🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 82 (from laksa090)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa082.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.finder.com.au/travel-insurance/schengen-travel-insurance\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.finder.com.au/travel-insurance/schengen-travel-insurance\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance","crawl_time":1775965850,"first_indexed_time":1708759915,"http_code":200,"src_unparsed":"au,com,finder!www,\/travel-insurance\/schengen-travel-insurance s443","src_root_hash":"11601853319148710482","history_drop_reason":null,"meta_title":"Schengen Travel Insurance for Australians | Finder","meta_descriptions":["Meet Schengen travel insurance requirements before you travel to Europe. Compare Schengen travel insurance deals from travel insurance brands."],"attrs_boilerpipe_text":"A requirement for obtaining a Schengen Visa is to have insurance covering you for medical costs of €30,000.\nTravel insurance can cover you for unlimited medical expenses in all 27 Schengen countries.\nYou need to have travel insurance in place if you are travelling for more than 90 days.\nCompare travel insurance for Schengen countries\nGot a quote before?\nWho needs travel insurance for the Schengen zone\nThe Schengen Zone is an area made up of 27 European countries and states with open borders and a common visa policy. Australians can travel to, from and within the Schengen Zone for up to 90 days.\nFor trips longer than that, you'll need to get a visa with one of the individual Schengen countries. A common visa condition for trips that long is that you have travel insurance with at least €30,000 in medical benefits and repatriation back to Australia, including in the case of death.\nTravel insurance brands that meet Schengen visa requirements for longer stays\nBrand\nMeets requirements?\nDetails of cover\nApply\nMedibank\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n€30,000\nGet quote\nFreely\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n€30,000\nGet quote\nZoom\nNo\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$25,000\nFinder Award\nGet quote\nFast Cover\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$60,000\nGet quote\nInsure4less\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\nUnlimited\nGet quote\nTravel Insuranz\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\nUnlimited\nGet quote\nInsureandGo\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$50,000\nGet quote\nTick\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$50,000\nFinder Award\nGet quote\nWorld2cover\nNo\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$20,000\nGet quote\nCover-More\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\nUp to $60,000\nGet quote\nSouthern Cross\nNo\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$50,000\nTravel Insurance Saver\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$100,000\nGet quote\nEasy\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n€30,000\nGet quote\nStella\nNo\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n$20,000\nGet quote\nAustralia Post\nYes\nOverseas Medical Expenses:\nUnlimited\nRepatriation of remains:\n€30,000\nGet quote\nNote: This information was last updated May 2025\nWhich countries are within the Schengen Agreement?\nFrequently asked questions\nTravel Insurance Expert\nJessica Prasida brings a decade of experience in the travel industry, including over four years as a travel agent and branch manager at STA Travel. She holds a Bachelor of Business and a Master of Marketing from the University of Technology, Sydney, as well as a Tier 1 General Insurance qualification that complies with ASIC guidelines. An avid traveller herself, Jessica combines her professional expertise with a passion for ensuring safe and enjoyable journeys for all travellers. Jessica was a Travel Insurance Publisher at Finder from 2019 to 2024.\nSee full bio\nJournalist\nGary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards.\nSee full bio\nGary Ross's expertise\nGary Ross\n\t\t\t\t\thas written\n\t\t\t\t\t571\n\t\t\t\t\tFinder guides across topics including:\nHealth, home, life, car, pet and travel insurance\nManaging the cost of living\nMore guides on Finder\nButter International Travel Insurance review\nButter International Travel Insurance comes with all the essentials and plenty of optional extras for those who want further coverage.\nUSA travel insurance\nReady to get moving? See quotes and compare travel insurance policies for USA from   15\nbrands\nCruise travel insurance\nA guide to understanding cruise insurance - why you need it, what's covered, and what's not.\nTravel insurance for backpackers\nReview affordable backpacker insurance for your next overseas adventure and find the right insurance policy to cover commonplace backpacking travel risks.\nDomestic travel insurance: Australia\nDomestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers.","attrs_markdown":"Home\n\n[Home](https:\/\/www.finder.com.au\/)\n\nScore\n\n[Credit score](https:\/\/www.finder.com.au\/credit-score)\n\nRewards\n\n[Finder Rewards](https:\/\/www.finder.com.au\/finder-rewards)\n\nAwards\n\n[Finder Awards](https:\/\/www.finder.com.au\/finder-awards)\n\nCards\n\n[Credit cards](https:\/\/www.finder.com.au\/credit-cards)\n\n[Best credit cards](https:\/\/www.finder.com.au\/credit-cards\/best-credit-cards) [Balance transfer cards](https:\/\/www.finder.com.au\/credit-cards\/balance-transfer-credit-cards) [Rewards cards](https:\/\/www.finder.com.au\/credit-cards\/rewards-credit-cards) [Cashback cards](https:\/\/www.finder.com.au\/credit-cards\/cashback-credit-cards) [Frequent flyer cards](https:\/\/www.finder.com.au\/credit-cards\/frequent-flyer-credit-cards) [Low interest rate cards](https:\/\/www.finder.com.au\/credit-cards\/low-interest-rate-credit-cards) 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plans](https:\/\/www.finder.com.au\/mobile-plans\/unlimited-mobile-data-plans)\n\nShopping\n\n[Shopping](https:\/\/www.findershopping.com.au\/)\n\n[Brands](https:\/\/www.findershopping.com.au\/shop\/)\n\n[Join](https:\/\/www.finder.com.au\/user-profile\/sign-up)\n\n[Available rewards:](https:\/\/www.finder.com.au\/finder-rewards)\n\n[Log in](https:\/\/www.finder.com.au\/user-profile\/sign-in)\n\nJoin\n\n[Home](https:\/\/www.finder.com.au\/)\n\n[Travel Insurance](https:\/\/www.finder.com.au\/travel-insurance)\n\nAdvertiser disclosure\n\n# Schengen travel insurance\n## Trips of over 90 days generally require a visa and adequate travel insurance.\n\n![Jessica Prasida's headshot](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/12\/JessicaPrasidaF1_Finder_600x600.png)\n\n![Gary Ross Hunter's headshot](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/11\/GaryRossHunterF1_Finder_600x600.png)\n\nBy\n\nJessica Prasida\n\n&\n\nGary Ross Hunter\n\nEdited by\n\nMoira Daniels\n\nUpdated\n\nMay 19, 2025\n\nFact checked\n\nNavigate Travel Insurance  In this guide\n\nIn this guide\n\n- [Compare travel insurance for Schengen countries](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance#compare-travel-insurance-for-schengen-countries)\n- [Who needs travel insurance for the Schengen zone](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance#who-needs-travel-insurance-for-the-schengen-zone)\n- [Travel insurance brands that meet Schengen visa requirements for longer stays](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance#travel-insurance-brands-that-meet-schengen-visa-requirements-for-longer-stays)\n- [Which countries are within the Schengen Agreement?](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance#which-countries-are-within-the-schengen-agreement)\n- [Frequently asked questions](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance#frequently-asked-questions)\n- [Sources](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance#sources)\n\nGuides\n\nTypes\n\nDestinations\n\nBrands\n\n### Key takeaways\n- A requirement for obtaining a Schengen Visa is to have insurance covering you for medical costs of €30,000.\n- Travel insurance can cover you for unlimited medical expenses in all 27 Schengen countries.\n- You need to have travel insurance in place if you are travelling for more than 90 days.\n### Compare travel insurance for Schengen countries\nSingle Trip\n\nAnnual Multi-Trip\n\nGot a quote before?\n\nEnter a quote number\n### Who needs travel insurance for the Schengen zone\nThe Schengen Zone is an area made up of 27 European countries and states with open borders and a common visa policy. Australians can travel to, from and within the Schengen Zone for up to 90 days.\n\nFor trips longer than that, you'll need to get a visa with one of the individual Schengen countries. A common visa condition for trips that long is that you have travel insurance with at least €30,000 in medical benefits and repatriation back to Australia, including in the case of death.\n\n### Travel insurance brands that meet Schengen visa requirements for longer stays\n| **Brand** | **Meets requirements?