🕷️ Crawler Inspector

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Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 49 (from laksa136)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa049.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.axa-schengen.com/en/visa\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.axa-schengen.com/en/visa\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.axa-schengen.com\/en\/visa","crawl_time":1775984464,"first_indexed_time":1732999574,"http_code":200,"src_unparsed":"com,axa-schengen!www,\/en\/visa s443","src_root_hash":"14404678373584951049","history_drop_reason":null,"meta_title":"Schengen Visa for Europe: A complete guide to getting one easily","meta_descriptions":["Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe"],"attrs_boilerpipe_text":"DATE: 11\/01\/25\nSchengen Travel Insurance\nis mandatory to obtain your Schengen visa!\nPlanning a trip to Europe? All your question about the Schengen visa answered!\nOne of the most common questions people ask when planning a trip abroad — be it for vacation, work, school, or even a new life — is whether or not they’ll\nneed a visa\n. And when planning a trip to Europe, chances are the visa they’re talking about is none other than the\nSchengen visa\n. After all, the\nSchengen visa\nis often that one precious key that hundreds of millions of international travelers need in order to open the door to the majority of the European continent.\nFortunately,\nSchengen travel insurance experts\nAXA have all you need to know about the\nSchengen visa\n(and all it entails) too\\! And our comprehensive guide below is therefore guaranteed to not only help you have that key in your hand \\- but to also make your upcoming trip to one, two, or even dozens of European countries as smooth as can be\\!\nWhat is the Schengen area?\nWhat is the Schengen visa (and what can I do with one)?\nWhat are the different types of Schengen visas?\nWhich Schengen countries issue visas?\nWho needs a Schengen visa?\nWhere can I apply for a Schengen visa?\nHow to apply for a Schengen visa\nWhat are the required documents for obtaining a Schengen visa?\nHow long does it take to process a Schengen visa?\nHow much is a Schengen Visa?\nWhat to do if a Schengen visa application is refused?\nWhat travel insurance is accepted for a Schengen visa?\nWhat is the Schengen area?\nFirst off, let’s start with the geography (and brief history).\nThe Schengen area\nwas established in 1985 with the signing of the Schengen Agreement, which, in turn, was designed to allow\ncontrol-free travel for citizens of a number of European countries.\nSince then, it has grown to encompass a territory of over 400 million square miles and comprises over two dozen nations within mainland Europe (and a few beyond). And, thus, the Schengen Zone today represents\nthe largest area in the world where one can travel freely\n.\nThe Schengen Area includes the majority of\ncountries in the European Union\n(except for Ireland and Cyprus), as well as four countries of the European Free Trade Association (i.e., Iceland, Liechtenstein, Norway, and Switzerland).\nIMPORTANT:\nHowever, in recent years, some border controls between Schengen countries have been temporarily reinstated — for reasons validated by the European Union (and mainly having to do with internal security).\nBut fear not AXA can also tell you\nwhich European countries may be reinstating border controls\n(and why) too.\nPRO-TIPS:\nThe geography of Europe as a whole can often be complicated, which is also why AXA can help you further wrap your head around:\nWhich European countries are not in the Schengen area?\nThe key differences between Europe, the EU, the Schengen Zone, the Euro Zone, and the EEA\nWhat is the Schengen visa (and what can I do with one)?\nPer the Schengen agreement, nationals of the Schengen Zone (and the European Union) are permitted to travel to, from, and throughout the Schengen Area visa-free.\nThe Schengen visa, meanwhile, is a\nmandatory travel document\nfor nationals of a large number of “third countries” (i.e., those not in the European Union) wishing to travel to the Schengen area.\nIt is a\nuniform visa\nestablished by the EU, and its eligibility criteria are harmonized across all\nSchengen countries\nmeaning that the application requirements are the same everywhere for all travelers.\nWhat is the difference between a traditional visa and a Schengen visa?\nA traditional visa typically refers to a visa issued for entry into a single country. And it, therefore, usually restricts travel anywhere beyond that one nation.\nA\nSchengen visa\n, on the other hand, allows for travel within all\nSchengen Area countries.\nIn other words, a\nSchengen visa\nsimplifies travel to, from, within, and between dozens of European countries on a single permit.\nWhat are the dos and don’ts of a Schengen Visa?\nAnd, once you have one, here’s what you can (and can’t) do in Europe:\nA\nSchengen visa\nallows you\nto stay in and\/or travel\nacross the entire Schengen area\nIt authorizes\na maximum stay of 90 days\n(consecutive or distributed\nover a period of 180 days*\ntotal) in one or any of the Schengen Area member states\n*PRO-TIP:\nDon’t worry we’ll explain the whole 90\/180-day thing below !\nIt can be issued for a single entry or for multiple entries\nReasons for being issued a Schengen visa\ninclude\ntourism\n,\nbusiness trips\n,\nvisits to relatives\n,\nshort training courses\n(i.e., an internship), and\/or certain one-off paid activities \\- such as an artist tour, a sporting competition, a conference, or seasonal employment (provided that a temporary work permit has been obtained before departure).\nPRO HEADS-UP:\nThe\nSchengen visa\ndoes not, however, grant the right to residency in a Schengen Area country\nThe Schengen visa does not allow work\nThe\nSchengen visa application\nmust be made before the trip, as it is not possible to obtain one on arrival in Europe (except in rare cases).\nWhat are the different types of Schengen visas?\nAnd now here’s a quick breakdown as to what options of a Schengen visa you have to choose from:\nThe\nshort-stay (aka Type C or “tourist”) visa\nis the most common Schengen visa, and it allows travel to (and throughout) all Schengen countries for up to 90 days in any 180-day period.\nHowever, if you’re planning more than one trip to Europe, you’ll need what’s known as a\nmultiple-entry Schengen visa\n.\nIf you’re just passing through, you might need to opt for a\nType A (aka ATV or “airport transit”) visa\n. It allows certain citizens of non-Schengen states to wait for a connecting flight and\/or transit through Schengen airports (and is mandatory for many).\nIf, on the other hand, you’re planning to stay in a European country for\nmore than three months\n, you’ll likely need a\nnational (aka Type D) visa\nIMPORTANT NOTE:\nA Type D, however, is technically not a Schengen visa, and adheres to the specific requirements and criteria set forth by the particular European nation where you wish to stay.*\n*BONUS PRO-TIP:\nFor example, hoping to stay in the most visited country on Earth for a while? AXA can help you easily\napply for a Type D visa for France\n!\nStill not sure which one you might need? No worries\\!\nAXA can help you further understand\nwhich Schengen visa best suits your travel needs\ntoo!\nCan I travel freely within all Schengen Area countries with a Schengen visa?\nIn theory, yes.\nUnless you have\na Schengen visa with limited territorial validity.\nIn this (not very common) case, you’ll only be able to travel between the countries specified by said visa.\nWhat is the difference between the validity period of a Schengen visa and the authorized length of stay?\nGood question. And here’s a clear-cut answer.\nThe\nvisa validity period\ncorresponds\nto the period during which you are authorized to enter the Schengen area\n(for example, from January 1st to December 31st).\nThe\nlength of stay\nauthorized, on the other hand, specifies\nthe total number of days\nthat you can spend in the Schengen Zone during this period — i.e., generally\nup to 90 days over a period of 180 days\n.\nHow can I calculate the maximum permitted stay of 90 days out of 180 days for a Schengen visa?\nAlso a great question! Because, ultimately, that “90 days out of 180 days” rule is often somewhat confusing for most.\nSo to help you understand it better, AXA has compiled a clear and\ncomprehensive guide (aka “calculator”) on\nthe 90\/180-day Schengen visa rule\n. It should help you know the exact number of days you’re allowed (and\/or still have left) in the Schengen area - anytime, anywhere !\nCan I enter and leave the Schengen Area multiple times with a short-stay Schengen visa?\nWell, that depends.\nFor example, a single-entry Type C\nSchengen visa\nallows you to enter the Schengen Area only once. And once you leave, the visa becomes invalid. (\nIMPORTANT\n: and that’s even if its validity period has not expired!).\nHowever, a multiple-entry visa allows several round-trips — so long as the total length of stay does not exceed 90 days out of 180.\nIf my flight has a layover in a Schengen country, do I need a Schengen visa or a transit visa?\nThat also depends, and mainly on both your itinerary and your nationality.\nFor instance:\nIf you are arriving from a non-Schengen country and your final destination is also outside the Schengen Area,\ndepending on your nationality, you might need to apply for the aforementioned\nairport transit visa (aka “Type A” or “ATV”)\nAnd that’s even if you are only staying in the international area of the airport for a connecting flight.\nIf you need to leave the airport\n(i.e., to change airports, take a connecting bus\/train located in a Schengen country, and so on), then you are technically entering the Schengen Zone.\nAnd in this case, nationals subject to visa requirements must apply for a\nShort-stay Schengen visa (type C)\nbeforehand.\nIn short, as soon as you leave the international zone of the airport, a Schengen visa of some sort is required.\nEU PRO-TIP:\nAlong with our links above, you can also consult\nthe official EU list of nationalities affected by the airport transit visa.\nCan I renew or extend my Schengen visa without leaving the Schengen Area?\nGenerally speaking, no. You cannot extend or renew your\nSchengen visa\nwithout leaving the Schengen area.\nAn exceptional extension\nmay, however, be granted for humanitarian, medical, or “force majeure” reasons. But this procedure is rare and subject to specific supporting documentation.\nDoes a Schengen visa guarantee my entry into Europe?\nOh, if it were only all so simple… But, unfortunately, a\nSchengen visa\ndoes not automatically guarantee entry into the Schengen zone.\nThe final decision rests with the actual border authorities, as they reserve the right to refuse\nentry even with a valid visa\n(especially in case of doubts about your\nreasons for entry\/stay\nand\/or\nan inadequacy in the other documents presented).\nWhich countries issue Schengen visas?\nAny and all\nSchengen Area member states\ncan issue a\nSchengen visa.\nMoreover, once a Schengen member nation issues the visa, said visa is universally valid for any and all the other countries within this European zone.\nList of Schengen countries (in 2025):\nAustria\nBelgium\nBulgaria\nCroatia\nCzech Republic\nDenmark\nEstonia\nFinland\nFrance\nGermany\nGreece\nHungary\nIceland\nItaly\nLatvia\nLiechtenstein\nLithuania\nLuxembourg\nMalta\nNorway\nThe Netherlands\nPoland\nPortugal\nRomania\nSlovakia\nSlovenia\nSpain\nSweden\nSwitzerland\nPRO-TIP:\nMeanwhile, AXA can help you with individual\nSchengen visa applications for each of the Schengen countries\nabove too!\nWho needs a Schengen visa?\nWith the signing of\nthe Schengen Agreement\n, the European Union also established its own unique Visa Code – one that requires most visitors from outside the Schengen (and\/or the European Union) to have a\nSchengen visa\nto cross any of the Schengen Zone's many borders. And\/or to stay in the area for up to 90 days.\nThis applies to citizens of over a hundred countries - aka “third-country” nationals (including all African nations, most Middle Eastern ones, China, India, Russia, and so on).\nWho doesn’t need a Schengen visa?\nMeanwhile, you can visit the Schengen visa-free if you are:\nA citizen of one (or more) of the Schengen countries\nA holder of a valid residence permit issued by a Schengen Area member country\nA citizen of one (or more) of the non-Schengen European Union member countries (see link above)\nA national of one (or more) of the\nnon-EU countries and territories that have signed visa exemption agreements with the EU\n(these include\nAustralia, Brazil, Canada, Hong Kong, Japan, Mexico\n,\nthe U.K., the U.S.,\nand roughly 50 more nations).\nFortunately, the European Commission also provides\nfull lists of the nations exempt and not exempt from the Schengen visa\n.\nIMPORTANT:\nAlthough these third-country nationals do not need a visa for the Schengen Area, they must nevertheless comply with the following conditions:\nPossess a passport issued less than 10 years ago and whose validity extends at least 3 months beyond the planned end date of their stay.\nStay in the Schengen area for a maximum of 90 days within any 180 days\nComply with the EU’s new\nEntry\/Exit System (aka EES)\n(as of October 2025)\nHave an electronic travel authorization,\naka ETIAS\n(as of the last quarter of 2026, in theory - but more on that below too).\nPRO-TIP:\nStill have doubts? Fear not - AXA can also gladly help you answer one of the most common\nEuropean travel\nquestions in the world:\nDo I need a Schengen visa?\n*\n*And if you do, we can totally help you apply below too, so read on!\nCan I apply for a Schengen visa if I have a residence permit from a non-Schengen country?\nYes. If you legally live in a country outside the Schengen Area, you may still apply for a\nSchengen visa\n— provided your nationality requires one.\nTo do this, you can check whether you need a visa (and how to apply) using official EU resources, such as the\nEuropean Commission’s official visa website\n, and\/or the\nEuropean Commission – Visa policy website\nfor visa requirements by nationality.\nAnd you should also be able to get more application guidance from your specific destination country (for example, the\nFrance-Visas – Visa assistant tool\nfor France).\nIn any case, you should apply via the embassy or visa center of the Schengen country you plan to visit or spend the most time in (don’t worry- we’ve got more on that below too).\nWhat is ETIAS (and will it replace the Schengen visa)?\nIf you’re looking at Europe, you may have also already heard about ETIAS (aka the European Travel Information and Authorization System).\nThis long-in-the-works but relatively recent\nelectronic travel authorization\nis intended for third-country nationals exempt from visa requirements for short stays in the Schengen area (again - of less than 90 days).\nETIAS does not replace the Schengen visa\n, and is instead an\nonline pre-verification\nprocedure applied prior to departure. Having a\nSchengen visa\n, meanwhile, remains mandatory for non-exempt nationalities.\nPRO-TIP:\nWondering about who ETIAS affects, when and how to request it, its price, and its validity period? Well, you’re in luck ! AXA also has\nAll you need to know about ETIAS\nWhere can I apply for a Schengen visa from abroad?\nGenerally speaking, applicants should apply at the consulate or embassy of the Schengen country they plan to visit first (or the one where they will spend the most time).\nAnd to help you find your way, the EU also graciously provides a\nfull list of EU\/Schengen Consular contacts\nworldwide.\nIn certain cases, you can also apply via a\nvisa application\ncenter — that is, one outsourced by and officially accredited by the embassy\/consulate of your destination country (such as\nVFS Global\n, for example).\nThe process generally involves filling out a visa application form, submitting the required documents (see below), and then coming in for an in-person interview (including for biometric collection).\nCan I apply for a Schengen visa online?\nYes and no. That is, these days, a good chunk of your application for a Schengen visa can indeed be done online (i.e., filling in the initial application form, booking an appointment, following up, etc.).\nHowever, the complete submission of documents, biometrics collection, and pick-up of the visa itself will still require physical visits.\nThe EU does plan to\nfully digitize the Schengen visa process\ninto a 100% online procedure - on a single European platform - but only by 2030.\nCan I enter the Schengen Area with a Schengen visa issued by a country other than the one I am entering?\nYes, you usually can enter the Schengen Area through a country other than the one that issued your\nSchengen visa\n(as it is, again, designed to allow free movement throughout the area).\nHowever, you must be able to justify your itinerary and the purpose of your stay. Because in the event of a security check, the Schengen authorities will need to verify the consistency between your visa and your actual trip to ensure compliance with Schengen rules.\nPRO-TIP:\nTo make sure you know where to apply, AXA can also help you understand the\nSchengen visa First Port of Entry rules\nin no time!\nHow to apply for a Schengen visa?\nAs mentioned above, most of the steps to the\nSchengen visa application\nprocess are fairly straightforward and universal. A quick breakdown?\n1- Choose the type of visa that suits your travel plans\n2- Gather the necessary documents\n3-\nPurchase the mandatory Schengen travel insurance\n4- Book an appointment\n5- Submit your visa application\n6- Pay the necessary fees\n…and, well, hope for the best!\nPRO-TIP:\nAnd, of course, don't panic! You’ve also got AXA’s comprehensive\nStep-by-step guide to applying for a Schengen visa\nat your fingertips!\nWhat are the required documents for obtaining a Schengen visa?\nTo get a\nSchengen visa\n, you’ll generally be asked to provide:\na completed and signed\nSchengen visa application form\na valid passport (valid for at least 3 months after the visa expires, with 2 blank pages)\ntwo recent\nSchengen visa-compliant passport photos\na\nSchengen travel insurance certificate\nyour itinerary\n(and\/or flight reservation)\nproof of accommodation\nIf applicable to your particular case, you might also need to show more paperwork, such as:\nproof of sufficient financial means\nan invitation letter\nproof of employment\nproof of enrollment in a school\n….and so on.\nPRO-TIP:\nThat’s a non-exhaustive list (with plenty of links to help you gather all the necessary papers\\!). But just to be sure you don’t miss anything, consult AXA’s full list of\nDocuments required for a Schengen visa.\nWhat Schengen visa documents are required for children travelling alone (or accompanied by an adult)?\nThe minor's identification documents (i.e., passport)\nA copy of the minor's birth certificate\nValid identification of the parents or legal guardian(s), with signature(s)\nAn authorization to leave the country - signed by both parents or the legal guardian(s) - if the minor is travelling alone (or with only one parent)\nIf applicable, a court decision granting parental authority or guardianship\nPRO-TIP:\nThese requirements may vary depending on the Schengen country concerned - so it’s best to consult the embassy or consulate for more detailed information regarding the little ones.\nMy passport is expiring soon, can I still apply for a Schengen visa?\nA very common question indeed. And, in theory, you can – but it depends on your definition of “soon.” Because according to Schengen requirements, your\npassport must be valid\nnot only for your entire trip - but also for\nat least three months after your intended departure date from the Schengen Area.\nIf it is not, your best bet is to renew it ASAP (i.e., before applying for a visa).\nHow long does it take to process a Schengen visa?\nProcessing wait times vary (due to a number of factors\\*) but generally takes\naround 15 days\n.\nHowever, in certain cases, it may take up to a month or two. So make sure to reach out to your embassy, consulate, and\/or visa application center if in doubt.\nBONUS PRO-TIP\n: Meanwhile, AXA can also help you with the timing with our in-depth guide to\nPublic Holidays in Europe\n!\nHow far in advance should I apply for a Schengen visa?\nYou should apply for your Schengen visa\nno later than 15 days and no sooner than six months\nbefore your planned date of departure. But make sure you give yourself plenty of time to gather all the necessary paperwork (and attend the in-person interview).\nHow much is a Schengen Visa?\nThe price of a Schengen Visa is standardized across all Schengen countries (and is, therefore, universal worldwide).\nHowever,\nit does vary based on your age and marital status\n.\nNamely, children aged 6 to 12 pay half the standard fee, while children under 6 visiting the Schengen — as well as spouses of EU citizens — can get the\nSchengen visa for free\n.\nSchengen visa prices* also tend to be reviewed by the European Commission every three years or so \\- based on criteria such as inflation and the average cost of treatments.\n*PRO-TIP:\nTo learn more about the latest, see our\nSchengen visa cost guide\n.\nIMPORTANT NOTE:\nKeep in mind that you submit your visa application via an approved visa center, you will have to pay\nadditional service fees\n.\nWhat are the additional fees if the application is processed through an authorized visa application center?\nIf you submit your visa application through an authorized service provider (such as VFS Global), additional\nservice fees\nusually apply.\nThese fees cover - among other things - file management, appointment scheduling, and biometric data collection. The actual cost, of course, varies depending on the country and application center, but averages around €30.\nIMPORTANT HEADS-UP:\nIn case of visa refusal, neither Schengen visa fees nor visa center service fees are refunded.\nWhat to do if your Schengen visa application is refused?\nIf your\nSchengen visa application is refused,\nyou can either contest the decision\nor\nsubmit a new application. It will all ultimately depend on your particular situation - and the Schengen authorities.\nPRO-TIP:\nBut to help make sure it doesn’t come to that, AXA can also gladly tell you\nhow to best avoid Schengen visa refusal\nin the first place!\nWhich travel insurance is accepted for a Schengen visa?