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| URL | https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat/getting-started |
| Last Crawled | 2026-03-07 10:32:47 (1 month ago) |
| First Indexed | 2020-08-07 17:00:28 (5 years ago) |
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| Meta Title | HDB | Getting Started |
| Meta Description | Learn the process to buy a resale flat, so you can support buyers as an estate agent or salesperson. |
| Meta Canonical | null |
| Boilerpipe Text | Resale flat sellers and buyers can transact via
My Flat Dashboard
and be guided step-by-step on their journey to complete the transaction.
Get your buyer-clients to apply for an
HDB Flat Eligibility (HFE)
 letter via the
HDB Flat Portal
for a holistic understanding and assessment of their housing and financing options before they embark on their home buying journey.
The HFE letter will inform buyers upfront of their eligibility to purchase a new or resale flat, as well as the amounts of CPF housing grants and HDB housing loan that they are eligible for.
Buyers should use the HFE letter to work out a flat budget before sourcing for a suitable flat. You may use the Resale Flat Listing service on the
HDB Flat Portal
to help your buyer-clients in their search for a resale flat.Â
Resale flat buyers must have a valid HFE letter when they obtain an Option to Purchase (OTP) from a flat seller, as well as when they submit a resale application to HDB.
Buyers must apply for the HFE letter personally using their Singpass. Nonetheless, as a salesperson, you can help guide them through the process.
Useful Resources
To assist your buyer-clients in the planning and preparation for the flat purchase, you may find following information resources useful:
Use the
HDB Flat Portal
to help your buyer-clients search for a suitable flat. The listings are verified, accurate and non-duplicative. Make use of the filters, such as location, flat type, flat price, and remaining lease to find flats that fit your buyer-clients' budget and needs. You can also filter resale flats based on buyers' ethnicity and citizenship. In addition, you may favourite flats* and compare their attributes and preliminary payment plans on the HDB Flat portal to guide buyers.
*
 To favourite flats on your buyer-clients’ behalf, you must be appointed as a Managing Salesperson. Refer to our
HDB Flat Portal FAQs
and
user guide for salespersons
to find out more.Â
The HDB Flat Portal should only be used to manage your client's sale or purchase of flat. You may be banned from using the HDB Flat Portal and/or reported to CEA for further investigations if you violate the Terms & Conditions.Â
Use our
HDB Map Services
to obtain details such as lease dates, resale prices, and more. Information such as the remaining lease and recent transacted prices of similar flats nearby can also be found on each resale flat listing on the
HDB Flat Portal
.
Check the
resale statistics
to get a better idea of the HDB resale market conditions and make a more informed decision. |
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- [Renting a Flat](https://www.hdb.gov.sg/residential/renting-a-flat)
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- [Shopping in Your Neighbourhood](https://www.hdb.gov.sg/residential/where2shop)
- [Renting Out a Flat/ Bedroom](https://www.hdb.gov.sg/residential/renting-out-a-flat-bedroom)
- [Season Parking](https://www.hdb.gov.sg/residential/season-parking)
- [Community](https://www.hdb.gov.sg/community)
- [HDB Community Day](https://www.hdb.gov.sg/community/hdb-community-day)
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- [Caring for Your Neighbours](https://www.hdb.gov.sg/community/caring-for-your-neighbours)
- [Practising Eco-Living](https://www.hdb.gov.sg/community/practising-ecoliving)
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- [Types of HDB Car Parks](https://www.hdb.gov.sg/car-parks/Types-of-HDB-Car-Parks)
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- [Car Park Location Map](https://www.hdb.gov.sg/car-parks/car-park-location-map)
- [Parking Offences](https://www.hdb.gov.sg/car-parks/parking-offences)
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- [Short-Term Parking](https://www.hdb.gov.sg/car-parks/shortterm-parking)
- [Car Parks for Business Activities](https://www.hdb.gov.sg/car-parks/car-parks-for-business-activities)
