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| Meta Title | Schengen Visa Travel Insurance For Thai Travelers Going To Europe |
| Meta Description | Learn what travel insurance is required by Thai travelers to qualify for a Schengen visa and which providers offer plans that meet those requirements. |
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| Boilerpipe Text | Thailand residents and citizens who visit Europe are required to get a Schengen visa. One of the requirements for this visa is to acquire travel insurance coverage that meets visa standards and which covers travelers across all of the Schengen countries for the full duration of their trip.
Are you unsure how to get a Schengen visa for your trip to Europe? If you’re heading to Europe, you’re also probably wondering which travel insurance will meet Schengen visa requirements and best meet your needs.
In this
Pacific Prime
article, we’ll outline the travel insurance requirements for Thai travelers who want to enter Europe, introduce you to five of the best travel insurance providers who offer plans that meet the Schengen rules, and more.
After reading this article, check out our guide to finding the
best travel insurance in Thailand
: it will guide you to our series of articles dedicated to your needs as a Thai resident and traveler.
Explaining the Schengen Visa for Thai Travelers
The Schengen area is made up of 29 European countries that allow travelers free movement across their borders, and a Schengen visa is a short-term visa authorized by these countries that permits visitors to travel in this zone for 90 days, across one trip or several, within 180 days.
The 29 countries in the
Schengen Area
are:
Austria
Belgium
Bulgaria
Czech Republic
Croatia
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
Thai travelers, unless they have an exemption,
must acquire a Schengen visa
.
Thai Residents Who Don’t Need a Schengen Visa
Those who are exempted from Schengen visa requirements include:
Those who hold diplomatic passports
Those who hold local border traffic permits from civilian air and sea crews from member states
Crew members on emergency and rescue missions
School pupils
Intergovernmental travel document holders
Refugees
Those in the armed forces
NATO members
Nationals of a Schengen country
Nationals of a country that is
not required to get a Schengen visa
Thai citizens with dual citizenship in either a Schengen country or a country that does
not require to get a Schengen visa
If you’re still unsure if you need a Schengen visa,
use the official Schengen tool
. Those who do not require a visa must still have a passport for Europe. At the end of 2026, Schengen-visa-exempt travelers to the Schengen area will also need
ETIAS authorization
.
Schengen Visa Travel Insurance Requirements
Thai passport holders who want to travel in Europe must show proof of
sufficient travel insurance
to qualify for a Schengen visa. Proof of this insurance comes from obtaining a travel health insurance certificate that is valid in the entire Schengen Area for the full duration of the trip.
The travel insurance requirements for Thai citizens and residents include:
Coverage for at least €30,000 (about ฿1,142,729.16) in medical costs
Coverage in all Schengen area countries
Coverage for the entire duration of your stay
Coverage for medical repatriation (transportation back home for medical treatment)
Coverage for emergency medical care and hospitalization
Coverage for repatriation of remains (transportation for your body in the event of death)
Some Schengen visa insurance plans
cover COVID-19-related expenses
, though you will want to ask your provider to verify. Check out these
tips to get cheap travel insurance
before you purchase a plan.
Travel insurance is only required for travelers in Europe who are applying for a Schengen visa, but it is still
advisable for everyone to purchase travel insurance
to cover their trip expenses and unforeseen medical costs.
Top Travel Insurance Providers For The Schengen Visa
Thailand citizens and residents should consider
Allianz, April International, AXA, VUMI,
and
IMG
for top-quality travel insurance that meets Schengen visa requirements. These providers offer a variety of plans and levels of coverage so you can customize your coverage to your needs and budget.
Allianz
Allianz Travel
offers Schengen-compliant insurance coverage in addition to their international travel insurance plans, making it easy to find adequate coverage for your European vacation. Their single-trip travel insurance options include the following plans:
OneTrip Prime:
trip cancellation up to THB ฿3,352,248.96; trip interruption up to THB ฿5,028,373.44; emergency medical up to THB ฿1,676,124.48, baggage loss or damage up to THB ฿33,522.49; and much more.
OneTrip Basic:
trip cancellation up to THB ฿335,224.90; trip interruption up to THB ฿335,224.90; emergency medical up to THB ฿335,224.90; baggage loss or damage up to THB ฿16,761.24; and much more.
OneTrip Premier:
trip cancellation up to THB ฿6,704,497.91; trip interruption up to THB ฿10,056,746.87; emergency medical up to THB ฿2,514,186.72; baggage loss or damage up to THB ฿67,044.98; and much more.
OneTrip Emergency Medical:
emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿8,380,622.39; travel accident coverage up to THB ฿335,224.90; and much more.
OneTrip Cancellation Plus:
trip cancellation up to THB ฿167,612.45; trip interruption up to THB ฿167,612.45; travel delay up to THB ฿5,028.37, plus 24-hour hotline assistance.
Their multi-trip plans include:
AllTrips Basic:
emergency medical up to THB ฿670,449.79; emergency medical transportation up to THB ฿3,352,248.96; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿20,113.49; and much more.
AllTrips Premier:
trip cancellation and trip interruption up to THB ฿502,837.34; emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿16,761,244.78; baggage loss or damage up to THB ฿ 67,044.98; travel delay up to THB ฿50,283.73; and much more.
AllTrips Executive:
trip cancellation and trip interruption up to THB ฿335,224.90; emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿8,380,622.39; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿53,635.98; and much more.
AllTrips Prime:
trip cancellation up to THB ฿100,567.47; trip interruption up to THB ฿ 100,567.47; emergency medical up to THB ฿670,449.79; emergency medical transportation up to THB ฿3,352,248.96; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿20,113.49; and much more.
Their Schengen-compliant plans offer benefits for:
Up to THB ฿1,676,999.22 (USD $50,000) in emergency medical expenses in case of accident, sickness, illness, or injury
Up to THB ฿6,708.00 (USD $200) if your baggage is delayed
Up to THB ฿67,079.97 (USD $2,000) in case of trip cancellation
Go here to get a
free quote for this plan
or any of Allianz’s other travel insurance plans. Click
buy online now
, and you can get a quote without needing to purchase anything.
April International
April International’s
Schengen Visa Insurance plan makes it easy for Thai travelers to get travel insurance coverage that meets the needs of the Schengen visa. Over 1,000 people a month choose to buy April’s Schengen Insurance.
