🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 120 (from laksa106)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa120.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.afspa.org/aip/critical-illness/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.afspa.org/aip/critical-illness/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.afspa.org\/aip\/critical-illness\/","crawl_time":1776176564,"first_indexed_time":1636001700,"http_code":200,"src_unparsed":"org,afspa!www,\/aip\/critical-illness\/ s443","src_root_hash":"4636099076434171320","history_drop_reason":null,"meta_title":"Critical Illness Insurance – AFSPA","meta_descriptions":[],"attrs_boilerpipe_text":"Home\nAncillary Insurance Programs\nCritical Illness Insurance\nGet the financial protection you need as you deal with\na serious illness\nProvides a lump sum benefit for day-to-day living expenses... not covered by insurance\nWe all like to think we’re invincible, but unfortunately, that isn’t the case. If you or a loved one were suddenly faced with a critical illness, would you be prepared to handle the unforeseen associated expenses?\nEven if you are enrolled in a major medical plan, you may want to consider adding AFSPA’s Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential). Benefits are payable when you are diagnosed with a critical illness for the first time while covered under the plan, and that diagnosis occurs during your lifetime.\nEnroll anytime!\nAffordable premiums\nEasy application process\nKeep your coverage even if you change jobs; coverage automatically ends at age 80\nUse your lump sum benefit for out-of-pocket medical and non-medical expenses such as care and treatment, mortgage payments, rent, child care, and more\nSeven conditions are covered:\nHeart Attack\nStroke\nInvasive Cancer\nCancer in Situ (Partial)\nMajor Organ Failure\nRenal (Kidney) Failure\nSevere Coronary Artery Disease\nWhy choose AFSPA's Critical Illness insurance?\nMonthly premium for member and family coverage may cost less than the average American spends each month on dining in restaurants.\nUp to $10,000 in member coverage, up to $5,000 for spouse\/domestic partner coverage, and up to $15,000 for child(ren) coverage can be guaranteed issue and does not require review of medical history.*\nYou may apply for member coverage up to $100,000, and up to $50,000 to cover your spouse\/domestic partner by simply answering some health questions to determine insurability.*\nSpouses, domestic partners and children age19 and older are eligible to apply for their own policy without Principal Member election.\nBenefit payments are paid in a lump sum and can be used for whatever you choose—without restriction. You can even use it for everyday expenses, like babysitters and take-out food.**\n*Members, Spouses and Domestic Partners must be under age 65 and be enrolled in a major medical plan to be eligible for coverage.\n*Dependent benefit amounts cannot be more than 50% of member coverage amount. Spouses, domestic partners and children age 19 and older are eligible to apply for their own policy.\n** Everyday expenses may include both medical and non-medical expenses.\nCritical Illness Benefit Coverage Amount\nSubscriber\nSpouse\nChild(ren)\n$10,000  to $100,000\n$5,000 to $50,000\n$2,500 to $15,000\nUse the calculator below to see what your monthly premium will be\nWhat is your age?\nMembers Coverage Amount?\nSpouse Coverage Amount?\nAdd Dependent Coverage?\nError: Spouse Coverage cannot be more that 50% of member coverage.\nError: Coverage only available to members less than 80 years of age.\nError: Dependent Coverage cannot be more that 50% of member coverage.\n \nMonthly Premium Amount:\nHow do I enroll?\nEnroll Online\nSubmit PDF\nOr\nQuestions\n? Email\naip@afspa.org\nForms & Brochures\nCritical Illness Brochure\nCritical Illness Application\nCritical Illness FAQ Flyer\nCritical Illness FAQs\nThis coverage is not available in the following states: AR, CO, DE, HI, ID, ME, MT, NM, OR, PA, UT, WA, WV\nThis site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.\nThis coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).\nTHIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.\nGroup Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate\/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.\n©️ 2025 Prudential Financial, Inc., and its related entities.\n1048506-00003-00\nWhat we offer\nHealth Insurance\nDental Insurance\nLife Insurance\nMembers of Household Insurance\nTravel Insurance\nProfessional Services\nDiscount Care Programs\nRequest a Call Back\nWhat plan or service do you need help with?\nDental\nDisability\nLife, AD&D, Critical Illness\nForeign Service Benefit Plan\nImmediate Benefit Plan\nLegal Services\nTravel\nHave a Question?\nOur friendly staff are here to answer your questions.\nContact Us","attrs_markdown":"[Skip to content](https:\/\/www.afspa.org\/aip\/critical-illness\/#content)\n\n- [Are you a Federal employee or retiree looking for unique health benefits with comprehensive coverage? Explore our plans.](https:\/\/www.afspa.org\/about-us\/#ourservices)\n\n- [Send us a message](mailto:afspa@afspa.org)\n\n[![](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/02\/cropped-AFSPA_Logo_website-01-300x122.jpg)](https:\/\/www.afspa.org\/)\n\n### Call us for any questions\n(202) 833-4910\n\n### [Log In](http:\/\/afspamembers.afspa.org\/)\nAFSPA Member Portal\n\n- [Plans](https:\/\/www.afspa.org\/about-us\/)\n  - [Foreign Service Benefit Plan](https:\/\/www.afspa.org\/fsbp\/)\n    - [Home](https:\/\/www.afspa.org\/fsbp\/)\n    - [New for 2026](https:\/\/www.afspa.org\/fsbp\/new-for-2026\/)\n    - [New Member](https:\/\/www.afspa.org\/fsbp\/foreign-service-benefit-plan-new-member\/)\n    - [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n    - [Forms and Brochures](https:\/\/www.afspa.org\/fsbp-forms-library\/)\n    - [Find a Provider](https:\/\/www.aetna.com\/dsepublic\/#\/contentPage?page=providerSearchLanding&site_id=fsbp)\n    - [Submit a Claim](https:\/\/www.afspa.org\/fsbp\/claims\/)\n    - [Prescription Coverage](https:\/\/www.afspa.org\/fsbp\/prescriptions\/)\n    - [Overseas Coverage](https:\/\/www.afspa.org\/fsbp\/overseas\/)\n    - [Overseas Partners](https:\/\/www.afspa.org\/fsbp\/overseas\/overseas-partners\/)\n    - [Wellness Programs](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/)\n      - [Manage Specific Conditions](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/manage-specific-conditions\/)\n    - [FSBP and Medicare](https:\/\/www.afspa.org\/fsbp-and-medicare\/)\n  - [Ancillary Insurance