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- [Car Parks](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=Car_Park_Information)
- [General](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=General)
- [About Us](https://www.hdb.gov.sg/about-us)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Vision, Mission, and Values](https://www.hdb.gov.sg/about-us/vision-mission-and-values)
- [Our Role](https://www.hdb.gov.sg/about-us/our-role)
- [HDB History and Towns](https://www.hdb.gov.sg/about-us/history)
- [Designing for Life Roadmap](https://www.hdb.gov.sg/about-us/hdbs-refreshed-roadmap-designing-for-life)
- [Our Logo](https://www.hdb.gov.sg/about-us/our-logo)
- [Organisation Structure](https://www.hdb.gov.sg/about-us/organisation-structure)
- [Achievements and Accolades](https://www.hdb.gov.sg/about-us/achievements-and-accolades)
- [Research and Innovation](https://www.hdb.gov.sg/about-us/research-and-innovation)
- [Careers](https://www.hdb.gov.sg/about-us/careers)
- [Scholarships and Internships](https://www.hdb.gov.sg/about-us/scholarships-and-internships)
[News & Publications](https://www.hdb.gov.sg/about-us/news-and-publications)
- [Residential](https://www.hdb.gov.sg/residential)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Buying a Flat](https://www.hdb.gov.sg/residential/buying-a-flat)
- [Selling a Flat](https://www.hdb.gov.sg/residential/selling-a-flat)
- [Servicing Your HDB Housing Loan](https://www.hdb.gov.sg/residential/servicing-your-hdb-housing-loan)
- [Renting a Flat](https://www.hdb.gov.sg/residential/renting-a-flat)
- [Living in an HDB Flat](https://www.hdb.gov.sg/residential/living-in-an-hdb-flat)
- [Shopping in Your Neighbourhood](https://www.hdb.gov.sg/residential/where2shop)
- [Renting Out a Flat/ Bedroom](https://www.hdb.gov.sg/residential/renting-out-a-flat-bedroom)
- [Season Parking](https://www.hdb.gov.sg/residential/season-parking)
- [Community](https://www.hdb.gov.sg/community)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [HDB Community Day](https://www.hdb.gov.sg/community/hdb-community-day)
- [Creating Vibrant Places](https://www.hdb.gov.sg/community/creating-vibrant-places)
- [Caring for Your Neighbours](https://www.hdb.gov.sg/community/caring-for-your-neighbours)
- [Practising Eco-Living](https://www.hdb.gov.sg/community/practising-ecoliving)
- [Getting Involved](https://www.hdb.gov.sg/community/getting-involved)
- [Community Publications](https://www.hdb.gov.sg/community/community-publications)
- [Business](https://www.hdb.gov.sg/business)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Commercial](https://www.hdb.gov.sg/business/commercial)
- [Building Professionals (BGBiz)](https://www.hdb.gov.sg/business/building-professionals)
- [Renovation Contractors](https://www.hdb.gov.sg/business/renovation-contractors)
- [Land Developers and Land Users](https://www.hdb.gov.sg/business/land-developers-and-land-users)
- [Tenderers](https://www.hdb.gov.sg/business/tenderers)
- [Estate Agents & Salespersons](https://www.hdb.gov.sg/business/estate-agents-and-salespersons)
- [Car Parks](https://www.hdb.gov.sg/car-parks)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Types of HDB Car Parks](https://www.hdb.gov.sg/car-parks/Types-of-HDB-Car-Parks)
- [Car Park Signboards](https://www.hdb.gov.sg/car-parks/car-park-signboards)
- [Parking Lot Line Markings](https://www.hdb.gov.sg/car-parks/parking-lot-line-markings)
- [Car Park Location Map](https://www.hdb.gov.sg/car-parks/car-park-location-map)
- [Parking Offences](https://www.hdb.gov.sg/car-parks/parking-offences)
- [Season Parking](https://www.hdb.gov.sg/car-parks/season-parking)
- [Short-Term Parking](https://www.hdb.gov.sg/car-parks/shortterm-parking)
- [Car Parks for Business Activities](https://www.hdb.gov.sg/car-parks/car-parks-for-business-activities)
- [Parking@HDB](https://www.hdb.gov.sg/car-parks/parkinghdb)
- [e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
[About Us](https://www.hdb.gov.sg/cs/infoweb/about-us)
The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. We develop public housing to provide Singaporeans with affordable, quality homes, and a better living environment. Focusing on nurturing a strong family and community spirit, public housing policies and schemes are formulated to meet changing needs and aspirations.
