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[Skip to main content](https://www.fdic.gov/consumer-resource-center#main-content)  An official website of the United States government  **The .gov means it’s official.** Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.  **The site is secure.** The **https://** ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. *[](https://www.fdic.gov/ "Home")* - [About](https://www.fdic.gov/about) Toggle submenu ## About The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. Learn about the FDIC’s mission, leadership, history, career opportunities, and more. [Learn More About the FDIC](https://www.fdic.gov/about) - [What We Do](https://www.fdic.gov/about/what-we-do) - [Leadership](https://www.fdic.gov/about/board-directors-senior-executives) - [Careers](https://www.fdic.gov/careers) - [Initiatives](https://www.fdic.gov/about/initiatives) - [Workplace Culture](https://www.fdic.gov/about/workplace-culture) - [Strategic Plans](https://www.fdic.gov/strategic-plans) - [Financial Reports](https://www.fdic.gov/financial-reports) - [History](https://www.fdic.gov/history) - [Governance](https://www.fdic.gov/about/fdic-governance) - [Ombudsman](https://www.fdic.gov/about/about-ombudsman) - [Doing Business with the FDIC](https://www.fdic.gov/doing-business-fdic) [](https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net) PRESS RELEASE / February 24, 2026 [The banking industry reported a return on assets ratio of 1.24 percent, a …](https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net) [](https://www.fdic.gov/news/press-releases/2026/first-independence-bank-detroit-michigan-assumes-all-deposits-metropolitan) PRESS RELEASE / January 30, 2026 [First Independence Bank, Detroit, Michigan, Assumes All Deposits of Metrop…](https://www.fdic.gov/news/press-releases/2026/first-independence-bank-detroit-michigan-assumes-all-deposits-metropolitan) [](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-127-percent-and-net) PRESS RELEASE / November 24, 2025 [The banking industry reported a return on assets ratio of 1.27 percent, an…](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-127-percent-and-net) [](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-113-percent-and-net) PRESS RELEASE / August 26, 2025 [FDIC-Insured Institutions Reported Return on Assets of 1.13 Percent and Ne…](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-113-percent-and-net) - [Resources](https://www.fdic.gov/resources) Toggle submenu ## Resources The FDIC provides a wealth of resources for consumers, bankers, analysts, and other stakeholders. Browse our collection of financial education materials, data tools, documentation of laws and regulations, information on important initiatives, and more. [Additional FDIC Resources](https://www.fdic.gov/resources) - [Consumer Resource Center](https://www.fdic.gov/consumer-resource-center) - [Banker Resource Center](https://www.fdic.gov/banker-resource-center) - [Deposit Insurance](https://www.fdic.gov/resources/deposit-insurance) - [Supervision & Examinations](https://www.fdic.gov/bank-examinations) - [Laws & Regulations](https://www.fdic.gov/laws-and-regulations) - [Resolutions](https://www.fdic.gov/resolutions) - [Publications](https://www.fdic.gov/publications) - [Forms](https://www.fdic.gov/formsdocuments) - [Data Tools](https://www.fdic.gov/resources/data-tools) - [Community Banking Research Program](https://www.fdic.gov/community-banking-research-program) - [International Seminars and Training](https://www.fdic.gov/international-affairs/international-seminars) [](https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net) PRESS RELEASE / February 24, 2026 [The banking industry reported a return on assets ratio of 1.24 percent, a …](https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net) [](https://www.fdic.gov/news/press-releases/2026/first-independence-bank-detroit-michigan-assumes-all-deposits-metropolitan) PRESS RELEASE / January 30, 2026 [First Independence Bank, Detroit, Michigan, Assumes All Deposits of Metrop…](https://www.fdic.gov/news/press-releases/2026/first-independence-bank-detroit-michigan-assumes-all-deposits-metropolitan) [](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-127-percent-and-net) PRESS RELEASE / November 24, 2025 [The banking industry reported a return on assets ratio of 1.27 percent, an…](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-127-percent-and-net) [](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-113-percent-and-net) PRESS