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URLhttps://www.nclc.org/issue/consumer-protection-regulation/
Last Crawled2026-04-11 06:47:04 (3 hours ago)
First Indexed2022-10-12 15:36:30 (3 years ago)
HTTP Status Code200
Meta TitleConsumer Protection Regulation - NCLC
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Recent Resources View All for Recent Resources Trump Administration Concocts New Plan to Disable CFPB April 1, 2026 File Comments about Rental Junk Fees with the FTC March 23, 2026 Robinson et al v. D.R. Horton, Inc., and DHI Mortgage Company, Ltd. March 6, 2026 Hodges v. NewRez, LLC d/b/a Shellpoint Mortgage Servicing and The Bank of New York Mellon March 3, 2026 Comments Opposing Changes to the CFPB Complaint Portal That Discourage Credit Reporting Complaints March 2, 2026 Letter Urging Support for the CFPB February 24, 2026 White House Launches New Attack on CFPB and Nation’s Consumers  February 17, 2026 American Banker: Experts weigh whether CFPB database tweaks help or hurt February 13, 2026 CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency February 9, 2026 Comments & Letters View All for Comments & Letters Comments Opposing Changes to the CFPB Complaint Portal That Discourage Credit Reporting Complaints March 2, 2026 Letter Urging Support for the CFPB February 24, 2026 Comments on OCC Interest-on-Escrow Law Preemption January 29, 2026 Comments Supporting the CFPB Complaints System December 29, 2025 Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B Proposed Rule December 15, 2025 Letter Opposing H.R. 4801 (Hill), Unleashing AI Innovation in Financial Services Act December 10, 2025 Letter Opposing S.2750 (Cruz), Strengthening Artificial Intelligence Normalization and Diffusion by Oversight and eXperimentation (SANDBOX) Act December 9, 2025 Letter Opposing Adding Preemption of AI Laws to NDAA November 19, 2025 Comments to CFPB on the Legal Standard Applicable to Risk-Based Supervisory Designations September 25, 2025 Reports View All for Reports Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors October 7, 2022 White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis April 6, 2020 Consumer complaints about Debt Collection: Analysis of Unpublished Data from the FTC February 19, 2019 Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC February 12, 2019 The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 December 1, 2010 Time to Update the Credit Practices Rule December 1, 2010 Restore the States’ Traditional Role as “First Responder” September 1, 2009 Issue Briefs View All for Issue Briefs Fact Sheet: CFPB Proposes To Gut Credit Discrimination Protections November 19, 2025 Urgent Action Needed to Preserve Racial Equity and Economic Justice March 18, 2025 Legislative Attacks on CFPB Erode Mandatory Funding, Compromise Independence, Weaken Integrity, and Roll-back Protections February 24, 2025 CFPB Big Tech Payment App Oversight Rule Protects Personal Data and Reduces Fraud February 20, 2025 The CFPB: Protecting Servicemembers and Veterans February 4, 2025 The CFPB Medical Debt Collection Advisory Opinion Protects Consumers from Illegal Collection Practices February 4, 2025 CFPB Fact Sheets (2024) February 3, 2025 CFPB’s Medical Debt Credit Reporting Rule Is a Lifeline to 15M People January 31, 2025 Overdraft Rule Returns $5 Billion in Big Bank Junk Fees to Consumers’ Pockets January 29, 2025 Press Releases & News View All for Press Releases & News Trump Administration Concocts New Plan to Disable CFPB April 1, 2026 File Comments about Rental Junk Fees with the FTC March 23, 2026 White House Launches New Attack on CFPB and Nation’s Consumers  February 17, 2026 American Banker: Experts weigh whether CFPB database tweaks help or hurt February 13, 2026 CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency February 9, 2026 ICE Has Created a Disaster in Minnesota; The Financial Services Industry Can Help February 9, 2026 American Banker: CFPB warns consumers about filing credit bureau disputes February 5, 2026 Consumer Financial Protection Bureau Moves to Protect Credit Reporting Companies from Consumers’ Complaints January 30, 2026 Earned Wage Payday Loans are Loans, Despite CFPB’s Claim December 22, 2025 Amicus Briefs View All for Amicus Briefs Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out) September 23, 2024 Amicus Brief: Voss v. Quicken Loans, LLC et al. August 22, 2024 Amicus Brief: Cantero v. Bank of America December 14, 2023 Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America May 22, 2023 Amicus Brief in CFPB v. CFSA May 16, 2023 Amicus Brief in Robinhood v. Galvin April 12, 2023 Amicus Brief in Chamber v. CFPB December 23, 2022 Amicus Brief in Greene v. Philip Morris December 14, 2022 Amicus Brief: AMG Capital Management, LLC V FTC December 7, 2020
Markdown
- [Skip to main content](https://www.nclc.org/issue/consumer-protection-regulation/#main) [NCLC](https://www.nclc.org/) Menu - [Newsroom](https://www.nclc.org/news/) - [Digital Library](https://library.nclc.org/) - [Donate](https://nclc.salsalabs.org/moderndonationform/index.html) - About Us [About Us](https://www.nclc.org/about-us/) - [Voices of NCLC](https://www.nclc.org/about-us/voices-of-nclc/) - [Awards](https://www.nclc.org/about-us/awards/) - [Leadership](https://www.nclc.org/about-us/leadership/) - [Our Staff](https://www.nclc.org/about-us/our-staff/) - [Careers at NCLC](https://www.nclc.org/get-involved/careers/) - [Financials](https://www.nclc.org/about-us/financials/) - [Contact Us](https://www.nclc.org/about-us/contact-us/) - Our Work - [Issues & Projects](https://www.nclc.org/our-work/) - [Legislation](https://www.nclc.org/our-services/legislation/) - [Litigation](https://www.nclc.org/litigation/) - [State Advocacy](https://www.nclc.org/our-services/state-advocacy/) - [Recent Reports](https://www.nclc.org/our-work-2/recent-reports/) - [Resources for Consumers](https://www.nclc.org/resources-for-consumers/) - Conferences & Trainings - [Annual Conferences](https://www.nclc.org/annual-conferences/) - [Webinars & Videos](https://www.nclc.org/annual-conferences/webinars/) - [All Events](https://www.nclc.org/event/) - Get Involved - [Ways to Give](https://www.nclc.org/get-involved/ways-to-give/) - [Sign Up for NCLC News](https://nclc.salsalabs.org/elegantsignupform/index.html) - [Take Action](https://www.nclc.org/get-involved/take-action/) - [Share Your Story](https://www.nclc.org/share-your-story/) [All Issues](https://www.nclc.org/issue/) ## Consumer Protection Regulation The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception. The Federal Trade Commission’s powers have been weakened, and the ability of all regulatory agencies to adopt robust consumer protections is regularly under threat. NCLC fights for protections against unfair, deceptive, and abusive practices and for a strong consumer regulation framework. ![](https://www.nclc.org/wp-content/themes/nclc/public/images/blank.4e7506.gif) Key Topics [Artificial Intelligence](https://www.nclc.org/topic/artificial-intelligence/) NCLC works to ensure that the widespread adoption of artificial intelligence in housing, consumer credit, and financial services benefits low-income consumers. [California Consumer Law Support Project](https://www.nclc.org/topic/california/) [Consumer Financial Protection Bureau (CFPB)](https://www.nclc.org/topic/consumer-financial-protection-bureau-cfpb/) The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception. [E-Sign: Electronic Records & Signatures](https://www.nclc.org/topic/e-sign-electronic-records-signatures/) Analyzing federal and state laws that allow electronic records and electronic signatures to replace pen and ink signatures. [FTC & Other Agencies](https://www.nclc.org/topic/ftc-other-agencies/) NCLC fights for a strong Federal Trade Commission and ensures it has the tools needed to protect consumers. [Military & Veterans](https://www.nclc.org/topic/military-veterans/) Protecting servicemembers and veterans from predatory lenders and scammers that target them for their steady but often limited income and benefits. [Preemption](https://www.nclc.org/topic/preemption/) Countering efforts to preempt strong state consumer protection laws. [Sandboxes](https://www.nclc.org/topic/sandboxes/) NCLC fights efforts to give risky new fintech products a pass on consumer protection laws in the name of "innovation." [Unfair, Deceptive & Abusive Practices (UDAP)](https://www.nclc.org/topic/unfair-deceptive-and-abusive-practices-udap/) Fighting for protections against unfair, deceptive, and abusive practices. Featured [Recent Resources](https://www.nclc.org/issue/consumer-protection-regulation/#TabListing-tabPanel-40d710e7-27c3-44d7-b12b-ca3337db228e-1) [Comments & Letters](https://www.nclc.org/issue/consumer-protection-regulation/#TabListing-tabPanel-40d710e7-27c3-44d7-b12b-ca3337db228e-2) [Reports](https://www.nclc.org/issue/consumer-protection-regulation/#TabListing-tabPanel-40d710e7-27c3-44d7-b12b-ca3337db228e-3) [Issue Briefs](https://www.nclc.org/issue/consumer-protection-regulation/#TabListing-tabPanel-40d710e7-27c3-44d7-b12b-ca3337db228e-4) [Press Releases & News](https://www.nclc.org/issue/consumer-protection-regulation/#TabListing-tabPanel-40d710e7-27c3-44d7-b12b-ca3337db228e-5) [Amicus Briefs](https://www.nclc.org/issue/consumer-protection-regulation/#TabListing-tabPanel-40d710e7-27c3-44d7-b12b-ca3337db228e-6) Recent Resources [View All for Recent Resources](https://www.nclc.org/?s=&_issues=consumer-protection-regulation) [Trump Administration Concocts New Plan to Disable CFPB](https://www.nclc.org/trump-administration-concocts-new-plan-to-disable-cfpb/) April 1, 2026 [File Comments about Rental Junk Fees with the FTC](https://www.nclc.org/file-comments-about-rental-junk-fees-ftc/) March 23, 2026 [Robinson et al v. D.R. Horton, Inc., and DHI Mortgage Company, Ltd.](https://www.nclc.org/resources/robinson-et-al-v-d-r-horton-inc-and-dhi-mortgage-company-ltd/) March 6, 2026 [Hodges v. NewRez, LLC d/b/a Shellpoint Mortgage Servicing and The Bank of New York Mellon](https://www.nclc.org/resources/hodges-v-newrez-llc-d-b-a-shellpoint-mortgage-servicing-and-the-bank-of-new-york-mellon/) March 3, 2026 [Comments Opposing Changes to the CFPB Complaint Portal That Discourage Credit Reporting Complaints](https://www.nclc.org/resources/comments-opposing-changes-to-the-cfpb-complaint-portal-that-discourage-credit-reporting-complaints/) March 2, 2026 [Letter Urging Support for the CFPB](https://www.nclc.org/resources/letter-urging-support-for-the-cfpb/) February 24, 2026 [White House Launches New Attack on CFPB and Nation’s Consumers](https://www.nclc.org/white-house-launches-new-attack-on-cfpb-and-nations-consumers/) February 17, 2026 [American Banker: Experts weigh whether CFPB database tweaks help or hurt](https://www.nclc.org/american-banker-experts-weigh-whether-cfpb-database-tweaks-help-or-hurt/) February 13, 2026 [CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency](https://www.nclc.org/cfpb-takes-steps-to-reduce-the-number-of-people-who-seek-help-from-the-consumer-agency/) February 9, 2026 Comments & Letters [View All for Comments & Letters](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=comments%2Cletter) [Comments Opposing Changes to the CFPB