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| Boilerpipe Text | You may use the following resources to help you plan and prepare for your flat purchase.
Apply for an
HDB Flat Eligibility (HFE) letter
 via
My Flat Dashboard
for a holistic understanding of your housing and financing options before you embark on your home buying journey. You can concurrently apply for an In-principle Approval letter for housing loan from one or more of our participating financial institutions.
The HFE letter will inform you upfront of your eligibility to buy a new or resale flat, as well as the amounts of CPF housing grants and HDB housing loan you are eligible for.
After obtaining an HFE letter,
find listings of both new and resale flats available for purchase
that meets your budget and needs.
New flat
Visit HDB Flat Portal to find out more about current and upcoming sales exercises.
We sell flats through a
public sales exercise
, i.e., the Build-To-Order (BTO) exercise, Sale of Balance Flats (SBF) exercise, or open booking of flats.
Visit
HDB Flat Portal
for information on BTO projects to be offered in the current and upcoming sales exercise, such as flat types, number of units and town map. Prices and additional details will be posted during the sales exercise. To be notified of the sales exercises, please
subscribe to HDB eAlerts
.
You must have a valid HFE letter before you may apply for a flat in our sales exercises.
Apply for an HFE letter
at least 1 month ahead of the sales exercise,
plan the financing
of your flat purchase, and familiarise yourself with the
flat buying procedures
.
Read about the key features of
Standard, Plus, and Prime flats
.
Resale flat
Search for a resale flat using HDB’s Resale Flat Listing (RFL) service or other channels.
Here are some features of the
Resale Flat Listing (RFL) service
.
Features
Description
Shortlist flats
Use filters to shortlist flats that fit your budget and needs, such as location, flat type, flat price, remaining lease, and your ethnicity and citizenship.
View flat details
View details about the flat, including:
Photos, listing price, and descriptions uploaded by the flat seller or the seller’s salesperson(s)
Flat type
Floor area
Original floor plan
Remaining lease
Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) quota for the current month
Recent transacted prices of nearby flats
Compare flats
In the Buyer Overview page, you can:
Favourite shortlisted resale flats
Compare attributes and preliminary payment plans of shortlisted flats (resale and/ or new flats)
Arrange flat viewing appointments
If you have a valid HFE letter, you may contact flat sellers or their appointed salespersons to arrange flat viewing appointments.
To better understand how to use the RFL service, view our
user guide
or watch the instructional video below.
You may also use the following resources to help you in your purchase of a resale flat.
Resource
Details
Resale seminars
Sign up for our
resale seminars
to learn more about resale policies and procedures.
Resale statistics
Look at the published
resale statistics
to make a more informed decision.
Resale flat prices
Check the recent transacted prices of resale flats
in the location you are interested in. These prices reflect the market conditions at the time of the transactions. You may refer to them to set your offer price.
HDB Map Services
Use
HDB Map Services
to obtain details such as the commencement dates of the flat leases, resale prices, and more.
Distance enquiry for Proximity Housing Grant
If you intend to buy a resale flat within 4 km of your parent/ child’s residence and apply for the Proximity Housing Grant,
check the distance between both locations
to confirm the proximity.
You must have a valid HFE letter when you obtain an
Option to Purchase (OTP)
from a flat seller, and when you submit yourÂ
resale application
to HDB.
Apply for an HFE letter
early, read about the
types of flats
available,
plan the financing
of your flat purchase and familiarise yourself with the
procedures to buy a resale flat
.
NEXT STEPS
Working Out Your Flat Budget
Plan your finances and budget for a flat purchase with our ABCs of financial planning and financial tools.
Flat and Grant Eligibility
Learn about the eligibility conditions for buying a flat and the CPF Housing Grants available for couples/ families, singles and seniors.