This plan’s benefits are:
Repatriation assistance
Medical expenses up to about THB ฿1,127,800 (about USD $32,100)
Death Assistance
Contract changed up to three times in case of a visa refusal
Coverage valid in all countries of the Schengen Area
An Insurance Certificate showing proof of Schengen travel insurance
No upfront payments in case of hospitalization of over 24 hours
Go here to get a
free quote for this plan
or any of April’s other travel insurance plans. Click
buy online now
, and you can get a quote without needing to purchase anything.
AXA
AXA
offers top-rated cruise, Schengen, domestic, and international insurance plans for all types of Thai travelers to Europe. AXA’s international travel insurance plans come in three tiers: Silver, Gold, and Platinum, with their Gold and Platinum plans being Schengen eligible.
Some benefits across all international plans include:
Trip cancellation
Trip interruption
Trip delay
Missed connection
Emergency accident and sickness medical expenses
Emergency evacuation
Accidental death and dismemberment
Baggage delay
Baggage and personal effects
Travelers who choose the Gold plan can expect coverage for:
Trip cancellation coverage up to 100% of the trip cost
Trip interruption coverage up to 150% of trip cost
Trip delay coverage up to
THB ฿6,704.50
per day with a
THB ฿33,522.49
maximum
Missed connection coverage up to
THB ฿33,522.49
Emergency accident and sickness medical expenses up to
THB ฿3,352,248.96
Emergency medical evacuation up to
THB ฿16,761,244.78
Non-medical emergency evacuation up to
THB ฿
1,676,124.48
Accidental death and dismemberment up to
THB ฿838,062.24
Common carrier accidental death and dismemberment up to
THB ฿1,676,124.48
Baggage delay up to
THB ฿10,056.75
Baggage and personal effects up to
THB ฿50,283.73
Travelers who choose the Platinum plan can expect coverage for:
Trip cancellation coverage up to 100% of trip cost
Trip interruption coverage up to 150% of trip cost
Trip delay coverage up to
THB ฿
10,056.75 per day for a
THB ฿41,903.11
maximum
Missed connection coverage up to
THB ฿50,283.73
Emergency accident and sickness medical expenses up to
THB ฿8,380,622.39
Emergency medical evacuation up to
THB ฿33,522,489.57
Non-medical emergency evacuation up to
THB ฿3,352,248.96
Accidental death and dismemberment up to
THB ฿1,676,124.48
Common carrier accidental death and dismemberment up to
THB ฿3,352,248.96
Baggage delay up to
THB ฿20,113.49
Baggage and personal effects up to
THB ฿100,567.47
Lost skier days up to
THB ฿
838.06 per day
Lost golf rounds up to
THB ฿16,761.24
Sports equipment rental up to
THB ฿33,522.49
Optional benefits include rental car coverage,
cancel for any reason
coverage, and more. Go here to get a
free quote for this plan
or any of AXA’s other travel insurance plans. Click
buy online now
, and you can get a quote without needing to purchase anything.
VUMI VIP Travel Insurance For Schengen Visa
VUMI
offers travelers from Thailand the Travel VIP plan that
exceeds the needs of the Schengen visa
. It provides comprehensive worldwide travel insurance that includes all of the countries in the Schengen area.
VUMI’s Travel VIP plan includes the following benefits:
Worldwide medical coverage
Maximum health coverage up to about THB ฿167,612,447.84 for individuals up to the age of 70
Emergency medical treatments and assistance for sickness and injury
Emergency transportation
Repatriation to Thailand
This plan also includes
many more benefits
that will grant you peace of mind in Europe. Go here to get a
free quote for this plan
or any of VUMI’s other travel insurance plans. Click
buy online now
, and you can get a quote without needing to purchase anything.
IMG Travel Insurance For Schengen Visa
IMG
has several plans that meet the travel insurance requirements of the Schengen visa. Thai passport holders may consider the
1TravelInsured Travel SE plan
,
iTravelInsured Travel Lite plan
,
Patriot International Platinum plan
, or others.
The most popular plan for domestic and international tourism is iTravelInsured Travel SE.
The general benefits of this plan are:
Worldwide medical coverage, including all Schengen Area countries
Medical coverage for accident and sickness up to about THB ฿8,380,622.39
Medical evacuation
Medical repatriation to Thailand
Go here to see the full benefits available to you and to get a
free quote for an IMG plan
. Click
buy online now
, and you can get a quote without needing to purchase anything.
How to Get a Schengen Visa
To get a Schengen visa, Thai residents and citizens must schedule an appointment at the embassy of the Schengen country they will visit, the first country they will visit, or the VFS Global Application center in Bangkok; collect the necessary documents; and attend an interview.
The most common required documents for Thai travelers applying for their Schengen visa include:
Two recently taken passport-style photos
A certificate that validates that you have the necessary insurance
Proof of legal residence in Thailand
Proof of accommodation while you are in Europe
Proof of civil status, such as a marriage certificate, if applicable
Proof that you have the means to support yourself financially during your stay in Europe
Your flight itinerary
Your Thai passport or other up-to-date travel documents
Different Schengen countries have different applications, and some countries may even allow you to apply online, so verify the needs of the country you plan to visit before making your appointment.
Why You Should Use a Broker to Get Travel Insurance to Europe
Brokers act as intermediaries between you and insurance providers, so they can utilize their unbiased expertise to save you time and money and even help you submit claims once you’ve picked a plan.
Pacific Prime
partners with
top travel insurance providers
and can help you compare plan similarities, differences, and price ranges.
As a third-party broker
, we can offer you unbiased advice about each company so you can make an informed decision about which policy and provider is right for you.
Let Pacific Prime help you find the right insurance plan for your budget and needs in Europe.
Contact us
to learn more.
Frequently Asked Questions
Can I get a Schengen visa without buying travel insurance?
You cannot get a Schengen visa without buying sufficient travel insurance. The Schengen visa requires all applicants to have travel insurance for the full duration of their trip across every country in the Schengen Area. If you are traveling to Europe from Thailand, you must buy insurance.
How much does a Schengen visa cost?
A Schengen visa costs €90 (TBH ฿3430.26) for anyone 12 years and older and €45 (TBH ฿1715.13) for children ages 6–11. Children under 6 years old are usually free. Some nationals may qualify for a reduced fee or exemption under certain agreements.
How long does it take to get my Schengen visa processed?
Most Schengen visas will be processed in 15 days, but depending on complications or the country, it may take up to 60 days.
What if my Schengen visa application is denied?
If your Schengen visa application is rejected, you may reapply or appeal your application immediately. To improve your chances of approval, verify the reason for your rejection, ensure your passport is valid and undamaged, get proper travel insurance, and clarify your itinerary.
