🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 128 (from laksa131)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa128.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.aflac.com/individuals/products/life-insurance.aspx\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.aflac.com/individuals/products/life-insurance.aspx\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx","crawl_time":1776225843,"first_indexed_time":1439009294,"http_code":200,"src_unparsed":"com,aflac!www,\/individuals\/products\/life-insurance.aspx s443","src_root_hash":"1986414688645638728","history_drop_reason":null,"meta_title":"Life Insurance Policy – Get a Free Quote | Aflac","meta_descriptions":["Discover the importance of life insurance for your family's security. Get insights on life insurance policies and request your Aflac quote today!"],"attrs_boilerpipe_text":"We care about Aflac’s policyholders affected by the recent weather:\nTo help provide relief for California policyholders residing in Imperial County affected by the August Monsoon Storm, Aflac will provide a premium grace period starting Aug. 24, 2025, and ending April 27, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.\nFor Network Dental and Vision Members:\nThis grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.\nWe care about Aflac’s policyholders affected by the recent wildfires:\nTo help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.\nFor Network Dental and Vision Members:\nThis grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.","attrs_markdown":"Request a quote dialog. Please choose an option.\n\nPlease choose \"Individual\" or \"Business.\"\n\n[![Close modal icon](https:\/\/www.aflac.com\/_Global-Assets\/dagger\/home\/img\/icon_close.svg)](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n## I would like to...\n![](https:\/\/www.aflac.com\/_Global-Assets\/dagger\/home\/img\/icon_individual.png)\n\n### Speak to an Agent\n[Get a Quote](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n![](https:\/\/www.aflac.com\/_Global-Assets\/dagger\/home\/img\/icon_business.png)\n\n### Quote & Apply Online\n\nBusiness owner? [Get more info about Aflac for business owners..](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n[Skip to main content](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n- [hide]()\n\n### Notifications from Aflac\n**We care about Aflac’s policyholders affected by the recent weather:**\n\nTo help provide relief for California policyholders residing in Imperial County affected by the August Monsoon Storm, Aflac will provide a premium grace period starting Aug. 24, 2025, and ending April 27, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.\n\nFor Network Dental and Vision Members:\n\nThis grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.\n***\n**We care about Aflac’s policyholders affected by the recent wildfires:**\n\nTo help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.\n\nFor Network Dental and Vision Members:\n\nThis grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.\n***\n\n[Dismiss all notifications closes this dialog](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n- [hide](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n![](https:\/\/www.aflac.com\/_global-assets\/images\/rcc\/sprites\/info-icon.svg)New messages from Aflac \\| [View Notifications opens a dialog](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx#nd-message \"View Notifications\") [Close X dismisses the notification alert](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx \"Hide Notifications\")\n\n[Individuals & Families](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n- High Contrast Mode\n- [Español](https:\/\/www.aflac.com\/es\/individuals\/products\/life-insurance.aspx)\n- [Find an Agent](https:\/\/www.aflac.com\/agent-locator\/default.aspx)\n- [Log In \/ Register]()\n  - [Individuals](https:\/\/mylogin.aflac.com\/)\n  - [Business Owners](https:\/\/businessservices.aflac.com\/)\n  - [Brokers](https:\/\/brokerservices.aflac.com\/)\n  - [Agents](https:\/\/sell.aflac.com\/)\n\n- [Individuals & Families Learn how Aflac pays cash benefits to help with out-of-pocket expenses that your major medical may not cover.](https:\/\/www.aflac.com\/individuals\/default.aspx \"Individuals & Families\")\n- [Business Owners Aflac lets you provide your employees