🕷️ Crawler Inspector

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Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 156 (from laksa083)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa156.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.forbes.com/advisor/travel-insurance/schengen-visa-insurance/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.forbes.com/advisor/travel-insurance/schengen-visa-insurance/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.forbes.com\/advisor\/travel-insurance\/schengen-visa-insurance\/","crawl_time":1776301464,"first_indexed_time":1610717730,"http_code":200,"src_unparsed":"com,forbes!www,\/advisor\/travel-insurance\/schengen-visa-insurance\/ s443","src_root_hash":"7074450602188365556","history_drop_reason":null,"meta_title":"Schengen Visa Travel Insurance: Guide – Forbes Advisor","meta_descriptions":["Schengen visas and insurance are required for many (non-U.S.) citizens who want to visit Europe. Here's who needs Schengen visa insurance and what it is."],"attrs_boilerpipe_text":"Americans with passports can visit Europe’s Schengen Area without getting a visa if you stay less than 90 days. People from many other countries need a visa before visiting that area.\nThough Americans don’t need a Schengen visa to visit for up to 90 days, it’s still wise to get travel insurance to cover medical issues and other problems while you’re traveling.\nSchengen visa insurance is a travel insurance policy that meets the requirements for getting a Schengen visa. The Schengen Area comprises 29 countries in the European Union that allow passport-free travel between them.\nA policy includes medical travel insurance, including hospitalization, medical coverage and repatriation for medical reasons. Minimum coverage is €30,000 (about $31,000) and it must cover your entire stay.\nCompare & Buy Travel Insurance\nLeaving Home\nReturning Home\nMain Destination\nWhich Countries Are in the Schengen Area?\nThe Schengen Area comprises 29 countries:\nAustria\nBelgium\nBulgaria\nCroatia\nCzech Republic\nDenmark\nEstonia\nFinland\nFrance\nGermany\nGreece\nHungary\nIceland\nItaly\nLatvia\nLiechtenstein\nLithuania\nLuxembourg\nMalta\nNetherlands\nNorway\nPoland\nPortugal\nRomania\nSlovakia\nSlovenia\nSpain\nSweden\nSwitzerland\nBulgaria and Romania joined the Schengen area in 2024 for air and sea borders only.\nWho Needs Schengen Visa Insurance?\nTravelers who must get a Schengen visa should also purchase Schengen visa insurance.\nThat can include anyone from over 100 countries, such as Cambodia, China, Cuba, Egypt, Haiti, India, Iran, Iraq, Jamaica, Pakistan, the Philippines, Russia, Saudi Arabia, South Africa,\nThailand\n, Turkey and Vietnam.\nPassport-holding American citizens do not need a Schengen visa or Schengen visa insurance.\nCountries that are exempt from the visa requirement include the United States,\nCanada\n, Israel,\nJapan\n,\nMexico\nand South Korea. Though you’re not required to have the coverage, Americans should consider\ntravel insurance\n, which offers medical coverage and other benefits.\nWhat Does Schengen Insurance Cover?\nSchengen visa insurance covers medical travel insurance, repatriation and other expenses. Policies vary and some may offer trip cancellation and trip interruption coverage, as well as prescription medications, medical tests, treatments and dental care.\nAt a minimum, Schengen visa insurance must include coverage for the entire period of the person’s stay for:\nAt least €30,000 (roughly $31,000).\nCosts related to emergency medical treatment or hospital care.\nExpenses to transport a traveler back to their home country for medical reasons.\nCosts connected to the policyholder’s death.\nSome travel insurance companies provide additional coverage beyond standard Schengen visa insurance:\nEurop Assistance\noffers extended coverage up to €60,000 (about $62,000). Coverage includes travel and lodging expenses for the policyholder’s companion’s return trip, expenses for the return of a minor under age 14 to their home country and a doctor-prescribed extended stay of up to five days. This coverage is good in Schengen countries as well as Cyprus, Ireland and the\nUnited Kingdom\n.\nAXA’s Europe Travel policy\nprovides coverage for medical expenses up to €100,000 (roughly $103,000) for up to 180 days. Coverage is in Schengen countries and non-Schengen countries in the European Union, as well as Great Britain, Cyprus, Ireland, San Marin, Andorra, Monaco and Vatican City.\nThe AXA Multi Trip policy\nhas the same coverage level as the Europe Travel policy over a one-year period. The coverage lets you stay for up to 90 days. The coverage is reactivated once you go back and picks up for another 90 days in that one-year timeframe.\nWhat Does Schengen Insurance Not Cover?\nSchengen insurance doesn’t generally cover fines and penalties during stays in the Schengen area, flights and other types of transportation like car rentals or lost and stolen luggage.\nA Schengen policy also doesn’t cover pre-existing medical conditions.\nHow Much Does Schengen Visa Insurance Cost?\nYou can buy coverage from AXA for as low as €5.00 (about $5.15) per day of travel. The company’s mid-level coverage starts at €9.00 per day (about $9.27). AXA’s annual plan starts at €328 (approximately $338).\nEurop Assistance’s Schengen coverage starts at €3 (about $3.09) per person for the basic plan or €5 per person (about $5.15) for the extended plan.\nHow To Buy Schengen Visa Insurance That's Right For You\nYou need to first figure out how much you need in Schengen visa insurance. That includes policy limits. The higher the policy limit, the higher the cost.\nExamine a policy to see what other problems it covers besides Schengen visa insurance like\ntravel cancellation coverage\n.\nPro Tip\nCompare quotes from multiple companies that offer Schengen visa insurance coverage, including quotes for different policies from the same company.\nYou’ll also want to check with your credit card. Credit cards often offer Schengen visa insurance coverage if you use your credit card while on your trip.\nFeatured Travel Insurance Partners\n1\nAXA Assistance USA\nPreferred Plan\nPlatinum\nCovers Covid?\nYes\nMedical & evacuation limits per person\n$250,000\/$1 million\n1\nAXA Assistance USA\n2\nCat 70\nPreferred Plan\nTravel\nCovers Covid?\nYes\nMedical & evacuation limits per person\n$500,000\/$500,000\n2\nCat 70\n3\nGoReady (formerly April)\nPreferred Plan\nPandemic Plus\nCovers Covid?\nYes\nMedical & evacuation limits per person\n$50,000\/$500,000\n3\nGoReady (formerly April)\nWho Sells Schengen Visa Insurance?\nAXA and Europ Assistance sell Schengen visa insurance.\nAXA doesn’t have an age limit and sells coverage to people of any country. Europ Assistance covers travelers who are under age 75 when the policy is purchased. Europ Assistance doesn’t sell policies to residents of Belarus, the Crimea Region, Zaporizhzhia, Kherson, Donetsk and Luhansk People’s regions, Iran, North Korea, Syria, and the Russian Federation.\nForbes Advisor is not a licensed insurance agency. Insurance offerings are provided by CompareCoverage, NPN 20753534 and CA\nLicense\n# 6011227. While our parent company has an interest in PrimeCover, our review of the product was subjected to our team’s standard rigorous editorial process, which remains independent of any influence from insurance companies, business relationships, affiliates or any other external parties.","attrs_markdown":"[Subscribe To Newsletters](https:\/\/account.forbes.com\/newsletters)\n\n- [Subscribe To Newsletters](https:\/\/account.forbes.com\/newsletters)\n- [Trump Tracker](https:\/\/www.forbes.com\/trump\/)\n- [Billionaires](https:\/\/www.forbes.com\/worlds-billionaires\/)\n  Billionaires\n  \n  - [View All Billionaires](https:\/\/www.forbes.com\/worlds-billionaires\/)\n  - [World's Billionaires](https:\/\/www.forbes.com\/billionaires\/)\n  - [Forbes 400](https:\/\/www.forbes.com\/forbes-400\/)\n  - [America's Richest Self-Made Women](https:\/\/www.forbes.com\/self-made-women\/)\n  - [China's Richest](https:\/\/www.forbes.com\/china-billionaires\/)\n  - [India's Richest](https:\/\/www.forbes.com\/india-billionaires\/)\n  - 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To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. |   |\n\nWe earn a commission from the offers on this page, which influences which offers are displayed and how and where the offers appear. Advertiser Disclosure.