🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 100 (from laksa131)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa100.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.progressive.com/answers/cheapest-cars-to-insure/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.progressive.com/answers/cheapest-cars-to-insure/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/","crawl_time":1776314290,"first_indexed_time":1619085814,"http_code":200,"src_unparsed":"com,progressive!www,\/answers\/cheapest-cars-to-insure\/ s443","src_root_hash":"8295722918789333500","history_drop_reason":null,"meta_title":"Cheapest Cars to Insure | Progressive","meta_descriptions":["Learn about the cheapest cars to insure, including sedans, SUVs, and trucks, plus the average cost to insure different types of cars."],"attrs_boilerpipe_text":"The least expensive cars to insure are typically those with fewer and less costly claims. The cheapest non-electric midsize sedan\/hatchback, SUV, or small truck to insure might include the Honda Civic Type-R, the Jeep Wrangler, and the GMC Sierra 3500. These models are associated with fewer and less expensive collision claims. That said, car insurance rates vary by model based on a variety of factors, including safety features, repair costs, and the cost of the vehicle itself. Additionally, your age, driving history, coverage selections, and other factors also determine your insurance rate.\n6\nminute\nto read\nExplore Progressive Answers'\nauto editorial guidelines\nto find out why you can trust the car insurance information you find here.\nWhat are the cheapest cars to insure?\nThe following cars might be among the cheapest to insure — they have the lowest frequency and severity (cost) of collision claims, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI):\nGMC Sierra 3500\nGMC Sierra 2500\nJeep Wrangler (two-door)\nChevrolet Colorado crew cab\nHonda CR-V\nFord Bronco (two-door) convertible\nThis article also breaks down the sedans\/hatchbacks, SUVs, and trucks with the fewest and least costly collision claims based on IIHS-HLDI's data.\nUse the following links to learn more about:\nThe cheapest sedans\/hatchbacks to insure\nThe cheapest midsize SUVs to insure\nThe cheapest small SUVs to insure\nThe cheapest trucks to insure\nWhy are some cars cheaper to insure?\nIf you have\ncomprehensive and collision coverage\n, certain cars are often cheaper to insure because they would cost less to repair or replace if they were damaged in an accident. They may also be cheaper to insure because they tend to cause less costly damage to other drivers.\nBecause they're worth less, some older cars are often cheaper to insure with comprehensive and collision than brand new vehicles, especially if the older car has higher safety ratings. In general, though, newer cars have better safety features that may make them cheaper to insure with liability coverage than older cars.\nKeep in mind that your\ncar's make and model\nis only one of many\nfactors that determine your car insurance rate\n. Your premium will also be determined by your location, age, discounts, driving history, and more.\nCars with the lowest frequency of collision claims\nThe vehicles listed in this article have fewer and less costly collision claims than the average passenger vehicle and truck. The lower the percentage, the fewer claims the specific model has been involved in. Note that these car makes and models may have different percentages for other types of claims, such as bodily injury claims.\nThese percentages are calculated by the Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) and don't directly reflect insurance rates. The car models listed are intended to be a starting point for someone who's looking for a vehicle that might have less risk and therefore potentially lower rates.\nNote: The average insurance rates stated for the specific vehicle classes (sedans, SUVs, and pickups) are based on\nAAA's 2024 edition of \"Your Driving Costs\"\nwhich analyzes the cost of a policy with:\nLiability coverage\nMedical payments coverage\nUninsured\/underinsured motorist coverage\nComprehensive coverage\nCollision coverage\nWhat are the cheapest sedans or hatchbacks to insure?\nIf you're looking for a small or midsize four-door car that's less expensive to insure, the models below might be a good place to start. These vehicles are ranked by how many fewer collision claims they've been involved in and the cost of those claims compared to all passenger vehicles and don't reflect the cost to insure them.\nCheapest sedans\/hatchbacks to insure (2021-2023 model years)\nCollision claim frequency &\nseverity\n*\nSize & class\nChevrolet Bolt electric\nCollision claim frequency &\nseverity\n*\n-37%\nSize & class\nSmall, four-door\nHonda Civic Type-R 4dr\nCollision claim frequency &\nseverity\n*\n-24%\nSize & class\nSmall, four-door\nMini Cooper\nCollision claim frequency &\nseverity\n*\n-23%\nSize & class\nMini, four-door\nSubaru Impreza 4WD\nCollision claim frequency &\nseverity\n*\n-21%\nSize & class\nSmall, four-door\nSubaru Impreza 4WD with EyeSight\nCollision claim frequency &\nseverity\n*\n-21%\nSize & class\nSmall, four-door\nVolkswagen GTI\nCollision claim frequency &\nseverity\n*\n-21%\nSize & class\nSmall, four-door\nSubaru Legacy 4WD with EyeSight\nCollision claim frequency &\nseverity\n*\n-21%\nSize & class\nMidsize, four-door\nDo electric vehicles (EVs) cost more to insure?\nAccording to a 2023 IIHS-HLDI study (made available to member insurers) comparing EVs with their internal combustion engine (ICE) counterparts (such as an electric Mini Cooper versus a gas-powered Mini Cooper), the EV models had fewer claims across the board but had more expensive property damage claims. This suggests that some EVs may have similar insurance costs as ICE vehicles, on average. However,\nAAA reports\nthat the average cost of insuring an EV is higher than gas or hybrid vehicles, so you may find a wide range of insurance rates for different EV models. Learn more about\nhow much EVs cost to insure\n.\nWhat are the cheapest SUVs to insure?\nAs far as insurance rates for specific SUV models go, the SUVs listed here could be cheaper. However, these models are ranked based on how many fewer collision claims they have than the average passenger vehicle — they don't reflect the average cost to insure them.\nCheapest midsize SUVs to insure (2021-2023 model years)\nCollision claim frequency &\nseverity\n*\nSize & class\nJeep Wrangler 2dr 4WD\nCollision claim frequency &\nseverity\n*\n-49%\nSize & class\nMidsize SUV\nFord Bronco 2dr convertible 4WD\nCollision claim frequency &\nseverity\n*\n-40%\nSize & class\nMidsize SUV\nJeep Wrangler 4dr 4WD\nCollision claim frequency &\nseverity\n*\n-35%\nSize & class\nMidsize SUV\nJeep Cherokee 4dr 4WD\nCollision claim frequency &\nseverity\n*\n-34%\nSize & class\nMidsize SUV\nHonda Pilot 4dr\nCollision claim frequency &\nseverity\n*\n-33%\nSize & class\nMidsize SUV\nJeep Grand Cherokee 4dr\nCollision claim frequency &\nseverity\n*\n-33%\nSize & class\nMidsize SUV\nJeep Wrangler plug-in hybrid 4dr 4WD\nCollision claim frequency &\nseverity\n*\n-33%\nSize & class\nMidsize SUV\nSubaru Ascent 4dr 4WD with EyeSight\nCollision claim frequency &\nseverity\n*\n-33%\nSize & class\nMidsize SUV\nCheapest small SUVs to insure (2021-2023 model years)\nCollision claim frequency &\nseverity\n*\nSize & class\nHonda CR-V 4dr\nCollision claim frequency &\nseverity\n*\n-41%\nSize & class\nSmall SUV\nSubaru Forester 4dr 4WD with EyeSight\nCollision claim frequency &\nseverity\n*\n-36%\nSize & class\nSmall SUV\nToyota Corolla Cross hybrid 4dr 4WD\nCollision claim frequency &\nseverity\n*\n-35%\nSize & class\nSmall SUV\nVolkswagen Taos 4dr 4WD\nCollision claim frequency &\nseverity\n*\n-32%\nSize & class\nSmall SUV\nHonda CR-V 4WD\nCollision claim frequency &\nseverity\n*\n-31%\nSize & class\nSmall SUV\nSource:\nInsurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)\nHow much is car insurance for an SUV?\nThe average annual cost to insure a midsize SUV with 4WD (e.g., Ford Explorer) in 2024 was $1,831,\naccording to AAA\n. For a compact SUV (Honda CR-V), it was $1,723.\nWhat are the cheapest trucks to insure?\nThe pickup truck models below may be some of the cheapest trucks to insure but remember that these are just models that have fewer and less costly collision claims than the average passenger vehicle.