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URLhttps://thebanks.eu/banks/13152
Last Crawled2026-04-03 19:55:52 (3 days ago)
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Meta TitleCaixabank, S.A. (Spain) - Bank Profile
Meta DescriptionLearn about Caixabank, S.A. (Spain), specializing in universal banking. Explore its financial positions, market share, credit ratings, deposit guarantee, bank identifiers, contacts, social networks.
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Address Cl Pintor Sorolla 2-4, 46002, Valencia, Spain BIC CAIXESBBXXX Overview Category Commercial banks Business Focus universal banking CaixaBank is a financial services company, member of La Caixa group. CaixaBank is focused on generating value for its clients and contributing to the progress of the society. CaixaBank operates as universal bank, offering products and services suited to people’s needs, via physical branches and using digital platforms. Performance In 2024, Caixabank, S.A. achieved the position of 2nd largest bank in Spain with a market share of 20.57% ; its total assets grew by 3.29% . Additionally, the bank became the 15th profitable bank in relation to its total assets showcasing 1.09% return on assets and 17.90% return on equity in 2024. Deposit Protection Deposits up to 100,000 EUR are covered by Spanish deposit guarantee scheme in Caixabank, S.A. Crypto-Asset Authorization On 27 March 2026, Caixabank, S.A. was authorised under the EU Markets in Crypto-Assets Regulation (MiCA) as a crypto-asset services provider. The bank appears among MiCA-licensed entities in Spain . Services retail banking private banking business banking corporate banking insurance Area Served Spain Products current accounts debit cards credit cards savings accounts time deposit accounts mutual funds consumer loans mortgage loans pension plans business loans trade finance Account Currencies EUR (Euro) Card Providers See Also Compare Business Accounts Compare Personal Accounts International Transfers SWIFT Transfers SEPA Credit Transfers SEPA Instant Transfers SEPA Direct Debits SEPA Direct Debits B2B One-Leg Out Instant Credit Transfers This institution is ready for Verification of Payee (VoP) operations. See Also SEPA Payments Explained Verification of Payee (VoP) Explained Account Opening Becoming a client of Caixabank, S.A. can be done in a few steps: 1. Submit online application 2. Visit bank branch Caixabank, S.A. performs client's identity verification via branch visit. See Also Compare Business Accounts Compare Personal Accounts Common Shares Listed Entity CaixaBank, S.A. ISIN ES0140609019 Stock Exchange Bolsa de Madrid (BMEX) Ticker CABK See Also Publicly Traded European Banks Financials Total Assets (2024) 516.46 bln EUR   (+3.29%) Net Income (2024) 5,543.00 mln EUR   (+28.79%) Caixabank, S.A. ranks as the 2nd largest bank in Spain by total assets. In 2024 its total assets were 516.46 bln EUR, representing a 20.57% market share. In 2024 the bank's net income was 5,543.00 mln EUR. Credit Ratings Fitch: BBB+ CCC, CC, C, RD, D CCC-D B+, B, B- B BB+, BB, BB- BB BBB+, BBB, BBB- BBB A+, A, A- A AA+, AA, AA- AA AAA AAA Moody's: A3 Caa1, Caa2, Caa3, Ca Ca[a] B1, B2, B3 B1 Ba1, Ba2, Ba3 Ba1 Baa1, Baa2, Baa3, Baa4 Baa A1, A2, A3 A Aa1, Aa2, Aa3 Aa Aaa Aaa Caixabank, S.A. is rated BBB+ (good credit quality) by Fitch and A3 (upper medium grade) by Moody's . Deposit Guarantee Protected Amount up to 100,000 EUR Guarantee Fund Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) Covered Accounts credit balances on accounts Eligible Depositors natural persons legal entities Caixabank, S.A. protects deposits up to up to 100,000 EUR per depositor through Spain's deposit guarantee scheme. The scheme applies to credit balances on accounts made by natural persons, legal entities. The bank participates in the Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) , making