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| URL | https://www.prulifeuk.com.ph/en/health-insurance/pruhealth-famlove/ |
| Last Crawled | 2026-04-09 12:40:14 (10 days ago) |
| First Indexed | 2022-05-11 14:12:07 (3 years ago) |
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| Meta Title | Share a Family Insurance Plan With the PRUHealth FamLove | Pru Life UK |
| Meta Description | Staying ready for critical illnesses should be your family's top priority. Get financially covered and prepared with the PRUHealth FamLove insurance. |
| Meta Canonical | null |
| Boilerpipe Text | Health Insurance
An affordable yearly renewable term protection plan which enables you to share coverage against critical illnesses to eligible family members with just one plan.
Protection against moderate and severe critical illness
Be financially secured when diagnosed with moderate or severe critical illness through the System and Organ Function Insurance (SOFI) concept.
Shareable
Have your loved ones protected from critical illnesses by sharing your protection coverage to a maximum of 3 eligible family members (including same sex or common law partner) depending on the selected product package.
Simplified issuance
Easy to avail as it only requires you to answer a simple health questionnaire with no medical examination requirement. Policy’s sum assured (SA) must be from Php500,000 to Php1,000,000. Other financial-related guidelines apply.
Lifelong coverage
Automatically renew your plan and be protected until age 85 by paying your premiums continuously. Renewal premiums are based on the attained age and gender of the main life insured and are not guaranteed.
Learn more about the product
Death benefit
 - 100% of the policy sum assured (SA) less any Moderate CI Benefit claim once the Main Life Insured (LI) dies. The policy terminates once this is claimed.
Moderate Crtical Illness (CI) Benefit
 - 50% of the policy SA will be paid if the Main LI is diagnosed with any of the covered Moderate CI conditions. This benefit is taken from the policy SA, therefore, reduces the benefit amount payable on Severe CI or death. The policy continues but at a lower coverage amount. This benefit is payable only once and will terminate upon payment of the claim.
Severe Critical Illness (CI) BenefitÂ
- 100% of the policy SA will be paid if the Main LI is diagnosed with any of the covered Severe CI less any Moderate CI Benefit claim. This benefit is taken from the policy SA. Since the benefit amount is equal to 100% of the policy SA, the policy terminates once this benefit has been claimed.
Family Extension Benefit (FEB)
 – you as the Main LI may share your protection coverage for Moderate and Severe CI to up to 3 qualified family members depending on the chosen package.
Moderate CI Benefit
 - 50% of the FEB SA  |  Â
Severe CI Benefit
 - 100% of the FEB SA
Pre-existing conditions
These are illnesses, sickness, or conditions which are not covered that the life insured(s) already have before policy effectivity date or date of last reinstatement, whichever is later.
This plan and other benefits attachable to it has other conditions and exclusions that may affect the payment of the insurance proceeds. The complete terms and conditions are found in the Policy contract. In the event of conflict between this material and the policy contract, the latter shall prevail.
Free-look Period
You have 15 days from the date you receive your policy booklet to decide if this plan is for you. If you advise us that you wish to discontinue your coverage within this period, we will refund the premium you paid in full.
Product Benefits
Core Benefits for the Main Life Insured
Death Benefit
Critical Illness Benefit
Moderate Critical Illness Benefit
Severe Critical Illness Benefit
Core Benefits for Other Life Insured(s)
Applies to myPartner, myChild, myFamily, myParent plans
Family Extension Benefit (FEB)
Moderate Critical Illness Benefit
Severe Critical Illness Benefit
Product Benefits
Choose between these packages and take advantage of its benefits.