\n\nWe independently select all products and services. While we earn a commission from partner links, commissions do not affect our editors' opinions or evaluations.\n\nAdvertiser Disclosure\n\n- [advisor](https:\/\/www.forbes.com\/advisor\/)\n- [Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/)\n- Who Needs Schengen Visa Insurance?\n# Who Needs Schengen Visa Insurance?\nAudited & Verified: Jan 16, 2025, 9:19am\n\n[![Les Masterson](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/02\/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)\n\n![Les Masterson](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/02\/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)\n\n[Les Masterson](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)Former Staff Editor\n\nLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove...\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)\n\n![close icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-close-icon.svg)\n\n![Les Masterson](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/02\/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)\n\n[Les Masterson](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)Former Staff Editor\n\nLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove...\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)\n\nWritten By\n\n[Les Masterson](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)\n\n![Les Masterson](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/02\/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)\n\n[Les Masterson](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)Former Staff Editor\n\nLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove...\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)\n\n![close icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-close-icon.svg)\n\n![Les Masterson](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/02\/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)\n\n[Les Masterson](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)Former Staff Editor\n\nLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove...\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)\n\nFormer Staff Editor\n\n[![Amy Danise](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/03\/Amy-Danise-bio-88x88.jpg)](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)\n\n![Amy Danise](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/03\/Amy-Danise-bio-88x88.jpg)\n\nReviewed by\n\n[Amy Danise](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)Former Staff Editor\n\nAmy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...\n\n- [![Linkedin icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-linkedin-icon.svg)](https:\/\/www.linkedin.com\/in\/amydanise\/)\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)\n\n![close icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-close-icon.svg)\n\n![Amy Danise](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/03\/Amy-Danise-bio-88x88.jpg)\n\nReviewed by\n\n[Amy Danise](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)Former Staff Editor\n\nAmy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...\n\n- [![Linkedin icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-linkedin-icon.svg)](https:\/\/www.linkedin.com\/in\/amydanise\/)\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)\n\nReviewed\n\n[Amy Danise](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)\n\n![Amy Danise](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/03\/Amy-Danise-bio-88x88.jpg)\n\nReviewed by\n\n[Amy Danise](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)Former Staff Editor\n\nAmy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...\n\n- [![Linkedin icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-linkedin-icon.svg)](https:\/\/www.linkedin.com\/in\/amydanise\/)\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)\n\n![close icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-close-icon.svg)\n\n![Amy Danise](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/03\/Amy-Danise-bio-88x88.jpg)\n\nReviewed by\n\n[Amy Danise](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)Former Staff Editor\n\nAmy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...\n\n- [![Linkedin icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/forbes-media-linkedin-icon.svg)](https:\/\/www.linkedin.com\/in\/amydanise\/)\n\n[Read Full Bio![See Full Bio](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/social-icons\/read-full-bio.svg)](https:\/\/www.forbes.com\/advisor\/author\/adanise\/)\n\nFormer Staff Editor\n\n& 1 other\n\nHave a question we may not have answered?\n\nAsk our editors here\n\nHave a question for Les Masterson or our other editors?\n\nAsk here for a chance to be featured in a story.\n\nThis form is protected by reCAPTCHA Enterprise and the Google [Privacy Policy](https:\/\/policies.google.com\/privacy)and [Terms of Service](https:\/\/policies.google.com\/terms)apply.\n\n![Les Masterson](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/02\/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)\n\n![Amy Danise](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/03\/Amy-Danise-bio-88x88.jpg)\n\nSend a note to Les Masterson, Amy Danise and our other editors. We read every email.\n\nBy submitting this form, you agree to allow us to collect, store, and potentially publish your provided information, including name and question, in the article or any related content. You confirm that the submitted content is original, accurate, and non-infringing on any third-party rights. We may contact you via the email address provided for follow-up questions or to notify you if your question is selected for publication. See our [Terms of Use](https:\/\/www.forbes.com\/terms-and-conditions\/#5cc91797193f)and our [Privacy Policy](https:\/\/www.forbes.com\/advisor\/privacy-policy\/).\n\nThank you for submitting your question.\n\nKeep reading Forbes Advisor for the chance to see the answer to your question in one of our upcoming stories. Our editors also may be in touch with follow-up questions.\n\nContinue reading\n\n![Who Needs Schengen Visa Insurance?](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/900x510\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/11\/budapest-hungary-e1605856037264.jpg) Getty\n\nAmericans with passports can visit Europe’s Schengen Area without getting a visa if you stay less than 90 days. People from many other countries need a visa before visiting that area.\n\nThough Americans don’t need a Schengen visa to visit for up to 90 days, it’s still wise to get travel insurance to cover medical issues and other problems while you’re traveling.\n\n## What Is Schengen Visa Insurance?\nSchengen visa insurance is a travel insurance policy that meets the requirements for getting a Schengen visa. The Schengen Area comprises 29 countries in the European Union that allow passport-free travel between them.\n\nA policy includes medical travel insurance, including hospitalization, medical coverage and repatriation for medical reasons. Minimum coverage is €30,000 (about \\$31,000) and it must cover your entire stay.