🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 49 (from laksa005)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa049.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements","crawl_time":1776172859,"first_indexed_time":1733176756,"http_code":200,"src_unparsed":"com,axa-schengen!www,\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements s443","src_root_hash":"14404678373584951049","history_drop_reason":null,"meta_title":"Schengen Travel Insurance: Essential Requirements for Your Visa Application","meta_descriptions":["Need Schengen travel insurance? Ensure your trip meets all requirements with AXA's comprehensive coverage. Learn what’s essential for a smooth journey and secure your Schengen Visa effortlessly. Explore now!"],"attrs_boilerpipe_text":"What are the requirements for Schengen Visa insurance?\nIf you’re planning a trip to or around Europe, you might need a Schengen Visa. And to both apply for and get a Schengen Visa, you’ll need to have travel insurance.\nAXA offers comprehensive travel insurance online that meets all the Schengen Visa requirements. And it also offers general comprehensive coverage at the best value, which means — whether you need a visa or not — you can travel throughout the Schengen (and beyond) confidently and with peace of mind.\nWhat kind of travel insurance do I need to be approved for a Schengen visa?\nWhat are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?\nEuropean Parliament’s Regulations for Travel Insurance in the Schengen Area\nWhat documentation do I need to provide to visa officials?\nWhat insurance products does AXA offer those traveling to the Schengen Area?\nDoes AXA have a refund policy?\nWhat kind of travel insurance do I need to be approved for a Schengen visa?\n \nDepending on the nature of your trip, you have a few options when it comes to Schengen Visa Travel Insurance. But whether you’re on vacation, traveling for work, visiting friends and\/or family, studying, or anything in between — to be approved for a\nSchengen visa\n, your insurance is going to have to meet a number of requirements. Here’s a breakdown of what you’ll need:\nAn insurance plan that’s\nvalid for the duration of your entire time in Europe\n— be it a day, a year, or longer.\nNot only that, but your insurance will need to\ncover all the Schengen Area countries\n. And this is regardless of whether you plan to visit all of them or just one.\nIt must cover the cost of medical expenses such as :\nhospitalization\n, emergency treatment and\nrepatriation\n(in case of accident or death)\nYou’ll need a\nminimum coverage of at least €30,000.\nWhat are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?\nMultiple-entry Schengen visas allow you to make multiple trips within the Schengen zone. Applicants for visas for more than two entries will need the following:\nProof that they have valid travel medical insurance covering only the duration of their first intended visit to receive their visa.\nHowever, you’ll also need to sign a document stating you understand that you need insurance for any and all future trips. But, of course, it’s best to have insurance coverage for all your planned trips ahead of time. That way you can continue your journey at any point confidently and stress-free.\nIf you do plan to travel to and throughout the Schengen area with multiple entries, AXA offers a comprehensive\nAnnual\ncoverage option too.\nEuropean Parliament’s Regulations for Travel Insurance in the Schengen Area\nAbove is a general overview of all the necessary requirements for obtaining a Schengen Visa. However, if you want to learn the specifics, you can see a more detailed breakdown of the above requirements in\n“Article 15 - Travel Medical Insurance”\nof the\nEuropean Parliament’s Regulation (EC) No. 810\/2009\n, provided courtesy of the\nOfficial Journal of the European Union\n. You’ll find them on page 10.\nWhat documentation do I need to provide to visa officials?\nThe exact documents you need to present will obviously depend on your country of destination, as well as the country you're coming from. But you’ll most likely need your passport (and\/or your residency card, etc.), your itinerary, maybe a letter of invitation, something stating the purpose of your trip, and so on.\nOne thing you’ll need for sure, however, is a certificate proving you have\nSchengen travel insurance\n.\nFortunately, AXA provides a\npersonalized, printable certificate online\n. And you can obtain it instantly once you’ve purchased your policy.\nThe AXA certificate meets all the Schengen visa insurance requirements of the EU (and other Schengen countries like Iceland, Norway, etc.) and is accepted by all Schengen member embassies and consulates.\nWhat insurance products does AXA offer those traveling to the Schengen Area?\nAXA offers three types of Schengen Area travel insurance options. All three meet all the requirements for obtaining a Schengen Visa. But the one that works best for you depends on your trip. They are:\nBasic\n, which starts from as little as €22\/week. It covers you for medical expenses up to €30,000 in all Schengen countries and offers coverage in case of hospitalization or repatriation. This policy is best for those who want basic coverage and\/or are traveling on a budget.\nEssential\n, which costs €33\/week, covers expenses of up to €100,000, and can help with a number of emergencies (such as the loss of important documents or items, search and rescue costs, and so on). An added bonus of Essential is that, along with the 27 Schengen states, it also covers EU countries not in the Schengen area, San Marino, the Principalities of Andorra and Monaco, Vatican City and the United Kingdom.\nAnnual\n, available from €349,9\/year and perfect for those who plan to travel frequently throughout the Schengen, the EU, and the U.K. It offers the same comprehensive benefits as Essential, but it also allows you multiple entries throughout your stay in the Schengen area (and beyond). This policy is perfect for those who travel regularly.\nDoes AXA have a refund policy?\nYes. On the off-chance that you are refused a Schengen Visa (despite having the right travel insurance), AXA will refund your fees in most circumstances. But the refund is subject to certain terms and conditions. We’ll ask that you provide official documentation explaining the reasons why your visa was refused by the relevant embassy, consulate, or visa application center.\nRelated topics on Schengen insurance\nWhat is the health insurance for Schengen visa?\nWhat is the minimum coverage required for a Schengen Visa?\nIs Schengen travel insurance mandatory?\nHow much does Schengen travel insurance cost?\nHow to book Schengen insurance online ?\nHow to choose the best Schengen travel insurance online?\nWhere can I get my Schengen travel insurance certificate?\nWhat are the warranties for Schengen travel insurance?\nWill declaring pre-existing conditions when taking out travel insurance have any impact on my policy’s validity?\nYou will need to disclose any pre-existing conditions when taking out your insurance. AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make sure you are covered for the conditions you have declared. If you fail to declare conditions- you may not be covered during your trip.\nWhat happens if I give you the wrong information?\nIf you give the wrong information on your application-your policy may be declared void - and in some circumstances - you may face a fraud investigation. If this is discovered before you apply for your visa it could impact your application.\nIf I am only traveling to one country- can I buy insurance for just that place?\nIf you need a Schengen Visa to travel to Europe then you must obtain travel insurance that covers you in all 27 Schengen countries.\nProtect your upcoming trip\nGet a quote","attrs_markdown":"![AXA Logo](https:\/\/www.axa-schengen.com\/image\/company_logo?img_id=202291&t=1741246445733)\n\n## Welcome to AXA Schengen Travel Insurance\nIt looks like you're in the United States. If you live in the US and want to shop for Schengen travel insurance, click ‘I live in the US’. Please note, by choosing ‘I don't live in the US’ you will not be offered policies for US residents.\n\n![US Flag](data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAACgAAAAVDBAMAAADw\/m7AAAAAG1BMVEU8O27\/\/\/+yIjTYkZrGWmfdydKlnrZtbZPo5+5hRZ35AABEHUlEQVR42uydu3LyWBpFTcAltAIJ4nmFeREUzPwdomCqJoTgryY0QQ+vPbYxBoHQ7ezdRkdrRd10WfbXVd+qBbrw8gKj5h8AIwYDIEAABAgIEAABAgIEQICAAAEQICBAAAQICBAAAQICBECAgAABECAgQAAECAgQAAECAgRAgIAAARAgIEAABAgIEAABAgIEQICAAAEQICBAAAQICBAAAQICBECAgAABECAgQAAECAgQAAECAgRAgIAAARAgIEAABAgIEAABAgIEQICAAAEQICBAQICAAAEQYANzywJuB3PQOOdnBQABtmLhWNXZxnHUo+Og+yjnZwUAAbaicMTK9M0hgMxx0OIlxvlZAUCArcgdsTJ5dWTVymGVOOdnBQABtiJZO7LKEWvTxCHAOOdnBQABtsqKxBEreerIqsQQa5HOzwoAAmyXFY5YSRyxVjhiLdL5WQFAgO2yInVklSPWckesRTo\/KwAIsF1WJI6scsRa4oi1SOdnBQABtssKQ6xMEkOsvWdV6siqKOdnBQABtssKQ6wUjlh7z6rEkVVRzs8KAAJslxWGWMkdsfaeVfpYi3V+VgAQYMusyBxZlTiySh9rsc7PCgACbJkVqSOr9LGWO2LNMv\/85+dnBQABtmDniJWPrNLHWuKItYHNv0SAAEIBfmRFsjVklTzWPrMqdWRVjPOzAoAAW2aFPFZ2nWKlS1YljqyKcX5WABBgy6yQx0ruiLXPrFLHWrTzswKAANtmxdKRVYkjq9SxFu38rAAgwLZZkTqySh1ruSPWop2fFQAE2DYrEkdWqWMtccRatPOzAoAA22aFOFZOWSWOta+sSh1ZJZ5\/8QTzswKAAJs5OGJl54i1r6xKHFkV4fysACDAtlmRvDmyKnVklTbWPPMXTzA\/KwAIsJFZ4oiVr4OuHFmlvcNsGu38rAAgwLaf1mlj5ZxV2lj7yirtJ2vnrMqim58VAATYOitWjqzSxlriiLXz\/NJPFmfPMD8rAAiwdVZIY+WcVdJY+86qzJFV8c3PCgACvOfPMofzWv0qv97NB\/PyD39bJRMe9Pf5oMnNCN08cvPDyfDmX7WbnxUABHjPPmlD2vM9Xz0d3xHmrQ567HbQ0czPCgACrHvTV8Oq64dXe4OqLm\/6hKpqp5UY5mcFAAH2XKtj50+oWmi1+2d3bbSyfTFoJYb5WQFAgLXnaIWr+jI\/6FXVRis9LmD2zJ882\/ysACDAXmu16nNGtFErfW42a9RqrzPClvkXzzY\/KwAIsNda9VnVRq30u3hlalDVSOZnBQAB9lmrntfZ1Wuln6qatNJPVeOYnxUABNhjrfquar1WeqqqXiu9L4kew\/ysACDAHmvVd1WvbisTqqpOK71VZZq\/RqvLv39+VgAQYPcrd0PutD3oVVWn1YA7bS3zz59qflYAEGDnS8zSkHtiZwZVPdbqMeSglvmnzzQ\/KwAI8HGt5IZVfaSVsOe3PNBq2PNrPPPvnmh+VgAQYNe1CqqqR\/eZhT5rcG9QlWf+6jfBPzM\/KwAIsONaBT8WdWZQVbVWQ1Ud\/fysACDAjmsVvKpVWglWVZVWBE+wjnx+VgAQYLe1Cl\/VimtBFA\/b3xtUZZo\/f5b5WQFAgJ1uX5U8anluUNW9VhWq8sw\/EzwDQTI\/KwAIsNMFFhJV3Z4J1XyDx0x5Bngc87MCgADrkd0DURMrmm\/wuL3CTiPAqOdnBQABdnq39irZ1Vz\/Edjl2zulsRb3\/KwAIMBOWZE5sipxZJUm1uKenxUABNgpK1JHVmliLXfEWtzzswKAALtdseLIKk2sJY5Yi3t+VgAQYLdL1jaGrJLE2sxxcV3k87MCgAA7ZYUkVnbaJwE8yKrEkVVxzc8KAALsdMmyJFYsd0JMEsPlxZHPzwoAAuyWFUtHViWOrFLEWuTzswKAALtlRerIKkWs5Y5Yi3x+VgAQYKus+J8wVr6zapULY+37D\/yvMNa886c\/PT8rAAiwTVakl4eNbHVZtZnrYm1+eQZArn8clmn+2Q\/PzwoAAmyTFdvLFXFrWVYdL89wWsqyKr1ygS6rthcXxjQ\/KwAIsEVW\/Lr651dVVqVXFxqnsqz6CLSFKtas82e3\/y\/+\/vlZAUCAzVlxuqdgoYqV60uKz9+Qocqq9fX9G2tRVlnmP30N5lz17K5e87MCgABrWJS+sbbQxMq89LzOqSjW8uvbv760+qrJKs\/8b6d\/+22c\/w0BAgQIcFcKidNaBcfKrOyRQhNrh9KXi081sWaZf1q+U\/cn52cFAAHWUJRvqp9KYmVSPspJK2+SrFo\/+stDsko9\/6Kkqh+dnxUABNjwadVqeyPEjSKr1jdFtFRk5dXCn7SiyKqY52cFAAE2ZMX1m7PPtQr9ZK24bZOdINYmN6o6aWUryCr\/\/MWPzc8KAAKsz4plwyu9ToKWVvWkFUFWbRpe6ZVVf9P8qx+ZnxUABFj7adXtYu6DY2V+\/5H\/LDzWinsx5cGfrE1c82+eZH5WABBgbVbcNsQ8D42VWUVD7YNjreLylFlwrLnmPz7L\/KwAIMC6rDhW7W9YrCyqDJIHxtq8yiD70FgzzZ8+zfysACDAmpOgVRf97gNjZVf187PAWJtVqOpdK4GxFv38rAAgwJqsqFz1PCxWiqpVfdmHxdoirdbCNiyrYp\/\/nwAjpikrjtUvN8TKuv4\/\/1X98h\/1PzVtyKrqKtvXx9p8O+75Kx5NDTAemgT44PU\/639s2Us6DTLa1f\/OR39SvQCm63HPjwABAaqZp46j5lvDQRev454fAQICVDO1HPawNhx0txz3\/AgQEKA8qxJDrMyDnxZQeT4iG\/f8CBAQoDyrgp8W8KK\/TOTR\/o97fgQICFCeVYnhk7VJkjmyyhFrw5kfAQICNCzV0pFViSOrHLE2nPkRICBAQ1ZljqwyxNokMcTagOZHgIAADVm10h\/14Ii1nSPWBjQ\/AgQEqD8JaoiVj0dIvTmyKhvz\/AgQEKAhq\/SxongOaWVWrcY8PwIEBGjIKn2sfGRV5sgqfawNZ34ECAjQkVX6WPnIqpUjq\/SxNpz5ESAgQEtWZY6sksfa59dTvo13fgQICNCSVStHVslj7SOr5LE2oPkRICBAx6dV8lg5fev3myOrsvHOjwABATo+rZLHymdWyWPt4Ii1Ac2PAAEBWj6tUsfKKasyR1apY2048yNAQICWk8DyWDll1cqRVepYG878CBAQoOUksDxWCkesnbJKHGsDmh8BAgK0nASWx8rBEWuT00Ffxzo\/AgQEqGZqOfLXQdeOrMrGOj8CBASo5iurtLHylVXiWMtPB03HOj8CBAToOQksjpVzVmWW5d+OdH4ECAhQTe6IlXNWpY6s0sbacOZHgIAAbRuVObIqcWSVNtaGMz8CBARoOgksjpXcEWvnrJLG2oDmR4CAAMOve\/tXiT++D11+\/d\/djvqf8k9\/H\/Sv8uvdPr2bln\/4cD7oqvz6Jtb5ESCAvAD3rX7RpmdI1XLsG1J1pPHOjwAB5G+BC8eqLlocNOv9\/rSObbzzI0AAuQDnB8eqFgZVtam1XzHPjwAB1AJ8+d30W1Zbh1bXjlrN4p4fAQKoBdiolV6rOnW8AWzSymob9\/wIEEAuwAatZA6t9lNV02dr69jnR4AAagHW10rfVa3XytpRq1n88yNAALUAa7Wydmg1c9Rq\/6oazvwIEEAuwBqtBDwbeed4A1ijlc0Y5keAAGoBPr7ELmRVH2tl46jV5TjmR4AAagE+vMRu49Dq0VGr6UjmR4AAcgE+uM\/s6NBqaqnVzVjmR4AAcgHOLKuaO94A7hxVNaD5ESCAWoCVtbJxaDX8DeDBUVUDmh8BAqgFWFErR4dWU0utbsY0PwIEkAtwblnV4vaoW0etHp92\/twxPwIEUAvw7j6zrUOrvxy1mo1tfgQIoBbgzTtL0ZeDH+TvVe\/PgyzHNj8CBFALcPJ3FNCr5E8tHAU4oPkRIIBagDdZpYmV2xMWS0dWrcY2PwIEUAvwJquSN0dWZY6s0sSaZf6FY34ECCAX4MERK7dZtXJklSbWhjM\/AgRI3JfBZI6sksTa3XNR38Y1PwIEUAvwLqtWjqySxNptVklibUDzI0AAtQDvHze\/NWSVJNYKR6wNaH4ECKAW4F1WKWLl\/q61pSOrVuOaHwECqAVYOGLlPqsyR1YpYm048yNAALkAD45Yuc+qlSOrFLE2nPkRIIBagN9Zlc6EsfKdVZtcF2vfWXXc62JtQPMjQAC1AGeXmNrrYuWcVcfr46surs4uT0VYjml+BAigFuDie1Uv3bJVZVV29QveZFm1vWgrG9P8CBBALcDdlUnOXzy0EWXV6bvVvrTyGvynfmXf+uOf96pYK82fPPX8CBBALcDialVffl8pRpBVp+j50momWvuslIPa+adPPT8CBFALMC+tfKGJlUlp5U9aSTVZdf7G3i+tbMYzPwIEkAuwXCcnrWSSrLp8uXgh+aun5Tr7rYm14cyPAAHUqzQrr+rJMpqvhby46aSVjSKrshvLvI5nfgQIoBbg9DajCsUvuM2oqSLWPv+yqxO0n1rJxjM\/AgRQC\/Ajq5Z3l7BtwrNqtb091\/oqyKr1rbxS9fzzp50fAQKoBfgePOn2bnvX4Vm1ubsyOAvf+uz+EpbxzI8AAdQCzO9zZx8cK5P7b+ydBcfa7LaqTrW2Gcv8CBBALsCqLxfPQ2OlqFj2feifPa2Q3Sw41oYzPwIEUAtwVtUls9BYyau6LA+MtUmFqt618jqW+REggFqA08qt3Af+hipVvWslLNaKSivl2VjmR4AAnQU4b8iqY3XCbIOyqjqg9g2x1vA7\/8\/euSspjmxRtDAkYZKGBHZ\/y3wAMu7tNpFxY8YEo6dlFsZE\/fatFw+B0CvPnq5Mre0NFQh2T5wVS0opKXcjPivC\/gCQkNEATLr\/\/PMBNrplJe0+mUse\/Pl793fpEaR2VD3Vc+kPAAkZDcBqmnV020gy7WSux8Zsfzs86v6MAAGAw67H7wRUWawEB01zBQDj7M8IEAA4bFS2glk9KGQtcQoASvpX69\/cnxEgAHDQWZdTyEqpkLWF6a9mxN2fESAAcJhWKGTFKWTtoJC1SPszAgQADtOKXKFVClkrFbIWaX9GgADAYVrhFFqlkDWnkLVI+zMCBAAO0wqBrCycQNYyp5C1SPszAgQADpyUrUKr1gqtcgqtirI\/I0AA4DCtEMhKqZC1V62yl7VY+zMCBAAO1Iq1QqucQqvsZS3W\/owAAYAD8vb7tLlCq+xlrVTI2iLS\/owAAYADtcIptMpe1o4KWXvrv4mwPyNAAOCAVApZedNKc1l716pcoVWa\/s+K\/gUAJMQQgE4hK+9aaS1rH7\/Pq9CqMPono\/7HMgIEAA7UCnNZqUbJyoirdeayFlD\/5aj+jAABgAO1ylxWRlroCK0y\/NWMuPszAgQADtWqQqFV1rL2rlXWVxaj7c8IEAA4VCucQqusZc0pZC3a\/owAAYBDtcJYVj60yljWPrWqUGiVpv\/z7+zPCBAAOHAR1FpWDgpZ+9Qq42XgaPszAgQADtUKY1mpFLK2dAJZi7c\/I0AA4FCtMJaVo0LWPrXKVtbi7c8IEAA4WCsKhVbZylqlkLV4+zMCBAAO1oqNQqtsZe2okLV4+zMCBAAO1gpTWTlplamsnbWqUGhVfP0ZAQIA7\/OrmZNWuD+br4\/jQdZ880mr3NrwoH+fDrq5qTCOI7PpzwgQAHifetC784nnfN0ZeUZYDjroy7iDzqY\/I0AA4NSxGntCWAtQdTnpM0TVfPozAgQAThyr79OvpT3O+Gt3SwGqZtP\/D0JmHJ+xmrDMkB3tUTUEKy9PAqxM6d970I2k\/\/bhe78RMuN4jNWUUf3crbMjU1ZEe7E6aUVY0v\/nV+vPCBAAOGmstk8CrEy7eSURoGom\/RkBAgCnjNXE++y6sTINVX1YmYaqefRnBAgAnDBWU0e1GysTUdWNlcm3RM+hPyNAAOCEsZo6qpfHyixR1YWVyagS9a++VH9GgADA8WPl8aTtY6xMR1UXVqejag79GQECAEePVe7zTGxq9AhE+yYAhqgS9U++Un9GgADA0WPlNaqPHojw278lNXoE5F\/ofzC7WdG\/PyNAAODYsfIb1QfPmfluNVULUCXqfxSgemJ\/RoAAwJFj5Tuq7VjZPQmw6ouq6PszAgQAjhwr71Ftw4o3qtqw4o2q6PszAgQAjhsr\/1FtuRfEAFUtWPFHlah\/+VX6MwIEAI4aK4tRvd8VYPckwIoFqjT9U4M9IEz6MwIEAI66ZG+CqtuVUJtf8Ehtl1Xm0J8RIACwO3Y3FqsBkAzd7XBUJP2rL9KfESAAcNTZ6upJcLZmcl75tFCcV8bdnxEgAHCUVqwVWuUUWmkja3H3ZwQIABylFZpFEMkiwEqhVQEtgqwAICGeADwoZCVxCllzClmLuz8jQADguFvW9gKtMpG1THFzXeT9GQECAEdphYmsHBSyljiFrMXdnxEgAHCUVpjIiuRJiIUTyFrk\/RkBAgDHacVaoVVOoVUWshZ5f0aAAMCuLBU7DGROIWulyY9M9mpVVP0ZAQIAB2lFYfiE2Vmr8qOhrJ2P9ZehrIn7l4ZP2J37\/xjenxEgAHCIVuSXXQH8ZeWslbvUTtayyx4Apf12WKb9F\/f9V4r+BQAkxAuAx4uhlGaycrhsV1KbyVp6oV5qJ2tB93cAkBAfAGZXOyulZrJSXQla6fuTkLda9can2krWpP2L39+fESAAsF8rPs4laytZuVap1GoZ9HC9CV5pJGvS\/vvf358RIACwXyv21+ZSGGnV536dtZGsNb5cZiRryv7bL9CfESAAsFcrvjcmd2OjVXlzncFb1o4NjixtZE3Yv2iSa2ejlSP7MwIEAPZpRXGzfLu30KrNvilEzyZatX30zX20St3\/+Pv6MwIEAPZo1WZ\/A4SdhVZdDfxPC1lLbwb+HSsbC63U9N9+if6MAAGAPVpxfY\/y+1g9G2hV0fnCxHsLr1H1cbfx3kCrYu7PCBAA2K0Vxd1DDGt\/rWqM6jtWNgZatb3jzM5fqyT93RfpzwgQANipFZv9nb4U\/lrVHNV3rOy9terme71h5dlbq+LuzwgQANipFdunu7HaeGtV0TK+O1+tukXVG1bW3loVd39GgADALq1Yt83v3lOr7kb1DSvPvlq1a+FX4atVkfdnBAgA7NCKtu0Eak9ZObS9P\/WUtfR0X3UjpaesRd+fESAAsEMrWke99JOVqm1Un2o\/WVvm7VjY+2lV7P0ZAQIAH2vFS\/vLPbLSI0j\/tL\/8o+e79GhV+4fW3d8l28+7PwAkAHD80P3qftvLJOj0wKju\/sxfk2CU7ubdHwASAGidrFActdoLDrp8nnd\/AEgAoHXSjeKox53goIf1vPsDQAIAzbXKCWQlcwpZq4p59weABACaa5UTyErqFLJ23My7PwAkANBcqxSysnSFQqsUshZOfwBIAKC9Vilk5eA2Cq1SyFo4\/QEgAYACrSoUWiWQtaUTyFpA\/QEgAYACrdootEogawcnkLWA+gNAAgAFWmUvK5lTyFqlkLWA+gNAAgCts3ACWUmdQtaOClk7hNMfABIAKNAqe1lJnEDWMpPf423rvw2iPwAkANA8pcXv8bZpZa7QKntZC6c\/ACQA0DxOISuVQtaWTiFr4fQHgAQASrQqV2iVuawtnODKWkD9ASABgIqrVfay4hSyVilkLaD+AJAAQMXVKnNZedcq8ytrpULWAuoPAAkAlFytspaVD60qFFrl5tsfABIAKLlaZS0rH1qVK7TKWtbC6Q8ACQCULAKby0qlkLUPrbKWtXD6A0ACACWLwOayUipk7UOrjGUtoP4AkABAzSKwtaw4haxVClkLqD8AJABQswhsLCufWmUsa6VC1gLqDwAJALTOQSErJ61aK7TKzbU\/ACQAULMIbCwrJ63KFVplu3dVOP0BIAGAokVgY1k5KGTtpFW2shZOfwBIAKB1MqeQlVIhayetMpW1gPoDQAIA\/Sf+P438OI2qa77+33FH\/V\/z3eeD\/tN8fRwP0uabj6eDbpqvb2PtDwAJMTfA2g3JyEXRdNBBX6aKVFfyePsDQELMT4ErxajWAlQNw8o+3v4AkBBzAGb9o1pIsLpX2OpLzP0BICHmiyCJYlSzY99BnxW2WsTdHwASYg3AXqxMus\/kpwBVvVjZ7OPuDwAJMQdgD1YKBVanoarP1rax9weAhFgDsBsrU0e1Gytbha0W8fcHgIRYA7ATK1sFVguFrU63qnD6A0BCzAHYgZVCgVWPE8BEYVUB9QeAhFgD8DFWfEb1MVa2Clst5tEfABJiDcDL8\/p+j0AMu3N5rbBVP6sKpz8AJMQcgE9Hxai2YyX3OwFMBagKqT8AJMQcgKnkaa2jAFXtWHmZT38ASIg1AFufM9spsOq9B0DWsivCZkb9ASAh5gBs2WzlRYHVXGKruzn1B4CEmAMwlYxqqTgBrBVWFVB\/AEiINQDvsLJTYPVFYav53PoDQEKsAZhaX1ZrWwewEaCD4r6SgPoDQEKsAbgUbFh3t93es8lXrRRPlgXUHwASYg3Aw79xCrhWaNVmbv0BICHWAKwUsrJUbAOQKXZXDqg\/ACTEHIBHhawcnEDWUsnSajj9ASAh5gCU7Nl0t3eBQqtMdhfIwukPAAn5Nt\/7ABe3B11xHyAhANAn91tCKbTSRNYqhawF1B8AEmINwIXi+bL7p9ZWCq3K59UfABJiDcBKISuJZDd4p5C1gPoDQEK+yTdDWCm0KqDNEL5qfwBIiDkAzzdq\/G0oK2et+vNoJ2tnrVofDGUtnP4AkBBrAKYXmartZKU831OX2sna4nJP3dFM1gLqDwAJsQZgctmu5LzjqJlWvaGkNpO16oKS1EzWAuoPAAmxBuDiynpS6x2Rd1c2tLLSqvedpWorWQuoPwAkxBqA1fXM10ayklxvgpdayVqDeaWRrAXU\/5I\/CJlx7BeBXxr\/tbLRqpOe1Tayljb0LDWStXD6d94PRMh8Yr4InDchs7bRql0TMjZadd5aubaRtXD6A0BCrEcpu\/Go2kRWyuYu8JnJ3lWLm69WWshaQP0BICHWAExuf7CisviA22tetYWsHW4oklnIWkD9ASAh1gBc3F6ezwxk5f4YlYGslbeblS4NZC2g\/gCQEGsAvmrVpjnuS39ZSe4OkR39Ze1+JbXy\/7cIqD8AJMQagOX9FvCVt6ws7m\/6SLxlLbtD1TtW9nPpDwAJMQdgy\/1pr1hZ+2rVZt+yMOqtVdshr8XaHwASYg3ArGVUX7GS+2rVPZZesbL31Kqi7X6T1Vz6A0BCrAGYtBpU5fkJrU89JJ6ydmhB1StW1or+my\/YHwASMhqAWfefl60PaGVHL1nJNq1vr3pkreczy1Z+JIVX\/0U4\/QEgIaMBmHT\/uW6furRbVtJd92c++PNL93fpEaQH7\/5L0T\/ZCfpnfv0BICGjAVhNs45uG0m2k6yrx8YKxVeNpz8AJGQ0AMvdk30WK8FB01xw0Ej7MwIEAA4bla1gVg+F4KCJUwBQ0r9a\/+b+jAABgMNu81DISqmQtYXlbgGR92cECAAcphUKWXEKWTsoZC3S\/owAAYDDtCJXaJVC1kqFrEXanxEgAHCYVjiFVilkzSlkLdL+jAABgMO0QiArCyeQtcwpZC3S\/owAAYADJ2Wr0Kq1QqucQqui7M8IEAA4TCsEslIqZO1Vq+xlLdb+jAABgAO1Yq3Qqv+zd8ZKqlsJEIUARDgKEIr9C\/sjKHobosR2CIHfEg6Bl9\/ewTMwgISQdLv3oavTkWum0Jt2VZ86CEmkDq3Sy1qs\/ZkAAYAtonhofK1W6WWtcMjawPq\/A0BChAA8aUXu0Cq9rB0cshZrfyZAAGCLlA5ZOWlVe1npolXyO+xi7c8ECABsO5SNQavksjbvVmzk\/ZkAAYAttUJ+Zq10yNo0NchatP2ZAAGAbbVi5dCq1KFValmLtj8TIACwrVZkDq1Sy1rpkLVo+zMBAgDbakXu0Cq1rB0cshZtfyZAAGBbrRDLyqdWiT8G\/dKqzKFVEfZnAgQAttUKsax8apVY1r60KndoVYT9mQABgG21QiwrpUPWFqlB1uLtzwQIAGyrFWJZOThk7UurtLIWb38mQABga63IHFqllbXSIWvx9mcCBAC21orcoVVaWTs4ZC3e\/kyAAMDWWiGVlbNWSWXtolWZQ6vi688ECACs5j+3OWtF+sftz7vxILl98Vmr0pXwoD\/PB83vKnTjyGj6MwECAKvZt3r1sud7vuZ0fEdYtDrosdtBR9OfCRAA2HdWXU9e7Q2o+n7TJ0TVkPrPg\/ozAQIAe2Ll2PkMVfn8oN3P3bXBynZiwOqL9F+E9GcCBAD2m1WPjxkSA6raYOXHxICVKPozAQIAe80q7\/OJ6FOsrPt88nnQo2os\/ZkAAYC9ZtXv4o3SgKrP79YQo2ok\/ZkAAYB9ZtXzOrtmrPRD1TOsrCcGrETSnwkQANhjVn2n2oyVnqhqxkrvS6LH0J8JEADYY1Z9p9qIlf53b8wMqBpFfyZAAGD3WQXcaPYYK\/1R1YSV\/qgaQ38mQADg04cAKKf6GCshDwV4iJWghyL8f\/uvf0F\/JkAA4OMc9Kh6aCthz295cEPEMuzxBZb+uxfqzwQIAOw6q+NkosfKMvCgewOqPP3rbS3f\/or+TIAAwI6zCn4q3tyAqklSGFAdfX8mQABgx6cChE61FivBqKrDyjL4oLH3ZwIEAHabVfhUa94EC1BVg5VwVJn6F6\/SnwkQANhpVoqpVrGymRiwokBV5P2ZAAGAnWxNMtX7T0I13+AxF5+rG0F\/JkAAYKeNrCVbLR0AmPVo94v6716kPxMgALD508W7l7xNDO\/WJO8rJ9O7P3WrOGjc\/ZkAAYCdtGLl0KrUoVUaWYu7PxMgALCTViwdWqWRtcIha3H3ZwIEAHa7ccuhVRpZSx2yFnd\/JkAAYLdL1rYGrZLIWkWrlg6tkvRfvEp\/JkAAYLdrltcOrVo5tEpyHUzc\/ZkAAYCdtKLnl2E80arMoVUKWfP0L1+lPxMgALDTPQsSWTn0cdHOWuW5FU7RP32V\/kyAAMBOZ+sUslLz\/bhbg1YpzqxF3p8JEADYSiuWQlm5aFV+EMra5Q8shLJW7Z\/H1J8JEADYRiuW271OVi5atZnrZO2iVavLE0cznVZF2p8JEADYZiGb7xN3G5lWHb\/\/cyXTquWVYem0ytJ\/9f2wGUv\/HAASEgLA5BtVl1m9q7TqdJ3a+UHG4bK2uOLTXiVr1v751Qfiv6g\/EyAA8LlWfF5Su1fJyrVKzVVn1nbfqLpgZSPSKnH\/w8v0ZwIEAD7Xis315XuZSKu+nte5F8laeYWqM1beRVoVbX8mQADgU6043viQ6EuBlrdXRW80WnU+zF4ja7H3ZwIEAD7Tiu97SvcSWVncHmUukbXkBlVfWMkkWuXpv3mF\/kyAAMBnWrG9A8JGoVXryS1WVgqtWt4BIZdolaX\/8Q6Ikv5Z1\/5MgADAJ1pxvP\/Bu0CrssYf9NWqbdMP+mqVpf\/yNfozAQIAm7Uiq+xsFa5V+faeM7lAq9YVzmzCtcrS\/5ZMpyuXf01\/JkAAYKNW5NuKvmThWnU71clf4bJW\/btOWHkP1ipP\/\/cX6c8ECABs1Ir1pDKrPFirspr5bkK16h5VpwfkrYK1Ku7+TIAAwCatqNrOLFRWFtWpnrDyHqpV61Z\/fketirw\/EyAAsEEr8m0dFTaBWlWd6gdW3gK1qmbrySFQ1qLvzwQIAGzYx7pONg5hslJm7X\/aOrM6VH1gJQyAD\/qvX6\/\/ol9\/JkAA4GOtqB\/l7ImsPBGkf9e+g0z+fvK3NP96Wg+lsvlvSbbj7g8ACQBsGN0DPvxsftmxGToPNjlrPui++dd\/dPvHzgU34+4PAAkAVCfJHEctt4aDLt7H3R