🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 114 (from laksa153)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa114.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.barclays.co.uk/savings/saving-tips/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.barclays.co.uk/savings/saving-tips/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.barclays.co.uk\/savings\/saving-tips\/","crawl_time":1775821866,"first_indexed_time":1506183042,"http_code":200,"src_unparsed":"uk,co,barclays!www,\/savings\/saving-tips\/ s443","src_root_hash":"17056827255805469914","history_drop_reason":null,"meta_title":"10 great money saving tips | Best ways to save money | Barclays","meta_descriptions":["Want to know the best ways to save money? Here are 10 smart money saving tips to help save on energy, food and household bills to boost your bank balance."],"attrs_boilerpipe_text":"If you’ve ever wondered about ways to supercharge your savings, why not look for help from hacks?\nQuick and quirky savings tips can act as rocket fuel to your efforts to regularly put money aside. These smart shortcuts could help you think differently about money, and make it work much harder for you.\nOr if you’re just starting to save, a number of small savvy steps can together lead to big savings and encourage you to nurture a brilliant new habit.\nTo find some of the best hacks to share, we asked for top personal savings tricks from you, our colleagues at Barclays, friends and family - and were delighted at the response.\nWe’ve highlighted our favourites in speech marks below – some are twists on an old invention, others we’ve never heard of before.\nAnd with 10 different tips to try, why not see which ones save you the most over a year? With the rise in the cost of living, they could help you cut back and stay on top of your money.\n1. Take the 1p savings challenge\n“This is all about scale over a year! Save one penny on day 1, 2p on day 2, 3p on the third day and so on. After 365 days you could end up with savings over £650.”\n2. Try a ‘no spend’ weekend\n“Set yourself a ‘no spend weekend’ – one every other month if you can. Do activities like going on walks, movie night, board games, free museums. And if you use up any leftover food from the week as well, this can all really make your salary go further every month.”\n3. About to splurge? Save the same sum first\n“Next time you want to buy a treat from your usual spending money – a £30 dress, say – make yourself save the £30 first. For example stop yourself buying that coffee out (£3 saved), make a few extra veggie meals (£10 saved etc) until you hit £30. Now switch this sum from your current account into your savings account. This way, you’ll save extra, get in the habit of cutting back on spending and give yourself time to make sure you really want that dress.”\n4. Put strangely-shaped veg in your supermarket trolley\n“Look out for oddly-shaped veg in boxes for discounts (often quite a few pounds cheaper) because many customers don’t like the way it looks. But if you don’t mind your vegetables coming in strange shapes, it’s an easy saving.”\n5. Buy lost and stolen goods at police auctions\n\"Police forces end up with plenty of lost and stolen items they can’t use, so sell them at auction. Items on offer vary wildly – bikes, razors, toys, denture cream, candles. Type the words ‘police stolen goods auction’ into your web browser and look for an auction near you. You’ll usually have to collect the goods in person, so always check location.”\n6. Steer clear of monthly insurance bills\n“Your insurance premiums might look more affordable in any list of insurance quotes, but there’s often a sting – many firms charge high interest if you pay monthly. This can put an extra 10 per cent or more on to your premiums – that’s a whopping £50 more, for example, for a £500 car cover policy. Pay upfront if you can.”\n7. Take a very close look at your tax code\n“It might look innocent enough to ignore but your tax code can trip you up – it’ll always pay to double-check you’ve got the right one. If it’s wrong, you could pay too much tax or pay too little and get a hefty bill later on. Millions pay the wrong amount every year. There are loads of\nHMRC tax tips\nto check you’re on the right one.”\n8. Consider putting £50 a month extra onto your mortgage payment\n“Overpay a bit each month and you could chop your mortgage term and save thousands in interest. Imagine you owe £100,000 at 3%. It’d be roughly £470 a month over 25 years. But pay an extra £50 a month and you could save more than £6,000 interest – and pay it off three years early. Always check for early-repayment charges, though.\"\n9. Shopping online? See if you can get paid to buy it\n\"Once you’ve found the best price with your choice of retailer online, always check to see if cashback is available – try Topcashback, Quidco and other major cashback sites you can find through online research. There’s often a code which can give you a discount on your chosen item.