** | **Details of cover** | **Apply** |\n|---|---|---|---|\n| [![Medibank Travel Insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2015\/12\/Medibank-Table.png)Medibank](https:\/\/www.finder.com.au\/travel-insurance\/medibank-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** €30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/medibank-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22d4133f59-0d93-4d73-8afd-3d1ede8840ce%22%2C%22product_name%22%3A%22Medibank%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%228859%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Freely Travel Insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2022\/01\/image.png)Freely](https:\/\/www.finder.com.au\/travel-insurance\/freely-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** €30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/freely-the-explorer-international-trip-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2228b1d9f3-bfe3-4de8-8753-c498c66e58aa%22%2C%22product_name%22%3A%22Freely%2BOverseas%2BExplorer%2BCover%22%2C%22offer_id%22%3A%2225488%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Zoom logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Zoom_380x190-300x150.png)Zoom](https:\/\/www.finder.com.au\/travel-insurance\/zoom-travel-insurance) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$25,000 | Finder Award [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/zoom-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22055b85e5-ad21-47c5-887d-5a2f028f9ca5%22%2C%22product_name%22%3A%22Zoom%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%224239%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Fast Cover Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2021\/12\/Fastcover_Logo_Supplied_250x89.png)Fast Cover](https:\/\/www.finder.com.au\/travel-insurance\/fast-cover) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$60,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/fast-cover-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229ab7da90-daa9-4108-bdac-ec4f6cf83be9%22%2C%22product_name%22%3A%22Fast%2BCover%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221125%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Insure4Less Travel Insurance Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Insure4Less_Logo_Supplied_450x250-300x167.png)Insure4less](https:\/\/www.finder.com.au\/travel-insurance\/insure4less-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** Unlimited | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/insure4less-excel-plus-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229db3de58-35b7-4427-8e5f-29b2ba78ea3a%22%2C%22product_name%22%3A%22Insure4less%2B-%2BExcel%2BPlus%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222157%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Travel Insuranz Travel Insurance Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/07\/Travel_Insuranz_Logo_Supplied_158x55.png)Travel Insuranz](https:\/\/www.finder.com.au\/travel-insurance\/travel-insuranz) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** Unlimited | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/travel-insuranz-deluxe-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bc406de8-0538-452d-afdf-711bdf5b69c4%22%2C%22product_name%22%3A%22Travel%2BInsuranz%2BDeluxe%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221476%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![insureandgo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2024\/04\/InsureandGo_500x87.png)](https:\/\/www.finder.com.au\/travel-insurance\/insureandgo-travel-insurance)[InsureandGo](https:\/\/www.finder.com.au\/travel-insurance\/insureandgo-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$50,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/insureandgo-gold-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224bea69e1-d985-45f1-b8c3-1aa667a4aadb%22%2C%22product_name%22%3A%22InsureandGo%2BGold%2BDomestic%22%2C%22offer_id%22%3A%2219012%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Tick Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2018\/01\/Tick-travel-logo.png)](https:\/\/www.finder.com.au\/travel-insurance\/tick-travel-insurance)[Tick](https:\/\/www.finder.com.au\/travel-insurance\/tick-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$50,000 | Finder Award [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/tick-top-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2290afd98d-e950-4c88-9e18-1a5a272a2056%22%2C%22product_name%22%3A%22Tick%2BTop%2BDomestic%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2219011%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![World2Cover Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2021\/04\/World2Cover_Logo_Supplied_100x60.png)World2cover](https:\/\/www.finder.com.au\/travel-insurance\/world2cover) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$20,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/world2cover-international-top-cover-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226fb18105-2c18-4852-a8d4-e395c03bf93f%22%2C%22product_name%22%3A%22World2cover%2BInternational%2BTop%2BCover%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%227401%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Covermore logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Cover_more_380x1901-300x150.png)Cover-More](https:\/\/www.finder.com.au\/travel-insurance\/cover-more-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** Up to \\$60,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/cover-more-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a998518d-6fb5-40b4-9ca8-49fcc1770d68%22%2C%22product_name%22%3A%22Cover-More%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221614%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Southern Cross LogoSCTI](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2021\/09\/scti-logo.png)Southern Cross](https:\/\/www.finder.com.au\/travel-insurance\/southern-cross-travel-insurance) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$50,000 |   |\n| [![Travel Insurance Saver](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Travel_Insurance_Saver_Logo_Supplied_100x41.png)Travel Insurance Saver](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-saver) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$100,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/travel-insurance-saver-comprehensive-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2249b91134-f6e1-4e82-9444-634788b941d8%22%2C%22product_name%22%3A%22Travel%2BInsurance%2BSaver%2BComprehensive%22%2C%22offer_id%22%3A%221626%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Easy Travel Insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2014\/07\/easy-travel-insurance.png)Easy](https:\/\/www.finder.com.au\/travel-insurance\/easy) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** €30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/easy-international-comprehensive-care-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b34aca80-0074-4fd1-8419-cca9e3ba6991%22%2C%22product_name%22%3A%22Easy%2BInternational%2BComprehensive%2BCare%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222791%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Stella travel insurance logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2020\/07\/Stella_Logo_Supplied_200x60.png)](https:\/\/www.finder.com.au\/travel-insurance\/stella-travel-insurance)[Stella](https:\/\/www.finder.com.au\/travel-insurance\/stella-travel-insurance) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$20,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/stella-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226f47e10d-d3c7-4eea-a593-567499a71917%22%2C%22product_name%22%3A%22Stella%2BInternational%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2223756%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![australia post travel insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/09\/Australia_post_logo_450x250_Supplied.png)](https:\/\/www.finder.com.au\/travel-insurance\/australia-post-travel-insurance)[Australia Post](https:\/\/www.finder.com.au\/travel-insurance\/australia-post-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:**€30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/australia-post-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2299aefe31-6498-4dd2-89a9-2df48f6a9422%22%2C%22product_name%22%3A%22Australia%2BPost%2B-%2BInternational%2BComprehensive%22%2C%22offer_id%22%3A%2224276%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n\n*Note: This information was last updated May 2025*\n\n### **Which countries are within the Schengen Agreement?**\n- #### Read the full list of Schengen Zone countries\n  The states and countries that make up the Schengen Zone include:\n  \n  - Austria\n  - Belgium\n  - The Czech Republic\n  - Denmark\n  - Estonia\n  - The Faroe Islands\n  - France\n  - Germany\n  - [Greece](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-for-greece)\n  - The Holy See (Vatican City State)\n  \n  - Hungary\n  - Iceland\n  - Italy\n  - Latvia\n  - Liechtenstein\n  - Lithuania\n  - Luxembourg\n  - Malta\n  - Monaco\n  - The Netherlands\n  \n  - Norway\n  - Poland\n  - [Portugal](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-portugal)\n  - San Marino\n  - Slovakia\n  - Slovenia\n  - Spain\n  - Svalbard and Jan Mayen\n  - Sweden\n  - Switzerland\n### Frequently asked questions\n- #### How do I apply for a visa?\n  You can typically apply for a Schengen visa for the Schengen country that you plan to spend the most time in. Make sure you [apply for your visa in advance](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-visa-refusal) of booking your trip in case it is denied, as travel insurance won't cover you for cancellations due to visa refusal.\n- #### Is the travel insurance that comes with my credit card enough?\n  Many credit cards come with complimentary travel insurance, but watch out for the following traps.\n  \n  #### Cards with less than €30,000 in medical cover\n  While most policies will come with at least AUD\\$2.5 million of cover, a few offer far less. For example, the Victoria Teachers Mutual Bank Visa Platinum Credit Card only has AUD\\$50,000 in medical cover. With the fluctuations in the Aussie dollar, it’s wise to stay clear of travel insurance policies with a level of cover this low.