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[Skip to main content](https://www.travelexinsurance.com/#main-content) [Partner login](https://partner.travelexinsurance.com/partners/login.aspx) [1-800-228-9792](tel:1-800-228-9792) [Get quote](https://www.travelexinsurance.com/destination)  [Get quote](https://www.travelexinsurance.com/destination) - [Travel insurance](https://www.travelexinsurance.com/travel-insurance) [Travel insurance](https://www.travelexinsurance.com/travel-insurance)[Plans](https://www.travelexinsurance.com/travel-insurance/plans)[Upgrades](https://www.travelexinsurance.com/travel-insurance/upgrades)[Benefits](https://www.travelexinsurance.com/travel-insurance/benefits)[Destinations](https://www.travelexinsurance.com/travel-insurance/destination)[Trip types](https://www.travelexinsurance.com/travel-insurance/trip)[Traveler types](https://www.travelexinsurance.com/travel-insurance/traveler)[Travel On app](https://www.travelexinsurance.com/travel-insurance/travel-on-app)[Smart Travels articles](https://www.travelexinsurance.com/smart-travels) - [Emergency assistance](https://www.travelexinsurance.com/emergency-assistance) - [Customer service](https://www.travelexinsurance.com/customer-service) [Contact us](https://www.travelexinsurance.com/customer-service)[Claims](https://www.travelexinsurance.com/customer-service/claims)[Edit policy](https://www.travelexinsurance.com/customer-service/edit-policy)[Request plan documents](https://www.travelexinsurance.com/customer-service/request-plan-documents)[Travel alerts](https://www.travelexinsurance.com/customer-service/travel-alerts)[FAQs](https://www.travelexinsurance.com/customer-service/frequently-asked-questions)[Top reasons to buy](https://www.travelexinsurance.com/smart-travels/coverage/is-travel-insurance-worth-it) [Partner login](https://partner.travelexinsurance.com/partners/login.aspx) [1-800-228-9792](tel:1-800-228-9792)    [Great  ](https://www.trustpilot.com/review/travelexinsurance.com) # Travelex travel insurance: We're here for you, 24/7 Featured in:        ## Where are you going? Enter your trip destination. If you’re traveling to multiple destinations, select the country where you’ll be spending the most time. Important: We’re unable to provide coverage for any OFAC-sanctioned country. Please check the [OFAC website](https://ofac.treasury.gov/sanctions-programs-and-country-information) and our [travel alerts](https://www.travelexinsurance.com/customer-service/travel-alerts) page for information on affected countries. Going to Cuba? You’ll need our preapproval to get travel insurance coverage for a trip to Cuba. Please call our [customer service team](https://www.travelexinsurance.com/customer-service) at 1-800-228-9792 to speak with us about your trip to Cuba. ## How can our travel insurance *be there for you?* If unexpected surprises turn your trip upside down, we can help make it right\!  ### If your plans change unexpectedly We can help repay the costs of your canceled or interrupted trip for eligible reasons. [Explore the benefit](https://www.travelexinsurance.com/travel-insurance/benefits/trip-cancellation-interruption)  ### If you have a health emergency We can reimburse you for your emergency medical and dental expenses. [See our coverage](https://www.travelexinsurance.com/travel-insurance/benefits/emergency-medical-dental)  ### If you need urgent help We’re here for you 24/7, whether you need emergency, medical, or travel support. [Get in touch now](https://www.travelexinsurance.com/travel-insurance/benefits/travel-assistance)  ### If you want award-winning service You can count on our award-winning customer service and technology anywhere in the world. [Meet our team](https://www.travelexinsurance.com/company/media) ## *Get to know our* Travelex travel insurance plans With comprehensive plans available — plus customizable coverage — you can find the best travel insurance policy for your vacation.  POPULAR ### Ultimate Looking for extensive, customizable coverage? Discover our most comprehensive plan. - Up to \$250,000 medical coverage\* - Up to \$50,000 trip cancellation - Up to \$75,000 trip interruption - Up to \$2,000 travel delay - Up to \$2,000 baggage coverage† - Kids-included pricing^ - Nine optional upgrades  ### Advantage Want comprehensive protection at a great price? Our mid-level plan could be right for you. - Up to \$50,000 medical coverage\* - Up to \$10,000 trip cancellation - Up to \$12,500 trip interruption - Up to \$1,000 travel delay - Up to \$1,000 baggage coverage† - Kids-included pricing - Six optional upgrades  ### Essential Searching for trip protection, but on a budget? Check out our economical plan with essential coverage. - Up to \$25,000 medical coverage\* - Up to \$10,000 trip cancellation - Up to \$10,000 trip interruption - Up to \$600 travel delay - Up to \$750 baggage coverage† - Kids-included pricing - Six optional upgrades [Compare our plans](https://www.travelexinsurance.com/travel-insurance/plans) \*This coverage only applies to emergency medical expenses that first arise during your