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| Meta Title | BASIC- Low-Cost Schengen Visa Insurance |
| Meta Description | AXA BASIC : Schengen visa-compliant insurance. Online certificate, Repatriation, Medical expenses up to €50,000, Medical teleconsultation, Refundable |
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| Boilerpipe Text | Medical expenses up to
€30,000
Medical and surgical expenses, hospitalization, locally prescribed medications
Repatriation and 24/7 Medical Assistance
Medical repatriation, including in the event of death & Medical teleconsultation in your language 24/7
Covers all countries in the Schengen Area
+ 4 European microstates: Andorra, Monaco, San Marino, and the Vatican.
Personal Liability Insurance
Protection if you accidentally cause injury or damage to others while abroad
Death and
disability insurance
Lump-sum payment in the event of serious injury or death
Customizable Options
- Baggage insurance add-on
- Up to €50,000 increase in coverage of medical expenses
Discover our coverage
AXA insurance policies are fully compliant with all Schengen Visa requirements
To be granted a visa to the largest free movement area in the world, you must have a valid insurance plan adhering to a certain set of criteria.
The good news?
AXA BASIC
meets all the European Requirements for being granted a Schengen visa - and then some!
So if you need a simple and effective solution, we'll gladly explain in detail what AXA BASIC covers, including for obtaining a Schengen visa.
Online quote
What makes AXA Basic Schengen insurance stand out?
Accepted with your Schengen visa application
: our insurance is recognized by all Schengen consular authorities worldwide.
100% online subscription
: fast, simple, and accessible from anywhere in the world.
Instant Insurance Certificate
: available immediately, via email, to be attached to your visa application file.
Refund in case of visa refusal
: avoid additional costs in the event of bad news from the Schengen authorities.
Personal liability insurance
: coverage for bodily injury and material or immaterial damage caused to third parties during your stay.
Death/disability coverage
: payment of a lump sum to you or your beneficiaries in the event of a serious accident.
24/7 medical teleconsultation in your language
: a practical and reassuring service, especially if you do not speak the local Schengen language.
Add-on options tailored to your budget
:
- Increase the reimbursement ceiling for medical expenses
- Protect your personal belongings by adding baggage coverage
No age limit
: the freedom to travel doesn't depend on your date of birth.
AXA quality and expertise
: affordable insurance for world-renowned, world-trusted, quality support.
Online quote
What does the AXA BASIC Schengen Insurance cover? Benefits and Guarantees
BASIC Coverage
Maximum duration of coverage
Up to 180 days
Geographic coverage
All Schengen Area countries + 4 European microstates
Emergency Medical Expenses - Emergency Assistance
Coverage of Medical Expenses
Up to €30,000
Medical, surgical, and hospitalization costs, including locally prescribed medication
Emergency dental care
€150 per insured person
24/7 medical teleconsultation
Daily hospital allowance
Assistance for solo travelers: Visit from a close relative if hospitalized
Extended stay of the insured person
Extended stay – Other insured travelers
Repatriation assistance – Medical transportation following illness or hospitalization
Repatriation or transportation of the insured person
Baggage repatriation
Early repatriation of other insured persons
In the event of death – Repatriation and assistance
Repatriation of remains – funeral expenses and coffin costs
Assistance with formalities
Baggage repatriation
Early repatriation of other insured persons
Personal Liability Insurance
Bodily injury and accidental damage caused to third parties
Up to €10,000
Death and disability insurance
Lump-sum payment in the event of serious injury or death
Up to €10,000
Traveler assistance
Search and rescue expenses
Sending urgent messages
Coverage of communication expenses
Delivery of essential medications, glasses, contact lenses, and prosthetics
Loss or theft of personal identification and travel documents
Emergency early return
Other coverages and specific costs
Full refund if your visa application is denied
Deductible: fees charged for reimbursements by bank transfer outside the EU
€20
Options: additional guarantees
Baggage coverage for loss, theft, damage, and delayed delivery
Available as an optional add-on
Increase of medical coverage limit up to €50,000
Available as an optional add-on
FAQ about AXA Schengen Visa Insurance and Basic Travel Insurance
If you've still got some questions about
AXA's BASIC plan
— and/or Schengen visa insurance in general — don't worry, we've still got your back. The comprehensive answers below should clear up any doubts you might have, point you in the right direction, and ensure you move forward with your European getaway with confidence!
According to Article 15 of the European Union Visa Code, your travel insurance plan must:
Have a minimum coverage of €30,000 in medical care, hospitalization, and/or medical repatriation (including in case of death)
Be valid in all Schengen area countries (i.e., not just the one(s) you will be visiting)
Be valid for the entire duration of your stay in the Schengen Zone
Be purchased from an insurance company validated by the consular authorities of all Schengen countries
Rest assured
; this is the case with AXA's Basic insurance, which meets all EU requirements. As, in fact, do all of our plans!
Starting at €4.90,
the Basic plan offers comprehensive core coverage, with options to add extended medical expenses and baggage protection.
Great deal!
Enjoy a degressive rate based on the number of insured days, offering optimal protection at a lower cost.
The Basic plan protects you:
in all countries of
the Schengen Area
(Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland)
in the
European micro-states
: Andorra, Monaco, San Marino and Vatican City.
Yes. It is generated immediately after purchase,
sent by email
and ready to be printed to be attached to your visa application file.
Each
AXA insurance certificate
is personalized, has a unique number and can be verified online by embassies and consulates via our website.
Yes, you can. To do so, apply online and simply provide the name, date of birth, nationality, and country of residence of the person for whom you are taking out the insurance.
Even if your nationality exempts you from needing a Schengen visa, no one is immune to life's many surprises. And while
Europe is generally safe for travelers