\n  \n  #### Cards that have a maximum trip length of 90 days\n  While some credit card travel insurance policies will cover you up to 18 months, most don’t have the typical length of cover of standalone policies. For example, the American Express Qantas Premium Card will only cover you for trips up to 62 consecutive days and a total of 120 days.\n  \n  #### Cards that exclude travellers over 75\n  If you’re over 75, it’s unlikely your credit card’s travel insurance policy will cover you for medical expenses, which means you won’t be eligible for long-stay visas for most countries in the Schengen Zone.\n- #### If my stay is less than 90 days, do I still need travel insurance?\n  If you’re staying for less than 90 days, you don’t need a visa and can travel between the countries within the Schengen Zone with ease. Travel insurance is not compulsory.\n  \n  #### Travel insurance is still highly recommended\n  If you want cover for overseas medical and hospital treatment, flight cancellations and lost or stolen luggage, you should have travel insurance, regardless of where you are and how long you will be staying.\n  \n  #### **Schengen countries under the Reciprocal Healthcare Agreement**\n  Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway are Schengen Zone countries under the Reciprocal Healthcare Agreement (RHCA) with Australia. You are entitled to public healthcare benefits similar to Medicare. If you choose to rely on this method of cover, make sure you are aware of the [limitations of the RHCA.](https:\/\/www.finder.com.au\/travel-insurance\/reciprocal-health-care-agreement)\n- #### Am I still covered outside of the Schengen Zone?\n  Travel insurance will protect you wherever you are, as long as you nominate where you will be travelling and your insurer agrees to cover you. If you’re planning to visit countries outside the Schengen Zone during your trip, advise your insurance provider.\n  \n  #### Your premium may be affected\n  Depending on the countries you plan to visit, your insurance premium may be higher because of additional risk factors such as high healthcare costs, political instability, lack of medical facilities or threats from natural disasters, as is often the case in developing countries.\n### Sources\nWas this content helpful to you?\n\nYes\n\nNo\n\nThank you for your feedback\\!\n\nTo make sure you get accurate and helpful information, this guide has been edited by [Moira Daniels](https:\/\/www.finder.com.au\/author\/moira) as part of our [fact-checking process](https:\/\/www.finder.com.au\/why-trust-us).\n\n![Jessica Prasida's headshot](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/12\/JessicaPrasidaF1_Finder_600x600.png)\n\nWritten by\n\n#### [Jessica Prasida](https:\/\/www.finder.com.au\/author\/jessica-prasidafinder-com)\n\nTravel Insurance Expert\n\nJessica Prasida brings a decade of experience in the travel industry, including over four years as a travel agent and branch manager at STA Travel. She holds a Bachelor of Business and a Master of Marketing from the University of Technology, Sydney, as well as a Tier 1 General Insurance qualification that complies with ASIC guidelines. An avid traveller herself, Jessica combines her professional expertise with a passion for ensuring safe and enjoyable journeys for all travellers. Jessica was a Travel Insurance Publisher at Finder from 2019 to 2024. [See full bio](https:\/\/www.finder.com.au\/author\/jessica-prasidafinder-com)\n\n![Gary Ross Hunter's headshot](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/11\/GaryRossHunterF1_Finder_600x600.png)\n\nCo-written by\n\n#### [Gary Ross Hunter](https:\/\/www.finder.com.au\/author\/gary-hunter)\n\nJournalist\n\nGary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. [See full bio](https:\/\/www.finder.com.au\/author\/gary-hunter)\n\nGary Ross's expertise\n\nGary Ross has written 571 Finder guides across topics including:\n\n- Health, home, life, car, pet and travel insurance\n- Managing the cost of living\n\nMore resources on Finder\n\nGuides\n\nTypes\n\nDestinations\n\nBrands\n\n## Get rewarded \\$\\$ for switching with Finder Rewards\nFind a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.\n\nSIGN UP\n\n## Ask a question\n[Click here to cancel reply.](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance#respond)\n#### More guides on Finder\n- [Butter International Travel Insurance review](https:\/\/www.finder.com.au\/travel-insurance\/butter-international-travel-insurance-review)\n  \n  Butter International Travel Insurance comes with all the essentials and plenty of optional extras for those who want further coverage.\n- [Travel inflation report Australia: December 2023](https:\/\/www.finder.com.au\/travel-insurance\/travel-inflation-report-australia)\n  \n  How much has travel gone up since the pandemic?\n- [Stella Travel Insurance](https:\/\/www.finder.com.au\/travel-insurance\/stella-travel-insurance)\n  \n  Stella Travel Insurance - See pros, cons, benefits and exclusions\n- [Best travel insurance policies Australia](https:\/\/www.finder.com.au\/travel-insurance\/best-travel-insurance)\n  \n  The best travel insurance policies are different for each individual traveller.\n- [Bali travel insurance](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-bali)\n  \n  Compare Bali travel insurance quotes from over 16 brands.\n- [Looking for a travel insurance discount in April 2026?](https:\/\/www.finder.com.au\/travel-insurance\/coupon-codes)\n  \n  Check out these travel insurance coupons to save on your policy.\n- [USA travel insurance](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-usa)\n  \n  Ready to get moving? See quotes and compare travel insurance policies for USA from 15  \n   brands\n- [Cruise travel insurance](https:\/\/www.finder.com.au\/travel-insurance\/cruise-travel-insurance)\n  \n  A guide to understanding cruise insurance - why you need it, what's covered, and what's not.\n- [Travel insurance for backpackers](https:\/\/www.finder.com.au\/travel-insurance\/backpacker-travel-insurance)\n  \n  Review affordable backpacker insurance for your next overseas adventure and find the right insurance policy to cover commonplace backpacking travel risks.\n- [Domestic travel insurance: Australia](https:\/\/www.finder.com.au\/travel-insurance\/domestic-travel-insurance)\n  \n  Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. 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Confirm details with the provider you're interested in before making a decision.\n\n[Learn how we maintain accuracy on our site](https:\/\/www.finder.com.au\/why-trust-us).\n\n[Close](https:\/\/www.finder.com.au\/travel-insurance\/schengen-travel-insurance)\n\nHow likely would you be to recommend Finder to a friend or colleague?\n\n0\n\n1\n\n2\n\n3\n\n4\n\n5\n\n6\n\n7\n\n8\n\n9\n\n10\n\nVery Unlikely Extremely Likely\n\nRequired\n\nSubmit\n\nThank you for your feedback.\n\nOur goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.\n\n[Go to site](https:\/\/www.finder.com.au\/hpot?ref=)","attrs_readable_markdown":"- A requirement for obtaining a Schengen Visa is to have insurance covering you for medical costs of €30,000.\n- Travel insurance can cover you for unlimited medical expenses in all 27 Schengen countries.\n- You need to have travel insurance in place if you are travelling for more than 90 days.\n### Compare travel insurance for Schengen countries\nGot a quote before?\n\n### Who needs travel insurance for the Schengen zone\nThe Schengen Zone is an area made up of 27 European countries and states with open borders and a common visa policy. Australians can travel to, from and within the Schengen Zone for up to 90 days.\n\nFor trips longer than that, you'll need to get a visa with one of the individual Schengen countries. A common visa condition for trips that long is that you have travel insurance with at least €30,000 in medical benefits and repatriation back to Australia, including in the case of death.\n\n### Travel insurance brands that meet Schengen visa requirements for longer stays\n| **Brand** | **Meets requirements?** | **Details of cover** | **Apply** |\n|---|---|---|---|\n| [![Medibank Travel Insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2015\/12\/Medibank-Table.png)Medibank](https:\/\/www.finder.com.au\/travel-insurance\/medibank-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** €30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/medibank-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22d4133f59-0d93-4d73-8afd-3d1ede8840ce%22%2C%22product_name%22%3A%22Medibank%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%228859%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Freely Travel Insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2022\/01\/image.png)Freely](https:\/\/www.finder.com.au\/travel-insurance\/freely-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** €30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/freely-the-explorer-international-trip-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2228b1d9f3-bfe3-4de8-8753-c498c66e58aa%22%2C%22product_name%22%3A%22Freely%2BOverseas%2BExplorer%2BCover%22%2C%22offer_id%22%3A%2225488%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Zoom logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Zoom_380x190-300x150.png)Zoom](https:\/\/www.finder.com.au\/travel-insurance\/zoom-travel-insurance) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$25,000 | Finder Award [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/zoom-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22055b85e5-ad21-47c5-887d-5a2f028f9ca5%22%2C%22product_name%22%3A%22Zoom%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%224239%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Fast Cover Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2021\/12\/Fastcover_Logo_Supplied_250x89.png)Fast