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| URL | https://www.ocbc.com/personal-banking/ |
| Last Crawled | 2026-04-10 00:45:44 (11 hours ago) |
| First Indexed | 2013-08-09 06:18:27 (12 years ago) |
| HTTP Status Code | 200 |
| Meta Title | OCBC Personal Banking | Accounts, Cards, Insurance, Loans & More |
| Meta Description | OCBC Bank Singapore offers a full range of products & services for all your personal banking needs. Manage & grow your finances with OCBC. Learn more. |
| Meta Canonical | null |
| Boilerpipe Text | LET US GUIDE YOU
Branch / atm locator
SUPPORT
Latest updates
#BeAProAgainstCons with OCBC
Don’t fall for fake ads or malicious apps! Scammers use them to infect your device with malware. They also impersonate officials or loved ones to steal your personal information. Always verify the identity of the person or organisation contacting you to protect yourself.
Learn
more
Beware of fake ads that appear on social media
Asked to disable Google Play Protect before installing apps? Do not do so. Scammers could gain remote access to your phone and transfer funds without your knowledge.
Learn
more
Manage transaction alerts on the go with the OCBC app
Start managing transaction alerts with ease via the OCBC app. Be notified the way you want when a transaction happens on any of your cards or accounts.
Learn
more
Deposit Insurance Scheme
We use cookies to improve your experience and provide you with better services. By continuing to browse our website, you agree to our
Data Protection Policy
. |
| Markdown | 
[](https://www.ocbc.com/)
***
- [Accounts](https://www.ocbc.com/personal-banking/#accounts)
- [Cards](https://www.ocbc.com/personal-banking/#cards)
- [Loans](https://www.ocbc.com/personal-banking/#loans)
- [Insurance](https://www.ocbc.com/personal-banking/#insurance)
- [Investments](https://www.ocbc.com/personal-banking/#investments)
- [Advisory](https://www.ocbc.com/personal-banking/#advisory)
- [More](https://www.ocbc.com/personal-banking/#more)
***
[Login](https://internet.ocbc.com/internet-banking/)
[Login to online banking](https://internet.ocbc.com/internet-banking/)
You are in
***
- [Premier Banking](https://www.ocbc.com/premier-banking)
- [Digital Banking](https://www.ocbc.com/personal-banking/digital-banking)
- [Security](https://www.ocbc.com/personal-banking/security/overview)
- [Branches & ATMs](https://www.ocbc.com/personal-banking/locations)
- [Get help](https://www.ocbc.com/personal-banking/help-and-support)
***
[Login](https://internet.ocbc.com/internet-banking/)
[Login to online banking](https://internet.ocbc.com/internet-banking/)
Accounts
Day-to-day Banking
[360 Account](https://www.ocbc.com/personal-banking/deposits/360-savings-account)
Savings
[Bonus+ Savings Account](https://www.ocbc.com/personal-banking/deposits/bonus-plus-savings-account)
Foreign Currency
[Global Savings Account](https://www.ocbc.com/personal-banking/deposits/multi-currency-global-savings-account)
Children's Account
[OCBC MyOwn Account](https://www.ocbc.com/personal-banking/deposits/myown-account)
[See all accounts](https://www.ocbc.com/personal-banking/deposits)

Get more than S\$320 worth of future-ready enrichment courses today\!
Receive an exclusive Future‑Ready Starter Kit worth S\$320 when you sign up your child for an OCBC MyOwn Account from 1 April to 30 June 2026.
T\&Cs apply. Insured up to S\$100k by SDIC.
[Find out more](https://www.ocbc.com/personal-banking/deposits/myown-account)
Cards

Unlimited cashback on your spending
[OCBC INFINITY Cashback Card](https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card)

For everyday spending
[OCBC 365 Credit Card](https://www.ocbc.com/personal-banking/cards/365-cashback-credit-card)

Get rewarded for shopping
[OCBC Rewards Card](https://www.ocbc.com/personal-banking/cards/rewards-card)

Daily spend for future travels
[OCBC 90°N Card](https://www.ocbc.com/personal-banking/cards/90-degrees-travel-credit-card.page)
[See all cards](https://www.ocbc.com/personal-banking/cards)
Loans
Personal
[EasiCredit](https://www.ocbc.com/personal-banking/loans/easicredit-flexible-repayment-cash-loan)
Home
[Home Loans](https://www.ocbc.com/personal-banking/loans/home-loans)
Car
[Car Loan](https://www.ocbc.com/personal-banking/loans/car-loans)
Student
[Tuition Fee Loan](https://www.ocbc.com/personal-banking/loans/student-loans/tuition-fee-loan)
[See all loans](https://www.ocbc.com/personal-banking/loans)
Insurance
Investment-linked
[Investment-linked Insurance Plan 2](https://www.ocbc.com/personal-banking/insurance/investment-linked-insurance-plan-2)
Accident & Health
[My GREAT PA Plan](https://www.ocbc.com/personal-banking/insurance/mygreatpaplan)
Protection
[GREAT Term Guard](https://www.ocbc.com/personal-banking/insurance/great-term-guard)
Travel, Home & Car
[GREAT TravelCare](https://www.ocbc.com/personal-banking/insurance/great-travelcare-insurance)
[See all insurances](https://www.ocbc.com/personal-banking/insurance)

