🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 5 (from laksa164)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa005.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.opm.gov/retirement-center/fers-information/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.opm.gov/retirement-center/fers-information/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.opm.gov\/retirement-center\/fers-information\/","crawl_time":1775777963,"first_indexed_time":1667799344,"http_code":200,"src_unparsed":"gov,opm!www,\/retirement-center\/fers-information\/ s443","src_root_hash":"198378713988384805","history_drop_reason":null,"meta_title":"FERS Information","meta_descriptions":["Welcome to opm.gov"],"attrs_boilerpipe_text":"Skip to main content\nIn this section\nCongress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS.\nFERS is a retirement plan that provides benefits from three different sources: a\nBasic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life.\nThe TSP part of FERS is an account that your agency automatically sets up for you. Each pay period your agency deposits into your account amount equal to 1% of the basic pay you earn for the pay period. You can also make your own contributions to your TSP account and your agency will also make a matching contribution. These contributions are tax-deferred. The Thrift Savings Plan is administered by the Federal Retirement Thrift Investment Board.\nFor more information about TSP,\nsee their website\n(external link)\n. See the\nSSA website\n(external link)\nfor more information about the Social Security portion of your retirement benefit. This website covers the Federal Employees Retirement System. Through the menu links on the left, you can find information about the following FERS retirement topics:\nEligibility\n– The main eligibility requirements for the common types of retirements.\nComputation\n– How your retirement annuity is computed.\nCreditable Service\n– Rules showing the civilian and military service that can be used to compute your FERS retirement benefits.\nPlanning and Applying\n– It's never too early to start planning for retirement in order to ensure it goes smoothly. Here you will find information to help ensure your retirement starts well.\nEarly Retirement\n– Explanation of the minimum retirement age and early retirement if your agency under goes a “reduction in force” or you are involuntarily separated other than for cause.\nTypes of Retirement\n– Learn about the age, service requirements and considerations affecting the various types of retirement.\nDeferred\n– If you are a former Federal employee who was covered by the Federal Employees Retirement System (FERS), you may be eligible for a deferred annuity at age 62 or the Minimum Retirement Age (MRA).\nSurvivors\n– When a Federal employee dies, monthly or lump sum benefits may be payable to survivors. Learn about these Survivor benefits here.\nMilitary Retired Pay\n– Adding military service to your civilian service\nService Credit\n– Payment to increase your annuity for civilian service when no CSRS retirement deductions were withheld or were refunded or for military service after 1956.\nFormer Employees\n– Options if you leave your Government job before becoming eligible for retirement.","attrs_markdown":"[Skip to page navigation](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#page-navigation)\n\n![U.S. flag](https:\/\/www.opm.gov\/cdn\/img\/us_flag_small.png)\n\nAn official website of the United States government\n\nHere's how you know\n\nHere's how you know\n\n![Federal building icon](https:\/\/www.opm.gov\/cdn\/img\/icon-dot-gov.svg)\n\n**Official websites use .gov**   \nA **.gov** website belongs to an official government organization in the United States.\n\n![Lock icon](https:\/\/www.opm.gov\/cdn\/img\/icon-https.svg)\n\n**Secure .gov websites use HTTPS**   \nA **lock** ( A locked padlock ) or **https:\/\/** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.\n\n[![U.S. Office of Personnel Management logo](https:\/\/www.opm.gov\/cdn\/img\/opm-uswds\/opm_logo.svg)](https:\/\/www.opm.gov\/ \"home\")\n\nMenu\n\n![](https:\/\/www.opm.gov\/cdn\/img\/close-white.svg)\n\nSections\n\n- [About](https:\/\/www.opm.gov\/about-us\/)Toggle submenu\n  - [Our Agency](https:\/\/www.opm.gov\/about-us\/)\n  - [Who We Are](https:\/\/www.opm.gov\/about-us\/who-we-are\/)\n  - [Our Work](https:\/\/www.opm.gov\/about-us\/our-work\/)\n  - [Mission & History](https:\/\/www.opm.gov\/about-us\/mission-history\/)\n  - [Careers at OPM](https:\/\/www.opm.gov\/about-us\/careers-at-opm\/)\n  - [Doing Business with OPM](https:\/\/www.opm.gov\/about-us\/doing-business-with-opm\/)\n  - [Reports & Publications](https:\/\/www.opm.gov\/about-us\/reports-publications\/)\n  - [Open Government](https:\/\/www.opm.gov\/about-us\/open-government\/)\n  - [Get Help](https:\/\/www.opm.gov\/about-us\/get-help\/)\n  - [Contact Us](https:\/\/www.opm.gov\/about-us\/contact-us\/)\n  - [News](https:\/\/www.opm.gov\/about-us\/news\/)\n  - [Data](https:\/\/www.opm.gov\/data\/)\n  - [2023 Agency Financial Report](https:\/\/www.opm.gov\/about-us\/2023-agency-financial-report\/)\n  - [Combined Federal Campaign](https:\/\/www.opm.gov\/about-us\/combined-federal-campaign\/)\n  - [2023 Annual Performance Report](https:\/\/www.opm.gov\/about-us\/2023-annual-performance-report\/)\n  - [FY 2025 Congressional Budget Justification](https:\/\/www.opm.gov\/about-us\/fy-2025-congressional-budget-justification-and-annual-performance-plan\/)\n  - [2024 Agency Financial Report](https:\/\/www.opm.gov\/about-us\/2024-agency-financial-report\/)\n  - [2024 Agency Financial Report](https:\/\/www.opm.gov\/about-us\/2025-agency-financial-report\/)\n  - [2024 Annual Performance Report](https:\/\/www.opm.gov\/about-us\/2024-annual-performance-report\/)\n  - [FY 2026 Congressional Budget Justification](https:\/\/www.opm.gov\/about-us\/fy-2026-congressional-budget-justification\/)\n  - [Fork](https:\/\/www.opm.gov\/about-us\/fork\/)\n  - [HR Career Compass](https:\/\/www.opm.gov\/hr-practitioners\/hr-career-compass\/)\n  - [Executive Summary](https:\/\/www.opm.gov\/about-us\/fy-2027-congressional-budget-justification\/executive-summary\/)\n  - [Organizational Framework](https:\/\/www.opm.gov\/about-us\/fy-2027-congressional-budget-justification\/organizational-framework\/)\n  - [Revolving Funds Activities](https:\/\/www.opm.gov\/about-us\/fy-2027-congressional-budget-justification\/revolving-funds-activities\/)\n  - [Earned Benefits Trust Funds](https:\/\/www.opm.gov\/about-us\/fy-2027-congressional-budget-justification\/earned-benefits-trust-funds\/)\n  - [Office of the Inspector General](https:\/\/www.opm.gov\/about-us\/fy-2027-congressional-budget-justification\/office-of-the-inspector-general\/)\n  - [Appendix: GAO-IG Act Reporting for Budget Fiscal Year 2026](https:\/\/www.opm.gov\/about-us\/fy-2027-congressional-budget-justification\/appendix-gao-ig-act-reporting-for-budget-fiscal-year-2026\/)\n  - [List of Acronyms](https:\/\/www.opm.gov\/about-us\/fy-2027-congressional-budget-justification\/list-of-acronyms\/)\n- [Policy](https:\/\/www.opm.gov\/policy-data-oversight\/)Toggle submenu\n  - [CHCO Council](https:\/\/www.opm.gov\/policy-data-oversight\/chco-council\/)\n  - [Reductions in Force](https:\/\/www.opm.gov\/policy-data-oversight\/workforce-restructuring\/reductions-in-force\/)\n  - [Assessment & Selection](https:\/\/www.opm.gov\/policy-data-oversight\/assessment-and-selection\/)\n  - [Classification & Qualifications](https:\/\/www.opm.gov\/policy-data-oversight\/classification-qualifications\/)\n  - [Data, Analysis & Documentation](https:\/\/www.opm.gov\/policy-data-oversight\/data-analysis-documentation\/)\n  - [Disability Employment](https:\/\/www.opm.gov\/policy-data-oversight\/disability-employment\/)\n  - [Employee Relations](https:\/\/www.opm.gov\/policy-data-oversight\/employee-relations\/)\n  - [Enterprise Risk Management Program](https:\/\/www.opm.gov\/policy-data-oversight\/enterprise-risk-management-program-old\/)\n  - [Hiring Information](https:\/\/www.opm.gov\/policy-data-oversight\/hiring-information\/)\n  - [Human Capital Management](https:\/\/www.opm.gov\/policy-data-oversight\/human-capital-management\/)\n  - [Human Capital Framework](https:\/\/www.opm.gov\/policy-data-oversight\/human-capital-framework\/)\n  - [Labor Management Relations](https:\/\/www.opm.gov\/policy-data-oversight\/labor-relations\/)\n  - [Pandemic Information](https:\/\/www.opm.gov\/policy-data-oversight\/pandemic-information\/)\n  - [Pay & Leave](https:\/\/www.opm.gov\/policy-data-oversight\/pay-leave\/)\n  - [Performance Management](https:\/\/www.opm.gov\/policy-data-oversight\/performance-management\/)\n  - [Senior Executive Service](https:\/\/www.opm.gov\/policy-data-oversight\/senior-executive-service\/)\n  - [Settlement Guidelines](https:\/\/www.opm.gov\/policy-data-oversight\/settlement-guidelines\/)\n  - [Snow & Dismissal Procedures](https:\/\/www.opm.gov\/policy-data-oversight\/snow-dismissal-procedures\/)\n  - [Training & Development](https:\/\/www.opm.gov\/policy-data-oversight\/training-and-development\/)\n  - [Tribal Consultation](https:\/\/www.opm.gov\/policy-data-oversight\/tribal-consultation\/)\n  - [Veterans Services](https:\/\/www.opm.gov\/policy-data-oversight\/veterans-services\/)\n  - [Work-Life](https:\/\/www.opm.gov\/policy-data-oversight\/worklife\/)\n  - [Workforce Restructuring](https:\/\/www.opm.gov\/policy-data-oversight\/workforce-restructuring\/)\n  - [Policy FAQs](https:\/\/www.opm.gov\/policy-data-oversight\/policy-faqs\/)\n  - [Contact Policymakers](https:\/\/www.opm.gov\/policy-data-oversight\/contact-policymakers\/)\n  - [FY 2023 Human Capital Reviews](https:\/\/www.opm.gov\/policy-data-oversight\/fy-2023-human-capital-reviews\/)\n  - [Career Paths for Federal Program and Project Management