Complaint Portal That Discourage Credit Reporting Complaints](https://www.nclc.org/resources/comments-opposing-changes-to-the-cfpb-complaint-portal-that-discourage-credit-reporting-complaints/) March 2, 2026 [Letter Urging Support for the CFPB](https://www.nclc.org/resources/letter-urging-support-for-the-cfpb/) February 24, 2026 [Comments on OCC Interest-on-Escrow Law Preemption](https://www.nclc.org/resources/comments-on-occ-interest-on-escrow-law-preemption/) January 29, 2026 [Comments Supporting the CFPB Complaints System](https://www.nclc.org/resources/comments-supporting-the-cfpb-complaints-system/) December 29, 2025 [Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B Proposed Rule](https://www.nclc.org/resources/comments-to-the-cfpb-on-the-equal-credit-opportunity-act-and-regulation-b-proposed-rule/) December 15, 2025 [Letter Opposing H.R. 4801 (Hill), Unleashing AI Innovation in Financial Services Act](https://www.nclc.org/resources/letter-opposing-h-r-4801-hill-unleashing-ai-innovation-in-financial-services-act/) December 10, 2025 [Letter Opposing S.2750 (Cruz), Strengthening Artificial Intelligence Normalization and Diffusion by Oversight and eXperimentation (SANDBOX) Act](https://www.nclc.org/resources/letter-opposing-s-2750cruz-strengthening-artificial-intelligence-normalization-and-diffusion-by-oversight-and-experimentation-sandbox-act/) December 9, 2025 [Letter Opposing Adding Preemption of AI Laws to NDAA](https://www.nclc.org/resources/letter-opposing-adding-preemption-of-ai-laws-to-ndaa/) November 19, 2025 [Comments to CFPB on the Legal Standard Applicable to Risk-Based Supervisory Designations](https://www.nclc.org/resources/comments-to-cfpb-on-the-legal-standard-applicable-to-risk-based-supervisory-designations/) September 25, 2025 Reports [View All for Reports](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=report) [Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors](https://www.nclc.org/resources/unfair-debts-with-no-way-out/) October 7, 2022 [White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis](https://www.nclc.org/resources/white-paper-on-immediate-actions-the-cfpb-can-take-to-address-the-covid-19-crisis/) April 6, 2020 [Consumer complaints about Debt Collection: Analysis of Unpublished Data from the FTC](https://www.nclc.org/resources/consumer-complaints-about-debt-collection-analysis-of-unpublished-data-from-the-ftc/) February 19, 2019 [Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC](https://www.nclc.org/resources/consumer-complaints-about-debt-collection-analysis-of-unpublished-data-from-the-ftc-2/) February 12, 2019 [The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010](https://www.nclc.org/resources/the-role-of-the-states-under-the-dodd-frank-wall-street-reform-and-consumer-protection-act-of-2010/) December 1, 2010 [Time to Update the Credit Practices Rule](https://www.nclc.org/resources/time-to-update-the-credit-practices-rule/) December 1, 2010 [Restore the States’ Traditional Role as “First Responder”](https://www.nclc.org/resources/restore-the-states-traditional-role-as-first-responder/) September 1, 2009 Issue Briefs [View All for Issue Briefs](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=issue-brief) [Fact Sheet: CFPB Proposes To Gut Credit Discrimination Protections](https://www.nclc.org/resources/fact-sheet-cfpb-proposes-to-gut-credit-discrimination-protections/) November 19, 2025 [Urgent Action Needed to Preserve Racial Equity and Economic Justice](https://www.nclc.org/resources/urgent-action-needed-to-preserve-racial-equity-and-economic-justice/) March 18, 2025 [Legislative Attacks on CFPB Erode Mandatory Funding, Compromise Independence, Weaken Integrity, and Roll-back