Cover](https:\/\/www.finder.com.au\/travel-insurance\/fast-cover) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$60,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/fast-cover-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229ab7da90-daa9-4108-bdac-ec4f6cf83be9%22%2C%22product_name%22%3A%22Fast%2BCover%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221125%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Insure4Less Travel Insurance Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Insure4Less_Logo_Supplied_450x250-300x167.png)Insure4less](https:\/\/www.finder.com.au\/travel-insurance\/insure4less-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** Unlimited | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/insure4less-excel-plus-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229db3de58-35b7-4427-8e5f-29b2ba78ea3a%22%2C%22product_name%22%3A%22Insure4less%2B-%2BExcel%2BPlus%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222157%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Travel Insuranz Travel Insurance Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/07\/Travel_Insuranz_Logo_Supplied_158x55.png)Travel Insuranz](https:\/\/www.finder.com.au\/travel-insurance\/travel-insuranz) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** Unlimited | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/travel-insuranz-deluxe-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bc406de8-0538-452d-afdf-711bdf5b69c4%22%2C%22product_name%22%3A%22Travel%2BInsuranz%2BDeluxe%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221476%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![insureandgo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2024\/04\/InsureandGo_500x87.png)](https:\/\/www.finder.com.au\/travel-insurance\/insureandgo-travel-insurance)[InsureandGo](https:\/\/www.finder.com.au\/travel-insurance\/insureandgo-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$50,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/insureandgo-gold-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224bea69e1-d985-45f1-b8c3-1aa667a4aadb%22%2C%22product_name%22%3A%22InsureandGo%2BGold%2BDomestic%22%2C%22offer_id%22%3A%2219012%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Tick Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2018\/01\/Tick-travel-logo.png)](https:\/\/www.finder.com.au\/travel-insurance\/tick-travel-insurance)[Tick](https:\/\/www.finder.com.au\/travel-insurance\/tick-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$50,000 | Finder Award [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/tick-top-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2290afd98d-e950-4c88-9e18-1a5a272a2056%22%2C%22product_name%22%3A%22Tick%2BTop%2BDomestic%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2219011%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![World2Cover Logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2021\/04\/World2Cover_Logo_Supplied_100x60.png)World2cover](https:\/\/www.finder.com.au\/travel-insurance\/world2cover) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$20,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/world2cover-international-top-cover-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226fb18105-2c18-4852-a8d4-e395c03bf93f%22%2C%22product_name%22%3A%22World2cover%2BInternational%2BTop%2BCover%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%227401%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Covermore logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Cover_more_380x1901-300x150.png)Cover-More](https:\/\/www.finder.com.au\/travel-insurance\/cover-more-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** Up to \\$60,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/cover-more-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a998518d-6fb5-40b4-9ca8-49fcc1770d68%22%2C%22product_name%22%3A%22Cover-More%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221614%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Southern Cross LogoSCTI](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2021\/09\/scti-logo.png)Southern Cross](https:\/\/www.finder.com.au\/travel-insurance\/southern-cross-travel-insurance) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$50,000 |   |\n| [![Travel Insurance Saver](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2019\/11\/Travel_Insurance_Saver_Logo_Supplied_100x41.png)Travel Insurance Saver](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-saver) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$100,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/travel-insurance-saver-comprehensive-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2249b91134-f6e1-4e82-9444-634788b941d8%22%2C%22product_name%22%3A%22Travel%2BInsurance%2BSaver%2BComprehensive%22%2C%22offer_id%22%3A%221626%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Easy Travel Insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2014\/07\/easy-travel-insurance.png)Easy](https:\/\/www.finder.com.au\/travel-insurance\/easy) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** €30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/easy-international-comprehensive-care-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b34aca80-0074-4fd1-8419-cca9e3ba6991%22%2C%22product_name%22%3A%22Easy%2BInternational%2BComprehensive%2BCare%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222791%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![Stella travel insurance logo](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2020\/07\/Stella_Logo_Supplied_200x60.png)](https:\/\/www.finder.com.au\/travel-insurance\/stella-travel-insurance)[Stella](https:\/\/www.finder.com.au\/travel-insurance\/stella-travel-insurance) | No | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:** \\$20,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/stella-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226f47e10d-d3c7-4eea-a593-567499a71917%22%2C%22product_name%22%3A%22Stella%2BInternational%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2223756%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n| [![australia post travel insurance](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/09\/Australia_post_logo_450x250_Supplied.png)](https:\/\/www.finder.com.au\/travel-insurance\/australia-post-travel-insurance)[Australia Post](https:\/\/www.finder.com.au\/travel-insurance\/australia-post-travel-insurance) | Yes | **Overseas Medical Expenses:** Unlimited **Repatriation of remains:**€30,000 | [Get quote](https:\/\/www.finder.com.au\/redirect\/travel-insurance\/australia-post-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2299aefe31-6498-4dd2-89a9-2df48f6a9422%22%2C%22product_name%22%3A%22Australia%2BPost%2B-%2BInternational%2BComprehensive%22%2C%22offer_id%22%3A%2224276%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) |\n\n*Note: This information was last updated May 2025*\n\n### **Which countries are within the Schengen Agreement?**\n### Frequently asked questions\n![Jessica Prasida's headshot](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/12\/JessicaPrasidaF1_Finder_600x600.png)\n\nTravel Insurance Expert\n\nJessica Prasida brings a decade of experience in the travel industry, including over four years as a travel agent and branch manager at STA Travel. She holds a Bachelor of Business and a Master of Marketing from the University of Technology, Sydney, as well as a Tier 1 General Insurance qualification that complies with ASIC guidelines. An avid traveller herself, Jessica combines her professional expertise with a passion for ensuring safe and enjoyable journeys for all travellers. Jessica was a Travel Insurance Publisher at Finder from 2019 to 2024. [See full bio](https:\/\/www.finder.com.au\/author\/jessica-prasidafinder-com)\n\n![Gary Ross Hunter's headshot](https:\/\/www.finder.com.au\/finder-au\/wp-uploads\/2025\/11\/GaryRossHunterF1_Finder_600x600.png)\n\nJournalist\n\nGary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. [See full bio](https:\/\/www.finder.com.au\/author\/gary-hunter)\n\nGary Ross's expertise\n\nGary Ross has written 571 Finder guides across topics including:\n\n- Health, home, life, car, pet and travel insurance\n- Managing the cost of living\n\n#### More guides on Finder\n- [Butter International Travel Insurance review](https:\/\/www.finder.com.au\/travel-insurance\/butter-international-travel-insurance-review) Butter International Travel Insurance comes with all the essentials and plenty of optional extras for those who want further coverage.\n- [USA travel insurance](https:\/\/www.finder.com.au\/travel-insurance\/travel-insurance-usa) Ready to get moving? See quotes and compare travel insurance policies for USA from 15  \n   brands\n- [Cruise travel insurance](https:\/\/www.finder.com.au\/travel-insurance\/cruise-travel-insurance) A guide to understanding cruise insurance - why you need it, what's covered, and what's not.\n- [Travel insurance for backpackers](https:\/\/www.finder.com.au\/travel-insurance\/backpacker-travel-insurance) Review affordable backpacker insurance for your next overseas adventure and find the right insurance policy to cover commonplace backpacking travel risks.\n- [Domestic travel insurance: Australia](https:\/\/www.finder.com.au\/travel-insurance\/domestic-travel-insurance) Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers.","meta_canonical":null}

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Property	Value
URL	https://www.finder.com.au/travel-insurance/schengen-travel-insurance
Last Crawled	2026-04-12 03:50:50 (4 days ago)
First Indexed	2024-02-24 07:31:55 (2 years ago)
HTTP Status Code	200
Meta Title	Schengen Travel Insurance for Australians \| Finder
Meta Description	Meet Schengen travel insurance requirements before you travel to Europe. Compare Schengen travel insurance deals from travel insurance brands.