\nIn order for your\nSchengen visa application\nto be accepted, you must first have a travel insurance plan that:\nis purchased from an insurance company validated by the consular authorities of all Schengen countries\nhas a\nminimum coverage of €30,000\nin medical expenses (such as hospitalization, emergency treatment, and repatriation – including in case of death);\ncovers you in\nall Schengen member states\nis valid for the entire duration of your stay in the Schengen Area.\nIMPORTANT !\nEmbassies, consulates, and visa application centers do not offer travel insurance for the\nSchengen visa\n.\nThis means that you will need to take out a plan\nwith a private travel insurance company.\nSaid company, however, must be licensed by the consular authorities of the member states of the Schengen area, and\nyour plan must have been purchased before you submit your visa application.\nPRO-TIPS:\nAXA has more about the specific\ntravel insurance requirements for a Schengen visa\ntoo (such as the numbers and reasons behind them). However, rest assured that all of\nAXA’s plans meet those requirements\n(and then some)\\!\nAnd, so - to that end - before you start\napplying for your Schengen visa\nand looking at flights, be sure to take a minute and :\nCompare all of AXA’s Schengen travel insurance options\nand\nGet a\nfree, zero-obligation AXA quote\ntoo!\nBecause with AXA, you're one big step closer not only to being granted a\nSchengen visa\nbut to the countless wonders of Europe and the Schengen itself !\nRELATED ARTICLES:\nWhich countries are the easiest to get a Schengen visa from?\nWhich European cities are the most affordable for tourists?\n30 Interesting Facts About the Schengen Area\nHow safe is Europe to travel to?\nWhich Cities Are the Cheapest to Visit in Europe?","attrs_markdown":"![AXA Logo](https:\/\/www.axa-schengen.com\/image\/company_logo?img_id=202291&t=1741246445733)\n\n## Welcome to AXA Schengen Travel Insurance\nIt looks like you're in the United States. If you live in the US and want to shop for Schengen travel insurance, click ‘I live in the US’. Please note, by choosing ‘I don't live in the US’ you will not be offered policies for US residents.\n\n![US 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Discover essential travel insurance tips to ensure a safe trip. Protect your journey with AXA Schengen's expert advice and enjoy stress-free adventures in Europe.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/travel-insurance)\n  \n  - Schengen Insurance\n    [Schengen Basic](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost)   [Schengen Essential](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel)   [Schengen Premium](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-premium)   [Schengen Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip)   [Covered Countries](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/schengen)   [Our Benefits](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n- Schengen Visa\n  Schengen Visa\n  \n  Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/visa)\n  \n  - Schengen Visa\n    [Schengen Area](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area)   [Schengen visa types](https:\/\/www.axa-schengen.com\/en\/visa\/types)   [How to get visa](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/how-to-get-visa)   [Documents Needed](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents)   [Requirements by Schengen Countries](https:\/\/www.axa-schengen.com\/en\/visa\/schengen)\n- Travel Guide\n  Travel Guide\n  \n  Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/travel-guide)\n  \n  - Travel Guide\n    [Index – Understanding Europe from A to Z](https:\/\/www.axa-schengen.com\/en\/index-europe)   [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https:\/\/www.axa-schengen.com\/en\/travel-guide\/most-dangerous-cities-europe)\n- News\n  News\n  \n  Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/news)\n  \n  - News\n    [30 Years of Borderless Europe: Fun Facts about the Schengen Area](https:\/\/www.axa-schengen.com\/en\/news\/fun-facts-schengen-area)   [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https:\/\/www.axa-schengen.com\/en\/news\/etias-europe-2025)\n\n![How to get a Schengen visa for Europe: Questions, Answers, and Tips](https:\/\/www.axa-schengen.com\/documents\/4538638\/4588590\/header-visa-schengen-1980x500.webp\/7455acf7-f109-d190-d625-57fdb6663ebe?t=1728307459770)\n\n# How to get a Schengen visa for Europe: Questions, Answers, and Tips\n# How to get a Schengen visa for Europe: Questions, Answers, and Tips\n\nDATE: 11\/01\/25\n\n[Schengen Travel Insurance](https:\/\/www.axa-schengen.com\/en\/) **is mandatory to obtain your Schengen visa\\!**\n\n## Planning a trip to Europe? All your question about the Schengen visa answered\\!\nOne of the most common questions people ask when planning a trip abroad — be it for vacation, work, school, or even a new life — is whether or not they’ll **need a visa**. And when planning a trip to Europe, chances are the visa they’re talking about is none other than the **Schengen visa**. After all, the **Schengen visa** is often that one precious key that hundreds of millions of international travelers need in order to open the door to the majority of the European continent.\n\nFortunately, [Schengen travel insurance experts](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/choose-visa-schengen-insurance) AXA have all you need to know about the **Schengen visa** (and all it entails) too\\\\! And our comprehensive guide below is therefore guaranteed to not only help you have that key in your hand \\\\- but to also make your upcoming trip to one, two, or even dozens of European countries as smooth as can be\\\\\\!\n\n- [What is the Schengen area?](https:\/\/www.axa-schengen.com\/en\/visa#1)\n- [What is the Schengen visa (and what can I do with one)?](https:\/\/www.axa-schengen.com\/en\/visa#2)\n- [What are the different types of Schengen visas?](https:\/\/www.axa-schengen.com\/en\/visa#3)\n- [Which Schengen countries issue visas?](https:\/\/www.axa-schengen.com\/en\/visa#4)\n- [Who needs a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#5)\n- [Where can I apply for a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#6)\n- [How to apply for a Schengen visa](https:\/\/www.axa-schengen.com\/en\/visa#7)\n- [What are the required documents for obtaining a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#8)\n- [How long does it take to process a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#9)\n- [How much is a Schengen Visa?](https:\/\/www.axa-schengen.com\/en\/visa#10)\n- [What to do if a Schengen visa application is refused?](https:\/\/www.axa-schengen.com\/en\/visa#11)\n- [What travel insurance is accepted for a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#12)\n## What is the Schengen area?\nFirst off, let’s start with the geography (and brief history). [The Schengen area](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area) was established in 1985 with the signing of the Schengen Agreement, which, in turn, was designed to allow **control-free travel for citizens of a number of European countries.**\n\nSince then, it has grown to encompass a territory of over 400 million square miles and comprises over two dozen nations within mainland Europe (and a few beyond). And, thus, the Schengen Zone today represents **the largest area in the world where one can travel freely**.\n\nThe Schengen Area includes the majority of **countries in the European Union** (except for Ireland and Cyprus), as well as four countries of the European Free Trade Association (i.e., Iceland, Liechtenstein, Norway, and Switzerland).\n\n***IMPORTANT:*** However, in recent years, some border controls between Schengen countries have been temporarily reinstated — for reasons validated by the European Union (and mainly having to do with internal security).  \n But fear not AXA can also tell you [which European countries may be reinstating border controls](https:\/\/www.axa-schengen.com\/en\/news\/border-controls-schengen) (and why) too.\n\n***PRO-TIPS:*** The geography of Europe as a whole can often be complicated, which is also why AXA can help you further wrap your head around:\n\n- **[Which European countries are not in the Schengen area?](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/non-schengen-countries)**\n- **[The key differences between Europe, the EU, the Schengen Zone, the Euro Zone, and the EEA](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/difference-europe-schengen-eea)**\n## What is the Schengen visa (and what can I do with one)?\nPer the Schengen agreement, nationals of the Schengen Zone (and the European Union) are permitted to travel to, from, and throughout the Schengen Area visa-free.\n\nThe Schengen visa, meanwhile, is a **mandatory travel document** for nationals of a large number of “third countries” (i.e., those not in the European Union) wishing to travel to the Schengen area.\n\nIt is a **uniform visa** established by the EU, and its eligibility criteria are harmonized across all **Schengen countries** meaning that the application requirements are the same everywhere for all travelers.\n\n## What is the difference between a traditional visa and a Schengen visa?\nA traditional visa typically refers to a visa issued for entry into a single country. And it, therefore, usually restricts travel anywhere beyond that one nation.\n\nA **Schengen visa**, on the other hand, allows for travel within all **Schengen Area countries.**  \n In other words, a **Schengen visa** simplifies travel to, from, within, and between dozens of European countries on a single permit.\n\n## What are the dos and don’ts of a Schengen Visa?\nAnd, once you have one, here’s what you can (and can’t) do in Europe:\n\n- A **Schengen visa** allows you **to stay in and\/or travel** across the entire Schengen area\n- It authorizes **a maximum stay of 90 days** (consecutive or distributed **over a period of 180 days\\*** total) in one or any of the Schengen Area member states  \n   **\\*PRO-TIP:** Don’t worry we’ll explain the whole 90\/180-day thing below \\!\n- It can be issued for a single entry or for multiple entries\n- **Reasons for being issued a Schengen visa** include **tourism**, **business trips**, **visits to relatives**, **short training courses** (i.e., an internship), and\/or certain one-off paid activities \\\\- such as an artist tour, a sporting competition, a conference, or seasonal employment (provided that a temporary work permit has been obtained before departure).\n\n***PRO HEADS-UP:***\n\n- The **Schengen visa** does not, however, grant the right to residency in a Schengen Area country\n- **The Schengen visa does not allow work**\n- The **Schengen visa application** must be made before the trip, as it is not possible to obtain one on arrival in Europe (except in rare cases).\n##\n##\n## What are the different types of Schengen visas?\nAnd now here’s a quick breakdown as to what options of a Schengen visa you have to choose from:\n\n- The [**short-stay (aka Type C or “tourist”) visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/schengen-visa-type-c) is the most common Schengen visa, and it allows travel to (and throughout) all Schengen countries for up to 90 days in any 180-day period.\n- However, if you’re planning more than one trip to Europe, you’ll need what’s known as a [**multiple-entry Schengen visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/multiple-entry-schengen-visa).\n- If you’re just passing through, you might need to opt for a [**Type A (aka ATV or “airport transit”) visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/schengen-visa-type-a). It allows certain citizens of non-Schengen states to wait for a connecting flight and\/or transit through Schengen airports (and is mandatory for many).\n- If, on the other hand, you’re planning to stay in a European country for **more than three months**, you’ll likely need a [**national (aka Type D) visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/schengen-visa-type-d)\n\n**IMPORTANT NOTE:** A Type D, however, is technically not a Schengen visa, and adheres to the specific requirements and criteria set forth by the particular European nation where you wish to stay.\\*\n\n***\\*BONUS PRO-TIP:*** For example, hoping to stay in the most visited country on Earth for a while? AXA can help you easily [apply for a Type D visa for France](https:\/\/www.axa-schengen.com\/en\/visa\/types\/visa-type-d-french)\\!\n\nStill not sure which one you might need? No worries\\\\\\!  \n AXA can help you further understand [which Schengen visa best suits your travel needs](https:\/\/www.axa-schengen.com\/en\/visa\/types) too\\!\n\n##\n##\n## Can I travel freely within all Schengen Area countries with a Schengen visa?\nIn theory, yes. **Unless you have** **a Schengen visa with limited territorial validity.** In this (not very common) case, you’ll only be able to travel between the countries specified by said visa.\n\n##\n##\n## What is the difference between the validity period of a Schengen visa and the authorized length of stay?\nGood question. And here’s a clear-cut answer.\n\n- The **visa validity period** corresponds **to the period during which you are authorized to enter the Schengen area** (for example, from January 1st to December 31st).\n- The **length of stay** authorized, on the other hand, specifies **the total number of days** that you can spend in the Schengen Zone during this period — i.e., generally **up to 90 days over a period of 180 days**.\n##\n##\n## How can I calculate the maximum permitted stay of 90 days out of 180 days for a Schengen visa?\nAlso a great question! Because, ultimately, that “90 days out of 180 days” rule is often somewhat confusing for most.\n\nSo to help you understand it better, AXA has compiled a clear and **comprehensive guide (aka “calculator”) on [the 90\/180-day Schengen visa rule](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/schengen-visa-days-calculation#:~:text=can%20AXA%20help%3F-,What%20is%20the%2090%2F180-day%20Schengen%20visa%20rule%3F,across%20all%20the%20Schengen%20countries.)**. It should help you know the exact number of days you’re allowed (and\/or still have left) in the Schengen area - anytime, anywhere \\!\n\n##\n##\n## Can I enter and leave the Schengen Area multiple times with a short-stay Schengen visa?\nWell, that depends.  \n For example, a single-entry Type C **Schengen visa** allows you to enter the Schengen Area only once. And once you leave, the visa becomes invalid. (**IMPORTANT**: and that’s even if its validity period has not expired!).\n\nHowever, a multiple-entry visa allows several round-trips — so long as the total length of stay does not exceed 90 days out of 180.\n\n##\n##\n## If my flight has a layover in a Schengen country, do I need a Schengen visa or a transit visa?\nThat also depends, and mainly on both your itinerary and your nationality.\n\nFor instance:\n\n- **If you are arriving from a non-Schengen country and your final destination is also outside the Schengen Area,** depending on your nationality, you might need to apply for the aforementioned **airport transit visa (aka “Type A” or “ATV”)**And that’s even if you are only staying in the international area of the airport for a connecting flight.\n- **If you need to leave the airport** (i.e., to change airports, take a connecting bus\/train located in a Schengen country, and so on), then you are technically entering the Schengen Zone.  \n   And in this case, nationals subject to visa requirements must apply for a **Short-stay Schengen visa (type C)** beforehand.\n\nIn short, as soon as you leave the international zone of the airport, a Schengen visa of some sort is required.\n\n***EU PRO-TIP:*** Along with our links above, you can also consult [**the official EU list of nationalities affected by the airport transit visa.**](https:\/\/home-affairs.ec.europa.eu\/document\/download\/7337515c-60a1-4510-b639-80de714f543e_en)\n\n##\n##\n## Can I renew or extend my Schengen visa without leaving the Schengen Area?\nGenerally speaking, no. You cannot extend or renew your **Schengen visa** without leaving the Schengen area.\n\n**An exceptional extension** may, however, be granted for humanitarian, medical, or “force majeure” reasons. But this procedure is rare and subject to specific supporting documentation.\n\n##\n##\n## Does a Schengen visa guarantee my entry into Europe?\nOh, if it were only all so simple… But, unfortunately, a **Schengen visa** does not automatically guarantee entry into the Schengen zone.\n\nThe final decision rests with the actual border authorities, as they reserve the right to refuse **entry even with a valid visa** (especially in case of doubts about your **reasons for entry\/stay** and\/or **an inadequacy in the other documents presented).**\n\n##\n##\n## Which countries issue Schengen visas?\nAny and all **Schengen Area member states** can issue a **Schengen visa.** Moreover, once a Schengen member nation issues the visa, said visa is universally valid for any and all the other countries within this European zone.\n\nList of Schengen countries (in 2025):\n\n- Austria\n- Belgium\n- Bulgaria\n- Croatia\n- Czech Republic\n- Denmark\n- Estonia\n- Finland\n- France\n- Germany\n- Greece\n- Hungary\n- Iceland\n- Italy\n- Latvia\n- Liechtenstein\n- Lithuania\n- Luxembourg\n- Malta\n- Norway\n- The Netherlands\n- Poland\n- Portugal\n- Romania\n- Slovakia\n- Slovenia\n- Spain\n- Sweden\n- Switzerland\n\n***PRO-TIP:*** Meanwhile, AXA can help you with individual [**Schengen visa applications for each of the Schengen countries**](https:\/\/www.axa-schengen.com\/en\/visa\/schengen) above too\\!\n\n##\n##\n## Who needs a Schengen visa?\nWith the signing of **the Schengen Agreement**, the European Union also established its own unique Visa Code – one that requires most visitors from outside the Schengen (and\/or the European Union) to have a **Schengen visa** to cross any of the Schengen Zone's many borders. And\/or to stay in the area for up to 90 days.\n\nThis applies to citizens of over a hundred countries - aka “third-country” nationals (including all African nations, most Middle Eastern ones, China, India, Russia, and so on).\n\n##\n##\n## Who doesn’t need a Schengen visa?\nMeanwhile, you can visit the Schengen visa-free if you are:\n\n- A citizen of one (or more) of the Schengen countries\n- A holder of a valid residence permit issued by a Schengen Area member country\n- A citizen of one (or more) of the non-Schengen European Union member countries (see link above)\n- A national of one (or more) of the [non-EU countries and territories that have signed visa exemption agreements with the EU](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/visa-free-countries) (these include **Australia, Brazil, Canada, Hong Kong, Japan, Mexico**, **the U.K., the U.S.,** and roughly 50 more nations).\n\nFortunately, the European Commission also provides [full lists of the nations exempt and not exempt from the Schengen visa](https:\/\/home-affairs.ec.europa.eu\/policies\/schengen\/visa-policy_en).\n\n***IMPORTANT:*** Although these third-country nationals do not need a visa for the Schengen Area, they must nevertheless comply with the following conditions:\n\n- Possess a passport issued less than 10 years ago and whose validity extends at least 3 months beyond the planned end date of their stay.\n- Stay in the Schengen area for a maximum of 90 days within any 180 days\n- Comply with the EU’s new [Entry\/Exit System (aka EES)](https:\/\/www.axa-schengen.com\/en\/news\/ees-entry-exit-system) (as of October 2025)\n- Have an electronic travel authorization, **aka ETIAS** (as of the last quarter of 2026, in theory - but more on that below too).\n\n***PRO-TIP:*** Still have doubts? Fear not - AXA can also gladly help you answer one of the most common **European travel** questions in the world:\n\n**[Do I need a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa\/visit-schengen)\\***\n\n\\*And if you do, we can totally help you apply below too, so read on\\!\n\n##\n##\n## Can I apply for a Schengen visa if I have a residence permit from a non-Schengen country?\nYes. If you legally live in a country outside the Schengen Area, you may still apply for a **Schengen visa** — provided your nationality requires one.\n\nTo do this, you can check whether you need a visa (and how to apply) using official EU resources, such as the [European Commission’s official visa website](https:\/\/home-affairs.ec.europa.eu\/policies\/schengen-borders-and-visa_en), and\/or the [European Commission – Visa policy website](https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=CELEX:32018R1806) for visa requirements by nationality.\n\nAnd you should also be able to get more application guidance from your specific destination country (for example, the [France-Visas – Visa assistant tool](https:\/\/www.france-visas.gouv.fr\/en\/web\/france-visas\/visa-assistant) for France).\n\nIn any case, you should apply via the embassy or visa center of the Schengen country you plan to visit or spend the most time in (don’t worry- we’ve got more on that below too).\n\n##\n##\n## What is ETIAS (and will it replace the Schengen visa)?\nIf you’re looking at Europe, you may have also already heard about ETIAS (aka the European Travel Information and Authorization System).\n\nThis long-in-the-works but relatively recent **electronic travel authorization** is intended for third-country nationals exempt from visa requirements for short stays in the Schengen area (again - of less than 90 days).\n\n**ETIAS does not replace the Schengen visa**, and is instead an **online pre-verification** procedure applied prior to departure. Having a **Schengen visa**, meanwhile, remains mandatory for non-exempt nationalities.\n\n***PRO-TIP:*** Wondering about who ETIAS affects, when and how to request it, its price, and its validity period? Well, you’re in luck ! AXA also has\n\n[All you need to know about ETIAS](https:\/\/www.axa-schengen.com\/en\/visa\/what-is-etias)\n\n##\n##\n## Where can I apply for a Schengen visa from abroad?\nGenerally speaking, applicants should apply at the consulate or embassy of the Schengen country they plan to visit first (or the one where they will spend the most time).\n\nAnd to help you find your way, the EU also graciously provides a [full list of EU\/Schengen Consular contacts](https:\/\/europa.eu\/youreurope\/embassies\/index_en.htm) worldwide.\n\nIn certain cases, you can also apply via a **visa application** center — that is, one outsourced by and officially accredited by the embassy\/consulate of your destination country (such as [VFS Global](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/vfs-global-appointment), for example).