with outstanding benefits without costing you a penny.](https:\/\/www.aflac.com\/business\/default.aspx \"Business Owners\")\n- [Agents Explore the unlimited potential and flexibility that comes with the opportunity to become an Aflac insurance agent.](https:\/\/www.aflac.com\/sales-jobs\/default.aspx \"Agents\")\n- [Brokers Offer your clients better benefit options with Aflac supplemental insurance policies.](https:\/\/www.aflac.com\/brokers\/default.aspx \"Brokers\")\n\n[Individuals & Families](https:\/\/www.aflac.com\/individuals\/default.aspx)\n\n- [File a Claim](https:\/\/www.aflac.com\/file-a-claim\/default.aspx)\n- [Products](https:\/\/www.aflac.com\/individuals\/products\/default.aspx)\n- [Resources](https:\/\/www.aflac.com\/individuals\/myaflac\/default.aspx)\n\n- [Enable High Contrast Mode Disable High Contrast Mode](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n- [Español](https:\/\/www.aflac.com\/es\/default.aspx)\n- [Find an Agent](https:\/\/www.aflac.com\/agent-locator\/default.aspx)\n- [Log In \/ Register]()\n\n[File a Claim]()\n\n- [File a Claim](https:\/\/www.aflac.com\/file-a-claim\/default.aspx)\n- [Log In \/ Register for MyAflac](https:\/\/mylogin.aflac.com\/)\n\n[Products]()\n\nDirect Products\n\n- [Accident Insurance](https:\/\/www.aflac.com\/individuals\/products\/accident-insurance.aspx)\n- [Cancer Insurance](https:\/\/www.aflac.com\/individuals\/products\/cancer-insurance.aspx)\n- [Critical Illness Insurance](https:\/\/www.aflac.com\/individuals\/products\/critical-illness-insurance.aspx)\n\n- [Dental Insurance](https:\/\/www.aflac.com\/individuals\/products\/dental-insurance.aspx)\n- [Dental, Vision and Hearing Insurance](https:\/\/www.aflac.com\/individuals\/products\/dental-vision-hearing-insurance.aspx)\n- [Final Expense Insurance](https:\/\/www.aflac.com\/individuals\/products\/final-expense-whole-life-insurance.aspx)\n\n- [Life Insurance](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n- [Pet Insurance](https:\/\/www.aflac.com\/individuals\/products\/pet-insurance.aspx)\n- [Supplemental Dental Insurance](https:\/\/www.aflac.com\/individuals\/products\/supplemental-dental-insurance.aspx)\n\nEmployer Offered Products\n\n- [Hospital Insurance](https:\/\/www.aflac.com\/individuals\/products\/hospital-insurance.aspx)\n- [Short-Term Disability Insurance](https:\/\/www.aflac.com\/individuals\/products\/short-term-disability-insurance.aspx)\n- [Supplemental Vision Insurance](https:\/\/www.aflac.com\/individuals\/products\/supplemental-vision-insurance.aspx)\n\n[Resources]()\n\nArticle Topics\n\n- [Cancer Insurance Advice](https:\/\/www.aflac.com\/resources\/cancer-insurance\/default.aspx)\n- [Dental Insurance Advice](https:\/\/www.aflac.com\/resources\/dental-insurance\/default.aspx)\n- [Hospital Insurance Advice](https:\/\/www.aflac.com\/resources\/hospital-insurance\/default.aspx)\n- [Life Insurance Advice](https:\/\/www.aflac.com\/resources\/life-insurance\/default.aspx)\n- [Health Insurance Advice](https:\/\/www.aflac.com\/resources\/health-insurance\/default.aspx)\n\nCustomer Resources\n\n- [Getting Started Guide](https:\/\/www.aflac.com\/individuals\/myaflac\/getting-started-guide.aspx)\n- [Aflac Always](https:\/\/www.aflac.com\/aflac-always\/default.aspx)\n- [How to Access Your Account](https:\/\/www.aflac.com\/individuals\/myaflac\/default.aspx)\n- [Filing Wellness Benefit Claims](https:\/\/www.aflac.com\/individuals\/myaflac\/filing-wellness-benefits.aspx)\n- [Life Event Changes](https:\/\/www.aflac.com\/life-events\/default.aspx)\n\nFind a Provider\n\n- [Find a Provider](https:\/\/www.aflac.com\/about-aflac\/providers\/default.aspx)\n\nTools\n\n- [Life Insurance Calculator](https:\/\/www.aflac.com\/individuals\/life-insurance-calculator\/default.aspx)\n\nIndividuals & Families\n\nGet a Quote\n\n[Individuals](https:\/\/www.aflac.com\/individuals\/default.aspx)\n\n[Products](https:\/\/www.aflac.com\/individuals\/products\/default.aspx)\n\nLife Insurance\n\n# Life Insurance Policy\nAflac Life Insurance can provide financial security for your loved ones. Get the added peace of mind of knowing you’ve taken care of your family.\n\n[Start My Quote](https:\/\/www.aflac.com\/individuals\/startquote.aspx?prod_int=life-insurance&reroute=life)\n\n## What is Life Insurance?