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Used car buying, financing, and warranty FAQ
Buying
How do I buy a car?
Car buying involves several steps that include researching vehicles, browsing inventory, securing financing and negotiating. In order to purchase the right car for you at a fair price, you should first know the type of car you want and how much you want to spend on it. From there, you'll need to identify models that fit your budget and preferences, then search inventory for potential options. After that, it's wise to secure financing prior to visiting the dealership. You'll then need to inspect the car, test drive it and negotiate the sale.
What car should I buy?
The right car for you depends on many factors, including your wants, needs, lifestyle and budget. After taking time to think about these areas, we can help you identify models that work for you.
When is the best time to buy a car
Shoppers looking for the best deal on a new car are typically advised to wait until the end of the year when automakers offer their most generous incentives. Additionally, automakers usually offer deals around
Memorial Day
,
4th of July
,
Labor Day
and
Black Friday
. However, the ongoing inventory shortage and supply chain issues have forced automakers to scale back on incentives in recent months.
How many miles is too many for a used car?
Depending on who you ask, the average miles driven per year is 10,000 to 15,000, with around 12,000 the most common measurement. What's more important, though, is knowing how well the car has been maintained so that you can estimate how many miles it has left.
What should I look for when buying a car?
There are some basic checks and tests you can perform on a used car that should help you identify whether it has certain problems. Some tasks you can perform yourself include reading the vehicle history, looking at the title, checking for rust or frame damage, inspecting fluids, looking for dashboard warning lights, testing various features and looking over its maintenance history. It's also recommended to have a trusted mechanic perform an inspection before you buy the car.
Financing & leasing
Can you lease a used car?
Most dealers don't offer leasing on used cars, but used cars that were leased when new and are now for sale provide some benefits, such as good condition and low miles.
How do I finance a used car?
Using the dealership's lender is convenient, but it's best to shop around at banks and credit unions ahead of time so you'll know whose rate is best when you're at a dealership. This research may take a few days but can be well worth the time.
Are loan rates higher for used cars?
Yes, loan rates are higher overall for used versus new cars, but they may be better if the car is factory-certified pre-owned because manufacturers may offer attractive interest rates to promote CPO sales. Before financing with a dealer, bank, or credit union, check the national average interest rates for used cars at
Bankrate.com
.
How do I know if I can afford the payments?
You can estimate your payments here using
Cars.com's finance calculators
. You should have a down payment of at least 20%; financing lasting no longer than four years; and a principal, interest and insurance total not exceeding 10% of your gross household income.
Warranty
Are extended warranties worth the money?
Extended warranties
offer peace of mind, but apart from the coverage included with factory-certified pre-owned cars, additional plans come with a price that studies have shown to be higher than the benefits you can claim in repairs.
What warranty comes with a used car?
Initial warranties are limited by the miles and age of a car, so if the car has higher miles, original warranties may no longer apply. Also note that warranties don't always transfer to subsequent buyers. Check the vehicle manufacturer's specifications for warranty limits.
What is a bumper-to-bumper warranty and what does it cover?
Often called a basic warranty or new-vehicle warranty, a bumper-to-bumper policy covers components such as air conditioning, audio systems, vehicle sensors, fuel systems, and major electrical components. Most policies exclude regular maintenance such as fluid top-offs and oil changes, but a growing number of brands have separate free-maintenance provisions. Bumper-to-bumper warranties typically expire faster than powertrain warranties. Terms are typically three years or 36,000 miles, although some have terms as high as six years or 60,000 miles. Check the vehicle manufacturer's specifications for bumper-to-bumper warranty limits.
Certified used cars
What does CPO mean?
