🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 135 (from laksa035)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa135.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://www.aarp.org/advocacy/crypto-atm-fraud-protections/\')), getAhrefsUnparsedNoserviceFromURL(\'https://www.aarp.org/advocacy/crypto-atm-fraud-protections/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/","crawl_time":1776345814,"first_indexed_time":1771031794,"http_code":200,"src_unparsed":"org,aarp!www,\/advocacy\/crypto-atm-fraud-protections\/ s443","src_root_hash":"2223325636571181335","history_drop_reason":null,"meta_title":"How States Are Taking Aim at Combating Crypto ATM Fraud","meta_descriptions":["Cryptocurrency kiosks, also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes. Here's what you should know."],"attrs_boilerpipe_text":"Key Takeaways\nCryptocurrency kiosks were used in scams that led to more than $333 million in reported losses in 2025.\nAdults 60 and older accounted for 86 percent of reported losses in cases where the victim’s age was known.\nStates are moving to regulate or ban the machines, adding limits, warnings and licensing requirements.\nIndiana is the first in the U.S. to enact a statewide ban.\nLast August, Linda Kay Simmons frantically drove to a gas station — her 6-year-old granddaughter in the back seat — to feed thousands of dollars into a cryptocurrency ATM. Two men claiming to be sheriff’s deputies had called earlier that day to warn she could face arrest for evading grand jury duty if she didn’t deposit the cash as a bail bond.\nThe men demanded she stay on the phone, but concern for her granddaughter spurred the 71-year-old author from Moneta, Virginia, to borrow another phone from a stranger to call her daughter. Simmons ended up feeding close to $16,000 into the machine before her daughter arrived and convinced her it was a scam.\n“I didn’t want to listen to her at first, but she was so adamant that I just stopped,” Simmons says.\nCryptocurrency kiosks\n, also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes, as the transactions typically move quickly into overseas exchanges that don’t have to comply with U.S. laws. The machines, which convert cash into digital currency, often resemble traditional ATMs and are located in supermarkets, bars, convenience stores and other common businesses. \nCryptocurrency kiosks were used in scams that led to more than $333 million in reported losses in 2025, according to FBI data. More than 12,000 complaints were filed with the FBI’s Internet Crime Complaint Center, which noted a “clear and consistent rise” in cryptocurrency kiosk scams over recent years “that is not slowing down.”\nOlder people are particularly at risk. A 2024 FBI report found that among cases where the victim’s age was known, individuals age 60 and older accounted for 86 percent of the losses.\nThe FBI notes that the types of fraud most closely associated with crypto ATM use include extortion, tech support scams, government impersonators and investment schemes.\nAARP has pushed for protections from crimes facilitated by crypto ATMs. And a growing number of states are cracking down on their use.\nIn 2026, Indiana, with strong support from AARP, became \nthe first state\n to ban the machines from operating anywhere within its borders. The bipartisan measure passed the state’s Senate unanimously and was signed into law on March 9. Thirty states have introduced bills related to crypto kiosks this year alone, bringing the total number that have passed laws to 20 as of 2026. The laws provide several critical protections, including setting daily transaction limits and requiring signage that warns users of fraud. Many also require operators to be licensed by the state and to provide transaction receipts to help law enforcement with investigations.\nAARP got involved in early 2024 by talking with law enforcement, fraud victims and other stakeholders to understand the problem and the type of legislation that could help, says Françoise Cleveland, a government affairs director with AARP’s national office. Many of AARP’s state offices around the country have spearheaded legislative efforts to crack down on crypto ATMs.\nMost Popular\n“We just want to be sure that any customer [using] any payment, whether that’s crypto kiosks, gold or anything else, that there are good protections against fraud,” Cleveland says. \nAARP anticipates that lawmakers in nearly every state that does not already have relevant statutes will consider legislation in 2026 or 2027.\n‘It’s just heartbreaking’\nLt. Eric Calendine, a fraud investigator for the Beaufort County Sheriff’s Office in South Carolina, is working this year with lawmakers in that state to pass crypto ATM legislation. He’s been tracking crypto kiosk fraud in Beaufort County since 2024 and has found that many cases involve jury duty, tech support, romance and impostor scams.\nThe money is especially hard to recover because it typically goes to overseas exchanges that don’t have to cooperate with U.S. authorities, Calendine says.\nJoin Our Fight Against Fraud\nHere’s what you can do to help protect people 50 and older from scams and fraud:\nSign up to become a \ndigital fraud fighter\n to help raise awareness about the latest scams.\nRead more\n about how we’re fighting for you every day in Congress and across the country.\nAARP is your fierce defender on the issues that matter to people 50-plus. \nBecome a member or renew\n your membership today.\n“It’s just heartbreaking,” he says. “A lot of people … have worked their whole lives, and in a matter of an instant, it’s gone.”\nIn Virginia, AARP is urging state lawmakers to consider crypto ATM fraud protections during the 2026 legislative session.\n“Legislation that establishes daily transaction limits, requires fraud warnings and ensures that operators are licensed with the state would go a long way to helping prevent Virginians from being victimized by scammers at crypto kiosks,” says Jared Calfee, AARP Virginia’s state director.\nLegislation will, hopefully, include language to create a helpline or other way for local law enforcement agencies, which often don’t have experience in investigating crypto fraud, to connect with state police or the attorney general’s office, says state Sen. Saddam Azlan Salim (D-Fairfax), who is leading the state’s charge on digital currency regulation.\nSalim says that kiosk operators have been at the table and even supportive of most of the protections if it means they can still have machines in the state.\nTransparency, accountability\nWhile state legislation to regulate crypto ATMs is relatively new, there are indications that such laws are helping curb the problem in California and Connecticut, the first states to pass bills, which they did in 2023.\nConnecticut does not have statewide data for fraud complaints related to crypto ATMs, but “we are not taking nearly as many … cases,” says Matt Hogan, a detective with Connecticut State Police who helped draft the state’s consumer protection legislation.\nWhile California is still seeing increases in complaints related to crypto ATM fraud, possibly because victims are reporting it more, the daily transaction limit for customers appears to be reducing the amount lost per case, according to a spokesperson for the California Department of Financial Protection and Innovation.\nIn Vermont, lawmakers in 2025 extended a moratorium on new crypto kiosks in the state to July 1, 2026.\nCities are also taking action. The city councils in Spokane, Washington, and St. Paul, Minnesota, last year voted to ban crypto ATMs altogether.\nOther municipalities, such as Omaha and Grand Island in Nebraska, have passed ordinances requiring the posting of signs warning about the fraud risks associated with crypto kiosks. Nebraska also passed statewide legislation to regulate the machines — which AARP advocated for — in 2025. “By requiring transparency and accountability for cryptocurrency kiosks, we are taking steps to ensure that as digital finances are evolving, strong consumer safeguards are being put into place,” says Jina Ragland, AARP Nebraska’s senior associate state director for advocacy.\nHowever, consumer protection laws won’t prevent all crypto ATM–related fraud, so enforcement is also key, says Iowa Attorney General Brenna Bird (R).\nIn 2025, Bird sued two kiosk operators in the state, Bitcoin Depot and CoinFlip, after her investigation found that at least 95 percent of transactions at their machines were fraudulent and cost Iowans about $20 million in less than three years.\nIowa passed a crypto kiosk consumer protection law in 2025, which Bird calls a “strong first step.” That statute does not apply to Bird’s lawsuit, which instead alleges that operators violated an older law generally prohibiting companies from defrauding or deceiving consumers.\nOther attorneys general across the U.S. are launching crypto kiosk investigations, Bird notes. In September, D.C. Attorney General Brian L. Schwalb (D) announced a lawsuit against Athena Bitcoin, one of the biggest U.S. crypto kiosk operators, after his investigation found 93 percent of its transactions to be fraudulent.\n\nAARP writer Miriam Cross contributed to this story.\nThe key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity.\nCarina Storrs\nwrites about aging, fraud, health policy, infectious disease and other issues. She has written for the Bulletin since 2023.","attrs_markdown":"Javascript is not enabled.\n\nJavascript must be enabled to use this site. Please enable Javascript in your browser and try again.