\nLife insurance is a policy that can help provide a financial safety net to loved ones after you pass away. In exchange for regular premium payments, your beneficiaries will receive a designated sum, known as the death benefit, upon your passing. Aflac term and whole life insurance policies offer competitive coverage that can help give policyholders peace of mind.\n\n## How Life Insurance Works1\n- 1\n  #### Select your policy.\n  For example, you choose Aflac Life Insurance coverage for \\$50,000.\n- 2\n  #### Choose a type of life insurance.\n  Aflac offers term life, whole life, and final expense life insurance policies.\n- 3\n  #### Pay your premiums\n  Your policy stays active as long as you make payments.\n- 4\n  #### Upon your passing from a covered cause of death, the death benefit is paid.\n  Up to \\$112,500 is payable to your beneficiary.\n\n## Life Insurance Plan Highlights\n![Family](https:\/\/www.aflac.com\/_global-assets\/images\/prospecting-images\/icon_family.png)\n\n### Different Types of Policies\nAflac offers term life, whole life, and final expense life insurance policies to meet your specific needs.\n\n![Hands](https:\/\/www.aflac.com\/_global-assets\/images\/prospecting-images\/icon_hands.png)\n\n### No Medical Questions\nGuaranteed-issue is available for select products, which means no underwriting questions. May not be available in all states.\n\n![Suitcase](https:\/\/www.aflac.com\/_global-assets\/images\/prospecting-images\/icon_suitcase.png)\n\n### Portable Options\nCoverage shouldn't be limited by where a person works or if they're retired. Aflac coverage goes wherever the policy holder goes.\n\n![Two hearts](https:\/\/www.aflac.com\/_global-assets\/images\/prospecting-images\/icon_two_hearts.png)\n\n### Juvenile Life\nWhen you help protect a child's future with financial security it means more opportunities for them to succeed.\n\n## Take the Guesswork Out of Your Life Insurance Policy\nThe Aflac Life Insurance Calculator can help estimate the amount of life insurance coverage you'll need to keep your loved ones financially secure.\n\n[Launch the Calculator →](https:\/\/www.aflac.com\/individuals\/life-insurance-calculator\/default.aspx)\n\n![The Aflac duck](https:\/\/www.aflac.com\/_global-assets\/images\/prospecting-images\/aflac_duck_pose02.png)\n\n## You’ve got this\nIt’s time to have added peace of mind.\n\n[Start My Quote](https:\/\/www.aflac.com\/individuals\/startquote.aspx?prod_int=life-insurance&reroute=life)\n\n## Life Insurance FAQs\n### What types of life insurance does Aflac offer?\nAflac offers a few types of life insurance policies, including:\n\n#### Whole Life Insurance\nWhole life insurance can provide insurance for your entire life as long as you pay all your premiums. Generally, it includes a death benefit and cash value, which accrues interest at a fixed rate. Your beneficiaries can claim the death benefit upon your passing.\n\n#### Term Life Insurance\nTerm life insurance can guarantee financial protection for your family over a specific time period, such as 10 to 30 years. If you purchase term life insurance and pass away before the term comes to an end, your beneficiaries may collect the death benefit. Compared to other types of life policies, term life insurance often comes with reasonable premiums, but it doesn't last forever.\n\n#### Final Expense Insurance\nFinal expense life insurance is a more affordable policy that pays a smaller death benefit intended to cover only an individual’s final expenses, such as a funeral or healthcare costs.\n\n### Which type of life insurance policy is right for me?\nThe type of life insurance policy you should choose depends on how much you want to pay and how long you'd like your coverage to last. If you're looking for coverage with comparable rates and that will last for several years or decades, term life insurance may be your best bet. However, if you don't mind paying more for lifetime coverage, consider applying for whole life insurance.\n\n### How much does life insurance cost?\nLife insurance rates can depend on several factors, like your age, medical history, nicotine use, lifestyle, and the type of policy you choose. In general, the healthier and younger you are, the more competitive your policy premiums will be.\n\n### How much life insurance do I need?