\n\nThe process generally involves filling out a visa application form, submitting the required documents (see below), and then coming in for an in-person interview (including for biometric collection).\n\n##\n##\n## Can I apply for a Schengen visa online?\nYes and no. That is, these days, a good chunk of your application for a Schengen visa can indeed be done online (i.e., filling in the initial application form, booking an appointment, following up, etc.).\n\nHowever, the complete submission of documents, biometrics collection, and pick-up of the visa itself will still require physical visits.\n\nThe EU does plan to **fully digitize the Schengen visa process** into a 100% online procedure - on a single European platform - but only by 2030.\n\n##\n##\n## Can I enter the Schengen Area with a Schengen visa issued by a country other than the one I am entering?\nYes, you usually can enter the Schengen Area through a country other than the one that issued your **Schengen visa** (as it is, again, designed to allow free movement throughout the area).\n\nHowever, you must be able to justify your itinerary and the purpose of your stay. Because in the event of a security check, the Schengen authorities will need to verify the consistency between your visa and your actual trip to ensure compliance with Schengen rules.\n\n***PRO-TIP:*** To make sure you know where to apply, AXA can also help you understand the [**Schengen visa First Port of Entry rules**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/first-port-of-entry) in no time\\!\n\n##\n##\n## How to apply for a Schengen visa?\nAs mentioned above, most of the steps to the **Schengen visa application** process are fairly straightforward and universal. A quick breakdown?\n\n1- Choose the type of visa that suits your travel plans\n\n2- Gather the necessary documents\n\n3- [**Purchase the mandatory Schengen travel insurance**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/buy-online)\n\n4- Book an appointment\n\n5- Submit your visa application\n\n6- Pay the necessary fees\n\n…and, well, hope for the best\\!\n\n***PRO-TIP:*** And, of course, don't panic! You’ve also got AXA’s comprehensive\n\n[**Step-by-step guide to applying for a Schengen visa**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/how-to-get-visa)  \n at your fingertips\\!\n\n##\n##\n## What are the required documents for obtaining a Schengen visa?\nTo get a **Schengen visa**, you’ll generally be asked to provide:\n\n- a completed and signed [**Schengen visa application form**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents)\n- a valid passport (valid for at least 3 months after the visa expires, with 2 blank pages)\n- two recent [**Schengen visa-compliant passport photos**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/photo-requirements)\n- a [**Schengen travel insurance certificate**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/certificate)\n- [**your itinerary**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/flight-itinerary) (and\/or flight reservation)\n- [**proof of accommodation**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/proof-of-accommodation)\n\nIf applicable to your particular case, you might also need to show more paperwork, such as:\n\n- [**proof of sufficient financial means**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/means-of-subsistence)\n- [**an invitation letter**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/invitation-letter)\n- proof of employment\n- proof of enrollment in a school\n- ….and so on.\n\n***PRO-TIP:*** That’s a non-exhaustive list (with plenty of links to help you gather all the necessary papers\\\\!). But just to be sure you don’t miss anything, consult AXA’s full list of\n\n**[Documents required for a Schengen visa.](https:\/\/www.axa-schengen.com\/en\/visa\/requirements)**\n\n##\n##\n## What Schengen visa documents are required for children travelling alone (or accompanied by an adult)?\n- The minor's identification documents (i.e., passport)\n- A copy of the minor's birth certificate\n- Valid identification of the parents or legal guardian(s), with signature(s)\n- An authorization to leave the country - signed by both parents or the legal guardian(s) - if the minor is travelling alone (or with only one parent)\n- If applicable, a court decision granting parental authority or guardianship\n\n***PRO-TIP:*** These requirements may vary depending on the Schengen country concerned - so it’s best to consult the embassy or consulate for more detailed information regarding the little ones.\n\n##\n##\n## My passport is expiring soon, can I still apply for a Schengen visa?\nA very common question indeed. And, in theory, you can – but it depends on your definition of “soon.” Because according to Schengen requirements, your **passport must be valid** not only for your entire trip - but also for **at least three months after your intended departure date from the Schengen Area.**\n\nIf it is not, your best bet is to renew it ASAP (i.e., before applying for a visa).\n\n##\n##\n## How long does it take to process a Schengen visa?\nProcessing wait times vary (due to a number of factors\\\\\\*) but generally takes **around 15 days**.  \n However, in certain cases, it may take up to a month or two. So make sure to reach out to your embassy, consulate, and\/or visa application center if in doubt.\n\n***BONUS PRO-TIP***: Meanwhile, AXA can also help you with the timing with our in-depth guide to [**Public Holidays in Europe**](https:\/\/www.axa-schengen.com\/en\/travel-guide\/holidays-europe-country)\\!\n\n##\n##\n## How far in advance should I apply for a Schengen visa?\nYou should apply for your Schengen visa **no later than 15 days and no sooner than six months** before your planned date of departure. But make sure you give yourself plenty of time to gather all the necessary paperwork (and attend the in-person interview).\n\n##\n##\n## How much is a Schengen Visa?\nThe price of a Schengen Visa is standardized across all Schengen countries (and is, therefore, universal worldwide).  \n However, **it does vary based on your age and marital status**.  \n Namely, children aged 6 to 12 pay half the standard fee, while children under 6 visiting the Schengen — as well as spouses of EU citizens — can get the **Schengen visa for free**.\n\nSchengen visa prices\\* also tend to be reviewed by the European Commission every three years or so \\\\- based on criteria such as inflation and the average cost of treatments.\n\n***\\*PRO-TIP:*** To learn more about the latest, see our [**Schengen visa cost guide**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/schengen-visa-cost).\n\n***IMPORTANT NOTE:*** Keep in mind that you submit your visa application via an approved visa center, you will have to pay **additional service fees**.\n\n##\n##\n## What are the additional fees if the application is processed through an authorized visa application center?\nIf you submit your visa application through an authorized service provider (such as VFS Global), additional **service fees** usually apply.\n\nThese fees cover - among other things - file management, appointment scheduling, and biometric data collection. The actual cost, of course, varies depending on the country and application center, but averages around €30.\n\n***IMPORTANT HEADS-UP:*** **In case of visa refusal, neither Schengen visa fees nor visa center service fees are refunded.**\n\n##\n##\n## What to do if your Schengen visa application is refused?\nIf your **Schengen visa application is refused,** you can either contest the decision **or** submit a new application. It will all ultimately depend on your particular situation - and the Schengen authorities.\n\n***PRO-TIP:*** But to help make sure it doesn’t come to that, AXA can also gladly tell you [**how to best avoid Schengen visa refusal**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/what-to-do-schengen-visa-refusal) in the first place\\!\n\n##\n##\n## Which travel insurance is accepted for a Schengen visa?\nIn order for your **Schengen visa application** to be accepted, you must first have a travel insurance plan that:\n\n- is purchased from an insurance company validated by the consular authorities of all Schengen countries\n- has a [minimum coverage of €30,000](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/30000-euro-coverage) in medical expenses (such as hospitalization, emergency treatment, and repatriation – including in case of death);\n- covers you in [all Schengen member states](https:\/\/www.axa-schengen.com\/en\/visa\/schengen)\n- is valid for the entire duration of your stay in the Schengen Area.\n\n***IMPORTANT \\!***  \n Embassies, consulates, and visa application centers do not offer travel insurance for the **Schengen visa**.  \n This means that you will need to take out a plan **with a private travel insurance company.** Said company, however, must be licensed by the consular authorities of the member states of the Schengen area, and **your plan must have been purchased before you submit your visa application.**\n\n***PRO-TIPS:*** AXA has more about the specific [**travel insurance requirements for a Schengen visa**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements) too (such as the numbers and reasons behind them). However, rest assured that all of **AXA’s plans meet those requirements** (and then some)\\\\\\!\n\nAnd, so - to that end - before you start **applying for your Schengen visa** and looking at flights, be sure to take a minute and :\n\n[**Compare all of AXA’s Schengen travel insurance options**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n\nand\n\nGet a [**free, zero-obligation AXA quote**](https:\/\/www.axa-schengen.com\/online-quote) too\\!\n\nBecause with AXA, you're one big step closer not only to being granted a **Schengen visa** but to the countless wonders of Europe and the Schengen itself \\!\n\n##\n##\n## RELATED ARTICLES:\n- **[Which countries are the easiest to get a Schengen visa from?](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/easiest-country-to-obtain-a-schengen-visa-from)**\n- **[Which European cities are the most affordable for tourists?](https:\/\/www.axa-schengen.com\/en\/travel-guide\/cheapest-travel-destinations-europe)**\n- **[30 Interesting Facts About the Schengen Area](https:\/\/www.axa-schengen.com\/en\/news\/fun-facts-schengen-area)**\n- **[How safe is Europe to travel to?](https:\/\/www.axa-schengen.com\/en\/travel-guide\/traveling-europe-safety-tips)**\n- **[Which Cities Are the Cheapest to Visit in Europe?](https:\/\/www.axa-schengen.com\/en\/travel-guide\/cheapest-travel-destinations-europe)**\n\n## AXA Schengen's Travel Insurance\n[![Low cost product]() AXA Schengen Basic AXA Schengen Basic is the ideal insurance policy for applying for a Schengen visa. This travel insurance meets all the necessary requirements and offers you insurance cover in all countries in the Schengen area as well as in four small European states (Andorra, Vatican City, Monaco and San Marino).](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost)\n\n[![Essential product]() AXA Schengen Essential AXA Essential is suitable for applying for a Schengen visa and if you want to travel throughout Europe. This insurance offers cover in all countries in the Schengen area + the microstates of Europe + all countries in the European Union, including the United Kingdom. In addition, you benefit from additional guarantees compared to AXA Schengen Basic.](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel)\n\n[![Multi trip product]() AXA Schengen Annual AXA Annual is perfect for obtaining a Schengen visa and is ideal for those who travel frequently to Europe and for multi-visa holders. A single contract is sufficient to cover all your trips for one year.](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip)\n\n- [![Low cost product]() AXA Schengen Basic AXA Schengen Basic is the ideal insurance policy for applying for a Schengen visa. This travel insurance meets all the necessary requirements and offers you insurance cover in all countries in the Schengen area as well as in four small European states (Andorra, Vatican City, Monaco and San Marino).](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost)\n- [![Essential product]() AXA Schengen Essential AXA Essential is suitable for applying for a Schengen visa and if you want to travel throughout Europe. This insurance offers cover in all countries in the Schengen area + the microstates of Europe + all countries in the European Union, including the United Kingdom. In addition, you benefit from additional guarantees compared to AXA Schengen Basic.](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel)\n- [![Multi trip product]() AXA Schengen Annual AXA Annual is perfect for obtaining a Schengen visa and is ideal for those who travel frequently to Europe and for multi-visa holders. A single contract is sufficient to cover all your trips for one year.](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip)\n\n[DISCOVER OUR PRODUCTS](https:\/\/www.axa-schengen.com\/en\/products)\n\n## INFORMATIONS\n- [About Us](https:\/\/www.axa-schengen.com\/en\/infos\/why-axa-assistance)\n- [Contact us](https:\/\/www.axa-schengen.com\/en\/infos\/contact-us)\n- [Privacy Policy](https:\/\/www.axa-schengen.com\/en\/infos\/privacy)\n- [Cookies Policy](https:\/\/www.axa-schengen.com\/en\/infos\/cookies-policy-page)\n- [FAQ](https:\/\/www.axa-schengen.com\/en\/infos\/faq)\n- [Disclaimer](https:\/\/www.axa-schengen.com\/en\/infos\/disclaimer)\n- [Conflict of Interest Policy](https:\/\/www.axa-schengen.com\/en\/infos\/conflict-interest-policy)\n- [COOKIES SETTINGS](https:\/\/www.axa-schengen.com\/en\/visa)\n\n## TRAVEL INSURANCES\n- [AXA Schengen Basic](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost)\n- [AXA Schengen Essential](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel)\n- [AXA Schengen Premium](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-premium)\n- [AXA Schengen Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip)\n- [Our Benefits](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n\n## TRAVEL INFOS\n- [Travel Insurance](https:\/\/www.axa-schengen.com\/en\/travel-insurance)\n- [Visa to Schengen](https:\/\/www.axa-schengen.com\/en\/visa\/schengen)\n- [Travel Guide](https:\/\/www.axa-schengen.com\/en\/travel-guide)\n- [Schengen Area](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area)\n\n## OTHER AXA WEBSITES\n- [AXA Schengen Insurance USA](https:\/\/www.axaschengeninsurance.com\/)\n- [AXA Travel Insurance France](https:\/\/www.assurance-voyage.axa-assistance.fr\/)\n- [AXA Travel Insurance Italy](https:\/\/www.assicurazione-viaggio.axa-assistance.it\/)\n- [AXA Travel Insurance Mexico](https:\/\/axa-asistenciaviaje.com.mx\/)\n- [AXA Travel Insurance Spain](https:\/\/axasegurodeviaje.es\/?utm_source=axa_schengen.com&utm_medium=referral_interno)\n- [AXA Travel Insurance Portugal](https:\/\/www.viagemsegura.pt\/pt)\n- [AXA Travel Insurance UK](https:\/\/www.axatravel.co.uk\/)\n- [AXA Travel Insurance USA](https:\/\/www.axatravelinsurance.com\/)\n\nPayment methods\n\n[![Visa]()](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Mastercard]()](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![American Express]()](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Paypal]()](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Google play]()](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Apple pay]()](https:\/\/www.axa-schengen.com\/en\/online-quote)\n\n[![iDeal x Wero]()](https:\/\/www.axa-schengen.com\/en\/online-quote)\n\n- [All prices include VAT – AXA Assistance is represented by INTER PARTNER ASSISTANCE SA\/NV, a public limited liability company governed by Belgian law with registered office at Regentlaan 7, 1000 Brussel, Belgium – Insurance company authorized by the National Bank of Belgium under number 0487 and registered with the Crossroads Bank for Enterprises under number 0415 591 055 – RPR Brussels – VAT BE0415 591 055 – Copyright AXA Assistance ©](https:\/\/www.axa-schengen.com\/en\/visa)","attrs_readable_markdown":"DATE: 11\/01\/25\n\n[Schengen Travel Insurance](https:\/\/www.axa-schengen.com\/en\/) **is mandatory to obtain your Schengen visa\\!**\n\n## Planning a trip to Europe? All your question about the Schengen visa answered\\!\nOne of the most common questions people ask when planning a trip abroad — be it for vacation, work, school, or even a new life — is whether or not they’ll **need a visa**. And when planning a trip to Europe, chances are the visa they’re talking about is none other than the **Schengen visa**. After all, the **Schengen visa** is often that one precious key that hundreds of millions of international travelers need in order to open the door to the majority of the European continent.\n\nFortunately, [Schengen travel insurance experts](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/choose-visa-schengen-insurance) AXA have all you need to know about the **Schengen visa** (and all it entails) too\\\\! And our comprehensive guide below is therefore guaranteed to not only help you have that key in your hand \\\\- but to also make your upcoming trip to one, two, or even dozens of European countries as smooth as can be\\\\\\!\n\n- [What is the Schengen area?](https:\/\/www.axa-schengen.com\/en\/visa#1)\n- [What is the Schengen visa (and what can I do with one)?](https:\/\/www.axa-schengen.com\/en\/visa#2)\n- [What are the different types of Schengen visas?](https:\/\/www.axa-schengen.com\/en\/visa#3)\n- [Which Schengen countries issue visas?](https:\/\/www.axa-schengen.com\/en\/visa#4)\n- [Who needs a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#5)\n- [Where can I apply for a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#6)\n- [How to apply for a Schengen visa](https:\/\/www.axa-schengen.com\/en\/visa#7)\n- [What are the required documents for obtaining a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#8)\n- [How long does it take to process a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#9)\n- [How much is a Schengen Visa?](https:\/\/www.axa-schengen.com\/en\/visa#10)\n- [What to do if a Schengen visa application is refused?](https:\/\/www.axa-schengen.com\/en\/visa#11)\n- [What travel insurance is accepted for a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa#12)\n## What is the Schengen area?\nFirst off, let’s start with the geography (and brief history). [The Schengen area](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area) was established in 1985 with the signing of the Schengen Agreement, which, in turn, was designed to allow **control-free travel for citizens of a number of European countries.**\n\nSince then, it has grown to encompass a territory of over 400 million square miles and comprises over two dozen nations within mainland Europe (and a few beyond). And, thus, the Schengen Zone today represents **the largest area in the world where one can travel freely**.\n\nThe Schengen Area includes the majority of **countries in the European Union** (except for Ireland and Cyprus), as well as four countries of the European Free Trade Association (i.e., Iceland, Liechtenstein, Norway, and Switzerland).\n\n***IMPORTANT:*** However, in recent years, some border controls between Schengen countries have been temporarily reinstated — for reasons validated by the European Union (and mainly having to do with internal security).  \n But fear not AXA can also tell you [which European countries may be reinstating border controls](https:\/\/www.axa-schengen.com\/en\/news\/border-controls-schengen) (and why) too.\n\n***PRO-TIPS:*** The geography of Europe as a whole can often be complicated, which is also why AXA can help you further wrap your head around:\n\n- **[Which European countries are not in the Schengen area?](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/non-schengen-countries)**\n- **[The key differences between Europe, the EU, the Schengen Zone, the Euro Zone, and the EEA](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/difference-europe-schengen-eea)**\n## What is the Schengen visa (and what can I do with one)?\nPer the Schengen agreement, nationals of the Schengen Zone (and the European Union) are permitted to travel to, from, and throughout the Schengen Area visa-free.\n\nThe Schengen visa, meanwhile, is a **mandatory travel document** for nationals of a large number of “third countries” (i.e., those not in the European Union) wishing to travel to the Schengen area.\n\nIt is a **uniform visa** established by the EU, and its eligibility criteria are harmonized across all **Schengen countries** meaning that the application requirements are the same everywhere for all travelers.\n\n## What is the difference between a traditional visa and a Schengen visa?\nA traditional visa typically refers to a visa issued for entry into a single country. And it, therefore, usually restricts travel anywhere beyond that one nation.\n\nA **Schengen visa**, on the other hand, allows for travel within all **Schengen Area countries.**  \n In other words, a **Schengen visa** simplifies travel to, from, within, and between dozens of European countries on a single permit.\n\n## What are the dos and don’ts of a Schengen Visa?\nAnd, once you have one, here’s what you can (and can’t) do in Europe:\n\n- A **Schengen visa** allows you **to stay in and\/or travel** across the entire Schengen area\n- It authorizes **a maximum stay of 90 days** (consecutive or distributed **over a period of 180 days\\*** total) in one or any of the Schengen Area member states  \n   **\\*PRO-TIP:** Don’t worry we’ll explain the whole 90\/180-day thing below \\!\n- It can be issued for a single entry or for multiple entries\n- **Reasons for being issued a Schengen visa** include **tourism**, **business trips**, **visits to relatives**, **short training courses** (i.e., an internship), and\/or certain one-off paid activities \\\\- such as an artist tour, a sporting competition, a conference, or seasonal employment (provided that a temporary work permit has been obtained before departure).\n\n***PRO HEADS-UP:***\n\n- The **Schengen visa** does not, however, grant the right to residency in a Schengen Area country\n- **The Schengen visa does not allow work**\n- The **Schengen visa application** must be made before the trip, as it is not possible to obtain one on arrival in Europe (except in rare cases).\n## What are the different types of Schengen visas?