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URLhttps://washingtonnational.com/families-individuals/health-insurance/critical-illness/
Last Crawled2026-04-15 00:17:12 (10 days ago)
First Indexed2019-04-01 09:28:57 (7 years ago)
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Meta TitleCritical Illness - Washington National
Meta DescriptionSupplemental insurance helps cover the extra costs of a critical illness diagnosis like cancer, stroke, diabetes, or Alzheimer's.
Meta Canonicalnull
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92.1 million Americans have cardiovascular disease today, according to the American Heart Association. 1 795,000 people have a stroke each year, strokes are a leading cause of disability in the U.S. today. 1 Critical illness insurance Our critical illness insurance pays lump-sum benefits upon the first diagnosis of common conditions like cancer, heart attack, and stroke. We offer coverage with cash benefits for up 17 critical health conditions, 14 types of accidental injuries and 7 other important categories. Critical illness in real life Gary’s employer offered the critical illness policy, and he signed up right away. But then his wife lost her job, and Gary planned to cancel the coverage to save money. Before he got around to it, his wife was diagnosed with Stage IV lung cancer. The policy immediately paid $37,500, which they used to arrange the best care and supplement their household income. This example is provided for illustrative purposes only. Covering Critical Illness $11,000—that’s the average cost of a hospital stay.* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you! *Agency for Healthcare Research and Quality, Healthcare Cost and Utilization Project Statistical Brief #225, June 2017. icon-quote-white "On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery. -M. Stuart" Ready to take the next step? If you’re ready for more information about supplemental health insurance, let us know. Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs. Or give us a call at (800) 525-7662 , Monday-Friday, 8:00 A.M.-5:45 P.M. ET. Have an agent contact me
Markdown
[Skip to content](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/#content) - [Policyholder Log In](https://my.washingtonnational.com/ "go to my account at my.washingtonnational") - [Provider Portal](https://provider.onlineservicecenter.com/web/providers/login) - [English](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/ "Switch to English") - [Español](https://washingtonnational.com/es/familias-personas/seguro-de-salud/enfermedad-grave/ "Switch to Español") [![Washington National](https://washingtonnational.com/wp-content/uploads/2025/05/WN-Logo-Hi-Res-Transparent.png)](https://washingtonnational.com/) [Contact Us](https://washingtonnational.com/contact/contact-an-agent/) MENUMENU - [Families & Individuals](https://washingtonnational.com/families-individuals/) - - - #### Supplemental Health Insurance - [Supplemental Health Insurance](https://washingtonnational.com/families-individuals/health-insurance/) - [Cancer](https://washingtonnational.com/families-individuals/health-insurance/cancer/) - [Critical Illness](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) - [Accident](https://washingtonnational.com/families-individuals/health-insurance/accident/) - [Heart & Stroke](https://washingtonnational.com/families-individuals/health-insurance/heart-stroke/) - [Hospital](https://washingtonnational.com/families-individuals/health-insurance/hospital/) - [Premium-Return](https://washingtonnational.com/premium-return/) - - #### Life Insurance - [Life Insurance](https://washingtonnational.com/families-individuals/life-insurance/) - [Universal Life](https://washingtonnational.com/families-individuals/life-insurance/universal-life/) - [Whole Life](https://washingtonnational.com/families-individuals/life-insurance/whole-life/) - [Business Owners](https://washingtonnational.com/business-owners/) - - - #### Business Owners - [Health Insurance](https://washingtonnational.com/business-owners/health-insurance/) - [Life Insurance](https://washingtonnational.com/business-owners/life-insurance/) - [Virtual Enrollment](https://washingtonnational.com/virtual-enrollment/) - - #### Get a free guide learn more with our free business guide to voluntary benefits [Download the free guide](https://washingtonnational.com/business-guide/) - [Agents & Brokers](https://washingtonnational.com/agents-brokers/) - - - #### Agents & Brokers - [Workplace Solutions](https://washingtonnational.com/agents-brokers/workplace-solutions/) - [Working Here](https://washingtonnational.com/agents-brokers/) - [Apply Now](https://washingtonnational.com/agents-brokers/become-an-agent/) - [Agent Portal](https://www.wnbizlink.com/) - - #### Meet our agents - [Looking for a change – Sheila Cruz](https://washingtonnational.com/agents-brokers/#topLink-video-5I6AKa9K7m4) - [Why I work here – Kevin Carmouche](https://washingtonnational.com/agents-brokers/#topLink-video-sv3uhAM0Z3Y) - [Like father, like son – Meet the Cruz’s](https://washingtonnational.com/agents-brokers/#topLink-video-1FO1MhY1-Ro) - [About Us](https://washingtonnational.com/about-us/) - - - #### About Us - [Why Washington National](https://washingtonnational.com/about-us/ "About Washington National		") - [Careers](http://www.cnoinc.com/careers.aspx "CNOinc Employment		") - [Washington National Cares](https://washingtonnational.com/about-us/our-partners/ "Washington National’s involvement in our community 		") - [FAQs](https://washingtonnational.com/contact/ "Frequently asked questions		") - [News](https://washingtonnational.com/about-us/newsroom/) - [Contact](https://washingtonnational.com/contact/) - - - #### Need Help? - [Important Numbers](https://washingtonnational.com/contact/) - [Frequently Asked Questions](https://washingtonnational.com/contact/) - #### Access Your Account - [Policyholders](https://my.washingtonnational.com/) - [Providers](https://provider.onlineservicecenter.com/web/providers/login) - - #### Contact Customer Service Monday-Friday 8:00 A.M. – 5:45 P.M. ET. [(800) 525-7662](tel:8005257662) - [Insights](https://washingtonnational.com/explore/ "Insights") - - - #### Explore topics from our blog - [Why Insurance](https://washingtonnational.com/explore/why-insurance/) - [Your Life](https://washingtonnational.com/explore/your-life/) - [At Work](https://washingtonnational.com/explore/at-work/) - [Wellness](https://washingtonnational.com/explore/wellness/) - - #### Featured Article - [![A man with a broken leg sits on his couch and pays a medial bill on his laptop.](data:image/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==)](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/) [How to protect your emergency savings from unexpected medical bills](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/) \- For many Americans, a single unexpected medical event—such as a broken bone, emergency surgery, heart… [Read more](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/) - [My Account](https://my.washingtonnational.com/ "Log into my account") - [Provider Portal](https://provider.onlineservicecenter.com/web/providers/login) - [Search](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) Site Search Search Icon Critical Illness # How would you handle the unexpected cost of a critical illness? [![](https://washingtonnational.com/wp-content/uploads/2019/03/icon-health-cancer-gray.svg) Cancer insurance](https://washingtonnational.com/families-individuals/health-insurance/cancer/) [![](https://washingtonnational.com/wp-content/uploads/2019/03/icon-health-accident-gray.svg) Accident insurance](https://washingtonnational.com/families-individuals/health-insurance/accident/) [![](https://washingtonnational.com/wp-content/uploads/2019/03/icon-health-critical-illness-white.svg) Critical illness insurance](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) [![](https://washingtonnational.com/wp-content/uploads/2019/03/icon-health-heart-gray.svg) Heart & stroke insurance](https://washingtonnational.com/families-individuals/health-insurance/heart-stroke/) [![](https://washingtonnational.com/wp-content/uploads/2019/03/icon-health-hospital-gray.svg) Hospital insurance](https://washingtonnational.com/families-individuals/health-insurance/hospital/) Are you prepared for the unexpected? Critical illnesses like cancer, heart attacks and strokes can strike at any time, leaving you facing not only health challenges but also financial burdens. Critical illness insurance provides cash benefits if you are diagnosed with a covered critical illness, giving you the financial support you need to focus on your recovery. Play video: Watch this video on critical illness insurance play ## Video Player ![Watch this video on critical illness insurance](https://washingtonnational.com/wp-content/uploads/2024/06/5-Reasons-Why-Critical-Illness-Insurance-is-Important--866x463.png) did you know? ## You can protect your family, finances, and future Buy supplemental insurance to help cover the extra costs of a critical illness diagnosis like cancer, stroke, diabetes, or Alzheimers. 92\.1 million Americans have cardiovascular disease today, according to the American Heart Association.1 795,000 people have a stroke each year, strokes are a leading cause of disability in the U.S. today.1 ## Critical illness insurance Our critical illness insurance pays lump-sum benefits upon the first diagnosis of common conditions like cancer, heart attack, and stroke. We offer coverage with cash benefits for up 17 critical health conditions, 14 types of accidental injuries and 7 other important categories. Critical illness in real life Gary’s employer offered the critical illness policy, and he signed up right away. But then his wife lost her job, and Gary planned to cancel the coverage to save money. Before he got around to it, his wife was diagnosed with Stage IV lung cancer. The policy immediately paid \$37,500, which they used to arrange the best care and supplement their household income. This example is provided for illustrative purposes only. [Download the Free Guide today\!](https://washingtonnational.com/free-guide-to-understanding-supplemental-health-insurance/) Related Video Play video: Covering critical illness play ## Video Player ![Covering critical illness](https://washingtonnational.com/wp-content/uploads/2022/05/maxresdefault-3-866x463.jpg) ### Covering Critical Illness \$11,000—that’s the average cost of a hospital stay.\* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you! \*Agency for Healthcare Research and Quality, Healthcare Cost and Utilization Project Statistical Brief \#225, June 2017. "I never had to use the insurance, thank goodness. It was nice to be able to have the money put into the account each month out of my check. I never had to think about it nor did I miss it, always having peace of mind that I was covered. When the twenty years came up and never having a claim, I was due all my money. I’m a happy man. – C. Hall" "On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery. \-M. Stuart" "Wow! Who knew one could get an actual human being on the phone to explain my options, make some suggestions about coverage, have a personable rapport with me over the phone, and help get better coverage for much less than what I’ve been paying for the last 7 years. I literally just took the biggest sigh of relief." "I never had to use the insurance, thank goodness. It was nice to be able to have the money put into the account each month out of my check. I never had to think about it nor did I miss it, always having peace of mind that I was covered. When the twenty years came up and never having a claim, I was due all my money. I’m a happy man. – C. Hall" "On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery. \-M. Stuart" [1](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) [2](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) [3](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) explore Articles & topics from our blog Read posts in [Why Insurance](https://washingtonnational.com/explore/why-insurance/) [How to protect your emergency savings from unexpected medical bills](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/) [Continue reading How to protect your emergency savings from unexpected medical bills](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/) [![A man with a broken leg sits on his couch and pays a medial bill on his laptop.](https://washingtonnational.com/wp-content/uploads/2026/03/GettyImages-2206750204.jpg)](https://washingtonnational.com/explore/why-insurance/how-to-protect-your-emergency-savings-from-unexpected-medical-bills/) Read posts in [Why Insurance](https://washingtonnational.com/explore/why-insurance/) [The truth about life insurance: 10 myths debunked](https://washingtonnational.com/explore/why-insurance/the-truth-about-life-insurance-10-myths-debunked/) [Continue reading The truth about life insurance: 10 myths debunked](https://washingtonnational.com/explore/why-insurance/the-truth-about-life-insurance-10-myths-debunked/) [![Smiling parents spend time coloring with toddler son at home.](https://washingtonnational.com/wp-content/uploads/2026/02/GettyImages-2151723699.jpg)](https://washingtonnational.com/explore/why-insurance/the-truth-about-life-insurance-10-myths-debunked/) Ready to take the next step? If you’re ready for more information about supplemental health insurance, let us know. Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs. Or give us a call at [(800) 525-7662](tel:+18005257662), Monday-Friday, 8:00 A.M.-5:45 P.M. ET. [Have an agent contact me](https://washingtonnational.com/contact/contact-an-agent/) ## Site Menu and Resources ### Families & Individuals - [Cancer](https://washingtonnational.com/families-individuals/health-insurance/cancer/) - [Heart & Stroke](https://washingtonnational.com/families-individuals/health-insurance/heart-stroke/) - [Critical Illness](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) - [Accident](https://washingtonnational.com/families-individuals/health-insurance/accident/) - [Hospital](https://washingtonnational.com/families-individuals/health-insurance/hospital/) - [Premium-Return](https://washingtonnational.com/premium-return/) - [Life Insurance](https://washingtonnational.com/families-individuals/life-insurance/) - [Universal Life](https://washingtonnational.com/families-individuals/life-insurance/universal-life/) - [Whole Life](https://washingtonnational.com/families-individuals/life-insurance/whole-life/) ### Business Owners - [Health Insurance](https://washingtonnational.com/business-owners/health-insurance/) - [Life Insurance](https://washingtonnational.com/business-owners/life-insurance/) - [Virtual Enrollment](https://washingtonnational.com/virtual-enrollment/) ### Agents & Brokers - [Workplace Solutions](https://washingtonnational.com/agents-brokers/workplace-solutions/) - [Working Here](https://washingtonnational.com/agents-brokers/) - [Apply Now](https://washingtonnational.com/agents-brokers/become-an-agent/) - [Agent Portal](https://www.wnbizlink.com/) - [**Service Providers**](https://provider.onlineservicecenter.com/web/providers/login) ### Our Company - [Get to Know Us](https://washingtonnational.com/about-us/get-to-know-us/) - [Washington National Cares](https://washingtonnational.com/about-us/our-partners/) ### MY ACCOUNT - [Register](https://my.washingtonnational.com/register) - [Make a Payment](https://my.washingtonnational.com/payment-center) - [Find a form](https://my.washingtonnational.com/forms) - [File a claim](https://my.washingtonnational.com/forms) ### Contact Us [(800) 525-7662](tel:800-525-7662) Monday-Friday 8:00 A.M.