Protections](https://www.nclc.org/resources/vote-against-legislative-attacks-on-the-cfpb-that-erode-mandatory-funding-compromise-independence-weaken-integrity-or-roll-back-protections/) February 24, 2025 [CFPB Big Tech Payment App Oversight Rule Protects Personal Data and Reduces Fraud](https://www.nclc.org/resources/cfpb-big-tech-payment-app-oversight-rule-protects-personal-data-and-reduces-fraud/) February 20, 2025 [The CFPB: Protecting Servicemembers and Veterans](https://www.nclc.org/resources/the-cfpb-protecting-servicemembers-and-veterans/) February 4, 2025 [The CFPB Medical Debt Collection Advisory Opinion Protects Consumers from Illegal Collection Practices](https://www.nclc.org/resources/the-cfpb-medical-debt-collection-advisory-opinion-protects-consumers-from-illegal-collection-practices/) February 4, 2025 [CFPB Fact Sheets (2024)](https://www.nclc.org/resources/cfpb-fact-sheets-2024/) February 3, 2025 [CFPB’s Medical Debt Credit Reporting Rule Is a Lifeline to 15M People](https://www.nclc.org/resources/cfpbs-medical-debt-credit-reporting-rule-is-a-lifeline-to-15m-people/) January 31, 2025 [Overdraft Rule Returns \$5 Billion in Big Bank Junk Fees to Consumers’ Pockets](https://www.nclc.org/resources/overdraft-rule-returns-5-billion-in-big-bank-junk-fees-to-consumers-pockets/) January 29, 2025 Press Releases & News [View All for Press Releases & News](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_news_types=article%2Cfeatured-news%2Cpodcast-appearances%2Cpress-release) [Trump Administration Concocts New Plan to Disable CFPB](https://www.nclc.org/trump-administration-concocts-new-plan-to-disable-cfpb/) April 1, 2026 [File Comments about Rental Junk Fees with the FTC](https://www.nclc.org/file-comments-about-rental-junk-fees-ftc/) March 23, 2026 [White House Launches New Attack on CFPB and Nation’s Consumers](https://www.nclc.org/white-house-launches-new-attack-on-cfpb-and-nations-consumers/) February 17, 2026 [American Banker: Experts weigh whether CFPB database tweaks help or hurt](https://www.nclc.org/american-banker-experts-weigh-whether-cfpb-database-tweaks-help-or-hurt/) February 13, 2026 [CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency](https://www.nclc.org/cfpb-takes-steps-to-reduce-the-number-of-people-who-seek-help-from-the-consumer-agency/) February 9, 2026 [ICE Has Created a Disaster in Minnesota; The Financial Services Industry Can Help](https://www.nclc.org/ice-has-created-a-disaster-in-minnesota-the-financial-services-industry-can-help/) February 9, 2026 [American Banker: CFPB warns consumers about filing credit bureau disputes](https://www.nclc.org/american-banker-cfpb-warns-consumers-about-filing-credit-bureau-disputes/) February 5, 2026 [Consumer Financial Protection Bureau Moves to Protect Credit Reporting Companies from Consumers’ Complaints](https://www.nclc.org/consumer-financial-protection-bureau-moves-to-protect-credit-reporting-companies-from-consumers-complaints/) January 30, 2026 [Earned Wage Payday Loans are Loans, Despite CFPB’s Claim](https://www.nclc.org/earned-wage-payday-loans-are-loans-despite-cfpbs-claim/) December 22, 2025 Amicus Briefs [View All for Amicus Briefs](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=amicus-brief) [Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)](https://www.nclc.org/resources/amicus-brief-naib-v-weiser-10-circuit-didmca-opt-out/) September 23, 2024 [Amicus Brief: Voss v. Quicken Loans, LLC et al.](https://www.nclc.org/resources/amicus-brief-voss-v-quicken-loans-llc-et-al/) August 22, 2024 [Amicus Brief: Cantero v. Bank of America](https://www.nclc.org/resources/amicus-brief-cantero-v-bank-of-america/) December 14, 2023 [Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America](https://www.nclc.org/resources/amicus-brief-of-ten-consumer-advocacy-organizations-in-consumer-financial-protection-bureau-et-al-v-community-financial-services-association-of-america-limited-et-al-on-writ-of-certiorari-to-th/) May 22, 2023 [Amicus Brief in CFPB v. CFSA](https://www.nclc.org/resources/amicus-brief-in-cfpb-v-cfsa/) May 16, 2023 [Amicus Brief in Robinhood v. Galvin](https://www.nclc.org/resources/amicus-brief-in-robinhood-v-galvin/) April 12, 2023 [Amicus Brief in Chamber v. CFPB](https://www.nclc.org/resources/amicus-brief-in-chamber-v-cfpb/) December 23, 2022 [Amicus Brief in Greene v. Philip Morris](https://www.nclc.org/resources/amicus-brief-in-greene-v-philip-morris/) December 14, 2022 [Amicus Brief: AMG Capital Management, LLC V FTC](https://www.nclc.org/resources/amicus-brief-amg-capital-management-llc-v-ftc/) December 7, 2020 ## Support NCLC Please support NCLC's work to advance consumer rights and economic justice with a tax-deductible contribution today\! 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Readable Markdown
Recent Resources [View All for Recent Resources](https://www.nclc.org/?s=&_issues=consumer-protection-regulation) [Trump Administration Concocts New Plan to Disable CFPB](https://www.nclc.org/trump-administration-concocts-new-plan-to-disable-cfpb/) April 1, 2026 [File Comments about Rental Junk Fees with the FTC](https://www.nclc.org/file-comments-about-rental-junk-fees-ftc/) March 23, 2026 [Robinson et al v. D.R. Horton, Inc., and DHI Mortgage Company, Ltd.](https://www.nclc.org/resources/robinson-et-al-v-d-r-horton-inc-and-dhi-mortgage-company-ltd/) March 6, 2026 [Hodges v. NewRez, LLC d/b/a Shellpoint Mortgage Servicing and The Bank of New York Mellon](https://www.nclc.org/resources/hodges-v-newrez-llc-d-b-a-shellpoint-mortgage-servicing-and-the-bank-of-new-york-mellon/) March 3, 2026 [Comments Opposing Changes to the CFPB Complaint Portal That Discourage Credit Reporting Complaints](https://www.nclc.org/resources/comments-opposing-changes-to-the-cfpb-complaint-portal-that-discourage-credit-reporting-complaints/) March 2, 2026 [Letter Urging Support for the CFPB](https://www.nclc.org/resources/letter-urging-support-for-the-cfpb/) February 24, 2026 [White House Launches New Attack on CFPB and Nation’s Consumers](https://www.nclc.org/white-house-launches-new-attack-on-cfpb-and-nations-consumers/) February 17, 2026 [American Banker: Experts weigh whether CFPB database tweaks help or hurt](https://www.nclc.org/american-banker-experts-weigh-whether-cfpb-database-tweaks-help-or-hurt/) February 13, 2026 [CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency](https://www.nclc.org/cfpb-takes-steps-to-reduce-the-number-of-people-who-seek-help-from-the-consumer-agency/) February 9, 2026 Comments & Letters [View All for Comments & Letters](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=comments%2Cletter) [Comments Opposing Changes to the CFPB Complaint Portal That Discourage Credit Reporting Complaints](https://www.nclc.org/resources/comments-opposing-changes-to-the-cfpb-complaint-portal-that-discourage-credit-reporting-complaints/) March 2, 2026 [Letter Urging Support for the CFPB](https://www.nclc.org/resources/letter-urging-support-for-the-cfpb/) February 24, 2026 [Comments on OCC Interest-on-Escrow Law Preemption](https://www.nclc.org/resources/comments-on-occ-interest-on-escrow-law-preemption/) January 29, 2026 [Comments Supporting the CFPB Complaints System](https://www.nclc.org/resources/comments-supporting-the-cfpb-complaints-system/) December 29, 2025 [Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B Proposed Rule](https://www.nclc.org/resources/comments-to-the-cfpb-on-the-equal-credit-opportunity-act-and-regulation-b-proposed-rule/) December 15, 2025 [Letter Opposing H.R. 4801 (Hill), Unleashing