🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 42 (from laksa076)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa042.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.insureyonder.com/schengen-visas-travel-insurance/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.insureyonder.com/schengen-visas-travel-insurance/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/","crawl_time":1775406756,"first_indexed_time":1529758766,"http_code":200,"src_unparsed":"com,insureyonder!www,\/schengen-visas-travel-insurance\/ s443","src_root_hash":"10500406454233302242","history_drop_reason":null,"meta_title":"Schengen Travel Insurance: The Ultimate Guide - Yonder","meta_descriptions":["important areas to note and provide more in-depth information on what type of Schengen travel insurance you’ll need to get your visa approved."],"attrs_boilerpipe_text":"The Schengen visas have made traveling to European Schengen countries much easier for international travelers. With Schengen visas in hand, they can explore multiple European countries within the Schengen Area without having to obtain multiple tourist or business visas. We’ll go through the important areas to note and provide more in-depth information on what type of Schengen travel insurance you’ll need to get your visa approved.\nSome of the links in this article may be affiliate links, which means we may receive a small commission, at no additional cost to you if you decide to purchase through one of our recommended partners. As a reminder, here at Yonder, we thoroughly curate the products we offer and only recommend plans and services we trust and believe bring value to our readers and customers.\nJumping Ahead\nThe Schengen Countries\nWho Needs A Schengen Visa?\nDo U.S. Citizens Need Schengen Insurance?\nTypes of Schengen Visas\nSchengen Visa Travel Insurance Requirements\nHow Do You Show Proof of Schengen Travel Insurance?\nWhat Type of Schengen Travel Insurance Policy is Best?\nWhat Happens if my Schengen Visa Application was Refused?\nThe Schengen Countries\nThe\narea now known as the\nSchengen Area\nis comprised of 29 countries that have agreed to allow free movement of their citizens within this area as a single country. The\nSchengen Agreement\nenables citizens of these countries to live, work, and travel short-term without the need for border checks.\nThe area covers the majority of European Union countries, except for Ireland and Cyprus. Bulgaria and Romania were recently partially added to the Schengen Agreement, but land border checks are likely until things are finalized.\nWho Needs A Schengen Visa?\nCitizens outside the Schengen area\nare required to obtain a Schengen Visa to enter the Schengen Zone. However, there are some countries considered “visa-free”, where you don’t need a Schengen visa. \nDo U.S. Citizens Need Schengen Insurance?\nNo, citizens of the U.S. don’t need to obtain a Schengen visa because the U.S. is considered a “visa-free” country.\nTypes of Schengen Visas\nDepending on the\nlength and reason\nof your trip to the Schengen area, you might need specific types of Schengen visas.\nThere are four basic types of Schengen Visa:\nIt might be helpful to use the\nSchengen Visa Wizard\nto help you determine which visa you might need. The\nprice of a visa\nwill depend on your age and perhaps the country you’re from. Once your application is submitted, you’ll get approved or denied usually within\n15 days\n.\nSchengen Visa Travel Insurance Requirements\nIf you’ve determined you need to apply for a Schengen visa and which type you need, you’ll need to submit proof of appropriate travel insurance with your application. Here’s what your travel insurance policy will need to include coverage for:\nTypically, the coverage you might already have in your country of residence may not extend to other countries. Even if it does, it might not meet the Schengen visa travel insurance requirements. Below, we’ll outline where you can find the best travel insurance.\nHow Do You Show Proof of Schengen Travel Insurance?\nOnce you purchase your insurance, there are a few ways you can show proof you have the necessary Schengen travel insurance as part of your application. In many policies that offer this coverage, you’ll often get what’s called a “visa letter” or “embassy letter”. This letter indicates the travel insurance you purchased meets the medical insurance necessities for the Schengen visa application. \nWhat Type of Schengen Travel Insurance Policy is Best?\nSince there isn’t much room for error when applying for a Schengen visa, it’s best to make sure you have the right travel insurance initially. Aside from the normal necessities, you can often find travel insurance policies that include coverage for other areas of concern you might have. Check out the different types of coverage that might be best for your situation.\nTravel Medical Insurance\nThis type of coverage is best for those taking single trips to the Schengen area that are shorter in length. However, these plans can often cover single trips up to a year in length. Not only do many travel medical plans meet the requirements, but they might also provide additional benefits:\nTravel Delay benefits\nPolitical and Natural Disaster Evacuation\nBaggage Loss or Delay protection\nAccidental Death and Dismemberment coverage\nThe price of travel medical insurance policies will vary depending on your age and trip length. Usually, you can opt to increase or decrease your medical maximums and deductibles on the policy to find a price that works for you. \nGet a quote here.\nPolicy Recommendation:\nTrawick International offers a policy called the\nSafe Travels International\nplan that would meet the Schengen travel insurance requirements.   \nLong-Term Insurance\nIf you plan on becoming an expat or global citizen and need longer-term insurance coverage, there are some plans out there that can be renewed annually. Or, if you plan on taking multiple trips within a year (or more) to the Schengen area, some travel insurance policies exist to meet this need. \nDue to longer trip lengths, premiums for long-term coverage might be more expensive than single-trip plans. However, some insurance companies allow you to select to pay monthly, which might be a more manageable option for some people.\nPolicy Recommendation:\nIMG’s Patriot policies\nmeet the Schengen travel insurance criteria and offer a few options that can protect longer trips. Students can find specific policies for study-abroad travelers via IMG as well.\nCOVID Insurance Coverage\nAlthough the COVID pandemic has lessened over the years, contracting the illness is still a concern for many travelers. The good news is most travel insurance providers still treat\nCOVID-19 as a covered medical event\n. Getting an insurance policy with COVID coverage can ease any worries, but it’s not needed for the Schengen Visa application.\nGet a quote here.\nWhat Happens if my Schengen Visa Application was Refused?\nIf you don’t submit all the necessary documents, your visa can be rejected by the consular officers. It’s important to understand why your application was denied in the first place because that can help you out the next time you try to apply for a visa. \nThe refusal letter should give more detail as to why your application was denied. Also, you must pay attention to\nall criteria\nbecause there is no room for minor mistakes. Before applying you should check your application thoroughly.\nNow that you know about the necessity of Schengen travel insurance, visit Yonder for a free\nSchengen Visa Travel Insurance quote\n.