\nCheapest trucks to insure (2021-2023 model years)\nCollision claim frequency &\nseverity\n*\nSize & class\nGMC Sierra 3500 4WD\nCollision claim frequency &\nseverity\n*\n-62%\nSize & class\nVery Large Pickups\nGMC Sierra 2500 4WD\nCollision claim frequency &\nseverity\n*\n-49%\nSize & class\nVery Large Pickups\nChevrolet Colorado crew cab\nCollision claim frequency &\nseverity\n*\n-42%\nSize & class\nSmall Pickups\nRam 2500 4WD\nCollision claim frequency &\nseverity\n*\n-36%\nSize & class\nVery Large Pickups\nJeep Gladiator crew cab pickup 4WD\nCollision claim frequency &\nseverity\n*\n-35%\nSize & class\nSmall Pickups\nChevrolet Silverado 3500 4WD\nCollision claim frequency &\nseverity\n*\n-35%\nSize & class\nVery Large Pickups\nSource:\nInsurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)\nHow much is insurance for a pickup truck?\nThe average annual cost to insure a pickup truck ranged from $1,527 for a midsize pickup (e.g., Honda Ridgeline) to $1,764 for a large\/half-ton pickup (e.g., Toyota Tundra) in 2024,\naccording to AAA\n.\nRemember, your vehicle is just one factor among many used to determine your\ncar insurance rate\n. Your price will ultimately be unique to you using factors like your age, location, driving history, car type and usage, and more.\nGetting cheap car insurance for your vehicle's make\nIf you're considering a car mentioned in this article, check out these resources for tips on getting\ncheap auto insurance\nfor your new car's particular make:\nHonda car insurance\nHyundai car insurance\nKia car insurance\nNissan car insurance\nSubaru car insurance\nHow to get car insurance with Progressive\nAsk an agent\nNeed local advice? We'll connect you with a licensed independent agent near you.\nFind an agent online\nQuote car insurance online or give us a call","attrs_markdown":"[Skip to Main Content](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#main)\n\nMenu\n\n[![Progressive Insurance logo, Home page](https:\/\/images.contentstack.io\/v3\/assets\/blt62d40591b3650da3\/blt483e097d64d66a25\/66476d224ac76ee67740f2d5\/logo-progressive.svg)](https:\/\/www.progressive.com\/)\n\n- Insurance & more\n- Claims\n- Resources & tools\n- About us\n\n- [1-866-749-7436, Call us](tel:1-866-749-7436)\n- [Log in](https:\/\/www.progressive.com\/rp\/login?cntgrp=A)\n- [Español](https:\/\/www.progressive.com\/es\/answers\/cheapest-cars-to-insure\/)\n\n- [Answers](https:\/\/www.progressive.com\/answers\/)\n- Articles by Product\n- Articles by Topic\n\n# The cheapest cars to insure\nThe least expensive cars to insure are typically those with fewer and less costly claims. The cheapest non-electric midsize sedan\/hatchback, SUV, or small truck to insure might include the Honda Civic Type-R, the Jeep Wrangler, and the GMC Sierra 3500. These models are associated with fewer and less expensive collision claims. That said, car insurance rates vary by model based on a variety of factors, including safety features, repair costs, and the cost of the vehicle itself. Additionally, your age, driving history, coverage selections, and other factors also determine your insurance rate.\n\n6 minminute to read\n\nExplore Progressive Answers' [auto editorial guidelines](https:\/\/www.progressive.com\/answers\/auto-editorial-standards\/) to find out why you can trust the car insurance information you find here.\n\nKey takeaways\n\n- Vehicles that are cheaper to repair or replace generally have lower insurance rates\n- SUVs may be generally cheaper to insure than sedans\/hatchbacks, based on average collision losses by vehicle type\n\n1. [![Progressive Insurance Homepage](https:\/\/www.progressive.com\/content\/images\/domainprogressive\/wh3\/breadcrumbs\/p-mark_breadcrumb.svg)](https:\/\/www.progressive.com\/)\n2. [Answers](https:\/\/www.progressive.com\/answers\/)\n3. [Car insurance information](https:\/\/www.progressive.com\/answers\/car-insurance\/)\n4. The cheapest cars to insure\n\nGet quote\n\n## What are the cheapest cars to insure?\nThe following cars might be among the cheapest to insure — they have the lowest frequency and severity (cost) of collision claims, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI):\n\n- GMC Sierra 3500\n- GMC Sierra 2500\n- Jeep Wrangler (two-door)\n- Chevrolet Colorado crew cab\n- Honda CR-V\n- Ford Bronco (two-door) convertible\n\nThis article also breaks down the sedans\/hatchbacks, SUVs, and trucks with the fewest and least costly collision claims based on IIHS-HLDI's data.\n\nUse the following links to learn more about:\n\n- [The cheapest sedans\/hatchbacks to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#sedans)\n- [The cheapest midsize SUVs to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#midsizesuvs)\n- [The cheapest small SUVs to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#smallsuvs)\n- [The cheapest trucks to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#trucks)\n## Why are some cars cheaper to insure?\nIf you have [comprehensive and collision coverage](https:\/\/www.progressive.com\/answers\/comprehensive-vs-collision-insurance\/), certain cars are often cheaper to insure because they would cost less to repair or replace if they were damaged in an accident. They may also be cheaper to insure because they tend to cause less costly damage to other drivers.\n\nBecause they're worth less, some older cars are often cheaper to insure with comprehensive and collision than brand new vehicles, especially if the older car has higher safety ratings. In general, though, newer cars have better safety features that may make them cheaper to insure with liability coverage than older cars.\n\nKeep in mind that your [car's make and model](https:\/\/www.progressive.com\/answers\/how-make-impacts-car-insurance-rates\/) is only one of many [factors that determine your car insurance rate](https:\/\/www.progressive.com\/answers\/average-car-insurance-cost\/). Your premium will also be determined by your location, age, discounts, driving history, and more.\n\n### Cars with the lowest frequency of collision claims\nThe vehicles listed in this article have fewer and less costly collision claims than the average passenger vehicle and truck. The lower the percentage, the fewer claims the specific model has been involved in. Note that these car makes and models may have different percentages for other types of claims, such as bodily injury claims.\n\nThese percentages are calculated by the Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) and don't directly reflect insurance rates. The car models listed are intended to be a starting point for someone who's looking for a vehicle that might have less risk and therefore potentially lower rates.\n\nNote: The average insurance rates stated for the specific vehicle classes (sedans, SUVs, and pickups) are based on [AAA's 2024 edition of \"Your Driving Costs\"](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf) which analyzes the cost of a policy with:\n\n- [Liability coverage](https:\/\/www.progressive.com\/answers\/auto-liability-insurance\/)\n- [Medical payments coverage](https:\/\/www.progressive.com\/answers\/medical-payments-coverage\/)\n- [Uninsured\/underinsured motorist coverage](https:\/\/www.progressive.com\/answers\/uninsured-motorist-insurance\/)\n- [Comprehensive coverage](https:\/\/www.progressive.com\/answers\/comprehensive-car-insurance\/)\n- [Collision coverage](https:\/\/www.progressive.com\/answers\/auto-collision-coverage\/)\n## What are the cheapest sedans or hatchbacks to insure?\nIf you're looking for a small or midsize four-door car that's less expensive to insure, the models below might be a good place to start. These vehicles are ranked by how many fewer collision claims they've been involved in and the cost of those claims compared to all passenger vehicles and don't reflect the cost to insure them.\n\n| Cheapest sedans\/hatchbacks to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| Chevrolet Bolt electric | Collision claim frequency & severity\\*\\-37% | Size & classSmall, four-door |\n| Honda Civic Type-R 4dr | Collision claim frequency & severity\\*\\-24% | Size & classSmall, four-door |\n| Mini Cooper | Collision claim frequency & severity\\*\\-23% | Size & classMini, four-door |\n| Subaru Impreza 4WD | Collision claim frequency & severity\\*\\-21% | Size & classSmall, four-door |\n| Subaru Impreza 4WD with EyeSight | Collision claim frequency & severity\\*\\-21% | Size & classSmall, four-door |\n| Volkswagen GTI | Collision claim frequency & severity\\*\\-21% | Size & classSmall, four-door |\n| Subaru Legacy 4WD with EyeSight | Collision claim frequency & severity\\*\\-21% | Size & classMidsize, four-door |\n\nSource: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https:\/\/www.iihs.org\/ratings\/insurance-losses-by-make-and-model)\n\n### How much is insurance for a sedan?\n[According to AAA](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf), the average annual cost to insure a medium-sized sedan (e.g., Honda Accord) in 2024 was \\$1,583.