trip. You’ll have a \$50 deductible if your primary residence is in Connecticut, Indiana, Kansas, Missouri, Montana, Vermont, or Washington. Residents of New Hampshire are eligible for up to \$50,000 emergency medical and dental coverage with the Ultimate plan. †This coverage limit applies to the baggage & personal effects benefit, which provides coverage for lost, stolen, or damaged baggage. There are separate limits for the baggage delay benefit. ^This coverage only applies to one travel companion aged 17 years old or younger per each insured adult traveler. Each insured adult traveler on the Ultimate plan must be aged 18 years or older for the child to be eligible. The child’s individual trip cost must be equal to or lower than the insured adult’s individual trip cost for coverage to apply. Coverage applies to the base plan benefits only. If upgrades are selected and included in the policy, each traveler will be charged the applicable premium for the upgrade. Need to make a travel insurance claim? Start here. [ check\_circle Verified We always have had a great experience with Travelex, using them for more than a decade. during this time, we had to cancel our trips several times, had medical expenses during our trips, never had any problem with reimbursement. Great company! We always have had a great experience with Travelex, using them for more than a decade. during this time, we had to cancel our trips several times, had medical expenses during our trips, never had any problem with reimbursement. Great company! Grigoriy Zaychik, June 2025](https://www.trustpilot.com/reviews/6852e9686ee57c7173f350c2) [ check\_circle Verified Travelex was there when I needed them most. When I was in need of medical advise, they went above and beyond. They arranged a doctor appointment immediately. Travelex was there when I needed them most. When I was in need of medical advise, they went above and beyond. They arranged a doctor appointment immediately. Scott P, February 2025](https://www.trustpilot.com/reviews/67b8836e3aa3146b65100a34) [ check\_circle Verified My claim was promptly paid. This was greatly appreciated. My claim was promptly paid. This was greatly appreciated. Ian Reiss, January 2025](https://www.trustpilot.com/reviews/679a4b7379c30fcc9b0f834d) [ check\_circle Verified Didn’t need to use it. But, the app had everything right there with coverage info and numbers. Will definitely use again for peace of mind. Didn’t need to use it. But, the app had everything right there with coverage info and numbers. Will definitely use again for peace of mind. Joseph Korba, January 2025](https://www.trustpilot.com/reviews/67910e37fab36a5f4241cea0) [ check\_circle Verified Purchasing the insurance that I wanted was easy to do online. There are many options for coverage depending on what I need and can afford. Thankfully, I've never had to file a claim so I can't speak to how that process works. Purchasing the insurance that I wanted was easy to do online. There are many options for coverage depending on what I need and can afford. Thankfully, I've never had to file a claim so I can't speak to how that process works. Doris Wilkinson, December 2024](https://www.trustpilot.com/reviews/676ec82722c4b7f9ea835381) Rated **4\.4** / 5 based on [1126 reviews](https://www.trustpilot.com/review/travelexinsurance.com). Showing our favorite reviews [](https://www.trustpilot.com/review/travelexinsurance.com) ## Travel safer and save time when you choose Travelex travel insurance You can easily access (or edit!) your policy details, get our expert help 24/7, and receive useful information about your destination at any time. ## Pack our Travel On app Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts. [Discover our app](https://www.travelexinsurance.com/travel-insurance/travel-on-app) [](https://apps.apple.com/us/app/travelex-insurance-travel-on/id1553362387)[](https://play.google.com/store/apps/details?id=com.wtp.more.leisure)       ## Update your policy online Spotted a mistake on your policy or want to customize your coverage? You can make changes to your Travelex policy online before you start your trip. [Edit my policy](https://www.travelexinsurance.com/customer-service/edit-policy) ## Get answers to your *travel insurance questions* Want more information on our coverage? We’re here to help. ## What does Travelex travel insurance cover? You can lean on our trip insurance plans for a wide range of unexpected incidents that may come up during your trip. When you travel with a Travelex policy, you could be reimbursed for unanticipated expenses or losses that come up due to trip delays and cancellations, emergency room visits, missing luggage, and more. Benefits and coverage levels vary among our plans, so be sure to review each plan’s full benefit list when you get a quote. [Compare our plans](https://www.travelexinsurance.com/travel-insurance/plans) ## Which Travelex travel insurance plan should I choose? We know that every trip you take is unique, which is why we give you coverage options. The travel protection plan that’s best for you depends on your [travel style](https://www.travelexinsurance.com/travel-insurance/trip). Your trip details — like the destination, trip length, and planned activities — will help you choose the Travelex travel insurance plan that’s right for you. Our comprehensive travel insurance plans are Essential, Advantage, and Ultimate. Here's a quick overview of each one: - **Essential:** our budget-friendly plan with coverage that protects against the essentials. - **Advantage:** our mid-tier plan offering more coverage and higher benefit limits than Essential — plus six optional upgrades — making it ideal for those who want more protection at a great price. - **Ultimate:** our most customizable top-tier plan with nine optional upgrades, including [cancel for any reason](https://www.travelexinsurance.com/node/3736) and [adventure activities](https://www.travelexinsurance.com/node/3641). To learn more about our plans, visit our [travel insurance plans](https://www.travelexinsurance.com/node/3711) page. ## How do I calculate my trip cost? Your trip cost is the total of all prepaid, nonrefundable expenses, such as train, cruise, and flight tickets, hotel fees, and tour payments. **Tip:** Make sure you keep the receipts from all your travel purchases to help you calculate your trip cost and submit if you file a claim. Traveling with others? Calculate each travel companion’s trip costs separately, based on your receipts. If you have more questions, check out our article on how to [calculate your trip cost](https://www.travelexinsurance.com/node/3081). ## Can I get coverage for pre-existing medical condition(s)? If you have a medical condition, it might give you trouble during your trip, just like it can at home. Here’s the good news: You can get coverage for [pre-existing medical conditions](https://www.travelexinsurance.com/travel-insurance/benefits/pre-existing-conditions) on a Travelex policy if you purchase our [Ultimate](https://www.travelexinsurance.com/node/3626) plan within 21 days of your first insured trip payment. You also need to insure all your prepaid nonrefundable trip expenses within 21 days of buying our Ultimate plan. This early purchase benefit is called the “waiver of the pre-existing condition exclusion”, and more information is available in policy documents and on our website. **Please note:** This coverage isn’t available on our Advantage, Essential, Travel Med Go, Flight Insure, or Flight Insure Plus plans. [Read more](https://www.travelexinsurance.com/travel-insurance/benefits/pre-existing-conditions) ## What happens if I need to cancel my trip? If you have a Travelex travel insurance policy and need to cancel your trip, we may be able to reimburse you for your insured trip costs. You can cancel your trip before you leave as long as your reason for cancellation is eligible for coverage under your policy. Here are some examples of cancellation reasons that could be eligible for coverage: - If you, your traveling companion, or non-traveling family member have a serious unforeseen injury or sickness - If you're laid off or involuntarily terminated from work - If your flight is canceled because of severe weather For more examples, please read our [trip cancellation](https://www.travelexinsurance.com/travel-insurance/benefits/trip-cancellation-interruption) benefit page. Keep in mind that we need to know about your trip cancellation within 72 hours of when you cancel the trip. Want to be able to cancel your trip for any reason? Learn more about our [cancel for any reason upgrade](https://www.travelexinsurance.com/travel-insurance/upgrades/cancel-for-any-reason), which can be added to our [Ultimate](https://www.travelexinsurance.com/travel-insurance/plans/travel-select) plan. ## When's the best time to buy a Travelex travel insurance policy? The level of coverage you get can depend on when you buy your travel insurance policy. And, here at Travelex, the earlier you buy it, the better your coverage can be. Our recommendation? Buy a travel insurance policy as soon as you book any element of your trip (like a flight ticket or a hotel reservation). Though you may want to wait to purchase a policy, there are extra benefits if you choose to purchase soon after your first trip payment. If you choose our Essential, Advantage, or Ultimate plans, we offer a 21-day free look period in case you change your mind about your policy and want a refund. This means that if within 21 days of purchase you’re not satisfied with your plan and haven’t yet departed or filed a claim, we’ll refund your Travelex travel insurance plan cost. **Good to know:** You can purchase our Essential, Advantage, and Ultimate plans up to 11:59 p.m. on the day before your departure, regardless of the first trip payment date. ## Why should I buy travel insurance? Travel insurance can help protect you financially from unexpected costs during your trip. From emergency medical expenses to canceled flights, surprise expenses can quickly add up, often amounting to far more than the cost of a travel insurance policy. Your U.S. health insurance likely won’t cover you in other countries either, and even if you have credit card travel insurance, the coverage may be limited. With a Travelex travel insurance policy, we can reimburse for unforeseen eligible expenses and more. Our 24/7 travel assistance team is here for you when you need us most, from emergencies to less urgent travel concerns.    ## Still have questions? We have more answers. [Visit our FAQs page](https://www.travelexinsurance.com/customer-service/frequently-asked-questions) ## Ready to pack our Travelex travel insurance? [Get a quote](https://www.travelexinsurance.com/destination)     ## Customer Service Monday to Friday - 8 AM to 7 PM CST [\[email protected\]](https://www.travelexinsurance.com/cdn-cgi/l/email-protection#6a091f191e05070f181905061f1e030504192a1e180b1c0f060f120304191f180b04090f44090507) [1-800-228-9792](tel:1-800-228-9792) Company [About us](https://www.travelexinsurance.com/company) [Reviews](https://www.travelexinsurance.com/company/reviews) [Media](https://www.travelexinsurance.com/company/media) [Affiliate program](https://www.travelexinsurance.com/company/affiliate-program) [Fraud warning](https://www.travelexinsurance.com/company/fraud-warning) Resources [Smart Travels](https://www.travelexinsurance.com/smart-travels) [FAQ](https://www.travelexinsurance.com/customer-service/frequently-asked-questions) [Travel alerts](https://www.travelexinsurance.com/customer-service/travel-alerts) [COVID-19](https://www.travelexinsurance.com/covid19) Useful links [Make a claim](https://www.travelexinsurance.com/customer-service/claims) [Edit policy](https://www.travelexinsurance.com/customer-service/edit-policy) [Travel On app](https://www.travelexinsurance.com/travel-insurance/travel-on-app) [Travel insurance](https://www.travelexinsurance.com/travel-insurance) Legal [Privacy policy](https://www.travelexinsurance.com/company/privacy) [Terms of use](https://www.travelexinsurance.com/company/terms-of-use) [California Collection Notice](https://www.travelexinsurance.com/company/privacy#privacy-9a) Insurance coverage underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC \#16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. The product descriptions provided above are only summaries. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Coverage and rates may vary by states. If there is any conflict between the contents of this website and the Policy, the Policy will govern in all cases. Travel Assistance Services are provided by the designated provider listed in the policy or on your Confirmation of Coverage. Travelex Insurance Services, Inc. 810 North 96th Street, Suite 300, Omaha, NE, 68114. CA Agency License \#0D10209. [Privacy Policy](https://www.travelexinsurance.com/company/privacy) \| [Sitemap](https://www.travelexinsurance.com/sitemap) © Travelex Insurance Services Inc., and its licensors. All Rights Reserved. Follow us Please review changes to our updated [Privacy Policy](https://www.travelexinsurance.com/company/privacy) and [Terms of Use](https://www.travelexinsurance.com/company/terms-of-use). ×

 ### If your plans change unexpectedly We can help repay the costs of your canceled or interrupted trip for eligible reasons. [Explore the benefit](https://www.travelexinsurance.com/travel-insurance/benefits/trip-cancellation-interruption)  ### If you have a health emergency We can reimburse you for your emergency medical and dental expenses. [See our coverage](https://www.travelexinsurance.com/travel-insurance/benefits/emergency-medical-dental)  ### If you need urgent help We’re here for you 24/7, whether you need emergency, medical, or travel support. [Get in touch now](https://www.travelexinsurance.com/travel-insurance/benefits/travel-assistance)  ### If you want award-winning service You can count on our award-winning customer service and technology anywhere in the world. [Meet our team](https://www.travelexinsurance.com/company/media) Need to make a travel insurance claim? Start here. ## Travel safer and save time when you choose Travelex travel insurance You can easily access (or edit!) your policy details, get our expert help 24/7, and receive useful information about your destination at any time. ## Pack our Travel On app Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts. ## Update your policy online Spotted a mistake on your policy or want to customize your coverage? You can make changes to your Travelex policy online before you start your trip. You can lean on our trip insurance plans for a wide range of unexpected incidents that may come up during your trip. When you travel with a Travelex policy, you could be reimbursed for unanticipated expenses or losses that come up due to trip delays and cancellations, emergency room visits, missing luggage, and more. Benefits and coverage levels vary among our plans, so be sure to review each plan’s full benefit list when you get a quote. We know that every trip you take is unique, which is why we give you coverage options. The travel protection plan that’s best for you depends on your [travel style](https://www.travelexinsurance.com/travel-insurance/trip). Your