\nWhen getting a life insurance policy, it's crucial to consider how much coverage you should secure. While it's common for a policyholder to get coverage worth several times their salary, your individual needs may vary greatly depending on your family's financial situation and your personal financial goals. Consider working with a financial advisor who can help you calculate the appropriate amount of coverage that is best for you.\n\n### Why get a life insurance policy?\nLife insurance can help protect your loved ones from financial hardship in the event you pass away unexpectedly. A death benefit can help your beneficiaries:\n\n- Cover funeral expenses\n- Pay outstanding medical debts\n- Replace lost wages or the value of your time\n- Cover everyday expenses\n- Serve as an inheritance\n- Secure a business’s future\n\nWhile no amount of money can ease the grief of losing a loved one, life insurance can help reduce the financial burden your family members may face after you pass.\n\n### When should I get a life insurance policy?\nIt may be in your best interest to obtain life insurance as soon as possible, especially if you have dependents. The younger you are when you purchase a policy, the more reasonable your premiums will typically be. If you wait until you're older, you may have to settle for higher rates.\n\n### Who needs a life insurance policy?\nIf you're the breadwinner and your family depends on your income, a life insurance policy can be important. It's also worthwhile if you have children or own a home. And if you're a stay-at-home parent, a life insurance policy should be on your radar, as in the event of your passing it can help cover the cost of childcare, household duties, and other responsibilities you have.\n\n### Do I need a life insurance policy if I already have employer-provided life insurance?\nThe general rule of thumb is to purchase a life insurance policy that's at least several times your annual salary. Even if your employer provides life insurance, you may need additional coverage. This is because many group life insurance policies can be capped at one or two times your annual income.\n\n### What is the difference between individual life insurance and group life insurance?\nWhile both individual life insurance and group life insurance serve the main purpose of providing a death benefit to beneficiaries, there are some key differences to take note of. Group life insurance is a type of coverage that's typically provided as part of an employee benefits package, while individual life insurance is a policy you can obtain on your own directly from a life insurance company.\n\n## Learn More About Life Insurance\n[![Family blowing bubbles](https:\/\/www.aflac.com\/_global-assets\/images\/three-bucket-widget\/products\/product-page-articles\/aflac-product-page-article-family-blowing-bubbles.jpg) Term Life vs. Whole Life Insurance: What are the Differences? Choosing the right life insurance policy is important. At Aflac, we offer a variety of life insurance plans to help meet your specific needs. Read More Now](https:\/\/www.aflac.com\/resources\/life-insurance\/term-vs-whole-life-insurance.aspx)\n\n[![Father and daughter with guitar](https:\/\/www.aflac.com\/_global-assets\/images\/three-bucket-widget\/products\/product-page-articles\/aflac-product-page-article-father-daughter-playing-guitar.jpg) Term Life Insurance Life insurance plans don't have to be expensive. Term life insurance is a popular choice for those looking to save money upfront. At Aflac, our plans are competitive and reliable. We'll work with you to find the term length that makes the most sense. Read More Now](https:\/\/www.aflac.com\/resources\/life-insurance\/term-life-insurance.aspx)\n\n[![Family in the park](https:\/\/www.aflac.com\/_global-assets\/images\/three-bucket-widget\/products\/product-page-articles\/aflac-product-page-article-family-in-park.jpg) Whole Life Insurance Having a plan in place can help protect your loved ones from the unforeseen difficulties that may arise if a main source of income is lost. A life insurance policy can provide added protection. Read More Now](https:\/\/www.aflac.com\/resources\/life-insurance\/whole-life-insurance.aspx)\n\n[Disclaimer](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n[Share Page](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n[Close](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n[Facebook](https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n[Twitter](https:\/\/twitter.com\/home?status=Aflac%20Supplemental%20Insurance%0AAflac%20provides%20supplemental%20insurance%20for%20individuals%20and%20groups%20to%20help%20pay%20benefits%20major%20medical%20doesn't%20cover.