\nKate\nKate's authoritative voice in travel writing is backed by years of extensive travel experience, allowing her to infuse her writing with the tips and tricks she has gathered over time. This wealth of experience enhances her ability to write authoritatively on travel-related topics.","attrs_markdown":"[![white yonder logo](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/YonderLogoBlue.png)](https:\/\/www.insureyonder.com\/)\n\n- [Contact Us](https:\/\/www.insureyonder.com\/contact-us\/)\n- [Travel Styles](https:\/\/www.insureyonder.com\/travel-insurance\/)\n- [Claims](https:\/\/www.insureyonder.com\/claims\/)\n- [Instant Quote](https:\/\/www.insureyonder.com\/#InstantQuote)\n\n# Schengen Travel Insurance: The Ultimate Guide\nApril 24, 2024 - Kate\n\n![Schengen Visa](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2018\/06\/jonas-leupe-425132-unsplash.jpg)\n\nThe Schengen visas have made traveling to European Schengen countries much easier for international travelers. With Schengen visas in hand, they can explore multiple European countries within the Schengen Area without having to obtain multiple tourist or business visas. We’ll go through the important areas to note and provide more in-depth information on what type of Schengen travel insurance you’ll need to get your visa approved.\n\n*Some of the links in this article may be affiliate links, which means we may receive a small commission, at no additional cost to you if you decide to purchase through one of our recommended partners. As a reminder, here at Yonder, we thoroughly curate the products we offer and only recommend plans and services we trust and believe bring value to our readers and customers.*\n\n**Jumping Ahead**\n\n- [The Schengen Countries](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-the-schengen-countries)\n- [Who Needs A Schengen Visa?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-who-needs-a-schengen-visa)\n- [Do U.S. Citizens Need Schengen Insurance?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-do-u-s-citizens-need-schengen-insurance)\n- [Types of Schengen Visas](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-types-of-schengen-visas)\n- [Schengen Visa Travel Insurance Requirements](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-schengen-visa-travel-insurance-requirements)\n- [How Do You Show Proof of Schengen Travel Insurance?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-how-do-you-show-proof-of-schengen-travel-insurance)\n- [What Type of Schengen Travel Insurance Policy is Best?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-what-type-of-schengen-travel-insurance-policy-is-best)\n- [What Happens if my Schengen Visa Application was Refused?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-what-happens-if-my-schengen-visa-application-was-refused)\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **The Schengen Countries**\nThearea now known as the [Schengen Area](https:\/\/www.schengenvisainfo.com\/schengen-visa-countries-list\/) is comprised of 29 countries that have agreed to allow free movement of their citizens within this area as a single country. The [Schengen Agreement](https:\/\/www.schengenvisainfo.com\/schengen-agreement\/) enables citizens of these countries to live, work, and travel short-term without the need for border checks.\n\nThe area covers the majority of European Union countries, except for Ireland and Cyprus. Bulgaria and Romania were recently partially added to the Schengen Agreement, but land border checks are likely until things are finalized.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Who Needs A Schengen Visa?**\n[Citizens outside the Schengen area](https:\/\/www.schengenvisainfo.com\/who-needs-schengen-visa\/) are required to obtain a Schengen Visa to enter the Schengen Zone. However, there are some countries considered “visa-free”, where you don’t need a Schengen visa.\n\n![Schengen Visa](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2018\/06\/11181301\/Schengen-Visa-300x300.png)\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Do U.S. Citizens Need Schengen Insurance?**\nNo, citizens of the U.S. don’t need to obtain a Schengen visa because the U.S. is considered a “visa-free” country.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Types of Schengen Visas**\nDepending on the [length and reason](https:\/\/www.schengenvisainfo.com\/schengen-visa-types\/) of your trip to the Schengen area, you might need specific types of Schengen visas.\n\nThere are four basic types of Schengen Visa:\n\n![chart outlining the four different types of schengen visas for Type A, C, LTC, and D](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2024\/04\/Ingle%CC%81s-4-600x450.png)\n\nIt might be helpful to use the [Schengen Visa Wizard](https:\/\/www.schengenvisainfo.com\/) to help you determine which visa you might need. The [price of a visa](https:\/\/www.schengenvisainfo.com\/schengen-visa-fee\/#google_vignette) will depend on your age and perhaps the country you’re from. Once your application is submitted, you’ll get approved or denied usually within [15 days](https:\/\/visaguide.world\/europe\/schengen-visa\/processing-time\/).\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Schengen Visa Travel Insurance Requirements**\nIf you’ve determined you need to apply for a Schengen visa and which type you need, you’ll need to submit proof of appropriate travel insurance with your application. Here’s what your travel insurance policy will need to include coverage for:\n\n![chart outlining the requirements for Schengen Visa travel insurance](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2018\/06\/Ingle%CC%81s-6-600x450.png)\n\nTypically, the coverage you might already have in your country of residence may not extend to other countries. Even if it does, it might not meet the Schengen visa travel insurance requirements. Below, we’ll outline where you can find the best travel insurance.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **How Do You Show Proof of Schengen Travel Insurance?**\nOnce you purchase your insurance, there are a few ways you can show proof you have the necessary Schengen travel insurance as part of your application. In many policies that offer this coverage, you’ll often get what’s called a “visa letter” or “embassy letter”. This letter indicates the travel insurance you purchased meets the medical insurance necessities for the Schengen visa application.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **What Type of Schengen Travel Insurance Policy is Best?**\nSince there isn’t much room for error when applying for a Schengen visa, it’s best to make sure you have the right travel insurance initially. Aside from the normal necessities, you can often find travel insurance policies that include coverage for other areas of concern you might have. Check out the different types of coverage that might be best for your situation.\n\n### **Travel Medical Insurance**\nThis type of coverage is best for those taking single trips to the Schengen area that are shorter in length. However, these plans can often cover single trips up to a year in length. Not only do many travel medical plans meet the requirements, but they might also provide additional benefits:\n\n- Travel Delay benefits\n\n- Political and Natural Disaster Evacuation\n\n- Baggage Loss or Delay protection\n\n- Accidental Death and Dismemberment coverage\n\nThe price of travel medical insurance policies will vary depending on your age and trip length. Usually, you can opt to increase or decrease your medical maximums and deductibles on the policy to find a price that works for you. [**Get a quote here.**](https:\/\/airtable.com\/appGVSomrdaDIiXyN\/shrPMKVLkW3sthu1A)\n\n> **Policy Recommendation:** Trawick International offers a policy called the [Safe Travels International](https:\/\/portal.trawickinternational.com\/quote\/product\/323\/?agent=398) plan that would meet the Schengen travel insurance requirements.\n### **Long-Term Insurance**\nIf you plan on becoming an expat or global citizen and need longer-term insurance coverage, there are some plans out there that can be renewed annually. Or, if you plan on taking multiple trips within a year (or more) to the Schengen area, some travel insurance policies exist to meet this need.\n\nDue to longer trip lengths, premiums for long-term coverage might be more expensive than single-trip plans. However, some insurance companies allow you to select to pay monthly, which might be a more manageable option for some people.