ℹ️ Skipped - page is already crawled
| Filter | Status | Condition | Details |
|---|---|---|---|
| HTTP status | PASS | download_http_code = 200 | HTTP 200 |
| Age cutoff | PASS | download_stamp > now() - 6 MONTH | 0 months ago |
| History drop | PASS | isNull(history_drop_reason) | No drop reason |
| Spam/ban | PASS | fh_dont_index != 1 AND ml_spam_score = 0 | ml_spam_score=0 |
| Canonical | PASS | meta_canonical IS NULL OR = '' OR = src_unparsed | Not set |
| Property | Value |
|---|---|
| URL | https://www.hdbec.sg/ |
| Last Crawled | 2026-04-11 10:02:44 (6 hours ago) |
| First Indexed | 2019-04-13 19:12:58 (6 years ago) |
| HTTP Status Code | 200 |
| Meta Title | HDB EC - HDB EC |
| Meta Description | Current EC Upcoming EC EC Eligibility About Us Executive Condominium (EC) [Singapore EC / HDB EC] An EC (新执行共管公寓) is considered HDB property for 10 years. As such, it is subject to the same restrictions like a Minimum Occupancy Period (MOP) of five years, and restrictions on who can buy it. From the 11th year, HDB Executive Condominium (EC) 新执行共管公寓 in Singapore. We provide updated info on project launch, location, site plan, floor plans, pricing, available units and return unit. |
| Meta Canonical | null |
| Boilerpipe Text | 新
执行共管公
寓
EC
是什么
?
EC (Executive Condominium),即执行共管公寓,是新加坡政府推出的一种介于组屋与私人公寓之间的物业品种,旨在帮助处于夹心层(家庭月收入低于 1万 6,000 新币)的新加坡人以远低于市场价 (市场价的 70-80%) 的价格拥有公寓。 EC 在自住 5 年之后可以卖给新加坡人 / 永久居民, 10 年后可以卖给外国人。
购买新
EC
条件
- 需核心家庭成员 2 人联名购买,至少要有 1 个新加坡人,至少 21 岁。即新加坡人 + 新加坡人,或新加坡人 + 永久居民(永久居民未满 3 年也可购买)
- 家庭月收入不高于 1万 6,000 新币
- 若买家已经拥有私宅,则要卖掉 30 个月后方可申请新 EC
- 若买家已有组屋,需要满足最低居住年限 (Minimum Occupation Period) 5 年后方可申请新 EC
新加坡人为什么爱买新
EC
EC 兼具自住与投资价值。 EC 是一种有限制的公寓,它以较低的价格满足了新加坡人居住公寓,提升生活品质的需要。同时给买家提供了一个投资机会。在自住 5 年后, EC 就可以进入市场,与附近其他公寓一样进行交易,增值幅度大,价格与普通公寓差别很小。
近年来新移民购买 EC 的比例越来越高, EC 已经成为新移民置业投资的主要选择。对新移民来说,大多在 SPR 期间购买组屋,待最低自住年限满足后,组屋的升值无疑带来一定潜在收益,用此作为基础而购买 EC 无疑是二次置业投资,实现物业再升值,财富再集聚。尤其是当前各种降温政策实施后, EC 成为最好的投资渠道。额外印花税( ABSD, Additional Buyer Stamp Duty )及总偿债比例限制(TDSR ,Total debt serving ratio)让普通人购买 2 套以上住房进行投资的机会和价值几乎消失。 EC 却依然可以在满足投资需要同时,兼顾自住需求。因为 EC 购买者只有一套房产,不需要额外印花税。
EC 买家可以获得政府高额津贴。 EC买家如果是第一次政府购房者,能够得到高达 3 万新币的政府津贴。新一代的新加坡人,包括新移民,有较高的收入,也有较高的生活品质要求,组屋充其量只是短期的置业选择,长期来看并不能满足他们的生活需要, EC 相对于公寓,设施完善,又且有政府津贴,是绝佳的置业选择。而随着收入的增长,他们可能很快就因为家庭月收入超过顶限而失去拿津贴购买 EC 的机会。所以他们愿意提早购买,享受价格优惠与津贴。
政府对新
EC
的态度如何
?