A certified pre-owned or CPO car has been inspected to meet minimum quality standards and typically includes some type of warranty. While dealers and third parties certify cars, the gold standard is an automaker-certified vehicle that provides a factory-backed warranty, often extending the original coverage. Vehicles must be in excellent condition and have low miles and wear to be certified, which is why off-lease vehicles feed many CPO programs. |
| Markdown | Opens in new window
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## Cars for Sale
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- 
Featured Guide
[Should I Buy a New, Used or Certified Pre-Owned Car?](https://www.cars.com/articles/first-time-buyers-new-used-or-certified-pre-owned-1420680432617/)
- 
Featured Guide
[First-Time Buyers: How Much Should I Spend on My Car?](https://www.cars.com/articles/firsttimebuyers-how-much-should-i-spend-on-my-car-1420668844892/)
## Selling Resources
- [Sell Your Car](https://www.cars.com/sell/)
- [Track Your Car's Value](https://www.cars.com/profile/your-garage/)
- [How to Sell Your Car](https://www.cars.com/articles/how-to-sell-a-car-privately-456237/)
- 
Featured Guide
[How to Sell Your Used Car](https://www.cars.com/sell/how-to/)
## Tools
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## Expert Picks
- [Best EVs & Hybrids](https://www.cars.com/research/best-electric-and-hybrid-cars/)
- [Best Pickup Trucks](https://www.cars.com/research/truck/)
- [Best Cars Under \$20K](https://www.cars.com/research/best-cheap-cars/)
- [2026 Best Car Awards](https://www.cars.com/awards/)
- [American-Made Cars](https://www.cars.com/american-made-index/)
- 
Featured Guide
[Here Are the 10 Cheapest New Cars You Can Buy Right Now](https://www.cars.com/articles/here-are-the-10-cheapest-new-cars-you-can-buy-right-now-421309/)
- 
Featured Guide
[Car Seat Check](https://www.cars.com/news/car-seat-check/)
## Financing Resources
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- 
Featured Guide
[How Do You Get Preapproved for a Car Loan? And Why You Should](https://www.cars.com/articles/how-to-get-preapproved-for-a-car-loan-and-why-you-should-441339/)
- 
Featured Guide
[How to Use New-Car Incentives, Rebates and Finance Deals](https://www.cars.com/articles/how-to-use-new-car-incentives-rebates-and-finance-deals-1420681108200/)
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- [Certified Pre-Owned Cars](https://www.cars.com/shopping/certified-preowned/)
- [Cars for Sale by Owner](https://www.cars.com/shopping/for-sale-by-owner/)
## Popular Categories
- [Trucks](https://www.cars.com/shopping/truck/)
- [SUVs](https://www.cars.com/shopping/suv/)
- [Electric Cars](https://www.cars.com/shopping/electric/)
- [Hybrid Cars](https://www.cars.com/shopping/hybrid/)
- [Cheap Cars](https://www.cars.com/shopping/cheap/)
## Buyer Resources
- [Explore New Models](https://www.cars.com/new-cars/)
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- [Compare Cars](https://www.cars.com/research/compare/)
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- 
Featured Guide
[Should I Buy a New, Used or Certified Pre-Owned Car?](https://www.cars.com/articles/first-time-buyers-new-used-or-certified-pre-owned-1420680432617/)
- 
Featured Guide
[First-Time Buyers: How Much Should I Spend on My Car?](https://www.cars.com/articles/firsttimebuyers-how-much-should-i-spend-on-my-car-1420668844892/)
- Sell
## Selling Resources
- [Sell Your Car](https://www.cars.com/sell/)
- [Track Your Car's Value](https://www.cars.com/profile/your-garage/)
- [How to Sell Your Car](https://www.cars.com/articles/how-to-sell-a-car-privately-456237/)
- 
Featured Guide
[How to Sell Your Used Car](https://www.cars.com/sell/how-to/)
- Research
## Tools
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## Resources
- [Expert Car Reviews](https://www.cars.com/news/expert-reviews/)
- [Consumer Car Reviews](https://www.cars.com/reviews/)
- [News](https://www.cars.com/news/)
- [Videos](https://www.cars.com/videos/)
- [How to Sell Your Car](https://www.cars.com/articles/how-to-sell-a-car-privately-456237/)
## Expert Picks
- [Best EVs & Hybrids](https://www.cars.com/research/best-electric-and-hybrid-cars/)
- [Best Pickup Trucks](https://www.cars.com/research/truck/)
- [Best Cars Under \$20K](https://www.cars.com/research/best-cheap-cars/)
- [2026 Best Car Awards](https://www.cars.com/awards/)
- [American-Made Cars](https://www.cars.com/american-made-index/)
- 
Featured Guide
[Here Are the 10 Cheapest New Cars You Can Buy Right Now](https://www.cars.com/articles/here-are-the-10-cheapest-new-cars-you-can-buy-right-now-421309/)
- 
Featured Guide
[Car Seat Check](https://www.cars.com/news/car-seat-check/)
- Finance
## Financing Resources
- [All Financing](https://www.cars.com/finance/)
- [Get Prequalified for a Loan](https://www.cars.com/prequalify/)
- [Car Payment Calculator](https://www.cars.com/car-loan-calculator/)
- [Your Financing](https://www.cars.com/profile/financing/)
- 
Featured Guide
[How Do You Get Preapproved for a Car Loan? And Why You Should](https://www.cars.com/articles/how-to-get-preapproved-for-a-car-loan-and-why-you-should-441339/)
- 
Featured Guide
[How to Use New-Car Incentives, Rebates and Finance Deals](https://www.cars.com/articles/how-to-use-new-car-incentives-rebates-and-finance-deals-1420681108200/)
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- [Triumph](https://www.cars.com/shopping/triumph/)
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- [Volkswagen](https://www.cars.com/shopping/volkswagen/)
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### Car body styles
