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| Boilerpipe Text | âHow to get the right Schengen travel insurance for France?
Thatâs it. You have finally decided to make your lifelong dream come true: you are going to discover the wonders of France!
In its iconic capital city
Paris,
you will
admire the architectural feat of
the Eiffel Tower
, wander in awe the halls of the
Louvre
, admire
Notre Dame
, Quasimodoâs freshly renovated abode, stroll down
the Champs Elysees
and reconnect with your inner child in
Disneyland
. You may also have decided to choose roads less taken and head for the glamorous beaches of the French Riviera, the ski-slopes of the French Alps or the vineyards of the Loire-Valley. Whatever your choice, good times are likely ahead.
While packing your suitcase however, one question pops into your mind:
should I buy travel insurance for France?
As you may have guessed, the answer is
yes
. And today, the AXA team has decided to detail why travel insurance is always the best and smartest way to go and how, in many situations, it can even be
mandatory
to be allowed on French territory.
The time has come to discover how to be a wise traveller!
Who needs travel insurance to visit France?
Why choose AXA Schengen Travel Insurance for France?
Which AXA plan best suits your needs?
What should you do if you are injured or ill while in France?
Practical information and safety tips for traveling in France
Do I need travel insurance to go to France?
Who needs travel insurance to visit France?
France is universally famous for its exquisite culture, unwavering charm, and â well, that certain
je ne sais quoi
. But it also happens to have a very rich and unique history. And part of that unique history is that it is one of the five founding members of the
Schengen area
(along with Belgium, Germany, the Netherlands, and Luxembourg).
As such, it follows the same common rules established by all Schengen Member States when it comes to visa requirements.
Letâs find out who needs a
Schengen visa
to enter France and what this implies in terms of travel insurance.
Who needs to apply for a Schengen visa (and, therefore, travel insurance) for France?
Depending on your nationality
and on whether or not your country has signed a visa-waiver agreement with the EU, you may or may not need a Schengen visa (
for stays under 90 days).
Citizens of over a hundred countries need to obtain a visa to be allowed in France (including several countries from the
Maghreb
,
Africa
,
Asia
, the
Middle East
,
Russia
,
India
, and others).
If this is your case, you will need to submit a Schengen visa application which must include several compulsory documents, including a
travel insurance certificate
.
This document proves that you have subscribed to travel insurance in compliance with the
European Union Visa Code
requirements. Without it,
your visa application will be denied.
â
Travel insurance is thus mandatory to obtain a Schengen visa.
PRO TIP
:
Not sure if you need a visa to come to France?
Check
the list of nationalities that require a Schengen visa.
How do I apply for a visa for France?
And if you do need that French visa, donât worry! We we can help you both answer and do all of the following:
What type of visa do I need to come to France?
How to get a Schengen visa for France?
How to apply for a long stay visa for France (exceeding 90 days) ?
How to get a student visa for France?
How to get a work visa for France?
How much does a Schengen visa for France cost?
What are the travel insurance requirements to obtain a Schengen visa?
Important!
According to
the European Union Visa Code (Article 15)
, not just any plan will do.
To be granted a
Schengen visa for France
(or anywhere else in the Schengen area), your Schengen travel insurance must:
Guarantee
a âŹ30,000 minimum coverage for medical expenses
Cover
emergency hospitalisation and medical care
due to health issues occurring during your stay.
Bear the costs of
repatriation
to your home country in case of serious health issues or even death.
Be
certified by all the countries of the Schengen area
(not only France)
Be
valid in
all Schengen countries
(not only France)
Remain
valid during the entire duration of your stay
.
Be
purchased from an insurance company validated by the consular authorities of all Schengen countries
Good news!
The AXA Schengen travel insurance meets all these criteria and much more!
What if you donât need a Schengen visa to visit France?
If you happen to be a national of one of the
countries with visa-free travel agreements
, such as the
U.S
, the
U.K
.,
Canada
, and
Australia,
you donât need to apply for a Schengen visa to visit France Therefore, subscribing to
comprehensive travel insurance
is not compulsory but
highly recommended
by the French authorities, the embassies of most countries around the world and mostly by common sense!
Whether you are planning a laid-back holiday with only restaurants, wine-tasting and museum visiting on the menu or if you intend on taking on the winding roads of the Tour de France circuit, wonderful memories and adventures are all you want to bring back home. Donât let a silly or serious accident bring your holiday to a crashing end.
While France is world-famous for having a great healthcare system (along with one of the highest life expectancies in the world),
medical costs for foreigners can still be relatively high
. And this is especially true if you need to pay for specific medication and/or prescriptions.
Having your potential medical expenses covered by comprehensive travel insurance will mean one less thing to worry about. Not only that, but it may end up saving you thousands of euros/dollars â not to mention unnecessary stress, worry, and overall health issues â if something does go wrong.
Why choose AXA Schengen Travel Insurance for France?
We have been delivering
affordable
,
comprehensive
and
reliable
travel insurance coverage
for over 65 years (and counting). As such, when it comes to
experience
and
expertise
, weâve established a longstanding international reputation both within and outside of France. Not to mention a thorough knowledge and understanding of local culture all over the world. But if knowing a well-established and internationally experienced local is not enough, here are a few more reasons why AXAâs got your back:
AXA Schengen visa insurance
complies with all EU requirements
in terms of visa obligations.
It is
certified
and accepted by the
consulates
and
embassies
of all the countries part of the Schengen area.
It is thus automatically
accepted with Schengen visa applications.
It guarantees a
coverage of minimum âŹ30,000
and up to
âŹ2 million
depending on the chosen plan.