Guide](https:\/\/www.opm.gov\/policy-data-oversight\/career-paths-for-federal-program-and-project-management-guide\/)\n  - [FY 2024 Human Capital Reviews](https:\/\/www.opm.gov\/policy-data-oversight\/fy-2024-human-capital-reviews\/)\n  - [Federal Hiring and Selection Outcome Dashboard](https:\/\/www.opm.gov\/policy-data-oversight\/federal-hiring-and-selection-outcome-dashboard\/)\n- [Compliance](https:\/\/www.opm.gov\/compliance\/)Toggle submenu\n  - [Adjudications](https:\/\/www.opm.gov\/compliance\/adjudications\/)\n  - [Oversight Activities](https:\/\/www.opm.gov\/compliance\/oversight-activities\/)\n- [Insurance](https:\/\/www.opm.gov\/healthcare-insurance\/)Toggle submenu\n  - [Open Season](https:\/\/www.opm.gov\/healthcare-insurance\/open-season\/)\n  - [Healthcare](https:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/)\n  - [FEHB Plan Comparison Tool](https:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/compare-plans\/)\n  - [Tribal Employers](https:\/\/www.opm.gov\/healthcare-insurance\/tribal-employers\/)\n  - [Postal Service Health Benefits Program](https:\/\/www.opm.gov\/healthcare-insurance\/pshb\/)\n  - [Medicare](https:\/\/www.opm.gov\/healthcare-insurance\/medicare\/)\n  - [Dental & Vision](https:\/\/www.opm.gov\/healthcare-insurance\/dental-vision\/)\n  - [FEDVIP Plan Comparison Tool](https:\/\/www.opm.gov\/healthcare-insurance\/healthcare\/plan-information\/compare-plans\/fedvip\/)\n  - [Carriers](https:\/\/www.opm.gov\/healthcare-insurance\/carriers\/)\n  - [Flexible Spending Accounts](https:\/\/www.opm.gov\/healthcare-insurance\/flexible-spending-accounts\/)\n  - [Life Insurance](https:\/\/www.opm.gov\/healthcare-insurance\/life-insurance\/)\n  - [Long Term Care](https:\/\/www.opm.gov\/healthcare-insurance\/long-term-care\/)\n  - [Insurance Glossary](https:\/\/www.opm.gov\/healthcare-insurance\/insurance-glossary\/)\n  - [Insurance FAQs](https:\/\/www.opm.gov\/healthcare-insurance\/insurance-faqs\/)\n  - [Contact Healthcare & Insurance](https:\/\/www.opm.gov\/healthcare-insurance\/contact-healthcare-insurance\/)\n  - [Special Initiatives](https:\/\/www.opm.gov\/healthcare-insurance\/special-initiatives\/)\n  - [Changes in Health Coverage](https:\/\/www.opm.gov\/healthcare-insurance\/changes-in-health-coverage\/)\n  - [Issuer](https:\/\/www.opm.gov\/healthcare-insurance\/multi-state-plan-program\/issuer\/)\n  - [Life Events](https:\/\/www.opm.gov\/healthcare-insurance\/life-events\/)\n  - [The Affordable Care Act](https:\/\/www.opm.gov\/healthcare-insurance\/affordable-care-act\/)\n- [Retirement](https:\/\/www.opm.gov\/retirement-center\/)Toggle submenu\n  - [Apply for Retirement](https:\/\/www.opm.gov\/retirement-center\/apply\/)\n  - [My Annuity and Benefits](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/)\n  - [CSRS Information](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/)\n  - [FERS Information](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  - [Phased Retirement](https:\/\/www.opm.gov\/retirement-center\/phased-retirement\/)\n  - [Retirement Statistics](https:\/\/www.opm.gov\/retirement-center\/retirement-statistics\/)\n  - [Special Notices](https:\/\/www.opm.gov\/retirement-center\/special-notices\/)\n  - [Calculators](https:\/\/www.opm.gov\/retirement-center\/calculators\/)\n  - [Tax Information for Annuitants](https:\/\/www.opm.gov\/retirement-center\/tax-information-for-annuitants\/)\n  - [Publications & Forms](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/)\n  - [Benefits Officers Center](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/)\n  - [Retirement FAQs](https:\/\/www.opm.gov\/retirement-center\/retirement-faqs\/)\n  - [Survivor Benefits](https:\/\/www.opm.gov\/retirement-center\/survivor-benefits\/)\n  - [How to Make a Payment](https:\/\/www.opm.gov\/retirement-center\/how-to-make-a-payment\/)\n  - [Contact Retirement](https:\/\/www.opm.gov\/support\/retirement\/contact\/)\n  - [Retirement Information Center](https:\/\/www.opm.gov\/Blogs\/Retire\/)\n- [Suitability](https:\/\/www.opm.gov\/suitability\/)Toggle submenu\n  - [Suitability Executive Agent](https:\/\/www.opm.gov\/suitability\/suitability-executive-agent\/)\n  - [Position Designation Tool](https:\/\/www.opm.gov\/suitability\/suitability-executive-agent\/position-designation-tool\/)\n  - [Suitability Adjudications](https:\/\/www.opm.gov\/suitability\/suitability-executive-agent\/suitability-adjudications\/)\n  - [Suitability Training](https:\/\/www.opm.gov\/suitability\/suitability-executive-agent\/suitability-training\/)\n  - [Oversight](https:\/\/www.opm.gov\/suitability\/suitability-executive-agent\/oversight\/)\n  - [Policy](https:\/\/www.opm.gov\/suitability\/suitability-executive-agent\/policy\/)\n  - [Frequently Asked Questions](https:\/\/www.opm.gov\/suitability\/suitability-and-credentialing-faqs\/)\n  - [Contact SuitEA](https:\/\/www.opm.gov\/suitability\/contact-suitea\/)\n- [Agency Services](https:\/\/www.opm.gov\/services-for-agencies\/)Toggle submenu\n  - [Classification & Job Design](https:\/\/www.opm.gov\/services-for-agencies\/classification-job-design\/)\n  - [Organization Design and Restructuring](https:\/\/www.opm.gov\/services-for-agencies\/organization-design-and-restructuring\/)\n  - [Workforce & Succession Planning](https:\/\/www.opm.gov\/services-for-agencies\/workforce-succession-planning\/)\n  - [Recruiting & Staffing Solutions](https:\/\/www.opm.gov\/services-for-agencies\/recruiting-staffing-solutions\/)\n  - [Performance Management](https:\/\/www.opm.gov\/services-for-agencies\/performance-management\/)\n  - [Executive Development Programs](https:\/\/www.opm.gov\/services-for-agencies\/executive-development-programs\/)\n  - [Assessment & Evaluation](https:\/\/www.opm.gov\/services-for-agencies\/assessment-evaluation\/)\n  - [Technology Systems](https:\/\/www.opm.gov\/services-for-agencies\/technology-systems\/)\n  - [Human Resources Line of Business](https:\/\/www.opm.gov\/services-for-agencies\/hr-line-of-business\/)\n  - [Human Resources Quality Services Management Office](https:\/\/www.opm.gov\/services-for-agencies\/human-resources-quality-services-management-office-hr-qsmo\/)\n  - [Administrative Law Judges](https:\/\/www.opm.gov\/services-for-agencies\/administrative-law-judges\/)\n  - [Contact Agency Services](https:\/\/www.opm.gov\/services-for-agencies\/contact-agency-services\/)\n  - [Shared Service Center](https:\/\/www.opm.gov\/services-for-agencies\/hr-services\/shared-service-center\/)\n- [News](https:\/\/www.opm.gov\/news\/)Toggle submenu\n  - [Secrets of OPM](https:\/\/www.opm.gov\/news\/secrets-of-opm\/)\n  - [News Releases](https:\/\/www.opm.gov\/news\/news-releases\/)\n  - [From the Director’s Desk](https:\/\/www.opm.gov\/news\/from-the-director-s-desk\/)\n\nIn this section\n\n- [Apply for Retirement](https:\/\/www.opm.gov\/retirement-center\/apply\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [Processing Times](https:\/\/www.opm.gov\/retirement-center\/apply\/retirement-processing-times\/)\n  - [Retirement Quick Guide](https:\/\/www.opm.gov\/retirement-center\/apply\/quick-guide\/)\n  - [Pre-Retirement](https:\/\/www.opm.gov\/retirement-center\/apply\/pre-retirement\/)\n  - [Application Tips](https:\/\/www.opm.gov\/retirement-center\/apply\/application-tips\/)\n  - [FEGLI Calculator](https:\/\/www.opm.gov\/retirement-center\/apply\/fegli-calculator\/)\n  - [Online Retirement Application](https:\/\/www.opm.gov\/retirement-center\/apply\/online-retirement-application\/)\n- [My Annuity and Benefits](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [Services Online](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/services-online\/)\n  - [Life Events](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/life-events\/)\n  - [Annuity Payments](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/annuity-payments\/)\n  - [Healthcare & Insurance](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/healthcare-insurance\/)\n  - [Medicare](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/medicare\/)\n  - [Thrift Savings Plan](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/thrift-savings-plan\/)\n  - [Related Federal Benefits](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/related-federal-benefits\/)\n  - [Retirement Eligibility Surveys](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/retirement-eligibility-surveys\/)\n  - [Representative Payees](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/representative-payees\/)\n- [CSRS Information](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [Eligibility](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/eligibility\/)\n  - [Computation](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/computation\/)\n  - [Creditable Service](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/creditable-service\/)\n  - [Planning and Applying](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/planning-and-applying\/)\n  - [Types of Retirement](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/types-of-retirement\/)\n  - [Survivors](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/survivors\/)\n  - [Military Retired Pay](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/military-retired-pay\/)\n  - [Service Credit](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/service-credit\/)\n  - [Former Employees](https:\/\/www.opm.gov\/retirement-center\/csrs-information\/former-employees\/)\n- [FERS Information](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [Eligibility](https:\/\/www.opm.gov\/retirement-center\/fers-information\/eligibility\/)\n  - [Computation](https:\/\/www.opm.gov\/retirement-center\/fers-information\/computation\/)\n  - [Creditable Service](https:\/\/www.opm.gov\/retirement-center\/fers-information\/creditable-service\/)\n  - [Planning & Applying](https:\/\/www.opm.gov\/retirement-center\/fers-information\/planning-and-applying\/)\n  - [Types of Retirement](https:\/\/www.opm.gov\/retirement-center\/fers-information\/types-of-retirement\/)\n  - [Survivors](https:\/\/www.opm.gov\/retirement-center\/fers-information\/survivors\/)\n  - [Military Retired Pay](https:\/\/www.opm.gov\/retirement-center\/fers-information\/military-retired-pay\/)\n  - [Service Credit](https:\/\/www.opm.gov\/retirement-center\/fers-information\/service-credit\/)\n  - [Former Employees](https:\/\/www.opm.gov\/retirement-center\/fers-information\/former-employees\/)\n- [Phased Retirement](https:\/\/www.opm.gov\/retirement-center\/phased-retirement\/)\n- [Retirement Statistics](https:\/\/www.opm.gov\/retirement-center\/retirement-statistics\/)\n- [Special Notices](https:\/\/www.opm.gov\/retirement-center\/special-notices\/)\n- [Calculators](https:\/\/www.opm.gov\/retirement-center\/calculators\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [Federal Ball Park Estimator](https:\/\/www.opm.gov\/retirement-center\/calculators\/federal-ball-park-estimator\/)\n- [Tax Information for Annuitants](https:\/\/www.opm.gov\/retirement-center\/tax-information-for-annuitants\/)\n- [Publications & Forms](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [Pamphlets](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/pamphlets\/)\n  - [Retirement & Insurance Forms](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/forms\/)\n  - [Benefits Administration Letters](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/benefits-administration-letters\/)\n  - [Financial Management Letters](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/financial-management-letters\/)\n  - [Payroll Office Letters](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/payroll-office-letters\/)\n  - [CSRS\/FERS Handbook](https:\/\/www.opm.gov\/retirement-center\/publications-forms\/csrsfers-handbook\/)\n- [Benefits Officers Center](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [List of Benefits Officers](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/list-of-benefits-officers\/)\n  - [Tools](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/tools\/)\n  - [Aids](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/aids\/)\n  - [FERS Election Options](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/fers-election-options\/)\n  - [Training](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/training\/)\n  - [Reference Materials](https:\/\/www.opm.gov\/retirement-center\/benefits-officers-center\/reference-materials\/)\n- [Retirement FAQs](https:\/\/www.opm.gov\/retirement-center\/retirement-faqs\/)[Toggle submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#toggle)\n  - [Post-Retirement](https:\/\/www.opm.gov\/retirement-center\/retirement-faqs\/post-retirement\/)\n  - [Leaving the Government](https:\/\/www.opm.gov\/retirement-center\/retirement-faqs\/leaving-the-government\/)\n  - [Retirement Surge](https:\/\/www.opm.gov\/retirement-center\/retirement-faqs\/preparing-for-the-surge-in-retirements\/)\n- [Survivor Benefits](https:\/\/www.opm.gov\/retirement-center\/survivor-benefits\/)\n- [How to Make a Payment](https:\/\/www.opm.gov\/retirement-center\/how-to-make-a-payment\/)\n- [Contact Retirement](https:\/\/www.opm.gov\/support\/retirement\/contact\/)\n- [Retirement Information Center](https:\/\/www.opm.gov\/Blogs\/Retire\/)\n\n- [Facebook](https:\/\/www.opm.gov\/leaving\/index.aspx?link=http:\/\/www.facebook.com\/USOPM \"Fan us on Facebook\")\n- [Twitter](https:\/\/www.opm.gov\/leaving\/index.aspx?link=http:\/\/twitter.com\/USOPM \"Follow us on Twitter\")\n\n- [A–Z Index](https:\/\/www.opm.gov\/a-z-index\/)\n- [Contact Us](https:\/\/www.opm.gov\/about-us\/contact-us\/)\n- [Forms](https:\/\/www.opm.gov\/forms\/)\n- [FAQs](https:\/\/www.opm.gov\/FAQs\/)\n\n[Operating Status:](https:\/\/www.opm.gov\/policy-data-oversight\/snow-dismissal-procedures\/current-status\/)\n\n[Loading](https:\/\/www.opm.gov\/policy-data-oversight\/snow-dismissal-procedures\/current-status\/)\n\n[![An official website of the United States Government.](https:\/\/www.opm.gov\/img\/global\/Flag.gif)](https:\/\/www.opm.gov\/leaving\/index.aspx?link=http:\/\/www.whitehouse.gov)\n\n[U.S. Office of Personnel Management](https:\/\/www.opm.gov\/)\n\n- [About](https:\/\/www.opm.gov\/about-us\/) [Open \"About\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Our Vision Empowering Excellence in Government through Great People.](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) [Our Mission We lead and serve the Federal Government in enterprise human resources management by delivering policies and services to achieve a trusted effective civilian workforce.](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Policy](https:\/\/www.opm.gov\/policy-data-oversight\/) [Open \"Policy\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Salaries and Wages Find out more about Federal compensation throughout your career and around the world.](https:\/\/www.opm.gov\/policy-data-oversight\/pay-leave\/salaries-wages\/) [Schedule A Hiring Authority Staffing to align with your agency's mission](https:\/\/www.opm.gov\/policy-data-oversight\/disability-employment\/hiring\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Compliance](https:\/\/www.opm.gov\/compliance\/) [Open \"Compliance\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Insurance](https:\/\/www.opm.gov\/healthcare-insurance\/) [Open \"Insurance\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [FEGLI Handbook Review the Federal Employees Group Life Insurance (FEGLI) Handbook](https:\/\/www.opm.gov\/healthcare-insurance\/life-insurance\/reference-materials\/publications-forms\/fegli-handbook\/) [Frequently Asked Questions Answering your questions about Healthcare and Insurance](https:\/\/www.opm.gov\/healthcare-insurance\/insurance-faqs\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Retirement](https:\/\/www.opm.gov\/retirement-center\/) [Open \"Retirement\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Services Online Manage your retirement online.](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/services-online\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Suitability](https:\/\/www.opm.gov\/suitability\/) [Open \"Suitability\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Suitability Executive Agent (SuitEA) \"...The Director of the Office of Personnel Management shall serve as the Suitability and Credentialing Agent...\" ~Executive Order 13467, as amended](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Agency Services](https:\/\/www.opm.gov\/services-for-agencies\/) [Open \"Agency Services\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Telework: Is Your Agency Ready? OPM’s Human Resources Solutions organization can help your agency answer this critically important question.](https:\/\/www.opm.gov\/services-for-agencies\/performance-management\/telework-and-hybrid-solutions\/) [Federal Executive Institute Developing senior leaders in the U.S. Government through Leadership for a Democratic Society, Custom Programs and Interagency Courses.](http:\/\/leadership.opm.gov\/fei\/index.aspx) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [News](https:\/\/www.opm.gov\/news\/) [Open \"News\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Federal Register Notices Visit this federal site to search for our regulatory notices, proposed and final rules.](https:\/\/www.federalregister.gov\/agencies\/personnel-management-office) [Connect With Us On Social Media See the latest tweets on our Twitter feed, like our Facebook pages, watch our YouTube videos, and page through our Flickr photos.](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n\n[☰](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#MainNavigation_Responsive)\n\n- [About](https:\/\/www.opm.gov\/about-us\/) [Open \"About\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Our Vision Empowering Excellence in Government through Great People.](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) [Our Mission We lead and serve the Federal Government in enterprise human resources management by delivering policies and services to achieve a trusted effective civilian workforce.](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Policy](https:\/\/www.opm.gov\/policy-data-oversight\/) [Open \"Policy\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Salaries and Wages Find out more about Federal compensation throughout your career and around the world.](https:\/\/www.opm.gov\/policy-data-oversight\/pay-leave\/salaries-wages\/) [Schedule A Hiring Authority Staffing to align with your agency's mission](https:\/\/www.opm.gov\/policy-data-oversight\/disability-employment\/hiring\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Compliance](https:\/\/www.opm.gov\/compliance\/) [Open \"Compliance\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Insurance](https:\/\/www.opm.gov\/healthcare-insurance\/) [Open \"Insurance\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [FEGLI Handbook Review the Federal Employees Group Life Insurance (FEGLI) Handbook](https:\/\/www.opm.gov\/healthcare-insurance\/life-insurance\/reference-materials\/publications-forms\/fegli-handbook\/) [Frequently Asked Questions Answering your questions about Healthcare and Insurance](https:\/\/www.opm.gov\/healthcare-insurance\/insurance-faqs\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Retirement](https:\/\/www.opm.gov\/retirement-center\/) [Open \"Retirement\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Services Online Manage your retirement online.](https:\/\/www.opm.gov\/retirement-center\/my-annuity-and-benefits\/services-online\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Suitability](https:\/\/www.opm.gov\/suitability\/) [Open \"Suitability\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Suitability Executive Agent (SuitEA) \"...The Director of the Office of Personnel Management shall serve as the Suitability and Credentialing Agent...