, going there without insurance is still a risky gamble.
Unexpected
health issues
,
accidents
, lost luggage, or even a minor
dispute with a third party
can quickly turn your dream getaway into a headache. Especially if it's mostly in a language foreign to you. And without proper coverage, that headache may very quickly become a financial nightmare too...
In other words, taking out insurance is strongly recommended.
And while
AXA BASIC
is perfect for the more budget-conscious travelers (and/or visa applicants) among us, we do have a few other options that might better suit your needs, such as:
Essential AXA
: travel insurance for reliable and comprehensive protection at a low price.
Premium AXA
the "All-Inclusive" travel insurance
for those who want to leave nothing to chance with maximum guarantees included.
Want to travel across Europe worry-free?
The Essential and Premium plans follow you everywhere: in the Schengen Area, in EU countries (including Cyprus and Ireland), European micro-states and up to the United Kingdom.
If you frequently travel back and forth to Europe or hold a
multiple-entry Schengen visa
, the Basic plan is probably not the most suitable. AXA has something better for you!
ANNUAL Insurance
is designed specifically for
frequent travelers
to and from Europe. In fact, a single subscription is enough to be covered for every trip
during an entire year
!
Advantages of ANNUAL AXA?
Less hassle, more savings, and real comfort.
And in terms of geography, you're also covered throughout the Schengen area, the European Union, the European micro-states, and the United Kingdom.
Not sure which plan to choose? Our
comparison table
gives you a clear overview of all our insurance options for Europe at a glance. |
| Markdown | 
## Welcome to AXA Schengen Travel Insurance
It looks like you're in the United States. If you live in the US and want to shop for Schengen travel insurance, click ‘I live in the US’. Please note, by choosing ‘I don't live in the US’ you will not be offered policies for US residents.
 I live in the US
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- Schengen Insurance
Schengen Insurance
Planning to explore Europe's Schengen Area? Discover essential travel insurance tips to ensure a safe trip. Protect your journey with AXA Schengen's expert advice and enjoy stress-free adventures in Europe.
[Find out more](https://www.axa-schengen.com/en/travel-insurance)
- Schengen Insurance
[Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) [Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) [Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium) [Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) [Covered Countries](https://www.axa-schengen.com/en/travel-insurance/schengen) [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits)
- Schengen Visa
Schengen Visa
Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe
[Find out more](https://www.axa-schengen.com/en/visa)
- Schengen Visa
[Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area) [Schengen visa types](https://www.axa-schengen.com/en/visa/types) [How to get visa](https://www.axa-schengen.com/en/visa/requirements/how-to-get-visa) [Documents Needed](https://www.axa-schengen.com/en/visa/requirements/documents) [Requirements by Schengen Countries](https://www.axa-schengen.com/en/visa/schengen)
- Travel Guide
Travel Guide
Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond.
[Find out more](https://www.axa-schengen.com/en/travel-guide)
- Travel Guide
[Index – Understanding Europe from A to Z](https://www.axa-schengen.com/en/index-europe) [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https://www.axa-schengen.com/en/travel-guide/most-dangerous-cities-europe)
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News
Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen.
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- News
[30 Years of Borderless Europe: Fun Facts about the Schengen Area](https://www.axa-schengen.com/en/news/fun-facts-schengen-area) [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https://www.axa-schengen.com/en/news/etias-europe-2025)
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- Schengen Insurance
Schengen Insurance
Planning to explore Europe's Schengen Area? Discover essential travel insurance tips to ensure a safe trip. Protect your journey with AXA Schengen's expert advice and enjoy stress-free adventures in Europe.
[Find out more](https://www.axa-schengen.com/en/travel-insurance)
- Schengen Insurance
[Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) [Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel) [Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium) [Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) [Covered Countries](https://www.axa-schengen.com/en/travel-insurance/schengen) [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits)
- Schengen Visa
Schengen Visa
Get your Schengen visa with our comprehensive guide: how and where to apply, requirements (such as travel insurance), and bonus tips for coming to Europe
[Find out more](https://www.axa-schengen.com/en/visa)
- Schengen Visa
[Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area) [Schengen visa types](https://www.axa-schengen.com/en/visa/types) [How to get visa](https://www.axa-schengen.com/en/visa/requirements/how-to-get-visa) [Documents Needed](https://www.axa-schengen.com/en/visa/requirements/documents) [Requirements by Schengen Countries](https://www.axa-schengen.com/en/visa/schengen)
- Travel Guide
Travel Guide
Need a Spain Schengen visa? Discover essential tips and guidance for a smooth application process. Explore AXA Schengen's travel guide and ensure a hassle-free journey through Spain and beyond.
[Find out more](https://www.axa-schengen.com/en/travel-guide)
- Travel Guide
[Index – Understanding Europe from A to Z](https://www.axa-schengen.com/en/index-europe) [Travelling safely in Europe: our safety tips to brave the most dangerous cities](https://www.axa-schengen.com/en/travel-guide/most-dangerous-cities-europe)
- News
News
Looking for insights on Schengen travel insurance for Spain? Stay informed with our expert analysis and updates. Get the latest trends and essential advice to ensure a secure journey with AXA Schengen.
[Find out more](https://www.axa-schengen.com/en/news)
- News
[30 Years of Borderless Europe: Fun Facts about the Schengen Area](https://www.axa-schengen.com/en/news/fun-facts-schengen-area) [Do I need the ETIAS travel authorization to travel to Europe in 2025?](https://www.axa-schengen.com/en/news/etias-europe-2025)
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# Basic : Schengen Visa Insurance - easy, fast, and always accepted