Enjoy discounts of up to 40% when you apply for eligible insurance plans
[Learn more](https://www.ocbc.com/personal-banking/insurance#section-promo)
Investments
Top fund ideas
[Unit Trusts](https://www.ocbc.com/personal-banking/investments/unit-trusts/what-are-unit-trusts)
Trade across 15 global exchanges
[Online Equities Account](https://www.ocbc.com/personal-banking/investments/online-equities-account)
38 portfolios from just 100 USD
[OCBC RoboInvest](https://www.ocbc.com/personal-banking/investments/roboinvest)
Diversify with gold & silver
[Precious Metals Account](https://www.ocbc.com/personal-banking/investments/precious-metals-account)
[See all investments](https://www.ocbc.com/personal-banking/investments)
Foreign Currency Exchange
Conveniently and securely exchange AUD, CAD, CHF**NEW**, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.
[Learn more](https://www.ocbc.com/personal-banking/investments/forex-trading)
Supplementary Retirement Scheme (SRS)
Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S\$15,300 for Singaporeans and Singapore PRs, and S\$35,700 for foreigners.
[Learn more](https://www.ocbc.com/personal-banking/investments/supplementary-retirement-scheme-account)
Advisory
The OCBC SeniorCare Programme empowers you through four key pillars: Health, Wealth, Lifestyle and Literacy.
[SeniorCare Programme](https://www.ocbc.com/personal-banking/seniorcare-programme)
Achieve your goals with proper financial planning.
[Life Goals](https://www.ocbc.com/personal-banking/start-planning)
Get data and insights into the financial wellness of Singaporeans.
[Financial Wellness Index 2023](https://www.ocbc.com/group/financial-wellness-index/understand-the-index.html)
Get rewarded for what matters: your salary, your lifestyle, and your smart savings habits.
[Beyond your 9-5 Starter Kit](https://www.ocbc.com/personal-banking/campaign/beyondyour9to5)

Start planning and get ahead with OCBC
From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.
[Start planning today](https://www.ocbc.com/personal-banking/start-planning)
More
Experience banking, dining, and shopping all in one place at our award‑winning lifestyle branch. Enjoy exclusive discounts when you pay with your OCBC cards or app. Visit us to experience it firsthand\!
[Bank, dine and shop at OCBC Wisma Atria](https://www.ocbc.com/personal-banking/ocbc-wisma)
From healthcare benefits to employee engagement programmes and banking perks, enjoy benefits for both employers and employees alike.
[Banking made for businesses, and the people behind them](https://www.ocbc.com/personal-banking/workplace-banking.page)

Get travel-ready with OCBC
With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.
[Find out more](https://www.ocbc.com/personal-banking/campaign/travelready)

# Boost your savings with 1.50% a year
Deposit at least S\$50,000 in fresh funds into an eligible savings account, register and maintain for 5 months (153 days) without withdrawals. Valid till 30 April 2026.
[Find out more](https://www.ocbc.com/personal-banking/deposits/statement-passbook-savings-account)
Terms and conditions apply. Insured up to S\$100k by SDIC.

### **Get more than S\$320 worth of future-ready enrichment courses today\!**
Receive an exclusive Future‑Ready Starter Kit worth S\$320 when you sign up your child for an OCBC MyOwn Account from 1 April to 30 June 2026.
[Find out more](https://www.ocbc.com/personal-banking/deposits/myown-account.page)
T\&Cs apply. Insured up to S\$100k by SDIC.

