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URLhttps://www.adp.com/resources/tools/calculators.aspx
Last Crawled2026-04-09 23:12:26 (9 days ago)
First Indexed2018-10-06 03:35:35 (7 years ago)
HTTP Status Code200
Meta TitleSalary, Payroll, 401k, Tax and Health & Benefits Calculators | ADP
Meta DescriptionPayroll, 401k, tax and health & benefits calculators, plus other essential business tools to help calculate personal and business investments.
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ADP offers a set of helpful calculators and tools to engage your workforce and help them with important financial decisions. Payroll calculators Payroll calculator tools to help with personal salary, retirement, and investment calculations. Salary Paycheck Calculator How much are your wages after taxes? This powerful tool does all the gross-to-net calculations to estimate take-home (net) pay in any part of the United States. Hourly Paycheck Calculator Enter up to six different hourly rates to estimate after-tax wages for hourly employees. Gross Pay Calculator Plug in the amount of money you'd like to take home each pay period and this calculator will tell you what your before-tax earnings need to be. Paycard savings calculator Calculator to determine cost savings realized from a paycard program. Employer Paycard Savings Calculator Estimate how much you can potentially save by replacing paper checks with paycards. Employee Paycard Savings Calculator Estimate how much an individual or employee can potentially save by receiving their pay on a paycard. Health & benefits calculators Inform your decisions, explore your options and find ways to get the most out of your insurance investments. Premium Only Plan (POP) Tax Savings Calculator Estimate how much you and your employees could save by using a POP (also known as a section 125 cafeteria plan) to pay group health premiums using pre-taxed dollars. ACA Penalty Estimator Affordable Care Act (ACA) penalties can be significant and may be triggered by several actions or inactions on employers’ part. Be proactive in reviewing your potential ACA penalties and download a report on how to manage your risk. Retirement calculators and tools Inform your decisions, explore your options and find ways to get the most from your 401(k) SECURE 2.0 Act Tax Credit Calculator Offering a 401(k) plan is more affordable for small businesses than ever, thanks to new tax credits introduced by the SECURE 2.0 Act. See the potential savings your small business might be missing out on. 401(k) Contribution Calculator Contributing to your workplace 401(k) is one of the best investment decisions you can make. You’ll be taking advantage of dollar-cost averaging, tax-deferred growth, and a possible company match. See what happens when you increase your contributions. Roth vs. Traditional IRA Calculator Compare retirement savings over time between a Roth IRA (individual retirement account in which withdrawals in retirement are generally tax-free) and a traditional IRA (in which withdrawals in retirement are generally taxable). Retirement Savings Calculator Learn how long your retirement savings will last, based on your savings and inflation-adjusted withdrawals. Retirement Nest-egg Calculator How much should you save toward your retirement nest-egg every month? Use this calculator to determine how much to save every month to reach your retirement nest-egg goals. Retirement Income Calculator How much can you expect in monthly income when you retire? Use this calculator to estimate the income you'll have every month during retirement based on your contributions, rate of return and inflation. Personal Investor Profile Download this questionnaire which helps to determine your investor profile. Questions about lifestyle, personality, risk tolerance, when you want to retire, and other financial considerations are helpful in charting a plan and making decisions. Business Tax Credit Calculators Calculator to determine your tax credit savings. R&D Tax Credit Calculator Learn how much R&D tax credit you can claim, based on your unique business profiles and activities. Payroll calculators by state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