It covers medical expenses, hospitalisation, sanitary repatriation including in the event of death.
It includes
both civil liability and personal liability coverage
.
It includes death and disability insurance.
Its coverage scope includes all the Schengen states, European microstates,
other non-Schengen but European countries
as well as the United Kingdom (depending on the chosen option).
It offers duration flexibility - from just one day, up to six months, or up to a full year
Other advantages of choosing AXA travel insurance:
AXA is internationally renowned for its expertise in Schengen travel insurance.
It offers
24/7 assistance
thanks to its devoted teams of experienced professionals.
Online subscription
is quick and easy.
Your
Schengen travel insurance certificate
is available instantaneously. You can thus immediately print and enclose the certificate with your application file, saving you precious time.
There is
no age restriction
.
0 deductible
applies to medical expenses.
No medical check-up is required.
It is
refundable
if your visa application is denied.
It offers many additional advantages:
delivery of prescriptions, glasses and prosthesis,
daily hospitalization allowance,
search and rescue costs,
coverage of the early repatriation of the injuredâs travel companions and their luggage as well as of the policy holder if they must interrupt their stay due to an emergency (such as serious illness in the family, etc.)
It includes
baggage insurance
depending on the chosen plan.
Free remote medical consultations
are available with our unique
âDoctor, please!â
feature in English, French, and several other languages.
AXA offers tailor-made insurance with multiple
upgrade options
designed to satisfy all needs and budgets.
What is the best AXA travel insurance plan for you?
Which plan you choose will depend on the nature of your trip. Are you going to France for business, pleasure, or both? Are you traveling solo or with family? How far are you going, how long do you plan to stay, and how adventurous do you plan to be? Whatever the case, AXA has a comprehensive plan for you:
AXA Schengen Basic
offers
standard and efficient coverage to obtain your Schengen visa.
This travel insurance option meets all the mandatory requirements, covers you in all the countries of the Schengen Area as well as in the 4 European microstates (Andorra, Vatican City, Monaco and San Marino).
AXA Schengen Essential
provides
complete and reliable coverage at an affordable price
. Another perfect choice to obtain your Schengen visa.
Not only does it meet all visa requirements and is valid in all the Schengen countries + the European microstates, but it also offers coverage in
all the EU countries as well as the UK.
AXA Schengen Premium
is
THE all-inclusive plan
allowing you to obtain your Schengen visa and to
travel stress-free all over Europe.
Its coverage is valid in all Schengen countries + the EU countries + the 4 microstates + the UK.
AXA Schengen Annual
is the ideal
yearly travel insurance plan for frequent travellers
to Europe as well as
multiple-entry Schengen visa
holders.
One contract for a full year of travel coverage across Europe!
It is valid in all Schengen countries + the EU countries + the 4 microstates + the UK
To make the perfect choice to cover your travel needs,
compare
our different coverage and benefits
!
Get your free online quote
now and start packing!
What should you do if you are injured or ill while in France?
Donât worry - AXA Schengen Insurance is here to guide, help, and protect you.
In case of a
medical emergency,
you should contact the
AXA Schengen call centre
at the number provided on your
insurance policy
. Our medical assistance professionals will answer your questions and advise you 24/7. Theyâll also help you find the medical centre closest to your location and best suited to your situation.
When you call, be sure to have the following information on hand:
The number of your policy (which begins with âSCHâ).
The address and telephone number at which you can be reached (and the details of the people that can be contacted locally on your behalf).
Your reference number (which will be given to you when you first call
the AXA platform)
IMPORTANT: Remember to always keep any bills/invoices and enclose them with your file.
Practical information and safety tips for traveling in France
Capital:
The capital of France is
Paris
(aka the City of Light, the City of Love, and the Capital of Fashion).
Currency:
France is a member of the
Eurozone
; hence, the official currency throughout France is the Euro (âŹ).
Safety:
France is generally safe â especially outside of its larger cities. However, you should still take sensible precautions against possible street and/or car crime.
For example, donât keep your passport, credit cards, and other valuables in the same place. Use inside compartments in bags whenever possible, and keep your belongings close to you in restaurants and bars. Stay alert around tourist attractions and cash points. Thieves and pickpockets particularly operate on
the
Paris metro
. You should also be careful when visiting the
Stade de France
. Gangs are known to operate in the area and violent assaults have occurred nearby.
PRO TIP:
For more information, read our
safety tips when travelling to Europe
.
Public transport:
Public transport
in France is of a superb standard, so itâs relatively easy to get around the whole country without a car. Paris has an extensive Metro network, with
Lille, Lyon, Marseille, Rennes, and Toulouse
also boasting their own rapid transit systems. Most major cities in France have connections to the
high-speed network
, making this the most popular and efficient mode of French public transportation. Buses and coaches are also good ways to travel through the country â especially for connections from air or rail to mountainous areas. And France also has excellent rail and road links with its Schengen and EU neighbours.
Opening hours:
The standard shopping day in France, from Monday to Saturday, starts at 9 a.m. and finishes at 7 p.m. Most large stores and shopping malls will remain open all day, but smaller establishments often close between 12 and 2 pm for lunch (and this can include shops, banks, and offices). This may be extended during the summer months â particularly in the south (due to the heat). Beware also of shops closed on Mondays which is more common than you may imagine, particularly outside of Paris.
Driving license:
Your license should be recognized in France for as long as it is valid â but you should check the expiry date just in case. However, in certain cases, your driverâs license may have to be accompanied by an official translation in French (or an international driving license).
