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URLhttps://www.prevea.com/for-physicians/life-insurance,-critical-illness,-and-accidental-insurance
Last Crawled2026-04-13 09:54:50 (4 days ago)
First Indexed2024-09-23 15:36:53 (1 year ago)
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Meta TitleLife Insurance, Critical Illness, and Accidental Insurance at Prevea Health
Meta DescriptionPrevea Health automatically enrolls eligible employees under life and accidental death and dismemberment (AD&D) coverage through Prudential, at no cost to you. You can also purchase additional optiona
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Prevea Health automatically enrolls eligible employees under life and accidental death and dismemberment (AD&D) coverage through Prudential, at no cost to you. You can also purchase additional optional life and AD&D insurance for yourself, your spouse and/or dependents. Life insurance Coverage is contingent on all those covered, meeting the plan’s eligibility requirements. Coverage may be subject to Evidence of Insurability and benefit amounts reduce starting at age 65. Please see below and your Certificate of Coverage for more information. Life insurance FAQs 100% employer-paid Physicians working the Employer’s normal full-time work week for your class, but not less than 780 hours per year will be automatically enrolled in a Basic Term Life Insurance and AD&D benefit that is 1 times your base annual salary. There is a minimum amount of $200,000 and a maximum amount of $300,000 based on your salary. 100% employee-paid Spouse: $10,000 increments to maximum of $250,000* Child(ren) – $10,000 - Live Birth to age 26 Voluntary dependent AD&D may also be elected at the same coverage levels as applies to Voluntary Dependent Life Insurance *Evidence of insurability required above $30,000  (new hires & life events only)  Any enrollment/increase made during Open Enrollment is subject to Evidence of insurability.  Guarantee issues does not apply.    100% employee-paid Can elect increments of $10,000 to a maximum of $500,000 Voluntary Employee AD&D may also be elected at the same coverage levels as applies to Optional Employee Life Insurance Evidence of insurability required above $300,000 (new hires & life events only). Any enrollment/increase made during Open Enrollment is subject to Evidence of insurability.  Guarantee issues does not apply  Voluntary critical illness You can purchase on a post-tax basis, Critical Illness insurance that can supplement medical insurance with a fixed payment on a covered diagnosis. Unanticipated costs from a heart attack or stroke as an example, can add both financial and emotional stress for employees – which can negatively impact productivity and possibly even more if the illness is suffered by a family member. Prudential Critical Illness pays an immediate, lump-sum benefit following the diagnosis of one of a number of specified diseases or conditions.  Employees can use the benefit as they see fit to meet regular month-to-month expenses, copays, deductibles, childcare, etc. Anything that helps their family navigate back to health and work with a less stressful recovery. The following Critical Illness benefit amounts can be elected:   Employee: $10,000, $20,000 or $30,000  Spouse: Any multiple of $10,000, but not more than the lesser of $30,000 or 100% of the employee amount  Child: Any multiple of $5,000, but not more than the lesser of $15,000 or 50% of the Employee Amount  The Prudential Critical Illness insurance also includes a prevention benefit that pays $50 once per calendar year for each person on the plan who has a qualified wellness exam or screening during the plan year. Spousal rates are based on the spouse’s date of birth.  For questions about Critical Illness insurance, call Prudential at 844-455-1002  Click here for the Critical Illness Plan Summary   Click here for the Critical Illness Rate Sheet  Click here for a FAQ on Voluntary Critical Illness   Click here for Wellness Benefit under the Voluntary Critical Illness   Click here for instructions on how to file a benefit claim Voluntary accident insurance You can purchase on a post-tax basis voluntary Accident Insurance to help offset some of the costs associated with a covered injury or accident. You are paid a flat benefit amount based on the policy’s benefit schedule, regardless of what your medical plan covers. Claims must be filed within 30 days of the accident or as soon as practicable. In addition, the accident prevention benefit pays $50 once per calendar year for each person on the plan who has a qualified wellness exam or screening during the plan year. For questions about the Accident insurance, call Prudential at 844-455-1002, or refer to the Prudential Accident Insurance flyer.  Click here for the Accident Insurance Plan Summary  Click here for the Accident Insurance Rate Sheet  Click here for a FAQ on Voluntary Accident Insurance   Click here for Wellness Benefit under the Voluntary Accident Insurance  Click here for Instructions on how to file a benefit claim