\n\n> **Policy Recommendation:** [IMG’s Patriot policies](https:\/\/www.imglobal.com\/img-producer-insurance-plans?imgac=531087) meet the Schengen travel insurance criteria and offer a few options that can protect longer trips. Students can find specific policies for study-abroad travelers via IMG as well.\n### **COVID Insurance Coverage**\nAlthough the COVID pandemic has lessened over the years, contracting the illness is still a concern for many travelers. The good news is most travel insurance providers still treat [COVID-19 as a covered medical event](https:\/\/www.insureyonder.com\/covid-19-travel-insurance\/). Getting an insurance policy with COVID coverage can ease any worries, but it’s not needed for the Schengen Visa application. [**Get a quote here.**](https:\/\/airtable.com\/appGVSomrdaDIiXyN\/shrPMKVLkW3sthu1A)\n\n![picture of figurines with luggage riding over visa documentation](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2024\/04\/mana5280-ivG8LkDrtjs-unsplash-600x511.jpg)\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **What Happens if my Schengen Visa Application was Refused?**\nIf you don’t submit all the necessary documents, your visa can be rejected by the consular officers. It’s important to understand why your application was denied in the first place because that can help you out the next time you try to apply for a visa.\n\nThe refusal letter should give more detail as to why your application was denied. Also, you must pay attention to [all criteria](https:\/\/www.schengenvisainfo.com\/schengen-visa-application-requirements\/) because there is no room for minor mistakes. Before applying you should check your application thoroughly.\n\nNow that you know about the necessity of Schengen travel insurance, visit Yonder for a free [**Schengen Visa Travel Insurance quote**](https:\/\/airtable.com\/appGVSomrdaDIiXyN\/shrPMKVLkW3sthu1A).\n\n### [Kate](https:\/\/www.insureyonder.com\/author\/kate\/ \"All posts by Kate\")\n![](https:\/\/secure.gravatar.com\/avatar\/f4e3b0d2c778635d801e39973e495eb7?s=70&d=mm&r=g)\n\nKate's authoritative voice in travel writing is backed by years of extensive travel experience, allowing her to infuse her writing with the tips and tricks she has gathered over time. This wealth of experience enhances her ability to write authoritatively on travel-related topics.\n\n## Get an instant travel insurance quote\\!\nStep 1\n\nStep 2\n\nStep 3\n\nDestination\n\nWhere are you going?\n\nIf you're traveling to multiple countries, select the country you're spending the most time in.\n\n[Still have questions?]()\n\n15%\n\nDeparture\n\nWhen are you leaving?\n\nSelect the date you are departing from your home residence.\n\n[Still have questions?]()\n\n30%\n\nReturn\n\nWhen are you returning?\n\nSelect the date you are returning to your home residence.\n\n[Still have questions?]()\n\n45%\n\nState of Residence\n\nWhere do you live?\n\nIf travelers live in different states, you'll have to run a new quote & purchase a separate policy.\n\n[Live outside of the USA?](https:\/\/airtable.com\/appGVSomrdaDIiXyN\/shrPMKVLkW3sthu1A) [Still have questions?]()\n\n60%\n\nTravelers\n\nTraveler 1 DOB\n\nHow many people are traveling?\n\nSelect the number of travelers you're looking to insure. Enter the date of birth for each traveler\n\n[Insuring 10+ Travelers?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/group-travel-insurance\/)   \n [Still have questions?]()\n\n75%\n\nTrip Cost  Trip Cost (\\$USD)\n\nHow much does your trip cost?\n\nInsure any nonrefundable expenses associated with your trip. This is the total cost for all travelers.\n\n[Still have questions?]()\n\n90%\n\nDeposit Date\n\nWhen was your deposit?\n\nSelect the date you made your first nonrefundable payment towards the trip.\n\n[Still have questions?]()\n\n100%\n\nTravel Style\n\n[![CRUISING trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_touringblue.png) CRUISING]()\n\n[![FAMILY trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_familyblue.png) FAMILY]()\n\n[![SENIORS trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_emptynestblue.png) SENIORS]()\n\n[![ADVENTURE trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_adventureblue.png) ADVENTURE]()\n\n[![TOURING trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_touring2blue.png) TOURING]()\n\n[![STUDENT trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_studentblue.png) STUDENT]()\n\n[![CHARTER trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_charterblue.png) CHARTER]()\n\n[![VACATION trip insurance](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/ic_vacationblue.png) VACATION]()\n\nWhat's your travel style (OPTIONAL)?\n\nHow would you best describe how you travel?\n\n[Still have questions?]()\n\n[Update Quote]()\n\nDestination Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\nDeparture Date Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\nReturn Date Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\nState of Residence Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\nNumber of Travelers Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\nTrip Cost Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\nDeposit Date Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\nTravel Style Info\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum\n\n- [About]()\n- [Yonder Story](https:\/\/www.insureyonder.com\/about\/)\n- [Our Unique Approach](https:\/\/www.insureyonder.com\/travel-insurance\/)\n- [Contact Us](https:\/\/www.insureyonder.com\/contact-us\/)\n\n[![BBB Seal](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/bbb-seal.png)](https:\/\/www.bbb.org\/us\/mn\/burnsville\/profile\/travel-insurance\/yonder-travel-insurance-llc-0704-1000034740)\n\n- [Learn]()\n- [Types of Travel Insurance](https:\/\/www.insureyonder.com\/faq\/types\/)\n- [Travel Insurance FAQ](https:\/\/www.insureyonder.com\/faq\/)\n- [Providers](https:\/\/www.insureyonder.com\/providers-2\/)\n\n![VOB Seal](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/vob.png)\n\n- [Travel Insurance]()\n- [Yonder Travel Log](https:\/\/www.insureyonder.com\/blogs\/)\n- [Open a Claim](https:\/\/www.insureyonder.com\/claims\/)\n- [Compare Plans (Quote)](https:\/\/insureyonder.com\/#InstantQuote)\n\n![blue and white yonder logo](https:\/\/www.insureyonder.com\/wp-content\/themes\/ISC\/assets\/img\/YonderFooterLogo.png)\n\n**© 2026 Yonder, All Rights Reserved.** [Terms and Conditions](https:\/\/www.insureyonder.com\/terms-conditions\/) \\| [Privacy Policy](https:\/\/www.insureyonder.com\/privacy-policy)\n\nLoading something awesome...\n\n![](https:\/\/googleads.g.doubleclick.net\/pagead\/viewthroughconversion\/878856846\/?guid=ON&script=0)","attrs_readable_markdown":"The Schengen visas have made traveling to European Schengen countries much easier for international travelers. With Schengen visas in hand, they can explore multiple European countries within the Schengen Area without having to obtain multiple tourist or business visas. We’ll go through the important areas to note and provide more in-depth information on what type of Schengen travel insurance you’ll need to get your visa approved.\n\n*Some of the links in this article may be affiliate links, which means we may receive a small commission, at no additional cost to you if you decide to purchase through one of our recommended partners. As a reminder, here at Yonder, we thoroughly curate the products we offer and only recommend plans and services we trust and believe bring value to our readers and customers.*\n\n**Jumping Ahead**\n\n- [The Schengen Countries](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-the-schengen-countries)\n- [Who Needs A Schengen Visa?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-who-needs-a-schengen-visa)\n- [Do U.S. Citizens Need Schengen Insurance?