regular contributions into it. See Also Deposit Guarantee in Spain Caixabank, S.A. is a member of La Caixa (Spain) . Contacts Cl Pintor Sorolla 2-4, 46002, Valencia, Spain 0934046000 0934046723 Caixabank, S.A. is headquartered in Valencia. Social Networks Caixabank, S.A. has profiles at the following social networks: Bank Identifiers BIC (SWIFT) CAIXESBBXXX National Bank Code 2100 LEI 7CUNS533WID6K7DGFI87 Company Number A08663619 MFI ID ES2100 Business Summary Services retail banking private banking business banking corporate banking insurance Products current accounts debit cards credit cards savings accounts time deposit accounts mutual funds consumer loans mortgage loans pension plans business loans trade finance trading accounts Area Served Spain Account Currencies EUR Card Providers Visa Caixabank, S.A. provides products and services in the areas of retail banking, private banking, business banking, corporate banking, insurance. Caixabank, S.A. offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, mutual funds, consumer loans, mortgage loans, pension plans, business loans, trade finance, trading accounts . Account Opening Account Opening Procedure submit online application visit bank branch Opening an account with Caixabank, S.A. can be done by performing the following steps: submit online application, visit bank branch. Identity Verification branch visit Caixabank, S.A. performs identity verification using branch visit. Trading Accounts Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities. Trading accounts offered by Caixabank, S.A. are shown in the table below. Updated on 3 April 2026 La caixa Broker Customer Group Spain Annual Fee 47.26 EUR Order Fee 7.00 EUR Investor Compensation. Trading accounts made with Caixabank, S.A. are covered by investor compensation scheme of Spain up to 20,000 EUR per investor. See Also Trading Accounts in Spain Balance Sheet Total Assets (2024) 516.46 bln EUR   (+3.29%) Total Equity (2024) 31,096.00 mln EUR   (+0.82%) In 2024 total assets of Caixabank, S.A. were 516.46 bln EUR. Growth compared to the previous period (2023) was 3.29%. The evolution of the total assets of Caixabank, S.A. is shown at Chart 1 below. Chart 1. Total Assets of Caixabank, S.A.. Recent changes in total assets of Caixabank, S.A. and its main components are shown in Table 1. 2023 2024 change (%) Cash and deposits with Central Banks 34.6 45.2 +30.54% Loans to banks 12.7 17.1 +34.19% Loans to other clients 321.9 326.8 +1.52% Total Assets 500.0 516.5 +3.29% Table 1. Recent changes in total assets of Caixabank, S.A. (bln EUR). Recent changes in total liabilities of Caixabank, S.A. and its main components are shown in Table 2. 2023 2024 change (%) Bank deposits 17.8 10.3 -42.29% Deposits from other clients 374.6 398.1 +6.28% Total Liabilities 500.0 516.5 +3.29% Table 2. Recent changes in total liabilities of Caixabank, S.A. (bln EUR). Income Statement Operating Income (2024) 14,055.00 mln EUR   (+15.44%) Net Income (2024) 5,543.00 mln EUR   (+28.79%) Recent changes in gross profit of Caixabank, S.A. and its main components are shown in Table 3. 2023 2024 change (%) Interest Income 14,843.0 17,083.0 +15.09% Interest Charges -6,445.0 -7,840.0 +21.64% Net Interest Income 8,398.0 9,243.0 +10.06% Commission Income 3,313.0 3,486.0 +5.22% Commission Charges -223.0 -266.0 +19.28% Table 3. Recent changes in gross profit of Caixabank, S.A. (mln EUR). In 2024 net income of Caixabank, S.A. was 5,543.00 mln EUR. Growth compared to the previous period (2023) was 28.79%. The evolution of the net income of Caixabank, S.A. is shown at Chart 2 below. Chart 2. Net Income of Caixabank, S.A.. Market Share and Rank (among banks in Spain) Total Assets (2024) 2nd (market share 20.57%) In 2024 Caixabank, S.A. was ranked the 2nd largest bank in Spain in terms of total assets, having 20.57% of