🕷️ Crawler Inspector

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Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 88 (from laksa078)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa088.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.healthcare.gov/choose-a-plan/comparing-plans/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.healthcare.gov/choose-a-plan/comparing-plans/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.healthcare.gov\/choose-a-plan\/comparing-plans\/","crawl_time":1776096885,"first_indexed_time":1412409605,"http_code":200,"src_unparsed":"gov,healthcare!www,\/choose-a-plan\/comparing-plans\/ s443","src_root_hash":"4842803394485655288","history_drop_reason":null,"meta_title":"3 things to know before you pick a health insurance plan | HealthCare.gov","meta_descriptions":["Get tips on comparing & choosing a health plan that make the process simpler Get tips on comparing & choosing a health plan that make the process simpler"],"attrs_boilerpipe_text":"More info\n3 things to know before you pick a health insurance plan\nHealth plan categories: Bronze, Silver, Gold & Platinum\nCatastrophic health plans\nHealth insurance plan & network types: HMOs, PPOs, and more\nYour total costs for health care: Premium, deductible & out-of-pocket costs\n3 things to know before you pick a health insurance plan\nHow to Choose a Plan in     \nthe Health Insurance     \nMarketplace\n®\nChoosing a health insurance plan can be complicated. Knowing just a few things before you \ncompare plans\n can make it simpler.\nThe 4 “metal” categories\n: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care.\nYour total costs for health care\n: You pay a monthly bill to your insurance company (a \"premium\"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a \n, when you get care. It’s important to think about both kinds of costs when shopping for a plan.\nPlan and network types\n — \n, \n, \n, and \n: Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network.\nNotice:\nWant to compare plans & prices now?\nProvide some income and household information to see plans available in your area, with estimated prices based on your income.\nMore Answers: What to know before you pick a health insurance plan \nCan we improve this page?","attrs_markdown":"[Skip to main content](https:\/\/www.healthcare.gov\/choose-a-plan\/comparing-plans\/#main)\n\nAn official website of the United States government\n\nHere's how you know\n\nHere's how you know\n\n**Official websites use .gov**  \nA  **.gov** website belongs to an official government organization in the United States.\n\n**Secure .gov websites use HTTPS**  \nA **lock** () or **https:\/\/** means you've safely connected to the .gov website. Share sensitive information only on official, secure websites.\n\n- [Español](https:\/\/www.cuidadodesalud.gov\/es\/choose-a-plan\/comparing-plans\/)\n- [Log in](https:\/\/www.healthcare.gov\/login)\n\nMenu\n\n- [Get Coverage](https:\/\/www.healthcare.gov\/get-coverage)\n- [Keep or Update Your Plan](https:\/\/www.healthcare.gov\/have-coverage)\n- See Topics\n  - Enroll in health insurance\n    - [Find out if you can enroll now](https:\/\/www.healthcare.gov\/screener)\n    - [Enrollment dates & deadlines](https:\/\/www.healthcare.gov\/quick-guide\/dates-and-deadlines)\n    - [Marketplace tips](https:\/\/www.healthcare.gov\/quick-guide\/one-page-guide-to-the-marketplace)\n    - [How to apply & enroll](https:\/\/www.healthcare.gov\/apply-and-enroll\/how-to-apply)\n    - [Picking a plan](https:\/\/www.healthcare.gov\/choose-a-plan\/comparing-plans)\n    - [Dental coverage](https:\/\/www.healthcare.gov\/coverage\/dental-coverage)\n    - [Medicaid & CHIP](https:\/\/www.healthcare.gov\/medicaid-chip\/getting-medicaid-chip)\n  - Make changes\n    - [Reporting income\/household changes](https:\/\/www.healthcare.gov\/reporting-changes\/why-report-changes)\n    - [Changing plans](https:\/\/www.healthcare.gov\/keep-or-change-plan)\n    - [Cancel a plan](https:\/\/www.healthcare.gov\/reporting-changes\/cancel-plan)\n  - Save money\n    - [Find out if you'll save](https:\/\/www.healthcare.gov\/lower-costs)\n    - [Save on your premiums](https:\/\/www.healthcare.gov\/lower-costs\/save-on-monthly-premiums)\n    - [Extra savings](https:\/\/www.healthcare.gov\/lower-costs\/save-on-out-of-pocket-costs)\n    - [High Deductible Health Plans](https:\/\/www.healthcare.gov\/high-deductible-health-plan)\n  - How to...