PRO TIP
: Take a look at our article on
which driving licenses are accepted in Europe
.
Restaurants:
As sometimes shops and services close down for lunchtime, restaurants open up. Most restaurants offer service between 12pm and 2.30pm, and 7.30pm and 9.30pm. In cities, however, you may find restaurants remain open later.
You might find these articles interesting:
Ten charming places to visit less than 100 km from Paris
A complete guide to a perfect and unique trip to Paris
How to apply for a Schengen visa for France from India?
FAQ
Does AXAâs Schengen travel insurance cover French overseas territories?
It does not, as they are not in the Schengen Area. Overseas French territorial communities include Martinique, Guadeloupe, Guyane, Reunion Island, Mayotte, Saint-Barthélemy, Saint-Martin, Saint-Pierre and Miquelon, the Wallis and Futuna Islands, and French Polynesia.
What happens if my Schengen visa for France application is denied?
While Schengen visa fees are not refunded if your visa application is denied,
AXA will reimburse your travel insurance subscription
provided you supply adequate supporting documents such as your letter of refusal stating the reasons why your request was denied.
In which language must the supporting documents of my visa for France application file be written in?
All documents enclosed with your application file must be written in French. Documents in other languages must be translated by a certified translator.
Where do I apply for a Schengen Visa for France?
Depending on your country of residence, you will have to hand in your visa application and compulsory documents (including a travel insurance certificate) either to French consular services or to a certified visa application center. |
| Markdown | 
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## âHow to get the right Schengen travel insurance for France?
[**Travel Insurance**](https://www.axa-schengen.com/en/) **is mandatory to obtain a Schengen visa**
Date : 9/8/2025
Thatâs it. You have finally decided to make your lifelong dream come true: you are going to discover the wonders of France\!
In its iconic capital city **Paris,** you willadmire the architectural feat of **the Eiffel Tower**, wander in awe the halls of the **Louvre**, admire **Notre Dame**, Quasimodoâs freshly renovated abode, stroll down **the Champs Elysees** and reconnect with your inner child in **Disneyland**. You may also have decided to choose roads less taken and head for the glamorous beaches of the French Riviera, the ski-slopes of the French Alps or the vineyards of the Loire-Valley. Whatever your choice, good times are likely ahead.
While packing your suitcase however, one question pops into your mind: **should I buy travel insurance for France?**
As you may have guessed, the answer is **yes**. And today, the AXA team has decided to detail why travel insurance is always the best and smartest way to go and how, in many situations, it can even be **mandatory** to be allowed on French territory.
The time has come to discover how to be a wise traveller\!
- [Who needs travel insurance to visit France?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#1)
- [Why choose AXA Schengen Travel Insurance for France?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#2)
- [Which AXA plan best suits your needs?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#3)
- [What should you do if you are injured or ill while in France?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#4)
- [Practical information and safety tips for traveling in France](https://www.axa-schengen.com/en/travel-insurance/schengen/france#5)
## Do I need travel insurance to go to France?
## **Who needs travel insurance to visit France?**
France is universally famous for its exquisite culture, unwavering charm, and â well, that certain *je ne sais quoi*. But it also happens to have a very rich and unique history. And part of that unique history is that it is one of the five founding members of the [**Schengen area**](https://www.axa-schengen.com/en/visa/schengen-area)(along with Belgium, Germany, the Netherlands, and Luxembourg).
As such, it follows the same common rules established by all Schengen Member States when it comes to visa requirements.
Letâs find out who needs a [Schengen visa](https://www.axa-schengen.com/en/visa/schengen-visa) to enter France and what this implies in terms of travel insurance.
## **Who needs to apply for a Schengen visa (and, therefore, travel insurance) for France?**
**Depending on your nationality** and on whether or not your country has signed a visa-waiver agreement with the EU, you may or may not need a Schengen visa (**for stays under 90 days).**
Citizens of over a hundred countries need to obtain a visa to be allowed in France (including several countries from the **Maghreb**, **Africa**, **Asia**, the **Middle East**, **Russia**, **India**, and others).
If this is your case, you will need to submit a Schengen visa application which must include several compulsory documents, including a [**travel insurance certificate**](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate).
This document proves that you have subscribed to travel insurance in compliance with the [European Union Visa Code](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=legissum:jl0028) requirements. Without it, **your visa application will be denied.**
â **Travel insurance is thus mandatory to obtain a Schengen visa. *PRO TIP*:** Not sure if you need a visa to come to France?
Check **[the list of nationalities that require a Schengen visa.](https://www.axa-schengen.com/en/visa/visit-schengen)**
## **How do I apply for a visa for France?**
**And if you do need that French visa, donât worry! We we can help you both answer and do all of the following:**
**[What type of visa do I need to come to France?](https://www.axa-schengen.com/en/visa/types/) [How to get a Schengen visa for France?](https://www.axa-schengen.com/en/visa/schengen/france) [How to apply for a long stay visa for France (exceeding 90 days) ?](https://www.axa-schengen.com/en/visa/types/visa-type-d-french) [How to get a student visa for France?](https://www.axa-schengen.com/en/visa/types/france-student-visa) [How to get a work visa for France?](https://www.axa-schengen.com/en/visa/types/work-visa-france)**
**[How much does a Schengen visa for France cost?](https://www.axa-schengen.com/en/visa/requirements/schengen-visa-cost)**
## **What are the travel insurance requirements to obtain a Schengen visa?**
***Important\!*** According to [the European Union Visa Code (Article 15)](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex%3A32009R0810), not just any plan will do.
