🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 73 (from laksa112)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa073.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.lemonade.com/car/explained/15-best-cars-for-cheap-insurance-in-2025/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.lemonade.com/car/explained/15-best-cars-for-cheap-insurance-in-2025/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.lemonade.com\/car\/explained\/15-best-cars-for-cheap-insurance-in-2025\/","crawl_time":1775942723,"first_indexed_time":1743514368,"http_code":200,"src_unparsed":"com,lemonade!www,\/car\/explained\/15-best-cars-for-cheap-insurance-in-2025\/ s443","src_root_hash":"15857743133439169473","history_drop_reason":null,"meta_title":"15 Best Cars for Cheap Insurance in 2025 - Lemonade","meta_descriptions":["Looking for a car with low insurance costs? We’ve rounded up the 15 best cars for cheap insurance—plus tips to lower your rates even more."],"attrs_boilerpipe_text":"Finding affordable car insurance is easier than you might think, and the type of vehicle you drive plays a significant role in determining your premiums. \nWhether you’re a new driver or looking to reduce your monthly costs, choosing the right car can make a big difference. \nIn this guide, we’ll cover the best cars for cheap car insurance in 2025. We’ll also share tips on how to get cheaper auto insurance rates to help you keep more money in your pocket.\n1. Toyota Corolla \nStarting MSRP\n: $22,325\nEstimated average cost to insure in 2025:\n$50\nCheapest model year to insure:\n2023\nIIHS Top Safety Pick\nEstimated combined MPG:\nUp to 35\nAnti-Theft System:\nStandard engine immobilizer and alarm system\nRepair Costs\n: Below average for compact sedans\nThe\nToyota Corolla’s\nreputation for reliability and low-cost maintenance makes it a standout when it comes to affordable insurance. Its strong crash-test ratings and low accident claim rates contribute to consistently lower premiums.\nGet a complete breakdown of\nToyota Corolla insurance costs\nand see what factors influence your coverage rates.\n2. Honda CR-V\nStarting MSRP\n: $30,100\nEstimated average cost to insure in 2025:\n$42\nCheapest model year to insure:\n2022\nIIHS Top Safety Pick\nEstimated combined MPG:\nUp to 31\nAnti-theft system\n: Standard immobilizer and available security alarm\nRepair costs:\nModerate, but cheaper than luxury SUVs\nA longtime favorite among families and commuters, the\nHonda CR-V\nis known for its dependability and lower-than-average insurance costs. With a reputation for safety and an affordable repair history, it’s a solid choice for budget-conscious drivers.\nFind out what\nHonda CR-V insurance costs\nmight look like and how you can secure the best coverage.\n3. Subaru Outback\nStarting MSRP:\n$29,010\nEstimated average cost to insure in 2025:\n$41\nCheapest model year to insure:\n2023\nIIHS Top Safety Pick\nEstimated combined MPG\n: Up to 29\nAnti-theft system:\nStandard alarm and engine immobilizer\nRepair costs:\nModerate, but AWD repairs can be pricier\nThe\nSubaru Outback\nis a favorite among adventurous drivers, thanks to its standard AWD and rugged reliability. Its high resale value and strong crash-test scores help keep insurance costs lower than many other midsize SUVs.\nLearn about\nSubaru Outback insurance costs\nand what to expect when budgeting for coverage.\n4. Ford Escape\nStarting MSRP\n: $28,400\nEstimated average cost to insure in 2025:\n$45\nCheapest model year to insure:\n2022\nEstimated combined MPG:\nUp to 39\nAnti-theft system:\nStandard perimeter alarm and SecuriLock passive anti-theft system\nRepair costs:\nAverage for compact SUVs\nWith its fuel-efficient engine and strong safety scores, the\nFord Escape\nkeeps insurance premiums in check. Its smart anti-theft technology also helps deter break-ins, making it a lower risk for insurers.\nDiscover\nFord Escape insurance costs\nand what influences your rates.\n5. Nissan Rogue\nStarting MSRP:\n$29,230\nEstimated average cost to insure in 2025:\n$48\nCheapest model year to insure\n: 2022\nEstimated combined MPG\n: Up to 33\nAnti-theft system:\nStandard engine immobilizer and optional security alarm\nRepair costs:\nBelow average for compact SUVs\nThe\nNissan Rogue\ncombines affordable maintenance costs and strong safety features, making it an excellent option for those looking to save on insurance. Its reputation for reliability and low theft rates contribute to its overall affordability in insurance premiums.\nGet insights into\nNissan Rogue insurance costs\nand what to expect when insuring this compact SUV.\n6. Kia Forte\nStarting MSRP\n: $19,900\nEstimated average cost to insure in 2025:\n$53\nCheapest model year to insure:\n2023\nEstimated combined MPG:\nUp to 35\nAnti-theft system:\nStandard immobilizer and alarm system\nRepair costs\n: Below average for small sedans\nOffering one of the lowest insurance costs in its class, the\nKia Forte\naffordable repair prices and excellent safety ratings make it a strong contender for drivers looking to save on premiums. Its simple, efficient design further contributes to its cost-effective insurance.\nGet a breakdown of\nKia Forte insurance costs\nand see how you can lower your premiums.\n7. Honda Civic\nStarting MSRP\n: $24,250\nEstimated average cost to insure in 2025:\n$52\nCheapest model year to insure:\n2022\nIIHS Top Safety Pick\nEstimated combined MPG:\nUp to 36\nAnti-theft system:\nStandard immobilizer and available security system\nRepair costs:\nLower than average for compact cars\nA fan favorite for budget-conscious drivers, the\nHonda Civic\nboasts excellent fuel economy and advanced safety features, both of which help keep insurance costs down. Plus, its low theft rates compared to other sedans contribute to cheaper coverage.\nFind out what\nHonda Civic insurance costs\nmight look like and how you can secure the best coverage.\n8. Hyundai Elantra\nStarting MSRP:\n$22,025\nEstimated average cost to insure in 2025:\n$53\nCheapest model year to insure:\n2013\nIIHS Top Safety Pick\nEstimated combined MPG:\nUp to 36\nAnti-theft system\n: Standard anti-theft alarm with remote keyless entry\nRepair costs:\nBelow average for sedans\nThe\nHyundai Elantra\nis highly rated for its fuel efficiency, safety, and low-cost maintenance. These attributes not only make it a reliable and practical choice but also keep insurance premiums affordable for drivers.\nExplore\nHyundai Elantra insurance costs\nand discover ways to get the right coverage for your needs.\n9. Mazda CX-5\nStarting MSRP\n: $28,770\nEstimated average cost to insure in 2025:\n$42\nCheapest model year to insure:\n2023\nEstimated combined MPG\n: Up to 28\nAnti-theft system:\nStandard alarm and engine immobilizer\nRepair costs\n: Slightly higher than average due to premium features\nThe\nMazda CX-5\noffers a combination of affordability and premium features, with strong safety ratings and excellent theft deterrents, keeping insurance premiums competitive. While its repair costs may be slightly higher than some competitors, it still offers good value for drivers who want a balance of features and affordability.\nSee what\nMazda CX-5 insurance costs\ncould be and how different factors impact your rates.\n10. Chevrolet Malibu\nStarting MSRP\n: $25,800\nEstimated average cost to insure in 2025:\n$50\nCheapest model year to insure\n: 2023\nEstimated combined MPG:\nUp to 32\nAnti-theft system:\nStandard engine immobilizer and optional alarm system\nRepair costs:\nBelow average for midsize sedans\nThe\nChevrolet Malibu\nis known for its balance of affordability, safety, and low repair costs. As one of the most cost-effective midsize sedans, it also benefits from low insurance premiums due to its excellent safety features and dependability.\nFind out what\nChevrolet Malibu insurance costs\nmight be and how to secure the best policy for your needs.\n11. Volkswagen Jetta\nStarting MSRP:\n$21,995\nEstimated average cost to insure in 2025:\n$52\nCheapest model year to insure\n: 2013\nEstimated combined MPG\n: Up to 34\nAnti-theft system\n: Standard electronic immobilizer and optional alarm system\nRepair costs\n: Below average for compact sedans\nWith its solid safety scores and impressive fuel economy, the\nVolkswagen Jetta\nis a great option for drivers seeking low insurance costs. Its affordability and low theft rates further contribute to its status as one of the best cars to insure.\nDiscover\nVolkswagen Jetta insurance costs\nand what factors influence coverage rates.\n12. Subaru Crosstrek\nStarting MSRP\n: $25,810\nEstimated average cost to insure in 2025:\n$41\nCheapest model year to insure:\n2023\nEstimated combined MPG:\nUp to 30\nAnti-theft system\n: Standard alarm and engine immobilizer\nRepair costs\n: Moderate, but AWD maintenance costs slightly more\nThe\nSubaru Crosstrek\nprovides excellent insurance savings thanks to its high safety scores and reliable build. It’s an ideal choice for drivers seeking a versatile, all-wheel-drive vehicle that is both fuel-efficient and cost-effective to insure.\nLearn about\nSubaru Crosstrek insurance costs\nand how to find affordable coverage.\n13. Ford F-150\nStarting MSRP\n: $38,810\nEstimated average cost to insure in 2025:\n$40\nCheapest model year to insure\n: 2023\nIIHS Top Safety Pick\nEstimated combined MPG\n: Up to 23\nAnti-theft system\n: Standard alarm and optional advanced security features\nRepair costs:\nHigher than average, but parts are widely available\nAs one of the best-selling pickup trucks in America, the\nFord F-150\nbenefits from widely available replacement parts, helping to keep repair costs manageable. Its advanced driver-assist features also contribute to lower accident rates, making it more affordable to insure than some competitors.\nExplore\nFord F-150 insurance costs\nand learn how to find the best rates for your truck.\n14. Subaru Forester\nStarting MSRP:\n$29,810\nEstimated average cost to insure in 2025:\n$42\nCheapest model year to insure\n: 2023\nIIHS Top Safety Pick\nEstimated combined MPG\n: Up to 29\nAnti-Theft System:\nStandard alarm and engine immobilizer\nRepair costs:\nModerate, but AWD maintenance can be pricier\nThe\nSubaru Forester’s\ncombination of rugged capability and affordability makes it one of the cheapest SUVs to insure. Its excellent crash safety ratings and strong resale value contribute to lower insurance premiums.\nFind out what\nSubaru Forester insurance costs\nmight be and how to secure the best policy for your needs.\n15. Toyota RAV4\nStarting MSRP\n: $29,250\nEstimated average cost to insure in 2025:\n$42\nCheapest model year to insure\n: 2022\nEstimated combined MPG:\nUp to 31\nAnti-theft system:\nStandard engine immobilizer and available alarm system\nRepair costs:\nModerate—Toyota’s reputation for reliability keeps long-term maintenance costs reasonable\nThe\nToyota RAV4\nis a great choice for budget-conscious drivers looking for a fuel-efficient, safe, and reliable SUV. Its strong safety ratings and standard driver-assistance features help lower insurance rates, while its theft-deterrent systems can make it even more affordable to insure.\nGet a complete breakdown of\nToyota RAV4 insurance costs\nand see what factors influence your coverage rates.\nHow to lower your car insurance rates\nWhile choosing an insurance-friendly car can help keep premiums low, there are additional steps you can take to reduce your costs even further. Here are some of the best ways to save on car insurance:\nShop around for the best rates\nInsurance companies use different formulas to calculate premiums, so it’s always worth comparing insurance quotes from multiple providers. Rates can vary by hundreds of dollars per year depending on your age, location, and driving history.\nConsider telematics and usage-based insurance\nMany insurers offer\ntelematics programs\n, where a device or mobile app tracks your driving habits. If you drive safely, you could earn discounts for smooth braking, steady acceleration, and avoiding late-night driving.\nMaintain a clean driving record\nOne of the biggest factors in determining your premium is your driving history. Avoiding accidents, speeding tickets, and other violations can keep your rates low. Some insurers even offer accident forgiveness programs for long-term safe drivers.\nTake advantage of discounts\nMany insurance providers offer discounts that can significantly reduce your premium. Some common discounts include:\nGood Driver Discount: For those with a clean record\nBundling Discount: If you\ncombine car insurance with renters\nor home insurance\nStudent Discount: For young drivers with good grades\nLow-Mileage Discount: If you drive less than the average person\nRaise your deductible\nChoosing a higher deductible (the amount you pay before insurance kicks in) can lower your monthly premium. Just make sure you have enough savings set aside in case you ever need to make a claim.\nChoose the right coverage levels\nIf you have an older vehicle, you might not need comprehensive and collision coverage. Evaluating your coverage needs based on your car’s value can help you avoid overpaying.\nBy using these strategies, you can reduce your car insurance costs while still maintaining great coverage. Always review your policy regularly to ensure you’re getting the best deal possible.\nI\nmprove Your Credit Score\nIn many states, insurers use credit scores to determine rates. Maintaining good credit by paying bills on time and keeping debts low can help you qualify for lower insurance premiums.