🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 61 (from laksa032)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa061.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.nyc.gov/site/olr/deferred/dcphome.page\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.nyc.gov/site/olr/deferred/dcphome.page\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcphome.page","crawl_time":1775687002,"first_indexed_time":1667541413,"http_code":200,"src_unparsed":"gov,nyc!www,\/site\/olr\/deferred\/dcphome.page s443","src_root_hash":"11179654179131445661","history_drop_reason":null,"meta_title":"dcphome","meta_descriptions":[""],"attrs_boilerpipe_text":"The Deferred Compensation Plan\nLearn About Our Individual Consultation Service\nPlan News\nNew for 2026 - Roth Only Catch-Up Contributions Permitted for Participants Whose Wages Exceeded $150,000 in 2025\nAs a result of federal tax law changes within SECURE Act 2.0, beginning in 2026, if you are age 50 or older and earned greater than $150,000 in FICA wages (Box 3 on Form W-2) in 2025, you can only make age based (Age 50+ or Ages 60-63) catch-up contributions to your 457 or 401(k) plan on a Roth (after-tax) basis. Therefore, your pre-tax goal amount will remain at $24,500 for 2026, even if you are age 50 or older, and your pre-tax contributions to the 457 Plan and the 401(k) Plan will stop after reaching the goal amount of $24,500.\nTo change your deferral to a Roth contribution so that you can continue to contribute up to the age 50+ or ages 60-63 catch-up contribution amount, you will need to\naccess your account online\n.  Select the account, either 457 or 401(k), and choose the Contributions & Savings tab and select Manage Contributions. Once you select Update My Contributions, you will be asked to enter a Roth deferral percentage. Enter the percentage amount you wish to contribute up to the age 50+ or ages 60-63 catch up allowable amount. Keep in mind that unlike pre-tax contributions, Roth contributions do not reduce your taxable income. \nIf you are already making Roth contributions to the 457 Plan or the 401(k) Plan, you do not need to do anything. Your Age Based Catch-up (Age 50+ or Ages 60-63) contributions will continue up to the higher maximum goal amount. \nImportant: You will need to review your pre-tax and Roth deferral percentages at the end of every calendar year and make changes, as needed, to ensure that you can contribute the desired regular and age-based maximum contribution limits. \nThe Plan will provide additional communications and reminders to participants who will be affected by this new rule.  \nWatch the Roth Catch-Up Contributions video\nAnnual Contribution limit increases in 2026.  \nRead more about the annual limit amounts\n.\nGeneral Information\nThe New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401(k) Plan, both of which offer pre-tax and Roth (after-tax) options.\nFor employees enrolled in a City pension plan or the Voluntary Defined Contribution (VDC) Program, and for non-pension member employees who are contributing less than 7.5% to either the 457 Plan or the 401(k), DCP is a supplemental savings plan to Social Security.\nFor non-pension member employees who elect to contribute 7.5% or more to the Deferred Compensation Plan, DCP is their sole retirement plan in lieu of Social Security. Important Note: An employee participating in DCP in lieu of FICA and participating in the Health Benefits Buy-Out Waiver Program (taxable income) or has enrolled a domestic partner as a dependent in the City’s Health Benefits Program (imputed income), may need to increase his\/her salary deferral percentage to an amount higher than 7.5% of annual salary in order to account for the increase in income. If the 7.5% of total salary income requirement is not met, the participant who is enrolled in DCP may be subject to FICA taxes.\nTo learn more about this, play our\nDCP in Lieu of FICA Video\n.\nDCP NEWS\n1.  Individual Financial Consultations\n2\n.  Contribution Limit Increases in 2026\n3\n.  Attention Public Safety Workers\n \n4\n.  Financial Wellness Center\nDid you know that eight in ten investors either feel they are not saving enough for retirement or aren't sure how much they need to save. Are you sure that you’re saving enough for your future?\nVisit our Financial Wellness Center\n.","attrs_markdown":"[![NYC](https:\/\/www.nyc.gov\/assets\/home\/images\/global\/nyc_white.png)](http:\/\/www.nyc.gov\/)![](https:\/\/www.nyc.gov\/assets\/home\/images\/global\/upper-header-divider.gif)Office of Labor Relations[311](https:\/\/www.nyc.gov\/311\/index.page)![](https:\/\/www.nyc.gov\/assets\/home\/images\/global\/upper-header-divider.gif)[Search all NYC.gov websites](https:\/\/www.nyc.gov\/main\/search)\n\n[Menu](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcphome.page)\n\n[![Office of Labor Relations](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/header\/logo.png)](https:\/\/www.nyc.gov\/site\/olr\/index.page)\n\n![Language](https:\/\/www.nyc.gov\/assets\/home\/images\/global\/language.gif)\n\n[Text-Size](http:\/\/www.nyc.gov\/home\/text-size.page)\n\n[Translate This Page](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcphome.page)[Search](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcphome.page)\n\n- [Home](https:\/\/www.nyc.gov\/site\/olr\/index.page)\n- [About](https:\/\/www.nyc.gov\/site\/olr\/about\/about-olr.page)\n- [Labor](https:\/\/www.nyc.gov\/site\/olr\/labor\/labor-updates.page)\n- [EAP•FSA•MBF](https:\/\/www.nyc.gov\/site\/olr\/programs\/programshome.page)\n- [Health