To be granted a **Schengen visa for France** (or anywhere else in the Schengen area), your Schengen travel insurance must:
- Guarantee **a âŹ30,000 minimum coverage for medical expenses**
- Cover **emergency hospitalisation and medical care** due to health issues occurring during your stay.
- Bear the costs of **repatriation** to your home country in case of serious health issues or even death.
- Be **certified by all the countries of the Schengen area** (not only France)
- Be **valid in** [**all Schengen countries**](https://www.axa-schengen.com/en/visa/schengen) (not only France)
- Remain **valid during the entire duration of your stay**.
- Be **purchased from an insurance company validated by the consular authorities of all Schengen countries**
***Good news\!*** The AXA Schengen travel insurance meets all these criteria and much more\!
## **What if you donât need a Schengen visa to visit France?**
If you happen to be a national of one of the [**countries with visa-free travel agreements**](https://www.axa-schengen.com/en/visa/schengen-area/visa-free-countries), such as the **U.S**, the **U.K**., **Canada**, and **Australia,** you donât need to apply for a Schengen visa to visit France Therefore, subscribing to **comprehensive travel insurance** is not compulsory but **highly recommended** by the French authorities, the embassies of most countries around the world and mostly by common sense\!
Whether you are planning a laid-back holiday with only restaurants, wine-tasting and museum visiting on the menu or if you intend on taking on the winding roads of the Tour de France circuit, wonderful memories and adventures are all you want to bring back home. Donât let a silly or serious accident bring your holiday to a crashing end.
While France is world-famous for having a great healthcare system (along with one of the highest life expectancies in the world), **medical costs for foreigners can still be relatively high**. And this is especially true if you need to pay for specific medication and/or prescriptions.
Having your potential medical expenses covered by comprehensive travel insurance will mean one less thing to worry about. Not only that, but it may end up saving you thousands of euros/dollars â not to mention unnecessary stress, worry, and overall health issues â if something does go wrong.
## **Why choose AXA Schengen Travel Insurance for France?**
We have been delivering **affordable**, **comprehensive** and **reliable** **travel insurance coverage** for over 65 years (and counting). As such, when it comes to **experience** and **expertise**, weâve established a longstanding international reputation both within and outside of France. Not to mention a thorough knowledge and understanding of local culture all over the world. But if knowing a well-established and internationally experienced local is not enough, here are a few more reasons why AXAâs got your back:
- AXA Schengen visa insurance **complies with all EU requirements** in terms of visa obligations.
- It is **certified** and accepted by the **consulates** and **embassies** of all the countries part of the Schengen area.
- It is thus automatically **accepted with Schengen visa applications.**
- It guarantees a **coverage of minimum âŹ30,000** and up to **âŹ2 million** depending on the chosen plan.
- It covers medical expenses, hospitalisation, sanitary repatriation including in the event of death.
- It includes **both civil liability and personal liability coverage**.
- **It includes death and disability insurance.**
- Its coverage scope includes all the Schengen states, European microstates, [other non-Schengen but European countries](https://www.axa-schengen.com/en/visa/schengen-area/difference-europe-schengen-eea) as well as the United Kingdom (depending on the chosen option).
- It offers duration flexibility - from just one day, up to six months, or up to a full year
**Other advantages of choosing AXA travel insurance:**
- AXA is internationally renowned for its expertise in Schengen travel insurance.
- It offers **24/7 assistance** thanks to its devoted teams of experienced professionals.
- **Online subscription** is quick and easy.
- Your **Schengen travel insurance certificate** is available instantaneously. You can thus immediately print and enclose the certificate with your application file, saving you precious time.
- There is **no age restriction**.
- **0 deductible** applies to medical expenses.
- No medical check-up is required.
- It is **refundable** if your visa application is denied.
- It offers many additional advantages:
- delivery of prescriptions, glasses and prosthesis,
- daily hospitalization allowance,
- search and rescue costs,
- coverage of the early repatriation of the injuredâs travel companions and their luggage as well as of the policy holder if they must interrupt their stay due to an emergency (such as serious illness in the family, etc.)
- It includes **baggage insurance** depending on the chosen plan.
- [Free remote medical consultations](https://www.axa-schengen.com/en/travel-insurance/benefits/medical-teleconsultation) are available with our unique*âDoctor, please!â*feature in English, French, and several other languages.
- AXA offers tailor-made insurance with multiple **upgrade options** designed to satisfy all needs and budgets.
## **What is the best AXA travel insurance plan for you?**
Which plan you choose will depend on the nature of your trip. Are you going to France for business, pleasure, or both? Are you traveling solo or with family? How far are you going, how long do you plan to stay, and how adventurous do you plan to be? Whatever the case, AXA has a comprehensive plan for you:
- [**AXA Schengen Basic**](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) offers **standard and efficient coverage to obtain your Schengen visa.**
This travel insurance option meets all the mandatory requirements, covers you in all the countries of the Schengen Area as well as in the 4 European microstates (Andorra, Vatican City, Monaco and San Marino).
- [**AXA Schengen Essential**](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel)provides **complete and reliable coverage at an affordable price**. Another perfect choice to obtain your Schengen visa.
Not only does it meet all visa requirements and is valid in all the Schengen countries + the European microstates, but it also offers coverage in **all the EU countries as well as the UK.**
- [**AXA Schengen Premium**](https://www.axa-schengen.com/en/products/axa-schengen-premium)is **THE all-inclusive plan** allowing you to obtain your Schengen visa and to **travel stress-free all over Europe.**
Its coverage is valid in all Schengen countries + the EU countries + the 4 microstates + the UK.