\"\n10. Pay off your pricey debts as a top priority\n“Let’s say you’ve got £1,000 on a card at 18% (£180\/yr interest bill) and, at the same time, £1,000 in savings earning 1% (giving you £10\/yr). If you could pay off the card balance with your savings, you’d be £170 better off a year. It won’t be for everyone’s circumstances as it’ll mean your savings being used up in one go, but you won’t have the interest to pay.”","attrs_markdown":"Skip to:\n\n- [Home](https:\/\/www.barclays.co.uk\/)\n- [Content](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#skip-nav)\n- [Footer navigation](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#skip-main)\n\n- [Personal](https:\/\/www.barclays.co.uk\/)\n- [Premier](https:\/\/www.barclays.co.uk\/premier-banking)\n- [Business](https:\/\/www.barclays.co.uk\/business-banking)\n- [Wealth Management](https:\/\/privatebank.barclays.com\/private-bank-wm\/products-services\/wealth-management\/)\n- [Corporate](https:\/\/www.barclayscorporate.com\/)\n\n[![Barclays logo](https:\/\/www.barclays.co.uk\/content\/dam\/icons\/favicons\/barclays\/Eagle_RGB_Cyan_Large.svg) ![Barclays logo](https:\/\/www.barclays.co.uk\/content\/dam\/icons\/favicons\/barclays\/Wordmark_RGB_Cyan_Large.svg)](https:\/\/www.barclays.co.uk\/)\n\n[Log In](https:\/\/bank.barclays.co.uk\/olb\/authlogin\/loginAppContainer.do)\n\n- [Register](https:\/\/bank.barclays.co.uk\/olb\/registration\/registerAppContainer.do)\n- [Contact us](https:\/\/www.barclays.co.uk\/contact-us)\n- [Find Barclays](https:\/\/www.barclays.co.uk\/branch-finder)\n- [Search](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#search)\n- [Menu](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#menu)\n\n- [Accounts](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n  - 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[Access inactive accounts](https:\/\/www.barclays.co.uk\/current-accounts\/dormant-lost-accounts\/)\n    - [Pay in and withdraw cash](https:\/\/www.barclays.co.uk\/ways-to-bank\/access-to-cash\/access-to-cash-assessments\/)\n    - [Control your privacy and data](https:\/\/www.barclays.co.uk\/important-information\/control-your-data\/)\n    - [Our sustainability ambitions](https:\/\/www.barclays.co.uk\/sustainability\/)\n  - [Finances](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [Money confidence](https:\/\/www.barclays.co.uk\/money-management\/)\n    - [Money tips and tools](https:\/\/www.barclays.co.uk\/money-mentors\/)\n    - [Spending within your means](https:\/\/www.barclays.co.uk\/money-management\/budgeting\/spending-within-your-means\/)\n    - [Create a budget plan](https:\/\/www.barclays.co.uk\/money-management\/budgeting\/creating-a-budget-plan\/)\n    - [Could you save money being more sustainable?](https:\/\/www.barclays.co.uk\/sustainability\/greener-money-tips\/)\n  - [Difficult times](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [Bereavement](https:\/\/www.barclays.co.uk\/what-to-do-when-someone-dies\/)\n    - [Illness and debt](https:\/\/www.barclays.co.uk\/money-management\/managing-money-problems\/coping-with-illness\/)\n    - [Gambling support](https:\/\/www.barclays.co.uk\/money-worries\/gambling-support\/)\n    - [Losing your job](https:\/\/www.barclays.co.uk\/money-management\/managing-money-problems\/lost-my-job\/)\n    - [Mental health support](https:\/\/www.barclays.co.uk\/moments\/mental-health\/)\n    - [Money worries](https:\/\/www.barclays.co.uk\/money-management\/managing-money-problems\/)\n  - [Life moments](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [Explore all life moments](https:\/\/www.barclays.co.uk\/moments\/)\n    - [Buying a car](https:\/\/www.barclays.co.uk\/moments\/buying-a-car\/)\n    - [Buying your first home](https:\/\/www.barclays.co.uk\/moments\/steps-to-buying-your-first-home\/)\n    - [Improving your home](https:\/\/www.barclays.co.uk\/moments\/improving-your-home\/)\n    - [Travel](https:\/\/www.barclays.co.uk\/travel\/)\n    - [Getting married](https:\/\/www.barclays.co.uk\/moments\/getting-married\/)\n    - [Going to university?](https:\/\/www.barclays.co.uk\/moments\/going-to-university\/)\n    - [Helping younger generations](https:\/\/www.barclays.co.uk\/moments\/helping-younger-generations\/)\n    - [Teaching children about money](https:\/\/www.barclays.co.uk\/moments\/children-and-money\/)\n\n- [Ways to bank](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n  - [Access to banking](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [All ways to bank](https:\/\/www.barclays.co.uk\/ways-to-bank\/)\n    - [Barclays app](https:\/\/www.barclays.co.uk\/ways-to-bank\/mobile-banking-app\/)\n    - [Online Banking](https:\/\/www.barclays.co.uk\/ways-to-bank\/online-banking\/)\n    - [Our locations](https:\/\/www.barclays.co.uk\/our-locations-explained\/)\n- [Help and support](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n  - [Help](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [Visit our help centre](https:\/\/www.barclays.co.uk\/help\/)\n    - [Report fraud or scam](https:\/\/www.barclays.co.uk\/fraud-and-scams\/reporting-scams-and-reporting-fraud\/)\n    - [Fraud and security](https:\/\/www.barclays.co.uk\/fraud-and-scams\/)\n    - [Lost, stolen or damaged card](https:\/\/www.barclays.co.uk\/help\/cards\/debit-card\/lost-stolen-damaged\/)\n    - [Accessibility and disability support](https:\/\/www.barclays.co.uk\/accessibility\/)\n    - [Access inactive accounts](https:\/\/www.barclays.co.uk\/current-accounts\/dormant-lost-accounts\/)\n    - [Pay in and withdraw cash](https:\/\/www.barclays.co.uk\/ways-to-bank\/access-to-cash\/access-to-cash-assessments\/)\n    - [Control your privacy and data](https:\/\/www.barclays.co.uk\/important-information\/control-your-data\/)\n    - [Our sustainability ambitions](https:\/\/www.barclays.co.uk\/sustainability\/)\n  - [Finances](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [Money confidence](https:\/\/www.barclays.co.uk\/money-management\/)\n    - [Money tips and tools](https:\/\/www.barclays.co.uk\/money-mentors\/)\n    - [Spending within your means](https:\/\/www.barclays.co.uk\/money-management\/budgeting\/spending-within-your-means\/)\n    - [Create a budget plan](https:\/\/www.barclays.co.uk\/money-management\/budgeting\/creating-a-budget-plan\/)\n    - [Could you save money being more sustainable?](https:\/\/www.barclays.co.uk\/sustainability\/greener-money-tips\/)\n  - [Difficult times](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [Bereavement](https:\/\/www.barclays.co.uk\/what-to-do-when-someone-dies\/)\n    - [Illness and debt](https:\/\/www.barclays.co.uk\/money-management\/managing-money-problems\/coping-with-illness\/)\n    - [Gambling support](https:\/\/www.barclays.co.uk\/money-worries\/gambling-support\/)\n    - [Losing your job](https:\/\/www.barclays.co.uk\/money-management\/managing-money-problems\/lost-my-job\/)\n    - [Mental health support](https:\/\/www.barclays.co.uk\/moments\/mental-health\/)\n    - [Money worries](https:\/\/www.barclays.co.uk\/money-management\/managing-money-problems\/)\n  - [Life moments](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/)\n    - [Explore all life moments](https:\/\/www.barclays.co.uk\/moments\/)\n    - [Buying a car](https:\/\/www.barclays.co.uk\/moments\/buying-a-car\/)\n    - [Buying your first home](https:\/\/www.barclays.co.uk\/moments\/steps-to-buying-your-first-home\/)\n    - [Improving your home](https:\/\/www.barclays.co.uk\/moments\/improving-your-home\/)\n    - [Travel](https:\/\/www.barclays.co.uk\/travel\/)\n    - [Getting married](https:\/\/www.barclays.co.uk\/moments\/getting-married\/)\n    - [Going to university?](https:\/\/www.barclays.co.uk\/moments\/going-to-university\/)\n    - [Helping younger generations](https:\/\/www.barclays.co.uk\/moments\/helping-younger-generations\/)\n    - [Teaching children about money](https:\/\/www.barclays.co.uk\/moments\/children-and-money\/)\n\n[\\-]()\n\n![](https:\/\/www.barclays.co.uk\/content\/dam\/lifestyle-images\/personal\/savings\/family_3_1.large.medium_quality.jpg)\n\n# Boost your savings\nSimple hacks to help your bank account\n\nWe’ve gathered 10 of the best personal finance hacks – savvy shortcuts to bolster your bank balance.[1](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#ref1)\n\nIf you’ve ever wondered about ways to supercharge your savings, why not look for help from hacks?\n\nQuick and quirky savings tips can act as rocket fuel to your efforts to regularly put money aside. These smart shortcuts could help you think differently about money, and make it work much harder for you.\n\nOr if you’re just starting to save, a number of small savvy steps can together lead to big savings and encourage you to nurture a brilliant new habit.\n\nTo find some of the best hacks to share, we asked for top personal savings tricks from you, our colleagues at Barclays, friends and family - and were delighted at the response.\n\nWe’ve highlighted our favourites in speech marks below – some are twists on an old invention, others we’ve never heard of before.\n\nAnd with 10 different tips to try, why not see which ones save you the most over a year? With the rise in the cost of living, they could help you cut back and stay on top of your money.\n\n## 1\\. Take the 1p savings challenge\n“This is all about scale over a year! Save one penny on day 1, 2p on day 2, 3p on the third day and so on. After 365 days you could end up with savings over £650.”\n\n## 2\\. Try a ‘no spend’ weekend\n“Set yourself a ‘no spend weekend’ – one every other month if you can. Do activities like going on walks, movie night, board games, free museums. And if you use up any leftover food from the week as well, this can all really make your salary go further every month.”\n\n## 3\\. About to splurge? Save the same sum first\n“Next time you want to buy a treat from your usual spending money – a £30 dress, say – make yourself save the £30 first. For example stop yourself buying that coffee out (£3 saved), make a few extra veggie meals (£10 saved etc) until you hit £30. Now switch this sum from your current account into your savings account. This way, you’ll save extra, get in the habit of cutting back on spending and give yourself time to make sure you really want that dress.”\n\n## 4\\. Put strangely-shaped veg in your supermarket trolley\n“Look out for oddly-shaped veg in boxes for discounts (often quite a few pounds cheaper) because many customers don’t like the way it looks. But if you don’t mind your vegetables coming in strange shapes, it’s an easy saving.”\n\n## 5\\. Buy lost and stolen goods at police auctions\n\"Police forces end up with plenty of lost and stolen items they can’t use, so sell them at auction. Items on offer vary wildly – bikes, razors, toys, denture cream, candles. Type the words ‘police stolen goods auction’ into your web browser and look for an auction near you. You’ll usually have to collect the goods in person, so always check location.”\n\n## 6\\. Steer clear of monthly insurance bills\n“Your insurance premiums might look more affordable in any list of insurance quotes, but there’s often a sting – many firms charge high interest if you pay monthly. This can put an extra 10 per cent or more on to your premiums – that’s a whopping £50 more, for example, for a £500 car cover policy. Pay upfront if you can.”\n\n## 7\\. Take a very close look at your tax code\n“It might look innocent enough to ignore but your tax code can trip you up – it’ll always pay to double-check you’ve got the right one. If it’s wrong, you could pay too much tax or pay too little and get a hefty bill later on. Millions pay the wrong amount every year. There are loads of [HMRC tax tips](https:\/\/www.gov.uk\/income-tax\/check-youre-paying-the-right-amount \"Opens in a new window\") to check you’re on the right one.”\n\n## 8\\. Consider putting £50 a month extra onto your mortgage payment\n“Overpay a bit each month and you could chop your mortgage term and save thousands in interest. Imagine you owe £100,000 at 3%. It’d be roughly £470 a month over 25 years. But pay an extra £50 a month and you could save more than £6,000 interest – and pay it off three years early. Always check for early-repayment charges, though.