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URLhttps://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide
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Meta TitleGuide to Chase Sapphire® Travel Insurance | Chase
Meta DescriptionLearn about the travel insurance benefit that comes with Chase Sapphire Preferred® and Sapphire Reserve® cards.
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Quick insights Chase Sapphire cardmembers benefit from a wide variety of travel protections including Trip Cancellation and Interruption Insurance Footnote 1 Opens overlay , Baggage Delay Insurance Footnote 1 Opens overlay and Auto Rental Coverage. Footnote 2 Opens overlay Sapphire Reserve ® travel benefits include Emergency Evacuation and Transportation coverage. Footnote 1 Opens overlay Travel and Emergency Assistance Footnote 1 Opens overlay can provide legal and medical referrals to cardmembers while traveling. Planning a vacation or honeymoon can be exciting. That excitement might include the worries that something unexpected could interrupt those plans. The following overview of Chase Sapphire travel protections may make your next trip less stressful if you are a cardmember. How does Chase Sapphire travel protection work Certain benefits that may give you peace of mind when using your card for travel are available to Sapphire Reserve and Sapphire Preferred ® cardmembers: Travel and Emergency Assistance: If you run into a problem away from home, call the benefit administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.) Trip Delay Reimbursement: If your common carrier travel is delayed more than 12 hours (six hours for Sapphire Reserve) or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler. Trip Cancellation and Interruption Insurance: If your trip is canceled or cut short by sickness, severe weather or other covered situations, Sapphire Preferred and Reserve cardmembers can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels. Baggage Delay Insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to $100 a day for 5 days. Lost Luggage Reimbursement Footnote 1 Opens overlay , Footnote 2 Opens overlay : Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip. Auto Rental Coverage Footnote 1 Opens overlay , Footnote 2 Opens overlay : Decline the rental company's collision insurance and charge the entire rental cost to your card. For Sapphire Reserve cardmembers, coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad. Sapphire Preferred cardmembers can be reimbursed up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less. Travel Accident Insurance: When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000 ($1,000,000 for Sapphire Reserve). Additional Benefits provided by Chase Sapphire Reserve travel benefits Certain travel benefits, cancellation protection and emergency services are available to Chase Sapphire Reserve ® cardmembers on eligible travel booked with their credit card. Here’s some more information about the benefits offered with the card. Emergency Evacuation and Transportation If you or a member of your immediate family are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000. Footnote 1 Opens overlay Roadside Assistance If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year. Footnote 1 Opens overlay Emergency Medical and Dental Benefit If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible. Footnote 1 Opens overlay How to file a Chase Sapphire travel protection claim To file a travel protection claim with a Sapphire credit card, visit chasecardbenefits.com Opens overlay or call 1-800-350-1697. Depending on what type of claim you are submitting, you may need to provide additional documentation within a certain time frame. For example, for Trip Cancellation and Interruption Insurance claims, you must take action within 20 days of your trip being canceled or interrupted. For an Emergency Medical and Dental Benefit claim, on the other hand, you can file within 90 days of receiving medical care while on a trip. For questions about specific claims, contact the benefit administrator by calling the number on the back of your card. Why travel protections are important Travel protection can be helpful in covering your expenses, belongings and well-being during trips. Depending on your travel plans and how you booked, you may not be able to cancel or rebook your trip if something comes up. In this case, credit card travel benefits could be able to help cover some of those costs for eligible cardmembers. In summary If you have a Sapphire credit card, travel protection applies to plane tickets, rental cars and cruise line reservations booked using a Sapphire card or Ultimate Rewards ® points. You may be able to claim reimbursement for trip cancellations or interruptions, lost luggage, baggage that’s delayed or flight delays. Whether it’s a long-awaited vacation or flying across the country to see family for the holidays, the Chase Sapphire family of cards offers benefits to give travelers more confidence in their plans. Keep in mind that both credit cards have an annual fee.