Markdown
[![hshs logo](https://www.prevea.com/getmedia/2edc2ea6-7ca2-4a3c-8260-3de51e8eb83c/prevea-logo.svg?ext=.svg)](https://www.prevea.com/) [Find a Doctor](https://www.prevea.com/doctor-location-search-page) [MyPrevea](https://www.myprevea.com/MyPrevea/Authentication/Login) - [Medical Services](https://www.prevea.com/medical-services) - [Physicians & Providers](https://www.prevea.com/doctor-location-search-page) - [Locations](https://www.prevea.com/doctor-location-search-page?tab=location) - Patients & Caregivers - [Overview](https://www.prevea.com/patient-care-services) - [Billing and financial assistance](https://www.prevea.com/patients-and-caregivers/insurance-and-financial-assistance/billing) - [Flu, RSV, COVID-19](https://www.prevea.com/patients-and-caregivers/covid-19-and-respiratory-guidance) - [Health insurance](https://www.prevea.com/patients-and-caregivers/health-insurance) - [Legal Notices](https://prevea.com/about-us/prevea-health-and-legal-notices) - [Navigating health care](https://www.prevea.com/patients-and-caregivers/navigating-healthcare) - [Patient Advocate](https://www.prevea.com/patients-and-caregivers/patient-advocate) - [Patient forms and documents](https://www.prevea.com/patients-and-caregivers/patient-forms-and-documents) - [Virtual care](https://www.prevea.com/patients-and-caregivers/virtual-care) - [Classes & Events](https://www.prevea.com/classes-and-events) - [Resources](https://www.prevea.com/resources) [Find a Doctor](https://www.prevea.com/doctor-location-search-page) [MyPrevea](https://www.myprevea.com/MyPrevea/Authentication/Login) - [Media Room](https://www.prevea.com/media-room) - [About Prevea](https://www.prevea.com/about-prevea) - [For Referring Physicians](https://www.prevea.com/for-referring-physicians) - [For Employees](https://www.prevea.com/for-employees) - [Careers](https://www.prevea.com/careers) - [Contact Us](https://www.prevea.com/contact-us) - [Find a Doctor](https://www.prevea.com/doctor-location-search-page) - [MyPrevea](https://www.myprevea.com/MyPrevea/Authentication/Login) - Prevea Health P.O. Box 19070 Green Bay, WI 54307 - [Get Directions](https://www.prevea.com/doctor-location-search-page?tab=location) - - [Corporate Health & Wellness](https://www.prevea.com/prevea-corporate-health-and-wellness) - [Virtual Care](https://www.prevea.com/patients-and-caregivers/virtual-care) - [Medical Services](https://www.prevea.com/medical-services) - [Subscribe to our Newsletter](https://preveadigitalmarketing.activehosted.com/f/10) - [![plug in to health icon](https://www.prevea.com/getmedia/a8882021-4fcd-41d6-bcb2-dd43725d0a7c/Plug-in-to-Health-Logo-mobile.svg?ext=.svg)](https://www.prevea.com/wellness-hub/plug-in-to-health) [![apple podcasts icon](https://www.prevea.com/getmedia/62b9d040-6f4a-45e2-b386-0f8cf3240ea6/Apple-mobile.svg?ext=.svg)](https://podcasts.apple.com/us/podcast/plug-in-to-health/id1493215862) [![spotify icon](https://www.prevea.com/getmedia/bd4ed640-8229-4581-8ddf-601d14686e32/Spotify-mobile.svg?ext=.svg)](https://open.spotify.com/show/29zF4G9BKFUNNNGvJxEir3) - [Medical Services](https://www.prevea.com/medical-services) - [Physicians & Providers](https://www.prevea.com/doctor-location-search-page) - [Locations](https://www.prevea.com/doctor-location-search-page?tab=location) - Patients & Caregivers - [Overview](https://www.prevea.com/patient-care-services) - [Billing and financial assistance](https://www.prevea.com/patients-and-caregivers/insurance-and-financial-assistance/billing) - [Flu, RSV, COVID-19](https://www.prevea.com/patients-and-caregivers/covid-19-and-respiratory-guidance) - [Health insurance](https://www.prevea.com/patients-and-caregivers/health-insurance) - [Legal Notices](https://prevea.com/about-us/prevea-health-and-legal-notices) - [Navigating health care](https://www.prevea.com/patients-and-caregivers/navigating-healthcare) - [Patient