\n\n![Passport icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/passport.svg)\n\n### Compare & Buy Travel Insurance\n\nLeaving Home\n\nReturning Home\n\nMain Destination\n\n[Find Policies Now](https:\/\/travelinsurance.advisorjourney.forbes.com\/search)\n## Which Countries Are in the Schengen Area?\nThe Schengen Area comprises 29 countries:\n\n- Austria\n- Belgium\n- Bulgaria\n- Croatia\n- Czech Republic\n- Denmark\n- Estonia\n- Finland\n- France\n- Germany\n- Greece\n- Hungary\n- Iceland\n- [Italy](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/italy\/)\n- Latvia\n- Liechtenstein\n- Lithuania\n- Luxembourg\n- Malta\n- Netherlands\n- Norway\n- Poland\n- Portugal\n- Romania\n- Slovakia\n- Slovenia\n- [Spain](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/spain\/)\n- Sweden\n- Switzerland\n\nBulgaria and Romania joined the Schengen area in 2024 for air and sea borders only.\n\n## Who Needs Schengen Visa Insurance?\nTravelers who must get a Schengen visa should also purchase Schengen visa insurance.\n\nThat can include anyone from over 100 countries, such as Cambodia, China, Cuba, Egypt, Haiti, India, Iran, Iraq, Jamaica, Pakistan, the Philippines, Russia, Saudi Arabia, South Africa, [Thailand](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/thailand\/), Turkey and Vietnam.\n\nPassport-holding American citizens do not need a Schengen visa or Schengen visa insurance.\n\nCountries that are exempt from the visa requirement include the United States, [Canada](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/canada\/), Israel, [Japan](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/japan\/), [Mexico](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/mexico\/) and South Korea. Though you’re not required to have the coverage, Americans should consider [travel insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-travel-insurance\/), which offers medical coverage and other benefits.\n\n## What Does Schengen Insurance Cover?\nSchengen visa insurance covers medical travel insurance, repatriation and other expenses. Policies vary and some may offer trip cancellation and trip interruption coverage, as well as prescription medications, medical tests, treatments and dental care.\n\nAt a minimum, Schengen visa insurance must include coverage for the entire period of the person’s stay for:\n\n- At least €30,000 (roughly \\$31,000).\n- Costs related to emergency medical treatment or hospital care.\n- Expenses to transport a traveler back to their home country for medical reasons.\n- Costs connected to the policyholder’s death.\n\nSome travel insurance companies provide additional coverage beyond standard Schengen visa insurance:\n\n- **Europ Assistance** offers extended coverage up to €60,000 (about \\$62,000). Coverage includes travel and lodging expenses for the policyholder’s companion’s return trip, expenses for the return of a minor under age 14 to their home country and a doctor-prescribed extended stay of up to five days. This coverage is good in Schengen countries as well as Cyprus, Ireland and the [United Kingdom](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/uk\/).\n- **AXA’s Europe Travel policy** provides coverage for medical expenses up to €100,000 (roughly \\$103,000) for up to 180 days. Coverage is in Schengen countries and non-Schengen countries in the European Union, as well as Great Britain, Cyprus, Ireland, San Marin, Andorra, Monaco and Vatican City.\n- **The AXA Multi Trip policy** has the same coverage level as the Europe Travel policy over a one-year period. The coverage lets you stay for up to 90 days. The coverage is reactivated once you go back and picks up for another 90 days in that one-year timeframe.\n## What Does Schengen Insurance Not Cover?\nSchengen insurance doesn’t generally cover fines and penalties during stays in the Schengen area, flights and other types of transportation like car rentals or lost and stolen luggage.\n\nA Schengen policy also doesn’t cover pre-existing medical conditions.\n\n## How Much Does Schengen Visa Insurance Cost?\nYou can buy coverage from AXA for as low as €5.00 (about \\$5.15) per day of travel. The company’s mid-level coverage starts at €9.00 per day (about \\$9.27). AXA’s annual plan starts at €328 (approximately \\$338).\n\nEurop Assistance’s Schengen coverage starts at €3 (about \\$3.09) per person for the basic plan or €5 per person (about \\$5.15) for the extended plan.\n\n## How To Buy Schengen Visa Insurance That's Right For You\nYou need to first figure out how much you need in Schengen visa insurance. That includes policy limits. The higher the policy limit, the higher the cost.\n\nExamine a policy to see what other problems it covers besides Schengen visa insurance like [travel cancellation coverage](https:\/\/www.forbes.com\/advisor\/travel-insurance\/trip-cancellation\/).\n\nPro Tip\n\nCompare quotes from multiple companies that offer Schengen visa insurance coverage, including quotes for different policies from the same company.\n\nYou’ll also want to check with your credit card. Credit cards often offer Schengen visa insurance coverage if you use your credit card while on your trip.\n\nFeatured Travel Insurance Partners\n\n1\n\nAXA Assistance USA\n\nPreferred Plan\n\nPlatinum\n\nCovers Covid?\n\nYes\n\nMedical & evacuation limits per person\n\n\\$250,000\/\\$1 million\n\n1\n\nAXA Assistance USA\n\n[![AXA Assistance USA](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/10\/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[![AXA Assistance USA](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/10\/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[Get A Quote](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\nVia Forbes Advisor's Website\n\n2\n\nCat 70\n\nPreferred Plan\n\nTravel\n\nCovers Covid?\n\nYes\n\nMedical & evacuation limits per person\n\n\\$500,000\/\\$500,000\n\n2\n\nCat 70\n\n[![Cat 70](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/12\/application-logo-e1608015607184.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[![Cat 70](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/12\/application-logo-e1608015607184.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[Get A Quote](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\nVia Forbes Advisor's Website\n\n3\n\nGoReady (formerly April)\n\nPreferred Plan\n\nPandemic Plus\n\nCovers Covid?\n\nYes\n\nMedical & evacuation limits per person\n\n\\$50,000\/\\$500,000\n\n3\n\nGoReady (formerly April)\n\n[![GoReady (formerly April)](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2021\/09\/goready.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[![GoReady (formerly April)](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2021\/09\/goready.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[Get A Quote](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\nVia Forbes Advisor's Website\n## Who Sells Schengen Visa Insurance?\nAXA and Europ Assistance sell Schengen visa insurance.\n\nAXA doesn’t have an age limit and sells coverage to people of any country. Europ Assistance covers travelers who are under age 75 when the policy is purchased. Europ Assistance doesn’t sell policies to residents of Belarus, the Crimea Region, Zaporizhzhia, Kherson, Donetsk and Luhansk People’s regions, Iran, North Korea, Syria, and the Russian Federation.\n***\n\n*Forbes Advisor is not a licensed insurance agency. Insurance offerings are provided by CompareCoverage, NPN 20753534 and CA [License](https:\/\/comparecoverage.com\/licenses) \\# 6011227. While our parent company has an interest in PrimeCover, our review of the product was subjected to our team’s standard rigorous editorial process, which remains independent of any influence from insurance companies, business relationships, affiliates or any other external parties.