🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 143 (from laksa138)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa143.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical, ml_categories_json AS ml_categories_json, ml_types_json AS ml_types_json, ml_intent_types_json AS ml_intent_types_json, meta_language AS meta_language, attrs_author AS attrs_author, ifNull(toUnixTimestamp(attrs_publish_time), 0) AS attrs_publish_time, ifNull(toUnixTimestamp(attrs_original_publish_time), 0) AS attrs_original_publish_time, ifNull(attrs_is_republished, 0) AS attrs_is_republished, ifNull(attrs_nr_words, 0) AS attrs_nr_words, ifNull(attrs_boilerpipe_nr_words, 0) AS attrs_boilerpipe_nr_words, ifNull(body_ext_links_number, 0) AS body_ext_links_number, ifNull(body_int_links_number, 0) AS body_int_links_number, ifNull(meta_nofollow, 0) AS meta_nofollow, ifNull(meta_noarchive, 0) AS meta_noarchive, ifNull(props_was_rendered, 0) AS props_was_rendered, ifNull(src_redirect, \'\') AS src_redirect, ifNull(download_time_msec, 0) AS download_time_msec, ifNull(download_ttfb_msec, 0) AS download_ttfb_msec, ifNull(download_size, 0) AS download_size FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.cbsnews.com\/news\/how-the-fire-movement-is-inspiring-early-retirees\/","crawl_time":1776776152,"first_indexed_time":1754228225,"http_code":200,"src_unparsed":"com,cbsnews!www,\/news\/how-the-fire-movement-is-inspiring-early-retirees\/ s443","src_root_hash":"10008871826360721943","history_drop_reason":null,"meta_title":"How the FIRE movement is inspiring early retirees - CBS News","meta_descriptions":["Nik and Adinah Johnson, who retired in their forties, are part of FIRE (Financial Independence, Retire Early), a movement that looks at work as a means to an end, and where frugality buys freedom from the rat race."],"attrs_boilerpipe_text":"August 3, 2025 \/ 9:30 AM EDT\n\/ CBS News\nAdd CBS News on Google\nOn a recent Sunday morning, at a Bible camp outside of Gainesville, Florida, Nik Johnson got up to preach, not about hellfire and brimstone, but about a very different fire: Financial Independence, Retire Early (FIRE). \"Ultimately at the end of the day, financial independence really ain't about us,\" he said. \"It's about people that we love and the causes that we care about.\"\nThis was Camp FI. Its attendees: retirees and aspiring retirees who looked a little on the young side.\nWhen Johnson met his wife, Adinah, some 30 years ago, she knew right away, he was a saver: \"Our first date, he had a coupon,\" she said.\n\"I did use a coupon! And I'm not ashamed about it,\" said Nik. \"I knew that if I presented a coupon and she had an issue with it, she was not my soulmate.\"\nAdinah's reaction? \"How many other coupons do you have? What's the best deal? Wait a minute, let's see what we could do here!\"\nNik worked in software, while Adinah was in higher ed. And despite modest starting salaries, they managed to pay off their home and save $1.6 million by consuming less, saving more, and putting 300,000 miles on their beloved minivan, Big Red.\nFrugality allowed Adinah and Nik Johnson to retire early. \nCBS News\nNik said, \"I shared this with Adinah: I always wanted to be to the point that when I got to 50 I didn't want to have to work. And so honestly, I didn't exactly know how to achieve that.\"\nThen, one day during the pandemic, Nik was poking around on the Internet and discovered the FIRE Movement, which led him to Camp FI – a group of hardcore savers and careful spenders who share tips, tricks and philosophical discourse with basically one goal … to get out of the rat race.\nIt's all inspired by Peter Adeney, who blogs under the name Mr. Money Mustache. \"American life is so inefficient,\" he said. \"We're all just kind of following each other, what each other does, and not realizing where all of this time and money is slipping through our hands. So, start doing things that are different from what other people do, would probably be the first piece of advice.\"\nAdeney retired at age 30, and turned 50 this year. He said, \"I often think that, because I retired so early, I have lived a lot longer than a normal 50-year-old. Like, I feel like I retired 100 years ago, because I've had so many experiences. It's a great antidote to the usual thing, where people say, 'Life goes by too fast. Then, you miss it.'\n\"However, it doesn't solve your happiness problems,\" Adeney said. \"One of my friends who's also a blogger says, like, he still had to confront some demons and some emotional issues. And taking away his job just exposed them more, 'cause he could no longer distract himself from them.\"\nPeter Adeney (left), a.k.a. the blogger Mr. Money Mustache, retired at age 30. \nCBS News\nThe key to saving for retirement, according to Adeney, is to figure out what's important to you – and trim your spending everywhere else. \nVicki Robin is a sort of mythical figure in the FIRE Movement. She is the co-author (with Joe Dominguez) of the 1992 personal finance book, \"Your Money or Your Life.\" She said, \"As you start to elaborate what's important to you, you realize, like, 'I'm gonna minimize the amount of money I spend, 'cause that's my life energy.' And there's some formula that arises in your mind of, like, 'The less I spend, the more life I have.'\"\nPenguin Books\nRobin's philosophy is less about early retirement and more about asking what is \"enough,\" which differs for everyone. But the consensus of the FIRE Movement is that, to retire, you have to save and invest 25 times your yearly expenses, and then live off of a 4% drawdown each year.\nRobin said, \"It's just, 'Okay, how can I have enough for a life that's really happy, but no excess, so that I can liberate my time to do what I find I'm called to do, what I care to do?' And, you know, that evolves over time. I have a little phrase that I've said: I buy my freedom with my frugality every day.\"\nA frugality which Nik and Adina Johnson say they are now reaping the rewards of, along with their three children: a life less defined by the \"stuff\" they possess, and more by the freedom they enjoy.\nNik said, \"They're gonna always remember this trip to Disney. But they're not gonna remember, you know, that extra pair of tennis shoes I bought my son. My son's not gonna look at me like, 'Hey Dad, remember that blazer you had on? Man, it was awesome!'\"\nAsked what these early retirees' day looks like, Adinah replied, \"Well, I have to pick up the kids, and then I have to take my son to football practice. And then whatever grocery shopping I may have needed to do while I was doing this interview, I need to go ahead and get some of that grocery shopping done.\"\n\"Doesn't sound like she needs my help for any of that; I'll probably go play golf,\" Nik laughed.\nI observed, \"Seems like one of you is more retired than the other one.\"\n      \nFor more info: \nCampFi\nMr. Money Mustache\nNik Johnson's Everyday Money Heroes\nRelationship Coaching with Nik and Adinah\n      \nStory produced by Anthony Laudato. Editor: Emanuele Secci. \n     \nSee also: \nThe 4% annuity rule for retirees\nGen Xers' poor retirement savings numbers\nHow to plan for your retirement when your spouse won't\n3 ways seniors can supplement their Social Security now\nTrump's Social Security plan would hasten insolvency, lead to bigger benefits cuts, analysis finds\nInside F.I.R.E., millennials' new plan for retiring decades early\n(\"CBS This Morning\")","attrs_markdown":"- [Latest](https:\/\/www.cbsnews.com\/news\/how-the-fire-movement-is-inspiring-early-retirees\/)\n  - [U.S.](https:\/\/www.cbsnews.com\/us\/)\n  - [Iran War](https:\/\/www.cbsnews.com\/live-updates\/us-iran-war-trump-ceasefire-pakistan-peace-talks-ultimatum\/)\n  - [Louisiana Shooting](https:\/\/www.cbsnews.com\/news\/louisiana-shreveport-mass-shooting-children-dead\/)\n  - [World](https:\/\/www.cbsnews.com\/world\/)\n  - [Politics](https:\/\/www.cbsnews.com\/politics\/)\n  - [Entertainment](https:\/\/www.cbsnews.com\/entertainment\/)\n  - [HealthWatch](https:\/\/www.cbsnews.com\/healthwatch\/)\n  - [MoneyWatch](https:\/\/www.cbsnews.com\/moneywatch\/)\n  - [Crime](https:\/\/www.cbsnews.com\/crime\/)\n  - [Space](https:\/\/www.cbsnews.com\/space\/)\n  - [Sports](https:\/\/www.cbssports.com\/)\n  - [Brand Studio](https:\/\/www.cbsnews.com\/brandstudio\/)\n  - [The Free Press](https:\/\/www.thefp.com\/?utm_source=cbsnews&utm_medium=global_nav)\n- [Local News](https:\/\/www.cbsnews.com\/cbslocal\/)\n  - [Atlanta](https:\/\/www.cbsnews.com\/atlanta\/)\n  - [Baltimore](https:\/\/www.cbsnews.com\/baltimore\/)\n  - [Bay Area](https:\/\/www.cbsnews.com\/sanfrancisco\/)\n  - [Boston](https:\/\/www.cbsnews.com\/boston\/)\n  - [Chicago](https:\/\/www.cbsnews.com\/chicago\/)\n  - [Colorado](https:\/\/www.cbsnews.com\/colorado\/)\n  - [Detroit](https:\/\/www.cbsnews.com\/detroit\/)\n  - [Los Angeles](https:\/\/www.cbsnews.com\/losangeles\/)\n  - [Miami](https:\/\/www.cbsnews.com\/miami\/)\n  - [Minnesota](https:\/\/www.cbsnews.com\/minnesota\/)\n  - [New York](https:\/\/www.cbsnews.com\/newyork\/)\n  - [Philadelphia](https:\/\/www.cbsnews.com\/philadelphia\/)\n  - [Pittsburgh](https:\/\/www.cbsnews.com\/pittsburgh\/)\n  - [Sacramento](https:\/\/www.cbsnews.com\/sacramento\/)\n  - [Texas](https:\/\/www.cbsnews.com\/texas\/)\n- [Live](https:\/\/www.cbsnews.com\/live\/)\n  - [CBS News 24\/7](https:\/\/www.cbsnews.com\/live\/)\n  - [Baltimore](https:\/\/www.cbsnews.com\/baltimore\/live\/)\n  - [Bay Area](https:\/\/www.cbsnews.com\/sanfrancisco\/live\/)\n  - [Boston](https:\/\/www.cbsnews.com\/boston\/live\/)\n  - [Chicago](https:\/\/www.cbsnews.com\/chicago\/live\/)\n  - [Colorado](https:\/\/www.cbsnews.com\/colorado\/live\/)\n  - [Detroit](https:\/\/www.cbsnews.com\/detroit\/live\/)\n  - [Los Angeles](https:\/\/www.cbsnews.com\/losangeles\/live\/)\n  - [Miami](https:\/\/www.cbsnews.com\/miami\/live\/)\n  - [Minnesota](https:\/\/www.cbsnews.com\/minnesota\/live\/)\n  - [New York](https:\/\/www.cbsnews.com\/newyork\/live\/)\n  - [Philadelphia](https:\/\/www.cbsnews.com\/philadelphia\/live\/)\n  - [Pittsburgh](https:\/\/www.cbsnews.com\/pittsburgh\/live\/)\n  - [Sacramento](https:\/\/www.cbsnews.com\/sacramento\/live\/)\n  - [Texas](https:\/\/www.cbsnews.com\/texas\/live\/)\n  - [48 Hours](https:\/\/www.cbsnews.com\/live\/48-hours\/)\n  - [60 Minutes](https:\/\/www.cbsnews.com\/live\/60-minutes\/)\n- [Shows](https:\/\/www.cbsnews.com\/news\/how-the-fire-movement-is-inspiring-early-retirees\/)\n  - [48 Hours](https:\/\/www.cbsnews.com\/48-hours\/)\n  - [60 Minutes](https:\/\/www.cbsnews.com\/60-minutes\/)\n  - [CBS Evening News](https:\/\/www.cbsnews.com\/evening-news\/)\n  - [CBS Mornings](https:\/\/www.cbsnews.com\/cbs-mornings\/)\n  - [CBS Morning News](https:\/\/www.cbsnews.com\/cbs-news-mornings\/)\n  - [CBS Reports](https:\/\/www.cbsnews.com\/cbs-reports\/)\n  - [CBS Saturday Morning](https:\/\/www.cbsnews.com\/cbs-mornings\/saturday\/)\n  - [The Daily Report](https:\/\/www.cbsnews.com\/the-daily-report\/)\n  - [The Dish](https:\/\/www.cbsnews.com\/the-dish\/)\n  - [Face the Nation](https:\/\/www.cbsnews.com\/face-the-nation\/)\n  - [Sunday Morning](https:\/\/www.cbsnews.com\/sunday-morning\/)\n  - [The Takeout](https:\/\/www.cbsnews.com\/the-takeout\/)\n  - [Things That Matter](https:\/\/www.cbsnews.com\/things-that-matter\/)\n  - [The Uplift](https:\/\/www.cbsnews.com\/uplift\/)\n- - [CBS News Investigates](https:\/\/www.cbsnews.com\/cbs-investigates\/)\n  - [CBS News Confirmed](https:\/\/www.cbsnews.com\/cbs-news-confirmed\/)\n  - [Podcasts](https:\/\/www.cbsnews.com\/podcasts\/)\n  - [Newsletters](https:\/\/www.cbsnews.com\/newsletters\/)\n  - [Download Our App](https:\/\/www.cbsnews.com\/app\/?ftag=CNM-16-10abd6g)\n  - [CBS News Team](https:\/\/www.cbsnews.com\/team\/)\n  - [Executive Team](https:\/\/www.cbsnews.com\/executive-team\/)\n  - [Brand Studio](https:\/\/www.cbsnews.com\/brandstudio\/)\n  - [Paramount+](https:\/\/www.paramountplus.com\/news\/?ftag=PPM-06-10ahi1b)\n  - [Join Our Talent Community](https:\/\/pages.beamery.com\/paramount\/page\/cbsnewsstations)\n  - [RSS Feeds](https:\/\/www.cbsnews.com\/rss\/)\n\n- [Sunday Morning](https:\/\/www.cbsnews.com\/sunday-morning\/)\n- \\|\n- [Arts](https:\/\/www.cbsnews.com\/sunday-morning\/arts\/)\n- [Books](https:\/\/www.cbsnews.com\/sunday-morning\/books\/)\n- [Commentaries](https:\/\/www.cbsnews.com\/sunday-morning\/commentaries\/)\n- [Profiles](https:\/\/www.cbsnews.com\/sunday-morning\/profiles\/)\n- [Nature](https:\/\/www.cbsnews.com\/sunday-morning\/nature\/)\n- [Archives](https:\/\/www.cbsnews.com\/sunday-morning\/archives\/)\n\n[Watch CBS News](https:\/\/www.cbsnews.com\/live\/)\n\n[Sunday Morning](https:\/\/www.cbsnews.com\/sunday-morning\/?ftag=CNM-16-10abg0d)\n\n# How the FIRE movement is inspiring early retirees\nBy Luke Burbank\n\nAugust 3, 2025 \/ 9:30 AM EDT \/ CBS News\n\n[Add CBS News on Google](https:\/\/www.google.com\/preferences\/source?q=cbsnews.com)\n\nOn a recent Sunday morning, at a Bible camp outside of Gainesville, Florida, Nik Johnson got up to preach, not about hellfire and brimstone, but about a very different fire: Financial Independence, Retire Early (FIRE). \"Ultimately at the end of the day, financial independence really ain't about us,\" he said. \"It's about people that we love and the causes that we care about.\"\n\nThis was Camp FI. Its attendees: retirees and aspiring retirees who looked a little on the young side.\n\nWhen Johnson met his wife, Adinah, some 30 years ago, she knew right away, he was a saver: \"Our first date, he had a coupon,\" she said.\n\n\"I did use a coupon! And I'm not ashamed about it,\" said Nik. \"I knew that if I presented a coupon and she had an issue with it, she was not my soulmate.\"\n\nAdinah's reaction? \"How many other coupons do you have? What's the best deal? Wait a minute, let's see what we could do here!\"\n\nNik worked in software, while Adinah was in higher ed. And despite modest starting salaries, they managed to pay off their home and save \\$1.6 million by consuming less, saving more, and putting 300,000 miles on their beloved minivan, Big Red.\n\n![adinah-and-nik-johnson.jpg ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2025\/08\/02\/e210b01a-2502-4372-ab59-7a376ed25506\/thumbnail\/620x465\/c0fb7ce8c988706c80d6d9a39f7fccec\/adinah-and-nik-johnson.jpg)\n\nFrugality allowed Adinah and Nik Johnson to retire early.   CBS News\n\nNik said, \"I shared this with Adinah: I always wanted to be to the point that when I got to 50 I didn't want to have to work. And so honestly, I didn't exactly know how to achieve that.\"\n\nThen, one day during the pandemic, Nik was poking around on the Internet and discovered the FIRE Movement, which led him to Camp FI – a group of hardcore savers and careful spenders who share tips, tricks and philosophical discourse with basically one goal … to get out of the rat race.\n\nIt's all inspired by Peter Adeney, who blogs under the name Mr. Money Mustache. \"American life is so inefficient,\" he said. \"We're all just kind of following each other, what each other does, and not realizing where all of this time and money is slipping through our hands. So, start doing things that are different from what other people do, would probably be the first piece of advice.\"\n\nAdeney retired at age 30, and turned 50 this year. He said, \"I often think that, because I retired so early, I have lived a lot longer than a normal 50-year-old. Like, I feel like I retired 100 years ago, because I've had so many experiences. It's a great antidote to the usual thing, where people say, 'Life goes by too fast. Then, you miss it.'\n\n\"However, it doesn't solve your happiness problems,\" Adeney said. \"One of my friends who's also a blogger says, like, he still had to confront some demons and some emotional issues. And taking away his job just exposed them more, 'cause he could no longer distract himself from them.\"\n\n![retiree-peter-adeney-aka-mr-money-mustache.jpg ](https:\/\/assets3.cbsnewsstatic.com\/hub\/i\/r\/2025\/08\/02\/b78e3c0c-e82a-461a-9da0-5cb958ec923c\/thumbnail\/620x349\/0e242c79086cfc420ce553c8001c14db\/retiree-peter-adeney-aka-mr-money-mustache.jpg)\n\nPeter Adeney (left), a.k.a. the blogger Mr. Money Mustache, retired at age 30.   CBS News\n\nThe key to saving for retirement, according to Adeney, is to figure out what's important to you – and trim your spending everywhere else.\n\nVicki Robin is a sort of mythical figure in the FIRE Movement. She is the co-author (with Joe Dominguez) of the 1992 personal finance book, \"Your Money or Your Life.\" She said, \"As you start to elaborate what's important to you, you realize, like, 'I'm gonna minimize the amount of money I spend, 'cause that's my life energy.' And there's some formula that arises in your mind of, like, 'The less I spend, the more life I have.'\"\n\n![your-money-or-your-life-cover-penguin-books.jpg ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2025\/08\/02\/62ec336b-0fd7-495b-b240-4ea20ade0c22\/thumbnail\/620x949\/696411deaafbb9b5b7add797ea9cfc22\/your-money-or-your-life-cover-penguin-books.jpg)\n\nPenguin Books\n\nRobin's philosophy is less about early retirement and more about asking what is \"enough,\" which differs for everyone. But the consensus of the FIRE Movement is that, to retire, you have to save and invest 25 times your yearly expenses, and then live off of a 4% drawdown each year.\n\nRobin said, \"It's just, 'Okay, how can I have enough for a life that's really happy, but no excess, so that I can liberate my time to do what I find I'm called to do, what I care to do?' And, you know, that evolves over time. I have a little phrase that I've said: I buy my freedom with my frugality every day.