- [**AXA Schengen Annual**](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip)is the ideal **yearly travel insurance plan for frequent travellers** to Europe as well as [multiple-entry Schengen visa](https://www.axa-schengen.com/en/visa/types/multiple-entry-schengen-visa) holders.
**One contract for a full year of travel coverage across Europe\!**
It is valid in all Schengen countries + the EU countries + the 4 microstates + the UK
To make the perfect choice to cover your travel needs,
**compare** [**our different coverage and benefits**](https://www.axa-schengen.com/en/travel-insurance/benefits)**\!**
[**Get your free online quote**](https://www.axa-schengen.com/online-quote#/) **now and start packing\!**
## **What should you do if you are injured or ill while in France?**
Donât worry - AXA Schengen Insurance is here to guide, help, and protect you.
In case of a **medical emergency,** you should contact the [**AXA Schengen call centre**](https://www.axa-schengen.com/en/infos/contact-us)at the number provided on your **insurance policy**. Our medical assistance professionals will answer your questions and advise you 24/7. Theyâll also help you find the medical centre closest to your location and best suited to your situation.
When you call, be sure to have the following information on hand:
- *The number of your policy (which begins with âSCHâ).*
- *The address and telephone number at which you can be reached (and the details of the people that can be contacted locally on your behalf).*
- *Your reference number (which will be given to you when you first call* the AXA platform)
IMPORTANT: Remember to always keep any bills/invoices and enclose them with your file.
## **Practical information and safety tips for traveling in France**
*Capital:*
The capital of France is **Paris** (aka the City of Light, the City of Love, and the Capital of Fashion).
*Currency:*
France is a member of the **Eurozone**; hence, the official currency throughout France is the Euro (âŹ).
*Safety:*
France is generally safe â especially outside of its larger cities. However, you should still take sensible precautions against possible street and/or car crime.
For example, donât keep your passport, credit cards, and other valuables in the same place. Use inside compartments in bags whenever possible, and keep your belongings close to you in restaurants and bars. Stay alert around tourist attractions and cash points. Thieves and pickpockets particularly operate on **the** **Paris metro**. You should also be careful when visiting the **Stade de France**. Gangs are known to operate in the area and violent assaults have occurred nearby.
***PRO TIP:*** For more information, read our [safety tips when travelling to Europe](https://www.axa-schengen.com/en/travel-guide/traveling-europe-safety-tips).
*Public transport:*
**Public transport** in France is of a superb standard, so itâs relatively easy to get around the whole country without a car. Paris has an extensive Metro network, with **Lille, Lyon, Marseille, Rennes, and Toulouse** also boasting their own rapid transit systems. Most major cities in France have connections to the **high-speed network**, making this the most popular and efficient mode of French public transportation. Buses and coaches are also good ways to travel through the country â especially for connections from air or rail to mountainous areas. And France also has excellent rail and road links with its Schengen and EU neighbours.
*Opening hours:*
The standard shopping day in France, from Monday to Saturday, starts at 9 a.m. and finishes at 7 p.m. Most large stores and shopping malls will remain open all day, but smaller establishments often close between 12 and 2 pm for lunch (and this can include shops, banks, and offices). This may be extended during the summer months â particularly in the south (due to the heat). Beware also of shops closed on Mondays which is more common than you may imagine, particularly outside of Paris.
*Driving license:*
Your license should be recognized in France for as long as it is valid â but you should check the expiry date just in case. However, in certain cases, your driverâs license may have to be accompanied by an official translation in French (or an international driving license).
***PRO TIP***: Take a look at our article on [**which driving licenses are accepted in Europe**](https://www.axa-schengen.com/en/travel-guide/driving-licence-europe)**.**
*Restaurants:*
As sometimes shops and services close down for lunchtime, restaurants open up. Most restaurants offer service between 12pm and 2.30pm, and 7.30pm and 9.30pm. In cities, however, you may find restaurants remain open later.
## **You might find these articles interesting:**
- [**Ten charming places to visit less than 100 km from Paris**](https://www.axa-schengen.com/en/travel-guide/day-trips-from-paris)
- [**A complete guide to a perfect and unique trip to Paris**](https://www.axa-schengen.com/en/travel-guide/tips-for-a-perfect-stay-paris)
- [**How to apply for a Schengen visa for France from India?**](https://www.axa-schengen.com/en/visa/visit-schengen/india-france)
## **FAQ**
### **Does AXAâs Schengen travel insurance cover French overseas territories?**
It does not, as they are not in the Schengen Area. Overseas French territorial communities include Martinique, Guadeloupe, Guyane, Reunion Island, Mayotte, Saint-Barthélemy, Saint-Martin, Saint-Pierre and Miquelon, the Wallis and Futuna Islands, and French Polynesia.
### **What happens if my Schengen visa for France application is denied?**
While Schengen visa fees are not refunded if your visa application is denied, **AXA will reimburse your travel insurance subscription** provided you supply adequate supporting documents such as your letter of refusal stating the reasons why your request was denied.
### **In which language must the supporting documents of my visa for France application file be written in?**
All documents enclosed with your application file must be written in French. Documents in other languages must be translated by a certified translator.
### **Where do I apply for a Schengen Visa for France?**
Depending on your country of residence, you will have to hand in your visa application and compulsory documents (including a travel insurance certificate) either to French consular services or to a certified visa application center.