- ##### Coupes & sedans
- [Sedan](https://www.cars.com/shopping/sedan/)
- [Convertible](https://www.cars.com/shopping/convertible/)
- [Coupe](https://www.cars.com/shopping/coupe/)
- ##### Pickup trucks
- [Truck](https://www.cars.com/shopping/truck/)
- [Regular cab truck](https://www.cars.com/shopping/truck/regular_cab/)
- [Crew cab truck](https://www.cars.com/shopping/truck/crew_cab/)
- [Extended cab truck](https://www.cars.com/shopping/truck/extended_cab/)
- ##### Vans & minivans
- [Minivan](https://www.cars.com/shopping/minivan/)
- [Cargo van](https://www.cars.com/shopping/cargo_van/)
- [Passenger van](https://www.cars.com/shopping/passenger_van/)
- ##### SUVs & crossovers
- [SUV](https://www.cars.com/shopping/suv/)
- [Wagon](https://www.cars.com/shopping/wagon/)
- [Hatchback](https://www.cars.com/shopping/hatchback/)
### Used cars by price
- [Used cars for sale under \$1,000](https://www.cars.com/shopping/price-under-1000/)
- [Used cars for sale under \$2,000](https://www.cars.com/shopping/price-under-2000/)
- [Used cars for sale under \$2,500](https://www.cars.com/shopping/price-under-2500/)
- [Used cars for sale under \$3,000](https://www.cars.com/shopping/price-under-3000/)
- [Used cars for sale under \$4,000](https://www.cars.com/shopping/price-under-4000/)
- [Used cars for sale under \$5,000](https://www.cars.com/shopping/price-under-5000/)
- [Used cars for sale under \$6,000](https://www.cars.com/shopping/price-under-6000/)
- [Used cars for sale under \$7,000](https://www.cars.com/shopping/price-under-7000/)
More details Less details
- [Used cars for sale under \$8,000](https://www.cars.com/shopping/price-under-8000/)
- [Used cars for sale under \$9,000](https://www.cars.com/shopping/price-under-9000/)
- [Used cars for sale under \$10,000](https://www.cars.com/shopping/price-under-10000/)
- [Used cars for sale under \$15,000](https://www.cars.com/shopping/price-under-15000/)
- [Used cars for sale under \$20,000](https://www.cars.com/shopping/price-under-20000/)
- [Used cars for sale under \$25,000](https://www.cars.com/shopping/price-under-25000/)
- [Used cars for sale under \$30,000](https://www.cars.com/shopping/price-under-30000/)
- [Used cars for sale under \$40,000](https://www.cars.com/shopping/price-under-40000/)
- [Used cars for sale under \$50,000](https://www.cars.com/shopping/price-under-50000/)
- [Used cars for sale under \$100,000](https://www.cars.com/shopping/price-under-100000/)
### Cars by popular city
- [Atlanta, GA](https://www.cars.com/shopping/atlanta-ga/)
- [Chicago, IL](https://www.cars.com/shopping/chicago-il/)
- [Columbus, OH](https://www.cars.com/shopping/columbus-oh/)
- [Dallas, TX](https://www.cars.com/shopping/dallas-tx/)
- [Denver, CO](https://www.cars.com/shopping/denver-co/)
- [Houston, TX](https://www.cars.com/shopping/houston-tx/)
- [Los Angeles, CA](https://www.cars.com/shopping/los_angeles-ca/)
- [New York, NY](https://www.cars.com/shopping/new_york-ny/)
- [Philadelphia, PA](https://www.cars.com/shopping/philadelphia-pa/)
- [Phoenix, AZ](https://www.cars.com/shopping/phoenix-az/)
- [San Diego, CA](https://www.cars.com/shopping/san_diego-ca/)
- [Seattle, WA](https://www.cars.com/shopping/seattle-wa/)
### Popular new cars for sale
- [2026 Chevrolet Silverado 1500 for sale](https://www.cars.com/shopping/chevrolet-silverado_1500-2026/)
- [2026 Ford F-150 for sale](https://www.cars.com/shopping/ford-f_150-2026/)
- [2026 Ford Mustang for sale](https://www.cars.com/shopping/ford-mustang-2026/)
- [2026 Ford Ranger for sale](https://www.cars.com/shopping/ford-ranger-2026/)
- [2026 GMC Sierra 1500 for sale](https://www.cars.com/shopping/gmc-sierra_1500-2026/)
- [2026 Honda CR-V for sale](https://www.cars.com/shopping/honda-cr_v-2026/)
- [2026 Jeep Grand Cherokee for sale](https://www.cars.com/shopping/jeep-grand_cherokee-2026/)
- [2026 Jeep Wrangler for sale](https://www.cars.com/shopping/jeep-wrangler-2026/)
- [2026 RAM 1500 for sale](https://www.cars.com/shopping/ram-1500-2026/)
- [2026 Toyota Camry for sale](https://www.cars.com/shopping/toyota-camry-2026/)
- [2026 Toyota Sequoia for sale](https://www.cars.com/shopping/toyota-sequoia-2026/)
- [2026 Toyota Tacoma for sale](https://www.cars.com/shopping/toyota-tacoma-2026/)
### Popular used cars for sale
- [Used Dodge Challenger for sale](https://www.cars.com/shopping/dodge-challenger/)
- [Used Dodge Charger for sale](https://www.cars.com/shopping/dodge-charger/)
- [Used Ford Explorer for sale](https://www.cars.com/shopping/ford-explorer/)
- [Used Ford F-150 for sale](https://www.cars.com/shopping/ford-f_150/)
- [Used Honda Accord for sale](https://www.cars.com/shopping/honda-accord/)
- [Used Honda Civic for sale](https://www.cars.com/shopping/honda-civic/)
- [Used Jeep Grand Cherokee for sale](https://www.cars.com/shopping/jeep-grand_cherokee/)
- [Used Jeep Wrangler for sale](https://www.cars.com/shopping/jeep-wrangler/)
- [Used Nissan Rogue for sale](https://www.cars.com/shopping/nissan-rogue/)
- [Used RAM 1500 for sale](https://www.cars.com/shopping/ram-1500/)
- [Used Toyota Camry for sale](https://www.cars.com/shopping/toyota-camry/)
- [Used Toyota Tacoma for sale](https://www.cars.com/shopping/toyota-tacoma/)
### Cars by fuel type
- [Electric](https://www.cars.com/shopping/electric/)
- [Hybrid](https://www.cars.com/shopping/hybrid/)
- [Diesel](https://www.cars.com/shopping/diesel/)
### Cars by feature
- [Cars with Apple CarPlay](https://www.cars.com/shopping/apple_carplay/)
- [Cars with sunroof](https://www.cars.com/shopping/sunroof_moonroof/)
## News & tips when buying a car
The latest stories and useful tips from Cars.com experts help you shop smart.