\n    - [Use your coverage](https:\/\/www.healthcare.gov\/using-marketplace-coverage)\n    - [Estimate income](https:\/\/www.healthcare.gov\/income-and-household-information)\n    - [Find local help](https:\/\/www.healthcare.gov\/find-assistance)\n    - [Submit documents](https:\/\/www.healthcare.gov\/tips-and-troubleshooting\/uploading-documents)\n    - [Appeal a Marketplace decision](https:\/\/www.healthcare.gov\/marketplace-appeals)\n    - [Pay premium & check coverage status](https:\/\/www.healthcare.gov\/apply-and-enroll\/complete-your-enrollment)\n  - More details if you...\n    - [Just had a baby or adopted](https:\/\/www.healthcare.gov\/coverage-outside-open-enrollment\/special-enrollment-period#household)\n    - [Are under 30](https:\/\/www.healthcare.gov\/young-adults)\n    - [Have (or offered) job-based insurance](https:\/\/www.healthcare.gov\/have-job-based-coverage)\n    - [Are self-employed](https:\/\/www.healthcare.gov\/self-employed)\n    - [Are unemployed](https:\/\/www.healthcare.gov\/unemployed)\n    - [Qualify for Medicare](https:\/\/www.healthcare.gov\/medicare)\n  - Taxes\n    - [Health coverage & your taxes](https:\/\/www.healthcare.gov\/taxes)\n    - [Tax Form 1095-A](https:\/\/www.healthcare.gov\/tax-form-1095)\n    - ['Reconcile' tax credit](https:\/\/www.healthcare.gov\/taxes-reconciling)\n  - [Browse all topics](https:\/\/www.healthcare.gov\/topics)\n- [Get Answers](https:\/\/www.healthcare.gov\/get-answers)\n\n- [Español](https:\/\/www.cuidadodesalud.gov\/es\/choose-a-plan\/comparing-plans\/)\n- [Log in](https:\/\/www.healthcare.gov\/login)\n\n[Get Coverage](https:\/\/www.healthcare.gov\/get-coverage\/)[Keep or Update Your Plan](https:\/\/www.healthcare.gov\/have-coverage\/)\n\nSee Topics\n\n## Enroll in health insurance\n- [Find out if you can enroll now](https:\/\/www.healthcare.gov\/screener)\n- [Enrollment dates & deadlines](https:\/\/www.healthcare.gov\/quick-guide\/dates-and-deadlines\/)\n- [Marketplace tips](https:\/\/www.healthcare.gov\/quick-guide\/one-page-guide-to-the-marketplace\/)\n- [How to apply & enroll](https:\/\/www.healthcare.gov\/apply-and-enroll\/how-to-apply\/)\n- [Picking a plan](https:\/\/www.healthcare.gov\/choose-a-plan\/comparing-plans\/)\n- [Dental coverage](https:\/\/www.healthcare.gov\/coverage\/dental-coverage\/)\n- [Medicaid & CHIP](https:\/\/www.healthcare.gov\/medicaid-chip\/getting-medicaid-chip\/)\n\n## Make changes\n- [Reporting income\/household changes](https:\/\/www.healthcare.gov\/reporting-changes\/why-report-changes\/)\n- [Changing plans](https:\/\/www.healthcare.gov\/keep-or-change-plan\/)\n- [Cancel a plan](https:\/\/www.healthcare.gov\/reporting-changes\/cancel-plan\/)\n\n## Save money\n- [Find out if you'll save](https:\/\/www.healthcare.gov\/lower-costs\/)\n- [Save on your premiums](https:\/\/www.healthcare.gov\/lower-costs\/save-on-monthly-premiums\/)\n- [Extra savings](https:\/\/www.healthcare.gov\/lower-costs\/save-on-out-of-pocket-costs\/)\n- [High Deductible Health Plans](https:\/\/www.healthcare.gov\/high-deductible-health-plan\/)\n\n## How to...\n- [Use your coverage](https:\/\/www.healthcare.gov\/using-marketplace-coverage\/)\n- [Estimate income](https:\/\/www.healthcare.gov\/income-and-household-information\/)\n- [Find local help](https:\/\/www.healthcare.gov\/find-assistance\/)\n- [Submit documents](https:\/\/www.healthcare.gov\/tips-and-troubleshooting\/uploading-documents\/)\n- [Appeal a Marketplace decision](https:\/\/www.healthcare.gov\/marketplace-appeals\/)\n- [Pay premium & check coverage status](https:\/\/www.healthcare.gov\/apply-and-enroll\/complete-your-enrollment\/)\n\n## More details if you...\n- [Just had a baby or adopted](https:\/\/www.healthcare.gov\/coverage-outside-open-enrollment\/special-enrollment-period#household)\n- [Are under 30](https:\/\/www.healthcare.gov\/young-adults\/)\n- [Have (or offered) job-based insurance](https:\/\/www.healthcare.gov\/have-job-based-coverage\/)\n- [Are self-employed](https:\/\/www.healthcare.gov\/self-employed\/)\n- [Are unemployed](https:\/\/www.healthcare.gov\/unemployed\/)\n- [Qualify for Medicare](https:\/\/www.healthcare.gov\/medicare\/)\n\n## Taxes\n- [Health coverage & your taxes](https:\/\/www.healthcare.gov\/taxes\/)\n- [Tax Form 1095-A](https:\/\/www.healthcare.gov\/tax-form-1095\/)\n- ['Reconcile' tax credit](https:\/\/www.healthcare.gov\/taxes-reconciling\/)\n\n[Browse all topics](https:\/\/www.healthcare.gov\/topics\/)\n\nFeatured\n\n![](https:\/\/www.healthcare.gov\/assets\/learn\/static\/featured\/adobestock.jpg)\n\nFind out if you qualify for a Special Enrollment Period\n\n[Open Enrollment is over, but