### **Enjoy a year of Disney+ (worth S\$189.98) on us**
From now till 30 June 2026, register and credit your salary of at least S\$1,800 by the following month to an eligible OCBC savings account and receive a 1-year Disney+ subscription.
[Find out more](https://www.ocbc.com/personal-banking/deposits/statement-passbook-savings-account)
T\&Cs apply. Insured up to S\$100k by SDIC.
LET US GUIDE YOU
**I want to**
- plan for my retirement
- plan for my child's education
- plan for my future
- prepare for my Silver Years
- purchase a home
- explore sustainable solutions
- discover exclusive promotions
We all have an idea of how we want to retire. However, many of us are not on track to achieving our retirement goal. Let us help you make a plan to stay true to the retirement you want.
As a parent, you want the best for your child, but the rising cost of education locally and globally can make it tough. Let us help you make a plan to stay true in providing your child with the best education opportunities.
Retirement? Your child's university education? Let us help you do it all in life with systematic financial planning.
OCBC Silver Years is designed to help you ensure your plans are complete. So whether you tend to prioritise health, wealth, or your lifestyle, our holistic approach will help you complete all three to get the most out of your next chapter.
Owning a house is an exciting milestone. Let us help you make this journey seamless – from searching for new properties, to calculating your home affordability and picking the right home loan package that suits your needs. [Apply online](https://www.ocbc.com/personal-banking/loans/mortgage-form/) now.
Protecting our planet starts with you. Build a better world for your loved ones when you bank with us. Start by adopting our innovative, sustainable, and afforadable green solutions.
Our digital platforms provide exclusive offers and discounts like no others.
#### **OCBC Retirement Planner**
We'll first help you calculate how much you need, then make a financial plan to work towards your retirement goal.
[Learn more](https://www.ocbc.com/personal-banking/start-planning/combined-planner#/retirement/home)
#### **OCBC Children’s Education Planner**
Starting with an estimate of your children's education costs based on their intended country of study, we'll provide solutions to help you stay committed to their ambitions.
[Learn more](https://www.ocbc.com/personal-banking/start-planning/combined-planner#/child-education/home)
#### **OCBC Life Goals**
Plan for your future step by step. Find out how much you need to achieve your goals and if you have any gaps.
[Learn more](https://www.ocbc.com/personal-banking/start-planning)
#### **Health**
With longer life expectancy and rising healthcare costs, it's essential that your Silver Years get a healthy start. OCBC Silver Years will help assess your health insurance and lifestyle to ensure you're fully covered and well-protected.
[Learn more](https://www.ocbc.com/personal-banking/silver-years/health.page)
***
#### **Wealth**
The 5 to 10 years leading to your Silver Years is crucial. With OCBC Silver Years, we'll help ensure your funds are well-diversified and able to generate a steady income for your monthly needs, so you can enjoy your desired lifestyle.
[Learn more](https://www.ocbc.com/personal-banking/silver-years/wealth.page)
***
#### **Lifestyle**
No Silver Years is the same. Some work part-time, some monitor their investments, and others care for their grandchildren. But however you retire, it's good to learn about the various digital tools and how you can use them to stay connected to those you love.
[Learn more](https://www.ocbc.com/personal-banking/silver-years/lifestyle.page)
#### **OneAdvisor**
Overcome your home buying fears – whether you’re a first-time buyer, upgrader or investor. Search for properties, check your home affordability, get renovation ideas and more\!
[Learn more](https://www.ocbc.com/personal-banking/one-advisor/index.html?pid=sg:en::::::internal::::::webpage-homepage)
***
#### **Loans**
##### **New purchase (Home loan)**
When you have found your dream home, make it yours with our wide range of fixed and variable pricing packages to suit your financing needs.
[Learn more](https://www.ocbc.com/personal-banking/loans/new-purchase-of-hdb-private-property.page)
##### **Renovation Loan**
Bring your dream home to life with financing of up to 6x your monthly income or S\$30,000, whichever is lower.
[Learn more](https://www.ocbc.com/personal-banking/loans/home-renovation-loan.page)
#### **Sustainable banking**
The conservation of our planet is a collective effort. Here at OCBC, we are with you every step of the way. Find out how you can go green with our products and services.
[Learn more](https://www.ocbc.com/personal-banking/sustainability)
#### **STACK**
The new digital loyalty platform to track and exchange your rewards points across different rewards programs and redeem for STACK Marketplace deals.
[Learn more](https://www.ocbc.com/personal-banking/campaign/stack/index.html)
***
#### **Others**
##### **OCBC Pay Anyone™**
Go wallet-less with OCBC Pay Anyone™ and take advantage of our limited time offers while you scan to pay everyone.
[Learn more](https://www.ocbc.com/personal-banking/digital-banking/payanyone.page)
##### **Cards Promotions**
Be it dining, travel or retail – check out our array of offers, exclusively for OCBC Cardholders.
[Learn more](https://www.ocbc.com/personal-banking/cards/card-promotions.page)
Branch / atm locator
SUPPORT
#### Top enquiries
[See all FAQs](https://www.ocbc.com/personal-banking/help-and-support)
[Retrieve OCBC Digital Login Credentials](https://internet.ocbc.com/internet-banking/inbregistration/index)
[OCBC OneToken](https://www.ocbc.com/personal-banking/help-and-support/digital-banking/online-banking-onetoken)
[ATM Card Activation](https://www.ocbc.com/personal-banking/help-and-support/general#general-cards-activation)
[Overseas ATM Withdrawal Activation](https://www.ocbc.com/personal-banking/help-and-support/atms/general#atms-activation-deactivation-of-cards-for-overseas-atm-withdrawal)
[EasiCredit and Card Waiver](https://www.ocbc.com/personal-banking/help-and-support/general#general-fee-waiver)
[Credit and Debit Card Activation](https://www.ocbc.com/personal-banking/help-and-support/cards/general#cc-credit-and-debit-card-activation)
Latest updates
##### **\#BeAProAgainstCons with OCBC**
Don’t fall for fake ads or malicious apps! Scammers use them to infect your device with malware. They also impersonate officials or loved ones to steal your personal information. Always verify the identity of the person or organisation contacting you to protect yourself.
[Learn more](https://www.ocbc.com/personal-banking/security/security-advisories)
##### **Beware of fake ads that appear on social media**
Asked to disable Google Play Protect before installing apps? Do not do so. Scammers could gain remote access to your phone and transfer funds without your knowledge.
[Learn more](https://www.ocbc.com/personal-banking/security/security-advisories)
##### **Manage transaction alerts on the go with the OCBC app**
Start managing transaction alerts with ease via the OCBC app. Be notified the way you want when a transaction happens on any of your cards or accounts.
[Learn more](https://www.ocbc.com/personal-banking/digital-banking/step-by-step-guides/application-updates/manage-card-ealerts)
Awards
**Best Retail Bank Singapore & SEA**
The Digital Banker
2024
***
**Best & Most Innovative Retail Bank Singapore**
Global Banking & Finance Review
2024
***
**Best Digital Bank Singapore**
Euromoney
2024
***
**Deposit Insurance Scheme**
[](https://www.sdic.org.sg/)
[Consumer guides download from SDIC’s website](https://www.sdic.org.sg/pub_consumer_dl/)
[](https://www.sdic.org.sg/)
[Consumer guides download from SDIC’s website](https://www.sdic.org.sg/pub_consumer_dl/)
We use cookies to improve your experience and provide you with better services. By continuing to browse our website, you agree to our [Data Protection Policy](https://www.ocbc.com/personal-banking/policies).

