🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 55 (from laksa020)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa055.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.newsweek.com/social-security-cola-predictions-2027-11619949\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.newsweek.com/social-security-cola-predictions-2027-11619949\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.newsweek.com\/social-security-cola-predictions-2027-11619949","crawl_time":1776034538,"first_indexed_time":1772655446,"http_code":200,"src_unparsed":"com,newsweek!www,\/social-security-cola-predictions-2027-11619949 s443","src_root_hash":"10153935897910600055","history_drop_reason":null,"meta_title":"Social Security COLA Predictions for 2027 - Newsweek","meta_descriptions":["In recent years, the annual COLA has bounced between modest adjustments and much larger ones."],"attrs_boilerpipe_text":"Early forecasts suggest\nSocial Security\nbeneficiaries could see anything from a modest bump to a more noticeable increase in their monthly checks in 2027.\nWhy It Matters\nEach year, Social Security\nbenefits\nare adjusted by the cost-of-living adjustment (COLA). The purpose is to ensure that the purchasing power of Social Security and Supplemental Security Income (SSI) benefits is not eroded by inflation.\nFor millions of retirees facing rising costs for housing, groceries and medical care, the annual change\ncan make a meaningful difference\n.\nLatest COLA Predictions\nRecent projections for the 2027 COLA vary widely.\nMary Johnson\n, an independent Social Security and Medicare analyst, has estimated the 2027 COLA could come in at just 1.2 percent. If that figure were to materialize, it would mark the smallest increase since a 0.3 percent adjustment in 2017.\nThe Senior Citizens League (TSCL), a nonpartisan advocacy group, has projected a 2.8 percent COLA for 2027, in line with the boost beneficiaries received in 2026. The \nCongressional Budget Office\nhas forecast a 3.1 percent increase next year, followed by 2.5 percent the year after.\nImage placeholder\nStock Image: A U.S. Social Security card amid a stack of U.S. currency.\n|\nGETTY\nWhy the Difference?\nCOLAs are calculated using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which tracks inflation based on the spending patterns of younger, urban workers. Critics have long argued that this measure does not fully reflect the expenses retirees face, particularly for health care.\nRecent data for January shows the CPI-W rose 2.2 percent over the previous 12 months. While that offers an early indication of inflation trends, the official 2027 COLA will not be announced until October 2026 and will be based on inflation data from the third quarter of that year—July, August and September—so current estimates could shift considerably.\nIn recent years, the annual COLA has bounced between modest adjustments and much larger ones. Benefits rose by a record 8.7 percent in 2023 amid pandemic-driven inflation, then eased to 3.2 percent in 2024 and 2.5 percent in 2025.\nSeniors Face Financial Strain\nBut even a near-3 percent increase may not go far enough for many older Americans. In a recent report, TSCL warned that “if the 2027 COLA really comes in at 2.8 percent, this paltry figure would only exacerbate seniors’ financial stress.”\nResearch conducted by \nAARP\n in September 2025 among 1,001 U.S. adults age 50-plus found that only 22 percent of Americans age 50 and older agreed that a COLA of around 3 percent would be enough to keep up with rising prices, while 77 percent disagreed. Nearly three-quarters said a 5 percent increase or more would be necessary, with 26 percent pointing to 8 percent as the level needed to keep pace with costs.\nImage placeholder\nIn a polarized era, the center is dismissed as bland. At\nNewsweek\n, ours is different: The Courageous Center—it's not \"both sides,\" it's sharp, challenging and alive with ideas. We follow facts, not factions. If that sounds like the kind of journalism you want to see thrive, we need you.\nWhen you\nbecome a Newsweek Member\n, you support a mission to keep the center strong and vibrant. Members enjoy: Ad-free browsing, exclusive content and editor conversations. \nHelp keep the center courageous. Join today.