\nBefore we go… \nChoosing the right car can make a significant difference in your auto insurance premiums. \nThe vehicles listed here are some of the cheapest cars to insure in 2025, thanks to their excellent safety features, reliability, and affordable repair costs. \nReady to protect your new car? Get a quote from\nLemonade car insurance\ntoday and see how much you can save!\nA few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.","attrs_markdown":"![](https:\/\/lmnd-images.s3.amazonaws.com\/hubs\/hamburger.svg)\n\n[Renters](https:\/\/www.lemonade.com\/renters)[Homeowners](https:\/\/www.lemonade.com\/homeowners)[Car](https:\/\/www.lemonade.com\/car)[Pet](https:\/\/www.lemonade.com\/pet)[Life](https:\/\/www.lemonade.com\/life)[Giveback](https:\/\/www.lemonade.com\/giveback)\n\n![](https:\/\/lmnd-images.s3.amazonaws.com\/hubs\/search_small.svg)\n\n![](https:\/\/lmnd-images.s3.amazonaws.com\/hubs\/cross_compact.svg)\n\n[Car Insurance](https:\/\/www.lemonade.com\/car) \\> [Explained](https:\/\/www.lemonade.com\/car\/explained\/) \\> 15 Best Cars for Cheap Insurance in 2025\n\n# 15 Best Cars for Cheap Insurance in 2025\nSteer your way to bigger insurance savings.\n\n![Team Lemonade](https:\/\/www.lemonade.com\/content-hub\/renters\/wp-content\/uploads\/2022\/01\/Lemonade-L-150x150-1-150x150-1.png)Team Lemonade\n\n[Get a Quote](https:\/\/www.lemonade.com\/car\/1)\n\n![15 Best Cars for Cheap Insurance](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/pexels-fotios-photos-1392621-scaled.jpg)\n\n- [1\\. Toyota Corolla]()\n- [2\\. Honda CR-V]()\n- [3\\. Subaru Outback]()\n- [4\\. Ford Escape]()\n- [5\\. Nissan Rogue]()\n- [6\\. Kia Forte]()\n- [7\\. Honda Civic]()\n- [8\\. Hyundai Elantra]()\n- [9\\. Mazda CX-5]()\n- [10\\. Chevrolet Malibu]()\n- [11\\. Volkswagen Jetta]()\n- [12\\. Subaru Crosstrek]()\n- [13\\. Ford F-150]()\n- [14\\. Subaru Forester]()\n- [15\\. Toyota RAV4]()\n- [How to lower your car insurance rates]()\n\nLast Updated:Aug 6, 2025\n\nFinding affordable car insurance is easier than you might think, and the type of vehicle you drive plays a significant role in determining your premiums.\n\nWhether you’re a new driver or looking to reduce your monthly costs, choosing the right car can make a big difference.\n\nIn this guide, we’ll cover the best cars for cheap car insurance in 2025. We’ll also share tips on how to get cheaper auto insurance rates to help you keep more money in your pocket.\n\n## 1\\. Toyota Corolla\n![Toyota Corolla](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/toyota_corolla-scaled-2.jpg)\n\n**Starting MSRP**: \\$22,325\n\n**Estimated average cost to insure in 2025:** \\$50\n\n**Cheapest model year to insure:** 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 35\n- **Anti-Theft System:** Standard engine immobilizer and alarm system\n- **Repair Costs**: Below average for compact sedans\n\nThe [Toyota Corolla’s](https:\/\/www.toyota.com\/corolla\/) reputation for reliability and low-cost maintenance makes it a standout when it comes to affordable insurance. Its strong crash-test ratings and low accident claim rates contribute to consistently lower premiums.\n\nGet a complete breakdown of [Toyota Corolla insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/toyota\/toyota-corolla-insurance-cost\/) and see what factors influence your coverage rates.\n\n## 2\\. Honda CR-V\n![Honda crv](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/honda_cr-v-scaled-2.jpg)\n\n**Starting MSRP**: \\$30,100\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure:** 2022\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 31\n- **Anti-theft system**: Standard immobilizer and available security alarm\n- **Repair costs:** Moderate, but cheaper than luxury SUVs\n\nA longtime favorite among families and commuters, the [Honda CR-V](https:\/\/automobiles.honda.com\/cr-v) is known for its dependability and lower-than-average insurance costs. With a reputation for safety and an affordable repair history, it’s a solid choice for budget-conscious drivers.\n\nFind out what [Honda CR-V insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/honda\/honda-cr-v-insurance-cost\/) might look like and how you can secure the best coverage.\n\n## 3\\. Subaru Outback\n![Subaru outback](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/subaru_outback-1.jpg)\n\n**Starting MSRP:** \\$29,010\n\n**Estimated average cost to insure in 2025:** \\$41\n\n**Cheapest model year to insure:** 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG**: Up to 29\n- **Anti-theft system:** Standard alarm and engine immobilizer\n- **Repair costs:** Moderate, but AWD repairs can be pricier\n\nThe [Subaru Outback](https:\/\/www.subaru.com\/vehicles\/outback.html) is a favorite among adventurous drivers, thanks to its standard AWD and rugged reliability. Its high resale value and strong crash-test scores help keep insurance costs lower than many other midsize SUVs.\n\nLearn about [Subaru Outback insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/subaru\/subaru-outback-insurance-cost\/) and what to expect when budgeting for coverage.\n\n## 4\\. Ford Escape\n![Ford escape](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/ford_escape-scaled-1.jpg)\n\n**Starting MSRP**: \\$28,400\n\n**Estimated average cost to insure in 2025:** \\$45\n\n**Cheapest model year to insure:** 2022\n\n- **Estimated combined MPG:** Up to 39\n- **Anti-theft system:** Standard perimeter alarm and SecuriLock passive anti-theft system\n- **Repair costs:** Average for compact SUVs\n\nWith its fuel-efficient engine and strong safety scores, the [Ford Escape](https:\/\/www.ford.com\/suvs-crossovers\/escape\/) keeps insurance premiums in check. Its smart anti-theft technology also helps deter break-ins, making it a lower risk for insurers.\n\nDiscover [Ford Escape insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/ford\/ford-escape-insurance-cost\/) and what influences your rates.\n\n## 5\\. Nissan Rogue\n![Nissan Rogue](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/nissan_rogue-scaled-1.jpg)\n\n**Starting MSRP:** \\$29,230\n\n**Estimated average cost to insure in 2025:** \\$48\n\n**Cheapest model year to insure**: 2022\n\n- **Estimated combined MPG**: Up to 33\n- **Anti-theft system:** Standard engine immobilizer and optional security alarm\n- **Repair costs:** Below average for compact SUVs\n\nThe [Nissan Rogue](https:\/\/www.nissanusa.com\/vehicles\/crossovers-suvs\/rogue.html) combines affordable maintenance costs and strong safety features, making it an excellent option for those looking to save on insurance. Its reputation for reliability and low theft rates contribute to its overall affordability in insurance premiums.\n\nGet insights into [Nissan Rogue insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/nissan\/nissan-rogue-insurance-cost\/) and what to expect when insuring this compact SUV.\n\n## 6\\. Kia Forte\n![Kia Forte](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/kia_forte-scaled-2.jpg)\n\n**Starting MSRP**: \\$19,900\n\n**Estimated average cost to insure in 2025:** \\$53\n\n**Cheapest model year to insure:** 2023\n\n- **Estimated combined MPG:** Up to 35\n- **Anti-theft system:** Standard immobilizer and alarm system\n- **Repair costs**: Below average for small sedans\n\nOffering one of the lowest insurance costs in its class, the [Kia Forte](https:\/\/www.kia.com\/us\/en\/forte) affordable repair prices and excellent safety ratings make it a strong contender for drivers looking to save on premiums. Its simple, efficient design further contributes to its cost-effective insurance.\n\nGet a breakdown of [Kia Forte insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/kia\/kia-forte-insurance-cost\/) and see how you can lower your premiums.\n\n## 7\\. Honda Civic\n![Honda Civic](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/honda_civic-1.jpg)\n\n**Starting MSRP**: \\$24,250\n\n**Estimated average cost to insure in 2025:** \\$52\n\n**Cheapest model year to insure:** 2022\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 36\n- **Anti-theft system:** Standard immobilizer and available security system\n- **Repair costs:** Lower than average for compact cars\n\nA fan favorite for budget-conscious drivers, the [Honda Civic](https:\/\/automobiles.honda.com\/civic-sedan) boasts excellent fuel economy and advanced safety features, both of which help keep insurance costs down. Plus, its low theft rates compared to other sedans contribute to cheaper coverage.\n\nFind out what [Honda Civic insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/honda\/honda-civic-insurance-cost\/) might look like and how you can secure the best coverage.\n\n## 8\\. Hyundai Elantra\n![Hyundai Elantra](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/hyundai_elantra-scaled-2.jpg)\n\n**Starting MSRP:** \\$22,025\n\n**Estimated average cost to insure in 2025:** \\$53\n\n**Cheapest model year to insure:** 2013\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 36\n- **Anti-theft system**: Standard anti-theft alarm with remote keyless entry\n- **Repair costs:** Below average for sedans\n\nThe [Hyundai Elantra](https:\/\/www.hyundaiusa.com\/us\/en\/vehicles\/elantra) is highly rated for its fuel efficiency, safety, and low-cost maintenance. These attributes not only make it a reliable and practical choice but also keep insurance premiums affordable for drivers.\n\nExplore [Hyundai Elantra insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/hyundai\/hyundai-elantra-insurance-cost\/) and discover ways to get the right coverage for your needs.\n\n## 9\\. Mazda CX-5\n![Mazda cx-5](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/mazda_cx-5-scaled-1.jpg)\n\n**Starting MSRP**: \\$28,770\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure:** 2023\n\n- **Estimated combined MPG**: Up to 28\n- **Anti-theft system:** Standard alarm and engine immobilizer\n- **Repair costs**: Slightly higher than average due to premium features\n\nThe [Mazda CX-5](https:\/\/www.mazdausa.com\/vehicles\/cx-5) offers a combination of affordability and premium features, with strong safety ratings and excellent theft deterrents, keeping insurance premiums competitive. While its repair costs may be slightly higher than some competitors, it still offers good value for drivers who want a balance of features and affordability.\n\nSee what [Mazda CX-5 insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/mazda\/mazda-cx-5-insurance-cost\/) could be and how different factors impact your rates.\n\n## 10\\. Chevrolet Malibu\n![Chevrolet Malibu](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/chevrolet_malibu-scaled-1.jpg)\n\n**Starting MSRP**: \\$25,800\n\n**Estimated average cost to insure in 2025:** \\$50\n\n**Cheapest model year to insure**: 2023\n\n- **Estimated combined MPG:** Up to 32\n- **Anti-theft system:** Standard engine immobilizer and optional alarm system\n- **Repair costs:** Below average for midsize sedans\n\nThe [Chevrolet Malibu](https:\/\/www.chevrolet.com\/cars\/malibu) is known for its balance of affordability, safety, and low repair costs. As one of the most cost-effective midsize sedans, it also benefits from low insurance premiums due to its excellent safety features and dependability.\n\nFind out what [Chevrolet Malibu insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/chevrolet\/chevrolet-malibu-insurance-cost\/) might be and how to secure the best policy for your needs.\n\n## 11\\. Volkswagen Jetta\n![Volkswagen Jetta](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/volkswagen_jetta-scaled-1.jpg)\n\n**Starting MSRP:** \\$21,995\n\n**Estimated average cost to insure in 2025:** \\$52\n\n**Cheapest model year to insure**: 2013\n\n- **Estimated combined MPG**: Up to 34\n- **Anti-theft system**: Standard electronic immobilizer and optional alarm system\n- **Repair costs**: Below average for compact sedans\n\nWith its solid safety scores and impressive fuel economy, the [Volkswagen Jetta](https:\/\/www.vw.com\/en\/models\/jetta.html) is a great option for drivers seeking low insurance costs. Its affordability and low theft rates further contribute to its status as one of the best cars to insure.\n\nDiscover [Volkswagen Jetta insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/volkswagen\/volkswagen-jetta-insurance-cost\/) and what factors influence coverage rates.\n\n## 12\\. Subaru Crosstrek\n![Subaru Crosstrek](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/subaru_crosstrek-scaled-2.jpg)\n\n**Starting MSRP**: \\$25,810\n\n**Estimated average cost to insure in 2025:** \\$41\n\n**Cheapest model year to insure:** 2023\n\n- **Estimated combined MPG:** Up to 30\n- **Anti-theft system**: Standard alarm and engine immobilizer\n- **Repair costs**: Moderate, but AWD maintenance costs slightly more\n\nThe [Subaru Crosstrek](https:\/\/www.subaru.com\/vehicles\/crosstrek.html) provides excellent insurance savings thanks to its high safety scores and reliable build. It’s an ideal choice for drivers seeking a versatile, all-wheel-drive vehicle that is both fuel-efficient and cost-effective to insure.\n\nLearn about [Subaru Crosstrek insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/subaru\/subaru-crosstrek-insurance-cost\/) and how to find affordable coverage.