Programs](https:\/\/www.afspa.org\/aip\/)\n    - [Dental](https:\/\/www.afspa.org\/aip\/dental\/)\n    - [Life and AD\\&D](https:\/\/www.afspa.org\/aip\/life\/)\n    - [Critical Illness](https:\/\/www.afspa.org\/aip\/critical-illness\/)\n    - [Travel](https:\/\/www.afspa.org\/aip\/travel\/)\n    - [Members of Household](https:\/\/www.afspa.org\/aip\/members-of-household-insurance\/)\n    - [Discount Care Programs](https:\/\/www.afspa.org\/aip\/discount-care-programs\/)\n- [Professional Services](https:\/\/www.afspa.org\/aip\/professionalservices\/)\n  - [Legal Services](https:\/\/www.afspa.org\/professionalservices\/#Legal_Services)\n  - [Tax Consulting](https:\/\/www.afspa.org\/professionalservices\/#Tax_Consulting)\n  - [Long Term Care Planning](https:\/\/www.afspa.org\/professionalservices\/#Long_Term)\n  - [Financial Wellness](https:\/\/www.afspa.org\/professionalservices\/#Financial_Wellness)\n  - [Retirement Planning](https:\/\/www.afspa.org\/professionalservices\/#Retirement_Planning)\n- [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [AFSPA Member Portal](https:\/\/secure.myafspa.org\/)\n  - [Aetna Secure Member Website](https:\/\/www.aetna.com\/AccountManagerV3\/v\/login?identityTransaction=vQ3QeJQchjM21Snf7t3Bjhc1E7o5QaohIzjD%2BrH0RMfGz5CUV5H1snI%2BF%2BR9ZptB0%2BS0%2Ba1QCPmOLeCgO6z%2BthCPO9Kuf23JDw6EPIcFxw4rxaWPHN3vYH2OzgSThWvt98srW7Fi3H%2FudVDAeH0eBj4epTxWPS4sDEDDBZ5mWIJx3uj9fwUWh2VSz6lfB1E0dNfH9Wh6ResdkhzvBVsRHYy4quxSPPvx8EQXvmapjWcraBPdpahR7OkaMNaZgODiP884cW%2Bqqx0c5RdZlNWwT279nx68C8LORASadzvCOPeX8lUa6gemNiwBdxqDdeqYYBeV0LJ6Z5gNtpEJqeXoRRIk40ohpeuP9UPiIETLIgv3Wv676OB%2B5rjQHidEtZ6fo3S9RMpC4lY3qttJARH6TcMB%2BdUdMxRjf6AK35yRxgE%2BjUIA3e%2BeS3KIOv1oIdnoMq3ciEP4iCk9SUrPuiKKwCfs39DbqlThvyDPoZfjqThp6N7A07655EkfB00u969otcWgXXxyemrHyixdV%2FSZrQ%3D%3D&appname=NAV&branding=&skin=&language=&channel=web)\n  - [Express Scripts Online](http:\/\/www.express-scripts.com\/consumer\/site\/home?partner=FSBP&accessLink=FSBPDCC)\n- [Stay Connected](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [News](https:\/\/www.afspa.org\/home\/news\/)\n  - [Newsletters](https:\/\/www.afspa.org\/afspa-in-action-newsletters\/)\n  - [Blogs](https:\/\/www.afspa.org\/home\/blogs\/)\n  - [Podcast](https:\/\/www.afspa.org\/podcast\/)\n  - [CEO Messages](https:\/\/www.afspa.org\/from-the-ceo\/)\n  - [State of Emergencies](https:\/\/www.afspa.org\/fsbp\/prescriptions\/state-of-emergencies\/)\n- [Events](http:\/\/afspa.org\/events\/)\n- [Eligibility](https:\/\/www.afspa.org\/eligibility\/)\n- [About us](https:\/\/www.afspa.org\/about-us\/)\n- [Contact Us](https:\/\/www.afspa.org\/contact-us\/)\n\n- [Plans](https:\/\/www.afspa.org\/about-us\/)\n  - [Foreign Service Benefit Plan](https:\/\/www.afspa.org\/fsbp\/)\n    - [Home](https:\/\/www.afspa.org\/fsbp\/)\n    - [New for 2026](https:\/\/www.afspa.org\/fsbp\/new-for-2026\/)\n    - [New Member](https:\/\/www.afspa.org\/fsbp\/foreign-service-benefit-plan-new-member\/)\n    - [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n    - [Forms and Brochures](https:\/\/www.afspa.org\/fsbp-forms-library\/)\n    - [Find a Provider](https:\/\/www.aetna.com\/dsepublic\/#\/contentPage?page=providerSearchLanding&site_id=fsbp)\n    - [Submit a Claim](https:\/\/www.afspa.org\/fsbp\/claims\/)\n    - [Prescription Coverage](https:\/\/www.afspa.org\/fsbp\/prescriptions\/)\n    - [Overseas Coverage](https:\/\/www.afspa.org\/fsbp\/overseas\/)\n    - [Overseas Partners](https:\/\/www.afspa.org\/fsbp\/overseas\/overseas-partners\/)\n    - [Wellness Programs](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/)\n      - [Manage Specific Conditions](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/manage-specific-conditions\/)\n    - [FSBP and Medicare](https:\/\/www.afspa.org\/fsbp-and-medicare\/)\n  - [Ancillary Insurance Programs](https:\/\/www.afspa.org\/aip\/)\n    - [Dental](https:\/\/www.afspa.org\/aip\/dental\/)\n    - [Life and AD\\&D](https:\/\/www.afspa.org\/aip\/life\/)\n    - [Critical Illness](https:\/\/www.afspa.org\/aip\/critical-illness\/)\n    - [Travel](https:\/\/www.afspa.org\/aip\/travel\/)\n    - [Members of Household](https:\/\/www.afspa.org\/aip\/members-of-household-insurance\/)\n    - [Discount Care Programs](https:\/\/www.afspa.org\/aip\/discount-care-programs\/)\n- [Professional Services](https:\/\/www.afspa.org\/aip\/professionalservices\/)\n  - [Legal Services](https:\/\/www.afspa.org\/professionalservices\/#Legal_Services)\n  - [Tax Consulting](https:\/\/www.afspa.org\/professionalservices\/#Tax_Consulting)\n  - [Long Term Care Planning](https:\/\/www.afspa.org\/professionalservices\/#Long_Term)\n  - [Financial Wellness](https:\/\/www.afspa.org\/professionalservices\/#Financial_Wellness)\n  - [Retirement Planning](https:\/\/www.afspa.org\/professionalservices\/#Retirement_Planning)\n- [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [AFSPA Member Portal](https:\/\/secure.myafspa.org\/)\n  - [Aetna Secure Member Website](https:\/\/www.aetna.com\/AccountManagerV3\/v\/login?identityTransaction=vQ3QeJQchjM21Snf7t3Bjhc1E7o5QaohIzjD%2BrH0RMfGz5CUV5H1snI%2BF%2BR9ZptB0%2BS0%2Ba1QCPmOLeCgO6z%2BthCPO9Kuf23JDw6EPIcFxw4rxaWPHN3vYH2OzgSThWvt98srW7Fi3H%2FudVDAeH0eBj4epTxWPS4sDEDDBZ5mWIJx3uj9fwUWh2VSz6lfB1E0dNfH9Wh6ResdkhzvBVsRHYy4quxSPPvx8EQXvmapjWcraBPdpahR7OkaMNaZgODiP884cW%2Bqqx0c5RdZlNWwT279nx68C8LORASadzvCOPeX8lUa6gemNiwBdxqDdeqYYBeV0LJ6Z5gNtpEJqeXoRRIk40ohpeuP9UPiIETLIgv3Wv676OB%2B5rjQHidEtZ6fo3S9RMpC4lY3qttJARH6TcMB%2BdUdMxRjf6AK35yRxgE%2BjUIA3e%2BeS3KIOv1oIdnoMq3ciEP4iCk9SUrPuiKKwCfs39DbqlThvyDPoZfjqThp6N7A07655EkfB00u969otcWgXXxyemrHyixdV%2FSZrQ%3D%3D&appname=NAV&branding=&skin=&language=&channel=web)\n  - [Express Scripts Online](http:\/\/www.express-scripts.com\/consumer\/site\/home?partner=FSBP&accessLink=FSBPDCC)\n- [Stay Connected](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [News](https:\/\/www.afspa.org\/home\/news\/)\n  - [Newsletters](https:\/\/www.afspa.org\/afspa-in-action-newsletters\/)\n  - [Blogs](https:\/\/www.afspa.org\/home\/blogs\/)\n  - [Podcast](https:\/\/www.afspa.org\/podcast\/)\n  - [CEO Messages](https:\/\/www.afspa.org\/from-the-ceo\/)\n  - [State of Emergencies](https:\/\/www.afspa.org\/fsbp\/prescriptions\/state-of-emergencies\/)\n- [Events](http:\/\/afspa.org\/events\/)\n- [Eligibility](https:\/\/www.afspa.org\/eligibility\/)\n- [About us](https:\/\/www.afspa.org\/about-us\/)\n- [Contact Us](https:\/\/www.afspa.org\/contact-us\/)\n\n[![](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/02\/cropped-AFSPA_Logo_website-01-300x122.jpg)](https:\/\/www.afspa.org\/)\n\n### Call us for any questions\n(202) 833-4910\n\n### [Log