[Get a quote](https://www.axa-schengen.com/online-quote)
## News
[ Which European countries have reinstated border controls this year? Discover which EU countries are reintroducing or maintaining border controls in the Schengen Area in 2026. Read More 12/19/2024](https://www.axa-schengen.com/en/news/border-controls-schengen)
[ Traveling to Europe in 2026: Changes and New Rules The year 2026 brings several new developments for European travel: the European travel authorization ETIAS is coming, the EU's digital Entry/Exit System will be fully implemented, and Latvia, the United Kingdom, and Montenegro are introducing new entry requirements. The good news is you'll have more rights for package holidays, while the bad news is that many European hotspots will be increasing their tourist taxes in 2026. Read More 01/06/2026](https://www.axa-schengen.com/en/news/changes-european-travel)
[ What You Need to Know About Bulgaria and Romania's Partial Accession to Air Schengen Explore the key details and implications of Bulgaria and Romania's partial accession to Air Schengen. Learn about the changes, benefits, and what it means for air travel in the region. Read More 08/27/2024](https://www.axa-schengen.com/en/news/bulgaria-romania-partial-accession-schengen)
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## OTHER AXA WEBSITES
- [AXA Schengen Insurance USA](https://www.axaschengeninsurance.com/)
- [AXA Travel Insurance France](https://www.assurance-voyage.axa-assistance.fr/)
- [AXA Travel Insurance Italy](https://www.assicurazione-viaggio.axa-assistance.it/)
- [AXA Travel Insurance Mexico](https://axa-asistenciaviaje.com.mx/)
- [AXA Travel Insurance Spain](https://axasegurodeviaje.es/?utm_source=axa_schengen.com&utm_medium=referral_interno)
- [AXA Travel Insurance Portugal](https://www.viagemsegura.pt/pt)
- [AXA Travel Insurance UK](https://www.axatravel.co.uk/)
- [AXA Travel Insurance USA](https://www.axatravelinsurance.com/)
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| Readable Markdown | ## âHow to get the right Schengen travel insurance for France?
Thatâs it. You have finally decided to make your lifelong dream come true: you are going to discover the wonders of France\!
In its iconic capital city **Paris,** you willadmire the architectural feat of **the Eiffel Tower**, wander in awe the halls of the **Louvre**, admire **Notre Dame**, Quasimodoâs freshly renovated abode, stroll down **the Champs Elysees** and reconnect with your inner child in **Disneyland**. You may also have decided to choose roads less taken and head for the glamorous beaches of the French Riviera, the ski-slopes of the French Alps or the vineyards of the Loire-Valley. Whatever your choice, good times are likely ahead.
While packing your suitcase however, one question pops into your mind: **should I buy travel insurance for France?**
As you may have guessed, the answer is **yes**. And today, the AXA team has decided to detail why travel insurance is always the best and smartest way to go and how, in many situations, it can even be **mandatory** to be allowed on French territory.
The time has come to discover how to be a wise traveller\!
- [Who needs travel insurance to visit France?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#1)
- [Why choose AXA Schengen Travel Insurance for France?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#2)
- [Which AXA plan best suits your needs?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#3)
- [What should you do if you are injured or ill while in France?](https://www.axa-schengen.com/en/travel-insurance/schengen/france#4)
- [Practical information and safety tips for traveling in France](https://www.axa-schengen.com/en/travel-insurance/schengen/france#5)
## Do I need travel insurance to go to France?
## **Who needs travel insurance to visit France?**
France is universally famous for its exquisite culture, unwavering charm, and â well, that certain *je ne sais quoi*. But it also happens to have a very rich and unique history. And part of that unique history is that it is one of the five founding members of the [**Schengen area**](https://www.axa-schengen.com/en/visa/schengen-area)(along with Belgium, Germany, the Netherlands, and Luxembourg).
As such, it follows the same common rules established by all Schengen Member States when it comes to visa requirements.
Letâs find out who needs a [Schengen visa](https://www.axa-schengen.com/en/visa/schengen-visa) to enter France and what this implies in terms of travel insurance.
## **Who needs to apply for a Schengen visa (and, therefore, travel insurance) for France?**
**Depending on your nationality** and on whether or not your country has signed a visa-waiver agreement with the EU, you may or may not need a Schengen visa (**for stays under 90 days).**
Citizens of over a hundred countries need to obtain a visa to be allowed in France (including several countries from the **Maghreb**, **Africa**, **Asia**, the **Middle East**, **Russia**, **India**, and others).
If this is your case, you will need to submit a Schengen visa application which must include several compulsory documents, including a [**travel insurance certificate**](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate).
This document proves that you have subscribed to travel insurance in compliance with the [European Union Visa Code](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=legissum:jl0028) requirements. Without it, **your visa application will be denied.**
â **Travel insurance is thus mandatory to obtain a Schengen visa.*PRO TIP*:**Not sure if you need a visa to come to France?
Check **[the list of nationalities that require a Schengen visa.](https://www.axa-schengen.com/en/visa/visit-schengen)**
## **How do I apply for a visa for France?**
**And if you do need that French visa, donât worry! We we can help you both answer and do all of the following:**
**[What type of visa do I need to come to France?](https://www.axa-schengen.com/en/visa/types/)[How to get a Schengen visa for France?](https://www.axa-schengen.com/en/visa/schengen/france)[How to apply for a long stay visa for France (exceeding 90 days) ?](https://www.axa-schengen.com/en/visa/types/visa-type-d-french)[How to get a student visa for France?](https://www.axa-schengen.com/en/visa/types/france-student-visa)[How to get a work visa for France?](https://www.axa-schengen.com/en/visa/types/work-visa-france)**
**[How much does a Schengen visa for France cost?](https://www.axa-schengen.com/en/visa/requirements/schengen-visa-cost)**
## **What are the travel insurance requirements to obtain a Schengen visa?**
***Important\!*** According to [the European Union Visa Code (Article 15)](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex%3A32009R0810), not just any plan will do.
