🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:
Response:
Calculated Shard: 147 (from laksa073)

2. Crawled Status Check

Query:
Response:

3. Robots.txt Check

Query:
Response:

4. Spam/Ban Check

Query:
Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

🚫
NOT INDEXABLE
CRAWLED
4 months ago
🤖
ROBOTS SERVER UNREACHABLE
Failed to connect to robots server: Operation timed out after 2002 milliseconds with 0 bytes received

Page Info Filters

FilterStatusConditionDetails
HTTP statusPASSdownload_http_code = 200HTTP 200
Age cutoffPASSdownload_stamp > now() - 6 MONTH4.4 months ago
History dropPASSisNull(history_drop_reason)No drop reason
Spam/banPASSfh_dont_index != 1 AND ml_spam_score = 0ml_spam_score=0
CanonicalFAILmeta_canonical IS NULL OR = '' OR = src_unparsedmy,org,multiply!www,/my/guides/investing-in-gold/ s443

Page Details

PropertyValue
URLhttps://www.multiply.org.my/my/guides/investing-in-gold/lessons/how-to-invest-in-gold/
Last Crawled2025-12-05 01:05:18 (4 months ago)
First Indexed2021-05-01 00:59:44 (4 years ago)
HTTP Status Code200
Meta TitleInvesting in Gold → How to invest in gold - Multiply
Meta DescriptionEmas ialah satu pilihan pelaburan yang popular. Anda mungkin beranggapan bahawa ia satu pelaburan yang semestinya akan membawa keuntungan kerana orang selalu kata yang harga emas tak akan jatuh. Tapi melabur dalam emas bukanlah mudah, ia bukan sekadar membeli jongkong emas atau barang kemas. Sebenarnya ada banyak cara untuk melabur dalam emas.
Meta Canonicalmy,org,multiply!www,/my/guides/investing-in-gold/ s443
Boilerpipe Text
Apakah personaliti kewangan Anda? Terbaru Apa gaya perbelanjaan anda?
Markdown
![](https://www.facebook.com/tr?id=1217667458433632&ev=PageView&noscript=1) - [Laman Utama](https://www.multiply.org.my/my/) - [Tentang Kami](https://www.multiply.org.my/my/tentang-kami-portal-pendidikan-kewangan-yang-mudah-difahami-ringkas-seronok-untuk-rakyat-malaysia/) - [Panduan kami](https://www.multiply.org.my/my/panduan/) [![Savings Calculator to calculate savings goals and basic savings projections](https://www.multiply.org.my/wp-content/uploads/2020/02/1-6.png)](https://multiply.org.my/my/guide-category/planning-budgeting/) [**Merancang Belanjawan**](https://multiply.org.my/my/guide-category/planning-budgeting/) [![Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator](https://www.multiply.org.my/wp-content/uploads/2020/02/2-6.png)](https://multiply.org.my/my/guide-category/saving-investing/) [**Simpanan & Pelaburan**](https://multiply.org.my/my/guide-category/saving-investing/) [![Guides to tackle financial debts in Malaysia for Free](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON3-3.png)](https://www.multiply.org.my/my/guide-category/tackling-debt/) [**Menguruskan Hutang**](https://www.multiply.org.my/my/guide-category/tackling-debt/) [![Free Guides on Choosing and purchasing a vehicle in Malaysia](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON4.png)](https://multiply.org.my/my/guide-category/buying-a-vehicle/) [**Membeli Kenderaan**](https://multiply.org.my/my/guide-category/buying-a-vehicle/) [![Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON5.png)](https://www.multiply.org.my/my/guide-category/buying-a-home/) [**Membeli Rumah**](https://www.multiply.org.my/my/guide-category/buying-a-home/) [![Free Guides On purchasing insurance in Malaysia safely](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON6.png)](https://www.multiply.org.my/my/guide-category/insurance/) [**Insurans**](https://www.multiply.org.my/my/guide-category/insurance/) [![Free guides to ensure a comfortable Retirement by planning your retirement](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON7.png)](https://www.multiply.org.my/my/guide-category/retirement/) [**Persaraan**](https://www.multiply.org.my/my/guide-category/retirement/) [![All