\" ~Executive Order 13467, as amended](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [Agency Services](https:\/\/www.opm.gov\/services-for-agencies\/) [Open \"Agency Services\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Telework: Is Your Agency Ready? OPM’s Human Resources Solutions organization can help your agency answer this critically important question.](https:\/\/www.opm.gov\/services-for-agencies\/performance-management\/telework-and-hybrid-solutions\/) [Federal Executive Institute Developing senior leaders in the U.S. Government through Leadership for a Democratic Society, Custom Programs and Interagency Courses.](http:\/\/leadership.opm.gov\/fei\/index.aspx) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n- [News](https:\/\/www.opm.gov\/news\/) [Open \"News\" Submenu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)\n  |   |   |   |\n  |---|---|---|\n  |   | Featured Topics [Federal Register Notices Visit this federal site to search for our regulatory notices, proposed and final rules.](https:\/\/www.federalregister.gov\/agencies\/personnel-management-office) [Connect With Us On Social Media See the latest tweets on our Twitter feed, like our Facebook pages, watch our YouTube videos, and page through our Flickr photos.](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n  |   | [Close Menu](https:\/\/www.opm.gov\/retirement-center\/fers-information\/) |   |\n\n[![Search Button](https:\/\/www.opm.gov\/img\/global\/ico-search.png)](https:\/\/www.opm.gov\/search\/)\n\n[OPM.gov](https:\/\/www.opm.gov\/)\n\n\/\n\n[Retirement](https:\/\/www.opm.gov\/retirement-center\/)\n\n\/\n\nFERS Information\n\n[Skip to main content](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#main-main-content)\n\n### In this section\n\n### Resources For\n- [New \/ Prospective Employees](https:\/\/www.opm.gov\/retirement-center\/newprospective-employees\/ \"New\/Prospective Employees\")\n- [Federal Employees](https:\/\/www.opm.gov\/retirement-center\/federal-employees\/ \"Federal Employees\")\n- [Retirees or Family Members](https:\/\/www.opm.gov\/retirement-center\/retirees-or-family-members\/ \"Retirees or Family Members\")\n- [Benefits Officers](https:\/\/www.opm.gov\/retirement-center\/benefits-officers\/ \"Benefits Officers\")\n\n# FERS Information\nCongress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS.\n\nFERS is a retirement plan that provides benefits from three different sources: aBasic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life.\n\nThe TSP part of FERS is an account that your agency automatically sets up for you. Each pay period your agency deposits into your account amount equal to 1% of the basic pay you earn for the pay period. You can also make your own contributions to your TSP account and your agency will also make a matching contribution. These contributions are tax-deferred. The Thrift Savings Plan is administered by the Federal Retirement Thrift Investment Board.\n\nFor more information about TSP, [see their website(external link)](https:\/\/www.opm.gov\/leaving\/index.aspx?link=http:\/\/www.tsp.gov). See the [SSA website(external link)](https:\/\/www.opm.gov\/leaving\/index.aspx?link=http:\/\/www.ssa.gov\/) for more information about the Social Security portion of your retirement benefit. This website covers the Federal Employees Retirement System. Through the menu links on the left, you can find information about the following FERS retirement topics:\n\n- [Eligibility](https:\/\/www.opm.gov\/retirement-center\/fers-information\/eligibility\/) – The main eligibility requirements for the common types of retirements.\n- [Computation](https:\/\/www.opm.gov\/retirement-center\/fers-information\/computation\/) – How your retirement annuity is computed.\n- [Creditable Service](https:\/\/www.opm.gov\/retirement-center\/fers-information\/creditable-service\/) – Rules showing the civilian and military service that can be used to compute your FERS retirement benefits.\n- [Planning and Applying](https:\/\/www.opm.gov\/retirement-center\/fers-information\/planning-and-applying\/ \"Planning and Applying\") – It's never too early to start planning for retirement in order to ensure it goes smoothly. Here you will find information to help ensure your retirement starts well.\n- [Early Retirement](https:\/\/www.opm.gov\/retirement-center\/fers-information\/types-of-retirement\/tabs\/early-retirement\/ \"Early Retirement\") – Explanation of the minimum retirement age and early retirement if your agency under goes a “reduction in force” or you are involuntarily separated other than for cause.\n- [Types of Retirement](https:\/\/www.opm.gov\/retirement-center\/fers-information\/types-of-retirement\/ \"Types of Retirement\") – Learn about the age, service requirements and considerations affecting the various types of retirement.\n- [Deferred](https:\/\/www.opm.gov\/retirement-center\/fers-information\/types-of-retirement\/tabs\/deferred-retirement\/ \"Deferred Retirement\") – If you are a former Federal employee who was covered by the Federal Employees Retirement System (FERS), you may be eligible for a deferred annuity at age 62 or the Minimum Retirement Age (MRA).\n- [Survivors](https:\/\/www.opm.gov\/retirement-center\/fers-information\/survivors\/ \"Survivors\") – When a Federal employee dies, monthly or lump sum benefits may be payable to survivors. Learn about these Survivor benefits here.\n- [Military Retired Pay](https:\/\/www.opm.gov\/retirement-center\/fers-information\/military-retired-pay\/ \"Military Retired Pay\") – Adding military service to your civilian service\n- [Service Credit](https:\/\/www.opm.gov\/retirement-center\/fers-information\/service-credit\/ \"Service Credit\") – Payment to increase your annuity for civilian service when no CSRS retirement deductions were withheld or were refunded or for military service after 1956.\n- [Former Employees](https:\/\/www.opm.gov\/retirement-center\/fers-information\/former-employees\/) – Options if you leave your Government job before becoming eligible for retirement.\n\n- [About OPM](https:\/\/www.opm.gov\/about-us\/)\n- [FOIA](https:\/\/www.opm.gov\/information-management\/freedom-of-information-act\/)\n- [No FEAR Act](https:\/\/www.opm.gov\/information-management\/no-fear-act\/)\n- [Inspector General](https:\/\/www.opm.gov\/our-inspector-general\/)\n- [Privacy Program](https:\/\/www.opm.gov\/information-management\/privacy-policy\/)\n- [USA.gov](https:\/\/www.opm.gov\/leaving\/index.aspx?link=https:\/\/www.usa.gov\/)\n- [Accessibility](https:\/\/www.opm.gov\/information-management\/accessibility\/)\n\n![OPM](https:\/\/www.opm.gov\/cdn\/img\/opm-uswds\/opm_logo_white.svg)\n\n[Control Panel](https:\/\/www.opm.gov\/retirement-center\/fers-information\/)","attrs_readable_markdown":"[Skip to main content](https:\/\/www.opm.gov\/retirement-center\/fers-information\/#main-main-content)\n\nIn this section\n\nCongress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS.\n\nFERS is a retirement plan that provides benefits from three different sources: aBasic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life.\n\nThe TSP part of FERS is an account that your agency automatically sets up for you. Each pay period your agency deposits into your account amount equal to 1% of the basic pay you earn for the pay period. You can also make your own contributions to your TSP account and your agency will also make a matching contribution. These contributions are tax-deferred. The Thrift Savings Plan is administered by the Federal Retirement Thrift Investment Board.\n\nFor more information about TSP, [see their website(external link)](https:\/\/www.opm.gov\/leaving\/index.aspx?link=http:\/\/www.tsp.gov). See the [SSA website(external link)](https:\/\/www.opm.gov\/leaving\/index.aspx?link=http:\/\/www.ssa.gov\/) for more information about the Social Security portion of your retirement benefit. This website covers the Federal Employees Retirement System. Through the menu links on the left, you can find information about the following FERS retirement topics:\n\n- [Eligibility](https:\/\/www.opm.gov\/retirement-center\/fers-information\/eligibility\/) – The main eligibility requirements for the common types of retirements.\n- [Computation](https:\/\/www.opm.gov\/retirement-center\/fers-information\/computation\/) – How your retirement annuity is computed.\n- [Creditable Service](https:\/\/www.opm.gov\/retirement-center\/fers-information\/creditable-service\/) – Rules showing the civilian and military service that can be used to compute your FERS retirement benefits.\n- [Planning and Applying](https:\/\/www.opm.gov\/retirement-center\/fers-information\/planning-and-applying\/ \"Planning and Applying\") – It's never too early to start planning for retirement in order to ensure it goes smoothly. Here you will find information to help ensure your retirement starts well.\n- [Early Retirement](https:\/\/www.opm.gov\/retirement-center\/fers-information\/types-of-retirement\/tabs\/early-retirement\/ \"Early Retirement\") – Explanation of the minimum retirement age and early retirement if your agency under goes a “reduction in force” or you are involuntarily separated other than for cause.\n- [Types of Retirement](https:\/\/www.opm.gov\/retirement-center\/fers-information\/types-of-retirement\/ \"Types of Retirement\") – Learn about the age, service requirements and considerations affecting the various types of retirement.\n- [Deferred](https:\/\/www.opm.gov\/retirement-center\/fers-information\/types-of-retirement\/tabs\/deferred-retirement\/ \"Deferred Retirement\") – If you are a former Federal employee who was covered by the Federal Employees Retirement System (FERS), you may be eligible for a deferred annuity at age 62 or the Minimum Retirement Age (MRA).\n- [Survivors](https:\/\/www.opm.gov\/retirement-center\/fers-information\/survivors\/ \"Survivors\") – When a Federal employee dies, monthly or lump sum benefits may be payable to survivors. Learn about these Survivor benefits here.\n- [Military Retired Pay](https:\/\/www.opm.gov\/retirement-center\/fers-information\/military-retired-pay\/ \"Military Retired Pay\") – Adding military service to your civilian service\n- [Service Credit](https:\/\/www.opm.gov\/retirement-center\/fers-information\/service-credit\/ \"Service Credit\") – Payment to increase your annuity for civilian service when no CSRS retirement deductions were withheld or were refunded or for military service after 1956.\n- [Former Employees](https:\/\/www.opm.gov\/retirement-center\/fers-information\/former-employees\/) – Options if you leave your Government job before becoming eligible for retirement.","meta_canonical":null}