the domestic market share. Chart 3. Market share of Caixabank, S.A. (among banks in Spain) Historical changes in Caixabank, S.A.'s domestic rank and market share over 2020-2024 are shown below: Year Rank Market % 2024 2 20.57 % 2023 2 20.75 % 2022 2 21.13 % 2021 2 24.78 % 2020 3 17.34 % TheBanks.eu identified several banks banks having the market shares and ranks closest to Caixabank, S.A. listed below. Rank Name Total Assets Market Share 1 Banco Santander, S.A. 794,839.74 mln EUR 31.66% 2 Caixabank, S.A. 516,458.00 mln EUR 20.57% 3 Banco Bilbao Vizcaya Argentaria, S.A. 468,295.18 mln EUR 18.66% Credit Ratings (as of May 2025) Fitch BBB+ (good credit quality) Moody's A3 (upper medium grade) Caixabank, S.A. has received ratings from two major credit rating agencies: Fitch and Moody's. These ratings assess the institution's financial stability and creditworthiness. Fitch Rating Category / Outlook Value Long-Term Issuer Default Rating  BBB+ (good credit quality)     Outlook  stable     On Watch  No Short-Term Issuer Default Rating  F2 (good short-term credit quality) Viability Rating  bbb+ Support Rating  WD Support Rating Floor  WD The long-term issuer rating measures the bank’s ability to meet its financial obligations, while the short-term rating reflects its short-term creditworthiness. The stable outlook means Fitch does not expect this rating to change in the near future. Moody's Rating Category / Outlook Value Long-Term Rating  A3 (upper medium grade) Long-Term Bank Deposit Rating  A3 (upper medium grade) Baseline Credit Assessment  baa3 Short-Term Rating  P-2 (strong ability to repay short-term debt obligations) Outlook  stable Moody’s rating system highlights the bank's long-term upper medium strength, with the A3 rating showing upper medium credit quality. The ratings are assigned with a stable outlook, indicating that no immediate changes are expected in the near future. Identifiers of Caixabank, S.A. Discover key identifiers of Caixabank, S.A. including its BIC , LEI , national bank code , company number , MFI ID . BIC (Business Identifier Code) BIC: CAIXESBBXXX The BIC (also known as SWIFT code) for Caixabank, S.A. is CAIXESBBXXX . It is used in financial transactions like cross-border and SEPA payments , and helps identify the bank in global banking systems. Key Value BIC  CAIXESBBXXX Bank BIC Code  CAIX Country Code  ES (Spain) Location Code  BB Branch Code  XXX LEI (Legal Entity Identifier) LEI: 7CUNS533WID6K7DGFI87 Caixabank, S.A.’s LEI is 7CUNS533WID6K7DGFI87 . This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management. Key Value LEI  7CUNS533WID6K7DGFI87 LOU Identifier  7CUN Reserved  S5 Entity Identifier  33WID6K7DGFI Verification ID  87 National Bank Code National Bank Code: 2100 The National Bank Code for Caixabank, S.A. is 2100 . This unique code identifies the bank within Spain and is essential for domestic payment transactions. Key Value National Bank Code  2100 In Spain, national bank codes ( códigos bancarios ) are four-digit numbers assigned by the Banco de España. These codes uniquely identify banks within Spain and are used in domestic payment processing. Company Registration Number Company Registration Number: A08663619 Caixabank, S.A. is registered in Spain under company number A08663619 . In Spain, Company Registration Number (Numero Identificación Fiscal - NIF) is assigned automatically when registering a company, the company details are further available in the Central Mercantile Register (Registro Mercantil Central). Key Value Company Number  A08663619 MFI ID (Monetary Financial Institution Identifier) MFI ID : ES2100 Caixabank, S.A.’s MFI ID, ES2100, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Spain (ES), followed by the institutions's internal ID. Key Value MFI ID  ES2100 Country Code  ES MFI Code  2100 See Also IBAN Checker Banks Similar to Caixabank, S.A. TheBanks.eu