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-do-u-s-citizens-need-schengen-insurance)\n- [Types of Schengen Visas](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-types-of-schengen-visas)\n- [Schengen Visa Travel Insurance Requirements](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-schengen-visa-travel-insurance-requirements)\n- [How Do You Show Proof of Schengen Travel Insurance?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-how-do-you-show-proof-of-schengen-travel-insurance)\n- [What Type of Schengen Travel Insurance Policy is Best?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-what-type-of-schengen-travel-insurance-policy-is-best)\n- [What Happens if my Schengen Visa Application was Refused?](https:\/\/www.insureyonder.com\/schengen-visas-travel-insurance\/#h-what-happens-if-my-schengen-visa-application-was-refused)\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **The Schengen Countries**\nThearea now known as the [Schengen Area](https:\/\/www.schengenvisainfo.com\/schengen-visa-countries-list\/) is comprised of 29 countries that have agreed to allow free movement of their citizens within this area as a single country. The [Schengen Agreement](https:\/\/www.schengenvisainfo.com\/schengen-agreement\/) enables citizens of these countries to live, work, and travel short-term without the need for border checks.\n\nThe area covers the majority of European Union countries, except for Ireland and Cyprus. Bulgaria and Romania were recently partially added to the Schengen Agreement, but land border checks are likely until things are finalized.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Who Needs A Schengen Visa?**\n[Citizens outside the Schengen area](https:\/\/www.schengenvisainfo.com\/who-needs-schengen-visa\/) are required to obtain a Schengen Visa to enter the Schengen Zone. However, there are some countries considered “visa-free”, where you don’t need a Schengen visa.\n\n![Schengen Visa](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2018\/06\/11181301\/Schengen-Visa-300x300.png)\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Do U.S. Citizens Need Schengen Insurance?**\nNo, citizens of the U.S. don’t need to obtain a Schengen visa because the U.S. is considered a “visa-free” country.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Types of Schengen Visas**\nDepending on the [length and reason](https:\/\/www.schengenvisainfo.com\/schengen-visa-types\/) of your trip to the Schengen area, you might need specific types of Schengen visas.\n\nThere are four basic types of Schengen Visa:\n\n![chart outlining the four different types of schengen visas for Type A, C, LTC, and D](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2024\/04\/Ingle%CC%81s-4-600x450.png)\n\nIt might be helpful to use the [Schengen Visa Wizard](https:\/\/www.schengenvisainfo.com\/) to help you determine which visa you might need. The [price of a visa](https:\/\/www.schengenvisainfo.com\/schengen-visa-fee\/#google_vignette) will depend on your age and perhaps the country you’re from. Once your application is submitted, you’ll get approved or denied usually within [15 days](https:\/\/visaguide.world\/europe\/schengen-visa\/processing-time\/).\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **Schengen Visa Travel Insurance Requirements**\nIf you’ve determined you need to apply for a Schengen visa and which type you need, you’ll need to submit proof of appropriate travel insurance with your application. Here’s what your travel insurance policy will need to include coverage for:\n\n![chart outlining the requirements for Schengen Visa travel insurance](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2018\/06\/Ingle%CC%81s-6-600x450.png)\n\nTypically, the coverage you might already have in your country of residence may not extend to other countries. Even if it does, it might not meet the Schengen visa travel insurance requirements. Below, we’ll outline where you can find the best travel insurance.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **How Do You Show Proof of Schengen Travel Insurance?**\nOnce you purchase your insurance, there are a few ways you can show proof you have the necessary Schengen travel insurance as part of your application. In many policies that offer this coverage, you’ll often get what’s called a “visa letter” or “embassy letter”. This letter indicates the travel insurance you purchased meets the medical insurance necessities for the Schengen visa application.\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **What Type of Schengen Travel Insurance Policy is Best?**\nSince there isn’t much room for error when applying for a Schengen visa, it’s best to make sure you have the right travel insurance initially. Aside from the normal necessities, you can often find travel insurance policies that include coverage for other areas of concern you might have. Check out the different types of coverage that might be best for your situation.\n\n### **Travel Medical Insurance**\nThis type of coverage is best for those taking single trips to the Schengen area that are shorter in length. However, these plans can often cover single trips up to a year in length. Not only do many travel medical plans meet the requirements, but they might also provide additional benefits:\n\n- Travel Delay benefits\n\n- Political and Natural Disaster Evacuation\n\n- Baggage Loss or Delay protection\n\n- Accidental Death and Dismemberment coverage\n\nThe price of travel medical insurance policies will vary depending on your age and trip length. Usually, you can opt to increase or decrease your medical maximums and deductibles on the policy to find a price that works for you. [**Get a quote here.**](https:\/\/airtable.com\/appGVSomrdaDIiXyN\/shrPMKVLkW3sthu1A)\n\n> **Policy Recommendation:** Trawick International offers a policy called the [Safe Travels International](https:\/\/portal.trawickinternational.com\/quote\/product\/323\/?agent=398) plan that would meet the Schengen travel insurance requirements.\n### **Long-Term Insurance**\nIf you plan on becoming an expat or global citizen and need longer-term insurance coverage, there are some plans out there that can be renewed annually. Or, if you plan on taking multiple trips within a year (or more) to the Schengen area, some travel insurance policies exist to meet this need.\n\nDue to longer trip lengths, premiums for long-term coverage might be more expensive than single-trip plans. However, some insurance companies allow you to select to pay monthly, which might be a more manageable option for some people.\n\n> **Policy Recommendation:** [IMG’s Patriot policies](https:\/\/www.imglobal.com\/img-producer-insurance-plans?imgac=531087) meet the Schengen travel insurance criteria and offer a few options that can protect longer trips. Students can find specific policies for study-abroad travelers via IMG as well.\n### **COVID Insurance Coverage**\nAlthough the COVID pandemic has lessened over the years, contracting the illness is still a concern for many travelers. The good news is most travel insurance providers still treat [COVID-19 as a covered medical event](https:\/\/www.insureyonder.com\/covid-19-travel-insurance\/). Getting an insurance policy with COVID coverage can ease any worries, but it’s not needed for the Schengen Visa application. [**Get a quote here.**](https:\/\/airtable.com\/appGVSomrdaDIiXyN\/shrPMKVLkW3sthu1A)\n\n![picture of figurines with luggage riding over visa documentation](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2024\/04\/mana5280-ivG8LkDrtjs-unsplash-600x511.jpg)\n\n## ![blue outline of arrow pointing right](https:\/\/media.insureyonder.com\/wp-content\/uploads\/2017\/08\/05194753\/ic_circleleftarrowblue-e1495057527471.png) **What Happens if my Schengen Visa Application was Refused?**\nIf you don’t submit all the necessary documents, your visa can be rejected by the consular officers. It’s important to understand why your application was denied in the first place because that can help you out the next time you try to apply for a visa.\n\nThe refusal letter should give more detail as to why your application was denied. Also, you must pay attention to [all criteria](https:\/\/www.schengenvisainfo.com\/schengen-visa-application-requirements\/) because there is no room for minor mistakes. Before applying you should check your application thoroughly.\n\nNow that you know about the necessity of Schengen travel insurance, visit Yonder for a free [**Schengen Visa Travel Insurance quote**](https:\/\/airtable.com\/appGVSomrdaDIiXyN\/shrPMKVLkW3sthu1A).\n\n### [Kate](https:\/\/www.insureyonder.com\/author\/kate\/ \"All posts by Kate\")\n![](https:\/\/secure.gravatar.com\/avatar\/f4e3b0d2c778635d801e39973e495eb7?s=70&d=mm&r=g)\n\nKate's authoritative voice in travel writing is backed by years of extensive travel experience, allowing her to infuse her writing with the tips and tricks she has gathered over time. This wealth of experience enhances her ability to write authoritatively on travel-related topics.","meta_canonical":null}

