🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 3 (from laksa028)

2. Crawled Status Check

Query:

Response:

{"found_url":"https:\/\/www.ptptn.gov.my\/","crawl_time":1775814071,"first_indexed_time":1484147597,"http_code":200,"src_unparsed":"my,gov,ptptn!www,\/ s443","src_root_hash":"150503693477738403","history_drop_reason":null,"meta_title":"Portal Rasmi PTPTN - Peluang Kejayaan Anda","meta_descriptions":["PTPTN berfungsi untuk menguruskan pinjaman dan bayaran balik serta menyediakan produk simpanan Simpan SSPN bagi tujuan pendidikan tinggi"],"attrs_boilerpipe_text":"Perbadanan Tabung Pendidikan Tinggi Nasional\nTingkat Bawah, Menara PTPTN\nBlok D, Megan Avenue II\nNo.12, Jalan Yap Kwan Seng\n50450 Kuala Lumpur\neaduan.ptptn.gov.my\n03 – 2193 3000\nMedia Sosial\nFacebook\nInstagram\nThreads\nX-twitter\nWhatsapp\nTelegram\nTiktok\nYoutube\nLinkedin\nDapatkan Info Terkini\nDapatkan Info Terkini\nName 1\nName 2\nTel\nEmail","attrs_markdown":"![](https:\/\/www.facebook.com\/tr?id=126988040291720&ev=PageView%0A&noscript=1)\n\n![](https:\/\/www.facebook.com\/tr?id=257806483892130&ev=PageView&noscript=1)\n\n![](https:\/\/www.facebook.com\/tr?id=1414354659895066&ev=PageView&noscript=1)\n\nx\n\nWaktu operasi Live Chat PTPTN: 9.00 pagi - 4.30 petang (Isnin-Jumaat) kecuali Cuti Umum.\n\nWaktu operasi Live Chat PTPTN: 9.00 pagi - 5.00 petang (Isnin-Jumaat) kecuali Cuti Umum.\n\nOk\n\n[![livechatman](https:\/\/livechat.ptptn.gov.my\/assets\/logo\/livechatman.svg)]()\n\n[Skip to content](https:\/\/www.ptptn.gov.my\/#content)\n\n- [![ms\\_MY](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/en\/)\n\n- [![ms\\_MY](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/en\/)\n\n[![Logo PTPTN](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n\n[![Logo Kementerian Pendidikan Tinggi](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.mohe.gov.my\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n\n[![logo myPTPTN](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n- [![ms\\_MY](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/en\/)\n\n- [![ms\\_MY](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/en\/)\n\n[![Logo PTPTN](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n\n[![Logo Kementerian Pendidikan Tinggi](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.mohe.gov.my\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n\n[![logo myPTPTN](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n[![](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n\n[![Logo Kementerian Pendidikan Tinggi](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.mohe.gov.my\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n\n[![logo myPTPTN](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n[![](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n[![](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n[![Logo PTPTN](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2021\/12\/PTPTN-Brandmark-logo_min.png)](https:\/\/www.ptptn.gov.my\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n- [![ms\\_MY](https:\/\/www.ptptn.gov.my\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/ms_MY.png)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2023\/11\/en_UK.png)](https:\/\/www.ptptn.gov.my\/en\/)\n\n- [![ms\\_MY](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/en\/)\n\n[![Logo