Personal Banking
You are in
***
[Premier Banking](https://www.ocbc.com/premier-banking)
[Business Banking](https://www.ocbc.com/business-banking/index.html)
[OCBC Group](https://www.ocbc.com/group/index.html)
***
Useful links
[OCBC Online Banking](https://internet.ocbc.com/internet-banking/)
[ATM and Branch locator](https://www.ocbc.com/personal-banking/locations)
[Help and Support](https://www.ocbc.com/personal-banking/help-and-support)
[Important Documents](https://www.ocbc.com/personal-banking/important-documents)
[Report Vulnerability](https://www.ocbc.com/group/vdp)
Useful links
[OCBC Online Banking](https://internet.ocbc.com/internet-banking/)
[ATM and Branch locator](https://www.ocbc.com/personal-banking/locations)
[Help and Support](https://www.ocbc.com/personal-banking/help-and-support)
[Important Documents](https://www.ocbc.com/personal-banking/important-documents)
[Report Vulnerability](https://www.ocbc.com/group/vdp)
***
Get in touch with us
[Contact Us](https://www.ocbc.com/personal-banking/contact-us)
[\+65 6363 3333](tel:+6563633333)
***
\  \  \  \  \  \  \  \  \  \  \  \ 
[Conditions of Access](https://www.ocbc.com/personal-banking/conditions-of-access)[Policies](https://www.ocbc.com/personal-banking/policies)[Notices](https://www.ocbc.com/personal-banking/notices)
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| Readable Markdown | LET US GUIDE YOU
Branch / atm locator
SUPPORT
Latest updates
**\#BeAProAgainstCons with OCBC**
Don’t fall for fake ads or malicious apps! Scammers use them to infect your device with malware. They also impersonate officials or loved ones to steal your personal information. Always verify the identity of the person or organisation contacting you to protect yourself.
[Learn more](https://www.ocbc.com/personal-banking/security/security-advisories)
**Beware of fake ads that appear on social media**
Asked to disable Google Play Protect before installing apps? Do not do so. Scammers could gain remote access to your phone and transfer funds without your knowledge.
[Learn more](https://www.ocbc.com/personal-banking/security/security-advisories)
**Manage transaction alerts on the go with the OCBC app**
Start managing transaction alerts with ease via the OCBC app. Be notified the way you want when a transaction happens on any of your cards or accounts.
[Learn more](https://www.ocbc.com/personal-banking/digital-banking/step-by-step-guides/application-updates/manage-card-ealerts)
**Deposit Insurance Scheme**
We use cookies to improve your experience and provide you with better services. By continuing to browse our website, you agree to our [Data Protection Policy](https://www.ocbc.com/personal-banking/policies). |
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