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| URL | https://washingtonnational.com/families-individuals/health-insurance/critical-illness/ | ||||||||||||||||||
| Last Crawled | 2026-04-15 00:17:12 (10 days ago) | ||||||||||||||||||
| First Indexed | 2019-04-01 09:28:57 (7 years ago) | ||||||||||||||||||
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| Meta Title | Critical Illness - Washington National | ||||||||||||||||||
| Meta Description | Supplemental insurance helps cover the extra costs of a critical illness diagnosis like cancer, stroke, diabetes, or Alzheimer's. | ||||||||||||||||||
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| Boilerpipe Text | 92.1 million
Americans have cardiovascular disease today, according to the American Heart Association.
1
795,000
people have a stroke each year, strokes are a leading cause of disability in the U.S. today.
1
Critical illness insurance
Our critical illness insurance pays lump-sum benefits upon the first diagnosis of common conditions like cancer, heart attack, and stroke.
We offer coverage with cash benefits for up 17 critical health conditions, 14 types of accidental injuries and 7 other important categories.
Critical illness in real life
Gary’s employer offered the critical illness policy, and he signed up right away. But then his wife lost her job, and Gary planned to cancel the coverage to save money. Before he got around to it, his wife was diagnosed with Stage IV lung cancer.
The policy immediately paid $37,500, which they used to arrange the best care and supplement their household income.
This example is provided for illustrative purposes only.
Covering Critical Illness
$11,000—that’s the average cost of a hospital stay.* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you! *Agency for Healthcare Research and Quality, Healthcare Cost and Utilization Project Statistical Brief #225, June 2017.
icon-quote-white
"On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery.
-M. Stuart"
Ready to take the next step?
If you’re ready for more information about supplemental health insurance, let us know.
Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs.
Or give us a call at
(800) 525-7662
, Monday-Friday, 8:00 A.M.-5:45 P.M. ET.
Have an agent contact me | ||||||||||||||||||
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Critical Illness
# How would you handle the unexpected cost of a critical illness?
[ Cancer insurance](https://washingtonnational.com/families-individuals/health-insurance/cancer/)
[ Accident insurance](https://washingtonnational.com/families-individuals/health-insurance/accident/)
[ Critical illness insurance](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/)
[ Heart & stroke insurance](https://washingtonnational.com/families-individuals/health-insurance/heart-stroke/)
[ Hospital insurance](https://washingtonnational.com/families-individuals/health-insurance/hospital/)
Are you prepared for the unexpected? Critical illnesses like cancer, heart attacks and strokes can strike at any time, leaving you facing not only health challenges but also financial burdens. Critical illness insurance provides cash benefits if you are diagnosed with a covered critical illness, giving you the financial support you need to focus on your recovery.
Play video: Watch this video on critical illness insurance play
## Video Player

did you know?
## You can protect your family, finances, and future
Buy supplemental insurance to help cover the extra costs of a critical illness diagnosis like cancer, stroke, diabetes, or Alzheimers.
92\.1 million
Americans have cardiovascular disease today, according to the American Heart Association.1
795,000
people have a stroke each year, strokes are a leading cause of disability in the U.S. today.1
## Critical illness insurance
Our critical illness insurance pays lump-sum benefits upon the first diagnosis of common conditions like cancer, heart attack, and stroke.
We offer coverage with cash benefits for up 17 critical health conditions, 14 types of accidental injuries and 7 other important categories.
Critical illness in real life
Gary’s employer offered the critical illness policy, and he signed up right away. But then his wife lost her job, and Gary planned to cancel the coverage to save money. Before he got around to it, his wife was diagnosed with Stage IV lung cancer.
The policy immediately paid \$37,500, which they used to arrange the best care and supplement their household income.
This example is provided for illustrative purposes only.
[Download the Free Guide today\!](https://washingtonnational.com/free-guide-to-understanding-supplemental-health-insurance/)
Related Video
Play video: Covering critical illness play
## Video Player