Ben](https:\/\/www.nyc.gov\/site\/olr\/health\/healthhome.page)\n- [DCP•NYCEIRA](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcphome.page)\n- [WorkWell](https:\/\/www.nyc.gov\/site\/olr\/wellness\/wellnesshome.page)\n\nLanguage\n\nApply Translation\n\n# dcphome\n[Deferred Comp](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcphome.page)[NYCE IRA](https:\/\/www.nyc.gov\/site\/olr\/nyceira\/nyceirahome.page)[Financial Wellness](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanninghome.page)[Account Access](https:\/\/www.nyc.gov\/site\/olr\/deferred\/shared-dcp-and-nyceira-account-access.page)\n\n- [DCP Account Log In](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-interimlogin.page)\n- [Enroll in the Plan](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-enrolling.page)\n- [Net-Pay Calculator (Paycheck Comparison)](http:\/\/nyceplans.org\/ac_ws_netpay.html)\n- [DCP Videos](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-videos.page)\n- [DCP Basics](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-basics.page)\n- [Selecting Investment Funds](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-selecting-investments.page)\n- [Funding Your Account](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-regular-contributions.page)\n- [Beneficiary Information](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-beneficiary-information.page)\n- [Withdrawing Assets](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-withdrawals.page)\n- [Board Meeting Webcasts](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-board-webcasts.page)\n- [Plan Fees](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-fees.page)\n- [DCP Forms & Downloads](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-forms-and-downloads.page)\n- [Email the Plan](https:\/\/www.nyc.gov\/site\/olr\/webforms\/send-message-deferred-compensation-plan-nyce-ira.page)\n- [Agency Request for Worksite Seminar](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-worksite-seminar-request.page)\n\nShare\n\n![Print icon](https:\/\/www.nyc.gov\/assets\/home\/images\/global\/print.png) Print\n\n[![NYC DCP Account Login](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/deferred\/dcplogo.jpg)](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-interimlogin.page)\n\n## The Deferred Compensation Plan\n***\n[![Financial Wellness Webinars](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/financialplanning\/webinarpromo-wide.png)](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanningvideos\/fwc-financialwellnesswebinars-video.page \"Financial Wellness Webinars\")\n\n## Important Notice\n**CUSTOMER SERVICE CENTER:** The Deferred Compensation Plan's Client Service Center is now open for in-person or virtual meetings **by appointment only**.\n\nAll appointments must be scheduled online, in advance. We look forward to seeing you soon\\!\n\n[Schedule Your Appointment](https:\/\/nycdcpappointments.timetap.com\/#\/ \"Schedule an appointment\")\n\nAs always, you can speak with a Customer Service Representative about the Plan and your account(s) on the phone by calling at (212) 306-7760.\n\n[Visit the Forms and Downloads page for information on how to submit forms and documents electronically or by mail.](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-forms-and-downloads.page \"Forms and Downloads\")\n***\n[![Are you Financially Ready to Retire?](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/deferred\/areyoufinanciallyreadytoretire-wide.png)](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-individual-consultations.page \"Are you Financially Ready to Retire?\")\n\n[Learn About Our Individual Consultation Service](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-individual-consultations.page \"Are you Financially Ready to Retire?\")\n***\n## Plan News\n### New for 2026 - Roth Only Catch-Up Contributions Permitted for Participants Whose Wages Exceeded \\$150,000 in 2025\nAs a result of federal tax law changes within SECURE Act 2.0, beginning in 2026, if you are age 50 or older and earned greater than \\$150,000 in FICA wages (Box 3 on Form W-2) in 2025, you can only make age based (Age 50+ or Ages 60-63) catch-up contributions to your 457 or 401(k) plan on a Roth (after-tax) basis. Therefore, your pre-tax goal amount will remain at \\$24,500 for 2026, even if you are age 50 or older, and your pre-tax contributions to the 457 Plan and the 401(k) Plan will stop after reaching the goal amount of \\$24,500.\n\nTo change your deferral to a Roth contribution so that you can continue to contribute up to the age 50+ or ages 60-63 catch-up contribution amount, you will need to [access your account online](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-interimlogin.page \"access your account online\"). Select the account, either 457 or 401(k), and choose the Contributions & Savings tab and select Manage Contributions. Once you select Update My Contributions, you will be asked to enter a Roth deferral percentage. Enter the percentage amount you wish to contribute up to the age 50+ or ages 60-63 catch up allowable amount. Keep in mind that unlike pre-tax contributions, Roth contributions do not reduce your taxable income.\n\nIf you are already making Roth contributions to the 457 Plan or the 401(k) Plan, you do not need to do anything. Your Age Based Catch-up (Age 50+ or Ages 60-63) contributions will continue up to the higher maximum goal amount.\n\nImportant: You will need to review your pre-tax and Roth deferral percentages at the end of every calendar year and make changes, as needed, to ensure that you can contribute the desired regular and age-based maximum contribution limits.\n\nThe Plan will provide additional communications and reminders to participants who will be affected by this new rule.