*\n\nWas this article helpful?\n\nShare your feedback\n\nSend feedback to the editorial team\n\n![User Form](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/user-feedback-form\/user-form-icon.svg)\n\n![Success Icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/user-feedback-form\/success-icon.svg)\n\nThank You for your feedback\\!\n\n![Error Icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/user-feedback-form\/error-icon.svg)\n\nSomething went wrong. Please try again later.\n\nBest Travel Insurance Companies\n\n- [Best Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-travel-insurance\/ \"Best Travel Insurance\")\n- [Best Senior Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-senior-travel-insurance\/ \"Best Senior Travel Insurance\")\n- [Best Cruise Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-cruise-insurance\/ \"Best Cruise Insurance\")\n- [Best Annual Travel Insurance](https:\/\/www.forbes.com\/advisor\/?p=32307 \"Best Annual Travel Insurance\")\n- [Best Covid-19 Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-pandemic-travel-insurance\/ \"Best Covid-19 Travel Insurance\")\n- [Cheapest Travel Insurance Plans](https:\/\/www.forbes.com\/advisor\/travel-insurance\/cheap-travel-insurance\/ \"Cheapest Travel Insurance Plans\")\n\nTravel Insurance Guides\n\n- [Average Cost Of Travel 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[Costco](https:\/\/www.forbes.com\/advisor\/travel-insurance\/costco-travel-insurance-review\/ \"Costco\")\n- [Faye](https:\/\/www.forbes.com\/advisor\/travel-insurance\/faye-travel-insurance-review\/ \"Faye\")\n- [GeoBlue](https:\/\/www.forbes.com\/advisor\/travel-insurance\/geoblue-travel-insurance-review\/ \"GeoBlue\")\n- [Travel Insured International](https:\/\/www.forbes.com\/advisor\/travel-insurance\/travel-insured-international-travel-insurance-review\/ \"Travel Insured International\")\n- [USAA](https:\/\/www.forbes.com\/advisor\/travel-insurance\/usaa-travel-insurance-review\/ \"USAA\")\n\nTravel Insurance by Destination\n\n- [Canada Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/canada\/ \"Canada Travel Insurance\")\n- [Student travel insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/student-travel-insurance\/ \"Student travel insurance\")\n- [Europe Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/europe\/ \"Europe Travel Insurance\")\n- [Worst Cities For Summer Travel](https:\/\/www.forbes.com\/advisor\/travel-insurance\/worst-cities-for-summer-travel\/ \"Worst Cities For Summer Travel\")\n- [Italy Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/italy\/ \"Italy Travel Insurance\")\n- [Japan Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/japan\/ \"Japan Travel Insurance\")\n- [Mexico Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/mexico\/ \"Mexico Travel Insurance\")\n- [Spain Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/spain\/ \"Spain Travel Insurance\")\n- [UK Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/uk\/ \"UK Travel Insurance\")\n- [Best Travel Insurance For Thailand](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/thailand\/ \"Best Travel Insurance For Thailand\")\n- [More Destinations](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/ \"More Destinations\")\n\n### Next Up In Travel Insurance\n- [Travel Insurance Companies](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-travel-insurance\/ \"Travel Insurance Companies\")\n- [Seniors Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-senior-travel-insurance\/ \"Seniors Travel Insurance\")\n- [Cancel for Any Reason Travel Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-cancel-for-any-reason-travel-insurance\/ \"Cancel for Any Reason Travel Insurance\")\n- [Flight Insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/flight-insurance\/ \"Flight Insurance\")\n- [Is Travel Insurance Worth It?](https:\/\/www.forbes.com\/advisor\/travel-insurance\/should-you-buy-travel-insurance\/ \"Is Travel 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Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.  \n   \n Forbes Advisor adheres to strict [editorial integrity standards](https:\/\/www.forbes.com\/advisor\/about-us\/). To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our [partners](https:\/\/www.forbes.com\/advisor\/advertiser-disclosure\/ \"Advertiser Disclosure\").\n\n[![Les Masterson](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/02\/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/ \"Les Masterson\")\n\n[Les Masterson](https:\/\/www.forbes.com\/advisor\/author\/lmasterson\/)\n\nFormer Staff Editor\n\nLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before covering insurance, Les was a news editor and reporter for Patch and Community Newspaper Company and also covered health care, mortgages, credit cards and personal loans for multiple websites.\n\n© 2026 Forbes Media LLC. All Rights Reserved.\n\n- [AdChoices](https:\/\/preferences-mgr.truste.com\/?pid=forbes01)\n- [Privacy Statement](https:\/\/www.forbes.com\/advisor\/privacy-policy\/)\n- [Do Not Sell or Share My Personal Information](https:\/\/www.forbes.com\/consent\/editprivacy\/?consent_do_not_sell=true)\n- [Limit the Use of My Sensitive Personal Information](https:\/\/www.forbes.com\/consent\/editprivacy\/?consent_limit=true)\n- [Privacy Preferences](https:\/\/www.forbes.com\/consent\/editprivacy\/?consent_limit=true)\n- [Terms of Sale](https:\/\/www.forbes.com\/digital-terms-of-sale)\n- [Terms of Service](https:\/\/www.forbes.com\/terms-and-conditions\/)\n- [Contact Us](https:\/\/www.forbes.com\/fdc\/contact.html)\n- [Send Us Feedback](mailto:feedback@forbes.com)\n- [Report a Security Issue](https:\/\/www.forbes.com\/contact\/)\n- [Jobs At Forbes](https:\/\/www.forbes.com\/sites\/careers-at-forbes\/)\n- [Reprints & Permissions](http:\/\/forbesreprints.magreprints.com\/)\n- [Forbes Press Room](https:\/\/www.forbes.com\/sites\/forbespr\/)\n- [Advertise](http:\/\/www.forbesmedia.com\/)\n\nlorem\n\nAre you sure you want to rest your choices?\n\ncancel\n\nok\n\nThe Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This compensation comes from two main sources. **First**, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market. **Second,** we also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our [partners](https:\/\/www.forbes.com\/advisor\/advertiser-disclosure\/) who offer products that we have affiliate links for.","attrs_readable_markdown":"Americans with passports can visit Europe’s Schengen Area without getting a visa if you stay less than 90 days. People from many other countries need a visa before visiting that area.\n\nThough Americans don’t need a Schengen visa to visit for up to 90 days, it’s still wise to get travel insurance to cover medical issues and other problems while you’re traveling.\n\nSchengen visa insurance is a travel insurance policy that meets the requirements for getting a Schengen visa. The Schengen Area comprises 29 countries in the European Union that allow passport-free travel between them.\n\nA policy includes medical travel insurance, including hospitalization, medical coverage and repatriation for medical reasons. Minimum coverage is €30,000 (about \\$31,000) and it must cover your entire stay.\n\n![Passport icon](https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/passport.svg)\n\n### Compare & Buy Travel Insurance\n\nLeaving Home\n\nReturning Home\n\nMain Destination\n## Which Countries Are in the Schengen Area?