3. Robots.txt Check

Query:

Response:

4. Spam/Ban Check

Query:

Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

📄

INDEXABLE

✅

CRAWLED

10 days ago

🤖

ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0.4 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property	Value
URL	https://www.opm.gov/retirement-center/fers-information/
Last Crawled	2026-04-09 23:39:23 (10 days ago)
First Indexed	2022-11-07 05:35:44 (3 years ago)
HTTP Status Code	200
Meta Title	FERS Information
Meta Description	Welcome to opm.gov
Meta Canonical	null
Boilerpipe Text	Skip to main content In this section Congress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS. FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life. The TSP part of FERS is an account that your agency automatically sets up for you. Each pay period your agency deposits into your account amount equal to 1% of the basic pay you earn for the pay period. You can also make your own contributions to your TSP account and your agency will also make a matching contribution. These contributions are tax-deferred. The Thrift Savings Plan is administered by the Federal Retirement Thrift Investment Board. For more information about TSP, see their website (external link) . See the SSA website (external link) for more information about the Social Security portion of your retirement benefit. This website covers the Federal Employees Retirement System. Through the menu links on the left, you can find information about the following FERS retirement topics: Eligibility – The main eligibility requirements for the common types of retirements. Computation – How your retirement annuity is computed. Creditable Service – Rules showing the civilian and military service that can be used to compute your FERS retirement benefits. Planning and Applying – It's never too early to start planning for retirement in order to ensure it goes smoothly. Here you will find information to help ensure your retirement starts well. Early Retirement – Explanation of the minimum retirement age and early retirement if your agency under goes a “reduction in force” or you are involuntarily separated other than for cause. Types of Retirement – Learn about the age, service requirements and considerations affecting the various types of retirement. Deferred – If you are a former Federal employee who was covered by the Federal Employees Retirement System (FERS), you may be eligible for a deferred annuity at age 62 or the Minimum Retirement Age (MRA). Survivors – When a Federal employee dies, monthly or lump sum benefits may be payable to survivors. Learn about these Survivor benefits here. Military Retired Pay – Adding military service to your civilian service Service Credit – Payment to increase your annuity for civilian service when no CSRS retirement deductions were withheld or were refunded or for military service after 1956. Former Employees – Options if you leave your Government job before becoming eligible for retirement.
Markdown	[Skip to page navigation](https://www.opm.gov/retirement-center/fers-information/#page-navigation) ![U.S. flag](https://www.opm.gov/cdn/img/us_flag_small.png) An official website of the United States government Here's how you know Here's how you know ![Federal building icon](https://www.opm.gov/cdn/img/icon-dot-gov.svg) Official websites use .gov A .gov website belongs to an official government organization in the United States. ![Lock icon](https://www.opm.gov/cdn/img/icon-https.svg) Secure .gov websites use HTTPS A lock ( A locked padlock ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites. [![U.S. Office of Personnel Management logo](https://www.opm.gov/cdn/img/opm-uswds/opm_logo.svg)](https://www.opm.gov/ "home") Menu ![](https://www.opm.gov/cdn/img/close-white.svg) Sections - [About](https://www.opm.gov/about-us/)Toggle submenu - [Our Agency](https://www.opm.gov/about-us/) - [Who We Are](https://www.opm.gov/about-us/who-we-are/) - [Our Work](https://www.opm.gov/about-us/our-work/) - [Mission & History](https://www.opm.gov/about-us/mission-history/) - [Careers at OPM](https://www.opm.gov/about-us/careers-at-opm/) - [Doing Business with OPM](https://www.opm.gov/about-us/doing-business-with-opm/) - [Reports & Publications](https://www.opm.gov/about-us/reports-publications/) - [Open Government](https://www.opm.gov/about-us/open-government/) - [Get Help](https://www.opm.gov/about-us/get-help/) - [Contact Us](https://www.opm.gov/about-us/contact-us/) - [News](https://www.opm.gov/about-us/news/) - [Data](https://www.opm.gov/data/) - [2023 Agency Financial Report](https://www.opm.gov/about-us/2023-agency-financial-report/) - [Combined Federal Campaign](https://www.opm.gov/about-us/combined-federal-campaign/) - [2023 Annual Performance Report](https://www.opm.gov/about-us/2023-annual-performance-report/) - [FY 2025 Congressional Budget Justification](https://www.opm.gov/about-us/fy-2025-congressional-budget-justification-and-annual-performance-plan/) - [2024 Agency Financial Report](https://www.opm.gov/about-us/2024-agency-financial-report/) - [2024 Agency Financial Report](https://www.opm.gov/about-us/2025-agency-financial-report/) - [2024 Annual Performance Report](https://www.opm.gov/about-us/2024-annual-performance-report/) - [FY 2026 Congressional Budget Justification](https://www.opm.gov/about-us/fy-2026-congressional-budget-justification/) - [Fork](https://www.opm.gov/about-us/fork/) - [HR Career Compass](https://www.opm.gov/hr-practitioners/hr-career-compass/) - [Executive Summary](https://www.opm.gov/about-us/fy-2027-congressional-budget-justification/executive-summary/) - [Organizational Framework](https://www.opm.gov/about-us/fy-2027-congressional-budget-justification/organizational-framework/) - [Revolving Funds Activities](https://www.opm.gov/about-us/fy-2027-congressional-budget-justification/revolving-funds-activities/) - [Earned Benefits Trust Funds](https://www.opm.gov/about-us/fy-2027-congressional-budget-justification/earned-benefits-trust-funds/) - [Office of the Inspector General](https://www.opm.gov/about-us/fy-2027-congressional-budget-justification/office-of-the-inspector-general/) - [Appendix: GAO-IG Act Reporting for Budget Fiscal Year 2026](https://www.opm.gov/about-us/fy-2027-congressional-budget-justification/appendix-gao-ig-act-reporting-for-budget-fiscal-year-2026/) - [List of Acronyms](https://www.opm.gov/about-us/fy-2027-congressional-budget-justification/list-of-acronyms/) - [Policy](https://www.opm.gov/policy-data-oversight/)Toggle submenu - [CHCO Council](https://www.opm.gov/policy-data-oversight/chco-council/) - [Reductions in Force](https://www.opm.gov/policy-data-oversight/workforce-restructuring/reductions-in-force/) - [Assessment & Selection](https://www.opm.gov/policy-data-oversight/assessment-and-selection/) - [Classification & Qualifications](https://www.opm.gov/policy-data-oversight/classification-qualifications/) - [Data, Analysis & Documentation](https://www.opm.gov/policy-data-oversight/data-analysis-documentation/) - [Disability Employment](https://www.opm.gov/policy-data-oversight/disability-employment/) - [Employee Relations](https://www.opm.gov/policy-data-oversight/employee-relations/) - [Enterprise Risk Management Program](https://www.opm.gov/policy-data-oversight/enterprise-risk-management-program-old/) - [Hiring Information](https://www.opm.gov/policy-data-oversight/hiring-information/) - [Human Capital Management](https://www.opm.gov/policy-data-oversight/human-capital-management/) - [Human Capital Framework](https://www.opm.gov/policy-data-oversight/human-capital-framework/) - [Labor Management Relations](https://www.opm.gov/policy-data-oversight/labor-relations/) - [Pandemic Information](https://www.opm.gov/policy-data-oversight/pandemic-information/) - [Pay & Leave](https://www.opm.gov/policy-data-oversight/pay-leave/) - [Performance Management](https://www.opm.gov/policy-data-oversight/performance-management/) - [Senior Executive Service](https://www.opm.gov/policy-data-oversight/senior-executive-service/) - [Settlement Guidelines](https://www.opm.gov/policy-data-oversight/settlement-guidelines/) - [Snow & Dismissal Procedures](https://www.opm.gov/policy-data-oversight/snow-dismissal-procedures/) - [Training & Development](https://www.opm.gov/policy-data-oversight/training-and-development/) - [Tribal Consultation](https://www.opm.gov/policy-data-oversight/tribal-consultation/) - [Veterans Services](https://www.opm.gov/policy-data-oversight/veterans-services/) - [Work-Life](https://www.opm.gov/policy-data-oversight/worklife/) - [Workforce Restructuring](https://www.opm.gov/policy-data-oversight/workforce-restructuring/) - [Policy FAQs](https://www.opm.gov/policy-data-oversight/policy-faqs/) - [Contact Policymakers](https://www.opm.gov/policy-data-oversight/contact-policymakers/) - [FY 2023 Human Capital Reviews](https://www.opm.gov/policy-data-oversight/fy-2023-human-capital-reviews/) - [Career