🕷️ Crawler Inspector

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Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 88 (from laksa151)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa088.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.fool.com/investing/2026/03/25/bitcoin-is-down-20-in-2026-heres-why-things-could/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.fool.com/investing/2026/03/25/bitcoin-is-down-20-in-2026-heres-why-things-could/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.fool.com\/investing\/2026\/03\/25\/bitcoin-is-down-20-in-2026-heres-why-things-could\/","crawl_time":1776094474,"first_indexed_time":1774460160,"http_code":200,"src_unparsed":"com,fool!www,\/investing\/2026\/03\/25\/bitcoin-is-down-20-in-2026-heres-why-things-could\/ s443","src_root_hash":"16263700115757751488","history_drop_reason":null,"meta_title":"Bitcoin Is Down Around 20% in 2026. Here's Why Things Could Still Get Worse for the Cryptocurrency | The Motley Fool","meta_descriptions":["Without favorable crypto reform and lower interest rates, Bitcoin's value could plummet even further this year."],"attrs_boilerpipe_text":"Bitcoin\n(\nBTC\n+1.63%\n)\nhas often been touted as a \"digital gold\" and safe-haven type of investment that you can hang on to amid uncertainty in the markets. But that hasn't been the case this year. With multiple wars going on and concerns about inflation growing, investors haven't exactly been loading up on Bitcoin. Instead, the leading cryptocurrency has fallen by close to 20% thus far.\nIt's not proving to be much of a safe-haven asset these days. And there are potential headwinds that could result in the\nleading cryptocurrency\ndropping even further in value this year.\nImage source: Getty Images.\nWhy Bitcoin might not rally anytime soon\nBitcoin is down around 44% from the highs it reached last year, but that doesn't mean that it may end up bouncing back soon. Investors have recently become concerned about the prospects for crypto reform this year, with new question marks about the Clarity Act, which seeks to create a framework for digital assets, to determine what is and isn't a security. The bill, however, contains a provision that prohibits yields on stablecoins, effectively making them less attractive to investors. That could be a major stumbling block. And if the bill doesn't pass, that may weigh on Bitcoin's valuation.\nFurthermore, there's the uncertainty about rate cuts, which may pose further risk for Bitcoin. Cryptocurrencies are highly speculative assets that tend to perform well when interest rates are low and investor risk appetite is high. But with inflation being a concern amid rising oil prices, there may be only one rate cut this year, and even that is by no means a sure thing.\nBTC\nToday's Change\n(1.63%) $1151.04\nCurrent Price\n$71938.00\nBitcoin remains a highly risky investment\nInvesting in Bitcoin requires a high tolerance for risk, given how much government policy impacts its value. If interest rates don't come down significantly and if there isn't crypto-friendly reform on the horizon, then Bitcoin's value may plummet further, especially since many\ncrypto investors\nwere likely anticipating more favorable conditions under the Trump administration.\nEven for long-term investors, however, there's still no shortage of risk here. If the midterm elections, which take place later this year, change who controls the House and Senate, that can lead to even more uncertainty as to what will happen with the Clarity Act and any other pieces of crypto-related legislation. It is virtually impossible to predict what will happen, and with all these factors potentially weighing on Bitcoin's valuation, it's going to remain a highly volatile investment for the foreseeable future.\nIf you're a risk-averse investor, you're likely better off avoiding Bitcoin, as there's no guarantee that it won't fall further this year. And even if you can stomach the risk, you may want to tread carefully.","attrs_markdown":"[Accessibility Menu](https:\/\/www.fool.com\/investing\/2026\/03\/25\/bitcoin-is-down-20-in-2026-heres-why-things-could\/)\n\nSearch for a company\n\n[Accessibility](https:\/\/www.fool.com\/investing\/2026\/03\/25\/bitcoin-is-down-20-in-2026-heres-why-things-could\/)\n\nLog In\n\n[Help](https:\/\/support.fool.com\/)\n\n[![The Motley Fool](https:\/\/g.foolcdn.com\/misc-assets\/logo-tmf-primary-1-magenta-purple-reversed.svg?