\nThe Schengen Area comprises 29 countries:\n\n- Austria\n- Belgium\n- Bulgaria\n- Croatia\n- Czech Republic\n- Denmark\n- Estonia\n- Finland\n- France\n- Germany\n- Greece\n- Hungary\n- Iceland\n- [Italy](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/italy\/)\n- Latvia\n- Liechtenstein\n- Lithuania\n- Luxembourg\n- Malta\n- Netherlands\n- Norway\n- Poland\n- Portugal\n- Romania\n- Slovakia\n- Slovenia\n- [Spain](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/spain\/)\n- Sweden\n- Switzerland\n\nBulgaria and Romania joined the Schengen area in 2024 for air and sea borders only.\n\n## Who Needs Schengen Visa Insurance?\nTravelers who must get a Schengen visa should also purchase Schengen visa insurance.\n\nThat can include anyone from over 100 countries, such as Cambodia, China, Cuba, Egypt, Haiti, India, Iran, Iraq, Jamaica, Pakistan, the Philippines, Russia, Saudi Arabia, South Africa, [Thailand](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/thailand\/), Turkey and Vietnam.\n\nPassport-holding American citizens do not need a Schengen visa or Schengen visa insurance.\n\nCountries that are exempt from the visa requirement include the United States, [Canada](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/canada\/), Israel, [Japan](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/japan\/), [Mexico](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/mexico\/) and South Korea. Though you’re not required to have the coverage, Americans should consider [travel insurance](https:\/\/www.forbes.com\/advisor\/travel-insurance\/best-travel-insurance\/), which offers medical coverage and other benefits.\n\n## What Does Schengen Insurance Cover?\nSchengen visa insurance covers medical travel insurance, repatriation and other expenses. Policies vary and some may offer trip cancellation and trip interruption coverage, as well as prescription medications, medical tests, treatments and dental care.\n\nAt a minimum, Schengen visa insurance must include coverage for the entire period of the person’s stay for:\n\n- At least €30,000 (roughly \\$31,000).\n- Costs related to emergency medical treatment or hospital care.\n- Expenses to transport a traveler back to their home country for medical reasons.\n- Costs connected to the policyholder’s death.\n\nSome travel insurance companies provide additional coverage beyond standard Schengen visa insurance:\n\n- **Europ Assistance** offers extended coverage up to €60,000 (about \\$62,000). Coverage includes travel and lodging expenses for the policyholder’s companion’s return trip, expenses for the return of a minor under age 14 to their home country and a doctor-prescribed extended stay of up to five days. This coverage is good in Schengen countries as well as Cyprus, Ireland and the [United Kingdom](https:\/\/www.forbes.com\/advisor\/travel-insurance\/destinations\/uk\/).\n- **AXA’s Europe Travel policy** provides coverage for medical expenses up to €100,000 (roughly \\$103,000) for up to 180 days. Coverage is in Schengen countries and non-Schengen countries in the European Union, as well as Great Britain, Cyprus, Ireland, San Marin, Andorra, Monaco and Vatican City.\n- **The AXA Multi Trip policy** has the same coverage level as the Europe Travel policy over a one-year period. The coverage lets you stay for up to 90 days. The coverage is reactivated once you go back and picks up for another 90 days in that one-year timeframe.\n## What Does Schengen Insurance Not Cover?\nSchengen insurance doesn’t generally cover fines and penalties during stays in the Schengen area, flights and other types of transportation like car rentals or lost and stolen luggage.\n\nA Schengen policy also doesn’t cover pre-existing medical conditions.\n\n## How Much Does Schengen Visa Insurance Cost?\nYou can buy coverage from AXA for as low as €5.00 (about \\$5.15) per day of travel. The company’s mid-level coverage starts at €9.00 per day (about \\$9.27). AXA’s annual plan starts at €328 (approximately \\$338).\n\nEurop Assistance’s Schengen coverage starts at €3 (about \\$3.09) per person for the basic plan or €5 per person (about \\$5.15) for the extended plan.\n\n## How To Buy Schengen Visa Insurance That's Right For You\nYou need to first figure out how much you need in Schengen visa insurance. That includes policy limits. The higher the policy limit, the higher the cost.\n\nExamine a policy to see what other problems it covers besides Schengen visa insurance like [travel cancellation coverage](https:\/\/www.forbes.com\/advisor\/travel-insurance\/trip-cancellation\/).\n\nPro Tip\n\nCompare quotes from multiple companies that offer Schengen visa insurance coverage, including quotes for different policies from the same company.\n\nYou’ll also want to check with your credit card. Credit cards often offer Schengen visa insurance coverage if you use your credit card while on your trip.\n\nFeatured Travel Insurance Partners\n\n1\n\nAXA Assistance USA\n\nPreferred Plan\n\nPlatinum\n\nCovers Covid?\n\nYes\n\nMedical & evacuation limits per person\n\n\\$250,000\/\\$1 million\n\n1\n\nAXA Assistance USA\n\n[![AXA Assistance USA](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/10\/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[![AXA Assistance USA](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/10\/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n2\n\nCat 70\n\nPreferred Plan\n\nTravel\n\nCovers Covid?\n\nYes\n\nMedical & evacuation limits per person\n\n\\$500,000\/\\$500,000\n\n2\n\nCat 70\n\n[![Cat 70](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/12\/application-logo-e1608015607184.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[![Cat 70](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/12\/application-logo-e1608015607184.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n3\n\nGoReady (formerly April)\n\nPreferred Plan\n\nPandemic Plus\n\nCovers Covid?\n\nYes\n\nMedical & evacuation limits per person\n\n\\$50,000\/\\$500,000\n\n3\n\nGoReady (formerly April)\n\n[![GoReady (formerly April)](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2021\/09\/goready.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n\n[![GoReady (formerly April)](https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x\/https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/150x\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2021\/09\/goready.png)](https:\/\/travel.comparecoverage.com\/?theme=fa5a1&subid=seo)\n## Who Sells Schengen Visa Insurance?\nAXA and Europ Assistance sell Schengen visa insurance.\n\nAXA doesn’t have an age limit and sells coverage to people of any country. Europ Assistance covers travelers who are under age 75 when the policy is purchased. Europ Assistance doesn’t sell policies to residents of Belarus, the Crimea Region, Zaporizhzhia, Kherson, Donetsk and Luhansk People’s regions, Iran, North Korea, Syria, and the Russian Federation.\n***\n\n*Forbes Advisor is not a licensed insurance agency. Insurance offerings are provided by CompareCoverage, NPN 20753534 and CA [License](https:\/\/comparecoverage.com\/licenses) \\# 6011227. While our parent company has an interest in PrimeCover, our review of the product was subjected to our team’s standard rigorous editorial process, which remains independent of any influence from insurance companies, business relationships, affiliates or any other external parties.*","meta_canonical":null}

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Property	Value
URL	https://www.forbes.com/advisor/travel-insurance/schengen-visa-insurance/
Last Crawled	2026-04-16 01:04:24 (21 hours ago)
First Indexed	2021-01-15 13:35:30 (5 years ago)
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Meta Title	Schengen Visa Travel Insurance: Guide – Forbes Advisor
Meta Description	Schengen visas and insurance are required for many (non-U.S.) citizens who want to visit Europe. Here's who needs Schengen visa insurance and what it is.