you may still be able to get or change health coverage for this year.](https:\/\/www.healthcare.gov\/coverage-outside-open-enrollment\/your-options\/)\n\n[Get Answers](https:\/\/www.healthcare.gov\/get-answers\/)\n\n# How to pick a health insurance plan\n[Email this pageEmail](mailto:?subject=3%20things%20to%20know%20before%20you%20pick%20a%20health%20insurance%20plan&body=https%3A%2F%2Fwww.healthcare.gov%2Fchoose-a-plan%2Fcomparing-plans%2F)\n\nPrint this pagePrint\n\n## More info\n- [3 things to know before you pick a health insurance plan](https:\/\/www.healthcare.gov\/choose-a-plan\/comparing-plans\/)\n- [Health plan categories: Bronze, Silver, Gold & Platinum](https:\/\/www.healthcare.gov\/choose-a-plan\/plans-categories\/)\n- [Catastrophic health plans](https:\/\/www.healthcare.gov\/choose-a-plan\/catastrophic-health-plans\/)\n- [Health insurance plan & network types: HMOs, PPOs, and more](https:\/\/www.healthcare.gov\/choose-a-plan\/plan-types\/)\n- [Your total costs for health care: Premium, deductible & out-of-pocket costs](https:\/\/www.healthcare.gov\/choose-a-plan\/your-total-costs\/)\n\n## 3 things to know before you pick a health insurance plan\n![](<data:image\/svg+xml;charset=utf-8,%3Csvg height='132' width='220' xmlns='http:\/\/www.w3.org\/2000\/svg' version='1.1'%3E%3C\/svg%3E>)\n\n![How to choose a plan in the health insurance marketplace](data:image\/jpeg;base64,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)![How to choose a plan in the health insurance marketplace](https:\/\/www.healthcare.gov\/assets\/learn\/static\/styles\/gatsby_large_1024\/public\/inline-images\/en\/how-to-choose-a-plan-in-the-health-insurance-marketplace.jpeg?itok=99K5OHo1)\n\n![How to choose a plan in the health insurance marketplace](https:\/\/www.healthcare.gov\/assets\/learn\/static\/styles\/gatsby_large_1024\/public\/inline-images\/en\/how-to-choose-a-plan-in-the-health-insurance-marketplace.jpeg?itok=99K5OHo1)\n## How to Choose a Plan in the Health Insurance Marketplace®\nHow to Choose a Plan in   \nthe Health Insurance   \nMarketplace®\n\nChoosing a health insurance plan can be complicated. Knowing just a few things before you [compare plans](https:\/\/www.healthcare.gov\/see-plans\/) can make it simpler.\n\n- [The 4 “metal” categories](https:\/\/www.healthcare.gov\/choose-a-plan\/plans-categories\/): There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care.\n- [Your total costs for health care](https:\/\/www.healthcare.gov\/choose-a-plan\/your-total-costs\/): You pay a monthly bill to your insurance company (a \"premium\"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a\n  deductible\n  \n  How much you’ll pay for certain covered services and items each year before your plan starts to pay (except free preventive services).\n  \n  Refer to glossary for more details.\n  , when you get care. It’s important to think about both kinds of costs when shopping for a plan.\n- [Plan and network types](https:\/\/www.healthcare.gov\/choose-a-plan\/plan-types\/) —\n  HMO\n  \n  A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness.\n  \n  Refer to glossary for more details.\n  ,\n  PPO\n  \n  A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.\n  \n  Refer to glossary for more details.\n  ,\n  POS\n  \n  A type of plan in which you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist.\n  \n  Refer to glossary for more details.\n  , and\n  EPO\n  \n  A managed care plan where services are covered only if you go to doctors, specialists, or hospitals in the plan’s network (except in an emergency).\n  \n  Refer to glossary for more details.\n  : Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network.\n\nRemember that plans also may differ in quality. [Learn more about quality ratings](https:\/\/www.healthcare.gov\/quality-ratings\/).\n\nNotice:\n\n**Want to compare plans & prices now?**  \nProvide some income and household information to see plans available in your area, with estimated prices based on your income.\n\n[See plans](https:\/\/www.healthcare.gov\/see-plans\/)\n## More Answers: What to know before you pick a health insurance plan\n## How can I learn about the quality of care doctors and hospitals provide?\nYou can search, compare, and assess providers, hospitals, and other care facilities using [these tools](https:\/\/www.healthcare.gov\/using-marketplace-coverage\/getting-medical-care\/).\n\n## How can I find out if I can save on a Marketplace plan?