\n\n[Watch the Roth Catch-Up Contributions video](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcpvideos\/dcp-video-rothcatchup.page \"Watch the Roth Catch-Up Contributions video\")\n***\nAnnual Contribution limit increases in 2026. [Read more about the annual limit amounts](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-news.page \"Read more about the limit amounts\").\n***\n## General Information\nThe New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401(k) Plan, both of which offer pre-tax and Roth (after-tax) options.\n\nFor employees enrolled in a City pension plan or the Voluntary Defined Contribution (VDC) Program, and for non-pension member employees who are contributing less than 7.5% to either the 457 Plan or the 401(k), DCP is a supplemental savings plan to Social Security.\n\nFor non-pension member employees who elect to contribute 7.5% or more to the Deferred Compensation Plan, DCP is their sole retirement plan in lieu of Social Security. Important Note: An employee participating in DCP in lieu of FICA and participating in the Health Benefits Buy-Out Waiver Program (taxable income) or has enrolled a domestic partner as a dependent in the City’s Health Benefits Program (imputed income), may need to increase his\/her salary deferral percentage to an amount higher than 7.5% of annual salary in order to account for the increase in income. If the 7.5% of total salary income requirement is not met, the participant who is enrolled in DCP may be subject to FICA taxes.\n\nTo learn more about this, play our [DCP in Lieu of FICA Video](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcpvideos\/dcp-video-dcp-in-lieu-of-fica.page).\n\n### DCP NEWS\n1\\. Individual Financial Consultations\n\n[Learn More](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-individual-consultations.page \"Individual Financial Consultations\")\n***\n2. Contribution Limit Increases in 2026\n\n[Learn More](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-news.page)\n***\n3. Attention Public Safety Workers\n\n[Learn More](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-news.page)\n***\n4. Financial Wellness Center\n\n[Learn More](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanninghome.page \"Financial Wellness Center\")\n\n***\nDid you know that eight in ten investors either feel they are not saving enough for retirement or aren't sure how much they need to save. Are you sure that you’re saving enough for your future? [Visit our Financial Wellness Center](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanninghome.page).\n\n[![Play The Benefits of Having an Emergency Fund video](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/deferred\/benefits-of-emergency-fund-transparent-square.png)](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanningvideos\/fwc-videos-benefitsofemergencyfund.page \"Play The Benefits of Having an Emergency Fund video\")\n\n[Key differences between the 457 and 401(k) Plans](https:\/\/www.nyc.gov\/assets\/olr\/downloads\/pdf\/deferred\/457-401k-comparison.pdf)\n\n[Learn More About DCP](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-basics.page)\n\n[How to Enroll](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-enrolling.page)\n\n[Retirement Planning Tools](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-retirement-planning-tools.page)\n***\n### How to Contact Us\n**Email the Plan**: Inquiries and questions should be sent via [email to the Plan](https:\/\/www.nyc.gov\/site\/olr\/webforms\/send-message-deferred-compensation-plan-nyce-ira.page \"Email Deferred Comp\").\n\n**Call the Client Service Call Center** during regular business hours:\n\nPhone: (212) 306-7760  \nOutside NYC: (888) DCP-3113 (888-327-3113)\n***\n### Featured Items\n[![Videos](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/agency\/featured-online-video.png)](https:\/\/www.nyc.gov\/site\/olr\/about\/about-videos.page)\n\n#### [Videos](https:\/\/www.nyc.gov\/site\/olr\/about\/about-videos.page)\n[Learn about available features and services by accessing our videos online](https:\/\/www.nyc.gov\/site\/olr\/about\/about-videos.page).\n\n[![Net-Pay Calculator](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/deferred\/featured-dcp-affect-net-pay.gif)](http:\/\/nyceplans.org\/ac_ws_netpay.html \"Netpay Calcultor (Paycheck Comparison)\")\n\n#### [Net-Pay Calculator](http:\/\/nyceplans.org\/ac_ws_netpay.html \"Netpay Calculator (Paycheck Comparison)\")\n[See how DCP contributions will affect your take-home pay](http:\/\/nyceplans.org\/ac_ws_netpay.html).\n\n[![Personal Financial Consultation](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/agency\/featured-personalfinancialconsultation.png)](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanningvideos\/individualconsultationbyphone-video.page \"Individual Financial Consultations\")\n\n#### [Financial Plan](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanningvideos\/individualconsultationbyphone-video.page \"Individual Financial Consultations\")\n[Learn about our individual financial consultation service.](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanningvideos\/individualconsultationbyphone-video.page)\n\n[![Financial Wellness Webinars](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/agency\/featured-financialwellnesswebinars.png)](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-webinars.page \"Financial Planning Webinars\")\n\n#### [Webinars](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-webinars.page \"Financial Planning Webinars\")\n[Connect with us for an hour online to receive your