\nImage placeholder","attrs_markdown":"[Latest Trump Announces Naval Blockade, Threatens to 'Finish' Iran After Talks Fail](https:\/\/www.newsweek.com\/trump-warns-us-military-ready-to-finish-iran-after-talks-fail-11810764)\n\n- [U.S.](https:\/\/www.newsweek.com\/us)\n  \n  - [News](https:\/\/www.newsweek.com\/news)\n  - [Politics](https:\/\/www.newsweek.com\/politics)\n  - [Tech](https:\/\/www.newsweek.com\/technology)\n  - [Fact Check](https:\/\/www.newsweek.com\/fact-check)\n  - [Sports](https:\/\/www.newsweek.com\/sports)\n- [Global](https:\/\/www.newsweek.com\/world)\n  \n  - [Russia-Ukraine](https:\/\/www.newsweek.com\/topic\/russia)\n  - [Middle East](https:\/\/www.newsweek.com\/topic\/middle-east)\n  - [China And Asia](https:\/\/www.newsweek.com\/topic\/china)\n  - [Better Planet](https:\/\/www.newsweek.com\/better-planet)\n  - [All World News](https:\/\/www.newsweek.com\/world)\n- [Lifestyle](https:\/\/www.newsweek.com\/life)\n  \n  - [Family & 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[Newsletters](https:\/\/www.newsweek.com\/preference-center)[Newsmakers](https:\/\/www.newsweek.com\/newsmakers)[Unconventional](https:\/\/www.newsweek.com\/unconventional)[Events](https:\/\/events.newsweek.com\/)[Podcasts](https:\/\/www.newsweek.com\/podcasts)[Vantage](https:\/\/www.newsweek.com\/topic\/vantage)[Magazine](https:\/\/www.newsweek.com\/archive)[CEO Circle](https:\/\/www.newsweek.com\/ceo-circle)[Announcements](https:\/\/www.newsweek.com\/announcements)[Leadership](https:\/\/www.newsweek.com\/leadership)[Dev Pragad](https:\/\/www.newsweek.com\/dev-pragad)\n\n[News](https:\/\/www.newsweek.com\/news)\n\n[Social Security](https:\/\/www.newsweek.com\/topic\/social-security)[Retirement](https:\/\/www.newsweek.com\/topic\/retirement)[seniors](https:\/\/www.newsweek.com\/topic\/seniors)[Personal finance](https:\/\/www.newsweek.com\/topic\/personal-finance)\n\nNews Article\n\n# Social Security COLA Predictions for 2027\n***\nPublished\n\nMar 04, 2026 at 12:42 PM EST\n\n## Video\n![What Is Social Security And How Does It Work?](https:\/\/assets.newsweek.com\/wp-content\/uploads\/2025\/08\/2405979-social-security-administration-logo.jpg?width=320&height=180&quality=60?width=320&height=180&quality=60)\n\n3\n\nWhat Is Social Security And How Does It Work?\n***\n### Related Videos\n- ![Melania Trump Denies Epstein Ties in Surprise White House Remarks](https:\/\/assets.newsweek.com\/wp-content\/uploads\/2026\/04\/mel.jpg?width=320&height=180&quality=60?width=120&height=68&quality=60)\n  \n  Melania Trump Denies Epstein Ties in Surprise White House Remarks\n- ![JD Vance Tells Iran To ‘Not Play The US’ Amid War Negotiations](https:\/\/assets.newsweek.com\/wp-content\/uploads\/2026\/04\/vance_21fffd.jpg?width=320&height=180&quality=60?width=120&height=68&quality=60)\n  \n  JD Vance Tells Iran To ‘Not Play The US’ Amid War Negotiations\n- ![What Is Social Security And How Does It Work?](https:\/\/assets.newsweek.com\/wp-content\/uploads\/2025\/08\/2405979-social-security-administration-logo.jpg?width=320&height=180&quality=60?width=120&height=68&quality=60)\n  \n  What Is Social Security And How Does It Work?\n\nBy Aliss Higham\n\nUS News Reporter\n\nShare\n\n[Newsweek is a Trust Project member](https:\/\/www.newsweek.com\/editorial-guidelines)\n\nPrefer Newsweek on Google\n\nto see more of our trusted coverage when you search.\n***\n\nEarly forecasts suggest [Social Security](https:\/\/www.newsweek.com\/topic\/social-security) beneficiaries could see anything from a modest bump to a more noticeable increase in their monthly checks in 2027.\n\n## Why It Matters\nEach year, Social Security [benefits](https:\/\/www.newsweek.com\/topic\/benefits) are adjusted by the cost-of-living adjustment (COLA). The purpose is to ensure that the purchasing power of Social Security and Supplemental Security Income (SSI) benefits is not eroded by inflation.\n\nFor millions of retirees facing rising costs for housing, groceries and medical care, the annual change [can make a meaningful difference](https:\/\/www.newsweek.com\/social-security-cola-2027-estimates-predict-bad-news-for-seniors-11521078).\n\n## Latest COLA Predictions\nRecent projections for the 2027 COLA vary widely. [Mary Johnson](https:\/\/finance.yahoo.com\/news\/social-security-cola-2027-increase-122905236.html), an independent Social Security and Medicare analyst, has estimated the 2027 COLA could come in at just 1.2 percent. If that figure were to materialize, it would mark the smallest increase since a 0.3 percent adjustment in 2017.