\nAnd now here’s a quick breakdown as to what options of a Schengen visa you have to choose from:\n\n- The [**short-stay (aka Type C or “tourist”) visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/schengen-visa-type-c) is the most common Schengen visa, and it allows travel to (and throughout) all Schengen countries for up to 90 days in any 180-day period.\n- However, if you’re planning more than one trip to Europe, you’ll need what’s known as a [**multiple-entry Schengen visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/multiple-entry-schengen-visa).\n- If you’re just passing through, you might need to opt for a [**Type A (aka ATV or “airport transit”) visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/schengen-visa-type-a). It allows certain citizens of non-Schengen states to wait for a connecting flight and\/or transit through Schengen airports (and is mandatory for many).\n- If, on the other hand, you’re planning to stay in a European country for **more than three months**, you’ll likely need a [**national (aka Type D) visa**](https:\/\/www.axa-schengen.com\/en\/visa\/types\/schengen-visa-type-d)\n\n**IMPORTANT NOTE:** A Type D, however, is technically not a Schengen visa, and adheres to the specific requirements and criteria set forth by the particular European nation where you wish to stay.\\*\n\n***\\*BONUS PRO-TIP:*** For example, hoping to stay in the most visited country on Earth for a while? AXA can help you easily [apply for a Type D visa for France](https:\/\/www.axa-schengen.com\/en\/visa\/types\/visa-type-d-french)\\!\n\nStill not sure which one you might need? No worries\\\\\\!  \n AXA can help you further understand [which Schengen visa best suits your travel needs](https:\/\/www.axa-schengen.com\/en\/visa\/types) too\\!\n\n## Can I travel freely within all Schengen Area countries with a Schengen visa?\nIn theory, yes. **Unless you have** **a Schengen visa with limited territorial validity.** In this (not very common) case, you’ll only be able to travel between the countries specified by said visa.\n\n## What is the difference between the validity period of a Schengen visa and the authorized length of stay?\nGood question. And here’s a clear-cut answer.\n\n- The **visa validity period** corresponds **to the period during which you are authorized to enter the Schengen area** (for example, from January 1st to December 31st).\n- The **length of stay** authorized, on the other hand, specifies **the total number of days** that you can spend in the Schengen Zone during this period — i.e., generally **up to 90 days over a period of 180 days**.\n## How can I calculate the maximum permitted stay of 90 days out of 180 days for a Schengen visa?\nAlso a great question! Because, ultimately, that “90 days out of 180 days” rule is often somewhat confusing for most.\n\nSo to help you understand it better, AXA has compiled a clear and **comprehensive guide (aka “calculator”) on [the 90\/180-day Schengen visa rule](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/schengen-visa-days-calculation#:~:text=can%20AXA%20help%3F-,What%20is%20the%2090%2F180-day%20Schengen%20visa%20rule%3F,across%20all%20the%20Schengen%20countries.)**. It should help you know the exact number of days you’re allowed (and\/or still have left) in the Schengen area - anytime, anywhere \\!\n\n## Can I enter and leave the Schengen Area multiple times with a short-stay Schengen visa?\nWell, that depends.  \n For example, a single-entry Type C **Schengen visa** allows you to enter the Schengen Area only once. And once you leave, the visa becomes invalid. (**IMPORTANT**: and that’s even if its validity period has not expired!).\n\nHowever, a multiple-entry visa allows several round-trips — so long as the total length of stay does not exceed 90 days out of 180.\n\n## If my flight has a layover in a Schengen country, do I need a Schengen visa or a transit visa?\nThat also depends, and mainly on both your itinerary and your nationality.\n\nFor instance:\n\n- **If you are arriving from a non-Schengen country and your final destination is also outside the Schengen Area,** depending on your nationality, you might need to apply for the aforementioned **airport transit visa (aka “Type A” or “ATV”)**And that’s even if you are only staying in the international area of the airport for a connecting flight.\n- **If you need to leave the airport** (i.e., to change airports, take a connecting bus\/train located in a Schengen country, and so on), then you are technically entering the Schengen Zone.  \n   And in this case, nationals subject to visa requirements must apply for a **Short-stay Schengen visa (type C)** beforehand.\n\nIn short, as soon as you leave the international zone of the airport, a Schengen visa of some sort is required.\n\n***EU PRO-TIP:*** Along with our links above, you can also consult [**the official EU list of nationalities affected by the airport transit visa.**](https:\/\/home-affairs.ec.europa.eu\/document\/download\/7337515c-60a1-4510-b639-80de714f543e_en)\n\n## Can I renew or extend my Schengen visa without leaving the Schengen Area?\nGenerally speaking, no. You cannot extend or renew your **Schengen visa** without leaving the Schengen area.\n\n**An exceptional extension** may, however, be granted for humanitarian, medical, or “force majeure” reasons. But this procedure is rare and subject to specific supporting documentation.\n\n## Does a Schengen visa guarantee my entry into Europe?\nOh, if it were only all so simple… But, unfortunately, a **Schengen visa** does not automatically guarantee entry into the Schengen zone.\n\nThe final decision rests with the actual border authorities, as they reserve the right to refuse **entry even with a valid visa** (especially in case of doubts about your **reasons for entry\/stay** and\/or **an inadequacy in the other documents presented).**\n\n## Which countries issue Schengen visas?\nAny and all **Schengen Area member states** can issue a **Schengen visa.** Moreover, once a Schengen member nation issues the visa, said visa is universally valid for any and all the other countries within this European zone.\n\nList of Schengen countries (in 2025):\n\n- Austria\n- Belgium\n- Bulgaria\n- Croatia\n- Czech Republic\n- Denmark\n- Estonia\n- Finland\n- France\n- Germany\n- Greece\n- Hungary\n- Iceland\n- Italy\n- Latvia\n- Liechtenstein\n- Lithuania\n- Luxembourg\n- Malta\n- Norway\n- The Netherlands\n- Poland\n- Portugal\n- Romania\n- Slovakia\n- Slovenia\n- Spain\n- Sweden\n- Switzerland\n\n***PRO-TIP:*** Meanwhile, AXA can help you with individual [**Schengen visa applications for each of the Schengen countries**](https:\/\/www.axa-schengen.com\/en\/visa\/schengen) above too\\!\n\n## Who needs a Schengen visa?\nWith the signing of **the Schengen Agreement**, the European Union also established its own unique Visa Code – one that requires most visitors from outside the Schengen (and\/or the European Union) to have a **Schengen visa** to cross any of the Schengen Zone's many borders. And\/or to stay in the area for up to 90 days.\n\nThis applies to citizens of over a hundred countries - aka “third-country” nationals (including all African nations, most Middle Eastern ones, China, India, Russia, and so on).\n\n## Who doesn’t need a Schengen visa?\nMeanwhile, you can visit the Schengen visa-free if you are:\n\n- A citizen of one (or more) of the Schengen countries\n- A holder of a valid residence permit issued by a Schengen Area member country\n- A citizen of one (or more) of the non-Schengen European Union member countries (see link above)\n- A national of one (or more) of the [non-EU countries and territories that have signed visa exemption agreements with the EU](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/visa-free-countries) (these include **Australia, Brazil, Canada, Hong Kong, Japan, Mexico**, **the U.K., the U.S.,** and roughly 50 more nations).\n\nFortunately, the European Commission also provides [full lists of the nations exempt and not exempt from the Schengen visa](https:\/\/home-affairs.ec.europa.eu\/policies\/schengen\/visa-policy_en).\n\n***IMPORTANT:*** Although these third-country nationals do not need a visa for the Schengen Area, they must nevertheless comply with the following conditions:\n\n- Possess a passport issued less than 10 years ago and whose validity extends at least 3 months beyond the planned end date of their stay.\n- Stay in the Schengen area for a maximum of 90 days within any 180 days\n- Comply with the EU’s new [Entry\/Exit System (aka EES)](https:\/\/www.axa-schengen.com\/en\/news\/ees-entry-exit-system) (as of October 2025)\n- Have an electronic travel authorization, **aka ETIAS** (as of the last quarter of 2026, in theory - but more on that below too).\n\n***PRO-TIP:*** Still have doubts? Fear not - AXA can also gladly help you answer one of the most common **European travel** questions in the world:\n\n**[Do I need a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa\/visit-schengen)\\***\n\n\\*And if you do, we can totally help you apply below too, so read on\\!\n\n## Can I apply for a Schengen visa if I have a residence permit from a non-Schengen country?\nYes. If you legally live in a country outside the Schengen Area, you may still apply for a **Schengen visa** — provided your nationality requires one.\n\nTo do this, you can check whether you need a visa (and how to apply) using official EU resources, such as the [European Commission’s official visa website](https:\/\/home-affairs.ec.europa.eu\/policies\/schengen-borders-and-visa_en), and\/or the [European Commission – Visa policy website](https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=CELEX:32018R1806) for visa requirements by nationality.\n\nAnd you should also be able to get more application guidance from your specific destination country (for example, the [France-Visas – Visa assistant tool](https:\/\/www.france-visas.gouv.fr\/en\/web\/france-visas\/visa-assistant) for France).\n\nIn any case, you should apply via the embassy or visa center of the Schengen country you plan to visit or spend the most time in (don’t worry- we’ve got more on that below too).\n\n## What is ETIAS (and will it replace the Schengen visa)?\nIf you’re looking at Europe, you may have also already heard about ETIAS (aka the European Travel Information and Authorization System).\n\nThis long-in-the-works but relatively recent **electronic travel authorization** is intended for third-country nationals exempt from visa requirements for short stays in the Schengen area (again - of less than 90 days).\n\n**ETIAS does not replace the Schengen visa**, and is instead an **online pre-verification** procedure applied prior to departure. Having a **Schengen visa**, meanwhile, remains mandatory for non-exempt nationalities.\n\n***PRO-TIP:*** Wondering about who ETIAS affects, when and how to request it, its price, and its validity period? Well, you’re in luck ! AXA also has\n\n[All you need to know about ETIAS](https:\/\/www.axa-schengen.com\/en\/visa\/what-is-etias)\n\n## Where can I apply for a Schengen visa from abroad?\nGenerally speaking, applicants should apply at the consulate or embassy of the Schengen country they plan to visit first (or the one where they will spend the most time).\n\nAnd to help you find your way, the EU also graciously provides a [full list of EU\/Schengen Consular contacts](https:\/\/europa.eu\/youreurope\/embassies\/index_en.htm) worldwide.\n\nIn certain cases, you can also apply via a **visa application** center — that is, one outsourced by and officially accredited by the embassy\/consulate of your destination country (such as [VFS Global](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/vfs-global-appointment), for example).\n\nThe process generally involves filling out a visa application form, submitting the required documents (see below), and then coming in for an in-person interview (including for biometric collection).\n\n## Can I apply for a Schengen visa online?\nYes and no. That is, these days, a good chunk of your application for a Schengen visa can indeed be done online (i.e., filling in the initial application form, booking an appointment, following up, etc.).\n\nHowever, the complete submission of documents, biometrics collection, and pick-up of the visa itself will still require physical visits.\n\nThe EU does plan to **fully digitize the Schengen visa process** into a 100% online procedure - on a single European platform - but only by 2030.\n\n## Can I enter the Schengen Area with a Schengen visa issued by a country other than the one I am entering?\nYes, you usually can enter the Schengen Area through a country other than the one that issued your **Schengen visa** (as it is, again, designed to allow free movement throughout the area).\n\nHowever, you must be able to justify your itinerary and the purpose of your stay. Because in the event of a security check, the Schengen authorities will need to verify the consistency between your visa and your actual trip to ensure compliance with Schengen rules.\n\n***PRO-TIP:*** To make sure you know where to apply, AXA can also help you understand the [**Schengen visa First Port of Entry rules**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/first-port-of-entry) in no time\\!\n\n## How to apply for a Schengen visa?\nAs mentioned above, most of the steps to the **Schengen visa application** process are fairly straightforward and universal. A quick breakdown?\n\n1- Choose the type of visa that suits your travel plans\n\n2- Gather the necessary documents\n\n3- [**Purchase the mandatory Schengen travel insurance**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/buy-online)\n\n4- Book an appointment\n\n5- Submit your visa application\n\n6- Pay the necessary fees\n\n…and, well, hope for the best\\!\n\n***PRO-TIP:*** And, of course, don't panic! You’ve also got AXA’s comprehensive\n\n[**Step-by-step guide to applying for a Schengen visa**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/how-to-get-visa)  \n at your fingertips\\!\n\n## What are the required documents for obtaining a Schengen visa?\nTo get a **Schengen visa**, you’ll generally be asked to provide:\n\n- a completed and signed [**Schengen visa application form**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents)\n- a valid passport (valid for at least 3 months after the visa expires, with 2 blank pages)\n- two recent [**Schengen visa-compliant passport photos**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/photo-requirements)\n- a [**Schengen travel insurance certificate**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/certificate)\n- [**your itinerary**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/flight-itinerary) (and\/or flight reservation)\n- [**proof of accommodation**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/proof-of-accommodation)\n\nIf applicable to your particular case, you might also need to show more paperwork, such as:\n\n- [**proof of sufficient financial means**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/means-of-subsistence)\n- [**an invitation letter**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/invitation-letter)\n- proof of employment\n- proof of enrollment in a school\n- ….and so on.\n\n***PRO-TIP:*** That’s a non-exhaustive list (with plenty of links to help you gather all the necessary papers\\\\!). But just to be sure you don’t miss anything, consult AXA’s full list of\n\n**[Documents required for a Schengen visa.](https:\/\/www.axa-schengen.com\/en\/visa\/requirements)**\n\n## What Schengen visa documents are required for children travelling alone (or accompanied by an adult)?\n- The minor's identification documents (i.e., passport)\n- A copy of the minor's birth certificate\n- Valid identification of the parents or legal guardian(s), with signature(s)\n- An authorization to leave the country - signed by both parents or the legal guardian(s) - if the minor is travelling alone (or with only one parent)\n- If applicable, a court decision granting parental authority or guardianship\n\n***PRO-TIP:*** These requirements may vary depending on the Schengen country concerned - so it’s best to consult the embassy or consulate for more detailed information regarding the little ones.\n\n## My passport is expiring soon, can I still apply for a Schengen visa?\nA very common question indeed. And, in theory, you can – but it depends on your definition of “soon.” Because according to Schengen requirements, your **passport must be valid** not only for your entire trip - but also for **at least three months after your intended departure date from the Schengen Area.**\n\nIf it is not, your best bet is to renew it ASAP (i.e., before applying for a visa).\n\n## How long does it take to process a Schengen visa?\nProcessing wait times vary (due to a number of factors\\\\\\*) but generally takes **around 15 days**.  \n However, in certain cases, it may take up to a month or two. So make sure to reach out to your embassy, consulate, and\/or visa application center if in doubt.\n\n***BONUS PRO-TIP***: Meanwhile, AXA can also help you with the timing with our in-depth guide to [**Public Holidays in Europe**](https:\/\/www.axa-schengen.com\/en\/travel-guide\/holidays-europe-country)\\!\n\n## How far in advance should I apply for a Schengen visa?\nYou should apply for your Schengen visa **no later than 15 days and no sooner than six months** before your planned date of departure. But make sure you give yourself plenty of time to gather all the necessary paperwork (and attend the in-person interview).\n\n## How much is a Schengen Visa?\nThe price of a Schengen Visa is standardized across all Schengen countries (and is, therefore, universal worldwide).  \n However, **it does vary based on your age and marital status**.  \n Namely, children aged 6 to 12 pay half the standard fee, while children under 6 visiting the Schengen — as well as spouses of EU citizens — can get the **Schengen visa for free**.\n\nSchengen visa prices\\* also tend to be reviewed by the European Commission every three years or so \\\\- based on criteria such as inflation and the average cost of treatments.\n\n***\\*PRO-TIP:*** To learn more about the latest, see our [**Schengen visa cost guide**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/schengen-visa-cost).\n\n***IMPORTANT NOTE:*** Keep in mind that you submit your visa application via an approved visa center, you will have to pay **additional service fees**.\n\n## What are the additional fees if the application is processed through an authorized visa application center?\nIf you submit your visa application through an authorized service provider (such as VFS Global), additional **service fees** usually apply.\n\nThese fees cover - among other things - file management, appointment scheduling, and biometric data collection. The actual cost, of course, varies depending on the country and application center, but averages around €30.\n\n***IMPORTANT HEADS-UP:*** **In case of visa refusal, neither Schengen visa fees nor visa center service fees are refunded.**\n\n## What to do if your Schengen visa application is refused?\nIf your **Schengen visa application is refused,** you can either contest the decision **or** submit a new application. It will all ultimately depend on your particular situation - and the Schengen authorities.\n\n***PRO-TIP:*** But to help make sure it doesn’t come to that, AXA can also gladly tell you [**how to best avoid Schengen visa refusal**](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/what-to-do-schengen-visa-refusal) in the first place\\!\n\n## Which travel insurance is accepted for a Schengen visa?\nIn order for your **Schengen visa application** to be accepted, you must first have a travel insurance plan that:\n\n- is purchased from an insurance company validated by the consular authorities of all Schengen countries\n- has a [minimum coverage of €30,000](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/30000-euro-coverage) in medical expenses (such as hospitalization, emergency treatment, and repatriation – including in case of death);\n- covers you in [all Schengen member states](https:\/\/www.axa-schengen.com\/en\/visa\/schengen)\n- is valid for the entire duration of your stay in the Schengen Area.\n\n***IMPORTANT \\!***  \n Embassies, consulates, and visa application centers do not offer travel insurance for the **Schengen visa**.  \n This means that you will need to take out a plan **with a private travel insurance company.** Said company, however, must be licensed by the consular authorities of the member states of the Schengen area, and **your plan must have been purchased before you submit your visa application.**\n\n***PRO-TIPS:*** AXA has more about the specific [**travel insurance requirements for a Schengen visa**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements) too (such as the numbers and reasons behind them). However, rest assured that all of **AXA’s plans meet those requirements** (and then some)\\\\\\!\n\nAnd, so - to that end - before you start **applying for your Schengen visa** and looking at flights, be sure to take a minute and :\n\n[**Compare all of AXA’s Schengen travel insurance options**](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n\nand\n\nGet a [**free, zero-obligation AXA quote**](https:\/\/www.axa-schengen.com\/online-quote) too\\!\n\nBecause with AXA, you're one big step closer not only to being granted a **Schengen visa** but to the countless wonders of Europe and the Schengen itself \\!\n\n## RELATED ARTICLES:\n- **[Which countries are the easiest to get a Schengen visa from?](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area\/easiest-country-to-obtain-a-schengen-visa-from)**\n- **[Which European cities are the most affordable for tourists?](https:\/\/www.axa-schengen.com\/en\/travel-guide\/cheapest-travel-destinations-europe)**\n- **[30 Interesting Facts About the Schengen Area](https:\/\/www.axa-schengen.com\/en\/news\/fun-facts-schengen-area)**\n- **[How safe is Europe to travel to?](https:\/\/www.axa-schengen.com\/en\/travel-guide\/traveling-europe-safety-tips)**\n- **[Which Cities Are the Cheapest to Visit in Europe?](https:\/\/www.axa-schengen.com\/en\/travel-guide\/cheapest-travel-destinations-europe)**","meta_canonical":null}