Advocate](https://www.prevea.com/patients-and-caregivers/patient-advocate) - [Patient forms and documents](https://www.prevea.com/patients-and-caregivers/patient-forms-and-documents) - [Virtual care](https://www.prevea.com/patients-and-caregivers/virtual-care) - [Classes & Events](https://www.prevea.com/classes-and-events) - [Resources](https://www.prevea.com/resources) [« For Physicians](https://www.prevea.com/for-physicians) # Life Insurance, Critical Illness, and Accidental Insurance Prevea Health automatically enrolls eligible employees under life and accidental death and dismemberment (AD\&D) coverage through Prudential, at no cost to you. You can also purchase additional optional life and AD\&D insurance for yourself, your spouse and/or dependents. ### Life insurance Coverage is contingent on all those covered, meeting the plan’s eligibility requirements. Coverage may be subject to Evidence of Insurability and benefit amounts reduce starting at age 65. Please see below and your Certificate of Coverage for more information. ### Life insurance FAQs ###### What is basic life insurance and accidental death and dismemberment? - 100% employer-paid - Physicians working the Employer’s normal full-time work week for your class, but not less than 780 hours per year will be automatically enrolled in a Basic Term Life Insurance and AD\&D benefit that is 1 times your base annual salary. There is a minimum amount of \$200,000 and a maximum amount of \$300,000 based on your salary. ###### What is dependent voluntary life insurance and accidental death and dismemberment? - 100% employee-paid - Spouse: \$10,000 increments to maximum of \$250,000\* - Child(ren) – \$10,000 - Live Birth to age 26 - Voluntary dependent AD\&D may also be elected at the same coverage levels as applies to Voluntary Dependent Life Insurance \*Evidence of insurability required above \$30,000 *(new hires & life events only)* Any enrollment/increase made during Open Enrollment is subject to Evidence of insurability. Guarantee issues does not apply. ###### What is employee voluntary life and accidental death and dismemberment insurance? - 100% employee-paid - Can elect increments of \$10,000 to a maximum of \$500,000 - Voluntary Employee AD\&D may also be elected at the same coverage levels as applies to Optional Employee Life Insurance Evidence of insurability required above \$300,000 (new hires & life events only). *Any enrollment/increase made during Open Enrollment is subject to Evidence of insurability. Guarantee issues does not apply* ### Voluntary critical illness ###### Voluntary critical illness You can purchase on a post-tax basis, Critical Illness insurance that can supplement medical insurance with a fixed payment on a covered diagnosis. Unanticipated costs from a heart attack or stroke as an example, can add both financial and emotional stress for employees – which can negatively impact productivity and possibly even more if the illness is suffered by a family member. Prudential Critical Illness pays an immediate, lump-sum benefit following the diagnosis of one of a number of specified diseases or conditions. Employees can use the benefit as they see fit to meet regular month-to-month expenses, copays, deductibles, childcare, etc. Anything that helps their family navigate back to health and work with a less stressful recovery. The following Critical Illness benefit amounts can be elected: - Employee: \$10,000, \$20,000 or \$30,000 - Spouse: Any multiple of \$10,000, but not more than the lesser of \$30,000 or 100% of the employee amount - Child: Any multiple of \$5,000, but not more than the lesser of \$15,000 or 50% of the Employee Amount The Prudential Critical Illness insurance also includes a prevention benefit that pays \$50 once per calendar year for each person on the plan who has a qualified wellness exam or screening during the plan year. Spousal rates are based on the spouse’s date of birth. For questions about Critical Illness insurance, call Prudential at 844-455-1002 ###### Voluntary critical illness resources - [Click here](https://www.prevea.com/getmedia/137cdb21-9a60-43f8-b0e8-9ce7ae55a0fc/Critical_Illness_Plan_Summary.pdf) for the Critical Illness Plan Summary - [Click here](https://www.prevea.com/getmedia/337450b4-a510-452a-8f06-ed1ebce5dc08/Critical_Illness_Rate_Sheet.pdf) for the Critical Illness Rate Sheet - [Click here](https://www.prevea.com/getmedia/c05cbfea-0691-4199-a9b3-ca1e420d07ce/2025_CI_flyer_FP.pdf) for a FAQ on Voluntary Critical