\"\n\n## 9\\. Shopping online? See if you can get paid to buy it\n\"Once you’ve found the best price with your choice of retailer online, always check to see if cashback is available – try Topcashback, Quidco and other major cashback sites you can find through online research. There’s often a code which can give you a discount on your chosen item.\"\n\n## 10\\. Pay off your pricey debts as a top priority\n“Let’s say you’ve got £1,000 on a card at 18% (£180\/yr interest bill) and, at the same time, £1,000 in savings earning 1% (giving you £10\/yr). If you could pay off the card balance with your savings, you’d be £170 better off a year. It won’t be for everyone’s circumstances as it’ll mean your savings being used up in one go, but you won’t have the interest to pay.”\n\n## You may also be interested in\n![](https:\/\/www.barclays.co.uk\/content\/dam\/lifestyle-images\/personal\/ways-to-bank\/wtb_bmb_register_16_9.xsmall.medium_quality.jpg)\n\n### The Barclays app\nJoin 10 million Barclays customers using our app[2](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#ref2)\n\nUse your phone or tablet to manage your accounts, send money and earn rewards\n\n[Get the app](https:\/\/www.barclays.co.uk\/ways-to-bank\/mobile-banking-app\/)\n\n![](https:\/\/www.barclays.co.uk\/content\/dam\/lifestyle-images\/personal\/savings\/lady_camper_phone_16_9.xsmall.medium_quality.jpg)\n\n### Compare savings accounts\nYou can start saving for your goals today\n\nWe have a range of savings and investment options for you to choose from. You can start today from £1.\n\n- Track and manage your savings online – so you’re always in control\n- Explore our savings accounts.\n\n[Discover accounts](https:\/\/www.barclays.co.uk\/savings\/)\n\n![](https:\/\/www.barclays.co.uk\/content\/dam\/lifestyle-images\/personal\/savings\/fh-girl-writing-in-diary_16_9.xsmall.medium_quality.jpg)\n\n### How to save money quickly\n10 fast ways to build your savings\n\nCutting back on a few non-essential items could be a quick way to help you save a little more each month\n\n[Save money quickly](https:\/\/www.barclays.co.uk\/savings\/guides\/how-to-save-money\/)\n\n![](https:\/\/www.barclays.co.uk\/content\/dam\/lifestyle-images\/personal\/savings\/quick_guide_16_9.xsmall.medium_quality.jpg)\n\n### Make money work for you\nExplore the ways we can help you start a new relationship with money, whatever your age.\n\n[Make money work for you](https:\/\/www.barclays.co.uk\/make-money-work-for-you\/)\n\n## Important information\n1. This article isn’t providing financial advice – if you need help getting your overall household finances in shape, it could help to get in touch with an expert. The Financial Conduct Authority provides tips on how to [find a qualified independent financial adviser](https:\/\/www.fca.org.uk\/consumers\/finding-adviser \"Opens in a new window\").\n   At certain times throughout this article you may be linked to websites owned and operated by other organisations and will be subject to their terms and conditions.[Return to reference](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#foot1)\n2. You need to be 11 or over to use the app [Terms and conditions apply](https:\/\/www.barclays.co.uk\/ways-to-bank\/mobile-banking-app\/archive-terms-conditions\/)[Return to reference](https:\/\/www.barclays.co.uk\/savings\/saving-tips\/#foot2)\n\n[\\-]()\n\n- [Current accounts](https:\/\/www.barclays.co.uk\/current-accounts\/)\n- [Compare savings accounts](https:\/\/www.barclays.co.uk\/savings\/)\n- [Compare cash ISAs](https:\/\/www.barclays.co.uk\/savings\/isas\/)\n- [Loans](https:\/\/www.barclays.co.uk\/loans\/)\n- [Mortgages](https:\/\/www.barclays.co.uk\/mortgages\/)\n- [Mortgage calculator](https:\/\/www.barclays.co.uk\/mortgages\/mortgage-calculator\/)\n- [Insurance](https:\/\/www.barclays.co.uk\/insurance\/)\n- [Credit cards](https:\/\/www.barclays.co.uk\/credit-cards\/)\n- [Life insurance](https:\/\/www.barclays.co.uk\/insurance\/life-insurance\/)\n\n- [Help and FAQs](https:\/\/www.barclays.co.uk\/help\/)\n- [Switch to Barclays](https:\/\/www.barclays.co.uk\/current-accounts\/switch-bank-account\/)\n- [Report fraud or a scam](https:\/\/www.barclays.co.uk\/fraud-and-scams\/reporting-scams-and-reporting-fraud\/)\n- [Protect yourself from scams](https:\/\/www.barclays.co.uk\/fraud-and-scams\/scams-protection\/)\n\n- [Important information](https:\/\/www.barclays.co.uk\/important-information\/)\n- [Accessibility](https:\/\/www.barclays.co.uk\/accessibility\/)\n- [Privacy Policy](https:\/\/www.barclays.co.uk\/important-information\/control-your-data\/)\n- [Cookies](https:\/\/www.barclays.co.uk\/important-information\/cookies-policy\/)\n- [Security](https:\/\/www.barclays.co.uk\/fraud-and-scams\/)\n- [Careers](https:\/\/jobs.barclays.co.uk\/ \"Opens in a new window\")\n\n- [Find Barclays](https:\/\/www.barclays.co.uk\/branch-finder\/)\n- [Service status](https:\/\/status.uk.barclays\/ \"Opens in a new window\")\n- [Send us a message](https:\/\/www.barclays.co.uk\/help\/customer-services\/contact_service\/)\n- [Find us on X](https:\/\/x.com\/barclaysukhelp \"Opens in a new window\")\n\nBarclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.\n\nBarclays Investment Solutions Limited is authorised and regulated by the Financial Conduct Authority.