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URLhttps://www.axatravelinsurance.com/destination/schengen
Last Crawled2026-04-04 23:00:35 (3 days ago)
First Indexed2023-08-02 08:57:38 (2 years ago)
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Meta TitleSecure Your Schengen Trip with AXA Travel Insurance
Meta DescriptionProtect your Schengen trip with AXA Travel Insurance, covering medical emergencies, trip cancellations and more. Get a quote today!
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Traveling to a Schengen Area? To ensure a smooth travel experience in European countries, it's essential to be aware of the regulations outlined in the Schengen Agreement. This treaty establishes the Schengen Area, comprising of 29 European countries that have removed internal border checks for short-term tourism, business travel, or transit to non-Schengen destinations. Citizens from the United States, Brazil, Canada, and Mexico have visa-free agreements to the Schengen Territory, so long as their stay is 90 days or less in a 180-day period. You may wish to take the following steps to avoid any issues during your trip: Passport Double-check the expiration date on your passport, paying particular attention to the validity of childrens passports, which are only valid for five years. Make sure your passport is valid for at least six months beyond your intended return date Always carry your passport with you when traveling to other countries within the Schengen Area. While there may not be any border checks at the time of your travel, officials have the authority to reinstate border controls at any time, without prior notice. Other important information, including passport validity requirements for your destination country, can be found on the U.S. Department of State – Bureau of Consulate Affairs. Schengen Travel Insurance of which AXA is a leading provider, covers you in all 27 Countries within the Schengen Territory that have abolished internal border controls for their citizens. The countries are: Austria Belgium Croatia Czech Republic Denmark Estonia Finland France Germany Greece Hungary Iceland Italy Latvia Liechtenstein Lithuania Luxembourg Malta The Netherlands Norway Poland Portugal Slovakia Slovenia Spain Sweden Switzerland It also covers states which are de facto within the Schengen Area such as Monaco, San Marino, and Vatican City, which have opened their borders with, but are not members of, the visa-free zone. These countries include many of Europe’s most popular tourist hotspots, including Paris, Berlin, Rome, the Alps, the Greek islands, Amsterdam, and many more, as well as hidden gems that are becoming more popular with travelers looking for new experiences, like the Baltic states, Finland, Poland, and Hungary’s capital Budapest. Countries not included in the Schengen Area are: Albania Armenia Azerbaijan Belarus Bosnia & Herzegovina Bulgaria Croatia Cyprus Ireland Macedonia Moldova Montenegro Serbia Ukraine United Kingdom Romania Do I need travel insurance while traveling to Schengen Countries? The main purpose of travel insurance is to provide protection to travelers in case of eligible unexpected events such as medical emergencies, accidents, trip cancellations, lost luggage, and other travel-related issues. Without adequate insurance coverage, travelers may face significant financial losses and hardships if they encounter any unforeseen circumstances while traveling in the Schengen Territory. AXA is a reputable provider of travel insurance for the EU Union. With a presence in over 30 countries across 5 continents and over 20 years of experience, we are committed to providing our customers with reliable coverage no matter where their travels take them. Our policies offer coverage at reasonable rates for a wide range of travel- related risks, including medical expenses, emergency medical evacuation, trip cancellations, personal liability, and more. AXA Explorer Select , Explorer Standard , Explorer OnTrip & Explorer Elite plans cater to the needs of Schengen Travelers. With our travel protection plans , you can be covered for medical expenses, emergency evacuations and repatriations, and Covid related issues. In addition, our 24/7 emergency assistance and support services can help you deal with unforeseen circumstances during your trip. Learn more about our travel plan benefits. US Travelers who are seeking Travel Insurance for the visa-free Schengen Zone can do so by purchasing online or calling 855-327-1441 Monday – Saturday 8AM – 7PM CST. Receive a free quote within minutes of completing our travel form or speak with our team of licensed travel advisors to help you customize and choose the right travel insurance plan for you. What do I receive with my Schengen travel insurance? US travelers who have purchased an AXA travel protection plan will be covered accordingly based on their travel plan selection. In general, our travel plans offer a variety of coverage limits that you can select based on your needs and travel plans. These include emergency accident and sickness medical expense coverage, trip cancellation or trip interruption coverage, baggage delay or baggage and personal effects coverage, rental car damage coverage, optional trip cancellation for any-reason, and more! It is recommended to get travel insurance; regular health insurance may not cover all of your medical expenses during your trip or provide overseas coverage in case of any unforeseen circumstances. Additionally, if you plan to visit multiple Schengen countries or want to have a flexible itinerary, travel insurance is a great way to ensure coverage in most European countries. It is important to carefully review your policy and understand what is and isn't covered, as well as any exclusions or limitations that may apply. Check out our Schengen Visa Ready Products What countries are covered under my AXA Travel Plan? Our Explorer Select , Explorer Standard , Explorer OnTrip & Explorer Elite Plan are Schengen Eligible. Meaning travelers will be covered in all 27 countries in the Schengen Territory. How can AXA help with your trip to Europe? AXA offers reasonable travel plans to meet your travel needs when traveling abroad. With extensive coverage in medical emergencies , trip cancellation , trip delays ; AXA Travel Insurance has you covered in your time of need. Our travel protection plans offer coverage for various situations during your trip. This includes medical expenses up to $250,000 for the Explorer Elite plan, emergency evacuations and repatriation up to $1,00,000 for the Explorer Elite Plan. Additionally, we provide round-the-clock emergency assistance and support services to help you deal with any unexpected situations that may arise. How to get a Travel Protection Quote Receive a free quote within minutes Or call us at 855-327-1441 to speak with our licensed Travel Insurance Advisors. Monday-Saturday, 8AM-7PM Central Time Does AXA Travel Insurance provide coverage for Schengen Visa? AXA Explorer Select and Explorer Elite plans offer the necessary medical and assistance coverage in all 27 countries in the Schengen Territory. However, the Explorer Select & Explorer Elite plans only provide coverage up to 120 days. Our Explorer OnTrip plan provides coverage for 180 days. What should I do if I have a medical issue while in the Schengen Area? Please contact the local authority as soon as possible. Then contact us on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy. If you require assistance while traveling, call us at +1312-935-1719 The embassy states that I must get an insurance certificate with Covid protection. Is this possible? Travelers who have purchased an AXA travel plan will receive a Covid letter along with their confirmation of coverage and terms & conditions document.