–5:45 P.M. ET. 11299 Illinois St. Suite 200 Carmel, IN 46032 Do Not Sell My Personal Information - [Sitemap](https://washingtonnational.com/sitemap/ "Sitemap") - [Terms & Conditions](https://washingtonnational.com/terms-conditions/ "Terms & Conditions") - [Privacy Center](https://washingtonnational.com/privacy-center/ "Privacy Center") - [Notifications and Disaster Information](https://washingtonnational.com/notifications-and-disaster-information/ "Notifications and Disaster Information") - [CNOinc.com](http://cnoinc.com/ "cnoinc.com") Policies underwritten by Washington National Insurance Company, home office: Carmel, IN. LIMITED-BENEFIT POLICIES. These policies have limitations and exclusions. For costs and complete details of coverage, contact an agent. Policies, benefits and riders are subject to state availability. Not all listed options, benefits and riders are available on all policies, and some may have additional cost. Washington National Insurance Company is not licensed and does not solicit business in the state of New York. » [Additional Illinois State resident information](https://washingtonnational.com/wp-content/uploads/2019/03/illinois-natural-disaster-update-combined-file-12_18.pdf) » [Additional New York State resident information](https://washingtonnational.com/wp-content/uploads/2019/03/ny-confidentiality_protocols_for_victims_of_domestic_violence_and_endangered_individuals.pdf) » [Additional Oregon resident information](https://washingtonnational.com/wp-content/uploads/2019/03/166129_wncom-update-or-phi-article_d1.pdf) » [Additional New Mexico State resident information](https://washingtonnational.com/wp-content/uploads/2019/03/2017-12-05-nm-noticeofconfidentialabuseinfopractices.pdf) » [Additional California State resident information](https://washingtonnational.com/wp-content/uploads/2019/03/wnic_complaintnotice.pdf) » [Confidential insurance communication request form](https://washingtonnational.com/wp-content/uploads/2019/03/2017-12-05-confidential-insurance-communication-request-form.pdf) © 2011-2026 Washington National 1 “Heart Disease and Stroke Statistics—2018 Update: A Report from the American Heart Association,” Circulation, 2018. For New Mexico CNSC-131897861 184819 WN-WEB-CRT (03/19) [CONTACT US\>\>](https://washingtonnational.com/contact/contact-an-agent/) [Got it\!](https://washingtonnational.com/families-individuals/health-insurance/critical-illness/) X ![](https://www.facebook.com/tr?id=1608046682745785&ev=PageView&noscript=1)![](https://www.facebook.com/tr?id=1653165938148442&ev=PageView&noscript=1)
Readable Markdown
![Watch this video on critical illness insurance](https://washingtonnational.com/wp-content/uploads/2024/06/5-Reasons-Why-Critical-Illness-Insurance-is-Important--866x463.png) 92\.1 million Americans have cardiovascular disease today, according to the American Heart Association.1 795,000 people have a stroke each year, strokes are a leading cause of disability in the U.S. today.1 ## Critical illness insurance Our critical illness insurance pays lump-sum benefits upon the first diagnosis of common conditions like cancer, heart attack, and stroke. We offer coverage with cash benefits for up 17 critical health conditions, 14 types of accidental injuries and 7 other important categories. Critical illness in real life Gary’s employer offered the critical illness policy, and he signed up right away. But then his wife lost her job, and Gary planned to cancel the coverage to save money. Before he got around to it, his wife was diagnosed with Stage IV lung cancer. The policy immediately paid \$37,500, which they used to arrange the best care and supplement their household income. This example is provided for illustrative purposes only. ![Covering critical illness](https://washingtonnational.com/wp-content/uploads/2022/05/maxresdefault-3-866x463.jpg) ### Covering Critical Illness \$11,000—that’s the average cost of a hospital stay.\* Would you have enough savings to cover the bills if the unexpected happened? Hospital indemnity insurance can help cover the costs. Discover how Washington National can work for you! \*Agency for Healthcare Research and Quality, Healthcare Cost and Utilization Project Statistical Brief \#225, June 2017. "On 7/20/2023, I was informed by my OBGYN that I have cancer in my Uterus. At 43, my world felt like it suddenly stopped. I contacted my Washington National Agent and she assisted me with all the forms and understanding my policy. Within 5 business days, I received an email stating that Washington National issued me a check to assist me with my medical payments. Because of my policy I am able to focus on my health and recovery. \-M. Stuart" Ready to take the next step? If you’re ready for more information about supplemental health insurance, let us know. Fill out our simple form and we’ll have an agent contact you to discuss your insurance needs. Or give us a call at [(800) 525-7662](tel:+18005257662), Monday-Friday, 8:00 A.M.-5:45 P.M. ET. [Have an agent contact me](https://washingtonnational.com/contact/contact-an-agent/)
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