新加坡发展部部长在 2014 年 4 月的博文中提出“EC 计划一直在帮助来自各种背景的新加坡人,满足他们购买私宅的愿望,我将继续确保 EC 计划按照正确的方向走下去,能继续满足新加坡人的提升住房需求”, 从政府近年土地供应量来看,EC 的单位数量一直在增加。 |
| Markdown | [Skip to content](https://www.hdbec.sg/#fl-main-content)
[HDB EC](https://www.hdbec.sg/)
Menu
- [HDB EC](https://www.hdbec.sg/)
- [Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)
- [Rivelle Tampines](https://www.hdbec.sg/rivelle-tampines/)
- [Bounce Out Units](https://www.hdbec.sg/bounce-out-units/)
- [Upcoming EC](https://www.hdbec.sg/upcoming-ec/)
- [Executive Condo]()
- [Coastal Cabana E-Application](https://www.hdbec.sg/coastal-cabana-e-application/)
- [Rivelle Tampines Appointment](https://www.hdbec.sg/rivelle-tampines-appointment/)
- [Eligibility](https://www.hdbec.sg/eligibility/)
- [Financing](https://www.hdbec.sg/financing/)
- [FAQ for EC](https://www.hdbec.sg/faq-for-ec/)
- [Fully Sold EC](https://www.hdbec.sg/)
- [Otto Place](https://www.hdbec.sg/otto-place/)
- [Aurelle of Tampines](https://www.hdbec.sg/aurelle-of-tampines/)
- [Novo Place](https://www.hdbec.sg/novo-place/)
- [Lumina Grand](https://www.hdbec.sg/lumina-grand/)
- [Altura](https://www.hdbec.sg/altura/)
- [Copen Grand](https://www.hdbec.sg/copen-grand/)
- [North Gaia](https://www.hdbec.sg/north-gaia/)
[Current EC](https://www.hdbec.sg/#currentec)
[Upcoming EC](https://www.hdbec.sg/#upcomingec)
[EC Eligibility](https://www.hdbec.sg/#can-i-buy)
[About Us](https://www.hdbec.sg/#About-us)
# Executive Condominium (EC)
## \[Singapore EC / HDB EC\]
An EC ([新执行共管公寓](https://www.hdbec.sg/new-launch-ec/#ec-in-chinese)) is considered HDB property for 10 years. As such, it is subject to the same restrictions like a Minimum Occupancy Period (MOP) of five years, and restrictions on [who can buy](https://www.hdbec.sg/eligibility) it. From the 11th year onward, an EC is fully privatised. It can be sold like any other private property, and foreigners, companies, or others can also buy it.
An EC is different from a Built-to-Order (BTO) flat, in that it’s built by private developers. An EC is a full suite condo. It comes with the pool, gym, barbeque pits, and other facilities you would expect of a private development.
**Current EC**
| | | | |
|---|---|---|---|
| **Project Name (Location)** | **Launch Date** | **Developer (LP)** | **Est. TOP** |
| **[Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)** **[(Jalan Loyang Besar @ Pasir Ris)](https://www.hdbec.sg/coastal-cabana-ec/)** | 17 Jan 2026 | CNQC Realty, Forsea Residence and ZACD Laserblue (\$729 psfppr) | 4Q 2028 |
| | | | |
|---|---|---|---|
| [**Rivelle Tampines (Tampines Street 95)**](https://www.hdbec.sg/rivelle-tampines/) | 6 March 2026 | Sim Lian Land Pte Ltd & Development Pte Ltd (\$768 psfppr) | 4Q 2028 |
**Upcoming EC launch**
| | | | |
|---|---|---|---|
| **Project Name or Location** | **Est. Booking Date** | **Developer \[Awarded date\]** | **PSF PPR** |
| [**Senja Close**](https://www.hdbec.sg/upcoming-ec/) | 4Q 2026 | CDL Constellation Pte. Ltd. \[26/08/25\] | \$771 |
| [**Woodlands Dr 17**](https://www.hdbec.sg/upcoming-ec/) | 4Q 2026 | CDL Divine Pte. Ltd. \[26/08/25\] | \$782 |
| [**Sembawang Road**](https://www.hdbec.sg/upcoming-ec/) | 1Q 2027 | Oriental Pacific Holdings (JBE Holdings) \[26/09/25\] | \$692 |
| [**Woodlands Dr 17\_Ave 12**](https://www.hdbec.sg/upcoming-ec/) | 2Q 2027 | Sim Lian Land Pte Ltd \[13/01/26\] | \$794 |
| [**Miltonia Close @ Yishun**](https://www.hdbec.sg/upcoming-ec/) | 3Q 2027 | TBD (Site for Sale in Dec 2025) | TBD |
**Fully Sold EC**
| | | | |
|---|---|---|---|