Markdown
- [![pen]() File Claim](https://www.axatravelinsurance.com/contact-us/file-a-claim) - [![list]() FAQ](https://www.axatravelinsurance.com/faqs) [![site\_name](https://www.axatravelinsurance.com/image/company_logo?img_id=202291&t=1774961521591)](https://www.axatravelinsurance.com/) - Our Plans Our Plans Protect your trip from unforeseen events while traveling. Be it domestic or international, get a quote and compare our four plans that includes benefits like cancel for any reason, emergency medical, baggage loss and more [Find out more](https://www.axatravelinsurance.com/our-plans) - Our Plans [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) [North America Explorer](https://www.axatravelinsurance.com/our-plans/north-america-explorer) [Explorer Standard](https://www.axatravelinsurance.com/our-plans/explorer-standard) [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select) [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) [Compare Plans](https://www.axatravelinsurance.com/our-plans/compare-plans) - Plan Benefits Plan Benefits Whether traveling domestically or internationally, you want to plan for the unexpected. Our travel protection plans include many benefits such as Trip Cancellation, Trip Interruption, Emergency Medical Expense, Emergency Evacuation and Baggage Delay to help give you peace of mind before and during your trip [Find out more](https://www.axatravelinsurance.com/our-plans/benefits) - Plan Benefits [Evacuation & Repatriation](https://www.axatravelinsurance.com/our-plans/benefits/evacuation-repatriation) [Emergency Medical](https://www.axatravelinsurance.com/our-plans/benefits/emergency-medical) [Baggage Delay](https://www.axatravelinsurance.com/our-plans/benefits/baggage-delay) [Baggage Lost or Stolen](https://www.axatravelinsurance.com/our-plans/benefits/baggage-lost) [Cancel For Any Reason](https://www.axatravelinsurance.com/our-plans/benefits/cfar) [AD\&D](https://www.axatravelinsurance.com/our-plans/benefits/accidental-death-and-dismemberment) [Missed Connection](https://www.axatravelinsurance.com/our-plans/benefits/missed-connection) [Pre-Existing Medical](https://www.axatravelinsurance.com/our-plans/benefits/pre-existing-medical-condition) [Rental Car Damage](https://www.axatravelinsurance.com/our-plans/benefits/cdw) [Trip Delay](https://www.axatravelinsurance.com/our-plans/benefits/trip-delay) [Trip Cancellation](https://www.axatravelinsurance.com/our-plans/benefits/trip-cancellation) [Trip Interruption](https://www.axatravelinsurance.com/our-plans/benefits/trip-interruption) [Ancillary Evacuation](https://www.axatravelinsurance.com/our-plans/benefits/ancillary-evacuation) [Security & Natural Disaster](https://www.axatravelinsurance.com/our-plans/benefits/security-natural-disaster-evacuation) [Search & Rescue](https://www.axatravelinsurance.com/our-plans/benefits/search-rescue) [Pet Return Coverage](https://www.axatravelinsurance.com/our-plans/benefits/pet-return-coverage) [Change Fees](https://www.axatravelinsurance.com/our-plans/benefits/change-fees) [Pet Kennel Coverage](https://www.axatravelinsurance.com/our-plans/benefits/pet-kennel-coverage) [Pet Medical Coverage](https://www.axatravelinsurance.com/our-plans/benefits/pet-medical-coverage) [Frequent Traveler Reinstatement](https://www.axatravelinsurance.com/our-plans/benefits/frequent-traveler-reinstatement) - Destination Destination Want more information on the destination you are traveling to? Learn about how travel insurance can help you on your next adventure based on your destination. [Find out more](https://www.axatravelinsurance.com/destination) - Destination [Africa](https://www.axatravelinsurance.com/destination/africa) [Asia](https://www.axatravelinsurance.com/destination/asia) [Caribbean](https://www.axatravelinsurance.com/destination/caribbean) [Europe](https://www.axatravelinsurance.com/destination/europe) [Middle East](https://www.axatravelinsurance.com/destination/middle-east) [North America](https://www.axatravelinsurance.com/destination/north-america) [Latin America](https://www.axatravelinsurance.com/destination/latin-america) [Schengen Area](https://www.axatravelinsurance.com/destination/schengen) [Antarctica](https://www.axatravelinsurance.com/destination/antarctica/travel-insurance-antarctica-cruise) - Trip Types Trip Types Find the right travel insurance for your trip type. Coverage for adventure, ski, golf, road trips, group & single travel. [Find out more](https://www.axatravelinsurance.com/trip-types) - Trip Types [Single Trip Travel Insurance](https://www.axatravelinsurance.com/trip-types/single-trip) [Adventure Travel Insurance](https://www.axatravelinsurance.com/trip-types/adventure-travel-insurance) [Ski Travel Insurance](https://www.axatravelinsurance.com/trip-types/ski-travel-insurance) [Golf Travel Insurance](https://www.axatravelinsurance.com/trip-types/golf-travel-insurance) [Single Travel Insurance](https://www.axatravelinsurance.com/trip-types/single-travel-insurance) [Group Travel Insurance](https://www.axatravelinsurance.com/trip-types/group-travel-insurance) [Road Trip Travel Insurance](https://www.axatravelinsurance.com/trip-types/road-trip-travel-insurance) - Traveler types Traveler types Travel with confidence with AXA Travel Insurance plans designed for every traveler. Medical protection, cancellation coverage & emergency