\nUse this quick tool to [see if your income estimate falls in the range for a premium tax credit and cost-sharing reductions](https:\/\/www.healthcare.gov\/lower-costs\/). The type of savings you qualify for may affect which plan category is the best fit for you.\n\n## How do I get details on plans I’m interested in, like if my doctors and drugs are covered?\nYou can view a summary of benefits, a plan brochure, a provider directory, and a list of covered drugs for each plan. You’ll find links to all of these when you’re comparing Marketplace plans or [previewing plans and prices](https:\/\/www.healthcare.gov\/see-plans\/) before you log in.\n\nYou can also search for your doctors, medical facilities, and prescription drugs when you compare plans. Select your doctors, hospitals and other medical facilities, and prescription drugs. When you view plans, we’ll tell you if each one covers them in network.\n\n[Email this pageEmail](mailto:?subject=3%20things%20to%20know%20before%20you%20pick%20a%20health%20insurance%20plan&body=https%3A%2F%2Fwww.healthcare.gov%2Fchoose-a-plan%2Fcomparing-plans%2F)\n\nPrint this pagePrint\n## Can we improve this page?\n[Back to top](https:\/\/www.healthcare.gov\/choose-a-plan\/comparing-plans\/#top)\n\n## Resources\n- [About the Affordable Care Act](https:\/\/www.hhs.gov\/healthcare\/index.html)\n- [Regulatory and Policy Information](https:\/\/www.cms.gov\/marketplace\/about\/oversight)\n- [For Navigators, Assisters & Partners](https:\/\/www.cms.gov\/marketplace\/in-person-assisters\/information-partners)\n- [For Agents and Brokers](https:\/\/www.cms.gov\/marketplace\/agents-brokers\/resources)\n\n- [For the Media](https:\/\/www.cms.gov\/about-cms\/contact\/newsroom)\n- [For Researchers](https:\/\/www.healthcare.gov\/health-and-dental-plan-datasets-for-researchers-and-issuers\/)\n- [For States](https:\/\/www.cms.gov\/marketplace\/states\/state-marketplace-resources)\n- [Information in other languages](https:\/\/www.healthcare.gov\/language-resource\/)\n\n## Connect with us\n- [Questions? Call 1-800-318-2596](https:\/\/www.healthcare.gov\/contact-us\/)\n- [Find Local Help](https:\/\/localhelp.healthcare.gov\/)\n\n[Facebook HealthCare.gov](https:\/\/www.facebook.com\/Healthcare.gov)\n\n## You are leaving HealthCare.gov.\nYou're about to connect to a third-party site. Select CONTINUE to proceed or CANCEL to stay on this site.\n\n[Learn more about links to third-party sites](https:\/\/www.healthcare.gov\/using-this-site).\n\n[Continue](https:\/\/www.facebook.com\/Healthcare.gov)\n\nCancel\n\n[Twitter HealthCare.gov](https:\/\/twitter.com\/HealthCareGov)\n\n## You are leaving HealthCare.gov.\nYou're about to connect to a third-party site. Select CONTINUE to proceed or CANCEL to stay on this site.\n\n[Learn more about links to third-party sites](https:\/\/www.healthcare.gov\/using-this-site).\n\n[Continue](https:\/\/twitter.com\/HealthCareGov)\n\nCancel\n\n[YouTube HealthCare.gov](https:\/\/www.youtube.com\/HealthCareGov)\n\n## You are leaving HealthCare.gov.\nYou're about to connect to a third-party site. Select CONTINUE to proceed or CANCEL to stay on this site.\n\n[Learn more about links to third-party sites](https:\/\/www.healthcare.gov\/using-this-site).\n\n[Continue](https:\/\/www.youtube.com\/HealthCareGov)\n\nCancel\n\n- [Contact us](https:\/\/www.healthcare.gov\/contact-us)\n- [Archive](https:\/\/www.healthcare.gov\/archive)\n- [Accessibility](http:\/\/www.cms.gov\/About-CMS\/Agency-Information\/Aboutwebsite\/CMSNondiscriminationNotice.html)\n- Privacy settings\n- [Privacy policy](https:\/\/www.healthcare.gov\/privacy)\n- [Using this site](https:\/\/www.healthcare.gov\/using-this-site)\n\nLanguage resources\n\n- [中文](https:\/\/www.healthcare.gov\/language-resource\/#chinese)\n- [Kreyòl](https:\/\/www.healthcare.gov\/language-resource\/#creole)\n- [Français](https:\/\/www.healthcare.gov\/language-resource\/#french)\n- [Deutsch](https:\/\/www.healthcare.gov\/language-resource\/#german)\n- [ગુજરાતી](https:\/\/www.healthcare.gov\/language-resource\/#gujarati)\n- [हिंदी](https:\/\/www.healthcare.gov\/language-resource\/#hindi)\n- [Italiano](https:\/\/www.healthcare.gov\/language-resource\/#italian)\n- [日本語](https:\/\/www.healthcare.gov\/language-resource\/#japanese)\n- [한국어](https:\/\/www.healthcare.gov\/language-resource\/#korean)\n- [Polski](https:\/\/www.healthcare.gov\/language-resource\/#polish)\n- [Português](https:\/\/www.healthcare.gov\/language-resource\/#portuguese)\n- [Русский](https:\/\/www.healthcare.gov\/language-resource\/#russian)\n- [Español](https:\/\/www.healthcare.gov\/language-resource\/#spanish)\n- [Tagalog](https:\/\/www.healthcare.gov\/language-resource\/#tagalog)\n- [Tiếng Việt](https:\/\/www.healthcare.gov\/language-resource\/#vietnamese)\n\nHealth Insurance Marketplace® is a registered trademark of the Department of Health & Human Services.