\n\n### Are sedans cheaper to insure than SUVs?\nSUVs tend to have fewer collision claims, based on IIHS-HLDI's loss data, which may mean they're cheaper to insure than sedans on average. Learn more about buying a [sedan vs. an SUV](https:\/\/lifelanes.progressive.com\/driving-suv-vs-sedan\/).\n\nDo electric vehicles (EVs) cost more to insure?\n\nAccording to a 2023 IIHS-HLDI study (made available to member insurers) comparing EVs with their internal combustion engine (ICE) counterparts (such as an electric Mini Cooper versus a gas-powered Mini Cooper), the EV models had fewer claims across the board but had more expensive property damage claims. This suggests that some EVs may have similar insurance costs as ICE vehicles, on average. However, [AAA reports](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf) that the average cost of insuring an EV is higher than gas or hybrid vehicles, so you may find a wide range of insurance rates for different EV models. Learn more about [how much EVs cost to insure](https:\/\/www.progressive.com\/answers\/car-insurance-electric-vehicles\/).\n\n## What are the cheapest SUVs to insure?\nAs far as insurance rates for specific SUV models go, the SUVs listed here could be cheaper. However, these models are ranked based on how many fewer collision claims they have than the average passenger vehicle — they don't reflect the average cost to insure them.\n\n| Cheapest midsize SUVs to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| Jeep Wrangler 2dr 4WD | Collision claim frequency & severity\\*\\-49% | Size & classMidsize SUV |\n| Ford Bronco 2dr convertible 4WD | Collision claim frequency & severity\\*\\-40% | Size & classMidsize SUV |\n| Jeep Wrangler 4dr 4WD | Collision claim frequency & severity\\*\\-35% | Size & classMidsize SUV |\n| Jeep Cherokee 4dr 4WD | Collision claim frequency & severity\\*\\-34% | Size & classMidsize SUV |\n| Honda Pilot 4dr | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n| Jeep Grand Cherokee 4dr | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n| Jeep Wrangler plug-in hybrid 4dr 4WD | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n| Subaru Ascent 4dr 4WD with EyeSight | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n\n| Cheapest small SUVs to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| Honda CR-V 4dr | Collision claim frequency & severity\\*\\-41% | Size & classSmall SUV |\n| Subaru Forester 4dr 4WD with EyeSight | Collision claim frequency & severity\\*\\-36% | Size & classSmall SUV |\n| Toyota Corolla Cross hybrid 4dr 4WD | Collision claim frequency & severity\\*\\-35% | Size & classSmall SUV |\n| Volkswagen Taos 4dr 4WD | Collision claim frequency & severity\\*\\-32% | Size & classSmall SUV |\n| Honda CR-V 4WD | Collision claim frequency & severity\\*\\-31% | Size & classSmall SUV |\n\nSource: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https:\/\/www.iihs.org\/ratings\/insurance-losses-by-make-and-model)\n\n### How much is car insurance for an SUV?\nThe average annual cost to insure a midsize SUV with 4WD (e.g., Ford Explorer) in 2024 was \\$1,831, [according to AAA](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf). For a compact SUV (Honda CR-V), it was \\$1,723.\n\n## What are the cheapest trucks to insure?\nThe pickup truck models below may be some of the cheapest trucks to insure but remember that these are just models that have fewer and less costly collision claims than the average passenger vehicle.\n\n| Cheapest trucks to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| GMC Sierra 3500 4WD | Collision claim frequency & severity\\*\\-62% | Size & classVery Large Pickups |\n| GMC Sierra 2500 4WD | Collision claim frequency & severity\\*\\-49% | Size & classVery Large Pickups |\n| Chevrolet Colorado crew cab | Collision claim frequency & severity\\*\\-42% | Size & classSmall Pickups |\n| Ram 2500 4WD | Collision claim frequency & severity\\*\\-36% | Size & classVery Large Pickups |\n| Jeep Gladiator crew cab pickup 4WD | Collision claim frequency & severity\\*\\-35% | Size & classSmall Pickups |\n| Chevrolet Silverado 3500 4WD | Collision claim frequency & severity\\*\\-35% | Size & classVery Large Pickups |\n\nSource: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https:\/\/www.iihs.org\/ratings\/insurance-losses-by-make-and-model)\n\n### How much is insurance for a pickup truck?\nThe average annual cost to insure a pickup truck ranged from \\$1,527 for a midsize pickup (e.g., Honda Ridgeline) to \\$1,764 for a large\/half-ton pickup (e.g., Toyota Tundra) in 2024, [according to AAA](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf).\n\nRemember, your vehicle is just one factor among many used to determine your [car insurance rate](https:\/\/www.progressive.com\/answers\/average-car-insurance-cost\/). Your price will ultimately be unique to you using factors like your age, location, driving history, car type and usage, and more.\n\n## Getting cheap car insurance for your vehicle's make\nIf you're considering a car mentioned in this article, check out these resources for tips on getting [cheap auto insurance](https:\/\/www.progressive.com\/auto\/discounts\/cheap-car-insurance\/) for your new car's particular make:\n\n- [Honda car insurance](https:\/\/www.progressive.com\/answers\/honda-car-insurance\/)\n- [Hyundai car insurance](https:\/\/www.progressive.com\/answers\/hyundai-car-insurance\/)\n- [Kia car insurance](https:\/\/www.progressive.com\/answers\/kia-car-insurance\/)\n- [Nissan car insurance](https:\/\/www.progressive.com\/answers\/nissan-car-insurance\/)\n- [Subaru car insurance](https:\/\/www.progressive.com\/answers\/subaru-car-insurance\/)\n## How to get car insurance with Progressive\n\n![](https:\/\/images.contentstack.io\/v3\/assets\/blt62d40591b3650da3\/blta02bf0011ce6120c\/604a687508636f3d7749d728\/online.svg)\n\n### Online\nAnswer some easy questions and choose coverages.\n\n[Quote auto insurance online](https:\/\/www.progressive.com\/auto\/)\n\n![](https:\/\/images.contentstack.io\/v3\/assets\/blt62d40591b3650da3\/blt3e904c4773d6ecc1\/604a68875aedc043351b7f59\/call.svg)\n\n### Call us\nA licensed representative will answer any questions you have.\n\n[Call 1-866-749-7436](tel:1-866-749-7436)\n\n![](https:\/\/images.contentstack.io\/v3\/assets\/blt62d40591b3650da3\/blt43cc5ea8999383ee\/604a68927d801145b7fba4e6\/agent.svg)\n\n#### Ask an agent\nNeed local advice? 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Progressive Casualty Insurance Company. All Rights Reserved.\n\nWe offer insurance by phone, online and through independent agents. [Prices vary based on how you buy](https:\/\/www.progressive.com\/shop\/car-insurance-rates-differ\/).\n\nΔAverage savings based on 6-month term and not available in all states.\n\nInsurance carrier website ranking by Keynova Group – Q4 2025 Online Insurance Scorecard.\n\n\\*Data based on the frequency and severity of collision claims as reported by [IIHS-HLDI](https:\/\/www.iihs.org\/ratings\/insurance-losses-by-make-and-model). Percentages reflect the percentage below the average number and cost of collision claims for all passenger vehicles.","attrs_readable_markdown":"The least expensive cars to insure are typically those with fewer and less costly claims. The cheapest non-electric midsize sedan\/hatchback, SUV, or small truck to insure might include the Honda Civic Type-R, the Jeep Wrangler, and the GMC Sierra 3500. These models are associated with fewer and less expensive collision claims. That said, car insurance rates vary by model based on a variety of factors, including safety features, repair costs, and the cost of the vehicle itself. Additionally, your age, driving history, coverage selections, and other factors also determine your insurance rate.\n\n6 minute to read\n\nExplore Progressive Answers' [auto editorial guidelines](https:\/\/www.progressive.com\/answers\/auto-editorial-standards\/) to find out why you can trust the car insurance information you find here.\n\n## What are the cheapest cars to insure?\nThe following cars might be among the cheapest to insure — they have the lowest frequency and severity (cost) of collision claims, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI):\n\n- GMC Sierra 3500\n- GMC Sierra 2500\n- Jeep Wrangler (two-door)\n- Chevrolet Colorado crew cab\n- Honda CR-V\n- Ford Bronco (two-door) convertible\n\nThis article also breaks down the sedans\/hatchbacks, SUVs, and trucks with the fewest and least costly collision claims based on IIHS-HLDI's data.