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| URL | https://www.icicilombard.com/travel-insurance/travel-insurance-for-schengen |
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| Meta Title | Best Travel Insurance for Schengen: Buy Policy Online |
| Meta Description | Schengen Travel Insurance: Buy international travel insurance for Schengen. Get medical, bag loss coverage & more with ICICI Lombard travel insurance. Know more. |
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| Boilerpipe Text | The Schengen area is the home to some of the world's most picturesque countries. A Schengen visa is your gateway to travel to these nations and explore Europe's beauty. However, you need
travel insurance policy
 for Schengen countries while applying for a visa for any of the countries located in the Schengen zone.
Key Features of Schengen Travel Insurance
A Schengen travel insurance protects you financially against any unexpected medical emergency that may result in hospitalisation during your trip. It also covers losses due to loss of baggage, luggage delay, passport loss, delayed or missed flights, etc. Simply put, Schengen travel insurance acts as a financial guard in case of any contingency arising during your travel in Schengen countries. Additionally, many policies also offer 24x7 travel assistance services, helping you with emergency cash allowance or support in case of travel disruptions.
Types of Travel Insurance for Schengen Visa
The different types of travel insurance for Schengen Visa are:
Multi-trip travel insurance
This type of travel insurance for a Schengen visa is ideal if you frequently travel to the Schengen area. Both of them offer roughly the same type of coverage.
Benefits of Buying Schengen Travel Insurance
1
Mandatory for Visa Approval
It's required to get a Schengen visa, without which your application might be rejected.
2
Coverage for Medical Expenses
A Schengen area travel insurance protects you from high medical costs in case of illness or injury resulting in hospitalisation.
3
Compensation for Lost or Delayed Luggage
You get compensation if your luggage is lost, stolen, or delayed during your travel.
List of Schengen Countries
29 countries are included in the Schengen area. These countries, known for their rich history, architecture and famous tourist places, are as follows:
Austria
Belgium
Bulgaria
Croatia
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
What's Covered under Travel Insurance for Schengen from India?
Inclusions
Exclusions
Hospitalisation due to an accident, illness or any medical emergency
Losses arising due to flight delays or missed flights
Trip cancellation due to unforeseen circumstances
Loss of passport, other valuable documents and luggage
Claims arising due to non-disclosed and non-declared medical conditions
Expenses incurred due to self-inflicted injuries
War or nuclear threat in the country of your travel
Passport or luggage lost when left unattended
Types of Schengen Visas
Tourist Schengen Visa, Business Schengen Visa and Student Schengen Visa are the various types of Schengen Visas. A Tourist Schengen Visa permits you to visit any Schengen country for leisure or to visit family and friends. The Business Schengen Visa allows you to conduct business in the country of your destination. If you are a student, the Student Schengen Visa permits you to stay and study in a Schengen country.
How to Buy the Best Travel Insurance for Schengen Online?
Research Insurance Providers
Look for reliable insurance companies that offer travel insurance for Schengen countries.
Compare Plans
Check different plans to see their coverage, like medical expenses, trip cancellations, and lost luggage.
Read Customer Review
Go through reviews and feedback from previous customers to analyse the quality of service and claims process. Also, look at the insurer’s claims settlement ratio.
What is Travel Health Insurance for Schengen Visa?
A
travel health insurance
for Schengen Visa:
Covers Medical Emergencies:
Protects you from high medical costs in case of illness or injury during your trip.
Can Offer Compassionate Cover:
If you travel alone and get hospitalised, the insurance company will arrange for one of your family members to be with you during your hospital stay.
Visa Procedure for Schengen Countries
1
Determine your Purpose:
Identify whether your trip is for tourism, business, or other purposes.
2
Choose Your Country:
Apply to the embassy/consulate of the Schengen country, where you will spend most of your time.
3
Complete the Application:
Fill out the Schengen visa application form.
4
Documents:
Get the required necessary documents, such as
passport
, photos, travel insurance, flight itinerary, and proof of accommodation.
5
Book an Appointment:
Schedule an appointment at the embassy or visa centre.
6
Attend the Interview:
Submit your application, biometrics, and attend an interview.
7
Pay the Fee:
Make payment and wait for approval.
Documents Required for the Schengen Visa
The documents required for a Schengen Visa are a valid passport, a photo complying with the International Civil Aviation Organisation (ICAO) standards, medical insurance, supporting documents related to your purpose of stay, evidence of financial means and accommodation along with the proof of your intention to return to your country after your stay. Note that your passport's expiry date should be a minimum of at least 3 months after your departure date from the Schengen area.
