🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 149 (from laksa192)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa149.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://travelafterwork.com/2024/12/11/coinbase-gemini-platform/\')), getAhrefsUnparsedNoserviceFromURL(\'https://travelafterwork.com/2024/12/11/coinbase-gemini-platform/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/travelafterwork.com\/2024\/12\/11\/coinbase-gemini-platform\/","crawl_time":1775362358,"first_indexed_time":1734003017,"http_code":200,"src_unparsed":"com,travelafterwork!\/2024\/12\/11\/coinbase-gemini-platform\/ s443","src_root_hash":"16320573577813088549","history_drop_reason":null,"meta_title":"在Coinbase和Gemini两大平台上买卖比特币\/加密货币的费用安全性等比较【2024更新 加密货币又火了】 | 北美牧羊场","meta_descriptions":[],"attrs_boilerpipe_text":"投资有风险！尤其是虚拟货币风险更大！本文不构成任何投资或税务建议！\n再次提醒大家加密货币风险极高，2022年Bitcoin从高点坠落的时候有多少家跟加密货币相关的公司倒掉的事情还历历在目。\n投机\n投资加密货币需万分谨慎！\n背景\n最近比特币(BTC) 很火，1 BTC曾一度高达$57,000多，相比笔者年初写这篇\nCoinbase Earn\n的帖子的时候涨了将近一倍。前段时间很火的新闻，Tesla在2月初给美国证券交易委员会（SEC）提交的报告中公布已买入15亿美元的比特币。笔者觉得这波比特币的火爆要从去年8月份说起：MicroStrategy，美国一家在纳斯达克上市的软件公司，宣布买入2.5亿美元的比特币来作为公司现金管理的策略。这可以说是开启了美国上市公司正式背书比特币的先河。\nMicroStrategy的创始人和CEO Michael Saylor的解释基本是这样的：美联储为了应对COVID-19，疯狂印钞，这样导致美元在大规模贬值，而比特币不可能增加发行（算法决定最多只会有21 million BTC)，这样就成了一个很好的对冲美元贬值的工具。而从MicroStrategy开始，目前至少有\n七家上市公司\n(包括Square, Tesla等），选择将比特币作为公司现金管理的一部分。最近很火的明星基金管理公司ARK Invest的\nCEO Cathie Wood说\n，假设美国S&P 500公司每家选择将1%的现金放入比特币，比特币价格可以上涨大约$40,000，如果每家选择将10%的现金放入比特币，那比特币额价格可以上涨大约$400,00。\n当然，也有很多观点认为比特币就是泡沫，参见\n维基百科\n，或者参考巴菲特的\n观点\n，巴菲特认为比特币（加密货币）没有任何内在价值，完全是泡沫，和17世纪荷兰郁金香泡沫类似。笔者认为比特币作为区块链技术的鼻祖，在未来的数字货币体系中肯定会占有重要的地位，但是目前比特币的价格在短期来看也有很大程度上的泡沫，大幅下跌的可能也很大，参见\n2017年比特币的崩盘\n。\n总之，比特币风险很高，有可能收益很大，也有可能亏损很多。\n如果要购买比特币的话一定要自己先做好充足的研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全\n不建议投入超过自己10%的资产到比特币\n。如果相信加密货币和区块链技术的未来发展的话，可以考虑长期持有而不要在意短期的盈亏。如果你选择购买比特币或者其他加密货币的话，一般都要选择交易平台来买卖加密货币，交易的平台有很多，笔者使用过Coinbase和Gemini两个平台，声誉都不错，在里面买的加密货币可以随时提取到自己的\n加密货币钱包\n里自己真正控制，有别于在Robinhood或者Webull上面买加密货币，因为在Robinhood或者Webull上面买到的加密货币并不能够提取到自己的加密货币钱包里面。在这里给大家分享一下在Coinbase和Gemini两大平台比特币\/加密货币在美国交易的费用，安全性，以及优缺点。\n再次强调，本文不构成任何投资建议，大家投入任何钱之前一定要自己做好研究！\nCoinbase\nCoinbase面向大众的普通版本。适合初学者上手，里面有\nCoinbase Earn\n适合几乎零成本零风险学习加密货币的功能。Coinbase创建于2012年，是美国最大的加密货币交易平台，也是公认的最安全的平台之一。\n交易费用\n0.50%的spread + Coinbase Fee\nlink\n0.50%的spread的意思是Coinbase要在market price上多加0.5%\nCoinbase Fee是从 Flat Fee 和Variable Percentage Fee 中取一个最大的。\nFlat Fee根据交易数额M如下来计算：\nM <= $10: $0.99\n$10 < M <=$25: $1.49\n$25 < M <=$50: $1.99\n$50 < M <=$200: $2.99\n而Variable Percentage Fee是根据你的付款方式来算的，如果是从银行账户购买加密货币，费用是1.49%。\n举个例子，你要用连接Coinbase的银行账户买$100的BTC，Flat Fee是$2.99，而Variable Percentage Fee是$1.49，取俩者里面最大的，你交易需要支付的Coinbase Fee是$2.99。\n安全性\nCoinbase被广泛认为是互联网上最可靠和合法的加密货币交换平台之一。Coinbase 98%的客户资产都在\n线下储存\n，所有账户都是2-step verification。也可以参考\n这篇文章\n和\n这篇文章\n。对于个人账户来说，自己切记要保管好密码和手机设备。你也可以随时将Coinbase里的加密货币转到自己的加密货币钱包里，自己保管好钱包的key。\n优点\n适合初学者上手\n缺点\n交易费用非常高\nCoinbase Pro\nCoinbase pro是Coinbase面向专业加密货币交易人员的版本，但实际上任何人都可以sign up。有Coinbase账户的话可以直接用Coinbase的账户登陆\nCoinbase Pro\n。可能要额外的信息的验证，但是不复杂。也可以下载Coinbase Pro的手机APP使用。\n交易费用\nCoinbase Pro的交易费比Coinbase普通版少很多。费用跟交易数额相关，0.0%到0.5%不等，交易额在$10k以下的话，费用基本是0.5%。具体参见\nlink\n。\n安全性\n安全性与Coinbase一样，可以参考\n这篇文章\n。\n优点\n交易费用很低，手机APP Coinbase Pro很好用。\n缺点\n笔者认为缺点很少，硬要说的话可以说买来的加密货币没有办法在Coinbase Pro的APP里面直接参与Coinbase Earn的program, 比如Tezos (XTZ) 在Coinbase里购买可以直接参与Coinbase Earn的staking rewards大约4.63%的年收益率。但是这个缺点可以很简单的克服，Coinbase Pro里面的加密货币可以无费用的转到Coinbase里面。\nGemini\nGemini创建于2014年，创始人是大名鼎鼎的Winklevoss双胞胎兄弟（Gemini是12星座里的双子座，而Winklevoss双胞胎也就是电影社交网路里那两个双胞胎兄弟的原型）。Gemini也是公认的最安全的加密货币交易平台之一。最近上线了一个\nGemini Earn\n的功能不错，可以把账户里的加密货币通过\nGenisis\n放贷出去收利息，有一定的风险但是Gemini号称风险控制做的很到位。\n交易费用\nGemini的交易费用与Coinbase类似。在手机APP或者电脑上交易的收费如下。\n0.50%的Convenience Fee + Transaction Fee\nTransaction Fee根据交易金额M如下收取：\nM <= $10: $0.99\n$10 < M <=$25: $1.49\n$25 < M <=$50: $1.99\n$50 < M <=$200: $2.99\nM >  $200: 1.49%\n安全性\n公认的安全性极高。Gemini的大多数用户资产也是线下存储，线上存储的资产也都有保险。Gemini号称受New York State Department of Financial Services (NYDFS) 管理，在金融安全方面规格很高。你也可以随时将Gemini里的加密货币转到自己的加密货币钱包里，自己保管好自己钱包的key。\n优点\n用户界面好看且好用。笔者认为是用过的几个加密货币APP里面UX做得最舒服的。\n缺点\n交易费用比较高。\nGemini ActiveTrader\nGemini的类似Coinbase Pro的面向专业交易人员的平台，但是其实所有人都能使用，只需要在你的Setting里面的TRADE INTERFACE选择Gemini ActiveTrader。参见下图。\n交易费用\n交易费用极低，比Coinbase Pro甚至要更少，$500k 以下的交易费用只要大约0.35%。具体费用参考\n这里\n。\n安全性\n与Gemini安全性一样\n优点\n交易费用很低。\n缺点\n手机APP不支持ActiveTrader模式，只能在Web端操作，用户界面略显专业，不太适合初学者上手。\n总结表格\n下面的表格简短总结Coinbase和Gemini两个平台上大致的交易费用。\n平台\n大致费用\nCoinbase \n2%左右\nGemini\n2%左右\nGemini ActiveTrader\n0.35%左右\n讨论\n笔者亲自使用Coinbase和Gemini两个平台将近一年了，目前没有遇到任何问题，里面的货币也可以随时提取到自己的钱包，买卖加密货币，提取存入现金等也没有任何问题，总体来讲比较推荐。笔者也曾使用过Robinhood和etoro，并不推荐。笔者觉得Coinbase和Gemini的普通版都比较适合初学者上手，上手后如果要买入加密货币建议使用这两个平台的专业版这样比较省手续费。这个两个平台都可以直接注册，也欢迎使用牧羊场的refer链接，有$10的bonus，牧羊场的作者也会收到同等数额的bonus。再次强调，加密货币有风险，请自己做好研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全\n不建议投入超过自己10%的资产到比特币\n。\n再次强调投资有风险！尤其是虚拟货币风险更大！\nCoinbase: 牧羊场的\n申请link\n, 用申请链接开户买入或者卖出加密货币可以收到$20，Coinbase还可以通过\nCoinbase Earn\n来免费撸加密货币的羊毛。