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URLhttps://www.policybazaar.com/travel-insurance/schengen/
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Meta TitleSchengen Travel Insurance - Buy Travel Medical Insurance for Schengen Visa
Meta DescriptionTravel Insurance for Schengen from India - Get the best Schengen travel insurance from India @ β‚Ή30* per day. Coverage includes medical expenses, baggage loss, trip cancellations & 24/7 support.
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Schengen travel insurance is mandatory for Indians Read more Why Policybazaar? No Health Checkup Required Get travel insurance without any medical checkup 24*7 Support Helpline Get assistance anytime, anywhere Quick Claim Settlement With cashless facility PED Covered Get coverage with existing health issues We are rated 5.9 crore Policies Sold Instant Policy In 2 Minutes Visa- Compliant All policies Policybazaar is one of India's leading digital insurance platform Where are you travelling? Popular Destinations (You can select multiple destinations) You can select multiple destinations Schengen Germany France Switzerland Italy Netherlands Start date End date 0 Traveller(s) +Add travellers Now covers COVID-19 Travel Insurance Plans on PolicyBazaar #1 Individuals Sr. Citizens Students Insurer Type: Private Public Plans for an individual of 30 years age travelling to USA for 15 days Explore the world with secure life! Travel insurance for Schengen Visa from India From Amsterdam to Italy, everyone has their bucket list for Europe trips. Europe promises an exciting experience, but things can go wrong anywhere. In between fun and exploration, if there's an emergency, they can be costly and challenging. Travel insurance for Schengen countries ensures that many such emergencies don't drain your finances. Travel insurance for Schengen is region-specific & protects you from medical and other financial emergencies throughout the Schengen zone. Schengen travel insurance covers hospitalisation, personal liability, repatriation, passport & baggage loss, flight delay, etc. What is Travel Insurance for Schengen visa? Schengen travel insurance or Europe travel insurance is a policy necessary for visiting Europe's Schengen region. It is also mandatory for all non-EU visitors to Schengen countries. These countries allow entry once you meet all the requirements they set for the Schengen visa. Travel health insurance for Schengen is valid for the whole region, whether you visit one or more countries in this zone. Europe travel insurance from India protects you from financial emergencies including medical care, personal liability, evacuation, personal accident, baggage loss, etc. Schengen Zone: A Quick Rundown Take a look at the table below to learn more about this plan's features: Categories Specifications Total Countries 29 Schengen Insurance Assistance Available Schengen Visa Duration (For Tourism) 90 Days (180 at maximum) Benefits of Schengen Travel Insurance Trip Cancellation, Baggage and Passport Loss, Emergency Transportation and Treatment, Adventure Sports Cover, Trip Cancellation, etc. Is Travel Insurance Mandatory Yes, minimum 30,000 Euro Travel Insurance Required COVID-19 Covered* By Most Insurers Claim Settlement Available 24x7, Facility of Missed Call Service Automatic Extensions Provided Claim Procedure Smartphone-enabled, paperless claim settlement Why Schengen Travel Medical Insurance? While travel medical insurance is necessary for a Schengen Visa , you must always prioritise your safety. You must buy as an essential step, not a mere formality. While visiting an unknown country, you can face many issues that can ruin your budget. However, there are several reasons for having Schengen travel health insurance: Mandatory Visa Requirements Meets mandatory travel medical insurance requirements for the Schengen Zone. Offers cashless hospitalisation in case of illness or injury-related treatments, emergency medical evacuation & repatriation. All-rounder Coverage Provides comprehensive coverage for trip and flight-related emergencies. It also provides personal liability coverage. Available for Everyone Available for individuals, families, senior citizens & corporate travellers. It is valid throughout the Schengen Zone and meets the necessary requirements. Having travel medical insurance for a Schengen visa from India will protect you from such risks. Many risks may arise - from flight delays to baggage loss and trip curtailments. But your travel health insurance Europe will cover them all. Benefits of Travel Insurance for Schengen from India You must consider buying the best travel insurance for Europe trip as an essential step, not a mere formality. While visiting an unknown country, you can face many contingencies that can ruin your budget. Some of the best benefits of Schengen travel health insurance include: Meets mandatory travel medical insurance requirements Provides comprehensive coverage for trip and flight-related emergencies Offers cashless hospitalisation in case of illness or injury-related treatments Provides personal liability Emergency services like medical evacuation & repatriationΒ  Types of Schengen Travel Insurance You can buy travel medical insurance for Schengen visa depending on how many times you can enter the area. You will be either allowed single entry, two entry or multi-entry depending on your visa. You can choose from two types of travel Schengen travel medical insurance: Single Trip Schengen Insurance This is for people who can only enter the Schengen area once, usually for a short stay for tourism. They can buy this policy to secure the specified time in the area. Multi Trip Schengen Insurance Visitors with multiple-entry Schengen visas can opt for this type of travel insurance. Business persons, frequent flyers etc., can buy multi-trip travel insurance for Schengen countries, saving them the hassle of buying a policy again and again. Countries of the Schengen Area Travel insurance for Europe trips offers coverage in all 29 European countries in the Schengen area. Please note that not all European countries are part of the Schengen territories. Out of 44 European countries , only these countries comprise the Schengen state. Schengen Zone: Compulsory Entry Requirements Most non-EU nationalities, including Indians, need a visa before travelling to this zone. There is no Schengen visa on arrival available, and for tourism you must have a Uniform Schengen Visa. Having travel insurance for Europe trip will ensure your financial safety and peace of mind, but more than that it will tick off an important Schengen entry requirement. Your travel insurance for Schengen visa should meet the following requirements: Coverage of EUR 30,000 ($50,000) Your travel medical insurance for Schengen visa from India should have a minimum coverage of 30,000 Euros. Extent of Coverage It should cover any unforeseen medical emergencies, including medical illness, accidental injury and medical repatriation of remains. Geographical Validity Your travel health insurance Europe should be valid in all 29 member Schengen countries. You must submit a Schengen visa application at least 15 days before the trip date. Most travel experts advise applying it at least 30 to 60 before your trip. In some cases, the consulate may ask for additional documents. The coverage of your Europe travel insurance for Schengen visa from India will vary with the visa type. For example, there is also specific student travel insurance for Schengen visas. Documents Required for Schengen Travel Travelling to Schengen requires a lot of paperwork. From planning that dreamy European itinerary to buying travel insurance plan , you need to start with preparing your documents. Visa Application Completed Schengen visa application Photos Recent passport-size coloured photos following the Schengen visa photo specifications Passport Your Indian passport with a minimum 6 months validity Photocopies You must provide copies of any previous visas, and pages containing your biometric data Travel Medical Insurance Provide the front page of your Schengen travel medical insurance with at least EUR 30,000 coverage, including costs of repatriation Visa Fee Visa fee payment Documents Corroborating Travel Specifics Cover letter, flight bookings, hotel bookings, proof of financial ability, invitation letter, academic records, etc. Passport number of travellers ID proof like PAN or other government-issued documents for proposal form KYC for Europe travel insurance from India is required before purchase* *You must also have your travel dates and destination for the proposal form. FIR or police report for criminal cases Identity proof Copy of your passport with immigration stamps Completed claim forms Copy of your original policy Original bills and receipts You may be asked to provide all of these or more documents depending on your claim. Schengen Travel Insurance Add-Ons While Indian insurers offer great coverage for most types of travellers, some have gone a step ahead by introducing special coverage options called add-ons. Learn more about these add-ons and how they improve your overall travel experience abroad. These include benefits like trip interruptions, bounced hotel bookings, automatic trip extensions, delays in checked-in baggage, coverage for sports activity, refund of visa fees, staff replacement cover and more. Planning to Ski in Switzerland? What does the Schengen Travel Insurance cover? Travel insurance for Schengen from India covers several things. Some of the common inclusions and exclusions are as follows: Covered in Policy Travel insurance for Schengen from India covers several things. Some of the common inclusions are as follows: Medical Cover Coverage for medical expenses, facility for emergency medical evacuation, repatriation of mortal remains to India, coverage for medical treatment continues in India, daily hospital allowances, dental treatment in an emergency Baggage Cover Loss of checked-in baggage, delay of checked-in baggage Flight-related Cover Flight hijacking, delay of trip, cancellation and curtailment, missed connection of flight Trip-related Cover Trip interruption, trip curtailment Others Compassionate visit of a family member in case of hospitalisation, refund of visa fee, adventure sports coverage, home burglary insurance While most travel insurance for Schengen visas from India provides a minimum coverage of EUR 30,000, the exact benefits vary considerably. Go through their policy wordings and compare different plans before you buy Schengen travel insurance before your trip. Not Covered in Policy Some common exclusions under travel insurance for Schengen tourist visas are as follows: Health Exclusions: Costs related to pre-existing diseases not covered unless specified, costs for planned medical treatments, routine check-ups or diagnosis Self Harm: Attempted suicide, self-inflicted injuries, etc. not covered Drugs/Intoxication Induced Losses: Any expenses incurred in substance abuse Sexually Transmitted Diseases: STDs including AIDS/HIV are not covered Illegal Activities: Loss or damage due to breach of law is not covered Participation in Dangerous Activities: Loss or damage caused in hazardous sports (coverage for adventure sports is only available after purchasing add-ons) The exact benefits vary from insurer to insurer. So, check the documents properly while purchasing travel insurance for Schengen from India. Visa Procedure for Schengen Zone 1 Know Your Purpose Why are you visiting the Schengen region? Determine if its for business, tourism, short courses or others. 2 Pick your Destination There are 29 countries in the Schengen area. Apply to the country where you will spend maximum time. 3 Sort your Application Complete your Schengen visa application form. 4 Prepare Documents Prepare your cover letter, Schengen itinerary, passport, etc. as per your visa requirement. 5 Book Visa Appointment You must book a slot at the applicable visa application centre. Most Schengen countries have designated VFS Global as their official VAC. 6 Attend the Interview Visit the VAC on the selected slot, and submit your documents and biometrics. 