AI Innovation in Financial Services Act](https://www.nclc.org/resources/letter-opposing-h-r-4801-hill-unleashing-ai-innovation-in-financial-services-act/) December 10, 2025 [Letter Opposing S.2750 (Cruz), Strengthening Artificial Intelligence Normalization and Diffusion by Oversight and eXperimentation (SANDBOX) Act](https://www.nclc.org/resources/letter-opposing-s-2750cruz-strengthening-artificial-intelligence-normalization-and-diffusion-by-oversight-and-experimentation-sandbox-act/) December 9, 2025 [Letter Opposing Adding Preemption of AI Laws to NDAA](https://www.nclc.org/resources/letter-opposing-adding-preemption-of-ai-laws-to-ndaa/) November 19, 2025 [Comments to CFPB on the Legal Standard Applicable to Risk-Based Supervisory Designations](https://www.nclc.org/resources/comments-to-cfpb-on-the-legal-standard-applicable-to-risk-based-supervisory-designations/) September 25, 2025 Reports [View All for Reports](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=report) [Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors](https://www.nclc.org/resources/unfair-debts-with-no-way-out/) October 7, 2022 [White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis](https://www.nclc.org/resources/white-paper-on-immediate-actions-the-cfpb-can-take-to-address-the-covid-19-crisis/) April 6, 2020 [Consumer complaints about Debt Collection: Analysis of Unpublished Data from the FTC](https://www.nclc.org/resources/consumer-complaints-about-debt-collection-analysis-of-unpublished-data-from-the-ftc/) February 19, 2019 [Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC](https://www.nclc.org/resources/consumer-complaints-about-debt-collection-analysis-of-unpublished-data-from-the-ftc-2/) February 12, 2019 [The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010](https://www.nclc.org/resources/the-role-of-the-states-under-the-dodd-frank-wall-street-reform-and-consumer-protection-act-of-2010/) December 1, 2010 [Time to Update the Credit Practices Rule](https://www.nclc.org/resources/time-to-update-the-credit-practices-rule/) December 1, 2010 [Restore the States’ Traditional Role as “First Responder”](https://www.nclc.org/resources/restore-the-states-traditional-role-as-first-responder/) September 1, 2009 Issue Briefs [View All for Issue Briefs](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=issue-brief) [Fact Sheet: CFPB Proposes To Gut Credit Discrimination Protections](https://www.nclc.org/resources/fact-sheet-cfpb-proposes-to-gut-credit-discrimination-protections/) November 19, 2025 [Urgent Action Needed to Preserve Racial Equity and Economic Justice](https://www.nclc.org/resources/urgent-action-needed-to-preserve-racial-equity-and-economic-justice/) March 18, 2025 [Legislative Attacks on CFPB Erode Mandatory Funding, Compromise Independence, Weaken Integrity, and Roll-back Protections](https://www.nclc.org/resources/vote-against-legislative-attacks-on-the-cfpb-that-erode-mandatory-funding-compromise-independence-weaken-integrity-or-roll-back-protections/) February 24, 2025 [CFPB Big Tech Payment App Oversight Rule Protects Personal Data and Reduces Fraud](https://www.nclc.org/resources/cfpb-big-tech-payment-app-oversight-rule-protects-personal-data-and-reduces-fraud/) February 20, 2025 [The CFPB: Protecting Servicemembers and Veterans](https://www.nclc.org/resources/the-cfpb-protecting-servicemembers-and-veterans/) February 4, 2025 [The CFPB Medical Debt Collection Advisory Opinion Protects Consumers from Illegal Collection Practices](https://www.nclc.org/resources/the-cfpb-medical-debt-collection-advisory-opinion-protects-consumers-from-illegal-collection-practices/) February 4, 2025 [CFPB Fact Sheets (2024)](https://www.nclc.org/resources/cfpb-fact-sheets-2024/) February 3, 2025 [CFPB’s Medical Debt Credit Reporting Rule Is a Lifeline to 15M People](https://www.nclc.org/resources/cfpbs-medical-debt-credit-reporting-rule-is-a-lifeline-to-15m-people/) January 31, 2025 [Overdraft Rule Returns \$5 Billion in Big Bank Junk Fees to Consumers’ Pockets](https://www.nclc.org/resources/overdraft-rule-returns-5-billion-in-big-bank-junk-fees-to-consumers-pockets/) January 29, 2025 Press Releases & News [View All for Press Releases & News](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_news_types=article%2Cfeatured-news%2Cpodcast-appearances%2Cpress-release) [Trump Administration Concocts New Plan to Disable CFPB](https://www.nclc.org/trump-administration-concocts-new-plan-to-disable-cfpb/) April 1, 2026 [File Comments about Rental Junk Fees with the FTC](https://www.nclc.org/file-comments-about-rental-junk-fees-ftc/) March 23, 2026 [White House Launches New Attack on CFPB and Nation’s Consumers](https://www.nclc.org/white-house-launches-new-attack-on-cfpb-and-nations-consumers/) February 17, 2026 [American Banker: Experts weigh whether CFPB database tweaks help or hurt](https://www.nclc.org/american-banker-experts-weigh-whether-cfpb-database-tweaks-help-or-hurt/) February 13, 2026 [CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency](https://www.nclc.org/cfpb-takes-steps-to-reduce-the-number-of-people-who-seek-help-from-the-consumer-agency/) February 9, 2026 [ICE Has Created a Disaster in Minnesota; The Financial Services Industry Can Help](https://www.nclc.org/ice-has-created-a-disaster-in-minnesota-the-financial-services-industry-can-help/) February 9, 2026 [American Banker: CFPB warns consumers about filing credit bureau disputes](https://www.nclc.org/american-banker-cfpb-warns-consumers-about-filing-credit-bureau-disputes/) February 5, 2026 [Consumer Financial Protection Bureau Moves to Protect Credit Reporting Companies from Consumers’ Complaints](https://www.nclc.org/consumer-financial-protection-bureau-moves-to-protect-credit-reporting-companies-from-consumers-complaints/) January 30, 2026 [Earned Wage Payday Loans are Loans, Despite CFPB’s Claim](https://www.nclc.org/earned-wage-payday-loans-are-loans-despite-cfpbs-claim/) December 22, 2025 Amicus Briefs [View All for Amicus Briefs](https://www.nclc.org/?s=&_issues=consumer-protection-regulation&_resource_types=amicus-brief) [Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)](https://www.nclc.org/resources/amicus-brief-naib-v-weiser-10-circuit-didmca-opt-out/) September 23, 2024 [Amicus Brief: Voss v. Quicken Loans, LLC et al.](https://www.nclc.org/resources/amicus-brief-voss-v-quicken-loans-llc-et-al/) August 22, 2024 [Amicus Brief: Cantero v. Bank of America](https://www.nclc.org/resources/amicus-brief-cantero-v-bank-of-america/) December 14, 2023 [Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America](https://www.nclc.org/resources/amicus-brief-of-ten-consumer-advocacy-organizations-in-consumer-financial-protection-bureau-et-al-v-community-financial-services-association-of-america-limited-et-al-on-writ-of-certiorari-to-th/) May 22, 2023 [Amicus Brief in CFPB v. CFSA](https://www.nclc.org/resources/amicus-brief-in-cfpb-v-cfsa/) May 16, 2023 [Amicus Brief in Robinhood v. Galvin](https://www.nclc.org/resources/amicus-brief-in-robinhood-v-galvin/) April 12, 2023 [Amicus Brief in Chamber v. CFPB](https://www.nclc.org/resources/amicus-brief-in-chamber-v-cfpb/) December 23, 2022 [Amicus Brief in Greene v. Philip Morris](https://www.nclc.org/resources/amicus-brief-in-greene-v-philip-morris/) December 14, 2022 [Amicus Brief: AMG Capital Management, LLC V FTC](https://www.nclc.org/resources/amicus-brief-amg-capital-management-llc-v-ftc/) December 7, 2020
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