://www.us.hsbc.com/help/)
- [Tools](https://www.us.hsbc.com/home-loans/calculators/)
- [Referral Program](https://www.us.hsbc.com/share-the-experience/)
- [Find a Wealth Center or ATM](https://www.us.hsbc.com/wealth-center/locator/)
- [Routing Number](https://www.us.hsbc.com/faqs/routing-number/)
## HSBC Financial Wellness
- [Financial Wellness Center](https://www.us.hsbc.com/financial-wellness/)
- [Your Money Counts](https://www.us.hsbc.com/yourmoneycounts/)
## Our Relationships
- [HSBC Premier](https://www.us.hsbc.com/premier/)
- Borrowing Loans and mortgages
## Home Loans Center
- [Home lending solutions](https://www.us.hsbc.com/home-loans/)
- [Mortgage products](https://www.us.hsbc.com/home-loans/products/)
- [Buying a house](https://www.us.hsbc.com/home-loans/buying-a-home/)
- [Home equity line of credit](https://www.us.hsbc.com/home-loans/products/heloc/)
- [Refinancing](https://www.us.hsbc.com/home-loans/refinance/)
- [International buyers](https://www.us.hsbc.com/home-loans/international-borrowers/)
## Mortgage Tools and Resources
- [Mortgage calculators](https://www.us.hsbc.com/home-loans/calculators/)
- [Find a mortgage consultant](https://www.us.hsbc.com/home-loans/mortgage-consultants/)
- [Mortgage customer service](https://www.us.hsbc.com/home-loans/customer-help/)
- [Information for real estate professionals](https://www.us.hsbc.com/home-loans/realestate/)
## Personal Loans
- [HSBC Personal Loans](https://www.us.hsbc.com/personal-loans/)
## Our rates
- [Mortgage rates](https://www.us.hsbc.com/home-loans/mortgage-rates/)
- [Refinance rates](https://www.us.hsbc.com/home-loans/refinance-rates/)
- Online Banking Home, office, on the go
## Mobile
- [Mobile banking](https://www.us.hsbc.com/mobile-banking/)
- [Mobile check deposit](https://www.us.hsbc.com/mobile-banking/mobile-check-deposit/)
- [Mobile payment options](https://www.us.hsbc.com/credit-cards/mobile-payments/)
- [Global Money Account](https://www.us.hsbc.com/checking-accounts/products/global-money/)
## Personal Internet Banking
- [Overview](https://www.us.hsbc.com/online-banking/)
- [Move money](https://www.us.hsbc.com/online-banking/move-money/)
- [eStatements](https://www.us.hsbc.com/online-banking/estatements/)
- [HSBC Security Device](https://www.us.hsbc.com/online-banking/security-device/)
[Move money](https://www.us.hsbc.com/help/move-money/)
- [Wires](https://www.us.hsbc.com/international-banking/international-payments/)
- [Real Time Payments](https://www.us.hsbc.com/online-banking/real-time-payments/)
- [Global transfers](https://www.us.hsbc.com/international-banking/global-view-and-global-transfers/)
- [Bill Pay](https://www.us.hsbc.com/help/move-money/bill-pay/)
- [Bank to Bank Transfer](https://www.us.hsbc.com/help/move-money/bank-to-bank-transfers/)
- [ZelleĀ®](https://www.us.hsbc.com/mobile-banking/zelle/)
## Tools and Resources
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Top of main content
# HSBC Credit Card Rewards Program
Reward yourself, or someone special today.

***
1. [Home](https://www.us.hsbc.com/)
2. [Credit Card Offers & Benefits](https://www.us.hsbc.com/credit-cards/)
3. Credit card rewards
## Explore a rich range of rewards
With your HSBC credit card, you earn Points with every purchase. You can redeem your Points for gift cards, travel, cash, merchandise and more[1Footnote link 1](https://www.us.hsbc.com/credit-cards/rewards/#fn-premelitecertainrest). Don't have an HSBC credit card yet? [Compare our credit card benefits (PDF).Compare our credit card benefits (PDF). This link will open in a new window](https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/credit-card-offers/compare-hsbc-credit-cards.pdf)
## Choose your credit card Rewards Program
[ Premier credit card Rewards Program](https://www.us.hsbc.com/credit-cards/products/premier/rewards/)
Earn Points on purchases and redeem at Amazon, receive cash back, get merchandise, gift cards, travel rewards and more.
[ Elite credit card Rewards Program](https://www.us.hsbc.com/credit-cards/products/elite/rewards/)
Earn Points on purchases and redeem for travel, Amazon purchases, cash back, merchandise, gift cards, and more.
## Choose your rewards