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[Skip to main content](https://www.adp.com/resources/tools/calculators.aspx#main-content) [Get Pricing](https://www.adp.com/resources/tools/calculators.aspx) [![ADP logo](https://www.adp.com/-/media/adp2025/ui/logo-adp.svg?rev=2ffd0a893eca4842b0f071c1e9c186b8&hash=85D6D9870432E605FE0FD7F830F16744)](https://www.adp.com/) I am looking for… - [What We Offer](https://www.adp.com/what-we-offer.aspx) - [products and services](https://www.adp.com/what-we-offer.aspx) - [Payroll](https://www.adp.com/what-we-offer/payroll.aspx) [Small Business Payroll (1-49 Employees)](https://www.adp.com/what-we-offer/payroll/payroll-for-1-49-employees.aspx) [Midsized to Enterprise Payroll (50-1,000+ Employees)](https://www.adp.com/what-we-offer/payroll/payroll-for-50-1000-plus-employees.aspx) [![](https://www.adp.com/-/media/adp/refresh2025/images/misc/navpromo_runproductscreen.png?rev=6b3e75497a62473fa94e742836118e66&hash=264EA297C8FD47547A7480656DD25AB0) Compare Packages Find the package that's right for your business.](https://www.adp.com/what-we-offer/payroll/payroll-for-1-49-employees/payroll-packages.aspx?segmenter-force=yes) - Products & Services - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_timescheduling.svg?rev=97de4f626e144a08a87f5362b6ec10c1&hash=E2E64F345E2587B71741B132C7E301A0)[Time & Attendance](https://www.adp.com/what-we-offer/time-and-attendance.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_talent.svg?rev=54eb4edb62c246a087b0933f80e16242&hash=59A436B0F163608C3361C5BEEDE45A16)[Talent](https://www.adp.com/what-we-offer/talent.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_benefits.svg?rev=8de2d18225924c318f422b48fd0dd5e0&hash=38F9D56ED71D99472B30723AC870FB32)[Benefits & Insurance](https://www.adp.com/what-we-offer/benefits.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_hrsupport.svg?rev=6a1862fe818f45ce8bf73d068f0f26bb&hash=26D5E19C51804244118550703339B90E)[PEO & HR Outsourcing](https://www.adp.com/what-we-offer/hr-outsourcing-and-peo/professional-employer-organization.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_taxcompliance.svg?rev=bebed6448d0240d3bf4187bbeded4fae&hash=1471DF919C8061EBBABAD40090BA53CD)[Compliance Services](https://www.adp.com/what-we-offer/products/adp-smartcompliance.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_technology.svg?rev=8b66758e87c74bcba99957d370a08393&hash=959B84EC656C6621BAA051C6EEBABE69)[AI Capabilities](https://www.adp.com/what-we-offer/ai-solutions.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_integrations.svg?rev=eec93fa2e29c45469669dd04192b8142&hash=48325C88EEFAAFDF3B80024A49923F36)[Integrations](https://www.adp.com/what-we-offer/integrations.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_userfriendlytech.svg?rev=c495efd32c414c0fba3c15f1c467ed0f&hash=C778A7E478FF2569049568F6A3EE548E)[App Marketplace](https://www.adp.com/what-we-offer/marketplace.aspx) - ![](https://www.adp.com/-/media/adp/refresh2025/icons/default/adp_icon_flexibility.svg?rev=e352e86fc00d44a0ac48db37ad33da62&hash=EC2CCFC2E969C02080BE1617F6965F6A)[Products by Name](https://www.adp.com/what-we-offer/products.aspx) - [Payroll](https://www.adp.com/what-we-offer/payroll.aspx) - Payroll Fast, easy, accurate payroll and tax, so you can save time and money. [Payroll Overview](https://www.adp.com/what-we-offer/payroll.aspx) - - [Overview](https://www.adp.com/what-we-offer/payroll.aspx) - [Small Business Payroll (1-49 Employees)](https://www.adp.com/what-we-offer/payroll/payroll-for-1-49-employees.aspx) - [Midsized to Enterprise Payroll (50-1,000+ Employees)](https://www.adp.com/what-we-offer/payroll/payroll-for-50-1000-plus-employees.aspx) - [Compare Packages Find the package that's right for your business. ![](https://www.adp.com/-/media/adp/refresh2025/shared/misc/comparepackage_navigation_257w_en.jpg?rev=a0b18990f4b14fcbbc7780c375c6fb94&hash=F41789D6B8F45657BCBC98164344D83F)](https://www.adp.com/what-we-offer/payroll/payroll-for-1-49-employees/payroll-packages.aspx?segmenter-force=yes) - [Time & Attendance](https://www.adp.com/what-we-offer/time-and-attendance.aspx) - Time & Attendance Manage labor costs and compliance with easy time & attendance tools. For advanced capabilities, workforce management adds optimized scheduling, labor forecasting/budgeting, attendance policy, leave case management and more. - - [Overview](https://www.adp.com/what-we-offer/time-and-attendance.aspx) - [Time & Attendance](https://www.adp.com/what-we-offer/time-and-attendance.aspx) - [Workforce Management](https://www.adp.com/what-we-offer/time-and-attendance/workforce-management.aspx) - [Talent](https://www.adp.com/what-we-offer/talent.aspx) - Talent From recruitment to retirement, getting the very best out of your people. [Talent Overview](https://www.adp.com/what-we-offer/talent.aspx) - - [Overview](https://www.adp.com/what-we-offer/talent.aspx) - [Recruiting & Hiring](https://www.adp.com/what-we-offer/talent/talent-acquisition.aspx) - [Talent Management & Activation](https://www.adp.com/what-we-offer/talent/talent-management.aspx) - [Employee Experience](https://www.adp.com/what-we-offer/hr-services/employee-experience.aspx) - [Benefits & Insurance](https://www.adp.com/what-we-offer/benefits.aspx) - Benefits & Insurance Employee benefits, flexible administration, business insurance, and retirement plans. 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[Resources Overview](https://www.adp.com/resources.aspx) - [![ADP Research](https://www.adp.com/-/media/adp/reskin2022/images/shared/adp_ri_logo_color_en_nav_promo.svg?rev=13dbdefc6a074342a61c9315cb0a610b&hash=C1A586545CFDC2B6F1DA26FC0A50C83C) Discover the latest Today at Work insights from ADP Research](https://www.adpri.org/today-at-work) [Your guide to the One Big Beautiful Bill Act ![Your guide to the One Big Beautiful Bill Act](https://www.adp.com/-/media/adp/refresh2025/images/resources/big-beautiful-bill/nav_promo_no_bg.png?rev=9d5d92d429f94068b4e750ceac14c575&hash=0AAA0FA454244FE223B62705E2C5EF2E)](https://www.adp.com/resources/big-beautiful-bill.aspx) - Small Business Resources Discover a wealth of knowledge to help you tackle payroll, HR and benefits, and compliance. [View Resources](https://www.adp.com/resources/small-business.aspx) - - [Overview](https://www.adp.com/resources/small-business.aspx) - [Paying Your People](https://www.adp.com/resources/small-business/paying-people.aspx) - [Maintaining Compliance](https://www.adp.com/resources/small-business/compliance.aspx) - [Recruiting & Hiring](https://www.adp.com/resources/small-business/recruiting-hiring.aspx) - [Outsourcing HR](https://www.adp.com/resources/small-business/outsourcing.aspx) - [Midsized & Enterprise Business](https://www.adp.com/resources/midsized-enterprise.aspx) - Midsized & Enterprise Business Resources Tap into a wealth of knowledge designed to simplify complex tasks and encourage strategic decisions across key functions. 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[See All Tools](https://www.adp.com/resources/tools.aspx) - - [Overview](https://www.adp.com/resources/tools.aspx) - [Calculators](https://www.adp.com/resources/tools/calculators.aspx) - [Tax Guides & Forms](https://www.adp.com/resources/tools/tax-guides-and-forms.aspx) - [Glossary](https://www.adp.com/resources/tools/glossary.aspx) - [Webinars & Events](https://www.adp.com/resources/events.aspx) - Webinars and Events Attend webinars or find out where and when we can connect at in-person events. [See Webinars & Events](https://www.adp.com/resources/events.aspx) - [Testimonials](https://www.adp.com/resources/what-others-say/testimonials.aspx#sort=%40updated%20descending) - Testimonials Don’t take our word for it. Discover what others say about us. [See Testimonials](https://www.adp.com/resources/what-others-say/testimonials.aspx#sort=%40updated%20descending) - [Demos](https://www.adp.com/resources/demos.aspx) - Demos Discover how easy and intuitive it is to use our solutions. [See Demos](https://www.adp.com/resources/demos.aspx) - [SPARK Blog](https://www.adp.com/spark.aspx) - SPARK Blog Read the latest news, stories, insights and tips