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[Credit card basics](https://www.chase.com/personal/credit-cards/education/basics) [Credit Card Marketplace](https://creditcards.chase.com/?CELL=6CDQ) # Guide to Chase Sapphire® travel insurance Time to read 5 min - [Share to Facebook, Opens overlay](https://www.facebook.com/sharer/sharer.php?u=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/soc/na/Facebook) - [Share to X, formerly Twitter, Opens overlay](https://twitter.com/intent/tweet?url=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/soc/na/Twitter&text=Learn%20about%20the%20travel%20insurance%20benefit%20that%20comes%20with%20Chase%20Sapphire%20Preferred%C2%AE%20and%20Sapphire%20Reserve%C2%AE%20cards.&via=chase) - [Share to LinkedIn, Opens overlay](https://www.linkedin.com/sharing/share-offsite/?url=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/soc/na/LinkedIn) - [Share to Pinterest, Opens overlay](https://pinterest.com/pin/create/button/?url=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide&desc=Learn%20about%20the%20travel%20insurance%20benefit%20that%20comes%20with%20Chase%20Sapphire%20Preferred%C2%AE%20and%20Sapphire%20Reserve%C2%AE%20cards.&media=) - [Share on email, Opens default Application](<mailto:?subject=Guide to Chase Sapphire® travel insurance&body=I thought you would be interested in this article:https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/ema/na/Email>) - Print this article, Opens default Application ![](https://www.chase.com/content/services/rendition/image.medium.jpg/unified-assets/photography/articles/credit-card/basics/seo_chase-sapphire-travel-insurance-guide_113023.jpg) - [Share to Facebook, Opens overlay](https://www.facebook.com/sharer/sharer.php?u=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/soc/na/Facebook) - [Share to X, formerly Twitter, Opens overlay](https://twitter.com/intent/tweet?url=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/soc/na/Twitter&text=Learn%20about%20the%20travel%20insurance%20benefit%20that%20comes%20with%20Chase%20Sapphire%20Preferred%C2%AE%20and%20Sapphire%20Reserve%C2%AE%20cards.&via=chase) - [Share to LinkedIn, Opens overlay](https://www.linkedin.com/sharing/share-offsite/?url=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/soc/na/LinkedIn) - [Share to Pinterest, Opens overlay](https://pinterest.com/pin/create/button/?url=https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide&desc=Learn%20about%20the%20travel%20insurance%20benefit%20that%20comes%20with%20Chase%20Sapphire%20Preferred%C2%AE%20and%20Sapphire%20Reserve%C2%AE%20cards.&media=) - [Share on email, Opens default Application](<mailto:?subject=Guide to Chase Sapphire® travel insurance&body=I thought you would be interested in this article:https://www.chase.com/personal/credit-cards/education/basics/chase-sapphire-travel-insurance-guide?jp_cmp=en/Share/ema/na/Email>) - Print this article, Opens default Application ## Quick insights - Chase Sapphire cardmembers benefit from a wide variety of travel protections including Trip Cancellation and Interruption Insurance [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) , Baggage Delay Insurance [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) and Auto Rental Coverage. [Footnote 2 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/ny-specific-limitations-disc) - Sapphire Reserve® travel benefits include Emergency Evacuation and Transportation coverage. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) - Travel and Emergency Assistance [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) can provide legal and medical referrals to cardmembers while traveling. Planning a vacation or honeymoon can be exciting. That excitement might include the worries that something unexpected could interrupt those plans. The following overview of [Chase Sapphire](https://creditcards.chase.com/rewards-credit-cards/sapphire) travel protections may make your next trip less stressful if you are a cardmember. ## How does Chase Sapphire travel protection work Certain benefits that may give you peace of mind when using your card for travel are available to Sapphire Reserve and [Sapphire Preferred®](https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred) cardmembers: - **Travel and Emergency Assistance:** If you run into a problem away from home, call the benefit administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.) - **Trip Delay Reimbursement:**If your common carrier travel is delayed more than 12 hours (six hours for Sapphire Reserve) or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to \$500 per covered traveler. - **Trip Cancellation and Interruption Insurance:** If your trip is canceled or cut short by sickness, severe weather or other covered situations, Sapphire Preferred and Reserve cardmembers can be reimbursed up to \$10,000 per covered traveler and \$20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels. - **Baggage Delay Insurance:**Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to \$100 a day for 5 days. - **Lost Luggage Reimbursement [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) , [Footnote 2 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/ny-specific-limitations-disc) :** Provides reimbursement up to \$3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip. - **Auto Rental Coverage [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) , [Footnote 2 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/ny-specific-limitations-disc) :**Decline the rental company's collision insurance and charge the entire rental cost to your card. For Sapphire Reserve cardmembers, coverage is primary and provides reimbursement up to \$75,000 for theft and collision damage for rental cars in the U.S. and abroad. Sapphire Preferred cardmembers can be reimbursed up to \$60,000 for theft and collision damage for most rental vehicles with an MSRP of \$125,000 or less. - **Travel Accident Insurance:** When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to \$500,000 (\$1,000,000 for Sapphire Reserve). ## Additional Benefits provided by Chase Sapphire Reserve travel benefits Certain travel benefits, cancellation protection and emergency services are available to [Chase Sapphire Reserve®](https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve?jp_aid_a=SRAA&jp_aid_p=mptarg1/cctrav1) cardmembers on eligible travel booked with their credit card. Here’s some more information about the benefits offered with the card. ### Emergency Evacuation and Transportation If you or a member of your immediate family are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to \$100,000. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) ### Roadside Assistance If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to \$50 per incident 4 times a year. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) ### Emergency Medical and Dental Benefit If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to \$2,500 for medical expenses, subject to a \$50 deductible. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) ## How to file a Chase Sapphire travel protection claim To file a travel protection claim with a Sapphire credit card, visit [chasecardbenefits.comOpens overlay](https://www.chasecardbenefits.com/) or call 1-800-350-1697. Depending on what type of claim you are submitting, you may need to provide additional documentation within a certain time frame. For example, for Trip Cancellation and Interruption Insurance claims, you must take action within 20 days of your trip being canceled or interrupted. For an Emergency Medical and Dental Benefit claim, on the other hand, you can file within 90 days of receiving medical care while on a trip. For questions about specific claims, contact the benefit administrator by calling the number on the back of your card. ## Why travel protections are important Travel protection can be helpful in covering your expenses, belongings and well-being during trips. Depending on your travel plans and how you booked, you may not be able to cancel or rebook your trip if something comes up. In this case, credit card travel benefits could be able to help cover some of those costs for eligible cardmembers. ## In summary If you have a Sapphire credit card, travel protection applies to plane tickets, rental cars and cruise line reservations booked using a Sapphire card or [Ultimate Rewards®](https://www.chase.com/personal/credit-cards/ultimate-rewards) points. You may be able to claim reimbursement for trip cancellations or interruptions, lost luggage, baggage that’s delayed or flight delays. Whether it’s a long-awaited vacation or flying across the country to see family for the holidays, the Chase Sapphire family of cards offers benefits to give travelers more confidence in their plans. Keep in mind that both credit cards have an annual fee. [Find a credit card](https://creditcards.chase.com/?CELL=6CDQ) *** Topics: - [credit card benefits](https://www.chase.com/personal/credit-cards/education/topic-page?tagname=credit-card-benefits&tagtitle=credit%20card%20benefits&articleName=credit-card-benefits) - [card travel tips](https://www.chase.com/personal/credit-cards/education/topic-page?tagname=card-travel-tips&tagtitle=card%20travel%20tips&articleName=card-travel-tips) ## What to read next *** - [credit card basicsDo you need a credit card to rent a car? ![](https://www.chase.com/content/services/rendition/image.medium.jpg/unified-assets/photography/articles/credit-card/basics/seo-do-you-need-a-credit-card-to-rent-a-car_10132022.jpg)](https://www.chase.com/personal/credit-cards/education/basics/do-you-need-a-credit-card-to-rent-a-car) While using a credit card to rent a car is a great way to save you time and a credit score check, you don't necessarily need a credit card to rent a car. [ContinueDo you need a credit card to rent a car?](https://www.chase.com/personal/credit-cards/education/basics/do-you-need-a-credit-card-to-rent-a-car) - [credit card basicsHow to use the Priority Pass app ![](https://www.chase.com/content/services/rendition/image.medium.jpg/unified-assets/photography/articles/credit-card/basics/seo_how-to-use_priority-pass-app_20230328.jpg)](https://www.chase.com/personal/credit-cards/education/basics/how-to-use-the-priority-pass-app) The Priority Pass app allows users to more seamlessly discover digital features of Priority Pass to enhance their travel experience. Learn some ways to best use the app with an informative guide. [ContinueHow to use the Priority Pass app](https://www.chase.com/personal/credit-cards/education/basics/how-to-use-the-priority-pass-app) - [credit card basicsPriority Pass JFK: What You Need to Know ![](https://www.chase.com/content/services/rendition/image.medium.jpg/unified-assets/photography/articles/credit-card/basics/seo_priority-pass-jfk-everything-you-need-to-know_041123.jpg)](https://www.chase.com/personal/credit-cards/education/basics/priority-pass-jfk-everything-you-need-to-know) JFK Airport has many unique participating lounges in the Priority Pass network. Discover the options available to you and begin planning your trip out of JFK today. [ContinuePriority Pass JFK: What You Need to Know](https://www.chase.com/personal/credit-cards/education/basics/priority-pass-jfk-everything-you-need-to-know) - [credit card basicsPriority Pass™ Kahului: What to know ![](https://www.chase.com/content/services/rendition/image.medium.jpg/unified-assets/photography/articles/credit-card/basics/seo_guide-to-priority-pass-kahului_09112024.jpg)](https://www.chase.com/personal/credit-cards/education/basics/guide-to-priority-pass-kahului) Find out about lounges in the Priority Pass network in Kahului Airport and how you can access them. [ContinuePriority Pass™ Kahului: What to know](https://www.chase.com/personal/credit-cards/education/basics/guide-to-priority-pass-kahului) - 1 - 2 - 3 *** Footnote1 **Travel And Purchase Protection:** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. Footnote2 **Specific limitations apply to New York residents: Auto Rental Coverage** – inside the United States coverage is secondary to Your personal automobile insurance. **Lost Luggage Reimbursement** – additionally limited to \$2,000 per bag and \$10,000 for all covered travelers per Trip. **For Informational/Educational Purposes:** The opinions expressed in this article may differ from other employees and departments of JPMorgan Chase & Co. Opinions and strategies described may not be appropriate for everyone, and are not intended as specific advice/recommendation for any individual. 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Readable Markdown