\n\n[Skip to content](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/#aarp-u-end-of-header)\n\n[Watch AARP Live: Identity Fraud: What You Need to Know, April15 at 7:30 PM ET\/6:30 PM CT.](https:\/\/www.aarp.org\/states\/aarplive\/?CMP=OTH-IMM-ALERT_FRD-RFD_TV)\n\n[![AARP Logo Header White 139x36](https:\/\/cdn.aarp.net\/content\/dam\/aarp\/graphics\/aarp_logos\/120x30-aarp-header-logo-red.svg)](https:\/\/www.aarp.org\/?intcmp=GLOBAL-HDR-BTN-CLK-LOGO-UXDIA \"Homepage\")\n\n- [Join](https:\/\/join.aarp.org\/joinnav)\n- [Renew](https:\/\/join.aarp.org\/rfrenew)\n\n- - [Membership & Benefits](https:\/\/www.aarp.org\/membership\/benefits\/all-offers-a-z\/ \"Membership and Benefits\")\n- - [Members Edition](https:\/\/www.aarp.org\/membership\/members-edition\/ \"members edition\")\n\n[AARP 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Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close menu\")\n\n[Job Search](https:\/\/www.aarp.org\/work\/job-search\/ \"link to job search landing page\")\n\n[Careers](https:\/\/www.aarp.org\/work\/careers\/ \"link to the careers landing page\")\n\n[Small Business](https:\/\/www.aarp.org\/work\/small-business\/ \"link to small business landing page\")\n\n[Employers](https:\/\/www.aarp.org\/work\/employers\/ \"Link to the employers landing page\")\n\n[Age Discrimination](https:\/\/www.aarp.org\/work\/age-discrimination\/ \"Link to the age discrimination landing page\")\n\n[Member Benefits](https:\/\/www.aarp.org\/membership\/benefits\/finance\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/work\/job-search\/indeed-career-services\/ \"Job Search Help from AARP and Indeed\")\n\nFlexible Work\n\n[Job Search Help from AARP and 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it]()](https:\/\/virtualevents.aarp.org\/workjobs-hub\/en\/home?utm_medium=dotorg&utm_source=aarp&utm_campaign=workjobs-turnkey-webinar-hubpage-2024&utm_content=evergreen-top-nav&cmp=OTH-IMM-WORKJOBS-WEBINAR-HOUSE_TOPNAV \"Tips to Enhance Your Job Search\")\n\nON-DEMAND WEBINARS\n\n[Tips to Enhance Your Job Search](https:\/\/virtualevents.aarp.org\/workjobs-hub\/en\/home?utm_medium=dotorg&utm_source=aarp&utm_campaign=workjobs-turnkey-webinar-hubpage-2024&utm_content=evergreen-top-nav&cmp=OTH-IMM-WORKJOBS-WEBINAR-HOUSE_TOPNAV)\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Advocacy](https:\/\/www.aarp.org\/advocacy\/ \"Link to advocacy channel page\")\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close menu\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/medicare\/more-medicare-drug-price-negotiations-2025\/ \"Saving You RX Dollars\")\n\nDrug Prices\n\n[Saving You RX Dollars](https:\/\/www.aarp.org\/medicare\/more-medicare-drug-price-negotiations-2025\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/advocacy\/call-on-congress-protect-social-security-2025\/ \"Fighting to Protect Social Security\")\n\nSocial Security\n\n[Fighting to Protect Social Security](https:\/\/www.aarp.org\/advocacy\/call-on-congress-protect-social-security-2025\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/advocacy\/safeguard-medicaid-2025\/ \"Advocating for Strong Programs\")\n\nMedicare & Medicaid\n\n[Advocating for Strong Programs](https:\/\/www.aarp.org\/advocacy\/safeguard-medicaid-2025\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/advocacy\/100-reasons-support-family-caregivers-2025\/ \"Supporting Family Caregivers\")\n\nCaregiving\n\n[Supporting Family Caregivers](https:\/\/www.aarp.org\/advocacy\/100-reasons-support-family-caregivers-2025\/)\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Social Security](https:\/\/www.aarp.org\/social-security\/)\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close menu\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/virtualevents.aarp.org\/socialsecurity-hub\/en\/home \"Navigating important Social Security decisions? We Can Help.\")\n\nWebinars\n\n[Navigating important Social Security decisions? We Can Help.](https:\/\/virtualevents.aarp.org\/socialsecurity-hub\/en\/home)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![ask a a r p on a red background]()](https:\/\/www.aarp.org\/ask-aarp\/ \"Ask AARP: AI-powered Tool to Get the Most Out of Social Security\")\n\nTool\n\n[Ask AARP: AI-powered Tool to Get the Most Out of Social Security](https:\/\/www.aarp.org\/ask-aarp\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/social-security\/retirement\/basics\/ \"10 Things You Need to Know About Social Security\")\n\nBasics\n\n[10 Things You Need to Know About Social Security](https:\/\/www.aarp.org\/social-security\/retirement\/basics\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/social-security\/benefits-calculator\/ \"Social Security Benefits Calculator: Maximize Your Benefits\")\n\nTools\n\n[Social Security Benefits Calculator: Maximize Your Benefits](https:\/\/www.aarp.org\/social-security\/benefits-calculator\/)\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Medicare](https:\/\/www.aarp.org\/medicare\/)\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close menu\")\n\n[Approaching Medicare](https:\/\/www.aarp.org\/medicare\/approaching-medicare\/ \"Link to approaching medicare pathway overview\")\n\n[Enrolling in Medicare](https:\/\/www.aarp.org\/medicare\/enrolling-medicare\/ \"link to parts of enrolling in medicare pathway overview\")\n\n[Managing Costs & Coverage](https:\/\/www.aarp.org\/medicare\/managing-costs-coverage\/ \"link to managing medicare costs pathway overview\")\n\n[Getting Help](https:\/\/www.aarp.org\/medicare\/getting-help\/ \"link to getting help with medicare series\")\n\n[Latest News](https:\/\/www.aarp.org\/medicare\/latest-news\/ \"link to the latest medicare news\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![Ask A A R P. A I powered help from trusted A A R P sources. Illustration of a man using a laptop]()](https:\/\/www.aarp.org\/ask-aarp\/ \"Ask AARP: AI-powered Tool to Get the Most Out of Medicare \")\n\nTool\n\n[Ask AARP: AI-powered Tool to Get the Most Out of Medicare](https:\/\/www.aarp.org\/ask-aarp\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![illustration of a clipboard with a checklist and medical cross on it]()](https:\/\/navigator.aarp.org\/en_gb\/courses\/course\/17 \"Take This Course to Feel Prepared About Enrolling in Medicare \")\n\nAARP Navigator\n\n[Take This Course to Feel Prepared About Enrolling in Medicare](https:\/\/navigator.aarp.org\/en_gb\/courses\/course\/17)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![a red and white illustration showing a woman in a monitor flanked by a word bubble and a calendar]()](https:\/\/virtualevents.aarp.org\/medicare-hub\/en\/home?cmp=OTH-CSN-LEARN-MULTI-MEDICARE \"Get Answers to Medicare Questions With Our On-demand Webinars \")\n\nOn-Demand Webinars\n\n[Get Answers to Medicare Questions With Our On-demand Webinars](https:\/\/virtualevents.aarp.org\/medicare-hub\/en\/home?cmp=OTH-CSN-LEARN-MULTI-MEDICARE)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![Medical stethoscope and US flag on a pink background signifying advocacy]()](https:\/\/www.aarp.org\/advocacy\/#medicare \"Learn How AARP is Fighting for Better Medicare\")\n\nAdvocacy\n\n[Learn How AARP is Fighting for Better Medicare](https:\/\/www.aarp.org\/advocacy\/#medicare)\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Caregiving](https:\/\/www.aarp.org\/caregiving\/ \"Link to caregiving channel page\")\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"Link to close menu\")\n\n[Basics](https:\/\/www.aarp.org\/caregiving\/basics\/ \"Link to basics laning page\")\n\n[Care at Home](https:\/\/www.aarp.org\/caregiving\/home-care\/ \"Link to care at home landing page\")\n\n[Medical](https:\/\/www.aarp.org\/caregiving\/medical\/ \"Link to medical landing page\")\n\n[Financial & Legal](https:\/\/www.aarp.org\/caregiving\/financial-legal\/ \"Link to the finance and legal landing page\")\n\n[Life Balance](https:\/\/www.aarp.org\/caregiving\/life-balance\/ \"Link to life balance landing page\")\n\n[Local](https:\/\/www.aarp.org\/caregiving\/local\/ \"Link to the local landing page\")\n\n[Member Benefits](https:\/\/www.aarp.org\/membership\/benefits\/caregiving\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![person stands at a door marked with a first aid cross there are a series of many doors and the person is wondering which is the best choice]()](https:\/\/www.aarp.org\/caregiving\/financial-legal\/understanding-long-term-care-insurance\/ \"Understanding Basics of LTC Insurance\")\n\nLONG-TERM CARE\n\n[Understanding Basics of LTC Insurance](https:\/\/www.aarp.org\/caregiving\/financial-legal\/understanding-long-term-care-insurance\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![illustration of a map with an icon of a person helping another person with a cane navigate towards caregiving]()](https:\/\/www.aarp.org\/caregiving\/care-connect\/resources\/ \"Assistance and Services in Your Area\")\n\nState Guides\n\n[Assistance and Services in Your Area](https:\/\/www.aarp.org\/caregiving\/care-connect\/resources\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/caregiving\/prepare-to-care-planning-guide\/ \"How to Develop a Caregiving Plan\")\n\nPrepare to Care Guides\n\n[How to Develop a Caregiving Plan](https:\/\/www.aarp.org\/caregiving\/prepare-to-care-planning-guide\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![Close up of a hospice nurse holding the hands of one of her patients]()](https:\/\/www.aarp.org\/caregiving\/grief-loss-end-of-life\/ \"How to Cope With Grief, Loss\")\n\nEnd of Life\n\n[How to Cope With Grief, Loss](https:\/\/www.aarp.org\/caregiving\/grief-loss-end-of-life\/)\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Games](https:\/\/www.aarp.org\/games\/)\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"Link to close menu\")\n\n[All](https:\/\/www.aarp.org\/games\/category\/all-games\/ \"Link to the AARP All Games landing page\")\n\n[Recently Played](https:\/\/games.aarp.org\/category\/recently-played \"Link to AARP recently played games\")\n\n[Word & Trivia](https:\/\/www.aarp.org\/games\/category\/word\/ \"Link to AARP Games Word and Trivia category landing page\")\n\n[Rewards](https:\/\/www.aarp.org\/games\/category\/rewards-games\/ \"Link to the AARP Games Rewards category landing age\")\n\n[Atari® & Retro](https:\/\/www.aarp.org\/games\/category\/atari-games\/ \"Link to the AARP Games Atari and Retro category landing page\")\n\n[Mahjongg](https:\/\/www.aarp.org\/games\/category\/mahjongg\/ \"Link to the AARP Games Mahjongg category landing page\")\n\n[Members Only](https:\/\/www.aarp.org\/games\/category\/members\/ \"Link to the AARP Games Members Only category landing page\")\n\n[Staying Sharp](https:\/\/www.aarp.org\/games\/category\/staying-sharp\/ \"Link to the AARP Games Staying Sharp category landing page\")\n\n[Solitare](https:\/\/www.aarp.org\/games\/category\/solitaire\/ \"Link to the AARP Games Solitare category landing page\")\n\n[New Games](https:\/\/www.aarp.org\/games\/category\/new\/ \"Link to new games webpage\")\n\n[Strategy](https:\/\/www.aarp.org\/games\/category\/strategy\/ \"Link to the AARP Games Strategy category landing page\")\n\n[Arcade](https:\/\/www.aarp.org\/games\/category\/arcade\/ \"Link to the AARP Games Arcade category landing page\")\n\n[Puzzles](https:\/\/www.aarp.org\/games\/category\/puzzles\/ \"Link to the AARP Games Puzzle