trip details — like the destination, trip length, and planned activities — will help you choose the Travelex travel insurance plan that’s right for you. Our comprehensive travel insurance plans are Essential, Advantage, and Ultimate. Here's a quick overview of each one: - **Essential:** our budget-friendly plan with coverage that protects against the essentials. - **Advantage:** our mid-tier plan offering more coverage and higher benefit limits than Essential — plus six optional upgrades — making it ideal for those who want more protection at a great price. - **Ultimate:** our most customizable top-tier plan with nine optional upgrades, including [cancel for any reason](https://www.travelexinsurance.com/node/3736) and [adventure activities](https://www.travelexinsurance.com/node/3641). To learn more about our plans, visit our [travel insurance plans](https://www.travelexinsurance.com/node/3711) page. Your trip cost is the total of all prepaid, nonrefundable expenses, such as train, cruise, and flight tickets, hotel fees, and tour payments. **Tip:** Make sure you keep the receipts from all your travel purchases to help you calculate your trip cost and submit if you file a claim. Traveling with others? Calculate each travel companion’s trip costs separately, based on your receipts. If you have more questions, check out our article on how to [calculate your trip cost](https://www.travelexinsurance.com/node/3081). If you have a medical condition, it might give you trouble during your trip, just like it can at home. Here’s the good news: You can get coverage for [pre-existing medical conditions](https://www.travelexinsurance.com/travel-insurance/benefits/pre-existing-conditions) on a Travelex policy if you purchase our [Ultimate](https://www.travelexinsurance.com/node/3626) plan within 21 days of your first insured trip payment. You also need to insure all your prepaid nonrefundable trip expenses within 21 days of buying our Ultimate plan. This early purchase benefit is called the “waiver of the pre-existing condition exclusion”, and more information is available in policy documents and on our website. **Please note:** This coverage isn’t available on our Advantage, Essential, Travel Med Go, Flight Insure, or Flight Insure Plus plans. If you have a Travelex travel insurance policy and need to cancel your trip, we may be able to reimburse you for your insured trip costs. You can cancel your trip before you leave as long as your reason for cancellation is eligible for coverage under your policy. Here are some examples of cancellation reasons that could be eligible for coverage: - If you, your traveling companion, or non-traveling family member have a serious unforeseen injury or sickness - If you're laid off or involuntarily terminated from work - If your flight is canceled because of severe weather For more examples, please read our [trip cancellation](https://www.travelexinsurance.com/travel-insurance/benefits/trip-cancellation-interruption) benefit page. Keep in mind that we need to know about your trip cancellation within 72 hours of when you cancel the trip. Want to be able to cancel your trip for any reason? Learn more about our [cancel for any reason upgrade](https://www.travelexinsurance.com/travel-insurance/upgrades/cancel-for-any-reason), which can be added to our [Ultimate](https://www.travelexinsurance.com/travel-insurance/plans/travel-select) plan. The level of coverage you get can depend on when you buy your travel insurance policy. And, here at Travelex, the earlier you buy it, the better your coverage can be. Our recommendation? Buy a travel insurance policy as soon as you book any element of your trip (like a flight ticket or a hotel reservation). Though you may want to wait to purchase a policy, there are extra benefits if you choose to purchase soon after your first trip payment. If you choose our Essential, Advantage, or Ultimate plans, we offer a 21-day free look period in case you change your mind about your policy and want a refund. This means that if within 21 days of purchase you’re not satisfied with your plan and haven’t yet departed or filed a claim, we’ll refund your Travelex travel insurance plan cost. **Good to know:** You can purchase our Essential, Advantage, and Ultimate plans up to 11:59 p.m. on the day before your departure, regardless of the first trip payment date. Travel insurance can help protect you financially from unexpected costs during your trip. From emergency medical expenses to canceled flights, surprise expenses can quickly add up, often amounting to far more than the cost of a travel insurance policy. Your U.S. health insurance likely won’t cover you in other countries either, and even if you have credit card travel insurance, the coverage may be limited. With a Travelex travel insurance policy, we can reimburse for unforeseen eligible expenses and more. Our 24/7 travel assistance team is here for you when you need us most, from emergencies to less urgent travel concerns. ## Ready to pack our Travelex travel insurance? [Get a quote](https://www.travelexinsurance.com/destination)