From €4,90
Schengen visa compliant
Full refund in case of visa rejection
[Online quote](https://www.axa-schengen.com/online-quote)
## Protect your upcoming trip
[Get a quote](https://www.axa-schengen.com/en/products/axa-schengen-low-cost#mini-quote-container)
## Key benefits of our Basic travel insurance plan
**Important:** [Travel insurance](https://www.axa-schengen.com/en/travel-insurance) is mandatory to obtain a [Schengen Visa](https://www.axa-schengen.com/en/visa/)

### Medical expenses up to €30,000
Medical and surgical expenses, hospitalization, locally prescribed medications

### Repatriation and 24/7 Medical Assistance
Medical repatriation, including in the event of death & Medical teleconsultation in your language 24/7

### Covers all countries in the Schengen Area
\+ 4 European microstates: Andorra, Monaco, San Marino, and the Vatican.

### Personal Liability Insurance
Protection if you accidentally cause injury or damage to others while abroad

### Death and disability insurance
Lump-sum payment in the event of serious injury or death

### Customizable Options
\- Baggage insurance add-on
- Up to €50,000 increase in coverage of medical expenses
[Discover our coverage](https://www.axa-schengen.com/en/products/axa-schengen-low-cost#coverage)
### Who is AXA Schengen Basic insurance for?
• Anyone looking for insurance that meets all the requirements for a Schengen visa at an attractive price.
• Anyone looking for standard, affordable health coverage for their stay in the Schengen Zone.
Coverage duration: **up to 180 days**
## AXA Schengen Basic insurance from €4,90
[Subscribe Now](https://www.axa-schengen.com/online-quote)