\n\nThe Senior Citizens League (TSCL), a nonpartisan advocacy group, has projected a 2.8 percent COLA for 2027, in line with the boost beneficiaries received in 2026. The [Congressional Budget Office](https:\/\/www.cbo.gov\/system\/files\/2026-02\/51308-2026-02-socialsecurity.pdf) has forecast a 3.1 percent increase next year, followed by 2.5 percent the year after.\n\nRead More\n\n#### News\n\n[Inflation Jumps to Highest Level Seen Under Trump as Approval Ratings Crater](https:\/\/www.newsweek.com\/inflation-jumps-to-highest-level-seen-under-trump-11810767)\n\n[Fed Minutes Reveal How Officials Reacted to Iran Conflict](https:\/\/www.newsweek.com\/fed-minutes-reveal-how-officials-reacted-to-iran-conflict-11805154)\n\n[Food Prices Deliver Unexpected Boost For Americans](https:\/\/www.newsweek.com\/food-prices-deliver-unexpected-boost-for-americans-11814995)\n\n[More Related Stories](https:\/\/www.newsweek.com\/news)\n\nStock Image: A U.S. Social Security card amid a stack of U.S. currency. \\| GETTY\n\n## Why the Difference?\nCOLAs are calculated using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which tracks inflation based on the spending patterns of younger, urban workers. Critics have long argued that this measure does not fully reflect the expenses retirees face, particularly for health care.\n\nRecent data for January shows the CPI-W rose 2.2 percent over the previous 12 months. While that offers an early indication of inflation trends, the official 2027 COLA will not be announced until October 2026 and will be based on inflation data from the third quarter of that year—July, August and September—so current estimates could shift considerably.\n\nIn recent years, the annual COLA has bounced between modest adjustments and much larger ones. Benefits rose by a record 8.7 percent in 2023 amid pandemic-driven inflation, then eased to 3.2 percent in 2024 and 2.5 percent in 2025.\n\n## Seniors Face Financial Strain\nBut even a near-3 percent increase may not go far enough for many older Americans. In a recent report, TSCL warned that “if the 2027 COLA really comes in at 2.8 percent, this paltry figure would only exacerbate seniors’ financial stress.”\n\nResearch conducted by [AARP](https:\/\/www.aarp.org\/pri\/topics\/work-finances-retirement\/social-security\/social-security-cola-2026\/) in September 2025 among 1,001 U.S. adults age 50-plus found that only 22 percent of Americans age 50 and older agreed that a COLA of around 3 percent would be enough to keep up with rising prices, while 77 percent disagreed. Nearly three-quarters said a 5 percent increase or more would be necessary, with 26 percent pointing to 8 percent as the level needed to keep pace with costs.\n\n> In a polarized era, the center is dismissed as bland. At *Newsweek*, ours is different: The Courageous Center—it's not \"both sides,\" it's sharp, challenging and alive with ideas. We follow facts, not factions. If that sounds like the kind of journalism you want to see thrive, we need you.\n> \n> When you [become a Newsweek Member](https:\/\/www.newsweek.com\/subscribe?utm_campaign=inlineCTAv2), you support a mission to keep the center strong and vibrant. Members enjoy: Ad-free browsing, exclusive content and editor conversations. [Help keep the center courageous. Join today.](https:\/\/www.newsweek.com\/subscribe)\n\nNewsweek’s reporters and editors used Martyn, our AI assistant, to help produce this story. [Learn more about Martyn.](https:\/\/www.newsweek.com\/newsweek-martyn-newsroom-assistant)\n\n[Request Reprint & Licensing](https:\/\/www.newsweek.com\/contact)\n\nSubmit Correction\n\n[View Editorial & AI Guidelines](https:\/\/www.newsweek.com\/editorial-guidelines)\n\n***\nPrefer Newsweek on Google\n\nto see more of our trusted coverage when you search.