### Covering Critical Illness
\$11,000—that’s the average cost of a hospital stay.\* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you! \*Agency for Healthcare Research and Quality, Healthcare Cost and Utilization Project Statistical Brief \#225, June 2017.
"I never had to use the insurance, thank goodness. It was nice to be able to have the money put into the account each month out of my check. I never had to think about it nor did I miss it, always having peace of mind that I was covered. When the twenty years came up and never having a claim, I was due all my money. I’m a happy man.
– C. Hall"
"On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery.
\-M. Stuart"
"Wow! Who knew one could get an actual human being on the phone to explain my options, make some suggestions about coverage, have a personable rapport with me over the phone, and help get better coverage for much less than what I’ve been paying for the last 7 years. I literally just took the biggest sigh of relief."
"I never had to use the insurance, thank goodness. It was nice to be able to have the money put into the account each month out of my check. I never had to think about it nor did I miss it, always having peace of mind that I was covered. When the twenty years came up and never having a claim, I was due all my money. I’m a happy man.
– C. Hall"
"On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery.
\-M. Stuart"
[1](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/)
[2](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/)
[3](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/)
explore
Articles & topics from our blog
Read posts in [Why Insurance](https://washingtonnational.com/explore/why-insurance/)
[How to protect your emergency savings from unexpected medical bills](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/)
[Continue reading How to protect your emergency savings from unexpected medical bills](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/)
[](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/)
Read posts in [Why Insurance](https://washingtonnational.com/explore/why-insurance/)
[The truth about life insurance: 10 myths debunked](https://washingtonnational.com/explore/why-insurance/the-truth-about-life-insurance-10-myths-debunked/)
[Continue reading The truth about life insurance: 10 myths debunked](https://washingtonnational.com/explore/why-insurance/the-truth-about-life-insurance-10-myths-debunked/)
[](https://washingtonnational.com/explore/why-insurance/the-truth-about-life-insurance-10-myths-debunked/)
Ready to take the next step?
If you’re ready for more information about supplemental health insurance, let us know.
Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs.
Or give us a call at [(800) 525-7662](tel:+18005257662), Monday-Friday, 8:00 A.M.-5:45 P.M. ET.
[Have an agent contact me](https://washingtonnational.com/contact/contact-an-agent/)
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© 2011-2026 Washington National
1 “Heart Disease and Stroke Statistics—2018 Update: A Report from the American Heart Association,” Circulation, 2018.
For New Mexico CNSC-131897861
184819
WN-WEB-CRT (03/19)
[CONTACT US\>\>](https://washingtonnational.com/contact/contact-an-agent/)
[Got it\!](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/)
X
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| Readable Markdown | 
92\.1 million
Americans have cardiovascular disease today, according to the American Heart Association.1
795,000
people have a stroke each year, strokes are a leading cause of disability in the U.S. today.1
## Critical illness insurance
Our critical illness insurance pays lump-sum benefits upon the first diagnosis of common conditions like cancer, heart attack, and stroke.
We offer coverage with cash benefits for up 17 critical health conditions, 14 types of accidental injuries and 7 other important categories.
Critical illness in real life
Gary’s employer offered the critical illness policy, and he signed up right away. But then his wife lost her job, and Gary planned to cancel the coverage to save money. Before he got around to it, his wife was diagnosed with Stage IV lung cancer.
The policy immediately paid \$37,500, which they used to arrange the best care and supplement their household income.
This example is provided for illustrative purposes only.

### Covering Critical Illness
\$11,000—that’s the average cost of a hospital stay.\* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you! \*Agency for Healthcare Research and Quality, Healthcare Cost and Utilization Project Statistical Brief \#225, June 2017.
"On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery.
\-M. Stuart"
Ready to take the next step?
If you’re ready for more information about supplemental health insurance, let us know.
Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs.
Or give us a call at [(800) 525-7662](tel:+18005257662), Monday-Friday, 8:00 A.M.-5:45 P.M. ET.
[Have an agent contact me](https://washingtonnational.com/contact/contact-an-agent/) | ||||||||||||||||||
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