[](https://www.cars.com/articles/2024-cars-com-affordability-report-best-value-new-cars-478375/)
### 2024 Cars.com Affordability Report: Best Value New Cars
We analyzed four vehicle categories with a focus on affordability and value. To select the best-value finalists in each category, we used a methodology that accounts for pricing and available features.
[See the best value cars](https://www.cars.com/articles/2024-cars-com-affordability-report-best-value-new-cars-478375/)
[](https://www.cars.com/articles/what-are-the-best-used-cars-for-20000-437804/)
### What Are the Best Used Cars for \$20,000?
Cars.com has assembled a healthy list of late-model used cars available for a budget of about \$20,000.
[See the best used cars under \$20k](https://www.cars.com/articles/what-are-the-best-used-cars-for-20000-437804/)
[](https://www.cars.com/articles/what-are-the-best-used-cars-for-10000-437833/)
### What Are the Best Used Cars for \$10,000?
Cars.com scoured its current vehicle listings and found good vehicles in different types and sizes with median list prices of around \$10,000.
[See the best used cars under \$10k](https://www.cars.com/articles/what-are-the-best-used-cars-for-10000-437833/)
[](https://www.cars.com/articles/here-are-the-10-cheapest-new-cars-you-can-buy-right-now-421309/)
### Here Are the 10 Cheapest New Cars You Can Buy Right Now
The days of the sub-\$10,000 new car are long behind us, but if a rock-bottom base price is what you’re looking for, there are still a variety of models to consider.
[See the cheapest new cars](https://www.cars.com/articles/here-are-the-10-cheapest-new-cars-you-can-buy-right-now-421309/)
[](https://www.cars.com/articles/what-are-the-best-used-cars-for-15000-437803/)
### What Are the Best Used Cars for \$15,000?
To help your search, we poured over Cars.com’s listings to find a selection of solid vehicles for a \$15,000 budget.
[See the best used cars under \$15k](https://www.cars.com/articles/what-are-the-best-used-cars-for-15000-437803/)
[](https://www.cars.com/articles/here-are-the-10-cheapest-new-suvs-you-can-buy-right-now-422276/)
### Here Are the 10 Cheapest New SUVs You Can Buy Right Now
Automakers have been rushing to fill their lineups with SUVs, and the relatively affordable subcompact SUV class has grown considerably as a result.
[See the cheapest new SUVs](https://www.cars.com/articles/here-are-the-10-cheapest-new-suvs-you-can-buy-right-now-422276/)
Browse all articles
## Used car buying, financing, and warranty FAQ
### Buying
#### How do I buy a car?
Car buying involves several steps that include researching vehicles, browsing inventory, securing financing and negotiating. In order to purchase the right car for you at a fair price, you should first know the type of car you want and how much you want to spend on it. From there, you'll need to identify models that fit your budget and preferences, then search inventory for potential options. After that, it's wise to secure financing prior to visiting the dealership. You'll then need to inspect the car, test drive it and negotiate the sale.
Related articles:
- [Cars.com Buying Guide: How to Buy a Car](https://www.cars.com/articles/cars-com-buying-guide-how-to-buy-a-car-422517/)
#### What car should I buy?
The right car for you depends on many factors, including your wants, needs, lifestyle and budget. After taking time to think about these areas, we can help you identify models that work for you.
Related articles:
- [What Car Should You Buy?](https://www.cars.com/articles/what-car-should-you-buy-408005/)
#### When is the best time to buy a car
Shoppers looking for the best deal on a new car are typically advised to wait until the end of the year when automakers offer their most generous incentives. Additionally, automakers usually offer deals around [Memorial Day](https://www.cars.com/events/memorial-day/), [4th of July](https://www.cars.com/events/4th-of-july/), [Labor Day](https://www.cars.com/events/labor-day/) and [Black Friday](https://www.cars.com/events/end-of-year/). However, the ongoing inventory shortage and supply chain issues have forced automakers to scale back on incentives in recent months.