free financial education.](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-webinars.page)\n\n***\n***\n\n[nyc.gov home](https:\/\/www.nyc.gov\/main)[Services](https:\/\/www.nyc.gov\/main\/services)[Events](https:\/\/www.nyc.gov\/main\/events\/)[Your government](https:\/\/www.nyc.gov\/main\/your-government)[311](https:\/\/portal.311.nyc.gov\/)[Contact NYC government](https:\/\/www.nyc.gov\/main\/your-government\/contact-nyc-government)[Register to vote](https:\/\/www.nycvotes.org\/)[Emergency alerts](https:\/\/a858-nycnotify.nyc.gov\/notifynyc\/) [Careers](https:\/\/cityjobs.nyc.gov\/)[Website feedback](https:\/\/www.nyc.gov\/main\/forms\/website-feedback)[Accessibility resources](https:\/\/www.nyc.gov\/site\/mopd\/resources\/digital-accessibility.page)[Privacy policy](https:\/\/www.nyc.gov\/main\/nyc-gov-privacy-policy)[Terms of use](https:\/\/www.nyc.gov\/main\/terms-of-use)[About nyc.gov content](https:\/\/www.nyc.gov\/main\/about-our-content)\n\nNYC\n\n© City of New York. 2025 All Rights Reserved. NYC is a trademark and service mark of the City of New York.","attrs_readable_markdown":"[![NYC DCP Account Login](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/deferred\/dcplogo.jpg)](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-interimlogin.page)\n\n## The Deferred Compensation Plan\n[![Financial Wellness Webinars](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/financialplanning\/webinarpromo-wide.png)](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanningvideos\/fwc-financialwellnesswebinars-video.page \"Financial Wellness Webinars\")\n***\n[![Are you Financially Ready to Retire?](https:\/\/www.nyc.gov\/assets\/olr\/images\/content\/deferred\/areyoufinanciallyreadytoretire-wide.png)](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-individual-consultations.page \"Are you Financially Ready to Retire?\")\n\n[Learn About Our Individual Consultation Service](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financial-planning-individual-consultations.page \"Are you Financially Ready to Retire?\")\n***\n## Plan News\n### New for 2026 - Roth Only Catch-Up Contributions Permitted for Participants Whose Wages Exceeded \\$150,000 in 2025\nAs a result of federal tax law changes within SECURE Act 2.0, beginning in 2026, if you are age 50 or older and earned greater than \\$150,000 in FICA wages (Box 3 on Form W-2) in 2025, you can only make age based (Age 50+ or Ages 60-63) catch-up contributions to your 457 or 401(k) plan on a Roth (after-tax) basis. Therefore, your pre-tax goal amount will remain at \\$24,500 for 2026, even if you are age 50 or older, and your pre-tax contributions to the 457 Plan and the 401(k) Plan will stop after reaching the goal amount of \\$24,500.\n\nTo change your deferral to a Roth contribution so that you can continue to contribute up to the age 50+ or ages 60-63 catch-up contribution amount, you will need to [access your account online](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-interimlogin.page \"access your account online\"). Select the account, either 457 or 401(k), and choose the Contributions & Savings tab and select Manage Contributions. Once you select Update My Contributions, you will be asked to enter a Roth deferral percentage. Enter the percentage amount you wish to contribute up to the age 50+ or ages 60-63 catch up allowable amount. Keep in mind that unlike pre-tax contributions, Roth contributions do not reduce your taxable income.\n\nIf you are already making Roth contributions to the 457 Plan or the 401(k) Plan, you do not need to do anything. Your Age Based Catch-up (Age 50+ or Ages 60-63) contributions will continue up to the higher maximum goal amount.\n\nImportant: You will need to review your pre-tax and Roth deferral percentages at the end of every calendar year and make changes, as needed, to ensure that you can contribute the desired regular and age-based maximum contribution limits.\n\nThe Plan will provide additional communications and reminders to participants who will be affected by this new rule.\n\n[Watch the Roth Catch-Up Contributions video](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcpvideos\/dcp-video-rothcatchup.page \"Watch the Roth Catch-Up Contributions video\")\n***\nAnnual Contribution limit increases in 2026. [Read more about the annual limit amounts](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcp-news.page \"Read more about the limit amounts\").\n***\n## General Information\nThe New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401(k) Plan, both of which offer pre-tax and Roth (after-tax) options.\n\nFor employees enrolled in a City pension plan or the Voluntary Defined Contribution (VDC) Program, and for non-pension member employees who are contributing less than 7.5% to either the 457 Plan or the 401(k), DCP is a supplemental savings plan to Social Security.\n\nFor non-pension member employees who elect to contribute 7.5% or more to the Deferred Compensation Plan, DCP is their sole retirement plan in lieu of Social Security. Important Note: An employee participating in DCP in lieu of FICA and participating in the Health Benefits Buy-Out Waiver Program (taxable income) or has enrolled a domestic partner as a dependent in the City’s Health Benefits Program (imputed income), may need to increase his\/her salary deferral percentage to an amount higher than 7.5% of annual salary in order to account for the increase in income. If the 7.5% of total salary income requirement is not met, the participant who is enrolled in DCP may be subject to FICA taxes.\n\nTo learn more about this, play our [DCP in Lieu of FICA Video](https:\/\/www.nyc.gov\/site\/olr\/deferred\/dcpvideos\/dcp-video-dcp-in-lieu-of-fica.page).\n\n### DCP NEWS\n1\\. Individual Financial Consultations\n***\n2. Contribution Limit Increases in 2026\n***\n3. Attention Public Safety Workers\n***\n4. Financial Wellness Center\n\n***\nDid you know that eight in ten investors either feel they are not saving enough for retirement or aren't sure how much they need to save. Are you sure that you’re saving enough for your future? [Visit our Financial Wellness Center](https:\/\/www.nyc.gov\/site\/olr\/financialplanning\/financialplanninghome.page).","meta_canonical":null}