Illness - [Click here](https://www.prevea.com/getmedia/a1120ebe-d8c7-4d96-8407-f8a603120a6d/2025_Wellness_Flyer_FP.pdf) for Wellness Benefit under the Voluntary Critical Illness - [Click here](https://www.prevea.com/getmedia/cfbe4339-6cc9-4bb3-b2a8-2a4ea349fc55/2025_File_claims_FP.pdf) for instructions on how to file a benefit claim ### Voluntary accident insurance ###### Voluntary accident insurance You can purchase on a post-tax basis voluntary Accident Insurance to help offset some of the costs associated with a covered injury or accident. You are paid a flat benefit amount based on the policy’s benefit schedule, regardless of what your medical plan covers. Claims must be filed within 30 days of the accident or as soon as practicable. In addition, the accident prevention benefit pays \$50 once per calendar year for each person on the plan who has a qualified wellness exam or screening during the plan year. For questions about the Accident insurance, call Prudential at 844-455-1002, or refer to the Prudential Accident Insurance flyer. ###### Voluntary accident insurance resources - [Click here](https://www.prevea.com/getmedia/56b2f6a4-74b7-474b-a894-706b9178c0b7/Accident_Plan_Summary.pdf) for the Accident Insurance Plan Summary - [Click here](https://www.prevea.com/getmedia/3970499d-9719-4a54-a97c-f6df1f447c56/Accident_Rate_Sheet.pdf) for the Accident Insurance Rate Sheet - [Click here](https://www.prevea.com/getmedia/61424267-f510-4819-9543-9221e231ebf1/2025_Accident_Flyer_FP.pdf) for a FAQ on Voluntary Accident Insurance - [Click here](https://www.prevea.com/getmedia/a1120ebe-d8c7-4d96-8407-f8a603120a6d/2025_Wellness_Flyer_FP.pdf) for Wellness Benefit under the Voluntary Accident Insurance - [Click here](https://www.prevea.com/getmedia/cfbe4339-6cc9-4bb3-b2a8-2a4ea349fc55/2025_File_claims_FP.pdf) for Instructions on how to file a benefit claim [![prevea logo](https://www.prevea.com/getattachment/d6e209e6-736e-41e1-bf2a-7e553724d2b5/Footer-Prevea-Logo.png?lang=en-US&ext=.png)](https://www.prevea.com/) Address Prevea Health P.O. Box 19070 Green Bay, WI 54307 [Get Directions](https://www.prevea.com/doctor-location-search-page?tab=location) Popular Links - [Corporate Health & Wellness](https://www.prevea.com/prevea-corporate-health-and-wellness) - [Virtual Care](https://www.prevea.com/patients-and-caregivers/virtual-care) - [Medical Services](https://www.prevea.com/medical-services) - [Subscribe to our Newsletter](https://preveadigitalmarketing.activehosted.com/f/10) Plug in to Health [![plug in to health icon](https://www.prevea.com/getmedia/cb8daecd-b238-4c9c-ae77-c51592b88930/Plug-in-to-Health-Logo.png?width=94&height=88&ext=.png)](https://www.prevea.com/wellness-hub/plug-in-to-health) [![apple podcasts icon](https://www.prevea.com/getmedia/b2e8d505-baaa-4268-a9a5-97b958ccacb1/Apple.png?width=130&height=25&ext=.png)](https://podcasts.apple.com/us/podcast/plug-in-to-health/id1493215862) [![spotify icon](https://www.prevea.com/getmedia/014b8a4b-88db-4b40-ac2e-d87063f90cab/Spotify.png?width=74&height=25&ext=.png)](https://open.spotify.com/show/29zF4G9BKFUNNNGvJxEir3) - [Privacy Policy](https://www.prevea.com/about-us/prevea-health-and-legal-notices/website-privacy-policy-terms-of-use) - [Legal Notices](https://www.prevea.com/about-us/prevea-health-and-legal-notices) - [Terms of Use](https://www.prevea.com/about-us/prevea-health-and-legal-notices/website-privacy-policy-terms-of-use)
Readable Markdown
Prevea Health automatically enrolls eligible employees under life and accidental death and dismemberment (AD\&D) coverage through Prudential, at no cost to you. You can also purchase additional optional life and AD\&D insurance for yourself, your spouse and/or dependents. ### Life insurance Coverage is contingent on all those covered, meeting the plan’s eligibility requirements. Coverage may be subject to Evidence of Insurability and benefit amounts reduce starting at age 65. Please see below and your Certificate of Coverage for more information. ### Life insurance FAQs - 100% employer-paid - Physicians working the Employer’s normal full-time work week for your class, but not less than 780 hours per year will be automatically enrolled in a Basic Term Life Insurance and AD\&D benefit that is 1 times your base annual salary. There is a minimum amount of \$200,000 and a maximum amount of \$300,000 based on your salary. - 100% employee-paid - Spouse: \$10,000 increments to maximum of \$250,000\* - Child(ren) – \$10,000 - Live Birth