\"\n\nA frugality which Nik and Adina Johnson say they are now reaping the rewards of, along with their three children: a life less defined by the \"stuff\" they possess, and more by the freedom they enjoy.\n\nNik said, \"They're gonna always remember this trip to Disney. But they're not gonna remember, you know, that extra pair of tennis shoes I bought my son. My son's not gonna look at me like, 'Hey Dad, remember that blazer you had on? Man, it was awesome!'\"\n\nAsked what these early retirees' day looks like, Adinah replied, \"Well, I have to pick up the kids, and then I have to take my son to football practice. And then whatever grocery shopping I may have needed to do while I was doing this interview, I need to go ahead and get some of that grocery shopping done.\"\n\n\"Doesn't sound like she needs my help for any of that; I'll probably go play golf,\" Nik laughed.\n\nI observed, \"Seems like one of you is more retired than the other one.\"\n\n**For more info:**\n\n- [CampFi](https:\/\/campfi.org\/)\n- [Mr. Money Mustache](https:\/\/www.mrmoneymustache.com\/)\n- [Nik Johnson's Everyday Money Heroes](https:\/\/www.youtube.com\/@Everyday-Money-Heroes)\n- [Relationship Coaching with Nik and Adinah](https:\/\/www.youtube.com\/@relationshipcoachingwithni4517\/search)\n\n*Story produced by Anthony Laudato. Editor: Emanuele Secci.*\n\n**See also:**\n\n- [The 4% annuity rule for retirees](https:\/\/www.cbsnews.com\/news\/what-is-the-4-rule-for-annuities-why-does-it-matter\/)\n- [Gen Xers' poor retirement savings numbers](https:\/\/www.cbsnews.com\/news\/retirement-savings-401k-generation-x\/)\n- [How to plan for your retirement when your spouse won't](https:\/\/www.cbsnews.com\/media\/how-to-plan-for-retirement-when-your-spouse-wont\/)\n- [3 ways seniors can supplement their Social Security now](https:\/\/www.cbsnews.com\/news\/ways-seniors-can-supplement-their-social-security-now\/)\n- [Trump's Social Security plan would hasten insolvency, lead to bigger benefits cuts, analysis finds](https:\/\/www.cbsnews.com\/news\/trump-social-security-plan-crfb-benefits-cut-insolvency\/)\n- [Inside F.I.R.E., millennials' new plan for retiring decades early](https:\/\/www.cbsnews.com\/news\/financial-independence-retire-early-fire-millennials-new-plan-for-retiring-decades-early\/) (\"CBS This Morning\")\n\n### A Rich Retirement [More](https:\/\/www.cbsnews.com\/feature\/a-rich-retirement\/?intcid=CNI-00-10aaa3a)\n- [\"Sunday Morning\" Retirement Guide ![American currency and an egg with '401K' on it ](https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2022\/09\/21\/2e8e3e11-1564-4c0e-bad5-f758a88cb34a\/thumbnail\/96x96\/4e076390af4d3ab85cb9b044daf5cadd\/gettyimages-91509203.jpg)](https:\/\/www.cbsnews.com\/news\/sunday-morning-retirement-guide\/?intcid=CNI-00-10aaa3a)\n- [Millions of Gen-Xers have almost nothing saved for retirement ![how-gold-ira-can-provide-retirement-income.jpg ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/04\/20\/c466782f-21ca-415b-bb00-0dc2a5be4145\/thumbnail\/96x96\/e699e6f0a08c23a66b67fd44a631be41\/how-gold-ira-can-provide-retirement-income.jpg)](https:\/\/www.cbsnews.com\/news\/retirement-savings-401k-generation-x\/?intcid=CNI-00-10aaa3a)\n- [How to create a well-rounded estate plan ![Ballpoint Pen Resting On Living Trust Documents ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2021\/08\/11\/403adbab-3399-4102-909d-8f9aea9c351d\/thumbnail\/96x96\/0b025e7c50e09417639f1b34d53d9bf2\/gettyimages-1207528742.jpg)](https:\/\/www.cbsnews.com\/news\/estate-planning-how-to-create\/?intcid=CNI-00-10aaa3a)\n- [How to maximize your retirement savings goals ![cbsn-fusion-how-to-maximize-your-retirement-savings-goals-thumbnail-698787-640x360.jpg ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2021\/04\/22\/cdaccaf6-4571-444d-ae3d-dd048acca322\/thumbnail\/96x96\/04c26c79448a0b2426c3b58149362a66\/cbsn-fusion-how-to-maximize-your-retirement-savings-goals-thumbnail-698787-640x360.jpg)](https:\/\/www.cbsnews.com\/video\/how-to-maximize-your-retirement-savings-goals\/?intcid=CNI-00-10aaa3a)\n- [Get your retirement planning back on track ![0821-cbsn-spon-retirementplanning-533876-640x360.jpg ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2020\/08\/21\/a3eb7196-44b1-4ef9-90d6-73ae6cbe8fdc\/thumbnail\/96x96\/a26f9de6969cc89393b7f059941e8c26\/0821-cbsn-spon-retirementplanning-533876-640x360.jpg)](https:\/\/www.cbsnews.com\/video\/how-to-get-your-retirement-planning-back-on-track\/?intcid=CNI-00-10aaa3a)\n\n### Go deeper with The Free Press\n- [Anthropic Doesn’t Decide Our Military’s Rules of Engagement ![ ](https:\/\/substackcdn.com\/image\/fetch\/%24s_!8k0n!,f_auto,q_auto:good,fl_progressive:steep\/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9300b173-259f-4c31-8e0d-ef3115dcc125_1214x683.jpeg)](https:\/\/www.thefp.com\/p\/anthropic-doesnt-decide-our-militarys?utm_source=cbs_news&utm_campaign=cbs_news_recirculation&utm_content=bottom_page)\n- [I Went Undercover in France’s Anti-Israel Movement ![ ](https:\/\/substackcdn.com\/image\/fetch\/%24s_!Eo77!,f_auto,q_auto:good,fl_progressive:steep\/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1583828e-f1bc-42c7-9a84-ef432ce0911e_8641x5751.jpeg)](https:\/\/www.thefp.com\/p\/i-went-undercover-in-frances-anti?utm_source=cbs_news&utm_campaign=cbs_news_recirculation&utm_content=bottom_page)\n\n© 2025 CBS Interactive Inc. All Rights Reserved.\n\nHow the FIRE movement is inspiring early retirees\n\n[How the FIRE movement is inspiring early retirees 05:08](https:\/\/www.cbsnews.com\/video\/how-the-fire-movement-is-inspiring-early-retirees\/)\n\n#### How the FIRE movement is inspiring early retirees\n(05:08)\n\n- [Mother, 6 children die in Central Pa. house explosion, state police say ![ ](https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/02\/06\/6b297241-cf82-41cb-82b8-a53452c0f93e\/thumbnail\/1200x630\/2174f607a7f441483024b860e1a21ce7\/fire-generic.jpg)](https:\/\/www.cbsnews.com\/philadelphia\/news\/clinton-county-pa-house-explosion-fire\/?intcid=CNR-01-0623)\n- [Frost advisory issued for Sunday morning; freeze watch for Sunday night ![ ](https:\/\/assets3.cbsnewsstatic.com\/hub\/i\/r\/2026\/04\/18\/93b99b5b-f8f5-4531-bf20-5e054bd3c290\/thumbnail\/1200x630\/7890d54a4b6ab520002bcc42dd4acd73\/freeze-alerts-0418.jpg)](https:\/\/www.cbsnews.com\/detroit\/news\/frost-advisory-southeast-michigan-freeze-watch-april-19\/?intcid=CNR-01-0623)\n- [Loyola University Medical Center holds ceremony honoring organ donors, recipients ![ ](https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2026\/04\/19\/8be8af1e-e83f-48b5-a05d-10cba0e268ef\/thumbnail\/1200x630\/650e75a5053dadecbdc4e020aeb0d8f8\/snapshot-2026-04-19t185401-391.jpg)](https:\/\/www.cbsnews.com\/chicago\/news\/loyola-university-medical-center-candlelight-ceremony-honoring-organ-donors-recipients\/?intcid=CNR-01-0623)\n- [Anthropic Doesn’t Decide Our Military’s Rules of Engagement ![ ](https:\/\/substackcdn.com\/image\/fetch\/%24s_!8k0n!,f_auto,q_auto:good,fl_progressive:steep\/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9300b173-259f-4c31-8e0d-ef3115dcc125_1214x683.jpeg)](https:\/\/www.thefp.com\/p\/anthropic-doesnt-decide-our-militarys?utm_source=cbs_news&utm_campaign=cbs_news_recirculation&utm_content=right_rail)\n\nFeatured\n\n[Iran War Coverage](https:\/\/www.cbsnews.com\/us-iran-tensions\/)\n\n[Boston Marathon 2026](https:\/\/www.cbsnews.com\/boston\/live-updates\/boston-marathon-live-updates-race-results-course-map-forecast\/)\n\n[WWE Wrestlemania](https:\/\/www.cbssports.com\/wwe\/news\/wwe-wrestlemania-42-results-2026-night-2-live-updates-winners-grades\/live\/)\n\n[NBA Playoff Bracket](https:\/\/www.cbssports.com\/nba\/news\/2026-nba-playoff-bracket-matchups-schedule\/)\n\nFollow Us On\n\n[YouTube](https:\/\/www.youtube.com\/CBSNews\/)\n\n[Facebook](https:\/\/www.facebook.com\/CBSNews\/)\n\n[Instagram](https:\/\/instagram.com\/cbsnews\/)\n\n[X](https:\/\/x.com\/CBSNews\/)\n\nPrivacy\n\n[Privacy Policy](https:\/\/www.viacomcbsprivacy.com\/policy)\n\n[California Notice](https:\/\/privacy.paramount.com\/en\/policy#additional-information-us-states)\n\n[Your Privacy Choices](https:\/\/www.cbsnews.com\/news\/how-the-fire-movement-is-inspiring-early-retirees\/#onetrust-pc-sdk)\n\n[Terms of Use](https:\/\/legal.paramount.com\/us\/en\/cbsi\/terms-of-use)\n\n[Minors' Privacy Policy](https:\/\/privacy.paramount.com\/childrens)\n\nMore from CBS News\n\n[Newsletters](https:\/\/www.cbsnews.com\/newsletters\/)\n\n[Podcasts](https:\/\/www.cbsnews.com\/podcasts\/)\n\n[Download Our App](https:\/\/www.cbsnews.com\/app\/)\n\n[Brand Studio](https:\/\/www.cbsnews.com\/brandstudio\/)\n\n[Sitemap](https:\/\/www.cbsnews.com\/sitemap\/)\n\nCompany\n\n[About Paramount](https:\/\/www.paramount.com\/about\/)\n\n[Advertise With Paramount](https:\/\/www.paramount.com\/about\/businesses\/advertising)\n\n[Join Our Talent Community](https:\/\/pages.beamery.com\/paramount\/page\/cbsnewsstations)\n\n[Help](https:\/\/help.cbsnews.com\/s\/)\n\n[Feedback](https:\/\/www.cbs.com\/showfeedback\/)\n\n[Contact the Ombudsman](https:\/\/ombudsman.cbsnews.com\/)\n\nCopyright ©2026 CBS Interactive Inc. All rights reserved.