\n\nAn official website of the U.S. Centers for Medicare & Medicaid Services.\n\n![](https:\/\/gov1.qualtrics.com\/WRQualtricsSiteIntercept\/Graphic.php?IM=IM_brriXYMu68CEU3s)\n\n![](https:\/\/gov1.siteintercept.qualtrics.com\/static\/q-siteintercept\/~\/img\/svg-close-btn-white-1.svg)\n\n![Cancel](https:\/\/gov1.siteintercept.qualtrics.com\/WRQualtricsShared\/Graphics\/siteintercept\/remove_screen_capture.png)![](https:\/\/gov1.siteintercept.qualtrics.com\/WRQualtricsShared\/Graphics\/siteintercept\/building_preview.gif)\n\nBuilding Preview ...","attrs_readable_markdown":"## More info\n- [3 things to know before you pick a health insurance plan](https:\/\/www.healthcare.gov\/choose-a-plan\/comparing-plans\/)\n- [Health plan categories: Bronze, Silver, Gold & Platinum](https:\/\/www.healthcare.gov\/choose-a-plan\/plans-categories\/)\n- [Catastrophic health plans](https:\/\/www.healthcare.gov\/choose-a-plan\/catastrophic-health-plans\/)\n- [Health insurance plan & network types: HMOs, PPOs, and more](https:\/\/www.healthcare.gov\/choose-a-plan\/plan-types\/)\n- [Your total costs for health care: Premium, deductible & out-of-pocket costs](https:\/\/www.healthcare.gov\/choose-a-plan\/your-total-costs\/)\n\n## 3 things to know before you pick a health insurance plan\nHow to Choose a Plan in   \nthe Health Insurance   \nMarketplace®\n\nChoosing a health insurance plan can be complicated. Knowing just a few things before you [compare plans](https:\/\/www.healthcare.gov\/see-plans\/) can make it simpler.\n\n- [The 4 “metal” categories](https:\/\/www.healthcare.gov\/choose-a-plan\/plans-categories\/): There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care.\n- [Your total costs for health care](https:\/\/www.healthcare.gov\/choose-a-plan\/your-total-costs\/): You pay a monthly bill to your insurance company (a \"premium\"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a , when you get care. It’s important to think about both kinds of costs when shopping for a plan.\n- [Plan and network types](https:\/\/www.healthcare.gov\/choose-a-plan\/plan-types\/) — , , , and : Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network.\n\nNotice:\n\n**Want to compare plans & prices now?**  \nProvide some income and household information to see plans available in your area, with estimated prices based on your income.\n## More Answers: What to know before you pick a health insurance plan\n\nCan we improve this page?","meta_canonical":null}

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Boilerpipe Text	More info 3 things to know before you pick a health insurance plan Health plan categories: Bronze, Silver, Gold & Platinum Catastrophic health plans Health insurance plan & network types: HMOs, PPOs, and more Your total costs for health care: Premium, deductible & out-of-pocket costs 3 things to know before you pick a health insurance plan How to Choose a Plan in the Health Insurance Marketplace ® Choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler. The 4 “metal” categories : There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care. Your total costs for health care : You pay a monthly bill to your insurance company (a "premium"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a , when you get care. It’s important to think about both kinds of costs when shopping for a plan. Plan and network types — , , , and : Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network. Notice: Want to compare plans & prices now? Provide some income and household information to see plans available in your area, with estimated prices based on your income. More Answers: What to know before you pick a health insurance plan Can we improve this page?