\n\n## Recommended For You\n[Personal Finance](https:\/\/www.newsweek.com\/personal-finance)\n\n[Social Security: Millions Could Receive Thousands in Retroactive Benefits](https:\/\/www.newsweek.com\/social-security-millions-could-receive-thousands-in-retroactive-benefits-11799707)\n\n4 min read\n\n[Politics](https:\/\/www.newsweek.com\/politics)\n\n[Supreme Court Hands Republicans Election Win](https:\/\/www.newsweek.com\/supreme-court-republicans-election-win-ohio-ballot-dispute-11806812)\n\n4 min read\n\n[News](https:\/\/www.newsweek.com\/news)\n\n[Social Security Latest: Payments of Up to \\$5,181 Coming This 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LLC\n\n![](https:\/\/sb.scorecardresearch.com\/p?c1=2&c2=6972086&cv=4.4.0&cj=1)\n\n![](https:\/\/di.rlcdn.com\/api\/segment?pid=468096&pdata=prop%3Dnw_site) ![](https:\/\/cnv.event.prod.bidr.io\/log\/cnv?tag_id=177&buzz_key=adprime&value=&segment_key=adprime-3145&account_id=2)","attrs_readable_markdown":"Early forecasts suggest [Social Security](https:\/\/www.newsweek.com\/topic\/social-security) beneficiaries could see anything from a modest bump to a more noticeable increase in their monthly checks in 2027.\n\n## Why It Matters\nEach year, Social Security [benefits](https:\/\/www.newsweek.com\/topic\/benefits) are adjusted by the cost-of-living adjustment (COLA). The purpose is to ensure that the purchasing power of Social Security and Supplemental Security Income (SSI) benefits is not eroded by inflation.\n\nFor millions of retirees facing rising costs for housing, groceries and medical care, the annual change [can make a meaningful difference](https:\/\/www.newsweek.com\/social-security-cola-2027-estimates-predict-bad-news-for-seniors-11521078).\n\n## Latest COLA Predictions\nRecent projections for the 2027 COLA vary widely. [Mary Johnson](https:\/\/finance.yahoo.com\/news\/social-security-cola-2027-increase-122905236.html), an independent Social Security and Medicare analyst, has estimated the 2027 COLA could come in at just 1.2 percent. If that figure were to materialize, it would mark the smallest increase since a 0.3 percent adjustment in 2017.\n\nThe Senior Citizens League (TSCL), a nonpartisan advocacy group, has projected a 2.8 percent COLA for 2027, in line with the boost beneficiaries received in 2026. The [Congressional Budget Office](https:\/\/www.cbo.gov\/system\/files\/2026-02\/51308-2026-02-socialsecurity.pdf) has forecast a 3.1 percent increase next year, followed by 2.5 percent the year after.\n\nStock Image: A U.S. Social Security card amid a stack of U.S. currency. \\| GETTY\n\n## Why the Difference?\nCOLAs are calculated using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which tracks inflation based on the spending patterns of younger, urban workers. Critics have long argued that this measure does not fully reflect the expenses retirees face, particularly for health care.\n\nRecent data for January shows the CPI-W rose 2.2 percent over the previous 12 months. While that offers an early indication of inflation trends, the official 2027 COLA will not be announced until October 2026 and will be based on inflation data from the third quarter of that year—July, August and September—so current estimates could shift considerably.\n\nIn recent years, the annual COLA has bounced between modest adjustments and much larger ones. Benefits rose by a record 8.7 percent in 2023 amid pandemic-driven inflation, then eased to 3.2 percent in 2024 and 2.5 percent in 2025.\n\n## Seniors Face Financial Strain\nBut even a near-3 percent increase may not go far enough for many older Americans. In a recent report, TSCL warned that “if the 2027 COLA really comes in at 2.8 percent, this paltry figure would only exacerbate seniors’ financial stress.”\n\nResearch conducted by [AARP](https:\/\/www.aarp.org\/pri\/topics\/work-finances-retirement\/social-security\/social-security-cola-2026\/) in September 2025 among 1,001 U.S. adults age 50-plus found that only 22 percent of Americans age 50 and older agreed that a COLA of around 3 percent would be enough to keep up with rising prices, while 77 percent disagreed. Nearly three-quarters said a 5 percent increase or more would be necessary, with 26 percent pointing to 8 percent as the level needed to keep pace with costs.\n\n> In a polarized era, the center is dismissed as bland. At *Newsweek*, ours is different: The Courageous Center—it's not \"both sides,\" it's sharp, challenging and alive with ideas. We follow facts, not factions. If that sounds like the kind of journalism you want to see thrive, we need you.\n> \n> When you [become a Newsweek Member](https:\/\/www.newsweek.com\/subscribe?utm_campaign=inlineCTAv2), you support a mission to keep the center strong and vibrant. Members enjoy: Ad-free browsing, exclusive content and editor conversations. [Help keep the center courageous. Join today.](https:\/\/www.newsweek.com\/subscribe)","meta_canonical":null}