identified several banks similar to Caixabank, S.A. based on various criteria, including: country of incorporation bank category business focus originating country total assets (market share) Bank Category Commercial banks Business Focus universal banking Total Assets 836.78 bln EUR   (+5.28%) Bank Category Commercial banks Business Focus universal banking Total Assets 532.05 bln EUR   (+13.61%) Bank Category Commercial banks Business Focus universal banking Total Assets 192.53 bln EUR   (+4.45%) Bank Category Commercial banks Business Focus retail and business banking Total Assets 130.73 bln EUR   (+11.48%) Bank Category Branches of foreign banks Business Focus retail banking Total Assets 110.31 bln EUR   (+16.37%) Spain Banking Insights and Helpful Posts
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Logo](https://thebanks.eu/img/logos/La_Caixa.png) ##### Address Cl Pintor Sorolla 2-4, 46002, Valencia, Spain ##### BIC CAIXESBBXXX ## Overview #### Category Commercial banks #### Business Focus universal banking CaixaBank is a financial services company, member of [La Caixa](https://thebanks.eu/groups/La_Caixa) group. CaixaBank is focused on generating value for its clients and contributing to the progress of the society. CaixaBank operates as universal bank, offering products and services suited to people’s needs, via physical branches and using digital platforms. #### Performance In 2024, Caixabank, S.A. achieved the position of **2nd largest bank** in Spain with a market share of **20\.57%**; its total assets **grew** by **3\.29%**. Additionally, the bank became the **15th profitable bank** in relation to its total assets showcasing **1\.09% return on assets** and **17\.90% return on equity** in 2024. #### Deposit Protection Deposits **up to 100,000 EUR** are covered by Spanish deposit guarantee scheme in Caixabank, S.A. #### Crypto-Asset Authorization On 27 March 2026, Caixabank, S.A. was authorised under the EU Markets in Crypto-Assets Regulation (MiCA) as a crypto-asset services provider. The bank appears among [MiCA-licensed entities in Spain](https://thebanks.eu/search?bank=&country=Spain&entity_type=mica). ### [Services](https://thebanks.eu/banks/13152#products) retail banking private banking business banking corporate banking insurance ### Area Served ![ES](https://thebanks.eu/img/flags/svg/4x3/es.svg)Spain ### [Products](https://thebanks.eu/banks/13152#products) current accounts debit cards credit cards savings accounts time deposit accounts mutual funds consumer loans mortgage loans pension plans business loans trade finance [trading accounts](https://thebanks.eu/banks/13152#trading_accounts) ### Account Currencies ![EU](https://thebanks.eu/img/flags/svg/4x3/eu.svg)EUR (Euro) ### Card Providers ![Visa](https://thebanks.eu/img/common/card-providers/visa.png) #### See Also - [Compare Business Accounts](https://thebanks.eu/tools/compare-business-accounts) - [Compare Personal Accounts](https://thebanks.eu/tools/compare-personal-accounts) ### International Transfers SWIFT Transfers SEPA Credit Transfers SEPA Instant Transfers SEPA Direct Debits SEPA Direct Debits B2B One-Leg Out Instant Credit Transfers This institution is ready for Verification of Payee (VoP) operations. #### See Also - [SEPA Payments Explained](https://thebanks.eu/articles/SEPA-payments-explained) - [Verification of Payee (VoP) Explained](https://thebanks.eu/articles/verification-of-payee-vop-explained) ### Account Opening Becoming a client of Caixabank, S.A. can be done in a few steps: ![Caixabank, S.A. Account Opening](https://thebanks.eu/img/banks/become-client/13152.png) 1\. Submit online application 2\. Visit bank branch [**Open Account**](https://thebanks.eu/prod/cca/1974743012) Caixabank, S.A. performs client's identity verification via branch visit. #### See Also - [Compare Business Accounts](https://thebanks.eu/tools/compare-business-accounts) - [Compare