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Boilerpipe Text	The Schengen visas have made traveling to European Schengen countries much easier for international travelers. With Schengen visas in hand, they can explore multiple European countries within the Schengen Area without having to obtain multiple tourist or business visas. We’ll go through the important areas to note and provide more in-depth information on what type of Schengen travel insurance you’ll need to get your visa approved. Some of the links in this article may be affiliate links, which means we may receive a small commission, at no additional cost to you if you decide to purchase through one of our recommended partners. As a reminder, here at Yonder, we thoroughly curate the products we offer and only recommend plans and services we trust and believe bring value to our readers and customers. Jumping Ahead The Schengen Countries Who Needs A Schengen Visa? Do U.S. Citizens Need Schengen Insurance? Types of Schengen Visas Schengen Visa Travel Insurance Requirements How Do You Show Proof of Schengen Travel Insurance? What Type of Schengen Travel Insurance Policy is Best? What Happens if my Schengen Visa Application was Refused? The Schengen Countries The area now known as the Schengen Area is comprised of 29 countries that have agreed to allow free movement of their citizens within this area as a single country. The Schengen Agreement enables citizens of these countries to live, work, and travel short-term without the need for border checks. The area covers the majority of European Union countries, except for Ireland and Cyprus. Bulgaria and Romania were recently partially added to the Schengen Agreement, but land border checks are likely until things are finalized. Who Needs A Schengen Visa? Citizens outside the Schengen area are required to obtain a Schengen Visa to enter the Schengen Zone. However, there are some countries considered “visa-free”, where you don’t need a Schengen visa. Do U.S. Citizens Need Schengen Insurance? No, citizens of the U.S. don’t need to obtain a Schengen visa because the U.S. is considered a “visa-free” country. Types of Schengen Visas Depending on the length and reason of your trip to the Schengen area, you might need specific types of Schengen visas. There are four basic types of Schengen Visa: It might be helpful to use the Schengen Visa Wizard to help you determine which visa you might need. The price of a visa will depend on your age and perhaps the country you’re from. Once your application is submitted, you’ll get approved or denied usually within 15 days . Schengen Visa Travel Insurance Requirements If you’ve determined you need to apply for a Schengen visa and which type you need, you’ll need to submit proof of appropriate travel insurance with your application. Here’s what your travel insurance policy will need to include coverage for: Typically, the coverage you might already have in your country of residence may not extend to other countries. Even if it does, it might not meet the Schengen visa travel insurance requirements. Below, we’ll outline where you can find the best travel insurance. How Do You Show Proof of Schengen Travel Insurance? Once you purchase your insurance, there are a few ways you can show proof you have the necessary Schengen travel insurance as part of your application. In many policies that offer this coverage, you’ll often get what’s called a “visa letter” or “embassy letter”. This letter indicates the travel insurance you purchased meets the medical insurance necessities for the Schengen visa application. What Type of Schengen Travel Insurance Policy is Best? Since there isn’t much room for error when applying for a Schengen visa, it’s best to make sure you have the right travel insurance initially. Aside from the normal necessities, you can often find travel insurance policies that include coverage for other areas of concern you might have. Check out the different types of coverage that might be best for your situation. Travel Medical Insurance This type of coverage is best for those taking single trips to the Schengen area that are shorter in length. However, these plans can often cover single trips up to a year in length. Not only do many travel medical plans meet the requirements, but they might also provide additional benefits: Travel Delay benefits Political and Natural Disaster Evacuation Baggage Loss or Delay protection Accidental Death and Dismemberment coverage The price of travel medical insurance policies will vary depending on your age and trip length. Usually, you can opt to increase or decrease your medical maximums and deductibles on the policy to find a price that works for you. Get a quote here. Policy Recommendation: Trawick International offers a policy called the Safe Travels International plan that would meet the Schengen travel insurance requirements. Long-Term Insurance If you plan on becoming an expat or global citizen and need longer-term insurance coverage, there are some plans out there that can be renewed annually. Or, if you plan on taking multiple trips within a year (or more) to the Schengen area, some travel insurance policies exist to meet this need. Due to longer trip lengths, premiums for long-term coverage might be more expensive than single-trip plans. However, some insurance companies allow you to select to pay monthly, which might be a more manageable option for some people. Policy Recommendation: IMG’s Patriot policies meet the Schengen travel insurance criteria and offer a few options that can protect longer trips. Students can find specific policies for study-abroad travelers via IMG as well. COVID Insurance Coverage Although the COVID pandemic has lessened over the years, contracting the illness is still a concern for many travelers. The good news is most travel insurance providers still treat COVID-19 as a covered medical event . Getting an insurance policy with COVID coverage can ease any worries, but it’s not needed for the Schengen Visa application. Get a quote here. What Happens if my Schengen Visa Application was Refused? If you don’t submit all the necessary documents, your visa can be rejected by the consular officers. It’s important to understand why your application was denied in the first place because that can help you out the next time you try to apply for a visa. The refusal letter should give more detail as to why your application was denied. Also, you must pay attention to all criteria because there is no room for minor mistakes. Before applying you should check your application thoroughly. Now that you know about the necessity of Schengen travel insurance, visit Yonder for a free Schengen Visa Travel Insurance quote . Kate Kate's authoritative voice in travel writing is backed by years of extensive travel experience, allowing her to infuse her writing with the tips and tricks she has gathered over time. This wealth of experience enhances her ability to write authoritatively on travel-related topics.