A. mySelf
Family Composition
Maximum Number of Lives Insured
Main Life Insured Only
Â
1
B. myPartner
Family Composition
Â
Maximum Number of Lives Insured
Main Life Insured
Â
2
Spouse/Life Partner*
Â
C. myChild
Family Composition
Â
Maximum Number of Lives Insured
Main Life Insured
Â
3
Children**
Â
D. myFamily
Family Composition
Â
Maximum Number of Lives Insured
Main Life Insured
Â
4
Spouse / Life Partner*
Â
Children**
Â
E. myParent
Family Composition
Â
Maximum Number of Lives Insured
Main Life Insured
Â
3
Parents
Â
Age Requirement and Eligibility
Â
Â
Payment term
Pay for your plan for one year with the option to renew annually and be protected until age 85.
Minimum sum assured
PhP 500,000
Age Requirement and Eligibility
Main Life Insured
Â
Â
20 to 60 years old
Spouse or Life partner
Â
Â
20 to 60 years old
Children
Â
Â
15 days to 21 years old
Parents (either or both parents are only allowed to enroll at policy inception)
Â
Â
45 to 70 years old
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[Build Your Business with PRU](https://www.prulifeuk.com.ph/en/starting-a-career-with-pru/build-your-business-with-pru/ "Build Your Business with PRU")
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[Seize your future with PRUVenture](https://www.prulifeuk.com.ph/en/seize-your-future-with-pruventure/ "Seize your future with PRUVenture")
[Customer Support](https://www.prulifeuk.com.ph/en/ourreasonisyou/ "Customer Support")
- [Contact us](https://www.prulifeuk.com.ph/en/contact-us/index.html "Contact us")
- [General Directory](https://www.prulifeuk.com.ph/en/contact-us/branch-general-agency-directory/ "General Directory")
- [Payment link](https://www.prulifeuk.com.ph/en/payments/ "Payment link")
- [Payment Options](https://www.prulifeuk.com.ph/en/policy-services-information/premium-payment-facilities/ "Payment Options")
[Know more about PRU](https://www.prulifeuk.com.ph/en/know-more-about-pru/ "Know more about PRU ")
- [Our Legacy](https://www.prulifeuk.com.ph/en/know-more-about-pru/our-legacy/ "Our Legacy ")
- [Our Purpose](https://www.prulifeuk.com.ph/en/know-more-about-pru/our-purpose/ "Our Purpose ")
- [Our Leaders](https://www.prulifeuk.com.ph/en/know-more-about-pru/our-leaders/ "Our Leaders ")
- [Our Growth](https://www.prulifeuk.com.ph/en/know-more-about-pru/our-growth/ "Our Growth ")
- [Our Agents](https://www.prulifeuk.com.ph/en/know-more-about-pru/our-agents/ "Our Agents")
- [Our Reason is You](https://www.prulifeuk.com.ph/en/ourreasonisyou/ "Our Reason is You")
[Corporate Social Responsibility](https://www.prulifeuk.com.ph/en/corporate-social-responsibility/ "Corporate Social Responsibility ")
- [Education](https://www.prulifeuk.com.ph/en/corporate-social-responsibility/education/ "Education ")
- [Health](https://www.prulifeuk.com.ph/en/corporate-social-responsibility/health/ "Health ")
- [Safety](https://www.prulifeuk.com.ph/en/corporate-social-responsibility/safety/ "Safety ")
- [Communities](https://www.prulifeuk.com.ph/en/corporate-social-responsibility/communities/ "Communities ")
[Newsroom](https://www.prulifeuk.com.ph/en/newsroom/ "Newsroom ")
[Corporate Governance](https://www.prulifeuk.com.ph/en/know-more-about-pru/corporate-governance/ "Corporate Governance ")
[Health and Financial Wellness Stories](https://www.prulifeuk.com.ph/en/explore-pulse/health-financial-wellness/ "Health and Financial Wellness Stories ")
[Claims Promise](https://www.prulifeuk.com.ph/en/claims/claims-promise/ "Claims Promise")
[Takaful](https://www.prulifeuk.com.ph/en/takaful/ "Takaful ")
- [Takaful Launch](https://www.prulifeuk.com.ph/en/takaful/ "Takaful Launch")
- [PRUTerm Lindungi](https://www.prulifeuk.com.ph/en/term-insurance/pruterm-lindungi/ "PRUTerm Lindungi")
[Takaful-Appointed Agents](https://www.prulifeuk.com.ph/export/sites/prudential-ph/en/.galleries/pdf/Registry-of-Active-Pru-Life-UK-Takaful-Appointed.pdf "Takaful-Appointed Agents")
[Frequently Asked Questions](https://www.prulifeuk.com.ph/en/takaful-faq/ "Frequently Asked Questions")

[Health Insurance](https://www.prulifeuk.com.ph/en/health-insurance/)
# PRUHealth FamLove
An affordable yearly renewable term protection plan which enables you to share coverage against critical illnesses to eligible family members with just one plan.