category landing page\")\n\n[Card](https:\/\/www.aarp.org\/games\/category\/card\/ \"Link to the AARP Games Card category landing page\")\n\n[Juegos](https:\/\/www.aarp.org\/games\/category\/juegos-espanol\/ \"Link to the AARP Games Juegos category landing page\")\n\n[Daily](https:\/\/www.aarp.org\/games\/category\/daily-games\/ \"Link to the AARP Games Daily category landing page\")\n\n[Game Shows](https:\/\/www.aarp.org\/games\/category\/game-shows\/ \"Learn more about the game show\")\n\n[Multiplayer](https:\/\/www.aarp.org\/games\/category\/multiplayer-games\/ \"Learn more about the multiplayer games\")\n\n[More About Games](https:\/\/www.aarp.org\/games\/more-on-games\/ \"Learn more about A A R P games\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![AARP Right Again Trivia and AARP Rewards]()](https:\/\/games.aarp.org\/games\/right-again-trivia \"Right Again! Trivia\")\n\n[Right Again! Trivia](https:\/\/games.aarp.org\/games\/right-again-trivia)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![AARP Right Again Trivia Sports and AARP Rewards]()](https:\/\/games.aarp.org\/games\/right-again-trivia-sports \"Right Again! Trivia – Sports\")\n\n[Right Again! Trivia – Sports](https:\/\/games.aarp.org\/games\/right-again-trivia-sports)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![Atari, Centipede, Pong, Breakout, Missile Command Asteroids]()](https:\/\/www.aarp.org\/games\/category\/atari-games\/ \"Atari® Video Games\")\n\n[Atari® Video Games](https:\/\/www.aarp.org\/games\/category\/atari-games\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![Throwback Thursday Crossword and AARP Rewards]()](https:\/\/games.aarp.org\/games\/throwback-thursday-crossword \"Throwback Thursday Crossword\")\n\n[Throwback Thursday Crossword](https:\/\/games.aarp.org\/games\/throwback-thursday-crossword)\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Travel](https:\/\/www.aarp.org\/travel\/ \"Link to travel channel page\")\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"Link to close menu\")\n\n[Travel Tips](https:\/\/www.aarp.org\/travel\/travel-tips\/ \"Link to travel tips page\")\n\n[Vacation Ideas](https:\/\/www.aarp.org\/travel\/vacation-ideas\/ \"Link to vacation ideas landing page\")\n\n[Destinations](https:\/\/www.aarp.org\/travel\/destinations\/ \"Link to destinations landing page\")\n\n[Travel Benefits](https:\/\/www.aarp.org\/membership\/benefits\/travel\/ \"AARP Travel Benefits\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/travel\/vacation-ideas\/scenic-spring-road-trips\/ \"Scenic Spring Road Trips\")\n\nSpRing TRAVEL\n\n[Scenic Spring Road Trips](https:\/\/www.aarp.org\/travel\/vacation-ideas\/scenic-spring-road-trips\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/travel\/travel-tips\/fast-free-in-flight-wifi\/ \"Fast, Free Wi-Fi on Airlines\")\n\nIN-FLIGHT WI-FI\n\n[Fast, Free Wi-Fi on Airlines](https:\/\/www.aarp.org\/travel\/travel-tips\/fast-free-in-flight-wifi\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]() MEMBERS ONLY](https:\/\/www.aarp.org\/travel\/destinations\/taste-of-america\/ \"Chefs Dish on Local Food Scene\")\n\nTASTE OF AMERICA\n\n[Chefs Dish on Local Food Scene](https:\/\/www.aarp.org\/travel\/destinations\/taste-of-america\/)\n\nMEMBERS ONLY\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/travel\/travel-tips\/cheap-flights-tips\/ \"11 Tips to Beat Airfare Hikes\")\n\nCHEAP FLIGHT TIPS\n\n[11 Tips to Beat Airfare Hikes](https:\/\/www.aarp.org\/travel\/travel-tips\/cheap-flights-tips\/)\n\n- Entertainment & Style\n- Family & Relationships\n- Personal Tech\n- AARP Smart Picks\n- Home & Living\n- Auto\n- Staying Sharp\n- Podcasts\n- Videos\n- Events\n- AARP Near You\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Entertainment & Style](https:\/\/www.aarp.org\/entertainment\/ \"Link to entertainment channel page\")\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close menu\")\n\n[Movies](https:\/\/www.aarp.org\/entertainment\/movies-for-grownups\/ \"Link to movies laning page\")\n\n[TV](https:\/\/www.aarp.org\/entertainment\/television\/ \"Link to television landing page\")\n\n[Music](https:\/\/www.aarp.org\/entertainment\/music\/ \"Link to the music landing page\")\n\n[Celebrities](https:\/\/www.aarp.org\/entertainment\/celebrities\/ \"Link to the celebrity landing page\")\n\n[Beauty & Style](https:\/\/www.aarp.org\/entertainment\/beauty-style\/ \"Link to beauty and style landing page\")\n\n[Books](https:\/\/www.aarp.org\/entertainment\/books\/ \"Link to books landing page\")\n\n[Member Benefits](https:\/\/www.aarp.org\/membership\/benefits\/entertainment\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]() MEMBERS ONLY](https:\/\/www.aarp.org\/entertainment\/beauty-style\/secrets-of-online-beauty-shoppers\/ \"The Secrets of Online Beauty Shoppers\")\n\nBeauty & Style\n\n[The Secrets of Online Beauty Shoppers](https:\/\/www.aarp.org\/entertainment\/beauty-style\/secrets-of-online-beauty-shoppers\/)\n\nMEMBERS ONLY\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/entertainment\/movies-for-grownups\/movie-preview-2026\/ \"2026 Movie Preview\")\n\nMovies for Grownups\n\n[2026 Movie Preview](https:\/\/www.aarp.org\/entertainment\/movies-for-grownups\/movie-preview-2026\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]() MEMBERS ONLY](https:\/\/www.aarp.org\/entertainment\/music\/essential-songs-for-gen-x\/ \"Essential Songs for Gen Xers\")\n\nMUSIC\n\n[Essential Songs for Gen Xers](https:\/\/www.aarp.org\/entertainment\/music\/essential-songs-for-gen-x\/)\n\nMEMBERS ONLY\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Family & Relationships](https:\/\/www.aarp.org\/family-relationships\/ \"Link to family and relationships landing page\")\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close menu\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![graphic of a man and a woman with a cherry in their mouths]()](https:\/\/www.aarp.org\/membership\/members-edition\/in-the-mood\/ \"Your Questions Answered\")\n\nSex & Dating\n\n[Your Questions Answered](https:\/\/www.aarp.org\/membership\/members-edition\/in-the-mood\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/caregiving\/grandparents\/ \"Everything You Need to Know\")\n\nGrandparenting\n\n[Everything You Need to Know](https:\/\/www.aarp.org\/caregiving\/grandparents\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]() MEMBERS ONLY](https:\/\/www.aarp.org\/family-relationships\/great-ways-to-bond-with-your-dog\/ \"Great Ways to Bond With Your Dog\")\n\nPets\n\n[Great Ways to Bond With Your Dog](https:\/\/www.aarp.org\/family-relationships\/great-ways-to-bond-with-your-dog\/)\n\nMEMBERS ONLY\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Personal Tech](https:\/\/www.aarp.org\/personal-technology\/ \"link to personal tech landing page\")\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close menu\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![a tablet displaying smart home controls in a living room]()](https:\/\/www.aarp.org\/personal-technology\/caregiving-smart-home-technology\/ \"Caregiver’s Guide to Smart Home Tech\")\n\nHome Technology\n\n[Caregiver’s Guide to Smart Home Tech](https:\/\/www.aarp.org\/personal-technology\/caregiving-smart-home-technology\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![]()](https:\/\/www.aarp.org\/social-connections\/ \"Creating Social Connections\")\n\nGet Happier\n\n[Creating Social Connections](https:\/\/www.aarp.org\/social-connections\/)\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) ![a hand is touching computer signals on a blue background]()](https:\/\/www.aarp.org\/personal-technology\/artificial-intelligence\/ \"Weighing the Perils and Positives\")\n\nPOSSIBILITIES OF AI\n\n[Weighing the Perils and Positives](https:\/\/www.aarp.org\/personal-technology\/artificial-intelligence\/)\n\n[Back](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[AARP Smart Picks](https:\/\/www.aarp.org\/product-reviews\/)\n\n[Close Menu](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/ \"link to close 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State\")\n\nSTATE OFFICE\n\n[Events, News and Resources in Your State](https:\/\/www.aarp.org\/states\/)\n\n[Join](https:\/\/join.aarp.org\/joinnav?intcmp=GLOBAL-HDR-BTN-CLK-MPROMO-JOIN-UXDIA)\n\n[Renew](https:\/\/join.aarp.org\/rfrenew?intcmp=GLOBAL-HDR-BTN-CLK-MPROMO-RENEW-UXDIA)\n\nLeaving AARP.org Website\n\nYou are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\n\n[Continue](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/) [Cancel](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n\n[Advocacy](https:\/\/www.aarp.org\/advocacy\/)\n\n# States Take Aim at Crypto ATM Fraud\n## AARP is urging action where you live to protect consumers\n***\nBy\n\nCarina Storrs,\n\nUpdated  March 27, 2026\n\nAARP\n\n3\n\nComments\n\nPublished  February 12, 2026\n\n\/ Updated  March 27, 2026\n\n- [Facebook](http:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/)\n- [Twitter](http:\/\/twitter.com\/intent\/tweet?url=https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/&related=CreateTheGood&text=States%2520Take%2520Aim%2520at%2520Crypto%2520ATM%2520Fraud)\n- [LinkedIn](https:\/\/www.linkedin.com\/shareArticle?mini=true&url=https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/&title=States%2520Take%2520Aim%2520at%2520Crypto%2520ATM%2520Fraud)\n\n#### Key Takeaways\n- Cryptocurrency kiosks were used in scams that led to more than \\$333 million in reported losses in 2025.\n- Adults 60 and older accounted for 86 percent of reported losses in cases where the victim’s age was known.\n- States are moving to regulate or ban the machines, adding limits, warnings and licensing requirements.\n- Indiana is the first in the U.S. to enact a statewide ban.\n\nLast August, Linda Kay Simmons frantically drove to a gas station — her 6-year-old granddaughter in the back seat — to feed thousands of dollars into a cryptocurrency ATM. Two men claiming to be sheriff’s deputies had called earlier that day to warn she could face arrest for evading grand jury duty if she didn’t deposit the cash as a bail bond.\n\nThe men demanded she stay on the phone, but concern for her granddaughter spurred the 71-year-old author from Moneta, Virginia, to borrow another phone from a stranger to call her daughter. Simmons ended up feeding close to \\$16,000 into the machine before her daughter arrived and convinced her it was a scam.