7 Fee Payment Pay the required fee and wait for an update on your Schengen visa status. Travel Insurance is mandatory for Visa Application How to Buy Travel Insurance for Schengen from India Buying trip insurance for your Schengen visa is a short and straightforward process. If you wish to buy it online, you can follow these steps: Research Insurers Look up different travel insurers available in India. Check their plans, scope of coverage, limitations, etc. Compare and Shortlist Plans Shortlist the plans that suit your budget, trip duration and needs. They should meet the Schengen travel medical requirements along with essential coverage (trip cancellation, medical coverage, passport loss etc.) Check Customer Feedback Once you zero in on a plan, check the insurer's website for reviews. Focus on claim and assistance-related customer feedback. Talk to Experts In case of any doubts, reach out to Policybazaar. You can find all the details related to the plan of your choice and get end-to-end claim assistance if you buy a plan from us. Why Buy from Policybazaar .com? Buying from us comes with a lot of benefits: Schengen visa-compliant travel insurance plans Easy Comparison: Compare multiple policies on the go Visa Compliant: All the policies Schengen-compliant travel medical insurance Budget-friendly: Find the cheapest travel insurance for Schengen Visa Instant Issuance: Get your policy within minutes Global Support: Emergency & claim assistance throughout the world How to Plan Your Schengen Itinerary ? Visiting Europe, especially the Schengen area requires a well-organised travel itinerary. Your visa application depends heavily on it and your immigration officers will evaluate your application based on many documents, including your Schengen itinerary. Here’s how you should plan your itinerary : 1 Decide your trip duration and dates 2 Book your round-trip flights 3 Make a list of cities you plan to visit & map out the number of days spent in each city 4 Reserve your hotels for each destination 5 Plan your daily activities (shopping, sightseeing, museum visits, etc.) 6 Provide commute details within Schengen (train rides, buses, domestic flights, cabs, etc.) 7 Compile all of this in a professional document as per the samples available Trouble Planning Your Itinerary? How Do You Claim Travel Insurance for Schengen? If unfortunately, you face an emergency in Europe, you can raise a claim under your Schengen travel insurance policy. You can do this through Policybazaar Claim Support or by reaching out to your insurer. Here are the steps to raise a travel insurance claim for Schengen visa: 1 2 Select 'travel insurance' from the list of products 3 You will be directed to the 'request claim assistance' form 4 Select the insurer you have purchased your policy from 5 You will see their respective helpline details, including contact numbers and email You must inform your insurer within 30 days of your trip. In case of medical emergencies abroad, you can opt for a cashless hospitalisation facility. Your insurer will guide you through the process and help you get the necessary treatment.Β  Best Time to Visit Schengen Countries The best time to visit Schengen countries is around late spring ( May ) and early fall ( September ). During these seasons, you will experience pleasant weather, smaller crowds, and often find better deals on your hotels. Compared to peak summer months, you can find a much affordable stay without the bustling crowds. However, the ideal time depends on your specific interests and which Schengen countries you plan to visit Year-Round Coverage, From Tomatina to Oktoberfest Money-Saving Tips in Schengen Countries Timely and careful planning can help save a lot of money during your Schengen trip. But there are various other ways to save money when travelling to Europe: Save Money by Rail To save on transportation costs, consider travelling by rail. Booking it in advance can save a massive amount of money and even get great discounts and deals. Buy Train Pass You can purchase a Eurail pass that can last three months and is available to locals and tourists. Book Tickets in Advance Buy tickets in advance, as overnight or high-speed trains may not be available due to high demand. Track winter and summer timetables for trains and attractions. Avail Free Wi-Fi Connectivity Visitors can access free Wi-Fi everywhere and stay connected without spending a penny. Avoid Museum Fees Those on a budget can visit museums that do not require a fee. There are particular days when museum entry is free of cost. Check the days and plan the visit accordingly to save money. Europe is considerably costly for many Indians, and you must be mentally prepared. There's a lot to account for from food, stay, travel and health care. Keeping that in mind, make sure to buy Schengen travel insurance from India that provides sufficient coverage. Most Visited Destinations in Schengen Countries There is no end to the number of attractions in Europe. It's almost impossible to cover it all in a single trip. Here is a list of the most famous destinations across each of the 29 Schengen countries , highlighting the top spot in each country : Austria: Vienna – Known for its grand palaces, classical music heritage, and beautiful architecture. Belgium: Brussels – Famous for its medieval architecture, the Atomium, and the European Union headquarters. Czech Republic: Prague – Prague – Renowned for its charming Old Town, Prague Castle, and Charles Bridge. Denmark: Copenhagen – Copenhagen – Famous for its canals, the Little Mermaid statue, and vibrant city life. Estonia: Tallinn – Known for its well-preserved medieval Old Town, which is a UNESCO World Heritage site. Finland: Helsinki – Famous for its stunning architecture, design scene, and proximity to nature. France: Paris – The City of Light, home to the Eiffel Tower, Louvre Museum, and rich cultural history. Germany: Berlin – Known for its iconic Brandenburg Gate, Berlin Wall history, and vibrant arts scene. Greece: Athens – Famous for the ancient Acropolis, Parthenon, and rich history of Greek civilization. Hungary: Budapest – Known for its beautiful riverfront, Buda Castle, and thermal baths. Iceland: Reykjavik – Famous for its unique landscapes, geysers, and the Northern Lights. Italy: Rome – Home to the Colosseum, Roman Forum, and Vatican City. Latvia: Riga – Famous for its Art Nouveau architecture and vibrant Old Town. Liechtenstein: Vaduz – Known for its medieval Vaduz Castle and the stunning Alpine landscapes. Lithuania: Vilnius – Famous for its UNESCO-listed Old Town, historic churches, and vibrant culture. Luxembourg: – Luxembourg City – Known for its fortified Old Town, bridges, and medieval architecture. Malta: Valletta – Famous for its historical sites, including St. John's Co-Cathedral and grand fortifications. Netherlands: Amsterdam – Renowned for its canals, Van Gogh Museum, and Anne Frank House. Norway: Oslo – Known for its museums, Viking Ship Museum, and beautiful fjords. Poland: Krakow – Famous for its medieval Old Town and the historic Auschwitz concentration camp. Portugal: Lisbon – Known for its colourful streets, the Belem Tower, and the historic Alfama district. Slovakia: Bratislava – Famous for its medieval Old Town and proximity to the Danube River. Slovenia: Ljubljana – Known for its picturesque Old Town, Ljubljana Castle, and beautiful parks. Spain: Barcelona – Famous for its modernist architecture by Antoni GaudΓ­, including the Sagrada Familia and Park GΓΌell. Sweden: Stockholm – Known for its archipelago, royal palaces, and beautiful museums. Switzerland: Zurich – Famous for its lakeside setting, Old Town, and as a financial hub. Norway: Bergen – Famous for its stunning fjords, the UNESCO-listed Bryggen wharf, and surrounding nature. Finland: Lapland – Known for its beautiful winter landscapes, Santa Claus Village, and Northern Lights. Poland: Warsaw – Famous for its historical Old Town and beautiful palaces. View more countries Schengen Visa Travel Insurance: FAQs Q: Why is a Schengen visa rejected? Will they refund my visa fee? Ans: Your Schengen visa can be rejected for many reasons like lack of sufficient funds, unclear itinerary, and contradictory reasons for your visit. Other lesser-known reasons include earlier visa violations, criminal records, insufficient travel insurance for Europe from India, or lack of sufficient ties with your country. Q: Are Europe travel insurance and Schengen area travel insurance the same? Ans: Travel and health insurance for Schengen visa is mandatory for 29 European countries. Travel health insurance Europe may or may not be applicable here. Q: Is overseas travel medical insurance valid for all Schengen countries? Ans: Yes, it’s mandatory that your Schengen travel medical insurance plan is valid throughout the Schengen Zone. Q: What are the covered countries under Schengen travel insurance? Ans: All 29 Schengen countries are covered under this insurance plan. Q: Are emergency medical costs related to COVID-19 covered under Schengen travel medical insurance? Ans: Yes, several Indian insurers still provide coronavirus-related coverage including hospitalisation and trip cancellation. Q: Will a Schengen tourist insurance work if I study in Europe? Ans: If you’re staying in a Schengen state on a short-term visa then a tourist visa will cover you. However, full-time students who are in Schengen countries for 6 months or more should buy travel health insurance for Schengen visa. Q: How much does travel insurance cost for 2 weeks? Ans: Your travel insurance cost for Schengen visa will depend on your age, the number of countries you plan to visit and other factors that will affect the cost. Q: How much does a 30,000 euro travel insurance cost for Schengen visa in India? Ans: Schengen travel insurance costs vary depending on the duration and benefits. A 15-day Schengen travel insurance plan for Germany starts at Rs. 785 on Policybazaar.com. However, this premium is for a 30-year-old with no PED. Confirm these with the insurer or use a travel insurance premium calculator to get a better idea. Q: Is travel insurance mandatory for Schengen Visa? Ans: Yes, Indians must buy travel insurance to Schengen countries because they are applying for a Schengen visa. They can't get a visa without meeting these Schengen travel insurance requirements. Q: Will I get any refund if my Schengen visa application is refused? Ans: This depends on your insurer. If your policy offers a refund of visa fee coverage then you will get your visa fee refunded, given that it was not rejected because of your own negligence. Most plans offer this benefit only if you have purchased an add-on. Q: Is travel insurance for Schengen visa valid in other European countries? Ans: No, Europe travel insurance for Schengen is only valid in 29 Schengen nations. However, if you have purchased a plan after informing your insurer, it may cover other countries too. Q: Is Travelling to Multiple Schengen Countries With the Same Schengen Visa Possible? Ans: Yes. You must apply for a visa at the embassy of your primary destination and mention these in your travel itinerary. Q: What is the multiple-entry Schengen visa under the β€˜Cascade’ Regime? Ans: This new Schengen visa scheme simplifies the Schengen visa procedure for frequent Indian travellers with good travel history. It allows Indians to qualify for a 2-year multiple-entry Schengen visa more flexibly. Q: How Much Time Does It Take to Process for a Schengen Visa? Ans: A Schengen visa processing takes around 10 to 15 working days under regular circumstances. Ensure to provide all necessary documents like a travel itinerary, letter of invitation, travel insurance for Schengen visa etc. Q: Is the EU and Schengen Region the same? Do they need a Schengen visa? Ans: Many people have a misconception that all European countries need a Schengen visa. Another common misconception is that all Schengen countries are a part of the European Union. Both of these groups are different, and this can confuse many people. Q: Which travel insurance is best for a Schengen visa? Ans: The right Schengen visa travel insurance must meet requirements such as a minimum of EUR 30,000 sum insured for passport loss, emergency hospitalisation, medical evacuation, etc. Q: I want to buy travel insurance for Europe for my partner and children as a group. Can I do so? Ans: Yes, you can buy family travel insurance for a Schengen visa. You can buy it for your spouse, and dependents. Q: Will my Europe travel insurance for Schengen cover missed flights? Ans: If your travel insurance from India to Europe includes benefits for missed flights, it will cover them. However, not all Schengen travel insurance plans may offer this benefit, so it's best to confirm with your insurer. Q: How can I buy Schengen medical insurance in India? Ans: You can buy travel medical insurance Schengen online on Policybazaar. Q: If I get travel insurance will it ensure my Schengen visa? Ans: No, just buying travel insurance does not guarantee your Schengen visa. However, not having it will definitely be grounds for Schengen visa refusal. Q: Can I buy 1 year Schengen travel insurance? Ans: Yes, depending on the duration and purpose of your visit to the Schengen area, you can easily find long-term travel insurance plans. Q: What are the approved travel insurance companies for Schengen visa? Ans: The e-consular posts of Schengen states have provided a list of approved insurers. You can find the approved list of Schengen travel insurance from India on their official website. Travel Insurers View more insurers Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in Travel Insurance Articles Recent Article Popular Articles Travel Insurance Reviews & Ratings 4.8 / 5 Lalit Bangalore, April 04, 2026 β˜… β˜… β˜… β˜… β˜… Compare Plans My travel insurance plan from Policybazaar offers the best features and coverage at an affordable price. Happy I was able to compare the best plans from multiple insurers in one place. Arunima Panipat, April 02, 2026 β˜… β˜… β˜… β˜… β˜… Medical Emergency Got a high-grade fever while in Singapore, so my 2-day trip had to be extended. Glad that I had purchased travel insurance from Policybazaar, and my medical expenses were fully covered. Yash Surat, March 31, 2026 β˜… β˜… β˜… β˜… β˜… 100% Support Had planned the perfect solo international trip, but when I landed at the airport, my baggage didn’t arrive. Everything was chaos, and thankfully, my travel insurance helped me get financial assistance, when the situation was difficult. Sahil Rajahmundry, March 29, 2026 β˜… β˜… β˜… β˜… β˜… Very Helpful I went to Indonesia with my parents, and I was not sure where to get travel insurance. On a friend’s recommendation, I decided to go with Policybazaar, and I have been a happy customer ever since. Amit Nagercoil, March 27, 2026 β˜… β˜… β˜… β˜… β˜… Reliable Plans I have always found reliable plans for all my needs. I have purchased more than 5 plans for various trips across Asia and Europe and faced no issues. Anant Agra, March 24, 2026 β˜… β˜… β˜… β˜… β˜… Happy Customer Mr. Rohit from Policybazaar provided me with 100% support during my claim. I am very happy with my recent experience. Manpreet Amritsar, March 22, 2026 β˜… β˜… β˜… β˜… β˜… Good Experience Got a travel insurance policy from Policybazaar. Had a very good experience. Affordable price, hassle-free process. The best part is that they took care of my claim without any delay, completed the process to get me a quick resolution. Ali Udaipur, March 17, 2026 β˜… β˜… β˜… β˜… β˜… Exceptional Support The Policybazaar team went out of their way to get the claim approved for my insurance. Initially, there were some challenges from the insurer side. Their team provided me exceptional support throughout the process. Maahi Jamshedpur, March 15, 2026 β˜… β˜… β˜… β˜… β˜… No Forceful selling What I liked most was that the team gave honest advice without forcing any plan. Always recommended. Shreya Dharamshala, March 13, 2026 β˜… β˜… β˜… β˜… β˜… 100% Online We bought our travel insurance online in minutes. It was a smooth, digital-first process that made our vacation much more relaxing. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale. Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies * Price shown is for a 30 day trip to Schengen with 1,00,000 dollar coverage for an adult of age 25 years