to help you ignite the power of your people. [View Blog](https://www.adp.com/spark.aspx) - [ADP Research](https://www.adpri.org/) - ADP Research Access the definitive source for exclusive data-driven insights on today’s working world. [Overview](https://www.adpri.org/) - [What Others Say](https://www.adp.com/resources/what-others-say.aspx) - What Others Say Don’t just take our word for it. Discover what others say about us. [See What Others Say](https://www.adp.com/resources/what-others-say.aspx) - - [Overview](https://www.adp.com/resources/what-others-say.aspx) - [Testimonials](https://www.adp.com/resources/what-others-say/testimonials.aspx) - [Product Reviews](https://www.adp.com/resources/what-others-say/reviews.aspx) - [Awards](https://www.adp.com/resources/tools/calculators.aspx) - [Analyst Reports](https://www.adp.com/resources/what-others-say/analyst-reports.aspx) - [About](https://www.adp.com/about-adp.aspx) - [Overview](https://www.adp.com/about-adp.aspx) - About ADP ADP helps organizations of all types and sizes unlock their potential. [Learn About ADP](https://www.adp.com/about-adp.aspx) - [About ADP](https://www.adp.com/about-adp.aspx) - About ADP ADP helps organizations of all types and sizes unlock their potential. [Learn About ADP](https://www.adp.com/about-adp.aspx) - - [Overview](https://www.adp.com/about-adp.aspx) - [Leadership](https://www.adp.com/about-adp/leadership.aspx) - [Corporate Responsibility](https://www.adp.com/about-adp/corporate-social-responsibility.aspx) - [Awards & Recognition](https://www.adp.com/about-adp/awards-and-recognition.aspx) - [Sponsorships](https://www.adp.com/about-adp/ambassadors.aspx) - [Data Security](https://www.adp.com/about-adp/data-security.aspx) - [Data Privacy](https://www.adp.com/about-adp/data-privacy.aspx) - [ADP Ventures](https://ventures.adp.com/) - [Why ADP](https://www.adp.com/how-we-differ.aspx) - Why ADP Learn why more than 1,000,000 clients rely on ADP and why we’re always designing for people. [Learn Why ADP](https://www.adp.com/how-we-differ.aspx) - [Worldwide Locations](https://www.adp.com/worldwide-locations.aspx) - Worldwide Locations We provide payroll, global HCM and outsourcing services in more than 140 countries. 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At ADP, we say that we’re Always Designing for People, starting with our own. - - [All Open Roles](https://jobs.adp.com/?rb=ADP_COM) - [Tech Careers](https://tech.adp.com/) - [Investors](https://investors.adp.com/) - Investors - [Media](https://mediacenter.adp.com/) - Media - [Support](https://www.adp.com/contact-us/customer-service.aspx) - [Sign In](https://login.adp.com/welcome) Search Site - ![](https://www.adp.com/-/media/adp2022/ui/icn-close.svg?rev=cd32a4a6928940b49f4c72ced53a7427&hash=A27B155E4E63DE93679C906099838EAF) I am looking for… [Support](https://www.adp.com/contact-us/customer-service.aspx) [Sign In](https://signin.adp.com/) Tools - [Calculators](https://www.adp.com/resources/tools/calculators.aspx) - [Tax Guides & Forms](https://www.adp.com/resources/tools/tax-guides-and-forms.aspx) - [Glossary](https://www.adp.com/resources/tools/glossary.aspx) - [More](https://www.adp.com/resources/tools/calculators.aspx) Talk to sales **[800-225-5237](tel:8002255237)** [Get Pricing](https://www.adp.com/resources/tools/calculators.aspx) # Calculators and tools ADP offers a set of helpful calculators and tools to engage your workforce and help them with important financial decisions. ### Payroll calculators Payroll calculator tools to help with personal salary, retirement, and investment calculations. - [Salary Paycheck Calculator](https://www.adp.com/resources/tools/calculators/salary-paycheck-calculator.aspx) How much are your wages after taxes? This powerful tool does all the gross-to-net calculations to estimate take-home (net) pay in any part of the United States. - [Hourly Paycheck Calculator](https://www.adp.com/resources/tools/calculators/hourly-paycheck-calculator.aspx) Enter up to six different hourly rates to estimate after-tax wages for hourly employees. - [Gross Pay