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Boilerpipe Text	Early forecasts suggest Social Security beneficiaries could see anything from a modest bump to a more noticeable increase in their monthly checks in 2027. Why It Matters Each year, Social Security benefits are adjusted by the cost-of-living adjustment (COLA). The purpose is to ensure that the purchasing power of Social Security and Supplemental Security Income (SSI) benefits is not eroded by inflation. For millions of retirees facing rising costs for housing, groceries and medical care, the annual change can make a meaningful difference . Latest COLA Predictions Recent projections for the 2027 COLA vary widely. Mary Johnson , an independent Social Security and Medicare analyst, has estimated the 2027 COLA could come in at just 1.2 percent. If that figure were to materialize, it would mark the smallest increase since a 0.3 percent adjustment in 2017. The Senior Citizens League (TSCL), a nonpartisan advocacy group, has projected a 2.8 percent COLA for 2027, in line with the boost beneficiaries received in 2026. The Congressional Budget Office has forecast a 3.1 percent increase next year, followed by 2.5 percent the year after. Image placeholder Stock Image: A U.S. Social Security card amid a stack of U.S. currency. \| GETTY Why the Difference? COLAs are calculated using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which tracks inflation based on the spending patterns of younger, urban workers. Critics have long argued that this measure does not fully reflect the expenses retirees face, particularly for health care. Recent data for January shows the CPI-W rose 2.2 percent over the previous 12 months. While that offers an early indication of inflation trends, the official 2027 COLA will not be announced until October 2026 and will be based on inflation data from the third quarter of that year—July, August and September—so current estimates could shift considerably. In recent years, the annual COLA has bounced between modest adjustments and much larger ones. Benefits rose by a record 8.7 percent in 2023 amid pandemic-driven inflation, then eased to 3.2 percent in 2024 and 2.5 percent in 2025. Seniors Face Financial Strain But even a near-3 percent increase may not go far enough for many older Americans. In a recent report, TSCL warned that “if the 2027 COLA really comes in at 2.8 percent, this paltry figure would only exacerbate seniors’ financial stress.” Research conducted by AARP in September 2025 among 1,001 U.S. adults age 50-plus found that only 22 percent of Americans age 50 and older agreed that a COLA of around 3 percent would be enough to keep up with rising prices, while 77 percent disagreed. Nearly three-quarters said a 5 percent increase or more would be necessary, with 26 percent pointing to 8 percent as the level needed to keep pace with costs. Image placeholder In a polarized era, the center is dismissed as bland. At Newsweek , ours is different: The Courageous Center—it's not "both sides," it's sharp, challenging and alive with ideas. We follow facts, not factions. If that sounds like the kind of journalism you want to see thrive, we need you. When you become a Newsweek Member , you support a mission to keep the center strong and vibrant. Members enjoy: Ad-free browsing, exclusive content and editor conversations. Help keep the center courageous. Join today. Image placeholder
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![Melania Trump Denies Epstein Ties in Surprise White House Remarks](https://assets.newsweek.com/wp-content/uploads/2026/04/mel.jpg?width=320&height=180&quality=60?width=120&height=68&quality=60) Melania Trump Denies Epstein Ties in Surprise White House Remarks - ![JD Vance Tells Iran To ‘Not Play The US’ Amid War Negotiations](https://assets.newsweek.com/wp-content/uploads/2026/04/vance_21fffd.jpg?width=320&height=180&quality=60?width=120&height=68&quality=60) JD Vance Tells Iran To ‘Not Play The US’ Amid War Negotiations - ![What Is Social Security And How Does It Work?](https://assets.newsweek.com/wp-content/uploads/2025/08/2405979-social-security-administration-logo.jpg?width=320&height=180&quality=60?width=120&height=68&quality=60) What Is Social