\n\n## 13\\. Ford F-150\n![Ford F-150](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/ford_f150-super-cab-scaled-1.jpg)\n\n**Starting MSRP**: \\$38,810\n\n**Estimated average cost to insure in 2025:** \\$40\n\n**Cheapest model year to insure**: 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG**: Up to 23\n- **Anti-theft system**: Standard alarm and optional advanced security features\n- **Repair costs:** Higher than average, but parts are widely available\n\nAs one of the best-selling pickup trucks in America, the [Ford F-150](https:\/\/www.ford.com\/trucks\/f150\/) benefits from widely available replacement parts, helping to keep repair costs manageable. Its advanced driver-assist features also contribute to lower accident rates, making it more affordable to insure than some competitors.\n\nExplore [Ford F-150 insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/ford\/ford-f150-super-cab-insurance-cost\/) and learn how to find the best rates for your truck.\n\n## 14\\. Subaru Forester\n![Subaru Forester](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/subaru_forester-scaled-1.jpg)\n\n**Starting MSRP:** \\$29,810\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure**: 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG**: Up to 29\n- **Anti-Theft System:** Standard alarm and engine immobilizer\n- **Repair costs:** Moderate, but AWD maintenance can be pricier\n\nThe [Subaru Forester’s](https:\/\/www.subaru.com\/vehicles\/forester.html) combination of rugged capability and affordability makes it one of the cheapest SUVs to insure. Its excellent crash safety ratings and strong resale value contribute to lower insurance premiums.\n\nFind out what [Subaru Forester insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/subaru\/subaru-forester-insurance-cost\/) might be and how to secure the best policy for your needs.\n\n## 15\\. Toyota RAV4\n![Toyota Rav4](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/toyota_rav4-scaled-2.jpg)\n\n**Starting MSRP**: \\$29,250\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure**: 2022\n\n- **Estimated combined MPG:** Up to 31\n- **Anti-theft system:** Standard engine immobilizer and available alarm system\n- **Repair costs:** Moderate—Toyota’s reputation for reliability keeps long-term maintenance costs reasonable\n\nThe [Toyota RAV4](https:\/\/www.toyota.com\/rav4\/) is a great choice for budget-conscious drivers looking for a fuel-efficient, safe, and reliable SUV. Its strong safety ratings and standard driver-assistance features help lower insurance rates, while its theft-deterrent systems can make it even more affordable to insure.\n\nGet a complete breakdown of [Toyota RAV4 insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/toyota\/toyota-rav4-insurance-cost\/) and see what factors influence your coverage rates.\n\n## How to lower your car insurance rates\nWhile choosing an insurance-friendly car can help keep premiums low, there are additional steps you can take to reduce your costs even further. Here are some of the best ways to save on car insurance:\n\n### Shop around for the best rates\nInsurance companies use different formulas to calculate premiums, so it’s always worth comparing insurance quotes from multiple providers. Rates can vary by hundreds of dollars per year depending on your age, location, and driving history.\n\n### Consider telematics and usage-based insurance\nMany insurers offer [telematics programs](https:\/\/www.lemonade.com\/car\/explained\/talking-telematics\/), where a device or mobile app tracks your driving habits. If you drive safely, you could earn discounts for smooth braking, steady acceleration, and avoiding late-night driving.\n\n### Maintain a clean driving record\nOne of the biggest factors in determining your premium is your driving history. Avoiding accidents, speeding tickets, and other violations can keep your rates low. Some insurers even offer accident forgiveness programs for long-term safe drivers.\n\n### Take advantage of discounts\nMany insurance providers offer discounts that can significantly reduce your premium. Some common discounts include:\n\n- Good Driver Discount: For those with a clean record\n- Bundling Discount: If you [combine car insurance with renters](https:\/\/www.lemonade.com\/renters\/explained\/renters-and-car-insurance-bundle\/) or home insurance\n- Student Discount: For young drivers with good grades\n- Low-Mileage Discount: If you drive less than the average person\n### Raise your deductible\nChoosing a higher deductible (the amount you pay before insurance kicks in) can lower your monthly premium. Just make sure you have enough savings set aside in case you ever need to make a claim.\n\n### Choose the right coverage levels\nIf you have an older vehicle, you might not need comprehensive and collision coverage. Evaluating your coverage needs based on your car’s value can help you avoid overpaying.\n\nBy using these strategies, you can reduce your car insurance costs while still maintaining great coverage. Always review your policy regularly to ensure you’re getting the best deal possible.\n\n### **I**mprove Your Credit Score\nIn many states, insurers use credit scores to determine rates. Maintaining good credit by paying bills on time and keeping debts low can help you qualify for lower insurance premiums.\n\n## Before we go…\nChoosing the right car can make a significant difference in your auto insurance premiums.\n\nThe vehicles listed here are some of the cheapest cars to insure in 2025, thanks to their excellent safety features, reliability, and affordable repair costs.\n\nReady to protect your new car? Get a quote from [Lemonade car insurance](https:\/\/www.lemonade.com\/car) today and see how much you can save\\!\n\n[GET A QUOTE](https:\/\/www.lemonade.com\/car)\n***\n*A few quick words, because we \\<3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.*\n\nShare\n\nContinue Reading\n\n[20 Best Used Cars in 2024 Ready and reliable pre-owned vehicles.](https:\/\/www.lemonade.com\/car\/explained\/best-used-cars\/ \"20 Best Used Cars in 2024\")\n\n[Car Insurance Premium Premiums are the payments you make to your insurer for your car insurance policy.](https:\/\/www.lemonade.com\/car\/explained\/premium-costs\/ \"Car Insurance Premium\")\n\n[Car Insurance for Electric Cars We reward drivers for the environment-friendly driving choices they’re already making. Here are some of the perks.](https:\/\/www.lemonade.com\/car\/explained\/car-insurance-for-electric-cars\/ \"Car Insurance for Electric Cars\")\n\n[Does Car Insurance Cover Repairs? Repairs for accidents are usually covered, but it depends on your policy.](https:\/\/www.lemonade.com\/car\/explained\/does-car-insurance-cover-repairs\/ \"Does Car Insurance Cover Repairs?\")\n\n[Does Car Insurance Cover The Car Or The Driver? Usually the car, but let's get into the details.](https:\/\/www.lemonade.com\/car\/explained\/does-car-insurance-cover-the-car-or-the-driver\/ \"Does Car Insurance Cover The Car Or The Driver? \")\n\n[How Can I Replace a Car on My Car Insurance Policy? Cover your new car with confidence.](https:\/\/www.lemonade.com\/car\/explained\/transferring-insurance-from-one-car-to-another\/ \"How Can I Replace a Car on My Car Insurance Policy?\")\n\nproducts\n\n### renters\n- [Renters Insurance](https:\/\/www.lemonade.com\/renters)\n- [Renters Insurance Hub](https:\/\/www.lemonade.com\/renters\/explained\/)\n- [What is Renters Insurance](https:\/\/www.lemonade.com\/renters\/explained\/what-is-renters-insurance\/)\n- [Renters Insurance Coverage](https:\/\/www.lemonade.com\/renters\/explained\/what-is-renters-insurance-and-whats-covered\/)\n- [Renters Insurance Cost](https:\/\/www.lemonade.com\/renters\/explained\/this-is-how-much-renters-insurance-actually-costs\/)\n- [How to Get Renters Insurance](https:\/\/www.lemonade.com\/renters\/explained\/getting-renters-insurance\/)\n- [Car and Renters Bundle](https:\/\/www.lemonade.com\/renters\/explained\/renters-and-car-insurance-bundle\/)\n### car\n- [Car Insurance](https:\/\/www.lemonade.com\/car)\n- [Car Insurance Hub](https:\/\/www.lemonade.com\/car\/explained\/)\n- [Pay Per Mile Car Insurance](https:\/\/www.lemonade.com\/car\/explained\/pay-per-mile-car-insurance\/)\n- [Car Insurance Coverage](https:\/\/www.lemonade.com\/car\/explained\/what-does-car-insurance-cover\/)\n- [Car Insurance Cost](https:\/\/www.lemonade.com\/car\/explained\/how-much-does-car-insurance-cost\/)\n- [Comprehensive Car Insurance](https:\/\/www.lemonade.com\/car\/explained\/comprehensive-coverage\/)\n- [Car Insurance by Vehicle](https:\/\/www.lemonade.com\/car\/vehicles\/)\n### pet\n- [Pet Insurance](https:\/\/www.lemonade.com\/pet)\n- [Pet Insurance Hub](https:\/\/www.lemonade.com\/pet\/explained\/)\n- [Dog Insurance](https:\/\/www.lemonade.com\/pet\/dogs)\n- [Cat Insurance](https:\/\/www.lemonade.com\/pet\/cats)\n- [Compare Pet Insurance](https:\/\/www.lemonade.com\/pet\/compare)\n- [Pet Insurance Coverage](https:\/\/www.lemonade.com\/pet\/explained\/pet-insurance\/)\n- [Pet Insurance Cost](https:\/\/www.lemonade.com\/pet\/explained\/pet-insurance-cost\/)\n### homeowners\n- [Homeowners Insurance](https:\/\/www.lemonade.com\/homeowners)\n- [Home Insurance Hub](https:\/\/www.lemonade.com\/homeowners\/explained\/)\n- [What is Homeowners Insurance](https:\/\/www.lemonade.com\/homeowners\/explained\/what-is-homeowners-insurance\/)\n- [Homeowners Insurance Coverage](https:\/\/www.lemonade.com\/homeowners\/explained\/what-homeowners-insurance-covers\/)\n- [Homeowners Insurance Cost](https:\/\/www.lemonade.com\/homeowners\/explained\/homeowners-insurance-cost\/)\n- [How Much Home Insurance Do I Need](https:\/\/www.lemonade.com\/homeowners\/explained\/how-much-homeowners-insurance-do-i-need\/)\n- [Car and Home Bundle](https:\/\/www.lemonade.com\/homeowners\/explained\/homeowners-and-car-insurance-bundle\/)\n### life\n- [Term Life Insurance](https:\/\/www.lemonade.com\/life)\n- [Life Insurance Hub](https:\/\/www.lemonade.com\/life\/explained\/)\n- [Life Insurance Coverage](https:\/\/www.lemonade.com\/life\/explained\/what-does-life-insurance-cover\/)\n- [No Exam Life Insurance](https:\/\/www.lemonade.com\/life\/explained\/no-exam-life-insurance\/)\n- [How Does Life Insurance Work](https:\/\/www.lemonade.com\/life\/explained\/irrevocable-beneficiary\/)\n- [How Much Life Insurance Do I Need](https:\/\/www.lemonade.com\/life\/explained\/how-much-life-insurance-do-i-need\/)\n- [Contingent Beneficiary](https:\/\/www.lemonade.com\/life\/explained\/contingent-beneficiary\/)\n\n### renters\n- [Renters Insurance](https:\/\/www.lemonade.com\/renters)\n- [Renters Insurance Hub](https:\/\/www.lemonade.com\/renters\/explained\/)\n- [What is Renters Insurance](https:\/\/www.lemonade.com\/renters\/explained\/what-is-renters-insurance\/)\n- [Renters Insurance Coverage](https:\/\/www.lemonade.com\/renters\/explained\/what-is-renters-insurance-and-whats-covered\/)\n- [Renters Insurance Cost](https:\/\/www.lemonade.com\/renters\/explained\/this-is-how-much-renters-insurance-actually-costs\/)\n- [How to Get Renters Insurance](https:\/\/www.lemonade.com\/renters\/explained\/getting-renters-insurance\/)\n- [Car and Renters Bundle](https:\/\/www.lemonade.com\/renters\/explained\/renters-and-car-insurance-bundle\/)\n\n### car\n- [Car Insurance](https:\/\/www.lemonade.com\/car)\n- [Car Insurance Hub](https:\/\/www.lemonade.com\/car\/explained\/)\n- [Pay Per Mile Car Insurance](https:\/\/www.lemonade.com\/car\/explained\/pay-per-mile-car-insurance\/)\n- [Car Insurance Coverage](https:\/\/www.lemonade.com\/car\/explained\/what-does-car-insurance-cover\/)\n- [Car Insurance Cost](https:\/\/www.lemonade.com\/car\/explained\/how-much-does-car-insurance-cost\/)\n- [Comprehensive Car Insurance](https:\/\/www.lemonade.com\/car\/explained\/comprehensive-coverage\/)\n- [Car Insurance by Vehicle](https:\/\/www.lemonade.com\/car\/vehicles\/)\n\n### pet\n- [Pet Insurance](https:\/\/www.lemonade.com\/pet)\n- [Pet Insurance Hub](https:\/\/www.lemonade.com\/pet\/explained\/)\n- [Dog Insurance](https:\/\/www.lemonade.com\/pet\/dogs)\n- [Cat Insurance](https:\/\/www.lemonade.com\/pet\/cats)\n- [Compare Pet Insurance](https:\/\/www.lemonade.com\/pet\/compare)\n- [Pet Insurance Coverage](https:\/\/www.lemonade.com\/pet\/explained\/pet-insurance\/)\n- [Pet Insurance Cost](https:\/\/www.lemonade.com\/pet\/explained\/pet-insurance-cost\/)\n\n### resources\n- [Blog](https:\/\/www.lemonade.com\/blog\/)\n- [FAQ](https:\/\/www.lemonade.com\/faq)\n- [Where We're Live](https:\/\/www.lemonade.com\/lemonade-goes-global)\n- [Insurance Dictionary](https:\/\/www.lemonade.com\/insuropedia\/)\n- [Sitemap](https:\/\/www.lemonade.com\/sitemap)\n\nresources\n\n- [Blog](https:\/\/www.lemonade.com\/blog\/)\n- [FAQ](https:\/\/www.lemonade.com\/faq)\n- [Where We're Live](https:\/\/www.lemonade.com\/lemonade-goes-global)\n- [Insurance Dictionary](https:\/\/www.lemonade.com\/insuropedia\/)\n- [Sitemap](https:\/\/www.lemonade.com\/sitemap)\n\n### homeowners\n- [Homeowners Insurance](https:\/\/www.lemonade.com\/homeowners)\n- [Home Insurance Hub](https:\/\/www.lemonade.com\/homeowners\/explained\/)\n- [What is Homeowners Insurance](https:\/\/www.lemonade.com\/homeowners\/explained\/what-is-homeowners-insurance\/)\n- [Homeowners Insurance Coverage](https:\/\/www.lemonade.com\/homeowners\/explained\/what-homeowners-insurance-covers\/)\n- [Homeowners Insurance Cost](https:\/\/www.lemonade.com\/homeowners\/explained\/homeowners-insurance-cost\/)\n- [How Much Home Insurance Do I Need](https:\/\/www.lemonade.com\/homeowners\/explained\/how-much-homeowners-insurance-do-i-need\/)\n- [Car and Home Bundle](https:\/\/www.lemonade.com\/homeowners\/explained\/homeowners-and-car-insurance-bundle\/)\n\n### life\n- [Term Life Insurance](https:\/\/www.lemonade.com\/life)\n- [Life Insurance