🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 48 (from laksa063)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa048.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.synchrony.com/blog/automotive/most-affordable-cars\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.synchrony.com/blog/automotive/most-affordable-cars\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.synchrony.com\/blog\/automotive\/most-affordable-cars","crawl_time":1776181068,"first_indexed_time":1738948870,"http_code":200,"src_unparsed":"com,synchrony!www,\/blog\/automotive\/most-affordable-cars s443","src_root_hash":"14158983886090485248","history_drop_reason":null,"meta_title":"Most Affordable Cars for First-Time Buyers","meta_descriptions":["Explore the top five most affordable cars for first-time buyers and the factors to consider to help you make a sound purchase decision."],"attrs_boilerpipe_text":"TABLE OF CONTENTS\n(\nSHOW\n)\nBuying your first car is an exciting milestone, but as with any large purchase, many factors must be considered before sealing the deal. For first-time buyers, finding a reliable and safe vehicle that meets your needs and fits your budget is essential. Beyond the purchase price, there are other considerations, like fuel economy, maintenance, insurance costs and whether to buy a new or used vehicle. There's a lot to think about!\nIn this article, we'll explore the top five most affordable cars for first-time buyers and the key factors to consider to help you make a sound purchase decision.\n1. Toyota Yaris\nThe\nToyota Yaris\nis a compact, maneuverable sedan that's ideal for the rigors of city driving. 2017-2020 models have advanced safety features such as forward collision warning and low-speed automatic emergency braking for added confidence.\nFuel economy is impressive in 2017-2020 Yaris models, with the standard 1.5L four-cylinder engine and automatic transmission achieving an\nEPA-estimated 40 mpg\non the highway.\nInside, the cabin is simply designed, but you'll find Apple CarPlay\n®\nand Android Auto\n™\nsmartphone integration, Bluetooth\n®\nconnectivity, two USB ports and a six-speaker sound system as standard (2020 models). While cargo space is limited, the Yaris makes up for it with its nimble handling and on-road performance.\nPros\nCons\nAppealing standard features\nImpressive fuel economy\nNimble handling\nSluggish acceleration\nNo-frills interior\nLimited cargo space\nCurrent price range by model year:\n$15,000-$17,000\n(2020)\n$13,000-$14,000\n(2019)\n$14,000-$16,000\n(2018)\n2. Honda Fit\nWith the\nHonda Fit\n, good things do come in a small package. This hatchback is renowned for its versatile cabin, with a rear Magic Seat\n®\nfeature that flips up to carry tall items or folds down to accommodate bulky or oversized items (like a bicycle) to maximize interior space. The 2015-2020 Fit is fuel-efficient, too, returning an\nEPA-estimated 40 mpg\non the highway when equipped with the standard 1.5L four-cylinder engine.\nWhile you'll have to climb trim levels to get a larger touchscreen display and Apple CarPlay and Android Auto connectivity (2018-2020 models), the Honda Fit does promise spritely acceleration, making it a pleasing daily driver for commuting or cruising around town.\nPros\nCons\nVersatile interior\nSpacious cabin\nExcellent fuel economy figures\nTight rear-seat headroom\nLackluster braking performance\nLimited base-level tech\nCurrent price range by model year:\n$15,500-$20,500\n(2020)\n$12,800-$17,600\n(2019)\n$12,900-$16,850\n(2018)\n3. Kia Rio\nThe\nKia Rio\nis another fun-to-drive subcompact with affordability in mind, available in sedan and hatchback body styles. The 1.6L four-cylinder engine and automatic transmission ensure fuel-sipping performance, with an\nEPA-estimated 41 mpg\non the highway (2020-2023 models) to help you go longer between fill-ups.\nWith a standard rearview camera in 2018-2023 models, you'll feel confident doing reverse maneuvers in crowded parking lots or on city streets. While the tilt-adjustable steering wheel lacks telescoping adjustments, the driver's seat includes height adjustments for comfort.\nFor the latest tech, look for 2020 and newer Rio models, which come standard with Apple CarPlay and Android Auto connectivity and a seven- or eight-inch touchscreen for the best value.\nPros\nCons\nGenerous warranty coverage\nHigh gas mileage\nEasy to drive\nLimited sedan cargo space\nUnderpowered powertrain\nNo telescoping steering wheel\nCurrent price range by model year:\n$17,100-$17,550\n(2023)\n$14,900-$15,600\n(2022)\n$13,800-$14,450\n(2021)\n4. Hyundai Accent\nA staple in the subcompact class, the\nHyundai Accent\nis a stylish sedan that combines affordability with excellent gas mileage. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2022 Accent returns an\nEPA-estimated 41 mpg\non the highway—ideal for road trips or commuting. This sedan also delivers nimble performance that's agile and stable around curves. You may find the seats unsupportive on longer drives, but the 2018-2022 Accent does include standard cruise control for extra convenience. The roomy interior also features a 60\/40 split-folding rear seat, upping the sedan's utility and cargo-carrying abilities.\nPros\nCons\nExcellent fuel economy\nSpacious interior\nStrong warranty coverage\nLimited base-level tech\nUncomfortable seats\nUninspiring acceleration\nCurrent price range by model year:\n$16,200-$17,600\n(2022)\n$15,800-$17,300\n(2021)\n$13,200-$16,900\n(2020)\n5. Nissan Versa\nIf you prioritize interior space and safety features, the\nNissan Versa\nis an affordable sedan for first-time buyers. 2020-2024 models come standard with forward collision warning, automatic emergency braking, lane departure warning and automatic high beams. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2024 Versa is a fuel-sipping option, getting an\nEPA-estimated 40 mpg\non the highway.\nWhile this sedan lacks storage for small items in the cabin, the Nissan Versa includes a fold-down rear seat, expanding cargo capacity for larger items. The sedan also features a low-load floor for added convenience.\nPros\nCons\nGenerous fuel economy\nImpressive safety tech\nGood cargo space\nLimited small-item storage\nSlow acceleration\nNumb steering\nCurrent price range by model year:\n$17,400-$21,300\n(2024)\n$16,600-$20,250\n(2023)\n$14,300-$17,400\n(2022)\nFactors To Consider When Choosing a Car\nBudget\nBefore visiting a dealership or taking a car for a test drive, consider your budget and how much you can afford. If you're financing or leasing the vehicle, calculate a comfortable monthly payment based on your income and other financial obligations. A general rule is to spend no more than\n10% of your take-home pay\non a car payment. For example, if your after-tax income is $4,000 monthly, aim for a monthly car or lease payment of no more than $400.\nAnother important consideration is the amount you have saved for a down payment, which can lower your monthly costs and reduce the total interest paid over the life of the loan. If you've diligently saved, consider purchasing your first car outright. Paying in full eliminates the need for monthly payments and interest charges, making it the most financially beneficial option.\nFuel efficiency\nWhen shopping for your first vehicle, paying attention to fuel economy is crucial, especially if you have a tight budget and log many miles. A more fuel-efficient car means fewer trips to the pump, which helps keep your monthly fuel expenses in check. Many options are available today, including fuel-sipping gasoline and diesel models, hybrids and\nelectric vehicles\n.\nSedans generally offer better gas mileage than larger vehicles like trucks and SUVs, making them a smart choice for first-time buyers looking to save on fuel costs. When budgeting for your first car, consider how much you expect to spend on fuel each month. Remember that the more efficient the vehicle, the less you'll spend on gas.\nFueleconomy.gov\nis a trusted government resource to help you make an informed choice when purchasing your first vehicle with efficiency in mind.\nMaintenance costs\nMaintenance and repair costs can vary significantly from model to model, especially considering a vehicle's age and condition. Research a potential car before buying it to ensure you can afford its upkeep.\nAccording to AAA, the cost of keeping a vehicle in optimal shape, including factory-recommended maintenance and the average price of an extended warranty, is approximately\n$1,425 annually\nor $119 a month. Typical maintenance tasks include oil changes and tire rotations, but other repairs or preventive maintenance may also arise.\nResources like\nRepairPal\nprovide auto repair and maintenance estimates, helping you budget more accurately for these expenses. By choosing a reliable vehicle and staying on top of regular maintenance, you can minimize unexpected repair costs and help ensure your car remains in good condition.\nInsurance costs\nWhen buying your first vehicle, consider the insurance costs. Factors influencing premiums include the car's make and model, safety features, driving history, age and location.\nTo get the best insurance rates, compare quotes from multiple providers and look for vehicles with advanced safety features, which may lead to discounts. Maintaining a clean driving record will also help you save money each month. Consider higher deductibles to lower your monthly premiums, but ensure you have enough savings to cover the deductible if needed.\nSafety ratings\nRegardless of your age or stage of life, having a safe and reliable vehicle is a must. Cars with high safety ratings often come standard with key driver assistance and safety features that help mitigate accidents, lower insurance rates and avoid costly collision repairs.\nWhen shopping around, check safety ratings using reliable sources, such as the Insurance\nInstitute for Highway Safety (IIHS)\nand the\nNational Highway Traffic Safety Administration (NHTSA)\n. These organizations provide crash test reports and other valuable information regarding the safety scores and advanced features for specific makes and models, helping you make an informed choice.\nResale value\nConsider the resale value, as you may want to sell or trade the vehicle. Depreciation starts when you drive your ride off the lot, with\nnew models typically depreciating faster than pre-owned ones\n. Additionally, some automotive makes and models\nhold their value\nbetter over time.\nTo maximize resale value, choose a brand known for its reliability and strong warranty, and focus on models in high demand within the used car market. Keeping your mileage low will also contribute to a higher resale value. Finally, maintaining your vehicle according to the manufacturer's recommendations and keeping detailed service records can further enhance its resale appeal.