PTPTN](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2021\/12\/PTPTN-Brandmark-logo_min.png)](https:\/\/www.ptptn.gov.my\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n- [UTAMA](https:\/\/www.ptptn.gov.my\/)\n- [KORPORAT](https:\/\/www.ptptn.gov.my\/korporat\/)\n  - [INTEGRITI](https:\/\/www.ptptn.gov.my\/integriti\/)\n- [PRODUK KAMI](https:\/\/www.ptptn.gov.my\/)\n  - [PINJAMAN](https:\/\/www.ptptn.gov.my\/)\n    - [PINJAMAN PENDIDIKAN](https:\/\/www.ptptn.gov.my\/pinjaman-pendidikan\/)\n    - [WANG PENDAHULUAN PINJAMAN (WPP)](https:\/\/www.ptptn.gov.my\/wang-pendahuluan-pinjaman-wpp\/)\n    - [KALKULATOR PINJAMAN](https:\/\/www.ptptn.gov.my\/kalkulator-pinjaman\/)\n    - [E-PERKHIDMATAN PINJAMAN](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n    - [BORANG PINJAMAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-pinjaman)\n  - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/)\n    - [BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/bayaran-balik\/)\n    - [SALURAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/saluran-bayaran-balik\/)\n    - [E-PERKHIDMATAN BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n    - [BORANG BAYARAN BALIK](https:\/\/www.ptptn.gov.my\/borang\/#borang-bayaran-balik)\n  - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/)\n    - [SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/)\n    - [SIMPAN SSPN PRIME](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/)\n      - [GERAN SEPADAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/geran-sepadan\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-prime\/saluran-simpanan\/)\n    - [SIMPAN SSPN PLUS](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/)\n      - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/hlmt\/)\n      - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/getb\/)\n      - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/tifb\/)\n      - [SALURAN SIMPANAN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/simpan-sspn-plus\/saluran-simpanan\/)\n    - [E-PERKHIDMATAN SIMPAN SSPN](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n    - [BORANG SIMPANAN](https:\/\/www.ptptn.gov.my\/borang\/#borang-simpanan)\n  - [MYWAQAFPTPTN](https:\/\/www.ptptn.gov.my\/mywaqafptptn\/)\n  - [SOALAN LAZIM](https:\/\/www.ptptn.gov.my\/soalan-lazim\/)\n  - [PROGRAM MENCARI PEKERJAAN](https:\/\/www.ptptn.gov.my\/program-mencari-pekerjaan\/)\n- [PROMOSI](https:\/\/www.ptptn.gov.my\/kempen-promosi\/)\n- [MEDIA](https:\/\/www.ptptn.gov.my\/media\/)\n- [ARTIKEL](https:\/\/www.ptptn.gov.my\/artikel\/)\n- [HUBUNGI](https:\/\/www.ptptn.gov.my\/)\n  - [PEJABAT CAWANGAN PTPTN](https:\/\/www.ptptn.gov.my\/pejabat-cawangan-ptptn\/)\n  - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https:\/\/www.ptptn.gov.my\/seksyen-potongan-gaji-direct-debit\/)\n  - [E-ADUAN](https:\/\/eaduan.ptptn.gov.my\/)\n  - [E-SURVEY](https:\/\/www.ptptn.gov.my\/esurvey\/)\n- [PEROLEHAN](https:\/\/www.ptptn.gov.my\/tender-sebut-harga\/)\n- [myPTPTN](https:\/\/www.ptptn.gov.my\/myptptn\/)\n\n- [![ms\\_MY](https:\/\/www.ptptn.gov.my\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/ms_MY.png)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2023\/11\/en_UK.png)](https:\/\/www.ptptn.gov.my\/en\/)\n\n- [![ms\\_MY](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/)\n- [![en\\_US](data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https:\/\/www.ptptn.gov.my\/en\/)\n\n## Peluang Kejayaan Anda\nMenjadi Peneraju Institusi Tabung Pendidikan Tinggi Negara\n\n## Apa Yang Kami Sediakan?\n## PINJAMAN PENDIDIKAN\n[e-Perkhidmatan](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-pinjaman\/)\n\n## BAYARAN BALIK PINJAMAN PENDIDIKAN\n[e-Perkhidmatan](https:\/\/www.ptptn.gov.my\/e-perkhidmatan-bayaran-balik\/)\n\n## SIMPAN SSPN\n[e-Perkhidmatan](https:\/\/www.ptptn.gov.my\/simpan-sspn\/e-perkhidmatan-simpan-sspn\/)\n\n## Artikel\n[Lihat Semua](https:\/\/www.ptptn.gov.my\/promosi\/)\n\n[![](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2026\/04\/peraduan-magnolia_artikel-1024x569.png)](https:\/\/www.ptptn.gov.my\/peraduan-beli-menang-tabung-pendidikan-bernilai-rm100000\/)\n\n### [Peraduan Beli & Menang Tabung Pendidikan Bernilai RM100,000](https:\/\/www.ptptn.gov.my\/peraduan-beli-menang-tabung-pendidikan-bernilai-rm100000\/)\n[Selanjutnya »](https:\/\/www.ptptn.gov.my\/peraduan-beli-menang-tabung-pendidikan-bernilai-rm100000\/)\n\n[![](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2026\/04\/PTPTN-website-13-1024x569.jpg)](https:\/\/www.ptptn.gov.my\/senarai-pemenang-kempen-link2win\/)\n\n### [Senarai Pemenang Kempen Link2Win](https:\/\/www.ptptn.gov.my\/senarai-pemenang-kempen-link2win\/)\n[Selanjutnya »](https:\/\/www.ptptn.gov.my\/senarai-pemenang-kempen-link2win\/)\n\n[![Kempen Setel PTPTN Dengan CIMB\\_BM](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2026\/03\/Settle-PTPTN-with-CIMB-Article-Banner_EN.jpg)](https:\/\/www.ptptn.gov.my\/kempen-setel-ptptn-dengan-cimb\/)\n\n### [Kempen Setel PTPTN Dengan CIMB](https:\/\/www.ptptn.gov.my\/kempen-setel-ptptn-dengan-cimb\/)\n[Selanjutnya »](https:\/\/www.ptptn.gov.my\/kempen-setel-ptptn-dengan-cimb\/)\n\n[![Senarai Pemenang Cabutan BMP 2025](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2026\/02\/Tahniah-Pemenang_BMP2025-1024x569.jpeg)](https:\/\/www.ptptn.gov.my\/senarai-pemenang-cabutan-hadiah-bulan-mesra-pelanggan-ptptn-2025\/)\n\n### [Senarai Pemenang Cabutan Hadiah Bulan Mesra Pelanggan PTPTN 2025](https:\/\/www.ptptn.gov.my\/senarai-pemenang-cabutan-hadiah-bulan-mesra-pelanggan-ptptn-2025\/)\n[Selanjutnya »](https:\/\/www.ptptn.gov.my\/senarai-pemenang-cabutan-hadiah-bulan-mesra-pelanggan-ptptn-2025\/)\n\n« [»](https:\/\/www.ptptn.gov.my\/page\/2\/)\n\n## Pengumuman\n[Lihat Semua](https:\/\/www.ptptn.gov.my\/pengumuman\/)\n\n[![muat turun myPTPTN (homepage)](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2023\/03\/myptptnbothdevice.png)](https:\/\/bit.ly\/m\/myPTPTN)\n\n## Capaian e-Perkhidmatan PTPTN Kini Di Hujung Jari Anda\nMuat turun myPTPTN hari ini\\!