Most Popular Destinations in Schengen Countries
Some of the most popular destinations in Schengen countries are:
Acropolis of Athens, Greece
Venice Canals, Italy
The Matterhorn, Switzerland
Palace of Versailles, France
Prague Castle, Czech Republic
Alhambra Palace, Spain
Orava Castle, Slovakia
Lake Bled, Slovenia
Comino Island, Malta
Black Forest, Germany
Gravensteen, Belgium
The Parliament Building, Hungary
Schönbrunn Palace, Austria
Plitvice Lakes National Park, Croatia
Eiffel Tower, France
Most Visited Countries
Dubai
Germany
Schengen
Canada
Japan
United Kingdom
Thailand
Turkey
China
UAE
France
Bali
Singapore
USA
Australia
Hongkong
New Zealand
Greece
Norway
Poland
Sri Lanka
Europe
Bangladesh
Belgium
Luxembourg
South Africa
Netherland
Finland
Iceland
Italy
Spain
Hungary
Mauritius
Ireland
Switzerland
Russia
Africa
Indonesia
South Korea
Portugal
Egypt
Romania
-
-
-
Travel insurance blog articles
List of Countries Where Travel Insurance Is Mandatory
Travel insurance is an absolute must when you visit a foreign country. Some countries where it is mandatory are as follows:
Germany
Poland
Greece
Norway
Israel
Turkey
Jordan
Romania
Singapore
Qatar
Saudi Arabia
Myanmar
Laos
Russia
Cuba
Portugal
Slovakia
Slovenia
Spain
Sweden
Switzerland
Even if it is not mandatory, buying travel insurance is recommended for your peace of mind.
Frequently Asked Questions About
Schengen Travel Insurance
Do I need travel health insurance for Schengen Visa?
Yes. Travel health insurance is necessary for a Schengen Visa. Travel insurance will cover healthcare expenses if you are hospitalised during your trip. Medical costs in Schengen nations are pretty high, and therefore, travel insurance offering adequate medical coverage is needed to get a Schengen Visa.
Is It Possible to Travel to Multiple Schengen Countries with the Same Schengen Visa?
Yes, you can. With a single visa, you can travel to all countries in the Schengen zone. The single visa you need to apply for at the consulate of your primary destination allows you to explore all the countries in the Schengen zone.
How Does a Single-Entry Schengen Visa Differ from a Multiple-Entry Schengen Visa?
Through a single-entry Schengen Visa, you can enter a Schengen zone only once. Once you exit, the visa becomes invalid. On the other hand, through a multiple-entry Schengen Visa, you can enter and exit the Schengen area multiple times within the visa’s validity.
How Much Time Does It Take to Process for a Schengen Visa?
The normal processing time for a Schengen Visa is 15 days. However, it can be extended up to 45 days if your application requires a more detailed examination or if any additional documents are needed.
Hi there!
Let us help you explore and buy a new policy.
Chat
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| Readable Markdown | 
The Schengen area is the home to some of the world's most picturesque countries. A Schengen visa is your gateway to travel to these nations and explore Europe's beauty. However, you need [travel insurance policy](https://www.icicilombard.com/travel-insurance) for Schengen countries while applying for a visa for any of the countries located in the Schengen zone.
## Key Features of Schengen Travel Insurance
A Schengen travel insurance protects you financially against any unexpected medical emergency that may result in hospitalisation during your trip. It also covers losses due to loss of baggage, luggage delay, passport loss, delayed or missed flights, etc. Simply put, Schengen travel insurance acts as a financial guard in case of any contingency arising during your travel in Schengen countries. Additionally, many policies also offer 24x7 travel assistance services, helping you with emergency cash allowance or support in case of travel disruptions.
## Types of Travel Insurance for Schengen Visa
The different types of travel insurance for Schengen Visa are:


[Multi-trip travel insurance](https://www.icicilombard.com/travel-insurance/gold-multi-trip)
This type of travel insurance for a Schengen visa is ideal if you frequently travel to the Schengen area. Both of them offer roughly the same type of coverage.

## Benefits of Buying Schengen Travel Insurance
- 1Mandatory for Visa Approval
It's required to get a Schengen visa, without which your application might be rejected.
- 2Coverage for Medical Expenses
A Schengen area travel insurance protects you from high medical costs in case of illness or injury resulting in hospitalisation.
- 3Compensation for Lost or Delayed Luggage
You get compensation if your luggage is lost, stolen, or delayed during your travel.