8AEgCozjx3HPWwMRx0txp3fwBIAKBcq1KDrCSpQ9bKbNz9ASABgHKtSg2yMk8dsnbIx90fABIAKNcqh6ws0syhVQ5ZG05\/AEgAoF6rHLKyS3OHVjlkbTj9ASABgAatyhxaZZC1RWqQtQH1B4AEABq0KndolUHWdqlB1gbUHwASAGjQKr2s1DxCSqNV2Zj7A0ACANWZpgZZOT2ZVC9rhUPWdsPpDwAJADRolV5WZqlD1iz\/C07918PoDwAJADRoVfrm0MqlQ6v0sjac\/gCQAEDLpjKHVqUOrdLL2nD6A0ACAC1atXRolVzWTloll7UB9QeABABatCq1DHXt0KpsvP0BIAGAjrNVcln5R6vkslY4ZG1A\/QEgAYCWs1VqWfnUqsyy\/vH2B4AEAFrOVqll5VOrlg6tUsvacPoDQAIATZPKHFqVOrRKLWvD6X\/KvwgZcUwfAstlpXDI2qdWiWVtQP1P+Y2QEcf1IbBaVlKHrJUOWRtQfwBIAKDnQ2CxrHxplVjWCoesDag\/ACQAUJ2dQ1bOWrVyaFU61v4AkABAz4fAYlk5a5VU1pIzALfj7A8ACQC0XVexcmhV6tAqrawNpz8AJABQnYtWLR1aJZW1s1ZJZW1A\/QEgAYDhi\/\/9Jn9eLjG8\/fnv3Y768\/bFl4P+9\/bn3Xgwv31xeWHV7c83sfYHgITIDbBsdcV1x7eZs1YH7XgBS3Joc9B8G2t\/AEiI\/i1wG6x0PiO2M6DqcjVJYzbx9geAhMgB2AIry60Dq90vtdsbUDWk\/gCQEPmHIHvHVJ9j5djjhGXxFFVR9weAhMgBOCkcU90bUPUcK5u4+wNAQuQAnFumWjjeAO4dVjWg\/gCQEDUAn2Bl48Dq0WGry\/j7A0BC1ABsxMrRgdXebwATi1UNpz8AJEQOwMQy1ceX2OX93wAuHFbl6d+A1S0AJORlANhgK1sHVkPeAJaO64oH1B8AEqIG4EOsvIccdOa4BeLhDSHbcfQHgITIAfgAK5kDq4G3QMwkd6sNtz8AJEQNwHqshE61Hitrh61m4+kPAAlRA7AWK2sHVjOHrYZb1XD6A0BC5ACswUrmwKrgDeDcYVUD6g8ACVEDsGoriqlWsaJ4A7gPfwbCoPsDQELUAKw8w0lyt9bcgKrKUxGW23H1B4CEyAF4t9Vcc9SD4x7YnYMqA+oPAAlRA3DhuF0hUV5Y9+jUWja2\/gCQkPG+Bb7Xqnxs\/QEgIWoAlg5ZWTguAkks99YOpz8AJEQOwINDVu61KndolUbWhtMfABIiB6Dlit3KhXAOrZJcW5IMpz8AJEQNwLnloXWFQ9amjusAB9QfABLym\/tC6NShlRJZKx2yNqD+AJAQNQCnju+tqN619ubQquW4+gNAQtQALB2yMrM8CyB1yNqA+gNAQtQALByyMnV8Hcbc8iVrw+kPAAmRA\/ByocZfjqeh\/DjoZO2iVVkplLXh9AeAhKgBOP9mSamTleLCkplO1qbfj2s5yGRtQP0BICFqAM6urig5yGTl6slSO5msld8omctk7ap\/8uL9ASAhagBOrx6CN1fJyvWBzlh5U2nVP9+ttlfJ2oD6A0BC1AAsrze\/1z4S\/nhNg0ykVcsbGo6pPwAkRA3A4uYbawuNrExv9GyvkbX5jZ7NRbI2nP4AkBA5AG\/HOdfcYVbewqmQyNrs9svF9xpZG05\/AEiIGoDJnUftJbJS3KDqCytbhVYt7\/6Rt\/H0B4CEqAE4u53q13YVWnVNkb1C1nZ3FEkUsjag\/gCQEDUAp\/fCkwhkpXqMUiBrxT1E9gJZG1B\/AEiIGoC7ytwX4bJy0qofFSSswrUqq55qG09\/AEiIGoBFde1lsKxMqxd9LIJlLal+Y+\/pErvtWPoDQELkAKy5Pu0DK6tQrap+uXgZKmuzGjGbBcvacPoDQELUAExqpvqBlWWoVlWx9IGVbaBWZXXXm7yNpT8AJEQNwFmtQZWBslJ718MsUNZ2Naj6wMpqLP0BICGdAZg0\/3pRe4NWcgiSlSSvfXn5RNae\/JtFLT9mWVD\/6XD6A0BCOgNw1vzrff3qZpvGV82f\/LpedZJj89\/yRJAevPrPsfQHgIR0BmDZzzqabWS27mVdT2ys2eWSba+DRtMfABLSHYDFZqLP9M1w0PnScNBI+zMBAgDbnY9fG7a6ywwHnaUOAHr6r35xfyZAAGC7yzwcslI4ZG2qfFpA5P2ZAAGA7bTCISupQ9Z2DlmLtD8TIACwnVYsHVrlkLXCIWuR9mcCBAC204rUoVUOWUsdshZpfyZAAGA7rTDIyjQ1yFqSOmQt0v5MgADAdlphkJWdQ9ZmqUPWIu3PBAgAbKcVBlkpHLI2TQ2yFmt\/JkAAYEutWDm0KnVolV7WYu3PBAgAbJFFapCVJHXIWuGQtVj7MwECAFtqRe7QKr2sHRyyFmt\/JkAAYIuUDlk5aVX67tAq+R12sfZnAgQAtjxbdfWltzqtksvaPHWcWYu1PxMgALClVsjPrJUOWZumBlmLtj8TIACwrVasHFqVOrRKLWvR9mcCBAC2PFullpVPrVLLWumQtenQ+r8DQEJkANw5ZOVTq9Syljpk7bN\/Hl9\/JkAAYFutEMvKp1aJPwb90qrMoVXi\/osX6M8ECABsd22ZXFZ2Dln70iqxrEXbnwkQANhWK8SyUjpk7UurtLIWb38mQABgW60Qy8rBIWtfWqWVtXj7MwECAFtrRebQKq2slQ5Zi7c\/E\/gfe2fMpCq2RlENAEMJROL3iyR4dV8IybwJNbhThG3wxr\/92tutVwXhwPn2KIe1ozvd1XTvqdqrlghIAKCzVuQKrbKVtaNC1sLtzwQIAHTWClNZuWiVqaxdtSpTaFV4\/ZkAAYDOWmEqK8tUIGtXrcoVWmXa\/\/AO\/ZkAAYAdytOZfJgQRU4HHfh8qOTodNBspPKF3p8JEAA4dlblWOfpynas8xiiaj79mQABgCNntR3\/UvJ5NvuFACvlQoCVEPozAQIA21L3T9XjDJUhqr6eAd+d0\/CDzqQ\/EyAAcNysxrwhUAtQ1Y+VUR\/mMY\/+TIAAwFGzGjPVXqyM+9yhWoCqmfRnAgQAjpnVyI9IS7rP1Y+8zKQQoGoe\/ZkAAYBjrgUZe0lwLUBVN1ZGXxI9h\/5MgADAEdeC\/FgIsDL+7o1IgKrO\/h+B9GcCBAA+y0\/BVDuwku8XAqzsxh90Bv2ZAAGAg2flM9XntuKBqudY8bonOPz+TIAAwMGz8pnqU6z4Pb4gEqBqBv2ZAAGAQ2fl+aSVdqz4oeoZVvxQFX5\/JkAA4MBZ+U61HSueqGrHivdDsST94\/fpzwQIABw4K9+ptt6+6v9MqFiAKlH\/WoDqcf2ZAAGAw2Zl8Pi6JlY2+4UAq+VCgBWL\/oU9qsf1ZwIEAA6yFZMnjcYCVDVviDB50mjY\/ZkAAYDdOVq\/AGyxFZuHIkcCVDVstQyqPxMgALA76VQBmJocNOz+TIAAwG4DeljVeiF4tbYxOejS6ia4+fRnAgQADtKKrUKrUoVW2cha2P2ZAAGAg7Rio9AqG1krFLIWdn8mQADgsIsrFFplI2upQtbC7s8ECAAcpBUmsrKye7xUh1ZtFFql6b9+Uf+UkBln+FUwNrJyUMhaQ6tMroMJuz8TIABwkFaYyFqlkLWV3bNQZ9OfCRAAOOieBRNZSRWyNp1b4d6nPxMgAHDIm6AWt+23fYbFXqBVFmfWAu\/PBAgAdNKKfMiJQ1etyo+GsnY91tFQ1pr985D6MwECAF20It9XdrJy1aoytpO1q1Ztr7fvZnZapem\/i17cnwkQAOiiFeXdP420anv3TyOt2uyv\/8zttErVv3ptfyZAAKCDVpxuFra20qrNDWH8ZW11w6faStba+n9Y9T8\/BDB5bX8mQABgv1Z8qURtJSvHG5WKrWTt8BtV1yeOlkZaFWx\/JkAAYL9WlLd3RWRGWnVa3GJlb6NVmztwfRhpVbD9mQABgL1acbrzodxGq67X\/hY2sna8O0xtI2v\/QP\/klf2ZAAGAfVrx+zaF2kRWVvdHiU1kLblD1TdWbT4VTtO\/fIf+TIAAwD6tuJGTwkJWDg+Dry1kLb5H1dd\/5yZaJel\/eov+TIAAwB6tOD1+4cNAq7LOL4zVqls3qw1kTdf\/7ubf4mX9mQABgN1akTV2tvXXqvuPgUwMZO2sVT8anCn9tUrS\/55M8cv6MwECADu14vETaytvWTnjbtfUl723Vj38XedL7D68tSrs\/kyAAMBOrXic0Oescm+tylrmW\/pqVePDxX96y9qh+fi\/sPozAQIAu7SiaTuRr6ysmlM9Y+XDV6t2Tn\/+QK0KvD8TIADweYp830YFP1lZtj1UOUrXnlrVsvXk6Clrkv6H9v7bV\/RnAgQAduxj1yYbRz9ZqTL3rzonakPVJ1b8ABh8fyZAAOBzrWgfZdQjaz2C9J\/WV5DJ\/3r+lh6t3LXDpvtvSfbz7g8ACQDsGN0TPvzV\/WOn7m\/vRi287v72f4f9ssvvLN+nf6Ton+wAICFjXwKPOx+fKY5a7QUHXX3Muz8AJADQOnGuOOqxFBz0sJ13fwBIAKC5VqUCWUlShaxV2bz7A0ACAM21KhXISpwqZO2Yz7s\/ACQA0FyrFLKySjOFVilkbTr9ASABgPZapZCVQ5ortEoha9PpDwAJABRoVabQKoGsrVKBrE2oPwAkAFCgVblCqwSydkgFsjah\/gCQAECBVtnLyvkRUh8Krcrm3B8AEgBonWUqkJXzI0PtZa1QyNphOv0BIAGAAq2yl5UoVcia5H\/Buf9uGv0BIAGAAq1K1wqt3Ci0yl7WptMfABIAKNlUptCqVKFV9rI2nf4AkABAiVZtFFplLmtnrTI\/szah\/gCQAECJVqWSoe4UWpXNtz8AJABQcbbKXFZ+aZX5mbVCIWsT6g8ACQCUnK2ylpUvrcok659vfwBIAKDkbJW1rHxp1UahVdayNp3+AJAAQNGkMoVWpQqtspa16fQHgAQASt4ENpeVQiFrX1plLGsT6g8ACQDUvAlsfeRUIWuVQtYm1B8AEgCoeRPYWFa+tcpY1gqFrE2oPwAkANA6B4WsXLRqKxn\/XPsDQAIANW8CG8vKRatMZS25\/E\/Yz7M\/ACQAULaorUKrUoVW2cradPoDQAIArXPVqo1Cq0xl7aJVprI2of4AkABA\/8X\/cZc\/r4e+\/\/ofw4761\/0PXw\/69\/3Xh\/Egvv\/h6sqq+6+XofYHgISYG2Dl9IsGvsyMnA468AKW5Ohy0Hwfan8ASIg5AJ2wMviM2EGAquvVJJ0pw+0PAAkxPwcYK6bqgpXhl9rVAlRNqT8AJMQagA5YKRVYHfE+a1L0HXQznf4n3gQh5A0AuCgUU60FqOrHShl2fwBIiDkAY8lUC8ULwFphVRPqDwAJsQZgD1ZKBVZPClvdhN8fABJiDcBOrJwUWB39AjCRWNV0+gNAQswBmEimWj0\/6l5hq6c3618o+gNAQqwBuFgppvocKz8UV25n8+gPAAmxBuBTrOwUWPW6BeLZJXZ+1xVPpz8AJMQcgE+wkimw6nkLRCRA1ZT6A0BCrAHYjhXfqbZjZaew1Ww+\/QEgIdYAbMXKToHVTGGr\/lY1nf4AkBBzALZgJVNg1eAFYKywqgn1B4CEWAOwaSsWU21ixeIFYONamO28+gNAQqwB2HiGk8ndWrEAVY2nIthY1XT6A0BCzAH4sNXc5qhHAVUeWbWdW38ASIg1AB8vWzPRqsergT8U79hkc+sPAAmZ70vgR63K59YfABJiDcBKISuPWpUptMpG1qbTHwASYg7Ao0JWHrUqV2iVjaxNpz8AJMQcgKlCVirF39y4yXan0Mr37Q8ACbEeU0OrTB5aVyhkbfl40PW8+gNAQlL1hdCpZKI7hVZl8+oPAAmxBmBDqyxkpXnX2lqhVZt59QeAhFgDsFLISlOrMsnu59UfABJiDcBCIStNrdootMpC1qbTHwASYg7Ay0Hzn4ayctWqH0e7P\/qqVVllKGvT6Q8ACbHeUvybJZWdrBRXlkR2snbRqnx\/vXZvPaf+AJAQawBeBrq9uSTYbKHnx7UczGSt+o2S2EzWbvonb94fABJiDcBvrdrsb2yotNKq8uZOi7WVVv26U6O2krUJ9QeAhFgDsLrdfG0kK99adbqlQWY0+80dDefUHwASYg3A4maql\/9a22jVRc9qG1mL7\/QsNpK16fQHgISYA\/B+nPHvF5n+WlXeQ8ZGqy6o+sbKbj79ASAh1lNKHjyqNpGV4g5V31jZW2jV5uGXrOfTHwASYg3A6H6q39u1GOgtRWoLWTs8UCSxkLUJ9QeAhFgDcPkoPImBrJyPkZePrwnXBlr1cfuFlYGsyfrfH8OiPwAkxBqAh8bca39ZiR6s6gsJW\/\/VZ81TbfPpDwAJsQZg0XwEfOUtK8vmRR+Rt6wlzY\/BPF+5vJ9LfwBIiDkAW65P+8TK1lermp\/YW\/n+2VGLmEXesjad\/gCQEGsAJm0fLh75ykrRgqVPrOw9tSpru95kPZf+AJAQawBGrQZVef6G1rseIk9ZO7Sg6hMrW0X\/\/A37A0BCBgMw6f72qvUGreToJStJ3vrjVY+s9fzOopUfUebVfzmd\/gCQkMEAjLq\/XbevLio7fyru\/nbUrjrJqftv6RGkJz\/951z6A0BCBgOwGmcd+zEL77OuHhvLFH9qOP0BICGDAViUC\/ss14KDxhvBQQPtzwQIAHSbyk6w1UMmOGiUKgCo6b99cX8mQACg22UeClkpFLK2tHxaQOD9mQABgG5aoZCVVCFrB4WsBdqfCRAA6KYVG4VWKWStUMhaoP2ZAAGAblqRKrRKIWupQtYC7c8ECAB00wqBrCxTgawlqULWAu3PBAgAdFzKTqFVW4VWpQqtCrL\/vwmZcYZohUBWCoWsfWqVvayF2v9fhMw4g7Riq9CqVKFV9rKm6X98eX8mQACgQyweGt+qVfayVihkbWL9PwAgIYYAPGtFrtAqe1k7KmRN0j9+fX8mQACgQyqFrJy1yl1WhmiV+R12kv7L1\/dnAgQAul4uUQq0ylzW4lRxZjHU\/kyAAEBHrTA\/s1YpZO2XVlnLWrD9mQABgK5asVVoVarQKmtZ0\/Q\/vr4\/EyAA0FUrMoVWWctapZC1YPszAQIAXbUiV2iVtawdFbIWbH8mQACgq1YYy8qXVhm\/DfqtVZlCq4z7r96gPxMgANBVK4xl5UurjGXtW6tyhVYF2J8JEADoqhXGslIpZO1bq2xlLdz+TIAAQFetMJaVo0LWvrXKVtbC7c8ECAB01opMoVW2slYpZC3c\/kyAAEBnrcgVWmUra0eFrIXbnwkQAOisFaayctEqU1m7alWm0Krw+jMBAgCdtcJUVpapQNauWpUrtCq8\/kyAAMAO5elMPkyIIrfH9O+GKc\/R6aDZSOULvT8TIABw7Kx2A\/XkIECVG1YGokrU3wmrf\/+j\/ZkAAYBdL6U6MvilmwtWhqLKDavl6JeSlv0X79efCRAA2Ja6d1Sb\/UKAlRFn2QoBqubSnwkQANhqa4Vgqv1YOfmc+H+KqjFvp86jPxMgAHDUrMZMtddWxr13WwtQpenfh9XNP92fCRAAOGZWIz8iLRagqg+r41A9j\/5MgADAMbMae0VcLUBVN1ZGf5rlHPozAQIAR8xq7FQ7sTL+g3drAapm0Z8JEADYe7OW98V6\/2fv7pUUt4IAjLKBYMJRACj2K\/hFIHDZISR2CsG4CCFwzWt77V3zJwnQ3r6AxTnRegN2Ouiv2jOIaXpYKzBVl95i92vAw2qR81\/I6ur+81sBBLDzWlUJq9qelc+EF219i2HSM8FZ5t880\/xWAAHsvFZpj+8vM6Rq8JEhVS8wvxVAALs+Z5X4SSvNWUlLVVtWZmkvmmf+8nnmtwIIYMe1Sl3V5qxsBxmymvyhWFnm\/8iQ6h+c3woggB3XKnVVG7OS\/vl9RYZU9X5+K4AAdlurgI8arWclPVVNWUlPVd\/ntwII4EXrDKtafy9IQKrqH7YS8kmjWeYvAt8B1J7VG+a3Aghgp7UKSdV5VmI+wL7IkKpM8y+fZH4rgABeVt4hgNMcAShDXrTf81sBBLDTmzbeQ3Z1HvUQ2LEvcU9WvMr8VgAB7HRWTHOcVWWOsyrmWOv3\/FYAAex0VoxznFUxx9o8x7HW7\/mtAALY6awoc5xVMcdaeY+fAvdrfiuAAHY6K0KOldoHIrznOKvGOc6qfs1vBRDATm+uCzlW1jmOtSLmA\/Zfan4rgAB2OiuSH9ptfGhhkuOsijjWej6\/FUAAOz2zEXKs1B9bzXFWRTxf0fP5rQAC2OWHoDHPwpY5jrX6s7AB31nr+fxWAAG86ayoAo+Vw1m1CzzW6i86DTyrqsDvLO7nrx49vxVAAG85K6rVMu5Y2X+3ajuMO9b2Z9Vk\/\/juJO6sCp1\/f1bOigfPbwUQwFvOitnhUwEWYWfV5PDHadhZVa0OPw+NO6tyzb\/MOX8lgJASwNHRfg7Dfgy6PHxcyWgeday9HfVpHXWs5Z9\/99D5rQACeP2sGP+7SZuoY2V39I66YdR31tbHv1ttF3SsZZ1\/8fj5rQACeP2s+LZI36+1SdBZ9f11NkHH2vI4JMOgYy3n\/NMnmN8KIIBXz4rPk3uoijmr9p\/XOY851nYnL7OJOdYyzv\/fg2qjR85vBRDAa2fF4ZnSTcix8na68cOY3wp39svF53G\/Fa7H81sBBPDaWXF0nMwjjpX16ap+y8o04qwan\/13FXJW9Xh+K4AAXjkrPs\/XbBtwVo3P\/2IScVYdp2kTcKzdaf75w+a3Agjg5bNiUtuzacBZtTjvTBVwVn3WOrNIP6vyzL86\/2ceM78VQAAvnxWr2vkyST+rTld18JF+rNW\/rn\/eYrdNP6uyzL+9+u\/cZ34rgABePCtmg9paVcln1aRhfRepZ1Xt10B+JB9rvZ\/fCiCAl86K+rVTpB4rbw0v8DUr29SzanbTl9\/xrMoyf\/U081sBBPDCWdH0y7WXicfKuulDlYvyPfGsatj10S7xWOv9\/FYAAWzX+Pnvo13asbKc3P63NyuaUvU1K2kBbJl\/9nzzv\/3Y\/FYAAWw\/K5qXskg7Vn5r\/D\/I0V9JL\/qlOUrLpGOt\/\/NbAQSwPQAt3+z6M2lXW+6nIulF\/2j51lhSAIsc87d9SQ+Z3woggLwsK4AAIoAggAggCCACCAKIAIIAIoAggAggCCACCAKIAIIAIoAggAggCCACCAKIAIIAIoAggAggCCACCAKIAIIAIoAggAggCCACCAKIAIIAIoAggAggCCACCAKIAIIAIoAggAggCCACCAKIAIICCCAIIAIIAogAggAigCCACCAIIAIIAogAggAigCCACCAIIAII\/5sA\/s5L+wVe2KAEeFECCAgggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAICCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCAggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAA8I4E8AL0oAAQEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEBBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQEEEAAAQQQQAABBBBAAAEEEEAAAQQQQAABBBBAAAEEEEAAAQQQ4AEB\/BngRQ1KgBclgIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCAggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAggggAACCCCAAAIIIIAAAvh3O3VQAAAIAgGMClagghXon8kW8rgtxAAECCBAAAECCBBAgIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAAAsBDkCoaoBQAgQECCBAAAECCBBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBAQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQICBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQIDNAAcgVB2AUAIEBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIsBHgBQlUDhBIgIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAgAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQECCAAAEECCBAAAECCBBAgAACBBAggAABBAggQAABAggQQIAAAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECAgQQIIAAAQQIIEAAAQIIEECAAAIEECCAAAEECCBAAAECCBDgvwc2bxK3ypN2TwAAAABJRU5ErkJggg==) I live in the US\n\nI don't live in the US\n\n- [![Medical Assistance]() Medical assistance](https:\/\/assistance.axa.travel\/schengen?utm_source=hub)\n- [![File a Claim]() File a Claim](https:\/\/bruxelles.schengen.ipa.travel\/claim\/claim_home)\n- [![Suitcase health icon]() Embassy portal](https:\/\/www.axa-schengen.com\/en\/embassy-portal)\n- [![FAQ Icon]() FAQ](https:\/\/www.axa-schengen.com\/en\/infos\/faq)\n- [![Phone icon]() Contact us](https:\/\/www.axa-schengen.com\/en\/infos\/contact-us)\n\nENGLISH\n\n### Select language\n- Français\n- Deutsch\n- Nederlands\n- Español\n- Русский\n- 中文\n- Svenska\n- Türkçe\n- Português\n\n[![site\\_name](https:\/\/www.axa-schengen.com\/image\/company_logo?img_id=202291&t=1775808674468)](https:\/\/www.axa-schengen.com\/)\n\n- Schengen Insurance\n  Schengen Insurance\n  \n  Planning to explore Europe's Schengen Area? Discover essential travel insurance tips to ensure a safe trip. Protect your journey with AXA Schengen's expert advice and enjoy stress-free adventures in Europe.