Working Out Your Flat Budget
Plan your finances and understand the different housing loan options. |
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[Skip to main](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat#main)
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- [Shopping in Your Neighbourhood](https://www.hdb.gov.sg/residential/where2shop)
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- [General](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=General)
- [About Us](https://www.hdb.gov.sg/about-us)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Vision, Mission, and Values](https://www.hdb.gov.sg/about-us/vision-mission-and-values)
- [Our Role](https://www.hdb.gov.sg/about-us/our-role)
- [HDB History and Towns](https://www.hdb.gov.sg/about-us/history)
- [Designing for Life Roadmap](https://www.hdb.gov.sg/about-us/hdbs-refreshed-roadmap-designing-for-life)
- [Our Logo](https://www.hdb.gov.sg/about-us/our-logo)
- [Organisation Structure](https://www.hdb.gov.sg/about-us/organisation-structure)
- [Achievements and Accolades](https://www.hdb.gov.sg/about-us/achievements-and-accolades)
- [Research and Innovation](https://www.hdb.gov.sg/about-us/research-and-innovation)
- [Careers](https://www.hdb.gov.sg/about-us/careers)
- [Scholarships and Internships](https://www.hdb.gov.sg/about-us/scholarships-and-internships)
[News & Publications](https://www.hdb.gov.sg/about-us/news-and-publications)
- [Residential](https://www.hdb.gov.sg/residential)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Buying a Flat](https://www.hdb.gov.sg/residential/buying-a-flat)
- [Selling a Flat](https://www.hdb.gov.sg/residential/selling-a-flat)
- [Servicing Your HDB Housing Loan](https://www.hdb.gov.sg/residential/servicing-your-hdb-housing-loan)
- [Renting a Flat](https://www.hdb.gov.sg/residential/renting-a-flat)
- [Living in an HDB Flat](https://www.hdb.gov.sg/residential/living-in-an-hdb-flat)
- [Shopping in Your Neighbourhood](https://www.hdb.gov.sg/residential/where2shop)
- [Renting Out a Flat/ Bedroom](https://www.hdb.gov.sg/residential/renting-out-a-flat-bedroom)
- [Season Parking](https://www.hdb.gov.sg/residential/season-parking)
- [Community](https://www.hdb.gov.sg/community)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [HDB Community Day](https://www.hdb.gov.sg/community/hdb-community-day)
- [Creating Vibrant Places](https://www.hdb.gov.sg/community/creating-vibrant-places)
- [Caring for Your Neighbours](https://www.hdb.gov.sg/community/caring-for-your-neighbours)
- [Practising Eco-Living](https://www.hdb.gov.sg/community/practising-ecoliving)
- [Getting Involved](https://www.hdb.gov.sg/community/getting-involved)
- [Community Publications](https://www.hdb.gov.sg/community/community-publications)
- [Business](https://www.hdb.gov.sg/business)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Commercial](https://www.hdb.gov.sg/business/commercial)
- [Building Professionals (BGBiz)](https://www.hdb.gov.sg/business/building-professionals)
- [Renovation Contractors](https://www.hdb.gov.sg/business/renovation-contractors)
- [Land Developers and Land Users](https://www.hdb.gov.sg/business/land-developers-and-land-users)
- [Tenderers](https://www.hdb.gov.sg/business/tenderers)
- [Estate Agents & Salespersons](https://www.hdb.gov.sg/business/estate-agents-and-salespersons)
- [Car Parks](https://www.hdb.gov.sg/car-parks)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Types of HDB Car Parks](https://www.hdb.gov.sg/car-parks/Types-of-HDB-Car-Parks)
- [Car Park Signboards](https://www.hdb.gov.sg/car-parks/car-park-signboards)
- [Parking Lot Line Markings](https://www.hdb.gov.sg/car-parks/parking-lot-line-markings)
- [Car Park Location Map](https://www.hdb.gov.sg/car-parks/car-park-location-map)
- [Parking Offences](https://www.hdb.gov.sg/car-parks/parking-offences)
- [Season Parking](https://www.hdb.gov.sg/car-parks/season-parking)
- [Short-Term Parking](https://www.hdb.gov.sg/car-parks/shortterm-parking)
- [Car Parks for Business Activities](https://www.hdb.gov.sg/car-parks/car-parks-for-business-activities)
- [Parking@HDB](https://www.hdb.gov.sg/car-parks/parkinghdb)
- [e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Residential](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=Buying_a_New_Flat)
- [Business](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=Commercial)
- [Car Parks](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=Car_Park_Information)
- [General](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=General)
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Residential
[Finding a Flat Arrow down icon]()
- - [Understanding Your Eligibility and Housing Loan Options](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options)
- [Flat and Grant Eligibility](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility)