assistance worldwide. [Find out more](https://www.axatravelinsurance.com/traveler-type) - Traveler types [Senior Travel Insurance](https://www.axatravelinsurance.com/traveler-type/senior-travel-insurance) [Backpacker Travel Insurance](https://www.axatravelinsurance.com/traveler-type/backpacker-travel-insurance) [Couple Travel Insurance](https://www.axatravelinsurance.com/traveler-type/couple-travel-insurance) [Family Travel Insurance](https://www.axatravelinsurance.com/traveler-type/family-travel-insurance) [Solo Travel Insurance](https://www.axatravelinsurance.com/traveler-type/solo-travel-insurance) [Pregnancy Travel Insurance](https://www.axatravelinsurance.com/traveler-type/pregnancy-travel-insurance) - Resources Resources Get travel tips and advice for your next vacation. While also getting tips on popular destinations and learning more about Travel Insurance. [Find out more](https://www.axatravelinsurance.com/travel-resources) - Resources [Travel 101](https://www.axatravelinsurance.com/resources/travel-101) [Travel Guides](https://www.axatravelinsurance.com/resources/guides) [Travel Tips](https://www.axatravelinsurance.com/resources/travel-tips) [Travel Stories](https://www.axatravelinsurance.com/resources/stories) [Travel News](https://www.axatravelinsurance.com/resources/travel-news) - [Get a Quote](https://www.axatravelinsurance.com/quote) - [1-855-327-1441](tel:8553271441) - Our Plans Our Plans Protect your trip from unforeseen events while traveling. Be it domestic or international, get a quote and compare our four plans that includes benefits like cancel for any reason, emergency medical, baggage loss and more [Find out more](https://www.axatravelinsurance.com/our-plans) - Our Plans [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) [North America Explorer](https://www.axatravelinsurance.com/our-plans/north-america-explorer) [Explorer Standard](https://www.axatravelinsurance.com/our-plans/explorer-standard) [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select) [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) [Compare Plans](https://www.axatravelinsurance.com/our-plans/compare-plans) - Plan Benefits Plan Benefits Whether traveling domestically or internationally, you want to plan for the unexpected. Our travel protection plans include many benefits such as Trip Cancellation, Trip Interruption, Emergency Medical Expense, Emergency Evacuation and Baggage Delay to help give you peace of mind before and during your trip [Find out more](https://www.axatravelinsurance.com/our-plans/benefits) - Plan Benefits [Evacuation & Repatriation](https://www.axatravelinsurance.com/our-plans/benefits/evacuation-repatriation) [Emergency Medical](https://www.axatravelinsurance.com/our-plans/benefits/emergency-medical) [Baggage Delay](https://www.axatravelinsurance.com/our-plans/benefits/baggage-delay) [Baggage Lost or Stolen](https://www.axatravelinsurance.com/our-plans/benefits/baggage-lost) [Cancel For Any Reason](https://www.axatravelinsurance.com/our-plans/benefits/cfar) [AD\&D](https://www.axatravelinsurance.com/our-plans/benefits/accidental-death-and-dismemberment) [Missed Connection](https://www.axatravelinsurance.com/our-plans/benefits/missed-connection) [Pre-Existing Medical](https://www.axatravelinsurance.com/our-plans/benefits/pre-existing-medical-condition) [Rental Car Damage](https://www.axatravelinsurance.com/our-plans/benefits/cdw) [Trip Delay](https://www.axatravelinsurance.com/our-plans/benefits/trip-delay) [Trip Cancellation](https://www.axatravelinsurance.com/our-plans/benefits/trip-cancellation) [Trip Interruption](https://www.axatravelinsurance.com/our-plans/benefits/trip-interruption) [Ancillary Evacuation](https://www.axatravelinsurance.com/our-plans/benefits/ancillary-evacuation) [Security & Natural Disaster](https://www.axatravelinsurance.com/our-plans/benefits/security-natural-disaster-evacuation) [Search & Rescue](https://www.axatravelinsurance.com/our-plans/benefits/search-rescue) [Pet Return Coverage](https://www.axatravelinsurance.com/our-plans/benefits/pet-return-coverage) [Change Fees](https://www.axatravelinsurance.com/our-plans/benefits/change-fees) [Pet Kennel Coverage](https://www.axatravelinsurance.com/our-plans/benefits/pet-kennel-coverage) [Pet Medical Coverage](https://www.axatravelinsurance.com/our-plans/benefits/pet-medical-coverage) [Frequent Traveler Reinstatement](https://www.axatravelinsurance.com/our-plans/benefits/frequent-traveler-reinstatement) - Destination Destination Want more information on the destination you are traveling to? Learn about how travel insurance can help you on your next adventure based on your destination. [Find out more](https://www.axatravelinsurance.com/destination) - Destination [Africa](https://www.axatravelinsurance.com/destination/africa) [Asia](https://www.axatravelinsurance.com/destination/asia) [Caribbean](https://www.axatravelinsurance.com/destination/caribbean) [Europe](https://www.axatravelinsurance.com/destination/europe) [Middle East](https://www.axatravelinsurance.com/destination/middle-east) [North America](https://www.axatravelinsurance.com/destination/north-america) [Latin America](https://www.axatravelinsurance.com/destination/latin-america) [Schengen Area](https://www.axatravelinsurance.com/destination/schengen) [Antarctica](https://www.axatravelinsurance.com/destination/antarctica/travel-insurance-antarctica-cruise) - Trip