_w=320)![The Motley Fool](https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Fmisc-assets%2Ftmf_holdingco_logo_stacked_magenta_royalpurple_rev.png&w=96&op=resize)](https:\/\/www.fool.com\/)\n\n- Our Services\n  [All Services](https:\/\/www.fool.com\/services\/)[Stock Advisor](https:\/\/www.fool.com\/services\/stock-advisor\/)[Epic](https:\/\/www.fool.com\/services\/epic\/)[Epic Plus](https:\/\/www.fool.com\/services\/epic-plus\/)[Fool 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Portfolios](https:\/\/www.fool.com\/services\/fool-portfolios\/)[Fool One](https:\/\/www.fool.com\/services\/one\/)\n- [Top 10 Stocks to Buy Now ›](https:\/\/api.fool.com\/infotron\/splitter\/route\/article-template-button?apikey=5c8e52dd-1bea-455e-87f5-d5506e590f21)\n\n[Top 10 Stocks to Buy Now ›](https:\/\/api.fool.com\/infotron\/splitter\/route\/article-template-button?apikey=5c8e52dd-1bea-455e-87f5-d5506e590f21)\n\n[S\\&P 500 6,818.39+0.0% +1.50](https:\/\/www.fool.com\/quote\/snpindex\/^gspc\/)\n\n[DJI 47,650.51-0.6% -266.06](https:\/\/www.fool.com\/quote\/djindices\/^dji\/)\n\n[NASDAQ 22,969.38+0.3% +66.48](https:\/\/www.fool.com\/quote\/nasdaqindex\/^ixic\/)\n\n[Bitcoin \\$71,938.00+1.6% +\\$1,151.04](https:\/\/www.fool.com\/quote\/crypto\/btc\/)\n\n[AMZN \\$237.87-0.2% -\\$0.51](https:\/\/www.fool.com\/quote\/nasdaq\/amzn\/)\n\n[GOOG \\$316.98+0.4% +\\$1.26](https:\/\/www.fool.com\/quote\/nasdaq\/goog\/)\n\n[META \\$625.91-0.6% -\\$3.96](https:\/\/www.fool.com\/quote\/nasdaq\/meta\/)\n\n[MSFT \\$380.49+2.6% +\\$9.62](https:\/\/www.fool.com\/quote\/nasdaq\/msft\/)\n\n[NVDA \\$188.60-0.0% -\\$0.03](https:\/\/www.fool.com\/quote\/nasdaq\/nvda\/)\n\n[TSLA \\$350.47+0.4% +\\$1.52](https:\/\/www.fool.com\/quote\/nasdaq\/tsla\/)\n\n[Most Active Stocks](https:\/\/www.fool.com\/markets\/most-active-stocks\/)[Daily Stock Gainers](https:\/\/www.fool.com\/markets\/top-stock-gainers\/)[Daily Stock Losers](https:\/\/www.fool.com\/markets\/top-stock-losers\/)\n\n[Most Active Stocks](https:\/\/www.fool.com\/markets\/most-active-stocks\/)[Daily Stock Gainers](https:\/\/www.fool.com\/markets\/top-stock-gainers\/)[Daily Stock Losers](https:\/\/www.fool.com\/markets\/top-stock-losers\/)\n\nFree Article[Explore Premium Services](https:\/\/www.fool.com\/services\/)\n\n# Bitcoin Is Down Around 20% in 2026. Here's Why Things Could Still Get Worse for the Cryptocurrency\nWithout favorable crypto reform and lower interest rates, Bitcoin's value could plummet even further this year.\n\nBy [David Jagielski, CPA](https:\/\/www.fool.com\/author\/20105\/) – Mar 25, 2026 at 1:00PM EST\n\n[Follow us](https:\/\/profile.google.com\/cp\/CgkvbS8wNTc4bWs)\n\nShare\n\nSummarize with AI\n\n## Key Points\n- Doubts are growing about whether the Clarity Act will pass this year, given a concerning provision involving stablecoin yields.\n- There may only be a single rate cut this year, which isn't good news for cryptocurrencies.\n- Bitcoin's valuation is likely to remain volatile given all the uncertainty in the current political environment.\n\n**Bitcoin** ([BTC](https:\/\/www.fool.com\/quote\/crypto\/btc\/) \\+1.63%) has often been touted as a \"digital gold\" and safe-haven type of investment that you can hang on to amid uncertainty in the markets. But that hasn't been the case this year. With multiple wars going on and concerns about inflation growing, investors haven't exactly been loading up on Bitcoin. Instead, the leading cryptocurrency has fallen by close to 20% thus far.\n\nIt's not proving to be much of a safe-haven asset these days. And there are potential headwinds that could result in the [leading cryptocurrency](https:\/\/www.fool.com\/investing\/stock-market\/market-sectors\/financials\/cryptocurrency-stocks\/guide-to-cryptocurrencies\/) dropping even further in value this year.\n\n![An image of Bitcoin on a phone.](https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F862361%2Fan-image-of-bitcoin-on-a-phone.jpg&w=3840&op=resize)\n\nImage source: Getty Images.