Calculator](https://www.adp.com/resources/tools/calculators/gross-pay-calculator.aspx) Plug in the amount of money you'd like to take home each pay period and this calculator will tell you what your before-tax earnings need to be. ### Paycard savings calculator Calculator to determine cost savings realized from a paycard program. - [Employer Paycard Savings Calculator](https://www.adp.com/resources/tools/calculators/paycard-savings-calculator.aspx) Estimate how much you can potentially save by replacing paper checks with paycards. - [Employee Paycard Savings Calculator](https://www.adp.com/resources/tools/calculators/employee-paycard-savings-calculator.aspx) Estimate how much an individual or employee can potentially save by receiving their pay on a paycard. ### Health & benefits calculators Inform your decisions, explore your options and find ways to get the most out of your insurance investments. - [Premium Only Plan (POP) Tax Savings Calculator](https://insurance.adp.com/choosing-the-right-coverage/articles-and-insights/articles/p/premium-only-plan-pop-tax-savings-calculator.aspx) Estimate how much you and your employees could save by using a POP (also known as a section 125 cafeteria plan) to pay group health premiums using pre-taxed dollars. - [ACA Penalty Estimator](https://explore.adp.com/ACA-Penalty-Estimator-2024?utm_source=resources&utm_campaign=aca) Affordable Care Act (ACA) penalties can be significant and may be triggered by several actions or inactions on employers’ part. Be proactive in reviewing your potential ACA penalties and download a report on how to manage your risk. ### Retirement calculators and tools Inform your decisions, explore your options and find ways to get the most from your 401(k) - [SECURE 2.0 Act Tax Credit Calculator](https://www.adp.com/resources/tools/calculators/secure-2-act-tax-credit-calculator.aspx) Offering a 401(k) plan is more affordable for small businesses than ever, thanks to new tax credits introduced by the SECURE 2.0 Act. See the potential savings your small business might be missing out on. - [401(k) Contribution Calculator](https://www.adpretirementmarketing.com/calculators/401k-calculator/) Contributing to your workplace 401(k) is one of the best investment decisions you can make. You’ll be taking advantage of dollar-cost averaging, tax-deferred growth, and a possible company match. See what happens when you increase your contributions. - [Roth vs. Traditional IRA Calculator](https://www.adpretirementmarketing.com/calculators/roth-vs-traditional-ira-calculator/) Compare retirement savings over time between a Roth IRA (individual retirement account in which withdrawals in retirement are generally tax-free) and a traditional IRA (in which withdrawals in retirement are generally taxable). - [Retirement Savings Calculator](https://www.adpretirementmarketing.com/calculators/retirement-savings-calculator/) Learn how long your retirement savings will last, based on your savings and inflation-adjusted withdrawals. - [Retirement Nest-egg Calculator](https://www.adpretirementmarketing.com/calculators/retirement-nest-egg-calculator/) How much should you save toward your retirement nest-egg every month? Use this calculator to determine how much to save every month to reach your retirement nest-egg goals. - [Retirement Income Calculator](https://www.adpretirementmarketing.com/calculators/retirement-income-calculator/) How much can you expect in monthly income when you retire? Use this calculator to estimate the income you'll have every month during retirement based on your contributions, rate of return and inflation. - [Personal Investor Profile](https://adpretirementmarketing-files.s3.amazonaws.com/pdfs/99-5782-P_Personal_Investor_Profile.pdf) Download this questionnaire which helps to determine your investor profile. Questions about lifestyle, personality, risk tolerance, when you want to retire, and other financial considerations are helpful in charting a plan and making decisions. ### Business Tax Credit Calculators Calculator to determine your tax credit savings. - [R\&D Tax Credit Calculator](https://explore.adp.com/research-dev-calc-25) Learn how much R\&D