- [Housing Loan Options](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/housing-loan-options)
- [Application for an HDB Flat Eligibility (HFE) Letter](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/application-for-an-hdb-flat-eligibility-hfe-letter)
- [Working Out Your Flat Budget](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
- [Ability to Pay](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget/ability-to-pay)
- [Budget for Flat](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget/budget-for-flat)
- [Credit to Finance a Flat Purchase](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget/credit-to-finance-a-flat-purchase)
- [Finding a Flat](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat)
- [Types of Flats](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/types-of-flats)
- [Design Features for New Flats](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/design-features-for-new-flats)
- [Standard, Plus, and Prime Housing Framework](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/standard-plus-and-prime-housing-models)
- [Resale Seminars](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/resale-seminars)
- [MyNiceHome Gallery](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/my-nice-home-gallery)
- [Buying Procedure for New Flats](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats)
- [Timeline](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/timeline)
- [Modes of Sale](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/modes-of-sale)
- [Application](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/application)
- [Booking of Flat](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/booking-of-flat)
- [Sign Agreement for Lease](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/sign-agreement-for-lease)
- [Key Collection](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/key-collection)
- [Buying Procedure for Resale Flats](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats)
- [Overview](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/overview)
- [Plan, Source and Contract](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/plan-source-and-contract)
- [Resale Application](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/resale-application)
- [Resale Completion](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/resale-completion)
- [Executive Condominium](https://www.hdb.gov.sg/residential/buying-a-flat/executive-condominium)
- [Eligibility](https://www.hdb.gov.sg/residential/buying-a-flat/executive-condominium/eligibility)
- [CPF Housing Grant for Executive Condominiums (ECs)](https://www.hdb.gov.sg/residential/buying-a-flat/executive-condominium/cpf-housing-grants)
- [Buying Procedures](https://www.hdb.gov.sg/residential/buying-a-flat/executive-condominium/buying-procedures)
- [Application](https://www.hdb.gov.sg/residential/buying-a-flat/executive-condominium/application)
- [Conditions After Buying for Executive Condominiums (ECs)](https://www.hdb.gov.sg/residential/buying-a-flat/executive-condominium/conditions-after-buying-for-ec)
- [Conditions After Buying](https://www.hdb.gov.sg/residential/buying-a-flat/conditions-after-buying)
[Home](https://www.hdb.gov.sg/cs/infoweb/homepage) [Residential](https://www.hdb.gov.sg/residential) [Buying a Flat](https://www.hdb.gov.sg/residential/buying-a-flat) [Finding a Flat](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat)
# Finding a Flat
You may use the following resources to help you plan and prepare for your flat purchase.
Apply for an [HDB Flat Eligibility (HFE) letter](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/application-for-an-hdb-flat-eligibility-hfe-letter) via [My Flat Dashboard](https://services2.hdb.gov.sg/web/bp28/TimeLine/my-flat-dashboard) for a holistic understanding of your housing and financing options before you embark on your home buying journey. You can concurrently apply for an In-principle Approval letter for housing loan from one or more of our participating financial institutions.
The HFE letter will inform you upfront of your eligibility to buy a new or resale flat, as well as the amounts of CPF housing grants and HDB housing loan you are eligible for.
After obtaining an HFE letter, [find listings of both new and resale flats available for purchase](https://homes.hdb.gov.sg/home/finding-a-flat) that meets your budget and needs.
[New flat Visit HDB Flat Portal to find out more about current and upcoming sales exercises. Arrow down icon](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat#Newflat-1)
We sell flats through a [public sales exercise](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/modes-of-sale), i.e., the Build-To-Order (BTO) exercise, Sale of Balance Flats (SBF) exercise, or open booking of flats.