\n## Why Bitcoin might not rally anytime soon\nBitcoin is down around 44% from the highs it reached last year, but that doesn't mean that it may end up bouncing back soon. Investors have recently become concerned about the prospects for crypto reform this year, with new question marks about the Clarity Act, which seeks to create a framework for digital assets, to determine what is and isn't a security. The bill, however, contains a provision that prohibits yields on stablecoins, effectively making them less attractive to investors. That could be a major stumbling block. And if the bill doesn't pass, that may weigh on Bitcoin's valuation.\n\nFurthermore, there's the uncertainty about rate cuts, which may pose further risk for Bitcoin. Cryptocurrencies are highly speculative assets that tend to perform well when interest rates are low and investor risk appetite is high. But with inflation being a concern amid rising oil prices, there may be only one rate cut this year, and even that is by no means a sure thing.\n\nCollapse\n\nBTC\n\n## [CRYPTO: BTC](https:\/\/www.fool.com\/quote\/crypto\/btc\/)\nBitcoin\n\nToday's Change\n\n(1.63%) \\$1151.04\n\nCurrent Price\n\n\\$71938.00\n\nUnable to reach the data service. Please check your connection.\n\nYTD\n\n1w\n\n1m\n\n3m\n\n6m\n\n1y\n\n5y\n\nPrice\n\nVS S\\&P\n\n### Key Data Points\nMarket Cap\n\n\\$1.4T\n\nDay's Range\n\n\\$70617.00 - \\$72340.00\n\n52wk Range\n\n\\$60255.56 - \\$126079.89\n\nVolume\n\n34B\n## Bitcoin remains a highly risky investment\nInvesting in Bitcoin requires a high tolerance for risk, given how much government policy impacts its value. If interest rates don't come down significantly and if there isn't crypto-friendly reform on the horizon, then Bitcoin's value may plummet further, especially since many [crypto investors](https:\/\/www.fool.com\/investing\/stock-market\/market-sectors\/financials\/cryptocurrency-stocks\/) were likely anticipating more favorable conditions under the Trump administration.\n\nEven for long-term investors, however, there's still no shortage of risk here. If the midterm elections, which take place later this year, change who controls the House and Senate, that can lead to even more uncertainty as to what will happen with the Clarity Act and any other pieces of crypto-related legislation. It is virtually impossible to predict what will happen, and with all these factors potentially weighing on Bitcoin's valuation, it's going to remain a highly volatile investment for the foreseeable future.\n\nIf you're a risk-averse investor, you're likely better off avoiding Bitcoin, as there's no guarantee that it won't fall further this year. And even if you can stomach the risk, you may want to tread carefully.\n\n## Read Next\nApr 13, 2026\n\n•By [Neil Patel](https:\/\/www.fool.com\/author\/20294\/)\n\n[Is Bitcoin the Safest Cryptocurrency to Own for the Long Term?](https:\/\/www.fool.com\/investing\/2026\/04\/13\/is-bitcoin-safest-cryptocurrency-to-own-long-term\/)\n\nApr 13, 2026\n\n•By [Dominic Basulto](https:\/\/www.fool.com\/author\/20546\/)\n\n[Which Cryptocurrency Should You Be Hoarding Right Now, Bitcoin or Ethereum?](https:\/\/www.fool.com\/investing\/2026\/04\/13\/which-cryptocurrency-should-you-be-hoarding-right\/)\n\nApr 13, 2026\n\n•By [Alex Carchidi](https:\/\/www.fool.com\/author\/20287\/)\n\n[Holding Some Bitcoin Just Helped Me Sleep Better At Night. Here's How](https:\/\/www.fool.com\/investing\/2026\/04\/13\/holding-some-bitcoin-just-helped-me-sleep-better-a\/)\n\nApr 13, 2026\n\n•By [Alex Carchidi](https:\/\/www.fool.com\/author\/20287\/)\n\n[Strategy's Michael Saylor Says \"Bitcoin Has Won.\" Does That Make It a Buy?](https:\/\/www.fool.com\/investing\/2026\/04\/13\/strategys-michael-saylor-says-bitcoin-has-won-does\/)\n\nApr 12, 2026\n\n•By [Alex Carchidi](https:\/\/www.fool.com\/author\/20287\/)\n\n[This 1 Bold Prediction About Bitcoin Could Change How to Invest in It Forever](https:\/\/www.fool.com\/investing\/2026\/04\/12\/this-1-bold-prediction-about-bitcoin-could-change\/)\n\nApr 12, 2026\n\n•By [Alex Carchidi](https:\/\/www.fool.com\/author\/20287\/)\n\n[Should You Be Using Polymarket to Invest in Crypto?](https:\/\/www.fool.com\/investing\/2026\/04\/12\/should-you-be-using-polymarket-to-invest-in-crypto\/)\n\n### About the Author\n![David Jagielski, CPA](https:\/\/g.foolcdn.com\/avatar\/2040005661\/large.ashx?