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My Account - Claims Assistance - Calling Preference - Logout # Travel Insurance for Schengen Schengen travel insurance is mandatory for Indians applying for a Schengen visa. It should meet the criteria set by the EU and be valid throughout the Schengen Zone. It covers many medical/non-medical emergencies that you may face here, including flight delays, passport & baggage loss, medical evacuation & repatriation, adventure sports coverage and more. Read more Why Policybazaar? No Health Checkup Required Get travel insurance without any medical checkup 24\*7 Support Helpline Get assistance anytime, anywhere Quick Claim Settlement With cashless facility PED Covered Get coverage with existing health issues ![Ratings](https://static.pbcdn.in/cdn/images/bu/travel/travel-star-ratings.svg) We are rated 5\.9 crore Policies Sold Instant Policy In 2 Minutes Visa- Compliant All policies Policybazaar is one of India's leading digital insurance platform Top travel insurance plans Previous step View plans β€Ί Where are you travelling? Popular Destinations (You can select multiple destinations) You can select multiple destinations Schengen Germany France Switzerland Italy Netherlands Schengen Countries You can select multiple destinations ![close](https://static.pbcdn.in/cdn/images/bu/travel/close.svg) Search Country Select all Add Start date End date 0 Traveller(s) \+Add travellers When are you travelling? You can change your trip dates at later stage ![close](https://static.pbcdn.in/cdn/images/bu/travel/close.svg) Start date: End date: Done How many people are travelling? You can edit travellers and medical conditions later on ![close](https://static.pbcdn.in/cdn/images/bu/travel/close.svg) 1 2 3 4 5 6+ No. of travellers \- 6 \+ Select age Does any of the traveller have any pre-existing medical condition like BP, diabetes etc? See what it means β€Ί Please let us know if any of the traveller(s) have a known illness, injury or health condition like BP, diabetes, heart disease, cancer etc. for which they take regular medication. It will help us to suggest you a better plan Yes No Please select the travellers who have a pre-existing medical condition Done View plans β€Ί By clicking on " View plans " you agree to our [Privacy Policy](https://www.policybazaar.com/legal-and-admin-policies/) and [Terms Of Use](https://www.policybazaar.com/legal-and-admin-policies/#termsofuse) Now covers COVID-19 - [Home](https://www.policybazaar.com/ "Insurance")![](https://www.policybazaar.com/media/system/images/arrow.png) - [Travel Insurance](https://www.policybazaar.com/travel-insurance/ "Travel Insurance")![](https://www.policybazaar.com/media/system/images/arrow.png) - Travel Insurance for Schengen ## Travel Insurance Plans on PolicyBazaar\#1 - Individuals - Sr. Citizens - Students Insurer Type: Private Public Plans for an individual of 30 years age travelling to USA for 15 days Explore the world with secure life\! ## Travel insurance for Schengen Visa from India ![Travel insurance for Schengen](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/schengen-main-image.png) From Amsterdam to Italy, everyone has their bucket list for Europe trips. Europe promises an exciting experience, but things can go wrong anywhere. In between fun and exploration, if there's an emergency, they can be costly and challenging. Travel insurance for Schengen countries ensures that many such emergencies don't drain your finances. Travel insurance for Schengen is region-specific & protects you from medical and other financial emergencies throughout the Schengen zone. Schengen travel insurance covers hospitalisation, personal liability, repatriation, passport & baggage loss, flight delay, etc. ![Travel insurance for Schengen](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/schengen-main-image.png) ![What is Travel Insurance for Schengen Visa?](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/visa.png) ## What is Travel Insurance for Schengen visa? Schengen travel insurance or Europe travel insurance is a policy necessary for visiting Europe's Schengen region. It is also mandatory for all non-EU visitors to Schengen countries. These countries allow entry once you meet all the requirements they set for the Schengen visa. Travel health insurance for Schengen is valid for the whole region, whether you visit one or more countries in this zone. Europe travel insurance from India protects you from financial emergencies including medical care, personal liability, evacuation, personal accident, baggage loss, etc. Buy your Schengen-compliant plan now\! ## Schengen Zone: A Quick Rundown Take a look at the table below to learn more about this plan's features: | Categories | Specifications | |---|---| | Total Countries | 29 | | Schengen Insurance Assistance | Available | | Schengen Visa Duration (For Tourism) | 90 Days (180 at maximum) | | Benefits of Schengen Travel Insurance | Trip Cancellation, Baggage and Passport Loss, Emergency Transportation and Treatment, Adventure Sports Cover, Trip Cancellation, etc. | | Is Travel Insurance Mandatory | Yes, minimum 30,000 Euro Travel Insurance Required | | COVID-19 Covered\* | By Most Insurers | | Claim Settlement | Available 24x7, Facility of Missed Call Service | | Automatic Extensions | Provided | | Claim Procedure | Smartphone-enabled, paperless claim settlement | ## Why Schengen Travel Medical Insurance? While travel medical insurance is necessary for a [Schengen Visa](https://www.policybazaar.com/travel-insurance/schengen/visa/), you must always prioritise your safety. You must buy as an essential step, not a mere formality. While visiting an unknown country, you can face many issues that can ruin your budget. However, there are several reasons for having Schengen travel health insurance: ![Why Schengen Travel Medical Insurance?](https://static.pbcdn.in/cdn/images/articles/travel/schengen.png) ![Coverage of EUR 30,000](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-1.svg) ### Mandatory Visa Requirements Meets mandatory travel medical insurance requirements for the Schengen Zone. Offers cashless hospitalisation in case of illness or injury-related treatments, emergency medical evacuation & repatriation. ![Extent of Coverage](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-2.svg) ### All-rounder Coverage Provides comprehensive coverage for trip and flight-related emergencies. It also provides personal liability coverage. ![Schengen Visa Insurance Validity](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-3.svg) ### Available for Everyone Available for individuals, families, senior citizens & corporate travellers. It is valid throughout the Schengen Zone and meets the necessary requirements. ![Why Schengen Travel Medical Insurance?](https://static.pbcdn.in/cdn/images/articles/travel/schengen.png) Having [travel medical insurance](https://www.policybazaar.com/travel-insurance/health/) for a Schengen visa from India will protect you from such risks. Many risks may arise - from flight delays to baggage loss and trip curtailments. But your travel health insurance Europe will cover them all. ## Benefits of Travel Insurance for Schengen from India You must consider buying the best travel insurance for Europe trip as an essential step, not a mere formality. While visiting an unknown country, you can face many contingencies that can ruin your budget. Some of the best benefits of Schengen travel health insurance include: ![Benfits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-image.png) ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-1.svg) Meets mandatory travel medical insurance requirements ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-2.svg) Provides comprehensive coverage for trip and flight-related emergencies ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-3.svg) Offers cashless hospitalisation in case of illness or injury-related treatments ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-4.svg) Provides personal liability ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-5.svg) Emergency services like medical evacuation & repatriation Help us understand your insurance needs ![Types of Schengen Travel Insurance](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/types-of-travel-insurance-image.png) ## Types of Schengen Travel Insurance You can buy travel medical insurance for Schengen visa depending on how many times you can enter the area. You will be either allowed single entry, two entry or multi-entry depending on your visa. You can choose from two types of travel Schengen travel medical insurance: ![Single Trip Schengen Insurance](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/types-of-travel-insurance-icon-1.svg) ### Single Trip Schengen Insurance This is for people who can only enter the Schengen area once, usually for a short stay for tourism. They can buy this policy to secure the specified time in the area. ![Multi Trip Schengen Insurance](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/types-of-travel-insurance-icon-2.svg) ### Multi Trip Schengen Insurance Visitors with multiple-entry Schengen visas can opt for this type of travel insurance. Business persons, frequent flyers etc., can buy multi-trip travel insurance for Schengen countries, saving them the hassle of buying a policy again and again. ## Countries of the Schengen Area Travel insurance for Europe trips offers coverage in all **29 European** countries in the Schengen area. Please note that not all European countries are part of the Schengen territories. Out of **44 European countries**, only these countries comprise the Schengen state. [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/austria.svg)Austria](https://www.policybazaar.com/travel-insurance/austria/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/belgium.svg)Belgium](https://www.policybazaar.com/travel-insurance/belgium/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/bulgaria.svg)Bulgaria](https://www.policybazaar.com/travel-insurance/bulgaria/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/croatia.svg)Croatia](https://www.policybazaar.com/travel-insurance/croatia/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/czech-republic.svg)Czech Republic](https://www.policybazaar.com/travel-insurance/czech-republic/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/denmark.svg)Denmark](https://www.policybazaar.com/travel-insurance/denmark/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/estonia.svg)Estonia](https://www.policybazaar.com/travel-insurance/estonia/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/finland.svg)Finland](https://www.policybazaar.com/travel-insurance/finland/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/france.svg)France](https://www.policybazaar.com/travel-insurance/france/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/germany.svg)Germany](https://www.policybazaar.com/travel-insurance/germany/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/greece.svg)Greece](https://www.policybazaar.com/travel-insurance/greece/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/hungary.svg)Hungary](https://www.policybazaar.com/travel-insurance/hungary/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/iceland.svg)Iceland](https://www.policybazaar.com/travel-insurance/iceland/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/italy.svg)Italy](https://www.policybazaar.com/travel-insurance/italy/) 29 Schengen Countries [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/latvia.svg)Latvia](https://www.policybazaar.com/travel-insurance/latvia/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/netherlands.svg)Netherlands](https://www.policybazaar.com/travel-insurance/netherlands/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/norway.svg)Norway](https://www.policybazaar.com/travel-insurance/norway/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/poland.svg)Poland](https://www.policybazaar.com/travel-insurance/poland/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/portugal.svg)Portugal](https://www.policybazaar.com/travel-insurance/portugal/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/romania.svg)Romania](https://www.policybazaar.com/travel-insurance/romania/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/liechtenstein.svg)Liechtenstein](https://www.policybazaar.com/travel-insurance/liechtenstein/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/lithuania.svg)Lithuania](https://www.policybazaar.com/travel-insurance/lithuania/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/luxembourg.svg)Luxembourg](https://www.policybazaar.com/travel-insurance/luxembourg/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/malta.svg)Malta](https://www.policybazaar.com/travel-insurance/malta/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/slovakia.svg)Slovakia](https://www.policybazaar.com/travel-insurance/slovakia/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/slovenia.svg)Slovenia](https://www.policybazaar.com/travel-insurance/slovenia/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/spain.svg)Spain](https://www.policybazaar.com/travel-insurance/spain/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/sweden.svg)Sweden](https://www.policybazaar.com/travel-insurance/sweden/) [![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/flags/switzerland.svg)Switzerland](https://www.policybazaar.com/travel-insurance/switzerland/) Switzerland or France? Get coverage for all\! ## Schengen Zone: Compulsory Entry Requirements Most non-EU nationalities, including Indians, need a visa before travelling to this zone. There is no Schengen visa on arrival available, and for tourism you must have a Uniform Schengen Visa. Having travel insurance for Europe trip will ensure your financial safety and peace of mind, but more than that it will tick off an important Schengen entry requirement. Your travel insurance for Schengen visa should meet the following requirements: ![Schengen Travel Insurance Requirements](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-image.png) ![Coverage of EUR 30,000](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-1.svg) ### Coverage of EUR 30,000 (\$50,000) Your travel medical insurance for Schengen visa from India should have a minimum coverage of 30,000 Euros. ![Extent of Coverage](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-2.svg) ### Extent of Coverage It should cover any unforeseen medical emergencies, including medical illness, accidental injury and medical repatriation of remains. ![Schengen Visa Insurance Validity](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-3.svg) ### Geographical Validity Your travel health insurance Europe should be valid in all 29 member Schengen countries. ![Schengen Travel Insurance Requirements](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-image.png) You must submit a Schengen visa application at least 15 days before the trip date. Most travel experts advise applying it at least 30 to 60 before your trip. In some cases, the consulate may ask for additional documents. The coverage of your Europe travel insurance for Schengen visa from India will vary with the visa type. For example, there is also specific [student travel insurance](https://www.policybazaar.com/travel-insurance/student/) for Schengen visas. Buy travel insurance for Schengen visa ## Documents Required for Schengen Travel Travelling to Schengen requires a lot of paperwork. From planning that dreamy European itinerary to [buying travel insurance plan](https://www.policybazaar.com/travel-insurance/), you need to start with preparing your documents. ### Schengen Visa from India You need to prepare the following documents for your Schengen visa: #### Visa Application Completed Schengen visa application #### Photos Recent passport-size coloured photos following the Schengen visa photo specifications #### Passport Your Indian passport with a minimum 6 months validity #### Photocopies You must provide copies of any previous visas, and pages containing your biometric data #### Travel Medical Insurance Provide the front page of your Schengen travel medical insurance with at least EUR 30,000 coverage, including costs of repatriation #### Visa Fee Visa fee payment #### Documents Corroborating Travel Specifics Cover letter, flight bookings, hotel bookings, proof of financial ability, invitation letter, academic records, etc. ### Travel Insurance Purchase You need to prepare the following documents to purchase travel insurance for Schengen: Passport number of travellers ID proof like PAN or other government-issued documents for proposal form KYC for Europe travel insurance from India is required before purchase\* \*You must also have your travel dates and destination for the proposal form. ### Travel Insurance Claim Here is an exhaustive list of documents that you will be asked to provide depending on your emergency: FIR or police report for criminal cases Identity proof Copy of your passport with immigration stamps Completed claim forms Copy of your original policy Original bills and receipts You may be asked to provide all of these or more documents depending on your claim. ![Schengen Travel Insurance Add-Ons](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-addon-image.png) ## Schengen Travel Insurance Add-Ons While Indian insurers offer great coverage for most types of travellers, some have gone a step ahead by introducing special coverage options called add-ons. Learn more about these add-ons and how they improve your overall travel experience abroad. These include benefits like trip interruptions, bounced hotel bookings, automatic trip extensions, delays in checked-in baggage, coverage for sports activity, refund of visa fees, staff replacement cover and more. Planning to Ski in Switzerland? Get plan with adventure sports cover ## What does the Schengen Travel Insurance cover? Travel insurance for Schengen from India covers several things. Some of the common inclusions and exclusions are as follows: Covered in Policy Travel insurance for Schengen from India covers several things. Some of the common inclusions are as follows: ### Medical Cover Coverage for medical expenses, facility for emergency medical evacuation, repatriation of mortal remains to India, coverage for medical treatment continues in India, daily hospital allowances, dental treatment in an emergency ### Baggage Cover Loss of checked-in baggage, delay of checked-in baggage ### Flight-related Cover Flight hijacking, delay of trip, cancellation and curtailment, missed connection of flight ### Trip-related Cover Trip interruption, trip curtailment ### Others Compassionate visit of a family member in case of hospitalisation, refund of visa fee, adventure sports coverage, home burglary insurance While most travel insurance for Schengen visas from India provides a minimum coverage of EUR 30,000, the exact benefits vary considerably. Go through their policy wordings and compare different plans before you buy Schengen travel insurance before your trip. Not Covered in Policy Some common exclusions under travel insurance for Schengen tourist visas are as follows: Health Exclusions: Costs related to pre-existing diseases not covered unless specified, costs for planned medical treatments, routine check-ups or diagnosis Self Harm: Attempted suicide, self-inflicted injuries, etc. not covered Drugs/Intoxication Induced Losses: Any expenses incurred in substance abuse Sexually Transmitted Diseases: STDs including AIDS/HIV are not covered Illegal Activities: Loss or damage due to breach of law is not covered Participation in Dangerous Activities: Loss or damage caused in hazardous sports (coverage for adventure sports is only available after purchasing add-ons) The exact benefits vary from insurer to insurer. So, check the documents properly while purchasing travel insurance for Schengen from India. ## Visa Procedure for Schengen Zone ![Visa Procedure for Schengen Zone](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/visa-procedure.png) - 1 ### Know Your Purpose Why are you visiting the Schengen region? Determine if its for business, tourism, short courses or others. - 2 ### Pick your Destination There are 29 countries in the Schengen area. Apply to the country where you will spend maximum time. - 3 ### Sort your Application Complete your Schengen visa application form. - 4 ### Prepare Documents Prepare your cover letter, Schengen itinerary, passport, etc. as per your visa requirement. - 5 ### Book Visa Appointment You must book a slot at the applicable visa application centre. Most Schengen countries have designated VFS Global as their official VAC. - 6 ### Attend the Interview Visit the VAC on the selected slot, and submit your documents and biometrics. - 7 ### Fee Payment Pay the required fee and wait for an update on your Schengen visa status. Travel Insurance is mandatory for Visa Application Buy travel health insurance for Schengen visa ## How to Buy Travel Insurance for Schengen from India Buying trip insurance for your Schengen visa is a short and straightforward process. If you wish to buy it online, you can follow these steps: ![How to Buy Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-image.png) ![Research Insurers](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-1.svg) ### Research Insurers Look up different travel insurers available in India. Check their plans, scope of coverage, limitations, etc. ![Compare and Shortlist Plans](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-2.svg) ### Compare and Shortlist Plans Shortlist the plans that suit your budget, trip duration and needs. They should meet the Schengen travel medical requirements along with essential coverage (trip cancellation, medical coverage, passport loss etc.) ![Check Customer Feedback](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-3.svg) ### Check Customer Feedback Once you zero in on a plan, check the insurer's website for reviews. Focus on claim and assistance-related customer feedback. ![Talk to Experts](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-4.svg) ### Talk to Experts In case of any doubts, reach out to Policybazaar. You can find all the details related to the plan of your choice and get end-to-end claim assistance if you buy a plan from us. Buy Schengen travel insurance from India ![How to Buy Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-image.png) ## Why Buy from Policybazaar.com? Buying from us comes with a lot of benefits: Schengen visa-compliant travel insurance plans ![Compare multiple policies on the go](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-1.svg) **Easy Comparison:** Compare multiple policies on the go ![All the policies are visa compliant, meeting Schengen visa requirements](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-2.svg) **Visa Compliant:** All the policies Schengen-compliant travel medical insurance ![Find the cheapest travel insurance for Schengen Visa](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-3.svg) **Budget-friendly:** Find the cheapest travel insurance for Schengen Visa ![Get your policy within minutes](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-4.svg) **Instant Issuance:** Get your policy within minutes ![Claim Assistance throughout Globe](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-5.svg) **Global Support:** Emergency & claim assistance throughout the world ## How to Plan Your Schengen Itinerary? Visiting Europe, especially the Schengen area requires a well-organised travel itinerary. Your visa application depends heavily on it and your immigration officers will evaluate your application based on many documents, including your Schengen itinerary. Here’s how you should plan your **itinerary**: - 1 Decide your trip duration and dates - 2 Book your round-trip flights - 3 Make a list of cities you plan to visit & map out the number of days spent in each city - 4 Reserve your hotels for each destination - 5 Plan your daily activities (shopping, sightseeing, museum visits, etc.) - 6 Provide commute details within Schengen (train rides, buses, domestic flights, cabs, etc.) - 7 Compile all of this in a professional document as per the samples available [Trouble Planning Your Itinerary?](https://www.policybazaar.com/travel-insurance/schengen/itinerary/) ![How to Plan Your Schengen Itinerary?](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/schengen-itinerary-image.png) ## How Do You Claim Travel Insurance for Schengen? If unfortunately, you face an emergency in Europe, you can raise a claim under your Schengen travel insurance policy. You can do this through Policybazaar Claim Support or by reaching out to your insurer. Here are the steps to raise a travel insurance claim for Schengen visa: - 1 Head to the [claims page](https://www.policybazaar.com/claim/) of Policybazaar.com - 2 Select 'travel insurance' from the list of products - 3 You will be directed to the 'request claim assistance' form - 4 Select the insurer you have purchased your policy from - 5 You will see their respective helpline details, including contact numbers and email [Tips for Filing Travel Insurance Claim](https://www.policybazaar.com/travel-insurance/articles/10-tips-for-filing-a-successful-travel-insurance-claim/) ![How Do You Claim Travel Insurance for Schengen?](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/claim-travel-insurance.png) You must inform your insurer within 30 days of your trip. In case of medical emergencies abroad, you can opt for a cashless hospitalisation facility. Your insurer will guide you through the process and help you get the necessary treatment. ![Best Time to Visit Schengen Countries](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/best-time-to-visit-schengen-image.png) ## Best Time to Visit Schengen Countries The best time to visit Schengen countries is around late spring (**May**) and early fall (**September**). During these seasons, you will experience pleasant weather, smaller crowds, and often find better deals on your hotels. Compared to peak summer months, you can find a much affordable stay without the bustling crowds. However, the ideal time depends on your specific interests and which Schengen countries you plan to visit Year-Round Coverage, From Tomatina to Oktoberfest Get your trip insured now ![Money-Saving Tips in Schengen Countries](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-schengen-image.png) ## Money-Saving Tips in Schengen Countries Timely and careful planning can help save a lot of money during your Schengen trip. But there are various other ways to save money when travelling to Europe: ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-1.svg) ### Save Money by Rail To save on transportation costs, consider travelling by rail. Booking it in advance can save a massive amount of money and even get great discounts and deals. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-2.svg) ### Buy Train Pass You can purchase a Eurail pass that can last three months and is available to locals and tourists. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-3.svg) ### Book Tickets in Advance Buy tickets in advance, as overnight or high-speed trains may not be available due to high demand. Track winter and summer timetables for trains and attractions. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-4.svg) ### Avail Free Wi-Fi Connectivity Visitors can access free Wi-Fi everywhere and stay connected without spending a penny. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-5.svg) ### Avoid Museum Fees Those on a budget can visit museums that do not require a fee. There are particular days when museum entry is free of cost. Check the days and plan the visit accordingly to save money. Europe is considerably costly for many Indians, and you must be mentally prepared. There's a lot to account for from food, stay, travel and health care. Keeping that in mind, make sure to buy Schengen travel insurance from India that provides sufficient coverage. ## Most Visited Destinations in Schengen Countries There is no end to the number of attractions in Europe. It's almost impossible to cover it all in a single trip. Here is a list of the most famous destinations across each of the **29 Schengen countries**, highlighting the top spot in each **country**: ![Most Visited Destinations in Schengen Countries](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/most-visited-schengen-destinantions-image.png) **Austria: Vienna** – Known for its grand palaces, classical music heritage, and beautiful architecture. **Belgium: Brussels** – Famous for its medieval architecture, the Atomium, and the European Union headquarters. **Czech Republic: Prague** – Prague – Renowned for its charming Old Town, Prague Castle, and Charles Bridge. **Denmark: Copenhagen** – Copenhagen – Famous for its canals, the Little Mermaid statue, and vibrant city life. **Estonia: Tallinn** – Known for its well-preserved medieval Old Town, which is a UNESCO World Heritage site. **Finland: Helsinki** – Famous for its stunning architecture, design scene, and proximity to nature. **France: Paris** – The City of Light, home to the Eiffel Tower, Louvre Museum, and rich cultural history. **Germany: Berlin** – Known for its iconic Brandenburg Gate, Berlin Wall history, and vibrant arts scene. **Greece: Athens** – Famous for the ancient Acropolis, Parthenon, and rich history of Greek civilization. **Hungary: Budapest** – Known for its beautiful riverfront, Buda Castle, and thermal baths. **Iceland: Reykjavik** – Famous for its unique landscapes, geysers, and the Northern Lights. **Italy: Rome** – Home to the Colosseum, Roman Forum, and Vatican City. **Latvia: Riga** – Famous for its Art Nouveau architecture and vibrant Old Town. **Liechtenstein: Vaduz** – Known for its medieval Vaduz Castle and the stunning Alpine landscapes. **Lithuania: Vilnius** – Famous for its UNESCO-listed Old Town, historic churches, and vibrant culture. **Luxembourg:** – Luxembourg City – Known for its fortified Old Town, bridges, and medieval architecture. **Malta: Valletta** – Famous for its historical sites, including St. John's Co-Cathedral and grand fortifications. **Netherlands: Amsterdam** – Renowned for its canals, Van Gogh Museum, and Anne Frank House. **Norway: Oslo** – Known for its museums, Viking Ship Museum, and beautiful fjords. **Poland: Krakow** – Famous for its medieval Old Town and the historic Auschwitz concentration camp. **Portugal: Lisbon** – Known for its colourful streets, the Belem Tower, and the historic Alfama district. **Slovakia: Bratislava** – Famous for its medieval Old Town and proximity to the Danube River. **Slovenia: Ljubljana** – Known for its picturesque Old Town, Ljubljana Castle, and beautiful parks. **Spain: Barcelona** – Famous for its modernist architecture by Antoni GaudΓ­, including the Sagrada Familia and Park GΓΌell. **Sweden: Stockholm** – Known for its archipelago, royal palaces, and beautiful museums. **Switzerland: Zurich** – Famous for its lakeside setting, Old Town, and as a financial hub. **Norway: Bergen** – Famous for its stunning fjords, the UNESCO-listed Bryggen wharf, and surrounding nature. **Finland: Lapland** – Known for its beautiful winter landscapes, Santa Claus Village, and Northern Lights. **Poland: Warsaw** – Famous for its historical Old Town and beautiful palaces. View more countries ## Schengen Visa Travel Insurance: FAQs - ### Q: Why is a Schengen visa rejected? Will they refund my visa fee? **Ans:** Your Schengen visa can be rejected for many reasons like lack of sufficient funds, unclear itinerary, and contradictory reasons for your visit. Other lesser-known reasons include earlier visa violations, criminal records, insufficient travel insurance for Europe from India, or lack of sufficient ties with your country. - ### Q: Are Europe travel insurance and Schengen area travel insurance the same? **Ans:** Travel and health insurance for Schengen visa is mandatory for 29 European countries. Travel health insurance Europe may or may not be applicable here. - ### Q: Is overseas travel medical insurance valid for all Schengen countries? **Ans:** Yes, it’s mandatory that your Schengen travel medical insurance plan is valid throughout the Schengen Zone. - ### Q: What are the covered countries under Schengen travel insurance? **Ans:** All 29 Schengen countries are covered under this insurance plan. - ### Q: Are emergency medical costs related to COVID-19 covered under Schengen travel medical insurance? **Ans:** Yes, several Indian insurers still provide coronavirus-related coverage including hospitalisation and trip cancellation. - ### Q: Will a Schengen tourist insurance work if I study in Europe? **Ans:** If you’re staying in a Schengen state on a short-term visa then a tourist visa will cover you. However, full-time students who are in Schengen countries for 6 months or more should buy travel health insurance for Schengen visa. - ### Q: How much does travel insurance cost for 2 weeks? **Ans:** Your travel insurance cost for Schengen visa will depend on your age, the number of countries you plan to visit and other factors that will affect the cost. - ### Q: How much does a 30,000 euro travel insurance cost for Schengen visa in India? **Ans:** Schengen travel insurance costs vary depending on the duration and benefits. A 15-day Schengen travel insurance plan for Germany starts at Rs. 785 on Policybazaar.com. However, this premium is for a 30-year-old with no PED. Confirm these with the insurer or use a travel insurance premium calculator to get a better idea. - ### Q: Is travel insurance mandatory for Schengen Visa? **Ans:** Yes, Indians must buy travel insurance to Schengen countries because they are applying for a Schengen visa. They can't get a visa without meeting these Schengen travel insurance requirements. - ### Q: Will I get any refund if my Schengen visa application is refused? **Ans:** This depends on your insurer. If your policy offers a refund of visa fee coverage then you will get your visa fee refunded, given that it was not rejected because of your own negligence. Most plans offer this benefit only if you have purchased an add-on. - ### Q: Is travel insurance for Schengen visa valid in other European countries? **Ans:** No, Europe travel insurance for Schengen is only valid in 29 Schengen nations. However, if you have purchased a plan after informing your insurer, it may cover other countries too. - ### Q: Is Travelling to Multiple Schengen Countries With the Same Schengen Visa Possible? **Ans:** Yes. You must apply for a visa at the embassy of your primary destination and mention these in your travel itinerary. - ### Q: What is the multiple-entry Schengen visa under the β€˜Cascade’ Regime? **Ans:** This new Schengen visa scheme simplifies the Schengen visa procedure for frequent Indian travellers with good travel history. It allows Indians to qualify for a 2-year multiple-entry Schengen visa more flexibly. - ### Q: How Much Time Does It Take to Process for a Schengen Visa? **Ans:** A Schengen visa processing takes around 10 to 15 working days under regular circumstances. Ensure to provide all necessary documents like a travel itinerary, letter of invitation, travel insurance for Schengen visa etc. - ### Q: Is the EU and Schengen Region the same? Do they need a Schengen visa? **Ans:** Many people have a misconception that all European countries need a Schengen visa. Another common misconception is that all Schengen countries are a part of the European Union. Both of these groups are different, and this can confuse many people. - ### Q: Which travel insurance is best for a Schengen visa? **Ans:** The right Schengen visa travel insurance must meet requirements such as a minimum of EUR 30,000 sum insured for passport loss, emergency hospitalisation, medical evacuation, etc. - ### Q: I want to buy travel insurance for Europe for my partner and children as a group. Can I do so? **Ans:** Yes, you can buy family travel insurance for a Schengen visa. You can buy it for your spouse, and dependents. - ### Q: Will my Europe travel insurance for Schengen cover missed flights? **Ans:** If your travel insurance from India to Europe includes benefits for missed flights, it will cover them. However, not all Schengen travel insurance plans may offer this benefit, so it's best to confirm with your insurer. - ### Q: How can I buy Schengen medical insurance in India? **Ans:** You can buy travel medical insurance Schengen online on Policybazaar. - ### Q: If I get travel insurance will it ensure my Schengen visa? **Ans:** No, just buying travel insurance does not guarantee your Schengen visa. However, not having it will definitely be grounds for Schengen visa refusal. - ### Q: Can I buy 1 year Schengen travel insurance? **Ans:** Yes, depending on the duration and purpose of your visit to the Schengen area, you can easily find long-term travel insurance plans. - ### Q: What are the approved travel insurance companies for Schengen visa? **Ans:** The e-consular posts of Schengen states have provided a list of approved insurers. You can find the approved list of Schengen travel insurance from India on their official website. 