## AXA insurance policies are fully compliant with all Schengen Visa requirements
To be granted a visa to the largest free movement area in the world, you must have a valid insurance plan adhering to a certain set of criteria.
The good news? **AXA BASIC** meets all the European Requirements for being granted a Schengen visa - and then some\!
So if you need a simple and effective solution, we'll gladly explain in detail what AXA BASIC covers, including for obtaining a Schengen visa.
[Online quote](https://www.axa-schengen.com/online-quote)
### Protect your luggage for only €9,90 more
Every year, nearly 26 million suitcases are lost, delayed, or damaged worldwide. With the **"Baggage Protection"** option, benefit from **compensation of up to €500 for loss, theft, or damage** to your luggage.

## Countries covered by AXA BASIC insurance
**Schengen Area member states:** Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
As well as 4 European micro-states: Andorra, Monaco, San Marino, and Vatican City
If you wish to obtain travel insurance with more extensive territorial coverage, we recommend subscribing to one of our other insurance plans that include Schengen countries + EU countries (including Cyprus and Ireland) + the United Kingdom.
[Get a quote](https://www.axa-schengen.com/online-quote)
Italy
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/italy)
Spain
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/spain)
Portugal
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/portugal)
France
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/france)
Germany
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/germany)
Italy
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/italy)
Spain
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/spain)
Portugal
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/portugal)
France
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/france)
Germany
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/germany)
Italy
[Discover](https://www.axa-schengen.com/en/travel-insurance/schengen/italy)
‹
›


### Why trust us?
As a long-standing expert in health assistance, AXA provides you with a trusted international medical network.
Our commitment: comprehensive support from A to Z, reliable care, and strong financial protection.

## What makes AXA Basic Schengen insurance stand out?
- **Accepted with your Schengen visa application**: our insurance is recognized by all Schengen consular authorities worldwide.
- **100% online subscription**: fast, simple, and accessible from anywhere in the world.
- **Instant Insurance Certificate**: available immediately, via email, to be attached to your visa application file.
- **Refund in case of visa refusal**: avoid additional costs in the event of bad news from the Schengen authorities.
- **Personal liability insurance**: coverage for bodily injury and material or immaterial damage caused to third parties during your stay.
- **Death/disability coverage**: payment of a lump sum to you or your beneficiaries in the event of a serious accident.
- **24/7 medical teleconsultation in your language**: a practical and reassuring service, especially if you do not speak the local Schengen language.
- **Add-on options tailored to your budget**:
- Increase the reimbursement ceiling for medical expenses
- Protect your personal belongings by adding baggage coverage
- **No age limit**: the freedom to travel doesn't depend on your date of birth.
- **AXA quality and expertise**: affordable insurance for world-renowned, world-trusted, quality support.
[Online quote](https://www.axa-schengen.com/online-quote)
[](http://www.ekomi.com/)
[](https://www.ekomi.co.uk/review-axa-schengen.html)
Based on over 50,000 reviews.
## What does the AXA BASIC Schengen Insurance cover? Benefits and Guarantees
| | |
|---|---|
| BASIC Coverage | |
| Maximum duration of coverage | Up to 180 days |
| Geographic coverage | All Schengen Area countries + 4 European microstates |
| Emergency Medical Expenses - Emergency Assistance | |
| Coverage of Medical Expenses | Up to €30,000 |
| Medical, surgical, and hospitalization costs, including locally prescribed medication | |
| Emergency dental care | €150 per insured person |
| 24/7 medical teleconsultation | |
| Daily hospital allowance | |
| Assistance for solo travelers: Visit from a close relative if hospitalized | |
| Extended stay of the insured person | |
| Extended stay – Other insured travelers | |
| Repatriation assistance – Medical transportation following illness or hospitalization | |
| Repatriation or transportation of the insured person | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| In the event of death – Repatriation and assistance | |
| Repatriation of remains – funeral expenses and coffin costs | |
| Assistance with formalities | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| Personal Liability Insurance | |
| Bodily injury and accidental damage caused to third parties | Up to €10,000 |
| Death and disability insurance | |
| Lump-sum payment in the event of serious injury or death | Up to €10,000 |
| Traveler assistance | |
| Search and rescue expenses | |
| Sending urgent messages | |
| Coverage of communication expenses | |
| Delivery of essential medications, glasses, contact lenses, and prosthetics | |
| Loss or theft of personal identification and travel documents | |
| Emergency early return | |
| Other coverages and specific costs | |
| Full refund if your visa application is denied | |
| Deductible: fees charged for reimbursements by bank transfer outside the EU | €20 |
| Options: additional guarantees | |
| Baggage coverage for loss, theft, damage, and delayed delivery | Available as an optional add-on |
| Increase of medical coverage limit up to €50,000 | Available as an optional add-on |
### Important
Before subscribing, please take the time to carefully read the [Insurance Product Information Document](https://neo-bo-prod-documents.s3.eu-central-1.amazonaws.com/travel/products/0654b0e8-6d3a-41cb-8df4-6148e18a7814/e3f861e6-c8f7-4745-a86b-5eef9fc530d5/EN_-_SCHENGEN_BASIC_Travel_IPID_2025.pdf), as well as our [General Terms and Conditions](https://neo-bo-prod-documents.s3.eu-central-1.amazonaws.com/travel/products/0654b0e8-6d3a-41cb-8df4-6148e18a7814/2322ddb4-bed1-402d-af57-da70fae982da/Basic_Schengen_Cover_General_Terms___Conditions_EN.pdf). You will find the details of the guarantees and exclusions to know exactly what is covered and avoid any unpleasant surprises in case of unexpected events\!
[Subscribe now](https://www.axa-schengen.com/online-quote)
### Would you like to explore all of Europe and travel with complete peace of mind thanks to extended and additional coverage?
[Discover the Essential offer](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel)