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/travel-insurance)\n  \n  - Schengen Insurance\n    [Schengen Basic](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost)   [Schengen Essential](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel)   [Schengen Premium](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-premium)   [Schengen Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip)   [Covered Countries](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/schengen)   [Our Benefits](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n- Schengen Visa\n  Schengen Visa\n  \n  Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/visa)\n  \n  - Schengen Visa\n    [Schengen Area](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area)   [Schengen visa types](https:\/\/www.axa-schengen.com\/en\/visa\/types)   [How to get visa](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/how-to-get-visa)   [Documents Needed](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents)   [Requirements by Schengen Countries](https:\/\/www.axa-schengen.com\/en\/visa\/schengen)\n- Travel Guide\n  Travel Guide\n  \n  Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/travel-guide)\n  \n  - Travel Guide\n    [Index – Understanding Europe from A to Z](https:\/\/www.axa-schengen.com\/en\/index-europe)   [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https:\/\/www.axa-schengen.com\/en\/travel-guide\/most-dangerous-cities-europe)\n- News\n  News\n  \n  Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/news)\n  \n  - News\n    [30 Years of Borderless Europe: Fun Facts about the Schengen Area](https:\/\/www.axa-schengen.com\/en\/news\/fun-facts-schengen-area)   [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https:\/\/www.axa-schengen.com\/en\/news\/etias-europe-2025)\n- [Get a quote](https:\/\/www.axa-schengen.com\/online-quote)\n- [Service & Support](https:\/\/www.axa-schengen.com\/infos\/contact-us)\n\n- English\n  - Français\n  - Deutsch\n  - Nederlands\n  - Español\n  - Русский\n  - 中文\n  - Svenska\n  - Türkçe\n  - Português\n- Schengen Insurance\n  Schengen Insurance\n  \n  Planning to explore Europe's Schengen Area? Discover essential travel insurance tips to ensure a safe trip. Protect your journey with AXA Schengen's expert advice and enjoy stress-free adventures in Europe.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/travel-insurance)\n  \n  - Schengen Insurance\n    [Schengen Basic](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost)   [Schengen Essential](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel)   [Schengen Premium](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-premium)   [Schengen Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip)   [Covered Countries](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/schengen)   [Our Benefits](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n- Schengen Visa\n  Schengen Visa\n  \n  Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/visa)\n  \n  - Schengen Visa\n    [Schengen Area](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area)   [Schengen visa types](https:\/\/www.axa-schengen.com\/en\/visa\/types)   [How to get visa](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/how-to-get-visa)   [Documents Needed](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents)   [Requirements by Schengen Countries](https:\/\/www.axa-schengen.com\/en\/visa\/schengen)\n- Travel Guide\n  Travel Guide\n  \n  Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/travel-guide)\n  \n  - Travel Guide\n    [Index – Understanding Europe from A to Z](https:\/\/www.axa-schengen.com\/en\/index-europe)   [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https:\/\/www.axa-schengen.com\/en\/travel-guide\/most-dangerous-cities-europe)\n- News\n  News\n  \n  Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen.\n  \n  [Find out more](https:\/\/www.axa-schengen.com\/en\/news)\n  \n  - News\n    [30 Years of Borderless Europe: Fun Facts about the Schengen Area](https:\/\/www.axa-schengen.com\/en\/news\/fun-facts-schengen-area)   [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https:\/\/www.axa-schengen.com\/en\/news\/etias-europe-2025)\n\n- [![Medical Assistance]() Medical assistance](https:\/\/assistance.axa.travel\/schengen?utm_source=hub)\n- [![File a Claim]() File a Claim](https:\/\/bruxelles.schengen.ipa.travel\/claim\/claim_home)\n- [![Suitcase health icon]() Embassy portal](https:\/\/www.axa-schengen.com\/en\/embassy-portal)\n- [![FAQ Icon]() FAQ](https:\/\/www.axa-schengen.com\/en\/infos\/faq)\n- [![Phone icon]() Contact us](https:\/\/www.axa-schengen.com\/en\/infos\/contact-us)\n\n## What are the requirements for Schengen Visa Travel Insurance?\n## What are the requirements for Schengen Visa insurance?\nIf you’re planning a trip to or around Europe, you might need a Schengen Visa. And to both apply for and get a Schengen Visa, you’ll need to have travel insurance.\n\nAXA offers comprehensive travel insurance online that meets all the Schengen Visa requirements. And it also offers general comprehensive coverage at the best value, which means — whether you need a visa or not — you can travel throughout the Schengen (and beyond) confidently and with peace of mind.\n\n- [What kind of travel insurance do I need to be approved for a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#1)\n- [What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#2)\n- [European Parliament’s Regulations for Travel Insurance in the Schengen Area](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#3)\n- [What documentation do I need to provide to visa officials?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#4)\n- [What insurance products does AXA offer those traveling to the Schengen Area?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#5)\n- [Does AXA have a refund policy?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#6)\n\n## What kind of travel insurance do I need to be approved for a Schengen visa?\n![visa schengen requirements](https:\/\/www.axa-schengen.com\/documents\/d\/axa-schengen\/visa-schengen-requirements-documents-webp)\n\nDepending on the nature of your trip, you have a few options when it comes to Schengen Visa Travel Insurance. But whether you’re on vacation, traveling for work, visiting friends and\/or family, studying, or anything in between — to be approved for a **Schengen visa**, your insurance is going to have to meet a number of requirements. Here’s a breakdown of what you’ll need:\n\n- An insurance plan that’s **valid for the duration of your entire time in Europe** — be it a day, a year, or longer.\n- Not only that, but your insurance will need to **cover all the Schengen Area countries**. And this is regardless of whether you plan to visit all of them or just one.\n- It must cover the cost of medical expenses such as : **hospitalization**, emergency treatment and **repatriation** (in case of accident or death)\n- You’ll need a **minimum coverage of at least €30,000.**\n## What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?\nMultiple-entry Schengen visas allow you to make multiple trips within the Schengen zone. Applicants for visas for more than two entries will need the following:\n\n- Proof that they have valid travel medical insurance covering only the duration of their first intended visit to receive their visa.\n- However, you’ll also need to sign a document stating you understand that you need insurance for any and all future trips. But, of course, it’s best to have insurance coverage for all your planned trips ahead of time. That way you can continue your journey at any point confidently and stress-free.\n\nIf you do plan to travel to and throughout the Schengen area with multiple entries, AXA offers a comprehensive [Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip) coverage option too.\n\n## European Parliament’s Regulations for Travel Insurance in the Schengen Area\nAbove is a general overview of all the necessary requirements for obtaining a Schengen Visa. However, if you want to learn the specifics, you can see a more detailed breakdown of the above requirements in *“Article 15 - Travel Medical Insurance”* of the [European Parliament’s Regulation (EC) No. 810\/2009](https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/PDF\/?uri=CELEX:32009R0810&qid=1675439622589&%20from=EN), provided courtesy of the [Official Journal of the European Union](https:\/\/www.ojeu.eu\/). You’ll find them on page 10.\n\n## What documentation do I need to provide to visa officials?\nThe exact documents you need to present will obviously depend on your country of destination, as well as the country you're coming from. But you’ll most likely need your passport (and\/or your residency card, etc.), your itinerary, maybe a letter of invitation, something stating the purpose of your trip, and so on.