\n\nUse the following links to learn more about:\n\n- [The cheapest sedans\/hatchbacks to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#sedans)\n- [The cheapest midsize SUVs to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#midsizesuvs)\n- [The cheapest small SUVs to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#smallsuvs)\n- [The cheapest trucks to insure](https:\/\/www.progressive.com\/answers\/cheapest-cars-to-insure\/#trucks)\n## Why are some cars cheaper to insure?\nIf you have [comprehensive and collision coverage](https:\/\/www.progressive.com\/answers\/comprehensive-vs-collision-insurance\/), certain cars are often cheaper to insure because they would cost less to repair or replace if they were damaged in an accident. They may also be cheaper to insure because they tend to cause less costly damage to other drivers.\n\nBecause they're worth less, some older cars are often cheaper to insure with comprehensive and collision than brand new vehicles, especially if the older car has higher safety ratings. In general, though, newer cars have better safety features that may make them cheaper to insure with liability coverage than older cars.\n\nKeep in mind that your [car's make and model](https:\/\/www.progressive.com\/answers\/how-make-impacts-car-insurance-rates\/) is only one of many [factors that determine your car insurance rate](https:\/\/www.progressive.com\/answers\/average-car-insurance-cost\/). Your premium will also be determined by your location, age, discounts, driving history, and more.\n\n### Cars with the lowest frequency of collision claims\nThe vehicles listed in this article have fewer and less costly collision claims than the average passenger vehicle and truck. The lower the percentage, the fewer claims the specific model has been involved in. Note that these car makes and models may have different percentages for other types of claims, such as bodily injury claims.\n\nThese percentages are calculated by the Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) and don't directly reflect insurance rates. The car models listed are intended to be a starting point for someone who's looking for a vehicle that might have less risk and therefore potentially lower rates.\n\nNote: The average insurance rates stated for the specific vehicle classes (sedans, SUVs, and pickups) are based on [AAA's 2024 edition of \"Your Driving Costs\"](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf) which analyzes the cost of a policy with:\n\n- [Liability coverage](https:\/\/www.progressive.com\/answers\/auto-liability-insurance\/)\n- [Medical payments coverage](https:\/\/www.progressive.com\/answers\/medical-payments-coverage\/)\n- [Uninsured\/underinsured motorist coverage](https:\/\/www.progressive.com\/answers\/uninsured-motorist-insurance\/)\n- [Comprehensive coverage](https:\/\/www.progressive.com\/answers\/comprehensive-car-insurance\/)\n- [Collision coverage](https:\/\/www.progressive.com\/answers\/auto-collision-coverage\/)\n## What are the cheapest sedans or hatchbacks to insure?\nIf you're looking for a small or midsize four-door car that's less expensive to insure, the models below might be a good place to start. These vehicles are ranked by how many fewer collision claims they've been involved in and the cost of those claims compared to all passenger vehicles and don't reflect the cost to insure them.\n\n| Cheapest sedans\/hatchbacks to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| Chevrolet Bolt electric | Collision claim frequency & severity\\*\\-37% | Size & classSmall, four-door |\n| Honda Civic Type-R 4dr | Collision claim frequency & severity\\*\\-24% | Size & classSmall, four-door |\n| Mini Cooper | Collision claim frequency & severity\\*\\-23% | Size & classMini, four-door |\n| Subaru Impreza 4WD | Collision claim frequency & severity\\*\\-21% | Size & classSmall, four-door |\n| Subaru Impreza 4WD with EyeSight | Collision claim frequency & severity\\*\\-21% | Size & classSmall, four-door |\n| Volkswagen GTI | Collision claim frequency & severity\\*\\-21% | Size & classSmall, four-door |\n| Subaru Legacy 4WD with EyeSight | Collision claim frequency & severity\\*\\-21% | Size & classMidsize, four-door |\n\nDo electric vehicles (EVs) cost more to insure?\n\nAccording to a 2023 IIHS-HLDI study (made available to member insurers) comparing EVs with their internal combustion engine (ICE) counterparts (such as an electric Mini Cooper versus a gas-powered Mini Cooper), the EV models had fewer claims across the board but had more expensive property damage claims. This suggests that some EVs may have similar insurance costs as ICE vehicles, on average. However, [AAA reports](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf) that the average cost of insuring an EV is higher than gas or hybrid vehicles, so you may find a wide range of insurance rates for different EV models. Learn more about [how much EVs cost to insure](https:\/\/www.progressive.com\/answers\/car-insurance-electric-vehicles\/).\n\n## What are the cheapest SUVs to insure?\nAs far as insurance rates for specific SUV models go, the SUVs listed here could be cheaper. However, these models are ranked based on how many fewer collision claims they have than the average passenger vehicle — they don't reflect the average cost to insure them.\n\n| Cheapest midsize SUVs to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| Jeep Wrangler 2dr 4WD | Collision claim frequency & severity\\*\\-49% | Size & classMidsize SUV |\n| Ford Bronco 2dr convertible 4WD | Collision claim frequency & severity\\*\\-40% | Size & classMidsize SUV |\n| Jeep Wrangler 4dr 4WD | Collision claim frequency & severity\\*\\-35% | Size & classMidsize SUV |\n| Jeep Cherokee 4dr 4WD | Collision claim frequency & severity\\*\\-34% | Size & classMidsize SUV |\n| Honda Pilot 4dr | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n| Jeep Grand Cherokee 4dr | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n| Jeep Wrangler plug-in hybrid 4dr 4WD | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n| Subaru Ascent 4dr 4WD with EyeSight | Collision claim frequency & severity\\*\\-33% | Size & classMidsize SUV |\n\n| Cheapest small SUVs to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| Honda CR-V 4dr | Collision claim frequency & severity\\*\\-41% | Size & classSmall SUV |\n| Subaru Forester 4dr 4WD with EyeSight | Collision claim frequency & severity\\*\\-36% | Size & classSmall SUV |\n| Toyota Corolla Cross hybrid 4dr 4WD | Collision claim frequency & severity\\*\\-35% | Size & classSmall SUV |\n| Volkswagen Taos 4dr 4WD | Collision claim frequency & severity\\*\\-32% | Size & classSmall SUV |\n| Honda CR-V 4WD | Collision claim frequency & severity\\*\\-31% | Size & classSmall SUV |\n\nSource: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https:\/\/www.iihs.org\/ratings\/insurance-losses-by-make-and-model)\n\n### How much is car insurance for an SUV?\nThe average annual cost to insure a midsize SUV with 4WD (e.g., Ford Explorer) in 2024 was \\$1,831, [according to AAA](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf). For a compact SUV (Honda CR-V), it was \\$1,723.\n\n## What are the cheapest trucks to insure?\nThe pickup truck models below may be some of the cheapest trucks to insure but remember that these are just models that have fewer and less costly collision claims than the average passenger vehicle.\n\n| Cheapest trucks to insure (2021-2023 model years) | Collision claim frequency & severity\\* | Size & class |\n|---|---|---|\n| GMC Sierra 3500 4WD | Collision claim frequency & severity\\*\\-62% | Size & classVery Large Pickups |\n| GMC Sierra 2500 4WD | Collision claim frequency & severity\\*\\-49% | Size & classVery Large Pickups |\n| Chevrolet Colorado crew cab | Collision claim frequency & severity\\*\\-42% | Size & classSmall Pickups |\n| Ram 2500 4WD | Collision claim frequency & severity\\*\\-36% | Size & classVery Large Pickups |\n| Jeep Gladiator crew cab pickup 4WD | Collision claim frequency & severity\\*\\-35% | Size & classSmall Pickups |\n| Chevrolet Silverado 3500 4WD | Collision claim frequency & severity\\*\\-35% | Size & classVery Large Pickups |\n\nSource: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https:\/\/www.iihs.org\/ratings\/insurance-losses-by-make-and-model)\n\n### How much is insurance for a pickup truck?\nThe average annual cost to insure a pickup truck ranged from \\$1,527 for a midsize pickup (e.g., Honda Ridgeline) to \\$1,764 for a large\/half-ton pickup (e.g., Toyota Tundra) in 2024, [according to AAA](https:\/\/newsroom.aaa.com\/wp-content\/uploads\/2024\/08\/YDC-Brochure-FINAL-9.2024.pdf).