## FAQ about AXA Schengen Visa Insurance and Basic Travel Insurance
If you've still got some questions about **AXA's BASIC plan** — and/or Schengen visa insurance in general — don't worry, we've still got your back. The comprehensive answers below should clear up any doubts you might have, point you in the right direction, and ensure you move forward with your European getaway with confidence\!
### What criteria must my travel insurance plan meet to be granted a Schengen visa?
**According to Article 15 of the European Union Visa Code, your travel insurance plan must:**
- *Have a minimum coverage of €30,000 in medical care, hospitalization, and/or medical repatriation (including in case of death)*
- *Be valid in all Schengen area countries (i.e., not just the one(s) you will be visiting)*
- *Be valid for the entire duration of your stay in the Schengen Zone*
- *Be purchased from an insurance company validated by the consular authorities of all Schengen countries*
**Rest assured**; this is the case with AXA's Basic insurance, which meets all EU requirements. As, in fact, do all of our plans\!
### How much does AXA BASIC Schengen visa insurance cost?
**Starting at €4.90,** the Basic plan offers comprehensive core coverage, with options to add extended medical expenses and baggage protection.
**Great deal\!** Enjoy a degressive rate based on the number of insured days, offering optimal protection at a lower cost.
### In which European countries am I covered by AXA BASIC insurance?
The Basic plan protects you:
- **in all countries of [the Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area)** (Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland)
- in the **European micro-states**: Andorra, Monaco, San Marino and Vatican City.
### Is the AXA BASIC electronic travel insurance certificate valid for a visa application?
Yes. It is generated immediately after purchase, **sent by email** and ready to be printed to be attached to your visa application file.
Each [AXA insurance certificate](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate) is personalized, has a unique number and can be verified online by embassies and consulates via our website.
### Can I subscribe to AXA Basic insurance for someone else?
Yes, you can. To do so, apply online and simply provide the name, date of birth, nationality, and country of residence of the person for whom you are taking out the insurance.
### I don't need a Schengen visa. What travel insurance do you recommend for a trip to Europe?
Even if your nationality exempts you from needing a Schengen visa, no one is immune to life's many surprises. And while [Europe is generally safe for travelers](https://www.axa-schengen.com/en/travel-guide/traveling-europe-safety-tips), going there without insurance is still a risky gamble.
Unexpected **health issues**, **accidents**, lost luggage, or even a minor **dispute with a third party** can quickly turn your dream getaway into a headache. Especially if it's mostly in a language foreign to you. And without proper coverage, that headache may very quickly become a financial nightmare too...
In other words, taking out insurance is strongly recommended.
And while **AXA BASIC** is perfect for the more budget-conscious travelers (and/or visa applicants) among us, we do have a few other options that might better suit your needs, such as:
- [**Essential AXA**](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel): travel insurance for reliable and comprehensive protection at a low price.
- [**Premium AXA**](https://www.axa-schengen.com/en/products/axa-schengen-premium) **the "All-Inclusive" travel insurance** for those who want to leave nothing to chance with maximum guarantees included.