Gemini：牧羊场的\n申请link\n，用申请链接开户交易可以收到$15的注册奖励，这个加密货币交易可以用Gemini普通版也可以用ActiveTrader版来购买，建议考虑直接上手使用ActiveTrader，sign up后转到ActiveTrader只需要到Account > TRADE INTERFACE选择Gemini ActiveTrader。","attrs_markdown":"![](https:\/\/certify.alexametrics.com\/atrk.gif?account=+BLlo1IW18107i)\n\n[Facebook](https:\/\/www.facebook.com\/travelafterwork\/ \"Facebook\")     [Instagram](https:\/\/www.instagram.com\/thetravelafterwork\/ \"Instagram\")\n\n- [首页](https:\/\/travelafterwork.com\/)\n- [新手必看](https:\/\/travelafterwork.com\/category\/beginners\/)\n  - [新手指南](https:\/\/travelafterwork.com\/category\/beginners\/%E6%96%B0%E6%89%8B%E6%8C%87%E5%8D%97\/)\n  - [信用分数](https:\/\/travelafterwork.com\/category\/beginners\/%E4%BF%A1%E7%94%A8%E5%88%86%E6%95%B0\/)\n  - [信用卡入门](https:\/\/travelafterwork.com\/category\/beginners\/%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%85%A5%E9%97%A8\/)\n  - [新生特辑](https:\/\/travelafterwork.com\/category\/beginners\/%E6%96%B0%E7%94%9F%E7%89%B9%E8%BE%91\/)\n- [信用卡](https:\/\/travelafterwork.com\/category\/all-cards\/)\n  - [按类别分类](https:\/\/travelafterwork.com\/category\/all-cards\/credits-card-by-type\/)\n    - 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Earn](https:\/\/travelafterwork.com\/2021\/02\/16\/coinbase-earn\/)的帖子的时候涨了将近一倍。前段时间很火的新闻，Tesla在2月初给美国证券交易委员会（SEC）提交的报告中公布已买入15亿美元的比特币。笔者觉得这波比特币的火爆要从去年8月份说起：MicroStrategy，美国一家在纳斯达克上市的软件公司，宣布买入2.5亿美元的比特币来作为公司现金管理的策略。这可以说是开启了美国上市公司正式背书比特币的先河。\n\nMicroStrategy的创始人和CEO Michael Saylor的解释基本是这样的：美联储为了应对COVID-19，疯狂印钞，这样导致美元在大规模贬值，而比特币不可能增加发行（算法决定最多只会有21 million BTC)，这样就成了一个很好的对冲美元贬值的工具。而从MicroStrategy开始，目前至少有[七家上市公司](https:\/\/finance.yahoo.com\/news\/7-public-companies-with-exposure-to-bitcoin-154201525.html) (包括Square, Tesla等），选择将比特币作为公司现金管理的一部分。最近很火的明星基金管理公司ARK Invest的[CEO Cathie Wood说](https:\/\/finance.yahoo.com\/news\/ark-cathie-wood-bitcoin-400000-000053537.html)，假设美国S\\&P 500公司每家选择将1%的现金放入比特币，比特币价格可以上涨大约\\$40,000，如果每家选择将10%的现金放入比特币，那比特币额价格可以上涨大约\\$400,00。\n\n当然，也有很多观点认为比特币就是泡沫，参见[维基百科](https:\/\/en.wikipedia.org\/wiki\/Cryptocurrency_bubble)，或者参考巴菲特的[观点](https:\/\/markets.businessinsider.com\/currencies\/news\/warren-buffett-best-quotes-bitcoin-cryptocurrencies-investing-rat-poison-squared-2021-1-1029974898)，巴菲特认为比特币（加密货币）没有任何内在价值，完全是泡沫，和17世纪荷兰郁金香泡沫类似。笔者认为比特币作为区块链技术的鼻祖，在未来的数字货币体系中肯定会占有重要的地位，但是目前比特币的价格在短期来看也有很大程度上的泡沫，大幅下跌的可能也很大，参见[2017年比特币的崩盘](http:\/\/www.fortunechina.com\/shangye\/c\/2021-01\/04\/content_383573.htm)。\n\n总之，比特币风险很高，有可能收益很大，也有可能亏损很多。\n\n如果要购买比特币的话一定要自己先做好充足的研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https:\/\/www.nerdwallet.com\/article\/investing\/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。如果相信加密货币和区块链技术的未来发展的话，可以考虑长期持有而不要在意短期的盈亏。如果你选择购买比特币或者其他加密货币的话，一般都要选择交易平台来买卖加密货币，交易的平台有很多，笔者使用过Coinbase和Gemini两个平台，声誉都不错，在里面买的加密货币可以随时提取到自己的[加密货币钱包](https:\/\/academy.binance.com\/zh\/articles\/crypto-wallet-types-explained)里自己真正控制，有别于在Robinhood或者Webull上面买加密货币，因为在Robinhood或者Webull上面买到的加密货币并不能够提取到自己的加密货币钱包里面。在这里给大家分享一下在Coinbase和Gemini两大平台比特币\/加密货币在美国交易的费用，安全性，以及优缺点。\n\n再次强调，本文不构成任何投资建议，大家投入任何钱之前一定要自己做好研究！\n\n## Coinbase和Gemini平台交易费用安全性等比较\n### Coinbase\nCoinbase面向大众的普通版本。适合初学者上手，里面有[Coinbase Earn](https:\/\/travelafterwork.com\/2021\/02\/16\/coinbase-earn\/)适合几乎零成本零风险学习加密货币的功能。Coinbase创建于2012年，是美国最大的加密货币交易平台，也是公认的最安全的平台之一。\n\n#### 交易费用\n0\\.50%的spread + Coinbase Fee [link](https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/pricing-and-fees\/fees#:~:text=Coinbase%20charges%20a%20spread%20of,time%20when%20the%20order%20executes.)\n\n- 0\\.50%的spread的意思是Coinbase要在market price上多加0.5%\n- Coinbase Fee是从 Flat Fee 和Variable Percentage Fee 中取一个最大的。\n\nFlat Fee根据交易数额M如下来计算：\n\nM \\<= \\$10: \\$0.99\n\n\\$10 \\< M \\<=\\$25: \\$1.49\n\n\\$25 \\< M \\<=\\$50: \\$1.99\n\n\\$50 \\< M \\<=\\$200: \\$2.99\n\n而Variable Percentage Fee是根据你的付款方式来算的，如果是从银行账户购买加密货币，费用是1.49%。\n\n举个例子，你要用连接Coinbase的银行账户买\\$100的BTC，Flat Fee是\\$2.99，而Variable Percentage Fee是\\$1.49，取俩者里面最大的，你交易需要支付的Coinbase Fee是\\$2.99。\n\n#### 安全性\nCoinbase被广泛认为是互联网上最可靠和合法的加密货币交换平台之一。Coinbase 98%的客户资产都在[线下储存](https:\/\/www.coinbase.com\/security)，所有账户都是2-step verification。也可以参考[这篇文章](https:\/\/heimdalsecurity.com\/blog\/is-coinbase-safe\/#:~:text=%E2%80%93%20when%20talking%20about%20how%20safe,customer's%20funds%2C%20all%20digital%20currency)和[这篇文章](https:\/\/cn.bitdegree.org\/crypto\/coinbase-pingce)。对于个人账户来说，自己切记要保管好密码和手机设备。你也可以随时将Coinbase里的加密货币转到自己的加密货币钱包里，自己保管好钱包的key。\n\n#### 优点\n适合初学者上手\n\n#### 缺点\n交易费用非常高\n\n### Coinbase Pro\nCoinbase pro是Coinbase面向专业加密货币交易人员的版本，但实际上任何人都可以sign up。有Coinbase账户的话可以直接用Coinbase的账户登陆[Coinbase Pro](https:\/\/pro.coinbase.com\/)。可能要额外的信息的验证，但是不复杂。也可以下载Coinbase Pro的手机APP使用。\n\n#### 交易费用\nCoinbase Pro的交易费比Coinbase普通版少很多。费用跟交易数额相关，0.0%到0.5%不等，交易额在\\$10k以下的话，费用基本是0.5%。具体参见[link](https:\/\/help.coinbase.com\/en\/pro\/trading-and-funding\/trading-rules-and-fees\/fees)。\n\n#### 安全性\n安全性与Coinbase一样，可以参考[这篇文章](https:\/\/blog.shrimpy.io\/blog\/coinbase-pro-cryptocurrency-exchange-review#:~:text=As%20a%20trading%20platform%2C%20Coinbase,The%20rest%20is%20privately%20insured.)。\n\n#### 优点\n交易费用很低，手机APP Coinbase Pro很好用。\n\n#### 缺点\n笔者认为缺点很少，硬要说的话可以说买来的加密货币没有办法在Coinbase Pro的APP里面直接参与Coinbase Earn的program, 比如Tezos (XTZ) 在Coinbase里购买可以直接参与Coinbase Earn的staking rewards大约4.63%的年收益率。但是这个缺点可以很简单的克服，Coinbase Pro里面的加密货币可以无费用的转到Coinbase里面。\n\n### Gemini\nGemini创建于2014年，创始人是大名鼎鼎的Winklevoss双胞胎兄弟（Gemini是12星座里的双子座，而Winklevoss双胞胎也就是电影社交网路里那两个双胞胎兄弟的原型）。Gemini也是公认的最安全的加密货币交易平台之一。最近上线了一个[Gemini Earn](https:\/\/www.gemini.com\/earn)的功能不错，可以把账户里的加密货币通过[Genisis](https:\/\/genesistrading.com\/)放贷出去收利息，有一定的风险但是Gemini号称风险控制做的很到位。