## Quick insights Chase Sapphire cardmembers benefit from a wide variety of travel protections including Trip Cancellation and Interruption Insurance [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) , Baggage Delay Insurance [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) and Auto Rental Coverage. [Footnote 2 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/ny-specific-limitations-disc) Sapphire Reserve® travel benefits include Emergency Evacuation and Transportation coverage. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) Travel and Emergency Assistance [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) can provide legal and medical referrals to cardmembers while traveling. Planning a vacation or honeymoon can be exciting. That excitement might include the worries that something unexpected could interrupt those plans. The following overview of [Chase Sapphire](https://creditcards.chase.com/rewards-credit-cards/sapphire) travel protections may make your next trip less stressful if you are a cardmember. ## How does Chase Sapphire travel protection work Certain benefits that may give you peace of mind when using your card for travel are available to Sapphire Reserve and [Sapphire Preferred®](https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred) cardmembers: **Travel and Emergency Assistance:** If you run into a problem away from home, call the benefit administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.) **Trip Delay Reimbursement:**If your common carrier travel is delayed more than 12 hours (six hours for Sapphire Reserve) or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to \$500 per covered traveler. **Trip Cancellation and Interruption Insurance:** If your trip is canceled or cut short by sickness, severe weather or other covered situations, Sapphire Preferred and Reserve cardmembers can be reimbursed up to \$10,000 per covered traveler and \$20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels. **Baggage Delay Insurance:**Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to \$100 a day for 5 days. **Lost Luggage Reimbursement [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) , [Footnote 2 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/ny-specific-limitations-disc) :** Provides reimbursement up to \$3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip. **Auto Rental Coverage [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) , [Footnote 2 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/ny-specific-limitations-disc) :**Decline the rental company's collision insurance and charge the entire rental cost to your card. For Sapphire Reserve cardmembers, coverage is primary and provides reimbursement up to \$75,000 for theft and collision damage for rental cars in the U.S. and abroad. Sapphire Preferred cardmembers can be reimbursed up to \$60,000 for theft and collision damage for most rental vehicles with an MSRP of \$125,000 or less. **Travel Accident Insurance:** When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to \$500,000 (\$1,000,000 for Sapphire Reserve). ## Additional Benefits provided by Chase Sapphire Reserve travel benefits Certain travel benefits, cancellation protection and emergency services are available to [Chase Sapphire Reserve®](https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve?jp_aid_a=SRAA&jp_aid_p=mptarg1/cctrav1) cardmembers on eligible travel booked with their credit card. Here’s some more information about the benefits offered with the card. ### Emergency Evacuation and Transportation If you or a member of your immediate family are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to \$100,000. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) ### Roadside Assistance If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to \$50 per incident 4 times a year. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) ### Emergency Medical and Dental Benefit If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to \$2,500 for medical expenses, subject to a \$50 deductible. [Footnote 1 Opens overlay](https://www.chase.com/content/dam/ccbcontent-fragments/en/disclosures/structured/module/disclosure/personal/credit-cards/travel-purchase-protection-disc) ## How to file a Chase Sapphire travel protection claim To file a travel protection claim with a Sapphire credit card, visit [chasecardbenefits.comOpens overlay](https://www.chasecardbenefits.com/) or call 1-800-350-1697. Depending on what type of claim you are submitting, you may need to provide additional documentation within a certain time frame. For example, for Trip Cancellation and Interruption Insurance claims, you must take action within 20 days of your trip being canceled or interrupted. For an Emergency Medical and Dental Benefit claim, on the other hand, you can file within 90 days of receiving medical care while on a trip. For questions about specific claims, contact the benefit administrator by calling the number on the back of your card. ## Why travel protections are important Travel protection can be helpful in covering your expenses, belongings and well-being during trips. Depending on your travel plans and how you booked, you may not be able to cancel or rebook your trip if something comes up. In this case, credit card travel benefits could be able to help cover some of those costs for eligible cardmembers. ## In summary If you have a Sapphire credit card, travel protection applies to plane tickets, rental cars and cruise line reservations booked using a Sapphire card or [Ultimate Rewards®](https://www.chase.com/personal/credit-cards/ultimate-rewards) points. You may be able to claim reimbursement for trip cancellations or interruptions, lost luggage, baggage that’s delayed or flight delays. Whether it’s a long-awaited vacation or flying across the country to see family for the holidays, the Chase Sapphire family of cards offers benefits to give travelers more confidence in their plans. Keep in mind that both credit cards have an annual fee.
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