\n\nRemember, your vehicle is just one factor among many used to determine your [car insurance rate](https:\/\/www.progressive.com\/answers\/average-car-insurance-cost\/). Your price will ultimately be unique to you using factors like your age, location, driving history, car type and usage, and more.\n\n## Getting cheap car insurance for your vehicle's make\nIf you're considering a car mentioned in this article, check out these resources for tips on getting [cheap auto insurance](https:\/\/www.progressive.com\/auto\/discounts\/cheap-car-insurance\/) for your new car's particular make:\n\n- [Honda car insurance](https:\/\/www.progressive.com\/answers\/honda-car-insurance\/)\n- [Hyundai car insurance](https:\/\/www.progressive.com\/answers\/hyundai-car-insurance\/)\n- [Kia car insurance](https:\/\/www.progressive.com\/answers\/kia-car-insurance\/)\n- [Nissan car insurance](https:\/\/www.progressive.com\/answers\/nissan-car-insurance\/)\n- [Subaru car insurance](https:\/\/www.progressive.com\/answers\/subaru-car-insurance\/)\n## How to get car insurance with Progressive\n\n![](https:\/\/images.contentstack.io\/v3\/assets\/blt62d40591b3650da3\/blt43cc5ea8999383ee\/604a68927d801145b7fba4e6\/agent.svg)\n\n#### Ask an agent\nNeed local advice? 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Boilerpipe Text	The least expensive cars to insure are typically those with fewer and less costly claims. The cheapest non-electric midsize sedan/hatchback, SUV, or small truck to insure might include the Honda Civic Type-R, the Jeep Wrangler, and the GMC Sierra 3500. These models are associated with fewer and less expensive collision claims. That said, car insurance rates vary by model based on a variety of factors, including safety features, repair costs, and the cost of the vehicle itself. Additionally, your age, driving history, coverage selections, and other factors also determine your insurance rate. 6 minute to read Explore Progressive Answers' auto editorial guidelines to find out why you can trust the car insurance information you find here. What are the cheapest cars to insure? The following cars might be among the cheapest to insure — they have the lowest frequency and severity (cost) of collision claims, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI): GMC Sierra 3500 GMC Sierra 2500 Jeep Wrangler (two-door) Chevrolet Colorado crew cab Honda CR-V Ford Bronco (two-door) convertible This article also breaks down the sedans/hatchbacks, SUVs, and trucks with the fewest and least costly collision claims based on IIHS-HLDI's data. Use the following links to learn more about: The cheapest sedans/hatchbacks to insure The cheapest midsize SUVs to insure The cheapest small SUVs to insure The cheapest trucks to insure Why are some cars cheaper to insure? If you have comprehensive and collision coverage , certain cars are often cheaper to insure because they would cost less to repair or replace if they were damaged in an accident. They may also be cheaper to insure because they tend to cause less costly damage to other drivers. Because they're worth less, some older cars are often cheaper to insure with comprehensive and collision than brand new vehicles, especially if the older car has higher safety ratings. In general, though, newer cars have better safety features that may make them cheaper to insure with liability coverage than older cars. Keep in mind that your car's make and model is only one of many factors that determine your car insurance rate . Your premium will also be determined by your location, age, discounts, driving history, and more. Cars with the lowest frequency of collision claims The vehicles listed in this article have fewer and less costly collision claims than the average passenger vehicle and truck. The lower the percentage, the fewer claims the specific model has been involved in. Note that these car makes and models may have different percentages for other types of claims, such as bodily injury claims. These percentages are calculated by the Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) and don't directly reflect insurance rates. The car models listed are intended to be a starting point for someone who's looking for a vehicle that might have less risk and therefore potentially lower rates. Note: The average insurance rates stated for the specific vehicle classes (sedans, SUVs, and pickups) are based on AAA's 2024 edition of "Your Driving Costs" which analyzes the cost of a policy with: Liability coverage Medical payments coverage Uninsured/underinsured motorist coverage Comprehensive coverage Collision coverage What are the cheapest sedans or hatchbacks to insure? If you're looking for a small or midsize four-door car that's less expensive to insure, the models below might be a good place to start. These vehicles are ranked by how many fewer collision claims they've been involved in and the cost of those claims compared to all passenger vehicles and don't reflect the cost to insure them. Cheapest sedans/hatchbacks to insure (2021-2023 model years) Collision claim frequency & severity * Size & class Chevrolet Bolt electric Collision claim frequency & severity * -37% Size & class Small, four-door Honda Civic Type-R 4dr Collision claim frequency & severity * -24% Size & class Small, four-door Mini Cooper Collision claim frequency & severity * -23% Size & class Mini, four-door Subaru Impreza 4WD Collision claim frequency & severity * -21% Size & class Small, four-door Subaru Impreza 4WD with EyeSight Collision claim frequency & severity * -21% Size & class Small, four-door Volkswagen GTI Collision claim frequency & severity * -21% Size & class Small, four-door Subaru Legacy 4WD with EyeSight Collision claim frequency & severity * -21% Size & class Midsize, four-door Do electric vehicles (EVs) cost more to insure? According to a 2023 IIHS-HLDI study (made available to member insurers) comparing EVs with their internal combustion engine (ICE) counterparts (such as an electric Mini Cooper versus a gas-powered Mini Cooper), the EV models had fewer claims across the board but had more expensive property damage claims. This suggests that some EVs may have similar insurance costs as ICE vehicles, on average. However, AAA reports that the average cost of insuring an EV is higher than gas or hybrid vehicles, so you may find a wide range of insurance rates for different EV models. Learn more about how much EVs cost to insure . What are the cheapest SUVs to insure? As far as insurance rates for specific SUV models go, the SUVs listed here could be cheaper. However, these models are ranked based on how many fewer collision claims they have than the average passenger vehicle — they don't reflect the average cost to insure them. Cheapest midsize SUVs to insure (2021-2023 model years) Collision claim frequency & severity * Size & class Jeep Wrangler 2dr 4WD Collision claim frequency & severity * -49% Size & class Midsize SUV Ford Bronco 2dr convertible 4WD Collision claim frequency & severity * -40% Size & class Midsize SUV Jeep Wrangler 4dr 4WD Collision claim frequency & severity * -35% Size & class Midsize SUV Jeep Cherokee 4dr 4WD Collision claim frequency & severity * -34% Size & class Midsize SUV Honda Pilot 4dr Collision claim frequency & severity * -33% Size & class Midsize SUV Jeep Grand Cherokee 4dr Collision claim frequency & severity * -33% Size & class Midsize SUV Jeep Wrangler plug-in hybrid 4dr 4WD Collision claim frequency & severity * -33% Size & class Midsize SUV Subaru Ascent 4dr 4WD with EyeSight Collision claim frequency & severity * -33% Size & class Midsize SUV Cheapest small SUVs to insure (2021-2023 model years) Collision claim frequency & severity * Size & class Honda CR-V 4dr Collision claim frequency & severity * -41% Size & class Small SUV Subaru Forester 4dr 4WD with EyeSight Collision claim frequency & severity * -36% Size & class Small SUV Toyota Corolla Cross hybrid 4dr 4WD Collision claim frequency & severity * -35% Size & class Small SUV Volkswagen Taos 4dr 4WD Collision claim frequency & severity * -32% Size & class Small SUV Honda CR-V 4WD Collision claim frequency & severity * -31% Size & class Small SUV Source: Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) How much is car insurance for an SUV? The average annual cost to insure a midsize SUV with 4WD (e.g., Ford Explorer) in 2024 was $1,831, according to AAA . For a compact SUV (Honda CR-V), it was $1,723. What are the cheapest trucks to insure? The pickup truck models below may be some of the cheapest trucks to insure but remember that these are just models that have fewer and less costly collision claims than the average passenger vehicle. Cheapest trucks to insure (2021-2023 model years) Collision claim frequency & severity * Size & class GMC Sierra 3500 4WD Collision claim frequency & severity * -62% Size & class Very Large Pickups GMC Sierra 2500 4WD Collision claim frequency & severity * -49% Size & class Very Large Pickups Chevrolet Colorado crew cab Collision claim frequency & severity * -42% Size & class Small Pickups Ram 2500 4WD Collision claim frequency & severity * -36% Size & class Very Large Pickups Jeep Gladiator crew cab pickup 4WD Collision claim frequency & severity * -35% Size & class Small Pickups Chevrolet Silverado 3500 4WD Collision claim frequency & severity * -35% Size & class Very Large Pickups Source: Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) How much is insurance for a pickup truck? The average annual cost to insure a pickup truck ranged from $1,527 for a midsize pickup (e.g., Honda Ridgeline) to $1,764 for a large/half-ton pickup (e.g., Toyota Tundra) in 2024, according to AAA . Remember, your vehicle is just one factor among many used to determine your car insurance rate . Your price will ultimately be unique to you using factors like your age, location, driving history, car type and usage, and more. Getting cheap car insurance for your vehicle's make If you're considering a car mentioned in this article, check out these resources for tips on getting cheap auto insurance for your new car's particular make: Honda car insurance Hyundai car insurance Kia car insurance Nissan car insurance Subaru car insurance How to get car insurance with Progressive Ask an agent Need local advice? We'll connect you with a licensed independent agent near you. Find an agent online Quote car insurance online or give us a call
Markdown	[Skip to Main Content](https://www.progressive.com/answers/cheapest-cars-to-insure/#main) Menu [![Progressive Insurance logo, Home page](https://images.contentstack.io/v3/assets/blt62d40591b3650da3/blt483e097d64d66a25/66476d224ac76ee67740f2d5/logo-progressive.svg)](https://www.progressive.com/) - Insurance & more - Claims - Resources & tools - About us - [1-866-749-7436, Call us](tel:1-866-749-7436) - [Log in](https://www.progressive.com/rp/login?cntgrp=A) - [Español](https://www.progressive.com/es/answers/cheapest-cars-to-insure/) - [Answers](https://www.progressive.com/answers/) - Articles by Product - Articles by Topic # The cheapest cars to insure The least expensive cars to insure are typically those with fewer and less costly claims. The cheapest non-electric midsize sedan/hatchback, SUV, or small truck to insure might include the Honda Civic Type-R, the Jeep Wrangler, and the GMC Sierra 3500. These models are associated with fewer and less expensive collision claims. That said, car insurance rates vary by model based on a variety of factors, including safety features, repair costs, and the cost of the vehicle itself. Additionally, your age, driving history, coverage selections, and other factors also determine your insurance rate. 6 minminute to read Explore Progressive Answers' [auto editorial guidelines](https://www.progressive.com/answers/auto-editorial-standards/) to find out why you can trust the car insurance information you find here. Key takeaways - Vehicles that are cheaper to repair or replace generally have lower insurance rates - SUVs may be generally cheaper to insure than sedans/hatchbacks, based on average collision losses by vehicle type 1. [![Progressive Insurance Homepage](https://www.progressive.com/content/images/domainprogressive/wh3/breadcrumbs/p-mark_breadcrumb.svg)](https://www.progressive.com/) 2. [Answers](https://www.progressive.com/answers/) 3. [Car insurance information](https://www.progressive.com/answers/car-insurance/) 4. The cheapest cars to insure Get quote ## What are the cheapest cars to insure? The following cars might be among the cheapest to insure — they have the lowest frequency and severity (cost) of collision claims, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI): - GMC Sierra 3500 - GMC Sierra 2500 - Jeep Wrangler (two-door) - Chevrolet Colorado crew cab - Honda CR-V - Ford Bronco (two-door) convertible This article also breaks down the sedans/hatchbacks, SUVs, and trucks with the fewest and least costly collision claims based on IIHS-HLDI's data. Use the following links to learn more about: - [The cheapest sedans/hatchbacks to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#sedans) - [The cheapest midsize SUVs to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#midsizesuvs) - [The cheapest small SUVs to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#smallsuvs) - [The cheapest trucks to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#trucks) ## Why are some cars cheaper to insure? If you have [comprehensive and collision coverage](https://www.progressive.com/answers/comprehensive-vs-collision-insurance/), certain cars are often cheaper to insure because they would cost less to repair or replace if they were damaged in an accident. They may also be cheaper to insure because they tend to cause less costly damage to other drivers. Because they're worth less, some older cars are often cheaper to insure with comprehensive and collision than brand new vehicles, especially if the older car has higher safety ratings. In general, though, newer cars have better safety features that may make them cheaper to insure with liability coverage than older cars. Keep in mind that your [car's make and model](https://www.progressive.com/answers/how-make-impacts-car-insurance-rates/) is only one of many [factors that determine your car insurance rate](https://www.progressive.com/answers/average-car-insurance-cost/). Your premium will also be determined by your location, age, discounts, driving history, and more. ### Cars with the lowest frequency of collision claims The vehicles listed in this article have fewer and less costly collision claims than the average passenger vehicle and truck. The lower the percentage, the fewer claims the specific model has been involved in. Note that these car makes and models may have different percentages for other types of claims, such as bodily injury claims. These percentages are calculated by the Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) and don't directly reflect insurance rates. The car models listed are intended to be a starting point for someone who's looking for a vehicle that might have less risk and therefore potentially lower rates. Note: The average insurance rates stated for the specific vehicle classes (sedans, SUVs, and pickups) are based on [AAA's 2024 edition of "Your Driving Costs"](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf) which analyzes the cost of a policy with: - [Liability coverage](https://www.progressive.com/answers/auto-liability-insurance/) - [Medical payments coverage](https://www.progressive.com/answers/medical-payments-coverage/) - [Uninsured/underinsured motorist coverage](https://www.progressive.com/answers/uninsured-motorist-insurance/) - [Comprehensive coverage](https://www.progressive.com/answers/comprehensive-car-insurance/) - [Collision coverage](https://www.progressive.com/answers/auto-collision-coverage/) ## What are the cheapest sedans or hatchbacks to insure? If you're looking for a small or midsize four-door car that's less expensive to insure, the models below might be a good place to start. These vehicles are ranked by how many fewer collision claims they've been involved in and the cost of those claims compared to all passenger vehicles and don't reflect the cost to insure them. \| Cheapest sedans/hatchbacks to insure (2021-2023 model years) \| Collision claim frequency & severity\* \| Size & class \| \|---\|---\|---\| \| Chevrolet Bolt electric \| Collision claim frequency & severity\\-37% \| Size & classSmall, four-door \| \| Honda Civic Type-R 4dr \| Collision claim frequency & severity\\-24% \| Size & classSmall, four-door \| \| Mini Cooper \| Collision claim frequency & severity\\-23% \| Size & classMini, four-door \| \| Subaru Impreza 4WD \| Collision claim frequency & severity\\-21% \| Size & classSmall, four-door \| \| Subaru Impreza 4WD with EyeSight \| Collision claim frequency & severity\\-21% \| Size & classSmall, four-door \| \| Volkswagen GTI \| Collision claim frequency & severity\\-21% \| Size & classSmall, four-door \| \| Subaru Legacy 4WD with EyeSight \| Collision claim frequency & severity\\-21% \| Size & classMidsize, four-door \| Source: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https://www.iihs.org/ratings/insurance-losses-by-make-and-model) ### How much is insurance for a sedan? [According to AAA](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf), the average annual cost to insure a medium-sized sedan (e.g., Honda Accord) in 2024 was \$1,583. ### Are sedans cheaper to insure than SUVs? SUVs tend to have fewer collision claims, based on IIHS-HLDI's loss data, which may mean they're cheaper to insure than sedans on average. Learn more about buying a [sedan vs. an SUV](https://lifelanes.progressive.com/driving-suv-vs-sedan/). Do electric vehicles (EVs) cost more to insure? According to a 2023 IIHS-HLDI study (made available to member insurers) comparing EVs with their internal combustion engine (ICE) counterparts (such as an electric Mini Cooper versus a gas-powered Mini Cooper), the EV models had fewer claims across the board but had more expensive property damage claims. This suggests that some EVs may have similar insurance costs as ICE vehicles, on average. However, [AAA reports](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf) that the average cost of insuring an EV is higher than gas or hybrid vehicles, so you may find a wide range of insurance rates for different EV models. Learn more about [how much EVs cost to insure](https://www.progressive.com/answers/car-insurance-electric-vehicles/). ## What are the cheapest SUVs to insure? As far as insurance rates for specific SUV models go, the SUVs listed here could be cheaper. However, these models are ranked based on how many fewer collision claims they have than the average passenger vehicle — they don't reflect the average cost to insure them. \| Cheapest midsize SUVs to insure (2021-2023 model years) \| Collision claim frequency & severity\ \| Size & class \| \|---\|---\|---\| \| Jeep Wrangler 2dr 4WD \| Collision claim frequency & severity\\-49% \| Size & classMidsize SUV \| \| Ford Bronco 2dr convertible 4WD \| Collision claim frequency & severity\\-40% \| Size & classMidsize SUV \| \| Jeep Wrangler 4dr 4WD \| Collision claim frequency & severity\\-35% \| Size & classMidsize SUV \| \| Jeep Cherokee 4dr 4WD \| Collision claim frequency & severity\\-34% \| Size & classMidsize SUV \| \| Honda Pilot 4dr \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Jeep Grand Cherokee 4dr \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Jeep Wrangler plug-in hybrid 4dr 4WD \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Subaru Ascent 4dr 4WD with EyeSight \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Cheapest small SUVs to insure (2021-2023 model years) \| Collision claim frequency & severity\* \| Size & class \| \|---\|---\|---\| \| Honda CR-V 4dr \| Collision claim frequency & severity\\-41% \| Size & classSmall SUV \| \| Subaru Forester 4dr 4WD with EyeSight \| Collision claim frequency & severity\\-36% \| Size & classSmall SUV \| \| Toyota Corolla Cross hybrid 4dr 4WD \| Collision claim frequency & severity\\-35% \| Size & classSmall SUV \| \| Volkswagen Taos 4dr 4WD \| Collision claim frequency & severity\\-32% \| Size & classSmall SUV \| \| Honda CR-V 4WD \| Collision claim frequency & severity\\-31% \| Size & classSmall SUV \| Source: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https://www.iihs.org/ratings/insurance-losses-by-make-and-model) ### How much is car insurance for an SUV? The average annual cost to insure a midsize SUV with 4WD (e.g., Ford Explorer) in 2024 was \$1,831, [according to AAA](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf). For a compact SUV (Honda CR-V), it was \$1,723. ## What are the cheapest trucks to insure? The pickup truck models below may be some of the cheapest trucks to insure but remember that these are just models that have fewer and less costly collision claims than the average passenger vehicle. \| Cheapest trucks to insure (2021-2023 model years) \| Collision claim frequency & severity\ \| Size & class \| \|---\|---\|---\| \| GMC Sierra 3500 4WD \| Collision claim frequency & severity\\-62% \| Size & classVery Large Pickups \| \| GMC Sierra 2500 4WD \| Collision claim frequency & severity\\-49% \| Size & classVery Large Pickups \| \| Chevrolet Colorado crew cab \| Collision claim frequency & severity\\-42% \| Size & classSmall Pickups \| \| Ram 2500 4WD \| Collision claim frequency & severity\\-36% \| Size & classVery Large Pickups \| \| Jeep Gladiator crew cab pickup 4WD \| Collision claim frequency & severity\\-35% \| Size & classSmall Pickups \| \| Chevrolet Silverado 3500 4WD \| Collision claim frequency & severity\\-35% \| Size & classVery Large Pickups \| Source: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https://www.iihs.org/ratings/insurance-losses-by-make-and-model) ### How much is insurance for a pickup truck? The average annual cost to insure a pickup truck ranged from \$1,527 for a midsize pickup (e.g., Honda Ridgeline) to \$1,764 for a large/half-ton pickup (e.g., Toyota Tundra) in 2024, [according to AAA](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf). Remember, your vehicle is just one factor among many used to determine your [car insurance rate](https://www.progressive.com/answers/average-car-insurance-cost/). Your price will ultimately be unique to you using factors like your age, location, driving history, car type and usage, and more. ## Getting cheap car insurance for your vehicle's make If you're considering a car mentioned in this article, check out these resources for tips on getting [cheap auto insurance](https://www.progressive.com/auto/discounts/cheap-car-insurance/) for your new car's particular make: - [Honda car insurance](https://www.progressive.com/answers/honda-car-insurance/) - [Hyundai car insurance](https://www.progressive.com/answers/hyundai-car-insurance/) - [Kia car insurance](https://www.progressive.com/answers/kia-car-insurance/) - [Nissan car insurance](https://www.progressive.com/answers/nissan-car-insurance/) - [Subaru car insurance](https://www.progressive.com/answers/subaru-car-insurance/) ## How to get car insurance with Progressive ![](https://images.contentstack.io/v3/assets/blt62d40591b3650da3/blta02bf0011ce6120c/604a687508636f3d7749d728/online.svg) ### Online Answer some easy questions and choose coverages. 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Readable Markdown	The least expensive cars to insure are typically those with fewer and less costly claims. The cheapest non-electric midsize sedan/hatchback, SUV, or small truck to insure might include the Honda Civic Type-R, the Jeep Wrangler, and the GMC Sierra 3500. These models are associated with fewer and less expensive collision claims. That said, car insurance rates vary by model based on a variety of factors, including safety features, repair costs, and the cost of the vehicle itself. Additionally, your age, driving history, coverage selections, and other factors also determine your insurance rate. 6 minute to read Explore Progressive Answers' [auto editorial guidelines](https://www.progressive.com/answers/auto-editorial-standards/) to find out why you can trust the car insurance information you find here. ## What are the cheapest cars to insure? The following cars might be among the cheapest to insure — they have the lowest frequency and severity (cost) of collision claims, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI): - GMC Sierra 3500 - GMC Sierra 2500 - Jeep Wrangler (two-door) - Chevrolet Colorado crew cab - Honda CR-V - Ford Bronco (two-door) convertible This article also breaks down the sedans/hatchbacks, SUVs, and trucks with the fewest and least costly collision claims based on IIHS-HLDI's data. Use the following links to learn more about: - [The cheapest sedans/hatchbacks to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#sedans) - [The cheapest midsize SUVs to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#midsizesuvs) - [The cheapest small SUVs to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#smallsuvs) - [The cheapest trucks to insure](https://www.progressive.com/answers/cheapest-cars-to-insure/#trucks) ## Why are some cars cheaper to insure? If you have [comprehensive and collision coverage](https://www.progressive.com/answers/comprehensive-vs-collision-insurance/), certain cars are often cheaper to insure because they would cost less to repair or replace if they were damaged in an accident. They may also be cheaper to insure because they tend to cause less costly damage to other drivers. Because they're worth less, some older cars are often cheaper to insure with comprehensive and collision than brand new vehicles, especially if the older car has higher safety ratings. In general, though, newer cars have better safety features that may make them cheaper to insure with liability coverage than older cars. Keep in mind that your [car's make and model](https://www.progressive.com/answers/how-make-impacts-car-insurance-rates/) is only one of many [factors that determine your car insurance rate](https://www.progressive.com/answers/average-car-insurance-cost/). Your premium will also be determined by your location, age, discounts, driving history, and more. ### Cars with the lowest frequency of collision claims The vehicles listed in this article have fewer and less costly collision claims than the average passenger vehicle and truck. The lower the percentage, the fewer claims the specific model has been involved in. Note that these car makes and models may have different percentages for other types of claims, such as bodily injury claims. These percentages are calculated by the Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI) and don't directly reflect insurance rates. The car models listed are intended to be a starting point for someone who's looking for a vehicle that might have less risk and therefore potentially lower rates. Note: The average insurance rates stated for the specific vehicle classes (sedans, SUVs, and pickups) are based on [AAA's 2024 edition of "Your Driving Costs"](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf) which analyzes the cost of a policy with: - [Liability coverage](https://www.progressive.com/answers/auto-liability-insurance/) - [Medical payments coverage](https://www.progressive.com/answers/medical-payments-coverage/) - [Uninsured/underinsured motorist coverage](https://www.progressive.com/answers/uninsured-motorist-insurance/) - [Comprehensive coverage](https://www.progressive.com/answers/comprehensive-car-insurance/) - [Collision coverage](https://www.progressive.com/answers/auto-collision-coverage/) ## What are the cheapest sedans or hatchbacks to insure? If you're looking for a small or midsize four-door car that's less expensive to insure, the models below might be a good place to start. These vehicles are ranked by how many fewer collision claims they've been involved in and the cost of those claims compared to all passenger vehicles and don't reflect the cost to insure them. \| Cheapest sedans/hatchbacks to insure (2021-2023 model years) \| Collision claim frequency & severity\* \| Size & class \| \|---\|---\|---\| \| Chevrolet Bolt electric \| Collision claim frequency & severity\\-37% \| Size & classSmall, four-door \| \| Honda Civic Type-R 4dr \| Collision claim frequency & severity\\-24% \| Size & classSmall, four-door \| \| Mini Cooper \| Collision claim frequency & severity\\-23% \| Size & classMini, four-door \| \| Subaru Impreza 4WD \| Collision claim frequency & severity\\-21% \| Size & classSmall, four-door \| \| Subaru Impreza 4WD with EyeSight \| Collision claim frequency & severity\\-21% \| Size & classSmall, four-door \| \| Volkswagen GTI \| Collision claim frequency & severity\\-21% \| Size & classSmall, four-door \| \| Subaru Legacy 4WD with EyeSight \| Collision claim frequency & severity\\-21% \| Size & classMidsize, four-door \| Do electric vehicles (EVs) cost more to insure? According to a 2023 IIHS-HLDI study (made available to member insurers) comparing EVs with their internal combustion engine (ICE) counterparts (such as an electric Mini Cooper versus a gas-powered Mini Cooper), the EV models had fewer claims across the board but had more expensive property damage claims. This suggests that some EVs may have similar insurance costs as ICE vehicles, on average. However, [AAA reports](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf) that the average cost of insuring an EV is higher than gas or hybrid vehicles, so you may find a wide range of insurance rates for different EV models. Learn more about [how much EVs cost to insure](https://www.progressive.com/answers/car-insurance-electric-vehicles/). ## What are the cheapest SUVs to insure? As far as insurance rates for specific SUV models go, the SUVs listed here could be cheaper. However, these models are ranked based on how many fewer collision claims they have than the average passenger vehicle — they don't reflect the average cost to insure them. \| Cheapest midsize SUVs to insure (2021-2023 model years) \| Collision claim frequency & severity\ \| Size & class \| \|---\|---\|---\| \| Jeep Wrangler 2dr 4WD \| Collision claim frequency & severity\\-49% \| Size & classMidsize SUV \| \| Ford Bronco 2dr convertible 4WD \| Collision claim frequency & severity\\-40% \| Size & classMidsize SUV \| \| Jeep Wrangler 4dr 4WD \| Collision claim frequency & severity\\-35% \| Size & classMidsize SUV \| \| Jeep Cherokee 4dr 4WD \| Collision claim frequency & severity\\-34% \| Size & classMidsize SUV \| \| Honda Pilot 4dr \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Jeep Grand Cherokee 4dr \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Jeep Wrangler plug-in hybrid 4dr 4WD \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Subaru Ascent 4dr 4WD with EyeSight \| Collision claim frequency & severity\\-33% \| Size & classMidsize SUV \| \| Cheapest small SUVs to insure (2021-2023 model years) \| Collision claim frequency & severity\* \| Size & class \| \|---\|---\|---\| \| Honda CR-V 4dr \| Collision claim frequency & severity\\-41% \| Size & classSmall SUV \| \| Subaru Forester 4dr 4WD with EyeSight \| Collision claim frequency & severity\\-36% \| Size & classSmall SUV \| \| Toyota Corolla Cross hybrid 4dr 4WD \| Collision claim frequency & severity\\-35% \| Size & classSmall SUV \| \| Volkswagen Taos 4dr 4WD \| Collision claim frequency & severity\\-32% \| Size & classSmall SUV \| \| Honda CR-V 4WD \| Collision claim frequency & severity\\-31% \| Size & classSmall SUV \| Source: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https://www.iihs.org/ratings/insurance-losses-by-make-and-model) ### How much is car insurance for an SUV? The average annual cost to insure a midsize SUV with 4WD (e.g., Ford Explorer) in 2024 was \$1,831, [according to AAA](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf). For a compact SUV (Honda CR-V), it was \$1,723. ## What are the cheapest trucks to insure? The pickup truck models below may be some of the cheapest trucks to insure but remember that these are just models that have fewer and less costly collision claims than the average passenger vehicle. \| Cheapest trucks to insure (2021-2023 model years) \| Collision claim frequency & severity\ \| Size & class \| \|---\|---\|---\| \| GMC Sierra 3500 4WD \| Collision claim frequency & severity\\-62% \| Size & classVery Large Pickups \| \| GMC Sierra 2500 4WD \| Collision claim frequency & severity\\-49% \| Size & classVery Large Pickups \| \| Chevrolet Colorado crew cab \| Collision claim frequency & severity\\-42% \| Size & classSmall Pickups \| \| Ram 2500 4WD \| Collision claim frequency & severity\\-36% \| Size & classVery Large Pickups \| \| Jeep Gladiator crew cab pickup 4WD \| Collision claim frequency & severity\\-35% \| Size & classSmall Pickups \| \| Chevrolet Silverado 3500 4WD \| Collision claim frequency & severity\\-35% \| Size & classVery Large Pickups \| Source: [Insurance Institute for Highway Safety — Highway Loss Data Institute (IIHS-HLDI)](https://www.iihs.org/ratings/insurance-losses-by-make-and-model) ### How much is insurance for a pickup truck? The average annual cost to insure a pickup truck ranged from \$1,527 for a midsize pickup (e.g., Honda Ridgeline) to \$1,764 for a large/half-ton pickup (e.g., Toyota Tundra) in 2024, [according to AAA](https://newsroom.aaa.com/wp-content/uploads/2024/08/YDC-Brochure-FINAL-9.2024.pdf). Remember, your vehicle is just one factor among many used to determine your [car insurance rate](https://www.progressive.com/answers/average-car-insurance-cost/). Your price will ultimately be unique to you using factors like your age, location, driving history, car type and usage, and more. ## Getting cheap car insurance for your vehicle's make If you're considering a car mentioned in this article, check out these resources for tips on getting [cheap auto insurance](https://www.progressive.com/auto/discounts/cheap-car-insurance/) for your new car's particular make: - [Honda car insurance](https://www.progressive.com/answers/honda-car-insurance/) - [Hyundai car insurance](https://www.progressive.com/answers/hyundai-car-insurance/) - [Kia car insurance](https://www.progressive.com/answers/kia-car-insurance/) - [Nissan car insurance](https://www.progressive.com/answers/nissan-car-insurance/) - [Subaru car insurance](https://www.progressive.com/answers/subaru-car-insurance/) ## How to get car insurance with Progressive ![](https://images.contentstack.io/v3/assets/blt62d40591b3650da3/blt43cc5ea8999383ee/604a68927d801145b7fba4e6/agent.svg) #### Ask an agent Need local advice? 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