\n\n[home-and-family]()\n\n[Get the Must-Read Newsletter for Gen X Women A free, weekly email newsletter celebrating women over 40. Enjoy the best beauty, health, travel, sex, and life tips, all delivered to your inbox every Thursday. Subscribe today\\!](https:\/\/secure.aarp.org\/applications\/user\/login?promo=GF-ACQ&ecmp=GAR&referrer=https:\/\/www.thegirlfriend.com\/subscription-confirmed)\n\nMembers only\n\n“I didn’t want to listen to her at first, but she was so adamant that I just stopped,” Simmons says.\n\n[Cryptocurrency kiosks](https:\/\/www.aarp.org\/money\/scams-fraud\/crypto-atm\/ \"crypto a t m\"), also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes, as the transactions typically move quickly into overseas exchanges that don’t have to comply with U.S. laws. The machines, which convert cash into digital currency, often resemble traditional ATMs and are located in supermarkets, bars, convenience stores and other common businesses. \n\nCryptocurrency kiosks were used in scams that led to more than \\$333 million in reported losses in 2025, according to FBI data. More than 12,000 complaints were filed with the FBI’s Internet Crime Complaint Center, which noted a “clear and consistent rise” in cryptocurrency kiosk scams over recent years “that is not slowing down.”\n\nOlder people are particularly at risk. A 2024 FBI report found that among cases where the victim’s age was known, individuals age 60 and older accounted for 86 percent of the losses.\n\nThe FBI notes that the types of fraud most closely associated with crypto ATM use include extortion, tech support scams, government impersonators and investment schemes.\n\nAARP has pushed for protections from crimes facilitated by crypto ATMs. And a growing number of states are cracking down on their use.\n\nIn 2026, Indiana, with strong support from AARP, became [the first state](https:\/\/www.aarp.org\/money\/scams-fraud\/indiana-crypto-kiosk-ban\/ \"crypto kiosk ban\") to ban the machines from operating anywhere within its borders. The bipartisan measure passed the state’s Senate unanimously and was signed into law on March 9. Thirty states have introduced bills related to crypto kiosks this year alone, bringing the total number that have passed laws to 20 as of 2026. The laws provide several critical protections, including setting daily transaction limits and requiring signage that warns users of fraud. Many also require operators to be licensed by the state and to provide transaction receipts to help law enforcement with investigations.\n\nAARP got involved in early 2024 by talking with law enforcement, fraud victims and other stakeholders to understand the problem and the type of legislation that could help, says Françoise Cleveland, a government affairs director with AARP’s national office. Many of AARP’s state offices around the country have spearheaded legislative efforts to crack down on crypto ATMs.\n\n### Most Popular\nHealth\n\n#### [Calculate Your Body Mass Index (BMI)](https:\/\/www.aarp.org\/health\/healthy-living\/bmi-calculator\/?src=psn)\n[Find your body mass index and what it means for your health](https:\/\/www.aarp.org\/health\/healthy-living\/bmi-calculator\/?src=psn)\n\nMembers Only\n\nHome Living\n\n#### [National Burrito Day Freebies and Deals](https:\/\/www.aarp.org\/home-living\/national-burrito-day-deals-2026\/?src=psn)\n[Celebrate the unofficial holiday with 10 tasty burrito bargains](https:\/\/www.aarp.org\/home-living\/national-burrito-day-deals-2026\/?src=psn)\n\nMembers Only\n\nWork\n\n#### [Quiz: How to Use AI in Your Job Search](https:\/\/www.aarp.org\/work\/job-search\/ai-job-search-quiz\/?src=psn)\n[Do you know how these tools can help you get hired?](https:\/\/www.aarp.org\/work\/job-search\/ai-job-search-quiz\/?src=psn)\n\nMembers Only\n\nFamily Relationships\n\n#### [I Have No Interest in Sex. Can I Still Date?](https:\/\/www.aarp.org\/family-relationships\/in-the-mood-dating-no-sex\/?src=psn)\n[It’s absolutely possible to have a sex-free relationship, say our experts](https:\/\/www.aarp.org\/family-relationships\/in-the-mood-dating-no-sex\/?src=psn)\n\nMembers Only\n\nARTICLE CONTINUES AFTER ADVERTISEMENT\n\n“We just want to be sure that any customer \\[using\\] any payment, whether that’s crypto kiosks, gold or anything else, that there are good protections against fraud,” Cleveland says. \n\nAARP anticipates that lawmakers in nearly every state that does not already have relevant statutes will consider legislation in 2026 or 2027.\n\n[Magazines & Resources]()\n\n[AARP Rewards: Stay Engaged Earn AARP Rewards points for doing what you love and redeem them for savings and more](https:\/\/www.aarp.org\/membership\/benefits\/magazines\/aarp-rewards-seasonal-benefits\/)\n\nMembers only\n### **‘It’s just heartbreaking’**\nLt. Eric Calendine, a fraud investigator for the Beaufort County Sheriff’s Office in South Carolina, is working this year with lawmakers in that state to pass crypto ATM legislation. He’s been tracking crypto kiosk fraud in Beaufort County since 2024 and has found that many cases involve jury duty, tech support, romance and impostor scams.\n\nThe money is especially hard to recover because it typically goes to overseas exchanges that don’t have to cooperate with U.S. authorities, Calendine says.\n\n#### **Join Our Fight Against Fraud**\nHere’s what you can do to help protect people 50 and older from scams and fraud:\n\n- Sign up to become a [digital fraud fighter](https:\/\/www.aarp.org\/volunteer\/job-details\/?jobId=a1o3l000003cafmAAA\/\/\/ \"become a fraud fighter\") to help raise awareness about the latest scams.\n- [Read more](https:\/\/www.aarp.org\/advocacy\/ \"advocacy info\") about how we’re fighting for you every day in Congress and across the country.\n- AARP is your fierce defender on the issues that matter to people 50-plus. [Become a member or renew](https:\/\/www.aarp.org\/membership\/?intcmp=CON-LNK-BOX-SOCSEC-Membership \"become a member\") your membership today.\n\n“It’s just heartbreaking,” he says. “A lot of people … have worked their whole lives, and in a matter of an instant, it’s gone.”\n\nIn Virginia, AARP is urging state lawmakers to consider crypto ATM fraud protections during the 2026 legislative session.\n\n“Legislation that establishes daily transaction limits, requires fraud warnings and ensures that operators are licensed with the state would go a long way to helping prevent Virginians from being victimized by scammers at crypto kiosks,” says Jared Calfee, AARP Virginia’s state director.\n\nLegislation will, hopefully, include language to create a helpline or other way for local law enforcement agencies, which often don’t have experience in investigating crypto fraud, to connect with state police or the attorney general’s office, says state Sen. Saddam Azlan Salim (D-Fairfax), who is leading the state’s charge on digital currency regulation.\n\nSalim says that kiosk operators have been at the table and even supportive of most of the protections if it means they can still have machines in the state.\n\n### **Transparency, accountability**\nWhile state legislation to regulate crypto ATMs is relatively new, there are indications that such laws are helping curb the problem in California and Connecticut, the first states to pass bills, which they did in 2023.\n\nConnecticut does not have statewide data for fraud complaints related to crypto ATMs, but “we are not taking nearly as many … cases,” says Matt Hogan, a detective with Connecticut State Police who helped draft the state’s consumer protection legislation.\n\n![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg)\n\n![newsletter-naw-tablet](https:\/\/cdn.aarp.net\/content\/dam\/experience-fragments\/uxdia-folder-structure\/en\/next-action-widgets\/newsletter_naw\/Newsletter_NAW\/master\/_jcr_content\/root\/responsivegrid\/container\/articleimage.coreimg.75.1140.jpeg\/content\/dam\/aarp\/QA_bucket\/widgetimages\/newsletter_NAW_tablet.jpg)\n\nAARP NEWSLETTERS\n\n![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg)\n\n![Mujer leyendo tableta](https:\/\/cdn.aarp.net\/content\/dam\/experience-fragments\/uxdia-folder-structure\/en\/next-action-widgets\/newsletter_naw\/Newsletter_NAW\/master\/_jcr_content\/root\/responsivegrid\/container\/container\/container\/articleimage.coreimg.75.1140.png\/content\/dam\/aarp\/QA_bucket\/widgetimages\/newsletter_NAW_desktop.png)\n\nGet The Daily for news that matters\n\n**The latest in health, money, entertainment, jobs, and travel each weekday\\!**\n\n[See All Newsletters](https:\/\/www.aarp.org\/newsletters\/)\n\n[Privacy Hub](https:\/\/www.aarp.org\/about-aarp\/privacy-policy\/ \"privacy policy link\")\n\nARTICLE CONTINUES AFTER ADVERTISEMENT\n\nWhile California is still seeing increases in complaints related to crypto ATM fraud, possibly because victims are reporting it more, the daily transaction limit for customers appears to be reducing the amount lost per case, according to a spokesperson for the California Department of Financial Protection and Innovation.\n\nIn Vermont, lawmakers in 2025 extended a moratorium on new crypto kiosks in the state to July 1, 2026.\n\nCities are also taking action. The city councils in Spokane, Washington, and St. Paul, Minnesota, last year voted to ban crypto ATMs altogether.\n\nOther municipalities, such as Omaha and Grand Island in Nebraska, have passed ordinances requiring the posting of signs warning about the fraud risks associated with crypto kiosks. Nebraska also passed statewide legislation to regulate the machines — which AARP advocated for — in 2025. “By requiring transparency and accountability for cryptocurrency kiosks, we are taking steps to ensure that as digital finances are evolving, strong consumer safeguards are being put into place,” says Jina Ragland, AARP Nebraska’s senior associate state director for advocacy.\n\nHowever, consumer protection laws won’t prevent all crypto ATM–related fraud, so enforcement is also key, says Iowa Attorney General Brenna Bird (R).\n\nIn 2025, Bird sued two kiosk operators in the state, Bitcoin Depot and CoinFlip, after her investigation found that at least 95 percent of transactions at their machines were fraudulent and cost Iowans about \\$20 million in less than three years.\n\nIowa passed a crypto kiosk consumer protection law in 2025, which Bird calls a “strong first step.” That statute does not apply to Bird’s lawsuit, which instead alleges that operators violated an older law generally prohibiting companies from defrauding or deceiving consumers.