\n\n#### 交易费用\nGemini的交易费用与Coinbase类似。在手机APP或者电脑上交易的收费如下。\n\n0\\.50%的Convenience Fee + Transaction Fee\n\nTransaction Fee根据交易金额M如下收取：\n\nM \\<= \\$10: \\$0.99\n\n\\$10 \\< M \\<=\\$25: \\$1.49\n\n\\$25 \\< M \\<=\\$50: \\$1.99\n\n\\$50 \\< M \\<=\\$200: \\$2.99\n\nM \\> \\$200: 1.49%\n\n#### 安全性\n公认的安全性极高。Gemini的大多数用户资产也是线下存储，线上存储的资产也都有保险。Gemini号称受New York State Department of Financial Services (NYDFS) 管理，在金融安全方面规格很高。你也可以随时将Gemini里的加密货币转到自己的加密货币钱包里，自己保管好自己钱包的key。\n\n#### 优点\n用户界面好看且好用。笔者认为是用过的几个加密货币APP里面UX做得最舒服的。\n\n#### 缺点\n交易费用比较高。\n\n### Gemini ActiveTrader\nGemini的类似Coinbase Pro的面向专业交易人员的平台，但是其实所有人都能使用，只需要在你的Setting里面的TRADE INTERFACE选择Gemini ActiveTrader。参见下图。\n\n![](https:\/\/travelafterwork.azureedge.net\/uploads\/2021\/03\/gemini-active-trader-1024x405.png)\n\n#### 交易费用\n交易费用极低，比Coinbase Pro甚至要更少，\\$500k 以下的交易费用只要大约0.35%。具体费用参考[这里](https:\/\/www.gemini.com\/fees\/activetrader-fee-schedule)。\n\n#### 安全性\n与Gemini安全性一样\n\n#### 优点\n交易费用很低。\n\n#### 缺点\n手机APP不支持ActiveTrader模式，只能在Web端操作，用户界面略显专业，不太适合初学者上手。\n\n## 总结表格\n下面的表格简短总结Coinbase和Gemini两个平台上大致的交易费用。\n\n|   |   |\n|---|---|\n| 平台 | 大致费用 |\n| Coinbase | 2%左右 |\n| Gemini | 2%左右 |\n| Gemini ActiveTrader | 0\\.35%左右 |\n## 讨论\n笔者亲自使用Coinbase和Gemini两个平台将近一年了，目前没有遇到任何问题，里面的货币也可以随时提取到自己的钱包，买卖加密货币，提取存入现金等也没有任何问题，总体来讲比较推荐。笔者也曾使用过Robinhood和etoro，并不推荐。笔者觉得Coinbase和Gemini的普通版都比较适合初学者上手，上手后如果要买入加密货币建议使用这两个平台的专业版这样比较省手续费。这个两个平台都可以直接注册，也欢迎使用牧羊场的refer链接，有\\$10的bonus，牧羊场的作者也会收到同等数额的bonus。再次强调，加密货币有风险，请自己做好研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https:\/\/www.nerdwallet.com\/article\/investing\/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。\n\n**再次强调投资有风险！尤其是虚拟货币风险更大！**\n\nCoinbase: 牧羊场的[申请link](http:\/\/coinbase.com\/join\/P6ZUDPK?src=referral-link), 用申请链接开户买入或者卖出加密货币可以收到\\$20，Coinbase还可以通过[Coinbase Earn](https:\/\/travelafterwork.com\/2021\/02\/16\/coinbase-earn\/)来免费撸加密货币的羊毛。Gemini：牧羊场的[申请link](https:\/\/www.gemini.com\/share\/geryvvsx)，用申请链接开户交易可以收到\\$15的注册奖励，这个加密货币交易可以用Gemini普通版也可以用ActiveTrader版来购买，建议考虑直接上手使用ActiveTrader，sign up后转到ActiveTrader只需要到Account \\> TRADE INTERFACE选择Gemini ActiveTrader。\n\n- TAGS\n- 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comment](https:\/\/travelafterwork.com\/wp-login.php?redirect_to=https%3A%2F%2Ftravelafterwork.com%2F2024%2F12%2F11%2Fcoinbase-gemini-platform%2F)\n   - ![Yaoyu Yang](https:\/\/secure.gravatar.com\/avatar\/64948e557c37e322ebf9e5518c62bda1937f3f114ae72027effbcdc312a2f2ed?s=50&d=blank&r=g)\n     \n     Yaoyu Yang\n     \n     [03\/10\/2021 At 9:03 AM](https:\/\/travelafterwork.com\/2024\/12\/11\/coinbase-gemini-platform\/#comment-10701)\n     \n     请参见这个https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/pricing-and-fees\/what-are-miner-fees-and-does-coinbase-pay-them?ref=ha 从Coinbase转到钱包的费用是要付比特币的network fee，这个是从任何比特币的两个钱包之间转都要收的付给比特币挖矿的人的fee。这个network fee是根据比特币的网络动态变化的。在转之前coinbase会给出一个estimate，你可以自己试试！\n     \n     [Log in to leave a comment](https:\/\/travelafterwork.com\/wp-login.php?redirect_to=https%3A%2F%2Ftravelafterwork.com%2F2024%2F12%2F11%2Fcoinbase-gemini-platform%2F)\n   - ![Yaoyu Yang](https:\/\/secure.gravatar.com\/avatar\/64948e557c37e322ebf9e5518c62bda1937f3f114ae72027effbcdc312a2f2ed?s=50&d=blank&r=g)\n     \n     Yaoyu Yang\n     \n     [03\/12\/2021 At 5:51 PM](https:\/\/travelafterwork.com\/2024\/12\/11\/coinbase-gemini-platform\/#comment-10702)\n     \n     转到钱包的费用是按照加密货币自己的network fee收取的。coinbase并不收取额外的费用。在转之前coinbase会给你一个estimate。\n     \n     [Log in to leave a comment](https:\/\/travelafterwork.com\/wp-login.php?redirect_to=https%3A%2F%2Ftravelafterwork.com%2F2024%2F12%2F11%2Fcoinbase-gemini-platform%2F)\n   - ![HighFive](https:\/\/secure.gravatar.com\/avatar\/8e22033f36de94ffe29e1a2ac0eaf9f555d1c7dea0ed931ecafadd33e73ed61d?s=50&d=blank&r=g)\n     \n     HighFive\n     \n     [05\/09\/2021 At 3:29 AM](https:\/\/travelafterwork.com\/2024\/12\/11\/coinbase-gemini-platform\/#comment-10814)\n     \n     网络交易fee，这个费率会变的，你可以网上查，一般交易忙的时候贵，交易不忙的时候便宜，你找个交易不忙的时候转到自己的钱包，收的很少\n     \n     [Log in to leave a 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Log into your account\n\n[Forgot your password? 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Such compensation may impact the placement order on our site, and Travel After Work does not include all credit card offers available to consumers. As an Amazon Associate I earn from qualifying purchases.\n\n#### EDITORIAL NOTES\nOpinions expressed and products recommended here are the author’s alone, not those of any bank, credit card issuer, investment broker, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of the entities above.\n\nCONTACT US: [\\[email protected\\]](https:\/\/travelafterwork.com\/cdn-cgi\/l\/email-protection) [PRIVACY POLICY](https:\/\/travelafterwork.com\/privacy-policy\/) [TERMS OF SERVICE](https:\/\/travelafterwork.com\/terms-of-service) [COOKIE POLICY](https:\/\/travelafterwork.com\/cookie-policy\/)","attrs_readable_markdown":"**投资有风险！尤其是虚拟货币风险更大！本文不构成任何投资或税务建议！**\n\n再次提醒大家加密货币风险极高，2022年Bitcoin从高点坠落的时候有多少家跟加密货币相关的公司倒掉的事情还历历在目。~~投机~~投资加密货币需万分谨慎！\n\n## 背景\n最近比特币(BTC) 很火，1 BTC曾一度高达\\$57,000多，相比笔者年初写这篇[Coinbase Earn](https:\/\/travelafterwork.com\/2021\/02\/16\/coinbase-earn\/)的帖子的时候涨了将近一倍。