Markdown	[Skip to main content](https://www.healthcare.gov/choose-a-plan/comparing-plans/#main) An official website of the United States government Here's how you know Here's how you know Official websites use .gov A .gov website belongs to an official government organization in the United States. Secure .gov websites use HTTPS A lock () or https:// means you've safely connected to the .gov website. Share sensitive information only on official, secure websites. - [Español](https://www.cuidadodesalud.gov/es/choose-a-plan/comparing-plans/) - [Log in](https://www.healthcare.gov/login) Menu - [Get Coverage](https://www.healthcare.gov/get-coverage) - [Keep or Update Your Plan](https://www.healthcare.gov/have-coverage) - See Topics - Enroll in health insurance - [Find out if you can enroll now](https://www.healthcare.gov/screener) - [Enrollment dates & deadlines](https://www.healthcare.gov/quick-guide/dates-and-deadlines) - [Marketplace tips](https://www.healthcare.gov/quick-guide/one-page-guide-to-the-marketplace) - [How to apply & enroll](https://www.healthcare.gov/apply-and-enroll/how-to-apply) - [Picking a plan](https://www.healthcare.gov/choose-a-plan/comparing-plans) - [Dental coverage](https://www.healthcare.gov/coverage/dental-coverage) - [Medicaid & CHIP](https://www.healthcare.gov/medicaid-chip/getting-medicaid-chip) - Make changes - [Reporting income/household changes](https://www.healthcare.gov/reporting-changes/why-report-changes) - [Changing plans](https://www.healthcare.gov/keep-or-change-plan) - [Cancel a plan](https://www.healthcare.gov/reporting-changes/cancel-plan) - Save money - [Find out if you'll save](https://www.healthcare.gov/lower-costs) - [Save on your premiums](https://www.healthcare.gov/lower-costs/save-on-monthly-premiums) - [Extra savings](https://www.healthcare.gov/lower-costs/save-on-out-of-pocket-costs) - [High Deductible Health Plans](https://www.healthcare.gov/high-deductible-health-plan) - How to... - [Use your coverage](https://www.healthcare.gov/using-marketplace-coverage) - [Estimate income](https://www.healthcare.gov/income-and-household-information) - [Find local help](https://www.healthcare.gov/find-assistance) - [Submit documents](https://www.healthcare.gov/tips-and-troubleshooting/uploading-documents) - [Appeal a Marketplace decision](https://www.healthcare.gov/marketplace-appeals) - [Pay premium & check coverage status](https://www.healthcare.gov/apply-and-enroll/complete-your-enrollment) - More details if you... - [Just had a baby or adopted](https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period#household) - [Are under 30](https://www.healthcare.gov/young-adults) - [Have (or offered) job-based insurance](https://www.healthcare.gov/have-job-based-coverage) - [Are self-employed](https://www.healthcare.gov/self-employed) - [Are unemployed](https://www.healthcare.gov/unemployed) - [Qualify for Medicare](https://www.healthcare.gov/medicare) - Taxes - [Health coverage & your taxes](https://www.healthcare.gov/taxes) - [Tax Form 1095-A](https://www.healthcare.gov/tax-form-1095) - ['Reconcile' tax credit](https://www.healthcare.gov/taxes-reconciling) - [Browse all topics](https://www.healthcare.gov/topics) - [Get Answers](https://www.healthcare.gov/get-answers) - [Español](https://www.cuidadodesalud.gov/es/choose-a-plan/comparing-plans/) - [Log in](https://www.healthcare.gov/login) [Get Coverage](https://www.healthcare.gov/get-coverage/)[Keep or Update Your Plan](https://www.healthcare.gov/have-coverage/) See Topics ## Enroll in health insurance - [Find out if you can enroll now](https://www.healthcare.gov/screener) - [Enrollment dates & deadlines](https://www.healthcare.gov/quick-guide/dates-and-deadlines/) - [Marketplace tips](https://www.healthcare.gov/quick-guide/one-page-guide-to-the-marketplace/) - [How to apply & enroll](https://www.healthcare.gov/apply-and-enroll/how-to-apply/) - [Picking a plan](https://www.healthcare.gov/choose-a-plan/comparing-plans/) - [Dental coverage](https://www.healthcare.gov/coverage/dental-coverage/) - [Medicaid & CHIP](https://www.healthcare.gov/medicaid-chip/getting-medicaid-chip/) ## Make changes - [Reporting income/household changes](https://www.healthcare.gov/reporting-changes/why-report-changes/) - [Changing plans](https://www.healthcare.gov/keep-or-change-plan/) - [Cancel a plan](https://www.healthcare.gov/reporting-changes/cancel-plan/) ## Save money - [Find out if you'll save](https://www.healthcare.gov/lower-costs/) - [Save on your premiums](https://www.healthcare.gov/lower-costs/save-on-monthly-premiums/) - [Extra savings](https://www.healthcare.gov/lower-costs/save-on-out-of-pocket-costs/) - [High Deductible Health Plans](https://www.healthcare.gov/high-deductible-health-plan/) ## How to... - [Use your coverage](https://www.healthcare.gov/using-marketplace-coverage/) - [Estimate income](https://www.healthcare.gov/income-and-household-information/) - [Find local help](https://www.healthcare.gov/find-assistance/) - [Submit documents](https://www.healthcare.gov/tips-and-troubleshooting/uploading-documents/) - [Appeal a Marketplace decision](https://www.healthcare.gov/marketplace-appeals/) - [Pay