\n\nOne thing you’ll need for sure, however, is a certificate proving you have [Schengen travel insurance](https:\/\/www.axa-schengen.com\/en\/\/travel-insurance\/benefits\/choose-visa-schengen-insurance).\n\nFortunately, AXA provides a **personalized, printable certificate online**. And you can obtain it instantly once you’ve purchased your policy.\n\nThe AXA certificate meets all the Schengen visa insurance requirements of the EU (and other Schengen countries like Iceland, Norway, etc.) and is accepted by all Schengen member embassies and consulates.\n\n## What insurance products does AXA offer those traveling to the Schengen Area?\nAXA offers three types of Schengen Area travel insurance options. All three meet all the requirements for obtaining a Schengen Visa. But the one that works best for you depends on your trip. They are:\n\n- [Basic](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost), which starts from as little as €22\/week. It covers you for medical expenses up to €30,000 in all Schengen countries and offers coverage in case of hospitalization or repatriation. This policy is best for those who want basic coverage and\/or are traveling on a budget.\n\n- [Essential](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel), which costs €33\/week, covers expenses of up to €100,000, and can help with a number of emergencies (such as the loss of important documents or items, search and rescue costs, and so on). An added bonus of Essential is that, along with the 27 Schengen states, it also covers EU countries not in the Schengen area, San Marino, the Principalities of Andorra and Monaco, Vatican City and the United Kingdom.\n\n- [Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip), available from €349,9\/year and perfect for those who plan to travel frequently throughout the Schengen, the EU, and the U.K. It offers the same comprehensive benefits as Essential, but it also allows you multiple entries throughout your stay in the Schengen area (and beyond). This policy is perfect for those who travel regularly.\n## Does AXA have a refund policy?\nYes. On the off-chance that you are refused a Schengen Visa (despite having the right travel insurance), AXA will refund your fees in most circumstances. But the refund is subject to certain terms and conditions. We’ll ask that you provide official documentation explaining the reasons why your visa was refused by the relevant embassy, consulate, or visa application center.\n\nRelated topics on Schengen insurance\n\n- [What is the health insurance for Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/health-insurance-schengen-visa)\n- [What is the minimum coverage required for a Schengen Visa?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/30000-euro-coverage)\n- [Is Schengen travel insurance mandatory?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/mandatory)\n- [How much does Schengen travel insurance cost?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/price-travel-insurance)\n- [How to book Schengen insurance online ?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/buy-online)\n- [How to choose the best Schengen travel insurance online?](https:\/\/www.axa-schengen.com\/en\/travel-insurance)\n- [Where can I get my Schengen travel insurance certificate?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/certificate)\n- [What are the warranties for Schengen travel insurance?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n### Will declaring pre-existing conditions when taking out travel insurance have any impact on my policy’s validity?\nYou will need to disclose any pre-existing conditions when taking out your insurance. AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make sure you are covered for the conditions you have declared. If you fail to declare conditions- you may not be covered during your trip.\n\n### What happens if I give you the wrong information?\nIf you give the wrong information on your application-your policy may be declared void - and in some circumstances - you may face a fraud investigation. If this is discovered before you apply for your visa it could impact your application.\n\n### If I am only traveling to one country- can I buy insurance for just that place?\nIf you need a Schengen Visa to travel to Europe then you must obtain travel insurance that covers you in all 27 Schengen countries.\n\n## Protect your upcoming trip\n[Get a quote](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#mini-quote-container)\n\n[Online quote](https:\/\/www.axa-schengen.com\/online-quote)\n\n## News\n[![Which European countries have reinstated border controls this year? ](https:\/\/www.axa-schengen.com\/image\/image_gallery?img_id=5815180) Which European countries have reinstated border controls this year? Discover which EU countries are reintroducing or maintaining border controls in the Schengen Area in 2026. Read More 12\/19\/2024](https:\/\/www.axa-schengen.com\/en\/news\/border-controls-schengen)\n\n[![Traveling to Europe in 2026: Changes and New Rules](https:\/\/www.axa-schengen.com\/image\/image_gallery?img_id=17690873) Traveling to Europe in 2026: Changes and New Rules The year 2026 brings several new developments for European travel: the European travel authorization ETIAS is coming, the EU's digital Entry\/Exit System will be fully implemented, and Latvia, the United Kingdom, and Montenegro are introducing new entry requirements. The good news is you'll have more rights for package holidays, while the bad news is that many European hotspots will be increasing their tourist taxes in 2026. Read More 01\/06\/2026](https:\/\/www.axa-schengen.com\/en\/news\/changes-european-travel)\n\n[![What You Need to Know About Bulgaria and Romania's Partial Accession to Air Schengen](https:\/\/www.axa-schengen.com\/image\/image_gallery?img_id=5622821) What You Need to Know About Bulgaria and Romania's Partial Accession to Air Schengen Explore the key details and implications of Bulgaria and Romania's partial accession to Air Schengen. Learn about the changes, benefits, and what it means for air travel in the region. Read More 08\/27\/2024](https:\/\/www.axa-schengen.com\/en\/news\/bulgaria-romania-partial-accession-schengen)\n\n[Previous](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements) [1](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=1) [2](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=2) [3](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=3) [4](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=4) [5](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=5) [Next](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=2)\n\n[See more](https:\/\/www.axa-schengen.com\/en\/news)\n\n## INFORMATIONS\n- [About Us](https:\/\/www.axa-schengen.com\/en\/infos\/why-axa-assistance)\n- [Contact us](https:\/\/www.axa-schengen.com\/en\/infos\/contact-us)\n- [Privacy Policy](https:\/\/www.axa-schengen.com\/en\/infos\/privacy)\n- [Cookies Policy](https:\/\/www.axa-schengen.com\/en\/infos\/cookies-policy-page)\n- [FAQ](https:\/\/www.axa-schengen.com\/en\/infos\/faq)\n- [Disclaimer](https:\/\/www.axa-schengen.com\/en\/infos\/disclaimer)\n- [Conflict of Interest Policy](https:\/\/www.axa-schengen.com\/en\/infos\/conflict-interest-policy)\n- [COOKIES SETTINGS](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements)\n\n## TRAVEL INSURANCES\n- [AXA Schengen Basic](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost)\n- [AXA Schengen Essential](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel)\n- [AXA Schengen Premium](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-premium)\n- [AXA Schengen Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip)\n- [Our Benefits](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n\n## TRAVEL INFOS\n- [Travel Insurance](https:\/\/www.axa-schengen.com\/en\/travel-insurance)\n- [Visa to Schengen](https:\/\/www.axa-schengen.com\/en\/visa\/schengen)\n- [Travel Guide](https:\/\/www.axa-schengen.com\/en\/travel-guide)\n- [Schengen Area](https:\/\/www.axa-schengen.com\/en\/visa\/schengen-area)\n\n## OTHER AXA WEBSITES\n- [AXA Schengen Insurance USA](https:\/\/www.axaschengeninsurance.com\/)\n- [AXA Travel Insurance France](https:\/\/www.assurance-voyage.axa-assistance.fr\/)\n- [AXA Travel Insurance Italy](https:\/\/www.assicurazione-viaggio.axa-assistance.it\/)\n- [AXA Travel Insurance Mexico](https:\/\/axa-asistenciaviaje.com.mx\/)\n- [AXA Travel Insurance Spain](https:\/\/axasegurodeviaje.es\/?utm_source=axa_schengen.com&utm_medium=referral_interno)\n- [AXA Travel Insurance Portugal](https:\/\/www.viagemsegura.pt\/pt)\n- [AXA Travel Insurance UK](https:\/\/www.axatravel.co.uk\/)\n- [AXA Travel Insurance USA](https:\/\/www.axatravelinsurance.com\/)\n\nPayment methods\n\n[![Visa](https:\/\/www.axa-schengen.com\/documents\/4538638\/6415617\/Visa.svg\/f1af2b07-234c-57e8-3eae-e9a6bc83c98e?t=1744297776724)](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Mastercard](https:\/\/www.axa-schengen.com\/documents\/4538638\/6415617\/Mastercard.svg\/2ccf6b3f-7361-a71b-2485-644e90fbab79?t=1744297776480)](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![American Express](https:\/\/www.axa-schengen.com\/documents\/4538638\/6415617\/American+express.svg\/e34d2dca-4be1-05dc-8a17-8647a6ca8820?t=1744297776236)](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Paypal](https:\/\/www.axa-schengen.com\/documents\/4538638\/6415617\/Paypal.svg\/85196dae-4dd7-a4dd-bc5b-3dbeaf8ee19a?t=1744297775984)](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Google play](https:\/\/www.axa-schengen.com\/documents\/4538638\/6415617\/Google+pay.svg\/a07cac20-513b-09f6-2b20-9737b5892bb6?t=1744297775693)](https:\/\/www.axa-schengen.com\/en\/online-quote)   [![Apple pay](https:\/\/www.axa-schengen.com\/documents\/4538638\/6415617\/Apple+pay.svg\/a5385e16-837a-3d03-f9b3-08034df5ac4a?t=1744297775425)](https:\/\/www.axa-schengen.com\/en\/online-quote)\n\n[![iDeal x Wero](https:\/\/www.axa-schengen.com\/documents\/4538638\/5622952\/Logo_ideal_wero_yellow_64x64.webp\/90d4408c-04ed-325e-eb02-df112024aa85?t=1770025994971)](https:\/\/www.axa-schengen.com\/en\/online-quote)\n\n- [All prices include VAT – AXA Assistance is represented by INTER PARTNER ASSISTANCE SA\/NV, a public limited liability company governed by Belgian law with registered office at Regentlaan 7, 1000 Brussel, Belgium – Insurance company authorized by the National Bank of Belgium under number 0487 and registered with the Crossroads Bank for Enterprises under number 0415 591 055 – RPR Brussels – VAT BE0415 591 055 – Copyright AXA Assistance © 2026](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements)","attrs_readable_markdown":"## What are the requirements for Schengen Visa insurance?