Hub](https:\/\/www.lemonade.com\/life\/explained\/)\n- [Life Insurance Coverage](https:\/\/www.lemonade.com\/life\/explained\/what-does-life-insurance-cover\/)\n- [No Exam Life Insurance](https:\/\/www.lemonade.com\/life\/explained\/no-exam-life-insurance\/)\n- [How Does Life Insurance Work](https:\/\/www.lemonade.com\/life\/explained\/irrevocable-beneficiary\/)\n- [How Much Life Insurance Do I Need](https:\/\/www.lemonade.com\/life\/explained\/how-much-life-insurance-do-i-need\/)\n- [Contingent Beneficiary](https:\/\/www.lemonade.com\/life\/explained\/contingent-beneficiary\/)\n\n### features\n- [Claims](https:\/\/www.lemonade.com\/claims)\n- [Giveback](https:\/\/www.lemonade.com\/giveback)\n- [Policy 2.0](https:\/\/www.lemonade.com\/policy-two)\n- [API](https:\/\/www.lemonade.com\/api)\n- [Vet Clinics](https:\/\/www.lemonade.com\/vets)\n\nfeatures\n\n- [Claims](https:\/\/www.lemonade.com\/claims)\n- [Giveback](https:\/\/www.lemonade.com\/giveback)\n- [Policy 2.0](https:\/\/www.lemonade.com\/policy-two)\n- [API](https:\/\/www.lemonade.com\/api)\n- [Vet Clinics](https:\/\/www.lemonade.com\/vets)\n\n### company\n- [Join the Team](https:\/\/makers.lemonade.com\/)\n- [Partners Program](https:\/\/www.lemonade.com\/partners-program)\n- [Investor Relations](https:\/\/investor.lemonade.com\/home\/default.aspx)\n- [Transparency](https:\/\/www.lemonade.com\/transparency)\n- [Reviews](https:\/\/www.lemonade.com\/reviews)\n\ncompany\n\n- [Join the Team](https:\/\/makers.lemonade.com\/)\n- [Partners Program](https:\/\/www.lemonade.com\/partners-program)\n- [Investor Relations](https:\/\/investor.lemonade.com\/home\/default.aspx)\n- [Transparency](https:\/\/www.lemonade.com\/transparency)\n- [Reviews](https:\/\/www.lemonade.com\/reviews)\n\n- [![facebook](https:\/\/s3.amazonaws.com\/edge-assets.lemonade.com\/facebook-0ef4315d24cb5fda4c744e8e33ad179e.svg)](https:\/\/www.facebook.com\/lemonade\/)\n- 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The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.","attrs_readable_markdown":"Finding affordable car insurance is easier than you might think, and the type of vehicle you drive plays a significant role in determining your premiums.\n\nWhether you’re a new driver or looking to reduce your monthly costs, choosing the right car can make a big difference.\n\nIn this guide, we’ll cover the best cars for cheap car insurance in 2025. We’ll also share tips on how to get cheaper auto insurance rates to help you keep more money in your pocket.\n\n## 1\\. Toyota Corolla\n![Toyota Corolla](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/toyota_corolla-scaled-2.jpg)\n\n**Starting MSRP**: \\$22,325\n\n**Estimated average cost to insure in 2025:** \\$50\n\n**Cheapest model year to insure:** 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 35\n- **Anti-Theft System:** Standard engine immobilizer and alarm system\n- **Repair Costs**: Below average for compact sedans\n\nThe [Toyota Corolla’s](https:\/\/www.toyota.com\/corolla\/) reputation for reliability and low-cost maintenance makes it a standout when it comes to affordable insurance. Its strong crash-test ratings and low accident claim rates contribute to consistently lower premiums.\n\nGet a complete breakdown of [Toyota Corolla insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/toyota\/toyota-corolla-insurance-cost\/) and see what factors influence your coverage rates.\n\n## 2\\. Honda CR-V\n![Honda crv](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/honda_cr-v-scaled-2.jpg)\n\n**Starting MSRP**: \\$30,100\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure:** 2022\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 31\n- **Anti-theft system**: Standard immobilizer and available security alarm\n- **Repair costs:** Moderate, but cheaper than luxury SUVs\n\nA longtime favorite among families and commuters, the [Honda CR-V](https:\/\/automobiles.honda.com\/cr-v) is known for its dependability and lower-than-average insurance costs. With a reputation for safety and an affordable repair history, it’s a solid choice for budget-conscious drivers.\n\nFind out what [Honda CR-V insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/honda\/honda-cr-v-insurance-cost\/) might look like and how you can secure the best coverage.\n\n## 3\\. Subaru Outback\n![Subaru outback](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/subaru_outback-1.jpg)\n\n**Starting MSRP:** \\$29,010\n\n**Estimated average cost to insure in 2025:** \\$41\n\n**Cheapest model year to insure:** 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG**: Up to 29\n- **Anti-theft system:** Standard alarm and engine immobilizer\n- **Repair costs:** Moderate, but AWD repairs can be pricier\n\nThe [Subaru Outback](https:\/\/www.subaru.com\/vehicles\/outback.html) is a favorite among adventurous drivers, thanks to its standard AWD and rugged reliability. Its high resale value and strong crash-test scores help keep insurance costs lower than many other midsize SUVs.\n\nLearn about [Subaru Outback insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/subaru\/subaru-outback-insurance-cost\/) and what to expect when budgeting for coverage.\n\n## 4\\. Ford Escape\n![Ford escape](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/ford_escape-scaled-1.jpg)\n\n**Starting MSRP**: \\$28,400\n\n**Estimated average cost to insure in 2025:** \\$45\n\n**Cheapest model year to insure:** 2022\n\n- **Estimated combined MPG:** Up to 39\n- **Anti-theft system:** Standard perimeter alarm and SecuriLock passive anti-theft system\n- **Repair costs:** Average for compact SUVs\n\nWith its fuel-efficient engine and strong safety scores, the [Ford Escape](https:\/\/www.ford.com\/suvs-crossovers\/escape\/) keeps insurance premiums in check. Its smart anti-theft technology also helps deter break-ins, making it a lower risk for insurers.\n\nDiscover [Ford Escape insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/ford\/ford-escape-insurance-cost\/) and what influences your rates.\n\n## 5\\. Nissan Rogue\n![Nissan Rogue](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/nissan_rogue-scaled-1.jpg)\n\n**Starting MSRP:** \\$29,230\n\n**Estimated average cost to insure in 2025:** \\$48\n\n**Cheapest model year to insure**: 2022\n\n- **Estimated combined MPG**: Up to 33\n- **Anti-theft system:** Standard engine immobilizer and optional security alarm\n- **Repair costs:** Below average for compact SUVs\n\nThe [Nissan Rogue](https:\/\/www.nissanusa.com\/vehicles\/crossovers-suvs\/rogue.html) combines affordable maintenance costs and strong safety features, making it an excellent option for those looking to save on insurance. Its reputation for reliability and low theft rates contribute to its overall affordability in insurance premiums.\n\nGet insights into [Nissan Rogue insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/nissan\/nissan-rogue-insurance-cost\/) and what to expect when insuring this compact SUV.\n\n## 6\\. Kia Forte\n![Kia Forte](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/kia_forte-scaled-2.jpg)\n\n**Starting MSRP**: \\$19,900\n\n**Estimated average cost to insure in 2025:** \\$53\n\n**Cheapest model year to insure:** 2023\n\n- **Estimated combined MPG:** Up to 35\n- **Anti-theft system:** Standard immobilizer and alarm system\n- **Repair costs**: Below average for small sedans\n\nOffering one of the lowest insurance costs in its class, the [Kia Forte](https:\/\/www.kia.com\/us\/en\/forte) affordable repair prices and excellent safety ratings make it a strong contender for drivers looking to save on premiums. Its simple, efficient design further contributes to its cost-effective insurance.\n\nGet a breakdown of [Kia Forte insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/kia\/kia-forte-insurance-cost\/) and see how you can lower your premiums.\n\n## 7\\. Honda Civic\n![Honda Civic](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/honda_civic-1.jpg)\n\n**Starting MSRP**: \\$24,250\n\n**Estimated average cost to insure in 2025:** \\$52\n\n**Cheapest model year to insure:** 2022\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 36\n- **Anti-theft system:** Standard immobilizer and available security system\n- **Repair costs:** Lower than average for compact cars\n\nA fan favorite for budget-conscious drivers, the [Honda Civic](https:\/\/automobiles.honda.com\/civic-sedan) boasts excellent fuel economy and advanced safety features, both of which help keep insurance costs down. Plus, its low theft rates compared to other sedans contribute to cheaper coverage.\n\nFind out what [Honda Civic insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/honda\/honda-civic-insurance-cost\/) might look like and how you can secure the best coverage.\n\n## 8\\. Hyundai Elantra\n![Hyundai Elantra](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/hyundai_elantra-scaled-2.jpg)\n\n**Starting MSRP:** \\$22,025\n\n**Estimated average cost to insure in 2025:** \\$53\n\n**Cheapest model year to insure:** 2013\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG:** Up to 36\n- **Anti-theft system**: Standard anti-theft alarm with remote keyless entry\n- **Repair costs:** Below average for sedans\n\nThe [Hyundai Elantra](https:\/\/www.hyundaiusa.com\/us\/en\/vehicles\/elantra) is highly rated for its fuel efficiency, safety, and low-cost maintenance. These attributes not only make it a reliable and practical choice but also keep insurance premiums affordable for drivers.\n\nExplore [Hyundai Elantra insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/hyundai\/hyundai-elantra-insurance-cost\/) and discover ways to get the right coverage for your needs.\n\n## 9\\. Mazda CX-5\n![Mazda cx-5](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/mazda_cx-5-scaled-1.jpg)\n\n**Starting MSRP**: \\$28,770\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure:** 2023\n\n- **Estimated combined MPG**: Up to 28\n- **Anti-theft system:** Standard alarm and engine immobilizer\n- **Repair costs**: Slightly higher than average due to premium features\n\nThe [Mazda CX-5](https:\/\/www.mazdausa.com\/vehicles\/cx-5) offers a combination of affordability and premium features, with strong safety ratings and excellent theft deterrents, keeping insurance premiums competitive. While its repair costs may be slightly higher than some competitors, it still offers good value for drivers who want a balance of features and affordability.\n\nSee what [Mazda CX-5 insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/mazda\/mazda-cx-5-insurance-cost\/) could be and how different factors impact your rates.\n\n## 10\\. Chevrolet Malibu\n![Chevrolet Malibu](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/chevrolet_malibu-scaled-1.jpg)\n\n**Starting MSRP**: \\$25,800\n\n**Estimated average cost to insure in 2025:** \\$50\n\n**Cheapest model year to insure**: 2023\n\n- **Estimated combined MPG:** Up to 32\n- **Anti-theft system:** Standard engine immobilizer and optional alarm system\n- **Repair costs:** Below average for midsize sedans\n\nThe [Chevrolet Malibu](https:\/\/www.chevrolet.com\/cars\/malibu) is known for its balance of affordability, safety, and low repair costs. As one of the most cost-effective midsize sedans, it also benefits from low insurance premiums due to its excellent safety features and dependability.\n\nFind out what [Chevrolet Malibu insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/chevrolet\/chevrolet-malibu-insurance-cost\/) might be and how to secure the best policy for your needs.\n\n## 11\\. Volkswagen Jetta\n![Volkswagen Jetta](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/volkswagen_jetta-scaled-1.jpg)\n\n**Starting MSRP:** \\$21,995\n\n**Estimated average cost to insure in 2025:** \\$52\n\n**Cheapest model year to insure**: 2013\n\n- **Estimated combined MPG**: Up to 34\n- **Anti-theft system**: Standard electronic immobilizer and optional alarm system\n- **Repair costs**: Below average for compact sedans\n\nWith its solid safety scores and impressive fuel economy, the [Volkswagen Jetta](https:\/\/www.vw.com\/en\/models\/jetta.html) is a great option for drivers seeking low insurance costs. Its affordability and low theft rates further contribute to its status as one of the best cars to insure.\n\nDiscover [Volkswagen Jetta insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/volkswagen\/volkswagen-jetta-insurance-cost\/) and what factors influence coverage rates.\n\n## 12\\. Subaru Crosstrek\n![Subaru Crosstrek](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/subaru_crosstrek-scaled-2.jpg)\n\n**Starting MSRP**: \\$25,810\n\n**Estimated average cost to insure in 2025:** \\$41\n\n**Cheapest model year to insure:** 2023\n\n- **Estimated combined MPG:** Up to 30\n- **Anti-theft system**: Standard alarm and engine immobilizer\n- **Repair costs**: Moderate, but AWD maintenance costs slightly more\n\nThe [Subaru Crosstrek](https:\/\/www.subaru.com\/vehicles\/crosstrek.html) provides excellent insurance savings thanks to its high safety scores and reliable build. It’s an ideal choice for drivers seeking a versatile, all-wheel-drive vehicle that is both fuel-efficient and cost-effective to insure.\n\nLearn about [Subaru Crosstrek insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/subaru\/subaru-crosstrek-insurance-cost\/) and how to find affordable coverage.