premium & check coverage status](https://www.healthcare.gov/apply-and-enroll/complete-your-enrollment/) ## More details if you... - [Just had a baby or adopted](https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period#household) - [Are under 30](https://www.healthcare.gov/young-adults/) - [Have (or offered) job-based insurance](https://www.healthcare.gov/have-job-based-coverage/) - [Are self-employed](https://www.healthcare.gov/self-employed/) - [Are unemployed](https://www.healthcare.gov/unemployed/) - [Qualify for Medicare](https://www.healthcare.gov/medicare/) ## Taxes - [Health coverage & your taxes](https://www.healthcare.gov/taxes/) - [Tax Form 1095-A](https://www.healthcare.gov/tax-form-1095/) - ['Reconcile' tax credit](https://www.healthcare.gov/taxes-reconciling/) [Browse all topics](https://www.healthcare.gov/topics/) Featured ![](https://www.healthcare.gov/assets/learn/static/featured/adobestock.jpg) Find out if you qualify for a Special Enrollment Period [Open Enrollment is over, but you may still be able to get or change health coverage for this year.](https://www.healthcare.gov/coverage-outside-open-enrollment/your-options/) [Get Answers](https://www.healthcare.gov/get-answers/) # How to pick a health insurance plan [Email this pageEmail](mailto:?subject=3%20things%20to%20know%20before%20you%20pick%20a%20health%20insurance%20plan&body=https%3A%2F%2Fwww.healthcare.gov%2Fchoose-a-plan%2Fcomparing-plans%2F) Print this pagePrint ## More info - [3 things to know before you pick a health insurance plan](https://www.healthcare.gov/choose-a-plan/comparing-plans/) - [Health plan categories: Bronze, Silver, Gold & Platinum](https://www.healthcare.gov/choose-a-plan/plans-categories/) - [Catastrophic health plans](https://www.healthcare.gov/choose-a-plan/catastrophic-health-plans/) - [Health insurance plan & network types: HMOs, PPOs, and more](https://www.healthcare.gov/choose-a-plan/plan-types/) - [Your total costs for health care: Premium, deductible & out-of-pocket costs](https://www.healthcare.gov/choose-a-plan/your-total-costs/) ## 3 things to know before you pick a health insurance plan ![](<data:image/svg+xml;charset=utf-8,%3Csvg height='132' width='220' xmlns='http://www.w3.org/2000/svg' version='1.1'%3E%3C/svg%3E>) ![How to choose a plan in the health insurance marketplace](data:image/jpeg;base64,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)![How to choose a plan in the health insurance marketplace](https://www.healthcare.gov/assets/learn/static/styles/gatsby_large_1024/public/inline-images/en/how-to-choose-a-plan-in-the-health-insurance-marketplace.jpeg?itok=99K5OHo1) ![How to choose a plan in the health insurance marketplace](https://www.healthcare.gov/assets/learn/static/styles/gatsby_large_1024/public/inline-images/en/how-to-choose-a-plan-in-the-health-insurance-marketplace.jpeg?itok=99K5OHo1) ## How to Choose a Plan in the Health Insurance Marketplace® How to Choose a Plan in the Health Insurance Marketplace® Choosing a health insurance plan can be complicated. Knowing just a few things before you [compare plans](https://www.healthcare.gov/see-plans/) can make it simpler. - [The 4 “metal” categories](https://www.healthcare.gov/choose-a-plan/plans-categories/): There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care. - [Your total costs for health care](https://www.healthcare.gov/choose-a-plan/your-total-costs/): You pay a monthly bill to your insurance company (a "premium"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a deductible How much you’ll pay for certain covered services and items each year before your plan starts to pay (except free preventive services). Refer to glossary for more details. , when you get care. It’s important to think about both kinds of costs when shopping for a plan. - [Plan and network types](https://www.healthcare.gov/choose-a-plan/plan-types/) — HMO A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness. Refer to glossary for more details. , PPO A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost. Refer to glossary for more details. , POS A type of plan in which you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist. Refer to glossary for more details. , and EPO A managed care plan where services are covered only if you go to doctors, specialists, or hospitals in the plan’s network (except in an emergency). Refer to glossary for more details. : Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network. Remember that plans also may differ in quality. [Learn