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Insurance](https://www.policybazaar.com/images/insurer-logo/universal-sompo-general-insurance.jpg) Universal Sompo](https://www.policybazaar.com/insurance-companies/universal-sompo-travel-insurance/ "Universal Sompo Travel Insurance") [![Zurich Kotak Travel Insurance](https://static.pbcdn.in/health-cdn/images/insurer-logo/Zurich_Kotak_General_Insurance@2x.png) Zurich Kotak](https://www.policybazaar.com/insurance-companies/zurich-kotak-travel-insurance/ "Zurich Kotak Travel Insurance") View more insurers **Disclaimer:** The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in ## Destination Guide [Travel Insurance USA](https://www.policybazaar.com/travel-insurance/usa/ "Travel Insurance USA")[Travel Insurance UK](https://www.policybazaar.com/travel-insurance/uk/ "Travel Insurance UK")[Travel Insurance Dubai](https://www.policybazaar.com/travel-insurance/dubai/ "Travel Insurance Dubai")[Travel Insurance Australia](https://www.policybazaar.com/travel-insurance/australia/ "Travel Insurance Australia")[Travel Insurance Germany](https://www.policybazaar.com/travel-insurance/germany/ "Travel Insurance Germany")[Travel Insurance Malaysia](https://www.policybazaar.com/travel-insurance/malaysia/ "Travel Insurance Malaysia")[Travel Insurance Thailand](https://www.policybazaar.com/travel-insurance/thailand/ "Travel Insurance Thailand")[Travel Insurance UAE](https://www.policybazaar.com/travel-insurance/uae/ "Travel Insurance UAE")[Travel Insurance Canada](https://www.policybazaar.com/travel-insurance/canada/ "Travel Insurance Canada")[Travel Insurance Singapore](https://www.policybazaar.com/travel-insurance/singapore/ "Travel Insurance Singapore") ## Visa Guide [Thailand Visa](https://www.policybazaar.com/travel-insurance/thailand/visa/ "Thailand Visa")[USA Visa](https://www.policybazaar.com/travel-insurance/usa/visa/ "USA Visa")[Dubai Visa](https://www.policybazaar.com/travel-insurance/dubai/visa/ "Dubai Visa")[UAE Visa](https://www.policybazaar.com/travel-insurance/uae/visa/ "UAE Visa ") [Canada Visa](https://www.policybazaar.com/travel-insurance/canada/visa/ "Canada Visa")[UK Visa](https://www.policybazaar.com/travel-insurance/uk/visa/ "UK Visa")[Singapore Visa](https://www.policybazaar.com/travel-insurance/singapore/visa/ "Singapore Visa")[Italy Visa](https://www.policybazaar.com/travel-insurance/italy/visa/ "Italy Visa")[Spain Visa](https://www.policybazaar.com/travel-insurance/spain/visa/ "Spain Visa")[Sri Lanka Visa](https://www.policybazaar.com/travel-insurance/sri-lanka/visa/ "Sri Lanka Visa ") ### Travel Insurance Articles - Recent Article - Popular Articles ![How Does Climate Change Affect Travel Insurance?](https://static.pbcdn.in/cdn/images/articles/travel/increase-in-international-flight-fares.jpg) 05 Mar 2026 ### [How Does Climate Change Affect Travel Insurance?](https://www.policybazaar.com/travel-insurance/articles/how-does-climate-change-affect-travel-insurance/) Understanding how climate change affects travel insurance is Read more ![How are Travel Insurance and Health Insurance Different?](https://static.pbcdn.in/cdn/images/articles/travel/mandatory-travel-insurance.jpg) 18 Feb 2026 ### [How are Travel Insurance and Health Insurance...](https://www.policybazaar.com/travel-insurance/articles/how-travel-insurance-and-health-insurance-different/) Travel insurance and health insurance both offer coverage to the Read more ![Travelling to Visa-free Countries?](https://static.pbcdn.in/cdn/images/articles/travel/travelling-visa-free-travel-insurance.jpg) 13 Feb 2026 ### [Travelling to Visa-free Countries?](https://www.policybazaar.com/travel-insurance/articles/travelling-visa-free-why-you-still-need-travel-insurance/) Travelling abroad demands a lot- from intensive planning to Read more ![Flight Accident Insurance Coverage: All You Need to Know](https://static.pbcdn.in/cdn/images/articles/travel/international-travel-insurance-cost.jpg) 06 Feb 2026 ### [Flight Accident Insurance Coverage: All You Need...](https://www.policybazaar.com/travel-insurance/articles/flight-accident-insurance-coverage/) Travelling by air is one of the most convenient modes of Read more ![Meaning of 'Covered Reasons' in Trip Cancellation Coverage](https://static.pbcdn.in/cdn/images/articles/travel/tips-for-people-going-abroad.jpg) 30 Jan 2026 ### [Meaning of 'Covered Reasons' in Trip Cancellation...](https://www.policybazaar.com/travel-insurance/articles/meaning-of-covered-reasons-in-trip-cancellation-coverage/) Trip cancellation coverage makes travel insurance truly valuable Read more ![14 Countries Where Indian Rupee has a Higher Value](https://static.pbcdn.in/cdn/images/articles/travel/currency-exchange-tips.jpg) ### [14 Countries Where Indian Rupee has a Higher Value](https://www.policybazaar.com/travel-insurance/articles/countries-where-indian-rupee-has-higher-value/) Travelling abroad is a costly business; most countries are either too expensive or have an elaborate document Read more ![Travel Insurance Policies in India](https://static.pbcdn.in/cdn/images/articles/travel/best-travel-insurance-policies.jpg) ### [Travel Insurance Policies in India](https://www.policybazaar.com/travel-insurance/articles/best-travel-insurance-policies-in-india/) When finding the right travel insurance plan, you’ll get a long list of travel insurance policies online. Even if Read more ![Travelling Overseas? 5 Credit Cards with Zero Foreign Transaction Fees](https://static.pbcdn.in/cdn/images/articles/travel/credit-cards-with-zero-foreign-transaction-fees.jpg) ### [Travelling Overseas? 5 Credit Cards with Zero...](https://www.policybazaar.com/travel-insurance/articles/traveling-overseas-credit-cards-with-zero-foreign-transaction-fees/) β€˜Travelling abroad’ brings different imagery – from stunning places to shopping thrills to new experiences Read more Travel Insurance Reviews & Ratings **4\.8 / 5** Lalit Bangalore, April 04, 2026 β˜…β˜…β˜…β˜…β˜… Compare Plans My travel insurance plan from Policybazaar offers the best features and coverage at an affordable price. Happy I was able to compare the best plans from multiple insurers in one place. Arunima Panipat, April 02, 2026 β˜…β˜…β˜…β˜…β˜… Medical Emergency Got a high-grade fever while in Singapore, so my 2-day trip had to be extended. Glad that I had purchased travel insurance from Policybazaar, and my medical expenses were fully covered. Yash Surat, March 31, 2026 β˜…β˜…β˜…β˜…β˜… 100% Support Had planned the perfect solo international trip, but when I landed at the airport, my baggage didn’t arrive. Everything was chaos, and thankfully, my travel insurance helped me get financial assistance, when the situation was difficult. Sahil Rajahmundry, March 29, 2026 β˜…β˜…β˜…β˜…β˜… Very Helpful I went to Indonesia with my parents, and I was not sure where to get travel insurance. On a friend’s recommendation, I decided to go with Policybazaar, and I have been a happy customer ever since. Amit Nagercoil, March 27, 2026 β˜…β˜…β˜…β˜…β˜… Reliable Plans I have always found reliable plans for all my needs. I have purchased more than 5 plans for various trips across Asia and Europe and faced no issues. Anant Agra, March 24, 2026 β˜…β˜…β˜…β˜…β˜… Happy Customer Mr. Rohit from Policybazaar provided me with 100% support during my claim. I am very happy with my recent experience. Manpreet Amritsar, March 22, 2026 β˜…β˜…β˜…β˜…β˜… Good Experience Got a travel insurance policy from Policybazaar. Had a very good experience. Affordable price, hassle-free process. The best part is that they took care of my claim without any delay, completed the process to get me a quick resolution. Ali Udaipur, March 17, 2026 β˜…β˜…β˜…β˜…β˜… Exceptional Support The Policybazaar team went out of their way to get the claim approved for my insurance. Initially, there were some challenges from the insurer side. Their team provided me exceptional support throughout the process. Maahi Jamshedpur, March 15, 2026 β˜…β˜…β˜…β˜…β˜… No Forceful selling What I liked most was that the team gave honest advice without forcing any plan. Always recommended. Shreya Dharamshala, March 13, 2026 β˜…β˜…β˜…β˜…β˜… 100% Online We bought our travel insurance online in minutes. It was a smooth, digital-first process that made our vacation much more relaxing. [Read All Reviews](https://www.policybazaar.com/reviews/) Disclaimers STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale. Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 \| CIN: U74999HR2014PTC053454 \| Policybazaar is registered as a Composite Broker \| Registration No. 742, Valid till 09/06/2027 \| License category - Composite Broker \| [Contact Us](https://www.policybazaar.com/contact-us/) \| [Legal and Admin Policies](https://www.policybazaar.com/legal-and-admin-policies/) \* Price shown is for a 30 day trip to Schengen with 1,00,000 dollar coverage for an adult of age 25 years **You May Also Know About :** [Travel Insurance](https://www.policybazaar.com/travel-insurance/) \| [Travel Health Insurance](https://www.policybazaar.com/travel-insurance/health/) \| [International Travel Insurance](https://www.policybazaar.com/travel-insurance/international/) \| [Domestic Travel Insurance](https://www.policybazaar.com/travel-insurance/domestic/) \| [Student Travel Insurance](https://www.policybazaar.com/travel-insurance/student/) ## Call Me Now [Γ—]() **Thankyou \!**we will call you soon.. 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Schengen travel insurance is mandatory for Indians Read more Why Policybazaar? No Health Checkup Required Get travel insurance without any medical checkup 24\*7 Support Helpline Get assistance anytime, anywhere Quick Claim Settlement With cashless facility PED Covered Get coverage with existing health issues ![Ratings](https://static.pbcdn.in/cdn/images/bu/travel/travel-star-ratings.svg) We are rated 5\.9 crore Policies Sold Instant Policy In 2 Minutes Visa- Compliant All policies Policybazaar is one of India's leading digital insurance platform Where are you travelling? Popular Destinations (You can select multiple destinations) You can select multiple destinations Schengen Germany France Switzerland Italy Netherlands Start date End date 0 Traveller(s) \+Add travellers Now covers COVID-19 ## Travel Insurance Plans on PolicyBazaar\#1 - Individuals - Sr. Citizens - Students Insurer Type: Private Public Plans for an individual of 30 years age travelling to USA for 15 days Explore the world with secure life\! ## Travel insurance for Schengen Visa from India ![Travel insurance for Schengen](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/schengen-main-image.png) From Amsterdam to Italy, everyone has their bucket list for Europe trips. Europe promises an exciting experience, but things can go wrong anywhere. In between fun and exploration, if there's an emergency, they can be costly and challenging. Travel insurance for Schengen countries ensures that many such emergencies don't drain your finances. Travel insurance for Schengen is region-specific & protects you from medical and other financial emergencies throughout the Schengen zone. Schengen travel insurance covers hospitalisation, personal liability, repatriation, passport & baggage loss, flight delay, etc. ![Travel insurance for Schengen](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/schengen-main-image.png) ![What is Travel Insurance for Schengen Visa?](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/visa.png) ## What is Travel Insurance for Schengen visa? Schengen travel insurance or Europe travel insurance is a policy necessary for visiting Europe's Schengen region. It is also mandatory for all non-EU visitors to Schengen countries. These countries allow entry once you meet all the requirements they set for the Schengen visa. Travel health insurance for Schengen is valid for the whole region, whether you visit one or more countries in this zone. Europe travel insurance from India protects you from financial emergencies including medical care, personal liability, evacuation, personal accident, baggage loss, etc. ## Schengen Zone: A Quick Rundown Take a look at the table below to learn more about this plan's features: | Categories | Specifications | |---|---| | Total Countries | 29 | | Schengen Insurance Assistance | Available | | Schengen Visa Duration (For Tourism) | 90 Days (180 at maximum) | | Benefits of Schengen Travel Insurance | Trip Cancellation, Baggage and Passport Loss, Emergency Transportation and Treatment, Adventure Sports Cover, Trip Cancellation, etc. | | Is Travel Insurance Mandatory | Yes, minimum 30,000 Euro Travel Insurance Required | | COVID-19 Covered\* | By Most Insurers | | Claim Settlement | Available 24x7, Facility of Missed Call Service | | Automatic Extensions | Provided | | Claim Procedure | Smartphone-enabled, paperless claim settlement | ## Why Schengen Travel Medical Insurance? While travel medical insurance is necessary for a [Schengen Visa](https://www.policybazaar.com/travel-insurance/schengen/visa/), you must always prioritise your safety. You must buy as an essential step, not a mere formality. While visiting an unknown country, you can face many issues that can ruin your budget. However, there are several reasons for having Schengen travel health insurance: ![Why Schengen Travel Medical Insurance?](https://static.pbcdn.in/cdn/images/articles/travel/schengen.png) ![Coverage of EUR 30,000](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-1.svg) ### Mandatory Visa Requirements Meets mandatory travel medical insurance requirements for the Schengen Zone. Offers cashless hospitalisation in case of illness or injury-related treatments, emergency medical evacuation & repatriation. ![Extent of Coverage](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-2.svg) ### All-rounder Coverage Provides comprehensive coverage for trip and flight-related emergencies. It also provides personal liability coverage. ![Schengen Visa Insurance Validity](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-3.svg) ### Available for Everyone Available for individuals, families, senior citizens & corporate travellers. It is valid throughout the Schengen Zone and meets the necessary requirements. ![Why Schengen Travel Medical Insurance?](https://static.pbcdn.in/cdn/images/articles/travel/schengen.png) Having [travel medical insurance](https://www.policybazaar.com/travel-insurance/health/) for a Schengen visa from India will protect you from such risks. Many risks may arise - from flight delays to baggage loss and trip curtailments. But your travel health insurance Europe will cover them all. ## Benefits of Travel Insurance for Schengen from India You must consider buying the best travel insurance for Europe trip as an essential step, not a mere formality. While visiting an unknown country, you can face many contingencies that can ruin your budget. Some of the best benefits of Schengen travel health insurance include: ![Benfits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-image.png) ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-1.svg) Meets mandatory travel medical insurance requirements ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-2.svg) Provides comprehensive coverage for trip and flight-related emergencies ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-3.svg) Offers cashless hospitalisation in case of illness or injury-related treatments ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-4.svg) Provides