Guides Icon](https://www.multiply.org.my/wp-content/uploads/2020/02/allguides.png)](https://www.multiply.org.my/my/guides/) [**Semua Panduan**](https://www.multiply.org.my/my/guides/) - [Panduan kami](https://www.multiply.org.my/my/panduan/) - [Merancang Belanjawan](https://www.multiply.org.my/my/guide-category/planning-budgeting/) - [Simpanan & Pelaburan](https://www.multiply.org.my/my/guide-category/saving-investing/) - [Membeli Rumah](https://www.multiply.org.my/my/guide-category/buying-a-home/) - [Membeli Kenderaan](https://www.multiply.org.my/my/guide-category/buying-a-vehicle/) - [Menguruskan Hutang](https://www.multiply.org.my/my/guide-category/tackling-debt/) - [Insurans](https://www.multiply.org.my/my/guide-category/insurance/) - [Persaraan](https://www.multiply.org.my/my/guide-category/retirement/) - [Kalkulator](https://www.multiply.org.my/my/kalkulator-mengira-kos-pendahuluan-simpanan-pinjaman-dan-lain-lain/) - [Blog](https://www.multiply.org.my/my/blog/) - [Ambil Kuiz](https://www.multiply.org.my/my/guides/investing-in-gold/lessons/how-to-invest-in-gold/#quiz-pops) - [English](https://www.multiply.org.my/en/guides/investing-in-gold/lessons/how-to-invest-in-gold/) - [Bahasa Malaysia](https://www.multiply.org.my/my/guides/investing-in-gold/lessons/how-to-invest-in-gold/) Ada pertanyaan? [hello@multiply.org.my](mailto:hello@multiply.org.my) [Daftar](https://www.multiply.org.my/wp-login.php?action=register)[Log masuk](https://www.multiply.org.my/wp-login.php) [![Multiply](https://multiply.org.my/wp-content/uploads/2020/02/logo-2.png)](https://www.multiply.org.my/my/ "Multiply - Start Small, Start Now")[![Multiply](https://multiply.org.my/wp-content/uploads/2020/02/logowhite.png)](https://www.multiply.org.my/my/) - [Laman Utama](https://www.multiply.org.my/my/) - [Tentang Kami](https://www.multiply.org.my/my/tentang-kami-portal-pendidikan-kewangan-yang-mudah-difahami-ringkas-seronok-untuk-rakyat-malaysia/) - [Panduan kami](https://www.multiply.org.my/my/panduan/) [![Savings Calculator to calculate savings goals and basic savings projections](https://www.multiply.org.my/wp-content/uploads/2020/02/1-6.png)](https://multiply.org.my/my/guide-category/planning-budgeting/) [**Merancang Belanjawan**](https://multiply.org.my/my/guide-category/planning-budgeting/) [![Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator](https://www.multiply.org.my/wp-content/uploads/2020/02/2-6.png)](https://multiply.org.my/my/guide-category/saving-investing/) [**Simpanan & Pelaburan**](https://multiply.org.my/my/guide-category/saving-investing/) [![Guides to tackle financial debts in Malaysia for Free](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON3-3.png)](https://www.multiply.org.my/my/guide-category/tackling-debt/) [**Menguruskan Hutang**](https://www.multiply.org.my/my/guide-category/tackling-debt/) [![Free Guides on Choosing and purchasing a vehicle in Malaysia](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON4.png)](https://multiply.org.my/my/guide-category/buying-a-vehicle/) [**Membeli Kenderaan**](https://multiply.org.my/my/guide-category/buying-a-vehicle/) [![Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON5.png)](https://www.multiply.org.my/my/guide-category/buying-a-home/) [**Membeli Rumah**](https://www.multiply.org.my/my/guide-category/buying-a-home/) [![Free Guides On purchasing insurance in Malaysia safely](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON6.png)](https://www.multiply.org.my/my/guide-category/insurance/) [**Insurans**](https://www.multiply.org.my/my/guide-category/insurance/) [![Free guides to ensure a comfortable Retirement by planning your