Markdown	[![white yonder logo](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/YonderLogoBlue.png)](https://www.insureyonder.com/) - [Contact Us](https://www.insureyonder.com/contact-us/) - [Travel Styles](https://www.insureyonder.com/travel-insurance/) - [Claims](https://www.insureyonder.com/claims/) - [Instant Quote](https://www.insureyonder.com/#InstantQuote) # Schengen Travel Insurance: The Ultimate Guide April 24, 2024 - Kate ![Schengen Visa](https://media.insureyonder.com/wp-content/uploads/2018/06/jonas-leupe-425132-unsplash.jpg) The Schengen visas have made traveling to European Schengen countries much easier for international travelers. With Schengen visas in hand, they can explore multiple European countries within the Schengen Area without having to obtain multiple tourist or business visas. We’ll go through the important areas to note and provide more in-depth information on what type of Schengen travel insurance you’ll need to get your visa approved. Some of the links in this article may be affiliate links, which means we may receive a small commission, at no additional cost to you if you decide to purchase through one of our recommended partners. As a reminder, here at Yonder, we thoroughly curate the products we offer and only recommend plans and services we trust and believe bring value to our readers and customers. Jumping Ahead - [The Schengen Countries](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-the-schengen-countries) - [Who Needs A Schengen Visa?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-who-needs-a-schengen-visa) - [Do U.S. Citizens Need Schengen Insurance?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-do-u-s-citizens-need-schengen-insurance) - [Types of Schengen Visas](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-types-of-schengen-visas) - [Schengen Visa Travel Insurance Requirements](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-schengen-visa-travel-insurance-requirements) - [How Do You Show Proof of Schengen Travel Insurance?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-how-do-you-show-proof-of-schengen-travel-insurance) - [What Type of Schengen Travel Insurance Policy is Best?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-what-type-of-schengen-travel-insurance-policy-is-best) - [What Happens if my Schengen Visa Application was Refused?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-what-happens-if-my-schengen-visa-application-was-refused) ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) The Schengen Countries Thearea now known as the [Schengen Area](https://www.schengenvisainfo.com/schengen-visa-countries-list/) is comprised of 29 countries that have agreed to allow free movement of their citizens within this area as a single country. The [Schengen Agreement](https://www.schengenvisainfo.com/schengen-agreement/) enables citizens of these countries to live, work, and travel short-term without the need for border checks. The area covers the majority of European Union countries, except for Ireland and Cyprus. Bulgaria and Romania were recently partially added to the Schengen Agreement, but land border checks are likely until things are finalized. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Who Needs A Schengen Visa? [Citizens outside the Schengen area](https://www.schengenvisainfo.com/who-needs-schengen-visa/) are required to obtain a Schengen Visa to enter the Schengen Zone. However, there are some countries considered “visa-free”, where you don’t need a Schengen visa. ![Schengen Visa](https://media.insureyonder.com/wp-content/uploads/2018/06/11181301/Schengen-Visa-300x300.png) ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Do U.S. Citizens Need Schengen Insurance? No, citizens of the U.S. don’t need to obtain a Schengen visa because the U.S. is considered a “visa-free” country. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Types of Schengen Visas Depending on the [length and reason](https://www.schengenvisainfo.com/schengen-visa-types/) of your trip to the Schengen area, you might need specific types of Schengen visas. There are four basic types of Schengen Visa: ![chart outlining the four different types of schengen visas for Type A, C, LTC, and D](https://media.insureyonder.com/wp-content/uploads/2024/04/Ingle%CC%81s-4-600x450.png) It might be helpful to use the [Schengen Visa Wizard](https://www.schengenvisainfo.com/) to help you determine which visa you might need. The [price of a visa](https://www.schengenvisainfo.com/schengen-visa-fee/#google_vignette) will depend on your age and perhaps the country you’re from. Once your application is submitted, you’ll get approved or denied usually within [15 days](https://visaguide.world/europe/schengen-visa/processing-time/). ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Schengen Visa Travel Insurance Requirements If you’ve determined you need to apply for a Schengen visa and which type you need, you’ll need to submit proof of appropriate travel insurance with your application. Here’s what your travel insurance policy will need to include coverage for: ![chart outlining the requirements for Schengen Visa travel insurance](https://media.insureyonder.com/wp-content/uploads/2018/06/Ingle%CC%81s-6-600x450.png) Typically, the coverage you might already have in your country of residence may not extend to other countries. Even if it does, it might not meet the Schengen visa travel insurance requirements. Below, we’ll outline where you can find the best travel insurance. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) How Do You Show Proof of Schengen Travel Insurance? Once you purchase your insurance, there are a few ways you can show proof you have the necessary Schengen travel insurance as part of your application. In many policies that offer this coverage, you’ll often get what’s called a “visa letter” or “embassy letter”. This letter indicates the travel insurance you purchased meets the medical insurance necessities for the Schengen visa application. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) What Type of Schengen Travel Insurance Policy is Best? Since there isn’t much room for error when applying for a Schengen visa, it’s best to make sure you have the right travel insurance initially. Aside from the normal necessities, you can often find travel insurance policies that include coverage for other areas of concern you might have. Check out the different types of coverage that might be best for your situation. ### Travel Medical Insurance This type of coverage is best for those taking single trips to the Schengen area that are shorter in length. However, these plans can often cover single trips up to a year in length. Not only do many travel medical plans meet the requirements, but they might also provide additional benefits: - Travel Delay benefits - Political and Natural Disaster Evacuation - Baggage Loss or Delay protection - Accidental Death and Dismemberment coverage The price of travel medical insurance policies will vary depending on your age and trip length. Usually, you can opt to increase or decrease your medical maximums and deductibles on the policy to find a price that works for you. [Get a quote here.](https://airtable.com/appGVSomrdaDIiXyN/shrPMKVLkW3sthu1A) > Policy Recommendation: Trawick International offers a policy called the [Safe Travels International](https://portal.trawickinternational.com/quote/product/323/?agent=398) plan that would meet the Schengen travel insurance requirements. ### Long-Term Insurance If you plan on becoming an expat or global citizen and need longer-term insurance coverage, there are some plans out there that can be renewed annually. Or, if you plan on taking multiple trips within a year (or more) to the Schengen area, some travel insurance policies exist to meet this need. Due to longer trip lengths, premiums for long-term coverage might be more expensive than single-trip plans. However, some insurance companies allow you to select to pay monthly, which might be a more manageable option for some people. > Policy Recommendation: [IMG’s Patriot