_w=3840)\n\nDavid Jagielski, CPA, has been a contributing Motley Fool stock market analyst covering healthcare, consumer staples, consumer discretionary, and technology stocks since 2017. David has more than 10 years of experience in finance roles across businesses of different sizes and sectors. He holds a Certified Public Accountant designation in Canada.\n\n[TMFdjagielski](https:\/\/www.fool.com\/author\/20105\/)\n\n*[David Jagielski, CPA](https:\/\/www.fool.com\/author\/20105\/) has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin. The Motley Fool has a [disclosure policy](https:\/\/www.fool.com\/legal\/fool-disclosure-policy\/).*\n\n### Stocks Mentioned\n[BT Bitcoin CRYPTO: BTC\\$71,938.00 (+1.63%)+\\$1,151.04](https:\/\/www.fool.com\/quote\/crypto\/btc\/)\n\n\\*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.\n\n## Premium Investing Services\nInvest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.\n\n[View Premium Services](https:\/\/www.fool.com\/services\/?ftm_cam=footer-services-sitewide-prospects)\n\n[![The Motley Fool](https:\/\/g.foolcdn.com\/misc-assets\/logo-tmf-primary-1-magenta-purple.svg?_w=320)](https:\/\/www.fool.com\/)\n\nMaking the world smarter, happier, and richer.\n\n- [Facebook](https:\/\/www.facebook.com\/themotleyfool)\n- [Twitter](https:\/\/x.com\/TheMotleyFool)\n- [LinkedIn](https:\/\/www.linkedin.com\/company\/the-motley-fool\/)\n- [Pinterest](https:\/\/www.pinterest.com\/themotleyfool\/)\n- [YouTube](https:\/\/www.youtube.com\/user\/TheMotleyFool)\n- [Instagram](https:\/\/www.instagram.com\/themotleyfoolofficial\/)\n- [TikTok](https:\/\/www.tiktok.com\/@themotleyfoolofficial)\n\n© 1995 - 2026 The Motley Fool. All rights reserved.\n\nMarket data powered by [Xignite](https:\/\/xignite.com\/) and [Polygon.io](https:\/\/polygon.io\/).\n\nAbout The Motley Fool\n\n- [About Us](https:\/\/www.fool.com\/about\/)\n- [Careers](https:\/\/careers.fool.com\/)\n- [Research](https:\/\/www.fool.com\/research\/)\n- [Newsroom](https:\/\/www.fool.com\/contact\/newsroom\/)\n- [Contact](https:\/\/www.fool.com\/legal\/contact-us\/)\n- [Advertise](https:\/\/www.fool.com\/cdn-cgi\/l\/email-protection#84e5e0edeaf5f1edf6ede1f7c4e2ebebe8aae7ebe9)\n\nOur Services\n\n- [All Services](https:\/\/www.fool.com\/services\/)\n- [Stock Advisor](https:\/\/www.fool.com\/services\/stock-advisor\/)\n- [Epic](https:\/\/www.fool.com\/services\/epic\/)\n- [Epic Plus](https:\/\/www.fool.com\/services\/epic-plus\/)\n- [Fool Portfolios](https:\/\/www.fool.com\/services\/fool-portfolios\/)\n- [Fool One](https:\/\/www.fool.com\/services\/one\/)\n- [Motley Fool Money](https:\/\/www.fool.com\/money\/)\n\nAround the Globe\n\n- [Fool UK](https:\/\/www.fool.co.uk\/)\n- [Fool Australia](https:\/\/www.fool.com.au\/)\n- [Fool Canada](https:\/\/www.fool.ca\/)\n\nFree Tools\n\n- [CAPS Stock Ratings](https:\/\/caps.fool.com\/)\n- [Discussion Boards](https:\/\/discussion.fool.com\/)\n- [Calculators](https:\/\/www.fool.com\/calculators\/index\/)\n- [Financial Dictionary](https:\/\/www.fool.com\/terms\/)\n\nAffiliates & Friends\n\n- [Motley Fool Asset Management](https:\/\/www.fool.com\/affiliates\/mfam\/)\n- [Motley Fool Wealth Management](https:\/\/www.fool.com\/affiliates\/mfwm\/)\n- [Motley Fool Ventures](https:\/\/www.fool.com\/affiliates\/ventures\/)\n- [Fool Community Foundation](https:\/\/www.fool.com\/affiliates\/foundation\/)\n- [Become an Affiliate Partner](https:\/\/www.fool.com\/affiliates\/)\n\n- [Terms of Use](https:\/\/www.fool.com\/legal\/terms-and-conditions\/fool-rules\/ \"Terms of Use\")\n- [Privacy Policy](https:\/\/www.fool.com\/legal\/privacy-statement\/ \"Privacy Policy\")\n- [Disclosure Policy](https:\/\/www.fool.com\/legal\/fool-disclosure-policy\/ \"Disclosure Policy\")\n- [Accessibility Policy](https:\/\/www.fool.com\/legal\/accessibility-policy\/ \"Accessibility Policy\")\n- [Copyright, Trademark and Patent Information](https:\/\/www.fool.com\/legal\/stuff-we-own\/ \"Copyright, Trademark and Patent Information\")\n- [Terms and Conditions](https:\/\/www.fool.com\/legal\/terms-and-conditions\/ \"Terms and Conditions\")\n- [Do Not Sell My Personal Information](https:\/\/www.fool.com\/data-protection\/ccpa-update\/ \"Do Not Sell My Personal Information\")","attrs_readable_markdown":"**Bitcoin** ([BTC](https:\/\/www.fool.com\/quote\/crypto\/btc\/) \\+1.63%) has often been touted as a \"digital gold\" and safe-haven type of investment that you can hang on to amid uncertainty in the markets. But that hasn't been the case this year. With multiple wars going on and concerns about inflation growing, investors haven't exactly been loading up on Bitcoin. Instead, the leading cryptocurrency has fallen by close to 20% thus far.\n\nIt's not proving to be much of a safe-haven asset these days. And there are potential headwinds that could result in the [leading cryptocurrency](https:\/\/www.fool.com\/investing\/stock-market\/market-sectors\/financials\/cryptocurrency-stocks\/guide-to-cryptocurrencies\/) dropping even further in value this year.\n\n![An image of Bitcoin on a phone.](https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F862361%2Fan-image-of-bitcoin-on-a-phone.jpg&w=3840&op=resize)\n\nImage source: Getty Images.\n## Why Bitcoin might not rally anytime soon\nBitcoin is down around 44% from the highs it reached last year, but that doesn't mean that it may end up bouncing back soon. Investors have recently become concerned about the prospects for crypto reform this year, with new question marks about the Clarity Act, which seeks to create a framework for digital assets, to determine what is and isn't a security. The bill, however, contains a provision that prohibits yields on stablecoins, effectively making them less attractive to investors. That could be a major stumbling block. And if the bill doesn't pass, that may weigh on Bitcoin's valuation.\n\nFurthermore, there's the uncertainty about rate cuts, which may pose further risk for Bitcoin. Cryptocurrencies are highly speculative assets that tend to perform well when interest rates are low and investor risk appetite is high. But with inflation being a concern amid rising oil prices, there may be only one rate cut this year, and even that is by no means a sure thing.\n\nBTC\n\nToday's Change\n\n(1.63%) \\$1151.04\n\nCurrent Price\n\n\\$71938.00\n## Bitcoin remains a highly risky investment\nInvesting in Bitcoin requires a high tolerance for risk, given how much government policy impacts its value. If interest rates don't come down significantly and if there isn't crypto-friendly reform on the horizon, then Bitcoin's value may plummet further, especially since many [crypto investors](https:\/\/www.fool.com\/investing\/stock-market\/market-sectors\/financials\/cryptocurrency-stocks\/) were likely anticipating more favorable conditions under the Trump administration.\n\nEven for long-term investors, however, there's still no shortage of risk here. If the midterm elections, which take place later this year, change who controls the House and Senate, that can lead to even more uncertainty as to what will happen with the Clarity Act and any other pieces of crypto-related legislation. It is virtually impossible to predict what will happen, and with all these factors potentially weighing on Bitcoin's valuation, it's going to remain a highly volatile investment for the foreseeable future.\n\nIf you're a risk-averse investor, you're likely better off avoiding Bitcoin, as there's no guarantee that it won't fall further this year. And even if you can stomach the risk, you may want to tread carefully.","meta_canonical":null}

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URL	https://www.fool.com/investing/2026/03/25/bitcoin-is-down-20-in-2026-heres-why-things-could/
Last Crawled	2026-04-13 15:34:34 (1 day ago)
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Meta Title	Bitcoin Is Down Around 20% in 2026. Here's Why Things Could Still Get Worse for the Cryptocurrency \| The Motley Fool
Meta Description	Without favorable crypto reform and lower interest rates, Bitcoin's value could plummet even further this year.