Types Trip Types Find the right travel insurance for your trip type. Coverage for adventure, ski, golf, road trips, group & single travel. [Find out more](https://www.axatravelinsurance.com/trip-types) - Trip Types [Single Trip Travel Insurance](https://www.axatravelinsurance.com/trip-types/single-trip) [Adventure Travel Insurance](https://www.axatravelinsurance.com/trip-types/adventure-travel-insurance) [Ski Travel Insurance](https://www.axatravelinsurance.com/trip-types/ski-travel-insurance) [Golf Travel Insurance](https://www.axatravelinsurance.com/trip-types/golf-travel-insurance) [Single Travel Insurance](https://www.axatravelinsurance.com/trip-types/single-travel-insurance) [Group Travel Insurance](https://www.axatravelinsurance.com/trip-types/group-travel-insurance) [Road Trip Travel Insurance](https://www.axatravelinsurance.com/trip-types/road-trip-travel-insurance) - Traveler types Traveler types Travel with confidence with AXA Travel Insurance plans designed for every traveler. Medical protection, cancellation coverage & emergency assistance worldwide. [Find out more](https://www.axatravelinsurance.com/traveler-type) - Traveler types [Senior Travel Insurance](https://www.axatravelinsurance.com/traveler-type/senior-travel-insurance) [Backpacker Travel Insurance](https://www.axatravelinsurance.com/traveler-type/backpacker-travel-insurance) [Couple Travel Insurance](https://www.axatravelinsurance.com/traveler-type/couple-travel-insurance) [Family Travel Insurance](https://www.axatravelinsurance.com/traveler-type/family-travel-insurance) [Solo Travel Insurance](https://www.axatravelinsurance.com/traveler-type/solo-travel-insurance) [Pregnancy Travel Insurance](https://www.axatravelinsurance.com/traveler-type/pregnancy-travel-insurance) - Resources Resources Get travel tips and advice for your next vacation. While also getting tips on popular destinations and learning more about Travel Insurance. [Find out more](https://www.axatravelinsurance.com/travel-resources) - Resources [Travel 101](https://www.axatravelinsurance.com/resources/travel-101) [Travel Guides](https://www.axatravelinsurance.com/resources/guides) [Travel Tips](https://www.axatravelinsurance.com/resources/travel-tips) [Travel Stories](https://www.axatravelinsurance.com/resources/stories) [Travel News](https://www.axatravelinsurance.com/resources/travel-news) - [![pen]() File Claim](https://www.axatravelinsurance.com/contact-us/file-a-claim) - [![list]() FAQ](https://www.axatravelinsurance.com/faqs) ![Schengen Travel Insurance](https://www.axatravelinsurance.com/documents/3851266/0/Axa_Web_Banner_Ski+%280%29.webp/96d92cbe-43ae-ebda-dfaf-8fb2a33076dc?t=1744233775818) # Schengen Travel Insurance [GET A QUOTE](https://www.axatravelinsurance.com/quote) # Schengen Travel Insurance [GET A QUOTE](https://www.axatravelinsurance.com/quote) ## ## Traveling to a Schengen Area? To ensure a smooth travel experience in European countries, it's essential to be aware of the regulations outlined in the Schengen Agreement. This treaty establishes the Schengen Area, comprising of 29 European countries that have removed internal border checks for short-term tourism, business travel, or transit to non-Schengen destinations. Citizens from the United States, Brazil, Canada, and Mexico have visa-free agreements to the Schengen Territory, so long as their stay is 90 days or less in a 180-day period. You may wish to take the following steps to avoid any issues during your trip: ### **Passport** - Double-check the expiration date on your passport, paying particular attention to the validity of childrens passports, which are only valid for five years. - Make sure your passport is valid for at least six months beyond your intended return date - Always carry your passport with you when traveling to other countries within the Schengen Area. While there may not be any border checks at the time of your travel, officials have the authority to reinstate border controls at any time, without prior notice. Other important information, including passport validity requirements for your destination country, can be found on the [U.S. Department of State – Bureau of Consulate Affairs.](https://travel.state.gov/content/travel/en/international-travel/before-you-go/travelers-with-special-considerations/schengen.html) ### Schengen Travel Insurance of which AXA is a leading provider, covers you in all 27 Countries within the Schengen Territory that have abolished internal border controls for their citizens. The countries are: | **Austria** | **Belgium** | **Croatia** | **Czech Republic** | |---|---|---|---| | **Denmark** | **Estonia** | **Finland** | **France** | | **Germany** | **Greece** | **Hungary** | **Iceland** | | **Italy** | **Latvia** | **Liechtenstein** | **Lithuania** | | **Luxembourg** | **Malta** | **The Netherlands** | **Norway** | | **Poland** | **Portugal** | **Slovakia** | **Slovenia** | | **Spain** | **Sweden** | **Switzerland** | | It also covers states which are de facto within the Schengen Area such as Monaco, San Marino, and Vatican City, which have opened their borders with, but are not members of, the visa-free zone. These countries include many of Europe’s most popular tourist hotspots, including Paris, Berlin, Rome, the Alps, the Greek islands, Amsterdam, and many