\n\nView CBS News In\n\nCBS News App\n\n[Open](https:\/\/www.cbsnews.com\/app\/?ftag=CNM-16-10abd6g&url=https:\/\/www.cbsnews.com\/news\/how-the-fire-movement-is-inspiring-early-retirees\/)\n\nChrome\n\nSafari\n\n[Continue](https:\/\/www.cbsnews.com\/news\/how-the-fire-movement-is-inspiring-early-retirees\/#app)","attrs_readable_markdown":"August 3, 2025 \/ 9:30 AM EDT \/ CBS News\n\n[Add CBS News on Google](https:\/\/www.google.com\/preferences\/source?q=cbsnews.com)\n\nOn a recent Sunday morning, at a Bible camp outside of Gainesville, Florida, Nik Johnson got up to preach, not about hellfire and brimstone, but about a very different fire: Financial Independence, Retire Early (FIRE). \"Ultimately at the end of the day, financial independence really ain't about us,\" he said. \"It's about people that we love and the causes that we care about.\"\n\nThis was Camp FI. Its attendees: retirees and aspiring retirees who looked a little on the young side.\n\nWhen Johnson met his wife, Adinah, some 30 years ago, she knew right away, he was a saver: \"Our first date, he had a coupon,\" she said.\n\n\"I did use a coupon! And I'm not ashamed about it,\" said Nik. \"I knew that if I presented a coupon and she had an issue with it, she was not my soulmate.\"\n\nAdinah's reaction? \"How many other coupons do you have? What's the best deal? Wait a minute, let's see what we could do here!\"\n\nNik worked in software, while Adinah was in higher ed. And despite modest starting salaries, they managed to pay off their home and save \\$1.6 million by consuming less, saving more, and putting 300,000 miles on their beloved minivan, Big Red.\n\n![adinah-and-nik-johnson.jpg ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2025\/08\/02\/e210b01a-2502-4372-ab59-7a376ed25506\/thumbnail\/620x465\/c0fb7ce8c988706c80d6d9a39f7fccec\/adinah-and-nik-johnson.jpg)\n\nFrugality allowed Adinah and Nik Johnson to retire early.   CBS News\n\nNik said, \"I shared this with Adinah: I always wanted to be to the point that when I got to 50 I didn't want to have to work. And so honestly, I didn't exactly know how to achieve that.\"\n\nThen, one day during the pandemic, Nik was poking around on the Internet and discovered the FIRE Movement, which led him to Camp FI – a group of hardcore savers and careful spenders who share tips, tricks and philosophical discourse with basically one goal … to get out of the rat race.\n\nIt's all inspired by Peter Adeney, who blogs under the name Mr. Money Mustache. \"American life is so inefficient,\" he said. \"We're all just kind of following each other, what each other does, and not realizing where all of this time and money is slipping through our hands. So, start doing things that are different from what other people do, would probably be the first piece of advice.\"\n\nAdeney retired at age 30, and turned 50 this year. He said, \"I often think that, because I retired so early, I have lived a lot longer than a normal 50-year-old. Like, I feel like I retired 100 years ago, because I've had so many experiences. It's a great antidote to the usual thing, where people say, 'Life goes by too fast. Then, you miss it.'\n\n\"However, it doesn't solve your happiness problems,\" Adeney said. \"One of my friends who's also a blogger says, like, he still had to confront some demons and some emotional issues. And taking away his job just exposed them more, 'cause he could no longer distract himself from them.\"\n\n![retiree-peter-adeney-aka-mr-money-mustache.jpg ](https:\/\/assets3.cbsnewsstatic.com\/hub\/i\/r\/2025\/08\/02\/b78e3c0c-e82a-461a-9da0-5cb958ec923c\/thumbnail\/620x349\/0e242c79086cfc420ce553c8001c14db\/retiree-peter-adeney-aka-mr-money-mustache.jpg)\n\nPeter Adeney (left), a.k.a. the blogger Mr. Money Mustache, retired at age 30.   CBS News\n\nThe key to saving for retirement, according to Adeney, is to figure out what's important to you – and trim your spending everywhere else.\n\nVicki Robin is a sort of mythical figure in the FIRE Movement. She is the co-author (with Joe Dominguez) of the 1992 personal finance book, \"Your Money or Your Life.\" She said, \"As you start to elaborate what's important to you, you realize, like, 'I'm gonna minimize the amount of money I spend, 'cause that's my life energy.' And there's some formula that arises in your mind of, like, 'The less I spend, the more life I have.'\"\n\n![your-money-or-your-life-cover-penguin-books.jpg ](https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2025\/08\/02\/62ec336b-0fd7-495b-b240-4ea20ade0c22\/thumbnail\/620x949\/696411deaafbb9b5b7add797ea9cfc22\/your-money-or-your-life-cover-penguin-books.jpg)\n\nPenguin Books\n\nRobin's philosophy is less about early retirement and more about asking what is \"enough,\" which differs for everyone. But the consensus of the FIRE Movement is that, to retire, you have to save and invest 25 times your yearly expenses, and then live off of a 4% drawdown each year.\n\nRobin said, \"It's just, 'Okay, how can I have enough for a life that's really happy, but no excess, so that I can liberate my time to do what I find I'm called to do, what I care to do?' And, you know, that evolves over time. I have a little phrase that I've said: I buy my freedom with my frugality every day.\"\n\nA frugality which Nik and Adina Johnson say they are now reaping the rewards of, along with their three children: a life less defined by the \"stuff\" they possess, and more by the freedom they enjoy.\n\nNik said, \"They're gonna always remember this trip to Disney. But they're not gonna remember, you know, that extra pair of tennis shoes I bought my son. My son's not gonna look at me like, 'Hey Dad, remember that blazer you had on? Man, it was awesome!'\"\n\nAsked what these early retirees' day looks like, Adinah replied, \"Well, I have to pick up the kids, and then I have to take my son to football practice. And then whatever grocery shopping I may have needed to do while I was doing this interview, I need to go ahead and get some of that grocery shopping done.\"\n\n\"Doesn't sound like she needs my help for any of that; I'll probably go play golf,\" Nik laughed.\n\nI observed, \"Seems like one of you is more retired than the other one.\"\n\n**For more info:**\n\n- [CampFi](https:\/\/campfi.org\/)\n- [Mr. Money Mustache](https:\/\/www.mrmoneymustache.com\/)\n- [Nik Johnson's Everyday Money Heroes](https:\/\/www.youtube.com\/@Everyday-Money-Heroes)\n- [Relationship Coaching with Nik and Adinah](https:\/\/www.youtube.com\/@relationshipcoachingwithni4517\/search)\n\n*Story produced by Anthony Laudato. Editor: Emanuele Secci.*\n\n**See also:**\n\n- [The 4% annuity rule for retirees](https:\/\/www.cbsnews.com\/news\/what-is-the-4-rule-for-annuities-why-does-it-matter\/)\n- [Gen Xers' poor retirement savings numbers](https:\/\/www.cbsnews.com\/news\/retirement-savings-401k-generation-x\/)\n- [How to plan for your retirement when your spouse won't](https:\/\/www.cbsnews.com\/media\/how-to-plan-for-retirement-when-your-spouse-wont\/)\n- [3 ways seniors can supplement their Social Security now](https:\/\/www.cbsnews.com\/news\/ways-seniors-can-supplement-their-social-security-now\/)\n- [Trump's Social Security plan would hasten insolvency, lead to bigger benefits cuts, analysis finds](https:\/\/www.cbsnews.com\/news\/trump-social-security-plan-crfb-benefits-cut-insolvency\/)\n- [Inside F.I.R.E., millennials' new plan for retiring decades early](https:\/\/www.cbsnews.com\/news\/financial-independence-retire-early-fire-millennials-new-plan-for-retiring-decades-early\/) (\"CBS This Morning\")","meta_canonical":null,"ml_categories_json":"{\"\/Finance\":846,\"\/Finance\/Financial_Planning_and_Management\":773,\"\/Finance\/Financial_Planning_and_Management\/Retirement_and_Pension\":771,\"\/People_and_Society\":308,\"\/People_and_Society\/Seniors_and_Retirement\":307,\"\/News\":200,\"\/News\/Business_News\":181,\"\/Jobs_and_Education\":115}","ml_types_json":"{\"\/Article\":998,\"\/Article\/Story\":619}","ml_intent_types_json":"{\"Informational\":999}","meta_language":"en-us","attrs_author":"Luke  Burbank","attrs_publish_time":1754227834,"attrs_original_publish_time":1754227834,"attrs_is_republished":0,"attrs_nr_words":"1378","attrs_boilerpipe_nr_words":"996","body_ext_links_number":25,"body_int_links_number":107,"meta_nofollow":0,"meta_noarchive":0,"props_was_rendered":0,"src_redirect":"","download_time_msec":179,"download_ttfb_msec":140,"download_size":214714}