Visit [HDB Flat Portal](https://homes.hdb.gov.sg/home) for information on BTO projects to be offered in the current and upcoming sales exercise, such as flat types, number of units and town map. Prices and additional details will be posted during the sales exercise. To be notified of the sales exercises, please [subscribe to HDB eAlerts](https://services2.hdb.gov.sg/webapp/BF08CESS/Index.jsp).
You must have a valid HFE letter before you may apply for a flat in our sales exercises. [Apply for an HFE letter](https://services2.hdb.gov.sg/web/bp27/PrelimHFE/) at least 1 month ahead of the sales exercise, [plan the financing](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget) of your flat purchase, and familiarise yourself with the [flat buying procedures](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats).
Read about the key features of [Standard, Plus, and Prime flats](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/standard-plus-and-prime-housing-models).
[Resale flat Search for a resale flat using HDB’s Resale Flat Listing (RFL) service or other channels. Arrow down icon](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat#Resaleflat-2)
Here are some features of the [Resale Flat Listing (RFL) service](https://homes.hdb.gov.sg/home/finding-a-flat).
| Features | Description |
|---|---|
| **Shortlist flats** | Use filters to shortlist flats that fit your budget and needs, such as location, flat type, flat price, remaining lease, and your ethnicity and citizenship. |
| **View flat details** | View details about the flat, including: Photos, listing price, and descriptions uploaded by the flat seller or the seller’s salesperson(s) Flat type Floor area Original floor plan Remaining lease Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) quota for the current month Recent transacted prices of nearby flats |
| **Compare flats** | In the Buyer Overview page, you can: Favourite shortlisted resale flats Compare attributes and preliminary payment plans of shortlisted flats (resale and/ or new flats) |
| **Arrange flat viewing appointments** | If you have a valid HFE letter, you may contact flat sellers or their appointed salespersons to arrange flat viewing appointments. |
To better understand how to use the RFL service, view our [user guide](https://go.gov.sg/hdb-rfl-buyer-guide) or watch the instructional video below.
You may also use the following resources to help you in your purchase of a resale flat.
| Resource | Details |
|---|---|
| **Resale seminars** | Sign up for our [resale seminars](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/resale-seminars) to learn more about resale policies and procedures. |
| **Resale statistics** | Look at the published [resale statistics](https://www.hdb.gov.sg/residential/selling-a-flat/overview/resale-statistics) to make a more informed decision. |
| **Resale flat prices** | [Check the recent transacted prices of resale flats](https://services2.hdb.gov.sg/webapp/BB33RTIS/BB33PReslTrans.jsp) in the location you are interested in. These prices reflect the market conditions at the time of the transactions. You may refer to them to set your offer price. |
| **HDB Map Services** | Use [HDB Map Services](https://services2.hdb.gov.sg/web/fi10/emap.html) to obtain details such as the commencement dates of the flat leases, resale prices, and more. |
| **Distance enquiry for Proximity Housing Grant** | If you intend to buy a resale flat within 4 km of your parent/ child’s residence and apply for the Proximity Housing Grant, [check the distance between both locations](https://services2.hdb.gov.sg/webapp/BB292KM/BB292KM_ENQ) to confirm the proximity. |
You must have a valid HFE letter when you obtain an [Option to Purchase (OTP)](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/plan-source-and-contract/option-to-purchase) from a flat seller, and when you submit your [resale application](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/resale-application/application) to HDB.
[Apply for an HFE letter](https://services2.hdb.gov.sg/web/bp27/PrelimHFE/) early, read about the [types of flats](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/types-of-flats) available, [plan the financing](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/plan-source-and-contract/mode-of-financing) of your flat purchase and familiarise yourself with the [procedures to buy a resale flat](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats).