Conclusion
Thai nationals who want to travel in Europe are required to get a Schengen visa, and to qualify, they are required to get sufficient travel insurance.
This travel insurance must cover you across the entire Schengen area for the full duration of your trip. It must also provide necessary emergency medical coverage, repatriation coverage back to Thailand, and evacuation coverage. Your policy must have a minimum amount of about USD $32,100 (THB ฿1,127,800).
If you’re ready to
purchase travel insurance now
, you can go to this page with our best travel insurance providers. You can also get free quotes on the same page.
After covering
over 1 million lives
, Pacific Prime is experienced in helping travelers explore Europe safely with travel and health insurance. Getting the answers you seek is
just a quick message away
, and then we will respond promptly with well-seasoned advice.
If you want to get in touch with us at Pacific Prime to have more of your questions answered,
contact us
today! We are insurance experts who help travelers acquire travel insurance and
Thailand health insurance
for all types of travel around the globe.
Further Reading:
Does Thailand require travel insurance from its visitors?
How to extend your Thailand visa
Thailand Visa for US Citizens
Author
Recent Posts
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance. |
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# Schengen Visa Travel Insurance for Thai Travelers Going to Europe
Thailand residents and citizens who visit Europe are required to get a Schengen visa. One of the requirements for this visa is to acquire travel insurance coverage that meets visa standards and which covers travelers across all of the Schengen countries for the full duration of their trip.
### Discover the world's top **health insurers.** **Compare quotes** with **a click of the button.**
Are you unsure how to get a Schengen visa for your trip to Europe? If you’re heading to Europe, you’re also probably wondering which travel insurance will meet Schengen visa requirements and best meet your needs.
In this [Pacific Prime](https://www.pacificprime.com/) article, we’ll outline the travel insurance requirements for Thai travelers who want to enter Europe, introduce you to five of the best travel insurance providers who offer plans that meet the Schengen rules, and more.
After reading this article, check out our guide to finding the [best travel insurance in Thailand](https://www.pacificprime.com/blog/best-travel-insurance-in-thailand.html): it will guide you to our series of articles dedicated to your needs as a Thai resident and traveler.
[Kickstart Your Search for the Perfect Insurer Compare over 50,000 Plans from Top Insurers Compare NOW ](https://www.pacificprime.com/compare-quotes/step-one-name/?campSource=PP-Blog&utm_campaign=Blog)
## Explaining the Schengen Visa for Thai Travelers
The Schengen area is made up of 29 European countries that allow travelers free movement across their borders, and a Schengen visa is a short-term visa authorized by these countries that permits visitors to travel in this zone for 90 days, across one trip or several, within 180 days.
The 29 countries in the [Schengen Area](https://www.schengenvisainfo.com/schengen-visa-countries-list/#:~:text=Schengen%20Area%20Countries) are:
1. Austria
2. Belgium
3. Bulgaria
4. Czech Republic
5. Croatia
6. Denmark
7. Estonia
8. Finland
9. France
10. Germany
11. Greece
12. Hungary
13. Iceland
14. Italy
15. Latvia
16. Liechtenstein
17. Lithuania
18. Luxembourg
19. Malta
20. Netherlands
21. Norway
22. Poland
23. Portugal
24. Romania
25. Slovakia
26. Slovenia
27. Spain
28. Sweden
29. Switzerland
**Thai travelers, unless they have an exemption,** [**must acquire a Schengen visa**](https://schengeninsuranceinfo.com/schengen-visa/who-needs/)**.**
### Thai Residents Who Don’t Need a Schengen Visa
Those who are exempted from Schengen visa requirements include:
- Those who hold diplomatic passports
- Those who hold local border traffic permits from civilian air and sea crews from member states
- Crew members on emergency and rescue missions
- School pupils
- Intergovernmental travel document holders
- Refugees
- Those in the armed forces
- NATO members
- Nationals of a Schengen country
- Nationals of a country that is [not required to get a Schengen visa](https://www.schengenvisainfo.com/who-needs-schengen-visa/#:~:text=Citizens%20of%20Which%20Countries%20Don%E2%80%99t%20Need%20a%20Schengen%20Visa%20to%20Enter%20Europe%3F)
- Thai citizens with dual citizenship in either a Schengen country or a country that does [not require to get a Schengen visa](https://www.schengenvisainfo.com/who-needs-schengen-visa/#:~:text=Citizens%20of%20Which%20Countries%20Don%E2%80%99t%20Need%20a%20Schengen%20Visa%20to%20Enter%20Europe%3F)
If you’re still unsure if you need a Schengen visa, [use the official Schengen tool](https://www.schengenvisainfo.com/#schengen-visa-checker). Those who do not require a visa must still have a passport for Europe. At the end of 2026, Schengen-visa-exempt travelers to the Schengen area will also need [ETIAS authorization](https://travel-europe.europa.eu/etias/what-etias_en).
## Schengen Visa Travel Insurance Requirements
Thai passport holders who want to travel in Europe must show proof of [sufficient travel insurance](https://schengeninsuranceinfo.com/#google_vignette) to qualify for a Schengen visa. Proof of this insurance comes from obtaining a travel health insurance certificate that is valid in the entire Schengen Area for the full duration of the trip.
The travel insurance requirements for Thai citizens and residents include:
- Coverage for at least €30,000 (about ฿1,142,729.16) in medical costs
- Coverage in all Schengen area countries
- Coverage for the entire duration of your stay
- Coverage for medical repatriation (transportation back home for medical treatment)
- Coverage for emergency medical care and hospitalization
- Coverage for repatriation of remains (transportation for your body in the event of death)
Some Schengen visa insurance plans [cover COVID-19-related expenses](https://www.pacificprime.com/blog/best-covid-travel-insurance-thailand.html), though you will want to ask your provider to verify. Check out these [tips to get cheap travel insurance](https://www.pacificprime.com/blog/15-tips-to-get-cheap-travel-insurance-for-thailand-travelers.html) before you purchase a plan.
Travel insurance is only required for travelers in Europe who are applying for a Schengen visa, but it is still [advisable for everyone to purchase travel insurance](https://www.pacificprime.com/blog/worth-it-getting-travel-insurance-to-thailand.html) to cover their trip expenses and unforeseen medical costs.
## Top Travel Insurance Providers For The Schengen Visa
Thailand citizens and residents should consider **Allianz, April International, AXA, VUMI,** and **IMG** for top-quality travel insurance that meets Schengen visa requirements. These providers offer a variety of plans and levels of coverage so you can customize your coverage to your needs and budget.