| **Project Name (Location)** | **Launch Date** | **Developer (LP)** | **Est TOP** |
| [**Altura (Bukit Batok West Ave 8)**](https://www.hdbec.sg/altura/) | 05 Aug 2023 | Qingjian & Santarli (\$662 psfppr) | 3rd Feb 2026 |
| [**Lumina Grand (Bukit Batok West Ave 5)**](https://www.hdbec.sg/lumina-grand/) | 27 Jan 2024 | CDL Zenith Pte Ltd (\$626 psfppr) | 3Q 2026 |
| [**Novo Place (Tengah Plantation)**](https://www.hdbec.sg/novo-place/) | 16 Nov 2024 | Hoi Hup & Sunway (\$703 psfppr) | 1Q 2027 |
| **[Aurelle of Tampines (Tampines St 62)](https://www.hdbec.sg/aurelle-of-tampines/)** | 08 Mar 2025 | Sim Lian Land Pte Ltd (\$721 psfppr) | 1Q 2028 |
| [**Otto Place (Tengah Plantation)**](https://www.hdbec.sg/otto-place/) | 19 Jul 2025 | Hoi Hup & Sunway (\$701 psfppr) | 1Q 2028 |
Link [here](https://resaleec.sg/#ec-top-date) for [Full List of Singapore ECs](https://resaleec.sg/#ec-top-date) ([**新加坡执行共管公寓名单**](https://resaleec.sg/#ec-top-date)) and TOP Date from 1999.
- ##### [April 2026 Balance units]()
- ##### [Mar 2026 Balance Units]()
##### April 2026 Balance units
### **ECs Available Unit**
| | | | | | |
|---|---|---|---|---|---|
| **As 06 April 2026 (Monday)** | **2 BR** | **3 BR** | **4 BR** | **5 BR** | **Total** |
| **[Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)** | NA | 144 | 0 | 0 | 144 |
| [**Rivelle Tampines**](https://www.hdbec.sg/rivelle-tampines/) | NA | 0 | 30 | 6 | 36 |
| **Total** | **NA** | **150** | **33** | **6** | 180 |
##### Mar 2026 Balance Units
### **ECs Available Unit**
| | | | | | |
|---|---|---|---|---|---|
| **As 30 Mar 2026 (Monday)** | **2 BR** | **3 BR** | **4 BR** | **5 BR** | **Total** |
| **[Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)** | NA | 150 | 1 | 0 | 151 |
| [**Rivelle Tampines**](https://www.hdbec.sg/rivelle-tampines/) | NA | 0 | 32 | 6 | 38 |
| **Total** | **NA** | **150** | **33** | **6** | 189 |
| | | | | | |
|---|---|---|---|---|---|
| **As 23 Mar 2026 (Monday)** | **2 BR** | **3 BR** | **4 BR** | **5 BR** | **Total** |
| **[Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)** | NA | 155 | 5 | 0 | 229 |
| [**Rivelle Tampines**](https://www.hdbec.sg/rivelle-tampines/) | NA | 0 | 37 | 6 | 43 |
| **Total** | **NA** | **155** | **42** | **6** | **203** |
| | | | | | |
|---|---|---|---|---|---|
| **As 16 Mar 2026 (Monday)** | **2 BR** | **3 BR** | **4 BR** | **5 BR** | **Total** |
| **[Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)** | NA | 181 | 48 | 0 | 229 |
| **Total** | **NA** | **181** | **48** | 0 | **229** |
| | | | | | |
|---|---|---|---|---|---|
| **As 9 Mar 2026 (Monday)** | **2 BR** | **3 BR** | **4 BR** | **5 BR** | **Total** |
| **[Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)** | NA | 183 | 50 | 0 | 233 |
| **Total** | **NA** | **183** | **50** | 0 | **233** |
| | | | | | |
|---|---|---|---|---|---|
| **As 2 Mar 2026 (Monday)** | **2 BR** | **3 BR** | **4 BR** | **5 BR** | **Total** |
| **[Coastal Cabana](https://www.hdbec.sg/coastal-cabana-ec/)** | NA | 186 | 51 | 0 | 237 |
| **Total** | **NA** | **186** | **51** | 0 | **237** |
## Welcome, Cindy here\!
### 10 years of experience specialising in ECs in Singapore
Since 2016, Cindy is dedicated to helping families and partners navigate their home-buying journey with ***clarity, patience, and care.***
She understands that buying a home is a major decision and places strong emphasis on providing the **latest, up-to-date information**, along with sharing her vast knowledge of the EC market to guide her clients in making **informed decisions** and finding a home they truly feel ***happy and comfortable*** in.