\nEnhance Your Ownership Experience\nChoosing the right vehicle for your first purchase extends beyond the sticker price. It's about doing your research to find a model that balances affordability with fuel economy, maintenance costs and insurance costs, but also meets your need for a reliable, safe and comfortable ride. The Synchrony Car Care credit card can help you pay for car repairs promptly, keeping you on the road and where you need to be.\nLearn more and apply now\n.\nBack to top\nYou may also like\nMichelle Bogle\nMichelle Bogle started her career in the car industry nearly two decades ago as a writer for an American multinational automobile manufacturer. Since then, she has expanded her expertise as an automotive journalist, covering vehicle reviews, news and buying advice to help consumers feel informed and excited about the car-buying process.\nWe include links to other websites in this article for your convenience. We do not endorse any content on these sites. All product names, logos, and brands are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement. This content is subject to change without notice and offered for informational use only. You are urged to consult with your individual advisors with respect to any information presented. Synchrony and any of its affiliates (collectively, “Synchrony”) make no representations or warranties regarding this content and accept no liability for any loss or harm arising from the use of the information provided. 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For first-time buyers, finding a reliable and safe vehicle that meets your needs and fits your budget is essential. Beyond the purchase price, there are other considerations, like fuel economy, maintenance, insurance costs and whether to buy a new or used vehicle. There's a lot to think about\\!\n\nIn this article, we'll explore the top five most affordable cars for first-time buyers and the key factors to consider to help you make a sound purchase decision.\n\n## 1\\. Toyota Yaris\nThe [Toyota Yaris](https:\/\/www.edmunds.com\/toyota\/yaris\/2020\/review\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is a compact, maneuverable sedan that's ideal for the rigors of city driving. 2017-2020 models have advanced safety features such as forward collision warning and low-speed automatic emergency braking for added confidence.\n\nFuel economy is impressive in 2017-2020 Yaris models, with the standard 1.5L four-cylinder engine and automatic transmission achieving an [EPA-estimated 40 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2016&year2=2020&make=Toyota&baseModel=Yaris&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway.\n\nInside, the cabin is simply designed, but you'll find Apple CarPlay® and Android Auto™ smartphone integration, Bluetooth® connectivity, two USB ports and a six-speaker sound system as standard (2020 models). While cargo space is limited, the Yaris makes up for it with its nimble handling and on-road performance.\n\n| Pros | Cons |\n|---|---|\n| Appealing standard features Impressive fuel economy Nimble handling | Sluggish acceleration No-frills interior Limited cargo space |\n\n**Current price range by model year:**\n\n\\$15,000-\\$17,000 [(2020)](https:\/\/www.kbb.com\/toyota\/yaris\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$13,000-\\$14,000 [(2019)](https:\/\/www.kbb.com\/toyota\/yaris\/2019\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$14,000-\\$16,000 [(2018)](https:\/\/www.kbb.com\/toyota\/yaris\/2018\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 2\\. Honda Fit\nWith the [Honda Fit](https:\/\/www.edmunds.com\/honda\/fit\/2020\/review\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\"), good things do come in a small package. This hatchback is renowned for its versatile cabin, with a rear Magic Seat® feature that flips up to carry tall items or folds down to accommodate bulky or oversized items (like a bicycle) to maximize interior space. The 2015-2020 Fit is fuel-efficient, too, returning an [EPA-estimated 40 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2015&year2=2020&make=Honda&baseModel=Fit&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway when equipped with the standard 1.5L four-cylinder engine.\n\nWhile you'll have to climb trim levels to get a larger touchscreen display and Apple CarPlay and Android Auto connectivity (2018-2020 models), the Honda Fit does promise spritely acceleration, making it a pleasing daily driver for commuting or cruising around town.\n\n| Pros | Cons |\n|---|---|\n| Versatile interior Spacious cabin Excellent fuel economy figures | Tight rear-seat headroom Lackluster braking performance Limited base-level tech |\n\n**Current price range by model year:**\n\n\\$15,500-\\$20,500 [(2020)](https:\/\/www.kbb.com\/honda\/fit\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$12,800-\\$17,600 [(2019)](https:\/\/www.kbb.com\/honda\/fit\/2019\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$12,900-\\$16,850 [(2018)](https:\/\/www.kbb.com\/honda\/fit\/2018\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 3\\. Kia Rio\nThe [Kia Rio](https:\/\/www.edmunds.com\/kia\/rio\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is another fun-to-drive subcompact with affordability in mind, available in sedan and hatchback body styles. The 1.6L four-cylinder engine and automatic transmission ensure fuel-sipping performance, with an [EPA-estimated 41 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2020&year2=2023&make=Kia&baseModel=Rio&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway (2020-2023 models) to help you go longer between fill-ups.\n\nWith a standard rearview camera in 2018-2023 models, you'll feel confident doing reverse maneuvers in crowded parking lots or on city streets. While the tilt-adjustable steering wheel lacks telescoping adjustments, the driver's seat includes height adjustments for comfort.\n\nFor the latest tech, look for 2020 and newer Rio models, which come standard with Apple CarPlay and Android Auto connectivity and a seven- or eight-inch touchscreen for the best value.\n\n| Pros | Cons |\n|---|---|\n| Generous warranty coverage High gas mileage Easy to drive | Limited sedan cargo space Underpowered powertrain No telescoping steering wheel |\n\n**Current price range by model year:**\n\n\\$17,100-\\$17,550 [(2023)](https:\/\/www.kbb.com\/kia\/rio\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$14,900-\\$15,600 [(2022)](https:\/\/www.kbb.com\/kia\/rio\/2022\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$13,800-\\$14,450 [(2021)](https:\/\/www.kbb.com\/kia\/rio\/2021\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 4\\. Hyundai Accent\nA staple in the subcompact class, the [Hyundai Accent](https:\/\/www.edmunds.com\/hyundai\/accent\/2022\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is a stylish sedan that combines affordability with excellent gas mileage. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2022 Accent returns an [EPA-estimated 41 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2018&year2=2024&make=Hyundai&baseModel=Accent&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway—ideal for road trips or commuting. This sedan also delivers nimble performance that's agile and stable around curves. You may find the seats unsupportive on longer drives, but the 2018-2022 Accent does include standard cruise control for extra convenience. The roomy interior also features a 60\/40 split-folding rear seat, upping the sedan's utility and cargo-carrying abilities.\n\n| Pros | Cons |\n|---|---|\n| Excellent fuel economy Spacious interior Strong warranty coverage | Limited base-level tech Uncomfortable seats Uninspiring acceleration |\n\n**Current price range by model year:**\n\n\\$16,200-\\$17,600 [(2022)](https:\/\/www.kbb.com\/hyundai\/accent\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$15,800-\\$17,300 [(2021)](https:\/\/www.kbb.com\/hyundai\/accent\/2021\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$13,200-\\$16,900 [(2020)](https:\/\/www.kbb.com\/hyundai\/accent\/2020\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 5\\. Nissan Versa\nIf you prioritize interior space and safety features, the [Nissan Versa](https:\/\/www.edmunds.com\/nissan\/versa\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is an affordable sedan for first-time buyers. 2020-2024 models come standard with forward collision warning, automatic emergency braking, lane departure warning and automatic high beams. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2024 Versa is a fuel-sipping option, getting an [EPA-estimated 40 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2017&year2=2024&make=Nissan&baseModel=Versa&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway.\n\nWhile this sedan lacks storage for small items in the cabin, the Nissan Versa includes a fold-down rear seat, expanding cargo capacity for larger items. The sedan also features a low-load floor for added convenience.\n\n| Pros | Cons |\n|---|---|\n| Generous fuel economy Impressive safety tech Good cargo space | Limited small-item storage Slow acceleration Numb steering |\n\n**Current price range by model year:**\n\n\\$17,400-\\$21,300 [(2024)](https:\/\/www.kbb.com\/nissan\/versa\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$16,600-\\$20,250 [(2023)](https:\/\/www.kbb.com\/nissan\/versa\/2023\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$14,300-\\$17,400 [(2022)](https:\/\/www.kbb.com\/nissan\/versa\/2022\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## Factors To Consider When Choosing a Car\n### Budget\nBefore visiting a dealership or taking a car for a test drive, consider your budget and how much you can afford. If you're financing or leasing the vehicle, calculate a comfortable monthly payment based on your income and other financial obligations. A general rule is to spend no more than [10% of your take-home pay](https:\/\/www.nerdwallet.com\/article\/loans\/auto-loans\/much-spend-car?intcmp=NoOff_nerdwallet_blog_body-blog-image_ext \"nerdwallet.com\") on a car payment. For example, if your after-tax income is \\$4,000 monthly, aim for a monthly car or lease payment of no more than \\$400.\n\nAnother important consideration is the amount you have saved for a down payment, which can lower your monthly costs and reduce the total interest paid over the life of the loan. If you've diligently saved, consider purchasing your first car outright. Paying in full eliminates the need for monthly payments and interest charges, making it the most financially beneficial option.\n\n### Fuel efficiency\nWhen shopping for your first vehicle, paying attention to fuel economy is crucial, especially if you have a tight budget and log many miles. A more fuel-efficient car means fewer trips to the pump, which helps keep your monthly fuel expenses in check. Many options are available today, including fuel-sipping gasoline and diesel models, hybrids and [electric vehicles](https:\/\/www.synchrony.com\/blog\/banking\/buying-an-electric-car?intcmp=NoOff_synchrony_blog_body-blog-image_int \"synchrony.com\").