\n\n[![logo Google Play Store](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2022\/03\/playstore-02.png)](https:\/\/play.google.com\/store\/apps\/details?id=com.ptptnapp)\n\n[![logo App Store](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2022\/03\/appstore-02.png)](https:\/\/apps.apple.com\/my\/app\/myptptn\/id1601433091)\n\n[![logo Huawei AppGallery](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2022\/03\/huawei-02.png)](https:\/\/urldra.cloud.huawei.com\/gdlZNe6TfO)\n\n[![Logo PTPTN](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2021\/12\/PTPTN-Brandmark-logo_min.png)](https:\/\/www.ptptn.gov.my\/)\n\nPerbadanan Tabung Pendidikan Tinggi Nasional  \nTingkat Bawah, Menara PTPTN  \nBlok D, Megan Avenue II  \nNo.12, Jalan Yap Kwan Seng  \n50450 Kuala Lumpur\n\n[eaduan.ptptn.gov.my](https:\/\/eaduan.ptptn.gov.my\/app\/login)  \n[03 – 2193 3000](<tel:03 - 2193 3000>)\n\nMedia Sosial\n\n[Facebook](https:\/\/www.facebook.com\/PTPTNOfficial\/)     [Instagram](https:\/\/www.instagram.com\/ptptnofficial\/)     [Threads](https:\/\/www.threads.com\/@ptptnofficial)     [X-twitter](https:\/\/twitter.com\/PTPTNOfficial)     [Whatsapp](https:\/\/whatsapp.com\/channel\/0029VagPoQm8PgsO8pt87y3j)     [Telegram](https:\/\/t.me\/ptptnofficial)     [Tiktok](https:\/\/www.tiktok.com\/@ptptnofficial)     [Youtube](https:\/\/www.youtube.com\/@PTPTNTV)     [Linkedin](https:\/\/www.linkedin.com\/company\/ptptnofficial)\n\n### Dapatkan Info Terkini\n### Dapatkan Info Terkini\n\n[Peta Laman](https:\/\/www.ptptn.gov.my\/peta-laman\/) \\| [Penafian](https:\/\/www.ptptn.gov.my\/penafian\/) \\| [Dasar Privasi & Keselamatan](https:\/\/www.ptptn.gov.my\/dasar-privasi-keselamatan\/)\n\nHak Cipta Terpelihara © 2025  \n[Perbadanan Tabung Pendidikan Tinggi Nasional](https:\/\/webportal.ptptn.gov.my\/)\n\nHak Cipta Terpelihara © 2025 [Perbadanan Tabung Pendidikan Tinggi Nasional](https:\/\/www.ptptn.gov.my\/)\n\n![]()\n\n![](https:\/\/www.facebook.com\/tr?id=389506723176155&ev=PageView&noscript=1&cd%5Bpage_title%5D=Utama&cd%5Bpost_type%5D=page&cd%5Bpost_id%5D=888&cd%5Bplugin%5D=PixelYourSite&cd%5Buser_role%5D=guest&cd%5Bevent_url%5D=www.ptptn.gov.my%2F)\n\n[![logo myPTPTN](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2023\/01\/logo-myptptn-apps-01.png)](https:\/\/bit.ly\/m\/myPTPTN)\n\n## [Muat Turun Sekarang](https:\/\/bit.ly\/m\/myPTPTN)","attrs_readable_markdown":"[![Logo PTPTN](https:\/\/www.ptptn.gov.my\/wp-content\/uploads\/2021\/12\/PTPTN-Brandmark-logo_min.png)](https:\/\/www.ptptn.gov.my\/)\n\nPerbadanan Tabung Pendidikan Tinggi Nasional  \nTingkat Bawah, Menara PTPTN  \nBlok D, Megan Avenue II  \nNo.12, Jalan Yap Kwan Seng  \n50450 Kuala Lumpur\n\n[eaduan.ptptn.gov.my](https:\/\/eaduan.ptptn.gov.my\/app\/login)  \n[03 – 2193 3000](<tel:03 - 2193 3000>)\n\nMedia Sosial\n\n[Facebook](https:\/\/www.facebook.com\/PTPTNOfficial\/)     [Instagram](https:\/\/www.instagram.com\/ptptnofficial\/)     [Threads](https:\/\/www.threads.com\/@ptptnofficial)     [X-twitter](https:\/\/twitter.com\/PTPTNOfficial)     [Whatsapp](https:\/\/whatsapp.com\/channel\/0029VagPoQm8PgsO8pt87y3j)     [Telegram](https:\/\/t.me\/ptptnofficial)     [Tiktok](https:\/\/www.tiktok.com\/@ptptnofficial)     [Youtube](https:\/\/www.youtube.com\/@PTPTNTV)     [Linkedin](https:\/\/www.linkedin.com\/company\/ptptnofficial)\n\nDapatkan Info Terkini\n\nDapatkan Info Terkini","meta_canonical":null}