[Residential](https://www.hdb.gov.sg/cs/infoweb/residential)
Whether you are buying, selling, or already living in an HDB flat, everything you need to know about residential properties is housed here.
[Community](https://www.hdb.gov.sg/cs/infoweb/community)
More than homes, our HDB towns are vibrant places to enjoy to the fullest. There is so much in place for you to bond with your neighbours and create an active and cohesive community.
[Business](https://www.hdb.gov.sg/cs/infoweb/business)
Get the information you need for any business involving HDB homes, properties, commercial spaces, or land under our management.
[Car Parks](https://www.hdb.gov.sg/cs/infoweb/car-parks)
You can find out more about the types of HDB car parks, important car park information, and parking offences.
[e-Services](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList)
Transact with us at your convenience. You can submit an application, submit an online enquiry, or make an appointment with us.
- [Residential](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=Buying_a_New_Flat)
- [Business](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=Commercial)
- [Car Parks](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=Car_Park_Information)
- [General](https://services2.hdb.gov.sg/webapp/FI10AWESVCLIST/FI10SEServiceList?category=General)
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- - [Getting Started](https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat/getting-started)
- [Eligibility](https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat/eligibility)
- [Financing](https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat/financing)
- [Procedures](https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat/procedures)
[Home](https://www.hdb.gov.sg/cs/infoweb/homepage) [Business](https://www.hdb.gov.sg/business) [Estate Agents & Salespersons](https://www.hdb.gov.sg/business/estate-agents-and-salespersons) [Buying a Resale Flat](https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat) [Getting Started](https://www.hdb.gov.sg/business/estate-agents-and-salespersons/buying-a-resale-flat/getting-started)
# Getting Started
Resale flat sellers and buyers can transact via [My Flat Dashboard](https://services2.hdb.gov.sg/web/bp28/TimeLine/my-flat-dashboard) and be guided step-by-step on their journey to complete the transaction.

Get your buyer-clients to apply for an [HDB Flat Eligibility (HFE)](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/application-for-an-hdb-flat-eligibility-hfe-letter) letter via the [HDB Flat Portal](https://homes.hdb.gov.sg/) for a holistic understanding and assessment of their housing and financing options before they embark on their home buying journey.
The HFE letter will inform buyers upfront of their eligibility to purchase a new or resale flat, as well as the amounts of CPF housing grants and HDB housing loan that they are eligible for.
Buyers should use the HFE letter to work out a flat budget before sourcing for a suitable flat. You may use the Resale Flat Listing service on the [HDB Flat Portal](https://homes.hdb.gov.sg/) to help your buyer-clients in their search for a resale flat.
Resale flat buyers must have a valid HFE letter when they obtain an Option to Purchase (OTP) from a flat seller, as well as when they submit a resale application to HDB.
Buyers must apply for the HFE letter personally using their Singpass. Nonetheless, as a salesperson, you can help guide them through the process.
## Useful Resources
To assist your buyer-clients in the planning and preparation for the flat purchase, you may find following information resources useful:
- Use the [HDB Flat Portal](https://homes.hdb.gov.sg/) to help your buyer-clients search for a suitable flat. The listings are verified, accurate and non-duplicative. Make use of the filters, such as location, flat type, flat price, and remaining lease to find flats that fit your buyer-clients' budget and needs. You can also filter resale flats based on buyers' ethnicity and citizenship. In addition, you may favourite flats\* and compare their attributes and preliminary payment plans on the HDB Flat portal to guide buyers.
\* *To favourite flats on your buyer-clients’ behalf, you must be appointed as a Managing Salesperson. Refer to our* [*HDB Flat Portal FAQs*](https://homes.hdb.gov.sg/home/frequently-asked-questions) *and* *[user guide for salespersons](https://go.gov.sg/hdb-rfl-salesperson-guide%20)* *to find out more.*
The HDB Flat Portal should only be used to manage your client's sale or purchase of flat. You may be banned from using the HDB Flat Portal and/or reported to CEA for further investigations if you violate the Terms & Conditions.