3. Robots.txt Check

Query:

Response:

4. Spam/Ban Check

Query:

Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

📄

INDEXABLE

✅

CRAWLED

3 days ago

🤖

ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0.1 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property

Value

URL

https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/

Last Crawled

2026-04-21 12:55:52 (3 days ago)

First Indexed

2025-08-03 13:37:05 (8 months ago)

HTTP Status Code

200

Content

Meta Title

How the FIRE movement is inspiring early retirees - CBS News

Meta Description

Nik and Adinah Johnson, who retired in their forties, are part of FIRE (Financial Independence, Retire Early), a movement that looks at work as a means to an end, and where frugality buys freedom from the rat race.

Meta Canonical

null

Boilerpipe Text

August 3, 2025 / 9:30 AM EDT / CBS News Add CBS News on Google On a recent Sunday morning, at a Bible camp outside of Gainesville, Florida, Nik Johnson got up to preach, not about hellfire and brimstone, but about a very different fire: Financial Independence, Retire Early (FIRE). "Ultimately at the end of the day, financial independence really ain't about us," he said. "It's about people that we love and the causes that we care about." This was Camp FI. Its attendees: retirees and aspiring retirees who looked a little on the young side. When Johnson met his wife, Adinah, some 30 years ago, she knew right away, he was a saver: "Our first date, he had a coupon," she said. "I did use a coupon! And I'm not ashamed about it," said Nik. "I knew that if I presented a coupon and she had an issue with it, she was not my soulmate." Adinah's reaction? "How many other coupons do you have? What's the best deal? Wait a minute, let's see what we could do here!" Nik worked in software, while Adinah was in higher ed. And despite modest starting salaries, they managed to pay off their home and save $1.6 million by consuming less, saving more, and putting 300,000 miles on their beloved minivan, Big Red. Frugality allowed Adinah and Nik Johnson to retire early. CBS News Nik said, "I shared this with Adinah: I always wanted to be to the point that when I got to 50 I didn't want to have to work. And so honestly, I didn't exactly know how to achieve that." Then, one day during the pandemic, Nik was poking around on the Internet and discovered the FIRE Movement, which led him to Camp FI – a group of hardcore savers and careful spenders who share tips, tricks and philosophical discourse with basically one goal … to get out of the rat race. It's all inspired by Peter Adeney, who blogs under the name Mr. Money Mustache. "American life is so inefficient," he said. "We're all just kind of following each other, what each other does, and not realizing where all of this time and money is slipping through our hands. So, start doing things that are different from what other people do, would probably be the first piece of advice." Adeney retired at age 30, and turned 50 this year. He said, "I often think that, because I retired so early, I have lived a lot longer than a normal 50-year-old. Like, I feel like I retired 100 years ago, because I've had so many experiences. It's a great antidote to the usual thing, where people say, 'Life goes by too fast. Then, you miss it.' "However, it doesn't solve your happiness problems," Adeney said. "One of my friends who's also a blogger says, like, he still had to confront some demons and some emotional issues. And taking away his job just exposed them more, 'cause he could no longer distract himself from them." Peter Adeney (left), a.k.a. the blogger Mr. Money Mustache, retired at age 30. CBS News The key to saving for retirement, according to Adeney, is to figure out what's important to you – and trim your spending everywhere else. Vicki Robin is a sort of mythical figure in the FIRE Movement. She is the co-author (with Joe Dominguez) of the 1992 personal finance book, "Your Money or Your Life." She said, "As you start to elaborate what's important to you, you realize, like, 'I'm gonna minimize the amount of money I spend, 'cause that's my life energy.' And there's some formula that arises in your mind of, like, 'The less I spend, the more life I have.'" Penguin Books Robin's philosophy is less about early retirement and more about asking what is "enough," which differs for everyone. But the consensus of the FIRE Movement is that, to retire, you have to save and invest 25 times your yearly expenses, and then live off of a 4% drawdown each year. Robin said, "It's just, 'Okay, how can I have enough for a life that's really happy, but no excess, so that I can liberate my time to do what I find I'm called to do, what I care to do?' And, you know, that evolves over time. I have a little phrase that I've said: I buy my freedom with my frugality every day." A frugality which Nik and Adina Johnson say they are now reaping the rewards of, along with their three children: a life less defined by the "stuff" they possess, and more by the freedom they enjoy. Nik said, "They're gonna always remember this trip to Disney. But they're not gonna remember, you know, that extra pair of tennis shoes I bought my son. My son's not gonna look at me like, 'Hey Dad, remember that blazer you had on? Man, it was awesome!'" Asked what these early retirees' day looks like, Adinah replied, "Well, I have to pick up the kids, and then I have to take my son to football practice. And then whatever grocery shopping I may have needed to do while I was doing this interview, I need to go ahead and get some of that grocery shopping done." "Doesn't sound like she needs my help for any of that; I'll probably go play golf," Nik laughed. I observed, "Seems like one of you is more retired than the other one." For more info: CampFi Mr. Money Mustache Nik Johnson's Everyday Money Heroes Relationship Coaching with Nik and Adinah Story produced by Anthony Laudato. Editor: Emanuele Secci. See also: The 4% annuity rule for retirees Gen Xers' poor retirement savings numbers How to plan for your retirement when your spouse won't 3 ways seniors can supplement their Social Security now Trump's Social Security plan would hasten insolvency, lead to bigger benefits cuts, analysis finds Inside F.I.R.E., millennials' new plan for retiring decades early ("CBS This Morning")