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ℹ️ Skipped - page is already crawled

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INDEXABLE

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2 days ago

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ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0.1 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property	Value
URL	https://www.ptptn.gov.my/
Last Crawled	2026-04-10 09:41:11 (2 days ago)
First Indexed	2017-01-11 15:13:17 (9 years ago)
HTTP Status Code	200
Meta Title	Portal Rasmi PTPTN - Peluang Kejayaan Anda
Meta Description	PTPTN berfungsi untuk menguruskan pinjaman dan bayaran balik serta menyediakan produk simpanan Simpan SSPN bagi tujuan pendidikan tinggi
Meta Canonical	null
Boilerpipe Text	Perbadanan Tabung Pendidikan Tinggi Nasional Tingkat Bawah, Menara PTPTN Blok D, Megan Avenue II No.12, Jalan Yap Kwan Seng 50450 Kuala Lumpur eaduan.ptptn.gov.my 03 – 2193 3000 Media Sosial Facebook Instagram Threads X-twitter Whatsapp Telegram Tiktok Youtube Linkedin Dapatkan Info Terkini Dapatkan Info Terkini Name 1 Name 2 Tel Email
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[HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) [![logo myPTPTN](data:image/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https://www.ptptn.gov.my/myptptn/) [![](data:image/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https://www.ptptn.gov.my/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) [![](data:image/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https://www.ptptn.gov.my/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) [![Logo PTPTN](https://www.ptptn.gov.my/wp-content/uploads/2021/12/PTPTN-Brandmark-logo_min.png)](https://www.ptptn.gov.my/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) - [![ms\_MY](https://www.ptptn.gov.my/wp-content/plugins/translatepress-multilingual/assets/images/flags/ms_MY.png)](https://www.ptptn.gov.my/) - [![en\_US](https://www.ptptn.gov.my/wp-content/uploads/2023/11/en_UK.png)](https://www.ptptn.gov.my/en/) - [![ms\_MY](data:image/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https://www.ptptn.gov.my/) - [![en\_US](data:image/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https://www.ptptn.gov.my/en/) [![Logo PTPTN](https://www.ptptn.gov.my/wp-content/uploads/2021/12/PTPTN-Brandmark-logo_min.png)](https://www.ptptn.gov.my/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) - [UTAMA](https://www.ptptn.gov.my/) - [KORPORAT](https://www.ptptn.gov.my/korporat/) - [INTEGRITI](https://www.ptptn.gov.my/integriti/) - [PRODUK KAMI](https://www.ptptn.gov.my/) - [PINJAMAN](https://www.ptptn.gov.my/) - [PINJAMAN PENDIDIKAN](https://www.ptptn.gov.my/pinjaman-pendidikan/) - [WANG PENDAHULUAN PINJAMAN (WPP)](https://www.ptptn.gov.my/wang-pendahuluan-pinjaman-wpp/) - [KALKULATOR PINJAMAN](https://www.ptptn.gov.my/kalkulator-pinjaman/) - [E-PERKHIDMATAN PINJAMAN](https://www.ptptn.gov.my/e-perkhidmatan-pinjaman/) - [BORANG PINJAMAN](https://www.ptptn.gov.my/borang/#borang-pinjaman) - [BAYARAN BALIK](https://www.ptptn.gov.my/) - [BAYARAN