##### Protection against moderate and severe critical illness
Be financially secured when diagnosed with moderate or severe critical illness through the System and Organ Function Insurance (SOFI) concept.

##### Shareable
Have your loved ones protected from critical illnesses by sharing your protection coverage to a maximum of 3 eligible family members (including same sex or common law partner) depending on the selected product package.

##### Simplified issuance
Easy to avail as it only requires you to answer a simple health questionnaire with no medical examination requirement. Policy’s sum assured (SA) must be from Php500,000 to Php1,000,000. Other financial-related guidelines apply.

##### Lifelong coverage
Automatically renew your plan and be protected until age 85 by paying your premiums continuously. Renewal premiums are based on the attained age and gender of the main life insured and are not guaranteed.
## Learn more about the product
##### Core Benefits
- **Death benefit** - 100% of the policy sum assured (SA) less any Moderate CI Benefit claim once the Main Life Insured (LI) dies. The policy terminates once this is claimed.
- **Moderate Crtical Illness (CI) Benefit** - 50% of the policy SA will be paid if the Main LI is diagnosed with any of the covered Moderate CI conditions. This benefit is taken from the policy SA, therefore, reduces the benefit amount payable on Severe CI or death. The policy continues but at a lower coverage amount. This benefit is payable only once and will terminate upon payment of the claim.
- **Severe Critical Illness (CI) Benefit** \- 100% of the policy SA will be paid if the Main LI is diagnosed with any of the covered Severe CI less any Moderate CI Benefit claim. This benefit is taken from the policy SA. Since the benefit amount is equal to 100% of the policy SA, the policy terminates once this benefit has been claimed.
- **Family Extension Benefit (FEB)** – you as the Main LI may share your protection coverage for Moderate and Severe CI to up to 3 qualified family members depending on the chosen package.
**Moderate CI Benefit** - 50% of the FEB SA \| **Severe CI Benefit** - 100% of the FEB SA
##### Important Considerations
**Pre-existing conditions**
These are illnesses, sickness, or conditions which are not covered that the life insured(s) already have before policy effectivity date or date of last reinstatement, whichever is later.
This plan and other benefits attachable to it has other conditions and exclusions that may affect the payment of the insurance proceeds. The complete terms and conditions are found in the Policy contract. In the event of conflict between this material and the policy contract, the latter shall prevail.
**Free-look Period**
You have 15 days from the date you receive your policy booklet to decide if this plan is for you. If you advise us that you wish to discontinue your coverage within this period, we will refund the premium you paid in full.