Markdown

- [Latest](https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/) - [U.S.](https://www.cbsnews.com/us/) - [Iran War](https://www.cbsnews.com/live-updates/us-iran-war-trump-ceasefire-pakistan-peace-talks-ultimatum/) - [Louisiana Shooting](https://www.cbsnews.com/news/louisiana-shreveport-mass-shooting-children-dead/) - [World](https://www.cbsnews.com/world/) - [Politics](https://www.cbsnews.com/politics/) - [Entertainment](https://www.cbsnews.com/entertainment/) - [HealthWatch](https://www.cbsnews.com/healthwatch/) - [MoneyWatch](https://www.cbsnews.com/moneywatch/) - [Crime](https://www.cbsnews.com/crime/) - [Space](https://www.cbsnews.com/space/) - [Sports](https://www.cbssports.com/) - [Brand Studio](https://www.cbsnews.com/brandstudio/) - [The Free Press](https://www.thefp.com/?utm_source=cbsnews&utm_medium=global_nav) - [Local News](https://www.cbsnews.com/cbslocal/) - [Atlanta](https://www.cbsnews.com/atlanta/) - [Baltimore](https://www.cbsnews.com/baltimore/) - [Bay Area](https://www.cbsnews.com/sanfrancisco/) - [Boston](https://www.cbsnews.com/boston/) - [Chicago](https://www.cbsnews.com/chicago/) - [Colorado](https://www.cbsnews.com/colorado/) - [Detroit](https://www.cbsnews.com/detroit/) - [Los Angeles](https://www.cbsnews.com/losangeles/) - [Miami](https://www.cbsnews.com/miami/) - [Minnesota](https://www.cbsnews.com/minnesota/) - [New York](https://www.cbsnews.com/newyork/) - [Philadelphia](https://www.cbsnews.com/philadelphia/) - [Pittsburgh](https://www.cbsnews.com/pittsburgh/) - [Sacramento](https://www.cbsnews.com/sacramento/) - [Texas](https://www.cbsnews.com/texas/) - [Live](https://www.cbsnews.com/live/) - [CBS News 24/7](https://www.cbsnews.com/live/) - [Baltimore](https://www.cbsnews.com/baltimore/live/) - [Bay Area](https://www.cbsnews.com/sanfrancisco/live/) - [Boston](https://www.cbsnews.com/boston/live/) - [Chicago](https://www.cbsnews.com/chicago/live/) - [Colorado](https://www.cbsnews.com/colorado/live/) - [Detroit](https://www.cbsnews.com/detroit/live/) - [Los Angeles](https://www.cbsnews.com/losangeles/live/) - [Miami](https://www.cbsnews.com/miami/live/) - [Minnesota](https://www.cbsnews.com/minnesota/live/) - [New York](https://www.cbsnews.com/newyork/live/) - [Philadelphia](https://www.cbsnews.com/philadelphia/live/) - [Pittsburgh](https://www.cbsnews.com/pittsburgh/live/) - [Sacramento](https://www.cbsnews.com/sacramento/live/) - [Texas](https://www.cbsnews.com/texas/live/) - [48 Hours](https://www.cbsnews.com/live/48-hours/) - [60 Minutes](https://www.cbsnews.com/live/60-minutes/) - [Shows](https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/) - [48 Hours](https://www.cbsnews.com/48-hours/) - [60 Minutes](https://www.cbsnews.com/60-minutes/) - [CBS Evening News](https://www.cbsnews.com/evening-news/) - [CBS Mornings](https://www.cbsnews.com/cbs-mornings/) - [CBS Morning News](https://www.cbsnews.com/cbs-news-mornings/) - [CBS Reports](https://www.cbsnews.com/cbs-reports/) - [CBS Saturday Morning](https://www.cbsnews.com/cbs-mornings/saturday/) - [The Daily Report](https://www.cbsnews.com/the-daily-report/) - [The Dish](https://www.cbsnews.com/the-dish/) - [Face the Nation](https://www.cbsnews.com/face-the-nation/) - [Sunday Morning](https://www.cbsnews.com/sunday-morning/) - [The Takeout](https://www.cbsnews.com/the-takeout/) - [Things That Matter](https://www.cbsnews.com/things-that-matter/) - [The Uplift](https://www.cbsnews.com/uplift/) - - [CBS News Investigates](https://www.cbsnews.com/cbs-investigates/) - [CBS News Confirmed](https://www.cbsnews.com/cbs-news-confirmed/) - [Podcasts](https://www.cbsnews.com/podcasts/) - [Newsletters](https://www.cbsnews.com/newsletters/) - [Download Our App](https://www.cbsnews.com/app/?ftag=CNM-16-10abd6g) - [CBS News Team](https://www.cbsnews.com/team/) - [Executive Team](https://www.cbsnews.com/executive-team/) - [Brand Studio](https://www.cbsnews.com/brandstudio/) - [Paramount+](https://www.paramountplus.com/news/?ftag=PPM-06-10ahi1b) - [Join Our Talent Community](https://pages.beamery.com/paramount/page/cbsnewsstations) - [RSS Feeds](https://www.cbsnews.com/rss/) - [Sunday Morning](https://www.cbsnews.com/sunday-morning/) - \| - [Arts](https://www.cbsnews.com/sunday-morning/arts/) - [Books](https://www.cbsnews.com/sunday-morning/books/) - [Commentaries](https://www.cbsnews.com/sunday-morning/commentaries/) - [Profiles](https://www.cbsnews.com/sunday-morning/profiles/) - [Nature](https://www.cbsnews.com/sunday-morning/nature/) - [Archives](https://www.cbsnews.com/sunday-morning/archives/) [Watch CBS News](https://www.cbsnews.com/live/) [Sunday Morning](https://www.cbsnews.com/sunday-morning/?ftag=CNM-16-10abg0d) # How the FIRE movement is inspiring early retirees By Luke Burbank August 3, 2025 / 9:30 AM EDT / CBS News [Add CBS News on Google](https://www.google.com/preferences/source?q=cbsnews.com) On a recent Sunday morning, at a Bible camp outside of Gainesville, Florida, Nik Johnson got up to preach, not about hellfire and brimstone, but about a very different fire: Financial Independence, Retire Early (FIRE). "Ultimately at the end of the day, financial independence really ain't about us," he said. "It's about people that we love and the causes that we care about." This was Camp FI. Its attendees: retirees and aspiring retirees who looked a little on the young side. When Johnson met his wife, Adinah, some 30 years ago, she knew right away, he was a saver: "Our first date, he had a coupon," she said. "I did use a coupon! And I'm not ashamed about it," said Nik. "I knew that if I presented a coupon and she had an issue with it, she was not my soulmate." Adinah's reaction? "How many other coupons do you have? What's the best deal? Wait a minute, let's see what we could do here!" Nik worked in software, while Adinah was in higher ed. And despite modest starting salaries, they managed to pay off their home and save \$1.6 million by consuming less, saving more, and putting 300,000 miles on their beloved minivan, Big Red. ![adinah-and-nik-johnson.jpg ](https://assets2.cbsnewsstatic.com/hub/i/r/2025/08/02/e210b01a-2502-4372-ab59-7a376ed25506/thumbnail/620x465/c0fb7ce8c988706c80d6d9a39f7fccec/adinah-and-nik-johnson.jpg) Frugality allowed Adinah and Nik Johnson to retire early. CBS News Nik said, "I shared this with Adinah: I always wanted to be to the point that when I got to 50 I didn't want to have to work. And so honestly, I didn't exactly know how to achieve that." Then, one day during the pandemic, Nik was poking around on the Internet and discovered the FIRE Movement, which led him to Camp FI – a group of hardcore savers and careful spenders who share tips, tricks and philosophical discourse with basically one goal … to get out of the rat race. It's all inspired by Peter Adeney, who blogs under the name Mr. Money Mustache. "American life is so inefficient," he said. "We're all just kind of following each other, what each other does, and not realizing where all of this time and money is slipping through our hands. So, start doing things that are different from what other people do, would probably be the first piece of advice." Adeney retired at age 30, and turned 50 this year. He said, "I often think that, because I retired so early, I have lived a lot longer than a normal 50-year-old. Like, I feel like I retired 100 years ago, because I've had so many experiences. It's a great antidote to the usual thing, where people say, 'Life goes by too fast. Then, you miss it.' "However, it doesn't solve your happiness problems," Adeney said. "One of my friends who's also a blogger says, like, he still had to confront some demons and some emotional issues. And taking away his job just exposed them more, 'cause he could no longer distract himself from them." ![retiree-peter-adeney-aka-mr-money-mustache.jpg ](https://assets3.cbsnewsstatic.com/hub/i/r/2025/08/02/b78e3c0c-e82a-461a-9da0-5cb958ec923c/thumbnail/620x349/0e242c79086cfc420ce553c8001c14db/retiree-peter-adeney-aka-mr-money-mustache.jpg) Peter Adeney (left), a.k.a. the blogger Mr. Money Mustache, retired at age 30. CBS News The key to saving for retirement, according to Adeney, is to figure out what's important to you – and trim your spending everywhere else. Vicki Robin is a sort of mythical figure in the FIRE Movement. She is the co-author (with Joe Dominguez) of the 1992 personal finance book, "Your Money or Your Life." She said, "As you start to elaborate what's important to you, you realize, like, 'I'm gonna minimize the amount of money I spend, 'cause that's my life energy.' And there's some formula that arises in your mind of, like, 'The less I spend, the more life I have.'" ![your-money-or-your-life-cover-penguin-books.jpg ](https://assets2.cbsnewsstatic.com/hub/i/r/2025/08/02/62ec336b-0fd7-495b-b240-4ea20ade0c22/thumbnail/620x949/696411deaafbb9b5b7add797ea9cfc22/your-money-or-your-life-cover-penguin-books.jpg) Penguin Books Robin's philosophy is less about early retirement and more about asking what is "enough," which differs for everyone. But the consensus of the FIRE Movement is that, to retire, you have to save and invest 25 