***
##### NEXT STEPS
- ##### [Working Out Your Flat Budget](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
[Plan your finances and budget for a flat purchase with our ABCs of financial planning and financial tools.](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
- ##### [Flat and Grant Eligibility](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility)
[Learn about the eligibility conditions for buying a flat and the CPF Housing Grants available for couples/ families, singles and seniors.](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility)
- ##### [Working Out Your Flat Budget](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
[Plan your finances and understand the different housing loan options.](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
Housing & Development Board
- [About Us](https://www.hdb.gov.sg/about-us)
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- [Residential](https://www.hdb.gov.sg/residential)
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- [Selling a Flat](https://www.hdb.gov.sg/residential/selling-a-flat)
- [Servicing Your HDB Housing Loan](https://www.hdb.gov.sg/residential/servicing-your-hdb-housing-loan)
- [Renting a Flat](https://www.hdb.gov.sg/residential/renting-a-flat)
- [Living in an HDB Flat](https://www.hdb.gov.sg/residential/living-in-an-hdb-flat)
- [Shopping in Your Neighbourhood](https://www.hdb.gov.sg/residential/where2shop)
- [Renting Out a Flat/ Bedroom](https://www.hdb.gov.sg/residential/renting-out-a-flat-bedroom)
- [Season Parking](https://www.hdb.gov.sg/residential/season-parking)
- [Community](https://www.hdb.gov.sg/community)
- [HDB Community Day](https://www.hdb.gov.sg/community/hdb-community-day)
- [Creating Vibrant Places](https://www.hdb.gov.sg/community/creating-vibrant-places)
- [Caring for Your Neighbours](https://www.hdb.gov.sg/community/caring-for-your-neighbours)
- [Practising Eco-Living](https://www.hdb.gov.sg/community/practising-ecoliving)
- [Getting Involved](https://www.hdb.gov.sg/community/getting-involved)
- [Community Publications](https://www.hdb.gov.sg/community/community-publications)
- [Business](https://www.hdb.gov.sg/business)
- [Commercial](https://www.hdb.gov.sg/business/commercial)
- [Building Professionals (BGBiz)](https://www.hdb.gov.sg/business/building-professionals)
- [Renovation Contractors](https://www.hdb.gov.sg/business/renovation-contractors)
- [Land Developers and Land Users](https://www.hdb.gov.sg/business/land-developers-and-land-users)
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- [Car Parks](https://www.hdb.gov.sg/car-parks)
- [Types of HDB Car Parks](https://www.hdb.gov.sg/car-parks/Types-of-HDB-Car-Parks)
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- [Short-Term Parking](https://www.hdb.gov.sg/car-parks/shortterm-parking)
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- [Parking@HDB](https://www.hdb.gov.sg/car-parks/parkinghdb)
- [Contact Us](https://www.hdb.gov.sg/cs/infoweb/contact-us)
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© 2026, Government of Singapore
Last Updated 26 March 2025
 |
| Readable Markdown | You may use the following resources to help you plan and prepare for your flat purchase.
Apply for an [HDB Flat Eligibility (HFE) letter](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/application-for-an-hdb-flat-eligibility-hfe-letter) via [My Flat Dashboard](https://services2.hdb.gov.sg/web/bp28/TimeLine/my-flat-dashboard) for a holistic understanding of your housing and financing options before you embark on your home buying journey. You can concurrently apply for an In-principle Approval letter for housing loan from one or more of our participating financial institutions.
The HFE letter will inform you upfront of your eligibility to buy a new or resale flat, as well as the amounts of CPF housing grants and HDB housing loan you are eligible for.
After obtaining an HFE letter, [find listings of both new and resale flats available for purchase](https://homes.hdb.gov.sg/home/finding-a-flat) that meets your budget and needs.
[New flat Visit HDB Flat Portal to find out more about current and upcoming sales exercises.](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat#Newflat-1)
We sell flats through a [public sales exercise](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/modes-of-sale), i.e., the Build-To-Order (BTO) exercise, Sale of Balance Flats (SBF) exercise, or open booking of flats.
Visit [HDB Flat Portal](https://homes.hdb.gov.sg/home) for information on BTO projects to be offered in the current and upcoming sales exercise, such as flat types, number of units and town map. Prices and additional details will be posted during the sales exercise. To be notified of the sales exercises, please [subscribe to HDB eAlerts](https://services2.hdb.gov.sg/webapp/BF08CESS/Index.jsp).