\n\nRegistered office for all: 1 Churchill Place, London E14 5HP\n\n[![fscs protected](https:\/\/www.barclays.co.uk\/content\/dam\/lifestyle-images\/personal\/miscellaneous\/FSCS_logo_v3.full.high_quality.jpg)](https:\/\/www.barclays.co.uk\/savings\/financial-services-compensation-scheme\/ \"fscs protected Opens in a new window\")\n\n[![bsi. Secure Digital Transactions. KITEMARK. Certificate number KM 616800](https:\/\/www.barclays.co.uk\/content\/dam\/lifestyle-images\/personal\/miscellaneous\/Kitemark_logo_v3.full.high_quality.jpg)](https:\/\/www.bsigroup.com\/en-GB\/ \"Opens in a new window\")\n\nWe have to use some essential cookies to make this website work. Cookies are stored locally on your computer or mobile device. We also use other optional cookies to:\n\nAnalyse how you use the site\n\nPersonalise and improve your site experience\n\nDeliver personalised content and messaging from ourselves and third parties\n\nYou can either accept or reject these optional cookies or select 'Manage cookies' to change your preference at any time. See our\n\ncookie policy\n\npage for more information.","attrs_readable_markdown":"If you’ve ever wondered about ways to supercharge your savings, why not look for help from hacks?\n\nQuick and quirky savings tips can act as rocket fuel to your efforts to regularly put money aside. These smart shortcuts could help you think differently about money, and make it work much harder for you.\n\nOr if you’re just starting to save, a number of small savvy steps can together lead to big savings and encourage you to nurture a brilliant new habit.\n\nTo find some of the best hacks to share, we asked for top personal savings tricks from you, our colleagues at Barclays, friends and family - and were delighted at the response.\n\nWe’ve highlighted our favourites in speech marks below – some are twists on an old invention, others we’ve never heard of before.\n\nAnd with 10 different tips to try, why not see which ones save you the most over a year? With the rise in the cost of living, they could help you cut back and stay on top of your money.\n\n## 1\\. Take the 1p savings challenge\n“This is all about scale over a year! Save one penny on day 1, 2p on day 2, 3p on the third day and so on. After 365 days you could end up with savings over £650.”\n\n## 2\\. Try a ‘no spend’ weekend\n“Set yourself a ‘no spend weekend’ – one every other month if you can. Do activities like going on walks, movie night, board games, free museums. And if you use up any leftover food from the week as well, this can all really make your salary go further every month.”\n\n## 3\\. About to splurge? Save the same sum first\n“Next time you want to buy a treat from your usual spending money – a £30 dress, say – make yourself save the £30 first. For example stop yourself buying that coffee out (£3 saved), make a few extra veggie meals (£10 saved etc) until you hit £30. Now switch this sum from your current account into your savings account. This way, you’ll save extra, get in the habit of cutting back on spending and give yourself time to make sure you really want that dress.”\n\n## 4\\. Put strangely-shaped veg in your supermarket trolley\n“Look out for oddly-shaped veg in boxes for discounts (often quite a few pounds cheaper) because many customers don’t like the way it looks. But if you don’t mind your vegetables coming in strange shapes, it’s an easy saving.”\n\n## 5\\. Buy lost and stolen goods at police auctions\n\"Police forces end up with plenty of lost and stolen items they can’t use, so sell them at auction. Items on offer vary wildly – bikes, razors, toys, denture cream, candles. Type the words ‘police stolen goods auction’ into your web browser and look for an auction near you. You’ll usually have to collect the goods in person, so always check location.”\n\n## 6\\. Steer clear of monthly insurance bills\n“Your insurance premiums might look more affordable in any list of insurance quotes, but there’s often a sting – many firms charge high interest if you pay monthly. This can put an extra 10 per cent or more on to your premiums – that’s a whopping £50 more, for example, for a £500 car cover policy. Pay upfront if you can.”\n\n## 7\\. Take a very close look at your tax code\n“It might look innocent enough to ignore but your tax code can trip you up – it’ll always pay to double-check you’ve got the right one. If it’s wrong, you could pay too much tax or pay too little and get a hefty bill later on. Millions pay the wrong amount every year. There are loads of [HMRC tax tips](https:\/\/www.gov.uk\/income-tax\/check-youre-paying-the-right-amount \"Opens in a new window\") to check you’re on the right one.”\n\n## 8\\. Consider putting £50 a month extra onto your mortgage payment\n“Overpay a bit each month and you could chop your mortgage term and save thousands in interest. Imagine you owe £100,000 at 3%. It’d be roughly £470 a month over 25 years. But pay an extra £50 a month and you could save more than £6,000 interest – and pay it off three years early. Always check for early-repayment charges, though.\"\n\n## 9\\. Shopping online? See if you can get paid to buy it\n\"Once you’ve found the best price with your choice of retailer online, always check to see if cashback is available – try Topcashback, Quidco and other major cashback sites you can find through online research. There’s often a code which can give you a discount on your chosen item.\"\n\n## 10\\. Pay off your pricey debts as a top priority\n“Let’s say you’ve got £1,000 on a card at 18% (£180\/yr interest bill) and, at the same time, £1,000 in savings earning 1% (giving you £10\/yr). If you could pay off the card balance with your savings, you’d be £170 better off a year. It won’t be for everyone’s circumstances as it’ll mean your savings being used up in one go, but you won’t have the interest to pay.”","meta_canonical":null}

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URL	https://www.barclays.co.uk/savings/saving-tips/
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Meta Title	10 great money saving tips \| Best ways to save money \| Barclays
Meta Description	Want to know the best ways to save money? Here are 10 smart money saving tips to help save on energy, food and household bills to boost your bank balance.