**Want to travel across Europe worry-free?** The Essential and Premium plans follow you everywhere: in the Schengen Area, in EU countries (including Cyprus and Ireland), European micro-states and up to the United Kingdom.
### I often come to Europe — is AXA BASIC right for me?
If you frequently travel back and forth to Europe or hold a [multiple-entry Schengen visa](https://www.axa-schengen.com/en/visa/types/multiple-entry-schengen-visa), the Basic plan is probably not the most suitable. AXA has something better for you\!
[**ANNUAL Insurance**](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) is designed specifically for **frequent travelers** to and from Europe. In fact, a single subscription is enough to be covered for every trip **during an entire year**\!
**Advantages of ANNUAL AXA?** Less hassle, more savings, and real comfort.
And in terms of geography, you're also covered throughout the Schengen area, the European Union, the European micro-states, and the United Kingdom.
Not sure which plan to choose? Our [comparison table](https://www.axa-schengen.com/en/travel-insurance/benefits) gives you a clear overview of all our insurance options for Europe at a glance.
## INFORMATIONS
- [About Us](https://www.axa-schengen.com/en/infos/why-axa-assistance)
- [Contact us](https://www.axa-schengen.com/en/infos/contact-us)
- [Privacy Policy](https://www.axa-schengen.com/en/infos/privacy)
- [Cookies Policy](https://www.axa-schengen.com/en/infos/cookies-policy-page)
- [FAQ](https://www.axa-schengen.com/en/infos/faq)
- [Disclaimer](https://www.axa-schengen.com/en/infos/disclaimer)
- [Conflict of Interest Policy](https://www.axa-schengen.com/en/infos/conflict-interest-policy)
- [COOKIES SETTINGS](https://www.axa-schengen.com/en/products/axa-schengen-low-cost)
## TRAVEL INSURANCES
- [AXA Schengen Basic](https://www.axa-schengen.com/en/products/axa-schengen-low-cost)
- [AXA Schengen Essential](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel)
- [AXA Schengen Premium](https://www.axa-schengen.com/en/products/axa-schengen-premium)
- [AXA Schengen Annual](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip)
- [Our Benefits](https://www.axa-schengen.com/en/travel-insurance/benefits)
## TRAVEL INFOS
- [Travel Insurance](https://www.axa-schengen.com/en/travel-insurance)
- [Visa to Schengen](https://www.axa-schengen.com/en/visa/schengen)
- [Travel Guide](https://www.axa-schengen.com/en/travel-guide)
- [Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area)
## OTHER AXA WEBSITES
- [AXA Schengen Insurance USA](https://www.axaschengeninsurance.com/)
- [AXA Travel Insurance France](https://www.assurance-voyage.axa-assistance.fr/)
- [AXA Travel Insurance Italy](https://www.assicurazione-viaggio.axa-assistance.it/)
- [AXA Travel Insurance Mexico](https://axa-asistenciaviaje.com.mx/)
- [AXA Travel Insurance Spain](https://axasegurodeviaje.es/?utm_source=axa_schengen.com&utm_medium=referral_interno)
- [AXA Travel Insurance Portugal](https://www.viagemsegura.pt/pt)
- [AXA Travel Insurance UK](https://www.axatravel.co.uk/)
- [AXA Travel Insurance USA](https://www.axatravelinsurance.com/)
Payment methods
[![Visa]()](https://www.axa-schengen.com/en/online-quote) [![Mastercard]()](https://www.axa-schengen.com/en/online-quote) [![American Express]()](https://www.axa-schengen.com/en/online-quote) [![Paypal]()](https://www.axa-schengen.com/en/online-quote) [![Google play]()](https://www.axa-schengen.com/en/online-quote) [![Apple pay]()](https://www.axa-schengen.com/en/online-quote)
[![iDeal x Wero]()](https://www.axa-schengen.com/en/online-quote)
- [All prices include VAT – AXA Assistance is represented by INTER PARTNER ASSISTANCE SA/NV, a public limited liability company governed by Belgian law with registered office at Regentlaan 7, 1000 Brussel, Belgium – Insurance company authorized by the National Bank of Belgium under number 0487 and registered with the Crossroads Bank for Enterprises under number 0415 591 055 – RPR Brussels – VAT BE0415 591 055 – Copyright AXA Assistance © 2026](https://www.axa-schengen.com/en/products/axa-schengen-low-cost) |
| Readable Markdown | 
### Medical expenses up to €30,000
Medical and surgical expenses, hospitalization, locally prescribed medications