3. Robots.txt Check

Query:

Response:

4. Spam/Ban Check

Query:

Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

📄

INDEXABLE

✅

CRAWLED

1 day ago

🤖

ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property	Value
URL	https://www.nyc.gov/site/olr/deferred/dcphome.page
Last Crawled	2026-04-08 22:23:22 (1 day ago)
First Indexed	2022-11-04 05:56:53 (3 years ago)
HTTP Status Code	200
Meta Title	dcphome
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Boilerpipe Text	The Deferred Compensation Plan Learn About Our Individual Consultation Service Plan News New for 2026 - Roth Only Catch-Up Contributions Permitted for Participants Whose Wages Exceeded $150,000 in 2025 As a result of federal tax law changes within SECURE Act 2.0, beginning in 2026, if you are age 50 or older and earned greater than $150,000 in FICA wages (Box 3 on Form W-2) in 2025, you can only make age based (Age 50+ or Ages 60-63) catch-up contributions to your 457 or 401(k) plan on a Roth (after-tax) basis. Therefore, your pre-tax goal amount will remain at $24,500 for 2026, even if you are age 50 or older, and your pre-tax contributions to the 457 Plan and the 401(k) Plan will stop after reaching the goal amount of $24,500. To change your deferral to a Roth contribution so that you can continue to contribute up to the age 50+ or ages 60-63 catch-up contribution amount, you will need to access your account online . Select the account, either 457 or 401(k), and choose the Contributions & Savings tab and select Manage Contributions. Once you select Update My Contributions, you will be asked to enter a Roth deferral percentage. Enter the percentage amount you wish to contribute up to the age 50+ or ages 60-63 catch up allowable amount. Keep in mind that unlike pre-tax contributions, Roth contributions do not reduce your taxable income. If you are already making Roth contributions to the 457 Plan or the 401(k) Plan, you do not need to do anything. Your Age Based Catch-up (Age 50+ or Ages 60-63) contributions will continue up to the higher maximum goal amount. Important: You will need to review your pre-tax and Roth deferral percentages at the end of every calendar year and make changes, as needed, to ensure that you can contribute the desired regular and age-based maximum contribution limits. The Plan will provide additional communications and reminders to participants who will be affected by this new rule. Watch the Roth Catch-Up Contributions video Annual Contribution limit increases in 2026. Read more about the annual limit amounts . General Information The New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401(k) Plan, both of which offer pre-tax and Roth (after-tax) options. For employees enrolled in a City pension plan or the Voluntary Defined Contribution (VDC) Program, and for non-pension member employees who are contributing less than 7.5% to either the 457 Plan or the 401(k), DCP is a supplemental savings plan to Social Security. For non-pension member employees who elect to contribute 7.5% or more to the Deferred Compensation Plan, DCP is their sole retirement plan in lieu of Social Security. Important Note: An employee participating in DCP in lieu of FICA and participating in the Health Benefits Buy-Out Waiver Program (taxable income) or has enrolled a domestic partner as a dependent in the City’s Health Benefits Program (imputed income), may need to increase his/her salary deferral percentage to an amount higher than 7.5% of annual salary in order to account for the increase in income. If the 7.5% of total salary income requirement is not met, the participant who is enrolled in DCP may be subject to FICA taxes. To learn more about this, play our DCP in Lieu of FICA Video . DCP NEWS 1. Individual Financial Consultations 2 . Contribution Limit Increases in 2026 3 . Attention Public Safety Workers 4 . Financial Wellness Center Did you know that eight in ten investors either feel they are not saving enough for retirement or aren't sure how much they need to save. Are you sure that you’re saving enough for your future? Visit our Financial Wellness Center .
Markdown	[![NYC](https://www.nyc.gov/assets/home/images/global/nyc_white.png)](http://www.nyc.gov/)![](https://www.nyc.gov/assets/home/images/global/upper-header-divider.gif)Office of Labor Relations[311](https://www.nyc.gov/311/index.page)![](https://www.nyc.gov/assets/home/images/global/upper-header-divider.gif)[Search all NYC.gov websites](https://www.nyc.gov/main/search) [Menu](https://www.nyc.gov/site/olr/deferred/dcphome.page) [![Office of Labor Relations](https://www.nyc.gov/assets/olr/images/content/header/logo.png)](https://www.nyc.gov/site/olr/index.page) ![Language](https://www.nyc.gov/assets/home/images/global/language.gif) [Text-Size](http://www.nyc.gov/home/text-size.page) [Translate This Page](https://www.nyc.gov/site/olr/deferred/dcphome.page)[Search](https://www.nyc.gov/site/olr/deferred/dcphome.page) - [Home](https://www.nyc.gov/site/olr/index.page) - [About](https://www.nyc.gov/site/olr/about/about-olr.page) - [Labor](https://www.nyc.gov/site/olr/labor/labor-updates.page) - [EAP•FSA•MBF](https://www.nyc.gov/site/olr/programs/programshome.page) - [Health