\n\nOther attorneys general across the U.S. are launching crypto kiosk investigations, Bird notes. In September, D.C. Attorney General Brian L. Schwalb (D) announced a lawsuit against Athena Bitcoin, one of the biggest U.S. crypto kiosk operators, after his investigation found 93 percent of its transactions to be fraudulent.\n\n[%{postComment}%](https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/#comments_widget_id)\n\n*AARP writer Miriam Cross contributed to this story.    The key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity.*\n\n***Carina Storrs*** *writes about aging, fraud, health policy, infectious disease and other issues. She has written for the Bulletin since 2023.*\n\nUnlock Access to AARP Members Edition\n\n[Join AARP to Continue](https:\/\/appsec.aarp.org\/mem\/join?campaignID=UBJFMOA23&intcmp=MEM-ONLY-ACCESS)\n\nAlready a Member? 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I’m 72 and retired so that money was my protection from major issues occurring such as vehicle trouble or appliances failures. Just be vigilant with your bank and ask them to question anytime a large portion of money is taken out of your accounts.\n   \n   reply\n   \n   1 reply\n   \n   2\n   \n   share\n   \n   report\n   \n   0\n   \n   0 older replies\n   \n   show older replies\n   \n   - #### Reply by WandaA130696.\n     Wa\n     \n     WandaA130696\n     \n     20 days ago\n     \n     Reply to rpbreaux\n     \n     Crypto scam I was a victim. Ironically, the monies that were being transferred was caught not\n     \n     only by my bank but by the bank the wire transfer was being sent to. That bank indicated a posible fraud.\n     \n     However I called this bank and they contacted me only once and never did do anything to get my money back even though they said they could.\n     \n     My bank indicated that the bank did contact my bank so that they could investigate.\n     \n     Read more\n     \n     reply\n     \n     0\n     \n     share\n     \n     report\n\nPowered by\n\n{ \"articlePagePath\" :\"\/content\/aarpe\/en\/home\/advocacy\/crypto-atm-fraud-protections\", \"aarpId\" : \"3a102bd683dad616de055b2372c8340a\" \"customContainerId\" : \"\" \"limit\" : \"5\" \"paginationLimit\" : \"5\" \"replyLimit\" : \"2\" \"paginationReplyLimit\" : \"5\" \"sort\" : \"\" \"featuredTabActiveThreshold\" : \"5\" }\n\nBenefits Recommended For You\n\n[See All](https:\/\/www.aarp.org\/membership\/benefits\/all-offers-a-z\/ \"See All\")\n\n[![](https:\/\/cdn.aarp.net\/etc\/uxdia\/images\/uxdia-spinner.svg) 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[Instagram](https:\/\/www.instagram.com\/aarp\/)\n- [LinkedIn](https:\/\/www.linkedin.com\/company\/aarp)\n\n**0**","attrs_readable_markdown":"#### Key Takeaways\n- Cryptocurrency kiosks were used in scams that led to more than \\$333 million in reported losses in 2025.\n- Adults 60 and older accounted for 86 percent of reported losses in cases where the victim’s age was known.\n- States are moving to regulate or ban the machines, adding limits, warnings and licensing requirements.\n- Indiana is the first in the U.S. to enact a statewide ban.\n\nLast August, Linda Kay Simmons frantically drove to a gas station — her 6-year-old granddaughter in the back seat — to feed thousands of dollars into a cryptocurrency ATM. Two men claiming to be sheriff’s deputies had called earlier that day to warn she could face arrest for evading grand jury duty if she didn’t deposit the cash as a bail bond.\n\nThe men demanded she stay on the phone, but concern for her granddaughter spurred the 71-year-old author from Moneta, Virginia, to borrow another phone from a stranger to call her daughter. Simmons ended up feeding close to \\$16,000 into the machine before her daughter arrived and convinced her it was a scam.\n\n“I didn’t want to listen to her at first, but she was so adamant that I just stopped,” Simmons says.\n\n[Cryptocurrency kiosks](https:\/\/www.aarp.org\/money\/scams-fraud\/crypto-atm\/ \"crypto a t m\"), also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes, as the transactions typically move quickly into overseas exchanges that don’t have to comply with U.S. laws. The machines, which convert cash into digital currency, often resemble traditional ATMs and are located in supermarkets, bars, convenience stores and other common businesses. \n\nCryptocurrency kiosks were used in scams that led to more than \\$333 million in reported losses in 2025, according to FBI data. More than 12,000 complaints were filed with the FBI’s Internet Crime Complaint Center, which noted a “clear and consistent rise” in cryptocurrency kiosk scams over recent years “that is not slowing down.”\n\nOlder people are particularly at risk. A 2024 FBI report found that among cases where the victim’s age was known, individuals age 60 and older accounted for 86 percent of the losses.\n\nThe FBI notes that the types of fraud most closely associated with crypto ATM use include extortion, tech support scams, government impersonators and investment schemes.\n\nAARP has pushed for protections from crimes facilitated by crypto ATMs. And a growing number of states are cracking down on their use.\n\nIn 2026, Indiana, with strong support from AARP, became [the first state](https:\/\/www.aarp.org\/money\/scams-fraud\/indiana-crypto-kiosk-ban\/ \"crypto kiosk ban\") to ban the machines from operating anywhere within its borders. The bipartisan measure passed the state’s Senate unanimously and was signed into law on March 9. Thirty states have introduced bills related to crypto kiosks this year alone, bringing the total number that have passed laws to 20 as of 2026. The laws provide several critical protections, including setting daily transaction limits and requiring signage that warns users of fraud. Many also require operators to be licensed by the state and to provide transaction receipts to help law enforcement with investigations.\n\nAARP got involved in early 2024 by talking with law enforcement, fraud victims and other stakeholders to understand the problem and the type of legislation that could help, says Françoise Cleveland, a government affairs director with AARP’s national office. Many of AARP’s state offices around the country have spearheaded legislative efforts to crack down on crypto ATMs.\n\nMost Popular\n\n“We just want to be sure that any customer \\[using\\] any payment, whether that’s crypto kiosks, gold or anything else, that there are good protections against fraud,” Cleveland says. \n\nAARP anticipates that lawmakers in nearly every state that does not already have relevant statutes will consider legislation in 2026 or 2027.\n\n### **‘It’s just heartbreaking’**\nLt. Eric Calendine, a fraud investigator for the Beaufort County Sheriff’s Office in South Carolina, is working this year with lawmakers in that state to pass crypto ATM legislation. He’s been tracking crypto kiosk fraud in Beaufort County since 2024 and has found that many cases involve jury duty, tech support, romance and impostor scams.\n\nThe money is especially hard to recover because it typically goes to overseas exchanges that don’t have to cooperate with U.S. authorities, Calendine says.\n\n#### **Join Our Fight Against Fraud**\nHere’s what you can do to help protect people 50 and older from scams and fraud:\n\n- Sign up to become a [digital fraud fighter](https:\/\/www.aarp.org\/volunteer\/job-details\/?jobId=a1o3l000003cafmAAA\/\/\/ \"become a fraud fighter\") to help raise awareness about the latest scams.\n- [Read more](https:\/\/www.aarp.org\/advocacy\/ \"advocacy info\") about how we’re fighting for you every day in Congress and across the country.\n- AARP is your fierce defender on the issues that matter to people 50-plus. [Become a member or renew](https:\/\/www.aarp.org\/membership\/?intcmp=CON-LNK-BOX-SOCSEC-Membership \"become a member\") your membership today.\n\n“It’s just heartbreaking,” he says. “A lot of people … have worked their whole lives, and in a matter of an instant, it’s gone.”\n\nIn Virginia, AARP is urging state lawmakers to consider crypto ATM fraud protections during the 2026 legislative session.\n\n“Legislation that establishes daily transaction limits, requires fraud warnings and ensures that operators are licensed with the state would go a long way to helping prevent Virginians from being victimized by scammers at crypto kiosks,” says Jared Calfee, AARP Virginia’s state director.\n\nLegislation will, hopefully, include language to create a helpline or other way for local law enforcement agencies, which often don’t have experience in investigating crypto fraud, to connect with state police or the attorney general’s office, says state Sen. Saddam Azlan Salim (D-Fairfax), who is leading the state’s charge on digital currency regulation.\n\nSalim says that kiosk operators have been at the table and even supportive of most of the protections if it means they can still have machines in the state.\n\n### **Transparency, accountability**\nWhile state legislation to regulate crypto ATMs is relatively new, there are indications that such laws are helping curb the problem in California and Connecticut, the first states to pass bills, which they did in 2023.\n\nConnecticut does not have statewide data for fraud complaints related to crypto ATMs, but “we are not taking nearly as many … cases,” says Matt Hogan, a detective with Connecticut State Police who helped draft the state’s consumer protection legislation.\n\nWhile California is still seeing increases in complaints related to crypto ATM fraud, possibly because victims are reporting it more, the daily transaction limit for customers appears to be reducing the amount lost per case, according to a spokesperson for the California Department of Financial Protection and Innovation.\n\nIn Vermont, lawmakers in 2025 extended a moratorium on new crypto kiosks in the state to July 1, 2026.\n\nCities are also taking action. The city councils in Spokane, Washington, and St. Paul, Minnesota, last year voted to ban crypto ATMs altogether.\n\nOther municipalities, such as Omaha and Grand Island in Nebraska, have passed ordinances requiring the posting of signs warning about the fraud risks associated with crypto kiosks. Nebraska also passed statewide legislation to regulate the machines — which AARP advocated for — in 2025. “By requiring transparency and accountability for cryptocurrency kiosks, we are taking steps to ensure that as digital finances are evolving, strong consumer safeguards are being put into place,” says Jina Ragland, AARP Nebraska’s senior associate state director for advocacy.\n\nHowever, consumer protection laws won’t prevent all crypto ATM–related fraud, so enforcement is also key, says Iowa Attorney General Brenna Bird (R).\n\nIn 2025, Bird sued two kiosk operators in the state, Bitcoin Depot and CoinFlip, after her investigation found that at least 95 percent of transactions at their machines were fraudulent and cost Iowans about \\$20 million in less than three years.\n\nIowa passed a crypto kiosk consumer protection law in 2025, which Bird calls a “strong first step.” That statute does not apply to Bird’s lawsuit, which instead alleges that operators violated an older law generally prohibiting companies from defrauding or deceiving consumers.\n\nOther attorneys general across the U.S. are launching crypto kiosk investigations, Bird notes. In September, D.C. Attorney General Brian L. Schwalb (D) announced a lawsuit against Athena Bitcoin, one of the biggest U.S. crypto kiosk operators, after his investigation found 93 percent of its transactions to be fraudulent.\n\n*AARP writer Miriam Cross contributed to this story.The key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity.*\n\n***Carina Storrs*** *writes about aging, fraud, health policy, infectious disease and other issues. She has written for the Bulletin since 2023.*","meta_canonical":null}