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Boilerpipe Text	If you’ve ever wondered about ways to supercharge your savings, why not look for help from hacks? Quick and quirky savings tips can act as rocket fuel to your efforts to regularly put money aside. These smart shortcuts could help you think differently about money, and make it work much harder for you. Or if you’re just starting to save, a number of small savvy steps can together lead to big savings and encourage you to nurture a brilliant new habit. To find some of the best hacks to share, we asked for top personal savings tricks from you, our colleagues at Barclays, friends and family - and were delighted at the response. We’ve highlighted our favourites in speech marks below – some are twists on an old invention, others we’ve never heard of before. And with 10 different tips to try, why not see which ones save you the most over a year? With the rise in the cost of living, they could help you cut back and stay on top of your money. 1. Take the 1p savings challenge “This is all about scale over a year! Save one penny on day 1, 2p on day 2, 3p on the third day and so on. After 365 days you could end up with savings over £650.” 2. Try a ‘no spend’ weekend “Set yourself a ‘no spend weekend’ – one every other month if you can. Do activities like going on walks, movie night, board games, free museums. And if you use up any leftover food from the week as well, this can all really make your salary go further every month.” 3. About to splurge? Save the same sum first “Next time you want to buy a treat from your usual spending money – a £30 dress, say – make yourself save the £30 first. For example stop yourself buying that coffee out (£3 saved), make a few extra veggie meals (£10 saved etc) until you hit £30. Now switch this sum from your current account into your savings account. This way, you’ll save extra, get in the habit of cutting back on spending and give yourself time to make sure you really want that dress.” 4. Put strangely-shaped veg in your supermarket trolley “Look out for oddly-shaped veg in boxes for discounts (often quite a few pounds cheaper) because many customers don’t like the way it looks. But if you don’t mind your vegetables coming in strange shapes, it’s an easy saving.” 5. Buy lost and stolen goods at police auctions "Police forces end up with plenty of lost and stolen items they can’t use, so sell them at auction. Items on offer vary wildly – bikes, razors, toys, denture cream, candles. Type the words ‘police stolen goods auction’ into your web browser and look for an auction near you. You’ll usually have to collect the goods in person, so always check location.” 6. Steer clear of monthly insurance bills “Your insurance premiums might look more affordable in any list of insurance quotes, but there’s often a sting – many firms charge high interest if you pay monthly. This can put an extra 10 per cent or more on to your premiums – that’s a whopping £50 more, for example, for a £500 car cover policy. Pay upfront if you can.” 7. Take a very close look at your tax code “It might look innocent enough to ignore but your tax code can trip you up – it’ll always pay to double-check you’ve got the right one. If it’s wrong, you could pay too much tax or pay too little and get a hefty bill later on. Millions pay the wrong amount every year. There are loads of HMRC tax tips to check you’re on the right one.” 8. Consider putting £50 a month extra onto your mortgage payment “Overpay a bit each month and you could chop your mortgage term and save thousands in interest. Imagine you owe £100,000 at 3%. It’d be roughly £470 a month over 25 years. But pay an extra £50 a month and you could save more than £6,000 interest – and pay it off three years early. Always check for early-repayment charges, though." 9. Shopping online? See if you can get paid to buy it "Once you’ve found the best price with your choice of retailer online, always check to see if cashback is available – try Topcashback, Quidco and other major cashback sites you can find through online research. There’s often a code which can give you a discount on your chosen item." 10. Pay off your pricey debts as a top priority “Let’s say you’ve got £1,000 on a card at 18% (£180/yr interest bill) and, at the same time, £1,000 in savings earning 1% (giving you £10/yr). If you could pay off the card balance with your savings, you’d be £170 better off a year. It won’t be for everyone’s circumstances as it’ll mean your savings being used up in one go, but you won’t have the interest to pay.”