前段时间很火的新闻，Tesla在2月初给美国证券交易委员会（SEC）提交的报告中公布已买入15亿美元的比特币。笔者觉得这波比特币的火爆要从去年8月份说起：MicroStrategy，美国一家在纳斯达克上市的软件公司，宣布买入2.5亿美元的比特币来作为公司现金管理的策略。这可以说是开启了美国上市公司正式背书比特币的先河。\n\nMicroStrategy的创始人和CEO Michael Saylor的解释基本是这样的：美联储为了应对COVID-19，疯狂印钞，这样导致美元在大规模贬值，而比特币不可能增加发行（算法决定最多只会有21 million BTC)，这样就成了一个很好的对冲美元贬值的工具。而从MicroStrategy开始，目前至少有[七家上市公司](https:\/\/finance.yahoo.com\/news\/7-public-companies-with-exposure-to-bitcoin-154201525.html) (包括Square, Tesla等），选择将比特币作为公司现金管理的一部分。最近很火的明星基金管理公司ARK Invest的[CEO Cathie Wood说](https:\/\/finance.yahoo.com\/news\/ark-cathie-wood-bitcoin-400000-000053537.html)，假设美国S\\&P 500公司每家选择将1%的现金放入比特币，比特币价格可以上涨大约\\$40,000，如果每家选择将10%的现金放入比特币，那比特币额价格可以上涨大约\\$400,00。\n\n当然，也有很多观点认为比特币就是泡沫，参见[维基百科](https:\/\/en.wikipedia.org\/wiki\/Cryptocurrency_bubble)，或者参考巴菲特的[观点](https:\/\/markets.businessinsider.com\/currencies\/news\/warren-buffett-best-quotes-bitcoin-cryptocurrencies-investing-rat-poison-squared-2021-1-1029974898)，巴菲特认为比特币（加密货币）没有任何内在价值，完全是泡沫，和17世纪荷兰郁金香泡沫类似。笔者认为比特币作为区块链技术的鼻祖，在未来的数字货币体系中肯定会占有重要的地位，但是目前比特币的价格在短期来看也有很大程度上的泡沫，大幅下跌的可能也很大，参见[2017年比特币的崩盘](http:\/\/www.fortunechina.com\/shangye\/c\/2021-01\/04\/content_383573.htm)。\n\n总之，比特币风险很高，有可能收益很大，也有可能亏损很多。\n\n如果要购买比特币的话一定要自己先做好充足的研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https:\/\/www.nerdwallet.com\/article\/investing\/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。如果相信加密货币和区块链技术的未来发展的话，可以考虑长期持有而不要在意短期的盈亏。如果你选择购买比特币或者其他加密货币的话，一般都要选择交易平台来买卖加密货币，交易的平台有很多，笔者使用过Coinbase和Gemini两个平台，声誉都不错，在里面买的加密货币可以随时提取到自己的[加密货币钱包](https:\/\/academy.binance.com\/zh\/articles\/crypto-wallet-types-explained)里自己真正控制，有别于在Robinhood或者Webull上面买加密货币，因为在Robinhood或者Webull上面买到的加密货币并不能够提取到自己的加密货币钱包里面。在这里给大家分享一下在Coinbase和Gemini两大平台比特币\/加密货币在美国交易的费用，安全性，以及优缺点。\n\n再次强调，本文不构成任何投资建议，大家投入任何钱之前一定要自己做好研究！\n\n### Coinbase\nCoinbase面向大众的普通版本。适合初学者上手，里面有[Coinbase Earn](https:\/\/travelafterwork.com\/2021\/02\/16\/coinbase-earn\/)适合几乎零成本零风险学习加密货币的功能。Coinbase创建于2012年，是美国最大的加密货币交易平台，也是公认的最安全的平台之一。\n\n#### 交易费用\n0\\.50%的spread + Coinbase Fee [link](https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/pricing-and-fees\/fees#:~:text=Coinbase%20charges%20a%20spread%20of,time%20when%20the%20order%20executes.)\n\n- 0\\.50%的spread的意思是Coinbase要在market price上多加0.5%\n- Coinbase Fee是从 Flat Fee 和Variable Percentage Fee 中取一个最大的。\n\nFlat Fee根据交易数额M如下来计算：\n\nM \\<= \\$10: \\$0.99\n\n\\$10 \\< M \\<=\\$25: \\$1.49\n\n\\$25 \\< M \\<=\\$50: \\$1.99\n\n\\$50 \\< M \\<=\\$200: \\$2.99\n\n而Variable Percentage Fee是根据你的付款方式来算的，如果是从银行账户购买加密货币，费用是1.49%。\n\n举个例子，你要用连接Coinbase的银行账户买\\$100的BTC，Flat Fee是\\$2.99，而Variable Percentage Fee是\\$1.49，取俩者里面最大的，你交易需要支付的Coinbase Fee是\\$2.99。\n\n#### 安全性\nCoinbase被广泛认为是互联网上最可靠和合法的加密货币交换平台之一。Coinbase 98%的客户资产都在[线下储存](https:\/\/www.coinbase.com\/security)，所有账户都是2-step verification。也可以参考[这篇文章](https:\/\/heimdalsecurity.com\/blog\/is-coinbase-safe\/#:~:text=%E2%80%93%20when%20talking%20about%20how%20safe,customer's%20funds%2C%20all%20digital%20currency)和[这篇文章](https:\/\/cn.bitdegree.org\/crypto\/coinbase-pingce)。对于个人账户来说，自己切记要保管好密码和手机设备。你也可以随时将Coinbase里的加密货币转到自己的加密货币钱包里，自己保管好钱包的key。\n\n#### 优点\n适合初学者上手\n\n#### 缺点\n交易费用非常高\n\n### Coinbase Pro\nCoinbase pro是Coinbase面向专业加密货币交易人员的版本，但实际上任何人都可以sign up。有Coinbase账户的话可以直接用Coinbase的账户登陆[Coinbase Pro](https:\/\/pro.coinbase.com\/)。可能要额外的信息的验证，但是不复杂。也可以下载Coinbase Pro的手机APP使用。\n\n#### 交易费用\nCoinbase Pro的交易费比Coinbase普通版少很多。费用跟交易数额相关，0.0%到0.5%不等，交易额在\\$10k以下的话，费用基本是0.5%。具体参见[link](https:\/\/help.coinbase.com\/en\/pro\/trading-and-funding\/trading-rules-and-fees\/fees)。\n\n#### 安全性\n安全性与Coinbase一样，可以参考[这篇文章](https:\/\/blog.shrimpy.io\/blog\/coinbase-pro-cryptocurrency-exchange-review#:~:text=As%20a%20trading%20platform%2C%20Coinbase,The%20rest%20is%20privately%20insured.)。\n\n#### 优点\n交易费用很低，手机APP Coinbase Pro很好用。\n\n#### 缺点\n笔者认为缺点很少，硬要说的话可以说买来的加密货币没有办法在Coinbase Pro的APP里面直接参与Coinbase Earn的program, 比如Tezos (XTZ) 在Coinbase里购买可以直接参与Coinbase Earn的staking rewards大约4.63%的年收益率。但是这个缺点可以很简单的克服，Coinbase Pro里面的加密货币可以无费用的转到Coinbase里面。\n\n### Gemini\nGemini创建于2014年，创始人是大名鼎鼎的Winklevoss双胞胎兄弟（Gemini是12星座里的双子座，而Winklevoss双胞胎也就是电影社交网路里那两个双胞胎兄弟的原型）。Gemini也是公认的最安全的加密货币交易平台之一。最近上线了一个[Gemini Earn](https:\/\/www.gemini.com\/earn)的功能不错，可以把账户里的加密货币通过[Genisis](https:\/\/genesistrading.com\/)放贷出去收利息，有一定的风险但是Gemini号称风险控制做的很到位。\n\n#### 交易费用\nGemini的交易费用与Coinbase类似。在手机APP或者电脑上交易的收费如下。\n\n0\\.50%的Convenience Fee + Transaction Fee\n\nTransaction Fee根据交易金额M如下收取：\n\nM \\<= \\$10: \\$0.99\n\n\\$10 \\< M \\<=\\$25: \\$1.49\n\n\\$25 \\< M \\<=\\$50: \\$1.99\n\n\\$50 \\< M \\<=\\$200: \\$2.99\n\nM \\> \\$200: 1.49%\n\n#### 安全性\n公认的安全性极高。Gemini的大多数用户资产也是线下存储，线上存储的资产也都有保险。Gemini号称受New York State Department of Financial Services (NYDFS) 管理，在金融安全方面规格很高。你也可以随时将Gemini里的加密货币转到自己的加密货币钱包里，自己保管好自己钱包的key。\n\n#### 优点\n用户界面好看且好用。笔者认为是用过的几个加密货币APP里面UX做得最舒服的。\n\n#### 缺点\n交易费用比较高。\n\n### Gemini ActiveTrader\nGemini的类似Coinbase Pro的面向专业交易人员的平台，但是其实所有人都能使用，只需要在你的Setting里面的TRADE INTERFACE选择Gemini ActiveTrader。参见下图。\n\n![](https:\/\/travelafterwork.azureedge.net\/uploads\/2021\/03\/gemini-active-trader-1024x405.png)\n\n#### 交易费用\n交易费用极低，比Coinbase Pro甚至要更少，\\$500k 以下的交易费用只要大约0.35%。具体费用参考[这里](https:\/\/www.gemini.com\/fees\/activetrader-fee-schedule)。\n\n#### 安全性\n与Gemini安全性一样\n\n#### 优点\n交易费用很低。