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URL	https://www.aarp.org/advocacy/crypto-atm-fraud-protections/
Last Crawled	2026-04-16 13:23:34 (2 days ago)
First Indexed	2026-02-14 01:16:34 (2 months ago)
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Meta Title	How States Are Taking Aim at Combating Crypto ATM Fraud
Meta Description	Cryptocurrency kiosks, also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes. Here's what you should know.
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Boilerpipe Text	Key Takeaways Cryptocurrency kiosks were used in scams that led to more than $333 million in reported losses in 2025. Adults 60 and older accounted for 86 percent of reported losses in cases where the victim’s age was known. States are moving to regulate or ban the machines, adding limits, warnings and licensing requirements. Indiana is the first in the U.S. to enact a statewide ban. Last August, Linda Kay Simmons frantically drove to a gas station — her 6-year-old granddaughter in the back seat — to feed thousands of dollars into a cryptocurrency ATM. Two men claiming to be sheriff’s deputies had called earlier that day to warn she could face arrest for evading grand jury duty if she didn’t deposit the cash as a bail bond. The men demanded she stay on the phone, but concern for her granddaughter spurred the 71-year-old author from Moneta, Virginia, to borrow another phone from a stranger to call her daughter. Simmons ended up feeding close to $16,000 into the machine before her daughter arrived and convinced her it was a scam. “I didn’t want to listen to her at first, but she was so adamant that I just stopped,” Simmons says. Cryptocurrency kiosks , also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes, as the transactions typically move quickly into overseas exchanges that don’t have to comply with U.S. laws. The machines, which convert cash into digital currency, often resemble traditional ATMs and are located in supermarkets, bars, convenience stores and other common businesses. Cryptocurrency kiosks were used in scams that led to more than $333 million in reported losses in 2025, according to FBI data. More than 12,000 complaints were filed with the FBI’s Internet Crime Complaint Center, which noted a “clear and consistent rise” in cryptocurrency kiosk scams over recent years “that is not slowing down.” Older people are particularly at risk. A 2024 FBI report found that among cases where the victim’s age was known, individuals age 60 and older accounted for 86 percent of the losses. The FBI notes that the types of fraud most closely associated with crypto ATM use include extortion, tech support scams, government impersonators and investment schemes. AARP has pushed for protections from crimes facilitated by crypto ATMs. And a growing number of states are cracking down on their use. In 2026, Indiana, with strong support from AARP, became the first state to ban the machines from operating anywhere within its borders. The bipartisan measure passed the state’s Senate unanimously and was signed into law on March 9. Thirty states have introduced bills related to crypto kiosks this year alone, bringing the total number that have passed laws to 20 as of 2026. The laws provide several critical protections, including setting daily transaction limits and requiring signage that warns users of fraud. Many also require operators to be licensed by the state and to provide transaction receipts to help law enforcement with investigations. AARP got involved in early 2024 by talking with law enforcement, fraud victims and other stakeholders to understand the problem and the type of legislation that could help, says Françoise Cleveland, a government affairs director with AARP’s national office. Many of AARP’s state offices around the country have spearheaded legislative efforts to crack down on crypto ATMs. Most Popular “We just want to be sure that any customer [using] any payment, whether that’s crypto kiosks, gold or anything else, that there are good protections against fraud,” Cleveland says. AARP anticipates that lawmakers in nearly every state that does not already have relevant statutes will consider legislation in 2026 or 2027. ‘It’s just heartbreaking’ Lt. Eric Calendine, a fraud investigator for the Beaufort County Sheriff’s Office in South Carolina, is working this year with lawmakers in that state to pass crypto ATM legislation. He’s been tracking crypto kiosk fraud in Beaufort County since 2024 and has found that many cases involve jury duty, tech support, romance and impostor scams. The money is especially hard to recover because it typically goes to overseas exchanges that don’t have to cooperate with U.S. authorities, Calendine says. Join Our Fight Against Fraud Here’s what you can do to help protect people 50 and older from scams and fraud: Sign up to become a digital fraud fighter to help raise awareness about the latest scams. Read more about how we’re fighting for you every day in Congress and across the country. AARP is your fierce defender on the issues that matter to people 50-plus. Become a member or renew your membership today. “It’s just heartbreaking,” he says. “A lot of people … have worked their whole lives, and in a matter of an instant, it’s gone.” In Virginia, AARP is urging state lawmakers to consider crypto ATM fraud protections during the 2026 legislative session. “Legislation that establishes daily transaction limits, requires fraud warnings and ensures that operators are licensed with the state would go a long way to helping prevent Virginians from being victimized by scammers at crypto kiosks,” says Jared Calfee, AARP Virginia’s state director. Legislation will, hopefully, include language to create a helpline or other way for local law enforcement agencies, which often don’t have experience in investigating crypto fraud, to connect with state police or the attorney general’s office, says state Sen. Saddam Azlan Salim (D-Fairfax), who is leading the state’s charge on digital currency regulation. Salim says that kiosk operators have been at the table and even supportive of most of the protections if it means they can still have machines in the state. Transparency, accountability While state legislation to regulate crypto ATMs is relatively new, there are indications that such laws are helping curb the problem in California and Connecticut, the first states to pass bills, which they did in 2023. Connecticut does not have statewide data for fraud complaints related to crypto ATMs, but “we are not taking nearly as many … cases,” says Matt Hogan, a detective with Connecticut State Police who helped draft the state’s consumer protection legislation. While California is still seeing increases in complaints related to crypto ATM fraud, possibly because victims are reporting it more, the daily transaction limit for customers appears to be reducing the amount lost per case, according to a spokesperson for the California Department of Financial Protection and Innovation. In Vermont, lawmakers in 2025 extended a moratorium on new crypto kiosks in the state to July 1, 2026. Cities are also taking action. The city councils in Spokane, Washington, and St. Paul, Minnesota, last year voted to ban crypto ATMs altogether. Other municipalities, such as Omaha and Grand Island in Nebraska, have passed ordinances requiring the posting of signs warning about the fraud risks associated with crypto kiosks. Nebraska also passed statewide legislation to regulate the machines — which AARP advocated for — in 2025. “By requiring transparency and accountability for cryptocurrency kiosks, we are taking steps to ensure that as digital finances are evolving, strong consumer safeguards are being put into place,” says Jina Ragland, AARP Nebraska’s senior associate state director for advocacy. However, consumer protection laws won’t prevent all crypto ATM–related fraud, so enforcement is also key, says Iowa Attorney General Brenna Bird (R). In 2025, Bird sued two kiosk operators in the state, Bitcoin Depot and CoinFlip, after her investigation found that at least 95 percent of transactions at their machines were fraudulent and cost Iowans about $20 million in less than three years. Iowa passed a crypto kiosk consumer protection law in 2025, which Bird calls a “strong first step.” That statute does not apply to Bird’s lawsuit, which instead alleges that operators violated an older law generally prohibiting companies from defrauding or deceiving consumers. Other attorneys general across the U.S. are launching crypto kiosk investigations, Bird notes. In September, D.C. Attorney General Brian L. Schwalb (D) announced a lawsuit against Athena Bitcoin, one of the biggest U.S. crypto kiosk operators, after his investigation found 93 percent of its transactions to be fraudulent. AARP writer Miriam Cross contributed to this story. The key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity. Carina Storrs writes about aging, fraud, health policy, infectious disease and other issues. She has written for the Bulletin since 2023.