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Boilerpipe Text	DATE: 11/01/25 Schengen Travel Insurance is mandatory to obtain your Schengen visa! Planning a trip to Europe? All your question about the Schengen visa answered! One of the most common questions people ask when planning a trip abroad — be it for vacation, work, school, or even a new life — is whether or not they’ll need a visa . And when planning a trip to Europe, chances are the visa they’re talking about is none other than the Schengen visa . After all, the Schengen visa is often that one precious key that hundreds of millions of international travelers need in order to open the door to the majority of the European continent. Fortunately, Schengen travel insurance experts AXA have all you need to know about the Schengen visa (and all it entails) too\! And our comprehensive guide below is therefore guaranteed to not only help you have that key in your hand \- but to also make your upcoming trip to one, two, or even dozens of European countries as smooth as can be\! What is the Schengen area? What is the Schengen visa (and what can I do with one)? What are the different types of Schengen visas? Which Schengen countries issue visas? Who needs a Schengen visa? Where can I apply for a Schengen visa? How to apply for a Schengen visa What are the required documents for obtaining a Schengen visa? How long does it take to process a Schengen visa? How much is a Schengen Visa? What to do if a Schengen visa application is refused? What travel insurance is accepted for a Schengen visa? What is the Schengen area? First off, let’s start with the geography (and brief history). The Schengen area was established in 1985 with the signing of the Schengen Agreement, which, in turn, was designed to allow control-free travel for citizens of a number of European countries. Since then, it has grown to encompass a territory of over 400 million square miles and comprises over two dozen nations within mainland Europe (and a few beyond). And, thus, the Schengen Zone today represents the largest area in the world where one can travel freely . The Schengen Area includes the majority of countries in the European Union (except for Ireland and Cyprus), as well as four countries of the European Free Trade Association (i.e., Iceland, Liechtenstein, Norway, and Switzerland). IMPORTANT: However, in recent years, some border controls between Schengen countries have been temporarily reinstated — for reasons validated by the European Union (and mainly having to do with internal security). But fear not AXA can also tell you which European countries may be reinstating border controls (and why) too. PRO-TIPS: The geography of Europe as a whole can often be complicated, which is also why AXA can help you further wrap your head around: Which European countries are not in the Schengen area? The key differences between Europe, the EU, the Schengen Zone, the Euro Zone, and the EEA What is the Schengen visa (and what can I do with one)? Per the Schengen agreement, nationals of the Schengen Zone (and the European Union) are permitted to travel to, from, and throughout the Schengen Area visa-free. The Schengen visa, meanwhile, is a mandatory travel document for nationals of a large number of “third countries” (i.e., those not in the European Union) wishing to travel to the Schengen area. It is a uniform visa established by the EU, and its eligibility criteria are harmonized across all Schengen countries meaning that the application requirements are the same everywhere for all travelers. What is the difference between a traditional visa and a Schengen visa? A traditional visa typically refers to a visa issued for entry into a single country. And it, therefore, usually restricts travel anywhere beyond that one nation. A Schengen visa , on the other hand, allows for travel within all Schengen Area countries. In other words, a Schengen visa simplifies travel to, from, within, and between dozens of European countries on a single permit. What are the dos and don’ts of a Schengen Visa? And, once you have one, here’s what you can (and can’t) do in Europe: A Schengen visa allows you to stay in and/or travel across the entire Schengen area It authorizes a maximum stay of 90 days (consecutive or distributed over a period of 180 days* total) in one or any of the Schengen Area member states PRO-TIP: Don’t worry we’ll explain the whole 90/180-day thing below ! It can be issued for a single entry or for multiple entries Reasons for being issued a Schengen visa include tourism , business trips , visits to relatives , short training courses (i.e., an internship), and/or certain one-off paid activities \- such as an artist tour, a sporting competition, a conference, or seasonal employment (provided that a temporary work permit has been obtained before departure). PRO HEADS-UP: The Schengen visa does not, however, grant the right to residency in a Schengen Area country The Schengen visa does not allow work The Schengen visa application must be made before the trip, as it is not possible to obtain one on arrival in Europe (except in rare cases). What are the different types of Schengen visas? And now here’s a quick breakdown as to what options of a Schengen visa you have to choose from: The short-stay (aka Type C or “tourist”) visa is the most common Schengen visa, and it allows travel to (and throughout) all Schengen countries for up to 90 days in any 180-day period. However, if you’re planning more than one trip to Europe, you’ll need what’s known as a multiple-entry Schengen visa . If you’re just passing through, you might need to opt for a Type A (aka ATV or “airport transit”) visa . It allows certain citizens of non-Schengen states to wait for a connecting flight and/or transit through Schengen airports (and is mandatory for many). If, on the other hand, you’re planning to stay in a European country for more than three months , you’ll likely need a national (aka Type D) visa IMPORTANT NOTE: A Type D, however, is technically not a Schengen visa, and adheres to the specific requirements and criteria set forth by the particular European nation where you wish to stay. BONUS PRO-TIP: For example, hoping to stay in the most visited country on Earth for a while? AXA can help you easily apply for a Type D visa for France ! Still not sure which one you might need? No worries\! AXA can help you further understand which Schengen visa best suits your travel needs too! Can I travel freely within all Schengen Area countries with a Schengen visa? In theory, yes. Unless you have a Schengen visa with limited territorial validity. In this (not very common) case, you’ll only be able to travel between the countries specified by said visa. What is the difference between the validity period of a Schengen visa and the authorized length of stay? Good question. And here’s a clear-cut answer. The visa validity period corresponds to the period during which you are authorized to enter the Schengen area (for example, from January 1st to December 31st). The length of stay authorized, on the other hand, specifies the total number of days that you can spend in the Schengen Zone during this period — i.e., generally up to 90 days over a period of 180 days . How can I calculate the maximum permitted stay of 90 days out of 180 days for a Schengen visa? Also a great question! Because, ultimately, that “90 days out of 180 days” rule is often somewhat confusing for most. So to help you understand it better, AXA has compiled a clear and comprehensive guide (aka “calculator”) on the 90/180-day Schengen visa rule . It should help you know the exact number of days you’re allowed (and/or still have left) in the Schengen area - anytime, anywhere ! Can I enter and leave the Schengen Area multiple times with a short-stay Schengen visa? Well, that depends. For example, a single-entry Type C Schengen visa allows you to enter the Schengen Area only once. And once you leave, the visa becomes invalid. ( IMPORTANT : and that’s even if its validity period has not expired!). However, a multiple-entry visa allows several round-trips — so long as the total length of stay does not exceed 90 days out of 180. If my flight has a layover in a Schengen country, do I need a Schengen visa or a transit visa? That also depends, and mainly on both your itinerary and your nationality. For instance: If you are arriving from a non-Schengen country and your final destination is also outside the Schengen Area, depending on your nationality, you might need to apply for the aforementioned airport transit visa (aka “Type A” or “ATV”) And that’s even if you are only staying in the international area of the airport for a connecting flight. If you need to leave the airport (i.e., to change airports, take a connecting bus/train located in a Schengen country, and so on), then you are technically entering the Schengen Zone. And in this case, nationals subject to visa requirements must apply for a Short-stay Schengen visa (type C) beforehand. In short, as soon as you leave the international zone of the airport, a Schengen visa of some sort is required. EU PRO-TIP: Along with our links above, you can also consult the official EU list of nationalities affected by the airport transit visa. Can I renew or extend my Schengen visa without leaving the Schengen Area? Generally speaking, no. You cannot extend or renew your Schengen visa without leaving the Schengen area. An exceptional extension may, however, be granted for humanitarian, medical, or “force majeure” reasons. But this procedure is rare and subject to specific supporting documentation. Does a Schengen visa guarantee my entry into Europe? Oh, if it were only all so simple… But, unfortunately, a Schengen visa does not automatically guarantee entry into the Schengen zone. The final decision rests with the actual border authorities, as they reserve the right to refuse entry even with a valid visa (especially in case of doubts about your reasons for entry/stay and/or an inadequacy in the other documents presented). Which countries issue Schengen visas? Any and all Schengen Area member states can issue a Schengen visa. Moreover, once a Schengen member nation issues the visa, said visa is universally valid for any and all the other countries within this European zone. List of Schengen countries (in 2025): Austria Belgium Bulgaria Croatia Czech Republic Denmark Estonia Finland France Germany Greece Hungary Iceland Italy Latvia Liechtenstein Lithuania Luxembourg Malta Norway The Netherlands Poland Portugal Romania Slovakia Slovenia Spain Sweden Switzerland PRO-TIP: Meanwhile, AXA can help you with individual Schengen visa applications for each of the Schengen countries above too! Who needs a Schengen visa? With the signing of the Schengen Agreement , the European Union also established its own unique Visa Code – one that requires most visitors from outside the Schengen (and/or the European Union) to have a Schengen visa to cross any of the Schengen Zone's many borders. And/or to stay in the area for up to 90 days. This applies to citizens of over a hundred countries - aka “third-country” nationals (including all African nations, most Middle Eastern ones, China, India, Russia, and so on). Who doesn’t need a Schengen visa? Meanwhile, you can visit the Schengen visa-free if you are: A citizen of one (or more) of the Schengen countries A holder of a valid residence permit issued by a Schengen Area member country A citizen of one (or more) of the non-Schengen European Union member countries (see link above) A national of one (or more) of the non-EU countries and territories that have signed visa exemption agreements with the EU (these include Australia, Brazil, Canada, Hong Kong, Japan, Mexico , the U.K., the U.S., and roughly 50 more nations). Fortunately, the European Commission also provides full lists of the nations exempt and not exempt from the Schengen visa . IMPORTANT: Although these third-country nationals do not need a visa for the Schengen Area, they must nevertheless comply with the following conditions: Possess a passport issued less than 10 years ago and whose validity extends at least 3 months beyond the planned end date of their stay. Stay in the Schengen area for a maximum of 90 days within any 180 days Comply with the EU’s new Entry/Exit System (aka EES) (as of October 2025) Have an electronic travel authorization, aka ETIAS (as of the last quarter of 2026, in theory - but more on that below too). PRO-TIP: Still have doubts? Fear not - AXA can also gladly help you answer one of the most common European travel questions in the world: Do I need a Schengen visa? And if you do, we can totally help you apply below too, so read on! Can I apply for a Schengen visa if I have a residence permit from a non-Schengen country? Yes. If you legally live in a country outside the Schengen Area, you may still apply for a Schengen visa — provided your nationality requires one. To do this, you can check whether you need a visa (and how to apply) using official EU resources, such as the European Commission’s official visa website , and/or the European Commission – Visa policy website for visa requirements by nationality. And you should also be able to get more application guidance from your specific destination country (for example, the France-Visas – Visa assistant tool for France). In any case, you should apply via the embassy or visa center of the Schengen country you plan to visit or spend the most time in (don’t worry- we’ve got more on that below too). What is ETIAS (and will it replace the Schengen visa)? If you’re looking at Europe, you may have also already heard about ETIAS (aka the European Travel Information and Authorization System). This long-in-the-works but relatively recent electronic travel authorization is intended for third-country nationals exempt from visa requirements for short stays in the Schengen area (again - of less than 90 days). ETIAS does not replace the Schengen visa , and is instead an online pre-verification procedure applied prior to departure. Having a Schengen visa , meanwhile, remains mandatory for non-exempt nationalities. PRO-TIP: Wondering about who ETIAS affects, when and how to request it, its price, and its validity period? Well, you’re in luck ! AXA also has All you need to know about ETIAS Where can I apply for a Schengen visa from abroad? Generally speaking, applicants should apply at the consulate or embassy of the Schengen country they plan to visit first (or the one where they will spend the most time). And to help you find your way, the EU also graciously provides a full list of EU/Schengen Consular contacts worldwide. In certain cases, you can also apply via a visa application center — that is, one outsourced by and officially accredited by the embassy/consulate of your destination country (such as VFS Global , for example). The process generally involves filling out a visa application form, submitting the required documents (see below), and then coming in for an in-person interview (including for biometric collection). Can I apply for a Schengen visa online? Yes and no. That is, these days, a good chunk of your application for a Schengen visa can indeed be done online (i.e., filling in the initial application form, booking an appointment, following up, etc.). However, the complete submission of documents, biometrics collection, and pick-up of the visa itself will still require physical visits. The EU does plan to fully digitize the Schengen visa process into a 100% online procedure - on a single European platform - but only by 2030. Can I enter the Schengen Area with a Schengen visa issued by a country other than the one I am entering? Yes, you usually can enter the Schengen Area through a country other than the one that issued your Schengen visa (as it is, again, designed to allow free movement throughout the area). However, you must be able to justify your itinerary and the purpose of your stay. Because in the event of a security check, the Schengen authorities will need to verify the consistency between your visa and your actual trip to ensure compliance with Schengen rules. PRO-TIP: To make sure you know where to apply, AXA can also help you understand the Schengen visa First Port of Entry rules in no time! How to apply for a Schengen visa? As mentioned above, most of the steps to the Schengen visa application process are fairly straightforward and universal. A quick breakdown? 1- Choose the type of visa that suits your travel plans 2- Gather the necessary documents 3- Purchase the mandatory Schengen travel insurance 4- Book an appointment 5- Submit your visa application 6- Pay the necessary fees …and, well, hope for the best! PRO-TIP: And, of course, don't panic! You’ve also got AXA’s comprehensive Step-by-step guide to applying for a Schengen visa at your fingertips! What are the required documents for obtaining a Schengen visa? To get a Schengen visa , you’ll generally be asked to provide: a completed and signed Schengen visa application form a valid passport (valid for at least 3 months after the visa expires, with 2 blank pages) two recent Schengen visa-compliant passport photos a Schengen travel insurance certificate your itinerary (and/or flight reservation) proof of accommodation If applicable to your particular case, you might also need to show more paperwork, such as: proof of sufficient financial means an invitation letter proof of employment proof of enrollment in a school ….and so on. PRO-TIP: That’s a non-exhaustive list (with plenty of links to help you gather all the necessary papers\!). But just to be sure you don’t miss anything, consult AXA’s full list of Documents required for a Schengen visa. What Schengen visa documents are required for children travelling alone (or accompanied by an adult)? The minor's identification documents (i.e., passport) A copy of the minor's birth certificate Valid identification of the parents or legal guardian(s), with signature(s) An authorization to leave the country - signed by both parents or the legal guardian(s) - if the minor is travelling alone (or with only one parent) If applicable, a court decision granting parental authority or guardianship PRO-TIP: These requirements may vary depending on the Schengen country concerned - so it’s best to consult the embassy or consulate for more detailed information regarding the little ones. My passport is expiring soon, can I still apply for a Schengen visa? A very common question indeed. And, in theory, you can – but it depends on your definition of “soon.” Because according to Schengen requirements, your passport must be valid not only for your entire trip - but also for at least three months after your intended departure date from the Schengen Area. If it is not, your best bet is to renew it ASAP (i.e., before applying for a visa). How long does it take to process a Schengen visa? Processing wait times vary (due to a number of factors\) but generally takes around 15 days . However, in certain cases, it may take up to a month or two. So make sure to reach out to your embassy, consulate, and/or visa application center if in doubt. BONUS PRO-TIP : Meanwhile, AXA can also help you with the timing with our in-depth guide to Public Holidays in Europe ! How far in advance should I apply for a Schengen visa? You should apply for your Schengen visa no later than 15 days and no sooner than six months before your planned date of departure. But make sure you give yourself plenty of time to gather all the necessary paperwork (and attend the in-person interview). How much is a Schengen Visa? The price of a Schengen Visa is standardized across all Schengen countries (and is, therefore, universal worldwide). However, it does vary based on your age and marital status . Namely, children aged 6 to 12 pay half the standard fee, while children under 6 visiting the Schengen — as well as spouses of EU citizens — can get the Schengen visa for free . Schengen visa prices* also tend to be reviewed by the European Commission every three years or so \- based on criteria such as inflation and the average cost of treatments. *PRO-TIP: To learn more about the latest, see our Schengen visa cost guide . IMPORTANT NOTE: Keep in mind that you submit your visa application via an approved visa center, you will have to pay additional service fees . What are the additional fees if the application is processed through an authorized visa application center? If you submit your visa application through an authorized service provider (such as VFS Global), additional service fees usually apply. These fees cover - among other things - file management, appointment scheduling, and biometric data collection. The actual cost, of course, varies depending on the country and application center, but averages around €30. IMPORTANT HEADS-UP: In case of visa refusal, neither Schengen visa fees nor visa center service fees are refunded. What to do if your Schengen visa application is refused? If your Schengen visa application is refused, you can either contest the decision or submit a new application. It will all ultimately depend on your particular situation - and the Schengen authorities. PRO-TIP: But to help make sure it doesn’t come to that, AXA can also gladly tell you how to best avoid Schengen visa refusal in the first place! Which travel insurance is accepted for a Schengen visa? In order for your Schengen visa application to be accepted, you must first have a travel insurance plan that: is purchased from an insurance company validated by the consular authorities of all Schengen countries has a minimum coverage of €30,000 in medical expenses (such as hospitalization, emergency treatment, and repatriation – including in case of death); covers you in all Schengen member states is valid for the entire duration of your stay in the Schengen Area. IMPORTANT ! Embassies, consulates, and visa application centers do not offer travel insurance for the Schengen visa . This means that you will need to take out a plan with a private travel insurance company. Said company, however, must be licensed by the consular authorities of the member states of the Schengen area, and your plan must have been purchased before you submit your visa application. PRO-TIPS: AXA has more about the specific travel insurance requirements for a Schengen visa too (such as the numbers and reasons behind them). However, rest assured that all of AXA’s plans meet those requirements (and then some)\! And, so - to that end - before you start applying for your Schengen visa and looking at flights, be sure to take a minute and : Compare all of AXA’s Schengen travel insurance options and Get a free, zero-obligation AXA quote too! Because with AXA, you're one big step closer not only to being granted a Schengen visa but to the countless wonders of Europe and the Schengen itself ! RELATED ARTICLES: Which countries are the easiest to get a Schengen visa from? Which European cities are the most affordable for tourists? 30 Interesting Facts About the Schengen Area How safe is Europe to travel to? Which Cities Are the Cheapest to Visit in Europe?