RELEASE / August 26, 2025 [FDIC-Insured Institutions Reported Return on Assets of 1.13 Percent and Ne…](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-113-percent-and-net) - [Analysis](https://www.fdic.gov/analysis) Toggle submenu ## Analysis The FDIC is proud to be a pre-eminent source of U.S. banking industry research, including quarterly banking profiles, working papers, and state banking performance data. Browse our extensive research tools and reports. [More FDIC Analysis](https://www.fdic.gov/analysis) - [Quarterly Banking Profile](https://www.fdic.gov/quarterly-banking-profile) - [Banking Issues in Focus](https://www.fdic.gov/analysis/banking-issues-focus) - [Center for Financial Research](https://www.fdic.gov/center-financial-research) - [Consumer Research](https://www.fdic.gov/consumer-research) - [FDIC National Survey of Unbanked and Underbanked Households](https://www.fdic.gov/household-survey) - [Annual Risk Review](https://www.fdic.gov/analysis/risk-review) [](https://www.fdic.gov/quarterly-banking-profile/quarterly-banking-profile-q4-2025) EVENT / February 24, 2026 [The banking industry reported a return on assets ratio of 1.24 percent, a decre…](https://www.fdic.gov/quarterly-banking-profile/quarterly-banking-profile-q4-2025) [](https://www.fdic.gov/quarterly-banking-profile/quarterly-banking-profile-q3-2025) EVENT / November 24, 2025 [The banking industry reported a return on assets ratio of 1.27 percent, an incr…](https://www.fdic.gov/quarterly-banking-profile/quarterly-banking-profile-q3-2025) [](https://www.fdic.gov/quarterly-banking-profile/quarterly-banking-profile-q2-2025) EVENT / August 26, 2025 [FDIC-Insured Institutions Reported Return on Assets of 1.13 Percent and Net Inc…](https://www.fdic.gov/quarterly-banking-profile/quarterly-banking-profile-q2-2025) [](https://www.fdic.gov/quarterly-banking-profile/fdic-quarterly-banking-profile-first-quarter-2025) EVENT / May 28, 2025 [FDIC-Insured Institutions Reported Return on Assets of 1.16 Percent and Net Inc…](https://www.fdic.gov/quarterly-banking-profile/fdic-quarterly-banking-profile-first-quarter-2025) - [News](https://www.fdic.gov/news) Toggle submenu ## News The FDIC publishes regular updates on news and activities. Keep up with FDIC announcements, read speeches and testimony on the latest banking issues, learn about policy changes for banks, and get the details on upcoming conferences and events. [Find More FDIC News](https://www.fdic.gov/news "News") - [Press Releases](https://www.fdic.gov/news/press-releases) - [Financial Institution Letters](https://www.fdic.gov/news/financial-institution-letters) - [Conferences & Events](https://www.fdic.gov/news/events) - [Board Matters](https://www.fdic.gov/news/board-matters) - [Natural Disasters](https://www.fdic.gov/news/disaster) - [Media Campaigns](https://www.fdic.gov/news/campaigns) - [Speeches, Statements & Testimonies](https://www.fdic.gov/news/speeches) - [Podcasts](https://www.fdic.gov/news/podcasts) - [Videos](https://www.fdic.gov/news/videos) - [Opinion Editorials](https://www.fdic.gov/news/editorials) - [Policy Fact Sheets](https://www.fdic.gov/news/fact-sheets) [](https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net) PRESS RELEASE / February 24, 2026 [The banking industry reported a return on assets ratio of 1.24 percent, a …](https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net) [](https://www.fdic.gov/news/press-releases/2026/first-independence-bank-detroit-michigan-assumes-all-deposits-metropolitan) PRESS RELEASE / January 30, 2026 [First Independence Bank, Detroit, Michigan, Assumes All Deposits of Metrop…](https://www.fdic.gov/news/press-releases/2026/first-independence-bank-detroit-michigan-assumes-all-deposits-metropolitan) [](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-127-percent-and-net) PRESS RELEASE / November 24, 2025 [The banking industry reported a return on assets ratio of 1.27 percent, an…](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-127-percent-and-net) [](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-113-percent-and-net) PRESS RELEASE / August 26, 2025 [FDIC-Insured Institutions Reported Return on Assets of 1.13 Percent and Ne…](https://www.fdic.gov/news/press-releases/2025/fdic-insured-institutions-reported-return-assets-113-percent-and-net) - Search Toggle submenu  ## Breadcrumb [Home](https://www.fdic.gov/) [Resources](https://www.fdic.gov/resources) # Consumer Resource Center Information and resources to educate and protect consumers, promote economic inclusion, and connect people with financial resources in their communities. [](https://ask.fdic.gov/fdicinformationandsupportcenter/s/?language=en_US) [](https://ask.fdic.gov/fdicinformationandsupportcenter/s/public-information?language=en_US)  ### [Contacting the FDIC](https://www.fdic.gov/contact) Need help? Call our support center, or go online to submit a request, file a complaint or inquiry, and review commonly asked questions.  ### [Protecting Consumers From Financial Harm](https://www.fdic.gov/consumer-resource-center#protecting) Access free financial education materials, newsworthy articles, opportunities to \#GetBanked, and tools to find a bank or calculate your deposit insurance.  ### [Connecting Communities to Financial Resources](https://www.fdic.gov/consumer-resource-center#connecting) Take a look at the upcoming FDIC community events, our strategy to connect you with local partners, and resources available in your community. *** ## Protecting Consumers The FDIC offers a wide range of resources and tools to help protect consumers from financial harm by providing financial education and resources in their communities. [**Free Tax Preparation for Taxpayers Who Qualify**](https://www.fdic.gov/consumer-resource-center/free-tax-preparation-taxpayers-who-qualify "Free Tax Preparation for Taxpayers Who Qualify") The IRS Volunteer Income Tax Assistance (VITA) and the Tax Counseling for the Elderly (TCE) programs offer free tax help for taxpayers who qualify. [**Get Banked\!**](https://www.fdic.gov/getbanked) Learn how to open an account at an FDIC-Insured bank. [**Bank Find**](https://banks.data.fdic.gov/bankfind-suite/bankfind) Locate FDIC-insured banking institutions. [**Consumer Assistance Topics**](https://www.fdic.gov/resources/consumers/consumer-assistance-topics) Explore key banking topics and learn how to protect yourself from fraud. [**Deposit Insurance**](https://www.fdic.gov/resources/deposit-insurance/) Learn about your coverage and why deposit insurance is beneficial. [**Electronic Deposit Insurance Estimator (EDIE)**](https://edie.fdic.gov/) Calculate the insurance coverage for your personal or business accounts. [**FDIC Consumer News**](https://www.fdic.gov/resources/consumers/consumer-news) This monthly publication offers practical guidance on using financial services smartly and safely. [**FDIC Tips on Appraisal Bias and Valuation**](https://www.fdic.gov/resources/consumers/pave) Consumers may have options to challenge or appeal the appraisal or evaluation and provide data if they suspect that the valuation is not accurate. [**Money Smart – A Financial Education Program**](https://www.fdic.gov/consumer-resource-center/money-smart "Money Smart") The FDIC program that helps you grow your financial knowledge and teach others about finances.  [**Podcasts**](https://www.fdic.gov/news/podcasts/) Audio shows that aim to help with personal finances, consumer protection, or banking history. [**Other Regulators and Organizations**](https://www.fdic.gov/resources/consumers/other-regulators.html) Federal, state, and non-government agencies that work to regulate banks or oversee financial markets. [**Subscribe to FDIC Publications**](https://service.govdelivery.com/accounts/USFDIC/subscriber/new) Sign up to receive FDIC consumer publications via email. *** ## Connecting Communities The FDIC encourages engagement at the local level to connect people with partners and resources in their communities. [**Alliance for Economic Inclusion**](https://www.fdic.gov/consumers/community/aei/) These coalitions work to promote the widespread availability and use of safe, affordable, and sustainable financial products. [**Community Affairs Events**](https://www.fdic.gov/resources/consumers/events) The FDIC hosts meetings with banks, community groups, and educational organizations to support financial capability and inclusion. [**Community Affairs Program and Contacts**](https://www.fdic.gov/resources/consumers/programs.html) FDIC staff across the country are available to answer questions or address concerns. [**Economic Inclusion**](https://www.fdic.gov/resources/consumers/economic-inclusion) The FDIC is committed to ensuring that all Americans have access to affordable and sustainable products and services from insured depository institutions. Our work is guided by this [Economic Inclusion Strategic Plan](https://www.fdic.gov/consumer-resource-center/fdic-economic-inclusion-strategic-plan "FDIC Economic Inclusion Strategic Plan"). Learn more about FDIC’s [economic inclusion resources here](https://www.fdic.gov/resources/consumers/economic-inclusion). [**Small Business Topics**](https://www.fdic.gov/resources/consumers/small-business-topics) Small business ownership can help individuals and families nationwide achieve financial stability and build long-term wealth.  [**Youth Banking Resource Center**](https://www.fdic.gov/consumer-resource-center/youth-banking-resource-center "Youth Banking Resource Center") Collaboration between schools and banks introduce young people to financial education and services at an early age. [**Youth Employment Resource Center**](https://www.fdic.gov/consumer-resource-center/youth-employment-resource-center "Youth Employment Resource Center") Learn about resources that support financial education and access to safe, affordable insured accounts for youth participating in employment programs. *** ## Featured  CURRENT FDIC CONSUMER NEWS ### [New Year, New Tax Season](https://www.fdic.gov/consumer-resource-center/2026-01/new-year-new-tax-season)  EDUCATION ### [Money Smart](https://www.fdic.gov/consumer-resource-center/money-smart)  ECONOMIC INCLUSION ### [Advisory Committee on Economic Inclusion (ComE-IN) Meeting](https://www.fdic.gov/about/advisory-committees/economic-inclusion) FDIC Calendar April 23, 2026 [FDIC Hosts Supporting Disaster Recovery in North Carolina](https://www.fdic.gov/consumer-resource-center/events/fdic-hosts-supporting-disaster-recovery-north-carolina) April 28, 2026 [FDIC Hosts a Milwaukee Alliance for Economic Inclusion (AEI) Webinar Featuring Bank On Greater Milwaukee and Focusing on “Banking the Next Generation”](https://www.fdic.gov/consumer-resource-center/events/fdic-hosts-milwaukee-alliance-economic-inclusion-aei-webinar) CONTACT THE FDIC [CONTACT US](https://www.fdic.gov/contact) STAY INFORMED [Follow the FDIC on Facebook](https://www.facebook.com/FDICgov/) [Share on X](https://x.com/FDICgov) [Follow the FDIC on Instagram](https://www.instagram.com/fdicgov/) [Follow the FDIC on LinkedIn](https://www.linkedin.com/company/fdic/) [Follow the FDIC on YouTube](https://youtube.com/user/FDICchannel/) HOW CAN WE HELP YOU? 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 Information and resources to educate and protect consumers, promote economic inclusion, and connect people with financial resources in their communities. ## Connecting Communities The FDIC encourages engagement at the local level to connect people with partners and resources in their communities. [**Alliance for Economic Inclusion**](https://www.fdic.gov/consumers/community/aei/) These coalitions work to promote the widespread availability and use of safe, affordable, and sustainable financial products. [**Community Affairs Events**](https://www.fdic.gov/resources/consumers/events) The FDIC hosts meetings with banks, community groups, and educational organizations to support financial capability and inclusion. [**Community Affairs Program and Contacts**](https://www.fdic.gov/resources/consumers/programs.html) FDIC staff across the country are available to answer questions or address concerns. [**Economic Inclusion**](https://www.fdic.gov/resources/consumers/economic-inclusion) The FDIC is committed to ensuring that all Americans have access to affordable and sustainable products and services from insured depository institutions. Our work is guided by this [Economic Inclusion Strategic Plan](https://www.fdic.gov/consumer-resource-center/fdic-economic-inclusion-strategic-plan "FDIC Economic Inclusion Strategic Plan"). Learn more about FDIC’s [economic inclusion resources here](https://www.fdic.gov/resources/consumers/economic-inclusion). [**Small Business Topics**](https://www.fdic.gov/resources/consumers/small-business-topics) Small business ownership can help individuals and families nationwide achieve financial stability and build long-term wealth. [**Youth Banking Resource Center**](https://www.fdic.gov/consumer-resource-center/youth-banking-resource-center "Youth Banking Resource Center") Collaboration between schools and banks introduce young people to financial education and services at an early age. [**Youth Employment Resource Center**](https://www.fdic.gov/consumer-resource-center/youth-employment-resource-center "Youth Employment Resource Center") Learn about resources that support financial education and access to safe, affordable insured accounts for youth participating in employment programs.