times your yearly expenses, and then live off of a 4% drawdown each year. Robin said, "It's just, 'Okay, how can I have enough for a life that's really happy, but no excess, so that I can liberate my time to do what I find I'm called to do, what I care to do?' And, you know, that evolves over time. I have a little phrase that I've said: I buy my freedom with my frugality every day." A frugality which Nik and Adina Johnson say they are now reaping the rewards of, along with their three children: a life less defined by the "stuff" they possess, and more by the freedom they enjoy. Nik said, "They're gonna always remember this trip to Disney. But they're not gonna remember, you know, that extra pair of tennis shoes I bought my son. My son's not gonna look at me like, 'Hey Dad, remember that blazer you had on? Man, it was awesome!'" Asked what these early retirees' day looks like, Adinah replied, "Well, I have to pick up the kids, and then I have to take my son to football practice. And then whatever grocery shopping I may have needed to do while I was doing this interview, I need to go ahead and get some of that grocery shopping done." "Doesn't sound like she needs my help for any of that; I'll probably go play golf," Nik laughed. I observed, "Seems like one of you is more retired than the other one." **For more info:** - [CampFi](https://campfi.org/) - [Mr. Money Mustache](https://www.mrmoneymustache.com/) - [Nik Johnson's Everyday Money Heroes](https://www.youtube.com/@Everyday-Money-Heroes) - [Relationship Coaching with Nik and Adinah](https://www.youtube.com/@relationshipcoachingwithni4517/search) *Story produced by Anthony Laudato. Editor: Emanuele Secci.* **See also:** - [The 4% annuity rule for retirees](https://www.cbsnews.com/news/what-is-the-4-rule-for-annuities-why-does-it-matter/) - [Gen Xers' poor retirement savings numbers](https://www.cbsnews.com/news/retirement-savings-401k-generation-x/) - [How to plan for your retirement when your spouse won't](https://www.cbsnews.com/media/how-to-plan-for-retirement-when-your-spouse-wont/) - [3 ways seniors can supplement their Social Security now](https://www.cbsnews.com/news/ways-seniors-can-supplement-their-social-security-now/) - [Trump's Social Security plan would hasten insolvency, lead to bigger benefits cuts, analysis finds](https://www.cbsnews.com/news/trump-social-security-plan-crfb-benefits-cut-insolvency/) - [Inside F.I.R.E., millennials' new plan for retiring decades early](https://www.cbsnews.com/news/financial-independence-retire-early-fire-millennials-new-plan-for-retiring-decades-early/) ("CBS This Morning") ### A Rich Retirement [More](https://www.cbsnews.com/feature/a-rich-retirement/?intcid=CNI-00-10aaa3a) - ["Sunday Morning" Retirement Guide ![American currency and an egg with '401K' on it ](https://assets1.cbsnewsstatic.com/hub/i/r/2022/09/21/2e8e3e11-1564-4c0e-bad5-f758a88cb34a/thumbnail/96x96/4e076390af4d3ab85cb9b044daf5cadd/gettyimages-91509203.jpg)](https://www.cbsnews.com/news/sunday-morning-retirement-guide/?intcid=CNI-00-10aaa3a) - [Millions of Gen-Xers have almost nothing saved for retirement ![how-gold-ira-can-provide-retirement-income.jpg ](https://assets2.cbsnewsstatic.com/hub/i/r/2023/04/20/c466782f-21ca-415b-bb00-0dc2a5be4145/thumbnail/96x96/e699e6f0a08c23a66b67fd44a631be41/how-gold-ira-can-provide-retirement-income.jpg)](https://www.cbsnews.com/news/retirement-savings-401k-generation-x/?intcid=CNI-00-10aaa3a) - [How to create a well-rounded estate plan ![Ballpoint Pen Resting On Living Trust Documents ](https://assets2.cbsnewsstatic.com/hub/i/r/2021/08/11/403adbab-3399-4102-909d-8f9aea9c351d/thumbnail/96x96/0b025e7c50e09417639f1b34d53d9bf2/gettyimages-1207528742.jpg)](https://www.cbsnews.com/news/estate-planning-how-to-create/?intcid=CNI-00-10aaa3a) - [How to maximize your retirement savings goals ![cbsn-fusion-how-to-maximize-your-retirement-savings-goals-thumbnail-698787-640x360.jpg ](https://assets2.cbsnewsstatic.com/hub/i/r/2021/04/22/cdaccaf6-4571-444d-ae3d-dd048acca322/thumbnail/96x96/04c26c79448a0b2426c3b58149362a66/cbsn-fusion-how-to-maximize-your-retirement-savings-goals-thumbnail-698787-640x360.jpg)](https://www.cbsnews.com/video/how-to-maximize-your-retirement-savings-goals/?intcid=CNI-00-10aaa3a) - [Get your retirement planning back on track ![0821-cbsn-spon-retirementplanning-533876-640x360.jpg ](https://assets2.cbsnewsstatic.com/hub/i/r/2020/08/21/a3eb7196-44b1-4ef9-90d6-73ae6cbe8fdc/thumbnail/96x96/a26f9de6969cc89393b7f059941e8c26/0821-cbsn-spon-retirementplanning-533876-640x360.jpg)](https://www.cbsnews.com/video/how-to-get-your-retirement-planning-back-on-track/?intcid=CNI-00-10aaa3a) ### Go deeper with The Free Press - [Anthropic Doesn’t Decide Our Military’s Rules of Engagement ![ ](https://substackcdn.com/image/fetch/%24s_!8k0n!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9300b173-259f-4c31-8e0d-ef3115dcc125_1214x683.jpeg)](https://www.thefp.com/p/anthropic-doesnt-decide-our-militarys?utm_source=cbs_news&utm_campaign=cbs_news_recirculation&utm_content=bottom_page) - [I Went Undercover in France’s Anti-Israel Movement ![ ](https://substackcdn.com/image/fetch/%24s_!Eo77!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1583828e-f1bc-42c7-9a84-ef432ce0911e_8641x5751.jpeg)](https://www.thefp.com/p/i-went-undercover-in-frances-anti?utm_source=cbs_news&utm_campaign=cbs_news_recirculation&utm_content=bottom_page) © 2025 CBS Interactive Inc. All Rights Reserved. How the FIRE movement is inspiring early retirees [How the FIRE movement is inspiring early retirees 05:08](https://www.cbsnews.com/video/how-the-fire-movement-is-inspiring-early-retirees/) #### How the FIRE movement is inspiring early retirees (05:08) - [Mother, 6 children die in Central Pa. house explosion, state police say ![ ](https://assets1.cbsnewsstatic.com/hub/i/r/2025/02/06/6b297241-cf82-41cb-82b8-a53452c0f93e/thumbnail/1200x630/2174f607a7f441483024b860e1a21ce7/fire-generic.jpg)](https://www.cbsnews.com/philadelphia/news/clinton-county-pa-house-explosion-fire/?intcid=CNR-01-0623) - [Frost advisory issued for Sunday morning; freeze watch for Sunday night ![ ](https://assets3.cbsnewsstatic.com/hub/i/r/2026/04/18/93b99b5b-f8f5-4531-bf20-5e054bd3c290/thumbnail/1200x630/7890d54a4b6ab520002bcc42dd4acd73/freeze-alerts-0418.jpg)](https://www.cbsnews.com/detroit/news/frost-advisory-southeast-michigan-freeze-watch-april-19/?intcid=CNR-01-0623) - [Loyola University Medical Center holds ceremony honoring organ donors, recipients ![ ](https://assets1.cbsnewsstatic.com/hub/i/r/2026/04/19/8be8af1e-e83f-48b5-a05d-10cba0e268ef/thumbnail/1200x630/650e75a5053dadecbdc4e020aeb0d8f8/snapshot-2026-04-19t185401-391.jpg)](https://www.cbsnews.com/chicago/news/loyola-university-medical-center-candlelight-ceremony-honoring-organ-donors-recipients/?intcid=CNR-01-0623) - [Anthropic Doesn’t Decide Our Military’s Rules of Engagement ![ ](https://substackcdn.com/image/fetch/%24s_!8k0n!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9300b173-259f-4c31-8e0d-ef3115dcc125_1214x683.jpeg)](https://www.thefp.com/p/anthropic-doesnt-decide-our-militarys?utm_source=cbs_news&utm_campaign=cbs_news_recirculation&utm_content=right_rail) Featured [Iran War Coverage](https://www.cbsnews.com/us-iran-tensions/) [Boston Marathon 2026](https://www.cbsnews.com/boston/live-updates/boston-marathon-live-updates-race-results-course-map-forecast/) [WWE Wrestlemania](https://www.cbssports.com/wwe/news/wwe-wrestlemania-42-results-2026-night-2-live-updates-winners-grades/live/) [NBA Playoff Bracket](https://www.cbssports.com/nba/news/2026-nba-playoff-bracket-matchups-schedule/) Follow Us On [YouTube](https://www.youtube.com/CBSNews/) [Facebook](https://www.facebook.com/CBSNews/) [Instagram](https://instagram.com/cbsnews/) [X](https://x.com/CBSNews/) Privacy [Privacy Policy](https://www.viacomcbsprivacy.com/policy) [California Notice](https://privacy.paramount.com/en/policy#additional-information-us-states) [Your Privacy Choices](https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/#onetrust-pc-sdk) [Terms of Use](https://legal.paramount.com/us/en/cbsi/terms-of-use) [Minors' Privacy Policy](https://privacy.paramount.com/childrens) More from CBS News [Newsletters](https://www.cbsnews.com/newsletters/) [Podcasts](https://www.cbsnews.com/podcasts/) [Download Our App](https://www.cbsnews.com/app/) [Brand Studio](https://www.cbsnews.com/brandstudio/) [Sitemap](https://www.cbsnews.com/sitemap/) Company [About Paramount](https://www.paramount.com/about/) [Advertise With Paramount](https://www.paramount.com/about/businesses/advertising) [Join Our Talent Community](https://pages.beamery.com/paramount/page/cbsnewsstations) [Help](https://help.cbsnews.com/s/) [Feedback](https://www.cbs.com/showfeedback/) [Contact the Ombudsman](https://ombudsman.cbsnews.com/) Copyright ©2026 CBS Interactive Inc. All rights reserved. View CBS News In CBS News App [Open](https://www.cbsnews.com/app/?ftag=CNM-16-10abd6g&url=https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/) Chrome Safari [Continue](https://www.cbsnews.com/news/how-the-fire-movement-is-inspiring-early-retirees/#app)