more about quality ratings](https://www.healthcare.gov/quality-ratings/). Notice: Want to compare plans & prices now? Provide some income and household information to see plans available in your area, with estimated prices based on your income. [See plans](https://www.healthcare.gov/see-plans/) ## More Answers: What to know before you pick a health insurance plan ## How can I learn about the quality of care doctors and hospitals provide? You can search, compare, and assess providers, hospitals, and other care facilities using [these tools](https://www.healthcare.gov/using-marketplace-coverage/getting-medical-care/). ## How can I find out if I can save on a Marketplace plan? Use this quick tool to [see if your income estimate falls in the range for a premium tax credit and cost-sharing reductions](https://www.healthcare.gov/lower-costs/). The type of savings you qualify for may affect which plan category is the best fit for you. ## How do I get details on plans I’m interested in, like if my doctors and drugs are covered? You can view a summary of benefits, a plan brochure, a provider directory, and a list of covered drugs for each plan. You’ll find links to all of these when you’re comparing Marketplace plans or [previewing plans and prices](https://www.healthcare.gov/see-plans/) before you log in. You can also search for your doctors, medical facilities, and prescription drugs when you compare plans. Select your doctors, hospitals and other medical facilities, and prescription drugs. When you view plans, we’ll tell you if each one covers them in network. [Email this pageEmail](mailto:?subject=3%20things%20to%20know%20before%20you%20pick%20a%20health%20insurance%20plan&body=https%3A%2F%2Fwww.healthcare.gov%2Fchoose-a-plan%2Fcomparing-plans%2F) Print this pagePrint ## Can we improve this page? [Back to top](https://www.healthcare.gov/choose-a-plan/comparing-plans/#top) ## Resources - [About the Affordable Care Act](https://www.hhs.gov/healthcare/index.html) - [Regulatory and Policy Information](https://www.cms.gov/marketplace/about/oversight) - [For Navigators, Assisters & Partners](https://www.cms.gov/marketplace/in-person-assisters/information-partners) - [For Agents and Brokers](https://www.cms.gov/marketplace/agents-brokers/resources) - [For the Media](https://www.cms.gov/about-cms/contact/newsroom) - [For Researchers](https://www.healthcare.gov/health-and-dental-plan-datasets-for-researchers-and-issuers/) - [For States](https://www.cms.gov/marketplace/states/state-marketplace-resources) - [Information in other languages](https://www.healthcare.gov/language-resource/) ## Connect with us - [Questions? 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Readable Markdown	## More info - [3 things to know before you pick a health insurance plan](https://www.healthcare.gov/choose-a-plan/comparing-plans/) - [Health plan categories: Bronze, Silver, Gold & Platinum](https://www.healthcare.gov/choose-a-plan/plans-categories/) - [Catastrophic health plans](https://www.healthcare.gov/choose-a-plan/catastrophic-health-plans/) - [Health insurance plan & network types: HMOs, PPOs, and more](https://www.healthcare.gov/choose-a-plan/plan-types/) - [Your total costs for health care: Premium, deductible & out-of-pocket costs](https://www.healthcare.gov/choose-a-plan/your-total-costs/) ## 3 things to know before you pick a health insurance plan How to Choose a Plan in the Health Insurance Marketplace® Choosing a health insurance plan can be complicated. Knowing just a few things before you [compare plans](https://www.healthcare.gov/see-plans/) can make it simpler. - [The 4 “metal” categories](https://www.healthcare.gov/choose-a-plan/plans-categories/): There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care. - [Your total costs for health care](https://www.healthcare.gov/choose-a-plan/your-total-costs/): You pay a monthly bill to your insurance company (a "premium"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a , when you get care. It’s important to think about both kinds of costs when shopping for a plan. - [Plan and network types](https://www.healthcare.gov/choose-a-plan/plan-types/) — , , , and : Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network. Notice: Want to compare plans & prices now? Provide some income and household information to see plans available in your area, with estimated prices based on your income. ## More Answers: What to know before you pick a health insurance plan Can we improve this page?
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