tax credit you can claim, based on your unique business profiles and activities. ### Payroll calculators by state - [Alabama](https://www.adp.com/resources/tools/calculators/states/alabama-salary-paycheck-calculator.aspx) - [Alaska](https://www.adp.com/resources/tools/calculators/states/alaska-salary-paycheck-calculator.aspx) - [Arizona](https://www.adp.com/resources/tools/calculators/states/arizona-salary-paycheck-calculator.aspx) - [Arkansas](https://www.adp.com/resources/tools/calculators/states/arkansas-salary-paycheck-calculator.aspx) - [California](https://www.adp.com/resources/tools/calculators/states/california-salary-paycheck-calculator.aspx) - [Colorado](https://www.adp.com/resources/tools/calculators/states/colorado-salary-paycheck-calculator.aspx) - [Connecticut](https://www.adp.com/resources/tools/calculators/states/connecticut-salary-paycheck-calculator.aspx) - [Delaware](https://www.adp.com/resources/tools/calculators/states/delaware-salary-paycheck-calculator.aspx) - [Florida](https://www.adp.com/resources/tools/calculators/states/florida-salary-paycheck-calculator.aspx) - [Georgia](https://www.adp.com/resources/tools/calculators/states/georgia-salary-paycheck-calculator.aspx) - [Hawaii](https://www.adp.com/resources/tools/calculators/states/hawaii-salary-paycheck-calculator.aspx) - [Idaho](https://www.adp.com/resources/tools/calculators/states/idaho-salary-paycheck-calculator.aspx) - [Illinois](https://www.adp.com/resources/tools/calculators/states/illinois-salary-paycheck-calculator.aspx) - [Indiana](https://www.adp.com/resources/tools/calculators/states/indiana-salary-paycheck-calculator.aspx) - [Iowa](https://www.adp.com/resources/tools/calculators/states/iowa-salary-paycheck-calculator.aspx) - [Kansas](https://www.adp.com/resources/tools/calculators/states/kansas-salary-paycheck-calculator.aspx) - [Kentucky](https://www.adp.com/resources/tools/calculators/states/kentucky-salary-paycheck-calculator.aspx) - [Louisiana](https://www.adp.com/resources/tools/calculators/states/louisiana-salary-paycheck-calculator.aspx) - [Maine](https://www.adp.com/resources/tools/calculators/states/maine-salary-paycheck-calculator.aspx) - [Maryland](https://www.adp.com/resources/tools/calculators/states/maryland-salary-paycheck-calculator.aspx) - [Massachusetts](https://www.adp.com/resources/tools/calculators/states/massachusetts-salary-paycheck-calculator.aspx) - [Michigan](https://www.adp.com/resources/tools/calculators/states/michigan-salary-paycheck-calculator.aspx) - [Minnesota](https://www.adp.com/resources/tools/calculators/states/minnesota-salary-paycheck-calculator.aspx) - [Mississippi](https://www.adp.com/resources/tools/calculators/states/mississippi-salary-paycheck-calculator.aspx) - [Missouri](https://www.adp.com/resources/tools/calculators/states/missouri-salary-paycheck-calculator.aspx) - [Montana](https://www.adp.com/resources/tools/calculators/states/montana-salary-paycheck-calculator.aspx) - [Nebraska](https://www.adp.com/resources/tools/calculators/states/nebraska-salary-paycheck-calculator.aspx) - [Nevada](https://www.adp.com/resources/tools/calculators/states/nevada-salary-paycheck-calculator.aspx) - [New Hampshire](https://www.adp.com/resources/tools/calculators/states/new-hampshire-salary-paycheck-calculator.aspx) - [New Jersey](https://www.adp.com/resources/tools/calculators/states/new-jersey-salary-paycheck-calculator.aspx) - [New Mexico](https://www.adp.com/resources/tools/calculators/states/new-mexico-salary-paycheck-calculator.aspx) - [New York](https://www.adp.com/resources/tools/calculators/states/new-york-salary-paycheck-calculator.aspx) - [North Carolina](https://www.adp.com/resources/tools/calculators/states/north-carolina-salary-paycheck-calculator.aspx) - [North Dakota](https://www.adp.com/resources/tools/calculators/states/north-dakota-salary-paycheck-calculator.aspx) - [Ohio](https://www.adp.com/resources/tools/calculators/states/ohio-salary-paycheck-calculator.aspx) - [Oklahoma](https://www.adp.com/resources/tools/calculators/states/oklahoma-salary-paycheck-calculator.aspx) - [Oregon](https://www.adp.com/resources/tools/calculators/states/oregon-salary-paycheck-calculator.aspx) - [Pennsylvania](https://www.adp.com/resources/tools/calculators/states/pennsylvania-salary-paycheck-calculator.aspx) - [Rhode