Cindy Ng
CEA R057104D
\+65 9773 8372
[](https://www.hdbec.sg/wp-content/uploads/2026/03/WhatsApp-Image-2026-03-24-at-18.38.53-1-1.jpeg)
[](https://www.hdbec.sg/wp-content/uploads/2026/03/WhatsApp-Image-2026-03-24-at-18.53.10.jpeg)
[](https://www.hdbec.sg/wp-content/uploads/2026/03/WhatsApp-Image-2026-03-25-at-18.02.03.jpeg)
[](https://www.hdbec.sg/wp-content/uploads/2026/03/WhatsApp-Image-2026-03-25-at-18.02.03-1.jpeg)
[](https://www.hdbec.sg/wp-content/uploads/2026/03/WhatsApp-Image-2026-03-25-at-18.02.03-2.jpeg)
[](https://www.hdbec.sg/wp-content/uploads/2026/03/WhatsApp-Image-2026-03-27-at-16.37.05.jpeg)
[](https://www.hdbec.sg/wp-content/uploads/2026/03/WhatsApp-Image-2026-03-25-at-18.02.01.jpeg)
**Can I Buy EC**
**You must fulfil at least one of the Payment Scheme**
| | |
|---|---|
| [**Normal Payment Scheme (NPS)**](https://www.hdbec.sg/financing/#nps) | [**Deferred Payment Scheme (DPS)**](https://www.hdbec.sg/financing/#dps) |
| (1) Must be [Eligible](https://www.hdbec.sg/eligibility/) to buy | (1) Must be [Eligible](https://www.hdbec.sg/eligibility/) to buy |
| (2) Must have Min. **5%** Cash | (2) Must have Min. **5%** Cash |
| (3) Must have around **23%** (Cash & or CPF) | (3) Must have around **18%** ( Cash & or CPF) |
| (4) [Home Loan](https://www.hdbec.sg/financing/) Max. **75%** (Can also use Cash & or CPF) | (4) [Home Loan](https://www.hdbec.sg/financing/) + Bridging Loan Max. **80%** (Can also use Cash & or CPF) |
| (5) Must sell you HDB within 6 months after EC TOP | (5) Must sell you HDB before EC TOP if getting Bridging Loan |
| **Price for DPS is 3% higher than NPS** | |
**Contact us for Home Loan, Bridging Loan Calculation & the whole Process of buying EC**
**Quick EC Eligibility Check**
| | | | |
|---|---|---|---|
| **Family nucleus** | **Owner (Age)** | **Co-owner/ Occupier (Age)** | **CPF Grant** |
| Married Couples | SC (Min. 21) | SC/SPR | Yes |
| SC (Min. 21) | FR + SC/SPR Child | Yes | |
| Fiancé/Fiancée | SC (Min. 21) | SC/SPR (Min.18) | Yes |
| Divorced/ Widowed | SC (Min. 21) | SC/SPR Child | Yes |
| Single with Parents | SC (Min. 21) | SC/SPR | No |
| Joint Singles | SC (Min. 35) | SC (Min. 35) | No |
| Orphan with all single siblings | SC (Min. 21) | SC/SPR (Min. 21) + SC/SPR Late Parents | No |
| Orphan with unrelated orphan | SC (Min. 21) | SC (Min. 21) + SC/SPR Late Parents | No |
**Call Cindy Ng @ 9773 8372**
(1) If you are eligible to buy EC.
(2) If your income is below \$18,000.
(3) If your HDB MOP is less than 5 years but more than 4.5 years.
(4) If you can't get 75% home loan but currently own a HDB flat or DBSS.
(5) For divorcees, if you have obtained an Interim Judgement of divorce and have settled the ancillary matters on matrimonial property, and the custody, care and control of your children and waiting for the Final Judgement of divorce.