Paths for Federal Program and Project Management Guide](https://www.opm.gov/policy-data-oversight/career-paths-for-federal-program-and-project-management-guide/) - [FY 2024 Human Capital Reviews](https://www.opm.gov/policy-data-oversight/fy-2024-human-capital-reviews/) - [Federal Hiring and Selection Outcome Dashboard](https://www.opm.gov/policy-data-oversight/federal-hiring-and-selection-outcome-dashboard/) - [Compliance](https://www.opm.gov/compliance/)Toggle submenu - [Adjudications](https://www.opm.gov/compliance/adjudications/) - [Oversight Activities](https://www.opm.gov/compliance/oversight-activities/) - [Insurance](https://www.opm.gov/healthcare-insurance/)Toggle submenu - [Open Season](https://www.opm.gov/healthcare-insurance/open-season/) - [Healthcare](https://www.opm.gov/healthcare-insurance/healthcare/) - [FEHB Plan Comparison Tool](https://www.opm.gov/healthcare-insurance/healthcare/plan-information/compare-plans/) - [Tribal Employers](https://www.opm.gov/healthcare-insurance/tribal-employers/) - [Postal Service Health Benefits Program](https://www.opm.gov/healthcare-insurance/pshb/) - [Medicare](https://www.opm.gov/healthcare-insurance/medicare/) - [Dental & Vision](https://www.opm.gov/healthcare-insurance/dental-vision/) - [FEDVIP Plan Comparison Tool](https://www.opm.gov/healthcare-insurance/healthcare/plan-information/compare-plans/fedvip/) - [Carriers](https://www.opm.gov/healthcare-insurance/carriers/) - [Flexible Spending Accounts](https://www.opm.gov/healthcare-insurance/flexible-spending-accounts/) - [Life Insurance](https://www.opm.gov/healthcare-insurance/life-insurance/) - [Long Term Care](https://www.opm.gov/healthcare-insurance/long-term-care/) - [Insurance Glossary](https://www.opm.gov/healthcare-insurance/insurance-glossary/) - [Insurance FAQs](https://www.opm.gov/healthcare-insurance/insurance-faqs/) - [Contact Healthcare & Insurance](https://www.opm.gov/healthcare-insurance/contact-healthcare-insurance/) - [Special Initiatives](https://www.opm.gov/healthcare-insurance/special-initiatives/) - [Changes in Health Coverage](https://www.opm.gov/healthcare-insurance/changes-in-health-coverage/) - [Issuer](https://www.opm.gov/healthcare-insurance/multi-state-plan-program/issuer/) - [Life Events](https://www.opm.gov/healthcare-insurance/life-events/) - [The Affordable Care Act](https://www.opm.gov/healthcare-insurance/affordable-care-act/) - [Retirement](https://www.opm.gov/retirement-center/)Toggle submenu - [Apply for Retirement](https://www.opm.gov/retirement-center/apply/) - [My Annuity and Benefits](https://www.opm.gov/retirement-center/my-annuity-and-benefits/) - [CSRS Information](https://www.opm.gov/retirement-center/csrs-information/) - [FERS Information](https://www.opm.gov/retirement-center/fers-information/) - [Phased Retirement](https://www.opm.gov/retirement-center/phased-retirement/) - [Retirement Statistics](https://www.opm.gov/retirement-center/retirement-statistics/) - [Special Notices](https://www.opm.gov/retirement-center/special-notices/) - [Calculators](https://www.opm.gov/retirement-center/calculators/) - [Tax Information for Annuitants](https://www.opm.gov/retirement-center/tax-information-for-annuitants/) - [Publications & Forms](https://www.opm.gov/retirement-center/publications-forms/) - [Benefits Officers Center](https://www.opm.gov/retirement-center/benefits-officers-center/) - [Retirement FAQs](https://www.opm.gov/retirement-center/retirement-faqs/) - [Survivor Benefits](https://www.opm.gov/retirement-center/survivor-benefits/) - [How to Make a Payment](https://www.opm.gov/retirement-center/how-to-make-a-payment/) - [Contact Retirement](https://www.opm.gov/support/retirement/contact/) - [Retirement Information Center](https://www.opm.gov/Blogs/Retire/) - [Suitability](https://www.opm.gov/suitability/)Toggle submenu - [Suitability Executive Agent](https://www.opm.gov/suitability/suitability-executive-agent/) - [Position Designation Tool](https://www.opm.gov/suitability/suitability-executive-agent/position-designation-tool/) - [Suitability Adjudications](https://www.opm.gov/suitability/suitability-executive-agent/suitability-adjudications/) - [Suitability Training](https://www.opm.gov/suitability/suitability-executive-agent/suitability-training/) - [Oversight](https://www.opm.gov/suitability/suitability-executive-agent/oversight/) - [Policy](https://www.opm.gov/suitability/suitability-executive-agent/policy/) - [Frequently Asked Questions](https://www.opm.gov/suitability/suitability-and-credentialing-faqs/) - [Contact SuitEA](https://www.opm.gov/suitability/contact-suitea/) - [Agency Services](https://www.opm.gov/services-for-agencies/)Toggle submenu - [Classification & Job Design](https://www.opm.gov/services-for-agencies/classification-job-design/) - [Organization Design and Restructuring](https://www.opm.gov/services-for-agencies/organization-design-and-restructuring/) - [Workforce & Succession Planning](https://www.opm.gov/services-for-agencies/workforce-succession-planning/) - [Recruiting & Staffing Solutions](https://www.opm.gov/services-for-agencies/recruiting-staffing-solutions/) - [Performance Management](https://www.opm.gov/services-for-agencies/performance-management/) - [Executive Development Programs](https://www.opm.gov/services-for-agencies/executive-development-programs/) - [Assessment & Evaluation](https://www.opm.gov/services-for-agencies/assessment-evaluation/) - [Technology Systems](https://www.opm.gov/services-for-agencies/technology-systems/) - [Human Resources Line of Business](https://www.opm.gov/services-for-agencies/hr-line-of-business/) - [Human Resources Quality Services Management Office](https://www.opm.gov/services-for-agencies/human-resources-quality-services-management-office-hr-qsmo/) - [Administrative Law Judges](https://www.opm.gov/services-for-agencies/administrative-law-judges/) - [Contact Agency Services](https://www.opm.gov/services-for-agencies/contact-agency-services/) - [Shared Service Center](https://www.opm.gov/services-for-agencies/hr-services/shared-service-center/) - [News](https://www.opm.gov/news/)Toggle submenu - [Secrets of OPM](https://www.opm.gov/news/secrets-of-opm/) - [News Releases](https://www.opm.gov/news/news-releases/) - [From the Director’s Desk](https://www.opm.gov/news/from-the-director-s-desk/) In this section - [Apply for Retirement](https://www.opm.gov/retirement-center/apply/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [Processing Times](https://www.opm.gov/retirement-center/apply/retirement-processing-times/) - [Retirement Quick Guide](https://www.opm.gov/retirement-center/apply/quick-guide/) - [Pre-Retirement](https://www.opm.gov/retirement-center/apply/pre-retirement/) - [Application Tips](https://www.opm.gov/retirement-center/apply/application-tips/) - [FEGLI Calculator](https://www.opm.gov/retirement-center/apply/fegli-calculator/) - [Online Retirement Application](https://www.opm.gov/retirement-center/apply/online-retirement-application/) - [My Annuity and Benefits](https://www.opm.gov/retirement-center/my-annuity-and-benefits/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [Services Online](https://www.opm.gov/retirement-center/my-annuity-and-benefits/services-online/) - [Life Events](https://www.opm.gov/retirement-center/my-annuity-and-benefits/life-events/) - [Annuity Payments](https://www.opm.gov/retirement-center/my-annuity-and-benefits/annuity-payments/) - [Healthcare & Insurance](https://www.opm.gov/retirement-center/my-annuity-and-benefits/healthcare-insurance/) - [Medicare](https://www.opm.gov/retirement-center/my-annuity-and-benefits/medicare/) - [Thrift Savings Plan](https://www.opm.gov/retirement-center/my-annuity-and-benefits/thrift-savings-plan/) - [Related Federal Benefits](https://www.opm.gov/retirement-center/my-annuity-and-benefits/related-federal-benefits/) - [Retirement Eligibility Surveys](https://www.opm.gov/retirement-center/my-annuity-and-benefits/retirement-eligibility-surveys/) - [Representative Payees](https://www.opm.gov/retirement-center/my-annuity-and-benefits/representative-payees/) - [CSRS Information](https://www.opm.gov/retirement-center/csrs-information/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [Eligibility](https://www.opm.gov/retirement-center/csrs-information/eligibility/) - [Computation](https://www.opm.gov/retirement-center/csrs-information/computation/) - [Creditable Service](https://www.opm.gov/retirement-center/csrs-information/creditable-service/) - [Planning and Applying](https://www.opm.gov/retirement-center/csrs-information/planning-and-applying/) - [Types of Retirement](https://www.opm.gov/retirement-center/csrs-information/types-of-retirement/) - [Survivors](https://www.opm.gov/retirement-center/csrs-information/survivors/) - [Military Retired Pay](https://www.opm.gov/retirement-center/csrs-information/military-retired-pay/) - [Service Credit](https://www.opm.gov/retirement-center/csrs-information/service-credit/) - [Former Employees](https://www.opm.gov/retirement-center/csrs-information/former-employees/) - [FERS Information](https://www.opm.gov/retirement-center/fers-information/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [Eligibility](https://www.opm.gov/retirement-center/fers-information/eligibility/) - [Computation](https://www.opm.gov/retirement-center/fers-information/computation/) - [Creditable Service](https://www.opm.gov/retirement-center/fers-information/creditable-service/) - [Planning & Applying](https://www.opm.gov/retirement-center/fers-information/planning-and-applying/) - [Types of Retirement](https://www.opm.gov/retirement-center/fers-information/types-of-retirement/) - [Survivors](https://www.opm.gov/retirement-center/fers-information/survivors/) - [Military Retired Pay](https://www.opm.gov/retirement-center/fers-information/military-retired-pay/) - [Service