more, as well as hidden gems that are becoming more popular with travelers looking for new experiences, like the Baltic states, Finland, Poland, and Hungary’s capital Budapest. ![](https://www.axatravelinsurance.com/documents/3851266/0/Axa1.webp/a229a454-4e00-9f17-5928-1592e5ba82ec?t=1683141402390) Countries not included in the Schengen Area are: | | | | | |---|---|---|---| | **Albania** | **Armenia** | **Azerbaijan** | **Belarus** | | **Bosnia & Herzegovina** | **Bulgaria** | **Croatia** | **Cyprus** | | **Ireland** | **Macedonia** | **Moldova** | **Montenegro** | | **Serbia** | **Ukraine** | **United Kingdom** | **Romania** | ![](https://www.axatravelinsurance.com/documents/3851266/0/Axa3.webp/3bfa2be9-b93a-ddb4-46d2-79833e9b669d?t=1683142257545) Do I need travel insurance while traveling to Schengen Countries? The main purpose of travel insurance is to provide protection to travelers in case of eligible unexpected events such as medical emergencies, accidents, trip cancellations, lost luggage, and other travel-related issues. Without adequate insurance coverage, travelers may face significant financial losses and hardships if they encounter any unforeseen circumstances while traveling in the Schengen Territory. AXA is a reputable provider of travel insurance for the EU Union. With a presence in over 30 countries across 5 continents and over 20 years of experience, we are committed to providing our customers with reliable coverage no matter where their travels take them. Our policies offer coverage at reasonable rates for a wide range of travel- related risks, including medical expenses, emergency medical evacuation, trip cancellations, personal liability, and more. AXA [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select), [Explorer Standard](https://www.axatravelinsurance.com/our-plans/explorer-standard), [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) & [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) plans cater to the needs of Schengen Travelers. With our [travel protection plans](https://www.axatravelinsurance.com/our-plans), you can be covered for medical expenses, emergency evacuations and repatriations, and Covid related issues. In addition, our 24/7 emergency assistance and support services can help you deal with unforeseen circumstances during your trip. Learn more about our [travel plan benefits.](https://www.axatravelinsurance.com/our-plans/benefits) US Travelers who are seeking Travel Insurance for the visa-free Schengen Zone can do so by purchasing online or calling **855-327-1441** Monday – Saturday 8AM – 7PM CST. Receive a [free quote](https://www.axatravelinsurance.com/quote) within minutes of completing our travel form or speak with our team of licensed travel advisors to help you customize and choose the right travel insurance plan for you. ## **What do I receive with my Schengen travel insurance?** US travelers who have purchased an AXA travel protection plan will be covered accordingly based on their travel plan selection. In general, our travel plans offer a variety of coverage limits that you can select based on your needs and travel plans. These include emergency accident and sickness medical expense coverage, trip cancellation or trip interruption coverage, baggage delay or baggage and personal effects coverage, rental car damage coverage, optional trip cancellation for any-reason, and more\! It is recommended to get travel insurance; regular health insurance may not cover all of your medical expenses during your trip or provide overseas coverage in case of any unforeseen circumstances. Additionally, if you plan to visit multiple Schengen countries or want to have a flexible itinerary, travel insurance is a great way to ensure coverage in most European countries. It is important to carefully review your policy and understand what is and isn't covered, as well as any exclusions or limitations that may apply. [Check out our Schengen Visa Ready Products](https://www.axaschengeninsurance.com/) ## **What countries are covered under my AXA Travel Plan?** Our [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select), [Explorer Standard](https://www.axatravelinsurance.com/our-plans/explorer-standard), [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) & [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) Plan are Schengen Eligible. Meaning travelers will be covered in all 27 countries in the Schengen Territory. ## **How can AXA help with your trip to Europe?** AXA offers reasonable travel plans to meet your travel needs when traveling abroad. With extensive coverage in [medical emergencies](https://www.axatravelinsurance.com/our-plans/benefits/emergency-medical), [trip cancellation](https://www.axatravelinsurance.com/our-plans/benefits/trip-cancelation), [trip delays](https://www.axatravelinsurance.com/our-plans/benefits/baggage-delay); AXA Travel Insurance has you covered in your time of need. Our travel protection plans offer coverage for various situations during your trip. This includes medical expenses up to \$250,000 for the Explorer Elite plan, emergency evacuations and repatriation up to \$1,00,000 for the Explorer Elite Plan. Additionally, we provide round-the-clock emergency assistance and support services to help you deal with any unexpected situations that may arise. ## How to get a Travel Protection Quote **Receive a [free quote](https://www.axatravelinsurance.com/quote) within minutes Or call us at [855-327-1441](tel:855-327-1441) to speak with our licensed Travel Insurance Advisors. Monday-Saturday, 8AM-7PM Central Time** ## **Does AXA Travel Insurance provide coverage for Schengen Visa?