### Pay at the Pump
Use your Points to get more miles for your money. Redeem 1,250 Points at participating gas stations and save \$0.50 per gallon on gas, up to 20 gallons per transaction[2Footnote link 2](https://www.us.hsbc.com/credit-cards/rewards/#fn-pay-at-pump).
[How to use Pay at the Pump](https://www.us.hsbc.com/credit-cards/rewards/#pay-at-the-pump)

### Travel rewards
Use Points to book flights, hotels and car rentals or transfer to 13 Rewards for Miles travel partners.[3Footnote link 3](https://www.us.hsbc.com/credit-cards/rewards/#fn-rewardsformiles)

### Amazon Shop with Pointsā¢
Link your HSBC credit card to Amazon and pay with your Points at checkout.[4Footnote link 4](https://www.us.hsbc.com/credit-cards/rewards/#fn-amazon)

### Cash back
Receive cash into your HSBC checking or savings account, or get a statement credit[5Footnote link 5](https://www.us.hsbc.com/credit-cards/rewards/#fn-cashback). Use points to pay your Annual Fee or purchases with Pay with RewardsĀ®.[6Footnote link 6](https://www.us.hsbc.com/credit-cards/rewards/#fn-pwr-prem-and-elite)

### Shopping
Choose merchandise[7Footnote link 7](https://www.us.hsbc.com/credit-cards/rewards/#fn-rewarditems), gift and eGift cards from hundreds of favorite premium brands.
[View rewards catalogue](https://rewards.us.hsbc.com/)
## How to redeem your Points online
It's easy to check your balance and redeem your Points online:
1. Log on to [online banking](https://www.us.hsbc.com/online/dashboard).
2. Select your credit card from the account summary screen.
3. Select 'Manage' on the right side of the screen, then select 'View and redeem rewards' and youāll launch the HSBC Rewards Program website. Your Points balance will be displayed on the screen.
4. Browse rewards by choosing a category from the menu.
5. Follow the instructions provided to redeem your Points.
[Redeem now](https://www.us.hsbc.com/online/dashboard/)
Pay At The Pump
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## Pay for your gas with Points
Use Points to save money when you Pay at the Pump with your HSBC Premier or Elite card.
## You might be interested in
### [Credit cards](https://www.us.hsbc.com/credit-cards/)
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Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.
### [Credit card benefits](https://www.us.hsbc.com/credit-card-resource-center/)
Already have a Premier or Elite credit card? Review the features and benefits included with your card.
## Additional information
1. Certain restrictions, limits and exclusions may apply. Please see [HSBC Premier World MastercardĀ® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure](https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/credit-cards-pdfs/premier-mc-rewards-and-benefits-guide.pdf) or the [HSBC Elite World Elite MastercardĀ® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure](https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/credit-cards-pdfs/elite-mc-rewards-and-benefits-guide.pdf).
2. Pay at the Pump fuel redemption with points is available at participating BP/Amoco, ARCO/ampm, Chevron/Texaco and Sunoco gas stations only. To redeem, cardholders must use an eligible HSBC Elite World Elite or Premier World Mastercard credit card at the time of purchase. The \$0.50 discount is applied per gallon of fuel up to a maximum of 20 gallons per transaction. A minimum of 1,250 points is required to redeem this offer. All Points redeemed are considered final. HSBC is not responsible for Points redeemed at a full-service gas station (gas pumped by an attendant). It is the cardholderās responsibility to inform the attendant to accept or decline the offer if presented. This offer is valid only at participating locations with Pay at the Pump capability. May not be valid with other offers. Additional terms and conditions may apply. See [us.hsbc.com/gtb-premier](http://us.hsbc.com/gtb-premier) for the Premier credit card and [us.hsbc.com/gtb-elite](http://us.hsbc.com/gtb-elite) for the Elite credit card.
3. Cardmembers who wish to participate in the HSBC Rewards for Miles Program (āRewards for Milesā) must first become a member of a participating travel rewards program and obtain a number for each travel rewards program for which they would like to redeem Points for travel reward program miles. Only HSBC Premier World MastercardĀ® and HSBC Elite World Elite Mastercard Cardmembers āCardmembersā whose accounts are valid and in good standing are eligible to participate in Rewards for Miles and to transfer Points to a participating travel rewards program. Timing for the redeemed Points to be converted to miles and post to the Cardmember travel reward program account may take up to 14 days. The conversion rate of Points may vary by travel reward program. Once Points are transferred to travel reward program, they will be immediately deducted from your available Points balance; points cannot be canceled or transferred back to the HSBC Rewards Account or re-transferred to another participating travel reward program account. Once HSBC rewards points are successfully transferred to a travel rewards partner of your choice, HSBC will not be responsible for any disputes between your selected travel rewards partner and you. Additional terms and conditions apply. For more details, visit [us.hsbc.com/gtb-premier](https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/credit-cards-pdfs/premier-mc-rewards-and-benefits-guide.pdf) for HSBC Premier Mastercard credit card or [us.hsbc.com/gtb-elite](https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/credit-cards-pdfs/elite-mc-rewards-and-benefits-guide.pdf) for HSBC Elite Mastercard credit card.