\n\n#### 缺点\n手机APP不支持ActiveTrader模式，只能在Web端操作，用户界面略显专业，不太适合初学者上手。\n\n## 总结表格\n下面的表格简短总结Coinbase和Gemini两个平台上大致的交易费用。\n\n|   |   |\n|---|---|\n| 平台 | 大致费用 |\n| Coinbase | 2%左右 |\n| Gemini | 2%左右 |\n| Gemini ActiveTrader | 0\\.35%左右 |\n## 讨论\n笔者亲自使用Coinbase和Gemini两个平台将近一年了，目前没有遇到任何问题，里面的货币也可以随时提取到自己的钱包，买卖加密货币，提取存入现金等也没有任何问题，总体来讲比较推荐。笔者也曾使用过Robinhood和etoro，并不推荐。笔者觉得Coinbase和Gemini的普通版都比较适合初学者上手，上手后如果要买入加密货币建议使用这两个平台的专业版这样比较省手续费。这个两个平台都可以直接注册，也欢迎使用牧羊场的refer链接，有\\$10的bonus，牧羊场的作者也会收到同等数额的bonus。再次强调，加密货币有风险，请自己做好研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https:\/\/www.nerdwallet.com\/article\/investing\/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。\n\n**再次强调投资有风险！尤其是虚拟货币风险更大！**\n\nCoinbase: 牧羊场的[申请link](http:\/\/coinbase.com\/join\/P6ZUDPK?src=referral-link), 用申请链接开户买入或者卖出加密货币可以收到\\$20，Coinbase还可以通过[Coinbase Earn](https:\/\/travelafterwork.com\/2021\/02\/16\/coinbase-earn\/)来免费撸加密货币的羊毛。Gemini：牧羊场的[申请link](https:\/\/www.gemini.com\/share\/geryvvsx)，用申请链接开户交易可以收到\\$15的注册奖励，这个加密货币交易可以用Gemini普通版也可以用ActiveTrader版来购买，建议考虑直接上手使用ActiveTrader，sign up后转到ActiveTrader只需要到Account \\> TRADE INTERFACE选择Gemini ActiveTrader。","meta_canonical":null}

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Boilerpipe Text	投资有风险！尤其是虚拟货币风险更大！本文不构成任何投资或税务建议！再次提醒大家加密货币风险极高，2022年Bitcoin从高点坠落的时候有多少家跟加密货币相关的公司倒掉的事情还历历在目。投机投资加密货币需万分谨慎！背景最近比特币(BTC) 很火，1 BTC曾一度高达$57,000多，相比笔者年初写这篇 Coinbase Earn 的帖子的时候涨了将近一倍。前段时间很火的新闻，Tesla在2月初给美国证券交易委员会（SEC）提交的报告中公布已买入15亿美元的比特币。笔者觉得这波比特币的火爆要从去年8月份说起：MicroStrategy，美国一家在纳斯达克上市的软件公司，宣布买入2.5亿美元的比特币来作为公司现金管理的策略。这可以说是开启了美国上市公司正式背书比特币的先河。 MicroStrategy的创始人和CEO Michael Saylor的解释基本是这样的：美联储为了应对COVID-19，疯狂印钞，这样导致美元在大规模贬值，而比特币不可能增加发行（算法决定最多只会有21 million BTC)，这样就成了一个很好的对冲美元贬值的工具。而从MicroStrategy开始，目前至少有七家上市公司 (包括Square, Tesla等），选择将比特币作为公司现金管理的一部分。最近很火的明星基金管理公司ARK Invest的 CEO Cathie Wood说，假设美国S&P 500公司每家选择将1%的现金放入比特币，比特币价格可以上涨大约$40,000，如果每家选择将10%的现金放入比特币，那比特币额价格可以上涨大约$400,00。当然，也有很多观点认为比特币就是泡沫，参见维基百科，或者参考巴菲特的观点，巴菲特认为比特币（加密货币）没有任何内在价值，完全是泡沫，和17世纪荷兰郁金香泡沫类似。笔者认为比特币作为区块链技术的鼻祖，在未来的数字货币体系中肯定会占有重要的地位，但是目前比特币的价格在短期来看也有很大程度上的泡沫，大幅下跌的可能也很大，参见 2017年比特币的崩盘。总之，比特币风险很高，有可能收益很大，也有可能亏损很多。如果要购买比特币的话一定要自己先做好充足的研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全不建议投入超过自己10%的资产到比特币。如果相信加密货币和区块链技术的未来发展的话，可以考虑长期持有而不要在意短期的盈亏。如果你选择购买比特币或者其他加密货币的话，一般都要选择交易平台来买卖加密货币，交易的平台有很多，笔者使用过Coinbase和Gemini两个平台，声誉都不错，在里面买的加密货币可以随时提取到自己的加密货币钱包里自己真正控制，有别于在Robinhood或者Webull上面买加密货币，因为在Robinhood或者Webull上面买到的加密货币并不能够提取到自己的加密货币钱包里面。在这里给大家分享一下在Coinbase和Gemini两大平台比特币/加密货币在美国交易的费用，安全性，以及优缺点。再次强调，本文不构成任何投资建议，大家投入任何钱之前一定要自己做好研究！ Coinbase Coinbase面向大众的普通版本。适合初学者上手，里面有 Coinbase Earn 适合几乎零成本零风险学习加密货币的功能。Coinbase创建于2012年，是美国最大的加密货币交易平台，也是公认的最安全的平台之一。交易费用 0.50%的spread + Coinbase Fee link 0.50%的spread的意思是Coinbase要在market price上多加0.5% Coinbase Fee是从 Flat Fee 和Variable Percentage Fee 中取一个最大的。 Flat Fee根据交易数额M如下来计算： M <= $10: $0.99 $10 < M <=$25: $1.49 $25 < M <=$50: $1.99 $50 < M <=$200: $2.99 而Variable Percentage Fee是根据你的付款方式来算的，如果是从银行账户购买加密货币，费用是1.49%。举个例子，你要用连接Coinbase的银行账户买$100的BTC，Flat Fee是$2.99，而Variable Percentage Fee是$1.49，取俩者里面最大的，你交易需要支付的Coinbase Fee是$2.99。安全性 Coinbase被广泛认为是互联网上最可靠和合法的加密货币交换平台之一。Coinbase 98%的客户资产都在线下储存，所有账户都是2-step verification。也可以参考这篇文章和这篇文章。对于个人账户来说，自己切记要保管好密码和手机设备。你也可以随时将Coinbase里的加密货币转到自己的加密货币钱包里，自己保管好钱包的key。优点适合初学者上手缺点交易费用非常高 Coinbase Pro Coinbase pro是Coinbase面向专业加密货币交易人员的版本，但实际上任何人都可以sign up。有Coinbase账户的话可以直接用Coinbase的账户登陆 Coinbase Pro 。可能要额外的信息的验证，但是不复杂。也可以下载Coinbase Pro的手机APP使用。交易费用 Coinbase Pro的交易费比Coinbase普通版少很多。费用跟交易数额相关，0.0%到0.5%不等，交易额在$10k以下的话，费用基本是0.5%。具体参见 link 。安全性安全性与Coinbase一样，可以参考这篇文章。优点交易费用很低，手机APP Coinbase Pro很好用。缺点笔者认为缺点很少，硬要说的话可以说买来的加密货币没有办法在Coinbase Pro的APP里面直接参与Coinbase Earn的program, 比如Tezos (XTZ) 在Coinbase里购买可以直接参与Coinbase Earn的staking rewards大约4.63%的年收益率。但是这个缺点可以很简单的克服，Coinbase Pro里面的加密货币可以无费用的转到Coinbase里面。 Gemini Gemini创建于2014年，创始人是大名鼎鼎的Winklevoss双胞胎兄弟（Gemini是12星座里的双子座，而Winklevoss双胞胎也就是电影社交网路里那两个双胞胎兄弟的原型）。Gemini也是公认的最安全的加密货币交易平台之一。最近上线了一个 Gemini Earn 的功能不错，可以把账户里的加密货币通过 Genisis 放贷出去收利息，有一定的风险但是Gemini号称风险控制做的很到位。交易费用 Gemini的交易费用与Coinbase类似。在手机APP或者电脑上交易的收费如下。 0.50%的Convenience Fee + Transaction Fee Transaction Fee根据交易金额M如下收取： M <= $10: $0.99 $10 < M <=$25: $1.49 $25 < M <=$50: $1.99 $50 < M <=$200: $2.99 M > $200: 1.49% 安全性公认的安全性极高。Gemini的大多数用户资产也是线下存储，线上存储的资产也都有保险。Gemini号称受New York State Department of Financial Services (NYDFS) 管理，在金融安全方面规格很高。你也可以随时将Gemini里的加密货币转到自己的加密货币钱包里，自己保管好自己钱包的key。优点用户界面好看且好用。笔者认为是用过的几个加密货币APP里面UX做得最舒服的。缺点交易费用比较高。 Gemini ActiveTrader Gemini的类似Coinbase Pro的面向专业交易人员的平台，但是其实所有人都能使用，只需要在你的Setting里面的TRADE INTERFACE选择Gemini ActiveTrader。参见下图。交易费用交易费用极低，比Coinbase Pro甚至要更少，$500k 以下的交易费用只要大约0.35%。具体费用参考这里。安全性与Gemini安全性一样优点交易费用很低。缺点手机APP不支持ActiveTrader模式，只能在Web端操作，用户界面略显专业，不太适合初学者上手。总结表格下面的表格简短总结Coinbase和Gemini两个平台上大致的交易费用。平台大致费用 Coinbase 2%左右 Gemini 2%左右 Gemini ActiveTrader 0.35%左右讨论笔者亲自使用Coinbase和Gemini两个平台将近一年了，目前没有遇到任何问题，里面的货币也可以随时提取到自己的钱包，买卖加密货币，提取存入现金等也没有任何问题，总体来讲比较推荐。笔者也曾使用过Robinhood和etoro，并不推荐。笔者觉得Coinbase和Gemini的普通版都比较适合初学者上手，上手后如果要买入加密货币建议使用这两个平台的专业版这样比较省手续费。这个两个平台都可以直接注册，也欢迎使用牧羊场的refer链接，有$10的bonus，牧羊场的作者也会收到同等数额的bonus。再次强调，加密货币有风险，请自己做好研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全不建议投入超过自己10%的资产到比特币。再次强调投资有风险！尤其是虚拟货币风险更大！ Coinbase: 牧羊场的申请link , 用申请链接开户买入或者卖出加密货币可以收到$20，Coinbase还可以通过 Coinbase Earn 来免费撸加密货币的羊毛。Gemini：牧羊场的申请link ，用申请链接开户交易可以收到$15的注册奖励，这个加密货币交易可以用Gemini普通版也可以用ActiveTrader版来购买，建议考虑直接上手使用ActiveTrader，sign up后转到ActiveTrader只需要到Account > TRADE INTERFACE选择Gemini ActiveTrader。