## List of Schengen Countries
29 countries are included in the Schengen area. These countries, known for their rich history, architecture and famous tourist places, are as follows:
- Austria
- Belgium
- Bulgaria
- Croatia
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
## What's Covered under Travel Insurance for Schengen from India?
- Inclusions
- Exclusions
- Hospitalisation due to an accident, illness or any medical emergency
- Losses arising due to flight delays or missed flights
- Trip cancellation due to unforeseen circumstances
- Loss of passport, other valuable documents and luggage
- Claims arising due to non-disclosed and non-declared medical conditions
- Expenses incurred due to self-inflicted injuries
- War or nuclear threat in the country of your travel
- Passport or luggage lost when left unattended
## Types of Schengen Visas
Tourist Schengen Visa, Business Schengen Visa and Student Schengen Visa are the various types of Schengen Visas. A Tourist Schengen Visa permits you to visit any Schengen country for leisure or to visit family and friends. The Business Schengen Visa allows you to conduct business in the country of your destination. If you are a student, the Student Schengen Visa permits you to stay and study in a Schengen country.
How to Buy the Best Travel Insurance for Schengen Online?
- 
Research Insurance Providers
Look for reliable insurance companies that offer travel insurance for Schengen countries.
- 
Compare Plans
Check different plans to see their coverage, like medical expenses, trip cancellations, and lost luggage.
- 
Read Customer Review
Go through reviews and feedback from previous customers to analyse the quality of service and claims process. Also, look at the insurer’s claims settlement ratio.

## What is Travel Health Insurance for Schengen Visa?
A [travel health insurance](https://www.icicilombard.com/travel-insurance/international-travel-health-insurance) for Schengen Visa:
- **Covers Medical Emergencies:** Protects you from high medical costs in case of illness or injury during your trip.
- **Can Offer Compassionate Cover:** If you travel alone and get hospitalised, the insurance company will arrange for one of your family members to be with you during your hospital stay.
## Visa Procedure for Schengen Countries

- 1 **Determine your Purpose:** Identify whether your trip is for tourism, business, or other purposes.
- 2 **Choose Your Country:** Apply to the embassy/consulate of the Schengen country, where you will spend most of your time.
- 3 **Complete the Application:** Fill out the Schengen visa application form.
- 4 **Documents:** Get the required necessary documents, such as [passport](https://www.icicilombard.com/travel-insurance/passport), photos, travel insurance, flight itinerary, and proof of accommodation.
- 5 **Book an Appointment:** Schedule an appointment at the embassy or visa centre.
- 6 **Attend the Interview:** Submit your application, biometrics, and attend an interview.
- 7 **Pay the Fee:** Make payment and wait for approval.
## Documents Required for the Schengen Visa
The documents required for a Schengen Visa are a valid passport, a photo complying with the International Civil Aviation Organisation (ICAO) standards, medical insurance, supporting documents related to your purpose of stay, evidence of financial means and accommodation along with the proof of your intention to return to your country after your stay. Note that your passport's expiry date should be a minimum of at least 3 months after your departure date from the Schengen area.
## Most Popular Destinations in Schengen Countries
Some of the most popular destinations in Schengen countries are:
- Acropolis of Athens, Greece
- Venice Canals, Italy
- The Matterhorn, Switzerland
- Palace of Versailles, France
- Prague Castle, Czech Republic
- Alhambra Palace, Spain
- Orava Castle, Slovakia
- Lake Bled, Slovenia
- Comino Island, Malta
- Black Forest, Germany
- Gravensteen, Belgium
- The Parliament Building, Hungary
- Schönbrunn Palace, Austria
- Plitvice Lakes National Park, Croatia
- Eiffel Tower, France
## Most Visited Countries
| | | | | |
|---|---|---|---|---|
| [Dubai](https://www.icicilombard.com/travel-insurance/travel-insurance-for-dubai) | [Germany](https://www.icicilombard.com/travel-insurance/travel-insurance-for-germany) | [Schengen](https://www.icicilombard.com/travel-insurance/travel-insurance-for-schengen) | [Canada](https://www.icicilombard.com/travel-insurance/travel-insurance-for-canada) | [Japan](https://www.icicilombard.com/travel-insurance/travel-insurance-for-japan) |
| [United Kingdom](https://www.icicilombard.com/travel-insurance/travel-insurance-for-uk) | [Thailand](https://www.icicilombard.com/travel-insurance/travel-insurance-for-thailand) | [Turkey](https://www.icicilombard.com/travel-insurance/travel-insurance-for-turkey) | [China](https://www.icicilombard.com/travel-insurance/travel-insurance-for-china) | [UAE](https://www.icicilombard.com/travel-insurance/travel-insurance-for-uae) |