4. Customers with a physical US address on their HSBC Credit Card and Amazon account can redeem Points through Amazon Shop with Points. Terms and conditions applicable to redeeming your HSBC Rewards Points through Amazon Shop with Points can be found at [www.amazon.com/hsbcrewards](http://www.amazon.com/hsbcrewards).
5. Customers can choose to receive cash back redemptions as a direct deposit into their HSBC Bank USA, N.A. Checking or Savings Account, or as a statement credit on their HSBC Credit Card. For complete eligibility details, refer to your [HSBC Guide to Benefits](https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/credit-cards-pdfs/premier-mc-rewards-and-benefits-guide.pdf).
6. **Premier:**
To offset a purchase by redeeming for a statement credit through Mastercard Pay with Rewardsā¢, the purchase must appear on your transaction history within the last 90 days on the Pay with Rewards page of the HSBC Rewards site. You may redeem Points for the full amount of your eligible purchase for purchases greater than \$25. The statement credit will be applied to your HSBC Premier World MastercardĀ® Account. You may redeem Points for the full amount of your eligible purchase. Point redemptions are reflected as soon as the next business day in your HSBC Rewards Account and, on a monthly basis, as credits on your monthly credit card statement. There is no annual or lifetime maximum on the amount of statement credits that can be applied to your Account. Any request for statement credit redemption is final and cannot be revoked.
Note: An āineligible purchaseā means cash advances, interest and financing charges, fees, credit or debit adjustments and any amount other than purchases that may be charged to your Account with your card or checks. There must be sufficient points available in the HSBC Rewards account at the time of purchase authorization for a purchase to be eligible for Pay with Rewards. We may establish other qualifying and non-qualifying transactions from time to time. Point redemptions through Pay with Rewards do not count towards your monthly minimum payment on your HSBC Premier World MastercardĀ® Account. You are responsible for paying the minimum amount which appears on your monthly Account statement, unless the statement credit brings your balance to zero.
**Elite:**
To offset a purchase by redeeming for a statement credit through Mastercard Pay with Rewardsā¢, the purchase must appear on your transaction history within the last 90 days on the Pay with Rewards page of the HSBC Rewards site. The statement credit will be applied to your HSBC Elite World Elite MastercardĀ® Account. You may redeem Points for the full amount of your eligible purchase for purchases greater than \$25. Each point you redeem through Pay with Rewards for purchases in eligible Travel categories is worth \$0.01, which means 20,000 Points can be redeemed for a \$200 statement credit. Point redemptions are reflected as soon as the next business day in your HSBC Rewards Account and, on a monthly basis, as credits on your monthly credit card statement. There is no annual or lifetime maximum on the amount of statement credits that can be applied to your Account. Any request for statement credit redemption is final and cannot be revoked.
Note: An āineligible purchaseā means cash advances, interest and financing charges, fees, credit or debit adjustments and any amount other than purchases that may be charged to your Account with your card or checks. There must be sufficient points available in the HSBC Rewards account at the time of purchase authorization for a purchase to be eligible for Pay with Rewards. We may establish other qualifying and non-qualifying transactions from time to time. Point redemptions through Pay with Rewards do not count towards your monthly minimum payment on your HSBC Elite World Elite MastercardĀ® Account. You are responsible for paying the minimum amount which appears on your monthly Account statement, unless the statement credit brings your balance to zero.
Mastercard Pay with Rewards⢠is a trademark of Mastercard International Incorporated.
7. All Reward items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
## Disclaimers
With the HSBC Premier Rewards Program and the HSBC Elite Rewards Program (also referred to as the āProgramā) you earn points with every eligible purchase. The Program gives you the opportunity to use Rewards Program Points (āPointsā).
**How Points are earned**: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
Mastercard®, Mastercard Pay with Rewards⢠and the circles design are registered trademarks of Mastercard International Incorporated. ©2026 Mastercard.
HSBC Credit Cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.
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| Readable Markdown | With the HSBC Premier Rewards Program and the HSBC Elite Rewards Program (also referred to as the āProgramā) you earn points with every eligible purchase. The Program gives you the opportunity to use Rewards Program Points (āPointsā).
**How Points are earned**: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Your spending and Rewards Points may vary.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
Mastercard®, Mastercard Pay with Rewards⢠and the circles design are registered trademarks of Mastercard International Incorporated. ©2026 Mastercard.
HSBC Credit Cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative. |
| Shard | 163 (laksa) |
| Root Hash | 16725511245744722163 |
| Unparsed URL | com,hsbc!us,www,/credit-cards/rewards/ s443 |