Credit](https://www.opm.gov/retirement-center/fers-information/service-credit/) - [Former Employees](https://www.opm.gov/retirement-center/fers-information/former-employees/) - [Phased Retirement](https://www.opm.gov/retirement-center/phased-retirement/) - [Retirement Statistics](https://www.opm.gov/retirement-center/retirement-statistics/) - [Special Notices](https://www.opm.gov/retirement-center/special-notices/) - [Calculators](https://www.opm.gov/retirement-center/calculators/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [Federal Ball Park Estimator](https://www.opm.gov/retirement-center/calculators/federal-ball-park-estimator/) - [Tax Information for Annuitants](https://www.opm.gov/retirement-center/tax-information-for-annuitants/) - [Publications & Forms](https://www.opm.gov/retirement-center/publications-forms/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [Pamphlets](https://www.opm.gov/retirement-center/publications-forms/pamphlets/) - [Retirement & Insurance Forms](https://www.opm.gov/retirement-center/publications-forms/forms/) - [Benefits Administration Letters](https://www.opm.gov/retirement-center/publications-forms/benefits-administration-letters/) - [Financial Management Letters](https://www.opm.gov/retirement-center/publications-forms/financial-management-letters/) - [Payroll Office Letters](https://www.opm.gov/retirement-center/publications-forms/payroll-office-letters/) - [CSRS/FERS Handbook](https://www.opm.gov/retirement-center/publications-forms/csrsfers-handbook/) - [Benefits Officers Center](https://www.opm.gov/retirement-center/benefits-officers-center/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [List of Benefits Officers](https://www.opm.gov/retirement-center/benefits-officers-center/list-of-benefits-officers/) - [Tools](https://www.opm.gov/retirement-center/benefits-officers-center/tools/) - [Aids](https://www.opm.gov/retirement-center/benefits-officers-center/aids/) - [FERS Election Options](https://www.opm.gov/retirement-center/benefits-officers-center/fers-election-options/) - [Training](https://www.opm.gov/retirement-center/benefits-officers-center/training/) - [Reference Materials](https://www.opm.gov/retirement-center/benefits-officers-center/reference-materials/) - [Retirement FAQs](https://www.opm.gov/retirement-center/retirement-faqs/)[Toggle submenu](https://www.opm.gov/retirement-center/fers-information/#toggle) - [Post-Retirement](https://www.opm.gov/retirement-center/retirement-faqs/post-retirement/) - [Leaving the Government](https://www.opm.gov/retirement-center/retirement-faqs/leaving-the-government/) - [Retirement Surge](https://www.opm.gov/retirement-center/retirement-faqs/preparing-for-the-surge-in-retirements/) - [Survivor Benefits](https://www.opm.gov/retirement-center/survivor-benefits/) - [How to Make a Payment](https://www.opm.gov/retirement-center/how-to-make-a-payment/) - [Contact Retirement](https://www.opm.gov/support/retirement/contact/) - [Retirement Information Center](https://www.opm.gov/Blogs/Retire/) - [Facebook](https://www.opm.gov/leaving/index.aspx?link=http://www.facebook.com/USOPM "Fan us on Facebook") - [Twitter](https://www.opm.gov/leaving/index.aspx?link=http://twitter.com/USOPM "Follow us on Twitter") - [A–Z Index](https://www.opm.gov/a-z-index/) - [Contact Us](https://www.opm.gov/about-us/contact-us/) - [Forms](https://www.opm.gov/forms/) - [FAQs](https://www.opm.gov/FAQs/) [Operating Status:](https://www.opm.gov/policy-data-oversight/snow-dismissal-procedures/current-status/) [Loading](https://www.opm.gov/policy-data-oversight/snow-dismissal-procedures/current-status/) [![An official website of the United States Government.](https://www.opm.gov/img/global/Flag.gif)](https://www.opm.gov/leaving/index.aspx?link=http://www.whitehouse.gov) [U.S. Office of Personnel Management](https://www.opm.gov/) - [About](https://www.opm.gov/about-us/) [Open "About" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Our Vision Empowering Excellence in Government through Great People.](https://www.opm.gov/retirement-center/fers-information/) [Our Mission We lead and serve the Federal Government in enterprise human resources management by delivering policies and services to achieve a trusted effective civilian workforce.](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Policy](https://www.opm.gov/policy-data-oversight/) [Open "Policy" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Salaries and Wages Find out more about Federal compensation throughout your career and around the world.](https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/) [Schedule A Hiring Authority Staffing to align with your agency's mission](https://www.opm.gov/policy-data-oversight/disability-employment/hiring/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Compliance](https://www.opm.gov/compliance/) [Open "Compliance" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Insurance](https://www.opm.gov/healthcare-insurance/) [Open "Insurance" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [FEGLI Handbook Review the Federal Employees Group Life Insurance (FEGLI) Handbook](https://www.opm.gov/healthcare-insurance/life-insurance/reference-materials/publications-forms/fegli-handbook/) [Frequently Asked Questions Answering your questions about Healthcare and Insurance](https://www.opm.gov/healthcare-insurance/insurance-faqs/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Retirement](https://www.opm.gov/retirement-center/) [Open "Retirement" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Services Online Manage your retirement online.](https://www.opm.gov/retirement-center/my-annuity-and-benefits/services-online/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Suitability](https://www.opm.gov/suitability/) [Open "Suitability" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Suitability Executive Agent (SuitEA) "...The Director of the Office of Personnel Management shall serve as the Suitability and Credentialing Agent..." ~Executive Order 13467, as amended](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Agency Services](https://www.opm.gov/services-for-agencies/) [Open "Agency Services" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Telework: Is Your Agency Ready? OPM’s Human Resources Solutions organization can help your agency answer this critically important question.](https://www.opm.gov/services-for-agencies/performance-management/telework-and-hybrid-solutions/) [Federal Executive Institute Developing senior leaders in the U.S. Government through Leadership for a Democratic Society, Custom Programs and Interagency Courses.](http://leadership.opm.gov/fei/index.aspx) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [News](https://www.opm.gov/news/) [Open "News" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Federal Register Notices Visit this federal site to search for our regulatory notices, proposed and final rules.](https://www.federalregister.gov/agencies/personnel-management-office) [Connect With Us On Social Media See the latest tweets on our Twitter feed, like our Facebook pages, watch our YouTube videos, and page through our Flickr photos.](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| [☰](https://www.opm.gov/retirement-center/fers-information/#MainNavigation_Responsive) - [About](https://www.opm.gov/about-us/) [Open "About" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Our Vision Empowering Excellence in Government through Great People.](https://www.opm.gov/retirement-center/fers-information/) [Our Mission We lead and serve the Federal Government in enterprise human resources management by delivering policies and services to achieve a trusted effective civilian workforce.](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Policy](https://www.opm.gov/policy-data-oversight/) [Open "Policy" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Salaries and Wages Find out more about Federal compensation throughout your career and around the world.](https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/) [Schedule A Hiring Authority Staffing to align with your agency's mission](https://www.opm.gov/policy-data-oversight/disability-employment/hiring/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Compliance](https://www.opm.gov/compliance/) [Open "Compliance" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Insurance](https://www.opm.gov/healthcare-insurance/) [Open "Insurance" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [FEGLI Handbook Review the Federal Employees Group Life Insurance (FEGLI) Handbook](https://www.opm.gov/healthcare-insurance/life-insurance/reference-materials/publications-forms/fegli-handbook/) [Frequently Asked Questions Answering your questions about Healthcare and Insurance](https://www.opm.gov/healthcare-insurance/insurance-faqs/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Retirement](https://www.opm.gov/retirement-center/) [Open "Retirement" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Services Online Manage your retirement online.](https://www.opm.gov/retirement-center/my-annuity-and-benefits/services-online/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Suitability](https://www.opm.gov/suitability/) [Open "Suitability" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Suitability Executive Agent (SuitEA) "...The Director of the Office of Personnel Management shall serve as the Suitability and Credentialing Agent..." ~Executive Order 13467, as amended](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [Agency Services](https://www.opm.gov/services-for-agencies/) [Open "Agency Services" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Telework: Is Your Agency Ready? OPM’s Human Resources Solutions organization can help your agency answer this critically important question.](https://www.opm.gov/services-for-agencies/performance-management/telework-and-hybrid-solutions/) [Federal