\nIf you’re planning a trip to or around Europe, you might need a Schengen Visa. And to both apply for and get a Schengen Visa, you’ll need to have travel insurance.\n\nAXA offers comprehensive travel insurance online that meets all the Schengen Visa requirements. And it also offers general comprehensive coverage at the best value, which means — whether you need a visa or not — you can travel throughout the Schengen (and beyond) confidently and with peace of mind.\n\n- [What kind of travel insurance do I need to be approved for a Schengen visa?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#1)\n- [What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#2)\n- [European Parliament’s Regulations for Travel Insurance in the Schengen Area](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#3)\n- [What documentation do I need to provide to visa officials?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#4)\n- [What insurance products does AXA offer those traveling to the Schengen Area?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#5)\n- [Does AXA have a refund policy?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#6)\n\n## What kind of travel insurance do I need to be approved for a Schengen visa?\n![visa schengen requirements](https:\/\/www.axa-schengen.com\/documents\/d\/axa-schengen\/visa-schengen-requirements-documents-webp)\n\nDepending on the nature of your trip, you have a few options when it comes to Schengen Visa Travel Insurance. But whether you’re on vacation, traveling for work, visiting friends and\/or family, studying, or anything in between — to be approved for a **Schengen visa**, your insurance is going to have to meet a number of requirements. Here’s a breakdown of what you’ll need:\n\n- An insurance plan that’s **valid for the duration of your entire time in Europe** — be it a day, a year, or longer.\n- Not only that, but your insurance will need to **cover all the Schengen Area countries**. And this is regardless of whether you plan to visit all of them or just one.\n- It must cover the cost of medical expenses such as : **hospitalization**, emergency treatment and **repatriation** (in case of accident or death)\n- You’ll need a **minimum coverage of at least €30,000.**\n## What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?\nMultiple-entry Schengen visas allow you to make multiple trips within the Schengen zone. Applicants for visas for more than two entries will need the following:\n\n- Proof that they have valid travel medical insurance covering only the duration of their first intended visit to receive their visa.\n- However, you’ll also need to sign a document stating you understand that you need insurance for any and all future trips. But, of course, it’s best to have insurance coverage for all your planned trips ahead of time. That way you can continue your journey at any point confidently and stress-free.\n\nIf you do plan to travel to and throughout the Schengen area with multiple entries, AXA offers a comprehensive [Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip) coverage option too.\n\n## European Parliament’s Regulations for Travel Insurance in the Schengen Area\nAbove is a general overview of all the necessary requirements for obtaining a Schengen Visa. However, if you want to learn the specifics, you can see a more detailed breakdown of the above requirements in *“Article 15 - Travel Medical Insurance”* of the [European Parliament’s Regulation (EC) No. 810\/2009](https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/PDF\/?uri=CELEX:32009R0810&qid=1675439622589&%20from=EN), provided courtesy of the [Official Journal of the European Union](https:\/\/www.ojeu.eu\/). You’ll find them on page 10.\n\n## What documentation do I need to provide to visa officials?\nThe exact documents you need to present will obviously depend on your country of destination, as well as the country you're coming from. But you’ll most likely need your passport (and\/or your residency card, etc.), your itinerary, maybe a letter of invitation, something stating the purpose of your trip, and so on.\n\nOne thing you’ll need for sure, however, is a certificate proving you have [Schengen travel insurance](https:\/\/www.axa-schengen.com\/en\/\/travel-insurance\/benefits\/choose-visa-schengen-insurance).\n\nFortunately, AXA provides a **personalized, printable certificate online**. And you can obtain it instantly once you’ve purchased your policy.\n\nThe AXA certificate meets all the Schengen visa insurance requirements of the EU (and other Schengen countries like Iceland, Norway, etc.) and is accepted by all Schengen member embassies and consulates.\n\n## What insurance products does AXA offer those traveling to the Schengen Area?\nAXA offers three types of Schengen Area travel insurance options. All three meet all the requirements for obtaining a Schengen Visa. But the one that works best for you depends on your trip. They are:\n\n- [Basic](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-low-cost), which starts from as little as €22\/week. It covers you for medical expenses up to €30,000 in all Schengen countries and offers coverage in case of hospitalization or repatriation. This policy is best for those who want basic coverage and\/or are traveling on a budget.\n\n- [Essential](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-europe-travel), which costs €33\/week, covers expenses of up to €100,000, and can help with a number of emergencies (such as the loss of important documents or items, search and rescue costs, and so on). An added bonus of Essential is that, along with the 27 Schengen states, it also covers EU countries not in the Schengen area, San Marino, the Principalities of Andorra and Monaco, Vatican City and the United Kingdom.\n\n- [Annual](https:\/\/www.axa-schengen.com\/en\/products\/axa-schengen-multi-trip), available from €349,9\/year and perfect for those who plan to travel frequently throughout the Schengen, the EU, and the U.K. It offers the same comprehensive benefits as Essential, but it also allows you multiple entries throughout your stay in the Schengen area (and beyond). This policy is perfect for those who travel regularly.\n## Does AXA have a refund policy?\nYes. On the off-chance that you are refused a Schengen Visa (despite having the right travel insurance), AXA will refund your fees in most circumstances. But the refund is subject to certain terms and conditions. We’ll ask that you provide official documentation explaining the reasons why your visa was refused by the relevant embassy, consulate, or visa application center.\n\nRelated topics on Schengen insurance\n\n- [What is the health insurance for Schengen visa?](https:\/\/www.axa-schengen.com\/en\/visa\/requirements\/documents\/health-insurance-schengen-visa)\n- [What is the minimum coverage required for a Schengen Visa?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/30000-euro-coverage)\n- [Is Schengen travel insurance mandatory?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/mandatory)\n- [How much does Schengen travel insurance cost?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/price-travel-insurance)\n- [How to book Schengen insurance online ?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/buy-online)\n- [How to choose the best Schengen travel insurance online?](https:\/\/www.axa-schengen.com\/en\/travel-insurance)\n- [Where can I get my Schengen travel insurance certificate?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/certificate)\n- [What are the warranties for Schengen travel insurance?](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits)\n### Will declaring pre-existing conditions when taking out travel insurance have any impact on my policy’s validity?\nYou will need to disclose any pre-existing conditions when taking out your insurance. AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make sure you are covered for the conditions you have declared. If you fail to declare conditions- you may not be covered during your trip.\n\n### What happens if I give you the wrong information?\nIf you give the wrong information on your application-your policy may be declared void - and in some circumstances - you may face a fraud investigation. If this is discovered before you apply for your visa it could impact your application.\n\n### If I am only traveling to one country- can I buy insurance for just that place?\nIf you need a Schengen Visa to travel to Europe then you must obtain travel insurance that covers you in all 27 Schengen countries.\n\nProtect your upcoming trip\n\n[Get a quote](https:\/\/www.axa-schengen.com\/en\/travel-insurance\/benefits\/schengen-travel-insurance-requirements#mini-quote-container)","meta_canonical":null}

3. Robots.txt Check

Query:

Response:

4. Spam/Ban Check

Query:

Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

📄

INDEXABLE

✅

CRAWLED

3 days ago

🤖

ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0.1 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property	Value
URL	https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements
Last Crawled	2026-04-14 13:20:59 (3 days ago)
First Indexed	2024-12-02 21:59:16 (1 year ago)
HTTP Status Code	200
Meta Title	Schengen Travel Insurance: Essential Requirements for Your Visa Application
Meta Description	Need Schengen travel insurance? Ensure your trip meets all requirements with AXA's comprehensive coverage. Learn what’s essential for a smooth journey and secure your Schengen Visa effortlessly. Explore now!