In](http:\/\/afspamembers.afspa.org\/)\nAFSPA Member Portal\n\n- [Plans](https:\/\/www.afspa.org\/about-us\/)\n  - [Foreign Service Benefit Plan](https:\/\/www.afspa.org\/fsbp\/)\n    - [Home](https:\/\/www.afspa.org\/fsbp\/)\n    - [New for 2026](https:\/\/www.afspa.org\/fsbp\/new-for-2026\/)\n    - [New Member](https:\/\/www.afspa.org\/fsbp\/foreign-service-benefit-plan-new-member\/)\n    - [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n    - [Forms and Brochures](https:\/\/www.afspa.org\/fsbp-forms-library\/)\n    - [Find a Provider](https:\/\/www.aetna.com\/dsepublic\/#\/contentPage?page=providerSearchLanding&site_id=fsbp)\n    - [Submit a Claim](https:\/\/www.afspa.org\/fsbp\/claims\/)\n    - [Prescription Coverage](https:\/\/www.afspa.org\/fsbp\/prescriptions\/)\n    - [Overseas Coverage](https:\/\/www.afspa.org\/fsbp\/overseas\/)\n    - [Overseas Partners](https:\/\/www.afspa.org\/fsbp\/overseas\/overseas-partners\/)\n    - [Wellness Programs](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/)\n      - [Manage Specific Conditions](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/manage-specific-conditions\/)\n    - [FSBP and Medicare](https:\/\/www.afspa.org\/fsbp-and-medicare\/)\n  - [Ancillary Insurance Programs](https:\/\/www.afspa.org\/aip\/)\n    - [Dental](https:\/\/www.afspa.org\/aip\/dental\/)\n    - [Life and AD\\&D](https:\/\/www.afspa.org\/aip\/life\/)\n    - [Critical Illness](https:\/\/www.afspa.org\/aip\/critical-illness\/)\n    - [Travel](https:\/\/www.afspa.org\/aip\/travel\/)\n    - [Members of Household](https:\/\/www.afspa.org\/aip\/members-of-household-insurance\/)\n    - [Discount Care Programs](https:\/\/www.afspa.org\/aip\/discount-care-programs\/)\n- [Professional Services](https:\/\/www.afspa.org\/aip\/professionalservices\/)\n  - [Legal Services](https:\/\/www.afspa.org\/professionalservices\/#Legal_Services)\n  - [Tax Consulting](https:\/\/www.afspa.org\/professionalservices\/#Tax_Consulting)\n  - [Long Term Care Planning](https:\/\/www.afspa.org\/professionalservices\/#Long_Term)\n  - [Financial Wellness](https:\/\/www.afspa.org\/professionalservices\/#Financial_Wellness)\n  - [Retirement Planning](https:\/\/www.afspa.org\/professionalservices\/#Retirement_Planning)\n- [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [AFSPA Member Portal](https:\/\/secure.myafspa.org\/)\n  - [Aetna Secure Member Website](https:\/\/www.aetna.com\/AccountManagerV3\/v\/login?identityTransaction=vQ3QeJQchjM21Snf7t3Bjhc1E7o5QaohIzjD%2BrH0RMfGz5CUV5H1snI%2BF%2BR9ZptB0%2BS0%2Ba1QCPmOLeCgO6z%2BthCPO9Kuf23JDw6EPIcFxw4rxaWPHN3vYH2OzgSThWvt98srW7Fi3H%2FudVDAeH0eBj4epTxWPS4sDEDDBZ5mWIJx3uj9fwUWh2VSz6lfB1E0dNfH9Wh6ResdkhzvBVsRHYy4quxSPPvx8EQXvmapjWcraBPdpahR7OkaMNaZgODiP884cW%2Bqqx0c5RdZlNWwT279nx68C8LORASadzvCOPeX8lUa6gemNiwBdxqDdeqYYBeV0LJ6Z5gNtpEJqeXoRRIk40ohpeuP9UPiIETLIgv3Wv676OB%2B5rjQHidEtZ6fo3S9RMpC4lY3qttJARH6TcMB%2BdUdMxRjf6AK35yRxgE%2BjUIA3e%2BeS3KIOv1oIdnoMq3ciEP4iCk9SUrPuiKKwCfs39DbqlThvyDPoZfjqThp6N7A07655EkfB00u969otcWgXXxyemrHyixdV%2FSZrQ%3D%3D&appname=NAV&branding=&skin=&language=&channel=web)\n  - [Express Scripts Online](http:\/\/www.express-scripts.com\/consumer\/site\/home?partner=FSBP&accessLink=FSBPDCC)\n- [Stay Connected](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [News](https:\/\/www.afspa.org\/home\/news\/)\n  - [Newsletters](https:\/\/www.afspa.org\/afspa-in-action-newsletters\/)\n  - [Blogs](https:\/\/www.afspa.org\/home\/blogs\/)\n  - [Podcast](https:\/\/www.afspa.org\/podcast\/)\n  - [CEO Messages](https:\/\/www.afspa.org\/from-the-ceo\/)\n  - [State of Emergencies](https:\/\/www.afspa.org\/fsbp\/prescriptions\/state-of-emergencies\/)\n- [Events](http:\/\/afspa.org\/events\/)\n- [Eligibility](https:\/\/www.afspa.org\/eligibility\/)\n- [About us](https:\/\/www.afspa.org\/about-us\/)\n- [Contact Us](https:\/\/www.afspa.org\/contact-us\/)\n\n- [Plans](https:\/\/www.afspa.org\/about-us\/)\n  - [Foreign Service Benefit Plan](https:\/\/www.afspa.org\/fsbp\/)\n    - [Home](https:\/\/www.afspa.org\/fsbp\/)\n    - [New for 2026](https:\/\/www.afspa.org\/fsbp\/new-for-2026\/)\n    - [New Member](https:\/\/www.afspa.org\/fsbp\/foreign-service-benefit-plan-new-member\/)\n    - [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n    - [Forms and Brochures](https:\/\/www.afspa.org\/fsbp-forms-library\/)\n    - [Find a Provider](https:\/\/www.aetna.com\/dsepublic\/#\/contentPage?page=providerSearchLanding&site_id=fsbp)\n    - [Submit a Claim](https:\/\/www.afspa.org\/fsbp\/claims\/)\n    - [Prescription Coverage](https:\/\/www.afspa.org\/fsbp\/prescriptions\/)\n    - [Overseas Coverage](https:\/\/www.afspa.org\/fsbp\/overseas\/)\n    - [Overseas Partners](https:\/\/www.afspa.org\/fsbp\/overseas\/overseas-partners\/)\n    - [Wellness Programs](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/)\n      - [Manage Specific Conditions](https:\/\/www.afspa.org\/fsbp\/wellness-programs\/manage-specific-conditions\/)\n    - [FSBP and Medicare](https:\/\/www.afspa.org\/fsbp-and-medicare\/)\n  - [Ancillary Insurance Programs](https:\/\/www.afspa.org\/aip\/)\n    - [Dental](https:\/\/www.afspa.org\/aip\/dental\/)\n    - [Life and AD\\&D](https:\/\/www.afspa.org\/aip\/life\/)\n    - [Critical Illness](https:\/\/www.afspa.org\/aip\/critical-illness\/)\n    - [Travel](https:\/\/www.afspa.org\/aip\/travel\/)\n    - [Members of Household](https:\/\/www.afspa.org\/aip\/members-of-household-insurance\/)\n    - [Discount Care Programs](https:\/\/www.afspa.org\/aip\/discount-care-programs\/)\n- [Professional Services](https:\/\/www.afspa.org\/aip\/professionalservices\/)\n  - [Legal Services](https:\/\/www.afspa.org\/professionalservices\/#Legal_Services)\n  - [Tax Consulting](https:\/\/www.afspa.org\/professionalservices\/#Tax_Consulting)\n  - [Long Term Care Planning](https:\/\/www.afspa.org\/professionalservices\/#Long_Term)\n  - [Financial Wellness](https:\/\/www.afspa.org\/professionalservices\/#Financial_Wellness)\n  - [Retirement Planning](https:\/\/www.afspa.org\/professionalservices\/#Retirement_Planning)\n- [Online Member Portals](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [AFSPA Member Portal](https:\/\/secure.myafspa.org\/)\n  - [Aetna Secure Member Website](https:\/\/www.aetna.com\/AccountManagerV3\/v\/login?identityTransaction=vQ3QeJQchjM21Snf7t3Bjhc1E7o5QaohIzjD%2BrH0RMfGz5CUV5H1snI%2BF%2BR9ZptB0%2BS0%2Ba1QCPmOLeCgO6z%2BthCPO9Kuf23JDw6EPIcFxw4rxaWPHN3vYH2OzgSThWvt98srW7Fi3H%2FudVDAeH0eBj4epTxWPS4sDEDDBZ5mWIJx3uj9fwUWh2VSz6lfB1E0dNfH9Wh6ResdkhzvBVsRHYy4quxSPPvx8EQXvmapjWcraBPdpahR7OkaMNaZgODiP884cW%2Bqqx0c5RdZlNWwT279nx68C8LORASadzvCOPeX8lUa6gemNiwBdxqDdeqYYBeV0LJ6Z5gNtpEJqeXoRRIk40ohpeuP9UPiIETLIgv3Wv676OB%2B5rjQHidEtZ6fo3S9RMpC4lY3qttJARH6TcMB%2BdUdMxRjf6AK35yRxgE%2BjUIA3e%2BeS3KIOv1oIdnoMq3ciEP4iCk9SUrPuiKKwCfs39DbqlThvyDPoZfjqThp6N7A07655EkfB00u969otcWgXXxyemrHyixdV%2FSZrQ%3D%3D&appname=NAV&branding=&skin=&language=&channel=web)\n  - [Express Scripts Online](http:\/\/www.express-scripts.com\/consumer\/site\/home?partner=FSBP&accessLink=FSBPDCC)\n- [Stay Connected](https:\/\/www.afspa.org\/online-member-portals\/)\n  - [News](https:\/\/www.afspa.org\/home\/news\/)\n  - [Newsletters](https:\/\/www.afspa.org\/afspa-in-action-newsletters\/)\n  - [Blogs](https:\/\/www.afspa.org\/home\/blogs\/)\n  - [Podcast](https:\/\/www.afspa.org\/podcast\/)\n  - [CEO Messages](https:\/\/www.afspa.org\/from-the-ceo\/)\n  - [State of Emergencies](https:\/\/www.afspa.org\/fsbp\/prescriptions\/state-of-emergencies\/)\n- [Events](http:\/\/afspa.org\/events\/)\n- [Eligibility](https:\/\/www.afspa.org\/eligibility\/)\n- [About us](https:\/\/www.afspa.org\/about-us\/)\n- [Contact Us](https:\/\/www.afspa.org\/contact-us\/)\n\n- [Home](https:\/\/www.afspa.org\/)\n- [Ancillary Insurance Programs](https:\/\/www.afspa.org\/aip\/)\n- Critical Illness Insurance\n\n# Critical Illness Insurance\nGet the financial protection you need as you deal with   \na serious illness\n\nProvides a lump sum benefit for day-to-day living expenses... not covered by insurance\n\nWe all like to think we’re invincible, but unfortunately, that isn’t the case. If you or a loved one were suddenly faced with a critical illness, would you be prepared to handle the unforeseen associated expenses?\n\nEven if you are enrolled in a major medical plan, you may want to consider adding AFSPA’s Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential). Benefits are payable when you are diagnosed with a critical illness for the first time while covered under the plan, and that diagnosis occurs during your lifetime.\n### Enroll anytime\\!\n![](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/11\/Mother-and-son-thumb.jpg)\n\n- Affordable premiums\n- Easy application process\n- Keep your coverage even if you change jobs; coverage automatically ends at age 80\n- Use your lump sum benefit for out-of-pocket medical and non-medical expenses such as care and treatment, mortgage payments, rent, child care, and more\n### Seven conditions are covered:\n- Heart Attack\n- Stroke\n- Invasive Cancer\n- Cancer in Situ (Partial)\n- Major Organ Failure\n- Renal (Kidney) Failure\n- Severe Coronary Artery Disease\n## Why choose AFSPA's Critical Illness insurance?\n![](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/11\/asian-grandpa_grandson-683x1024-1.jpg)\n\n- Monthly premium for member and family coverage may cost less than the average American spends each month on dining in restaurants.\n- Up to \\$10,000 in member coverage, up to \\$5,000 for spouse\/domestic partner coverage, and up to \\$15,000 for child(ren) coverage can be guaranteed issue and does not require review of medical history.\\*\n- You may apply for member coverage up to \\$100,000, and up to \\$50,000 to cover your spouse\/domestic partner by simply answering some health questions to determine insurability.\\*\n- Spouses, domestic partners and children age19 and older are eligible to apply for their own policy without Principal Member election.\n- Benefit payments are paid in a lump sum and can be used for whatever you choose—without restriction. You can even use it for everyday expenses, like babysitters and take-out food.\\*\\*\n\n\\*Members, Spouses and Domestic Partners must be under age 65 and be enrolled in a major medical plan to be eligible for coverage.\n\n\\*Dependent benefit amounts cannot be more than 50% of member coverage amount. Spouses, domestic partners and children age 19 and older are eligible to apply for their own policy.\n\n\\*\\* Everyday expenses may include both medical and non-medical expenses.\n\n| Critical Illness Benefit Coverage Amount |\n|---|\n\n| Subscriber | Spouse | Child(ren) |\n|---|---|---|\n| \\$10,000 to \\$100,000 | \\$5,000 to \\$50,000 | \\$2,500 to \\$15,000 |\n\n| Use the calculator below to see what your monthly premium will be |\n|---|\n\n## How do I enroll?\n[Enroll Online](https:\/\/enrollment.afspa.org\/index.php)[Submit PDF](https:\/\/www.afspa.org\/aip\/life\/secure-form-life-insurances-question\/)Or\n\n**Questions**? Email [aip@afspa.org](mailto:aip@afspa.org)\n\n## Forms & Brochures\n- [Critical Illness Brochure](https:\/\/www.afspa.org\/wp-content\/uploads\/2025\/01\/Final_-AFSPA-CI-Brochure_AME22_BR_GI13_01_2025.pdf)\n- [Critical Illness Application](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/07\/CriticalIllnessApplicationPDF.pdf)\n- [Critical Illness FAQ Flyer](https:\/\/www.afspa.org\/wp-content\/uploads\/2025\/01\/AFSPA_CI-FAQ-Flyer_2025.pdf)\n- [Critical Illness FAQs](https:\/\/www.afspa.org\/aip\/critical-illness\/critical-illness-faq\/)\n\n| This coverage is not available in the following states: AR, CO, DE, HI, ID, ME, MT, NM, OR, PA, UT, WA, WV |\n|---|\n\nThis site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.\n\n**This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).**\n\nTHIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.\n\nGroup Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate\/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.\n\n©️ 2025 Prudential Financial, Inc., and its related entities.\n\n1048506-00003-00\n\n## What we offer\n### [Health Insurance](https:\/\/www.afspa.org\/fsbp\/)\n### [Dental Insurance](https:\/\/www.afspa.org\/aip\/dental\/)\n### [Life Insurance](https:\/\/www.afspa.org\/aip\/life\/)\n### [Members of Household Insurance](https:\/\/www.afspa.org\/aip\/members-of-household-insurance\/)\n### [Travel Insurance](https:\/\/www.afspa.org\/aip\/travel\/)\n### [Professional Services](https:\/\/www.afspa.org\/aip\/professionalservices\/)\n### [Discount Care Programs](https:\/\/www.afspa.org\/aip\/discount-care-programs\/)\n## Request a Call Back\n[What plan or service do you need help with?]()\n\n- [Dental](https:\/\/www.afspa.org\/aip\/dental\/secure-form-dental-plan-question\/)\n- [Disability](https:\/\/www.afspa.org\/aip\/disability\/secure-form-disability-form-question\/)\n- [Life, AD\\&D, Critical Illness](https:\/\/www.afspa.org\/aip\/life\/secure-form-life-insurances-question\/)\n- [Foreign Service Benefit Plan](https:\/\/www.afspa.org\/secure-form-ask-fsbp-benefits-and-claims-questions\/)\n- [Immediate Benefit Plan](https:\/\/www.afspa.org\/aip\/life\/secure-form-immediate-benefit-plan-question\/)\n- [Legal Services](https:\/\/www.afspa.org\/aip\/secure-form-contact-legal-services\/)\n- [Travel](https:\/\/www.afspa.org\/aip\/travel\/secure-form-travel-plan-question\/)\n\n## Have a Question?