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Boilerpipe Text	Bitcoin ( BTC +1.63% ) has often been touted as a "digital gold" and safe-haven type of investment that you can hang on to amid uncertainty in the markets. But that hasn't been the case this year. With multiple wars going on and concerns about inflation growing, investors haven't exactly been loading up on Bitcoin. Instead, the leading cryptocurrency has fallen by close to 20% thus far. It's not proving to be much of a safe-haven asset these days. And there are potential headwinds that could result in the leading cryptocurrency dropping even further in value this year. Image source: Getty Images. Why Bitcoin might not rally anytime soon Bitcoin is down around 44% from the highs it reached last year, but that doesn't mean that it may end up bouncing back soon. Investors have recently become concerned about the prospects for crypto reform this year, with new question marks about the Clarity Act, which seeks to create a framework for digital assets, to determine what is and isn't a security. The bill, however, contains a provision that prohibits yields on stablecoins, effectively making them less attractive to investors. That could be a major stumbling block. And if the bill doesn't pass, that may weigh on Bitcoin's valuation. Furthermore, there's the uncertainty about rate cuts, which may pose further risk for Bitcoin. Cryptocurrencies are highly speculative assets that tend to perform well when interest rates are low and investor risk appetite is high. But with inflation being a concern amid rising oil prices, there may be only one rate cut this year, and even that is by no means a sure thing. BTC Today's Change (1.63%) $1151.04 Current Price $71938.00 Bitcoin remains a highly risky investment Investing in Bitcoin requires a high tolerance for risk, given how much government policy impacts its value. If interest rates don't come down significantly and if there isn't crypto-friendly reform on the horizon, then Bitcoin's value may plummet further, especially since many crypto investors were likely anticipating more favorable conditions under the Trump administration. Even for long-term investors, however, there's still no shortage of risk here. If the midterm elections, which take place later this year, change who controls the House and Senate, that can lead to even more uncertainty as to what will happen with the Clarity Act and any other pieces of crypto-related legislation. It is virtually impossible to predict what will happen, and with all these factors potentially weighing on Bitcoin's valuation, it's going to remain a highly volatile investment for the foreseeable future. If you're a risk-averse investor, you're likely better off avoiding Bitcoin, as there's no guarantee that it won't fall further this year. And even if you can stomach the risk, you may want to tread carefully.
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[Top 10 Stocks to Buy Now ›](https://api.fool.com/infotron/splitter/route/article-template-button?apikey=5c8e52dd-1bea-455e-87f5-d5506e590f21) [Top 10 Stocks to Buy Now ›](https://api.fool.com/infotron/splitter/route/article-template-button?apikey=5c8e52dd-1bea-455e-87f5-d5506e590f21) [S\&P 500 6,818.39+0.0% +1.50](https://www.fool.com/quote/snpindex/^gspc/) [DJI 47,650.51-0.6% -266.06](https://www.fool.com/quote/djindices/^dji/) [NASDAQ 22,969.38+0.3% +66.48](https://www.fool.com/quote/nasdaqindex/^ixic/) [Bitcoin \$71,938.00+1.6% +\$1,151.04](https://www.fool.com/quote/crypto/btc/) [AMZN \$237.87-0.2% -\$0.51](https://www.fool.com/quote/nasdaq/amzn/) [GOOG \$316.98+0.4% +\$1.26](https://www.fool.com/quote/nasdaq/goog/) [META \$625.91-0.6% -\$3.96](https://www.fool.com/quote/nasdaq/meta/) [MSFT \$380.49+2.6% +\$9.62](https://www.fool.com/quote/nasdaq/msft/) [NVDA \$188.60-0.0% -\$0.03](https://www.fool.com/quote/nasdaq/nvda/) [TSLA \$350.47+0.4% +\$1.52](https://www.fool.com/quote/nasdaq/tsla/) [Most Active Stocks](https://www.fool.com/markets/most-active-stocks/)[Daily Stock Gainers](https://www.fool.com/markets/top-stock-gainers/)[Daily Stock Losers](https://www.fool.com/markets/top-stock-losers/) [Most Active Stocks](https://www.fool.com/markets/most-active-stocks/)[Daily Stock Gainers](https://www.fool.com/markets/top-stock-gainers/)[Daily Stock Losers](https://www.fool.com/markets/top-stock-losers/) Free Article[Explore Premium Services](https://www.fool.com/services/) # Bitcoin Is Down Around 20% in 2026. Here's Why Things Could Still Get Worse for the Cryptocurrency Without favorable crypto reform and lower interest rates, Bitcoin's value could plummet even further this year. By [David Jagielski, CPA](https://www.fool.com/author/20105/) – Mar 25, 2026 at 1:00PM EST [Follow us](https://profile.google.com/cp/CgkvbS8wNTc4bWs) Share