retirement](https://www.multiply.org.my/wp-content/uploads/2020/02/ICON7.png)](https://www.multiply.org.my/my/guide-category/retirement/) [**Persaraan**](https://www.multiply.org.my/my/guide-category/retirement/) [![All Guides Icon](https://www.multiply.org.my/wp-content/uploads/2020/02/allguides.png)](https://www.multiply.org.my/my/guides/) [**Semua Panduan**](https://www.multiply.org.my/my/guides/) - [Panduan kami](https://www.multiply.org.my/my/panduan/) - [Merancang Belanjawan](https://www.multiply.org.my/my/guide-category/planning-budgeting/) - [Simpanan & Pelaburan](https://www.multiply.org.my/my/guide-category/saving-investing/) - [Membeli Rumah](https://www.multiply.org.my/my/guide-category/buying-a-home/) - [Membeli Kenderaan](https://www.multiply.org.my/my/guide-category/buying-a-vehicle/) - [Menguruskan Hutang](https://www.multiply.org.my/my/guide-category/tackling-debt/) - [Insurans](https://www.multiply.org.my/my/guide-category/insurance/) - [Persaraan](https://www.multiply.org.my/my/guide-category/retirement/) - [Kalkulator](https://www.multiply.org.my/my/kalkulator-mengira-kos-pendahuluan-simpanan-pinjaman-dan-lain-lain/) - [Blog](https://www.multiply.org.my/my/blog/) - [Ambil Kuiz](https://www.multiply.org.my/my/guides/investing-in-gold/lessons/how-to-invest-in-gold/#quiz-pops) - [Home](https://www.multiply.org.my/my) - [Panduan kami](https://www.multiply.org.my/my/panduan-kami/) - [Simpanan & Pelaburan](https://www.multiply.org.my/my/guide-category/saving-investing/) - [Asas Pelaburan](https://www.multiply.org.my/my/guide-category/saving-investing/investing-basics/) - Pelaburan Emas ## [Pelaburan Emas](https://www.multiply.org.my/my/guides/investing-in-gold/) # Bagaimana untuk melabur dalam emas #### **Emas Fizikal** Anda boleh beli emas dalam bentuk barang kemas, jongkong emas atau dinar emas. Untuk bentuk emas yang berbeza-beza, harganya per gram adalah berlainan, bergantung kepada kos pembuatan dan kos buruh. Contohnya, apabila anda membeli barang kemas, anda membayar untuk rekaan dan nilai emas itu, tapi bila anda cuba menjualnya semula, besar kemungkinan anda hanya akan dapat 70% daripada nilai pasarannya. Apabila anda membeli emas fizikal, anda bertanggungjawab menyimpannya dengan selamat. Jadi, anda mungkin perlu sewa peti besi atau dapatkan insurans untuk tujuan itu. Emas fizikal mempunya kecairan yang kurang kerana anda perlu cari pembeli sendiri. Sebarannya boleh turun naik bergantung kepada siapa yang menjualnya kepada anda. #### **Apa perkara yang anda perlu peka?** Dalam kes tertentu, apabila anda membeli jongkong emas atau dinar emas daripada kedai, emas tersebut boleh bercampur dengan logam lain. Jadi pastikan anda dapatkan sijil ketulenan dan hanya beli daripada penjual berdaftar. #### [**Dana Dagangan Bursa (ETF)**](https://multiply.org.my/guides/what-are-exchange-traded-funds-etfs/) **Disokong Emas** ETF ialah sekelompok sekuriti (seperti saham) yang anda boleh beli dan jual melalui bursa saham. ETF yang disokong emas didagangkan sama seperti ETF yang lain, tetapi ia hanya disokong oleh satu aset sahaja iaitu emas. Untuk belajar lagi tentang ETF, baca [panduan kami](https://multiply.org.my/my/guides/what-are-exchange-traded-funds-etfs/). Buat masa sekarang, satu-satunya ETF yang disokong emas di [Bursa Malaysia](https://www.bursamalaysia.com/trade/our_products_services/equities/exchange_traded_funds) ialah [TradePlus Shariah Gold Tracker](https://tradeplus.com.my/gold-tracker) yang menjejak prestasi emas. Kebanyakan dana ETF menggunakan emas diperuntukkan, jadi anda tidak memiliki emas tersebut. Memandangkan ETF didagangkan di sebuah bursa, ia adalah pelaburan dengan kecairan yang tinggi dan sebarannya pula selalunya sangat kecil. Ada ETF yang turut membayar anda dividen, selain daripada keuntungan yang diperolehi daripada kenaikan harga emas. #### **Apa perkara yang anda perlu peka?