\n\nSedans generally offer better gas mileage than larger vehicles like trucks and SUVs, making them a smart choice for first-time buyers looking to save on fuel costs. When budgeting for your first car, consider how much you expect to spend on fuel each month. Remember that the more efficient the vehicle, the less you'll spend on gas. [Fueleconomy.gov](http:\/\/fueleconomy.gov\/?intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") is a trusted government resource to help you make an informed choice when purchasing your first vehicle with efficiency in mind.\n\n### Maintenance costs\nMaintenance and repair costs can vary significantly from model to model, especially considering a vehicle's age and condition. Research a potential car before buying it to ensure you can afford its upkeep.\n\nAccording to AAA, the cost of keeping a vehicle in optimal shape, including factory-recommended maintenance and the average price of an extended warranty, is approximately [\\$1,425 annually](https:\/\/www.ace.aaa.com\/automotive\/advocacy\/cost-of-driving.html?intcmp=NoOff_ace_blog_body-blog-image_ext \"ace.com\") or \\$119 a month. Typical maintenance tasks include oil changes and tire rotations, but other repairs or preventive maintenance may also arise.\n\nResources like [RepairPal](https:\/\/repairpal.com\/?intcmp=NoOff_repairpal_blog_body-blog-image_ext \"repairpal.com\") provide auto repair and maintenance estimates, helping you budget more accurately for these expenses. By choosing a reliable vehicle and staying on top of regular maintenance, you can minimize unexpected repair costs and help ensure your car remains in good condition.\n\n### Insurance costs\nWhen buying your first vehicle, consider the insurance costs. Factors influencing premiums include the car's make and model, safety features, driving history, age and location.\n\nTo get the best insurance rates, compare quotes from multiple providers and look for vehicles with advanced safety features, which may lead to discounts. Maintaining a clean driving record will also help you save money each month. Consider higher deductibles to lower your monthly premiums, but ensure you have enough savings to cover the deductible if needed.\n\n### Safety ratings\nRegardless of your age or stage of life, having a safe and reliable vehicle is a must. Cars with high safety ratings often come standard with key driver assistance and safety features that help mitigate accidents, lower insurance rates and avoid costly collision repairs.\n\nWhen shopping around, check safety ratings using reliable sources, such as the Insurance [Institute for Highway Safety (IIHS)](https:\/\/www.iihs.org\/?intcmp=NoOff_iihs_blog_body-blog-image_ext \"iihs.com\") and the [National Highway Traffic Safety Administration (NHTSA)](https:\/\/www.nhtsa.gov\/?intcmp=NoOff_nhtsa_blog_body-blog-image_ext \"nhtsa.com\"). These organizations provide crash test reports and other valuable information regarding the safety scores and advanced features for specific makes and models, helping you make an informed choice.\n\n### Resale value\nConsider the resale value, as you may want to sell or trade the vehicle. Depreciation starts when you drive your ride off the lot, with [new models typically depreciating faster than pre-owned ones](https:\/\/www.kbb.com\/car-advice\/how-to-beat-car-depreciation\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\"). Additionally, some automotive makes and models [hold their value](https:\/\/www.kbb.com\/awards\/best-resale-value-cars-trucks-suvs\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\") better over time.\n\nTo maximize resale value, choose a brand known for its reliability and strong warranty, and focus on models in high demand within the used car market. Keeping your mileage low will also contribute to a higher resale value. Finally, maintaining your vehicle according to the manufacturer's recommendations and keeping detailed service records can further enhance its resale appeal.\n\n## Enhance Your Ownership Experience\nChoosing the right vehicle for your first purchase extends beyond the sticker price. It's about doing your research to find a model that balances affordability with fuel economy, maintenance costs and insurance costs, but also meets your need for a reliable, safe and comfortable ride. The Synchrony Car Care credit card can help you pay for car repairs promptly, keeping you on the road and where you need to be. [Learn more and apply now](https:\/\/www.synchrony.com\/financing\/car-care\/cardholder?intcmp=NoOff_synchrony_blog_body-blog-image_int \"synchrony.com\").\n\n[Back to top![](https:\/\/www.synchrony.com\/syc\/img\/chevron_textcolor_up.svg)](\"Back to top\")\n\n## You may also like\n[See more related articles![](https:\/\/www.synchrony.com\/syc\/img\/icon_arrow_right.svg)](\"See more related articles\")\n\n### Michelle Bogle\nMichelle Bogle started her career in the car industry nearly two decades ago as a writer for an American multinational automobile manufacturer. Since then, she has expanded her expertise as an automotive journalist, covering vehicle reviews, news and buying advice to help consumers feel informed and excited about the car-buying process.\n\nWe include links to other websites in this article for your convenience. We do not endorse any content on these sites. All product names, logos, and brands are property of their respective owners. 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All Rights Reserved.\n\n![FDIC](https:\/\/www.synchrony.com\/syc\/img\/member_white_75x75.png)\n\n[Back to Top](https:\/\/www.synchrony.com\/blog\/automotive\/most-affordable-cars)","attrs_readable_markdown":"![](https:\/\/www.synchrony.com\/syc\/img\/most_affordable_cars_for_first-time_buyers_image.jpg)\n\nTABLE OF CONTENTS(SHOW)\n\nBuying your first car is an exciting milestone, but as with any large purchase, many factors must be considered before sealing the deal. For first-time buyers, finding a reliable and safe vehicle that meets your needs and fits your budget is essential. Beyond the purchase price, there are other considerations, like fuel economy, maintenance, insurance costs and whether to buy a new or used vehicle. There's a lot to think about\\!\n\nIn this article, we'll explore the top five most affordable cars for first-time buyers and the key factors to consider to help you make a sound purchase decision.\n\n## 1\\. Toyota Yaris\nThe [Toyota Yaris](https:\/\/www.edmunds.com\/toyota\/yaris\/2020\/review\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is a compact, maneuverable sedan that's ideal for the rigors of city driving. 2017-2020 models have advanced safety features such as forward collision warning and low-speed automatic emergency braking for added confidence.\n\nFuel economy is impressive in 2017-2020 Yaris models, with the standard 1.5L four-cylinder engine and automatic transmission achieving an [EPA-estimated 40 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2016&year2=2020&make=Toyota&baseModel=Yaris&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway.\n\nInside, the cabin is simply designed, but you'll find Apple CarPlay® and Android Auto™ smartphone integration, Bluetooth® connectivity, two USB ports and a six-speaker sound system as standard (2020 models). While cargo space is limited, the Yaris makes up for it with its nimble handling and on-road performance.\n\n| Pros | Cons |\n|---|---|\n| Appealing standard features Impressive fuel economy Nimble handling | Sluggish acceleration No-frills interior Limited cargo space |\n\n**Current price range by model year:**\n\n\\$15,000-\\$17,000 [(2020)](https:\/\/www.kbb.com\/toyota\/yaris\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$13,000-\\$14,000 [(2019)](https:\/\/www.kbb.com\/toyota\/yaris\/2019\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$14,000-\\$16,000 [(2018)](https:\/\/www.kbb.com\/toyota\/yaris\/2018\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 2\\. Honda Fit\nWith the [Honda Fit](https:\/\/www.edmunds.com\/honda\/fit\/2020\/review\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\"), good things do come in a small package. This hatchback is renowned for its versatile cabin, with a rear Magic Seat® feature that flips up to carry tall items or folds down to accommodate bulky or oversized items (like a bicycle) to maximize interior space. The 2015-2020 Fit is fuel-efficient, too, returning an [EPA-estimated 40 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2015&year2=2020&make=Honda&baseModel=Fit&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway when equipped with the standard 1.5L four-cylinder engine.\n\nWhile you'll have to climb trim levels to get a larger touchscreen display and Apple CarPlay and Android Auto connectivity (2018-2020 models), the Honda Fit does promise spritely acceleration, making it a pleasing daily driver for commuting or cruising around town.\n\n| Pros | Cons |\n|---|---|\n| Versatile interior Spacious cabin Excellent fuel economy figures | Tight rear-seat headroom Lackluster braking performance Limited base-level tech |\n\n**Current price range by model year:**\n\n\\$15,500-\\$20,500 [(2020)](https:\/\/www.kbb.com\/honda\/fit\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$12,800-\\$17,600 [(2019)](https:\/\/www.kbb.com\/honda\/fit\/2019\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$12,900-\\$16,850 [(2018)](https:\/\/www.kbb.com\/honda\/fit\/2018\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 3\\. Kia Rio\nThe [Kia Rio](https:\/\/www.edmunds.com\/kia\/rio\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is another fun-to-drive subcompact with affordability in mind, available in sedan and hatchback body styles. The 1.6L four-cylinder engine and automatic transmission ensure fuel-sipping performance, with an [EPA-estimated 41 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2020&year2=2023&make=Kia&baseModel=Rio&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway (2020-2023 models) to help you go longer between fill-ups.\n\nWith a standard rearview camera in 2018-2023 models, you'll feel confident doing reverse maneuvers in crowded parking lots or on city streets. While the tilt-adjustable steering wheel lacks telescoping adjustments, the driver's seat includes height adjustments for comfort.\n\nFor the latest tech, look for 2020 and newer Rio models, which come standard with Apple CarPlay and Android Auto connectivity and a seven- or eight-inch touchscreen for the best value.\n\n| Pros | Cons |\n|---|---|\n| Generous warranty coverage High gas mileage Easy to drive | Limited sedan cargo space Underpowered powertrain No telescoping steering wheel |\n\n**Current price range by model year:**\n\n\\$17,100-\\$17,550 [(2023)](https:\/\/www.kbb.com\/kia\/rio\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$14,900-\\$15,600 [(2022)](https:\/\/www.kbb.com\/kia\/rio\/2022\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$13,800-\\$14,450 [(2021)](https:\/\/www.kbb.com\/kia\/rio\/2021\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 4\\. Hyundai Accent\nA staple in the subcompact class, the [Hyundai Accent](https:\/\/www.edmunds.com\/hyundai\/accent\/2022\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is a stylish sedan that combines affordability with excellent gas mileage. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2022 Accent returns an [EPA-estimated 41 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2018&year2=2024&make=Hyundai&baseModel=Accent&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway—ideal for road trips or commuting. This sedan also delivers nimble performance that's agile and stable around curves. You may find the seats unsupportive on longer drives, but the 2018-2022 Accent does include standard cruise control for extra convenience. The roomy interior also features a 60\/40 split-folding rear seat, upping the sedan's utility and cargo-carrying abilities.\n\n| Pros | Cons |\n|---|---|\n| Excellent fuel economy Spacious interior Strong warranty coverage | Limited base-level tech Uncomfortable seats Uninspiring acceleration |\n\n**Current price range by model year:**\n\n\\$16,200-\\$17,600 [(2022)](https:\/\/www.kbb.com\/hyundai\/accent\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$15,800-\\$17,300 [(2021)](https:\/\/www.kbb.com\/hyundai\/accent\/2021\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$13,200-\\$16,900 [(2020)](https:\/\/www.kbb.com\/hyundai\/accent\/2020\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## 5\\. Nissan Versa\nIf you prioritize interior space and safety features, the [Nissan Versa](https:\/\/www.edmunds.com\/nissan\/versa\/?intcmp=NoOff_edmunds_blog_body-blog-image_ext \"edmunds.com\") is an affordable sedan for first-time buyers. 2020-2024 models come standard with forward collision warning, automatic emergency braking, lane departure warning and automatic high beams. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2024 Versa is a fuel-sipping option, getting an [EPA-estimated 40 mpg](https:\/\/fueleconomy.gov\/feg\/PowerSearch.do?action=noform&path=1&year1=2017&year2=2024&make=Nissan&baseModel=Versa&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") on the highway.\n\nWhile this sedan lacks storage for small items in the cabin, the Nissan Versa includes a fold-down rear seat, expanding cargo capacity for larger items. The sedan also features a low-load floor for added convenience.\n\n| Pros | Cons |\n|---|---|\n| Generous fuel economy Impressive safety tech Good cargo space | Limited small-item storage Slow acceleration Numb steering |\n\n**Current price range by model year:**\n\n\\$17,400-\\$21,300 [(2024)](https:\/\/www.kbb.com\/nissan\/versa\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$16,600-\\$20,250 [(2023)](https:\/\/www.kbb.com\/nissan\/versa\/2023\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")  \n \\$14,300-\\$17,400 [(2022)](https:\/\/www.kbb.com\/nissan\/versa\/2022\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\")\n\n## Factors To Consider When Choosing a Car\n### Budget\nBefore visiting a dealership or taking a car for a test drive, consider your budget and how much you can afford. If you're financing or leasing the vehicle, calculate a comfortable monthly payment based on your income and other financial obligations. A general rule is to spend no more than [10% of your take-home pay](https:\/\/www.nerdwallet.com\/article\/loans\/auto-loans\/much-spend-car?intcmp=NoOff_nerdwallet_blog_body-blog-image_ext \"nerdwallet.com\") on a car payment. For example, if your after-tax income is \\$4,000 monthly, aim for a monthly car or lease payment of no more than \\$400.\n\nAnother important consideration is the amount you have saved for a down payment, which can lower your monthly costs and reduce the total interest paid over the life of the loan. If you've diligently saved, consider purchasing your first car outright. Paying in full eliminates the need for monthly payments and interest charges, making it the most financially beneficial option.\n\n### Fuel efficiency\nWhen shopping for your first vehicle, paying attention to fuel economy is crucial, especially if you have a tight budget and log many miles. A more fuel-efficient car means fewer trips to the pump, which helps keep your monthly fuel expenses in check. Many options are available today, including fuel-sipping gasoline and diesel models, hybrids and [electric vehicles](https:\/\/www.synchrony.com\/blog\/banking\/buying-an-electric-car?intcmp=NoOff_synchrony_blog_body-blog-image_int \"synchrony.com\").\n\nSedans generally offer better gas mileage than larger vehicles like trucks and SUVs, making them a smart choice for first-time buyers looking to save on fuel costs. When budgeting for your first car, consider how much you expect to spend on fuel each month. Remember that the more efficient the vehicle, the less you'll spend on gas. [Fueleconomy.gov](http:\/\/fueleconomy.gov\/?intcmp=NoOff_fueleconomy_blog_body-blog-image_ext \"fueleconomy.com\") is a trusted government resource to help you make an informed choice when purchasing your first vehicle with efficiency in mind.\n\n### Maintenance costs\nMaintenance and repair costs can vary significantly from model to model, especially considering a vehicle's age and condition. Research a potential car before buying it to ensure you can afford its upkeep.\n\nAccording to AAA, the cost of keeping a vehicle in optimal shape, including factory-recommended maintenance and the average price of an extended warranty, is approximately [\\$1,425 annually](https:\/\/www.ace.aaa.com\/automotive\/advocacy\/cost-of-driving.html?intcmp=NoOff_ace_blog_body-blog-image_ext \"ace.com\") or \\$119 a month. Typical maintenance tasks include oil changes and tire rotations, but other repairs or preventive maintenance may also arise.\n\nResources like [RepairPal](https:\/\/repairpal.com\/?intcmp=NoOff_repairpal_blog_body-blog-image_ext \"repairpal.com\") provide auto repair and maintenance estimates, helping you budget more accurately for these expenses. By choosing a reliable vehicle and staying on top of regular maintenance, you can minimize unexpected repair costs and help ensure your car remains in good condition.\n\n### Insurance costs\nWhen buying your first vehicle, consider the insurance costs. Factors influencing premiums include the car's make and model, safety features, driving history, age and location.\n\nTo get the best insurance rates, compare quotes from multiple providers and look for vehicles with advanced safety features, which may lead to discounts. Maintaining a clean driving record will also help you save money each month. Consider higher deductibles to lower your monthly premiums, but ensure you have enough savings to cover the deductible if needed.\n\n### Safety ratings\nRegardless of your age or stage of life, having a safe and reliable vehicle is a must. Cars with high safety ratings often come standard with key driver assistance and safety features that help mitigate accidents, lower insurance rates and avoid costly collision repairs.\n\nWhen shopping around, check safety ratings using reliable sources, such as the Insurance [Institute for Highway Safety (IIHS)](https:\/\/www.iihs.org\/?intcmp=NoOff_iihs_blog_body-blog-image_ext \"iihs.com\") and the [National Highway Traffic Safety Administration (NHTSA)](https:\/\/www.nhtsa.gov\/?intcmp=NoOff_nhtsa_blog_body-blog-image_ext \"nhtsa.com\"). These organizations provide crash test reports and other valuable information regarding the safety scores and advanced features for specific makes and models, helping you make an informed choice.\n\n### Resale value\nConsider the resale value, as you may want to sell or trade the vehicle. Depreciation starts when you drive your ride off the lot, with [new models typically depreciating faster than pre-owned ones](https:\/\/www.kbb.com\/car-advice\/how-to-beat-car-depreciation\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\"). Additionally, some automotive makes and models [hold their value](https:\/\/www.kbb.com\/awards\/best-resale-value-cars-trucks-suvs\/?intcmp=NoOff_kbb_blog_body-blog-image_ext \"kbb.com\") better over time.\n\nTo maximize resale value, choose a brand known for its reliability and strong warranty, and focus on models in high demand within the used car market. Keeping your mileage low will also contribute to a higher resale value. Finally, maintaining your vehicle according to the manufacturer's recommendations and keeping detailed service records can further enhance its resale appeal.\n\n## Enhance Your Ownership Experience\nChoosing the right vehicle for your first purchase extends beyond the sticker price. It's about doing your research to find a model that balances affordability with fuel economy, maintenance costs and insurance costs, but also meets your need for a reliable, safe and comfortable ride. The Synchrony Car Care credit card can help you pay for car repairs promptly, keeping you on the road and where you need to be. [Learn more and apply now](https:\/\/www.synchrony.com\/financing\/car-care\/cardholder?intcmp=NoOff_synchrony_blog_body-blog-image_int \"synchrony.com\").\n\n[Back to top![](https:\/\/www.synchrony.com\/syc\/img\/chevron_textcolor_up.svg)](\"Back to top\")\n## You may also like\n### Michelle Bogle\nMichelle Bogle started her career in the car industry nearly two decades ago as a writer for an American multinational automobile manufacturer. Since then, she has expanded her expertise as an automotive journalist, covering vehicle reviews, news and buying advice to help consumers feel informed and excited about the car-buying process.\n\nWe include links to other websites in this article for your convenience. We do not endorse any content on these sites. All product names, logos, and brands are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement. This content is subject to change without notice and offered for informational use only. You are urged to consult with your individual advisors with respect to any information presented. Synchrony and any of its affiliates (collectively, “Synchrony”) make no representations or warranties regarding this content and accept no liability for any loss or harm arising from the use of the information provided. Your receipt of this material constitutes your acceptance of these terms and conditions.\n\n[![Return to Table of contents](https:\/\/www.synchrony.com\/syc\/img\/icon_arrow_up.png)](https:\/\/www.synchrony.com\/blog\/automotive\/most-affordable-cars#toc-anchor)","meta_canonical":null}

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URL	https://www.synchrony.com/blog/automotive/most-affordable-cars
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Meta Title	Most Affordable Cars for First-Time Buyers
Meta Description	Explore the top five most affordable cars for first-time buyers and the factors to consider to help you make a sound purchase decision.