\nOur friendly staff are here to answer your questions.\n\n[Contact Us](https:\/\/www.afspa.org\/contact-us\/)\n\n[![](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/01\/AFSPA_Logo_White_Caring-300x112.png)](https:\/\/www.afspa.org\/)\n\n**Headquarters:**   \n1620 L Street NW, Suite 800   \nWashington, D.C. 20036-5629\n\n## Resources\n- [Contact Us](https:\/\/www.afspa.org\/contact-us\/)\n- [Events](https:\/\/www.afspa.org\/events\/)\n- [Forms and Brochures](https:\/\/www.afspa.org\/fsbp-forms-library\/)\n- [Website Feedback](https:\/\/forms.office.com\/pages\/responsepage.aspx?id=aGuVOROC3E-bYD-o12_RkXNJRGIQpW1Bi_P6GxcpTIFUMk1NWVo5MTgzTE5KVDA2OTQwSEU3MVJDMy4u)\n- [Careers](https:\/\/recruiting.paylocity.com\/recruiting\/jobs\/All\/2095f7b2-0c09-403d-b8ec-609149118141\/American-Foreign-Service-Protective-Association?utm_source=New_HR_Default_Email_Signature&utm_medium=Banner&utm_campaign=External_Hiring_Paylocity)\n## Join our AFSPA email list\n[Subscribe Now\\!]()\n\n## Recent News\n- [From the CEO - April 2026 April 1, 2026](https:\/\/www.afspa.org\/newsitems\/from-the-ceo-april-2026\/)\n- [Mental Health Telehealth Resources for Members Affected by Current Hostilities March 4, 2026](https:\/\/www.afspa.org\/newsitems\/mental-health-telehealth-resources-for-members-affected-by-current-hostilities\/)\n- [From the CEO - March 2026 March 2, 2026](https:\/\/www.afspa.org\/newsitems\/from-the-ceo-march-2026\/)\n- [EncircleRx Program Requirements to Resume March 1, 2026 February 24, 2026](https:\/\/www.afspa.org\/newsitems\/encirclerx-program-requirements-to-resume-march-1-2026\/)\n\n## Follow us\n[Facebook](http:\/\/facebook.com\/afspacares)     [Youtube](https:\/\/www.youtube.com\/channel\/UCG5fQz3kN4pOblkYD8Mt3-w)     [Instagram](http:\/\/instagram.com\/afspacares)     [Linkedin](https:\/\/www.linkedin.com\/company\/62986252\/)     [Microphone](https:\/\/afspatalks.buzzsprout.com\/)\n\n## Hours of Operation\n- Telephone: Mon - Fri \\| 7:00am - 7:00pm ET\n- [Appts: Mon - Fri \\| 10:00am - 2:00pm ET](https:\/\/www.afspa.org\/contact-us\/#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE4ODEzIiwidG9nZ2xlIjpmYWxzZX0%3D)\n- Saturdays & Sundays \\| CLOSED\n\nCopyright © 2026 All Rights Reserved by AFSPA.\n\n[Emails & Privacy](https:\/\/www.afspa.org\/email-and-privacy\/) \/ [Terms & Conditions](https:\/\/www.afspa.org\/terms-and-conditions\/) \/ [Notice of Privacy Practices](https:\/\/www.afspa.org\/wp-content\/uploads\/2026\/02\/FSBP-Notice-of-Privacy-Practices-02.16.26.pdf)\n\n[![TAS\\_badge-silver](https:\/\/www.afspa.org\/wp-content\/uploads\/elementor\/thumbs\/TAS_badge-silver-q4ss676bk0ldaem1mzrmzk95qvwvlfh36fme9iu3u0.png)](https:\/\/godcgo.com\/transportation-allstars\/?utm_source=DC+Employers&utm_campaign=bdbe7c3fa6-EMAIL_CAMPAIGN_2019_11_13_08_14_COPY_01&utm_medium=email&utm_term=0_8b85183388-bdbe7c3fa6-711062204)","attrs_readable_markdown":"- [Home](https:\/\/www.afspa.org\/)\n- [Ancillary Insurance Programs](https:\/\/www.afspa.org\/aip\/)\n- Critical Illness Insurance\n\nGet the financial protection you need as you deal with   \na serious illness\n\nProvides a lump sum benefit for day-to-day living expenses... not covered by insurance\n\nWe all like to think we’re invincible, but unfortunately, that isn’t the case. If you or a loved one were suddenly faced with a critical illness, would you be prepared to handle the unforeseen associated expenses?\n\nEven if you are enrolled in a major medical plan, you may want to consider adding AFSPA’s Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential). Benefits are payable when you are diagnosed with a critical illness for the first time while covered under the plan, and that diagnosis occurs during your lifetime.\n\nEnroll anytime\\!\n\n![](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/11\/Mother-and-son-thumb.jpg)\n\n- Affordable premiums\n- Easy application process\n- Keep your coverage even if you change jobs; coverage automatically ends at age 80\n- Use your lump sum benefit for out-of-pocket medical and non-medical expenses such as care and treatment, mortgage payments, rent, child care, and more\n\nSeven conditions are covered:\n\n- Heart Attack\n- Stroke\n- Invasive Cancer\n- Cancer in Situ (Partial)\n- Major Organ Failure\n- Renal (Kidney) Failure\n- Severe Coronary Artery Disease\n\nWhy choose AFSPA's Critical Illness insurance?\n\n![](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/11\/asian-grandpa_grandson-683x1024-1.jpg)\n\n- Monthly premium for member and family coverage may cost less than the average American spends each month on dining in restaurants.\n- Up to \\$10,000 in member coverage, up to \\$5,000 for spouse\/domestic partner coverage, and up to \\$15,000 for child(ren) coverage can be guaranteed issue and does not require review of medical history.\\*\n- You may apply for member coverage up to \\$100,000, and up to \\$50,000 to cover your spouse\/domestic partner by simply answering some health questions to determine insurability.\\*\n- Spouses, domestic partners and children age19 and older are eligible to apply for their own policy without Principal Member election.\n- Benefit payments are paid in a lump sum and can be used for whatever you choose—without restriction. You can even use it for everyday expenses, like babysitters and take-out food.\\*\\*\n\n\\*Members, Spouses and Domestic Partners must be under age 65 and be enrolled in a major medical plan to be eligible for coverage.\n\n\\*Dependent benefit amounts cannot be more than 50% of member coverage amount. Spouses, domestic partners and children age 19 and older are eligible to apply for their own policy.\n\n\\*\\* Everyday expenses may include both medical and non-medical expenses.\n\n| Critical Illness Benefit Coverage Amount |\n|---|\n\n| Subscriber | Spouse | Child(ren) |\n|---|---|---|\n| \\$10,000 to \\$100,000 | \\$5,000 to \\$50,000 | \\$2,500 to \\$15,000 |\n\n| Use the calculator below to see what your monthly premium will be |\n|---|\n\nHow do I enroll?\n\n[Enroll Online](https:\/\/enrollment.afspa.org\/index.php)[Submit PDF](https:\/\/www.afspa.org\/aip\/life\/secure-form-life-insurances-question\/)Or\n\n**Questions**? Email [aip@afspa.org](mailto:aip@afspa.org)\n\nForms & Brochures\n\n- [Critical Illness Brochure](https:\/\/www.afspa.org\/wp-content\/uploads\/2025\/01\/Final_-AFSPA-CI-Brochure_AME22_BR_GI13_01_2025.pdf)\n- [Critical Illness Application](https:\/\/www.afspa.org\/wp-content\/uploads\/2021\/07\/CriticalIllnessApplicationPDF.pdf)\n- [Critical Illness FAQ Flyer](https:\/\/www.afspa.org\/wp-content\/uploads\/2025\/01\/AFSPA_CI-FAQ-Flyer_2025.pdf)\n- [Critical Illness FAQs](https:\/\/www.afspa.org\/aip\/critical-illness\/critical-illness-faq\/)\n\n| This coverage is not available in the following states: AR, CO, DE, HI, ID, ME, MT, NM, OR, PA, UT, WA, WV |\n|---|\n\nThis site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.