Summarize with AI ## Key Points - Doubts are growing about whether the Clarity Act will pass this year, given a concerning provision involving stablecoin yields. - There may only be a single rate cut this year, which isn't good news for cryptocurrencies. - Bitcoin's valuation is likely to remain volatile given all the uncertainty in the current political environment. Bitcoin ([BTC](https://www.fool.com/quote/crypto/btc/) \+1.63%) has often been touted as a "digital gold" and safe-haven type of investment that you can hang on to amid uncertainty in the markets. But that hasn't been the case this year. With multiple wars going on and concerns about inflation growing, investors haven't exactly been loading up on Bitcoin. Instead, the leading cryptocurrency has fallen by close to 20% thus far. It's not proving to be much of a safe-haven asset these days. And there are potential headwinds that could result in the [leading cryptocurrency](https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/guide-to-cryptocurrencies/) dropping even further in value this year. ![An image of Bitcoin on a phone.](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F862361%2Fan-image-of-bitcoin-on-a-phone.jpg&w=3840&op=resize) Image source: Getty Images. ## Why Bitcoin might not rally anytime soon Bitcoin is down around 44% from the highs it reached last year, but that doesn't mean that it may end up bouncing back soon. Investors have recently become concerned about the prospects for crypto reform this year, with new question marks about the Clarity Act, which seeks to create a framework for digital assets, to determine what is and isn't a security. The bill, however, contains a provision that prohibits yields on stablecoins, effectively making them less attractive to investors. That could be a major stumbling block. And if the bill doesn't pass, that may weigh on Bitcoin's valuation. Furthermore, there's the uncertainty about rate cuts, which may pose further risk for Bitcoin. Cryptocurrencies are highly speculative assets that tend to perform well when interest rates are low and investor risk appetite is high. But with inflation being a concern amid rising oil prices, there may be only one rate cut this year, and even that is by no means a sure thing. Collapse BTC ## [CRYPTO: BTC](https://www.fool.com/quote/crypto/btc/) Bitcoin Today's Change (1.63%) \$1151.04 Current Price \$71938.00 Unable to reach the data service. Please check your connection. YTD 1w 1m 3m 6m 1y 5y Price VS S\&P ### Key Data Points Market Cap \$1.4T Day's Range \$70617.00 - \$72340.00 52wk Range \$60255.56 - \$126079.89 Volume 34B ## Bitcoin remains a highly risky investment Investing in Bitcoin requires a high tolerance for risk, given how much government policy impacts its value. If interest rates don't come down significantly and if there isn't crypto-friendly reform on the horizon, then Bitcoin's value may plummet further, especially since many [crypto investors](https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/) were likely anticipating more favorable conditions under the Trump administration. Even for long-term investors, however, there's still no shortage of risk here. If the midterm elections, which take place later this year, change who controls the House and Senate, that can lead to even more uncertainty as to what will happen with the Clarity Act and any other pieces of crypto-related legislation. It is virtually impossible to predict what will happen, and with all these factors potentially weighing on Bitcoin's valuation, it's going to remain a highly volatile investment for the foreseeable future. If you're a risk-averse investor, you're likely better off avoiding Bitcoin, as there's no guarantee that it won't fall further this year. And even if you can stomach the risk, you may want to tread carefully. ## Read Next Apr 13, 2026 •By [Neil Patel](https://www.fool.com/author/20294/) [Is Bitcoin the Safest Cryptocurrency to Own for the Long Term?](https://www.fool.com/investing/2026/04/13/is-bitcoin-safest-cryptocurrency-to-own-long-term/) Apr 13, 2026 •By [Dominic Basulto](https://www.fool.com/author/20546/) [Which Cryptocurrency Should You Be Hoarding Right Now, Bitcoin or Ethereum?](https://www.fool.com/investing/2026/04/13/which-cryptocurrency-should-you-be-hoarding-right/) Apr 13, 2026 •By [Alex Carchidi](https://www.fool.com/author/20287/) [Holding Some Bitcoin Just Helped Me Sleep Better At Night. Here's How](https://www.fool.com/investing/2026/04/13/holding-some-bitcoin-just-helped-me-sleep-better-a/) Apr 13, 2026 •By [Alex Carchidi](https://www.fool.com/author/20287/) [Strategy's Michael Saylor Says "Bitcoin Has Won." Does That Make It a Buy?](https://www.fool.com/investing/2026/04/13/strategys-michael-saylor-says-bitcoin-has-won-does/) Apr 12, 2026 •By [Alex Carchidi](https://www.fool.com/author/20287/) [This 1 Bold Prediction About Bitcoin Could Change How to Invest in It Forever](https://www.fool.com/investing/2026/04/12/this-1-bold-prediction-about-bitcoin-could-change/) Apr 12, 2026 •By [Alex Carchidi](https://www.fool.com/author/20287/) [Should You Be Using Polymarket to Invest in Crypto?](https://www.fool.com/investing/2026/04/12/should-you-be-using-polymarket-to-invest-in-crypto/) ### About the Author ![David Jagielski, CPA](https://g.foolcdn.com/avatar/2040005661/large.ashx?