Meta Canonical	null
Boilerpipe Text	What are the requirements for Schengen Visa insurance? If you’re planning a trip to or around Europe, you might need a Schengen Visa. And to both apply for and get a Schengen Visa, you’ll need to have travel insurance. AXA offers comprehensive travel insurance online that meets all the Schengen Visa requirements. And it also offers general comprehensive coverage at the best value, which means — whether you need a visa or not — you can travel throughout the Schengen (and beyond) confidently and with peace of mind. What kind of travel insurance do I need to be approved for a Schengen visa? What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa? European Parliament’s Regulations for Travel Insurance in the Schengen Area What documentation do I need to provide to visa officials? What insurance products does AXA offer those traveling to the Schengen Area? Does AXA have a refund policy? What kind of travel insurance do I need to be approved for a Schengen visa? Depending on the nature of your trip, you have a few options when it comes to Schengen Visa Travel Insurance. But whether you’re on vacation, traveling for work, visiting friends and/or family, studying, or anything in between — to be approved for a Schengen visa , your insurance is going to have to meet a number of requirements. Here’s a breakdown of what you’ll need: An insurance plan that’s valid for the duration of your entire time in Europe — be it a day, a year, or longer. Not only that, but your insurance will need to cover all the Schengen Area countries . And this is regardless of whether you plan to visit all of them or just one. It must cover the cost of medical expenses such as : hospitalization , emergency treatment and repatriation (in case of accident or death) You’ll need a minimum coverage of at least €30,000. What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa? Multiple-entry Schengen visas allow you to make multiple trips within the Schengen zone. Applicants for visas for more than two entries will need the following: Proof that they have valid travel medical insurance covering only the duration of their first intended visit to receive their visa. However, you’ll also need to sign a document stating you understand that you need insurance for any and all future trips. But, of course, it’s best to have insurance coverage for all your planned trips ahead of time. That way you can continue your journey at any point confidently and stress-free. If you do plan to travel to and throughout the Schengen area with multiple entries, AXA offers a comprehensive Annual coverage option too. European Parliament’s Regulations for Travel Insurance in the Schengen Area Above is a general overview of all the necessary requirements for obtaining a Schengen Visa. However, if you want to learn the specifics, you can see a more detailed breakdown of the above requirements in “Article 15 - Travel Medical Insurance” of the European Parliament’s Regulation (EC) No. 810/2009 , provided courtesy of the Official Journal of the European Union . You’ll find them on page 10. What documentation do I need to provide to visa officials? The exact documents you need to present will obviously depend on your country of destination, as well as the country you're coming from. But you’ll most likely need your passport (and/or your residency card, etc.), your itinerary, maybe a letter of invitation, something stating the purpose of your trip, and so on. One thing you’ll need for sure, however, is a certificate proving you have Schengen travel insurance . Fortunately, AXA provides a personalized, printable certificate online . And you can obtain it instantly once you’ve purchased your policy. The AXA certificate meets all the Schengen visa insurance requirements of the EU (and other Schengen countries like Iceland, Norway, etc.) and is accepted by all Schengen member embassies and consulates. What insurance products does AXA offer those traveling to the Schengen Area? AXA offers three types of Schengen Area travel insurance options. All three meet all the requirements for obtaining a Schengen Visa. But the one that works best for you depends on your trip. They are: Basic , which starts from as little as €22/week. It covers you for medical expenses up to €30,000 in all Schengen countries and offers coverage in case of hospitalization or repatriation. This policy is best for those who want basic coverage and/or are traveling on a budget. Essential , which costs €33/week, covers expenses of up to €100,000, and can help with a number of emergencies (such as the loss of important documents or items, search and rescue costs, and so on). An added bonus of Essential is that, along with the 27 Schengen states, it also covers EU countries not in the Schengen area, San Marino, the Principalities of Andorra and Monaco, Vatican City and the United Kingdom. Annual , available from €349,9/year and perfect for those who plan to travel frequently throughout the Schengen, the EU, and the U.K. It offers the same comprehensive benefits as Essential, but it also allows you multiple entries throughout your stay in the Schengen area (and beyond). This policy is perfect for those who travel regularly. Does AXA have a refund policy? Yes. On the off-chance that you are refused a Schengen Visa (despite having the right travel insurance), AXA will refund your fees in most circumstances. But the refund is subject to certain terms and conditions. We’ll ask that you provide official documentation explaining the reasons why your visa was refused by the relevant embassy, consulate, or visa application center. Related topics on Schengen insurance What is the health insurance for Schengen visa? What is the minimum coverage required for a Schengen Visa? Is Schengen travel insurance mandatory? How much does Schengen travel insurance cost? How to book Schengen insurance online ? How to choose the best Schengen travel insurance online? Where can I get my Schengen travel insurance certificate? What are the warranties for Schengen travel insurance? Will declaring pre-existing conditions when taking out travel insurance have any impact on my policy’s validity? You will need to disclose any pre-existing conditions when taking out your insurance. AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make sure you are covered for the conditions you have declared. If you fail to declare conditions- you may not be covered during your trip. What happens if I give you the wrong information? If you give the wrong information on your application-your policy may be declared void - and in some circumstances - you may face a fraud investigation. If this is discovered before you apply for your visa it could impact your application. If I am only traveling to one country- can I buy insurance for just that place? If you need a Schengen Visa to travel to Europe then you must obtain travel insurance that covers you in all 27 Schengen countries. Protect your upcoming trip Get a quote
Markdown	![AXA Logo](https://www.axa-schengen.com/image/company_logo?img_id=202291&t=1741246445733) ## Welcome to AXA Schengen Travel Insurance It looks like you're in the United States. If you live in the US and want to shop for Schengen travel insurance, click ‘I live in the US’. Please note, by choosing ‘I don't live in the US’ you will not be offered policies for US residents. ![US Flag](data:image/png;base64,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) I live in the US I don't live in the US - [![Medical Assistance]() Medical assistance](https://assistance.axa.travel/schengen?utm_source=hub) - [![File a Claim]() File a Claim](https://bruxelles.schengen.ipa.travel/claim/claim_home) - [![Suitcase health icon]() Embassy portal](https://www.axa-schengen.com/en/embassy-portal) - [![FAQ Icon]() FAQ](https://www.axa-schengen.com/en/infos/faq) - [![Phone icon]() Contact us](https://www.axa-schengen.com/en/infos/contact-us) ENGLISH ### Select language - Français - Deutsch - Nederlands - Español - Русский - 中文 - Svenska - Türkçe - Português [![site\_name](https://www.axa-schengen.com/image/company_logo?img_id=202291&t=1775808674468)](https://www.axa-schengen.com/) - Schengen Insurance Schengen Insurance Planning to explore Europe's Schengen Area? Discover essential travel insurance tips to ensure a safe trip. Protect your journey with AXA Schengen's expert advice and enjoy stress-free adventures in Europe. [Find out more](https://www.axa-schengen.com/en/travel-insurance) - Schengen Insurance [Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) [Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) [Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium) [Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) [Covered Countries](https://www.axa-schengen.com/en/travel-insurance/schengen) [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits) - Schengen Visa Schengen Visa Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe [Find out more](https://www.axa-schengen.com/en/visa) - Schengen Visa [Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area) [Schengen visa types](https://www.axa-schengen.com/en/visa/types) [How to get visa](https://www.axa-schengen.com/en/visa/requirements/how-to-get-visa) [Documents Needed](https://www.axa-schengen.com/en/visa/requirements/documents) [Requirements by Schengen Countries](https://www.axa-schengen.com/en/visa/schengen) - Travel Guide Travel Guide Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond. [Find out more](https://www.axa-schengen.com/en/travel-guide) - Travel Guide [Index – Understanding Europe from A to Z](https://www.axa-schengen.com/en/index-europe) [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https://www.axa-schengen.com/en/travel-guide/most-dangerous-cities-europe) - News News Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen. [Find out more](https://www.axa-schengen.com/en/news) - News [30 Years of Borderless Europe: Fun Facts about the Schengen Area](https://www.axa-schengen.com/en/news/fun-facts-schengen-area) [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https://www.axa-schengen.com/en/news/etias-europe-2025) - [Get a quote](https://www.axa-schengen.com/online-quote) - [Service & Support](https://www.axa-schengen.com/infos/contact-us) - English - Français - Deutsch - Nederlands - Español - Русский - 中文 - Svenska - Türkçe - Português - Schengen Insurance Schengen Insurance Planning to explore Europe's Schengen Area? Discover essential travel insurance tips to ensure a safe trip. Protect your journey with AXA Schengen's expert advice and enjoy stress-free adventures in Europe. [Find out more](https://www.axa-schengen.com/en/travel-insurance) - Schengen Insurance [Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) [Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) [Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium) [Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) [Covered Countries](https://www.axa-schengen.com/en/travel-insurance/schengen) [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits) - Schengen Visa Schengen Visa Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe [Find out more](https://www.axa-schengen.com/en/visa) - Schengen Visa [Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area) [Schengen visa types](https://www.axa-schengen.com/en/visa/types) [How to get visa](https://www.axa-schengen.com/en/visa/requirements/how-to-get-visa) [Documents Needed](https://www.axa-schengen.com/en/visa/requirements/documents) [Requirements by Schengen Countries](https://www.axa-schengen.com/en/visa/schengen) - Travel Guide Travel Guide Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond. [Find out more](https://www.axa-schengen.com/en/travel-guide) - Travel Guide [Index – Understanding Europe from A to Z](https://www.axa-schengen.com/en/index-europe) [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https://www.axa-schengen.com/en/travel-guide/most-dangerous-cities-europe) - News News Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen. [Find out more](https://www.axa-schengen.com/en/news) - News [30 Years of Borderless Europe: Fun Facts about the Schengen Area](https://www.axa-schengen.com/en/news/fun-facts-schengen-area) [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https://www.axa-schengen.com/en/news/etias-europe-2025) - [![Medical Assistance]() Medical assistance](https://assistance.axa.travel/schengen?utm_source=hub) - [![File a Claim]() File a Claim](https://bruxelles.schengen.ipa.travel/claim/claim_home) - [![Suitcase health icon]() Embassy portal](https://www.axa-schengen.com/en/embassy-portal) - [![FAQ Icon]() FAQ](https://www.axa-schengen.com/en/infos/faq) - [![Phone icon]() Contact us](https://www.axa-schengen.com/en/infos/contact-us) ## What are the requirements for Schengen Visa Travel Insurance? ## What are the requirements for Schengen Visa insurance? If you’re planning a trip to or around Europe, you might need a Schengen Visa. And to both apply for and get a Schengen Visa, you’ll need to have travel insurance. AXA offers comprehensive travel insurance online that meets all the Schengen Visa requirements. And it also offers general comprehensive coverage at the best value, which means — whether you need a visa or not — you can travel throughout the Schengen (and beyond) confidently and with peace of mind. - [What kind of travel insurance do I need to be approved for a Schengen visa?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#1) - [What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#2) - [European Parliament’s Regulations for Travel Insurance in the Schengen Area](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#3) - [What documentation do I need to provide to visa officials?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#4) - [What insurance products does AXA offer those traveling to the Schengen Area?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#5) - [Does AXA have a refund policy?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#6) ## What kind of travel insurance do I need to be approved for a Schengen visa? ![visa schengen requirements](https://www.axa-schengen.com/documents/d/axa-schengen/visa-schengen-requirements-documents-webp) Depending on the nature of your trip, you have a few options when it comes to Schengen Visa Travel Insurance. But whether you’re on vacation, traveling for work, visiting friends and/or family, studying, or anything in between — to be approved for a Schengen visa, your insurance is going to have to meet a number of requirements. Here’s a breakdown of what you’ll need: - An insurance plan that’s valid for the duration of your entire time in Europe — be it a day, a year, or longer. - Not only that, but your insurance will need to cover all the Schengen Area countries. And this is regardless of whether you plan to visit all of them or just one. - It must cover the cost of medical expenses such as : hospitalization, emergency treatment and repatriation (in case of accident or death) - You’ll need a minimum coverage of at least €30,000. ## What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa? Multiple-entry Schengen visas allow you to make multiple trips within the Schengen zone. Applicants for visas for more than two entries will need the following: - Proof that they have valid travel medical insurance covering only the duration of their first intended visit to receive their visa. - However, you’ll also need to sign a document stating you understand that you need insurance for any and all future trips. But, of course, it’s best to have insurance coverage for all your planned trips ahead of time. That way you can continue your journey at any point confidently and stress-free. If you do plan to travel to and throughout the Schengen area with multiple entries, AXA offers a comprehensive [Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) coverage option too. ## European Parliament’s Regulations for Travel Insurance in the Schengen Area Above is a general overview of all the necessary requirements for obtaining a Schengen Visa. However, if you want to learn the specifics, you can see a more detailed breakdown of the above requirements in “Article 15 - Travel Medical Insurance” of the [European Parliament’s Regulation (EC) No. 810/2009](https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:32009R0810&qid=1675439622589&%20from=EN), provided courtesy of the [Official Journal of the European Union](https://www.ojeu.eu/). You’ll find them on page 10. ## What documentation do I need to provide to visa officials? The exact documents you need to present will obviously depend on your country of destination, as well as the country you're coming from. But you’ll most likely need your passport (and/or your residency card, etc.), your itinerary, maybe a letter of invitation, something stating the purpose of your trip, and so on. One thing you’ll need for sure, however, is a certificate proving you have [Schengen travel insurance](https://www.axa-schengen.com/en//travel-insurance/benefits/choose-visa-schengen-insurance). Fortunately, AXA provides a personalized, printable certificate online. And you can obtain it instantly once you’ve purchased your policy. The AXA certificate meets all the Schengen visa insurance requirements of the EU (and other Schengen countries like Iceland, Norway, etc.) and is accepted by all Schengen member embassies and consulates. ## What insurance products does AXA offer those traveling to the Schengen Area? AXA offers three types of Schengen Area travel insurance options. All three meet all the requirements for obtaining a Schengen Visa. But the one that works best for you depends on your trip. They are: - [Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost), which starts from as little as €22/week. It covers you for medical expenses up to €30,000 in all Schengen countries and offers coverage in case of hospitalization or repatriation. This policy is best for those who want basic coverage and/or are traveling on a budget. - [Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel), which costs €33/week, covers expenses of up to €100,000, and