🕷️ Crawler Inspector

 ### Signup for the newsletter Enjoy updates on our project, FIRE news and much more\! Thank you! We received your submission\! Oops! Something went wrong. learn Learn [Fire explained](https://www.playingwithfire.co/whatisfire)[Beginner’s Guide to FIRE](https://www.playingwithfire.co/beginners-guide-to-fire)[Things we recommend](https://www.playingwithfire.co/resources)[Blog](https://www.playingwithfire.co/blog) Paths [The Book](https://www.playingwithfire.co/the-book)[The Film](https://www.playingwithfire.co/the-documentary)[The Podcast](https://www.playingwithfire.co/the-podcast)[The Notion Template](https://playingwithfire.notion.site/Start-Here-Financial-Independence-OS-5bfc57d2b6be4a91b63324750f37c2ae) ## The film A documentary about the FIRE movement and one families quest to achieve financial independence and retire early. [The film](https://www.playingwithfire.co/the-documentary) ## The book A perfect follow up on the film to dive deeper into the philosophies and "how-tos of the FIRE movement" [The book](https://www.playingwithfire.co/the-book) [BLOG](https://www.playingwithfire.co/blog)[CALCULATORS](https://www.playingwithfire.co/calculators) [THE FILM](https://www.playingwithfire.co/the-documentary)[THE BOOK](https://www.playingwithfire.co/the-book) [](https://www.playingwithfire.co/) [THE FILM](https://www.playingwithfire.co/the-documentary)[THE BOOK](https://www.playingwithfire.co/the-book) # Retirement Calculator Watching your retirement age decrease as you increase your savings illustrates the power of your savings rate and the real possibility of early retirement. We recommend you come back to this tool often to check your assumptions or just for encouragement.  ## PLan withProjection lab  Build financial plans you love. Simulate your financial future and chart a course toward your best life with ProjectionLab. [Start Planning Today](https://projectionlab.com/?ref=scott54) ## What’s Next? [Start tracking with Empower](https://personalcapital.sjv.io/c/2597239/1107421/13439)  Now that you’ve calculated your time horizon to financial independence, we strongly encourage you to start tracking your money. We believe that [Empower](https://personalcapital.sjv.io/c/2597239/1107421/13439) is the most comprehensive free financial tool you can find online to manage your finances and track towards your FI date. ### We love the free features Empower offers, including the ability to: - Track and manage your income and expenses - Track your net worth - Analyze your investment portfolios for excessive fees (this is especially important early on in your FI journey) - Analyze your investment portfolios for proper asset allocation - Run various retirement planning calculations with their amazing retirement calculators Our favorite financial management tool is free to use and take less than a minute to sign up. Though you must create [Empower](https://personalcapital.sjv.io/c/2597239/1107421/13439) login credentials to use them, you don't need to enroll in Empower's advisory service. As you may know, we always try to avoid fees whenever possible. We also strongly recommend fee-only financial advisors, so you know how much you're paying up front and avoid advice with conflicts of interest. By signing up with [Empower](https://personalcapital.sjv.io/c/2597239/1107421/13439)for free and aggregating all your accounts in one place, you'll be well on your way toward financial independence. ## Time to track [Start tracking with Copilot ‍ (Use the Code "FIRE2M" for a free trial)](https://www.playingwithfire.co/retirementcalculator)  Now that you’ve calculated your time horizon to financial independence, we strongly encourage you to start tracking your money. We believe that [CoPilot](https://copilot.money/) is the most comprehensive budgeting tool you can find online to manage your finances and track towards your FI date. It's the budget app that Taylor and I use daily, and we love it. Use the code "FIRE2M" to start your free trial today\! ### We love the features copilot offers: - 💳 Automatically tracks your subscriptions and bills - 📊 Aggregates all your investments in one place, to help you compare performance over time - 📈 Shows you an end-of-month summary of your spending and how your net worth changed - 🚨 Notifies you when you get paid and alerts you to unusual spending or trends - 🤖 Unlimited connection support for tens of thousands of financial institutions, with additional custom integrations for favorite products like Venmo, Amazon, and Apple Card - 🏡 Tracks your home equity by combining real estate valuations with mortgage balances - 🤝 In-app chat support (with real humans) ready to help support your Copilot experience ## Get your copy of the # book A perfect follow up on the film to dive deeper into the philosophies and "how-tos of the FIRE movement" [THE BOOK](https://www.amazon.com/Playing-Financial-Independence-Retire-Early/dp/1608685802/ref=as_li_ss_tl?keywords=playing+with+fire&qid=1579752280&sr=8-3&linkCode=sl1&tag=playingwith0b-20&linkId=7769f8f50d8b5cc55a19dacff1578159&language=en_US)  ## Reading material We have assembled the foundational information to get your start on the right foot down the FIRE path to financial independence. [The Role of Frugality in FIRE](https://www.playingwithfire.co/blog/the-role-of-frugality-in-fire) Dive into the transformative world of financial independence with a refreshing take on frugality versus being cheap. Embrace the art of living well without living beyond your means, and find out how being frugal, not cheap, can unlock the door to your financial liberation. [Understanding the 4% Rule](https://www.playingwithfire.co/blog/understanding-the-4-rule) Retirement withdrawal strategies are anything but one-size-fits-all. For many FIRE fans, determining how much to withdraw each year requires a balance between ensuring your savings last and meeting your current financial needs. [The Importance of Savings Rate in FIRE](https://www.playingwithfire.co/blog/maximizing-savings-rate-fire-movement) Explore the essential role of savings rate in the FIRE movement for achieving financial independence and early retirement. Learn how to balance frugality, investment strategies, and lifestyle to accelerate your journey towards financial freedom. [View MORE](https://www.playingwithfire.co/blog) ## Join the movement Join 30,000+ Who Are Taking Control of Their Finances for a Better Life.  [](https://www.playingwithfire.co/) Learn [FIRE EXPLAINED](https://www.playingwithfire.co/whatisfire)[Beginner’s guide to fire](https://www.playingwithfire.co/beginners-guide-to-fire)[Things we recommend](https://www.playingwithfire.co/resources)[Blog](https://www.playingwithfire.co/blog)[Newsletter](https://www.playingwithfire.co/newsletter-signup) Paths [The Book](https://www.playingwithfire.co/the-book)[The Film](https://www.playingwithfire.co/the-documentary)[The Podcast](https://www.playingwithfire.co/the-podcast)[The Course](https://www.hellocompound.com/) Calculators [Retirement calculator](https://www.playingwithfire.co/retirementcalculator)[compound interest calculator](https://www.playingwithfire.co/compound-interest-calculator)[debt to income calculator](https://www.playingwithfire.co/debt-to-income-calculator)[net worth calculator](https://www.playingwithfire.co/net-worth-calculator)[car buyers calculator](https://www.playingwithfire.co/car-buyers-calculator)[savings rate calculator](https://www.playingwithfire.co/savings-rate-calculator) Company [Press](https://www.playingwithfire.co/press)[Contact](https://www.playingwithfire.co/contact) © 2022 Playing with Fire [Disclosures](https://www.playingwithfire.co/disclosures)

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