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retiring
7 Numbers Shaping Retirement in 2026
As the new year begins, savings have hit unprecedented levels, but rising health care costs and growing poverty make retirement unaffordable for many.
By
Mark Miller
Jan. 3, 2026
An Engine of Fossil Discovery Fights Its Own Extinction
A funding crisis at the Museum of the Earth and the Paleontological Research Institution in Ithaca, N.Y., could scatter priceless specimens and end nearly a century of pioneering research.
By
Becky Ferreira
and
Kristian Thacker
Dec. 19, 2025
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# Finances
- ## [Latest](https://www.nytimes.com/topic/subject/finances#stream-panel)
- [Search](https://www.nytimes.com/topic/subject/finances#stream-panel)
1. 
your money adviser
[How to Protect Your Tax Refund if Youâve Defaulted on Your Student Loans](https://www.nytimes.com/2026/01/16/your-money/tax-refunds-student-loans-default.html)
Millions of people are at risk of the governmentâs seizing their refunds to pay what is owed on student loans.
By Ann Carrns
Jan. 16, 2026
2. 
Tu asesora financiera
[Consejos para cumplir tus propósitos financieros de Año Nuevo](https://www.nytimes.com/es/2026/01/15/espanol/negocios/como-cumplir-propositos-financieros-ahorrar.html)
Los expertos ofrecieron sugerencias como reducir tu lista de objetivos, automatizar el ahorro y evitar tentaciones como los correos electrĂłnicos con ofertas.
By Ann Carrns
[Read in English](https://www.nytimes.com/2026/01/09/your-money/new-years-financial-resolutions.html "Read in English")
Jan. 15, 2026
3. 
[What to Know About Biltâs New Rewards Program for Mortgage and Rent Payments](https://www.nytimes.com/2026/01/14/business/bilt-rent-mortgage-rewards.html)
Bilt, a rewards and payments start-up, has three new credit cards that can help users earn points when they pay their mortgage. You will need to do math.
By Tara Siegel Bernard and Ron Lieber
Jan. 14, 2026
4. 
Guest Essay
[This Is What Convinced Me OpenAI Will Run Out of Money](https://www.nytimes.com/2026/01/13/opinion/openai-ai-bubble-financing.html)
Artificial intelligenceâs promise is real. But some of the most prominent A.I. companies might not make it.
By Sebastian Mallaby
Jan. 13, 2026
5. 
your money
[How a Puzzling 401(k) Plan Changed One Womanâs Life](https://www.nytimes.com/2026/01/11/business/401k-heb-eryn-schultz-personal-finances.html)
Eryn Schultz was an H-E-B grocery store leader with an M.B.A. A slow pivot toward a big career change began when she found her retirement plan wanting.
By Ron Lieber
Jan. 11, 2026
6. 
[They Invested in Meme Stocks. And Then They Grew Up.](https://www.nytimes.com/2026/01/11/business/gen-z-meme-stocks-investors.html)
Some Gen Z-ers first entered the markets during the pandemicâs meme stock craze. They have since become more patient investors.
By Alicia Adamczyk
Jan. 11, 2026
7. 
your money adviser
[How to Make, and Keep, New Yearâs Financial Resolutions](https://www.nytimes.com/2026/01/09/your-money/new-years-financial-resolutions.html)
Experts offered a variety of suggestions, including paring your list of goals, making saving automatic and avoiding spending temptations like marketing emails.
By Ann Carrns
[Leer en español](https://www.nytimes.com/es/2026/01/15/espanol/negocios/como-cumplir-propositos-financieros-ahorrar.html "Read in Spanish")
Jan. 9, 2026
8. 
Strategies
[After Three Hot Years, Will Stock Markets Sizzle Again?](https://www.nytimes.com/2026/01/09/business/stock-market-investing-returns.html)
Returns have been fabulous but consider the potential for setbacks in this already hazardous year, our columnist says.
By Jeff Sommer
Jan. 9, 2026
9. 