can help with a number of emergencies (such as the loss of important documents or items, search and rescue costs, and so on). An added bonus of Essential is that, along with the 27 Schengen states, it also covers EU countries not in the Schengen area, San Marino, the Principalities of Andorra and Monaco, Vatican City and the United Kingdom. - [Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip), available from €349,9/year and perfect for those who plan to travel frequently throughout the Schengen, the EU, and the U.K. It offers the same comprehensive benefits as Essential, but it also allows you multiple entries throughout your stay in the Schengen area (and beyond). This policy is perfect for those who travel regularly. ## Does AXA have a refund policy? Yes. On the off-chance that you are refused a Schengen Visa (despite having the right travel insurance), AXA will refund your fees in most circumstances. But the refund is subject to certain terms and conditions. We’ll ask that you provide official documentation explaining the reasons why your visa was refused by the relevant embassy, consulate, or visa application center. Related topics on Schengen insurance - [What is the health insurance for Schengen visa?](https://www.axa-schengen.com/en/visa/requirements/documents/health-insurance-schengen-visa) - [What is the minimum coverage required for a Schengen Visa?](https://www.axa-schengen.com/en/travel-insurance/benefits/30000-euro-coverage) - [Is Schengen travel insurance mandatory?](https://www.axa-schengen.com/en/travel-insurance/mandatory) - [How much does Schengen travel insurance cost?](https://www.axa-schengen.com/en/travel-insurance/benefits/price-travel-insurance) - [How to book Schengen insurance online ?](https://www.axa-schengen.com/en/travel-insurance/benefits/buy-online) - [How to choose the best Schengen travel insurance online?](https://www.axa-schengen.com/en/travel-insurance) - [Where can I get my Schengen travel insurance certificate?](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate) - [What are the warranties for Schengen travel insurance?](https://www.axa-schengen.com/en/travel-insurance/benefits) ### Will declaring pre-existing conditions when taking out travel insurance have any impact on my policy’s validity? You will need to disclose any pre-existing conditions when taking out your insurance. AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make sure you are covered for the conditions you have declared. If you fail to declare conditions- you may not be covered during your trip. ### What happens if I give you the wrong information? If you give the wrong information on your application-your policy may be declared void - and in some circumstances - you may face a fraud investigation. If this is discovered before you apply for your visa it could impact your application. ### If I am only traveling to one country- can I buy insurance for just that place? If you need a Schengen Visa to travel to Europe then you must obtain travel insurance that covers you in all 27 Schengen countries. ## Protect your upcoming trip [Get a quote](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#mini-quote-container) [Online quote](https://www.axa-schengen.com/online-quote) ## News [![Which European countries have reinstated border controls this year? ](https://www.axa-schengen.com/image/image_gallery?img_id=5815180) Which European countries have reinstated border controls this year? Discover which EU countries are reintroducing or maintaining border controls in the Schengen Area in 2026. Read More 12/19/2024](https://www.axa-schengen.com/en/news/border-controls-schengen) [![Traveling to Europe in 2026: Changes and New Rules](https://www.axa-schengen.com/image/image_gallery?img_id=17690873) Traveling to Europe in 2026: Changes and New Rules The year 2026 brings several new developments for European travel: the European travel authorization ETIAS is coming, the EU's digital Entry/Exit System will be fully implemented, and Latvia, the United Kingdom, and Montenegro are introducing new entry requirements. The good news is you'll have more rights for package holidays, while the bad news is that many European hotspots will be increasing their tourist taxes in 2026. Read More 01/06/2026](https://www.axa-schengen.com/en/news/changes-european-travel) [![What You Need to Know About Bulgaria and Romania's Partial Accession to Air Schengen](https://www.axa-schengen.com/image/image_gallery?img_id=5622821) What You Need to Know About Bulgaria and Romania's Partial Accession to Air Schengen Explore the key details and implications of Bulgaria and Romania's partial accession to Air Schengen. Learn about the changes, benefits, and what it means for air travel in the region. Read More 08/27/2024](https://www.axa-schengen.com/en/news/bulgaria-romania-partial-accession-schengen) [Previous](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements) [1](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=1) [2](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=2) [3](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=3) [4](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=4) [5](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=5) [Next](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements?p_p_id=com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803&p_p_lifecycle=0&p_p_state=normal&p_p_mode=view&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_redirect=%2Fen%2Ftravel-insurance%2Fbenefits%2Fschengen-travel-insurance-requirements&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_delta=3&p_r_p_resetCur=false&_com_liferay_asset_publisher_web_portlet_AssetPublisherPortlet_INSTANCE_9810803_cur=2) [See more](https://www.axa-schengen.com/en/news) ## INFORMATIONS - [About Us](https://www.axa-schengen.com/en/infos/why-axa-assistance) - [Contact us](https://www.axa-schengen.com/en/infos/contact-us) - [Privacy Policy](https://www.axa-schengen.com/en/infos/privacy) - [Cookies Policy](https://www.axa-schengen.com/en/infos/cookies-policy-page) - [FAQ](https://www.axa-schengen.com/en/infos/faq) - [Disclaimer](https://www.axa-schengen.com/en/infos/disclaimer) - [Conflict of Interest Policy](https://www.axa-schengen.com/en/infos/conflict-interest-policy) - [COOKIES SETTINGS](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements) ## TRAVEL INSURANCES - [AXA Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) - [AXA Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) - [AXA Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium) - [AXA Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) - [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits) ## TRAVEL INFOS - [Travel Insurance](https://www.axa-schengen.com/en/travel-insurance) - [Visa to Schengen](https://www.axa-schengen.com/en/visa/schengen) - [Travel Guide](https://www.axa-schengen.com/en/travel-guide) - [Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area) ## OTHER AXA WEBSITES - [AXA Schengen Insurance USA](https://www.axaschengeninsurance.com/) - [AXA Travel Insurance France](https://www.assurance-voyage.axa-assistance.fr/) - [AXA Travel Insurance Italy](https://www.assicurazione-viaggio.axa-assistance.it/) - [AXA Travel Insurance Mexico](https://axa-asistenciaviaje.com.mx/) - [AXA Travel Insurance Spain](https://axasegurodeviaje.es/?utm_source=axa_schengen.com&utm_medium=referral_interno) - [AXA Travel Insurance Portugal](https://www.viagemsegura.pt/pt) - [AXA Travel Insurance UK](https://www.axatravel.co.uk/) - [AXA Travel Insurance USA](https://www.axatravelinsurance.com/) Payment methods [![Visa](https://www.axa-schengen.com/documents/4538638/6415617/Visa.svg/f1af2b07-234c-57e8-3eae-e9a6bc83c98e?t=1744297776724)](https://www.axa-schengen.com/en/online-quote) [![Mastercard](https://www.axa-schengen.com/documents/4538638/6415617/Mastercard.svg/2ccf6b3f-7361-a71b-2485-644e90fbab79?t=1744297776480)](https://www.axa-schengen.com/en/online-quote) [![American Express](https://www.axa-schengen.com/documents/4538638/6415617/American+express.svg/e34d2dca-4be1-05dc-8a17-8647a6ca8820?t=1744297776236)](https://www.axa-schengen.com/en/online-quote) [![Paypal](https://www.axa-schengen.com/documents/4538638/6415617/Paypal.svg/85196dae-4dd7-a4dd-bc5b-3dbeaf8ee19a?t=1744297775984)](https://www.axa-schengen.com/en/online-quote) [![Google play](https://www.axa-schengen.com/documents/4538638/6415617/Google+pay.svg/a07cac20-513b-09f6-2b20-9737b5892bb6?t=1744297775693)](https://www.axa-schengen.com/en/online-quote) [![Apple pay](https://www.axa-schengen.com/documents/4538638/6415617/Apple+pay.svg/a5385e16-837a-3d03-f9b3-08034df5ac4a?t=1744297775425)](https://www.axa-schengen.com/en/online-quote) [![iDeal x Wero](https://www.axa-schengen.com/documents/4538638/5622952/Logo_ideal_wero_yellow_64x64.webp/90d4408c-04ed-325e-eb02-df112024aa85?t=1770025994971)](https://www.axa-schengen.com/en/online-quote) - [All prices include VAT – AXA Assistance is represented by INTER PARTNER ASSISTANCE SA/NV, a public limited liability company governed by Belgian law with registered office at Regentlaan 7, 1000 Brussel, Belgium – Insurance company authorized by the National Bank of Belgium under number 0487 and registered with the Crossroads Bank for Enterprises under number 0415 591 055 – RPR Brussels – VAT BE0415 591 055 – Copyright AXA Assistance © 2026](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements)
Readable Markdown	## What are the requirements for Schengen Visa insurance? If you’re planning a trip to or around Europe, you might need a Schengen Visa. And to both apply for and get a Schengen Visa, you’ll need to have travel insurance. AXA offers comprehensive travel insurance online that meets all the Schengen Visa requirements. And it also offers general comprehensive coverage at the best value, which means — whether you need a visa or not — you can travel throughout the Schengen (and beyond) confidently and with peace of mind. - [What kind of travel insurance do I need to be approved for a Schengen visa?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#1) - [What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#2) - [European Parliament’s Regulations for Travel Insurance in the Schengen Area](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#3) - [What documentation do I need to provide to visa officials?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#4) - [What insurance products does AXA offer those traveling to the Schengen Area?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#5) - [Does AXA have a refund policy?](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#6) ## What kind of travel insurance do I need to be approved for a Schengen visa? ![visa schengen requirements](https://www.axa-schengen.com/documents/d/axa-schengen/visa-schengen-requirements-documents-webp) Depending on the nature of your trip, you have a few options when it comes to Schengen Visa Travel Insurance. But whether you’re on vacation, traveling for work, visiting friends and/or family, studying, or anything in between — to be approved for a Schengen visa, your insurance is going to have to meet a number of requirements. Here’s a breakdown of what you’ll need: - An insurance plan that’s valid for the duration of your entire time in Europe — be it a day, a year, or longer. - Not only that, but your insurance will need to cover all the Schengen Area countries. And this is regardless of whether you plan to visit all of them or just one. - It must cover the cost of medical expenses such as : hospitalization, emergency treatment and repatriation (in case of accident or death) - You’ll need a minimum coverage of at least €30,000. ## What are the Schengen visa insurance requirements for a multiple-entry Schengen Visa? Multiple-entry Schengen visas allow you to make multiple trips within the Schengen zone. Applicants for visas for more than two entries will need the following: - Proof that they have valid travel medical insurance covering only the duration of their first intended visit to receive their visa. - However, you’ll also need to sign a document stating you understand that you need insurance for any and all future trips. But, of course, it’s best to have insurance coverage for all your planned trips ahead of time. That way you can continue your journey at any point confidently and stress-free. If you do plan to travel to and throughout the Schengen area with multiple entries, AXA offers a comprehensive [Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) coverage option too. ## European Parliament’s Regulations for Travel Insurance in the Schengen Area Above is a general overview of all the necessary requirements for obtaining a Schengen Visa. However, if you want to learn the specifics, you can see a more detailed breakdown of the above requirements in “Article 15 - Travel Medical Insurance” of the [European Parliament’s Regulation (EC) No. 810/2009](https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:32009R0810&qid=1675439622589&%20from=EN), provided courtesy of the [Official Journal of the European Union](https://www.ojeu.eu/). You’ll find them on page 10. ## What documentation do I need to provide to visa officials? The exact documents you need to present will obviously depend on your country of destination, as well as the country you're coming from. But you’ll most likely need your passport (and/or your residency card, etc.), your itinerary, maybe a letter of invitation, something stating the purpose of your trip, and so on. One thing you’ll need for sure, however, is a certificate proving you have [Schengen travel insurance](https://www.axa-schengen.com/en//travel-insurance/benefits/choose-visa-schengen-insurance). Fortunately, AXA provides a personalized, printable certificate online. And you can obtain it instantly once you’ve purchased your policy. The AXA certificate meets all the Schengen visa insurance requirements of the EU (and other Schengen countries like Iceland, Norway, etc.) and is accepted by all Schengen member embassies and consulates. ## What insurance products does AXA offer those traveling to the Schengen Area? AXA offers three types of Schengen Area travel insurance options. All three meet all the requirements for obtaining a Schengen Visa. But the one that works best for you depends on your trip. They are: - [Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost), which starts from as little as €22/week. It covers you for medical expenses up to €30,000 in all Schengen countries and offers coverage in case of hospitalization or repatriation. This policy is best for those who want basic coverage and/or are traveling on a budget. - [Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel), which costs €33/week, covers expenses of up to €100,000, and can help with a number of emergencies (such as the loss of important documents or items, search and rescue costs, and so on). An added bonus of Essential is that, along with the 27 Schengen states, it also covers EU countries not in the Schengen area, San Marino, the Principalities of Andorra and Monaco, Vatican City and the United Kingdom. - [Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip), available from €349,9/year and perfect for those who plan to travel frequently throughout the Schengen, the EU, and the U.K. It offers the same comprehensive benefits as Essential, but it also allows you multiple entries throughout your stay in the Schengen area (and beyond). This policy is perfect for those who travel regularly. ## Does AXA have a refund policy? Yes. On the off-chance that you are refused a Schengen Visa (despite having the right travel insurance), AXA will refund your fees in most circumstances. But the refund is subject to certain terms and conditions. We’ll ask that you provide official documentation explaining the reasons why your visa was refused by the relevant embassy, consulate, or visa application center. Related topics on Schengen insurance - [What is the health insurance for Schengen visa?](https://www.axa-schengen.com/en/visa/requirements/documents/health-insurance-schengen-visa) - [What is the minimum coverage required for a Schengen Visa?](https://www.axa-schengen.com/en/travel-insurance/benefits/30000-euro-coverage) - [Is Schengen travel insurance mandatory?](https://www.axa-schengen.com/en/travel-insurance/mandatory) - [How much does Schengen travel insurance cost?](https://www.axa-schengen.com/en/travel-insurance/benefits/price-travel-insurance) - [How to book Schengen insurance online ?](https://www.axa-schengen.com/en/travel-insurance/benefits/buy-online) - [How to choose the best Schengen travel insurance online?](https://www.axa-schengen.com/en/travel-insurance) - [Where can I get my Schengen travel insurance certificate?](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate) - [What are the warranties for Schengen travel insurance?](https://www.axa-schengen.com/en/travel-insurance/benefits) ### Will declaring pre-existing conditions when taking out travel insurance have any impact on my policy’s validity? You will need to disclose any pre-existing conditions when taking out your insurance. AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make sure you are covered for the conditions you have declared. If you fail to declare conditions- you may not be covered during your trip. ### What happens if I give you the wrong information? If you give the wrong information on your application-your policy may be declared void - and in some circumstances - you may face a fraud investigation. If this is discovered before you apply for your visa it could impact your application. ### If I am only traveling to one country- can I buy insurance for just that place? If you need a Schengen Visa to travel to Europe then you must obtain travel insurance that covers you in all 27 Schengen countries. Protect your upcoming trip [Get a quote](https://www.axa-schengen.com/en/travel-insurance/benefits/schengen-travel-insurance-requirements#mini-quote-container)
Shard	49 (laksa)
Root Hash	14404678373584951049
Unparsed URL	com,axa-schengen!www,/en/travel-insurance/benefits/schengen-travel-insurance-requirements s443