** [TradePlus Shariah Gold Tracker](https://tradeplus.com.my/gold-tracker) secara amnya hanya menjejak harga emas. Jadi anda tidak mempunyai apa-apa hak terhadap mana-mana emas. #### **Akaun Pelaburan Emas (GIA)** Anda boleh melabur dalam emas melalui akaun pelaburan emas di bank. Melalui akaun seperti ini, anda boleh mendapat keuntungan daripada pelaburan anda dengan membeli dan menjual emas dalam talian, maka ini menjadikannya satu pelaburan yang mempunyai kecairan yang tinggi. Bagi kebanyakan bank, amaun minimum yang akan mereka beli ialah 1 gram. GIA meggunakan emas tidak diperuntukkan, iaitu emas yang dimiliki oleh pihak bank. Jadi, anda tak akan boleh mengeluarkan emas daripada bank. Tapi, anda boleh dapatkan pelaburan anda balik dalam bentuk tunai atau anda boleh kreditkan nilai tersebut kepada akaun anda yang lain. GIA selalunya mengenakan [sebaran](https://multiply.org.my/guides/investing-in-gold/lessons/things-to-know-before-investing-in-gold/#spread-exp) yang agak besar. #### **Apa perkara yang anda perlu peka?** Emas dalam GIA tidak dilindungi oleh Perbadanan Insurans Deposit Malaysia (PIDM). Jadi kalau bank terpaksa tutup, pelaburan anda akan turut hilang. #### **Pelaburan Emas Internet** Ada beberapa syarikat seperti HelloGold yang membolehkan anda membeli emas fizikal dalam talian dan emas itu akan disimpan untuk anda di dalam sebuah peti besi (diperuntukkan) sehingga anda ingin menjualnya. Anda ada dua pilihan dari segi cara menjual emas anda. Satu cara ialah dengan menjualnya balik kepada syarikat yang sama, atau anda boleh mengeluarkan emas anda daripada syarikat tersebut. Kebanyakan syarikat pelaburan emas mempunyai syarat pelaburan minimum yang rendah dan lazimnya akan mengenakan sebaran yang rendah juga, tetapi ada kos lain yang perlu ditanggung seperti kos transaksi dan kos pentadbiran. Pelaburan emas Internet selalunya mempunyai kecairan yang tinggi, melainkan jika anda telah mengeluarkannya daripada syarikat berkenaan. #### **Apa perkara yang anda perlu peka?** Ada syarikat tertentu yang tidak akan membeli balik emas fizikal daripada anda setelah anda mengeluarkannya dan anda perlu menjualnya di tempat lain. #### **Saham Berkaitan Emas** Anda boleh membeli saham perlombongan emas atau saham syarikat yang menjual barang kemas. Harga saham syarikat perlombongan emas mungkin berkait rapat dengan harga emas, Namun, jangan lupa ada faktor lain yang boleh menaikkan harga saham. Jika syarikat tersebut mencatatkan keuntungan dan memberikan bayaran dividen, anda boleh dapat lebih banyak keuntungan berbanding jika anda hanya melabur dalam emas. #### **Apa perkara yang anda perlu peka?** Ingat, ada faktor-faktor lain yang menentukan harga saham. Jadi, kalau harga emas sedang naik tetapi prestasi syarikat tidak memberangsangkan, harga saham syarikat tersebut mungkin tak akan naik dan anda tak akan menerima dividen. Seperti melabur dalam mana-mana saham yang lain, pastikan anda buat kajian untuk memahami selok-belok syarikat tersebut sebelum melabur. Baca [panduan kami](https://www.multiply.org.my/my/guides/apa-itu-saham-dan-bagaimana-anda-patut-menilainya/) kami untuk memahami [apa itu saham dan bagaimana anda patut menilai saham](https://www.multiply.org.my/my/guides/apa-itu-saham-dan-bagaimana-anda-patut-menilainya/). [Prev Apa yang anda perlu faham sebelum melabur dalam emas?](https://www.multiply.org.my/my/guides/investing-in-gold/lessons/what-do-you-need-to-understand-before-investing-in-gold/) [Next Beri perhatian kepada faktor-faktor ini semasa melabur dalam emas](https://www.multiply.org.my/my/guides/investing-in-gold/lessons/things-to-know-before-investing-in-gold/) ![logo-multiply-learn-investing-for-free](https://multiply.org.my/wp-content/uploads/2019/08/creador-logo.png) [hello@multiply.org.my](mailto:hello@multiply.org.my) #### Maklumat - [Laman Utama](https://www.multiply.org.my/my/) - [Blog](https://www.multiply.org.my/my/blog/) - [Tentang Kami](https://www.multiply.org.my/my/tentang-kami-portal-pendidikan-kewangan-yang-mudah-difahami-ringkas-seronok-untuk-rakyat-malaysia/) - [Hubungi](https://www.multiply.org.my/my/contact/) #### Kategori - [Merancang Belanjawan](https://multiply.org.my/my/guide-category/planning-budgeting/) - [Simpanan & Pelaburan](https://multiply.org.my/my/guide-category/saving-investing/) - [Menguruskan Hutang](https://www.multiply.org.my/my/guide-category/tackling-debt/) - [Membeli Kenderaan](https://multiply.org.my/my/guide-category/buying-a-vehicle/) #### Kategori - [Membeli Rumah](https://www.multiply.org.my/my/guide-category/buying-a-home/) - [Insurans](https://www.multiply.org.my/my/guide-category/insurance/) - [Persaraan](https://www.multiply.org.my/my/guide-category/retirement/) - [Semua Panduan](https://www.multiply.org.my/my/guides/) #### Instagram Feed [🚨Jadi antara yang terawal untuk cuba laman web ![🚨Jadi antara yang terawal untuk cuba laman web Multiply yang serba baharu!Kami sedang mencari rakyat Malaysia yang berumur 20-35 tahun untuk menguji laman web terbaharu kami.💡Akses awal💬 Maklum balas jujur📈 Bantu kami tambah baikTap pada link di bio untuk mendaftar sekarang!- - - - - -🚨Be the first to experience the all-new Multiply page!We’re looking for testers aged 20-35 to try our new website and tell us what you think.💡Early access💬 Honest feedback📈 Real impactTap the link in our bio to sign up now!\#Finance \#PersonalFinance \#financialliteracy \#Testers \#Multiply](https://www.multiply.org.my/wp-content/plugins/instagram-feed/img/placeholder.png)](https://www.instagram.com/p/DLzQYqSpHxX/) [✨ 2025, we see you! ✨ Selamat Tahun Baru, Mul ![✨ 2025, we see you! ✨Selamat Tahun Baru, Multipliers! 🎉 Here’s to leveling up, smashing goals, and keeping that duit game strong 💸🔥New year, new vibes, but still the same Multiply fam ready to support you every step of the way. 💪What’s your big goal for 2025? 👀 Drop it in the comments—let’s make it happen together! 🚀\#MultiplyMY \#NewYearVibes \#2025HereWeCome](https://www.multiply.org.my/wp-content/plugins/instagram-feed/img/placeholder.png)](https://www.instagram.com/p/DEQEHSWSqjA/) [As 2024 wraps up, let's look back at all we accomp ![As 2024 wraps up, let's look back at all we accomplished together, Multipliers! 🎉From our top 5 articles to the most popular tools on our site—korang memang power! 💪 THANK YOU for an amazing year 🫶Psst... 2025 is bringing something HUGE 🤫 Stay tuned and hold on to that hype! 🚀\#MultiplyMY \#MultiplyWrapped \#2025Excitement](https://www.multiply.org.my/wp-content/plugins/instagram-feed/img/placeholder.png)](https://www.instagram.com/p/DEPYOo8t1Ok/) [We’re focused on enhancing your experience and b ![We’re focused on enhancing your experience and bringing you exciting updates tailored just for you.Stay tuned—we can’t wait to share what’s coming next!If you have any questions or need assistance in the meantime, feel free to reach out to us at hello@creador-foundation.com. Thank you for your support—we’re excited to reveal what we’ve been working on soon\!](https://www.multiply.org.my/wp-content/plugins/instagram-feed/img/placeholder.png)](https://www.instagram.com/p/DDJzAqppti_/) [Multiply](https://www.multiply.org.my/my/) by [Creador Foundation](https://creador.com/creador-foundation/). - [Privasi](https://www.multiply.org.my/my/privacy-policy/) - [Terma](https://www.multiply.org.my/my/terms-of-use/) - [Peta laman](https://www.multiply.org.my/my/sitemap_index.xml/) [Facebook]() [![](https://www.multiply.org.my/wp-content/plugins/miniorange-login-openid/includes/images/icons/g.png) Google]() #### Log masuk dengan akaun laman anda Belum jadi ahli? [Daftar