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[Continue](https://www.aarp.org/advocacy/crypto-atm-fraud-protections/) [Cancel](https://www.aarp.org/advocacy/crypto-atm-fraud-protections/) [Advocacy](https://www.aarp.org/advocacy/) # States Take Aim at Crypto ATM Fraud ## AARP is urging action where you live to protect consumers * By Carina Storrs, Updated March 27, 2026 AARP 3 Comments Published February 12, 2026 / Updated March 27, 2026 - [Facebook](http://www.facebook.com/sharer/sharer.php?u=https://www.aarp.org/advocacy/crypto-atm-fraud-protections/) - [Twitter](http://twitter.com/intent/tweet?url=https://www.aarp.org/advocacy/crypto-atm-fraud-protections/&related=CreateTheGood&text=States%2520Take%2520Aim%2520at%2520Crypto%2520ATM%2520Fraud) - [LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://www.aarp.org/advocacy/crypto-atm-fraud-protections/&title=States%2520Take%2520Aim%2520at%2520Crypto%2520ATM%2520Fraud) #### Key Takeaways - Cryptocurrency kiosks were used in scams that led to more than \$333 million in reported losses in 2025. - Adults 60 and older accounted for 86 percent of reported losses in cases where the victim’s age was known. - States are moving to regulate or ban the machines, adding limits, warnings and licensing requirements. - Indiana is the first in the U.S. to enact a statewide ban. Last August, Linda Kay Simmons frantically drove to a gas station — her 6-year-old granddaughter in the back seat — to feed thousands of dollars into a cryptocurrency ATM. Two men claiming to be sheriff’s deputies had called earlier that day to warn she could face arrest for evading grand jury duty if she didn’t deposit the cash as a bail bond. The men demanded she stay on the phone, but concern for her granddaughter spurred the 71-year-old author from Moneta, Virginia, to borrow another phone from a stranger to call her daughter. Simmons ended up feeding close to \$16,000 into the machine before her daughter arrived and convinced her it was a scam. [home-and-family]() [Get the Must-Read Newsletter for Gen X Women A free, weekly email newsletter celebrating women over 40. Enjoy the best beauty, health, travel, sex, and life tips, all delivered to your inbox every Thursday. Subscribe today\!](https://secure.aarp.org/applications/user/login?promo=GF-ACQ&ecmp=GAR&referrer=https://www.thegirlfriend.com/subscription-confirmed) Members only “I didn’t want to listen to her at first, but she was so adamant that I just stopped,” Simmons says. [Cryptocurrency kiosks](https://www.aarp.org/money/scams-fraud/crypto-atm/ "crypto a t m"), also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes, as the transactions typically move quickly into overseas exchanges that don’t have to comply with U.S. laws. The machines, which convert cash into digital currency, often resemble traditional ATMs and are located in supermarkets, bars, convenience stores and other common businesses. Cryptocurrency kiosks were used in scams that led to more than \$333 million in reported losses in 2025, according to FBI data. More than 12,000 complaints were filed with the FBI’s Internet Crime Complaint Center, which noted a “clear and consistent rise” in cryptocurrency kiosk scams over recent years “that is not slowing down.” Older people are particularly at risk. A 2024 FBI report found that among cases where the victim’s age was known, individuals age 60 and older accounted for 86 percent of the losses. The FBI notes that the types of fraud most closely associated with crypto ATM use include extortion, tech support scams, government impersonators and investment schemes. AARP has pushed for protections from crimes facilitated by crypto ATMs. And a growing number of states are cracking down on their use. In 2026, Indiana, with strong support from AARP, became [the first state](https://www.aarp.org/money/scams-fraud/indiana-crypto-kiosk-ban/ "crypto kiosk ban") to ban the machines from operating anywhere within its borders. The bipartisan measure passed the state’s Senate unanimously and was signed into law on March 9. Thirty states have introduced bills related to crypto kiosks this year alone, bringing the total number that have passed laws to 20 as of 2026. The laws provide several critical protections, including setting daily transaction limits and requiring signage that warns users of fraud. Many also require operators to be licensed by the state and to provide transaction receipts to help law enforcement with investigations. AARP got involved in early 2024 by talking with law enforcement, fraud victims and other stakeholders to understand the problem and the type of legislation that could help, says Françoise Cleveland, a government affairs director with AARP’s national office. Many of AARP’s state offices around the country have spearheaded legislative efforts to crack down on crypto ATMs. ### Most Popular Health #### [Calculate Your Body Mass Index (BMI)](https://www.aarp.org/health/healthy-living/bmi-calculator/?src=psn) [Find your body mass index and what it means for your health](https://www.aarp.org/health/healthy-living/bmi-calculator/?src=psn) Members Only Home Living #### [National Burrito Day Freebies and Deals](https://www.aarp.org/home-living/national-burrito-day-deals-2026/?src=psn) [Celebrate the unofficial holiday with 10 tasty burrito bargains](https://www.aarp.org/home-living/national-burrito-day-deals-2026/?src=psn) Members Only Work #### [Quiz: How to Use AI in Your Job Search](https://www.aarp.org/work/job-search/ai-job-search-quiz/?src=psn) [Do you know how these tools can help you get hired?](https://www.aarp.org/work/job-search/ai-job-search-quiz/?src=psn) Members Only Family Relationships #### [I Have No Interest in Sex. 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Eric Calendine, a fraud investigator for the Beaufort County Sheriff’s Office in South Carolina, is working this year with lawmakers in that state to pass crypto ATM legislation. He’s been tracking crypto kiosk fraud in Beaufort County since 2024 and has found that many cases involve jury duty, tech support, romance and impostor scams. 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[Become a member or renew](https://www.aarp.org/membership/?intcmp=CON-LNK-BOX-SOCSEC-Membership "become a member") your membership today. “It’s just heartbreaking,” he says. “A lot of people … have worked their whole lives, and in a matter of an instant, it’s gone.” In Virginia, AARP is urging state lawmakers to consider crypto ATM fraud protections during the 2026 legislative session. “Legislation that establishes daily transaction limits, requires fraud warnings and ensures that operators are licensed with the state would go a long way to helping prevent Virginians from being victimized by scammers at crypto kiosks,” says Jared Calfee, AARP Virginia’s state director. Legislation will, hopefully, include language to create a helpline or other way for local law enforcement agencies, which often don’t have experience in investigating crypto fraud, to connect with state police or the attorney general’s office, says state Sen. Saddam Azlan Salim (D-Fairfax), who is leading the state’s charge on digital currency regulation. Salim says that kiosk operators have been at the table and even supportive of most of the protections if it means they can still have machines in the state. ### Transparency, accountability While state legislation to regulate crypto ATMs is relatively new, there are indications that such laws are helping curb the problem in California and Connecticut, the first states to pass bills, which they did in 2023. Connecticut does not have statewide data for fraud complaints related to crypto ATMs, but “we are not taking nearly as many … cases,” says Matt Hogan, a detective with Connecticut State Police who helped draft the state’s consumer protection legislation. ![](https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg) ![newsletter-naw-tablet](https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/next-action-widgets/newsletter_naw/Newsletter_NAW/master/_jcr_content/root/responsivegrid/container/articleimage.coreimg.75.1140.jpeg/content/dam/aarp/QA_bucket/widgetimages/newsletter_NAW_tablet.jpg) AARP NEWSLETTERS ![](https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg) ![Mujer leyendo tableta](https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/next-action-widgets/newsletter_naw/Newsletter_NAW/master/_jcr_content/root/responsivegrid/container/container/container/articleimage.coreimg.75.1140.png/content/dam/aarp/QA_bucket/widgetimages/newsletter_NAW_desktop.png) Get The Daily for news that matters The latest in health, money, entertainment, jobs, and travel each weekday\!** [See All Newsletters](https://www.aarp.org/newsletters/) [Privacy Hub](https://www.aarp.org/about-aarp/privacy-policy/ "privacy policy link") ARTICLE CONTINUES AFTER ADVERTISEMENT While California is still seeing increases in complaints related to crypto ATM fraud, possibly because victims are reporting it more, the daily transaction limit for customers appears to be reducing the amount lost per case, according to a spokesperson for the California Department of Financial Protection and Innovation. In Vermont, lawmakers in 2025 extended a moratorium on new crypto kiosks in the state to July 1, 2026. Cities are also taking action. The city councils in Spokane, Washington, and St. Paul, Minnesota, last year voted to ban crypto ATMs altogether. Other municipalities, such as Omaha and Grand Island in Nebraska, have passed ordinances requiring the posting of signs warning about the fraud risks associated with crypto kiosks. Nebraska also passed statewide legislation to regulate the machines — which AARP advocated for — in 2025. “By requiring transparency and accountability for cryptocurrency kiosks, we are taking steps to ensure that as digital finances are evolving, strong consumer safeguards are being put into place,” says Jina Ragland, AARP Nebraska’s senior associate state director for advocacy. However, consumer protection laws won’t prevent all crypto ATM–related fraud, so enforcement is also key, says Iowa Attorney General Brenna Bird (R). In 2025, Bird sued two kiosk operators in the state, Bitcoin Depot and CoinFlip, after her investigation found that at least 95 percent of transactions at their machines were fraudulent and cost Iowans about \$20 million in less than three years. Iowa passed a crypto kiosk consumer protection law in 2025, which Bird calls a “strong first step.” That statute does not apply to Bird’s lawsuit, which instead alleges that operators violated an older law generally prohibiting companies from defrauding or deceiving consumers. Other attorneys general across the U.S. are launching crypto kiosk investigations, Bird notes. In September, D.C. Attorney General Brian L. Schwalb (D) announced a lawsuit against Athena Bitcoin, one of the biggest U.S. crypto kiosk operators, after his investigation found 93 percent of its transactions to be fraudulent. [%{postComment}%](https://www.aarp.org/advocacy/crypto-atm-fraud-protections/#comments_widget_id) AARP writer Miriam Cross contributed to this story. The key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity. *Carina Storrs* writes about aging, fraud, health policy, infectious disease and other issues. She has written for the Bulletin since 2023. Unlock Access to AARP Members Edition [Join AARP to Continue](https://appsec.aarp.org/mem/join?campaignID=UBJFMOA23&intcmp=MEM-ONLY-ACCESS) Already a Member? 