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Boilerpipe Text	TABLE OF CONTENTS ( SHOW ) Buying your first car is an exciting milestone, but as with any large purchase, many factors must be considered before sealing the deal. For first-time buyers, finding a reliable and safe vehicle that meets your needs and fits your budget is essential. Beyond the purchase price, there are other considerations, like fuel economy, maintenance, insurance costs and whether to buy a new or used vehicle. There's a lot to think about! In this article, we'll explore the top five most affordable cars for first-time buyers and the key factors to consider to help you make a sound purchase decision. 1. Toyota Yaris The Toyota Yaris is a compact, maneuverable sedan that's ideal for the rigors of city driving. 2017-2020 models have advanced safety features such as forward collision warning and low-speed automatic emergency braking for added confidence. Fuel economy is impressive in 2017-2020 Yaris models, with the standard 1.5L four-cylinder engine and automatic transmission achieving an EPA-estimated 40 mpg on the highway. Inside, the cabin is simply designed, but you'll find Apple CarPlay ® and Android Auto ™ smartphone integration, Bluetooth ® connectivity, two USB ports and a six-speaker sound system as standard (2020 models). While cargo space is limited, the Yaris makes up for it with its nimble handling and on-road performance. Pros Cons Appealing standard features Impressive fuel economy Nimble handling Sluggish acceleration No-frills interior Limited cargo space Current price range by model year: $15,000-$17,000 (2020) $13,000-$14,000 (2019) $14,000-$16,000 (2018) 2. Honda Fit With the Honda Fit , good things do come in a small package. This hatchback is renowned for its versatile cabin, with a rear Magic Seat ® feature that flips up to carry tall items or folds down to accommodate bulky or oversized items (like a bicycle) to maximize interior space. The 2015-2020 Fit is fuel-efficient, too, returning an EPA-estimated 40 mpg on the highway when equipped with the standard 1.5L four-cylinder engine. While you'll have to climb trim levels to get a larger touchscreen display and Apple CarPlay and Android Auto connectivity (2018-2020 models), the Honda Fit does promise spritely acceleration, making it a pleasing daily driver for commuting or cruising around town. Pros Cons Versatile interior Spacious cabin Excellent fuel economy figures Tight rear-seat headroom Lackluster braking performance Limited base-level tech Current price range by model year: $15,500-$20,500 (2020) $12,800-$17,600 (2019) $12,900-$16,850 (2018) 3. Kia Rio The Kia Rio is another fun-to-drive subcompact with affordability in mind, available in sedan and hatchback body styles. The 1.6L four-cylinder engine and automatic transmission ensure fuel-sipping performance, with an EPA-estimated 41 mpg on the highway (2020-2023 models) to help you go longer between fill-ups. With a standard rearview camera in 2018-2023 models, you'll feel confident doing reverse maneuvers in crowded parking lots or on city streets. While the tilt-adjustable steering wheel lacks telescoping adjustments, the driver's seat includes height adjustments for comfort. For the latest tech, look for 2020 and newer Rio models, which come standard with Apple CarPlay and Android Auto connectivity and a seven- or eight-inch touchscreen for the best value. Pros Cons Generous warranty coverage High gas mileage Easy to drive Limited sedan cargo space Underpowered powertrain No telescoping steering wheel Current price range by model year: $17,100-$17,550 (2023) $14,900-$15,600 (2022) $13,800-$14,450 (2021) 4. Hyundai Accent A staple in the subcompact class, the Hyundai Accent is a stylish sedan that combines affordability with excellent gas mileage. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2022 Accent returns an EPA-estimated 41 mpg on the highway—ideal for road trips or commuting. This sedan also delivers nimble performance that's agile and stable around curves. You may find the seats unsupportive on longer drives, but the 2018-2022 Accent does include standard cruise control for extra convenience. The roomy interior also features a 60/40 split-folding rear seat, upping the sedan's utility and cargo-carrying abilities. Pros Cons Excellent fuel economy Spacious interior Strong warranty coverage Limited base-level tech Uncomfortable seats Uninspiring acceleration Current price range by model year: $16,200-$17,600 (2022) $15,800-$17,300 (2021) $13,200-$16,900 (2020) 5. Nissan Versa If you prioritize interior space and safety features, the Nissan Versa is an affordable sedan for first-time buyers. 2020-2024 models come standard with forward collision warning, automatic emergency braking, lane departure warning and automatic high beams. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2024 Versa is a fuel-sipping option, getting an EPA-estimated 40 mpg on the highway. While this sedan lacks storage for small items in the cabin, the Nissan Versa includes a fold-down rear seat, expanding cargo capacity for larger items. The sedan also features a low-load floor for added convenience. Pros Cons Generous fuel economy Impressive safety tech Good cargo space Limited small-item storage Slow acceleration Numb steering Current price range by model year: $17,400-$21,300 (2024) $16,600-$20,250 (2023) $14,300-$17,400 (2022) Factors To Consider When Choosing a Car Budget Before visiting a dealership or taking a car for a test drive, consider your budget and how much you can afford. If you're financing or leasing the vehicle, calculate a comfortable monthly payment based on your income and other financial obligations. A general rule is to spend no more than 10% of your take-home pay on a car payment. For example, if your after-tax income is $4,000 monthly, aim for a monthly car or lease payment of no more than $400. Another important consideration is the amount you have saved for a down payment, which can lower your monthly costs and reduce the total interest paid over the life of the loan. If you've diligently saved, consider purchasing your first car outright. Paying in full eliminates the need for monthly payments and interest charges, making it the most financially beneficial option. Fuel efficiency When shopping for your first vehicle, paying attention to fuel economy is crucial, especially if you have a tight budget and log many miles. A more fuel-efficient car means fewer trips to the pump, which helps keep your monthly fuel expenses in check. Many options are available today, including fuel-sipping gasoline and diesel models, hybrids and electric vehicles . Sedans generally offer better gas mileage than larger vehicles like trucks and SUVs, making them a smart choice for first-time buyers looking to save on fuel costs. When budgeting for your first car, consider how much you expect to spend on fuel each month. Remember that the more efficient the vehicle, the less you'll spend on gas. Fueleconomy.gov is a trusted government resource to help you make an informed choice when purchasing your first vehicle with efficiency in mind. Maintenance costs Maintenance and repair costs can vary significantly from model to model, especially considering a vehicle's age and condition. Research a potential car before buying it to ensure you can afford its upkeep. According to AAA, the cost of keeping a vehicle in optimal shape, including factory-recommended maintenance and the average price of an extended warranty, is approximately $1,425 annually or $119 a month. Typical maintenance tasks include oil changes and tire rotations, but other repairs or preventive maintenance may also arise. Resources like RepairPal provide auto repair and maintenance estimates, helping you budget more accurately for these expenses. By choosing a reliable vehicle and staying on top of regular maintenance, you can minimize unexpected repair costs and help ensure your car remains in good condition. Insurance costs When buying your first vehicle, consider the insurance costs. Factors influencing premiums include the car's make and model, safety features, driving history, age and location. To get the best insurance rates, compare quotes from multiple providers and look for vehicles with advanced safety features, which may lead to discounts. Maintaining a clean driving record will also help you save money each month. Consider higher deductibles to lower your monthly premiums, but ensure you have enough savings to cover the deductible if needed. Safety ratings Regardless of your age or stage of life, having a safe and reliable vehicle is a must. Cars with high safety ratings often come standard with key driver assistance and safety features that help mitigate accidents, lower insurance rates and avoid costly collision repairs. When shopping around, check safety ratings using reliable sources, such as the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) . These organizations provide crash test reports and other valuable information regarding the safety scores and advanced features for specific makes and models, helping you make an informed choice. Resale value Consider the resale value, as you may want to sell or trade the vehicle. Depreciation starts when you drive your ride off the lot, with new models typically depreciating faster than pre-owned ones . Additionally, some automotive makes and models hold their value better over time. To maximize resale value, choose a brand known for its reliability and strong warranty, and focus on models in high demand within the used car market. Keeping your mileage low will also contribute to a higher resale value. Finally, maintaining your vehicle according to the manufacturer's recommendations and keeping detailed service records can further enhance its resale appeal. Enhance Your Ownership Experience Choosing the right vehicle for your first purchase extends beyond the sticker price. It's about doing your research to find a model that balances affordability with fuel economy, maintenance costs and insurance costs, but also meets your need for a reliable, safe and comfortable ride. The Synchrony Car Care credit card can help you pay for car repairs promptly, keeping you on the road and where you need to be. Learn more and apply now . Back to top You may also like Michelle Bogle Michelle Bogle started her career in the car industry nearly two decades ago as a writer for an American multinational automobile manufacturer. Since then, she has expanded her expertise as an automotive journalist, covering vehicle reviews, news and buying advice to help consumers feel informed and excited about the car-buying process. We include links to other websites in this article for your convenience. We do not endorse any content on these sites. All product names, logos, and brands are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement. This content is subject to change without notice and offered for informational use only. You are urged to consult with your individual advisors with respect to any information presented. Synchrony and any of its affiliates (collectively, “Synchrony”) make no representations or warranties regarding this content and accept no liability for any loss or harm arising from the use of the information provided. Your receipt of this material constitutes your acceptance of these terms and conditions.