policies](https://www.imglobal.com/img-producer-insurance-plans?imgac=531087) meet the Schengen travel insurance criteria and offer a few options that can protect longer trips. Students can find specific policies for study-abroad travelers via IMG as well. ### COVID Insurance Coverage Although the COVID pandemic has lessened over the years, contracting the illness is still a concern for many travelers. The good news is most travel insurance providers still treat [COVID-19 as a covered medical event](https://www.insureyonder.com/covid-19-travel-insurance/). Getting an insurance policy with COVID coverage can ease any worries, but it’s not needed for the Schengen Visa application. [Get a quote here.](https://airtable.com/appGVSomrdaDIiXyN/shrPMKVLkW3sthu1A) ![picture of figurines with luggage riding over visa documentation](https://media.insureyonder.com/wp-content/uploads/2024/04/mana5280-ivG8LkDrtjs-unsplash-600x511.jpg) ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) What Happens if my Schengen Visa Application was Refused? If you don’t submit all the necessary documents, your visa can be rejected by the consular officers. It’s important to understand why your application was denied in the first place because that can help you out the next time you try to apply for a visa. The refusal letter should give more detail as to why your application was denied. Also, you must pay attention to [all criteria](https://www.schengenvisainfo.com/schengen-visa-application-requirements/) because there is no room for minor mistakes. Before applying you should check your application thoroughly. Now that you know about the necessity of Schengen travel insurance, visit Yonder for a free [Schengen Visa Travel Insurance quote](https://airtable.com/appGVSomrdaDIiXyN/shrPMKVLkW3sthu1A). ### [Kate](https://www.insureyonder.com/author/kate/ "All posts by Kate") ![](https://secure.gravatar.com/avatar/f4e3b0d2c778635d801e39973e495eb7?s=70&d=mm&r=g) Kate's authoritative voice in travel writing is backed by years of extensive travel experience, allowing her to infuse her writing with the tips and tricks she has gathered over time. This wealth of experience enhances her ability to write authoritatively on travel-related topics. ## Get an instant travel insurance quote\! Step 1 Step 2 Step 3 Destination Where are you going? If you're traveling to multiple countries, select the country you're spending the most time in. [Still have questions?]() 15% Departure When are you leaving? Select the date you are departing from your home residence. [Still have questions?]() 30% Return When are you returning? Select the date you are returning to your home residence. [Still have questions?]() 45% State of Residence Where do you live? If travelers live in different states, you'll have to run a new quote & purchase a separate policy. [Live outside of the USA?](https://airtable.com/appGVSomrdaDIiXyN/shrPMKVLkW3sthu1A) [Still have questions?]() 60% Travelers Traveler 1 DOB How many people are traveling? Select the number of travelers you're looking to insure. Enter the date of birth for each traveler [Insuring 10+ Travelers?](https://www.insureyonder.com/schengen-visas-travel-insurance/group-travel-insurance/) [Still have questions?]() 75% Trip Cost Trip Cost (\$USD) How much does your trip cost? Insure any nonrefundable expenses associated with your trip. This is the total cost for all travelers. [Still have questions?]() 90% Deposit Date When was your deposit? Select the date you made your first nonrefundable payment towards the trip. [Still have questions?]() 100% Travel Style [![CRUISING trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_touringblue.png) CRUISING]() [![FAMILY trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_familyblue.png) FAMILY]() [![SENIORS trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_emptynestblue.png) SENIORS]() [![ADVENTURE trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_adventureblue.png) ADVENTURE]() [![TOURING trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_touring2blue.png) TOURING]() [![STUDENT trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_studentblue.png) STUDENT]() [![CHARTER trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_charterblue.png) CHARTER]() [![VACATION trip insurance](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/ic_vacationblue.png) VACATION]() What's your travel style (OPTIONAL)? How would you best describe how you travel? [Still have questions?]() [Update Quote]() Destination Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum Departure Date Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum Return Date Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum State of Residence Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum Number of Travelers Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum Trip Cost Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum Deposit Date Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum Travel Style Info Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum - [About]() - [Yonder Story](https://www.insureyonder.com/about/) - [Our Unique Approach](https://www.insureyonder.com/travel-insurance/) - [Contact Us](https://www.insureyonder.com/contact-us/) [![BBB Seal](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/bbb-seal.png)](https://www.bbb.org/us/mn/burnsville/profile/travel-insurance/yonder-travel-insurance-llc-0704-1000034740) - [Learn]() - [Types of Travel Insurance](https://www.insureyonder.com/faq/types/) - [Travel Insurance FAQ](https://www.insureyonder.com/faq/) - [Providers](https://www.insureyonder.com/providers-2/) ![VOB Seal](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/vob.png) - [Travel Insurance]() - [Yonder Travel Log](https://www.insureyonder.com/blogs/) - [Open a Claim](https://www.insureyonder.com/claims/) - [Compare Plans (Quote)](https://insureyonder.com/#InstantQuote) ![blue and white yonder logo](https://www.insureyonder.com/wp-content/themes/ISC/assets/img/YonderFooterLogo.png) © 2026 Yonder, All Rights Reserved. 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Readable Markdown	The Schengen visas have made traveling to European Schengen countries much easier for international travelers. With Schengen visas in hand, they can explore multiple European countries within the Schengen Area without having to obtain multiple tourist or business visas. We’ll go through the important areas to note and provide more in-depth information on what type of Schengen travel insurance you’ll need to get your visa approved. Some of the links in this article may be affiliate links, which means we may receive a small commission, at no additional cost to you if you decide to purchase through one of our recommended partners. As a reminder, here at Yonder, we thoroughly curate the products we offer and only recommend plans and services we trust and believe bring value to our readers and customers. Jumping Ahead - [The Schengen Countries](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-the-schengen-countries) - [Who Needs A Schengen Visa?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-who-needs-a-schengen-visa) - [Do U.S. Citizens Need Schengen Insurance?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-do-u-s-citizens-need-schengen-insurance) - [Types of Schengen Visas](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-types-of-schengen-visas) - [Schengen Visa Travel Insurance Requirements](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-schengen-visa-travel-insurance-requirements) - [How Do You Show Proof of Schengen Travel Insurance?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-how-do-you-show-proof-of-schengen-travel-insurance) - [What Type of Schengen Travel Insurance Policy is Best?