Security And How Does It Work? By Aliss Higham US News Reporter Share [Newsweek is a Trust Project member](https://www.newsweek.com/editorial-guidelines) Prefer Newsweek on Google to see more of our trusted coverage when you search. *** Early forecasts suggest [Social Security](https://www.newsweek.com/topic/social-security) beneficiaries could see anything from a modest bump to a more noticeable increase in their monthly checks in 2027. ## Why It Matters Each year, Social Security [benefits](https://www.newsweek.com/topic/benefits) are adjusted by the cost-of-living adjustment (COLA). The purpose is to ensure that the purchasing power of Social Security and Supplemental Security Income (SSI) benefits is not eroded by inflation. For millions of retirees facing rising costs for housing, groceries and medical care, the annual change [can make a meaningful difference](https://www.newsweek.com/social-security-cola-2027-estimates-predict-bad-news-for-seniors-11521078). ## Latest COLA Predictions Recent projections for the 2027 COLA vary widely. [Mary Johnson](https://finance.yahoo.com/news/social-security-cola-2027-increase-122905236.html), an independent Social Security and Medicare analyst, has estimated the 2027 COLA could come in at just 1.2 percent. If that figure were to materialize, it would mark the smallest increase since a 0.3 percent adjustment in 2017. The Senior Citizens League (TSCL), a nonpartisan advocacy group, has projected a 2.8 percent COLA for 2027, in line with the boost beneficiaries received in 2026. The [Congressional Budget Office](https://www.cbo.gov/system/files/2026-02/51308-2026-02-socialsecurity.pdf) has forecast a 3.1 percent increase next year, followed by 2.5 percent the year after. Read More #### News [Inflation Jumps to Highest Level Seen Under Trump as Approval Ratings Crater](https://www.newsweek.com/inflation-jumps-to-highest-level-seen-under-trump-11810767) [Fed Minutes Reveal How Officials Reacted to Iran Conflict](https://www.newsweek.com/fed-minutes-reveal-how-officials-reacted-to-iran-conflict-11805154) [Food Prices Deliver Unexpected Boost For Americans](https://www.newsweek.com/food-prices-deliver-unexpected-boost-for-americans-11814995) [More Related Stories](https://www.newsweek.com/news) Stock Image: A U.S. Social Security card amid a stack of U.S. currency. \\| GETTY ## Why the Difference? COLAs are calculated using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which tracks inflation based on the spending patterns of younger, urban workers. Critics have long argued that this measure does not fully reflect the expenses retirees face, particularly for health care. Recent data for January shows the CPI-W rose 2.2 percent over the previous 12 months. While that offers an early indication of inflation trends, the official 2027 COLA will not be announced until October 2026 and will be based on inflation data from the third quarter of that year—July, August and September—so current estimates could shift considerably. In recent years, the annual COLA has bounced between modest adjustments and much larger ones. Benefits rose by a record 8.7 percent in 2023 amid pandemic-driven inflation, then eased to 3.2 percent in 2024 and 2.5 percent in 2025. ## Seniors Face Financial Strain But even a near-3 percent increase may not go far enough for many older Americans. In a recent report, TSCL warned that “if the 2027 COLA really comes in at 2.8 percent, this paltry figure would only exacerbate seniors’ financial stress.” Research conducted by [AARP](https://www.aarp.org/pri/topics/work-finances-retirement/social-security/social-security-cola-2026/) in September 2025 among 1,001 U.S. adults age 50-plus found that only 22 percent of Americans age 50 and older agreed that a COLA of around 3 percent would be enough to keep up with rising prices, while 77 percent disagreed. Nearly three-quarters said a 5 percent increase or more would be necessary, with 26 percent pointing to 8 percent as the level needed to keep pace with costs. > In a polarized era, the center is dismissed as bland. At Newsweek, ours is different: The Courageous Center—it's not "both sides," it's sharp, challenging and alive with ideas. We follow facts, not factions. If that sounds like the kind of journalism you want to see thrive, we need you. > > When you [become a Newsweek Member](https://www.newsweek.com/subscribe?utm_campaign=inlineCTAv2), you support a mission to keep the center strong and vibrant. Members enjoy: Ad-free browsing, exclusive content and editor conversations. [Help keep the center courageous. Join today.](https://www.newsweek.com/subscribe) Newsweek’s reporters and editors used Martyn, our AI assistant, to help produce this story. 