\n\n## 13\\. Ford F-150\n![Ford F-150](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/ford_f150-super-cab-scaled-1.jpg)\n\n**Starting MSRP**: \\$38,810\n\n**Estimated average cost to insure in 2025:** \\$40\n\n**Cheapest model year to insure**: 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG**: Up to 23\n- **Anti-theft system**: Standard alarm and optional advanced security features\n- **Repair costs:** Higher than average, but parts are widely available\n\nAs one of the best-selling pickup trucks in America, the [Ford F-150](https:\/\/www.ford.com\/trucks\/f150\/) benefits from widely available replacement parts, helping to keep repair costs manageable. Its advanced driver-assist features also contribute to lower accident rates, making it more affordable to insure than some competitors.\n\nExplore [Ford F-150 insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/ford\/ford-f150-super-cab-insurance-cost\/) and learn how to find the best rates for your truck.\n\n## 14\\. Subaru Forester\n![Subaru Forester](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/subaru_forester-scaled-1.jpg)\n\n**Starting MSRP:** \\$29,810\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure**: 2023\n\n**IIHS Top Safety Pick**\n\n- **Estimated combined MPG**: Up to 29\n- **Anti-Theft System:** Standard alarm and engine immobilizer\n- **Repair costs:** Moderate, but AWD maintenance can be pricier\n\nThe [Subaru Forester’s](https:\/\/www.subaru.com\/vehicles\/forester.html) combination of rugged capability and affordability makes it one of the cheapest SUVs to insure. Its excellent crash safety ratings and strong resale value contribute to lower insurance premiums.\n\nFind out what [Subaru Forester insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/subaru\/subaru-forester-insurance-cost\/) might be and how to secure the best policy for your needs.\n\n## 15\\. Toyota RAV4\n![Toyota Rav4](https:\/\/www.lemonade.com\/content-hub\/car\/wp-content\/uploads\/2025\/03\/toyota_rav4-scaled-2.jpg)\n\n**Starting MSRP**: \\$29,250\n\n**Estimated average cost to insure in 2025:** \\$42\n\n**Cheapest model year to insure**: 2022\n\n- **Estimated combined MPG:** Up to 31\n- **Anti-theft system:** Standard engine immobilizer and available alarm system\n- **Repair costs:** Moderate—Toyota’s reputation for reliability keeps long-term maintenance costs reasonable\n\nThe [Toyota RAV4](https:\/\/www.toyota.com\/rav4\/) is a great choice for budget-conscious drivers looking for a fuel-efficient, safe, and reliable SUV. Its strong safety ratings and standard driver-assistance features help lower insurance rates, while its theft-deterrent systems can make it even more affordable to insure.\n\nGet a complete breakdown of [Toyota RAV4 insurance costs](https:\/\/www.lemonade.com\/car\/vehicles\/toyota\/toyota-rav4-insurance-cost\/) and see what factors influence your coverage rates.\n\n## How to lower your car insurance rates\nWhile choosing an insurance-friendly car can help keep premiums low, there are additional steps you can take to reduce your costs even further. Here are some of the best ways to save on car insurance:\n\n### Shop around for the best rates\nInsurance companies use different formulas to calculate premiums, so it’s always worth comparing insurance quotes from multiple providers. Rates can vary by hundreds of dollars per year depending on your age, location, and driving history.\n\n### Consider telematics and usage-based insurance\nMany insurers offer [telematics programs](https:\/\/www.lemonade.com\/car\/explained\/talking-telematics\/), where a device or mobile app tracks your driving habits. If you drive safely, you could earn discounts for smooth braking, steady acceleration, and avoiding late-night driving.\n\n### Maintain a clean driving record\nOne of the biggest factors in determining your premium is your driving history. Avoiding accidents, speeding tickets, and other violations can keep your rates low. Some insurers even offer accident forgiveness programs for long-term safe drivers.\n\n### Take advantage of discounts\nMany insurance providers offer discounts that can significantly reduce your premium. Some common discounts include:\n\n- Good Driver Discount: For those with a clean record\n- Bundling Discount: If you [combine car insurance with renters](https:\/\/www.lemonade.com\/renters\/explained\/renters-and-car-insurance-bundle\/) or home insurance\n- Student Discount: For young drivers with good grades\n- Low-Mileage Discount: If you drive less than the average person\n### Raise your deductible\nChoosing a higher deductible (the amount you pay before insurance kicks in) can lower your monthly premium. Just make sure you have enough savings set aside in case you ever need to make a claim.\n\n### Choose the right coverage levels\nIf you have an older vehicle, you might not need comprehensive and collision coverage. Evaluating your coverage needs based on your car’s value can help you avoid overpaying.\n\nBy using these strategies, you can reduce your car insurance costs while still maintaining great coverage. Always review your policy regularly to ensure you’re getting the best deal possible.\n\n### **I**mprove Your Credit Score\nIn many states, insurers use credit scores to determine rates. Maintaining good credit by paying bills on time and keeping debts low can help you qualify for lower insurance premiums.\n\n## Before we go…\nChoosing the right car can make a significant difference in your auto insurance premiums.\n\nThe vehicles listed here are some of the cheapest cars to insure in 2025, thanks to their excellent safety features, reliability, and affordable repair costs.\n\nReady to protect your new car? Get a quote from [Lemonade car insurance](https:\/\/www.lemonade.com\/car) today and see how much you can save\\!\n***\n*A few quick words, because we \\<3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.*","meta_canonical":null}

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Boilerpipe Text	Finding affordable car insurance is easier than you might think, and the type of vehicle you drive plays a significant role in determining your premiums. Whether you’re a new driver or looking to reduce your monthly costs, choosing the right car can make a big difference. In this guide, we’ll cover the best cars for cheap car insurance in 2025. We’ll also share tips on how to get cheaper auto insurance rates to help you keep more money in your pocket. 1. Toyota Corolla Starting MSRP : $22,325 Estimated average cost to insure in 2025: $50 Cheapest model year to insure: 2023 IIHS Top Safety Pick Estimated combined MPG: Up to 35 Anti-Theft System: Standard engine immobilizer and alarm system Repair Costs : Below average for compact sedans The Toyota Corolla’s reputation for reliability and low-cost maintenance makes it a standout when it comes to affordable insurance. Its strong crash-test ratings and low accident claim rates contribute to consistently lower premiums. Get a complete breakdown of Toyota Corolla insurance costs and see what factors influence your coverage rates. 2. Honda CR-V Starting MSRP : $30,100 Estimated average cost to insure in 2025: $42 Cheapest model year to insure: 2022 IIHS Top Safety Pick Estimated combined MPG: Up to 31 Anti-theft system : Standard immobilizer and available security alarm Repair costs: Moderate, but cheaper than luxury SUVs A longtime favorite among families and commuters, the Honda CR-V is known for its dependability and lower-than-average insurance costs. With a reputation for safety and an affordable repair history, it’s a solid choice for budget-conscious drivers. Find out what Honda CR-V insurance costs might look like and how you can secure the best coverage. 3. Subaru Outback Starting MSRP: $29,010 Estimated average cost to insure in 2025: $41 Cheapest model year to insure: 2023 IIHS Top Safety Pick Estimated combined MPG : Up to 29 Anti-theft system: Standard alarm and engine immobilizer Repair costs: Moderate, but AWD repairs can be pricier The Subaru Outback is a favorite among adventurous drivers, thanks to its standard AWD and rugged reliability. Its high resale value and strong crash-test scores help keep insurance costs lower than many other midsize SUVs. Learn about Subaru Outback insurance costs and what to expect when budgeting for coverage. 4. Ford Escape Starting MSRP : $28,400 Estimated average cost to insure in 2025: $45 Cheapest model year to insure: 2022 Estimated combined MPG: Up to 39 Anti-theft system: Standard perimeter alarm and SecuriLock passive anti-theft system Repair costs: Average for compact SUVs With its fuel-efficient engine and strong safety scores, the Ford Escape keeps insurance premiums in check. Its smart anti-theft technology also helps deter break-ins, making it a lower risk for insurers. Discover Ford Escape insurance costs and what influences your rates. 5. Nissan Rogue Starting MSRP: $29,230 Estimated average cost to insure in 2025: $48 Cheapest model year to insure : 2022 Estimated combined MPG : Up to 33 Anti-theft system: Standard engine immobilizer and optional security alarm Repair costs: Below average for compact SUVs The Nissan Rogue combines affordable maintenance costs and strong safety features, making it an excellent option for those looking to save on insurance. Its reputation for reliability and low theft rates contribute to its overall affordability in insurance premiums. Get insights into Nissan Rogue insurance costs and what to expect when insuring this compact SUV. 6. Kia Forte Starting MSRP : $19,900 Estimated average cost to insure in 2025: $53 Cheapest model year to insure: 2023 Estimated combined MPG: Up to 35 Anti-theft system: Standard immobilizer and alarm system Repair costs : Below average for small sedans Offering one of the lowest insurance costs in its class, the Kia Forte affordable repair prices and excellent safety ratings make it a strong contender for drivers looking to save on premiums. Its simple, efficient design further contributes to its cost-effective insurance. Get a breakdown of Kia Forte insurance costs and see how you can lower your premiums. 7. Honda Civic Starting MSRP : $24,250 Estimated average cost to insure in 2025: $52 Cheapest model year to insure: 2022 IIHS Top Safety Pick Estimated combined MPG: Up to 36 Anti-theft system: Standard immobilizer and available security system Repair costs: Lower than average for compact cars A fan favorite for budget-conscious drivers, the Honda Civic boasts excellent fuel economy and advanced safety features, both of which help keep insurance costs down. Plus, its low theft rates compared to other sedans contribute to cheaper coverage. Find out what Honda Civic insurance costs might look like and how you can secure the best coverage. 8. Hyundai Elantra Starting MSRP: $22,025 Estimated average cost to insure in 2025: $53 Cheapest model year to insure: 2013 IIHS Top Safety Pick Estimated combined MPG: Up to 36 Anti-theft system : Standard anti-theft alarm with remote keyless entry Repair costs: Below average for sedans The Hyundai Elantra is highly rated for its fuel efficiency, safety, and low-cost maintenance. These attributes not only make it a reliable and practical choice but also keep insurance premiums affordable for drivers. Explore Hyundai Elantra insurance costs and discover ways to get the right coverage for your needs. 9. Mazda CX-5 Starting MSRP : $28,770 Estimated average cost to insure in 2025: $42 Cheapest model year to insure: 2023 Estimated combined MPG : Up to 28 Anti-theft system: Standard alarm and engine immobilizer Repair costs : Slightly higher than average due to premium features The Mazda CX-5 offers a combination of affordability and premium features, with strong safety ratings and excellent theft deterrents, keeping insurance premiums competitive. While its repair costs may be slightly higher than some competitors, it still offers good value for drivers who want a balance of features and affordability. See what Mazda CX-5 insurance costs could be and how different factors impact your rates. 10. Chevrolet Malibu Starting MSRP : $25,800 Estimated average cost to insure in 2025: $50 Cheapest model year to insure : 2023 Estimated combined MPG: Up to 32 Anti-theft system: Standard engine immobilizer and optional alarm system Repair costs: Below average for midsize sedans The Chevrolet Malibu is known for its balance of affordability, safety, and low repair costs. As one of the most cost-effective midsize sedans, it also benefits from low insurance premiums due to its excellent safety features and dependability. Find out what Chevrolet Malibu insurance costs might be and how to secure the best policy for your needs. 11. Volkswagen Jetta Starting MSRP: $21,995 Estimated average cost to insure in 2025: $52 Cheapest model year to insure : 2013 Estimated combined MPG : Up to 34 Anti-theft system : Standard electronic immobilizer and optional alarm system Repair costs : Below average for compact sedans With its solid safety scores and impressive fuel economy, the Volkswagen Jetta is a great option for drivers seeking low insurance costs. Its affordability and low theft rates further contribute to its status as one of the best cars to insure. Discover Volkswagen Jetta insurance costs and what factors influence coverage rates. 12. Subaru Crosstrek Starting MSRP : $25,810 Estimated average cost to insure in 2025: $41 Cheapest model year to insure: 2023 Estimated combined MPG: Up to 30 Anti-theft system : Standard alarm and engine immobilizer Repair costs : Moderate, but AWD maintenance costs slightly more The Subaru Crosstrek provides excellent insurance savings thanks to its high safety scores and reliable build. It’s an ideal choice for drivers seeking a versatile, all-wheel-drive vehicle that is both fuel-efficient and cost-effective to insure. Learn about Subaru Crosstrek insurance costs and how to find affordable coverage. 