BALIK](https://www.ptptn.gov.my/bayaran-balik/) - [SALURAN BAYARAN BALIK](https://www.ptptn.gov.my/saluran-bayaran-balik/) - [E-PERKHIDMATAN BAYARAN BALIK](https://www.ptptn.gov.my/e-perkhidmatan-bayaran-balik/) - [BORANG BAYARAN BALIK](https://www.ptptn.gov.my/borang/#borang-bayaran-balik) - [SIMPAN SSPN](https://www.ptptn.gov.my/) - [SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/) - [SIMPAN SSPN PRIME](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/) - [GERAN SEPADAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/geran-sepadan/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-prime/saluran-simpanan/) - [SIMPAN SSPN PLUS](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/) - [HONG LEONG MSIG TAKAFUL BERHAD (HLMT)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/hlmt/) - [GREAT EASTERN TAKAFUL BERHAD (GETB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/getb/) - [TAKAFUL IKHLAS FAMILY BERHAD (TIFB)](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/tifb/) - [SALURAN SIMPANAN](https://www.ptptn.gov.my/simpan-sspn/simpan-sspn-plus/saluran-simpanan/) - [E-PERKHIDMATAN SIMPAN SSPN](https://www.ptptn.gov.my/simpan-sspn/e-perkhidmatan-simpan-sspn/) - [BORANG SIMPANAN](https://www.ptptn.gov.my/borang/#borang-simpanan) - [MYWAQAFPTPTN](https://www.ptptn.gov.my/mywaqafptptn/) - [SOALAN LAZIM](https://www.ptptn.gov.my/soalan-lazim/) - [PROGRAM MENCARI PEKERJAAN](https://www.ptptn.gov.my/program-mencari-pekerjaan/) - [PROMOSI](https://www.ptptn.gov.my/kempen-promosi/) - [MEDIA](https://www.ptptn.gov.my/media/) - [ARTIKEL](https://www.ptptn.gov.my/artikel/) - [HUBUNGI](https://www.ptptn.gov.my/) - [PEJABAT CAWANGAN PTPTN](https://www.ptptn.gov.my/pejabat-cawangan-ptptn/) - [SEKSYEN POTONGAN GAJI & DIRECT DEBIT](https://www.ptptn.gov.my/seksyen-potongan-gaji-direct-debit/) - [E-ADUAN](https://eaduan.ptptn.gov.my/) - [E-SURVEY](https://www.ptptn.gov.my/esurvey/) - [PEROLEHAN](https://www.ptptn.gov.my/tender-sebut-harga/) - [myPTPTN](https://www.ptptn.gov.my/myptptn/) - [![ms\_MY](https://www.ptptn.gov.my/wp-content/plugins/translatepress-multilingual/assets/images/flags/ms_MY.png)](https://www.ptptn.gov.my/) - 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Readable Markdown	[![Logo PTPTN](https://www.ptptn.gov.my/wp-content/uploads/2021/12/PTPTN-Brandmark-logo_min.png)](https://www.ptptn.gov.my/) Perbadanan Tabung Pendidikan Tinggi Nasional Tingkat Bawah, Menara PTPTN Blok D, Megan Avenue II No.12, Jalan Yap Kwan Seng 50450 Kuala Lumpur [eaduan.ptptn.gov.my](https://eaduan.ptptn.gov.my/app/login) [03 – 2193 3000](<tel:03 - 2193 3000>) Media Sosial [Facebook](https://www.facebook.com/PTPTNOfficial/) [Instagram](https://www.instagram.com/ptptnofficial/) [Threads](https://www.threads.com/@ptptnofficial) [X-twitter](https://twitter.com/PTPTNOfficial) [Whatsapp](https://whatsapp.com/channel/0029VagPoQm8PgsO8pt87y3j) [Telegram](https://t.me/ptptnofficial) [Tiktok](https://www.tiktok.com/@ptptnofficial) [Youtube](https://www.youtube.com/@PTPTNTV) [Linkedin](https://www.linkedin.com/company/ptptnofficial) Dapatkan Info Terkini Dapatkan Info Terkini
Shard	3 (laksa)
Root Hash	150503693477738403
Unparsed URL	my,gov,ptptn!www,/ s443