### Allianz
[Allianz Travel](https://www.pacificprime.com/insurers-and-partners/allianz/) offers Schengen-compliant insurance coverage in addition to their international travel insurance plans, making it easy to find adequate coverage for your European vacation. Their single-trip travel insurance options include the following plans:
- **OneTrip Prime:** trip cancellation up to THB ฿3,352,248.96; trip interruption up to THB ฿5,028,373.44; emergency medical up to THB ฿1,676,124.48, baggage loss or damage up to THB ฿33,522.49; and much more.
- **OneTrip Basic:** trip cancellation up to THB ฿335,224.90; trip interruption up to THB ฿335,224.90; emergency medical up to THB ฿335,224.90; baggage loss or damage up to THB ฿16,761.24; and much more.
- **OneTrip Premier:** trip cancellation up to THB ฿6,704,497.91; trip interruption up to THB ฿10,056,746.87; emergency medical up to THB ฿2,514,186.72; baggage loss or damage up to THB ฿67,044.98; and much more.
- **OneTrip Emergency Medical:** emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿8,380,622.39; travel accident coverage up to THB ฿335,224.90; and much more.
- **OneTrip Cancellation Plus:** trip cancellation up to THB ฿167,612.45; trip interruption up to THB ฿167,612.45; travel delay up to THB ฿5,028.37, plus 24-hour hotline assistance.
Their multi-trip plans include:
- **AllTrips Basic:** emergency medical up to THB ฿670,449.79; emergency medical transportation up to THB ฿3,352,248.96; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿20,113.49; and much more.
- **AllTrips Premier:** trip cancellation and trip interruption up to THB ฿502,837.34; emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿16,761,244.78; baggage loss or damage up to THB ฿ 67,044.98; travel delay up to THB ฿50,283.73; and much more.
- **AllTrips Executive:** trip cancellation and trip interruption up to THB ฿335,224.90; emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿8,380,622.39; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿53,635.98; and much more.
- **AllTrips Prime:** trip cancellation up to THB ฿100,567.47; trip interruption up to THB ฿ 100,567.47; emergency medical up to THB ฿670,449.79; emergency medical transportation up to THB ฿3,352,248.96; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿20,113.49; and much more.
Their Schengen-compliant plans offer benefits for:
- Up to THB ฿1,676,999.22 (USD \$50,000) in emergency medical expenses in case of accident, sickness, illness, or injury
- Up to THB ฿6,708.00 (USD \$200) if your baggage is delayed
- Up to THB ฿67,079.97 (USD \$2,000) in case of trip cancellation
Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of Allianz’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### April International
[April International’s](https://www.pacificprime.com/blog/april-international-travel-insurance-the-best-travel-insurance.html) Schengen Visa Insurance plan makes it easy for Thai travelers to get travel insurance coverage that meets the needs of the Schengen visa. Over 1,000 people a month choose to buy April’s Schengen Insurance.
This plan’s benefits are:
- Repatriation assistance
- Medical expenses up to about THB ฿1,127,800 (about USD \$32,100)
- Death Assistance
- Contract changed up to three times in case of a visa refusal
- Coverage valid in all countries of the Schengen Area
- An Insurance Certificate showing proof of Schengen travel insurance
- No upfront payments in case of hospitalization of over 24 hours
Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of April’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### AXA
[AXA](https://www.pacificprime.com/insurers-and-partners/insurer-axa/) offers top-rated cruise, Schengen, domestic, and international insurance plans for all types of Thai travelers to Europe. AXA’s international travel insurance plans come in three tiers: Silver, Gold, and Platinum, with their Gold and Platinum plans being Schengen eligible.
Some benefits across all international plans include:
- Trip cancellation
- Trip interruption
- Trip delay
- Missed connection
- Emergency accident and sickness medical expenses
- Emergency evacuation
- Accidental death and dismemberment
- Baggage delay
- Baggage and personal effects
Travelers who choose the Gold plan can expect coverage for:
- Trip cancellation coverage up to 100% of the trip cost
- Trip interruption coverage up to 150% of trip cost
- Trip delay coverage up to THB ฿6,704.50 per day with a THB ฿33,522.49 maximum
- Missed connection coverage up to THB ฿33,522.49
- Emergency accident and sickness medical expenses up to THB ฿3,352,248.96
- Emergency medical evacuation up to THB ฿16,761,244.78
- Non-medical emergency evacuation up to THB ฿1,676,124.48
- Accidental death and dismemberment up to THB ฿838,062.24
- Common carrier accidental death and dismemberment up to THB ฿1,676,124.48
- Baggage delay up to THB ฿10,056.75
- Baggage and personal effects up to THB ฿50,283.73
Travelers who choose the Platinum plan can expect coverage for:
- Trip cancellation coverage up to 100% of trip cost
- Trip interruption coverage up to 150% of trip cost
- Trip delay coverage up to THB ฿10,056.75 per day for a THB ฿41,903.11 maximum
- Missed connection coverage up to THB ฿50,283.73
- Emergency accident and sickness medical expenses up to THB ฿8,380,622.39
- Emergency medical evacuation up to THB ฿33,522,489.57
- Non-medical emergency evacuation up to THB ฿3,352,248.96
- Accidental death and dismemberment up to THB ฿1,676,124.48
- Common carrier accidental death and dismemberment up to THB ฿3,352,248.96
- Baggage delay up to THB ฿20,113.49
- Baggage and personal effects up to THB ฿100,567.47
- Lost skier days up to THB ฿838\.06 per day
- Lost golf rounds up to THB ฿16,761.24
- Sports equipment rental up to THB ฿33,522.49
Optional benefits include rental car coverage, *cancel for any reason* coverage, and more. Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of AXA’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### VUMI VIP Travel Insurance For Schengen Visa
[VUMI](https://www.pacificprime.com/blog/vumi-travel-vip-the-best-travel-insurance-plans.html) offers travelers from Thailand the Travel VIP plan that [exceeds the needs of the Schengen visa](https://s3.amazonaws.com/vumigroup.planes/Cuaderno_Informativo_travel/travel_vip_plan_overview_en.pdf). It provides comprehensive worldwide travel insurance that includes all of the countries in the Schengen area.