_w=3840) David Jagielski, CPA, has been a contributing Motley Fool stock market analyst covering healthcare, consumer staples, consumer discretionary, and technology stocks since 2017. David has more than 10 years of experience in finance roles across businesses of different sizes and sectors. He holds a Certified Public Accountant designation in Canada. [TMFdjagielski](https://www.fool.com/author/20105/) [David Jagielski, CPA](https://www.fool.com/author/20105/) has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin. The Motley Fool has a [disclosure policy](https://www.fool.com/legal/fool-disclosure-policy/). ### Stocks Mentioned [BT Bitcoin CRYPTO: BTC\$71,938.00 (+1.63%)+\$1,151.04](https://www.fool.com/quote/crypto/btc/) \*Average returns of all recommendations since inception. Cost basis and return based on previous market day close. ## Premium Investing Services Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services. 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Readable Markdown	Bitcoin ([BTC](https://www.fool.com/quote/crypto/btc/) \+1.63%) has often been touted as a "digital gold" and safe-haven type of investment that you can hang on to amid uncertainty in the markets. But that hasn't been the case this year. With multiple wars going on and concerns about inflation growing, investors haven't exactly been loading up on Bitcoin. Instead, the leading cryptocurrency has fallen by close to 20% thus far. It's not proving to be much of a safe-haven asset these days. And there are potential headwinds that could result in the [leading cryptocurrency](https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/guide-to-cryptocurrencies/) dropping even further in value this year. ![An image of Bitcoin on a phone.](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F862361%2Fan-image-of-bitcoin-on-a-phone.jpg&w=3840&op=resize) Image source: Getty Images. ## Why Bitcoin might not rally anytime soon Bitcoin is down around 44% from the highs it reached last year, but that doesn't mean that it may end up bouncing back soon. Investors have recently become concerned about the prospects for crypto reform this year, with new question marks about the Clarity Act, which seeks to create a framework for digital assets, to determine what is and isn't a security. The bill, however, contains a provision that prohibits yields on stablecoins, effectively making them less attractive to investors. That could be a major stumbling block. And if the bill doesn't pass, that may weigh on Bitcoin's valuation. Furthermore, there's the uncertainty about rate cuts, which may pose further risk for Bitcoin. Cryptocurrencies are highly speculative assets that tend to perform well when interest rates are low and investor risk appetite is high. But with inflation being a concern amid rising oil prices, there may be only one rate cut this year, and even that is by no means a sure thing. BTC Today's Change (1.63%) \$1151.04 Current Price \$71938.00 ## Bitcoin remains a highly risky investment Investing in Bitcoin requires a high tolerance for risk, given how much government policy impacts its value. If interest rates don't come down significantly and if there isn't crypto-friendly reform on the horizon, then Bitcoin's value may plummet further, especially since many [crypto investors](https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/) were likely anticipating more favorable conditions under the Trump administration. Even for long-term investors, however, there's still no shortage of risk here. If the midterm elections, which take place later this year, change who controls the House and Senate, that can lead to even more uncertainty as to what will happen with the Clarity Act and any other pieces of crypto-related legislation. It is virtually impossible to predict what will happen, and with all these factors potentially weighing on Bitcoin's valuation, it's going to remain a highly volatile investment for the foreseeable future. If you're a risk-averse investor, you're likely better off avoiding Bitcoin, as there's no guarantee that it won't fall further this year. And even if you can stomach the risk, you may want to tread carefully.
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