Meta Canonical	null
Boilerpipe Text	A requirement for obtaining a Schengen Visa is to have insurance covering you for medical costs of €30,000. Travel insurance can cover you for unlimited medical expenses in all 27 Schengen countries. You need to have travel insurance in place if you are travelling for more than 90 days. Compare travel insurance for Schengen countries Got a quote before? Who needs travel insurance for the Schengen zone The Schengen Zone is an area made up of 27 European countries and states with open borders and a common visa policy. Australians can travel to, from and within the Schengen Zone for up to 90 days. For trips longer than that, you'll need to get a visa with one of the individual Schengen countries. A common visa condition for trips that long is that you have travel insurance with at least €30,000 in medical benefits and repatriation back to Australia, including in the case of death. Travel insurance brands that meet Schengen visa requirements for longer stays Brand Meets requirements? Details of cover Apply Medibank Yes Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 Get quote Freely Yes Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 Get quote Zoom No Overseas Medical Expenses: Unlimited Repatriation of remains: $25,000 Finder Award Get quote Fast Cover Yes Overseas Medical Expenses: Unlimited Repatriation of remains: $60,000 Get quote Insure4less Yes Overseas Medical Expenses: Unlimited Repatriation of remains: Unlimited Get quote Travel Insuranz Yes Overseas Medical Expenses: Unlimited Repatriation of remains: Unlimited Get quote InsureandGo Yes Overseas Medical Expenses: Unlimited Repatriation of remains: $50,000 Get quote Tick Yes Overseas Medical Expenses: Unlimited Repatriation of remains: $50,000 Finder Award Get quote World2cover No Overseas Medical Expenses: Unlimited Repatriation of remains: $20,000 Get quote Cover-More Yes Overseas Medical Expenses: Unlimited Repatriation of remains: Up to $60,000 Get quote Southern Cross No Overseas Medical Expenses: Unlimited Repatriation of remains: $50,000 Travel Insurance Saver Yes Overseas Medical Expenses: Unlimited Repatriation of remains: $100,000 Get quote Easy Yes Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 Get quote Stella No Overseas Medical Expenses: Unlimited Repatriation of remains: $20,000 Get quote Australia Post Yes Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 Get quote Note: This information was last updated May 2025 Which countries are within the Schengen Agreement? Frequently asked questions Travel Insurance Expert Jessica Prasida brings a decade of experience in the travel industry, including over four years as a travel agent and branch manager at STA Travel. She holds a Bachelor of Business and a Master of Marketing from the University of Technology, Sydney, as well as a Tier 1 General Insurance qualification that complies with ASIC guidelines. An avid traveller herself, Jessica combines her professional expertise with a passion for ensuring safe and enjoyable journeys for all travellers. Jessica was a Travel Insurance Publisher at Finder from 2019 to 2024. See full bio Journalist Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio Gary Ross's expertise Gary Ross has written 571 Finder guides across topics including: Health, home, life, car, pet and travel insurance Managing the cost of living More guides on Finder Butter International Travel Insurance review Butter International Travel Insurance comes with all the essentials and plenty of optional extras for those who want further coverage. USA travel insurance Ready to get moving? See quotes and compare travel insurance policies for USA from 15 brands Cruise travel insurance A guide to understanding cruise insurance - why you need it, what's covered, and what's not. Travel insurance for backpackers Review affordable backpacker insurance for your next overseas adventure and find the right insurance policy to cover commonplace backpacking travel risks. Domestic travel insurance: Australia Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers.
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travel insurance for Schengen countries](https://www.finder.com.au/travel-insurance/schengen-travel-insurance#compare-travel-insurance-for-schengen-countries) - [Who needs travel insurance for the Schengen zone](https://www.finder.com.au/travel-insurance/schengen-travel-insurance#who-needs-travel-insurance-for-the-schengen-zone) - [Travel insurance brands that meet Schengen visa requirements for longer stays](https://www.finder.com.au/travel-insurance/schengen-travel-insurance#travel-insurance-brands-that-meet-schengen-visa-requirements-for-longer-stays) - [Which countries are within the Schengen Agreement?](https://www.finder.com.au/travel-insurance/schengen-travel-insurance#which-countries-are-within-the-schengen-agreement) - [Frequently asked questions](https://www.finder.com.au/travel-insurance/schengen-travel-insurance#frequently-asked-questions) - [Sources](https://www.finder.com.au/travel-insurance/schengen-travel-insurance#sources) Guides Types Destinations Brands ### Key takeaways - A requirement for obtaining a Schengen Visa is to have insurance covering you for medical costs of €30,000. - Travel insurance can cover you for unlimited medical expenses in all 27 Schengen countries. - You need to have travel insurance in place if you are travelling for more than 90 days. ### Compare travel insurance for Schengen countries Single Trip Annual Multi-Trip Got a quote before? Enter a quote number ### Who needs travel insurance for the Schengen zone The Schengen Zone is an area made up of 27 European countries and states with open borders and a common visa policy. Australians can travel to, from and within the Schengen Zone for up to 90 days. For trips longer than that, you'll need to get a visa with one of the individual Schengen countries. A common visa condition for trips that long is that you have travel insurance with at least €30,000 in medical benefits and repatriation back to Australia, including in the case of death. ### Travel insurance brands that meet Schengen visa requirements for longer stays \| Brand \| Meets requirements? \| Details of cover \| Apply \| \|---\|---\|---\|---\| \| [![Medibank Travel Insurance](https://www.finder.com.au/finder-au/wp-uploads/2015/12/Medibank-Table.png)Medibank](https://www.finder.com.au/travel-insurance/medibank-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/medibank-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22d4133f59-0d93-4d73-8afd-3d1ede8840ce%22%2C%22product_name%22%3A%22Medibank%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%228859%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Freely Travel Insurance](https://www.finder.com.au/finder-au/wp-uploads/2022/01/image.png)Freely](https://www.finder.com.au/travel-insurance/freely-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/freely-the-explorer-international-trip-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2228b1d9f3-bfe3-4de8-8753-c498c66e58aa%22%2C%22product_name%22%3A%22Freely%2BOverseas%2BExplorer%2BCover%22%2C%22offer_id%22%3A%2225488%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Zoom logo](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Zoom_380x190-300x150.png)Zoom](https://www.finder.com.au/travel-insurance/zoom-travel-insurance) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$25,000 \| Finder Award [Get quote](https://www.finder.com.au/redirect/travel-insurance/zoom-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22055b85e5-ad21-47c5-887d-5a2f028f9ca5%22%2C%22product_name%22%3A%22Zoom%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%224239%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Fast Cover Logo](https://www.finder.com.au/finder-au/wp-uploads/2021/12/Fastcover_Logo_Supplied_250x89.png)Fast Cover](https://www.finder.com.au/travel-insurance/fast-cover) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$60,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/fast-cover-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229ab7da90-daa9-4108-bdac-ec4f6cf83be9%22%2C%22product_name%22%3A%22Fast%2BCover%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221125%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Insure4Less Travel Insurance Logo](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Insure4Less_Logo_Supplied_450x250-300x167.png)Insure4less](https://www.finder.com.au/travel-insurance/insure4less-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: Unlimited \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/insure4less-excel-plus-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229db3de58-35b7-4427-8e5f-29b2ba78ea3a%22%2C%22product_name%22%3A%22Insure4less%2B-%2BExcel%2BPlus%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222157%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Travel Insuranz Travel Insurance Logo](https://www.finder.com.au/finder-au/wp-uploads/2019/07/Travel_Insuranz_Logo_Supplied_158x55.png)Travel Insuranz](https://www.finder.com.au/travel-insurance/travel-insuranz) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: Unlimited \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/travel-insuranz-deluxe-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bc406de8-0538-452d-afdf-711bdf5b69c4%22%2C%22product_name%22%3A%22Travel%2BInsuranz%2BDeluxe%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221476%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![insureandgo](https://www.finder.com.au/finder-au/wp-uploads/2024/04/InsureandGo_500x87.png)](https://www.finder.com.au/travel-insurance/insureandgo-travel-insurance)[InsureandGo](https://www.finder.com.au/travel-insurance/insureandgo-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$50,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/insureandgo-gold-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224bea69e1-d985-45f1-b8c3-1aa667a4aadb%22%2C%22product_name%22%3A%22InsureandGo%2BGold%2BDomestic%22%2C%22offer_id%22%3A%2219012%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Tick Logo](https://www.finder.com.au/finder-au/wp-uploads/2018/01/Tick-travel-logo.png)](https://www.finder.com.au/travel-insurance/tick-travel-insurance)[Tick](https://www.finder.com.au/travel-insurance/tick-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$50,000 \| Finder Award [Get quote](https://www.finder.com.au/redirect/travel-insurance/tick-top-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2290afd98d-e950-4c88-9e18-1a5a272a2056%22%2C%22product_name%22%3A%22Tick%2BTop%2BDomestic%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2219011%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![World2Cover Logo](https://www.finder.com.au/finder-au/wp-uploads/2021/04/World2Cover_Logo_Supplied_100x60.png)World2cover](https://www.finder.com.au/travel-insurance/world2cover) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$20,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/world2cover-international-top-cover-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226fb18105-2c18-4852-a8d4-e395c03bf93f%22%2C%22product_name%22%3A%22World2cover%2BInternational%2BTop%2BCover%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%227401%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Covermore logo](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Cover_more_380x1901-300x150.png)Cover-More](https://www.finder.com.au/travel-insurance/cover-more-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: Up to \$60,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/cover-more-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a998518d-6fb5-40b4-9ca8-49fcc1770d68%22%2C%22product_name%22%3A%22Cover-More%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221614%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Southern Cross LogoSCTI](https://www.finder.com.au/finder-au/wp-uploads/2021/09/scti-logo.png)Southern Cross](https://www.finder.com.au/travel-insurance/southern-cross-travel-insurance) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$50,000 \| \| \| [![Travel Insurance Saver](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Travel_Insurance_Saver_Logo_Supplied_100x41.png)Travel Insurance Saver](https://www.finder.com.au/travel-insurance/travel-insurance-saver) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$100,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/travel-insurance-saver-comprehensive-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2249b91134-f6e1-4e82-9444-634788b941d8%22%2C%22product_name%22%3A%22Travel%2BInsurance%2BSaver%2BComprehensive%22%2C%22offer_id%22%3A%221626%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Easy Travel Insurance](https://www.finder.com.au/finder-au/wp-uploads/2014/07/easy-travel-insurance.png)Easy](https://www.finder.com.au/travel-insurance/easy) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/easy-international-comprehensive-care-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b34aca80-0074-4fd1-8419-cca9e3ba6991%22%2C%22product_name%22%3A%22Easy%2BInternational%2BComprehensive%2BCare%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222791%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Stella travel insurance logo](https://www.finder.com.au/finder-au/wp-uploads/2020/07/Stella_Logo_Supplied_200x60.png)](https://www.finder.com.au/travel-insurance/stella-travel-insurance)[Stella](https://www.finder.com.au/travel-insurance/stella-travel-insurance) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$20,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/stella-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226f47e10d-d3c7-4eea-a593-567499a71917%22%2C%22product_name%22%3A%22Stella%2BInternational%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2223756%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![australia post travel insurance](https://www.finder.com.au/finder-au/wp-uploads/2025/09/Australia_post_logo_450x250_Supplied.png)](https://www.finder.com.au/travel-insurance/australia-post-travel-insurance)[Australia Post](https://www.finder.com.au/travel-insurance/australia-post-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains:€30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/australia-post-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2299aefe31-6498-4dd2-89a9-2df48f6a9422%22%2C%22product_name%22%3A%22Australia%2BPost%2B-%2BInternational%2BComprehensive%22%2C%22offer_id%22%3A%2224276%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| Note: This information was last updated May 2025 ### Which countries are within the Schengen Agreement? - #### Read the full list of Schengen Zone countries The states and countries that make up the Schengen Zone include: - Austria - Belgium - The Czech Republic - Denmark - Estonia - The Faroe Islands - France - Germany - [Greece](https://www.finder.com.au/travel-insurance/travel-insurance-for-greece) - The Holy See (Vatican City State) - Hungary - Iceland - Italy - Latvia - Liechtenstein - Lithuania - Luxembourg - Malta - Monaco - The Netherlands - Norway - Poland - [Portugal](https://www.finder.com.au/travel-insurance/travel-insurance-portugal) - San Marino - Slovakia - Slovenia - Spain - Svalbard and Jan Mayen - Sweden - Switzerland ### Frequently asked questions - #### How do I apply for a visa? You can typically apply for a Schengen visa for the Schengen country that you plan to spend the most time in. Make sure you [apply for your visa in advance](https://www.finder.com.au/travel-insurance/travel-insurance-visa-refusal) of booking your trip in case it is denied, as travel insurance won't cover you for cancellations due to visa refusal. - #### Is the travel insurance that comes with my credit card enough? Many credit cards come with complimentary travel insurance, but watch out for the following traps. #### Cards with less than €30,000 in medical cover While most policies will come with at least AUD\$2.5 million of cover, a few offer far less. For example, the Victoria Teachers Mutual Bank Visa Platinum Credit Card only has AUD\$50,000 in medical cover. With the fluctuations in the Aussie dollar, it’s wise to stay clear of travel insurance policies with a level of cover this low. #### Cards that have a maximum trip length of 90 days While some credit card travel insurance policies will cover you up to 18 months, most don’t have the typical length of cover of standalone policies. For example, the American Express Qantas Premium Card will only cover you for trips up to 62 consecutive days and a total of 120 days. #### Cards that exclude travellers over 75 If you’re over 75, it’s unlikely your credit card’s travel insurance policy will cover you for medical expenses, which means you won’t be eligible for long-stay visas for most countries in the Schengen Zone. - #### If my stay is less than 90 days, do I still need travel insurance? If you’re staying for less than 90 days, you don’t need a visa and can travel between the countries within the Schengen Zone with ease. Travel insurance is not compulsory. #### Travel insurance is still highly recommended If you want cover for overseas medical and hospital treatment, flight cancellations and lost or stolen luggage, you should have travel insurance, regardless of where you are and how long you will be staying. #### Schengen countries under the Reciprocal Healthcare Agreement Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway are Schengen Zone countries under the Reciprocal Healthcare Agreement (RHCA) with Australia. You are entitled to public healthcare benefits similar to Medicare. If you choose to rely on this method of cover, make sure you are aware of the [limitations of the RHCA.](https://www.finder.com.au/travel-insurance/reciprocal-health-care-agreement) - #### Am I still covered outside of the Schengen Zone? Travel insurance will protect you wherever you are, as long as you nominate where you will be travelling and your insurer agrees to cover you. If you’re planning to visit countries outside the Schengen Zone during your trip, advise your insurance provider. #### Your premium may be affected Depending on the countries you plan to visit, your insurance premium may be higher because of additional risk factors such as high healthcare costs, political instability, lack of medical facilities or threats from natural disasters, as is often the case in developing countries. ### Sources