- Use our [HDB Map Services](https://services2.hdb.gov.sg/web/fi10/emap.html) to obtain details such as lease dates, resale prices, and more. Information such as the remaining lease and recent transacted prices of similar flats nearby can also be found on each resale flat listing on the [HDB Flat Portal](https://homes.hdb.gov.sg/).
- Check the [resale statistics](https://www.hdb.gov.sg/cs/infoweb/residential/selling-a-flat/overview/resale-statistics) to get a better idea of the HDB resale market conditions and make a more informed decision.
Housing & Development Board
- [About Us](https://www.hdb.gov.sg/about-us)
- [Vision, Mission, and Values](https://www.hdb.gov.sg/about-us/vision-mission-and-values)
- [Our Role](https://www.hdb.gov.sg/about-us/our-role)
- [HDB History and Towns](https://www.hdb.gov.sg/about-us/history)
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Last Updated 03 July 2025
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| Readable Markdown | Resale flat sellers and buyers can transact via [My Flat Dashboard](https://services2.hdb.gov.sg/web/bp28/TimeLine/my-flat-dashboard) and be guided step-by-step on their journey to complete the transaction.

Get your buyer-clients to apply for an [HDB Flat Eligibility (HFE)](https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/application-for-an-hdb-flat-eligibility-hfe-letter) letter via the [HDB Flat Portal](https://homes.hdb.gov.sg/) for a holistic understanding and assessment of their housing and financing options before they embark on their home buying journey.
The HFE letter will inform buyers upfront of their eligibility to purchase a new or resale flat, as well as the amounts of CPF housing grants and HDB housing loan that they are eligible for.
Buyers should use the HFE letter to work out a flat budget before sourcing for a suitable flat. You may use the Resale Flat Listing service on the [HDB Flat Portal](https://homes.hdb.gov.sg/) to help your buyer-clients in their search for a resale flat.
Resale flat buyers must have a valid HFE letter when they obtain an Option to Purchase (OTP) from a flat seller, as well as when they submit a resale application to HDB.
Buyers must apply for the HFE letter personally using their Singpass. Nonetheless, as a salesperson, you can help guide them through the process.
## Useful Resources
To assist your buyer-clients in the planning and preparation for the flat purchase, you may find following information resources useful:
- Use the [HDB Flat Portal](https://homes.hdb.gov.sg/) to help your buyer-clients search for a suitable flat. The listings are verified, accurate and non-duplicative. Make use of the filters, such as location, flat type, flat price, and remaining lease to find flats that fit your buyer-clients' budget and needs. You can also filter resale flats based on buyers' ethnicity and citizenship. In addition, you may favourite flats\* and compare their attributes and preliminary payment plans on the HDB Flat portal to guide buyers.
\* *To favourite flats on your buyer-clients’ behalf, you must be appointed as a Managing Salesperson. Refer to our* [*HDB Flat Portal FAQs*](https://homes.hdb.gov.sg/home/frequently-asked-questions) *and* *[user guide for salespersons](https://go.gov.sg/hdb-rfl-salesperson-guide)* *to find out more.*
The HDB Flat Portal should only be used to manage your client's sale or purchase of flat. You may be banned from using the HDB Flat Portal and/or reported to CEA for further investigations if you violate the Terms & Conditions.
- Use our [HDB Map Services](https://services2.hdb.gov.sg/web/fi10/emap.html) to obtain details such as lease dates, resale prices, and more. Information such as the remaining lease and recent transacted prices of similar flats nearby can also be found on each resale flat listing on the [HDB Flat Portal](https://homes.hdb.gov.sg/).
- Check the [resale statistics](https://www.hdb.gov.sg/cs/infoweb/residential/selling-a-flat/overview/resale-statistics) to get a better idea of the HDB resale market conditions and make a more informed decision. |
| Shard | 81 (laksa) |
| Root Hash | 18348615385095952881 |
| Unparsed URL | sg,gov,hdb!www,/business/estate-agents-and-salespersons/buying-a-resale-flat/getting-started s443 |