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For first-time buyers, finding a reliable and safe vehicle that meets your needs and fits your budget is essential. Beyond the purchase price, there are other considerations, like fuel economy, maintenance, insurance costs and whether to buy a new or used vehicle. There's a lot to think about\! In this article, we'll explore the top five most affordable cars for first-time buyers and the key factors to consider to help you make a sound purchase decision. ## 1\. Toyota Yaris The [Toyota Yaris](https://www.edmunds.com/toyota/yaris/2020/review/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is a compact, maneuverable sedan that's ideal for the rigors of city driving. 2017-2020 models have advanced safety features such as forward collision warning and low-speed automatic emergency braking for added confidence. Fuel economy is impressive in 2017-2020 Yaris models, with the standard 1.5L four-cylinder engine and automatic transmission achieving an [EPA-estimated 40 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2016&year2=2020&make=Toyota&baseModel=Yaris&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway. Inside, the cabin is simply designed, but you'll find Apple CarPlay® and Android Auto™ smartphone integration, Bluetooth® connectivity, two USB ports and a six-speaker sound system as standard (2020 models). While cargo space is limited, the Yaris makes up for it with its nimble handling and on-road performance. \| Pros \| Cons \| \|---\|---\| \| Appealing standard features Impressive fuel economy Nimble handling \| Sluggish acceleration No-frills interior Limited cargo space \| Current price range by model year:* \$15,000-\$17,000 [(2020)](https://www.kbb.com/toyota/yaris/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$13,000-\$14,000 [(2019)](https://www.kbb.com/toyota/yaris/2019/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$14,000-\$16,000 [(2018)](https://www.kbb.com/toyota/yaris/2018/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 2\. Honda Fit With the [Honda Fit](https://www.edmunds.com/honda/fit/2020/review/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com"), good things do come in a small package. This hatchback is renowned for its versatile cabin, with a rear Magic Seat® feature that flips up to carry tall items or folds down to accommodate bulky or oversized items (like a bicycle) to maximize interior space. The 2015-2020 Fit is fuel-efficient, too, returning an [EPA-estimated 40 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2015&year2=2020&make=Honda&baseModel=Fit&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway when equipped with the standard 1.5L four-cylinder engine. While you'll have to climb trim levels to get a larger touchscreen display and Apple CarPlay and Android Auto connectivity (2018-2020 models), the Honda Fit does promise spritely acceleration, making it a pleasing daily driver for commuting or cruising around town. \| Pros \| Cons \| \|---\|---\| \| Versatile interior Spacious cabin Excellent fuel economy figures \| Tight rear-seat headroom Lackluster braking performance Limited base-level tech \| Current price range by model year: \$15,500-\$20,500 [(2020)](https://www.kbb.com/honda/fit/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$12,800-\$17,600 [(2019)](https://www.kbb.com/honda/fit/2019/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$12,900-\$16,850 [(2018)](https://www.kbb.com/honda/fit/2018/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 3\. Kia Rio The [Kia Rio](https://www.edmunds.com/kia/rio/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is another fun-to-drive subcompact with affordability in mind, available in sedan and hatchback body styles. The 1.6L four-cylinder engine and automatic transmission ensure fuel-sipping performance, with an [EPA-estimated 41 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2020&year2=2023&make=Kia&baseModel=Rio&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway (2020-2023 models) to help you go longer between fill-ups. With a standard rearview camera in 2018-2023 models, you'll feel confident doing reverse maneuvers in crowded parking lots or on city streets. While the tilt-adjustable steering wheel lacks telescoping adjustments, the driver's seat includes height adjustments for comfort. For the latest tech, look for 2020 and newer Rio models, which come standard with Apple CarPlay and Android Auto connectivity and a seven- or eight-inch touchscreen for the best value. \| Pros \| Cons \| \|---\|---\| \| Generous warranty coverage High gas mileage Easy to drive \| Limited sedan cargo space Underpowered powertrain No telescoping steering wheel \| Current price range by model year: \$17,100-\$17,550 [(2023)](https://www.kbb.com/kia/rio/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$14,900-\$15,600 [(2022)](https://www.kbb.com/kia/rio/2022/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$13,800-\$14,450 [(2021)](https://www.kbb.com/kia/rio/2021/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 4\. Hyundai Accent A staple in the subcompact class, the [Hyundai Accent](https://www.edmunds.com/hyundai/accent/2022/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is a stylish sedan that combines affordability with excellent gas mileage. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2022 Accent returns an [EPA-estimated 41 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2018&year2=2024&make=Hyundai&baseModel=Accent&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway—ideal for road trips or commuting. This sedan also delivers nimble performance that's agile and stable around curves. You may find the seats unsupportive on longer drives, but the 2018-2022 Accent does include standard cruise control for extra convenience. The roomy interior also features a 60/40 split-folding rear seat, upping the sedan's utility and cargo-carrying abilities. \| Pros \| Cons \| \|---\|---\| \| Excellent fuel economy Spacious interior Strong warranty coverage \| Limited base-level tech Uncomfortable seats Uninspiring acceleration \| Current price range by model year: \$16,200-\$17,600 [(2022)](https://www.kbb.com/hyundai/accent/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$15,800-\$17,300 [(2021)](https://www.kbb.com/hyundai/accent/2021/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$13,200-\$16,900 [(2020)](https://www.kbb.com/hyundai/accent/2020/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 5\. Nissan Versa If you prioritize interior space and safety features, the [Nissan Versa](https://www.edmunds.com/nissan/versa/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is an affordable sedan for first-time buyers. 2020-2024 models come standard with forward collision warning, automatic emergency braking, lane departure warning and automatic high beams. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2024 Versa is a fuel-sipping option, getting an [EPA-estimated 40 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2017&year2=2024&make=Nissan&baseModel=Versa&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway. While this sedan lacks storage for small items in the cabin, the Nissan Versa includes a fold-down rear seat, expanding cargo capacity for larger items. The sedan also features a low-load floor for added convenience. \| Pros \| Cons \| \|---\|---\| \| Generous fuel economy Impressive safety tech Good cargo space \| Limited small-item storage Slow acceleration Numb steering \| Current price range by model year: \$17,400-\$21,300 [(2024)](https://www.kbb.com/nissan/versa/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$16,600-\$20,250 [(2023)](https://www.kbb.com/nissan/versa/2023/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$14,300-\$17,400 [(2022)](https://www.kbb.com/nissan/versa/2022/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## Factors To Consider When Choosing a Car ### Budget Before visiting a dealership or taking a car for a test drive, consider your budget and how much you can afford. If you're financing or leasing the vehicle, calculate a comfortable monthly payment based on your income and other financial obligations. A general rule is to spend no more than [10% of your take-home pay](https://www.nerdwallet.com/article/loans/auto-loans/much-spend-car?intcmp=NoOff_nerdwallet_blog_body-blog-image_ext "nerdwallet.com") on a car payment. For example, if your after-tax income is \$4,000 monthly, aim for a monthly car or lease payment of no more than \$400. Another important consideration is the amount you have saved for a down payment, which can lower your monthly costs and reduce the total interest paid over the life of the loan. If you've diligently saved, consider purchasing your first car outright. Paying in full eliminates the need for monthly payments and interest charges, making it the most financially beneficial option. ### Fuel efficiency When shopping for your first vehicle, paying attention to fuel economy is crucial, especially if you have a tight budget and log many miles. A more fuel-efficient car means fewer trips to the pump, which helps keep your monthly fuel expenses in check. Many options are available today, including fuel-sipping gasoline and diesel models, hybrids and [electric vehicles](https://www.synchrony.com/blog/banking/buying-an-electric-car?intcmp=NoOff_synchrony_blog_body-blog-image_int "synchrony.com"). Sedans generally offer better gas mileage than larger vehicles like trucks and SUVs, making them a smart choice for first-time buyers looking to save on fuel costs. When budgeting for your first car, consider how much you expect to spend on fuel each month. Remember that the more efficient the vehicle, the less you'll spend on gas. [Fueleconomy.gov](http://fueleconomy.gov/?intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") is a trusted government resource to help you make an informed choice when purchasing your first vehicle with efficiency in mind. ### Maintenance costs Maintenance and repair costs can vary significantly from model to model, especially considering a vehicle's age and condition. Research a potential car before buying it to ensure you can afford its upkeep. According to AAA, the cost of keeping a vehicle in optimal shape, including factory-recommended