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Boilerpipe Text	Americans with passports can visit Europe’s Schengen Area without getting a visa if you stay less than 90 days. People from many other countries need a visa before visiting that area. Though Americans don’t need a Schengen visa to visit for up to 90 days, it’s still wise to get travel insurance to cover medical issues and other problems while you’re traveling. Schengen visa insurance is a travel insurance policy that meets the requirements for getting a Schengen visa. The Schengen Area comprises 29 countries in the European Union that allow passport-free travel between them. A policy includes medical travel insurance, including hospitalization, medical coverage and repatriation for medical reasons. Minimum coverage is €30,000 (about $31,000) and it must cover your entire stay. Compare & Buy Travel Insurance Leaving Home Returning Home Main Destination Which Countries Are in the Schengen Area? The Schengen Area comprises 29 countries: Austria Belgium Bulgaria Croatia Czech Republic Denmark Estonia Finland France Germany Greece Hungary Iceland Italy Latvia Liechtenstein Lithuania Luxembourg Malta Netherlands Norway Poland Portugal Romania Slovakia Slovenia Spain Sweden Switzerland Bulgaria and Romania joined the Schengen area in 2024 for air and sea borders only. Who Needs Schengen Visa Insurance? Travelers who must get a Schengen visa should also purchase Schengen visa insurance. That can include anyone from over 100 countries, such as Cambodia, China, Cuba, Egypt, Haiti, India, Iran, Iraq, Jamaica, Pakistan, the Philippines, Russia, Saudi Arabia, South Africa, Thailand , Turkey and Vietnam. Passport-holding American citizens do not need a Schengen visa or Schengen visa insurance. Countries that are exempt from the visa requirement include the United States, Canada , Israel, Japan , Mexico and South Korea. Though you’re not required to have the coverage, Americans should consider travel insurance , which offers medical coverage and other benefits. What Does Schengen Insurance Cover? Schengen visa insurance covers medical travel insurance, repatriation and other expenses. Policies vary and some may offer trip cancellation and trip interruption coverage, as well as prescription medications, medical tests, treatments and dental care. At a minimum, Schengen visa insurance must include coverage for the entire period of the person’s stay for: At least €30,000 (roughly $31,000). Costs related to emergency medical treatment or hospital care. Expenses to transport a traveler back to their home country for medical reasons. Costs connected to the policyholder’s death. Some travel insurance companies provide additional coverage beyond standard Schengen visa insurance: Europ Assistance offers extended coverage up to €60,000 (about $62,000). Coverage includes travel and lodging expenses for the policyholder’s companion’s return trip, expenses for the return of a minor under age 14 to their home country and a doctor-prescribed extended stay of up to five days. This coverage is good in Schengen countries as well as Cyprus, Ireland and the United Kingdom . AXA’s Europe Travel policy provides coverage for medical expenses up to €100,000 (roughly $103,000) for up to 180 days. Coverage is in Schengen countries and non-Schengen countries in the European Union, as well as Great Britain, Cyprus, Ireland, San Marin, Andorra, Monaco and Vatican City. The AXA Multi Trip policy has the same coverage level as the Europe Travel policy over a one-year period. The coverage lets you stay for up to 90 days. The coverage is reactivated once you go back and picks up for another 90 days in that one-year timeframe. What Does Schengen Insurance Not Cover? Schengen insurance doesn’t generally cover fines and penalties during stays in the Schengen area, flights and other types of transportation like car rentals or lost and stolen luggage. A Schengen policy also doesn’t cover pre-existing medical conditions. How Much Does Schengen Visa Insurance Cost? You can buy coverage from AXA for as low as €5.00 (about $5.15) per day of travel. The company’s mid-level coverage starts at €9.00 per day (about $9.27). AXA’s annual plan starts at €328 (approximately $338). Europ Assistance’s Schengen coverage starts at €3 (about $3.09) per person for the basic plan or €5 per person (about $5.15) for the extended plan. How To Buy Schengen Visa Insurance That's Right For You You need to first figure out how much you need in Schengen visa insurance. That includes policy limits. The higher the policy limit, the higher the cost. Examine a policy to see what other problems it covers besides Schengen visa insurance like travel cancellation coverage . Pro Tip Compare quotes from multiple companies that offer Schengen visa insurance coverage, including quotes for different policies from the same company. You’ll also want to check with your credit card. Credit cards often offer Schengen visa insurance coverage if you use your credit card while on your trip. Featured Travel Insurance Partners 1 AXA Assistance USA Preferred Plan Platinum Covers Covid? Yes Medical & evacuation limits per person $250,000/$1 million 1 AXA Assistance USA 2 Cat 70 Preferred Plan Travel Covers Covid? Yes Medical & evacuation limits per person $500,000/$500,000 2 Cat 70 3 GoReady (formerly April) Preferred Plan Pandemic Plus Covers Covid? Yes Medical & evacuation limits per person $50,000/$500,000 3 GoReady (formerly April) Who Sells Schengen Visa Insurance? AXA and Europ Assistance sell Schengen visa insurance. AXA doesn’t have an age limit and sells coverage to people of any country. Europ Assistance covers travelers who are under age 75 when the policy is purchased. Europ Assistance doesn’t sell policies to residents of Belarus, the Crimea Region, Zaporizhzhia, Kherson, Donetsk and Luhansk People’s regions, Iran, North Korea, Syria, and the Russian Federation. Forbes Advisor is not a licensed insurance agency. Insurance offerings are provided by CompareCoverage, NPN 20753534 and CA License # 6011227. While our parent company has an interest in PrimeCover, our review of the product was subjected to our team’s standard rigorous editorial process, which remains independent of any influence from insurance companies, business relationships, affiliates or any other external parties.
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Audited & Verified: Jan 16, 2025, 9:19am [![Les Masterson](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/02/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg)](https://www.forbes.com/advisor/author/lmasterson/) ![Les Masterson](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/02/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg) [Les Masterson](https://www.forbes.com/advisor/author/lmasterson/)Former Staff Editor Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove... [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/lmasterson/) ![close icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg) ![Les Masterson](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/02/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg) [Les Masterson](https://www.forbes.com/advisor/author/lmasterson/)Former Staff Editor Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove... [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/lmasterson/) Written By [Les Masterson](https://www.forbes.com/advisor/author/lmasterson/) ![Les Masterson](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/02/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg) [Les Masterson](https://www.forbes.com/advisor/author/lmasterson/)Former Staff Editor Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove... [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/lmasterson/) ![close icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg) ![Les Masterson](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/02/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg) [Les Masterson](https://www.forbes.com/advisor/author/lmasterson/)Former Staff Editor Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove... [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/lmasterson/) Former Staff Editor [![Amy Danise](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg)](https://www.forbes.com/advisor/author/adanise/) ![Amy Danise](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg) Reviewed by [Amy Danise](https://www.forbes.com/advisor/author/adanise/)Former Staff Editor Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex... - [![Linkedin icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg)](https://www.linkedin.com/in/amydanise/) [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/adanise/) ![close icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg) ![Amy Danise](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg) Reviewed by [Amy Danise](https://www.forbes.com/advisor/author/adanise/)Former Staff Editor Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex... - [![Linkedin icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg)](https://www.linkedin.com/in/amydanise/) [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/adanise/) Reviewed [Amy Danise](https://www.forbes.com/advisor/author/adanise/) ![Amy Danise](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg) Reviewed by [Amy Danise](https://www.forbes.com/advisor/author/adanise/)Former Staff Editor Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex... - [![Linkedin icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg)](https://www.linkedin.com/in/amydanise/) [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/adanise/) ![close icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg) ![Amy Danise](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg) Reviewed by [Amy Danise](https://www.forbes.com/advisor/author/adanise/)Former Staff Editor Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex... - [![Linkedin icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg)](https://www.linkedin.com/in/amydanise/) [Read Full Bio![See Full Bio](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg)](https://www.forbes.com/advisor/author/adanise/) Former Staff Editor & 1 other Have a question we may not have answered? Ask our editors here Have a question for Les Masterson or our other editors? Ask here for a chance to be featured in a story. This form is protected by reCAPTCHA Enterprise and the Google [Privacy Policy](https://policies.google.com/privacy)and [Terms of Service](https://policies.google.com/terms)apply. ![Les Masterson](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/02/Les-Masterson-FA-scaled-e1740602757686-88x88.jpg) ![Amy Danise](https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg) Send a note to Les Masterson, Amy Danise and our other editors. We read every email. By submitting this form, you agree to allow us to collect, store, and potentially publish your provided information, including name and question, in the article or any related content. You confirm that the submitted content is original, accurate, and non-infringing on any third-party rights. We may contact you via the email address provided for follow-up questions or to notify you if your question is selected for publication. See our [Terms of Use](https://www.forbes.com/terms-and-conditions/#5cc91797193f)and our [Privacy Policy](https://www.forbes.com/advisor/privacy-policy/). Thank you for submitting your question. Keep reading Forbes Advisor for the chance to see the answer to your question in one of our upcoming stories. Our editors also may be in touch with follow-up questions. Continue reading ![Who Needs Schengen Visa Insurance?](https://thumbor.forbes.com/thumbor/fit-in/900x510/https://www.forbes.com/advisor/wp-content/uploads/2020/11/budapest-hungary-e1605856037264.jpg) Getty Americans with passports can visit Europe’s Schengen Area without getting a visa if you stay less than 90 days. People from many other countries need a visa before visiting that area. Though Americans don’t need a Schengen visa to visit for up to 90 days, it’s still wise to get travel insurance to cover medical issues and other problems while you’re traveling. ## What Is Schengen Visa Insurance? Schengen visa insurance is a travel insurance policy that meets the requirements for getting a Schengen visa. The Schengen Area comprises 29 countries in the European Union that allow passport-free travel between them. A policy includes medical travel insurance, including hospitalization, medical coverage and repatriation for medical reasons. Minimum coverage is €30,000 (about \$31,000) and it must cover your entire stay. ![Passport icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/passport.svg) ### Compare & Buy Travel Insurance Leaving Home Returning Home Main Destination [Find Policies Now](https://travelinsurance.advisorjourney.forbes.com/search) ## Which Countries Are in the Schengen Area? The Schengen Area comprises 29 countries: - Austria - Belgium - Bulgaria - Croatia - Czech Republic - Denmark - Estonia - Finland - France - Germany - Greece - Hungary - Iceland - [Italy](https://www.forbes.com/advisor/travel-insurance/destinations/italy/) - Latvia - Liechtenstein - Lithuania - Luxembourg - Malta - Netherlands - Norway - Poland - Portugal - Romania - Slovakia - Slovenia - [Spain](https://www.forbes.com/advisor/travel-insurance/destinations/spain/) - Sweden - Switzerland Bulgaria and Romania joined the Schengen area in 2024 for air and sea borders only. ## Who Needs Schengen Visa Insurance? Travelers who must get a Schengen visa should also purchase Schengen visa insurance. That can include anyone from over 100 countries, such as Cambodia, China, Cuba, Egypt, Haiti, India, Iran, Iraq, Jamaica, Pakistan, the Philippines, Russia, Saudi Arabia, South Africa, [Thailand](https://www.forbes.com/advisor/travel-insurance/destinations/thailand/), Turkey and Vietnam. Passport-holding American citizens do not need a Schengen visa or Schengen visa insurance. Countries that are exempt from the visa requirement include the United States, [Canada](https://www.forbes.com/advisor/travel-insurance/destinations/canada/), Israel, [Japan](https://www.forbes.com/advisor/travel-insurance/destinations/japan/), [Mexico](https://www.forbes.com/advisor/travel-insurance/destinations/mexico/) and South Korea. Though you’re not required to have the coverage, Americans should consider [travel insurance](https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/), which offers medical coverage and other benefits. ## What Does Schengen Insurance Cover? Schengen visa insurance covers medical travel insurance, repatriation and other expenses. Policies vary and some may offer trip cancellation and trip interruption coverage, as well as prescription medications, medical tests, treatments and dental care. At a minimum, Schengen visa insurance must include coverage for the entire period of the person’s stay for: - At least €30,000 (roughly \$31,000). - Costs related to emergency medical treatment or hospital care. - Expenses to transport a traveler back to their home country for medical reasons. - Costs connected to the policyholder’s death. Some travel insurance companies provide additional coverage beyond standard Schengen visa insurance: - Europ Assistance offers extended coverage up to €60,000 (about \$62,000). Coverage includes travel and lodging expenses for the policyholder’s companion’s return trip, expenses for the return of a minor under age 14 to their home country and a doctor-prescribed extended stay of up to five days. This coverage is good in Schengen countries as well as Cyprus, Ireland and the [United Kingdom](https://www.forbes.com/advisor/travel-insurance/destinations/uk/). - AXA’s Europe Travel policy provides coverage for medical expenses up to €100,000 (roughly \$103,000) for up to 180 days. Coverage is in Schengen countries and non-Schengen countries in the European Union, as well as Great Britain, Cyprus, Ireland, San Marin, Andorra, Monaco and Vatican City. - The AXA Multi Trip policy has the same coverage level as the Europe Travel policy over a one-year period. The coverage lets you stay for up to 90 days. The coverage is reactivated once you go back and picks up for another 90 days in that one-year timeframe. ## What Does Schengen Insurance Not Cover? Schengen insurance doesn’t generally cover fines and penalties during stays in the Schengen area, flights and other types of transportation like car rentals or lost and stolen luggage. A Schengen policy also doesn’t cover pre-existing medical conditions. ## How Much Does Schengen Visa Insurance Cost? You can buy coverage from AXA for as low as €5.00 (about \$5.15) per day of travel. The company’s mid-level coverage starts at €9.00 per day (about \$9.27). AXA’s annual plan starts at €328 (approximately \$338). Europ Assistance’s Schengen coverage starts at €3 (about \$3.09) per person for the basic plan or €5 per person (about \$5.15) for the extended plan. ## How To Buy Schengen Visa Insurance That's Right For You You need to first figure out how much you need in Schengen visa insurance. That includes policy limits. The higher the policy limit, the higher the cost. Examine a policy to see what other problems it covers besides Schengen visa insurance like [travel cancellation coverage](https://www.forbes.com/advisor/travel-insurance/trip-cancellation/). Pro Tip Compare quotes from multiple companies that offer Schengen visa insurance coverage, including quotes for different policies from the same company. You’ll also want to check with your credit card. Credit cards often offer Schengen visa insurance coverage if you use your credit card while on your trip. Featured Travel Insurance Partners 1 AXA Assistance USA Preferred Plan Platinum Covers Covid? Yes Medical & evacuation limits per person \$250,000/\$1 million 1 AXA Assistance USA [![AXA Assistance USA](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/10/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [![AXA Assistance USA](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/10/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [Get A Quote](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) Via Forbes Advisor's Website 2 Cat 70 Preferred Plan Travel Covers Covid? Yes Medical & evacuation limits per person \$500,000/\$500,000 2 Cat 70 [![Cat 70](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/12/application-logo-e1608015607184.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [![Cat 70](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/12/application-logo-e1608015607184.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [Get A Quote](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) Via Forbes Advisor's Website 3 GoReady (formerly April) Preferred Plan Pandemic Plus Covers Covid? Yes Medical & evacuation limits per person \$50,000/\$500,000 3 GoReady (formerly April) [![GoReady (formerly April)](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/goready.