Was this content helpful to you? Yes No Thank you for your feedback\! To make sure you get accurate and helpful information, this guide has been edited by [Moira Daniels](https://www.finder.com.au/author/moira) as part of our [fact-checking process](https://www.finder.com.au/why-trust-us). ![Jessica Prasida's headshot](https://www.finder.com.au/finder-au/wp-uploads/2025/12/JessicaPrasidaF1_Finder_600x600.png) Written by #### [Jessica Prasida](https://www.finder.com.au/author/jessica-prasidafinder-com) Travel Insurance Expert Jessica Prasida brings a decade of experience in the travel industry, including over four years as a travel agent and branch manager at STA Travel. She holds a Bachelor of Business and a Master of Marketing from the University of Technology, Sydney, as well as a Tier 1 General Insurance qualification that complies with ASIC guidelines. An avid traveller herself, Jessica combines her professional expertise with a passion for ensuring safe and enjoyable journeys for all travellers. Jessica was a Travel Insurance Publisher at Finder from 2019 to 2024. [See full bio](https://www.finder.com.au/author/jessica-prasidafinder-com) ![Gary Ross Hunter's headshot](https://www.finder.com.au/finder-au/wp-uploads/2025/11/GaryRossHunterF1_Finder_600x600.png) Co-written by #### [Gary Ross Hunter](https://www.finder.com.au/author/gary-hunter) Journalist Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. [See full bio](https://www.finder.com.au/author/gary-hunter) Gary Ross's expertise Gary Ross has written 571 Finder guides across topics including: - Health, home, life, car, pet and travel insurance - Managing the cost of living More resources on Finder Guides Types Destinations Brands ## Get rewarded \$\$ for switching with Finder Rewards Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards. SIGN UP ## Ask a question [Click here to cancel reply.](https://www.finder.com.au/travel-insurance/schengen-travel-insurance#respond) #### More guides on Finder - [Butter International Travel Insurance review](https://www.finder.com.au/travel-insurance/butter-international-travel-insurance-review) Butter International Travel Insurance comes with all the essentials and plenty of optional extras for those who want further coverage. - [Travel inflation report Australia: December 2023](https://www.finder.com.au/travel-insurance/travel-inflation-report-australia) How much has travel gone up since the pandemic? - [Stella Travel Insurance](https://www.finder.com.au/travel-insurance/stella-travel-insurance) Stella Travel Insurance - See pros, cons, benefits and exclusions - [Best travel insurance policies Australia](https://www.finder.com.au/travel-insurance/best-travel-insurance) The best travel insurance policies are different for each individual traveller. - [Bali travel insurance](https://www.finder.com.au/travel-insurance/travel-insurance-bali) Compare Bali travel insurance quotes from over 16 brands. - [Looking for a travel insurance discount in April 2026?](https://www.finder.com.au/travel-insurance/coupon-codes) Check out these travel insurance coupons to save on your policy. - [USA travel insurance](https://www.finder.com.au/travel-insurance/travel-insurance-usa) Ready to get moving? See quotes and compare travel insurance policies for USA from 15 brands - [Cruise travel insurance](https://www.finder.com.au/travel-insurance/cruise-travel-insurance) A guide to understanding cruise insurance - why you need it, what's covered, and what's not. - [Travel insurance for backpackers](https://www.finder.com.au/travel-insurance/backpacker-travel-insurance) Review affordable backpacker insurance for your next overseas adventure and find the right insurance policy to cover commonplace backpacking travel risks. - [Domestic travel insurance: Australia](https://www.finder.com.au/travel-insurance/domestic-travel-insurance) Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers. ![Australia flag](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==) Australia [![Canada flag](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==) Canada](https://www.finder.com/ca/) [![United Kingdom flag](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==) United Kingdom](https://www.finder.com/uk/) [![United States flag](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==) United States](https://www.finder.com/?direct) - We compare - [Credit cards](https://www.finder.com.au/credit-cards) - [Loans](https://www.finder.com.au/loans) - [Banking](https://www.finder.com.au/banking) - [Insurance](https://www.finder.com.au/insurance) - [Investing](https://www.finder.com.au/investments) - [Utilities](https://www.finder.com.au/utilities) - Company - [About us](https://www.finder.com.au/about-us) - [How we make money](https://www.finder.com.au/why-trust-us) - [Editorial guidelines](https://www.finder.com.au/editorial-guidelines) - [Finder Awards](https://www.finder.com.au/finder-awards) - [Finder Score](https://www.finder.com.au/finder-score) - [Research](https://www.finder.com.au/insights) - Contact us - [Get in touch](https://www.finder.com.au/contact-us) - [Partner with us](https://www.finder.com.au/partner-with-us) - [Media room](https://www.finder.com.au/media) - [Careers](https://www.finder.com.au/careers) - Connect - [Instagram](https://www.instagram.com/finder.au/) - [TikTok](https://www.tiktok.com/@finderau) - [YouTube](https://www.youtube.com/finderaustralia) - [LinkedIn](https://www.linkedin.com/company/finder/) - [Facebook](https://www.facebook.com/Finderau) - [X](https://x.com/findercomau) - © 2026 Hive Empire Pty Ltd. - [Terms of service](https://www.finder.com.au/terms-of-service) - [Privacy & cookies policy](https://www.finder.com.au/finder-group-privacy-cookies-policy) - [Complaints policy](https://www.finder.com.au/complaints) - [Modern slavery statement](https://www.finder.com.au/modern-slavery-statement) Level 10, 99 York St, SydneyNSW2000 Hive Empire Pty Ltd (trading as 'finder.com.au') is proudly Australian ![Australian flag](https://www.finder.com.au/parent-theme/static/flags/32/Australia.png) - ABN 18 118 785 121 (Finder). 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Readable Markdown	- A requirement for obtaining a Schengen Visa is to have insurance covering you for medical costs of €30,000. - Travel insurance can cover you for unlimited medical expenses in all 27 Schengen countries. - You need to have travel insurance in place if you are travelling for more than 90 days. ### Compare travel insurance for Schengen countries Got a quote before? ### Who needs travel insurance for the Schengen zone The Schengen Zone is an area made up of 27 European countries and states with open borders and a common visa policy. Australians can travel to, from and within the Schengen Zone for up to 90 days. For trips longer than that, you'll need to get a visa with one of the individual Schengen countries. A common visa condition for trips that long is that you have travel insurance with at least €30,000 in medical benefits and repatriation back to Australia, including in the case of death. ### Travel insurance brands that meet Schengen visa requirements for longer stays \| Brand \| Meets requirements? \| Details of cover \| Apply \| \|---\|---\|---\|---\| \| [![Medibank Travel Insurance](https://www.finder.com.au/finder-au/wp-uploads/2015/12/Medibank-Table.png)Medibank](https://www.finder.com.au/travel-insurance/medibank-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/medibank-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22d4133f59-0d93-4d73-8afd-3d1ede8840ce%22%2C%22product_name%22%3A%22Medibank%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%228859%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Freely Travel Insurance](https://www.finder.com.au/finder-au/wp-uploads/2022/01/image.png)Freely](https://www.finder.com.au/travel-insurance/freely-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/freely-the-explorer-international-trip-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2228b1d9f3-bfe3-4de8-8753-c498c66e58aa%22%2C%22product_name%22%3A%22Freely%2BOverseas%2BExplorer%2BCover%22%2C%22offer_id%22%3A%2225488%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Zoom logo](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Zoom_380x190-300x150.png)Zoom](https://www.finder.com.au/travel-insurance/zoom-travel-insurance) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$25,000 \| Finder Award [Get quote](https://www.finder.com.au/redirect/travel-insurance/zoom-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22055b85e5-ad21-47c5-887d-5a2f028f9ca5%22%2C%22product_name%22%3A%22Zoom%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%224239%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Fast Cover Logo](https://www.finder.com.au/finder-au/wp-uploads/2021/12/Fastcover_Logo_Supplied_250x89.png)Fast Cover](https://www.finder.com.au/travel-insurance/fast-cover) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$60,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/fast-cover-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229ab7da90-daa9-4108-bdac-ec4f6cf83be9%22%2C%22product_name%22%3A%22Fast%2BCover%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221125%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Insure4Less