%0Ahttps:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx%0A%40Aflac)\n\n[Google+](https:\/\/plus.google.com\/share?url=https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\n- [About Aflac](https:\/\/www.aflac.com\/about-aflac\/default.aspx)\n- [Careers](https:\/\/careers.aflac.com\/)\n- [Investors](https:\/\/investors.aflac.com\/home\/default.aspx)\n- [Find a Provider](https:\/\/www.aflac.com\/about-aflac\/providers\/default.aspx)\n- [Newsroom](https:\/\/newsroom.aflac.com\/)\n- [Contact Us](https:\/\/www.aflac.com\/contact-aflac\/default.aspx)\n\n- [Accessibility Statement](https:\/\/www.aflac.com\/contact-aflac\/aflac-accessibility-statement-and-contact.aspx)\n- [Your California Privacy Choices](https:\/\/www.aflac.com\/privacy-center\/your-california-privacy-choices.aspx)\n- [Cookie Settings](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n- [Privacy Center](https:\/\/www.aflac.com\/privacy-center\/privacy-policy.aspx)\n- [Exercise Your Rights](https:\/\/www.aflac.com\/privacy-center\/exercise-your-rights.aspx)\n- [Terms of Use](https:\/\/www.aflac.com\/about-aflac\/terms-of-use.aspx)\n- [Dental & Vision State Notices](https:\/\/www.aflac.com\/aflac-dental-and-vision\/aflac-network-access-plans\/default.aspx)\n- [Report Fraud, Waste and Abuse](https:\/\/secure.ethicspoint.com\/domain\/media\/en\/gui\/54973\/index.html)\n\n- [![Visit Aflac on Facebook](https:\/\/www.aflac.com\/_global-assets\/images\/footer\/footer-facebook.png)](https:\/\/www.facebook.com\/aflac \"Visit Aflac on Facebook\")\n- [![Visit Aflac on Twitter](https:\/\/www.aflac.com\/_global-assets\/images\/footer\/footer-twitter.png)](https:\/\/twitter.com\/aflac \"Visit Aflac on Twitter\")\n- [![Visit Aflac on Instagram](https:\/\/www.aflac.com\/_global-assets\/images\/footer\/footer-instagram.png)](http:\/\/instagram.com\/aflac \"Visit Aflac on Instagram\")\n- [![Visit Aflac on YouTube](https:\/\/www.aflac.com\/_global-assets\/images\/footer\/footer-youtube.png)](https:\/\/www.youtube.com\/user\/aflac \"Visit Aflac on YouTube\")\n\n© 2026 AFLAC INCORPORATED\n\n[VIEW LEGAL](https:\/\/www.aflac.com\/individuals\/products\/life-insurance.aspx)\n\nExcept in New York, individual insurance and group dental and vision insurance is offered by American Family Life Assurance Company of Columbus. In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730)  \n  \n For Dental and Vision plans, administrative services are provided by Aflac Benefit Solutions, Inc. and SKYGEN USA, LLC.  \n  \n Aflac Worldwide Headquarters \\| Columbus, GA  \n  \n Continental American Insurance Company (Aflac Group) \\| Columbia, SC  \n  \n American Family Life Assurance Company of New York \\| Albany, NY  \n  \n Aflac Group Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.  \n  \n Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908)\n\n© 2026 000","attrs_readable_markdown":"**We care about Aflac’s policyholders affected by the recent weather:**\n\nTo help provide relief for California policyholders residing in Imperial County affected by the August Monsoon Storm, Aflac will provide a premium grace period starting Aug. 24, 2025, and ending April 27, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.\n\nFor Network Dental and Vision Members:\n\nThis grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.\n***\n**We care about Aflac’s policyholders affected by the recent wildfires:**\n\nTo help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.\n\nFor Network Dental and Vision Members:\n\nThis grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.\n***","meta_canonical":null}

3. Robots.txt Check

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Response:

4. Spam/Ban Check

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Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

📄

INDEXABLE

✅

CRAWLED

3 hours ago

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Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property	Value
URL	https://www.aflac.com/individuals/products/life-insurance.aspx
Last Crawled	2026-04-15 04:04:03 (3 hours ago)
First Indexed	2015-08-08 04:48:14 (10 years ago)