Related articles:
- [What's the Best Time of Year to Buy a Car?](https://www.cars.com/articles/whats-the-best-time-of-year-to-buy-a-car-405838/)
#### How many miles is too many for a used car?
Depending on who you ask, the average miles driven per year is 10,000 to 15,000, with around 12,000 the most common measurement. What's more important, though, is knowing how well the car has been maintained so that you can estimate how many miles it has left.
Related articles:
- [How Many Miles is Too Many for a Used Car?](https://www.cars.com/articles/how-many-miles-is-too-many-for-a-used-car-2-422606/)
#### What should I look for when buying a car?
There are some basic checks and tests you can perform on a used car that should help you identify whether it has certain problems. Some tasks you can perform yourself include reading the vehicle history, looking at the title, checking for rust or frame damage, inspecting fluids, looking for dashboard warning lights, testing various features and looking over its maintenance history. It's also recommended to have a trusted mechanic perform an inspection before you buy the car.
Related articles:
- [What Should a Used-Car Inspection Include?](https://www.cars.com/articles/what-should-a-used-car-inspection-include-455918/)
### Financing & leasing
#### Can you lease a used car?
Most dealers don't offer leasing on used cars, but used cars that were leased when new and are now for sale provide some benefits, such as good condition and low miles.
Related articles:
- [Off-Lease Car Glut Might Mean Used-Car Buyer's Market](https://www.cars.com/articles/off-lease-car-glut-might-mean-used-car-buyers-market-1420695533222/)
#### How do I finance a used car?
Using the dealership's lender is convenient, but it's best to shop around at banks and credit unions ahead of time so you'll know whose rate is best when you're at a dealership. This research may take a few days but can be well worth the time.
Related articles:
- [Inside the Finance and Insurance Room](https://www.cars.com/articles/inside-the-finance-and-insurance-room-1420681080413/)
- [Auto Loan Basics for First-Time Buyers](https://www.cars.com/articles/auto-loan-basics-for-first-time-buyers-1420676898338/)
- [What You Need to Get a Car Loan](https://www.cars.com/articles/what-you-need-to-get-a-car-loan-1420681033046/)
#### Are loan rates higher for used cars?
Yes, loan rates are higher overall for used versus new cars, but they may be better if the car is factory-certified pre-owned because manufacturers may offer attractive interest rates to promote CPO sales. Before financing with a dealer, bank, or credit union, check the national average interest rates for used cars at [Bankrate.com](http://www.bankrate.com/auto.aspx?pid=p:crc&prods=42,74,73).
Related articles:
- [Report: Average payments for New, Used Cars Rise](https://www.cars.com/articles/report-average-payments-for-new-used-cars-rise-1420690284375/)
#### How do I know if I can afford the payments?
You can estimate your payments here using [Cars.com's finance calculators](https://www.cars.com/finance/). You should have a down payment of at least 20%; financing lasting no longer than four years; and a principal, interest and insurance total not exceeding 10% of your gross household income.
Related articles:
- [Can You Afford Your Car?](https://www.cars.com/articles/can-you-afford-your-car-are-you-sure-about-that-1420684903432/)
### Warranty
#### Are extended warranties worth the money?
[Extended warranties](https://www.cars.com/car-warranty/) offer peace of mind, but apart from the coverage included with factory-certified pre-owned cars, additional plans come with a price that studies have shown to be higher than the benefits you can claim in repairs.
Related articles:
- [CPO Pros and Cons Versus Extended Warranty](https://www.cars.com/articles/pros-and-cons-of-cpo-versus-an-extended-warranty-1420683372186/)
#### What warranty comes with a used car?
Initial warranties are limited by the miles and age of a car, so if the car has higher miles, original warranties may no longer apply. Also note that warranties don't always transfer to subsequent buyers. Check the vehicle manufacturer's specifications for warranty limits.
Related articles:
- [Making Sense of Used-Car Warranties](https://www.cars.com/articles/making-sense-of-used-car-warranties--1420680915918/)
#### What is a bumper-to-bumper warranty and what does it cover?
Often called a basic warranty or new-vehicle warranty, a bumper-to-bumper policy covers components such as air conditioning, audio systems, vehicle sensors, fuel systems, and major electrical components. Most policies exclude regular maintenance such as fluid top-offs and oil changes, but a growing number of brands have separate free-maintenance provisions. Bumper-to-bumper warranties typically expire faster than powertrain warranties. Terms are typically three years or 36,000 miles, although some have terms as high as six years or 60,000 miles. Check the vehicle manufacturer's specifications for bumper-to-bumper warranty limits.
### Certified used cars
#### What does CPO mean?
A certified pre-owned or CPO car has been inspected to meet minimum quality standards and typically includes some type of warranty. While dealers and third parties certify cars, the gold standard is an automaker-certified vehicle that provides a factory-backed warranty, often extending the original coverage. Vehicles must be in excellent condition and have low miles and wear to be certified, which is why off-lease vehicles feed many CPO programs.
Related articles:
- [Tips to Buying a CPO Car](https://www.cars.com/articles/the-basics-of-buying-a-cpo-vehicle-1420683378541/)
- [Certified Pre-Owned](https://www.cars.com/cpo/)
## Were you looking for more on these related topics?
### Find dealerships near you
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Estimate your monthly car payments.