**We are Developer's Sale Team.** **No Commission Required.**
## Articles: EC Rules May Tighten Soon - Why you should buy before it's too late (2026)
## [1\. Executive Condo policy to be reviewed following affordability - Minister Chee Hong Tat (4 Mar 2026)](https://www.straitstimes.com/singapore/politics/executive-condo-policy-to-be-reviewed-following-affordability-concerns-chee-hong-tat "1. Executive Condo policy to be reviewed following affordability - Minister Chee Hong Tat (4 Mar 2026)")
Singapore’s EC policy will be reviewed in light of **rising prices and affordability concerns**, National Development Minister Chee Hong Tat said during a budget debate. ECs remain cheaper than private condos, but median prices have climbed significantly.
Mr Pritam Singh, **suggested removing the income ceiling** for certain buyers, but **extra restrictions such as longer MOP** could be imposed.
The government will consider these proposals to keep ECs accessible while adapting to market changes.
## [2\. A writer's review on tightening EC demand (31 Mar 2026)](https://www.businesstimes.com.sg/opinion-features/time-cool-ec-demand-drop-deferred-payment-scheme-lengthen-mop-tighten-resale-restrictions "2. A writer's review on tightening EC demand (31 Mar 2026)")
Leslie Yee, a real estate journalist at **Business Times** with 25 years of experience, [proposed 3 possible tightening measures](https://www.businesstimes.com.sg/opinion-features/time-cool-ec-demand-drop-deferred-payment-scheme-lengthen-mop-tighten-resale-restrictions) to cool down the high demand for ECs:
### 1\. Remove Deferred Payment Scheme
Without the Deferred Payment Scheme (DPS), buyers must pay the **full downpayment and loan obligations upfront**, instead of making partial payments during the construction period and deferring the remainder until TOP or completion.
### 2\. Increase MOP to 10 years
Buyers will be **locked in twice the number of years** from 5 years -\> 10 years before they can sell or rent the EC.
### 3\. Introduce Income Ceiling on resale buyers purchasing a resale EC
[](https://www.straitstimes.com/singapore/politics/executive-condo-policy-to-be-reviewed-following-affordability-concerns-chee-hong-tat)

### **BTO vs. EC vs. Private Condo**
| | | |
|---|---|---|
| **HDB Built-to-Order (BTO)** | **Executive Condo (EC)** | **Private Condo** |
|  Price more affordable |  Price Est. 30% lower than Private Condo | Premium |
| 3 to 4 years waiting time |  ~2.5 years waiting time | ~3 years waiting time |
| Public common spaces |  Private common spaces |  Private common spaces |
| Extensive renovation required |  Minimal renovation required |  Minimal renovation required |
| Income not more than \$14,000 | Income not more than \$16,000 |  NA |
| 5 or 10 years Minimum Occupancy Period (MOP) | 5 years Minimum Occupancy Period (MOP) |  4 years Seller's Stamp Duty (SSD) |
| Not to be sold to foreigner or single age below 35 | Can be sold to SC/ SPR after 5 years or foreigner after 10 years |  Can be sold immediately |
|  Lower maintenance fees | Higher maintenance fees | Higher maintenance fees |
### **Reasons to buy an EC**
**购买 EC 的理由**
| |
|---|
| \- EC is subsidised by the government. Therefore the entry price is around 30% cheaper than private condos. |
| \- EC 由政府补贴。 因此,入门价比私人公寓便宜30%左右。 |
| \- Has all the premium facade and facilities of a private condo or even better than a private condo. |
| \- 具有私人公寓的所有高级外观和设施,甚至比私人公寓更好。 |
| \- No ABSD (Additional Buyer Stamp Duties) even you own a HDB at the moment. |
| \- 即使您目前拥有组屋,也无需付额外买方印花税。 |
| \- You can get up to 75% loan for buying EC even if you still have outstanding loan at the moment. |
| \- 即使您目前仍有未偿还的贷款,您也可以获得高达75%的贷款购买 EC。 |
| \- Eligible applicants can receive up to \$30,000 in CPF housing grants. |
| \- 符合资格的申请人最多可获得 \$30,000 的公积金住房津贴。 |
| \- Deferred Payment Scheme is available for EC. Bank installment only kicks in upon key collection. |
| \- 延迟付款计划适用于EC。 银行分期付款仅在领取钥匙时生效。 |
| \- Perfect entry property for couples planning to multiply their asset in future, with very good capital upside. |
| \- 理想的入门物业,适合打算在将来增加资产的夫妇,并具有很好的资本上涨潜力。 |
| \- Buying an EC is a privilege that only Singaporeans can enjoy based on certain [eligibility criteria](https://www.hdbec.sg/eligibility/). |
| \- 根据某些资格标准,购买EC是只有新加坡人才能享受的特权。 |
### **新执行共管公寓**
EC是什么?