personal liability ![Benefits of Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/benefits-of-travel-insurance-icon-5.svg) Emergency services like medical evacuation & repatriation ![Types of Schengen Travel Insurance](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/types-of-travel-insurance-image.png) ## Types of Schengen Travel Insurance You can buy travel medical insurance for Schengen visa depending on how many times you can enter the area. You will be either allowed single entry, two entry or multi-entry depending on your visa. You can choose from two types of travel Schengen travel medical insurance: ![Single Trip Schengen Insurance](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/types-of-travel-insurance-icon-1.svg) ### Single Trip Schengen Insurance This is for people who can only enter the Schengen area once, usually for a short stay for tourism. They can buy this policy to secure the specified time in the area. ![Multi Trip Schengen Insurance](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/types-of-travel-insurance-icon-2.svg) ### Multi Trip Schengen Insurance Visitors with multiple-entry Schengen visas can opt for this type of travel insurance. Business persons, frequent flyers etc., can buy multi-trip travel insurance for Schengen countries, saving them the hassle of buying a policy again and again. ## Countries of the Schengen Area Travel insurance for Europe trips offers coverage in all **29 European** countries in the Schengen area. Please note that not all European countries are part of the Schengen territories. Out of **44 European countries**, only these countries comprise the Schengen state. ## Schengen Zone: Compulsory Entry Requirements Most non-EU nationalities, including Indians, need a visa before travelling to this zone. There is no Schengen visa on arrival available, and for tourism you must have a Uniform Schengen Visa. Having travel insurance for Europe trip will ensure your financial safety and peace of mind, but more than that it will tick off an important Schengen entry requirement. Your travel insurance for Schengen visa should meet the following requirements: ![Schengen Travel Insurance Requirements](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-image.png) ![Coverage of EUR 30,000](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-1.svg) ### Coverage of EUR 30,000 (\$50,000) Your travel medical insurance for Schengen visa from India should have a minimum coverage of 30,000 Euros. ![Extent of Coverage](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-2.svg) ### Extent of Coverage It should cover any unforeseen medical emergencies, including medical illness, accidental injury and medical repatriation of remains. ![Schengen Visa Insurance Validity](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-icon-3.svg) ### Geographical Validity Your travel health insurance Europe should be valid in all 29 member Schengen countries. ![Schengen Travel Insurance Requirements](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-requirements-image.png) You must submit a Schengen visa application at least 15 days before the trip date. Most travel experts advise applying it at least 30 to 60 before your trip. In some cases, the consulate may ask for additional documents. The coverage of your Europe travel insurance for Schengen visa from India will vary with the visa type. For example, there is also specific [student travel insurance](https://www.policybazaar.com/travel-insurance/student/) for Schengen visas. ## Documents Required for Schengen Travel Travelling to Schengen requires a lot of paperwork. From planning that dreamy European itinerary to [buying travel insurance plan](https://www.policybazaar.com/travel-insurance/), you need to start with preparing your documents. #### Visa Application Completed Schengen visa application #### Photos Recent passport-size coloured photos following the Schengen visa photo specifications #### Passport Your Indian passport with a minimum 6 months validity #### Photocopies You must provide copies of any previous visas, and pages containing your biometric data #### Travel Medical Insurance Provide the front page of your Schengen travel medical insurance with at least EUR 30,000 coverage, including costs of repatriation #### Visa Fee Visa fee payment #### Documents Corroborating Travel Specifics Cover letter, flight bookings, hotel bookings, proof of financial ability, invitation letter, academic records, etc. Passport number of travellers ID proof like PAN or other government-issued documents for proposal form KYC for Europe travel insurance from India is required before purchase\* \*You must also have your travel dates and destination for the proposal form. FIR or police report for criminal cases Identity proof Copy of your passport with immigration stamps Completed claim forms Copy of your original policy Original bills and receipts You may be asked to provide all of these or more documents depending on your claim. ![Schengen Travel Insurance Add-Ons](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/travel-insurance-addon-image.png) ## Schengen Travel Insurance Add-Ons While Indian insurers offer great coverage for most types of travellers, some have gone a step ahead by introducing special coverage options called add-ons. Learn more about these add-ons and how they improve your overall travel experience abroad. These include benefits like trip interruptions, bounced hotel bookings, automatic trip extensions, delays in checked-in baggage, coverage for sports activity, refund of visa fees, staff replacement cover and more. Planning to Ski in Switzerland? ## What does the Schengen Travel Insurance cover? Travel insurance for Schengen from India covers several things. Some of the common inclusions and exclusions are as follows: Covered in Policy Travel insurance for Schengen from India covers several things. Some of the common inclusions are as follows: ### Medical Cover Coverage for medical expenses, facility for emergency medical evacuation, repatriation of mortal remains to India, coverage for medical treatment continues in India, daily hospital allowances, dental treatment in an emergency ### Baggage Cover Loss of checked-in baggage, delay of checked-in baggage ### Flight-related Cover Flight hijacking, delay of trip, cancellation and curtailment, missed connection of flight ### Trip-related Cover Trip interruption, trip curtailment ### Others Compassionate visit of a family member in case of hospitalisation, refund of visa fee, adventure sports coverage, home burglary insurance While most travel insurance for Schengen visas from India provides a minimum coverage of EUR 30,000, the exact benefits vary considerably. Go through their policy wordings and compare different plans before you buy Schengen travel insurance before your trip. Not Covered in Policy Some common exclusions under travel insurance for Schengen tourist visas are as follows: Health Exclusions: Costs related to pre-existing diseases not covered unless specified, costs for planned medical treatments, routine check-ups or diagnosis Self Harm: Attempted suicide, self-inflicted injuries, etc. not covered Drugs/Intoxication Induced Losses: Any expenses incurred in substance abuse Sexually Transmitted Diseases: STDs including AIDS/HIV are not covered Illegal Activities: Loss or damage due to breach of law is not covered Participation in Dangerous Activities: Loss or damage caused in hazardous sports (coverage for adventure sports is only available after purchasing add-ons) The exact benefits vary from insurer to insurer. So, check the documents properly while purchasing travel insurance for Schengen from India. ## Visa Procedure for Schengen Zone ![Visa Procedure for Schengen Zone](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/visa-procedure.png) - 1 ### Know Your Purpose Why are you visiting the Schengen region? Determine if its for business, tourism, short courses or others. - 2 ### Pick your Destination There are 29 countries in the Schengen area. Apply to the country where you will spend maximum time. - 3 ### Sort your Application Complete your Schengen visa application form. - 4 ### Prepare Documents Prepare your cover letter, Schengen itinerary, passport, etc. as per your visa requirement. - 5 ### Book Visa Appointment You must book a slot at the applicable visa application centre. Most Schengen countries have designated VFS Global as their official VAC. - 6 ### Attend the Interview Visit the VAC on the selected slot, and submit your documents and biometrics. - 7 ### Fee Payment Pay the required fee and wait for an update on your Schengen visa status. Travel Insurance is mandatory for Visa Application ## How to Buy Travel Insurance for Schengen from India Buying trip insurance for your Schengen visa is a short and straightforward process. If you wish to buy it online, you can follow these steps: ![How to Buy Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-image.png) ![Research Insurers](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-1.svg) ### Research Insurers Look up different travel insurers available in India. Check their plans, scope of coverage, limitations, etc. ![Compare and Shortlist Plans](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-2.svg) ### Compare and Shortlist Plans Shortlist the plans that suit your budget, trip duration and needs. They should meet the Schengen travel medical requirements along with essential coverage (trip cancellation, medical coverage, passport loss etc.) ![Check Customer Feedback](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-3.svg) ### Check Customer Feedback Once you zero in on a plan, check the insurer's website for reviews. Focus on claim and assistance-related customer feedback. ![Talk to Experts](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-icon-4.svg) ### Talk to Experts In case of any doubts, reach out to Policybazaar. You can find all the details related to the plan of your choice and get end-to-end claim assistance if you buy a plan from us. ![How to Buy Travel Insurance for Schengen from India](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/how-to-buy-ti-from-india-image.png) ## Why Buy from Policybazaar.com? Buying from us comes with a lot of benefits: Schengen visa-compliant travel insurance plans ![Compare multiple policies on the go](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-1.svg) **Easy Comparison:** Compare multiple policies on the go ![All the policies are visa compliant, meeting Schengen visa requirements](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-2.svg) **Visa Compliant:** All the policies Schengen-compliant travel medical insurance ![Find the cheapest travel insurance for Schengen Visa](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-3.svg) **Budget-friendly:** Find the cheapest travel insurance for Schengen Visa ![Get your policy within minutes](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-4.svg) **Instant Issuance:** Get your policy within minutes ![Claim Assistance throughout Globe](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/why-buy-ti-from-pb-icon-5.svg) **Global Support:** Emergency & claim assistance throughout the world ## How to Plan Your Schengen Itinerary? Visiting Europe, especially the Schengen area requires a well-organised travel itinerary. Your visa application depends heavily on it and your immigration officers will evaluate your application based on many documents, including your Schengen itinerary. Here’s how you should plan your **itinerary**: - 1 Decide your trip duration and dates - 2 Book your round-trip flights - 3 Make a list of cities you plan to visit & map out the number of days spent in each city - 4 Reserve your hotels for each destination - 5 Plan your daily activities (shopping, sightseeing, museum visits, etc.) - 6 Provide commute details within Schengen (train rides, buses, domestic flights, cabs, etc.) - 7 Compile all of this in a professional document as per the samples available [Trouble Planning Your Itinerary?](https://www.policybazaar.com/travel-insurance/schengen/itinerary/) ![How to Plan Your Schengen Itinerary?](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/schengen-itinerary-image.png) ## How Do You Claim Travel Insurance for Schengen? If unfortunately, you face an emergency in Europe, you can raise a claim under your Schengen travel insurance policy. You can do this through Policybazaar Claim Support or by reaching out to your insurer. Here are the steps to raise a travel insurance claim for Schengen visa: - 1 - 2 Select 'travel insurance' from the list of products - 3 You will be directed to the 'request claim assistance' form - 4 Select the insurer you have purchased your policy from - 5 You will see their respective helpline details, including contact numbers and email ![How Do You Claim Travel Insurance for Schengen?](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/claim-travel-insurance.png) You must inform your insurer within 30 days of your trip. In case of medical emergencies abroad, you can opt for a cashless hospitalisation facility. Your insurer will guide you through the process and help you get the necessary treatment. ![Best Time to Visit Schengen Countries](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/best-time-to-visit-schengen-image.png) ## Best Time to Visit Schengen Countries The best time to visit Schengen countries is around late spring (**May**) and early fall (**September**). During these seasons, you will experience pleasant weather, smaller crowds, and often find better deals on your hotels. Compared to peak summer months, you can find a much affordable stay without the bustling crowds. However, the ideal time depends on your specific interests and which Schengen countries you plan to visit Year-Round Coverage, From Tomatina to Oktoberfest ![Money-Saving Tips in Schengen Countries](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-schengen-image.png) ## Money-Saving Tips in Schengen Countries Timely and careful planning can help save a lot of money during your Schengen trip. But there are various other ways to save money when travelling to Europe: ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-1.svg) ### Save Money by Rail To save on transportation costs, consider travelling by rail. Booking it in advance can save a massive amount of money and even get great discounts and deals. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-2.svg) ### Buy Train Pass You can purchase a Eurail pass that can last three months and is available to locals and tourists. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-3.svg) ### Book Tickets in Advance Buy tickets in advance, as overnight or high-speed trains may not be available due to high demand. Track winter and summer timetables for trains and attractions. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-4.svg) ### Avail Free Wi-Fi Connectivity Visitors can access free Wi-Fi everywhere and stay connected without spending a penny. ![](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/money-saving-tips-icon-5.svg) ### Avoid Museum Fees Those on a budget can visit museums that do not require a fee. There are particular days when museum entry is free of cost. Check the days and plan the visit accordingly to save money. Europe is considerably costly for many Indians, and you must be mentally prepared. There's a lot to account for from food, stay, travel and health care. Keeping that in mind, make sure to buy Schengen travel insurance from India that provides sufficient coverage. ## Most Visited Destinations in Schengen Countries There is no end to the number of attractions in Europe. It's almost impossible to cover it all in a single trip. Here is a list of the most famous destinations across each of the **29 Schengen countries**, highlighting the top spot in each **country**: ![Most Visited Destinations in Schengen Countries](https://static.pbcdn.in/cdn/images/bu/travel/fullwidth/most-visited-schengen-destinantions-image.png) **Austria: Vienna** – Known for its grand palaces, classical music heritage, and beautiful architecture. **Belgium: Brussels** – Famous for its medieval architecture, the Atomium, and the European Union headquarters. **Czech Republic: Prague** – Prague – Renowned for its charming Old Town, Prague Castle, and Charles Bridge. **Denmark: Copenhagen** – Copenhagen – Famous for its canals, the Little Mermaid statue, and vibrant city life. **Estonia: Tallinn** – Known for its well-preserved medieval Old Town, which is a UNESCO World Heritage site. **Finland: Helsinki** – Famous for its stunning architecture, design scene, and proximity to nature. **France: Paris** – The City of Light, home to the Eiffel Tower, Louvre Museum, and rich cultural history. **Germany: Berlin** – Known for its iconic Brandenburg Gate, Berlin Wall history, and vibrant arts scene. **Greece: Athens** – Famous for the ancient Acropolis, Parthenon, and rich history of Greek civilization. **Hungary: Budapest** – Known for its beautiful riverfront, Buda Castle, and thermal baths. **Iceland: Reykjavik** – Famous for its unique landscapes, geysers, and the Northern Lights. **Italy: Rome** – Home to the Colosseum, Roman Forum, and Vatican City. **Latvia: Riga** – Famous for its Art Nouveau architecture and vibrant Old Town. **Liechtenstein: Vaduz** – Known for its medieval Vaduz Castle and the stunning Alpine landscapes. **Lithuania: Vilnius** – Famous for its UNESCO-listed Old Town, historic churches, and vibrant culture. **Luxembourg:** – Luxembourg City – Known for its fortified Old Town, bridges, and medieval architecture. **Malta: Valletta** – Famous for its historical sites, including St. John's Co-Cathedral and grand fortifications. **Netherlands: Amsterdam** – Renowned for its canals, Van Gogh Museum, and Anne Frank House. **Norway: Oslo** – Known for its museums, Viking Ship Museum, and beautiful fjords. **Poland: Krakow** – Famous for its medieval Old Town and the historic Auschwitz concentration camp. **Portugal: Lisbon** – Known for its colourful streets, the Belem Tower, and the historic Alfama district. **Slovakia: Bratislava** – Famous for its medieval Old Town and proximity to the Danube River. **Slovenia: Ljubljana** – Known for its picturesque Old Town, Ljubljana Castle, and beautiful parks. **Spain: Barcelona** – Famous for its modernist architecture by Antoni GaudΓ­, including the Sagrada Familia and Park GΓΌell. **Sweden: Stockholm** – Known for its archipelago, royal palaces, and beautiful museums. **Switzerland: Zurich** – Famous for its lakeside setting, Old Town, and as a financial hub. **Norway: Bergen** – Famous for its stunning fjords, the UNESCO-listed Bryggen wharf, and surrounding nature. **Finland: Lapland** – Known for its beautiful winter landscapes, Santa Claus Village, and Northern Lights. **Poland: Warsaw** – Famous for its historical Old Town and beautiful palaces. View more countries ## Schengen Visa Travel Insurance: FAQs - ### Q: Why is a Schengen visa rejected? Will they refund my visa fee? **Ans:** Your Schengen visa can be rejected for many reasons like lack of sufficient funds, unclear itinerary, and contradictory reasons for your visit. Other lesser-known reasons include earlier visa violations, criminal records, insufficient travel insurance for Europe from India, or lack of sufficient ties with your country. - ### Q: Are Europe travel insurance and Schengen area travel insurance the same? **Ans:** Travel and health insurance for Schengen visa is mandatory for 29 European countries. Travel health insurance Europe may or may not be applicable here. - ### Q: Is overseas travel medical insurance valid for all Schengen countries? **Ans:** Yes, it’s mandatory that your Schengen travel medical insurance plan is valid throughout the Schengen Zone. - ### Q: What are the covered countries under Schengen travel insurance? **Ans:** All 29 Schengen countries are covered under this insurance plan. - ### Q: Are emergency medical costs related to COVID-19 covered under Schengen travel medical insurance? **Ans:** Yes, several Indian insurers still provide coronavirus-related coverage including hospitalisation and trip cancellation. - ### Q: Will a Schengen tourist insurance work if I study in Europe? **Ans:** If you’re staying in a Schengen state on a short-term visa then a tourist visa will cover you. However, full-time students who are in Schengen countries for 6 months or more should buy travel health insurance for Schengen visa. - ### Q: How much does travel insurance cost for 2 weeks? **Ans:** Your travel insurance cost for Schengen visa will depend on your age, the number of countries you plan to visit and other factors that will affect the cost. - ### Q: How much does a 30,000 euro travel insurance cost for Schengen visa in India? **Ans:** Schengen travel insurance costs vary depending on the duration and benefits. A 15-day Schengen travel insurance plan for Germany starts at Rs. 785 on Policybazaar.com. However, this premium is for a 30-year-old with no PED. Confirm these with the insurer or use a travel insurance premium calculator to get a better idea. - ### Q: Is travel insurance mandatory for Schengen Visa? **Ans:** Yes, Indians must buy travel insurance to Schengen countries because they are applying for a Schengen visa. They can't get a visa without meeting these Schengen travel insurance requirements. - ### Q: Will I get any refund if my Schengen visa application is refused? **Ans:** This depends on your insurer. If your policy offers a refund of visa fee coverage then you will get your visa fee refunded, given that it was not rejected because of your own negligence. Most plans offer this benefit only if you have purchased an add-on. - ### Q: Is travel insurance for Schengen visa valid in other European countries? **Ans:** No, Europe travel insurance for Schengen is only valid in 29 Schengen nations. However, if you have purchased a plan after informing your insurer, it may cover other countries too. - ### Q: Is Travelling to Multiple Schengen Countries With the Same Schengen Visa Possible? **Ans:** Yes. You must apply for a visa at the embassy of your primary destination and mention these in your travel itinerary. - ### Q: What is the multiple-entry Schengen visa under the β€˜Cascade’ Regime? **Ans:** This new Schengen visa scheme simplifies the Schengen visa procedure for frequent Indian travellers with good travel history. It allows Indians to qualify for a 2-year multiple-entry Schengen visa more flexibly. - ### Q: How Much Time Does It Take to Process for a Schengen Visa? **Ans:** A Schengen visa processing takes around 10 to 15 working days under regular circumstances. Ensure to provide all necessary documents like a travel itinerary, letter of invitation, travel insurance for Schengen visa etc. - ### Q: Is the EU and Schengen Region the same? Do they need a Schengen visa? **Ans:** Many people have a misconception that all European countries need a Schengen visa. Another common misconception is that all Schengen countries are a part of the European Union. Both of these groups are different, and this can confuse many people. - ### Q: Which travel insurance is best for a Schengen visa? **Ans:** The right Schengen visa travel insurance must meet requirements such as a minimum of EUR 30,000 sum insured for passport loss, emergency hospitalisation, medical evacuation, etc. - ### Q: I want to buy travel insurance for Europe for my partner and children as a group. Can I do so? **Ans:** Yes, you can buy family travel insurance for a Schengen visa. You can buy it for your spouse, and dependents. - ### Q: Will my Europe travel insurance for Schengen cover missed flights? **Ans:** If your travel insurance from India to Europe includes benefits for missed flights, it will cover them. However, not all Schengen travel insurance plans may offer this benefit, so it's best to confirm with your insurer. - ### Q: How can I buy Schengen medical insurance in India? **Ans:** You can buy travel medical insurance Schengen online on Policybazaar. - ### Q: If I get travel insurance will it ensure my Schengen visa? **Ans:** No, just buying travel insurance does not guarantee your Schengen visa. However, not having it will definitely be grounds for Schengen visa refusal. - ### Q: Can I buy 1 year Schengen travel insurance? **Ans:** Yes, depending on the duration and purpose of your visit to the Schengen area, you can easily find long-term travel insurance plans. - ### Q: What are the approved travel insurance companies for Schengen visa? **Ans:** The e-consular posts of Schengen states have provided a list of approved insurers. You can find the approved list of Schengen travel insurance from India on their official website. ## Travel Insurers View more insurers **Disclaimer:** The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in ### Travel Insurance Articles - Recent Article - Popular Articles Travel Insurance Reviews & Ratings **4\.8 / 5** Lalit Bangalore, April 04, 2026 β˜…β˜…β˜…β˜…β˜… Compare Plans My travel insurance plan from Policybazaar offers the best features and coverage at an affordable price. Happy I was able to compare the best plans from multiple insurers in one place. 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I have purchased more than 5 plans for various trips across Asia and Europe and faced no issues. Anant Agra, March 24, 2026 β˜…β˜…β˜…β˜…β˜… Happy Customer Mr. Rohit from Policybazaar provided me with 100% support during my claim. I am very happy with my recent experience. Manpreet Amritsar, March 22, 2026 β˜…β˜…β˜…β˜…β˜… Good Experience Got a travel insurance policy from Policybazaar. Had a very good experience. Affordable price, hassle-free process. The best part is that they took care of my claim without any delay, completed the process to get me a quick resolution. Ali Udaipur, March 17, 2026 β˜…β˜…β˜…β˜…β˜… Exceptional Support The Policybazaar team went out of their way to get the claim approved for my insurance. Initially, there were some challenges from the insurer side. Their team provided me exceptional support throughout the process. Maahi Jamshedpur, March 15, 2026 β˜…β˜…β˜…β˜…β˜… No Forceful selling What I liked most was that the team gave honest advice without forcing any plan. Always recommended. Shreya Dharamshala, March 13, 2026 β˜…β˜…β˜…β˜…β˜… 100% Online We bought our travel insurance online in minutes. It was a smooth, digital-first process that made our vacation much more relaxing. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale. Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 \| CIN: U74999HR2014PTC053454 \| Policybazaar is registered as a Composite Broker \| Registration No. 742, Valid till 09/06/2027 \| License category - Composite Broker \| [Contact Us](https://www.policybazaar.com/contact-us/) \| [Legal and Admin Policies](https://www.policybazaar.com/legal-and-admin-policies/) \* Price shown is for a 30 day trip to Schengen with 1,00,000 dollar coverage for an adult of age 25 years
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