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Earn](https://travelafterwork.com/2021/02/16/coinbase-earn/)的帖子的时候涨了将近一倍。前段时间很火的新闻，Tesla在2月初给美国证券交易委员会（SEC）提交的报告中公布已买入15亿美元的比特币。笔者觉得这波比特币的火爆要从去年8月份说起：MicroStrategy，美国一家在纳斯达克上市的软件公司，宣布买入2.5亿美元的比特币来作为公司现金管理的策略。这可以说是开启了美国上市公司正式背书比特币的先河。 MicroStrategy的创始人和CEO Michael Saylor的解释基本是这样的：美联储为了应对COVID-19，疯狂印钞，这样导致美元在大规模贬值，而比特币不可能增加发行（算法决定最多只会有21 million BTC)，这样就成了一个很好的对冲美元贬值的工具。而从MicroStrategy开始，目前至少有[七家上市公司](https://finance.yahoo.com/news/7-public-companies-with-exposure-to-bitcoin-154201525.html) (包括Square, Tesla等），选择将比特币作为公司现金管理的一部分。最近很火的明星基金管理公司ARK Invest的[CEO Cathie Wood说](https://finance.yahoo.com/news/ark-cathie-wood-bitcoin-400000-000053537.html)，假设美国S\&P 500公司每家选择将1%的现金放入比特币，比特币价格可以上涨大约\$40,000，如果每家选择将10%的现金放入比特币，那比特币额价格可以上涨大约\$400,00。当然，也有很多观点认为比特币就是泡沫，参见[维基百科](https://en.wikipedia.org/wiki/Cryptocurrency_bubble)，或者参考巴菲特的[观点](https://markets.businessinsider.com/currencies/news/warren-buffett-best-quotes-bitcoin-cryptocurrencies-investing-rat-poison-squared-2021-1-1029974898)，巴菲特认为比特币（加密货币）没有任何内在价值，完全是泡沫，和17世纪荷兰郁金香泡沫类似。笔者认为比特币作为区块链技术的鼻祖，在未来的数字货币体系中肯定会占有重要的地位，但是目前比特币的价格在短期来看也有很大程度上的泡沫，大幅下跌的可能也很大，参见[2017年比特币的崩盘](http://www.fortunechina.com/shangye/c/2021-01/04/content_383573.htm)。总之，比特币风险很高，有可能收益很大，也有可能亏损很多。如果要购买比特币的话一定要自己先做好充足的研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https://www.nerdwallet.com/article/investing/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。如果相信加密货币和区块链技术的未来发展的话，可以考虑长期持有而不要在意短期的盈亏。如果你选择购买比特币或者其他加密货币的话，一般都要选择交易平台来买卖加密货币，交易的平台有很多，笔者使用过Coinbase和Gemini两个平台，声誉都不错，在里面买的加密货币可以随时提取到自己的[加密货币钱包](https://academy.binance.com/zh/articles/crypto-wallet-types-explained)里自己真正控制，有别于在Robinhood或者Webull上面买加密货币，因为在Robinhood或者Webull上面买到的加密货币并不能够提取到自己的加密货币钱包里面。在这里给大家分享一下在Coinbase和Gemini两大平台比特币/加密货币在美国交易的费用，安全性，以及优缺点。再次强调，本文不构成任何投资建议，大家投入任何钱之前一定要自己做好研究！ ## Coinbase和Gemini平台交易费用安全性等比较 ### Coinbase Coinbase面向大众的普通版本。适合初学者上手，里面有[Coinbase Earn](https://travelafterwork.com/2021/02/16/coinbase-earn/)适合几乎零成本零风险学习加密货币的功能。Coinbase创建于2012年，是美国最大的加密货币交易平台，也是公认的最安全的平台之一。 #### 交易费用 0\.50%的spread + Coinbase Fee [link](https://help.coinbase.com/en/coinbase/trading-and-funding/pricing-and-fees/fees#:~:text=Coinbase%20charges%20a%20spread%20of,time%20when%20the%20order%20executes.) - 0\.50%的spread的意思是Coinbase要在market price上多加0.5% - Coinbase Fee是从 Flat Fee 和Variable Percentage Fee 中取一个最大的。 Flat Fee根据交易数额M如下来计算： M \<= \$10: \$0.99 \$10 \< M \<=\$25: \$1.49 \$25 \< M \<=\$50: \$1.99 \$50 \< M \<=\$200: \$2.99 而Variable Percentage Fee是根据你的付款方式来算的，如果是从银行账户购买加密货币，费用是1.49%。举个例子，你要用连接Coinbase的银行账户买\$100的BTC，Flat Fee是\$2.99，而Variable Percentage Fee是\$1.49，取俩者里面最大的，你交易需要支付的Coinbase Fee是\$2.99。 #### 安全性 Coinbase被广泛认为是互联网上最可靠和合法的加密货币交换平台之一。Coinbase 98%的客户资产都在[线下储存](https://www.coinbase.com/security)，所有账户都是2-step verification。也可以参考[这篇文章](https://heimdalsecurity.com/blog/is-coinbase-safe/#:~:text=%E2%80%93%20when%20talking%20about%20how%20safe,customer's%20funds%2C%20all%20digital%20currency)和[这篇文章](https://cn.bitdegree.org/crypto/coinbase-pingce)。对于个人账户来说，自己切记要保管好密码和手机设备。你也可以随时将Coinbase里的加密货币转到自己的加密货币钱包里，自己保管好钱包的key。 #### 优点适合初学者上手 #### 缺点交易费用非常高 ### Coinbase Pro Coinbase pro是Coinbase面向专业加密货币交易人员的版本，但实际上任何人都可以sign up。有Coinbase账户的话可以直接用Coinbase的账户登陆[Coinbase Pro](https://pro.coinbase.com/)。可能要额外的信息的验证，但是不复杂。也可以下载Coinbase Pro的手机APP使用。 #### 交易费用 Coinbase Pro的交易费比Coinbase普通版少很多。费用跟交易数额相关，0.0%到0.5%不等，交易额在\$10k以下的话，费用基本是0.5%。具体参见[link](https://help.coinbase.com/en/pro/trading-and-funding/trading-rules-and-fees/fees)。 #### 安全性安全性与Coinbase一样，可以参考[这篇文章](https://blog.shrimpy.io/blog/coinbase-pro-cryptocurrency-exchange-review#:~:text=As%20a%20trading%20platform%2C%20Coinbase,The%20rest%20is%20privately%20insured.)。 #### 优点交易费用很低，手机APP Coinbase Pro很好用。 #### 缺点笔者认为缺点很少，硬要说的话可以说买来的加密货币没有办法在Coinbase Pro的APP里面直接参与Coinbase Earn的program, 比如Tezos (XTZ) 在Coinbase里购买可以直接参与Coinbase Earn的staking rewards大约4.63%的年收益率。但是这个缺点可以很简单的克服，Coinbase Pro里面的加密货币可以无费用的转到Coinbase里面。 ### Gemini Gemini创建于2014年，创始人是大名鼎鼎的Winklevoss双胞胎兄弟（Gemini是12星座里的双子座，而Winklevoss双胞胎也就是电影社交网路里那两个双胞胎兄弟的原型）。Gemini也是公认的最安全的加密货币交易平台之一。最近上线了一个[Gemini Earn](https://www.gemini.com/earn)的功能不错，可以把账户里的加密货币通过[Genisis](https://genesistrading.com/)放贷出去收利息，有一定的风险但是Gemini号称风险控制做的很到位。 #### 交易费用 Gemini的交易费用与Coinbase类似。在手机APP或者电脑上交易的收费如下。 0\.50%的Convenience Fee + Transaction Fee Transaction Fee根据交易金额M如下收取： M \<= \$10: \$0.99 \$10 \< M \<=\$25: \$1.49 \$25 \< M \<=\$50: \$1.99 \$50 \< M \<=\$200: \$2.99 M \> \$200: 1.49% #### 安全性公认的安全性极高。Gemini的大多数用户资产也是线下存储，线上存储的资产也都有保险。Gemini号称受New York State Department of Financial Services (NYDFS) 管理，在金融安全方面规格很高。你也可以随时将Gemini里的加密货币转到自己的加密货币钱包里，自己保管好自己钱包的key。 #### 优点用户界面好看且好用。笔者认为是用过的几个加密货币APP里面UX做得最舒服的。 #### 缺点交易费用比较高。 ### Gemini ActiveTrader Gemini的类似Coinbase Pro的面向专业交易人员的平台，但是其实所有人都能使用，只需要在你的Setting里面的TRADE INTERFACE选择Gemini ActiveTrader。参见下图。 ![](https://travelafterwork.azureedge.net/uploads/2021/03/gemini-active-trader-1024x405.png) #### 交易费用交易费用极低，比Coinbase Pro甚至要更少，\$500k 以下的交易费用只要大约0.35%。具体费用参考[这里](https://www.gemini.com/fees/activetrader-fee-schedule)。 #### 安全性与Gemini安全性一样 #### 优点交易费用很低。 #### 缺点手机APP不支持ActiveTrader模式，只能在Web端操作，用户界面略显专业，不太适合初学者上手。 ## 总结表格下面的表格简短总结Coinbase和Gemini两个平台上大致的交易费用。 \| \| \| \|---\|---\| \| 平台 \| 大致费用 \| \| Coinbase \| 2%左右 \| \| Gemini \| 2%左右 \| \| Gemini ActiveTrader \| 0\.35%左右 \| ## 讨论笔者亲自使用Coinbase和Gemini两个平台将近一年了，目前没有遇到任何问题，里面的货币也可以随时提取到自己的钱包，买卖加密货币，提取存入现金等也没有任何问题，总体来讲比较推荐。笔者也曾使用过Robinhood和etoro，并不推荐。笔者觉得Coinbase和Gemini的普通版都比较适合初学者上手，上手后如果要买入加密货币建议使用这两个平台的专业版这样比较省手续费。这个两个平台都可以直接注册，也欢迎使用牧羊场的refer链接，有\$10的bonus，牧羊场的作者也会收到同等数额的bonus。再次强调，加密货币有风险，请自己做好研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https://www.nerdwallet.com/article/investing/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。再次强调投资有风险！尤其是虚拟货币风险更大！ Coinbase: 牧羊场的[申请link](http://coinbase.com/join/P6ZUDPK?src=referral-link), 用申请链接开户买入或者卖出加密货币可以收到\$20，Coinbase还可以通过[Coinbase Earn](https://travelafterwork.com/2021/02/16/coinbase-earn/)来免费撸加密货币的羊毛。Gemini：牧羊场的[申请link](https://www.gemini.com/share/geryvvsx)，用申请链接开户交易可以收到\$15的注册奖励，这个加密货币交易可以用Gemini普通版也可以用ActiveTrader版来购买，建议考虑直接上手使用ActiveTrader，sign up后转到ActiveTrader只需要到Account \> TRADE INTERFACE选择Gemini ActiveTrader。 - TAGS - [Coinbase](https://travelafterwork.com/tag/coinbase/) - 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[![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAANoAAACWAQMAAACCSQSPAAAAA1BMVEWurq51dlI4AAAAAXRSTlMmkutdmwAAABpJREFUWMPtwQENAAAAwiD7p7bHBwwAAAAg7RD+AAGXD7BoAAAAAElFTkSuQmCC)](https://travelafterwork.com/2025/08/11/stash/ "自动理财小帮手Stash介绍【限时注册有$50奖励】") [投资账户](https://travelafterwork.com/category/brokerage-account/) ### [自动理财小帮手Stash介绍【限时注册有\$50奖励】](https://travelafterwork.com/2025/08/11/stash/ "自动理财小帮手Stash介绍【限时注册有$50奖励】") [![](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAANoAAACWAQMAAACCSQSPAAAAA1BMVEWurq51dlI4AAAAAXRSTlMmkutdmwAAABpJREFUWMPtwQENAAAAwiD7p7bHBwwAAAAg7RD+AAGXD7BoAAAAAElFTkSuQmCC)](https://travelafterwork.com/2025/07/05/tradeup-ria/ "TradeUP（老虎证券美国品牌） IRA 账户重磅上线，最高可拿1股SGOV和5支随机股票以及转仓3%的返现！") [投资账户](https://travelafterwork.com/category/brokerage-account/) ### [TradeUP（老虎证券美国品牌） IRA 账户重磅上线，最高可拿1股SGOV和5支随机股票以及转仓3%的返现！](https://travelafterwork.com/2025/07/05/tradeup-ria/ "TradeUP（老虎证券美国品牌） IRA 账户重磅上线，最高可拿1股SGOV和5支随机股票以及转仓3%的返现！") #### 4 COMMENTS 1. ![ET\_ZY](https://secure.gravatar.com/avatar/0812a45c397a0bfc800dfda57b2668da3a5bd9df2cd3390186c9f71b5867e750?s=50&d=blank&r=g) ET\_ZY [03/09/2021 At 11:37 PM](https://travelafterwork.com/2024/12/11/coinbase-gemini-platform/#comment-10700) 感谢！请问下比特币转到钱包的费用是怎么算的 [Log in to leave a comment](https://travelafterwork.com/wp-login.php?redirect_to=https%3A%2F%2Ftravelafterwork.com%2F2024%2F12%2F11%2Fcoinbase-gemini-platform%2F) - ![Yaoyu Yang](https://secure.gravatar.com/avatar/64948e557c37e322ebf9e5518c62bda1937f3f114ae72027effbcdc312a2f2ed?s=50&d=blank&r=g) Yaoyu Yang [03/10/2021 At 9:03 AM](https://travelafterwork.com/2024/12/11/coinbase-gemini-platform/#comment-10701) 请参见这个https://help.coinbase.com/en/coinbase/trading-and-funding/pricing-and-fees/what-are-miner-fees-and-does-coinbase-pay-them?ref=ha 从Coinbase转到钱包的费用是要付比特币的network fee，这个是从任何比特币的两个钱包之间转都要收的付给比特币挖矿的人的fee。这个network fee是根据比特币的网络动态变化的。在转之前coinbase会给出一个estimate，你可以自己试试！ [Log in to leave a comment](https://travelafterwork.com/wp-login.php?redirect_to=https%3A%2F%2Ftravelafterwork.com%2F2024%2F12%2F11%2Fcoinbase-gemini-platform%2F) - ![Yaoyu Yang](https://secure.gravatar.com/avatar/64948e557c37e322ebf9e5518c62bda1937f3f114ae72027effbcdc312a2f2ed?s=50&d=blank&r=g) Yaoyu Yang [03/12/2021 At 5:51 PM](https://travelafterwork.com/2024/12/11/coinbase-gemini-platform/#comment-10702) 转到钱包的费用是按照加密货币自己的network fee收取的。coinbase并不收取额外的费用。在转之前coinbase会给你一个estimate。 [Log in to leave a comment](https://travelafterwork.com/wp-login.php?redirect_to=https%3A%2F%2Ftravelafterwork.com%2F2024%2F12%2F11%2Fcoinbase-gemini-platform%2F) - ![HighFive](https://secure.gravatar.com/avatar/8e22033f36de94ffe29e1a2ac0eaf9f555d1c7dea0ed931ecafadd33e73ed61d?s=50&d=blank&r=g) HighFive [05/09/2021 At 3:29 AM](https://travelafterwork.com/2024/12/11/coinbase-gemini-platform/#comment-10814) 网络交易fee，这个费率会变的，你可以网上查，一般交易忙的时候贵，交易不忙的时候便宜，你找个交易不忙的时候转到自己的钱包，收的很少 [Log in to leave a 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Readable Markdown	投资有风险！尤其是虚拟货币风险更大！本文不构成任何投资或税务建议！再次提醒大家加密货币风险极高，2022年Bitcoin从高点坠落的时候有多少家跟加密货币相关的公司倒掉的事情还历历在目。~~投机~~投资加密货币需万分谨慎！ ## 背景最近比特币(BTC) 很火，1 BTC曾一度高达\$57,000多，相比笔者年初写这篇[Coinbase Earn](https://travelafterwork.com/2021/02/16/coinbase-earn/)的帖子的时候涨了将近一倍。前段时间很火的新闻，Tesla在2月初给美国证券交易委员会（SEC）提交的报告中公布已买入15亿美元的比特币。笔者觉得这波比特币的火爆要从去年8月份说起：MicroStrategy，美国一家在纳斯达克上市的软件公司，宣布买入2.5亿美元的比特币来作为公司现金管理的策略。这可以说是开启了美国上市公司正式背书比特币的先河。 MicroStrategy的创始人和CEO Michael Saylor的解释基本是这样的：美联储为了应对COVID-19，疯狂印钞，这样导致美元在大规模贬值，而比特币不可能增加发行（算法决定最多只会有21 million BTC)，这样就成了一个很好的对冲美元贬值的工具。而从MicroStrategy开始，目前至少有[七家上市公司](https://finance.yahoo.com/news/7-public-companies-with-exposure-to-bitcoin-154201525.html) (包括Square, Tesla等），选择将比特币作为公司现金管理的一部分。最近很火的明星基金管理公司ARK Invest的[CEO Cathie Wood说](https://finance.yahoo.com/news/ark-cathie-wood-bitcoin-400000-000053537.html)，假设美国S\&P 500公司每家选择将1%的现金放入比特币，比特币价格可以上涨大约\$40,000，如果每家选择将10%的现金放入比特币，那比特币额价格可以上涨大约\$400,00。当然，也有很多观点认为比特币就是泡沫，参见[维基百科](https://en.wikipedia.org/wiki/Cryptocurrency_bubble)，或者参考巴菲特的[观点](https://markets.businessinsider.com/currencies/news/warren-buffett-best-quotes-bitcoin-cryptocurrencies-investing-rat-poison-squared-2021-1-1029974898)，巴菲特认为比特币（加密货币）没有任何内在价值，完全是泡沫，和17世纪荷兰郁金香泡沫类似。