You must have a valid HFE letter before you may apply for a flat in our sales exercises. [Apply for an HFE letter](https://services2.hdb.gov.sg/web/bp27/PrelimHFE/) at least 1 month ahead of the sales exercise, [plan the financing](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget) of your flat purchase, and familiarise yourself with the [flat buying procedures](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats).
Read about the key features of [Standard, Plus, and Prime flats](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/standard-plus-and-prime-housing-models).
[Resale flat Search for a resale flat using HDB’s Resale Flat Listing (RFL) service or other channels.](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat#Resaleflat-2)
Here are some features of the [Resale Flat Listing (RFL) service](https://homes.hdb.gov.sg/home/finding-a-flat).
| Features | Description |
|---|---|
| **Shortlist flats** | Use filters to shortlist flats that fit your budget and needs, such as location, flat type, flat price, remaining lease, and your ethnicity and citizenship. |
| **View flat details** | View details about the flat, including: Photos, listing price, and descriptions uploaded by the flat seller or the seller’s salesperson(s) Flat type Floor area Original floor plan Remaining lease Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) quota for the current month Recent transacted prices of nearby flats |
| **Compare flats** | In the Buyer Overview page, you can: Favourite shortlisted resale flats Compare attributes and preliminary payment plans of shortlisted flats (resale and/ or new flats) |
| **Arrange flat viewing appointments** | If you have a valid HFE letter, you may contact flat sellers or their appointed salespersons to arrange flat viewing appointments. |
To better understand how to use the RFL service, view our [user guide](https://go.gov.sg/hdb-rfl-buyer-guide) or watch the instructional video below.
You may also use the following resources to help you in your purchase of a resale flat.
| Resource | Details |
|---|---|
| **Resale seminars** | Sign up for our [resale seminars](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/resale-seminars) to learn more about resale policies and procedures. |
| **Resale statistics** | Look at the published [resale statistics](https://www.hdb.gov.sg/residential/selling-a-flat/overview/resale-statistics) to make a more informed decision. |
| **Resale flat prices** | [Check the recent transacted prices of resale flats](https://services2.hdb.gov.sg/webapp/BB33RTIS/BB33PReslTrans.jsp) in the location you are interested in. These prices reflect the market conditions at the time of the transactions. You may refer to them to set your offer price. |
| **HDB Map Services** | Use [HDB Map Services](https://services2.hdb.gov.sg/web/fi10/emap.html) to obtain details such as the commencement dates of the flat leases, resale prices, and more. |
| **Distance enquiry for Proximity Housing Grant** | If you intend to buy a resale flat within 4 km of your parent/ child’s residence and apply for the Proximity Housing Grant, [check the distance between both locations](https://services2.hdb.gov.sg/webapp/BB292KM/BB292KM_ENQ) to confirm the proximity. |
You must have a valid HFE letter when you obtain an [Option to Purchase (OTP)](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/plan-source-and-contract/option-to-purchase) from a flat seller, and when you submit your [resale application](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/resale-application/application) to HDB.
[Apply for an HFE letter](https://services2.hdb.gov.sg/web/bp27/PrelimHFE/) early, read about the [types of flats](https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/types-of-flats) available, [plan the financing](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats/plan-source-and-contract/mode-of-financing) of your flat purchase and familiarise yourself with the [procedures to buy a resale flat](https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-resale-flats).
***
##### NEXT STEPS
- ##### [Working Out Your Flat Budget](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
[Plan your finances and budget for a flat purchase with our ABCs of financial planning and financial tools.](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
- ##### [Flat and Grant Eligibility](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility)
[Learn about the eligibility conditions for buying a flat and the CPF Housing Grants available for couples/ families, singles and seniors.](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility)
- ##### [Working Out Your Flat Budget](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget)
[Plan your finances and understand the different housing loan options.](https://www.hdb.gov.sg/residential/buying-a-flat/working-out-your-flat-budget) |
| Shard | 81 (laksa) |
| Root Hash | 18348615385095952881 |
| Unparsed URL | sg,gov,hdb!www,/residential/buying-a-flat/finding-a-flat s443 |