maintenance and the average price of an extended warranty, is approximately [\$1,425 annually](https://www.ace.aaa.com/automotive/advocacy/cost-of-driving.html?intcmp=NoOff_ace_blog_body-blog-image_ext "ace.com") or \$119 a month. Typical maintenance tasks include oil changes and tire rotations, but other repairs or preventive maintenance may also arise. Resources like [RepairPal](https://repairpal.com/?intcmp=NoOff_repairpal_blog_body-blog-image_ext "repairpal.com") provide auto repair and maintenance estimates, helping you budget more accurately for these expenses. By choosing a reliable vehicle and staying on top of regular maintenance, you can minimize unexpected repair costs and help ensure your car remains in good condition. ### Insurance costs When buying your first vehicle, consider the insurance costs. Factors influencing premiums include the car's make and model, safety features, driving history, age and location. To get the best insurance rates, compare quotes from multiple providers and look for vehicles with advanced safety features, which may lead to discounts. Maintaining a clean driving record will also help you save money each month. Consider higher deductibles to lower your monthly premiums, but ensure you have enough savings to cover the deductible if needed. ### Safety ratings Regardless of your age or stage of life, having a safe and reliable vehicle is a must. Cars with high safety ratings often come standard with key driver assistance and safety features that help mitigate accidents, lower insurance rates and avoid costly collision repairs. When shopping around, check safety ratings using reliable sources, such as the Insurance [Institute for Highway Safety (IIHS)](https://www.iihs.org/?intcmp=NoOff_iihs_blog_body-blog-image_ext "iihs.com") and the [National Highway Traffic Safety Administration (NHTSA)](https://www.nhtsa.gov/?intcmp=NoOff_nhtsa_blog_body-blog-image_ext "nhtsa.com"). These organizations provide crash test reports and other valuable information regarding the safety scores and advanced features for specific makes and models, helping you make an informed choice. ### Resale value Consider the resale value, as you may want to sell or trade the vehicle. Depreciation starts when you drive your ride off the lot, with [new models typically depreciating faster than pre-owned ones](https://www.kbb.com/car-advice/how-to-beat-car-depreciation/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com"). Additionally, some automotive makes and models [hold their value](https://www.kbb.com/awards/best-resale-value-cars-trucks-suvs/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") better over time. To maximize resale value, choose a brand known for its reliability and strong warranty, and focus on models in high demand within the used car market. Keeping your mileage low will also contribute to a higher resale value. Finally, maintaining your vehicle according to the manufacturer's recommendations and keeping detailed service records can further enhance its resale appeal. ## Enhance Your Ownership Experience Choosing the right vehicle for your first purchase extends beyond the sticker price. It's about doing your research to find a model that balances affordability with fuel economy, maintenance costs and insurance costs, but also meets your need for a reliable, safe and comfortable ride. The Synchrony Car Care credit card can help you pay for car repairs promptly, keeping you on the road and where you need to be. [Learn more and apply now](https://www.synchrony.com/financing/car-care/cardholder?intcmp=NoOff_synchrony_blog_body-blog-image_int "synchrony.com"). [Back to top![](https://www.synchrony.com/syc/img/chevron_textcolor_up.svg)]("Back to top") ## You may also like [See more related articles![](https://www.synchrony.com/syc/img/icon_arrow_right.svg)]("See more related articles") ### Michelle Bogle Michelle Bogle started her career in the car industry nearly two decades ago as a writer for an American multinational automobile manufacturer. Since then, she has expanded her expertise as an automotive journalist, covering vehicle reviews, news and buying advice to help consumers feel informed and excited about the car-buying process. We include links to other websites in this article for your convenience. We do not endorse any content on these sites. All product names, logos, and brands are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement. This content is subject to change without notice and offered for informational use only. You are urged to consult with your individual advisors with respect to any information presented. Synchrony and any of its affiliates (collectively, “Synchrony”) make no representations or warranties regarding this content and accept no liability for any loss or harm arising from the use of the information provided. Your receipt of this material constitutes your acceptance of these terms and conditions. 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Readable Markdown	![](https://www.synchrony.com/syc/img/most_affordable_cars_for_first-time_buyers_image.jpg) TABLE OF CONTENTS(SHOW) Buying your first car is an exciting milestone, but as with any large purchase, many factors must be considered before sealing the deal. For first-time buyers, finding a reliable and safe vehicle that meets your needs and fits your budget is essential. Beyond the purchase price, there are other considerations, like fuel economy, maintenance, insurance costs and whether to buy a new or used vehicle. There's a lot to think about\! In this article, we'll explore the top five most affordable cars for first-time buyers and the key factors to consider to help you make a sound purchase decision. ## 1\. Toyota Yaris The [Toyota Yaris](https://www.edmunds.com/toyota/yaris/2020/review/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is a compact, maneuverable sedan that's ideal for the rigors of city driving. 2017-2020 models have advanced safety features such as forward collision warning and low-speed automatic emergency braking for added confidence. Fuel economy is impressive in 2017-2020 Yaris models, with the standard 1.5L four-cylinder engine and automatic transmission achieving an [EPA-estimated 40 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2016&year2=2020&make=Toyota&baseModel=Yaris&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway. Inside, the cabin is simply designed, but you'll find Apple CarPlay® and Android Auto™ smartphone integration, Bluetooth® connectivity, two USB ports and a six-speaker sound system as standard (2020 models). While cargo space is limited, the Yaris makes up for it with its nimble handling and on-road performance. \| Pros \| Cons \| \|---\|---\| \| Appealing standard features Impressive fuel economy Nimble handling \| Sluggish acceleration No-frills interior Limited cargo space \| Current price range by model year: \$15,000-\$17,000 [(2020)](https://www.kbb.com/toyota/yaris/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$13,000-\$14,000 [(2019)](https://www.kbb.com/toyota/yaris/2019/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$14,000-\$16,000 [(2018)](https://www.kbb.com/toyota/yaris/2018/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 2\. Honda Fit With the [Honda Fit](https://www.edmunds.com/honda/fit/2020/review/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com"), good things do come in a small package. This hatchback is renowned for its versatile cabin, with a rear Magic Seat® feature that flips up to carry tall items or folds down to accommodate bulky or oversized items (like a bicycle) to maximize interior space. The 2015-2020 Fit is fuel-efficient, too, returning an [EPA-estimated 40 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2015&year2=2020&make=Honda&baseModel=Fit&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway when equipped with the standard 1.5L four-cylinder engine. While you'll have to climb trim levels to get a larger touchscreen display and Apple CarPlay and Android Auto connectivity (2018-2020 models), the Honda Fit does promise spritely acceleration, making it a pleasing daily driver for commuting or cruising around town. \| Pros \| Cons \| \|---\|---\| \| Versatile interior Spacious cabin Excellent fuel economy figures \| Tight rear-seat headroom Lackluster braking performance Limited base-level tech \| Current price range by model year: \$15,500-\$20,500 [(2020)](https://www.kbb.com/honda/fit/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$12,800-\$17,600 [(2019)](https://www.kbb.com/honda/fit/2019/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$12,900-\$16,850 [(2018)](https://www.kbb.com/honda/fit/2018/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 3\. Kia Rio The [Kia Rio](https://www.edmunds.com/kia/rio/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is another fun-to-drive subcompact with affordability in mind, available in sedan and hatchback body styles. The 1.6L four-cylinder engine and automatic transmission ensure fuel-sipping performance, with an [EPA-estimated 41 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2020&year2=2023&make=Kia&baseModel=Rio&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway (2020-2023 models) to help you go longer between fill-ups. With a standard rearview camera in 2018-2023 models, you'll feel confident doing reverse maneuvers in crowded parking lots or on city streets. While the tilt-adjustable steering wheel lacks telescoping adjustments, the driver's seat includes height adjustments for comfort. For the latest tech, look for 2020 and newer Rio models, which come standard with Apple CarPlay and Android Auto connectivity and a seven- or eight-inch touchscreen for the best value. \| Pros \| Cons \| \|---\|---\| \| Generous warranty coverage High gas mileage Easy to drive \| Limited sedan cargo space Underpowered powertrain No telescoping steering wheel \| Current price range by model year: \$17,100-\$17,550 [(2023)](https://www.kbb.com/kia/rio/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$14,900-\$15,600 [(2022)](https://www.kbb.com/kia/rio/2022/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$13,800-\$14,450 [(2021)](https://www.kbb.com/kia/rio/2021/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 4\. Hyundai Accent A staple in the subcompact class, the [Hyundai Accent](https://www.edmunds.com/hyundai/accent/2022/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is a stylish sedan that combines affordability with excellent gas mileage. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2022 Accent returns an [EPA-estimated 41 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2018&year2=2024&make=Hyundai&baseModel=Accent&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway—ideal for road trips or commuting. This sedan also delivers nimble performance that's agile and stable around curves. You may find the seats unsupportive on longer drives, but the 2018-2022 Accent does include standard cruise control for extra convenience. The roomy interior also features a 60/40 split-folding rear seat, upping the sedan's utility and cargo-carrying abilities. \| Pros \| Cons \| \|---\|---\| \| Excellent fuel economy Spacious interior Strong warranty coverage \| Limited base-level tech Uncomfortable seats Uninspiring acceleration \| Current price range by model year: \$16,200-\$17,600 [(2022)](https://www.kbb.com/hyundai/accent/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$15,800-\$17,300 [(2021)](https://www.kbb.com/hyundai/accent/2021/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$13,200-\$16,900 [(2020)](https://www.kbb.com/hyundai/accent/2020/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## 5\. Nissan Versa If you prioritize interior space and safety features, the [Nissan Versa](https://www.edmunds.com/nissan/versa/?intcmp=NoOff_edmunds_blog_body-blog-image_ext "edmunds.com") is an affordable sedan for first-time buyers. 2020-2024 models come standard with forward collision warning, automatic emergency braking, lane departure warning and automatic high beams. With the 1.6L four-cylinder engine and automatic transmission, the 2020-2024 Versa is a fuel-sipping option, getting an [EPA-estimated 40 mpg](https://fueleconomy.gov/feg/PowerSearch.do?action=noform&path=1&year1=2017&year2=2024&make=Nissan&baseModel=Versa&srchtyp=ymm&pageno=1&rowLimit=50&intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") on the highway. While this sedan lacks storage for small items in the cabin, the Nissan Versa includes a fold-down rear seat, expanding cargo capacity for larger items. The sedan also features a low-load floor for added convenience. \| Pros \| Cons \| \|---\|---\| \| Generous fuel economy Impressive safety tech Good cargo space \| Limited small-item storage Slow acceleration Numb steering \| Current price range by model year: \$17,400-\$21,300 [(2024)](https://www.kbb.com/nissan/versa/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$16,600-\$20,250 [(2023)](https://www.kbb.com/nissan/versa/2023/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") \$14,300-\$17,400 [(2022)](https://www.kbb.com/nissan/versa/2022/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") ## Factors To Consider When Choosing a Car ### Budget Before visiting a dealership or taking a car for a test drive, consider your budget and how much you can afford. If you're financing or leasing the vehicle, calculate a comfortable monthly payment based on your income and other financial obligations. A general rule is to spend no more than [10% of your take-home pay](https://www.nerdwallet.com/article/loans/auto-loans/much-spend-car?intcmp=NoOff_nerdwallet_blog_body-blog-image_ext "nerdwallet.com") on a car payment. For example, if your after-tax income is \$4,000 monthly, aim for a monthly car or lease payment of no more than \$400. Another important consideration is the amount you have saved for a down payment, which can lower your monthly costs and reduce the total interest paid over the life of the loan. If you've diligently saved, consider purchasing your first car outright. Paying in full eliminates the need for monthly payments and interest charges, making it the most financially beneficial option. ### Fuel efficiency When shopping for your first vehicle, paying attention to fuel economy is crucial, especially if you have a tight budget and log many miles. A more fuel-efficient car means fewer trips to the pump, which helps keep your monthly fuel expenses in check. Many options are available today, including fuel-sipping gasoline and diesel models, hybrids and [electric vehicles](https://www.synchrony.com/blog/banking/buying-an-electric-car?intcmp=NoOff_synchrony_blog_body-blog-image_int "synchrony.com"). Sedans generally offer better gas mileage than larger vehicles like trucks and SUVs, making them a smart choice for first-time buyers looking to save on fuel costs. When budgeting for your first car, consider how much you expect to spend on fuel each month. Remember that the more efficient the vehicle, the less you'll spend on gas. [Fueleconomy.gov](http://fueleconomy.gov/?intcmp=NoOff_fueleconomy_blog_body-blog-image_ext "fueleconomy.com") is a trusted government resource to help you make an informed choice when purchasing your first vehicle with efficiency in mind. ### Maintenance costs Maintenance and repair costs can vary significantly from model to model, especially considering a vehicle's age and condition. Research a potential car before buying it to ensure you can afford its upkeep. According to AAA, the cost of keeping a vehicle in optimal shape, including factory-recommended maintenance and the average price of an extended warranty, is approximately [\$1,425 annually](https://www.ace.aaa.com/automotive/advocacy/cost-of-driving.html?intcmp=NoOff_ace_blog_body-blog-image_ext "ace.com") or \$119 a month. Typical maintenance tasks include oil changes and tire rotations, but other repairs or preventive maintenance may also arise. Resources like [RepairPal](https://repairpal.com/?intcmp=NoOff_repairpal_blog_body-blog-image_ext "repairpal.com") provide auto repair and maintenance estimates, helping you budget more accurately for these expenses. By choosing a reliable vehicle and staying on top of regular maintenance, you can minimize unexpected repair costs and help ensure your car remains in good condition. ### Insurance costs When buying your first vehicle, consider the insurance costs. Factors influencing premiums include the car's make and model, safety features, driving history, age and location. To get the best insurance rates, compare quotes from multiple providers and look for vehicles with advanced safety features, which may lead to discounts. Maintaining a clean driving record will also help you save money each month. Consider higher deductibles to lower your monthly premiums, but ensure you have enough savings to cover the deductible if needed. ### Safety ratings Regardless of your age or stage of life, having a safe and reliable vehicle is a must. Cars with high safety ratings often come standard with key driver assistance and safety features that help mitigate accidents, lower insurance rates and avoid costly collision repairs. When shopping around, check safety ratings using reliable sources, such as the Insurance [Institute for Highway Safety (IIHS)](https://www.iihs.org/?intcmp=NoOff_iihs_blog_body-blog-image_ext "iihs.com") and the [National Highway Traffic Safety Administration (NHTSA)](https://www.nhtsa.gov/?intcmp=NoOff_nhtsa_blog_body-blog-image_ext "nhtsa.com"). These organizations provide crash test reports and other valuable information regarding the safety scores and advanced features for specific makes and models, helping you make an informed choice. ### Resale value Consider the resale value, as you may want to sell or trade the vehicle. Depreciation starts when you drive your ride off the lot, with [new models typically depreciating faster than pre-owned ones](https://www.kbb.com/car-advice/how-to-beat-car-depreciation/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com"). Additionally, some automotive makes and models [hold their value](https://www.kbb.com/awards/best-resale-value-cars-trucks-suvs/?intcmp=NoOff_kbb_blog_body-blog-image_ext "kbb.com") better over time. To maximize resale value, choose a brand known for its reliability and strong warranty, and focus on models in high demand within the used car market. Keeping your mileage low will also contribute to a higher resale value. Finally, maintaining your vehicle according to the manufacturer's recommendations and keeping detailed service records can further enhance its resale appeal. ## Enhance Your Ownership Experience Choosing the right vehicle for your first purchase extends beyond the sticker price. It's about doing your research to find a model that balances affordability with fuel economy, maintenance costs and insurance costs, but also meets your need for a reliable, safe and comfortable ride. The Synchrony Car Care credit card can help you pay for car repairs promptly, keeping you on the road and where you need to be. [Learn more and apply now](https://www.synchrony.com/financing/car-care/cardholder?intcmp=NoOff_synchrony_blog_body-blog-image_int "synchrony.com"). [Back to top![](https://www.synchrony.com/syc/img/chevron_textcolor_up.svg)]("Back to top") ## You may also like ### Michelle Bogle Michelle Bogle started her career in the car industry nearly two decades ago as a writer for an American multinational automobile manufacturer. Since then, she has expanded her expertise as an automotive journalist, covering vehicle reviews, news and buying advice to help consumers feel informed and excited about the car-buying process. We include links to other websites in this article for your convenience. We do not endorse any content on these sites. All product names, logos, and brands are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement. This content is subject to change without notice and offered for informational use only. You are urged to consult with your individual advisors with respect to any information presented. Synchrony and any of its affiliates (collectively, “Synchrony”) make no representations or warranties regarding this content and accept no liability for any loss or harm arising from the use of the information provided. Your receipt of this material constitutes your acceptance of these terms and conditions. [![Return to Table of contents](https://www.synchrony.com/syc/img/icon_arrow_up.png)](https://www.synchrony.com/blog/automotive/most-affordable-cars#toc-anchor)
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