[Car loan calculator](https://www.cars.com/car-loan-calculator/)
### Knowing if certified pre-owned is for you
CPO is a great option when buying used.
[Shop & learn CPO](https://www.cars.com/cpo/)
### Researching models and reviews
Read specs and reviews, and compare.
[Research & learn](https://www.cars.com/research/)
### On a tight budget?
Shop our list of affordable used cars near you.
[Cheap cars for sale](https://www.cars.com/shopping/cheap/)
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- [Lamborghini](https://www.cars.com/shopping/lamborghini/)
- [Land Rover](https://www.cars.com/shopping/land_rover/)
- [Lexus](https://www.cars.com/shopping/lexus/)
- [Lincoln](https://www.cars.com/shopping/lincoln/)
- [Lotus](https://www.cars.com/shopping/lotus/)
- [Lucid](https://www.cars.com/shopping/lucid/)
- [Maserati](https://www.cars.com/shopping/maserati/)
- [Mazda](https://www.cars.com/shopping/mazda/)
- [McLaren](https://www.cars.com/shopping/mclaren/)
- [Mercedes-Benz](https://www.cars.com/shopping/mercedes_benz/)
- [Mercury](https://www.cars.com/shopping/mercury/)
- [MG](https://www.cars.com/shopping/mg/)
- [MINI](https://www.cars.com/shopping/mini/)
- [Mitsubishi](https://www.cars.com/shopping/mitsubishi/)
- [Nissan](https://www.cars.com/shopping/nissan/)
- [Oldsmobile](https://www.cars.com/shopping/oldsmobile/)
- [Plymouth](https://www.cars.com/shopping/plymouth/)
- [Polestar](https://www.cars.com/shopping/polestar/)
- [Pontiac](https://www.cars.com/shopping/pontiac/)
- [Porsche](https://www.cars.com/shopping/porsche/)
- [RAM](https://www.cars.com/shopping/ram/)
- [Rivian](https://www.cars.com/shopping/rivian/)
- [Rolls-Royce](https://www.cars.com/shopping/rolls_royce/)
- [Saab](https://www.cars.com/shopping/saab/)
- [Saturn](https://www.cars.com/shopping/saturn/)
- [Scion](https://www.cars.com/shopping/scion/)
- [smart](https://www.cars.com/shopping/smart/)
- [Subaru](https://www.cars.com/shopping/subaru/)
- [Suzuki](https://www.cars.com/shopping/suzuki/)
- [Tesla](https://www.cars.com/shopping/tesla/)
- [Toyota](https://www.cars.com/shopping/toyota/)
- [Triumph](https://www.cars.com/shopping/triumph/)
- [VinFast](https://www.cars.com/shopping/vinfast/)
- [Volkswagen](https://www.cars.com/shopping/volkswagen/)
- [Volvo](https://www.cars.com/shopping/volvo/)
### Car body styles
- ##### Coupes & sedans
- [Sedan](https://www.cars.com/shopping/sedan/)
- [Convertible](https://www.cars.com/shopping/convertible/)
- [Coupe](https://www.cars.com/shopping/coupe/)
- ##### Pickup trucks
- [Truck](https://www.cars.com/shopping/truck/)
- [Regular cab truck](https://www.cars.com/shopping/truck/regular_cab/)
- [Crew cab truck](https://www.cars.com/shopping/truck/crew_cab/)
- [Extended cab truck](https://www.cars.com/shopping/truck/extended_cab/)
- ##### Vans & minivans
- [Minivan](https://www.cars.com/shopping/minivan/)
- [Cargo van](https://www.cars.com/shopping/cargo_van/)
- [Passenger van](https://www.cars.com/shopping/passenger_van/)
- ##### SUVs & crossovers
- [SUV](https://www.cars.com/shopping/suv/)
- [Wagon](https://www.cars.com/shopping/wagon/)
- [Hatchback](https://www.cars.com/shopping/hatchback/)
### Used cars by price
- [Used cars for sale under \$1,000](https://www.cars.com/shopping/price-under-1000/)
- [Used cars for sale under \$2,000](https://www.cars.com/shopping/price-under-2000/)
- [Used cars for sale under \$2,500](https://www.cars.com/shopping/price-under-2500/)
- [Used cars for sale under \$3,000](https://www.cars.com/shopping/price-under-3000/)
- [Used cars for sale under \$4,000](https://www.cars.com/shopping/price-under-4000/)
- [Used cars for sale under \$5,000](https://www.cars.com/shopping/price-under-5000/)
- [Used cars for sale under \$6,000](https://www.cars.com/shopping/price-under-6000/)
- [Used cars for sale under \$7,000](https://www.cars.com/shopping/price-under-7000/)
More details Less details
- [Used cars for sale under \$8,000](https://www.cars.com/shopping/price-under-8000/)
- [Used cars for sale under \$9,000](https://www.cars.com/shopping/price-under-9000/)
- [Used cars for sale under \$10,000](https://www.cars.com/shopping/price-under-10000/)
- [Used cars for sale under \$15,000](https://www.cars.com/shopping/price-under-15000/)
- [Used cars for sale under \$20,000](https://www.cars.com/shopping/price-under-20000/)