Island](https://www.adp.com/resources/tools/calculators/states/rhode-island-salary-paycheck-calculator.aspx) - [South Carolina](https://www.adp.com/resources/tools/calculators/states/south-carolina-salary-paycheck-calculator.aspx) - [South Dakota](https://www.adp.com/resources/tools/calculators/states/south-dakota-salary-paycheck-calculator.aspx) - [Tennessee](https://www.adp.com/resources/tools/calculators/states/tennessee-salary-paycheck-calculator.aspx) - [Texas](https://www.adp.com/resources/tools/calculators/states/texas-salary-paycheck-calculator.aspx) - [Utah](https://www.adp.com/resources/tools/calculators/states/utah-salary-paycheck-calculator.aspx) - [Vermont](https://www.adp.com/resources/tools/calculators/states/vermont-salary-paycheck-calculator.aspx) - [Virginia](https://www.adp.com/resources/tools/calculators/states/virginia-salary-paycheck-calculator.aspx) - [Washington](https://www.adp.com/resources/tools/calculators/states/washington-salary-paycheck-calculator.aspx) - [West Virginia](https://www.adp.com/resources/tools/calculators/states/west-virginia-salary-paycheck-calculator.aspx) - [Wisconsin](https://www.adp.com/resources/tools/calculators/states/wisconsin-salary-paycheck-calculator.aspx) - [Wyoming](https://www.adp.com/resources/tools/calculators/states/wyoming-salary-paycheck-calculator.aspx) ## Get pricing specific to your business Your [privacy](https://www.adp.com/privacy.aspx) is assured. 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Readable Markdown
ADP offers a set of helpful calculators and tools to engage your workforce and help them with important financial decisions. ### Payroll calculators Payroll calculator tools to help with personal salary, retirement, and investment calculations. - [Salary Paycheck Calculator](https://www.adp.com/resources/tools/calculators/salary-paycheck-calculator.aspx) How much are your wages after taxes? This powerful tool does all the gross-to-net calculations to estimate take-home (net) pay in any part of the United States. - [Hourly Paycheck Calculator](https://www.adp.com/resources/tools/calculators/hourly-paycheck-calculator.aspx) Enter up to six different hourly rates to estimate after-tax wages for hourly employees. - [Gross Pay Calculator](https://www.adp.com/resources/tools/calculators/gross-pay-calculator.aspx) Plug in the amount of money you'd like to take home each pay period and this calculator will tell you what your before-tax earnings need to be. ### Paycard savings calculator Calculator to determine cost savings realized from a paycard program. - [Employer Paycard Savings Calculator](https://www.adp.com/resources/tools/calculators/paycard-savings-calculator.aspx) Estimate how much you can potentially save by replacing paper checks with paycards. - [Employee Paycard Savings Calculator](https://www.adp.com/resources/tools/calculators/employee-paycard-savings-calculator.aspx) Estimate how much an individual or employee can potentially save by receiving their pay on a paycard. ### Health & benefits calculators Inform your decisions, explore your options and find ways to get the most out of your insurance investments. - [Premium Only Plan (POP) Tax Savings Calculator](https://insurance.adp.com/choosing-the-right-coverage/articles-and-insights/articles/p/premium-only-plan-pop-tax-savings-calculator.aspx) Estimate how much you and your employees could save by using a POP (also known as a section 125 cafeteria plan) to pay group health premiums using pre-taxed dollars. - [ACA Penalty Estimator](https://explore.adp.com/ACA-Penalty-Estimator-2024?utm_source=resources&utm_campaign=aca) Affordable Care Act (ACA) penalties can be significant and may be triggered by several actions or inactions on employers’ part. Be proactive in reviewing your potential ACA penalties and download a report on how to manage your risk. ### Retirement calculators and tools Inform your decisions, explore your options and find