13. Ford F-150 Starting MSRP : $38,810 Estimated average cost to insure in 2025: $40 Cheapest model year to insure : 2023 IIHS Top Safety Pick Estimated combined MPG : Up to 23 Anti-theft system : Standard alarm and optional advanced security features Repair costs: Higher than average, but parts are widely available As one of the best-selling pickup trucks in America, the Ford F-150 benefits from widely available replacement parts, helping to keep repair costs manageable. Its advanced driver-assist features also contribute to lower accident rates, making it more affordable to insure than some competitors. Explore Ford F-150 insurance costs and learn how to find the best rates for your truck. 14. Subaru Forester Starting MSRP: $29,810 Estimated average cost to insure in 2025: $42 Cheapest model year to insure : 2023 IIHS Top Safety Pick Estimated combined MPG : Up to 29 Anti-Theft System: Standard alarm and engine immobilizer Repair costs: Moderate, but AWD maintenance can be pricier The Subaru Forester’s combination of rugged capability and affordability makes it one of the cheapest SUVs to insure. Its excellent crash safety ratings and strong resale value contribute to lower insurance premiums. Find out what Subaru Forester insurance costs might be and how to secure the best policy for your needs. 15. Toyota RAV4 Starting MSRP : $29,250 Estimated average cost to insure in 2025: $42 Cheapest model year to insure : 2022 Estimated combined MPG: Up to 31 Anti-theft system: Standard engine immobilizer and available alarm system Repair costs: Moderate—Toyota’s reputation for reliability keeps long-term maintenance costs reasonable The Toyota RAV4 is a great choice for budget-conscious drivers looking for a fuel-efficient, safe, and reliable SUV. Its strong safety ratings and standard driver-assistance features help lower insurance rates, while its theft-deterrent systems can make it even more affordable to insure. Get a complete breakdown of Toyota RAV4 insurance costs and see what factors influence your coverage rates. How to lower your car insurance rates While choosing an insurance-friendly car can help keep premiums low, there are additional steps you can take to reduce your costs even further. Here are some of the best ways to save on car insurance: Shop around for the best rates Insurance companies use different formulas to calculate premiums, so it’s always worth comparing insurance quotes from multiple providers. Rates can vary by hundreds of dollars per year depending on your age, location, and driving history. Consider telematics and usage-based insurance Many insurers offer telematics programs , where a device or mobile app tracks your driving habits. If you drive safely, you could earn discounts for smooth braking, steady acceleration, and avoiding late-night driving. Maintain a clean driving record One of the biggest factors in determining your premium is your driving history. Avoiding accidents, speeding tickets, and other violations can keep your rates low. Some insurers even offer accident forgiveness programs for long-term safe drivers. Take advantage of discounts Many insurance providers offer discounts that can significantly reduce your premium. Some common discounts include: Good Driver Discount: For those with a clean record Bundling Discount: If you combine car insurance with renters or home insurance Student Discount: For young drivers with good grades Low-Mileage Discount: If you drive less than the average person Raise your deductible Choosing a higher deductible (the amount you pay before insurance kicks in) can lower your monthly premium. Just make sure you have enough savings set aside in case you ever need to make a claim. Choose the right coverage levels If you have an older vehicle, you might not need comprehensive and collision coverage. Evaluating your coverage needs based on your car’s value can help you avoid overpaying. By using these strategies, you can reduce your car insurance costs while still maintaining great coverage. Always review your policy regularly to ensure you’re getting the best deal possible. I mprove Your Credit Score In many states, insurers use credit scores to determine rates. Maintaining good credit by paying bills on time and keeping debts low can help you qualify for lower insurance premiums. Before we go… Choosing the right car can make a significant difference in your auto insurance premiums. The vehicles listed here are some of the cheapest cars to insure in 2025, thanks to their excellent safety features, reliability, and affordable repair costs. Ready to protect your new car? Get a quote from Lemonade car insurance today and see how much you can save! A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.
Markdown	![](https://lmnd-images.s3.amazonaws.com/hubs/hamburger.svg) [Renters](https://www.lemonade.com/renters)[Homeowners](https://www.lemonade.com/homeowners)[Car](https://www.lemonade.com/car)[Pet](https://www.lemonade.com/pet)[Life](https://www.lemonade.com/life)[Giveback](https://www.lemonade.com/giveback) ![](https://lmnd-images.s3.amazonaws.com/hubs/search_small.svg) ![](https://lmnd-images.s3.amazonaws.com/hubs/cross_compact.svg) [Car Insurance](https://www.lemonade.com/car) \> [Explained](https://www.lemonade.com/car/explained/) \> 15 Best Cars for Cheap Insurance in 2025 # 15 Best Cars for Cheap Insurance in 2025 Steer your way to bigger insurance savings. ![Team Lemonade](https://www.lemonade.com/content-hub/renters/wp-content/uploads/2022/01/Lemonade-L-150x150-1-150x150-1.png)Team Lemonade [Get a Quote](https://www.lemonade.com/car/1) ![15 Best Cars for Cheap Insurance](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/pexels-fotios-photos-1392621-scaled.jpg) - [1\. Toyota Corolla]() - [2\. Honda CR-V]() - [3\. Subaru Outback]() - [4\. Ford Escape]() - [5\. Nissan Rogue]() - [6\. Kia Forte]() - [7\. Honda Civic]() - [8\. Hyundai Elantra]() - [9\. Mazda CX-5]() - [10\. Chevrolet Malibu]() - [11\. Volkswagen Jetta]() - [12\. Subaru Crosstrek]() - [13\. Ford F-150]() - [14\. Subaru Forester]() - [15\. Toyota RAV4]() - [How to lower your car insurance rates]() Last Updated:Aug 6, 2025 Finding affordable car insurance is easier than you might think, and the type of vehicle you drive plays a significant role in determining your premiums. Whether you’re a new driver or looking to reduce your monthly costs, choosing the right car can make a big difference. In this guide, we’ll cover the best cars for cheap car insurance in 2025. We’ll also share tips on how to get cheaper auto insurance rates to help you keep more money in your pocket. ## 1\. Toyota Corolla ![Toyota Corolla](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/toyota_corolla-scaled-2.jpg) Starting MSRP: \$22,325 Estimated average cost to insure in 2025: \$50 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 35 - Anti-Theft System: Standard engine immobilizer and alarm system - Repair Costs: Below average for compact sedans The [Toyota Corolla’s](https://www.toyota.com/corolla/) reputation for reliability and low-cost maintenance makes it a standout when it comes to affordable insurance. Its strong crash-test ratings and low accident claim rates contribute to consistently lower premiums. Get a complete breakdown of [Toyota Corolla insurance costs](https://www.lemonade.com/car/vehicles/toyota/toyota-corolla-insurance-cost/) and see what factors influence your coverage rates. ## 2\. Honda CR-V ![Honda crv](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/honda_cr-v-scaled-2.jpg) Starting MSRP: \$30,100 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2022 IIHS Top Safety Pick - Estimated combined MPG: Up to 31 - Anti-theft system: Standard immobilizer and available security alarm - Repair costs: Moderate, but cheaper than luxury SUVs A longtime favorite among families and commuters, the [Honda CR-V](https://automobiles.honda.com/cr-v) is known for its dependability and lower-than-average insurance costs. With a reputation for safety and an affordable repair history, it’s a solid choice for budget-conscious drivers. Find out what [Honda CR-V insurance costs](https://www.lemonade.com/car/vehicles/honda/honda-cr-v-insurance-cost/) might look like and how you can secure the best coverage. ## 3\. Subaru Outback ![Subaru outback](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/subaru_outback-1.jpg) Starting MSRP: \$29,010 Estimated average cost to insure in 2025: \$41 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 29 - Anti-theft system: Standard alarm and engine immobilizer - Repair costs: Moderate, but AWD repairs can be pricier The [Subaru Outback](https://www.subaru.com/vehicles/outback.html) is a favorite among adventurous drivers, thanks to its standard AWD and rugged reliability. Its high resale value and strong crash-test scores help keep insurance costs lower than many other midsize SUVs. Learn about [Subaru Outback insurance costs](https://www.lemonade.com/car/vehicles/subaru/subaru-outback-insurance-cost/) and what to expect when budgeting for coverage. ## 4\. Ford Escape ![Ford escape](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/ford_escape-scaled-1.jpg) Starting MSRP: \$28,400 Estimated average cost to insure in 2025: \$45 Cheapest model year to insure: 2022 - Estimated combined MPG: Up to 39 - Anti-theft system: Standard perimeter alarm and SecuriLock passive anti-theft system - Repair costs: Average for compact SUVs With its fuel-efficient engine and strong safety scores, the [Ford Escape](https://www.ford.com/suvs-crossovers/escape/) keeps insurance premiums in check. Its smart anti-theft technology also helps deter break-ins, making it a lower risk for insurers. Discover [Ford Escape insurance costs](https://www.lemonade.com/car/vehicles/ford/ford-escape-insurance-cost/) and what influences your rates. ## 5\. Nissan Rogue ![Nissan Rogue](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/nissan_rogue-scaled-1.jpg) Starting MSRP: \$29,230 Estimated average cost to insure in 2025: \$48 Cheapest model year to insure: 2022 - Estimated combined MPG: Up to 33 - Anti-theft system: Standard engine immobilizer and optional security alarm - Repair costs: Below average for compact SUVs The [Nissan Rogue](https://www.nissanusa.com/vehicles/crossovers-suvs/rogue.html) combines affordable maintenance costs and strong safety features, making it an excellent option for those looking to save on insurance. Its reputation for reliability and low theft rates contribute to its overall affordability in insurance premiums. Get insights into [Nissan Rogue insurance costs](https://www.lemonade.com/car/vehicles/nissan/nissan-rogue-insurance-cost/) and what to expect when insuring this compact SUV. ## 6\. Kia Forte ![Kia Forte](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/kia_forte-scaled-2.jpg) Starting MSRP: \$19,900 Estimated average cost to insure in 2025: \$53 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 35 - Anti-theft system: Standard immobilizer and alarm system - Repair costs: Below average for small sedans Offering one of the lowest insurance costs in its class, the [Kia Forte](https://www.kia.com/us/en/forte) affordable repair prices and excellent safety ratings make it a strong contender for drivers looking to save on premiums. Its simple, efficient design further contributes to its cost-effective insurance. Get a breakdown of [Kia Forte insurance costs](https://www.lemonade.com/car/vehicles/kia/kia-forte-insurance-cost/) and see how you can lower your premiums. ## 7\. Honda Civic ![Honda Civic](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/honda_civic-1.jpg) Starting MSRP: \$24,250 Estimated average cost to insure in 2025: \$52 Cheapest model year to insure: 2022 IIHS Top Safety Pick - Estimated combined MPG: Up to 36 - Anti-theft system: Standard immobilizer and available security system - Repair costs: Lower than average for compact cars A fan favorite for budget-conscious drivers, the [Honda Civic](https://automobiles.honda.com/civic-sedan) boasts excellent fuel economy and advanced safety features, both of which help keep insurance costs down. Plus, its low theft rates compared to other sedans contribute to cheaper coverage. Find out what [Honda Civic insurance costs](https://www.lemonade.com/car/vehicles/honda/honda-civic-insurance-cost/) might look like and how you can secure the best coverage. ## 8\. Hyundai Elantra ![Hyundai Elantra](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/hyundai_elantra-scaled-2.jpg) Starting MSRP: \$22,025 Estimated average cost to insure in 2025: \$53 Cheapest model year to insure: 2013 IIHS Top Safety Pick - Estimated combined MPG: Up to 36 - Anti-theft system: Standard anti-theft alarm with remote keyless entry - Repair costs: Below average for sedans The [Hyundai Elantra](https://www.hyundaiusa.com/us/en/vehicles/elantra) is highly rated for its fuel efficiency, safety, and low-cost maintenance. These attributes not only make it a reliable and practical choice but also keep insurance premiums affordable for drivers. Explore [Hyundai Elantra insurance costs](https://www.lemonade.com/car/vehicles/hyundai/hyundai-elantra-insurance-cost/) and discover ways to get the right coverage for your needs. ## 9\. Mazda CX-5 ![Mazda cx-5](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/mazda_cx-5-scaled-1.jpg) Starting MSRP: \$28,770 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 28 - Anti-theft