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Readable Markdown	Early forecasts suggest [Social Security](https://www.newsweek.com/topic/social-security) beneficiaries could see anything from a modest bump to a more noticeable increase in their monthly checks in 2027. ## Why It Matters Each year, Social Security [benefits](https://www.newsweek.com/topic/benefits) are adjusted by the cost-of-living adjustment (COLA). The purpose is to ensure that the purchasing power of Social Security and Supplemental Security Income (SSI) benefits is not eroded by inflation. For millions of retirees facing rising costs for housing, groceries and medical care, the annual change [can make a meaningful difference](https://www.newsweek.com/social-security-cola-2027-estimates-predict-bad-news-for-seniors-11521078). ## Latest COLA Predictions Recent projections for the 2027 COLA vary widely. [Mary Johnson](https://finance.yahoo.com/news/social-security-cola-2027-increase-122905236.html), an independent Social Security and Medicare analyst, has estimated the 2027 COLA could come in at just 1.2 percent. If that figure were to materialize, it would mark the smallest increase since a 0.3 percent adjustment in 2017. The Senior Citizens League (TSCL), a nonpartisan advocacy group, has projected a 2.8 percent COLA for 2027, in line with the boost beneficiaries received in 2026. The [Congressional Budget Office](https://www.cbo.gov/system/files/2026-02/51308-2026-02-socialsecurity.pdf) has forecast a 3.1 percent increase next year, followed by 2.5 percent the year after. Stock Image: A U.S. Social Security card amid a stack of U.S. currency. \\| GETTY ## Why the Difference? COLAs are calculated using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which tracks inflation based on the spending patterns of younger, urban workers. Critics have long argued that this measure does not fully reflect the expenses retirees face, particularly for health care. Recent data for January shows the CPI-W rose 2.2 percent over the previous 12 months. While that offers an early indication of inflation trends, the official 2027 COLA will not be announced until October 2026 and will be based on inflation data from the third quarter of that year—July, August and September—so current estimates could shift considerably. In recent years, the annual COLA has bounced between modest adjustments and much larger ones. Benefits rose by a record 8.7 percent in 2023 amid pandemic-driven inflation, then eased to 3.2 percent in 2024 and 2.5 percent in 2025. ## Seniors Face Financial Strain But even a near-3 percent increase may not go far enough for many older Americans. In a recent report, TSCL warned that “if the 2027 COLA really comes in at 2.8 percent, this paltry figure would only exacerbate seniors’ financial stress.” Research conducted by [AARP](https://www.aarp.org/pri/topics/work-finances-retirement/social-security/social-security-cola-2026/) in September 2025 among 1,001 U.S. adults age 50-plus found that only 22 percent of Americans age 50 and older agreed that a COLA of around 3 percent would be enough to keep up with rising prices, while 77 percent disagreed. Nearly three-quarters said a 5 percent increase or more would be necessary, with 26 percent pointing to 8 percent as the level needed to keep pace with costs. > In a polarized era, the center is dismissed as bland. At Newsweek, ours is different: The Courageous Center—it's not "both sides," it's sharp, challenging and alive with ideas. We follow facts, not factions. If that sounds like the kind of journalism you want to see thrive, we need you. > > When you [become a Newsweek Member](https://www.newsweek.com/subscribe?utm_campaign=inlineCTAv2), you support a mission to keep the center strong and vibrant. Members enjoy: Ad-free browsing, exclusive content and editor conversations. [Help keep the center courageous. Join today.](https://www.newsweek.com/subscribe)
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