sekarang](https://www.multiply.org.my/wp-login.php?action=register) #### Daftar akaun baru Anda seorang ahli? [Log masuk sekarang](https://www.multiply.org.my/wp-login.php) popup ![clock.png](https://www.multiply.org.my/wp-content/plugins/quiz-master-next/assets/clock.png) Time's up Cancel CLOSE Bahasa : - [English](https://www.multiply.org.my/en/guides/investing-in-gold/lessons/how-to-invest-in-gold/) - [Bahasa Malaysia](https://www.multiply.org.my/my/guides/investing-in-gold/lessons/how-to-invest-in-gold/) # Ambil kuiz kami\! ![](https://multiply.org.my/wp-content/uploads/2020/02/savings2.png) **Apakah personaliti kewangan Anda?** #### Terbaru ![](https://multiply.org.my/wp-content/uploads/2020/03/personalloan.png) **Apa gaya perbelanjaan anda?** × ![clock.png](https://www.multiply.org.my/wp-content/plugins/quiz-master-next/assets/clock.png) Time's up Cancel × ![clock.png](https://www.multiply.org.my/wp-content/plugins/quiz-master-next/assets/clock.png) Time's up Cancel × ### Modal title Main Content No Yes #### Kategori Panduan - [Merancang Belanjawan](https://www.multiply.org.my/my/guide-category/planning-budgeting/) - [Simpanan & Pelaburan](https://www.multiply.org.my/my/guide-category/saving-investing/) - [ETF](https://www.multiply.org.my/my/guide-category/saving-investing/etfs/) - [Unit Amanah](https://www.multiply.org.my/my/guide-category/saving-investing/unit-trust/) - [Saham](https://www.multiply.org.my/my/guide-category/saving-investing/stocks/) - [Asas Pelaburan](https://www.multiply.org.my/my/guide-category/saving-investing/investing-basics/) - [Deposit Tetap](https://www.multiply.org.my/my/guide-category/saving-investing/fixed-deposits/) - [Simpanan](https://www.multiply.org.my/my/guide-category/saving-investing/savings/) - [Menguruskan Hutang](https://www.multiply.org.my/my/guide-category/tackling-debt/) - [Membeli Kenderaan](https://www.multiply.org.my/my/guide-category/buying-a-vehicle/) - [Membeli Rumah](https://www.multiply.org.my/my/guide-category/buying-a-home/) - [Insurans](https://www.multiply.org.my/my/guide-category/insurance/) - [Persaraan](https://www.multiply.org.my/my/guide-category/retirement/) - [Mengenali Scams](https://www.multiply.org.my/my/guide-category/spotting-scams/) #### Peringkat hidup - [Pelajar](https://www.multiply.org.my/my/guide-tag/students/) - [Keluarga](https://www.multiply.org.my/my/guide-tag/families/) - [Pekerja Dewasa](https://www.multiply.org.my/my/guide-tag/working-adults/) - [Pesara](https://www.multiply.org.my/my/guide-tag/retirees/) #### Panduan terkini ![Multiply Guides: How To Read Your Payslip & Why Is It Important?](https://www.multiply.org.my/wp-content/uploads/1900/09/Payslip_Feature-Image-150x150.png) ### [Panduan Multiply: Cara Membaca Slip Gaji Anda & Mengapa Ia Penting](https://www.multiply.org.my/my/guides/how-read-payslip-why-important/) ![Panduan Multiply: Kekal Selamat & Lindungi Wang Anda Dari Scammer](https://www.multiply.org.my/wp-content/uploads/1900/07/Scam-guide_Feature-Image_1-150x150.png) ### [Panduan Multiply: Kekal Selamat & Lindungi Wang Anda Dari Scammer](https://www.multiply.org.my/my/guides/panduan-lindungi-scammer-scam/) ![Panduan Multiply: Segalanya Yang Anda Perlu Tahu Mengenai KWSP (Bahagian 2)](https://www.multiply.org.my/wp-content/uploads/2024/06/EPF-101_-ENG-Feature-Image-2-150x150.png) ### [Panduan Multiply: Segalanya Yang Anda Perlu Tahu Mengenai KWSP (Bahagian 2)](https://www.multiply.org.my/my/guides/everything-you-need-to-know-about-the-epf-part-2/) ### Jangan ketinggalan, sertai senarai mel kami\! ![newsletter-subscribe-multiply](https://multiply.org.my/wp-content/uploads/2020/02/newsletter.png)
Readable Markdownnull
Shard147 (laksa)
Root Hash15496997987439193747
Unparsed URLmy,org,multiply!www,/my/guides/investing-in-gold/lessons/how-to-invest-in-gold/ s443