##### Plan and Benefits
#####
| | | | | |
|---|---|---|---|---|
|  Product Benefits | | | | **Core Benefits for the Main Life Insured** Death Benefit Critical Illness Benefit Moderate Critical Illness Benefit Severe Critical Illness Benefit **Core Benefits for Other Life Insured(s)** *Applies to myPartner, myChild, myFamily, myParent plans* Family Extension Benefit (FEB) Moderate Critical Illness Benefit Severe Critical Illness Benefit |
##### Packages
#####
| | | | | |
|---|---|---|---|---|
|  Product Benefits | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured Only | | 1 | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 2 | | |
| Spouse/Life Partner\* | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 3 | | |
| Children\*\* | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 4 | | |
| Spouse / Life Partner\* | | | | |
| Children\*\* | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 3 | | |
| Parents | | | | |
##### Age Requirement and Eligibility
#####
| | | | | | |
|---|---|---|---|---|---|
|  Age Requirement and Eligibility | | | | | |
| | | | | | |
| Main Life Insured | | | 20 to 60 years old | | |
| Spouse or Life partner | | | 20 to 60 years old | | |
| Children | | | 15 days to 21 years old | | |
| Parents (either or both parents are only allowed to enroll at policy inception) | | | 45 to 70 years old | | |
##### Covered Critical Illnesses
**[View and download the covered critical illness about this product.](https://www.prulifeuk.com.ph/export/sites/prudential-ph/en/.galleries/pdf/PRUHealth-FamLove-Critical-Illness-List.pdf)**
## Similar products
[ PRU Multiple Life Care Plus Critical illnesses can hurt finances. Get our Multiple Life Care Plus to cover you from 36 serious illnesses. Get it today here](https://www.prulifeuk.com.ph/en/health-insurance/pru-multiple-life-care-plus/index.html "PRU Multiple Life Care Plus ")
[ PRU Life Care Advance Plus Get financial support for early-stage critical illness with PRULife Care Advance Plus. Get the full details here.](https://www.prulifeuk.com.ph/en/health-insurance/prulife-care-advance-plus/index.html "PRU Life Care Advance Plus ")
[ PRUHealth Prime Safeguard against potential financial impact of all forms of Cancer with PRUHealth Prime. Know more.](https://www.prulifeuk.com.ph/en/health-insurance/pruhealth-prime/index.html "PRUHealth Prime ")
[ PRU Life Care Plus Be ready against the costs of any of 36 critical illnesses when you get PRU Life Care Plus health insurance plan. Learn the full details here.](https://www.prulifeuk.com.ph/en/health-insurance/prulife-care-plus/index.html "PRU Life Care Plus ")
[Book an appointment for PRUHealth Famlove](https://outlook.office.com/book/PruLifeUKAppointmentPRUHealthFamlove1@pruo365.onmicrosoft.com/?ismsaljsauthenabled "Book an appointment for PRUHealth Famlove")
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- [PRULink Funds](https://www.prulifeuk.com.ph/en/prulink-funds/ "PRULink Funds")
- [PRUMillion Protect](https://www.prulifeuk.com.ph/en/insurance-with-investment/prumillion-protect/ "PRUMillion Protect")
- [Traditional insurance](https://www.prulifeuk.com.ph/en/traditional-insurance/ "Traditional insurance")
- [Health insurance](https://www.prulifeuk.com.ph/en/health-insurance/ "Health insurance")
- [PRUShoppe](https://www.prushoppe.com/ "PRUShoppe")
- [Accident and disability](https://www.prulifeuk.com.ph/en/health-insurance/prupersonal-accident/ "Accident and disability")
- [PRU love](https://www.prulifeuk.com.ph/en/prulove/ "PRU love")
- [We Do OFWs](https://www.prulifeuk.com.ph/en/prutektadongofw/ "We Do OFWs")
- [Explore all plans](https://www.prulifeuk.com.ph/en/life-insurance-products/ "Explore all plans")
Latest
- [REV Electric Night Run](https://www.prulifeuk.com.ph/en/rev-electric-night-run/ "REV Electric Night Run")