- [Used cars for sale under \$25,000](https://www.cars.com/shopping/price-under-25000/)
- [Used cars for sale under \$30,000](https://www.cars.com/shopping/price-under-30000/)
- [Used cars for sale under \$40,000](https://www.cars.com/shopping/price-under-40000/)
- [Used cars for sale under \$50,000](https://www.cars.com/shopping/price-under-50000/)
- [Used cars for sale under \$100,000](https://www.cars.com/shopping/price-under-100000/)
### Cars by popular city
- [Atlanta, GA](https://www.cars.com/shopping/atlanta-ga/)
- [Chicago, IL](https://www.cars.com/shopping/chicago-il/)
- [Columbus, OH](https://www.cars.com/shopping/columbus-oh/)
- [Dallas, TX](https://www.cars.com/shopping/dallas-tx/)
- [Denver, CO](https://www.cars.com/shopping/denver-co/)
- [Houston, TX](https://www.cars.com/shopping/houston-tx/)
- [Los Angeles, CA](https://www.cars.com/shopping/los_angeles-ca/)
- [New York, NY](https://www.cars.com/shopping/new_york-ny/)
- [Philadelphia, PA](https://www.cars.com/shopping/philadelphia-pa/)
- [Phoenix, AZ](https://www.cars.com/shopping/phoenix-az/)
- [San Diego, CA](https://www.cars.com/shopping/san_diego-ca/)
- [Seattle, WA](https://www.cars.com/shopping/seattle-wa/)
### Popular new cars for sale
- [2026 Chevrolet Silverado 1500 for sale](https://www.cars.com/shopping/chevrolet-silverado_1500-2026/)
- [2026 Ford F-150 for sale](https://www.cars.com/shopping/ford-f_150-2026/)
- [2026 Ford Mustang for sale](https://www.cars.com/shopping/ford-mustang-2026/)
- [2026 Ford Ranger for sale](https://www.cars.com/shopping/ford-ranger-2026/)
- [2026 GMC Sierra 1500 for sale](https://www.cars.com/shopping/gmc-sierra_1500-2026/)
- [2026 Honda CR-V for sale](https://www.cars.com/shopping/honda-cr_v-2026/)
- [2026 Jeep Grand Cherokee for sale](https://www.cars.com/shopping/jeep-grand_cherokee-2026/)
- [2026 Jeep Wrangler for sale](https://www.cars.com/shopping/jeep-wrangler-2026/)
- [2026 RAM 1500 for sale](https://www.cars.com/shopping/ram-1500-2026/)
- [2026 Toyota Camry for sale](https://www.cars.com/shopping/toyota-camry-2026/)
- [2026 Toyota Sequoia for sale](https://www.cars.com/shopping/toyota-sequoia-2026/)
- [2026 Toyota Tacoma for sale](https://www.cars.com/shopping/toyota-tacoma-2026/)
### Popular used cars for sale
- [Used Dodge Challenger for sale](https://www.cars.com/shopping/dodge-challenger/)
- [Used Dodge Charger for sale](https://www.cars.com/shopping/dodge-charger/)
- [Used Ford Explorer for sale](https://www.cars.com/shopping/ford-explorer/)
- [Used Ford F-150 for sale](https://www.cars.com/shopping/ford-f_150/)
- [Used Honda Accord for sale](https://www.cars.com/shopping/honda-accord/)
- [Used Honda Civic for sale](https://www.cars.com/shopping/honda-civic/)
- [Used Jeep Grand Cherokee for sale](https://www.cars.com/shopping/jeep-grand_cherokee/)
- [Used Jeep Wrangler for sale](https://www.cars.com/shopping/jeep-wrangler/)
- [Used Nissan Rogue for sale](https://www.cars.com/shopping/nissan-rogue/)
- [Used RAM 1500 for sale](https://www.cars.com/shopping/ram-1500/)
- [Used Toyota Camry for sale](https://www.cars.com/shopping/toyota-camry/)
- [Used Toyota Tacoma for sale](https://www.cars.com/shopping/toyota-tacoma/)
### Cars by fuel type
- [Electric](https://www.cars.com/shopping/electric/)
- [Hybrid](https://www.cars.com/shopping/hybrid/)
- [Diesel](https://www.cars.com/shopping/diesel/)
### Cars by feature
- [Cars with Apple CarPlay](https://www.cars.com/shopping/apple_carplay/)
- [Cars with sunroof](https://www.cars.com/shopping/sunroof_moonroof/)
The latest stories and useful tips from Cars.com experts help you shop smart.
[](https://www.cars.com/articles/2024-cars-com-affordability-report-best-value-new-cars-478375/)
We analyzed four vehicle categories with a focus on affordability and value. To select the best-value finalists in each category, we used a methodology that accounts for pricing and available features.
[](https://www.cars.com/articles/what-are-the-best-used-cars-for-20000-437804/)
Cars.com has assembled a healthy list of late-model used cars available for a budget of about \$20,000.
[](https://www.cars.com/articles/what-are-the-best-used-cars-for-10000-437833/)
Cars.com scoured its current vehicle listings and found good vehicles in different types and sizes with median list prices of around \$10,000.