To be granted a **Schengen visa for France** (or anywhere else in the Schengen area), your Schengen travel insurance must:
- Guarantee **a âŹ30,000 minimum coverage for medical expenses**
- Cover **emergency hospitalisation and medical care** due to health issues occurring during your stay.
- Bear the costs of **repatriation** to your home country in case of serious health issues or even death.
- Be **certified by all the countries of the Schengen area** (not only France)
- Be **valid in** [**all Schengen countries**](https://www.axa-schengen.com/en/visa/schengen) (not only France)
- Remain **valid during the entire duration of your stay**.
- Be **purchased from an insurance company validated by the consular authorities of all Schengen countries**
***Good news\!*** The AXA Schengen travel insurance meets all these criteria and much more\!
## **What if you donât need a Schengen visa to visit France?**
If you happen to be a national of one of the [**countries with visa-free travel agreements**](https://www.axa-schengen.com/en/visa/schengen-area/visa-free-countries), such as the **U.S**, the **U.K**., **Canada**, and **Australia,** you donât need to apply for a Schengen visa to visit France Therefore, subscribing to **comprehensive travel insurance** is not compulsory but **highly recommended** by the French authorities, the embassies of most countries around the world and mostly by common sense\!
Whether you are planning a laid-back holiday with only restaurants, wine-tasting and museum visiting on the menu or if you intend on taking on the winding roads of the Tour de France circuit, wonderful memories and adventures are all you want to bring back home. Donât let a silly or serious accident bring your holiday to a crashing end.
While France is world-famous for having a great healthcare system (along with one of the highest life expectancies in the world), **medical costs for foreigners can still be relatively high**. And this is especially true if you need to pay for specific medication and/or prescriptions.
Having your potential medical expenses covered by comprehensive travel insurance will mean one less thing to worry about. Not only that, but it may end up saving you thousands of euros/dollars â not to mention unnecessary stress, worry, and overall health issues â if something does go wrong.
## **Why choose AXA Schengen Travel Insurance for France?**
We have been delivering **affordable**, **comprehensive** and **reliable** **travel insurance coverage** for over 65 years (and counting). As such, when it comes to **experience** and **expertise**, weâve established a longstanding international reputation both within and outside of France. Not to mention a thorough knowledge and understanding of local culture all over the world. But if knowing a well-established and internationally experienced local is not enough, here are a few more reasons why AXAâs got your back:
- AXA Schengen visa insurance **complies with all EU requirements** in terms of visa obligations.
- It is **certified** and accepted by the **consulates** and **embassies** of all the countries part of the Schengen area.
- It is thus automatically **accepted with Schengen visa applications.**
- It guarantees a **coverage of minimum âŹ30,000** and up to **âŹ2 million** depending on the chosen plan.
- It covers medical expenses, hospitalisation, sanitary repatriation including in the event of death.
- It includes **both civil liability and personal liability coverage**.
- **It includes death and disability insurance.**
- Its coverage scope includes all the Schengen states, European microstates, [other non-Schengen but European countries](https://www.axa-schengen.com/en/visa/schengen-area/difference-europe-schengen-eea) as well as the United Kingdom (depending on the chosen option).
- It offers duration flexibility - from just one day, up to six months, or up to a full year
**Other advantages of choosing AXA travel insurance:**
- AXA is internationally renowned for its expertise in Schengen travel insurance.
- It offers **24/7 assistance** thanks to its devoted teams of experienced professionals.
- **Online subscription** is quick and easy.
- Your **Schengen travel insurance certificate** is available instantaneously. You can thus immediately print and enclose the certificate with your application file, saving you precious time.
- There is **no age restriction**.
- **0 deductible** applies to medical expenses.
- No medical check-up is required.
- It is **refundable** if your visa application is denied.
- It offers many additional advantages:
- delivery of prescriptions, glasses and prosthesis,
- daily hospitalization allowance,
- search and rescue costs,
- coverage of the early repatriation of the injuredâs travel companions and their luggage as well as of the policy holder if they must interrupt their stay due to an emergency (such as serious illness in the family, etc.)
- It includes **baggage insurance** depending on the chosen plan.
- [Free remote medical consultations](https://www.axa-schengen.com/en/travel-insurance/benefits/medical-teleconsultation) are available with our unique*âDoctor, please!â*feature in English, French, and several other languages.
- AXA offers tailor-made insurance with multiple **upgrade options** designed to satisfy all needs and budgets.
## **What is the best AXA travel insurance plan for you?**
Which plan you choose will depend on the nature of your trip. Are you going to France for business, pleasure, or both? Are you traveling solo or with family? How far are you going, how long do you plan to stay, and how adventurous do you plan to be? Whatever the case, AXA has a comprehensive plan for you:
- [**AXA Schengen Basic**](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) offers **standard and efficient coverage to obtain your Schengen visa.**
This travel insurance option meets all the mandatory requirements, covers you in all the countries of the Schengen Area as well as in the 4 European microstates (Andorra, Vatican City, Monaco and San Marino).
- [**AXA Schengen Essential**](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel)provides **complete and reliable coverage at an affordable price**. Another perfect choice to obtain your Schengen visa.
Not only does it meet all visa requirements and is valid in all the Schengen countries + the European microstates, but it also offers coverage in **all the EU countries as well as the UK.**
- [**AXA Schengen Premium**](https://www.axa-schengen.com/en/products/axa-schengen-premium)is **THE all-inclusive plan** allowing you to obtain your Schengen visa and to **travel stress-free all over Europe.**
Its coverage is valid in all Schengen countries + the EU countries + the 4 microstates + the UK.