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) 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[Find out more](https://www.axa-schengen.com/en/travel-insurance) - Schengen Insurance [Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) [Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) [Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium) [Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) [Covered Countries](https://www.axa-schengen.com/en/travel-insurance/schengen) [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits) - Schengen Visa Schengen Visa Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe [Find out more](https://www.axa-schengen.com/en/visa) - Schengen Visa [Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area) [Schengen visa types](https://www.axa-schengen.com/en/visa/types) [How to get visa](https://www.axa-schengen.com/en/visa/requirements/how-to-get-visa) [Documents Needed](https://www.axa-schengen.com/en/visa/requirements/documents) [Requirements by Schengen Countries](https://www.axa-schengen.com/en/visa/schengen) - Travel Guide Travel Guide Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond. [Find out more](https://www.axa-schengen.com/en/travel-guide) - Travel Guide [Index – Understanding Europe from A to Z](https://www.axa-schengen.com/en/index-europe) [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https://www.axa-schengen.com/en/travel-guide/most-dangerous-cities-europe) - News News Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen. [Find out more](https://www.axa-schengen.com/en/news) - News [30 Years of Borderless Europe: Fun Facts about the Schengen Area](https://www.axa-schengen.com/en/news/fun-facts-schengen-area) [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https://www.axa-schengen.com/en/news/etias-europe-2025) ![How to get a Schengen visa for Europe: Questions, Answers, and Tips](https://www.axa-schengen.com/documents/4538638/4588590/header-visa-schengen-1980x500.webp/7455acf7-f109-d190-d625-57fdb6663ebe?t=1728307459770) # How to get a Schengen visa for Europe: Questions, Answers, and Tips # How to get a Schengen visa for Europe: Questions, Answers, and Tips DATE: 11/01/25 [Schengen Travel Insurance](https://www.axa-schengen.com/en/) is mandatory to obtain your Schengen visa\! ## Planning a trip to Europe? All your question about the Schengen visa answered\! One of the most common questions people ask when planning a trip abroad — be it for vacation, work, school, or even a new life — is whether or not they’ll need a visa. And when planning a trip to Europe, chances are the visa they’re talking about is none other than the Schengen visa. After all, the Schengen visa is often that one precious key that hundreds of millions of international travelers need in order to open the door to the majority of the European continent. Fortunately, [Schengen travel insurance experts](https://www.axa-schengen.com/en/travel-insurance/benefits/choose-visa-schengen-insurance) AXA have all you need to know about the Schengen visa (and all it entails) too\\! And our comprehensive guide below is therefore guaranteed to not only help you have that key in your hand \\- but to also make your upcoming trip to one, two, or even dozens of European countries as smooth as can be\\\! - [What is the Schengen area?](https://www.axa-schengen.com/en/visa#1) - [What is the Schengen visa (and what can I do with one)?](https://www.axa-schengen.com/en/visa#2) - [What are the different types of Schengen visas?](https://www.axa-schengen.com/en/visa#3) - [Which Schengen countries issue visas?](https://www.axa-schengen.com/en/visa#4) - [Who needs a Schengen visa?](https://www.axa-schengen.com/en/visa#5) - [Where can I apply for a Schengen visa?](https://www.axa-schengen.com/en/visa#6) - [How to apply for a Schengen visa](https://www.axa-schengen.com/en/visa#7) - [What are the required documents for obtaining a Schengen visa?](https://www.axa-schengen.com/en/visa#8) - [How long does it take to process a Schengen visa?](https://www.axa-schengen.com/en/visa#9) - [How much is a Schengen Visa?](https://www.axa-schengen.com/en/visa#10) - [What to do if a Schengen visa application is refused?](https://www.axa-schengen.com/en/visa#11) - [What travel insurance is accepted for a Schengen visa?](https://www.axa-schengen.com/en/visa#12) ## What is the Schengen area? First off, let’s start with the geography (and brief history). [The Schengen area](https://www.axa-schengen.com/en/visa/schengen-area) was established in 1985 with the signing of the Schengen Agreement, which, in turn, was designed to allow control-free travel for citizens of a number of European countries. Since then, it has grown to encompass a territory of over 400 million square miles and comprises over two dozen nations within mainland Europe (and a few beyond). And, thus, the Schengen Zone today represents the largest area in the world where one can travel freely. The Schengen Area includes the majority of countries in the European Union (except for Ireland and Cyprus), as well as four countries of the European Free Trade Association (i.e., Iceland, Liechtenstein, Norway, and Switzerland). *IMPORTANT:* However, in recent years, some border controls between Schengen countries have been temporarily reinstated — for reasons validated by the European Union (and mainly having to do with internal security). But fear not AXA can also tell you [which European countries may be reinstating border controls](https://www.axa-schengen.com/en/news/border-controls-schengen) (and why) too. *PRO-TIPS:* The geography of Europe as a whole can often be complicated, which is also why AXA can help you further wrap your head around: - [Which European countries are not in the Schengen area?](https://www.axa-schengen.com/en/visa/schengen-area/non-schengen-countries) - [The key differences between Europe, the EU, the Schengen Zone, the Euro Zone, and the EEA](https://www.axa-schengen.com/en/visa/schengen-area/difference-europe-schengen-eea) ## What is the Schengen visa (and what can I do with one)? Per the Schengen agreement, nationals of the Schengen Zone (and the European Union) are permitted to travel to, from, and throughout the Schengen Area visa-free. The Schengen visa, meanwhile, is a mandatory travel document for nationals of a large number of “third countries” (i.e., those not in the European Union) wishing to travel to the Schengen area. It is a uniform visa established by the EU, and its eligibility criteria are harmonized across all Schengen countries meaning that the application requirements are the same everywhere for all travelers. ## What is the difference between a traditional visa and a Schengen visa? A traditional visa typically refers to a visa issued for entry into a single country. And it, therefore, usually restricts travel anywhere beyond that one nation. A Schengen visa, on the other hand, allows for travel within all Schengen Area countries. In other words, a Schengen visa simplifies travel to, from, within, and between dozens of European countries on a single permit. ## What are the dos and don’ts of a Schengen Visa? And, once you have one, here’s what you can (and can’t) do in Europe: - A Schengen visa allows you to stay in and/or travel across the entire Schengen area - It authorizes a maximum stay of 90 days (consecutive or distributed over a period of 180 days\* total) in one or any of the Schengen Area member states *\PRO-TIP: Don’t worry we’ll explain the whole 90/180-day thing below \! - It can be issued for a single entry or for multiple entries - Reasons for being issued a Schengen visa include tourism, business trips, visits to relatives, short training courses (i.e., an internship), and/or certain one-off paid activities \\- such as an artist tour, a sporting competition, a conference, or seasonal employment (provided that a temporary work permit has been obtained before departure). PRO HEADS-UP: - The Schengen visa does not, however, grant the right to residency in a Schengen Area country - The Schengen visa does not allow work - The Schengen visa application must be made before the trip, as it is not possible to obtain one on arrival in Europe (except in rare cases). ## ## ## What are the different types of Schengen visas? And now here’s a quick breakdown as to what options of a Schengen visa you have to choose from: - The [short-stay (aka Type C or “tourist”) visa](https://www.axa-schengen.com/en/visa/types/schengen-visa-type-c) is the most common Schengen visa, and it allows travel to (and throughout) all Schengen countries for up to 90 days in any 180-day period. - However, if you’re planning more than one trip to Europe, you’ll need what’s known as a [multiple-entry Schengen visa](https://www.axa-schengen.com/en/visa/types/multiple-entry-schengen-visa). - If you’re just passing through, you might need to opt for a [Type A (aka ATV or “airport transit”) visa](https://www.axa-schengen.com/en/visa/types/schengen-visa-type-a). It allows certain citizens of non-Schengen states to wait for a connecting flight and/or transit through Schengen airports (and is mandatory for many). - If, on the other hand, you’re planning to stay in a European country for more than three months, you’ll likely need a [national (aka Type D) visa](https://www.axa-schengen.com/en/visa/types/schengen-visa-type-d) IMPORTANT NOTE:** A Type D, however, is technically not a Schengen visa, and adheres to the specific requirements and criteria set forth by the particular European nation where you wish to stay.\* **\BONUS PRO-TIP:* For example, hoping to stay in the most visited country on Earth for a while? AXA can help you easily [apply for a Type D visa for France](https://www.axa-schengen.com/en/visa/types/visa-type-d-french)\! Still not sure which one you might need? No worries\\\! AXA can help you further understand [which Schengen visa best suits your travel needs](https://www.axa-schengen.com/en/visa/types) too\! ## ## ## Can I travel freely within all Schengen Area countries with a Schengen visa? In theory, yes. Unless you have a Schengen visa with limited territorial validity. In this (not very common) case, you’ll only be able to travel between the countries specified by said visa. ## ## ## What is the difference between the validity period of a Schengen visa and the authorized length of stay? Good question. And here’s a clear-cut answer. - The visa validity period corresponds to the period during which you are authorized to enter the Schengen area (for example, from January 1st to December 31st). - The length of stay authorized, on the other hand, specifies the total number of days that you can spend in the Schengen Zone during this period — i.e., generally up to 90 days over a period of 180 days. ## ## ## How can I calculate the maximum permitted stay of 90 days out of 180 days for a Schengen visa? Also a great question! Because, ultimately, that “90 days out of 180 days” rule is often somewhat confusing for most. So to help you understand it better, AXA has compiled a clear and comprehensive guide (aka “calculator”) on [the 90/180-day Schengen visa rule](https://www.axa-schengen.com/en/visa/requirements/schengen-visa-days-calculation#:~:text=can%20AXA%20help%3F-,What%20is%20the%2090%2F180-day%20Schengen%20visa%20rule%3F,across%20all%20the%20Schengen%20countries.). It should help you know the exact number of days you’re allowed (and/or still have left) in the Schengen area - anytime, anywhere \! ## ## ## Can I enter and leave the Schengen Area multiple times with a short-stay Schengen visa? Well, that depends. For example, a single-entry Type C Schengen visa allows you to enter the Schengen Area only once. And once you leave, the visa becomes invalid. (IMPORTANT: and that’s even if its validity period has not expired!). However, a multiple-entry visa allows several round-trips — so long as the total length of stay does not exceed 90 days out of 180. ## ## ## If my flight has a layover in a Schengen country, do I need a Schengen visa or a transit visa? That also depends, and mainly on both your itinerary and your nationality. For instance: - If you are arriving from a non-Schengen country and your final destination is also outside the Schengen Area, depending on your nationality, you might need to apply for the aforementioned airport transit visa (aka “Type A” or “ATV”)And that’s even if you are only staying in the international area of the airport for a connecting flight. - If you need to leave the airport (i.e., to change airports, take a connecting bus/train located in a Schengen country, and so on), then you are technically entering the Schengen Zone. And in this case, nationals subject to visa requirements must apply for a Short-stay Schengen visa (type C) beforehand. In short, as soon as you leave the international zone of the airport, a Schengen visa of some sort is required. EU PRO-TIP: Along with our links above, you can also consult [the official EU list of nationalities affected by the airport transit visa.](https://home-affairs.ec.europa.eu/document/download/7337515c-60a1-4510-b639-80de714f543e_en) ## ## ## Can I renew or extend my Schengen visa without leaving the Schengen Area? Generally speaking, no. You cannot extend or renew your Schengen visa without leaving the Schengen area. An exceptional extension may, however, be granted for humanitarian, medical, or “force majeure” reasons. But this procedure is rare and subject to specific supporting documentation. ## ## ## Does a Schengen visa guarantee my entry into Europe? Oh, if it were only all so simple… But, unfortunately, a Schengen visa does not automatically guarantee entry into the Schengen zone. The final decision rests with the actual border authorities, as they reserve the right to refuse entry even with a valid visa (especially in case of doubts about your reasons for entry/stay and/or an inadequacy in the other documents presented). ## ## ## Which countries issue Schengen visas? Any and all Schengen Area member states can issue a Schengen visa. Moreover, once a Schengen member nation issues the visa, said visa is universally valid for any and all the other countries within this European zone. List of Schengen countries (in 2025): - Austria - Belgium - Bulgaria - Croatia - Czech Republic - Denmark - Estonia - Finland - France - Germany - Greece - Hungary - Iceland - Italy - Latvia - Liechtenstein - Lithuania - Luxembourg - Malta - Norway - The Netherlands - Poland - Portugal - Romania - Slovakia - Slovenia - Spain - Sweden - Switzerland PRO-TIP: Meanwhile, AXA can help you with individual [Schengen visa applications for each of the Schengen countries](https://www.axa-schengen.com/en/visa/schengen) above too\! ## ## ## Who needs a Schengen visa? With the signing of the Schengen Agreement, the European Union also established its own unique Visa Code – one that requires most visitors from outside the Schengen (and/or the European Union) to have a Schengen visa to cross any of the Schengen Zone's many borders. And/or to stay in the area for up to 90 days. This applies to citizens of over a hundred countries - aka “third-country” nationals (including all African nations, most Middle Eastern ones, China, India, Russia, and so on). ## ## ## Who doesn’t need a Schengen visa? Meanwhile, you can visit the Schengen visa-free if you are: - A citizen of one (or more) of the Schengen countries - A holder of a valid residence permit issued by a Schengen Area member country - A citizen of one (or more) of the non-Schengen European Union member countries (see link above) - A national of one (or more) of the [non-EU countries and territories that have signed visa exemption agreements with the EU](https://www.axa-schengen.com/en/visa/schengen-area/visa-free-countries) (these include Australia, Brazil, Canada, Hong Kong, Japan, Mexico, the U.K., the U.S., and roughly 50 more nations). Fortunately, the European Commission also provides [full lists of the nations exempt and not exempt from the Schengen visa](https://home-affairs.ec.europa.eu/policies/schengen/visa-policy_en). IMPORTANT: Although these third-country nationals do not need a visa for the Schengen Area, they must nevertheless comply with the following conditions: - Possess a passport issued less than 10 years ago and whose validity extends at least 3 months beyond the planned end date of their stay. - Stay in the Schengen area for a maximum of 90 days within any 180 days - Comply with the EU’s new [Entry/Exit System (aka EES)](https://www.axa-schengen.com/en/news/ees-entry-exit-system) (as of October 2025) - Have an electronic travel authorization, aka ETIAS (as of the last quarter of 2026, in theory - but more on that below too). PRO-TIP: Still have doubts? Fear not - AXA can also gladly help you answer one of the most common European travel questions in the world: [Do I need a Schengen visa?](https://www.axa-schengen.com/en/visa/visit-schengen)\*** \And if you do, we can totally help you apply below too, so read on\! ## ## ## Can I apply for a Schengen visa if I have a residence permit from a non-Schengen country? Yes. If you legally live in a country outside the Schengen Area, you may still apply for a Schengen visa* — provided your nationality requires one. To do this, you can check whether you need a visa (and how to apply) using official EU resources, such as the [European Commission’s official visa website](https://home-affairs.ec.europa.eu/policies/schengen-borders-and-visa_en), and/or the [European Commission – Visa policy website](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32018R1806) for visa requirements by nationality. And you should also be able to get more application guidance from your specific destination country (for example, the [France-Visas – Visa assistant tool](https://www.france-visas.gouv.fr/en/web/france-visas/visa-assistant) for France). In any case, you should apply via the embassy or visa center of the Schengen country you plan to visit or spend the most time in (don’t worry- we’ve got more on that below too). ## ## ## What is ETIAS (and will it replace the Schengen visa)? If you’re looking at Europe, you may have also already heard about ETIAS (aka the European Travel Information and Authorization System). This long-in-the-works but relatively recent electronic travel authorization is intended for third-country nationals exempt from visa requirements for short stays in the Schengen area (again - of less than 90 days). ETIAS does not replace the Schengen visa, and is instead an online pre-verification procedure applied prior to departure. Having a Schengen visa, meanwhile, remains mandatory for non-exempt nationalities. *PRO-TIP:* Wondering about who ETIAS affects, when and how to request it, its price, and its validity period? Well, you’re in luck ! AXA also has [All you need to know about ETIAS](https://www.axa-schengen.com/en/visa/what-is-etias) ## ## ## Where can I apply for a Schengen visa from abroad? Generally speaking, applicants should apply at the consulate or embassy of the Schengen country they plan to visit first (or the one where they will spend the most time). And to help you find your way, the EU also graciously provides a [full list of EU/Schengen Consular contacts](https://europa.eu/youreurope/embassies/index_en.htm) worldwide. In certain cases, you can also apply via a visa application center — that is, one outsourced by and officially accredited by the embassy/consulate of your destination country (such as [VFS Global](https://www.axa-schengen.com/en/visa/requirements/vfs-global-appointment), for example). The process generally involves filling out a visa application form, submitting the required documents (see below), and then coming in for an in-person interview (including for biometric collection). ## ## ## Can I apply for a Schengen visa online? Yes and no. That is, these days, a good chunk of your application for a Schengen visa can indeed be done online (i.e., filling in the initial application form, booking an appointment, following up, etc.). However, the complete submission of documents, biometrics collection, and pick-up of the visa itself will still require physical visits. The EU does plan to fully digitize the Schengen visa process into a 100% online procedure - on a single European platform - but only by 2030. ## ## ## Can I enter the Schengen Area with a Schengen visa issued by a country other than the one I am entering? Yes, you usually can enter the Schengen Area through a country other than the one that issued your Schengen visa (as it is, again, designed to allow free movement throughout the area). However, you must be able to justify your itinerary and the purpose of your stay. Because in the event of a security check, the Schengen authorities will need to verify the consistency between your visa and your actual trip to ensure compliance with Schengen rules. *PRO-TIP:* To make sure you know where to apply, AXA can also help you understand the [Schengen visa First Port of Entry rules](https://www.axa-schengen.com/en/visa/requirements/first-port-of-entry) in no time\! ## ## ## How to apply for a Schengen visa? As mentioned above, most of the steps to the Schengen visa application process are fairly straightforward and universal. A quick breakdown? 