[](https://www.cars.com/articles/here-are-the-10-cheapest-new-cars-you-can-buy-right-now-421309/)
The days of the sub-\$10,000 new car are long behind us, but if a rock-bottom base price is what you’re looking for, there are still a variety of models to consider.
[](https://www.cars.com/articles/what-are-the-best-used-cars-for-15000-437803/)
To help your search, we poured over Cars.com’s listings to find a selection of solid vehicles for a \$15,000 budget.
[](https://www.cars.com/articles/here-are-the-10-cheapest-new-suvs-you-can-buy-right-now-422276/)
Automakers have been rushing to fill their lineups with SUVs, and the relatively affordable subcompact SUV class has grown considerably as a result.
Browse all articles
## Used car buying, financing, and warranty FAQ
### Buying
#### How do I buy a car?
Car buying involves several steps that include researching vehicles, browsing inventory, securing financing and negotiating. In order to purchase the right car for you at a fair price, you should first know the type of car you want and how much you want to spend on it. From there, you'll need to identify models that fit your budget and preferences, then search inventory for potential options. After that, it's wise to secure financing prior to visiting the dealership. You'll then need to inspect the car, test drive it and negotiate the sale.
#### What car should I buy?
The right car for you depends on many factors, including your wants, needs, lifestyle and budget. After taking time to think about these areas, we can help you identify models that work for you.
#### When is the best time to buy a car
Shoppers looking for the best deal on a new car are typically advised to wait until the end of the year when automakers offer their most generous incentives. Additionally, automakers usually offer deals around [Memorial Day](https://www.cars.com/events/memorial-day/), [4th of July](https://www.cars.com/events/4th-of-july/), [Labor Day](https://www.cars.com/events/labor-day/) and [Black Friday](https://www.cars.com/events/end-of-year/). However, the ongoing inventory shortage and supply chain issues have forced automakers to scale back on incentives in recent months.
#### How many miles is too many for a used car?
Depending on who you ask, the average miles driven per year is 10,000 to 15,000, with around 12,000 the most common measurement. What's more important, though, is knowing how well the car has been maintained so that you can estimate how many miles it has left.
#### What should I look for when buying a car?
There are some basic checks and tests you can perform on a used car that should help you identify whether it has certain problems. Some tasks you can perform yourself include reading the vehicle history, looking at the title, checking for rust or frame damage, inspecting fluids, looking for dashboard warning lights, testing various features and looking over its maintenance history. It's also recommended to have a trusted mechanic perform an inspection before you buy the car.
### Financing & leasing
#### Can you lease a used car?
Most dealers don't offer leasing on used cars, but used cars that were leased when new and are now for sale provide some benefits, such as good condition and low miles.
#### How do I finance a used car?
Using the dealership's lender is convenient, but it's best to shop around at banks and credit unions ahead of time so you'll know whose rate is best when you're at a dealership. This research may take a few days but can be well worth the time.
#### Are loan rates higher for used cars?
Yes, loan rates are higher overall for used versus new cars, but they may be better if the car is factory-certified pre-owned because manufacturers may offer attractive interest rates to promote CPO sales. Before financing with a dealer, bank, or credit union, check the national average interest rates for used cars at [Bankrate.com](http://www.bankrate.com/auto.aspx?pid=p:crc&prods=42,74,73).
#### How do I know if I can afford the payments?
You can estimate your payments here using [Cars.com's finance calculators](https://www.cars.com/finance/). You should have a down payment of at least 20%; financing lasting no longer than four years; and a principal, interest and insurance total not exceeding 10% of your gross household income.
### Warranty
#### Are extended warranties worth the money?
[Extended warranties](https://www.cars.com/car-warranty/) offer peace of mind, but apart from the coverage included with factory-certified pre-owned cars, additional plans come with a price that studies have shown to be higher than the benefits you can claim in repairs.
#### What warranty comes with a used car?
Initial warranties are limited by the miles and age of a car, so if the car has higher miles, original warranties may no longer apply. Also note that warranties don't always transfer to subsequent buyers. Check the vehicle manufacturer's specifications for warranty limits.
#### What is a bumper-to-bumper warranty and what does it cover?
Often called a basic warranty or new-vehicle warranty, a bumper-to-bumper policy covers components such as air conditioning, audio systems, vehicle sensors, fuel systems, and major electrical components. Most policies exclude regular maintenance such as fluid top-offs and oil changes, but a growing number of brands have separate free-maintenance provisions. Bumper-to-bumper warranties typically expire faster than powertrain warranties. Terms are typically three years or 36,000 miles, although some have terms as high as six years or 60,000 miles. Check the vehicle manufacturer's specifications for bumper-to-bumper warranty limits.
### Certified used cars
#### What does CPO mean?
A certified pre-owned or CPO car has been inspected to meet minimum quality standards and typically includes some type of warranty. While dealers and third parties certify cars, the gold standard is an automaker-certified vehicle that provides a factory-backed warranty, often extending the original coverage. Vehicles must be in excellent condition and have low miles and wear to be certified, which is why off-lease vehicles feed many CPO programs. |
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