EC (Executive Condominium),即执行共管公寓,是新加坡政府推出的一种介于组屋与私人公寓之间的物业品种,旨在帮助处于夹心层(家庭月收入低于 1万 6,000 新币)的新加坡人以远低于市场价 (市场价的 70-80%) 的价格拥有公寓。 EC 在自住 5 年之后可以卖给新加坡人 / 永久居民, 10 年后可以卖给外国人。
购买新EC条件
\- 需核心家庭成员 2 人联名购买,至少要有 1 个新加坡人,至少 21 岁。即新加坡人 + 新加坡人,或新加坡人 + 永久居民(永久居民未满 3 年也可购买)
\- 家庭月收入不高于 1万 6,000 新币
\- 若买家已经拥有私宅,则要卖掉 30 个月后方可申请新 EC
\- 若买家已有组屋,需要满足最低居住年限 (Minimum Occupation Period) 5 年后方可申请新 EC
新加坡人为什么爱买新EC
EC 兼具自住与投资价值。 EC 是一种有限制的公寓,它以较低的价格满足了新加坡人居住公寓,提升生活品质的需要。同时给买家提供了一个投资机会。在自住 5 年后, EC 就可以进入市场,与附近其他公寓一样进行交易,增值幅度大,价格与普通公寓差别很小。
近年来新移民购买 EC 的比例越来越高, EC 已经成为新移民置业投资的主要选择。对新移民来说,大多在 SPR 期间购买组屋,待最低自住年限满足后,组屋的升值无疑带来一定潜在收益,用此作为基础而购买 EC 无疑是二次置业投资,实现物业再升值,财富再集聚。尤其是当前各种降温政策实施后, EC 成为最好的投资渠道。额外印花税( ABSD, Additional Buyer Stamp Duty )及总偿债比例限制(TDSR ,Total debt serving ratio)让普通人购买 2 套以上住房进行投资的机会和价值几乎消失。 EC 却依然可以在满足投资需要同时,兼顾自住需求。因为 EC 购买者只有一套房产,不需要额外印花税。
EC 买家可以获得政府高额津贴。 EC买家如果是第一次政府购房者,能够得到高达 3 万新币的政府津贴。新一代的新加坡人,包括新移民,有较高的收入,也有较高的生活品质要求,组屋充其量只是短期的置业选择,长期来看并不能满足他们的生活需要, EC 相对于公寓,设施完善,又且有政府津贴,是绝佳的置业选择。而随着收入的增长,他们可能很快就因为家庭月收入超过顶限而失去拿津贴购买 EC 的机会。所以他们愿意提早购买,享受价格优惠与津贴。
政府对新EC的态度如何?
新加坡发展部部长在 2014 年 4 月的博文中提出“EC 计划一直在帮助来自各种背景的新加坡人,满足他们购买私宅的愿望,我将继续确保 EC 计划按照正确的方向走下去,能继续满足新加坡人的提升住房需求”, 从政府近年土地供应量来看,EC 的单位数量一直在增加。
**Make an appointment with us**
**After meeting us you will know**
\- Your Eligibility-
\-Process of buying EC-
\-EC Financial Calculation-
\-Payment Scheme (NPS & DPS)-
\-How much Cash & CPF required-
\-Your Home Loan & Bridging Loan-
\-CPF Housing Grant & Resale Levy-
Notice: JavaScript is required for this content.