VUMI’s Travel VIP plan includes the following benefits:
- Worldwide medical coverage
- Maximum health coverage up to about THB ฿167,612,447.84 for individuals up to the age of 70
- Emergency medical treatments and assistance for sickness and injury
- Emergency transportation
- Repatriation to Thailand
This plan also includes [many more benefits](https://s3.amazonaws.com/vumigroup.planes/Cuaderno_Informativo_travel/travel_vip_plan_overview_en.pdf) that will grant you peace of mind in Europe. Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of VUMI’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### IMG Travel Insurance For Schengen Visa
[IMG](https://www.pacificprime.com/blog/img-globehopper-the-best-travel-insurance-plans.html) has several plans that meet the travel insurance requirements of the Schengen visa. Thai passport holders may consider the **1TravelInsured Travel SE plan**, **iTravelInsured Travel Lite plan**, **Patriot International Platinum plan**, or others.
**The most popular plan for domestic and international tourism is iTravelInsured Travel SE.**
The general benefits of this plan are:
- Worldwide medical coverage, including all Schengen Area countries
- Medical coverage for accident and sickness up to about THB ฿8,380,622.39
- Medical evacuation
- Medical repatriation to Thailand
Go here to see the full benefits available to you and to get a [free quote for an IMG plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,IMG%20GlobeHopper,-IMG%20is%20an). Click *buy online now*, and you can get a quote without needing to purchase anything.
## How to Get a Schengen Visa
To get a Schengen visa, Thai residents and citizens must schedule an appointment at the embassy of the Schengen country they will visit, the first country they will visit, or the VFS Global Application center in Bangkok; collect the necessary documents; and attend an interview.
The most common required documents for Thai travelers applying for their Schengen visa include:
- Two recently taken passport-style photos
- A certificate that validates that you have the necessary insurance
- Proof of legal residence in Thailand
- Proof of accommodation while you are in Europe
- Proof of civil status, such as a marriage certificate, if applicable
- Proof that you have the means to support yourself financially during your stay in Europe
- Your flight itinerary
- Your Thai passport or other up-to-date travel documents
Different Schengen countries have different applications, and some countries may even allow you to apply online, so verify the needs of the country you plan to visit before making your appointment.
## Why You Should Use a Broker to Get Travel Insurance to Europe
Brokers act as intermediaries between you and insurance providers, so they can utilize their unbiased expertise to save you time and money and even help you submit claims once you’ve picked a plan.
[Pacific Prime](https://www.pacificprime.com/pp-profile/about/) partners with [top travel insurance providers](https://www.pacificprime.com/blog/the-best-travel-insurance-companies.html) and can help you compare plan similarities, differences, and price ranges. [As a third-party broker](https://www.pacificprime.com/blog/international-insurance-why-use-a-broker.html#:~:text=Why%20Expats%20and%20Travelers%20Should%20Use%20a%20Broker%20to%20Buy%20Insurance), we can offer you unbiased advice about each company so you can make an informed decision about which policy and provider is right for you.
Let Pacific Prime help you find the right insurance plan for your budget and needs in Europe. [Contact us](https://www.pacificprime.com/contact-us/) to learn more.
### Our Top Insurance Recommendations for Europe
[ Worldwide Coverage (excluding the US) Access to Cigna's trusted global network of hospitals and doctors 4 Core Insurance Plans Get a Quote NOW](https://www.pacificprime.com/compare-quotes/step-one-name/?campSource=PP-Blog&utm_campaign=Blog)
[ Lifetime Renewal Possibilities 24/7 Medical Help via Global Virtual Care Direct Billing Options Get a Quote NOW](https://www.pacificprime.com/compare-quotes/step-one-name/?campSource=PP-Blog&utm_campaign=Blog)
## Frequently Asked Questions
### Can I get a Schengen visa without buying travel insurance?
You cannot get a Schengen visa without buying sufficient travel insurance. The Schengen visa requires all applicants to have travel insurance for the full duration of their trip across every country in the Schengen Area. If you are traveling to Europe from Thailand, you must buy insurance.
### How much does a Schengen visa cost?
A Schengen visa costs €90 (TBH ฿3430.26) for anyone 12 years and older and €45 (TBH ฿1715.13) for children ages 6–11. Children under 6 years old are usually free. Some nationals may qualify for a reduced fee or exemption under certain agreements.
### How long does it take to get my Schengen visa processed?
Most Schengen visas will be processed in 15 days, but depending on complications or the country, it may take up to 60 days.
### What if my Schengen visa application is denied?
If your Schengen visa application is rejected, you may reapply or appeal your application immediately. To improve your chances of approval, verify the reason for your rejection, ensure your passport is valid and undamaged, get proper travel insurance, and clarify your itinerary.
[Start by Comparing Insurance Plans Online  Browse and Compare 50,000+ International Health Plans Compare NOW](https://www.pacificprime.com/compare-quotes/step-one-name/?campSource=PP-Blog&utm_campaign=Blog)
## Conclusion
Thai nationals who want to travel in Europe are required to get a Schengen visa, and to qualify, they are required to get sufficient travel insurance.
This travel insurance must cover you across the entire Schengen area for the full duration of your trip. It must also provide necessary emergency medical coverage, repatriation coverage back to Thailand, and evacuation coverage. Your policy must have a minimum amount of about USD \$32,100 (THB ฿1,127,800).
If you’re ready to [purchase travel insurance now](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april), you can go to this page with our best travel insurance providers. You can also get free quotes on the same page.
After covering [over 1 million lives](https://www.pacificprime.com/pp-profile/about/#:~:text=Key%20Figures,incredibly%20proud%20of%3A), Pacific Prime is experienced in helping travelers explore Europe safely with travel and health insurance. Getting the answers you seek is [just a quick message away](https://www.pacificprime.com/contact-us/), and then we will respond promptly with well-seasoned advice.
If you want to get in touch with us at Pacific Prime to have more of your questions answered, [contact us](https://www.pacificprime.com/contact-us/) today! We are insurance experts who help travelers acquire travel insurance and [Thailand health insurance](https://www.pacificprime.com/country/asia/thailand-health-insurance/) for all types of travel around the globe.