- [**AXA Schengen Annual**](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip)is the ideal **yearly travel insurance plan for frequent travellers** to Europe as well as [multiple-entry Schengen visa](https://www.axa-schengen.com/en/visa/types/multiple-entry-schengen-visa) holders.
**One contract for a full year of travel coverage across Europe\!**
It is valid in all Schengen countries + the EU countries + the 4 microstates + the UK
To make the perfect choice to cover your travel needs,
**compare** [**our different coverage and benefits**](https://www.axa-schengen.com/en/travel-insurance/benefits)**\!**
[**Get your free online quote**](https://www.axa-schengen.com/online-quote#/) **now and start packing\!**
## **What should you do if you are injured or ill while in France?**
Donât worry - AXA Schengen Insurance is here to guide, help, and protect you.
In case of a **medical emergency,** you should contact the [**AXA Schengen call centre**](https://www.axa-schengen.com/en/infos/contact-us)at the number provided on your **insurance policy**. Our medical assistance professionals will answer your questions and advise you 24/7. Theyâll also help you find the medical centre closest to your location and best suited to your situation.
When you call, be sure to have the following information on hand:
- *The number of your policy (which begins with âSCHâ).*
- *The address and telephone number at which you can be reached (and the details of the people that can be contacted locally on your behalf).*
- *Your reference number (which will be given to you when you first call* the AXA platform)
IMPORTANT: Remember to always keep any bills/invoices and enclose them with your file.
## **Practical information and safety tips for traveling in France**
*Capital:*
The capital of France is **Paris** (aka the City of Light, the City of Love, and the Capital of Fashion).
*Currency:*
France is a member of the **Eurozone**; hence, the official currency throughout France is the Euro (âŹ).
*Safety:*
France is generally safe â especially outside of its larger cities. However, you should still take sensible precautions against possible street and/or car crime.
For example, donât keep your passport, credit cards, and other valuables in the same place. Use inside compartments in bags whenever possible, and keep your belongings close to you in restaurants and bars. Stay alert around tourist attractions and cash points. Thieves and pickpockets particularly operate on **the** **Paris metro**. You should also be careful when visiting the **Stade de France**. Gangs are known to operate in the area and violent assaults have occurred nearby.
***PRO TIP:*** For more information, read our [safety tips when travelling to Europe](https://www.axa-schengen.com/en/travel-guide/traveling-europe-safety-tips).
*Public transport:*
**Public transport** in France is of a superb standard, so itâs relatively easy to get around the whole country without a car. Paris has an extensive Metro network, with **Lille, Lyon, Marseille, Rennes, and Toulouse** also boasting their own rapid transit systems. Most major cities in France have connections to the **high-speed network**, making this the most popular and efficient mode of French public transportation. Buses and coaches are also good ways to travel through the country â especially for connections from air or rail to mountainous areas. And France also has excellent rail and road links with its Schengen and EU neighbours.
*Opening hours:*
The standard shopping day in France, from Monday to Saturday, starts at 9 a.m. and finishes at 7 p.m. Most large stores and shopping malls will remain open all day, but smaller establishments often close between 12 and 2 pm for lunch (and this can include shops, banks, and offices). This may be extended during the summer months â particularly in the south (due to the heat). Beware also of shops closed on Mondays which is more common than you may imagine, particularly outside of Paris.
*Driving license:*
Your license should be recognized in France for as long as it is valid â but you should check the expiry date just in case. However, in certain cases, your driverâs license may have to be accompanied by an official translation in French (or an international driving license).
***PRO TIP***: Take a look at our article on [**which driving licenses are accepted in Europe**](https://www.axa-schengen.com/en/travel-guide/driving-licence-europe)**.**
*Restaurants:*
As sometimes shops and services close down for lunchtime, restaurants open up. Most restaurants offer service between 12pm and 2.30pm, and 7.30pm and 9.30pm. In cities, however, you may find restaurants remain open later.
## **You might find these articles interesting:**
- [**Ten charming places to visit less than 100 km from Paris**](https://www.axa-schengen.com/en/travel-guide/day-trips-from-paris)
- [**A complete guide to a perfect and unique trip to Paris**](https://www.axa-schengen.com/en/travel-guide/tips-for-a-perfect-stay-paris)
- [**How to apply for a Schengen visa for France from India?**](https://www.axa-schengen.com/en/visa/visit-schengen/india-france)
## **FAQ**
### **Does AXAâs Schengen travel insurance cover French overseas territories?**
It does not, as they are not in the Schengen Area. Overseas French territorial communities include Martinique, Guadeloupe, Guyane, Reunion Island, Mayotte, Saint-Barthélemy, Saint-Martin, Saint-Pierre and Miquelon, the Wallis and Futuna Islands, and French Polynesia.
### **What happens if my Schengen visa for France application is denied?**
While Schengen visa fees are not refunded if your visa application is denied, **AXA will reimburse your travel insurance subscription** provided you supply adequate supporting documents such as your letter of refusal stating the reasons why your request was denied.
### **In which language must the supporting documents of my visa for France application file be written in?**
All documents enclosed with your application file must be written in French. Documents in other languages must be translated by a certified translator.
### **Where do I apply for a Schengen Visa for France?**
Depending on your country of residence, you will have to hand in your visa application and compulsory documents (including a travel insurance certificate) either to French consular services or to a certified visa application center. |
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