Readable Markdown

August 3, 2025 / 9:30 AM EDT / CBS News [Add CBS News on Google](https://www.google.com/preferences/source?q=cbsnews.com) On a recent Sunday morning, at a Bible camp outside of Gainesville, Florida, Nik Johnson got up to preach, not about hellfire and brimstone, but about a very different fire: Financial Independence, Retire Early (FIRE). "Ultimately at the end of the day, financial independence really ain't about us," he said. "It's about people that we love and the causes that we care about." This was Camp FI. Its attendees: retirees and aspiring retirees who looked a little on the young side. When Johnson met his wife, Adinah, some 30 years ago, she knew right away, he was a saver: "Our first date, he had a coupon," she said. "I did use a coupon! And I'm not ashamed about it," said Nik. "I knew that if I presented a coupon and she had an issue with it, she was not my soulmate." Adinah's reaction? "How many other coupons do you have? What's the best deal? Wait a minute, let's see what we could do here!" Nik worked in software, while Adinah was in higher ed. And despite modest starting salaries, they managed to pay off their home and save \$1.6 million by consuming less, saving more, and putting 300,000 miles on their beloved minivan, Big Red. ![adinah-and-nik-johnson.jpg ](https://assets2.cbsnewsstatic.com/hub/i/r/2025/08/02/e210b01a-2502-4372-ab59-7a376ed25506/thumbnail/620x465/c0fb7ce8c988706c80d6d9a39f7fccec/adinah-and-nik-johnson.jpg) Frugality allowed Adinah and Nik Johnson to retire early. CBS News Nik said, "I shared this with Adinah: I always wanted to be to the point that when I got to 50 I didn't want to have to work. And so honestly, I didn't exactly know how to achieve that." Then, one day during the pandemic, Nik was poking around on the Internet and discovered the FIRE Movement, which led him to Camp FI – a group of hardcore savers and careful spenders who share tips, tricks and philosophical discourse with basically one goal … to get out of the rat race. It's all inspired by Peter Adeney, who blogs under the name Mr. Money Mustache. "American life is so inefficient," he said. "We're all just kind of following each other, what each other does, and not realizing where all of this time and money is slipping through our hands. So, start doing things that are different from what other people do, would probably be the first piece of advice." Adeney retired at age 30, and turned 50 this year. He said, "I often think that, because I retired so early, I have lived a lot longer than a normal 50-year-old. Like, I feel like I retired 100 years ago, because I've had so many experiences. It's a great antidote to the usual thing, where people say, 'Life goes by too fast. Then, you miss it.' "However, it doesn't solve your happiness problems," Adeney said. "One of my friends who's also a blogger says, like, he still had to confront some demons and some emotional issues. And taking away his job just exposed them more, 'cause he could no longer distract himself from them." ![retiree-peter-adeney-aka-mr-money-mustache.jpg ](https://assets3.cbsnewsstatic.com/hub/i/r/2025/08/02/b78e3c0c-e82a-461a-9da0-5cb958ec923c/thumbnail/620x349/0e242c79086cfc420ce553c8001c14db/retiree-peter-adeney-aka-mr-money-mustache.jpg) Peter Adeney (left), a.k.a. the blogger Mr. Money Mustache, retired at age 30. CBS News The key to saving for retirement, according to Adeney, is to figure out what's important to you – and trim your spending everywhere else. Vicki Robin is a sort of mythical figure in the FIRE Movement. She is the co-author (with Joe Dominguez) of the 1992 personal finance book, "Your Money or Your Life." She said, "As you start to elaborate what's important to you, you realize, like, 'I'm gonna minimize the amount of money I spend, 'cause that's my life energy.' And there's some formula that arises in your mind of, like, 'The less I spend, the more life I have.'" ![your-money-or-your-life-cover-penguin-books.jpg ](https://assets2.cbsnewsstatic.com/hub/i/r/2025/08/02/62ec336b-0fd7-495b-b240-4ea20ade0c22/thumbnail/620x949/696411deaafbb9b5b7add797ea9cfc22/your-money-or-your-life-cover-penguin-books.jpg) Penguin Books Robin's philosophy is less about early retirement and more about asking what is "enough," which differs for everyone. But the consensus of the FIRE Movement is that, to retire, you have to save and invest 25 times your yearly expenses, and then live off of a 4% drawdown each year. Robin said, "It's just, 'Okay, how can I have enough for a life that's really happy, but no excess, so that I can liberate my time to do what I find I'm called to do, what I care to do?' And, you know, that evolves over time. I have a little phrase that I've said: I buy my freedom with my frugality every day." A frugality which Nik and Adina Johnson say they are now reaping the rewards of, along with their three children: a life less defined by the "stuff" they possess, and more by the freedom they enjoy. Nik said, "They're gonna always remember this trip to Disney. But they're not gonna remember, you know, that extra pair of tennis shoes I bought my son. My son's not gonna look at me like, 'Hey Dad, remember that blazer you had on? Man, it was awesome!'" Asked what these early retirees' day looks like, Adinah replied, "Well, I have to pick up the kids, and then I have to take my son to football practice. And then whatever grocery shopping I may have needed to do while I was doing this interview, I need to go ahead and get some of that grocery shopping done." "Doesn't sound like she needs my help for any of that; I'll probably go play golf," Nik laughed. I observed, "Seems like one of you is more retired than the other one." **For more info:** - [CampFi](https://campfi.org/) - [Mr. Money Mustache](https://www.mrmoneymustache.com/) - [Nik Johnson's Everyday Money Heroes](https://www.youtube.com/@Everyday-Money-Heroes) - [Relationship Coaching with Nik and Adinah](https://www.youtube.com/@relationshipcoachingwithni4517/search) *Story produced by Anthony Laudato. Editor: Emanuele Secci.* **See also:** - [The 4% annuity rule for retirees](https://www.cbsnews.com/news/what-is-the-4-rule-for-annuities-why-does-it-matter/) - [Gen Xers' poor retirement savings numbers](https://www.cbsnews.com/news/retirement-savings-401k-generation-x/) - [How to plan for your retirement when your spouse won't](https://www.cbsnews.com/media/how-to-plan-for-retirement-when-your-spouse-wont/) - [3 ways seniors can supplement their Social Security now](https://www.cbsnews.com/news/ways-seniors-can-supplement-their-social-security-now/) - [Trump's Social Security plan would hasten insolvency, lead to bigger benefits cuts, analysis finds](https://www.cbsnews.com/news/trump-social-security-plan-crfb-benefits-cut-insolvency/) - [Inside F.I.R.E., millennials' new plan for retiring decades early](https://www.cbsnews.com/news/financial-independence-retire-early-fire-millennials-new-plan-for-retiring-decades-early/) ("CBS This Morning")

ML Classification

ML Categories

/Finance		84.6%
/Finance/Financial_Planning_and_Management		77.3%
/Finance/Financial_Planning_and_Management/Retirement_and_Pension		77.1%
/People_and_Society		30.8%
/People_and_Society/Seniors_and_Retirement		30.7%
/News		20.0%
/News/Business_News		18.1%
/Jobs_and_Education		11.5%

Raw JSON

{
    "/Finance": 846,
    "/Finance/Financial_Planning_and_Management": 773,
    "/Finance/Financial_Planning_and_Management/Retirement_and_Pension": 771,
    "/People_and_Society": 308,
    "/People_and_Society/Seniors_and_Retirement": 307,
    "/News": 200,
    "/News/Business_News": 181,
    "/Jobs_and_Education": 115
}

ML Page Types

/Article		99.8%
/Article/Story		61.9%

Raw JSON

{
    "/Article": 998,
    "/Article/Story": 619
}

ML Intent Types

Informational

99.9%

Raw JSON

{
    "Informational": 999
}

Content Metadata

Language

en-us

Author

Luke Burbank

Publish Time

2025-08-03 13:30:34 (8 months ago)

Original Publish Time

2025-08-03 13:30:34 (8 months ago)

Republished

Word Count (Total)

1,378

Word Count (Content)

996

Links

External Links

Internal Links

107

Technical SEO

Meta Nofollow

Meta Noarchive

JS Rendered

Redirect Target

null

Performance

Download Time (ms)

179

TTFB (ms)

140

Download Size (bytes)

214,714

Shard

143 (laksa)

Root Hash

10008871826360721943

Unparsed URL

com,cbsnews!www,/news/how-the-fire-movement-is-inspiring-early-retirees/ s443