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Just be vigilant with your bank and ask them to question anytime a large portion of money is taken out of your accounts. reply 1 reply 2 share report 0 0 older replies show older replies - #### Reply by WandaA130696. Wa WandaA130696 20 days ago Reply to rpbreaux Crypto scam I was a victim. Ironically, the monies that were being transferred was caught not only by my bank but by the bank the wire transfer was being sent to. That bank indicated a posible fraud. However I called this bank and they contacted me only once and never did do anything to get my money back even though they said they could. My bank indicated that the bank did contact my bank so that they could investigate. 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Readable Markdown	#### Key Takeaways - Cryptocurrency kiosks were used in scams that led to more than \$333 million in reported losses in 2025. - Adults 60 and older accounted for 86 percent of reported losses in cases where the victim’s age was known. - States are moving to regulate or ban the machines, adding limits, warnings and licensing requirements. - Indiana is the first in the U.S. to enact a statewide ban. Last August, Linda Kay Simmons frantically drove to a gas station — her 6-year-old granddaughter in the back seat — to feed thousands of dollars into a cryptocurrency ATM. Two men claiming to be sheriff’s deputies had called earlier that day to warn she could face arrest for evading grand jury duty if she didn’t deposit the cash as a bail bond. The men demanded she stay on the phone, but concern for her granddaughter spurred the 71-year-old author from Moneta, Virginia, to borrow another phone from a stranger to call her daughter. Simmons ended up feeding close to \$16,000 into the machine before her daughter arrived and convinced her it was a scam. “I didn’t want to listen to her at first, but she was so adamant that I just stopped,” Simmons says. [Cryptocurrency kiosks](https://www.aarp.org/money/scams-fraud/crypto-atm/ "crypto a t m"), also called crypto ATMs, are an increasingly popular tool that criminals use in fraud schemes, as the transactions typically move quickly into overseas exchanges that don’t have to comply with U.S. laws. The machines, which convert cash into digital currency, often resemble traditional ATMs and are located in supermarkets, bars, convenience stores and other common businesses. Cryptocurrency kiosks were used in scams that led to more than \$333 million in reported losses in 2025, according to FBI data. More than 12,000 complaints were filed with the FBI’s Internet Crime Complaint Center, which noted a “clear and consistent rise” in cryptocurrency kiosk scams over recent years “that is not slowing down.” Older people are particularly at risk. A 2024 FBI report found that among cases where the victim’s age was known, individuals age 60 and older accounted for 86 percent of the losses. The FBI notes that the types of fraud most closely associated with crypto ATM use include extortion, tech support scams, government impersonators and investment schemes. AARP has pushed for protections from crimes facilitated by crypto ATMs. And a growing number of states are cracking down on their use. In 2026, Indiana, with strong support from AARP, became [the first state](https://www.aarp.org/money/scams-fraud/indiana-crypto-kiosk-ban/ "crypto kiosk ban") to ban the machines from operating anywhere within its borders. The bipartisan measure passed the state’s Senate unanimously and was signed into law on March 9. Thirty states have introduced bills related to crypto kiosks this year alone, bringing the total number that have passed laws to 20 as of 2026. The laws provide several critical protections, including setting daily transaction limits and requiring signage that warns users of fraud. Many also require operators to be licensed by the state and to provide transaction receipts to help law enforcement with investigations. AARP got involved in early 2024 by talking with law enforcement, fraud victims and other stakeholders to understand the problem and the type of legislation that could help, says Françoise Cleveland, a government affairs director with AARP’s national office. Many of AARP’s state offices around the country have spearheaded legislative efforts to crack down on crypto ATMs. Most Popular “We just want to be sure that any customer \[using\] any payment, whether that’s crypto kiosks, gold or anything else, that there are good protections against fraud,” Cleveland says. AARP anticipates that lawmakers in nearly every state that does not already have relevant statutes will consider legislation in 2026 or 2027. ### ‘It’s just heartbreaking’ Lt. Eric Calendine, a fraud investigator for the Beaufort County Sheriff’s Office in South Carolina, is working this year with lawmakers in that state to pass crypto ATM legislation. He’s been tracking crypto kiosk fraud in Beaufort County since 2024 and has found that many cases involve jury duty, tech support, romance and impostor scams. The money is especially hard to recover because it typically goes to overseas exchanges that don’t have to cooperate with U.S. authorities, Calendine says. #### Join Our Fight Against Fraud Here’s what you can do to help protect people 50 and older from scams and fraud: - Sign up to become a [digital fraud fighter](https://www.aarp.org/volunteer/job-details/?jobId=a1o3l000003cafmAAA/// "become a fraud fighter") to help raise awareness about the latest scams. - [Read more](https://www.aarp.org/advocacy/ "advocacy info") about how we’re fighting for you every day in Congress and across the country. - AARP is your fierce defender on the issues that matter to people 50-plus. [Become a member or renew](https://www.aarp.org/membership/?intcmp=CON-LNK-BOX-SOCSEC-Membership "become a member") your membership today. “It’s just heartbreaking,” he says. “A lot of people … have worked their whole lives, and in a matter of an instant, it’s gone.” In Virginia, AARP is urging state lawmakers to consider crypto ATM fraud protections during the 2026 legislative session. “Legislation that establishes daily transaction limits, requires fraud warnings and ensures that operators are licensed with the state would go a long way to helping prevent Virginians from being victimized by scammers at crypto kiosks,” says Jared Calfee, AARP Virginia’s state director. Legislation will, hopefully, include language to create a helpline or other way for local law enforcement agencies, which often don’t have experience in investigating crypto fraud, to connect with state police or the attorney general’s office, says state Sen. Saddam Azlan Salim (D-Fairfax), who is leading the state’s charge on digital currency regulation. Salim says that kiosk operators have been at the table and even supportive of most of the protections if it means they can still have machines in the state. ### Transparency, accountability While state legislation to regulate crypto ATMs is relatively new, there are indications that such laws are helping curb the problem in California and Connecticut, the first states to pass bills, which they did in 2023. Connecticut does not have statewide data for fraud complaints related to crypto ATMs, but “we are not taking nearly as many … cases,” says Matt Hogan, a detective with Connecticut State Police who helped draft the state’s consumer protection legislation. While California is still seeing increases in complaints related to crypto ATM fraud, possibly because victims are reporting it more, the daily transaction limit for customers appears to be reducing the amount lost per case, according to a spokesperson for the California Department of Financial Protection and Innovation. In Vermont, lawmakers in 2025 extended a moratorium on new crypto kiosks in the state to July 1, 2026. Cities are also taking action. The city councils in Spokane, Washington, and St. Paul, Minnesota, last year voted to ban crypto ATMs altogether. Other municipalities, such as Omaha and Grand Island in Nebraska, have passed ordinances requiring the posting of signs warning about the fraud risks associated with crypto kiosks. Nebraska also passed statewide legislation to regulate the machines — which AARP advocated for — in 2025. “By requiring transparency and accountability for cryptocurrency kiosks, we are taking steps to ensure that as digital finances are evolving, strong consumer safeguards are being put into place,” says Jina Ragland, AARP Nebraska’s senior associate state director for advocacy. However, consumer protection laws won’t prevent all crypto ATM–related fraud, so enforcement is also key, says Iowa Attorney General Brenna Bird (R). In 2025, Bird sued two kiosk operators in the state, Bitcoin Depot and CoinFlip, after her investigation found that at least 95 percent of transactions at their machines were fraudulent and cost Iowans about \$20 million in less than three years. Iowa passed a crypto kiosk consumer protection law in 2025, which Bird calls a “strong first step.” That statute does not apply to Bird’s lawsuit, which instead alleges that operators violated an older law generally prohibiting companies from defrauding or deceiving consumers. Other attorneys general across the U.S. are launching crypto kiosk investigations, Bird notes. In September, D.C. Attorney General Brian L. Schwalb (D) announced a lawsuit against Athena Bitcoin, one of the biggest U.S. crypto kiosk operators, after his investigation found 93 percent of its transactions to be fraudulent. AARP writer Miriam Cross contributed to this story.The key takeaways were created with the assistance of generative AI. An AARP editor reviewed and refined the content for accuracy and clarity. *Carina Storrs* writes about aging, fraud, health policy, infectious disease and other issues. She has written for the Bulletin since 2023.
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