| [France](https://www.icicilombard.com/travel-insurance/travel-insurance-for-france) | [Bali](https://www.icicilombard.com/travel-insurance/travel-insurance-for-bali) | [Singapore](https://www.icicilombard.com/travel-insurance/travel-insurance-for-singapore) | [USA](https://www.icicilombard.com/travel-insurance/travel-insurance-for-usa) | [Australia](https://www.icicilombard.com/travel-insurance/travel-insurance-for-australia) |
| [Hongkong](https://www.icicilombard.com/travel-insurance/hongkong-travel-insurance) | [New Zealand](https://www.icicilombard.com/travel-insurance/new-zealand-travel-insurance) | [Greece](https://www.icicilombard.com/travel-insurance/greece-travel-insurance) | [Norway](https://www.icicilombard.com/travel-insurance/norway-travel-insurance) | [Poland](https://www.icicilombard.com/travel-insurance/poland-travel-insurance) |
| [Sri Lanka](https://www.icicilombard.com/travel-insurance/sri-lanka-travel-insurance) | [Europe](https://www.icicilombard.com/travel-insurance/europe-travel-insurance) | [Bangladesh](https://www.icicilombard.com/travel-insurance/bangladesh-travel-insurance) | [Belgium](https://www.icicilombard.com/travel-insurance/belgium-travel-insurance) | [Luxembourg](https://www.icicilombard.com/travel-insurance/luxembourg-travel-insurance) |
| [South Africa](https://www.icicilombard.com/travel-insurance/south-africa-travel-insurance) | [Netherland](https://www.icicilombard.com/travel-insurance/netherlands-travel-insurance) | [Finland](https://www.icicilombard.com/travel-insurance/travel-insurance-for-finland) | [Iceland](https://www.icicilombard.com/travel-insurance/travel-insurance-for-iceland) | [Italy](https://www.icicilombard.com/travel-insurance/travel-insurance-for-italy) |
| [Spain](https://www.icicilombard.com/travel-insurance/travel-insurance-for-spain) | [Hungary](https://www.icicilombard.com/travel-insurance/travel-insurance-for-hungary) | [Mauritius](https://www.icicilombard.com/travel-insurance/travel-insurance-for-mauritius) | [Ireland](https://www.icicilombard.com/travel-insurance/travel-insurance-for-ireland) | [Switzerland](https://www.icicilombard.com/travel-insurance/travel-insurance-for-switzerland) |
| [Russia](https://www.icicilombard.com/travel-insurance/travel-insurance-for-russia) | [Africa](https://www.icicilombard.com/travel-insurance/travel-insurance-for-africa) | [Indonesia](https://www.icicilombard.com/travel-insurance/travel-insurance-for-indonesia) | [South Korea](https://www.icicilombard.com/travel-insurance/travel-insurance-for-korea) | [Portugal](https://www.icicilombard.com/travel-insurance/travel-insurance-for-portugal) |
| [Egypt](https://www.icicilombard.com/travel-insurance/travel-insurance-for-egypt) | [Romania](https://www.icicilombard.com/travel-insurance/travel-insurance-for-romania) | \- | \- | \- |
Travel insurance blog articles
## List of Countries Where Travel Insurance Is Mandatory
Travel insurance is an absolute must when you visit a foreign country. Some countries where it is mandatory are as follows:
- Germany
- Poland
- Greece
- Norway
- Israel
- Turkey
- Jordan
- Romania
- Singapore
- Qatar
- Saudi Arabia
- Myanmar
- Laos
- Russia
- Cuba
- Portugal
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
Even if it is not mandatory, buying travel insurance is recommended for your peace of mind.
## Frequently Asked Questions About Schengen Travel Insurance
### Do I need travel health insurance for Schengen Visa?
Yes. Travel health insurance is necessary for a Schengen Visa. Travel insurance will cover healthcare expenses if you are hospitalised during your trip. Medical costs in Schengen nations are pretty high, and therefore, travel insurance offering adequate medical coverage is needed to get a Schengen Visa.
### Is It Possible to Travel to Multiple Schengen Countries with the Same Schengen Visa?
Yes, you can. With a single visa, you can travel to all countries in the Schengen zone. The single visa you need to apply for at the consulate of your primary destination allows you to explore all the countries in the Schengen zone.
### How Does a Single-Entry Schengen Visa Differ from a Multiple-Entry Schengen Visa?
Through a single-entry Schengen Visa, you can enter a Schengen zone only once. Once you exit, the visa becomes invalid. On the other hand, through a multiple-entry Schengen Visa, you can enter and exit the Schengen area multiple times within the visa’s validity.
### How Much Time Does It Take to Process for a Schengen Visa?
The normal processing time for a Schengen Visa is 15 days. However, it can be extended up to 45 days if your application requires a more detailed examination or if any additional documents are needed.
**Hi there\!**
Let us help you explore and buy a new policy.
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