Ben](https://www.nyc.gov/site/olr/health/healthhome.page) - [DCP•NYCEIRA](https://www.nyc.gov/site/olr/deferred/dcphome.page) - [WorkWell](https://www.nyc.gov/site/olr/wellness/wellnesshome.page) Language Apply Translation # dcphome [Deferred Comp](https://www.nyc.gov/site/olr/deferred/dcphome.page)[NYCE IRA](https://www.nyc.gov/site/olr/nyceira/nyceirahome.page)[Financial Wellness](https://www.nyc.gov/site/olr/financialplanning/financialplanninghome.page)[Account Access](https://www.nyc.gov/site/olr/deferred/shared-dcp-and-nyceira-account-access.page) - [DCP Account Log In](https://www.nyc.gov/site/olr/deferred/dcp-interimlogin.page) - [Enroll in the Plan](https://www.nyc.gov/site/olr/deferred/dcp-enrolling.page) - [Net-Pay Calculator (Paycheck Comparison)](http://nyceplans.org/ac_ws_netpay.html) - [DCP Videos](https://www.nyc.gov/site/olr/deferred/dcp-videos.page) - [DCP Basics](https://www.nyc.gov/site/olr/deferred/dcp-basics.page) - [Selecting Investment Funds](https://www.nyc.gov/site/olr/deferred/dcp-selecting-investments.page) - [Funding Your Account](https://www.nyc.gov/site/olr/deferred/dcp-regular-contributions.page) - [Beneficiary Information](https://www.nyc.gov/site/olr/deferred/dcp-beneficiary-information.page) - [Withdrawing Assets](https://www.nyc.gov/site/olr/deferred/dcp-withdrawals.page) - [Board Meeting Webcasts](https://www.nyc.gov/site/olr/deferred/dcp-board-webcasts.page) - [Plan Fees](https://www.nyc.gov/site/olr/deferred/dcp-fees.page) - [DCP Forms & Downloads](https://www.nyc.gov/site/olr/deferred/dcp-forms-and-downloads.page) - [Email the Plan](https://www.nyc.gov/site/olr/webforms/send-message-deferred-compensation-plan-nyce-ira.page) - [Agency Request for Worksite Seminar](https://www.nyc.gov/site/olr/financialplanning/financial-planning-worksite-seminar-request.page) Share ![Print icon](https://www.nyc.gov/assets/home/images/global/print.png) Print [![NYC DCP Account Login](https://www.nyc.gov/assets/olr/images/content/deferred/dcplogo.jpg)](https://www.nyc.gov/site/olr/deferred/dcp-interimlogin.page) ## The Deferred Compensation Plan * [![Financial Wellness Webinars](https://www.nyc.gov/assets/olr/images/content/financialplanning/webinarpromo-wide.png)](https://www.nyc.gov/site/olr/financialplanning/financialplanningvideos/fwc-financialwellnesswebinars-video.page "Financial Wellness Webinars") ## Important Notice CUSTOMER SERVICE CENTER: The Deferred Compensation Plan's Client Service Center is now open for in-person or virtual meetings by appointment only. All appointments must be scheduled online, in advance. We look forward to seeing you soon\! [Schedule Your Appointment](https://nycdcpappointments.timetap.com/#/ "Schedule an appointment") As always, you can speak with a Customer Service Representative about the Plan and your account(s) on the phone by calling at (212) 306-7760. [Visit the Forms and Downloads page for information on how to submit forms and documents electronically or by mail.](https://www.nyc.gov/site/olr/deferred/dcp-forms-and-downloads.page "Forms and Downloads") * [![Are you Financially Ready to Retire?](https://www.nyc.gov/assets/olr/images/content/deferred/areyoufinanciallyreadytoretire-wide.png)](https://www.nyc.gov/site/olr/financialplanning/financial-planning-individual-consultations.page "Are you Financially Ready to Retire?") [Learn About Our Individual Consultation Service](https://www.nyc.gov/site/olr/financialplanning/financial-planning-individual-consultations.page "Are you Financially Ready to Retire?") * ## Plan News ### New for 2026 - Roth Only Catch-Up Contributions Permitted for Participants Whose Wages Exceeded \$150,000 in 2025 As a result of federal tax law changes within SECURE Act 2.0, beginning in 2026, if you are age 50 or older and earned greater than \$150,000 in FICA wages (Box 3 on Form W-2) in 2025, you can only make age based (Age 50+ or Ages 60-63) catch-up contributions to your 457 or 401(k) plan on a Roth (after-tax) basis. Therefore, your pre-tax goal amount will remain at \$24,500 for 2026, even if you are age 50 or older, and your pre-tax contributions to the 457 Plan and the 401(k) Plan will stop after reaching the goal amount of \$24,500. To change your deferral to a Roth contribution so that you can continue to contribute up to the age 50+ or ages 60-63 catch-up contribution amount, you will need to [access your account online](https://www.nyc.gov/site/olr/deferred/dcp-interimlogin.page "access your account online"). Select the account, either 457 or 401(k), and choose the Contributions & Savings tab and select Manage Contributions. Once you select Update My Contributions, you will be asked to enter a Roth deferral percentage. Enter the percentage amount you wish to contribute up to the age 50+ or ages 60-63 catch up allowable amount. Keep in mind that unlike pre-tax contributions, Roth contributions do not reduce your taxable income. If you are already making Roth contributions to the 457 Plan or the 401(k) Plan, you do not need to do anything. Your Age Based Catch-up (Age 50+ or Ages 60-63) contributions will continue up to the higher maximum goal amount. Important: You will need to review your pre-tax and Roth deferral percentages at the end of every calendar year and make changes, as needed, to ensure that you can contribute the desired regular and age-based maximum contribution limits. The Plan will provide additional communications and reminders to participants who will be affected by this new rule. [Watch the Roth Catch-Up Contributions