- [Customer advisories](https://www.prulifeuk.com.ph/en/customer-advisories/ "Customer advisories")
- [Newsroom](https://www.prulifeuk.com.ph/en/newsroom/ "Newsroom")
- [Stories](https://www.prulifeuk.com.ph/en/explore-pulse/health-financial-wellness/ "Stories")
Support
- [Claims](https://www.prulifeuk.com.ph/en/claims/ "Claims")
- [Downloadable forms](https://www.prulifeuk.com.ph/en/policy-services-information/downloadable-forms/ "Downloadable forms")
- [Policy FAQs](https://www.prulifeuk.com.ph/en/policy-services-information/policy-faqs/ "Policy FAQs")
- [Premium payment facilities](https://www.prulifeuk.com.ph/en/policy-services-information/premium-payment-facilities/ "Premium payment facilities ")
- [NEW PRUServices customer portal](https://pruservices.prulifeuk.com.ph/welcome "NEW PRUServices customer portal")
Legal
- [Corporate Governance](https://www.prulifeuk.com.ph/en/know-more-about-pru/corporate-governance/ "Corporate Governance")
- [Disclaimer and intellectual rights](https://www.prulifeuk.com.ph/en/disclaimer-and-intellectual-rights/ "Disclaimer and intellectual rights")
- [Privacy Policy](https://www.prulifeuk.com.ph/en/privacy-policy/ "Privacy Policy")
- [Report a Security Issue](https://vdp.prudentialcorporation-asia.com/ "Report a Security Issue")
About Us
- [Pru Life UK](https://www.prulifeuk.com.ph/en/know-more-about-pru/ "Pru Life UK")
- [Careers](https://www.prulifeuk.com.ph/en/starting-a-career-with-pru/ "Careers")
- [Corporate Social Responsibility](https://www.prulifeuk.com.ph/en/corporate-social-responsibility/ "Corporate Social Responsibility")
- [Build Your Business with PRU](https://www.prulifeuk.com.ph/en/starting-a-career-with-pru/build-your-business-with-pru/ "Build Your Business with PRU")
- [PRUVenture](https://www.prulifeuk.com.ph/en/seize-your-future-with-pruventure/ "PRUVenture")
Pru Life UK
9/F Uptown Place Tower 1
1 East 11th Drive, Uptown Bonifacio
Taguig City 1634
Philippines
Call: +63 (2) 8887 5433
Globe Metro Manila:
\+63 (2) 7793 5433
Globe Domestic Toll-free:
1-800-82-785465
PLDT Domestic Toll-free:
1-800-10-7785465
Email: [contact.us@prulifeuk.com.ph](mailto:contact.us@prulifeuk.com.ph)
Pru Life UK and Prudential plc are not affiliated with Prudential Financial, Inc., (a company whose principal place of business is in the United States of America), Prudential Assurance Company Limited (a subsidiary of M\&G plc, a company incorporated in the United Kingdom), Philippine Prudential Life Insurance Company, Prudentialife Plans, Inc. or Prudential Guarantee and Assurance, Inc. (all Philippine-registered companies). Pru Life UK is not engaged in the business of selling pre-need plans. It is a life insurance company registered with the Insurance Commission with License No. 2022/62-R.
To know more about Pru Life UK’s business and contact information, visit [pru.ph/ContactUs](https://apc01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fpru.ph%2FContactUs&data=05%7C02%7CMuhammadSyafeeqBinMohamadZaki%40prudential.com.my%7C520d6af995b34e9f18af08de6aff2e84%7C7007305e26644e6bb9a4c4d5ccfd1524%7C0%7C0%7C639065841816804689%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=3k%2F15BjdmnXVytzqdkM6WuqWMUDioHWnjm7uT6SwIdE%3D&reserved=0).
Copyright © 2020 Pru Life UK. All rights reserved.
- [Facebook](https://www.facebook.com/prulifeukofficial/ "Facebook")
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This site uses cookies to enhance your experience. Find more information how we use these in our [**Privacy Statement**](https://www.prulifeuk.com.ph/en/privacy-policy/)
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| Readable Markdown | 
[Health Insurance](https://www.prulifeuk.com.ph/en/health-insurance/)
An affordable yearly renewable term protection plan which enables you to share coverage against critical illnesses to eligible family members with just one plan.