system: Standard alarm and engine immobilizer - Repair costs: Slightly higher than average due to premium features The [Mazda CX-5](https://www.mazdausa.com/vehicles/cx-5) offers a combination of affordability and premium features, with strong safety ratings and excellent theft deterrents, keeping insurance premiums competitive. While its repair costs may be slightly higher than some competitors, it still offers good value for drivers who want a balance of features and affordability. See what [Mazda CX-5 insurance costs](https://www.lemonade.com/car/vehicles/mazda/mazda-cx-5-insurance-cost/) could be and how different factors impact your rates. ## 10\. Chevrolet Malibu ![Chevrolet Malibu](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/chevrolet_malibu-scaled-1.jpg) Starting MSRP: \$25,800 Estimated average cost to insure in 2025: \$50 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 32 - Anti-theft system: Standard engine immobilizer and optional alarm system - Repair costs: Below average for midsize sedans The [Chevrolet Malibu](https://www.chevrolet.com/cars/malibu) is known for its balance of affordability, safety, and low repair costs. As one of the most cost-effective midsize sedans, it also benefits from low insurance premiums due to its excellent safety features and dependability. Find out what [Chevrolet Malibu insurance costs](https://www.lemonade.com/car/vehicles/chevrolet/chevrolet-malibu-insurance-cost/) might be and how to secure the best policy for your needs. ## 11\. Volkswagen Jetta ![Volkswagen Jetta](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/volkswagen_jetta-scaled-1.jpg) Starting MSRP: \$21,995 Estimated average cost to insure in 2025: \$52 Cheapest model year to insure: 2013 - Estimated combined MPG: Up to 34 - Anti-theft system: Standard electronic immobilizer and optional alarm system - Repair costs: Below average for compact sedans With its solid safety scores and impressive fuel economy, the [Volkswagen Jetta](https://www.vw.com/en/models/jetta.html) is a great option for drivers seeking low insurance costs. Its affordability and low theft rates further contribute to its status as one of the best cars to insure. Discover [Volkswagen Jetta insurance costs](https://www.lemonade.com/car/vehicles/volkswagen/volkswagen-jetta-insurance-cost/) and what factors influence coverage rates. ## 12\. Subaru Crosstrek ![Subaru Crosstrek](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/subaru_crosstrek-scaled-2.jpg) Starting MSRP: \$25,810 Estimated average cost to insure in 2025: \$41 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 30 - Anti-theft system: Standard alarm and engine immobilizer - Repair costs: Moderate, but AWD maintenance costs slightly more The [Subaru Crosstrek](https://www.subaru.com/vehicles/crosstrek.html) provides excellent insurance savings thanks to its high safety scores and reliable build. It’s an ideal choice for drivers seeking a versatile, all-wheel-drive vehicle that is both fuel-efficient and cost-effective to insure. Learn about [Subaru Crosstrek insurance costs](https://www.lemonade.com/car/vehicles/subaru/subaru-crosstrek-insurance-cost/) and how to find affordable coverage. ## 13\. Ford F-150 ![Ford F-150](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/ford_f150-super-cab-scaled-1.jpg) Starting MSRP: \$38,810 Estimated average cost to insure in 2025: \$40 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 23 - Anti-theft system: Standard alarm and optional advanced security features - Repair costs: Higher than average, but parts are widely available As one of the best-selling pickup trucks in America, the [Ford F-150](https://www.ford.com/trucks/f150/) benefits from widely available replacement parts, helping to keep repair costs manageable. Its advanced driver-assist features also contribute to lower accident rates, making it more affordable to insure than some competitors. Explore [Ford F-150 insurance costs](https://www.lemonade.com/car/vehicles/ford/ford-f150-super-cab-insurance-cost/) and learn how to find the best rates for your truck. ## 14\. Subaru Forester ![Subaru Forester](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/subaru_forester-scaled-1.jpg) Starting MSRP: \$29,810 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 29 - Anti-Theft System: Standard alarm and engine immobilizer - Repair costs: Moderate, but AWD maintenance can be pricier The [Subaru Forester’s](https://www.subaru.com/vehicles/forester.html) combination of rugged capability and affordability makes it one of the cheapest SUVs to insure. Its excellent crash safety ratings and strong resale value contribute to lower insurance premiums. Find out what [Subaru Forester insurance costs](https://www.lemonade.com/car/vehicles/subaru/subaru-forester-insurance-cost/) might be and how to secure the best policy for your needs. ## 15\. Toyota RAV4 ![Toyota Rav4](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/toyota_rav4-scaled-2.jpg) Starting MSRP: \$29,250 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2022 - Estimated combined MPG: Up to 31 - Anti-theft system: Standard engine immobilizer and available alarm system - Repair costs: Moderate—Toyota’s reputation for reliability keeps long-term maintenance costs reasonable The [Toyota RAV4](https://www.toyota.com/rav4/) is a great choice for budget-conscious drivers looking for a fuel-efficient, safe, and reliable SUV. Its strong safety ratings and standard driver-assistance features help lower insurance rates, while its theft-deterrent systems can make it even more affordable to insure. Get a complete breakdown of [Toyota RAV4 insurance costs](https://www.lemonade.com/car/vehicles/toyota/toyota-rav4-insurance-cost/) and see what factors influence your coverage rates. ## How to lower your car insurance rates While choosing an insurance-friendly car can help keep premiums low, there are additional steps you can take to reduce your costs even further. Here are some of the best ways to save on car insurance: ### Shop around for the best rates Insurance companies use different formulas to calculate premiums, so it’s always worth comparing insurance quotes from multiple providers. Rates can vary by hundreds of dollars per year depending on your age, location, and driving history. ### Consider telematics and usage-based insurance Many insurers offer [telematics programs](https://www.lemonade.com/car/explained/talking-telematics/), where a device or mobile app tracks your driving habits. If you drive safely, you could earn discounts for smooth braking, steady acceleration, and avoiding late-night driving. ### Maintain a clean driving record One of the biggest factors in determining your premium is your driving history. Avoiding accidents, speeding tickets, and other violations can keep your rates low. Some insurers even offer accident forgiveness programs for long-term safe drivers. ### Take advantage of discounts Many insurance providers offer discounts that can significantly reduce your premium. Some common discounts include: - Good Driver Discount: For those with a clean record - Bundling Discount: If you [combine car insurance with renters](https://www.lemonade.com/renters/explained/renters-and-car-insurance-bundle/) or home insurance - Student Discount: For young drivers with good grades - Low-Mileage Discount: If you drive less than the average person ### Raise your deductible Choosing a higher deductible (the amount you pay before insurance kicks in) can lower your monthly premium. Just make sure you have enough savings set aside in case you ever need to make a claim. ### Choose the right coverage levels If you have an older vehicle, you might not need comprehensive and collision coverage. Evaluating your coverage needs based on your car’s value can help you avoid overpaying. By using these strategies, you can reduce your car insurance costs while still maintaining great coverage. Always review your policy regularly to ensure you’re getting the best deal possible. ### Improve Your Credit Score In many states, insurers use credit scores to determine rates. Maintaining good credit by paying bills on time and keeping debts low can help you qualify for lower insurance premiums. ## Before we go… Choosing the right car can make a significant difference in your auto insurance premiums. The vehicles listed here are some of the cheapest cars to insure in 2025, thanks to their excellent safety features, reliability, and affordable repair costs. Ready to protect your new car? Get a quote from [Lemonade car insurance](https://www.lemonade.com/car) today and see how much you can save\! [GET A QUOTE](https://www.lemonade.com/car) *** A few quick words, because we \<3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states. Share Continue Reading [20 Best Used Cars in 2024 Ready and reliable pre-owned vehicles.](https://www.lemonade.com/car/explained/best-used-cars/ "20 Best Used Cars in 2024") [Car Insurance Premium Premiums are the payments you make to your insurer for your car insurance policy.](https://www.lemonade.com/car/explained/premium-costs/ "Car Insurance Premium") [Car Insurance for Electric Cars We reward drivers for the environment-friendly driving choices they’re already making. Here are some of the perks.](https://www.lemonade.com/car/explained/car-insurance-for-electric-cars/ "Car Insurance for Electric Cars") [Does Car Insurance Cover Repairs? Repairs for accidents are usually covered, but it depends on your policy.](https://www.lemonade.com/car/explained/does-car-insurance-cover-repairs/ "Does Car Insurance Cover Repairs?") [Does Car Insurance Cover The Car Or The Driver? Usually the car, but let's get into the details.](https://www.lemonade.com/car/explained/does-car-insurance-cover-the-car-or-the-driver/ "Does Car Insurance Cover The Car Or The Driver? ") [How Can I Replace a Car on My Car Insurance Policy? Cover your new car with confidence.](https://www.lemonade.com/car/explained/transferring-insurance-from-one-car-to-another/ "How Can I Replace a Car on My Car Insurance Policy?") products ### renters - [Renters Insurance](https://www.lemonade.com/renters) - [Renters Insurance Hub](https://www.lemonade.com/renters/explained/) - [What is Renters Insurance](https://www.lemonade.com/renters/explained/what-is-renters-insurance/) - [Renters Insurance Coverage](https://www.lemonade.com/renters/explained/what-is-renters-insurance-and-whats-covered/) - [Renters Insurance Cost](https://www.lemonade.com/renters/explained/this-is-how-much-renters-insurance-actually-costs/) - [How to Get Renters Insurance](https://www.lemonade.com/renters/explained/getting-renters-insurance/) - [Car and Renters Bundle](https://www.lemonade.com/renters/explained/renters-and-car-insurance-bundle/) ### car - [Car Insurance](https://www.lemonade.com/car) - [Car Insurance Hub](https://www.lemonade.com/car/explained/) - 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Readable Markdown	Finding affordable car insurance is easier than you might think, and the type of vehicle you drive plays a significant role in determining your premiums. Whether you’re a new driver or looking to reduce your monthly costs, choosing the right car can make a big difference. In this guide, we’ll cover the best cars for cheap car insurance in 2025. We’ll also share tips on how to get cheaper auto insurance rates to help you keep more money in your pocket. ## 1\. Toyota Corolla ![Toyota Corolla](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/toyota_corolla-scaled-2.jpg) Starting MSRP: \$22,325 Estimated average cost to insure in 2025: \$50 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 35 - Anti-Theft System: Standard engine immobilizer and alarm system - Repair Costs: Below average for compact sedans The [Toyota Corolla’s](https://www.toyota.com/corolla/) reputation for reliability and low-cost maintenance makes it a standout when it comes to affordable insurance. Its strong crash-test ratings and low accident claim rates contribute to consistently lower premiums. Get a complete breakdown of [Toyota Corolla insurance costs](https://www.lemonade.com/car/vehicles/toyota/toyota-corolla-insurance-cost/) and see what factors influence your coverage rates. ## 2\. Honda CR-V ![Honda crv](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/honda_cr-v-scaled-2.jpg) Starting MSRP: \$30,100 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2022 IIHS Top Safety Pick - Estimated combined MPG: Up to 31 - Anti-theft system: Standard immobilizer and available security alarm - Repair costs: Moderate, but cheaper than luxury SUVs A longtime favorite among families and commuters, the [Honda CR-V](https://automobiles.honda.com/cr-v) is known for its dependability and lower-than-average insurance costs. With a reputation for safety and an affordable repair history, it’s a solid choice for budget-conscious drivers. Find out what [Honda CR-V insurance costs](https://www.lemonade.com/car/vehicles/honda/honda-cr-v-insurance-cost/) might look like and how you can secure the best coverage. ## 3\. Subaru Outback ![Subaru outback](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/subaru_outback-1.jpg) Starting MSRP: \$29,010 Estimated average cost to insure in 2025: \$41 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 29 - Anti-theft system: Standard alarm and engine immobilizer - Repair costs: Moderate, but AWD repairs can be pricier The [Subaru Outback](https://www.subaru.com/vehicles/outback.html) is a favorite among adventurous drivers, thanks to its standard AWD and