1- Choose the type of visa that suits your travel plans 2- Gather the necessary documents 3- [Purchase the mandatory Schengen travel insurance](https://www.axa-schengen.com/en/travel-insurance/benefits/buy-online) 4- Book an appointment 5- Submit your visa application 6- Pay the necessary fees …and, well, hope for the best\! *PRO-TIP:* And, of course, don't panic! You’ve also got AXA’s comprehensive [Step-by-step guide to applying for a Schengen visa](https://www.axa-schengen.com/en/visa/requirements/how-to-get-visa) at your fingertips\! ## ## ## What are the required documents for obtaining a Schengen visa? To get a Schengen visa, you’ll generally be asked to provide: - a completed and signed [Schengen visa application form](https://www.axa-schengen.com/en/visa/requirements/documents) - a valid passport (valid for at least 3 months after the visa expires, with 2 blank pages) - two recent [Schengen visa-compliant passport photos](https://www.axa-schengen.com/en/visa/requirements/documents/photo-requirements) - a [Schengen travel insurance certificate](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate) - [your itinerary](https://www.axa-schengen.com/en/visa/requirements/documents/flight-itinerary) (and/or flight reservation) - [proof of accommodation](https://www.axa-schengen.com/en/visa/requirements/documents/proof-of-accommodation) If applicable to your particular case, you might also need to show more paperwork, such as: - [proof of sufficient financial means](https://www.axa-schengen.com/en/visa/requirements/documents/means-of-subsistence) - [an invitation letter](https://www.axa-schengen.com/en/visa/requirements/documents/invitation-letter) - proof of employment - proof of enrollment in a school - ….and so on. *PRO-TIP:* That’s a non-exhaustive list (with plenty of links to help you gather all the necessary papers\\!). But just to be sure you don’t miss anything, consult AXA’s full list of [Documents required for a Schengen visa.](https://www.axa-schengen.com/en/visa/requirements) ## ## ## What Schengen visa documents are required for children travelling alone (or accompanied by an adult)? - The minor's identification documents (i.e., passport) - A copy of the minor's birth certificate - Valid identification of the parents or legal guardian(s), with signature(s) - An authorization to leave the country - signed by both parents or the legal guardian(s) - if the minor is travelling alone (or with only one parent) - If applicable, a court decision granting parental authority or guardianship *PRO-TIP:* These requirements may vary depending on the Schengen country concerned - so it’s best to consult the embassy or consulate for more detailed information regarding the little ones. ## ## ## My passport is expiring soon, can I still apply for a Schengen visa? A very common question indeed. And, in theory, you can – but it depends on your definition of “soon.” Because according to Schengen requirements, your passport must be valid not only for your entire trip - but also for at least three months after your intended departure date from the Schengen Area. If it is not, your best bet is to renew it ASAP (i.e., before applying for a visa). ## ## ## How long does it take to process a Schengen visa? Processing wait times vary (due to a number of factors\\\) but generally takes around 15 days. However, in certain cases, it may take up to a month or two. So make sure to reach out to your embassy, consulate, and/or visa application center if in doubt. BONUS PRO-TIP: Meanwhile, AXA can also help you with the timing with our in-depth guide to [Public Holidays in Europe](https://www.axa-schengen.com/en/travel-guide/holidays-europe-country)\! ## ## ## How far in advance should I apply for a Schengen visa? You should apply for your Schengen visa no later than 15 days and no sooner than six months* before your planned date of departure. But make sure you give yourself plenty of time to gather all the necessary paperwork (and attend the in-person interview). ## ## ## How much is a Schengen Visa? The price of a Schengen Visa is standardized across all Schengen countries (and is, therefore, universal worldwide). However, it does vary based on your age and marital status. Namely, children aged 6 to 12 pay half the standard fee, while children under 6 visiting the Schengen — as well as spouses of EU citizens — can get the Schengen visa for free. Schengen visa prices\* also tend to be reviewed by the European Commission every three years or so \\- based on criteria such as inflation and the average cost of treatments. **\PRO-TIP:* To learn more about the latest, see our [Schengen visa cost guide](https://www.axa-schengen.com/en/visa/requirements/schengen-visa-cost). IMPORTANT NOTE: Keep in mind that you submit your visa application via an approved visa center, you will have to pay additional service fees. ## ## ## What are the additional fees if the application is processed through an authorized visa application center? If you submit your visa application through an authorized service provider (such as VFS Global), additional service fees usually apply. These fees cover - among other things - file management, appointment scheduling, and biometric data collection. The actual cost, of course, varies depending on the country and application center, but averages around €30. IMPORTANT HEADS-UP: In case of visa refusal, neither Schengen visa fees nor visa center service fees are refunded. ## ## ## What to do if your Schengen visa application is refused? If your Schengen visa application is refused, you can either contest the decision or submit a new application. It will all ultimately depend on your particular situation - and the Schengen authorities. PRO-TIP: But to help make sure it doesn’t come to that, AXA can also gladly tell you [how to best avoid Schengen visa refusal](https://www.axa-schengen.com/en/visa/requirements/what-to-do-schengen-visa-refusal) in the first place\! ## ## ## Which travel insurance is accepted for a Schengen visa? In order for your Schengen visa application to be accepted, you must first have a travel insurance plan that: - is purchased from an insurance company validated by the consular authorities of all Schengen countries - has a [minimum coverage of €30,000](https://www.axa-schengen.com/en/travel-insurance/benefits/30000-euro-coverage) in medical expenses (such as hospitalization, emergency treatment, and repatriation – including in case of death); - covers you in [all Schengen member states](https://www.axa-schengen.com/en/visa/schengen) - is valid for the entire duration of your stay in the Schengen Area. IMPORTANT \! Embassies, consulates, and visa application centers do not offer travel insurance for the Schengen visa. This means that you will need to take out a plan with a private travel insurance company. Said company, however, must be licensed by the consular authorities of the member states of the Schengen area, and your plan must have been purchased before you submit your visa application. PRO-TIPS: AXA has more about the specific [travel insurance requirements for a Schengen visa](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements) too (such as the numbers and reasons behind them). However, rest assured that all of AXA’s plans meet those requirements (and then some)\\\! And, so - to that end - before you start applying for your Schengen visa and looking at flights, be sure to take a minute and : [Compare all of AXA’s Schengen travel insurance options](https://www.axa-schengen.com/en/travel-insurance/benefits) and Get a [free, zero-obligation AXA quote](https://www.axa-schengen.com/online-quote) too\! Because with AXA, you're one big step closer not only to being granted a Schengen visa but to the countless wonders of Europe and the Schengen itself \! ## ## ## RELATED ARTICLES: - [Which countries are the easiest to get a Schengen visa from?](https://www.axa-schengen.com/en/visa/schengen-area/easiest-country-to-obtain-a-schengen-visa-from) - [Which European cities are the most affordable for tourists?](https://www.axa-schengen.com/en/travel-guide/cheapest-travel-destinations-europe) - [30 Interesting Facts About the Schengen Area](https://www.axa-schengen.com/en/news/fun-facts-schengen-area) - [How safe is Europe to travel to?](https://www.axa-schengen.com/en/travel-guide/traveling-europe-safety-tips) - [Which Cities Are the Cheapest to Visit in Europe?](https://www.axa-schengen.com/en/travel-guide/cheapest-travel-destinations-europe)** ## AXA Schengen's Travel Insurance [![Low cost product]() AXA Schengen Basic AXA Schengen Basic is the ideal insurance policy for applying for a Schengen visa. This travel insurance meets all the necessary requirements and offers you insurance cover in all countries in the Schengen area as well as in four small European states (Andorra, Vatican City, Monaco and San Marino).](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) [![Essential product]() AXA Schengen Essential AXA Essential is suitable for applying for a Schengen visa and if you want to travel throughout Europe. This insurance offers cover in all countries in the Schengen area + the microstates of Europe + all countries in the European Union, including the United Kingdom. In addition, you benefit from additional guarantees compared to AXA Schengen Basic.](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) [![Multi trip product]() AXA Schengen Annual AXA Annual is perfect for obtaining a Schengen visa and is ideal for those who travel frequently to Europe and for multi-visa holders. A single contract is sufficient to cover all your trips for one year.](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) - [![Low cost product]() AXA Schengen Basic AXA Schengen Basic is the ideal insurance policy for applying for a Schengen visa. This travel insurance meets all the necessary requirements and offers you insurance cover in all countries in the Schengen area as well as in four small European states (Andorra, Vatican City, Monaco and San Marino).](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) - [![Essential product]() AXA Schengen Essential AXA Essential is suitable for applying for a Schengen visa and if you want to travel throughout Europe. This insurance offers cover in all countries in the Schengen area + the microstates of Europe + all countries in the European Union, including the United Kingdom. In addition, you benefit from additional guarantees compared to AXA Schengen Basic.](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) - [![Multi trip product]() AXA Schengen Annual AXA Annual is perfect for obtaining a Schengen visa and is ideal for those who travel frequently to Europe and for multi-visa holders. A single contract is sufficient to cover all your trips for one year.](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) [DISCOVER OUR PRODUCTS](https://www.axa-schengen.com/en/products) ## INFORMATIONS - [About Us](https://www.axa-schengen.com/en/infos/why-axa-assistance) - [Contact us](https://www.axa-schengen.com/en/infos/contact-us) - [Privacy Policy](https://www.axa-schengen.com/en/infos/privacy) - [Cookies Policy](https://www.axa-schengen.com/en/infos/cookies-policy-page) - [FAQ](https://www.axa-schengen.com/en/infos/faq) - [Disclaimer](https://www.axa-schengen.com/en/infos/disclaimer) - [Conflict of Interest Policy](https://www.axa-schengen.com/en/infos/conflict-interest-policy) - [COOKIES SETTINGS](https://www.axa-schengen.com/en/visa) ## TRAVEL INSURANCES - [AXA Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) - [AXA Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) - [AXA Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium) - [AXA Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) - [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits) ## TRAVEL INFOS - [Travel Insurance](https://www.axa-schengen.com/en/travel-insurance) - [Visa to Schengen](https://www.axa-schengen.com/en/visa/schengen) - [Travel Guide](https://www.axa-schengen.com/en/travel-guide) - [Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area) ## OTHER AXA WEBSITES - [AXA Schengen Insurance USA](https://www.axaschengeninsurance.com/) - [AXA Travel Insurance France](https://www.assurance-voyage.axa-assistance.fr/) - [AXA Travel Insurance Italy](https://www.assicurazione-viaggio.axa-assistance.it/) - [AXA Travel Insurance Mexico](https://axa-asistenciaviaje.com.mx/) - [AXA Travel Insurance Spain](https://axasegurodeviaje.es/?utm_source=axa_schengen.com&utm_medium=referral_interno) - [AXA Travel Insurance Portugal](https://www.viagemsegura.pt/pt) - [AXA Travel Insurance UK](https://www.axatravel.co.uk/) - [AXA Travel Insurance USA](https://www.axatravelinsurance.com/) Payment methods [![Visa]()](https://www.axa-schengen.com/en/online-quote) [![Mastercard]()](https://www.axa-schengen.com/en/online-quote) [![American Express]()](https://www.axa-schengen.com/en/online-quote) [![Paypal]()](https://www.axa-schengen.com/en/online-quote) [![Google play]()](https://www.axa-schengen.com/en/online-quote) [![Apple pay]()](https://www.axa-schengen.com/en/online-quote) [![iDeal x Wero]()](https://www.axa-schengen.com/en/online-quote) - [All prices include VAT – AXA Assistance is represented by INTER PARTNER ASSISTANCE SA/NV, a public limited liability company governed by Belgian law with registered office at Regentlaan 7, 1000 Brussel, Belgium – Insurance company authorized by the National Bank of Belgium under number 0487 and registered with the Crossroads Bank for Enterprises under number 0415 591 055 – RPR Brussels – VAT BE0415 591 055 – Copyright AXA Assistance ©](https://www.axa-schengen.com/en/visa)
Readable Markdown	DATE: 11/01/25 [Schengen Travel Insurance](https://www.axa-schengen.com/en/) is mandatory to obtain your Schengen visa\! ## Planning a trip to Europe? All your question about the Schengen visa answered\! One of the most common questions people ask when planning a trip abroad — be it for vacation, work, school, or even a new life — is whether or not they’ll need a visa. And when planning a trip to Europe, chances are the visa they’re talking about is none other than the Schengen visa. After all, the Schengen visa is often that one precious key that hundreds of millions of international travelers need in order to open the door to the majority of the European continent. Fortunately, [Schengen travel insurance experts](https://www.axa-schengen.com/en/travel-insurance/benefits/choose-visa-schengen-insurance) AXA have all you need to know about the Schengen visa (and all it entails) too\\! And our comprehensive guide below is therefore guaranteed to not only help you have that key in your hand \\- but to also make your upcoming trip to one, two, or even dozens of European countries as smooth as can be\\\! - [What is the Schengen area?](https://www.axa-schengen.com/en/visa#1) - [What is the Schengen visa (and what can I do with one)?](https://www.axa-schengen.com/en/visa#2) - [What are the different types of Schengen visas?](https://www.axa-schengen.com/en/visa#3) - [Which Schengen countries issue visas?](https://www.axa-schengen.com/en/visa#4) - [Who needs a Schengen visa?](https://www.axa-schengen.com/en/visa#5) - [Where can I apply for a Schengen visa?](https://www.axa-schengen.com/en/visa#6) - [How to apply for a Schengen visa](https://www.axa-schengen.com/en/visa#7) - [What are the required documents for obtaining a Schengen visa?](https://www.axa-schengen.com/en/visa#8) - [How long does it take to process a Schengen visa?](https://www.axa-schengen.com/en/visa#9) - [How much is a Schengen Visa?](https://www.axa-schengen.com/en/visa#10) - [What to do if a Schengen visa application is refused?](https://www.axa-schengen.com/en/visa#11) - [What travel insurance is accepted for a Schengen visa?](https://www.axa-schengen.com/en/visa#12) ## What is the Schengen area? First off, let’s start with the geography (and brief history). [The Schengen area](https://www.axa-schengen.com/en/visa/schengen-area) was established in 1985 with the signing of the Schengen Agreement, which, in turn, was designed to allow control-free travel for citizens of a number of European countries. Since then, it has grown to encompass a territory of over 400 million square miles and comprises over two dozen nations within mainland Europe (and a few beyond). And, thus, the Schengen Zone today represents the largest area in the world where one can travel freely. The Schengen Area includes the majority of countries in the European Union (except for Ireland and Cyprus), as well as four countries of the European Free Trade Association (i.e., Iceland, Liechtenstein, Norway, and Switzerland). *IMPORTANT:* However, in recent years, some border controls between Schengen countries have been temporarily reinstated — for reasons validated by the European Union (and mainly having to do with internal security). But fear not AXA can also tell you [which European countries may be reinstating border controls](https://www.axa-schengen.com/en/news/border-controls-schengen) (and why) too. *PRO-TIPS:* The geography of Europe as a whole can often be complicated, which is also why AXA can help you further wrap your head around: - [Which European countries are not in the Schengen area?](https://www.axa-schengen.com/en/visa/schengen-area/non-schengen-countries) - [The key differences between Europe, the EU, the Schengen Zone, the Euro Zone, and the EEA](https://www.axa-schengen.com/en/visa/schengen-area/difference-europe-schengen-eea) ## What is the Schengen visa (and what can I do with one)? Per the Schengen agreement, nationals of the Schengen Zone (and the European Union) are permitted to travel to, from, and throughout the Schengen Area visa-free. The Schengen visa, meanwhile, is a mandatory travel document for nationals of a large number of “third countries” (i.e., those not in the European Union) wishing to travel to the Schengen area. It is a uniform visa established by the EU, and its eligibility criteria are harmonized across all Schengen countries meaning that the application requirements are the same everywhere for all travelers. ## What is the difference between a traditional visa and a Schengen visa? A traditional visa typically refers to a visa issued for entry into a single country. And it, therefore, usually restricts travel anywhere beyond that one nation. A Schengen visa, on the other hand, allows for travel within all Schengen Area countries. In other words, a Schengen visa simplifies travel to, from, within, and between dozens of European countries on a single permit. ## What are the dos and don’ts of a Schengen Visa? And, once you have one, here’s what you can (and can’t) do in Europe: - A Schengen visa allows you to stay in and/or travel across the entire Schengen area - It authorizes a maximum stay of 90 days (consecutive or distributed over a period of 180 days\* total) in one or any of the Schengen Area member states *\PRO-TIP: Don’t worry we’ll explain the whole 90/180-day thing below \! - It can be issued for a single entry or for multiple entries - Reasons for being issued a Schengen visa include tourism, business trips, visits to relatives, short training courses (i.e., an internship), and/or certain one-off paid activities \\- such as an artist tour, a sporting competition, a conference, or seasonal employment (provided that a temporary work permit has been obtained before departure). PRO HEADS-UP: - The Schengen visa does not, however, grant the right to residency in a Schengen Area country - The Schengen visa does not allow work - The Schengen visa application must be made before the trip, as it is not possible to obtain one on arrival in Europe (except in rare cases). ## What are the different types of Schengen visas? And now here’s a quick breakdown as to what options of a Schengen visa you have to choose from: - The [short-stay (aka Type C or “tourist”) visa](https://www.axa-schengen.com/en/visa/types/schengen-visa-type-c) is the most common Schengen visa, and it allows travel to (and throughout) all Schengen countries for up to 90 days in any 180-day period. - However, if you’re planning more than one trip to Europe, you’ll need what’s known as a [multiple-entry Schengen visa](https://www.axa-schengen.com/en/visa/types/multiple-entry-schengen-visa). - If you’re just passing through, you might need to opt for a [Type A (aka ATV or “airport transit”) visa](https://www.axa-schengen.com/en/visa/types/schengen-visa-type-a). It allows certain citizens of non-Schengen states to wait for a connecting flight and/or transit through Schengen airports (and is mandatory for many). - If, on the other hand, you’re planning to stay in a European country for more than three months, you’ll likely need a [national (aka Type D) visa](https://www.axa-schengen.com/en/visa/types/schengen-visa-type-d) IMPORTANT NOTE:** A Type D, however, is technically not a Schengen visa, and adheres to the specific requirements and criteria set forth by the particular European nation where you wish to stay.