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[Helping younger generations](https://www.barclays.co.uk/moments/helping-younger-generations/) - [Teaching children about money](https://www.barclays.co.uk/moments/children-and-money/) [\-]() ![](https://www.barclays.co.uk/content/dam/lifestyle-images/personal/savings/family_3_1.large.medium_quality.jpg) # Boost your savings Simple hacks to help your bank account We’ve gathered 10 of the best personal finance hacks – savvy shortcuts to bolster your bank balance.[1](https://www.barclays.co.uk/savings/saving-tips/#ref1) If you’ve ever wondered about ways to supercharge your savings, why not look for help from hacks? Quick and quirky savings tips can act as rocket fuel to your efforts to regularly put money aside. These smart shortcuts could help you think differently about money, and make it work much harder for you. Or if you’re just starting to save, a number of small savvy steps can together lead to big savings and encourage you to nurture a brilliant new habit. To find some of the best hacks to share, we asked for top personal savings tricks from you, our colleagues at Barclays, friends and family - and were delighted at the response. We’ve highlighted our favourites in speech marks below – some are twists on an old invention, others we’ve never heard of before. And with 10 different tips to try, why not see which ones save you the most over a year? With the rise in the cost of living, they could help you cut back and stay on top of your money. ## 1\. Take the 1p savings challenge “This is all about scale over a year! Save one penny on day 1, 2p on day 2, 3p on the third day and so on. After 365 days you could end up with savings over £650.” ## 2\. Try a ‘no spend’ weekend “Set yourself a ‘no spend weekend’ – one every other month if you can. Do activities like going on walks, movie night, board games, free museums. And if you use up any leftover food from the week as well, this can all really make your salary go further every month.” ## 3\. About to splurge? Save the same sum first “Next time you want to buy a treat from your usual spending money – a £30 dress, say – make yourself save the £30 first. For example stop yourself buying that coffee out (£3 saved), make a few extra veggie meals (£10 saved etc) until you hit £30. Now switch this sum from your current account into your savings account. This way, you’ll save extra, get in the habit of cutting back on spending and give yourself time to make sure you really want that dress.” ## 4\. Put strangely-shaped veg in your supermarket trolley “Look out for oddly-shaped veg in boxes for discounts (often quite a few pounds cheaper) because many customers don’t like the way it looks. But if you don’t mind your vegetables coming in strange shapes, it’s an easy saving.” ## 5\. Buy lost and stolen goods at police auctions "Police forces end up with plenty of lost and stolen items they can’t use, so sell them at auction. Items on offer vary wildly – bikes, razors, toys, denture cream, candles. Type the words ‘police stolen goods auction’ into your web browser and look for an auction near you. You’ll usually have to collect the goods in person, so always check location.” ## 6\. Steer clear of monthly insurance bills “Your insurance premiums might look more affordable in any list of insurance quotes, but there’s often a sting – many firms charge high interest if you pay monthly. This can put an extra 10 per cent or more on to your premiums – that’s a whopping £50 more, for example, for a £500 car cover policy. Pay upfront if you can.” ## 7\. Take a very close look at your tax code “It might look innocent enough to ignore but your tax code can trip you up – it’ll always pay to double-check you’ve got the right one. If it’s wrong, you could pay too much tax or pay too little and get a hefty bill later on. Millions pay the wrong amount every year. There are loads of [HMRC tax tips](https://www.gov.uk/income-tax/check-youre-paying-the-right-amount "Opens in a new window") to check you’re on the right one.” ## 8\. Consider putting £50 a month extra onto your mortgage payment “Overpay a bit each month and you could chop your mortgage term and save thousands in interest. Imagine you owe £100,000 at 3%. It’d be roughly £470 a month over 25 years. But pay an extra £50 a month and you could save more than £6,000 interest – and pay it off three years early. Always check for early-repayment charges, though." ## 9\. Shopping online? See if you can get paid to buy it "Once you’ve found the best price with your choice of retailer online, always check to see if cashback is available – try Topcashback, Quidco and other major cashback sites you can find through online research. There’s often a code which can give you a discount on your chosen item." ## 10\. Pay off your pricey debts as a top priority “Let’s say you’ve got £1,000 on a card at 18% (£180/yr interest bill) and, at the same time, £1,000 in savings earning 1% (giving you £10/yr). If you could pay off the card balance with your savings, you’d be £170 better off a year. It won’t be for everyone’s circumstances as it’ll mean your savings being used up in one go, but you won’t have the interest to pay.” ## You may also be interested in ![](https://www.barclays.co.uk/content/dam/lifestyle-images/personal/ways-to-bank/wtb_bmb_register_16_9.xsmall.medium_quality.jpg) ### The Barclays app Join 10 million Barclays customers using our app[2](https://www.barclays.co.uk/savings/saving-tips/#ref2) Use your phone or tablet to manage your accounts, send money and earn rewards [Get the app](https://www.barclays.co.uk/ways-to-bank/mobile-banking-app/) ![](https://www.barclays.co.uk/content/dam/lifestyle-images/personal/savings/lady_camper_phone_16_9.xsmall.medium_quality.jpg) ### Compare savings accounts You can start saving for your goals today We have a range of savings and investment options for you to choose from. You can start today from £1. - Track and manage your savings online – so you’re always in control - Explore our savings accounts. [Discover accounts](https://www.barclays.co.uk/savings/) ![](https://www.barclays.co.uk/content/dam/lifestyle-images/personal/savings/fh-girl-writing-in-diary_16_9.xsmall.medium_quality.jpg) ### How to save money quickly 10 fast ways to build your savings Cutting back on a few non-essential items could be a quick way to help you save a little more each month [Save money quickly](https://www.barclays.co.uk/savings/guides/how-to-save-money/) ![](https://www.barclays.co.uk/content/dam/lifestyle-images/personal/savings/quick_guide_16_9.xsmall.medium_quality.jpg) ### Make money work for you Explore the ways we can help you start a new relationship with money, whatever your age. [Make money work for you](https://www.barclays.co.uk/make-money-work-for-you/) ## Important information 1. This article isn’t providing financial advice – if you need help getting your overall household finances in shape, it could help to get in touch with an expert. The Financial Conduct Authority provides tips on how to [find a qualified independent financial adviser](https://www.fca.org.uk/consumers/finding-adviser "Opens in a new window"). At certain times throughout this article you may be linked to websites owned and operated by other organisations and will be subject to their terms and conditions.