Further Reading:
- [Does Thailand require travel insurance from its visitors?](https://www.pacificprime.com/blog/does-thailand-require-travel-insurance.html)
- [How to extend your Thailand visa](https://www.pacificprime.com/blog/how-to-extend-visa-in-thailand.html)
- [Thailand Visa for US Citizens](https://www.pacificprime.com/blog/thailand-visa-us-citizens-guide.html)
- [Author](https://www.pacificprime.com/blog/schengen-visa-travel-insurance-thailand.html#abh_about)
- [Recent Posts](https://www.pacificprime.com/blog/schengen-visa-travel-insurance-thailand.html#abh_posts)
[](https://www.pacificprime.com/blog/author/serena "Serena Fung")
[Serena Fung](https://www.pacificprime.com/blog/author/serena)
Head of Content at [Pacific Prime](https://www.pacificprime.com/)
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
[](https://www.pacificprime.com/blog/author/serena "Serena Fung")
Latest posts by Serena Fung ([see all](https://www.pacificprime.com/blog/author/serena))
- [How to Get Health Insurance in Brazil: Step-by-Step for Foreigners](https://www.pacificprime.com/blog/how-to-get-health-insurance-brazil.html) - April 15, 2026
- [SUS Healthcare in Brazil: Free Public Healthcare for Expats](https://www.pacificprime.com/blog/sus-brazil-public-healthcare-expats.html) - April 3, 2026
- [A Guide to Maternity Insurance in Brazil for Expats](https://www.pacificprime.com/blog/maternity-insurance-brazil-expats.html) - April 3, 2026
###### Written By
***
##### [Serena Fung](https://www.pacificprime.com/blog/author/serena)
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
###### Comments
***
### 2 Comments
Henric Nilsson
July 22, 2024 at 4:53 pm
What are some tips for Thai travelers to manage and exchange currencies effectively when traveling across different European countries?
Serena Fung
November 29, 2024 at 8:36 pm
Thai travelers exploring multiple European countries can manage and exchange currencies effectively by using multi-currency wallets or travel cards like Revolut or Wise, which offer favorable exchange rates and allow you to hold and pay in multiple currencies. It’s also wise to exchange some cash in Euros before departure, as Euros are widely accepted across the Schengen Area, and avoid exchanging money at airports to sidestep higher fees. Lastly, keeping an eye on currency rates and opting for ATMs in Europe with low withdrawal fees can further help manage your budget effectively.
For personalized travel insurance advice or assistance, feel free to visit our [Contact Us page](https://www.pacificprime.com/contact-us/).
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| Readable Markdown | Thailand residents and citizens who visit Europe are required to get a Schengen visa. One of the requirements for this visa is to acquire travel insurance coverage that meets visa standards and which covers travelers across all of the Schengen countries for the full duration of their trip.
Are you unsure how to get a Schengen visa for your trip to Europe? If you’re heading to Europe, you’re also probably wondering which travel insurance will meet Schengen visa requirements and best meet your needs.
In this [Pacific Prime](https://www.pacificprime.com/) article, we’ll outline the travel insurance requirements for Thai travelers who want to enter Europe, introduce you to five of the best travel insurance providers who offer plans that meet the Schengen rules, and more.
After reading this article, check out our guide to finding the [best travel insurance in Thailand](https://www.pacificprime.com/blog/best-travel-insurance-in-thailand.html): it will guide you to our series of articles dedicated to your needs as a Thai resident and traveler.
## Explaining the Schengen Visa for Thai Travelers
The Schengen area is made up of 29 European countries that allow travelers free movement across their borders, and a Schengen visa is a short-term visa authorized by these countries that permits visitors to travel in this zone for 90 days, across one trip or several, within 180 days.
The 29 countries in the [Schengen Area](https://www.schengenvisainfo.com/schengen-visa-countries-list/#:~:text=Schengen%20Area%20Countries) are:
1. Austria
2. Belgium
3. Bulgaria
4. Czech Republic
5. Croatia
6. Denmark
7. Estonia
8. Finland
9. France
10. Germany
11. Greece
12. Hungary
13. Iceland
14. Italy
15. Latvia
16. Liechtenstein
17. Lithuania
18. Luxembourg
19. Malta
20. Netherlands
21. Norway
22. Poland
23. Portugal
24. Romania
25. Slovakia
26. Slovenia
27. Spain
28. Sweden
29. Switzerland
**Thai travelers, unless they have an exemption,** [**must acquire a Schengen visa**](https://schengeninsuranceinfo.com/schengen-visa/who-needs/)**.**
### Thai Residents Who Don’t Need a Schengen Visa
Those who are exempted from Schengen visa requirements include:
- Those who hold diplomatic passports
- Those who hold local border traffic permits from civilian air and sea crews from member states
- Crew members on emergency and rescue missions
- School pupils
- Intergovernmental travel document holders
- Refugees
- Those in the armed forces
- NATO members
- Nationals of a Schengen country
- Nationals of a country that is [not required to get a Schengen visa](https://www.schengenvisainfo.com/who-needs-schengen-visa/#:~:text=Citizens%20of%20Which%20Countries%20Don%E2%80%99t%20Need%20a%20Schengen%20Visa%20to%20Enter%20Europe%3F)
- Thai citizens with dual citizenship in either a Schengen country or a country that does [not require to get a Schengen visa](https://www.schengenvisainfo.com/who-needs-schengen-visa/#:~:text=Citizens%20of%20Which%20Countries%20Don%E2%80%99t%20Need%20a%20Schengen%20Visa%20to%20Enter%20Europe%3F)
If you’re still unsure if you need a Schengen visa, [use the official Schengen tool](https://www.schengenvisainfo.com/#schengen-visa-checker). Those who do not require a visa must still have a passport for Europe. At the end of 2026, Schengen-visa-exempt travelers to the Schengen area will also need [ETIAS authorization](https://travel-europe.europa.eu/etias/what-etias_en).
## Schengen Visa Travel Insurance Requirements
Thai passport holders who want to travel in Europe must show proof of [sufficient travel insurance](https://schengeninsuranceinfo.com/#google_vignette) to qualify for a Schengen visa. Proof of this insurance comes from obtaining a travel health insurance certificate that is valid in the entire Schengen Area for the full duration of the trip.
The travel insurance requirements for Thai citizens and residents include:
- Coverage for at least €30,000 (about ฿1,142,729.16) in medical costs
- Coverage in all Schengen area countries
- Coverage for the entire duration of your stay
- Coverage for medical repatriation (transportation back home for medical treatment)
- Coverage for emergency medical care and hospitalization
- Coverage for repatriation of remains (transportation for your body in the event of death)
Some Schengen visa insurance plans [cover COVID-19-related expenses](https://www.pacificprime.com/blog/best-covid-travel-insurance-thailand.html), though you will want to ask your provider to verify. Check out these [tips to get cheap travel insurance](https://www.pacificprime.com/blog/15-tips-to-get-cheap-travel-insurance-for-thailand-travelers.html) before you purchase a plan.
Travel insurance is only required for travelers in Europe who are applying for a Schengen visa, but it is still [advisable for everyone to purchase travel insurance](https://www.pacificprime.com/blog/worth-it-getting-travel-insurance-to-thailand.html) to cover their trip expenses and unforeseen medical costs.