##### Protection against moderate and severe critical illness
Be financially secured when diagnosed with moderate or severe critical illness through the System and Organ Function Insurance (SOFI) concept.

##### Shareable
Have your loved ones protected from critical illnesses by sharing your protection coverage to a maximum of 3 eligible family members (including same sex or common law partner) depending on the selected product package.

##### Simplified issuance
Easy to avail as it only requires you to answer a simple health questionnaire with no medical examination requirement. Policy’s sum assured (SA) must be from Php500,000 to Php1,000,000. Other financial-related guidelines apply.

##### Lifelong coverage
Automatically renew your plan and be protected until age 85 by paying your premiums continuously. Renewal premiums are based on the attained age and gender of the main life insured and are not guaranteed.
## Learn more about the product
- **Death benefit** - 100% of the policy sum assured (SA) less any Moderate CI Benefit claim once the Main Life Insured (LI) dies. The policy terminates once this is claimed.
- **Moderate Crtical Illness (CI) Benefit** - 50% of the policy SA will be paid if the Main LI is diagnosed with any of the covered Moderate CI conditions. This benefit is taken from the policy SA, therefore, reduces the benefit amount payable on Severe CI or death. The policy continues but at a lower coverage amount. This benefit is payable only once and will terminate upon payment of the claim.
- **Severe Critical Illness (CI) Benefit** \- 100% of the policy SA will be paid if the Main LI is diagnosed with any of the covered Severe CI less any Moderate CI Benefit claim. This benefit is taken from the policy SA. Since the benefit amount is equal to 100% of the policy SA, the policy terminates once this benefit has been claimed.
- **Family Extension Benefit (FEB)** – you as the Main LI may share your protection coverage for Moderate and Severe CI to up to 3 qualified family members depending on the chosen package.
**Moderate CI Benefit** - 50% of the FEB SA \| **Severe CI Benefit** - 100% of the FEB SA
**Pre-existing conditions**
These are illnesses, sickness, or conditions which are not covered that the life insured(s) already have before policy effectivity date or date of last reinstatement, whichever is later.
This plan and other benefits attachable to it has other conditions and exclusions that may affect the payment of the insurance proceeds. The complete terms and conditions are found in the Policy contract. In the event of conflict between this material and the policy contract, the latter shall prevail.
**Free-look Period**
You have 15 days from the date you receive your policy booklet to decide if this plan is for you. If you advise us that you wish to discontinue your coverage within this period, we will refund the premium you paid in full.
| | | | | |
|---|---|---|---|---|
|  Product Benefits | | | | **Core Benefits for the Main Life Insured** Death Benefit Critical Illness Benefit Moderate Critical Illness Benefit Severe Critical Illness Benefit **Core Benefits for Other Life Insured(s)** *Applies to myPartner, myChild, myFamily, myParent plans* Family Extension Benefit (FEB) Moderate Critical Illness Benefit Severe Critical Illness Benefit |
| | | | | |
|---|---|---|---|---|
|  Product Benefits | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured Only | | 1 | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 2 | | |
| Spouse/Life Partner\* | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 3 | | |
| Children\*\* | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 4 | | |
| Spouse / Life Partner\* | | | | |
| Children\*\* | | | | |
| | | | | |
| **Family Composition** | | **Maximum Number of Lives Insured** | | |
| Main Life Insured | | 3 | | |
| Parents | | | | |
| | | | | | |
|---|---|---|---|---|---|
|  Age Requirement and Eligibility | | | | | |
| | | | | | |
| Main Life Insured | | | 20 to 60 years old | | |
| Spouse or Life partner | | | 20 to 60 years old | | |
| Children | | | 15 days to 21 years old | | |
| Parents (either or both parents are only allowed to enroll at policy inception) | | | 45 to 70 years old | | |
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| Shard | 13 (laksa) |
| Root Hash | 10593183592085514413 |
| Unparsed URL | ph,com,prulifeuk!www,/en/health-insurance/pruhealth-famlove/ s443 |