Executive Institute Developing senior leaders in the U.S. Government through Leadership for a Democratic Society, Custom Programs and Interagency Courses.](http://leadership.opm.gov/fei/index.aspx) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| - [News](https://www.opm.gov/news/) [Open "News" Submenu](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| \|---\|---\|---\| \| \| Featured Topics [Federal Register Notices Visit this federal site to search for our regulatory notices, proposed and final rules.](https://www.federalregister.gov/agencies/personnel-management-office) [Connect With Us On Social Media See the latest tweets on our Twitter feed, like our Facebook pages, watch our YouTube videos, and page through our Flickr photos.](https://www.opm.gov/retirement-center/fers-information/) \| \| \| \| [Close Menu](https://www.opm.gov/retirement-center/fers-information/) \| \| [![Search Button](https://www.opm.gov/img/global/ico-search.png)](https://www.opm.gov/search/) [OPM.gov](https://www.opm.gov/) / [Retirement](https://www.opm.gov/retirement-center/) / FERS Information [Skip to main content](https://www.opm.gov/retirement-center/fers-information/#main-main-content) ### In this section ### Resources For - [New / Prospective Employees](https://www.opm.gov/retirement-center/newprospective-employees/ "New/Prospective Employees") - [Federal Employees](https://www.opm.gov/retirement-center/federal-employees/ "Federal Employees") - [Retirees or Family Members](https://www.opm.gov/retirement-center/retirees-or-family-members/ "Retirees or Family Members") - [Benefits Officers](https://www.opm.gov/retirement-center/benefits-officers/ "Benefits Officers") # FERS Information Congress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS. FERS is a retirement plan that provides benefits from three different sources: aBasic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life. The TSP part of FERS is an account that your agency automatically sets up for you. Each pay period your agency deposits into your account amount equal to 1% of the basic pay you earn for the pay period. You can also make your own contributions to your TSP account and your agency will also make a matching contribution. These contributions are tax-deferred. The Thrift Savings Plan is administered by the Federal Retirement Thrift Investment Board. For more information about TSP, [see their website(external link)](https://www.opm.gov/leaving/index.aspx?link=http://www.tsp.gov). See the [SSA website(external link)](https://www.opm.gov/leaving/index.aspx?link=http://www.ssa.gov/) for more information about the Social Security portion of your retirement benefit. This website covers the Federal Employees Retirement System. Through the menu links on the left, you can find information about the following FERS retirement topics: - [Eligibility](https://www.opm.gov/retirement-center/fers-information/eligibility/) – The main eligibility requirements for the common types of retirements. - [Computation](https://www.opm.gov/retirement-center/fers-information/computation/) – How your retirement annuity is computed. - [Creditable Service](https://www.opm.gov/retirement-center/fers-information/creditable-service/) – Rules showing the civilian and military service that can be used to compute your FERS retirement benefits. - [Planning and Applying](https://www.opm.gov/retirement-center/fers-information/planning-and-applying/ "Planning and Applying") – It's never too early to start planning for retirement in order to ensure it goes smoothly. Here you will find information to help ensure your retirement starts well. - [Early Retirement](https://www.opm.gov/retirement-center/fers-information/types-of-retirement/tabs/early-retirement/ "Early Retirement") – Explanation of the minimum retirement age and early retirement if your agency under goes a “reduction in force” or you are involuntarily separated other than for cause. - [Types of Retirement](https://www.opm.gov/retirement-center/fers-information/types-of-retirement/ "Types of Retirement") – Learn about the age, service requirements and considerations affecting the various types of retirement. - [Deferred](https://www.opm.gov/retirement-center/fers-information/types-of-retirement/tabs/deferred-retirement/ "Deferred Retirement") – If you are a former Federal employee who was covered by the Federal Employees Retirement System (FERS), you may be eligible for a deferred annuity at age 62 or the Minimum Retirement Age (MRA). - [Survivors](https://www.opm.gov/retirement-center/fers-information/survivors/ "Survivors") – When a Federal employee dies, monthly or lump sum benefits may be payable to survivors. Learn about these Survivor benefits here. - [Military Retired Pay](https://www.opm.gov/retirement-center/fers-information/military-retired-pay/ "Military Retired Pay") – Adding military service to your civilian service - [Service Credit](https://www.opm.gov/retirement-center/fers-information/service-credit/ "Service Credit") – Payment to increase your annuity for civilian service when no CSRS retirement deductions were withheld or were refunded or for military service after 1956. - [Former Employees](https://www.opm.gov/retirement-center/fers-information/former-employees/) – Options if you leave your Government job before becoming eligible for retirement. - [About OPM](https://www.opm.gov/about-us/) - [FOIA](https://www.opm.gov/information-management/freedom-of-information-act/) - [No FEAR Act](https://www.opm.gov/information-management/no-fear-act/) - [Inspector General](https://www.opm.gov/our-inspector-general/) - [Privacy Program](https://www.opm.gov/information-management/privacy-policy/) - [USA.gov](https://www.opm.gov/leaving/index.aspx?link=https://www.usa.gov/) - [Accessibility](https://www.opm.gov/information-management/accessibility/) ![OPM](https://www.opm.gov/cdn/img/opm-uswds/opm_logo_white.svg) [Control Panel](https://www.opm.gov/retirement-center/fers-information/)
Readable Markdown	[Skip to main content](https://www.opm.gov/retirement-center/fers-information/#main-main-content) In this section Congress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS. FERS is a retirement plan that provides benefits from three different sources: aBasic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life. The TSP part of FERS is an account that your agency automatically sets up for you. Each pay period your agency deposits into your account amount equal to 1% of the basic pay you earn for the pay period. You can also make your own contributions to your TSP account and your agency will also make a matching contribution. These contributions are tax-deferred. The Thrift Savings Plan is administered by the Federal Retirement Thrift Investment Board. For more information about TSP, [see their website(external link)](https://www.opm.gov/leaving/index.aspx?link=http://www.tsp.gov). See the [SSA website(external link)](https://www.opm.gov/leaving/index.aspx?link=http://www.ssa.gov/) for more information about the Social Security portion of your retirement benefit. This website covers the Federal Employees Retirement System. Through the menu links on the left, you can find information about the following FERS retirement topics: - [Eligibility](https://www.opm.gov/retirement-center/fers-information/eligibility/) – The main eligibility requirements for the common types of retirements. - [Computation](https://www.opm.gov/retirement-center/fers-information/computation/) – How your retirement annuity is computed. - [Creditable Service](https://www.opm.gov/retirement-center/fers-information/creditable-service/) – Rules showing the civilian and military service that can be used to compute your FERS retirement benefits. - [Planning and Applying](https://www.opm.gov/retirement-center/fers-information/planning-and-applying/ "Planning and Applying") – It's never too early to start planning for retirement in order to ensure it goes smoothly. Here you will find information to help ensure your retirement starts well. - [Early Retirement](https://www.opm.gov/retirement-center/fers-information/types-of-retirement/tabs/early-retirement/ "Early Retirement") – Explanation of the minimum retirement age and early retirement if your agency under goes a “reduction in force” or you are involuntarily separated other than for cause. - [Types of Retirement](https://www.opm.gov/retirement-center/fers-information/types-of-retirement/ "Types of Retirement") – Learn about the age, service requirements and considerations affecting the various types of retirement. - [Deferred](https://www.opm.gov/retirement-center/fers-information/types-of-retirement/tabs/deferred-retirement/ "Deferred Retirement") – If you are a former Federal employee who was covered by the Federal Employees Retirement System (FERS), you may be eligible for a deferred annuity at age 62 or the Minimum Retirement Age (MRA). - [Survivors](https://www.opm.gov/retirement-center/fers-information/survivors/ "Survivors") – When a Federal employee dies, monthly or lump sum benefits may be payable to survivors. Learn about these Survivor benefits here. - [Military Retired Pay](https://www.opm.gov/retirement-center/fers-information/military-retired-pay/ "Military Retired Pay") – Adding military service to your civilian service - [Service Credit](https://www.opm.gov/retirement-center/fers-information/service-credit/ "Service Credit") – Payment to increase your annuity for civilian service when no CSRS retirement deductions were withheld or were refunded or for military service after 1956. - [Former Employees](https://www.opm.gov/retirement-center/fers-information/former-employees/) – Options if you leave your Government job before becoming eligible for retirement.
Shard	5 (laksa)
Root Hash	198378713988384805
Unparsed URL	gov,opm!www,/retirement-center/fers-information/ s443