## Top Travel Insurance Providers For The Schengen Visa
Thailand citizens and residents should consider **Allianz, April International, AXA, VUMI,** and **IMG** for top-quality travel insurance that meets Schengen visa requirements. These providers offer a variety of plans and levels of coverage so you can customize your coverage to your needs and budget.
### Allianz
[Allianz Travel](https://www.pacificprime.com/insurers-and-partners/allianz/) offers Schengen-compliant insurance coverage in addition to their international travel insurance plans, making it easy to find adequate coverage for your European vacation. Their single-trip travel insurance options include the following plans:
- **OneTrip Prime:** trip cancellation up to THB ฿3,352,248.96; trip interruption up to THB ฿5,028,373.44; emergency medical up to THB ฿1,676,124.48, baggage loss or damage up to THB ฿33,522.49; and much more.
- **OneTrip Basic:** trip cancellation up to THB ฿335,224.90; trip interruption up to THB ฿335,224.90; emergency medical up to THB ฿335,224.90; baggage loss or damage up to THB ฿16,761.24; and much more.
- **OneTrip Premier:** trip cancellation up to THB ฿6,704,497.91; trip interruption up to THB ฿10,056,746.87; emergency medical up to THB ฿2,514,186.72; baggage loss or damage up to THB ฿67,044.98; and much more.
- **OneTrip Emergency Medical:** emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿8,380,622.39; travel accident coverage up to THB ฿335,224.90; and much more.
- **OneTrip Cancellation Plus:** trip cancellation up to THB ฿167,612.45; trip interruption up to THB ฿167,612.45; travel delay up to THB ฿5,028.37, plus 24-hour hotline assistance.
Their multi-trip plans include:
- **AllTrips Basic:** emergency medical up to THB ฿670,449.79; emergency medical transportation up to THB ฿3,352,248.96; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿20,113.49; and much more.
- **AllTrips Premier:** trip cancellation and trip interruption up to THB ฿502,837.34; emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿16,761,244.78; baggage loss or damage up to THB ฿ 67,044.98; travel delay up to THB ฿50,283.73; and much more.
- **AllTrips Executive:** trip cancellation and trip interruption up to THB ฿335,224.90; emergency medical up to THB ฿1,676,124.48; emergency medical transportation up to THB ฿8,380,622.39; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿53,635.98; and much more.
- **AllTrips Prime:** trip cancellation up to THB ฿100,567.47; trip interruption up to THB ฿ 100,567.47; emergency medical up to THB ฿670,449.79; emergency medical transportation up to THB ฿3,352,248.96; baggage loss or damage up to THB ฿33,522.49; travel delay up to THB ฿20,113.49; and much more.
Their Schengen-compliant plans offer benefits for:
- Up to THB ฿1,676,999.22 (USD \$50,000) in emergency medical expenses in case of accident, sickness, illness, or injury
- Up to THB ฿6,708.00 (USD \$200) if your baggage is delayed
- Up to THB ฿67,079.97 (USD \$2,000) in case of trip cancellation
Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of Allianz’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### April International
[April International’s](https://www.pacificprime.com/blog/april-international-travel-insurance-the-best-travel-insurance.html) Schengen Visa Insurance plan makes it easy for Thai travelers to get travel insurance coverage that meets the needs of the Schengen visa. Over 1,000 people a month choose to buy April’s Schengen Insurance.
This plan’s benefits are:
- Repatriation assistance
- Medical expenses up to about THB ฿1,127,800 (about USD \$32,100)
- Death Assistance
- Contract changed up to three times in case of a visa refusal
- Coverage valid in all countries of the Schengen Area
- An Insurance Certificate showing proof of Schengen travel insurance
- No upfront payments in case of hospitalization of over 24 hours
Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of April’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### AXA
[AXA](https://www.pacificprime.com/insurers-and-partners/insurer-axa/) offers top-rated cruise, Schengen, domestic, and international insurance plans for all types of Thai travelers to Europe. AXA’s international travel insurance plans come in three tiers: Silver, Gold, and Platinum, with their Gold and Platinum plans being Schengen eligible.
Some benefits across all international plans include:
- Trip cancellation
- Trip interruption
- Trip delay
- Missed connection
- Emergency accident and sickness medical expenses
- Emergency evacuation
- Accidental death and dismemberment
- Baggage delay
- Baggage and personal effects
Travelers who choose the Gold plan can expect coverage for:
- Trip cancellation coverage up to 100% of the trip cost
- Trip interruption coverage up to 150% of trip cost
- Trip delay coverage up to THB ฿6,704.50 per day with a THB ฿33,522.49 maximum
- Missed connection coverage up to THB ฿33,522.49
- Emergency accident and sickness medical expenses up to THB ฿3,352,248.96
- Emergency medical evacuation up to THB ฿16,761,244.78
- Non-medical emergency evacuation up to THB ฿1,676,124.48
- Accidental death and dismemberment up to THB ฿838,062.24
- Common carrier accidental death and dismemberment up to THB ฿1,676,124.48
- Baggage delay up to THB ฿10,056.75
- Baggage and personal effects up to THB ฿50,283.73
Travelers who choose the Platinum plan can expect coverage for:
- Trip cancellation coverage up to 100% of trip cost
- Trip interruption coverage up to 150% of trip cost
- Trip delay coverage up to THB ฿10,056.75 per day for a THB ฿41,903.11 maximum
- Missed connection coverage up to THB ฿50,283.73
- Emergency accident and sickness medical expenses up to THB ฿8,380,622.39
- Emergency medical evacuation up to THB ฿33,522,489.57
- Non-medical emergency evacuation up to THB ฿3,352,248.96
- Accidental death and dismemberment up to THB ฿1,676,124.48
- Common carrier accidental death and dismemberment up to THB ฿3,352,248.96
- Baggage delay up to THB ฿20,113.49
- Baggage and personal effects up to THB ฿100,567.47
- Lost skier days up to THB ฿838\.06 per day
- Lost golf rounds up to THB ฿16,761.24
- Sports equipment rental up to THB ฿33,522.49
Optional benefits include rental car coverage, *cancel for any reason* coverage, and more. Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of AXA’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### VUMI VIP Travel Insurance For Schengen Visa
[VUMI](https://www.pacificprime.com/blog/vumi-travel-vip-the-best-travel-insurance-plans.html) offers travelers from Thailand the Travel VIP plan that [exceeds the needs of the Schengen visa](https://s3.amazonaws.com/vumigroup.planes/Cuaderno_Informativo_travel/travel_vip_plan_overview_en.pdf). It provides comprehensive worldwide travel insurance that includes all of the countries in the Schengen area.