** AXA [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select) and [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) plans offer the necessary medical and assistance coverage in all 27 countries in the Schengen Territory. However, the [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select) & [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite)plans only provide coverage up to 120 days. Our [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) plan provides coverage for 180 days. ## **What should I do if I have a medical issue while in the Schengen Area?** Please contact the local authority as soon as possible. Then contact us on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy. If you require assistance while traveling, call us at [\+1312-935-1719](https://www.axatravelinsurance.com/destination/schengen) ## **The embassy states that I must get an insurance certificate with Covid protection. Is this possible?** Travelers who have purchased an AXA travel plan will receive a Covid letter along with their confirmation of coverage and terms & conditions document. ## Need Help Choosing a Plan? Speak with one of our licensed representatives or our 24/7 multilingual Insurance advisors to find the coverage you need for your next trip. From Medical Coverage to Trip Cancellation Protection, our team of travel experts will help you choose the right coverage. [GET A QUOTE](https://www.axatravelinsurance.com/quote) [855-327-1441](tel:855-327-1441) licensed agents available ![](https://www.axatravelinsurance.com/documents/3851266/0/Axa_Agentes1.webp/613aca40-b79b-7920-b706-ab007934552d?t=1714581616448) ## PLANS - [Explorer On-Trip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) - [North America Explorer](https://www.axatravelinsurance.com/our-plans/north-america-explorer) - [Explorer Standard](https://www.axatravelinsurance.com/our-plans/explorer-standard) - [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select) - [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) - [Compare Plans](https://www.axatravelinsurance.com/our-plans/compare-plans) ## BENEFITS - [Cancel for Any Reason](https://www.axatravelinsurance.com/our-plans/benefits/cfar) - [Trip Cancellation](https://www.axatravelinsurance.com/our-plans/benefits/trip-cancellation) - [Emergency Medical](https://www.axatravelinsurance.com/our-plans/benefits/emergency-medical) - [Trip Interruption](https://www.axatravelinsurance.com/our-plans/benefits/trip-interruption) - [Missed Connection](https://www.axatravelinsurance.com/our-plans/benefits/missed-connection) - [Trip Delay](https://www.axatravelinsurance.com/our-plans/benefits/trip-delay) - [Baggage Loss or Theft](https://www.axatravelinsurance.com/our-plans/benefits/baggage-lost) - [COVID-19 Travel Benefits](https://www.axatravelinsurance.com/our-plans/benefits/covid-19) ## CONTACT - [File a Claim](https://www.axatravelinsurance.com/contact-us/file-a-claim) - [Contact Us](https://www.axatravelinsurance.com/contact-us/contact-form) - [Schengen US](https://www.axaschengeninsurance.com/) - [About Us](https://www.axatravelinsurance.com/contact-us/about-us) - [Privacy Policy](https://www.axapartners.us/en/privacy-policy) - [Terms and conditions](https://www.axatravelinsurance.com/contact-us/terms-and-conditions) - [Affiliate Program Signup](https://www.axatravelinsurance.com/destination/schengen) ## RESOURCES - [Travel Resources](https://www.axatravelinsurance.com/travel-resources) - [FAQ](https://www.axatravelinsurance.com/faqs) - [Schengen Area](https://www.axatravelinsurance.com/destination/schengen) - [Domestic Travel Insurance](https://www.axatravelinsurance.com/destination/domestic-travel) - [International Travel Insurance](https://www.axatravelinsurance.com/destination/international-travel) - [Website Cookies](https://www.axatravelinsurance.com/contact-us/cookies-policy) - [Cookies Preference Center](https://www.axatravelinsurance.com/destination/schengen) 855-327-1441 axatravelinsurance@axa-assistance.us [![](https://www.axatravelinsurance.com/documents/3851266/0/Accredited-Seals-Horizontal-Black+%281%29.webp/0b26d059-0af4-c867-7a37-50b896cc4072?t=1769617357840)](https://www.axatravelinsurance.com/quote) [![Ustia logo](https://www.axatravelinsurance.com/documents/3851266/13387464/Ustia+Logo.webp/72ac61fc-f4bc-0518-e9c7-80045fa8ffc2?t=1759247904160)](https://www.axatravelinsurance.com/quote) [![Syta logo](https://www.axatravelinsurance.com/documents/3851266/13387464/Syta+logo+partner.webp/7e6cac0c-53ec-dedd-3da1-62950a8946eb?t=1759248065169)](https://www.axatravelinsurance.com/quote) [![Ustoa logo](https://www.axatravelinsurance.com/documents/3851266/13387464/Ustoa+logo.webp/e1e16af3-f464-f18f-57d3-db0669189188?t=1759247905197)](https://www.axatravelinsurance.com/quote) - [AXA Assistance USA, Inc © 2026 All Rights Reserved. This website contains highlights of the plans developed by AXA Assistance USA, Inc. (“AXA”), which include travel insurance coverages underwritten by United States Fire Insurance Company (“USF”), Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al. All non-insurance Travel Assistance Services provided by AXA Assistance. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions, including an exclusion for pre-existing medical conditions. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact AXA, 2 Prudential Plaza /180 North Stetson Avenue, Ste 3650. Chicago, IL, 60601, Tel 1-855-327-1441, axatravelinsurance@axa-assistance.us, and in California, doing business as AXA Assistance Insurance Services, License Number 0H74893. While AXA markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by AXA, and AXA does not receive compensation from USF for providing the non-insurance components of the plans. Note: Travel Resource articles are intended to provide you with entertaining and educational information of a general nature. The articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Coverage is available to individuals ages 0–99; however, plans may only be purchased by U.S. residents who are over 18 years old. Coverage is only valid for travel destinations not under active government travel advisories at the time of departure. Please contact AXA Assistance USA, Inc if you have any questions. AXA Assistance USA, Inc.© All Rights Reserved 2026](https://www.axatravelinsurance.com/destination/schengen) ![](https://www.facebook.com/tr?id=447215104204746&ev=PageView&noscript=1)
Readable Markdown
## Traveling to a Schengen Area? To ensure a smooth travel experience in European countries, it's essential to be aware of the regulations outlined in the Schengen Agreement. This treaty establishes the Schengen Area, comprising of 29 European countries that have removed internal border checks for short-term tourism, business travel, or transit to non-Schengen destinations. Citizens from the United States, Brazil, Canada, and Mexico have visa-free agreements to the Schengen Territory, so long as their stay is 90 days or less in a 180-day period. You may wish to take the following steps to avoid any issues during your trip: ### **Passport** - Double-check the expiration date on your passport, paying particular attention to the validity of childrens passports, which are only valid for five years. - Make sure your passport is valid for at least six months beyond your intended return date - Always carry your passport with you when traveling to other countries within the Schengen Area. While there may not be any border checks at the time of your travel, officials have the authority to reinstate border controls at any time, without prior notice. Other important information, including passport validity requirements for your destination country, can be found on the [U.S. Department of State – Bureau of Consulate Affairs.](https://travel.state.gov/content/travel/en/international-travel/before-you-go/travelers-with-special-considerations/schengen.html) ### Schengen Travel Insurance of which AXA is a leading provider, covers you in all 27 Countries within the Schengen Territory that have abolished internal border controls for their citizens. The countries are: | **Austria** | **Belgium** | **Croatia** | **Czech Republic** | |---|---|---|---| | **Denmark** | **Estonia** | **Finland** | **France** | | **Germany** | **Greece** | **Hungary** | **Iceland** | | **Italy** | **Latvia** | **Liechtenstein** | **Lithuania** | | **Luxembourg** | **Malta** | **The Netherlands** | **Norway** | | **Poland** | **Portugal** | **Slovakia** | **Slovenia** | | **Spain** | **Sweden** | **Switzerland** | | It also covers states which are de facto within the Schengen Area such as Monaco, San Marino, and Vatican City, which have opened their borders with, but are not members of, the visa-free zone. These countries include many of Europe’s most popular tourist hotspots, including Paris, Berlin, Rome, the Alps, the Greek islands, Amsterdam, and many more, as well as hidden gems that are becoming more popular with travelers looking for new experiences, like the Baltic states, Finland, Poland, and Hungary’s capital Budapest. ![](https://www.axatravelinsurance.com/documents/3851266/0/Axa1.webp/a229a454-4e00-9f17-5928-1592e5ba82ec?t=1683141402390) Countries not included in the Schengen Area are: | | | | | |---|---|---|---| | **Albania** | **Armenia** | **Azerbaijan** | **Belarus** | | **Bosnia & Herzegovina** | **Bulgaria** | **Croatia** | **Cyprus** | | **Ireland** | **Macedonia** | **Moldova** | **Montenegro** | | **Serbia** | **Ukraine** | **United Kingdom** | **Romania** | ![](https://www.axatravelinsurance.com/documents/3851266/0/Axa3.webp/3bfa2be9-b93a-ddb4-46d2-79833e9b669d?t=1683142257545) Do I need travel insurance while traveling to Schengen Countries? The main purpose of travel insurance is to provide protection to travelers in case of eligible unexpected events such as medical emergencies, accidents, trip cancellations, lost luggage, and other travel-related issues. Without adequate insurance coverage, travelers may face significant financial losses and hardships if they encounter any unforeseen circumstances while traveling in the Schengen Territory. AXA is a reputable provider of travel insurance for the EU Union. With a presence in over 30 countries across 5 continents and over 20 years of experience, we are committed to providing our customers with reliable coverage no matter where their travels take them. Our policies offer