HTTP Status Code	200
Meta Title	Life Insurance Policy – Get a Free Quote \| Aflac
Meta Description	Discover the importance of life insurance for your family's security. Get insights on life insurance policies and request your Aflac quote today!
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Boilerpipe Text	We care about Aflac’s policyholders affected by the recent weather: To help provide relief for California policyholders residing in Imperial County affected by the August Monsoon Storm, Aflac will provide a premium grace period starting Aug. 24, 2025, and ending April 27, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. For Network Dental and Vision Members: This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance. We care about Aflac’s policyholders affected by the recent wildfires: To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. For Network Dental and Vision Members: This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
Markdown	Request a quote dialog. Please choose an option. Please choose "Individual" or "Business." [![Close modal icon](https://www.aflac.com/_Global-Assets/dagger/home/img/icon_close.svg)](https://www.aflac.com/individuals/products/life-insurance.aspx) ## I would like to... ![](https://www.aflac.com/_Global-Assets/dagger/home/img/icon_individual.png) ### Speak to an Agent [Get a Quote](https://www.aflac.com/individuals/products/life-insurance.aspx) ![](https://www.aflac.com/_Global-Assets/dagger/home/img/icon_business.png) ### Quote & Apply Online Business owner? [Get more info about Aflac for business owners..](https://www.aflac.com/individuals/products/life-insurance.aspx) [Skip to main content](https://www.aflac.com/individuals/products/life-insurance.aspx) - [hide]() ### Notifications from Aflac We care about Aflac’s policyholders affected by the recent weather: To help provide relief for California policyholders residing in Imperial County affected by the August Monsoon Storm, Aflac will provide a premium grace period starting Aug. 24, 2025, and ending April 27, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. For Network Dental and Vision Members: This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance. * We care about Aflac’s policyholders affected by the recent wildfires: To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. For Network Dental and Vision Members: This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance. * [Dismiss all notifications closes this dialog](https://www.aflac.com/individuals/products/life-insurance.aspx) - [hide](https://www.aflac.com/individuals/products/life-insurance.aspx) ![](https://www.aflac.com/_global-assets/images/rcc/sprites/info-icon.svg)New messages from Aflac \\| [View Notifications opens a dialog](https://www.aflac.com/individuals/products/life-insurance.aspx#nd-message "View Notifications") [Close X dismisses the notification alert](https://www.aflac.com/individuals/products/life-insurance.aspx "Hide Notifications") [Individuals & Families](https://www.aflac.com/individuals/products/life-insurance.aspx) - High Contrast Mode - [Español](https://www.aflac.com/es/individuals/products/life-insurance.aspx) - [Find an Agent](https://www.aflac.com/agent-locator/default.aspx) - [Log In / Register]() - [Individuals](https://mylogin.aflac.com/) - 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Get the added peace of mind of knowing you’ve taken care of your family. [Start My Quote](https://www.aflac.com/individuals/startquote.aspx?prod_int=life-insurance&reroute=life) ## What is Life Insurance? Life insurance is a policy that can help provide a financial safety net to loved ones after you pass away. In exchange for regular premium payments, your beneficiaries will receive a designated sum, known as the death benefit, upon your passing. Aflac term and whole life insurance policies offer competitive coverage that can help give policyholders peace of mind. ## How Life Insurance Works1 - 1 #### Select your policy. For example, you choose Aflac Life Insurance coverage for \$50,000. - 2 #### Choose a type of life insurance. Aflac offers term life, whole life, and final expense life insurance policies. - 3 #### Pay your premiums Your policy stays active as long as you make payments. - 4 #### Upon your passing from a covered cause of death, the death benefit is paid. Up to \$112,500 is payable to your beneficiary. ## Life Insurance Plan Highlights ![Family](https://www.aflac.com/_global-assets/images/prospecting-images/icon_family.png) ### Different Types of Policies Aflac offers term life, whole life, and final expense life insurance policies to meet your specific needs. ![Hands](https://www.aflac.com/_global-assets/images/prospecting-images/icon_hands.png) ### No Medical Questions Guaranteed-issue is available for select products, which means no underwriting questions. May not be available in all states. ![Suitcase](https://www.aflac.com/_global-assets/images/prospecting-images/icon_suitcase.png) ### Portable Options Coverage shouldn't be limited by where a person works or if they're retired. Aflac coverage goes wherever the policy holder goes. ![Two hearts](https://www.aflac.com/_global-assets/images/prospecting-images/icon_two_hearts.png) ### Juvenile Life When you help protect a child's future with financial security it means more opportunities for them to succeed. ## Take the Guesswork Out of Your Life Insurance Policy The Aflac Life Insurance Calculator can help estimate the amount of life insurance coverage you'll need to keep your loved ones financially secure. [Launch the Calculator →](https://www.aflac.com/individuals/life-insurance-calculator/default.aspx) ![The Aflac duck](https://www.aflac.com/_global-assets/images/prospecting-images/aflac_duck_pose02.png) ## You’ve got this It’s time to have added peace of mind. [Start My Quote](https://www.aflac.com/individuals/startquote.aspx?prod_int=life-insurance&reroute=life) ## Life Insurance FAQs ### What types of life insurance does Aflac offer? Aflac offers a few types of life insurance policies, including: #### Whole Life Insurance Whole life insurance can provide insurance for your entire life as long as you pay all your premiums. Generally, it includes a death benefit and cash value, which accrues interest at a fixed rate. Your beneficiaries can claim the death benefit upon your passing. #### Term Life Insurance Term life insurance can guarantee financial protection for your family over a specific time period, such as 10 to 30 years. If you purchase term life insurance and pass away before the term comes to an end, your beneficiaries may collect the death benefit. Compared to other types of life policies, term life insurance often comes with reasonable premiums, but it doesn't last forever. #### Final Expense Insurance Final expense life insurance is a more affordable policy that pays a smaller death benefit intended to cover only an individual’s final expenses, such as a funeral or healthcare costs. ### Which type of life insurance policy is right for me? The type of life insurance policy you should choose depends on how much you want to pay and how long you'd like your coverage to last. If you're looking for coverage with comparable rates and that will last for several years or decades, term life insurance may be your best bet. However, if you don't mind paying more for lifetime coverage, consider applying for whole life insurance. ### How much does life insurance cost? Life insurance rates can depend on several factors, like your age, medical history, nicotine use, lifestyle, and the type of policy you choose. In general, the healthier and younger you are, the more competitive your policy premiums will be. ### How much life insurance do I need? When getting a life insurance policy, it's crucial to consider how much coverage you should secure. While it's common for a policyholder to get coverage worth several times their salary, your individual needs may vary greatly depending on your family's financial situation and your personal financial goals. Consider working with a financial advisor who can help you calculate the appropriate amount of coverage that is best for you. ### Why get a life insurance policy? Life insurance can help protect your loved ones from financial hardship in the event you pass away unexpectedly. A death benefit can help your beneficiaries: - Cover funeral expenses - Pay outstanding medical debts - Replace lost wages or the value of your time - Cover everyday expenses - Serve as an inheritance - Secure a business’s future While no amount of money can ease the grief of losing a loved one, life insurance can help reduce the financial burden your family members may face after you