\n\n**This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).**\n\nTHIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.\n\nGroup Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate\/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.\n\n©️ 2025 Prudential Financial, Inc., and its related entities.\n\n1048506-00003-00\n\nWhat we offer\n\n[Health Insurance](https:\/\/www.afspa.org\/fsbp\/)\n\n[Dental Insurance](https:\/\/www.afspa.org\/aip\/dental\/)\n\n[Life Insurance](https:\/\/www.afspa.org\/aip\/life\/)\n\n[Members of Household Insurance](https:\/\/www.afspa.org\/aip\/members-of-household-insurance\/)\n\n[Travel Insurance](https:\/\/www.afspa.org\/aip\/travel\/)\n\n[Professional Services](https:\/\/www.afspa.org\/aip\/professionalservices\/)\n\n[Discount Care Programs](https:\/\/www.afspa.org\/aip\/discount-care-programs\/)\n\nRequest a Call Back\n\n[What plan or service do you need help with?]()\n\n- [Dental](https:\/\/www.afspa.org\/aip\/dental\/secure-form-dental-plan-question\/)\n- [Disability](https:\/\/www.afspa.org\/aip\/disability\/secure-form-disability-form-question\/)\n- [Life, AD\\&D, Critical Illness](https:\/\/www.afspa.org\/aip\/life\/secure-form-life-insurances-question\/)\n- [Foreign Service Benefit Plan](https:\/\/www.afspa.org\/secure-form-ask-fsbp-benefits-and-claims-questions\/)\n- [Immediate Benefit Plan](https:\/\/www.afspa.org\/aip\/life\/secure-form-immediate-benefit-plan-question\/)\n- [Legal Services](https:\/\/www.afspa.org\/aip\/secure-form-contact-legal-services\/)\n- [Travel](https:\/\/www.afspa.org\/aip\/travel\/secure-form-travel-plan-question\/)\n\n## Have a Question?\nOur friendly staff are here to answer your questions.\n\n[Contact Us](https:\/\/www.afspa.org\/contact-us\/)","meta_canonical":null}

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Boilerpipe Text	Home Ancillary Insurance Programs Critical Illness Insurance Get the financial protection you need as you deal with a serious illness Provides a lump sum benefit for day-to-day living expenses... not covered by insurance We all like to think we’re invincible, but unfortunately, that isn’t the case. If you or a loved one were suddenly faced with a critical illness, would you be prepared to handle the unforeseen associated expenses? Even if you are enrolled in a major medical plan, you may want to consider adding AFSPA’s Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential). Benefits are payable when you are diagnosed with a critical illness for the first time while covered under the plan, and that diagnosis occurs during your lifetime. Enroll anytime! Affordable premiums Easy application process Keep your coverage even if you change jobs; coverage automatically ends at age 80 Use your lump sum benefit for out-of-pocket medical and non-medical expenses such as care and treatment, mortgage payments, rent, child care, and more Seven conditions are covered: Heart Attack Stroke Invasive Cancer Cancer in Situ (Partial) Major Organ Failure Renal (Kidney) Failure Severe Coronary Artery Disease Why choose AFSPA's Critical Illness insurance? Monthly premium for member and family coverage may cost less than the average American spends each month on dining in restaurants. Up to $10,000 in member coverage, up to $5,000 for spouse/domestic partner coverage, and up to $15,000 for child(ren) coverage can be guaranteed issue and does not require review of medical history.* You may apply for member coverage up to $100,000, and up to $50,000 to cover your spouse/domestic partner by simply answering some health questions to determine insurability.* Spouses, domestic partners and children age19 and older are eligible to apply for their own policy without Principal Member election. Benefit payments are paid in a lump sum and can be used for whatever you choose—without restriction. You can even use it for everyday expenses, like babysitters and take-out food.** Members, Spouses and Domestic Partners must be under age 65 and be enrolled in a major medical plan to be eligible for coverage. Dependent benefit amounts cannot be more than 50% of member coverage amount. Spouses, domestic partners and children age 19 and older are eligible to apply for their own policy. ** Everyday expenses may include both medical and non-medical expenses. Critical Illness Benefit Coverage Amount Subscriber Spouse Child(ren) $10,000 to $100,000 $5,000 to $50,000 $2,500 to $15,000 Use the calculator below to see what your monthly premium will be What is your age? Members Coverage Amount? Spouse Coverage Amount? Add Dependent Coverage? Error: Spouse Coverage cannot be more that 50% of member coverage. Error: Coverage only available to members less than 80 years of age. Error: Dependent Coverage cannot be more that 50% of member coverage. Monthly Premium Amount: How do I enroll? Enroll Online Submit PDF Or Questions ? Email aip@afspa.org Forms & Brochures Critical Illness Brochure Critical Illness Application Critical Illness FAQ Flyer Critical Illness FAQs This coverage is not available in the following states: AR, CO, DE, HI, ID, ME, MT, NM, OR, PA, UT, WA, WV This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states. This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”). THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774. ©️ 2025 Prudential Financial, Inc., and its related entities. 1048506-00003-00 What we offer Health Insurance Dental Insurance Life Insurance Members of Household Insurance Travel Insurance Professional Services Discount Care Programs Request a Call Back What plan or service do you need help with? Dental Disability Life, AD&D, Critical Illness Foreign Service Benefit Plan Immediate Benefit Plan Legal Services Travel Have a Question? Our friendly staff are here to answer your questions. Contact Us