[The Smithsonian Faces New Pressure to Submit to Trumpâs Will](https://www.nytimes.com/2026/01/08/arts/design/smithsonian-trump-pressure.html)
The institution, long regarded as independent, is facing a White House deadline to hand over records about its content and will see turnover that could reshape its governing board.
By Graham Bowley and Robin Pogrebin
Jan. 8, 2026
10. 
retiring
[7 Numbers Shaping Retirement in 2026](https://www.nytimes.com/2026/01/03/business/retirement-savings-2026.html)
As the new year begins, savings have hit unprecedented levels, but rising health care costs and growing poverty make retirement unaffordable for many.
By Mark Miller
Jan. 3, 2026
11. 
your money adviser
[If Youâre Struggling With Student Loans, Hereâs What to Know for 2026](https://www.nytimes.com/2026/01/02/business/student-loan-debt-save-plan.html)
Millions of borrowers who are behind can expect the government to tighten repayment options this year. Experts say take action now to get help.
By Ann Carrns
Jan. 2, 2026
12. 
[A Bold Alliance Ends as Innovative Opera Director Bows Out in Detroit](https://www.nytimes.com/2025/12/29/arts/music/yuval-sharon-detroit-opera.html)
Yuval Sharon will leave the financially strained Detroit Opera after this season. In March, he brings his unorthodox vision to Wagner at the Metropolitan Opera.
By Adam Nagourney
Dec. 29, 2025
13. 
[More Student Loan Borrowers Are Shedding Debts in Bankruptcy](https://www.nytimes.com/2025/12/27/business/student-loans-bankruptcy.html)
A new study suggests that distressed borrowers using a simpler bankruptcy process are succeeding â and that more people like them should try.
By Tara Siegel Bernard
Dec. 27, 2025
14. 
[Books to Help You Make â and Keep â Those Pesky New Yearâs Resolutions](https://www.nytimes.com/2025/12/27/books/review/books-for-new-years-resolutions.html)
Our columnist has recommendations.
By Judith Newman
Dec. 27, 2025
15. 
[Crypto for Christmas? Gen Z-ers Are Cautiously Open to the Idea.](https://www.nytimes.com/2025/12/24/business/gen-z-crypto.html)
Despite recent volatility in the crypto market, younger generations are still open to receiving digital currencies as gifts.
By Kailyn Rhone
Dec. 24, 2025
16. 
[âThe Queen of Versaillesâ Bombed on Broadway. What Went Wrong?](https://www.nytimes.com/2025/12/23/theater/queen-versailles-broadway-closing.html)
The show reunited Kristin Chenoweth and Stephen Schwartz for the first time since âWicked.â It wasnât enough to counter poor word of mouth and other challenges.
By Michael Paulson
Dec. 23, 2025
17. 
[These Young Adults Make Good Money. But Life, They Say, Is Unaffordable.](https://www.nytimes.com/2025/12/20/us/politics/middle-class-us-economy-affordability.html)
Economists say that a typical middle-class family today is richer than one in the 1960s. Americans in their 20s and 30s donât believe it.
By Sabrina Tavernise
Dec. 20, 2025
18. 
retiring
[How to Tell Your Adult Kids the Bank of Mom and Dad Is Closed](https://www.nytimes.com/2025/12/20/business/retirement-supporting-adult-kids.html)
In trying to help grown children, parents can hurt their own retirement security. Hereâs how to stop the flow of money.
By Martha C. White
Dec. 20, 2025
19. 
[An Engine of Fossil Discovery Fights Its Own Extinction](https://www.nytimes.com/2025/12/19/science/museum-of-the-earth-ithaca-fossils.html)
A funding crisis at the Museum of the Earth and the Paleontological Research Institution in Ithaca, N.Y., could scatter priceless specimens and end nearly a century of pioneering research.
By Becky Ferreira and Kristian Thacker
Dec. 19, 2025
20. 
Strategies
[Want to Know Where the Market Is Going? Donât Trust This, or Any, Forecast.](https://www.nytimes.com/2025/12/19/business/stock-market-forecast-wall-street.html)
Wall Street stock gurus are making predictions again. Our columnist got into the game with a number he doesnât believe.
By Jeff Sommer
Dec. 19, 2025
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