video](https://www.nyc.gov/site/olr/deferred/dcpvideos/dcp-video-rothcatchup.page "Watch the Roth Catch-Up Contributions video") * Annual Contribution limit increases in 2026. [Read more about the annual limit amounts](https://www.nyc.gov/site/olr/deferred/dcp-news.page "Read more about the limit amounts"). * ## General Information The New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401(k) Plan, both of which offer pre-tax and Roth (after-tax) options. For employees enrolled in a City pension plan or the Voluntary Defined Contribution (VDC) Program, and for non-pension member employees who are contributing less than 7.5% to either the 457 Plan or the 401(k), DCP is a supplemental savings plan to Social Security. For non-pension member employees who elect to contribute 7.5% or more to the Deferred Compensation Plan, DCP is their sole retirement plan in lieu of Social Security. Important Note: An employee participating in DCP in lieu of FICA and participating in the Health Benefits Buy-Out Waiver Program (taxable income) or has enrolled a domestic partner as a dependent in the City’s Health Benefits Program (imputed income), may need to increase his/her salary deferral percentage to an amount higher than 7.5% of annual salary in order to account for the increase in income. If the 7.5% of total salary income requirement is not met, the participant who is enrolled in DCP may be subject to FICA taxes. To learn more about this, play our [DCP in Lieu of FICA Video](https://www.nyc.gov/site/olr/deferred/dcpvideos/dcp-video-dcp-in-lieu-of-fica.page). ### DCP NEWS 1\. Individual Financial Consultations [Learn More](https://www.nyc.gov/site/olr/financialplanning/financial-planning-individual-consultations.page "Individual Financial Consultations") * 2. Contribution Limit Increases in 2026 [Learn More](https://www.nyc.gov/site/olr/deferred/dcp-news.page) * 3. Attention Public Safety Workers [Learn More](https://www.nyc.gov/site/olr/deferred/dcp-news.page) * 4. Financial Wellness Center [Learn More](https://www.nyc.gov/site/olr/financialplanning/financialplanninghome.page "Financial Wellness Center") * Did you know that eight in ten investors either feel they are not saving enough for retirement or aren't sure how much they need to save. Are you sure that you’re saving enough for your future? [Visit our Financial Wellness Center](https://www.nyc.gov/site/olr/financialplanning/financialplanninghome.page). [![Play The Benefits of Having an Emergency Fund video](https://www.nyc.gov/assets/olr/images/content/deferred/benefits-of-emergency-fund-transparent-square.png)](https://www.nyc.gov/site/olr/financialplanning/financialplanningvideos/fwc-videos-benefitsofemergencyfund.page "Play The Benefits of Having an Emergency Fund video") [Key differences between the 457 and 401(k) Plans](https://www.nyc.gov/assets/olr/downloads/pdf/deferred/457-401k-comparison.pdf) [Learn More About DCP](https://www.nyc.gov/site/olr/deferred/dcp-basics.page) [How to Enroll](https://www.nyc.gov/site/olr/deferred/dcp-enrolling.page) [Retirement Planning Tools](https://www.nyc.gov/site/olr/financialplanning/financial-planning-retirement-planning-tools.page) * ### How to Contact Us Email the Plan: Inquiries and questions should be sent via [email to the Plan](https://www.nyc.gov/site/olr/webforms/send-message-deferred-compensation-plan-nyce-ira.page "Email Deferred Comp"). Call the Client Service Call Center during regular business hours: Phone: (212) 306-7760 Outside NYC: (888) DCP-3113 (888-327-3113) * ### Featured Items [![Videos](https://www.nyc.gov/assets/olr/images/content/agency/featured-online-video.png)](https://www.nyc.gov/site/olr/about/about-videos.page) #### [Videos](https://www.nyc.gov/site/olr/about/about-videos.page) [Learn about available features and services by accessing our videos online](https://www.nyc.gov/site/olr/about/about-videos.page). [![Net-Pay Calculator](https://www.nyc.gov/assets/olr/images/content/deferred/featured-dcp-affect-net-pay.gif)](http://nyceplans.org/ac_ws_netpay.html "Netpay Calcultor (Paycheck Comparison)") #### [Net-Pay Calculator](http://nyceplans.org/ac_ws_netpay.html "Netpay Calculator (Paycheck Comparison)") [See how DCP contributions will affect your take-home pay](http://nyceplans.org/ac_ws_netpay.html). [![Personal Financial Consultation](https://www.nyc.gov/assets/olr/images/content/agency/featured-personalfinancialconsultation.png)](https://www.nyc.gov/site/olr/financialplanning/financialplanningvideos/individualconsultationbyphone-video.page "Individual Financial Consultations") #### [Financial Plan](https://www.nyc.gov/site/olr/financialplanning/financialplanningvideos/individualconsultationbyphone-video.page "Individual Financial Consultations") [Learn about our individual financial consultation service.](https://www.nyc.gov/site/olr/financialplanning/financialplanningvideos/individualconsultationbyphone-video.page) [![Financial Wellness Webinars](https://www.nyc.gov/assets/olr/images/content/agency/featured-financialwellnesswebinars.png)](https://www.nyc.gov/site/olr/financialplanning/financial-planning-webinars.page "Financial Planning Webinars") #### [Webinars](https://www.nyc.gov/site/olr/financialplanning/financial-planning-webinars.page "Financial Planning Webinars") [Connect with us for an hour online to receive your free financial education.](https://www.nyc.gov/site/olr/financialplanning/financial-planning-webinars.page) * *** [nyc.gov home](https://www.nyc.gov/main)[Services](https://www.nyc.gov/main/services)[Events](https://www.nyc.gov/main/events/)[Your government](https://www.nyc.gov/main/your-government)[311](https://portal.311.nyc.gov/)[Contact NYC government](https://www.nyc.gov/main/your-government/contact-nyc-government)[Register to vote](https://www.nycvotes.org/)[Emergency alerts](https://a858-nycnotify.nyc.gov/notifynyc/) [Careers](https://cityjobs.nyc.gov/)[Website feedback](https://www.nyc.gov/main/forms/website-feedback)[Accessibility resources](https://www.nyc.gov/site/mopd/resources/digital-accessibility.page)[Privacy policy](https://www.nyc.gov/main/nyc-gov-privacy-policy)[Terms of use](https://www.nyc.gov/main/terms-of-use)[About nyc.gov content](https://www.nyc.gov/main/about-our-content) NYC © City of New York. 2025 All Rights Reserved. 