笔者认为比特币作为区块链技术的鼻祖，在未来的数字货币体系中肯定会占有重要的地位，但是目前比特币的价格在短期来看也有很大程度上的泡沫，大幅下跌的可能也很大，参见[2017年比特币的崩盘](http://www.fortunechina.com/shangye/c/2021-01/04/content_383573.htm)。总之，比特币风险很高，有可能收益很大，也有可能亏损很多。如果要购买比特币的话一定要自己先做好充足的研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https://www.nerdwallet.com/article/investing/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。如果相信加密货币和区块链技术的未来发展的话，可以考虑长期持有而不要在意短期的盈亏。如果你选择购买比特币或者其他加密货币的话，一般都要选择交易平台来买卖加密货币，交易的平台有很多，笔者使用过Coinbase和Gemini两个平台，声誉都不错，在里面买的加密货币可以随时提取到自己的[加密货币钱包](https://academy.binance.com/zh/articles/crypto-wallet-types-explained)里自己真正控制，有别于在Robinhood或者Webull上面买加密货币，因为在Robinhood或者Webull上面买到的加密货币并不能够提取到自己的加密货币钱包里面。在这里给大家分享一下在Coinbase和Gemini两大平台比特币/加密货币在美国交易的费用，安全性，以及优缺点。再次强调，本文不构成任何投资建议，大家投入任何钱之前一定要自己做好研究！ ### Coinbase Coinbase面向大众的普通版本。适合初学者上手，里面有[Coinbase Earn](https://travelafterwork.com/2021/02/16/coinbase-earn/)适合几乎零成本零风险学习加密货币的功能。Coinbase创建于2012年，是美国最大的加密货币交易平台，也是公认的最安全的平台之一。 #### 交易费用 0\.50%的spread + Coinbase Fee [link](https://help.coinbase.com/en/coinbase/trading-and-funding/pricing-and-fees/fees#:~:text=Coinbase%20charges%20a%20spread%20of,time%20when%20the%20order%20executes.) - 0\.50%的spread的意思是Coinbase要在market price上多加0.5% - Coinbase Fee是从 Flat Fee 和Variable Percentage Fee 中取一个最大的。 Flat Fee根据交易数额M如下来计算： M \<= \$10: \$0.99 \$10 \< M \<=\$25: \$1.49 \$25 \< M \<=\$50: \$1.99 \$50 \< M \<=\$200: \$2.99 而Variable Percentage Fee是根据你的付款方式来算的，如果是从银行账户购买加密货币，费用是1.49%。举个例子，你要用连接Coinbase的银行账户买\$100的BTC，Flat Fee是\$2.99，而Variable Percentage Fee是\$1.49，取俩者里面最大的，你交易需要支付的Coinbase Fee是\$2.99。 #### 安全性 Coinbase被广泛认为是互联网上最可靠和合法的加密货币交换平台之一。Coinbase 98%的客户资产都在[线下储存](https://www.coinbase.com/security)，所有账户都是2-step verification。也可以参考[这篇文章](https://heimdalsecurity.com/blog/is-coinbase-safe/#:~:text=%E2%80%93%20when%20talking%20about%20how%20safe,customer's%20funds%2C%20all%20digital%20currency)和[这篇文章](https://cn.bitdegree.org/crypto/coinbase-pingce)。对于个人账户来说，自己切记要保管好密码和手机设备。你也可以随时将Coinbase里的加密货币转到自己的加密货币钱包里，自己保管好钱包的key。 #### 优点适合初学者上手 #### 缺点交易费用非常高 ### Coinbase Pro Coinbase pro是Coinbase面向专业加密货币交易人员的版本，但实际上任何人都可以sign up。有Coinbase账户的话可以直接用Coinbase的账户登陆[Coinbase Pro](https://pro.coinbase.com/)。可能要额外的信息的验证，但是不复杂。也可以下载Coinbase Pro的手机APP使用。 #### 交易费用 Coinbase Pro的交易费比Coinbase普通版少很多。费用跟交易数额相关，0.0%到0.5%不等，交易额在\$10k以下的话，费用基本是0.5%。具体参见[link](https://help.coinbase.com/en/pro/trading-and-funding/trading-rules-and-fees/fees)。 #### 安全性安全性与Coinbase一样，可以参考[这篇文章](https://blog.shrimpy.io/blog/coinbase-pro-cryptocurrency-exchange-review#:~:text=As%20a%20trading%20platform%2C%20Coinbase,The%20rest%20is%20privately%20insured.)。 #### 优点交易费用很低，手机APP Coinbase Pro很好用。 #### 缺点笔者认为缺点很少，硬要说的话可以说买来的加密货币没有办法在Coinbase Pro的APP里面直接参与Coinbase Earn的program, 比如Tezos (XTZ) 在Coinbase里购买可以直接参与Coinbase Earn的staking rewards大约4.63%的年收益率。但是这个缺点可以很简单的克服，Coinbase Pro里面的加密货币可以无费用的转到Coinbase里面。 ### Gemini Gemini创建于2014年，创始人是大名鼎鼎的Winklevoss双胞胎兄弟（Gemini是12星座里的双子座，而Winklevoss双胞胎也就是电影社交网路里那两个双胞胎兄弟的原型）。Gemini也是公认的最安全的加密货币交易平台之一。最近上线了一个[Gemini Earn](https://www.gemini.com/earn)的功能不错，可以把账户里的加密货币通过[Genisis](https://genesistrading.com/)放贷出去收利息，有一定的风险但是Gemini号称风险控制做的很到位。 #### 交易费用 Gemini的交易费用与Coinbase类似。在手机APP或者电脑上交易的收费如下。 0\.50%的Convenience Fee + Transaction Fee Transaction Fee根据交易金额M如下收取： M \<= \$10: \$0.99 \$10 \< M \<=\$25: \$1.49 \$25 \< M \<=\$50: \$1.99 \$50 \< M \<=\$200: \$2.99 M \> \$200: 1.49% #### 安全性公认的安全性极高。Gemini的大多数用户资产也是线下存储，线上存储的资产也都有保险。Gemini号称受New York State Department of Financial Services (NYDFS) 管理，在金融安全方面规格很高。你也可以随时将Gemini里的加密货币转到自己的加密货币钱包里，自己保管好自己钱包的key。 #### 优点用户界面好看且好用。笔者认为是用过的几个加密货币APP里面UX做得最舒服的。 #### 缺点交易费用比较高。 ### Gemini ActiveTrader Gemini的类似Coinbase Pro的面向专业交易人员的平台，但是其实所有人都能使用，只需要在你的Setting里面的TRADE INTERFACE选择Gemini ActiveTrader。参见下图。 ![](https://travelafterwork.azureedge.net/uploads/2021/03/gemini-active-trader-1024x405.png) #### 交易费用交易费用极低，比Coinbase Pro甚至要更少，\$500k 以下的交易费用只要大约0.35%。具体费用参考[这里](https://www.gemini.com/fees/activetrader-fee-schedule)。 #### 安全性与Gemini安全性一样 #### 优点交易费用很低。 #### 缺点手机APP不支持ActiveTrader模式，只能在Web端操作，用户界面略显专业，不太适合初学者上手。 ## 总结表格下面的表格简短总结Coinbase和Gemini两个平台上大致的交易费用。 \| \| \| \|---\|---\| \| 平台 \| 大致费用 \| \| Coinbase \| 2%左右 \| \| Gemini \| 2%左右 \| \| Gemini ActiveTrader \| 0\.35%左右 \| ## 讨论笔者亲自使用Coinbase和Gemini两个平台将近一年了，目前没有遇到任何问题，里面的货币也可以随时提取到自己的钱包，买卖加密货币，提取存入现金等也没有任何问题，总体来讲比较推荐。笔者也曾使用过Robinhood和etoro，并不推荐。笔者觉得Coinbase和Gemini的普通版都比较适合初学者上手，上手后如果要买入加密货币建议使用这两个平台的专业版这样比较省手续费。这个两个平台都可以直接注册，也欢迎使用牧羊场的refer链接，有\$10的bonus，牧羊场的作者也会收到同等数额的bonus。再次强调，加密货币有风险，请自己做好研究，一定不要投入超过自己无法承受完全亏损的钱，千万不要借钱投资，也完全[不建议投入超过自己10%的资产到比特币](https://www.nerdwallet.com/article/investing/how-to-invest-in-bitcoin#:~:text=One%20rule%20of%20thumb%20is,or%20risky%20assets%20like%20bitcoin.)。再次强调投资有风险！尤其是虚拟货币风险更大！ Coinbase: 牧羊场的[申请link](http://coinbase.com/join/P6ZUDPK?src=referral-link), 用申请链接开户买入或者卖出加密货币可以收到\$20，Coinbase还可以通过[Coinbase Earn](https://travelafterwork.com/2021/02/16/coinbase-earn/)来免费撸加密货币的羊毛。Gemini：牧羊场的[申请link](https://www.gemini.com/share/geryvvsx)，用申请链接开户交易可以收到\$15的注册奖励，这个加密货币交易可以用Gemini普通版也可以用ActiveTrader版来购买，建议考虑直接上手使用ActiveTrader，sign up后转到ActiveTrader只需要到Account \> TRADE INTERFACE选择Gemini ActiveTrader。
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