coverage at reasonable rates for a wide range of travel- related risks, including medical expenses, emergency medical evacuation, trip cancellations, personal liability, and more. AXA [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select), [Explorer Standard](https://www.axatravelinsurance.com/our-plans/explorer-standard), [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) & [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) plans cater to the needs of Schengen Travelers. With our [travel protection plans](https://www.axatravelinsurance.com/our-plans), you can be covered for medical expenses, emergency evacuations and repatriations, and Covid related issues. In addition, our 24/7 emergency assistance and support services can help you deal with unforeseen circumstances during your trip. Learn more about our [travel plan benefits.](https://www.axatravelinsurance.com/our-plans/benefits) US Travelers who are seeking Travel Insurance for the visa-free Schengen Zone can do so by purchasing online or calling **855-327-1441** Monday – Saturday 8AM – 7PM CST. Receive a [free quote](https://www.axatravelinsurance.com/quote) within minutes of completing our travel form or speak with our team of licensed travel advisors to help you customize and choose the right travel insurance plan for you. ## **What do I receive with my Schengen travel insurance?** US travelers who have purchased an AXA travel protection plan will be covered accordingly based on their travel plan selection. In general, our travel plans offer a variety of coverage limits that you can select based on your needs and travel plans. These include emergency accident and sickness medical expense coverage, trip cancellation or trip interruption coverage, baggage delay or baggage and personal effects coverage, rental car damage coverage, optional trip cancellation for any-reason, and more\! It is recommended to get travel insurance; regular health insurance may not cover all of your medical expenses during your trip or provide overseas coverage in case of any unforeseen circumstances. Additionally, if you plan to visit multiple Schengen countries or want to have a flexible itinerary, travel insurance is a great way to ensure coverage in most European countries. It is important to carefully review your policy and understand what is and isn't covered, as well as any exclusions or limitations that may apply. [Check out our Schengen Visa Ready Products](https://www.axaschengeninsurance.com/) ## **What countries are covered under my AXA Travel Plan?** Our [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select), [Explorer Standard](https://www.axatravelinsurance.com/our-plans/explorer-standard), [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) & [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) Plan are Schengen Eligible. Meaning travelers will be covered in all 27 countries in the Schengen Territory. ## **How can AXA help with your trip to Europe?** AXA offers reasonable travel plans to meet your travel needs when traveling abroad. With extensive coverage in [medical emergencies](https://www.axatravelinsurance.com/our-plans/benefits/emergency-medical), [trip cancellation](https://www.axatravelinsurance.com/our-plans/benefits/trip-cancelation), [trip delays](https://www.axatravelinsurance.com/our-plans/benefits/baggage-delay); AXA Travel Insurance has you covered in your time of need. Our travel protection plans offer coverage for various situations during your trip. This includes medical expenses up to \$250,000 for the Explorer Elite plan, emergency evacuations and repatriation up to \$1,00,000 for the Explorer Elite Plan. Additionally, we provide round-the-clock emergency assistance and support services to help you deal with any unexpected situations that may arise. ## How to get a Travel Protection Quote **Receive a [free quote](https://www.axatravelinsurance.com/quote) within minutes Or call us at [855-327-1441](tel:855-327-1441) to speak with our licensed Travel Insurance Advisors. Monday-Saturday, 8AM-7PM Central Time** ## **Does AXA Travel Insurance provide coverage for Schengen Visa?** AXA [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select) and [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite) plans offer the necessary medical and assistance coverage in all 27 countries in the Schengen Territory. However, the [Explorer Select](https://www.axatravelinsurance.com/our-plans/explorer-select) & [Explorer Elite](https://www.axatravelinsurance.com/our-plans/explorer-elite)plans only provide coverage up to 120 days. Our [Explorer OnTrip](https://www.axatravelinsurance.com/our-plans/explorer-on-trip) plan provides coverage for 180 days. ## **What should I do if I have a medical issue while in the Schengen Area?** Please contact the local authority as soon as possible. Then contact us on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy. If you require assistance while traveling, call us at [\+1312-935-1719](https://www.axatravelinsurance.com/destination/schengen) ## **The embassy states that I must get an insurance certificate with Covid protection. Is this possible?** Travelers who have purchased an AXA travel plan will receive a Covid letter along with their confirmation of coverage and terms & conditions document.
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