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-what-type-of-schengen-travel-insurance-policy-is-best) - [What Happens if my Schengen Visa Application was Refused?](https://www.insureyonder.com/schengen-visas-travel-insurance/#h-what-happens-if-my-schengen-visa-application-was-refused) ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) The Schengen Countries Thearea now known as the [Schengen Area](https://www.schengenvisainfo.com/schengen-visa-countries-list/) is comprised of 29 countries that have agreed to allow free movement of their citizens within this area as a single country. The [Schengen Agreement](https://www.schengenvisainfo.com/schengen-agreement/) enables citizens of these countries to live, work, and travel short-term without the need for border checks. The area covers the majority of European Union countries, except for Ireland and Cyprus. Bulgaria and Romania were recently partially added to the Schengen Agreement, but land border checks are likely until things are finalized. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Who Needs A Schengen Visa? [Citizens outside the Schengen area](https://www.schengenvisainfo.com/who-needs-schengen-visa/) are required to obtain a Schengen Visa to enter the Schengen Zone. However, there are some countries considered “visa-free”, where you don’t need a Schengen visa. ![Schengen Visa](https://media.insureyonder.com/wp-content/uploads/2018/06/11181301/Schengen-Visa-300x300.png) ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Do U.S. Citizens Need Schengen Insurance? No, citizens of the U.S. don’t need to obtain a Schengen visa because the U.S. is considered a “visa-free” country. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Types of Schengen Visas Depending on the [length and reason](https://www.schengenvisainfo.com/schengen-visa-types/) of your trip to the Schengen area, you might need specific types of Schengen visas. There are four basic types of Schengen Visa: ![chart outlining the four different types of schengen visas for Type A, C, LTC, and D](https://media.insureyonder.com/wp-content/uploads/2024/04/Ingle%CC%81s-4-600x450.png) It might be helpful to use the [Schengen Visa Wizard](https://www.schengenvisainfo.com/) to help you determine which visa you might need. The [price of a visa](https://www.schengenvisainfo.com/schengen-visa-fee/#google_vignette) will depend on your age and perhaps the country you’re from. Once your application is submitted, you’ll get approved or denied usually within [15 days](https://visaguide.world/europe/schengen-visa/processing-time/). ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) Schengen Visa Travel Insurance Requirements If you’ve determined you need to apply for a Schengen visa and which type you need, you’ll need to submit proof of appropriate travel insurance with your application. Here’s what your travel insurance policy will need to include coverage for: ![chart outlining the requirements for Schengen Visa travel insurance](https://media.insureyonder.com/wp-content/uploads/2018/06/Ingle%CC%81s-6-600x450.png) Typically, the coverage you might already have in your country of residence may not extend to other countries. Even if it does, it might not meet the Schengen visa travel insurance requirements. Below, we’ll outline where you can find the best travel insurance. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) How Do You Show Proof of Schengen Travel Insurance? Once you purchase your insurance, there are a few ways you can show proof you have the necessary Schengen travel insurance as part of your application. In many policies that offer this coverage, you’ll often get what’s called a “visa letter” or “embassy letter”. This letter indicates the travel insurance you purchased meets the medical insurance necessities for the Schengen visa application. ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) What Type of Schengen Travel Insurance Policy is Best? Since there isn’t much room for error when applying for a Schengen visa, it’s best to make sure you have the right travel insurance initially. Aside from the normal necessities, you can often find travel insurance policies that include coverage for other areas of concern you might have. Check out the different types of coverage that might be best for your situation. ### Travel Medical Insurance This type of coverage is best for those taking single trips to the Schengen area that are shorter in length. However, these plans can often cover single trips up to a year in length. Not only do many travel medical plans meet the requirements, but they might also provide additional benefits: - Travel Delay benefits - Political and Natural Disaster Evacuation - Baggage Loss or Delay protection - Accidental Death and Dismemberment coverage The price of travel medical insurance policies will vary depending on your age and trip length. Usually, you can opt to increase or decrease your medical maximums and deductibles on the policy to find a price that works for you. [Get a quote here.](https://airtable.com/appGVSomrdaDIiXyN/shrPMKVLkW3sthu1A) > Policy Recommendation: Trawick International offers a policy called the [Safe Travels International](https://portal.trawickinternational.com/quote/product/323/?agent=398) plan that would meet the Schengen travel insurance requirements. ### Long-Term Insurance If you plan on becoming an expat or global citizen and need longer-term insurance coverage, there are some plans out there that can be renewed annually. Or, if you plan on taking multiple trips within a year (or more) to the Schengen area, some travel insurance policies exist to meet this need. Due to longer trip lengths, premiums for long-term coverage might be more expensive than single-trip plans. However, some insurance companies allow you to select to pay monthly, which might be a more manageable option for some people. > Policy Recommendation: [IMG’s Patriot policies](https://www.imglobal.com/img-producer-insurance-plans?imgac=531087) meet the Schengen travel insurance criteria and offer a few options that can protect longer trips. Students can find specific policies for study-abroad travelers via IMG as well. ### COVID Insurance Coverage Although the COVID pandemic has lessened over the years, contracting the illness is still a concern for many travelers. The good news is most travel insurance providers still treat [COVID-19 as a covered medical event](https://www.insureyonder.com/covid-19-travel-insurance/). Getting an insurance policy with COVID coverage can ease any worries, but it’s not needed for the Schengen Visa application. [Get a quote here.](https://airtable.com/appGVSomrdaDIiXyN/shrPMKVLkW3sthu1A) ![picture of figurines with luggage riding over visa documentation](https://media.insureyonder.com/wp-content/uploads/2024/04/mana5280-ivG8LkDrtjs-unsplash-600x511.jpg) ## ![blue outline of arrow pointing right](https://media.insureyonder.com/wp-content/uploads/2017/08/05194753/ic_circleleftarrowblue-e1495057527471.png) What Happens if my Schengen Visa Application was Refused? If you don’t submit all the necessary documents, your visa can be rejected by the consular officers. It’s important to understand why your application was denied in the first place because that can help you out the next time you try to apply for a visa. The refusal letter should give more detail as to why your application was denied. Also, you must pay attention to [all criteria](https://www.schengenvisainfo.com/schengen-visa-application-requirements/) because there is no room for minor mistakes. Before applying you should check your application thoroughly. Now that you know about the necessity of Schengen travel insurance, visit Yonder for a free [Schengen Visa Travel Insurance quote](https://airtable.com/appGVSomrdaDIiXyN/shrPMKVLkW3sthu1A). ### [Kate](https://www.insureyonder.com/author/kate/ "All posts by Kate") ![](https://secure.gravatar.com/avatar/f4e3b0d2c778635d801e39973e495eb7?s=70&d=mm&r=g) Kate's authoritative voice in travel writing is backed by years of extensive travel experience, allowing her to infuse her writing with the tips and tricks she has gathered over time. This wealth of experience enhances her ability to write authoritatively on travel-related topics.
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