Personal Accounts](https://thebanks.eu/tools/compare-personal-accounts) ### Common Shares ##### Listed Entity CaixaBank, S.A. ##### ISIN ES0140609019 ##### Stock Exchange ![Bolsa de Madrid](https://thebanks.eu/img/common/stock-exchanges/icons/bolsa-de-madrid.ico)Bolsa de Madrid (BMEX) ##### Ticker CABK #### See Also - [Publicly Traded European Banks](https://thebanks.eu/traded-banks) ### [Financials](https://thebanks.eu/banks/13152#financials) ![Total Assets of Caixabank, S.A.](https://thebanks.eu/chart/total-assets-13152.png) ![Net Income of Caixabank, S.A.](https://thebanks.eu/chart/net-income-13152.png) ##### Total Assets (2024) 516\.46 bln EUR (+3.29%) ##### Net Income (2024) 5,543.00 mln EUR (+28.79%) Caixabank, S.A. ranks as the [2nd largest bank](https://thebanks.eu/banks/13152#market-share) in Spain by total assets. In 2024 its total assets were 516.46 bln EUR, representing a 20.57% market share. In 2024 the bank's net income was 5,543.00 mln EUR. ### [Credit Ratings](https://thebanks.eu/banks/13152#credit-ratings) #### Fitch: BBB+ CCC, CC, C, RD, D CCC-D B+, B, B- B BB+, BB, BB- BB BBB+, BBB, BBB- BBB A+, A, A- A AA+, AA, AA- AA AAA AAA #### Moody's: A3 Caa1, Caa2, Caa3, Ca Ca\[a\] B1, B2, B3 B1 Ba1, Ba2, Ba3 Ba1 Baa1, Baa2, Baa3, Baa4 Baa A1, A2, A3 A Aa1, Aa2, Aa3 Aa Aaa Aaa Caixabank, S.A. is rated **BBB+ (good credit quality)** by **Fitch** and **A3 (upper medium grade)** by **Moody's**. ### Deposit Guarantee ##### Protected Amount up to 100,000 EUR ##### Guarantee Fund ![Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)](https://thebanks.eu/img/deposit-guarantee-funds/icons/es_fgd.ico)Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) ##### Covered Accounts credit balances on accounts ##### Eligible Depositors natural persons legal entities Caixabank, S.A. protects deposits up to **up to 100,000 EUR** per depositor through Spain's deposit guarantee scheme. The scheme applies to credit balances on accounts made by natural persons, legal entities. The bank participates in the **Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)**, making regular contributions into it. #### See Also - [Deposit Guarantee in Spain](https://thebanks.eu/countries/Spain/banking_sector#deposit_guarantee_scheme) ### Head of Group [![](https://thebanks.eu/img/icons/La_Caixa.png) La Caixa (Spain)](https://thebanks.eu/groups/La_Caixa) Caixabank, S.A. is a member of [La Caixa (Spain)](https://thebanks.eu/groups/La_Caixa). ### Contacts ![address](https://thebanks.eu/img/common/contacts/orange/location.svg)Cl Pintor Sorolla 2-4, 46002, Valencia, Spain ![phone](https://thebanks.eu/img/common/contacts/orange/phone.svg)0934046000 ![fax](https://thebanks.eu/img/common/contacts/orange/fax.svg)0934046723 Caixabank, S.A. is headquartered in Valencia. ### Social Networks Caixabank, S.A. has profiles at the following social networks: [![x](https://thebanks.eu/img/common/social-networks/color/x.svg)](https://x.com/caixabank) ### [Bank Identifiers](https://thebanks.eu/banks/13152#bank-identifiers) ##### BIC (SWIFT) CAIXESBBXXX ##### National Bank Code 2100 ##### LEI 7CUNS533WID6K7DGFI87 ##### Company Number A08663619 ##### MFI ID ES2100 #### Market Share (\#2 in Spain) ![Market Share of Caixabank, S.A.](https://thebanks.eu/chart/market-share-in-country-13152.png) #### Ratios ##### RoA **1\.09%** ##### RoE **17\.90%** ##### L/D **84\.20%** #### Related Articles ##### [How to Open a Bank Account in Spain](https://thebanks.eu/articles/how-to-open-a-bank-account-in-Spain) [![How to Open a Bank Account in Spain](https://thebanks.eu/pages/img/banco-de-Espana.jpg)](https://thebanks.eu/articles/how-to-open-a-bank-account-in-Spain) 14 March 2026 Discover how to open a bank account in Spain, whether you're a resident or non-resident. Learn about account types, necessary documents, fees, and banking