### Repatriation and 24/7 Medical Assistance
Medical repatriation, including in the event of death & Medical teleconsultation in your language 24/7

### Covers all countries in the Schengen Area
\+ 4 European microstates: Andorra, Monaco, San Marino, and the Vatican.

### Personal Liability Insurance
Protection if you accidentally cause injury or damage to others while abroad

### Death and disability insurance
Lump-sum payment in the event of serious injury or death

### Customizable Options
\- Baggage insurance add-on
- Up to €50,000 increase in coverage of medical expenses
[Discover our coverage](https://www.axa-schengen.com/en/products/axa-schengen-low-cost#coverage)

## AXA insurance policies are fully compliant with all Schengen Visa requirements
To be granted a visa to the largest free movement area in the world, you must have a valid insurance plan adhering to a certain set of criteria.
The good news? **AXA BASIC** meets all the European Requirements for being granted a Schengen visa - and then some\!
So if you need a simple and effective solution, we'll gladly explain in detail what AXA BASIC covers, including for obtaining a Schengen visa.
[Online quote](https://www.axa-schengen.com/online-quote)

## What makes AXA Basic Schengen insurance stand out?
- **Accepted with your Schengen visa application**: our insurance is recognized by all Schengen consular authorities worldwide.
- **100% online subscription**: fast, simple, and accessible from anywhere in the world.
- **Instant Insurance Certificate**: available immediately, via email, to be attached to your visa application file.
- **Refund in case of visa refusal**: avoid additional costs in the event of bad news from the Schengen authorities.
- **Personal liability insurance**: coverage for bodily injury and material or immaterial damage caused to third parties during your stay.
- **Death/disability coverage**: payment of a lump sum to you or your beneficiaries in the event of a serious accident.
- **24/7 medical teleconsultation in your language**: a practical and reassuring service, especially if you do not speak the local Schengen language.
- **Add-on options tailored to your budget**:
- Increase the reimbursement ceiling for medical expenses
- Protect your personal belongings by adding baggage coverage
- **No age limit**: the freedom to travel doesn't depend on your date of birth.
- **AXA quality and expertise**: affordable insurance for world-renowned, world-trusted, quality support.
[Online quote](https://www.axa-schengen.com/online-quote)
## What does the AXA BASIC Schengen Insurance cover? Benefits and Guarantees
| | |
|---|---|
| BASIC Coverage | |
| Maximum duration of coverage | Up to 180 days |
| Geographic coverage | All Schengen Area countries + 4 European microstates |
| Emergency Medical Expenses - Emergency Assistance | |
| Coverage of Medical Expenses | Up to €30,000 |
| Medical, surgical, and hospitalization costs, including locally prescribed medication | |
| Emergency dental care | €150 per insured person |
| 24/7 medical teleconsultation | |
| Daily hospital allowance | |
| Assistance for solo travelers: Visit from a close relative if hospitalized | |
| Extended stay of the insured person | |
| Extended stay – Other insured travelers | |
| Repatriation assistance – Medical transportation following illness or hospitalization | |
| Repatriation or transportation of the insured person | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| In the event of death – Repatriation and assistance | |
| Repatriation of remains – funeral expenses and coffin costs | |
| Assistance with formalities | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| Personal Liability Insurance | |
| Bodily injury and accidental damage caused to third parties | Up to €10,000 |
| Death and disability insurance | |
| Lump-sum payment in the event of serious injury or death | Up to €10,000 |
| Traveler assistance | |
| Search and rescue expenses | |
| Sending urgent messages | |
| Coverage of communication expenses | |
| Delivery of essential medications, glasses, contact lenses, and prosthetics | |
| Loss or theft of personal identification and travel documents | |
| Emergency early return | |
| Other coverages and specific costs | |
| Full refund if your visa application is denied | |
| Deductible: fees charged for reimbursements by bank transfer outside the EU | €20 |
| Options: additional guarantees | |
| Baggage coverage for loss, theft, damage, and delayed delivery | Available as an optional add-on |
| Increase of medical coverage limit up to €50,000 | Available as an optional add-on |