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[Express Scripts Online](http://www.express-scripts.com/consumer/site/home?partner=FSBP&accessLink=FSBPDCC) - [Stay Connected](https://www.afspa.org/online-member-portals/) - [News](https://www.afspa.org/home/news/) - [Newsletters](https://www.afspa.org/afspa-in-action-newsletters/) - [Blogs](https://www.afspa.org/home/blogs/) - [Podcast](https://www.afspa.org/podcast/) - [CEO Messages](https://www.afspa.org/from-the-ceo/) - [State of Emergencies](https://www.afspa.org/fsbp/prescriptions/state-of-emergencies/) - [Events](http://afspa.org/events/) - [Eligibility](https://www.afspa.org/eligibility/) - [About us](https://www.afspa.org/about-us/) - [Contact Us](https://www.afspa.org/contact-us/) - [Home](https://www.afspa.org/) - [Ancillary Insurance Programs](https://www.afspa.org/aip/) - Critical Illness Insurance # Critical Illness Insurance Get the financial protection you need as you deal with a serious illness Provides a lump sum benefit for day-to-day living expenses... not covered by insurance We all like to think we’re invincible, but unfortunately, that isn’t the case. If you or a loved one were suddenly faced with a critical illness, would you be prepared to handle the unforeseen associated expenses? Even if you are enrolled in a major medical plan, you may want to consider adding AFSPA’s Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential). Benefits are payable when you are diagnosed with a critical illness for the first time while covered under the plan, and that diagnosis occurs during your lifetime. ### Enroll anytime\! ![](https://www.afspa.org/wp-content/uploads/2021/11/Mother-and-son-thumb.jpg) - Affordable premiums - Easy application process - Keep your coverage even if you change jobs; coverage automatically ends at age 80 - Use your lump sum benefit for out-of-pocket medical and non-medical expenses such as care and treatment, mortgage payments, rent, child care, and more ### Seven conditions are covered: - Heart Attack - Stroke - Invasive Cancer - Cancer in Situ (Partial) - Major Organ Failure - Renal (Kidney) Failure - Severe Coronary Artery Disease ## Why choose AFSPA's Critical Illness insurance? ![](https://www.afspa.org/wp-content/uploads/2021/11/asian-grandpa_grandson-683x1024-1.jpg) - Monthly premium for member and family coverage may cost less than the average American spends each month on dining in restaurants. - Up to \$10,000 in member coverage, up to \$5,000 for spouse/domestic partner coverage, and up to \$15,000 for child(ren) coverage can be guaranteed issue and does not require review of medical history.\* - You may apply for member coverage up to \$100,000, and up to \$50,000 to cover your spouse/domestic partner by simply answering some health questions to determine insurability.\* - Spouses, domestic partners and children age19 and older are eligible to apply for their own policy without Principal Member election. - Benefit payments are paid in a lump sum and can be used for whatever you choose—without restriction. You can even use it for everyday expenses, like babysitters and take-out food.\\ \Members, Spouses and Domestic Partners must be under age 65 and be enrolled in a major medical plan to be eligible for coverage. \Dependent benefit amounts cannot be more than 50% of member coverage amount. Spouses, domestic partners and children age 19 and older are eligible to apply for their own policy. \\ Everyday expenses may include both medical and non-medical expenses. \| Critical Illness Benefit Coverage Amount \| \|---\| \| Subscriber \| Spouse \| Child(ren) \| \|---\|---\|---\| \| \$10,000 to \$100,000 \| \$5,000 to \$50,000 \| \$2,500 to \$15,000 \| \| Use the calculator below to see what your monthly premium will be \| \|---\| ## How do I enroll? [Enroll Online](https://enrollment.afspa.org/index.php)[Submit PDF](https://www.afspa.org/aip/life/secure-form-life-insurances-question/)Or Questions? Email [aip@afspa.org](mailto:aip@afspa.org) ## Forms & Brochures - [Critical Illness Brochure](https://www.afspa.org/wp-content/uploads/2025/01/Final_-AFSPA-CI-Brochure_AME22_BR_GI13_01_2025.pdf) - [Critical Illness Application](https://www.afspa.org/wp-content/uploads/2021/07/CriticalIllnessApplicationPDF.pdf) - [Critical Illness FAQ Flyer](https://www.afspa.org/wp-content/uploads/2025/01/AFSPA_CI-FAQ-Flyer_2025.pdf) - [Critical Illness FAQs](https://www.afspa.org/aip/critical-illness/critical-illness-faq/) \| This coverage is not available in the following states: AR, CO, DE, HI, ID, ME, MT, NM, OR, PA, UT, WA, WV \| \|---\| This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states. This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”). THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774. ©️ 2025 Prudential Financial, Inc., and its related entities. 1048506-00003-00 ## What we offer ### [Health Insurance](https://www.afspa.org/fsbp/) ### [Dental Insurance](https://www.afspa.org/aip/dental/) ### [Life Insurance](https://www.afspa.org/aip/life/) ### [Members of Household Insurance](https://www.afspa.org/aip/members-of-household-insurance/) ### [Travel Insurance](https://www.afspa.org/aip/travel/) ### [Professional Services](https://www.afspa.org/aip/professionalservices/) ### [Discount Care Programs](https://www.afspa.org/aip/discount-care-programs/) ## Request a Call Back [What plan or service do you need help with?]() - [Dental](https://www.afspa.org/aip/dental/secure-form-dental-plan-question/) - [Disability](https://www.afspa.org/aip/disability/secure-form-disability-form-question/) - [Life, AD\&D, Critical Illness](https://www.afspa.org/aip/life/secure-form-life-insurances-question/) - [Foreign Service Benefit Plan](https://www.afspa.org/secure-form-ask-fsbp-benefits-and-claims-questions/) - [Immediate Benefit Plan](https://www.afspa.org/aip/life/secure-form-immediate-benefit-plan-question/) - [Legal Services](https://www.afspa.org/aip/secure-form-contact-legal-services/) - [Travel](https://www.afspa.org/aip/travel/secure-form-travel-plan-question/) ## Have a Question? Our friendly staff are here to answer your questions. [Contact Us](https://www.afspa.org/contact-us/) [![](https://www.afspa.org/wp-content/uploads/2021/01/AFSPA_Logo_White_Caring-300x112.png)](https://www.afspa.org/) Headquarters: 1620 L Street NW, Suite 800 Washington, D.C. 20036-5629 ## Resources - [Contact Us](https://www.afspa.org/contact-us/) - [Events](https://www.afspa.org/events/) - [Forms and Brochures](https://www.afspa.org/fsbp-forms-library/) - [Website Feedback](https://forms.office.com/pages/responsepage.aspx?id=aGuVOROC3E-bYD-o12_RkXNJRGIQpW1Bi_P6GxcpTIFUMk1NWVo5MTgzTE5KVDA2OTQwSEU3MVJDMy4u) - [Careers](https://recruiting.paylocity.com/recruiting/jobs/All/2095f7b2-0c09-403d-b8ec-609149118141/American-Foreign-Service-Protective-Association?utm_source=New_HR_Default_Email_Signature&utm_medium=Banner&utm_campaign=External_Hiring_Paylocity) ## Join our AFSPA email list [Subscribe Now\!]