[Return to reference](https://www.barclays.co.uk/savings/saving-tips/#foot1) 2. You need to be 11 or over to use the app [Terms and conditions apply](https://www.barclays.co.uk/ways-to-bank/mobile-banking-app/archive-terms-conditions/)[Return to reference](https://www.barclays.co.uk/savings/saving-tips/#foot2) [\-]() - [Current accounts](https://www.barclays.co.uk/current-accounts/) - [Compare savings accounts](https://www.barclays.co.uk/savings/) - [Compare cash ISAs](https://www.barclays.co.uk/savings/isas/) - [Loans](https://www.barclays.co.uk/loans/) - [Mortgages](https://www.barclays.co.uk/mortgages/) - [Mortgage calculator](https://www.barclays.co.uk/mortgages/mortgage-calculator/) - [Insurance](https://www.barclays.co.uk/insurance/) - [Credit cards](https://www.barclays.co.uk/credit-cards/) - [Life insurance](https://www.barclays.co.uk/insurance/life-insurance/) - [Help and FAQs](https://www.barclays.co.uk/help/) - [Switch to Barclays](https://www.barclays.co.uk/current-accounts/switch-bank-account/) - [Report fraud or a scam](https://www.barclays.co.uk/fraud-and-scams/reporting-scams-and-reporting-fraud/) - [Protect yourself from scams](https://www.barclays.co.uk/fraud-and-scams/scams-protection/) - [Important information](https://www.barclays.co.uk/important-information/) - [Accessibility](https://www.barclays.co.uk/accessibility/) - [Privacy Policy](https://www.barclays.co.uk/important-information/control-your-data/) - [Cookies](https://www.barclays.co.uk/important-information/cookies-policy/) - [Security](https://www.barclays.co.uk/fraud-and-scams/) - [Careers](https://jobs.barclays.co.uk/ "Opens in a new window") - [Find Barclays](https://www.barclays.co.uk/branch-finder/) - [Service status](https://status.uk.barclays/ "Opens in a new window") - [Send us a message](https://www.barclays.co.uk/help/customer-services/contact_service/) - [Find us on X](https://x.com/barclaysukhelp "Opens in a new window") Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 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Readable Markdown	If you’ve ever wondered about ways to supercharge your savings, why not look for help from hacks? Quick and quirky savings tips can act as rocket fuel to your efforts to regularly put money aside. These smart shortcuts could help you think differently about money, and make it work much harder for you. Or if you’re just starting to save, a number of small savvy steps can together lead to big savings and encourage you to nurture a brilliant new habit. To find some of the best hacks to share, we asked for top personal savings tricks from you, our colleagues at Barclays, friends and family - and were delighted at the response. We’ve highlighted our favourites in speech marks below – some are twists on an old invention, others we’ve never heard of before. And with 10 different tips to try, why not see which ones save you the most over a year? With the rise in the cost of living, they could help you cut back and stay on top of your money. ## 1\. Take the 1p savings challenge “This is all about scale over a year! Save one penny on day 1, 2p on day 2, 3p on the third day and so on. After 365 days you could end up with savings over £650.” ## 2\. Try a ‘no spend’ weekend “Set yourself a ‘no spend weekend’ – one every other month if you can. Do activities like going on walks, movie night, board games, free museums. And if you use up any leftover food from the week as well, this can all really make your salary go further every month.” ## 3\. About to splurge? Save the same sum first “Next time you want to buy a treat from your usual spending money – a £30 dress, say – make yourself save the £30 first. For example stop yourself buying that coffee out (£3 saved), make a few extra veggie meals (£10 saved etc) until you hit £30. Now switch this sum from your current account into your savings account. This way, you’ll save extra, get in the habit of cutting back on spending and give yourself time to make sure you really want that dress.” ## 4\. Put strangely-shaped veg in your supermarket trolley “Look out for oddly-shaped veg in boxes for discounts (often quite a few pounds cheaper) because many customers don’t like the way it looks. But if you don’t mind your vegetables coming in strange shapes, it’s an easy saving.” ## 5\. Buy lost and stolen goods at police auctions "Police forces end up with plenty of lost and stolen items they can’t use, so sell them at auction. Items on offer vary wildly – bikes, razors, toys, denture cream, candles. Type the words ‘police stolen goods auction’ into your web browser and look for an auction near you. You’ll usually have to collect the goods in person, so always check location.” ## 6\. Steer clear of monthly insurance bills “Your insurance premiums might look more affordable in any list of insurance quotes, but there’s often a sting – many firms charge high interest if you pay monthly. This can put an extra 10 per cent or more on to your premiums – that’s a whopping £50 more, for example, for a £500 car cover policy. Pay upfront if you can.” ## 7\. Take a very close look at your tax code “It might look innocent enough to ignore but your tax code can trip you up – it’ll always pay to double-check you’ve got the right one. If it’s wrong, you could pay too much tax or pay too little and get a hefty bill later on. Millions pay the wrong amount every year. There are loads of [HMRC tax tips](https://www.gov.uk/income-tax/check-youre-paying-the-right-amount "Opens in a new window") to check you’re on the right one.” ## 8\. Consider putting £50 a month extra onto your mortgage payment “Overpay a bit each month and you could chop your mortgage term and save thousands in interest. Imagine you owe £100,000 at 3%. It’d be roughly £470 a month over 25 years. But pay an extra £50 a month and you could save more than £6,000 interest – and pay it off three years early. Always check for early-repayment charges, though." ## 9\. Shopping online? See if you can get paid to buy it "Once you’ve found the best price with your choice of retailer online, always check to see if cashback is available – try Topcashback, Quidco and other major cashback sites you can find through online research. There’s often a code which can give you a discount on your chosen item." ## 10\. Pay off your pricey debts as a top priority “Let’s say you’ve got £1,000 on a card at 18% (£180/yr interest bill) and, at the same time, £1,000 in savings earning 1% (giving you £10/yr). If you could pay off the card balance with your savings, you’d be £170 better off a year. It won’t be for everyone’s circumstances as it’ll mean your savings being used up in one go, but you won’t have the interest to pay.”
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