## Discover more ECs & Private Condominium
#### [Vela Bay \*Preview 11 Apr](https://singaporecondominium.sg/vela-bay/ "Vela Bay *Preview 11 Apr")
[](https://singaporecondominium.sg/vela-bay/)
Private Condominium
Bayshore Road
2 Mins walk to Bayshore Mrt
Seaview Units - 8 Mins walk to East Coast Park
[View here](https://singaporecondominium.sg/vela-bay/)
#### [Tengah Garden Residences](https://singaporecondominium.sg/tengah-garden-residences/ "Tengah Garden Residences")
[](https://singaporecondominium.sg/tengah-garden-residences/)
Private Condominium
Mixed Development - Commercial First Storey
1 Min Walk to Hong Kah Mrt
Starting Price: FR. \$980K
[View here](https://singaporecondominium.sg/tengah-garden-residences/)
#### Rivelle Tampines (悦湖轩)
[](https://www.hdbec.sg/rivelle-tampines/)
Executive Condominium
Tampines St 95
10 Mins Walk to Tampines West Mrt
Est. TOP: Q4 2028
[View here](https://www.hdbec.sg/rivelle-tampines/)
#### Coastal Cabana
[](https://www.hdbec.sg/rivelle-tampines/)
Executive Condominium
Jalan Loyang Besar @ Pasir Ris
Paranomic Sea View
Est. TOP: Q4 2028
[View here](https://www.hdbec.sg/coastal-cabana-ec/)
#### Pinery Residences
[](https://singaporecondominium.sg/pinery-residences/)
Private Condominium
Mixed Used Development - Onsite Pinery Mall
91 Tampines St 94
Est. TOP: Q4 2029
[View here](https://singaporecondominium.sg/pinery-residences/)
- [New Launch Condo 新开楼盘](https://singaporecondominium.sg/pinery-residences/)
- [Resale EC 二手执行共管公寓](http://resaleec.sg/)
www.HDBEC.sg © Copyright 2019. All rights reserved.
Whatsapp Us |
| Readable Markdown | ### **新执行共管公寓**
EC是什么?
EC (Executive Condominium),即执行共管公寓,是新加坡政府推出的一种介于组屋与私人公寓之间的物业品种,旨在帮助处于夹心层(家庭月收入低于 1万 6,000 新币)的新加坡人以远低于市场价 (市场价的 70-80%) 的价格拥有公寓。 EC 在自住 5 年之后可以卖给新加坡人 / 永久居民, 10 年后可以卖给外国人。
购买新EC条件
\- 需核心家庭成员 2 人联名购买,至少要有 1 个新加坡人,至少 21 岁。即新加坡人 + 新加坡人,或新加坡人 + 永久居民(永久居民未满 3 年也可购买)
\- 家庭月收入不高于 1万 6,000 新币
\- 若买家已经拥有私宅,则要卖掉 30 个月后方可申请新 EC
\- 若买家已有组屋,需要满足最低居住年限 (Minimum Occupation Period) 5 年后方可申请新 EC
新加坡人为什么爱买新EC
EC 兼具自住与投资价值。 EC 是一种有限制的公寓,它以较低的价格满足了新加坡人居住公寓,提升生活品质的需要。同时给买家提供了一个投资机会。在自住 5 年后, EC 就可以进入市场,与附近其他公寓一样进行交易,增值幅度大,价格与普通公寓差别很小。
近年来新移民购买 EC 的比例越来越高, EC 已经成为新移民置业投资的主要选择。对新移民来说,大多在 SPR 期间购买组屋,待最低自住年限满足后,组屋的升值无疑带来一定潜在收益,用此作为基础而购买 EC 无疑是二次置业投资,实现物业再升值,财富再集聚。尤其是当前各种降温政策实施后, EC 成为最好的投资渠道。额外印花税( ABSD, Additional Buyer Stamp Duty )及总偿债比例限制(TDSR ,Total debt serving ratio)让普通人购买 2 套以上住房进行投资的机会和价值几乎消失。 EC 却依然可以在满足投资需要同时,兼顾自住需求。因为 EC 购买者只有一套房产,不需要额外印花税。
EC 买家可以获得政府高额津贴。 EC买家如果是第一次政府购房者,能够得到高达 3 万新币的政府津贴。新一代的新加坡人,包括新移民,有较高的收入,也有较高的生活品质要求,组屋充其量只是短期的置业选择,长期来看并不能满足他们的生活需要, EC 相对于公寓,设施完善,又且有政府津贴,是绝佳的置业选择。而随着收入的增长,他们可能很快就因为家庭月收入超过顶限而失去拿津贴购买 EC 的机会。所以他们愿意提早购买,享受价格优惠与津贴。
政府对新EC的态度如何?
新加坡发展部部长在 2014 年 4 月的博文中提出“EC 计划一直在帮助来自各种背景的新加坡人,满足他们购买私宅的愿望,我将继续确保 EC 计划按照正确的方向走下去,能继续满足新加坡人的提升住房需求”, 从政府近年土地供应量来看,EC 的单位数量一直在增加。 |
| Shard | 27 (laksa) |
| Root Hash | 17495427204089027627 |
| Unparsed URL | sg,hdbec!www,/ s443 |