() ## Recent News - [From the CEO - April 2026 April 1, 2026](https://www.afspa.org/newsitems/from-the-ceo-april-2026/) - [Mental Health Telehealth Resources for Members Affected by Current Hostilities March 4, 2026](https://www.afspa.org/newsitems/mental-health-telehealth-resources-for-members-affected-by-current-hostilities/) - [From the CEO - March 2026 March 2, 2026](https://www.afspa.org/newsitems/from-the-ceo-march-2026/) - [EncircleRx Program Requirements to Resume March 1, 2026 February 24, 2026](https://www.afspa.org/newsitems/encirclerx-program-requirements-to-resume-march-1-2026/) ## Follow us [Facebook](http://facebook.com/afspacares) [Youtube](https://www.youtube.com/channel/UCG5fQz3kN4pOblkYD8Mt3-w) [Instagram](http://instagram.com/afspacares) [Linkedin](https://www.linkedin.com/company/62986252/) [Microphone](https://afspatalks.buzzsprout.com/) ## Hours of Operation - Telephone: Mon - Fri \\| 7:00am - 7:00pm ET - [Appts: Mon - Fri \\| 10:00am - 2:00pm ET](https://www.afspa.org/contact-us/#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE4ODEzIiwidG9nZ2xlIjpmYWxzZX0%3D) - Saturdays & Sundays \\| CLOSED Copyright © 2026 All Rights Reserved by AFSPA. 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Readable Markdown	- [Home](https://www.afspa.org/) - [Ancillary Insurance Programs](https://www.afspa.org/aip/) - Critical Illness Insurance Get the financial protection you need as you deal with a serious illness Provides a lump sum benefit for day-to-day living expenses... not covered by insurance We all like to think we’re invincible, but unfortunately, that isn’t the case. If you or a loved one were suddenly faced with a critical illness, would you be prepared to handle the unforeseen associated expenses? Even if you are enrolled in a major medical plan, you may want to consider adding AFSPA’s Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential). Benefits are payable when you are diagnosed with a critical illness for the first time while covered under the plan, and that diagnosis occurs during your lifetime. Enroll anytime\! ![](https://www.afspa.org/wp-content/uploads/2021/11/Mother-and-son-thumb.jpg) - Affordable premiums - Easy application process - Keep your coverage even if you change jobs; coverage automatically ends at age 80 - Use your lump sum benefit for out-of-pocket medical and non-medical expenses such as care and treatment, mortgage payments, rent, child care, and more Seven conditions are covered: - Heart Attack - Stroke - Invasive Cancer - Cancer in Situ (Partial) - Major Organ Failure - Renal (Kidney) Failure - Severe Coronary Artery Disease Why choose AFSPA's Critical Illness insurance? ![](https://www.afspa.org/wp-content/uploads/2021/11/asian-grandpa_grandson-683x1024-1.jpg) - Monthly premium for member and family coverage may cost less than the average American spends each month on dining in restaurants. - Up to \$10,000 in member coverage, up to \$5,000 for spouse/domestic partner coverage, and up to \$15,000 for child(ren) coverage can be guaranteed issue and does not require review of medical history.\* - You may apply for member coverage up to \$100,000, and up to \$50,000 to cover your spouse/domestic partner by simply answering some health questions to determine insurability.\* - Spouses, domestic partners and children age19 and older are eligible to apply for their own policy without Principal Member election. - Benefit payments are paid in a lump sum and can be used for whatever you choose—without restriction. You can even use it for everyday expenses, like babysitters and take-out food.\\ \Members, Spouses and Domestic Partners must be under age 65 and be enrolled in a major medical plan to be eligible for coverage. \Dependent benefit amounts cannot be more than 50% of member coverage amount. Spouses, domestic partners and children age 19 and older are eligible to apply for their own policy. \\ Everyday expenses may include both medical and non-medical expenses. \| Critical Illness Benefit Coverage Amount \| \|---\| \| Subscriber \| Spouse \| Child(ren) \| \|---\|---\|---\| \| \$10,000 to \$100,000 \| \$5,000 to \$50,000 \| \$2,500 to \$15,000 \| \| Use the calculator below to see what your monthly premium will be \| \|---\| How do I enroll? [Enroll Online](https://enrollment.afspa.org/index.php)[Submit PDF](https://www.afspa.org/aip/life/secure-form-life-insurances-question/)Or Questions? Email [aip@afspa.org](mailto:aip@afspa.org) Forms & Brochures - [Critical Illness Brochure](https://www.afspa.org/wp-content/uploads/2025/01/Final_-AFSPA-CI-Brochure_AME22_BR_GI13_01_2025.pdf) - [Critical Illness Application](https://www.afspa.org/wp-content/uploads/2021/07/CriticalIllnessApplicationPDF.pdf) - [Critical Illness FAQ Flyer](https://www.afspa.org/wp-content/uploads/2025/01/AFSPA_CI-FAQ-Flyer_2025.pdf) - [Critical Illness FAQs](https://www.afspa.org/aip/critical-illness/critical-illness-faq/) \| This coverage is not available in the following states: AR, CO, DE, HI, ID, ME, MT, NM, OR, PA, UT, WA, WV \| \|---\| This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states. This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”). THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774. ©️ 2025 Prudential Financial, Inc., and its related entities. 1048506-00003-00 What we offer [Health Insurance](https://www.afspa.org/fsbp/) [Dental Insurance](https://www.afspa.org/aip/dental/) [Life Insurance](https://www.afspa.org/aip/life/) [Members of Household Insurance](https://www.afspa.org/aip/members-of-household-insurance/) [Travel Insurance](https://www.afspa.org/aip/travel/) [Professional Services](https://www.afspa.org/aip/professionalservices/) [Discount Care Programs](https://www.afspa.org/aip/discount-care-programs/) Request a Call Back [What plan or service do you need help with?]() - [Dental](https://www.afspa.org/aip/dental/secure-form-dental-plan-question/) - [Disability](https://www.afspa.org/aip/disability/secure-form-disability-form-question/) - [Life, AD\&D, Critical Illness](https://www.afspa.org/aip/life/secure-form-life-insurances-question/) - [Foreign Service Benefit Plan](https://www.afspa.org/secure-form-ask-fsbp-benefits-and-claims-questions/) - [Immediate Benefit Plan](https://www.afspa.org/aip/life/secure-form-immediate-benefit-plan-question/) - [Legal Services](https://www.afspa.org/aip/secure-form-contact-legal-services/) - [Travel](https://www.afspa.org/aip/travel/secure-form-travel-plan-question/) ## Have a Question? Our friendly staff are here to answer your questions. [Contact Us](https://www.afspa.org/contact-us/)
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