rugged reliability. Its high resale value and strong crash-test scores help keep insurance costs lower than many other midsize SUVs. Learn about [Subaru Outback insurance costs](https://www.lemonade.com/car/vehicles/subaru/subaru-outback-insurance-cost/) and what to expect when budgeting for coverage. ## 4\. Ford Escape ![Ford escape](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/ford_escape-scaled-1.jpg) Starting MSRP: \$28,400 Estimated average cost to insure in 2025: \$45 Cheapest model year to insure: 2022 - Estimated combined MPG: Up to 39 - Anti-theft system: Standard perimeter alarm and SecuriLock passive anti-theft system - Repair costs: Average for compact SUVs With its fuel-efficient engine and strong safety scores, the [Ford Escape](https://www.ford.com/suvs-crossovers/escape/) keeps insurance premiums in check. Its smart anti-theft technology also helps deter break-ins, making it a lower risk for insurers. Discover [Ford Escape insurance costs](https://www.lemonade.com/car/vehicles/ford/ford-escape-insurance-cost/) and what influences your rates. ## 5\. Nissan Rogue ![Nissan Rogue](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/nissan_rogue-scaled-1.jpg) Starting MSRP: \$29,230 Estimated average cost to insure in 2025: \$48 Cheapest model year to insure: 2022 - Estimated combined MPG: Up to 33 - Anti-theft system: Standard engine immobilizer and optional security alarm - Repair costs: Below average for compact SUVs The [Nissan Rogue](https://www.nissanusa.com/vehicles/crossovers-suvs/rogue.html) combines affordable maintenance costs and strong safety features, making it an excellent option for those looking to save on insurance. Its reputation for reliability and low theft rates contribute to its overall affordability in insurance premiums. Get insights into [Nissan Rogue insurance costs](https://www.lemonade.com/car/vehicles/nissan/nissan-rogue-insurance-cost/) and what to expect when insuring this compact SUV. ## 6\. Kia Forte ![Kia Forte](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/kia_forte-scaled-2.jpg) Starting MSRP: \$19,900 Estimated average cost to insure in 2025: \$53 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 35 - Anti-theft system: Standard immobilizer and alarm system - Repair costs: Below average for small sedans Offering one of the lowest insurance costs in its class, the [Kia Forte](https://www.kia.com/us/en/forte) affordable repair prices and excellent safety ratings make it a strong contender for drivers looking to save on premiums. Its simple, efficient design further contributes to its cost-effective insurance. Get a breakdown of [Kia Forte insurance costs](https://www.lemonade.com/car/vehicles/kia/kia-forte-insurance-cost/) and see how you can lower your premiums. ## 7\. Honda Civic ![Honda Civic](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/honda_civic-1.jpg) Starting MSRP: \$24,250 Estimated average cost to insure in 2025: \$52 Cheapest model year to insure: 2022 IIHS Top Safety Pick - Estimated combined MPG: Up to 36 - Anti-theft system: Standard immobilizer and available security system - Repair costs: Lower than average for compact cars A fan favorite for budget-conscious drivers, the [Honda Civic](https://automobiles.honda.com/civic-sedan) boasts excellent fuel economy and advanced safety features, both of which help keep insurance costs down. Plus, its low theft rates compared to other sedans contribute to cheaper coverage. Find out what [Honda Civic insurance costs](https://www.lemonade.com/car/vehicles/honda/honda-civic-insurance-cost/) might look like and how you can secure the best coverage. ## 8\. Hyundai Elantra ![Hyundai Elantra](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/hyundai_elantra-scaled-2.jpg) Starting MSRP: \$22,025 Estimated average cost to insure in 2025: \$53 Cheapest model year to insure: 2013 IIHS Top Safety Pick - Estimated combined MPG: Up to 36 - Anti-theft system: Standard anti-theft alarm with remote keyless entry - Repair costs: Below average for sedans The [Hyundai Elantra](https://www.hyundaiusa.com/us/en/vehicles/elantra) is highly rated for its fuel efficiency, safety, and low-cost maintenance. These attributes not only make it a reliable and practical choice but also keep insurance premiums affordable for drivers. Explore [Hyundai Elantra insurance costs](https://www.lemonade.com/car/vehicles/hyundai/hyundai-elantra-insurance-cost/) and discover ways to get the right coverage for your needs. ## 9\. Mazda CX-5 ![Mazda cx-5](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/mazda_cx-5-scaled-1.jpg) Starting MSRP: \$28,770 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 28 - Anti-theft system: Standard alarm and engine immobilizer - Repair costs: Slightly higher than average due to premium features The [Mazda CX-5](https://www.mazdausa.com/vehicles/cx-5) offers a combination of affordability and premium features, with strong safety ratings and excellent theft deterrents, keeping insurance premiums competitive. While its repair costs may be slightly higher than some competitors, it still offers good value for drivers who want a balance of features and affordability. See what [Mazda CX-5 insurance costs](https://www.lemonade.com/car/vehicles/mazda/mazda-cx-5-insurance-cost/) could be and how different factors impact your rates. ## 10\. Chevrolet Malibu ![Chevrolet Malibu](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/chevrolet_malibu-scaled-1.jpg) Starting MSRP: \$25,800 Estimated average cost to insure in 2025: \$50 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 32 - Anti-theft system: Standard engine immobilizer and optional alarm system - Repair costs: Below average for midsize sedans The [Chevrolet Malibu](https://www.chevrolet.com/cars/malibu) is known for its balance of affordability, safety, and low repair costs. As one of the most cost-effective midsize sedans, it also benefits from low insurance premiums due to its excellent safety features and dependability. Find out what [Chevrolet Malibu insurance costs](https://www.lemonade.com/car/vehicles/chevrolet/chevrolet-malibu-insurance-cost/) might be and how to secure the best policy for your needs. ## 11\. Volkswagen Jetta ![Volkswagen Jetta](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/volkswagen_jetta-scaled-1.jpg) Starting MSRP: \$21,995 Estimated average cost to insure in 2025: \$52 Cheapest model year to insure: 2013 - Estimated combined MPG: Up to 34 - Anti-theft system: Standard electronic immobilizer and optional alarm system - Repair costs: Below average for compact sedans With its solid safety scores and impressive fuel economy, the [Volkswagen Jetta](https://www.vw.com/en/models/jetta.html) is a great option for drivers seeking low insurance costs. Its affordability and low theft rates further contribute to its status as one of the best cars to insure. Discover [Volkswagen Jetta insurance costs](https://www.lemonade.com/car/vehicles/volkswagen/volkswagen-jetta-insurance-cost/) and what factors influence coverage rates. ## 12\. Subaru Crosstrek ![Subaru Crosstrek](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/subaru_crosstrek-scaled-2.jpg) Starting MSRP: \$25,810 Estimated average cost to insure in 2025: \$41 Cheapest model year to insure: 2023 - Estimated combined MPG: Up to 30 - Anti-theft system: Standard alarm and engine immobilizer - Repair costs: Moderate, but AWD maintenance costs slightly more The [Subaru Crosstrek](https://www.subaru.com/vehicles/crosstrek.html) provides excellent insurance savings thanks to its high safety scores and reliable build. It’s an ideal choice for drivers seeking a versatile, all-wheel-drive vehicle that is both fuel-efficient and cost-effective to insure. Learn about [Subaru Crosstrek insurance costs](https://www.lemonade.com/car/vehicles/subaru/subaru-crosstrek-insurance-cost/) and how to find affordable coverage. ## 13\. Ford F-150 ![Ford F-150](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/ford_f150-super-cab-scaled-1.jpg) Starting MSRP: \$38,810 Estimated average cost to insure in 2025: \$40 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 23 - Anti-theft system: Standard alarm and optional advanced security features - Repair costs: Higher than average, but parts are widely available As one of the best-selling pickup trucks in America, the [Ford F-150](https://www.ford.com/trucks/f150/) benefits from widely available replacement parts, helping to keep repair costs manageable. Its advanced driver-assist features also contribute to lower accident rates, making it more affordable to insure than some competitors. Explore [Ford F-150 insurance costs](https://www.lemonade.com/car/vehicles/ford/ford-f150-super-cab-insurance-cost/) and learn how to find the best rates for your truck. ## 14\. Subaru Forester ![Subaru Forester](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/subaru_forester-scaled-1.jpg) Starting MSRP: \$29,810 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2023 IIHS Top Safety Pick - Estimated combined MPG: Up to 29 - Anti-Theft System: Standard alarm and engine immobilizer - Repair costs: Moderate, but AWD maintenance can be pricier The [Subaru Forester’s](https://www.subaru.com/vehicles/forester.html) combination of rugged capability and affordability makes it one of the cheapest SUVs to insure. Its excellent crash safety ratings and strong resale value contribute to lower insurance premiums. Find out what [Subaru Forester insurance costs](https://www.lemonade.com/car/vehicles/subaru/subaru-forester-insurance-cost/) might be and how to secure the best policy for your needs. ## 15\. Toyota RAV4 ![Toyota Rav4](https://www.lemonade.com/content-hub/car/wp-content/uploads/2025/03/toyota_rav4-scaled-2.jpg) Starting MSRP: \$29,250 Estimated average cost to insure in 2025: \$42 Cheapest model year to insure: 2022 - Estimated combined MPG: Up to 31 - Anti-theft system: Standard engine immobilizer and available alarm system - Repair costs: Moderate—Toyota’s reputation for reliability keeps long-term maintenance costs reasonable The [Toyota RAV4](https://www.toyota.com/rav4/) is a great choice for budget-conscious drivers looking for a fuel-efficient, safe, and reliable SUV. Its strong safety ratings and standard driver-assistance features help lower insurance rates, while its theft-deterrent systems can make it even more affordable to insure. Get a complete breakdown of [Toyota RAV4 insurance costs](https://www.lemonade.com/car/vehicles/toyota/toyota-rav4-insurance-cost/) and see what factors influence your coverage rates. ## How to lower your car insurance rates While choosing an insurance-friendly car can help keep premiums low, there are additional steps you can take to reduce your costs even further. Here are some of the best ways to save on car insurance: ### Shop around for the best rates Insurance companies use different formulas to calculate premiums, so it’s always worth comparing insurance quotes from multiple providers. Rates can vary by hundreds of dollars per year depending on your age, location, and driving history. ### Consider telematics and usage-based insurance Many insurers offer [telematics programs](https://www.lemonade.com/car/explained/talking-telematics/), where a device or mobile app tracks your driving habits. If you drive safely, you could earn discounts for smooth braking, steady acceleration, and avoiding late-night driving. ### Maintain a clean driving record One of the biggest factors in determining your premium is your driving history. Avoiding accidents, speeding tickets, and other violations can keep your rates low. Some insurers even offer accident forgiveness programs for long-term safe drivers. ### Take advantage of discounts Many insurance providers offer discounts that can significantly reduce your premium. Some common discounts include: - Good Driver Discount: For those with a clean record - Bundling Discount: If you [combine car insurance with renters](https://www.lemonade.com/renters/explained/renters-and-car-insurance-bundle/) or home insurance - Student Discount: For young drivers with good grades - Low-Mileage Discount: If you drive less than the average person ### Raise your deductible Choosing a higher deductible (the amount you pay before insurance kicks in) can lower your monthly premium. Just make sure you have enough savings set aside in case you ever need to make a claim. ### Choose the right coverage levels If you have an older vehicle, you might not need comprehensive and collision coverage. Evaluating your coverage needs based on your car’s value can help you avoid overpaying. By using these strategies, you can reduce your car insurance costs while still maintaining great coverage. Always review your policy regularly to ensure you’re getting the best deal possible. ### Improve Your Credit Score In many states, insurers use credit scores to determine rates. Maintaining good credit by paying bills on time and keeping debts low can help you qualify for lower insurance premiums. ## Before we go… Choosing the right car can make a significant difference in your auto insurance premiums. The vehicles listed here are some of the cheapest cars to insure in 2025, thanks to their excellent safety features, reliability, and affordable repair costs. Ready to protect your new car? Get a quote from [Lemonade car insurance](https://www.lemonade.com/car) today and see how much you can save\! *** A few quick words, because we \<3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.
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