## FAQ about AXA Schengen Visa Insurance and Basic Travel Insurance
If you've still got some questions about **AXA's BASIC plan** — and/or Schengen visa insurance in general — don't worry, we've still got your back. The comprehensive answers below should clear up any doubts you might have, point you in the right direction, and ensure you move forward with your European getaway with confidence\!
**According to Article 15 of the European Union Visa Code, your travel insurance plan must:**
- *Have a minimum coverage of €30,000 in medical care, hospitalization, and/or medical repatriation (including in case of death)*
- *Be valid in all Schengen area countries (i.e., not just the one(s) you will be visiting)*
- *Be valid for the entire duration of your stay in the Schengen Zone*
- *Be purchased from an insurance company validated by the consular authorities of all Schengen countries*
**Rest assured**; this is the case with AXA's Basic insurance, which meets all EU requirements. As, in fact, do all of our plans\!
**Starting at €4.90,** the Basic plan offers comprehensive core coverage, with options to add extended medical expenses and baggage protection.
**Great deal\!** Enjoy a degressive rate based on the number of insured days, offering optimal protection at a lower cost.
The Basic plan protects you:
- **in all countries of [the Schengen Area](https://www.axa-schengen.com/en/visa/schengen-area)** (Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland)
- in the **European micro-states**: Andorra, Monaco, San Marino and Vatican City.
Yes. It is generated immediately after purchase, **sent by email** and ready to be printed to be attached to your visa application file.
Each [AXA insurance certificate](https://www.axa-schengen.com/en/travel-insurance/benefits/certificate) is personalized, has a unique number and can be verified online by embassies and consulates via our website.
Yes, you can. To do so, apply online and simply provide the name, date of birth, nationality, and country of residence of the person for whom you are taking out the insurance.
Even if your nationality exempts you from needing a Schengen visa, no one is immune to life's many surprises. And while [Europe is generally safe for travelers](https://www.axa-schengen.com/en/travel-guide/traveling-europe-safety-tips), going there without insurance is still a risky gamble.
Unexpected **health issues**, **accidents**, lost luggage, or even a minor **dispute with a third party** can quickly turn your dream getaway into a headache. Especially if it's mostly in a language foreign to you. And without proper coverage, that headache may very quickly become a financial nightmare too...
In other words, taking out insurance is strongly recommended.
And while **AXA BASIC** is perfect for the more budget-conscious travelers (and/or visa applicants) among us, we do have a few other options that might better suit your needs, such as:
- [**Essential AXA**](https://www.axa-schengen.com/en/products/axa-schengen-europe-travel): travel insurance for reliable and comprehensive protection at a low price.
- [**Premium AXA**](https://www.axa-schengen.com/en/products/axa-schengen-premium) **the "All-Inclusive" travel insurance** for those who want to leave nothing to chance with maximum guarantees included.
**Want to travel across Europe worry-free?** The Essential and Premium plans follow you everywhere: in the Schengen Area, in EU countries (including Cyprus and Ireland), European micro-states and up to the United Kingdom.
If you frequently travel back and forth to Europe or hold a [multiple-entry Schengen visa](https://www.axa-schengen.com/en/visa/types/multiple-entry-schengen-visa), the Basic plan is probably not the most suitable. AXA has something better for you\!
[**ANNUAL Insurance**](https://www.axa-schengen.com/en/products/axa-schengen-multi-trip) is designed specifically for **frequent travelers** to and from Europe. In fact, a single subscription is enough to be covered for every trip **during an entire year**\!
**Advantages of ANNUAL AXA?** Less hassle, more savings, and real comfort.
And in terms of geography, you're also covered throughout the Schengen area, the European Union, the European micro-states, and the United Kingdom.
Not sure which plan to choose? Our [comparison table](https://www.axa-schengen.com/en/travel-insurance/benefits) gives you a clear overview of all our insurance options for Europe at a glance. |
| Shard | 49 (laksa) |
| Root Hash | 14404678373584951049 |
| Unparsed URL | com,axa-schengen!www,/en/products/axa-schengen-low-cost s443 |