pass. ### When should I get a life insurance policy? It may be in your best interest to obtain life insurance as soon as possible, especially if you have dependents. The younger you are when you purchase a policy, the more reasonable your premiums will typically be. If you wait until you're older, you may have to settle for higher rates. ### Who needs a life insurance policy? If you're the breadwinner and your family depends on your income, a life insurance policy can be important. It's also worthwhile if you have children or own a home. And if you're a stay-at-home parent, a life insurance policy should be on your radar, as in the event of your passing it can help cover the cost of childcare, household duties, and other responsibilities you have. ### Do I need a life insurance policy if I already have employer-provided life insurance? The general rule of thumb is to purchase a life insurance policy that's at least several times your annual salary. Even if your employer provides life insurance, you may need additional coverage. This is because many group life insurance policies can be capped at one or two times your annual income. ### What is the difference between individual life insurance and group life insurance? While both individual life insurance and group life insurance serve the main purpose of providing a death benefit to beneficiaries, there are some key differences to take note of. Group life insurance is a type of coverage that's typically provided as part of an employee benefits package, while individual life insurance is a policy you can obtain on your own directly from a life insurance company. ## Learn More About Life Insurance [![Family blowing bubbles](https://www.aflac.com/_global-assets/images/three-bucket-widget/products/product-page-articles/aflac-product-page-article-family-blowing-bubbles.jpg) Term Life vs. Whole Life Insurance: What are the Differences? Choosing the right life insurance policy is important. At Aflac, we offer a variety of life insurance plans to help meet your specific needs. Read More Now](https://www.aflac.com/resources/life-insurance/term-vs-whole-life-insurance.aspx) [![Father and daughter with guitar](https://www.aflac.com/_global-assets/images/three-bucket-widget/products/product-page-articles/aflac-product-page-article-father-daughter-playing-guitar.jpg) Term Life Insurance Life insurance plans don't have to be expensive. Term life insurance is a popular choice for those looking to save money upfront. At Aflac, our plans are competitive and reliable. We'll work with you to find the term length that makes the most sense. Read More Now](https://www.aflac.com/resources/life-insurance/term-life-insurance.aspx) [![Family in the park](https://www.aflac.com/_global-assets/images/three-bucket-widget/products/product-page-articles/aflac-product-page-article-family-in-park.jpg) Whole Life Insurance Having a plan in place can help protect your loved ones from the unforeseen difficulties that may arise if a main source of income is lost. A life insurance policy can provide added protection. 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In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730) For Dental and Vision plans, administrative services are provided by Aflac Benefit Solutions, Inc. and SKYGEN USA, LLC. Aflac Worldwide Headquarters \\| Columbus, GA Continental American Insurance Company (Aflac Group) \\| Columbia, SC American Family Life Assurance Company of New York \\| Albany, NY Aflac Group Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law. Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908) © 2026 000
Readable Markdown	We care about Aflac’s policyholders affected by the recent weather: To help provide relief for California policyholders residing in Imperial County affected by the August Monsoon Storm, Aflac will provide a premium grace period starting Aug. 24, 2025, and ending April 27, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. For Network Dental and Vision Members: This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance. * We care about Aflac’s policyholders affected by the recent wildfires: To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. For Network Dental and Vision Members: This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance. *
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