Travel Insurance Logo](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Insure4Less_Logo_Supplied_450x250-300x167.png)Insure4less](https://www.finder.com.au/travel-insurance/insure4less-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: Unlimited \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/insure4less-excel-plus-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229db3de58-35b7-4427-8e5f-29b2ba78ea3a%22%2C%22product_name%22%3A%22Insure4less%2B-%2BExcel%2BPlus%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222157%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Travel Insuranz Travel Insurance Logo](https://www.finder.com.au/finder-au/wp-uploads/2019/07/Travel_Insuranz_Logo_Supplied_158x55.png)Travel Insuranz](https://www.finder.com.au/travel-insurance/travel-insuranz) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: Unlimited \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/travel-insuranz-deluxe-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bc406de8-0538-452d-afdf-711bdf5b69c4%22%2C%22product_name%22%3A%22Travel%2BInsuranz%2BDeluxe%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221476%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![insureandgo](https://www.finder.com.au/finder-au/wp-uploads/2024/04/InsureandGo_500x87.png)](https://www.finder.com.au/travel-insurance/insureandgo-travel-insurance)[InsureandGo](https://www.finder.com.au/travel-insurance/insureandgo-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$50,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/insureandgo-gold-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224bea69e1-d985-45f1-b8c3-1aa667a4aadb%22%2C%22product_name%22%3A%22InsureandGo%2BGold%2BDomestic%22%2C%22offer_id%22%3A%2219012%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Tick Logo](https://www.finder.com.au/finder-au/wp-uploads/2018/01/Tick-travel-logo.png)](https://www.finder.com.au/travel-insurance/tick-travel-insurance)[Tick](https://www.finder.com.au/travel-insurance/tick-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$50,000 \| Finder Award [Get quote](https://www.finder.com.au/redirect/travel-insurance/tick-top-domestic-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2290afd98d-e950-4c88-9e18-1a5a272a2056%22%2C%22product_name%22%3A%22Tick%2BTop%2BDomestic%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2219011%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![World2Cover Logo](https://www.finder.com.au/finder-au/wp-uploads/2021/04/World2Cover_Logo_Supplied_100x60.png)World2cover](https://www.finder.com.au/travel-insurance/world2cover) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$20,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/world2cover-international-top-cover-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226fb18105-2c18-4852-a8d4-e395c03bf93f%22%2C%22product_name%22%3A%22World2cover%2BInternational%2BTop%2BCover%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%227401%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Covermore logo](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Cover_more_380x1901-300x150.png)Cover-More](https://www.finder.com.au/travel-insurance/cover-more-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: Up to \$60,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/cover-more-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a998518d-6fb5-40b4-9ca8-49fcc1770d68%22%2C%22product_name%22%3A%22Cover-More%2BInternational%2BComprehensive%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%221614%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Southern Cross LogoSCTI](https://www.finder.com.au/finder-au/wp-uploads/2021/09/scti-logo.png)Southern Cross](https://www.finder.com.au/travel-insurance/southern-cross-travel-insurance) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$50,000 \| \| \| [![Travel Insurance Saver](https://www.finder.com.au/finder-au/wp-uploads/2019/11/Travel_Insurance_Saver_Logo_Supplied_100x41.png)Travel Insurance Saver](https://www.finder.com.au/travel-insurance/travel-insurance-saver) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$100,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/travel-insurance-saver-comprehensive-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2249b91134-f6e1-4e82-9444-634788b941d8%22%2C%22product_name%22%3A%22Travel%2BInsurance%2BSaver%2BComprehensive%22%2C%22offer_id%22%3A%221626%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Easy Travel Insurance](https://www.finder.com.au/finder-au/wp-uploads/2014/07/easy-travel-insurance.png)Easy](https://www.finder.com.au/travel-insurance/easy) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains: €30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/easy-international-comprehensive-care-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b34aca80-0074-4fd1-8419-cca9e3ba6991%22%2C%22product_name%22%3A%22Easy%2BInternational%2BComprehensive%2BCare%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%222791%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![Stella travel insurance logo](https://www.finder.com.au/finder-au/wp-uploads/2020/07/Stella_Logo_Supplied_200x60.png)](https://www.finder.com.au/travel-insurance/stella-travel-insurance)[Stella](https://www.finder.com.au/travel-insurance/stella-travel-insurance) \| No \| Overseas Medical Expenses: Unlimited Repatriation of remains: \$20,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/stella-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226f47e10d-d3c7-4eea-a593-567499a71917%22%2C%22product_name%22%3A%22Stella%2BInternational%2BTravel%2BInsurance%22%2C%22offer_id%22%3A%2223756%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| \| [![australia post travel insurance](https://www.finder.com.au/finder-au/wp-uploads/2025/09/Australia_post_logo_450x250_Supplied.png)](https://www.finder.com.au/travel-insurance/australia-post-travel-insurance)[Australia Post](https://www.finder.com.au/travel-insurance/australia-post-travel-insurance) \| Yes \| Overseas Medical Expenses: Unlimited Repatriation of remains:€30,000 \| [Get quote](https://www.finder.com.au/redirect/travel-insurance/australia-post-international-comprehensive-travel-insurance-secure.html?nb=1&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2299aefe31-6498-4dd2-89a9-2df48f6a9422%22%2C%22product_name%22%3A%22Australia%2BPost%2B-%2BInternational%2BComprehensive%22%2C%22offer_id%22%3A%2224276%22%2C%22decorator%22%3A%22AUFTI.PRODUCT.GET_QUOTE_MORE_INFO%22%2C%22niche_code%22%3A%22AUFTI%22%2C%22post_id%22%3A%22435325%22%2C%22post_path%22%3A%22travel-insurance%252Fschengen-travel-insurance%22%2C%22post_country%22%3A%22au%22%7D) \| Note: This information was last updated May 2025 ### Which countries are within the Schengen Agreement? ### Frequently asked questions ![Jessica Prasida's headshot](https://www.finder.com.au/finder-au/wp-uploads/2025/12/JessicaPrasidaF1_Finder_600x600.png) Travel Insurance Expert Jessica Prasida brings a decade of experience in the travel industry, including over four years as a travel agent and branch manager at STA Travel. She holds a Bachelor of Business and a Master of Marketing from the University of Technology, Sydney, as well as a Tier 1 General Insurance qualification that complies with ASIC guidelines. An avid traveller herself, Jessica combines her professional expertise with a passion for ensuring safe and enjoyable journeys for all travellers. Jessica was a Travel Insurance Publisher at Finder from 2019 to 2024. [See full bio](https://www.finder.com.au/author/jessica-prasidafinder-com) ![Gary Ross Hunter's headshot](https://www.finder.com.au/finder-au/wp-uploads/2025/11/GaryRossHunterF1_Finder_600x600.png) Journalist Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. [See full bio](https://www.finder.com.au/author/gary-hunter) Gary Ross's expertise Gary Ross has written 571 Finder guides across topics including: - Health, home, life, car, pet and travel insurance - Managing the cost of living #### More guides on Finder - [Butter International Travel Insurance review](https://www.finder.com.au/travel-insurance/butter-international-travel-insurance-review) Butter International Travel Insurance comes with all the essentials and plenty of optional extras for those who want further coverage. - [USA travel insurance](https://www.finder.com.au/travel-insurance/travel-insurance-usa) Ready to get moving? See quotes and compare travel insurance policies for USA from 15 brands - [Cruise travel insurance](https://www.finder.com.au/travel-insurance/cruise-travel-insurance) A guide to understanding cruise insurance - why you need it, what's covered, and what's not. - [Travel insurance for backpackers](https://www.finder.com.au/travel-insurance/backpacker-travel-insurance) Review affordable backpacker insurance for your next overseas adventure and find the right insurance policy to cover commonplace backpacking travel risks. - [Domestic travel insurance: Australia](https://www.finder.com.au/travel-insurance/domestic-travel-insurance) Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers.
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