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As of **August 31, 2025**, [associatesbenefits.com](http://associatesbenefits.com/) will no longer accept new memberships. If you're an existing member, you'll continue to enjoy your benefits until your renewal date—at which point your membership will end. We appreciate your participation and thank you for for being part of our community. × [](https://www.associatesbenefits.com/en/) - [Home](https://www.associatesbenefits.com/en/) - [About Us](https://www.associatesbenefits.com/en/ABOUT-US) - [FAQ](https://www.associatesbenefits.com/en/FAQ) - [Consumer Discounts](https://www.associatesbenefits.com/en/Consumer-Discounts) - [Travel & Auto Discounts](https://www.associatesbenefits.com/en/Travel-and-Auto-Discounts) - [Insurance Savings](https://www.associatesbenefits.com/en/Insurance-Savings) - [Health Benefits](https://www.associatesbenefits.com/en/Health-Benefits) - [Contact](https://www.associatesbenefits.com/en/Contact-Us) - [Login](https://www.associatesbenefits.com/api/sitecore/Wfg/Login)  ### Critical Illness #### **Critical Illness Insurance** **Important Financial Insurance Protection** Experiencing a critical illness can be devastating to you, your family and your finances. That's why you should consider Critical Illness (CI) Insurance issued by **The Prudential Insurance Company of America (Prudential).** CI is designed to ensure that, should you be diagnosed with a covered condition, such as a heart attack, cancer or stroke) you'll have the financial resources needed to: - Help pay out-of-pocket medical and non-medical expenses - Continue to help pay your rent or mortgage and other daily living expenses By making the decision to purchase CI coverage at affordable, age-banded rates, members are taking an important step toward helping to protect their financial wellness after being diagnosed with a critical condition. [Get Started]() This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states. The products issued by The Prudential Insurance Company of America may not be available in all states. **This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).** **This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.** Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774. 1061047-00002-00 Associates Benefits Group Association benefits and membership is limited to agents and representatives who are actively licensed with World Financial Group Insurance Agency, LLC (“WFGIA”) or one of its affiliates. To view all available benefits and plans, please log in  [LOGIN](https://www.associatesbenefits.com/api/sitecore/Wfg/Login)  ### [Customer Care Center](https://www.associatesbenefits.com/en/Contact-Us) Monday – Thursday 8:00 am – 8:00pm ET and Friday 9:00am – 8:00pm ET (833) 378-8220  ### How are we doing today? We take your feedback seriously. Please [complete](https://eo-insurance.com/survey?ref=abg#/#/) a customer satisfaction survey to help us better serve you. Membership in the Associates Benefits Group Association is limited to agents and representatives who are actively licensed with World Financial Group Insurance Agency, LLC (“WFGIA”) or one of its subsidiary insurance agencies. I understand that if my license is terminated with WFGIA for any reason I will lose the ability to maintain my membership. Associates Benefits Group offers association members exclusive access to association group and individual insurance plans as well as the ability to enroll in discounted and association member-only benefits and programs offered at special member-only rates and coverages. Not all members may qualify, and enrollment may be restricted to only members who apply in a timely manner or during the appropriate open enrollment period(s). Not all plans may be available in all states. [Privacy Policy](https://www.ajg.com/us/privacy-policy/) Copyright © 2023 Associates Benefits Group. All rights reserved.

 ### Critical Illness **Critical Illness Insurance** **Important Financial Insurance Protection** Experiencing a critical illness can be devastating to you, your family and your finances. That's why you should consider Critical Illness (CI) Insurance issued by **The Prudential Insurance Company of America (Prudential).** CI is designed to ensure that, should you be diagnosed with a covered condition, such as a heart attack, cancer or stroke) you'll have the financial resources needed to: - Help pay out-of-pocket medical and non-medical expenses - Continue to help pay your rent or mortgage and other daily living expenses By making the decision to purchase CI coverage at affordable, age-banded rates, members are taking an important step toward helping to protect their financial wellness after being diagnosed with a critical condition. [Get Started]() This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states. The products issued by The Prudential Insurance Company of America may not be available in all states. **This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).** **This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.** Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774. 1061047-00002-00