\* **\BONUS PRO-TIP:* For example, hoping to stay in the most visited country on Earth for a while? AXA can help you easily [apply for a Type D visa for France](https://www.axa-schengen.com/en/visa/types/visa-type-d-french)\! Still not sure which one you might need? No worries\\\! AXA can help you further understand [which Schengen visa best suits your travel needs](https://www.axa-schengen.com/en/visa/types) too\! ## Can I travel freely within all Schengen Area countries with a Schengen visa? In theory, yes. Unless you have a Schengen visa with limited territorial validity. In this (not very common) case, you’ll only be able to travel between the countries specified by said visa. ## What is the difference between the validity period of a Schengen visa and the authorized length of stay? Good question. And here’s a clear-cut answer. - The visa validity period corresponds to the period during which you are authorized to enter the Schengen area (for example, from January 1st to December 31st). - The length of stay authorized, on the other hand, specifies the total number of days that you can spend in the Schengen Zone during this period — i.e., generally up to 90 days over a period of 180 days. ## How can I calculate the maximum permitted stay of 90 days out of 180 days for a Schengen visa? Also a great question! Because, ultimately, that “90 days out of 180 days” rule is often somewhat confusing for most. So to help you understand it better, AXA has compiled a clear and comprehensive guide (aka “calculator”) on [the 90/180-day Schengen visa rule](https://www.axa-schengen.com/en/visa/requirements/schengen-visa-days-calculation#:~:text=can%20AXA%20help%3F-,What%20is%20the%2090%2F180-day%20Schengen%20visa%20rule%3F,across%20all%20the%20Schengen%20countries.). It should help you know the exact number of days you’re allowed (and/or still have left) in the Schengen area - anytime, anywhere \! ## Can I enter and leave the Schengen Area multiple times with a short-stay Schengen visa? Well, that depends. For example, a single-entry Type C Schengen visa allows you to enter the Schengen Area only once. And once you leave, the visa becomes invalid. (IMPORTANT: and that’s even if its validity period has not expired!). However, a multiple-entry visa allows several round-trips — so long as the total length of stay does not exceed 90 days out of 180. ## If my flight has a layover in a Schengen country, do I need a Schengen visa or a transit visa? That also depends, and mainly on both your itinerary and your nationality. For instance: - If you are arriving from a non-Schengen country and your final destination is also outside the Schengen Area, depending on your nationality, you might need to apply for the aforementioned airport transit visa (aka “Type A” or “ATV”)And that’s even if you are only staying in the international area of the airport for a connecting flight. - If you need to leave the airport (i.e., to change airports, take a connecting bus/train located in a Schengen country, and so on), then you are technically entering the Schengen Zone. And in this case, nationals subject to visa requirements must apply for a Short-stay Schengen visa (type C) beforehand. In short, as soon as you leave the international zone of the airport, a Schengen visa of some sort is required. EU PRO-TIP: Along with our links above, you can also consult [the official EU list of nationalities affected by the airport transit visa.](https://home-affairs.ec.europa.eu/document/download/7337515c-60a1-4510-b639-80de714f543e_en) ## Can I renew or extend my Schengen visa without leaving the Schengen Area? Generally speaking, no. You cannot extend or renew your Schengen visa without leaving the Schengen area. An exceptional extension may, however, be granted for humanitarian, medical, or “force majeure” reasons. But this procedure is rare and subject to specific supporting documentation. ## Does a Schengen visa guarantee my entry into Europe? Oh, if it were only all so simple… But, unfortunately, a Schengen visa does not automatically guarantee entry into the Schengen zone. The final decision rests with the actual border authorities, as they reserve the right to refuse entry even with a valid visa (especially in case of doubts about your reasons for entry/stay and/or an inadequacy in the other documents presented). ## Which countries issue Schengen visas? Any and all Schengen Area member states can issue a Schengen visa. Moreover, once a Schengen member nation issues the visa, said visa is universally valid for any and all the other countries within this European zone. List of Schengen countries (in 2025): - Austria - Belgium - Bulgaria - Croatia - Czech Republic - Denmark - Estonia - Finland - France - Germany - Greece - Hungary - Iceland - Italy - Latvia - Liechtenstein - Lithuania - Luxembourg - Malta - Norway - The Netherlands - Poland - Portugal - Romania - Slovakia - Slovenia - Spain - Sweden - Switzerland PRO-TIP: Meanwhile, AXA can help you with individual [Schengen visa applications for each of the Schengen countries](https://www.axa-schengen.com/en/visa/schengen) above too\! ## Who needs a Schengen visa? With the signing of the Schengen Agreement, the European Union also established its own unique Visa Code – one that requires most visitors from outside the Schengen (and/or the European Union) to have a Schengen visa to cross any of the Schengen Zone's many borders. And/or to stay in the area for up to 90 days. This applies to citizens of over a hundred countries - aka “third-country” nationals (including all African nations, most Middle Eastern ones, China, India, Russia, and so on). ## Who doesn’t need a Schengen visa? Meanwhile, you can visit the Schengen visa-free if you are: - A citizen of one (or more) of the Schengen countries - A holder of a valid residence permit issued by a Schengen Area member country - A citizen of one (or more) of the non-Schengen European Union member countries (see link above) - A national of one (or more) of the [non-EU countries and territories that have signed visa exemption agreements with the EU](https://www.axa-schengen.com/en/visa/schengen-area/visa-free-countries) (these include Australia, Brazil, Canada, Hong Kong, Japan, Mexico, the U.K., the U.S., and roughly 50 more nations). Fortunately, the European Commission also provides [full lists of the nations exempt and not exempt from the Schengen visa](https://home-affairs.ec.europa.eu/policies/schengen/visa-policy_en). IMPORTANT: Although these third-country nationals do not need a visa for the Schengen Area, they must nevertheless comply with the following conditions: - Possess a passport issued less than 10 years ago and whose validity extends at least 3 months beyond the planned end date of their stay. - Stay in the Schengen area for a maximum of 90 days within any 180 days - Comply with the EU’s new [Entry/Exit System (aka EES)](https://www.axa-schengen.com/en/news/ees-entry-exit-system) (as of October 2025) - Have an electronic travel authorization, aka ETIAS (as of the last quarter of 2026, in theory - but more on that below too). PRO-TIP: Still have doubts? Fear not - AXA can also gladly help you answer one of the most common European travel questions in the world: [Do I need a Schengen visa?](https://www.axa-schengen.com/en/visa/visit-schengen)\*** \And if you do, we can totally help you apply below too, so read on\! ## Can I apply for a Schengen visa if I have a residence permit from a non-Schengen country? Yes. If you legally live in a country outside the Schengen Area, you may still apply for a Schengen visa* — provided your nationality requires one. To do this, you can check whether you need a visa (and how to apply) using official EU resources, such as the [European Commission’s official visa website](https://home-affairs.ec.europa.eu/policies/schengen-borders-and-visa_en), and/or the [European Commission – Visa policy website](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32018R1806) for visa requirements by nationality. And you should also be able to get more application guidance from your specific destination country (for example, the [France-Visas – Visa assistant tool](https://www.france-visas.gouv.fr/en/web/france-visas/visa-assistant) for France). In any case, you should apply via the embassy or visa center of the Schengen country you plan to visit or spend the most time in (don’t worry- we’ve got more on that below too). ## What is ETIAS (and will it replace the Schengen visa)? If you’re looking at Europe, you may have also already heard about ETIAS (aka the European Travel Information and Authorization System). This long-in-the-works but relatively recent electronic travel authorization is intended for third-country nationals exempt from visa requirements for short stays in the Schengen area (again - of less than 90 days). ETIAS does not replace the Schengen visa, and is instead an online pre-verification procedure applied prior to departure. Having a Schengen visa, meanwhile, remains mandatory for non-exempt nationalities. *PRO-TIP:* Wondering about who ETIAS affects, when and how to request it, its price, and its validity period? Well, you’re in luck ! AXA also has [All you need to know about ETIAS](https://www.axa-schengen.com/en/visa/what-is-etias) ## Where can I apply for a Schengen visa from abroad? Generally speaking, applicants should apply at the consulate or embassy of the Schengen country they plan to visit first (or the one where they will spend the most time). And to help you find your way, the EU also graciously provides a [full list of EU/Schengen Consular contacts](https://europa.eu/youreurope/embassies/index_en.htm) worldwide. In certain cases, you can also apply via a visa application center — that is, one outsourced by and officially accredited by the embassy/consulate of your destination country (such as [VFS Global](https://www.axa-schengen.com/en/visa/requirements/vfs-global-appointment), for example). The process generally involves filling out a visa application form, submitting the required documents (see below), and then coming in for an in-person interview (including for biometric collection). ## Can I apply for a Schengen visa online? Yes and no. That is, these days, a good chunk of your application for a Schengen visa can indeed be done online (i.e., filling in the initial application form, booking an appointment, following up, etc.). However, the complete submission of documents, biometrics collection, and pick-up of the visa itself will still require physical visits. The EU does plan to fully digitize the Schengen visa process into a 100% online procedure - on a single European platform - but only by 2030. ## Can I enter the Schengen Area with a Schengen visa issued by a country other than the one I am entering? Yes, you usually can enter the Schengen Area through a country other than the one that issued your Schengen visa (as it is, again, designed to allow free movement throughout the area). However, you must be able to justify your itinerary and the purpose of your stay. Because in the event of a security check, the Schengen authorities will need to verify the consistency between your visa and your actual trip to ensure compliance with Schengen rules. *PRO-TIP:* To make sure you know where to apply, AXA can also help you understand the [Schengen visa First Port of Entry rules](https://www.axa-schengen.com/en/visa/requirements/first-port-of-entry) in no time\! ## How to apply for a Schengen visa? As mentioned above, most of the steps to the Schengen visa application process are fairly straightforward and universal. A quick breakdown? 1- Choose the type of visa that suits your travel plans 2- Gather the necessary documents 3- [Purchase the mandatory Schengen travel insurance](https://www.axa-schengen.com/en/travel-insurance/benefits/buy-online) 4- Book an appointment 5- Submit your visa application 6- Pay the necessary fees …and, well, hope for the best\! *PRO-TIP:* And, of course, don't panic! You’ve also got AXA’s comprehensive [Step-by-step guide to applying for a Schengen visa](https://www.axa-schengen.com/en/visa/requirements/how-to-get-visa) at your fingertips\! ## What are the required documents for obtaining a Schengen visa? To get a Schengen visa, you’ll generally be asked to provide: - a completed and signed [Schengen visa application form](https://www.axa-schengen.com/en/visa/requirements/documents) - a valid passport (valid for at least 3 months after the visa expires, with 2 blank pages) - two recent [Schengen visa-compliant passport photos](https://www.axa-schengen.com/en/visa/requirements/documents/photo-requirements) - a [Schengen travel insurance certificate](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate) - [your itinerary](https://www.axa-schengen.com/en/visa/requirements/documents/flight-itinerary) (and/or flight reservation) - [proof of accommodation](https://www.axa-schengen.com/en/visa/requirements/documents/proof-of-accommodation) If applicable to your particular case, you might also need to show more paperwork, such as: - [proof of sufficient financial means](https://www.axa-schengen.com/en/visa/requirements/documents/means-of-subsistence) - [an invitation letter](https://www.axa-schengen.com/en/visa/requirements/documents/invitation-letter) - proof of employment - proof of enrollment in a school - ….and so on. *PRO-TIP:* That’s a non-exhaustive list (with plenty of links to help you gather all the necessary papers\\!). But just to be sure you don’t miss anything, consult AXA’s full list of [Documents required for a Schengen visa.](https://www.axa-schengen.com/en/visa/requirements) ## What Schengen visa documents are required for children travelling alone (or accompanied by an adult)? - The minor's identification documents (i.e., passport) - A copy of the minor's birth certificate - Valid identification of the parents or legal guardian(s), with signature(s) - An authorization to leave the country - signed by both parents or the legal guardian(s) - if the minor is travelling alone (or with only one parent) - If applicable, a court decision granting parental authority or guardianship *PRO-TIP:* These requirements may vary depending on the Schengen country concerned - so it’s best to consult the embassy or consulate for more detailed information regarding the little ones. ## My passport is expiring soon, can I still apply for a Schengen visa? A very common question indeed. And, in theory, you can – but it depends on your definition of “soon.” Because according to Schengen requirements, your passport must be valid not only for your entire trip - but also for at least three months after your intended departure date from the Schengen Area. If it is not, your best bet is to renew it ASAP (i.e., before applying for a visa). ## How long does it take to process a Schengen visa? Processing wait times vary (due to a number of factors\\\) but generally takes around 15 days. However, in certain cases, it may take up to a month or two. So make sure to reach out to your embassy, consulate, and/or visa application center if in doubt. BONUS PRO-TIP: Meanwhile, AXA can also help you with the timing with our in-depth guide to [Public Holidays in Europe](https://www.axa-schengen.com/en/travel-guide/holidays-europe-country)\! ## How far in advance should I apply for a Schengen visa? You should apply for your Schengen visa no later than 15 days and no sooner than six months* before your planned date of departure. But make sure you give yourself plenty of time to gather all the necessary paperwork (and attend the in-person interview). ## How much is a Schengen Visa? The price of a Schengen Visa is standardized across all Schengen countries (and is, therefore, universal worldwide). However, it does vary based on your age and marital status. Namely, children aged 6 to 12 pay half the standard fee, while children under 6 visiting the Schengen — as well as spouses of EU citizens — can get the Schengen visa for free. Schengen visa prices\* also tend to be reviewed by the European Commission every three years or so \\- based on criteria such as inflation and the average cost of treatments. **\PRO-TIP:* To learn more about the latest, see our [Schengen visa cost guide](https://www.axa-schengen.com/en/visa/requirements/schengen-visa-cost). IMPORTANT NOTE: Keep in mind that you submit your visa application via an approved visa center, you will have to pay additional service fees. ## What are the additional fees if the application is processed through an authorized visa application center? If you submit your visa application through an authorized service provider (such as VFS Global), additional service fees usually apply. These fees cover - among other things - file management, appointment scheduling, and biometric data collection. The actual cost, of course, varies depending on the country and application center, but averages around €30. IMPORTANT HEADS-UP: In case of visa refusal, neither Schengen visa fees nor visa center service fees are refunded. ## What to do if your Schengen visa application is refused? If your Schengen visa application is refused, you can either contest the decision or submit a new application. It will all ultimately depend on your particular situation - and the Schengen authorities. PRO-TIP: But to help make sure it doesn’t come to that, AXA can also gladly tell you [how to best avoid Schengen visa refusal](https://www.axa-schengen.com/en/visa/requirements/what-to-do-schengen-visa-refusal) in the first place\! ## Which travel insurance is accepted for a Schengen visa? In order for your Schengen visa application to be accepted, you must first have a travel insurance plan that: - is purchased from an insurance company validated by the consular authorities of all Schengen countries - has a [minimum coverage of €30,000](https://www.axa-schengen.com/en/travel-insurance/benefits/30000-euro-coverage) in medical expenses (such as hospitalization, emergency treatment, and repatriation – including in case of death); - covers you in [all Schengen member states](https://www.axa-schengen.com/en/visa/schengen) - is valid for the entire duration of your stay in the Schengen Area. IMPORTANT \! Embassies, consulates, and visa application centers do not offer travel insurance for the Schengen visa. This means that you will need to take out a plan with a private travel insurance company. Said company, however, must be licensed by the consular authorities of the member states of the Schengen area, and your plan must have been purchased before you submit your visa application. PRO-TIPS: AXA has more about the specific [travel insurance requirements for a Schengen visa](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements) too (such as the numbers and reasons behind them). However, rest assured that all of AXA’s plans meet those requirements (and then some)\\\! And, so - to that end - before you start applying for your Schengen visa and looking at flights, be sure to take a minute and : [Compare all of AXA’s Schengen travel insurance options](https://www.axa-schengen.com/en/travel-insurance/benefits) and Get a [free, zero-obligation AXA quote](https://www.axa-schengen.com/online-quote) too\! Because with AXA, you're one big step closer not only to being granted a Schengen visa but to the countless wonders of Europe and the Schengen itself \! ## RELATED ARTICLES: - [Which countries are the easiest to get a Schengen visa from?](https://www.axa-schengen.com/en/visa/schengen-area/easiest-country-to-obtain-a-schengen-visa-from) - [Which European cities are the most affordable for tourists?](https://www.axa-schengen.com/en/travel-guide/cheapest-travel-destinations-europe) - [30 Interesting Facts About the Schengen Area](https://www.axa-schengen.com/en/news/fun-facts-schengen-area) - [How safe is Europe to travel to?](https://www.axa-schengen.com/en/travel-guide/traveling-europe-safety-tips) - [Which Cities Are the Cheapest to Visit in Europe?](https://www.axa-schengen.com/en/travel-guide/cheapest-travel-destinations-europe)**
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