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [![GoReady (formerly April)](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/goready.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [Get A Quote](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) Via Forbes Advisor's Website ## Who Sells Schengen Visa Insurance? AXA and Europ Assistance sell Schengen visa insurance. AXA doesn’t have an age limit and sells coverage to people of any country. Europ Assistance covers travelers who are under age 75 when the policy is purchased. Europ Assistance doesn’t sell policies to residents of Belarus, the Crimea Region, Zaporizhzhia, Kherson, Donetsk and Luhansk People’s regions, Iran, North Korea, Syria, and the Russian Federation. *** Forbes Advisor is not a licensed insurance agency. Insurance offerings are provided by CompareCoverage, NPN 20753534 and CA [License](https://comparecoverage.com/licenses) \# 6011227. While our parent company has an interest in PrimeCover, our review of the product was subjected to our team’s standard rigorous editorial process, which remains independent of any influence from insurance companies, business relationships, affiliates or any other external parties. Was this article helpful? 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Readable Markdown	Americans with passports can visit Europe’s Schengen Area without getting a visa if you stay less than 90 days. People from many other countries need a visa before visiting that area. Though Americans don’t need a Schengen visa to visit for up to 90 days, it’s still wise to get travel insurance to cover medical issues and other problems while you’re traveling. Schengen visa insurance is a travel insurance policy that meets the requirements for getting a Schengen visa. The Schengen Area comprises 29 countries in the European Union that allow passport-free travel between them. A policy includes medical travel insurance, including hospitalization, medical coverage and repatriation for medical reasons. Minimum coverage is €30,000 (about \$31,000) and it must cover your entire stay. ![Passport icon](https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/passport.svg) ### Compare & Buy Travel Insurance Leaving Home Returning Home Main Destination ## Which Countries Are in the Schengen Area? The Schengen Area comprises 29 countries: - Austria - Belgium - Bulgaria - Croatia - Czech Republic - Denmark - Estonia - Finland - France - Germany - Greece - Hungary - Iceland - [Italy](https://www.forbes.com/advisor/travel-insurance/destinations/italy/) - Latvia - Liechtenstein - Lithuania - Luxembourg - Malta - Netherlands - Norway - Poland - Portugal - Romania - Slovakia - Slovenia - [Spain](https://www.forbes.com/advisor/travel-insurance/destinations/spain/) - Sweden - Switzerland Bulgaria and Romania joined the Schengen area in 2024 for air and sea borders only. ## Who Needs Schengen Visa Insurance? Travelers who must get a Schengen visa should also purchase Schengen visa insurance. That can include anyone from over 100 countries, such as Cambodia, China, Cuba, Egypt, Haiti, India, Iran, Iraq, Jamaica, Pakistan, the Philippines, Russia, Saudi Arabia, South Africa, [Thailand](https://www.forbes.com/advisor/travel-insurance/destinations/thailand/), Turkey and Vietnam. Passport-holding American citizens do not need a Schengen visa or Schengen visa insurance. Countries that are exempt from the visa requirement include the United States, [Canada](https://www.forbes.com/advisor/travel-insurance/destinations/canada/), Israel, [Japan](https://www.forbes.com/advisor/travel-insurance/destinations/japan/), [Mexico](https://www.forbes.com/advisor/travel-insurance/destinations/mexico/) and South Korea. Though you’re not required to have the coverage, Americans should consider [travel insurance](https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/), which offers medical coverage and other benefits. ## What Does Schengen Insurance Cover? Schengen visa insurance covers medical travel insurance, repatriation and other expenses. Policies vary and some may offer trip cancellation and trip interruption coverage, as well as prescription medications, medical tests, treatments and dental care. At a minimum, Schengen visa insurance must include coverage for the entire period of the person’s stay for: - At least €30,000 (roughly \$31,000). - Costs related to emergency medical treatment or hospital care. - Expenses to transport a traveler back to their home country for medical reasons. - Costs connected to the policyholder’s death. Some travel insurance companies provide additional coverage beyond standard Schengen visa insurance: - Europ Assistance offers extended coverage up to €60,000 (about \$62,000). Coverage includes travel and lodging expenses for the policyholder’s companion’s return trip, expenses for the return of a minor under age 14 to their home country and a doctor-prescribed extended stay of up to five days. This coverage is good in Schengen countries as well as Cyprus, Ireland and the [United Kingdom](https://www.forbes.com/advisor/travel-insurance/destinations/uk/). - AXA’s Europe Travel policy provides coverage for medical expenses up to €100,000 (roughly \$103,000) for up to 180 days. Coverage is in Schengen countries and non-Schengen countries in the European Union, as well as Great Britain, Cyprus, Ireland, San Marin, Andorra, Monaco and Vatican City. - The AXA Multi Trip policy has the same coverage level as the Europe Travel policy over a one-year period. The coverage lets you stay for up to 90 days. The coverage is reactivated once you go back and picks up for another 90 days in that one-year timeframe. ## What Does Schengen Insurance Not Cover? Schengen insurance doesn’t generally cover fines and penalties during stays in the Schengen area, flights and other types of transportation like car rentals or lost and stolen luggage. A Schengen policy also doesn’t cover pre-existing medical conditions. ## How Much Does Schengen Visa Insurance Cost? You can buy coverage from AXA for as low as €5.00 (about \$5.15) per day of travel. The company’s mid-level coverage starts at €9.00 per day (about \$9.27). AXA’s annual plan starts at €328 (approximately \$338). Europ Assistance’s Schengen coverage starts at €3 (about \$3.09) per person for the basic plan or €5 per person (about \$5.15) for the extended plan. ## How To Buy Schengen Visa Insurance That's Right For You You need to first figure out how much you need in Schengen visa insurance. That includes policy limits. The higher the policy limit, the higher the cost. Examine a policy to see what other problems it covers besides Schengen visa insurance like [travel cancellation coverage](https://www.forbes.com/advisor/travel-insurance/trip-cancellation/). Pro Tip Compare quotes from multiple companies that offer Schengen visa insurance coverage, including quotes for different policies from the same company. You’ll also want to check with your credit card. Credit cards often offer Schengen visa insurance coverage if you use your credit card while on your trip. Featured Travel Insurance Partners 1 AXA Assistance USA Preferred Plan Platinum Covers Covid? Yes Medical & evacuation limits per person \$250,000/\$1 million 1 AXA Assistance USA [![AXA Assistance USA](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/10/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [![AXA Assistance USA](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/10/axa-assistance-usa-logo-16874_222x231-e1602835089796.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) 2 Cat 70 Preferred Plan Travel Covers Covid? Yes Medical & evacuation limits per person \$500,000/\$500,000 2 Cat 70 [![Cat 70](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/12/application-logo-e1608015607184.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [![Cat 70](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2020/12/application-logo-e1608015607184.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) 3 GoReady (formerly April) Preferred Plan Pandemic Plus Covers Covid? Yes Medical & evacuation limits per person \$50,000/\$500,000 3 GoReady (formerly April) [![GoReady (formerly April)](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/goready.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) [![GoReady (formerly April)](https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/goready.png)](https://travel.comparecoverage.com/?theme=fa5a1&subid=seo) ## Who Sells Schengen Visa Insurance? AXA and Europ Assistance sell Schengen visa insurance. AXA doesn’t have an age limit and sells coverage to people of any country. Europ Assistance covers travelers who are under age 75 when the policy is purchased. Europ Assistance doesn’t sell policies to residents of Belarus, the Crimea Region, Zaporizhzhia, Kherson, Donetsk and Luhansk People’s regions, Iran, North Korea, Syria, and the Russian Federation. *** Forbes Advisor is not a licensed insurance agency. Insurance offerings are provided by CompareCoverage, NPN 20753534 and CA [License](https://comparecoverage.com/licenses) \# 6011227. While our parent company has an interest in PrimeCover, our review of the product was subjected to our team’s standard rigorous editorial process, which remains independent of any influence from insurance companies, business relationships, affiliates or any other external parties.
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