ways to get the most from your 401(k) - [SECURE 2.0 Act Tax Credit Calculator](https://www.adp.com/resources/tools/calculators/secure-2-act-tax-credit-calculator.aspx) Offering a 401(k) plan is more affordable for small businesses than ever, thanks to new tax credits introduced by the SECURE 2.0 Act. See the potential savings your small business might be missing out on. - [401(k) Contribution Calculator](https://www.adpretirementmarketing.com/calculators/401k-calculator/) Contributing to your workplace 401(k) is one of the best investment decisions you can make. You’ll be taking advantage of dollar-cost averaging, tax-deferred growth, and a possible company match. See what happens when you increase your contributions. - [Roth vs. Traditional IRA Calculator](https://www.adpretirementmarketing.com/calculators/roth-vs-traditional-ira-calculator/) Compare retirement savings over time between a Roth IRA (individual retirement account in which withdrawals in retirement are generally tax-free) and a traditional IRA (in which withdrawals in retirement are generally taxable). - [Retirement Savings Calculator](https://www.adpretirementmarketing.com/calculators/retirement-savings-calculator/) Learn how long your retirement savings will last, based on your savings and inflation-adjusted withdrawals. - [Retirement Nest-egg Calculator](https://www.adpretirementmarketing.com/calculators/retirement-nest-egg-calculator/) How much should you save toward your retirement nest-egg every month? Use this calculator to determine how much to save every month to reach your retirement nest-egg goals. - [Retirement Income Calculator](https://www.adpretirementmarketing.com/calculators/retirement-income-calculator/) How much can you expect in monthly income when you retire? Use this calculator to estimate the income you'll have every month during retirement based on your contributions, rate of return and inflation. - [Personal Investor Profile](https://adpretirementmarketing-files.s3.amazonaws.com/pdfs/99-5782-P_Personal_Investor_Profile.pdf) Download this questionnaire which helps to determine your investor profile. Questions about lifestyle, personality, risk tolerance, when you want to retire, and other financial considerations are helpful in charting a plan and making decisions. ### Business Tax Credit Calculators Calculator to determine your tax credit savings. - [R\&D Tax Credit Calculator](https://explore.adp.com/research-dev-calc-25) Learn how much R\&D tax credit you can claim, based on your unique business profiles and activities. Payroll calculators by state - [Alabama](https://www.adp.com/resources/tools/calculators/states/alabama-salary-paycheck-calculator.aspx) - [Alaska](https://www.adp.com/resources/tools/calculators/states/alaska-salary-paycheck-calculator.aspx) - [Arizona](https://www.adp.com/resources/tools/calculators/states/arizona-salary-paycheck-calculator.aspx) - [Arkansas](https://www.adp.com/resources/tools/calculators/states/arkansas-salary-paycheck-calculator.aspx) - [California](https://www.adp.com/resources/tools/calculators/states/california-salary-paycheck-calculator.aspx) - [Colorado](https://www.adp.com/resources/tools/calculators/states/colorado-salary-paycheck-calculator.aspx) - [Connecticut](https://www.adp.com/resources/tools/calculators/states/connecticut-salary-paycheck-calculator.aspx) - [Delaware](https://www.adp.com/resources/tools/calculators/states/delaware-salary-paycheck-calculator.aspx) - [Florida](https://www.adp.com/resources/tools/calculators/states/florida-salary-paycheck-calculator.aspx) - 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[Washington](https://www.adp.com/resources/tools/calculators/states/washington-salary-paycheck-calculator.aspx) - [West Virginia](https://www.adp.com/resources/tools/calculators/states/west-virginia-salary-paycheck-calculator.aspx) - [Wisconsin](https://www.adp.com/resources/tools/calculators/states/wisconsin-salary-paycheck-calculator.aspx) - [Wyoming](https://www.adp.com/resources/tools/calculators/states/wyoming-salary-paycheck-calculator.aspx)
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