VUMI’s Travel VIP plan includes the following benefits:
- Worldwide medical coverage
- Maximum health coverage up to about THB ฿167,612,447.84 for individuals up to the age of 70
- Emergency medical treatments and assistance for sickness and injury
- Emergency transportation
- Repatriation to Thailand
This plan also includes [many more benefits](https://s3.amazonaws.com/vumigroup.planes/Cuaderno_Informativo_travel/travel_vip_plan_overview_en.pdf) that will grant you peace of mind in Europe. Go here to get a [free quote for this plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,VUMI%20Travel%20VIP,-Pacific%20Prime%20is) or any of VUMI’s other travel insurance plans. Click *buy online now*, and you can get a quote without needing to purchase anything.
### IMG Travel Insurance For Schengen Visa
[IMG](https://www.pacificprime.com/blog/img-globehopper-the-best-travel-insurance-plans.html) has several plans that meet the travel insurance requirements of the Schengen visa. Thai passport holders may consider the **1TravelInsured Travel SE plan**, **iTravelInsured Travel Lite plan**, **Patriot International Platinum plan**, or others.
**The most popular plan for domestic and international tourism is iTravelInsured Travel SE.**
The general benefits of this plan are:
- Worldwide medical coverage, including all Schengen Area countries
- Medical coverage for accident and sickness up to about THB ฿8,380,622.39
- Medical evacuation
- Medical repatriation to Thailand
Go here to see the full benefits available to you and to get a [free quote for an IMG plan](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april:~:text=BUY%20ONLINE%20NOW-,IMG%20GlobeHopper,-IMG%20is%20an). Click *buy online now*, and you can get a quote without needing to purchase anything.
## How to Get a Schengen Visa
To get a Schengen visa, Thai residents and citizens must schedule an appointment at the embassy of the Schengen country they will visit, the first country they will visit, or the VFS Global Application center in Bangkok; collect the necessary documents; and attend an interview.
The most common required documents for Thai travelers applying for their Schengen visa include:
- Two recently taken passport-style photos
- A certificate that validates that you have the necessary insurance
- Proof of legal residence in Thailand
- Proof of accommodation while you are in Europe
- Proof of civil status, such as a marriage certificate, if applicable
- Proof that you have the means to support yourself financially during your stay in Europe
- Your flight itinerary
- Your Thai passport or other up-to-date travel documents
Different Schengen countries have different applications, and some countries may even allow you to apply online, so verify the needs of the country you plan to visit before making your appointment.
## Why You Should Use a Broker to Get Travel Insurance to Europe
Brokers act as intermediaries between you and insurance providers, so they can utilize their unbiased expertise to save you time and money and even help you submit claims once you’ve picked a plan.
[Pacific Prime](https://www.pacificprime.com/pp-profile/about/) partners with [top travel insurance providers](https://www.pacificprime.com/blog/the-best-travel-insurance-companies.html) and can help you compare plan similarities, differences, and price ranges. [As a third-party broker](https://www.pacificprime.com/blog/international-insurance-why-use-a-broker.html#:~:text=Why%20Expats%20and%20Travelers%20Should%20Use%20a%20Broker%20to%20Buy%20Insurance), we can offer you unbiased advice about each company so you can make an informed decision about which policy and provider is right for you.
Let Pacific Prime help you find the right insurance plan for your budget and needs in Europe. [Contact us](https://www.pacificprime.com/contact-us/) to learn more.
## Frequently Asked Questions
### Can I get a Schengen visa without buying travel insurance?
You cannot get a Schengen visa without buying sufficient travel insurance. The Schengen visa requires all applicants to have travel insurance for the full duration of their trip across every country in the Schengen Area. If you are traveling to Europe from Thailand, you must buy insurance.
### How much does a Schengen visa cost?
A Schengen visa costs €90 (TBH ฿3430.26) for anyone 12 years and older and €45 (TBH ฿1715.13) for children ages 6–11. Children under 6 years old are usually free. Some nationals may qualify for a reduced fee or exemption under certain agreements.
### How long does it take to get my Schengen visa processed?
Most Schengen visas will be processed in 15 days, but depending on complications or the country, it may take up to 60 days.
### What if my Schengen visa application is denied?
If your Schengen visa application is rejected, you may reapply or appeal your application immediately. To improve your chances of approval, verify the reason for your rejection, ensure your passport is valid and undamaged, get proper travel insurance, and clarify your itinerary.
## Conclusion
Thai nationals who want to travel in Europe are required to get a Schengen visa, and to qualify, they are required to get sufficient travel insurance.
This travel insurance must cover you across the entire Schengen area for the full duration of your trip. It must also provide necessary emergency medical coverage, repatriation coverage back to Thailand, and evacuation coverage. Your policy must have a minimum amount of about USD \$32,100 (THB ฿1,127,800).
If you’re ready to [purchase travel insurance now](https://www.pacificprime.com/health-insurance-plans/short-term/travel-quote/#april), you can go to this page with our best travel insurance providers. You can also get free quotes on the same page.
After covering [over 1 million lives](https://www.pacificprime.com/pp-profile/about/#:~:text=Key%20Figures,incredibly%20proud%20of%3A), Pacific Prime is experienced in helping travelers explore Europe safely with travel and health insurance. Getting the answers you seek is [just a quick message away](https://www.pacificprime.com/contact-us/), and then we will respond promptly with well-seasoned advice.
If you want to get in touch with us at Pacific Prime to have more of your questions answered, [contact us](https://www.pacificprime.com/contact-us/) today! We are insurance experts who help travelers acquire travel insurance and [Thailand health insurance](https://www.pacificprime.com/country/asia/thailand-health-insurance/) for all types of travel around the globe.
Further Reading:
- [Does Thailand require travel insurance from its visitors?](https://www.pacificprime.com/blog/does-thailand-require-travel-insurance.html)
- [How to extend your Thailand visa](https://www.pacificprime.com/blog/how-to-extend-visa-in-thailand.html)
- [Thailand Visa for US Citizens](https://www.pacificprime.com/blog/thailand-visa-us-citizens-guide.html)
- [Author](https://www.pacificprime.com/blog/schengen-visa-travel-insurance-thailand.html#abh_about)
- [Recent Posts](https://www.pacificprime.com/blog/schengen-visa-travel-insurance-thailand.html#abh_posts)
[](https://www.pacificprime.com/blog/author/serena "Serena Fung")
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
[](https://www.pacificprime.com/blog/author/serena "Serena Fung") |
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