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Readable Markdown	[![NYC DCP Account Login](https://www.nyc.gov/assets/olr/images/content/deferred/dcplogo.jpg)](https://www.nyc.gov/site/olr/deferred/dcp-interimlogin.page) ## The Deferred Compensation Plan [![Financial Wellness Webinars](https://www.nyc.gov/assets/olr/images/content/financialplanning/webinarpromo-wide.png)](https://www.nyc.gov/site/olr/financialplanning/financialplanningvideos/fwc-financialwellnesswebinars-video.page "Financial Wellness Webinars") * [![Are you Financially Ready to Retire?](https://www.nyc.gov/assets/olr/images/content/deferred/areyoufinanciallyreadytoretire-wide.png)](https://www.nyc.gov/site/olr/financialplanning/financial-planning-individual-consultations.page "Are you Financially Ready to Retire?") [Learn About Our Individual Consultation Service](https://www.nyc.gov/site/olr/financialplanning/financial-planning-individual-consultations.page "Are you Financially Ready to Retire?") * ## Plan News ### New for 2026 - Roth Only Catch-Up Contributions Permitted for Participants Whose Wages Exceeded \$150,000 in 2025 As a result of federal tax law changes within SECURE Act 2.0, beginning in 2026, if you are age 50 or older and earned greater than \$150,000 in FICA wages (Box 3 on Form W-2) in 2025, you can only make age based (Age 50+ or Ages 60-63) catch-up contributions to your 457 or 401(k) plan on a Roth (after-tax) basis. Therefore, your pre-tax goal amount will remain at \$24,500 for 2026, even if you are age 50 or older, and your pre-tax contributions to the 457 Plan and the 401(k) Plan will stop after reaching the goal amount of \$24,500. To change your deferral to a Roth contribution so that you can continue to contribute up to the age 50+ or ages 60-63 catch-up contribution amount, you will need to [access your account online](https://www.nyc.gov/site/olr/deferred/dcp-interimlogin.page "access your account online"). Select the account, either 457 or 401(k), and choose the Contributions & Savings tab and select Manage Contributions. Once you select Update My Contributions, you will be asked to enter a Roth deferral percentage. Enter the percentage amount you wish to contribute up to the age 50+ or ages 60-63 catch up allowable amount. Keep in mind that unlike pre-tax contributions, Roth contributions do not reduce your taxable income. If you are already making Roth contributions to the 457 Plan or the 401(k) Plan, you do not need to do anything. Your Age Based Catch-up (Age 50+ or Ages 60-63) contributions will continue up to the higher maximum goal amount. Important: You will need to review your pre-tax and Roth deferral percentages at the end of every calendar year and make changes, as needed, to ensure that you can contribute the desired regular and age-based maximum contribution limits. The Plan will provide additional communications and reminders to participants who will be affected by this new rule. [Watch the Roth Catch-Up Contributions video](https://www.nyc.gov/site/olr/deferred/dcpvideos/dcp-video-rothcatchup.page "Watch the Roth Catch-Up Contributions video") * Annual Contribution limit increases in 2026. [Read more about the annual limit amounts](https://www.nyc.gov/site/olr/deferred/dcp-news.page "Read more about the limit amounts"). * ## General Information The New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401(k) Plan, both of which offer pre-tax and Roth (after-tax) options. For employees enrolled in a City pension plan or the Voluntary Defined Contribution (VDC) Program, and for non-pension member employees who are contributing less than 7.5% to either the 457 Plan or the 401(k), DCP is a supplemental savings plan to Social Security. For non-pension member employees who elect to contribute 7.5% or more to the Deferred Compensation Plan, DCP is their sole retirement plan in lieu of Social Security. Important Note: An employee participating in DCP in lieu of FICA and participating in the Health Benefits Buy-Out Waiver Program (taxable income) or has enrolled a domestic partner as a dependent in the City’s Health Benefits Program (imputed income), may need to increase his/her salary deferral percentage to an amount higher than 7.5% of annual salary in order to account for the increase in income. If the 7.5% of total salary income requirement is not met, the participant who is enrolled in DCP may be subject to FICA taxes. To learn more about this, play our [DCP in Lieu of FICA Video](https://www.nyc.gov/site/olr/deferred/dcpvideos/dcp-video-dcp-in-lieu-of-fica.page). ### DCP NEWS 1\. Individual Financial Consultations * 2. Contribution Limit Increases in 2026 * 3. Attention Public Safety Workers * 4. Financial Wellness Center * Did you know that eight in ten investors either feel they are not saving enough for retirement or aren't sure how much they need to save. Are you sure that you’re saving enough for your future? [Visit our Financial Wellness Center](https://www.nyc.gov/site/olr/financialplanning/financialplanninghome.page).
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