to age 26 - Voluntary dependent AD\&D may also be elected at the same coverage levels as applies to Voluntary Dependent Life Insurance \*Evidence of insurability required above \$30,000 *(new hires & life events only)* Any enrollment/increase made during Open Enrollment is subject to Evidence of insurability. Guarantee issues does not apply. - 100% employee-paid - Can elect increments of \$10,000 to a maximum of \$500,000 - Voluntary Employee AD\&D may also be elected at the same coverage levels as applies to Optional Employee Life Insurance Evidence of insurability required above \$300,000 (new hires & life events only). *Any enrollment/increase made during Open Enrollment is subject to Evidence of insurability. Guarantee issues does not apply* ### Voluntary critical illness You can purchase on a post-tax basis, Critical Illness insurance that can supplement medical insurance with a fixed payment on a covered diagnosis. Unanticipated costs from a heart attack or stroke as an example, can add both financial and emotional stress for employees – which can negatively impact productivity and possibly even more if the illness is suffered by a family member. Prudential Critical Illness pays an immediate, lump-sum benefit following the diagnosis of one of a number of specified diseases or conditions. Employees can use the benefit as they see fit to meet regular month-to-month expenses, copays, deductibles, childcare, etc. Anything that helps their family navigate back to health and work with a less stressful recovery. The following Critical Illness benefit amounts can be elected: - Employee: \$10,000, \$20,000 or \$30,000 - Spouse: Any multiple of \$10,000, but not more than the lesser of \$30,000 or 100% of the employee amount - Child: Any multiple of \$5,000, but not more than the lesser of \$15,000 or 50% of the Employee Amount The Prudential Critical Illness insurance also includes a prevention benefit that pays \$50 once per calendar year for each person on the plan who has a qualified wellness exam or screening during the plan year. Spousal rates are based on the spouse’s date of birth. For questions about Critical Illness insurance, call Prudential at 844-455-1002 - [Click here](https://www.prevea.com/getmedia/137cdb21-9a60-43f8-b0e8-9ce7ae55a0fc/Critical_Illness_Plan_Summary.pdf) for the Critical Illness Plan Summary - [Click here](https://www.prevea.com/getmedia/337450b4-a510-452a-8f06-ed1ebce5dc08/Critical_Illness_Rate_Sheet.pdf) for the Critical Illness Rate Sheet - [Click here](https://www.prevea.com/getmedia/c05cbfea-0691-4199-a9b3-ca1e420d07ce/2025_CI_flyer_FP.pdf) for a FAQ on Voluntary Critical Illness - [Click here](https://www.prevea.com/getmedia/a1120ebe-d8c7-4d96-8407-f8a603120a6d/2025_Wellness_Flyer_FP.pdf) for Wellness Benefit under the Voluntary Critical Illness - [Click here](https://www.prevea.com/getmedia/cfbe4339-6cc9-4bb3-b2a8-2a4ea349fc55/2025_File_claims_FP.pdf) for instructions on how to file a benefit claim ### Voluntary accident insurance You can purchase on a post-tax basis voluntary Accident Insurance to help offset some of the costs associated with a covered injury or accident. You are paid a flat benefit amount based on the policy’s benefit schedule, regardless of what your medical plan covers. Claims must be filed within 30 days of the accident or as soon as practicable. In addition, the accident prevention benefit pays \$50 once per calendar year for each person on the plan who has a qualified wellness exam or screening during the plan year. For questions about the Accident insurance, call Prudential at 844-455-1002, or refer to the Prudential Accident Insurance flyer. - [Click here](https://www.prevea.com/getmedia/56b2f6a4-74b7-474b-a894-706b9178c0b7/Accident_Plan_Summary.pdf) for the Accident Insurance Plan Summary - [Click here](https://www.prevea.com/getmedia/3970499d-9719-4a54-a97c-f6df1f447c56/Accident_Rate_Sheet.pdf) for the Accident Insurance Rate Sheet - [Click here](https://www.prevea.com/getmedia/61424267-f510-4819-9543-9221e231ebf1/2025_Accident_Flyer_FP.pdf) for a FAQ on Voluntary Accident Insurance - [Click here](https://www.prevea.com/getmedia/a1120ebe-d8c7-4d96-8407-f8a603120a6d/2025_Wellness_Flyer_FP.pdf) for Wellness Benefit under the Voluntary Accident Insurance - [Click here](https://www.prevea.com/getmedia/cfbe4339-6cc9-4bb3-b2a8-2a4ea349fc55/2025_File_claims_FP.pdf) for Instructions on how to file a benefit claim
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