options. ##### [Freedom Finance Review](https://thebanks.eu/articles/freedom-finance-review) [![Freedom Finance Review](https://thebanks.eu/pages/img/freedom-finance-logo.png)](https://thebanks.eu/articles/freedom-finance-review) 10 November 2021 Discover Freedom Finance, a Nasdaq-listed investment firm offering access to 1,000,000+ instruments globally. Learn about its services, account opening process, and fees. [![Wallester Corporate Cards](https://thebanks.eu/img/partners/wallester/v0.6/600x314.jpg) ![Wallester Corporate Cards](https://thebanks.eu/img/partners/wallester/v0.6/300x250.jpg)](https://thebanks.eu/out/wallester) ##### [Crypto-Friendly Banks in Europe](https://thebanks.eu/articles/crypto-friendly-banks-in-Europe) [![Crypto-Friendly Banks in Europe](https://thebanks.eu/pages/img/Bitcoin.png)](https://thebanks.eu/articles/crypto-friendly-banks-in-Europe) 16 December 2025 Explore crypto-friendly banks in Europe, their services, and regulations. Find the right banking partner for seamless crypto transactions and custody. ## Business Summary Services retail banking private banking business banking corporate banking insurance Products current accounts debit cards credit cards savings accounts time deposit accounts mutual funds consumer loans mortgage loans pension plans business loans trade finance [trading accounts](https://thebanks.eu/banks/13152#trading_accounts) Area Served ![ES](https://thebanks.eu/img/flags/svg/4x3/es.svg)Spain Account Currencies ![EU](https://thebanks.eu/img/flags/svg/4x3/eu.svg)EUR Card Providers ![Visa](https://thebanks.eu/img/common/card-providers/visa.png)Visa Caixabank, S.A. provides products and services in the areas of retail banking, private banking, business banking, corporate banking, insurance. Caixabank, S.A. offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, mutual funds, consumer loans, mortgage loans, pension plans, business loans, trade finance, [trading accounts](https://thebanks.eu/banks/13152#trading_accounts). ## Account Opening Account Opening Procedure submit online application visit bank branch Opening an account with Caixabank, S.A. can be done by performing the following steps: submit online application, visit bank branch. Identity Verification branch visit Caixabank, S.A. performs identity verification using branch visit. ## Trading Accounts **Trading accounts** are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities. Trading accounts offered by Caixabank, S.A. are shown in the table below. Updated on 3 April 2026 [![](https://thebanks.eu/img/logos/La_Caixa.png)](https://thebanks.eu/prod/trd/1974743012) La caixa Broker Customer Group ![ES](https://thebanks.eu/img/flags/svg/4x3/es.svg)Spain Annual Fee 47\.26 EUR Order Fee 7\.00 EUR [**Open Account**](https://thebanks.eu/prod/trd/1974743012) Instruments: stocks, bonds, ETFs, mutual/investment funds, futures and options, structured products **Investor Compensation.** Trading accounts made with Caixabank, S.A. are covered by investor compensation scheme of Spain up to **20,000 EUR** per investor. ##### See Also - [Trading Accounts in Spain](https://thebanks.eu/compare-banking-products/trading-accounts/Spain) ## Balance Sheet Total Assets (2024) 516\.46 bln EUR (+3.29%) Total Equity (2024) 31,096.00 mln EUR (+0.82%) In 2024 **total assets** of Caixabank, S.A. were 516.46 bln EUR. Growth compared to the previous period (2023) was 3.29%. The evolution of the total assets of Caixabank, S.A. is shown at Chart 1 below. ![Total Assets of Caixabank, S.A..](https://thebanks.eu/chart/total-assets-13152.png) Chart 1. Total Assets of Caixabank, S.A.. Recent changes in **total assets** of Caixabank, S.A. and its main components are shown in Table 1. | | 2023 | 2024 | change (%) | |---|---|---|---| | Cash and deposits with Central Banks | 34\.6 | 45\.2 | \+30.54% | | Loans to banks | 12\.7 | 17\.1 | \+34.19% | | Loans to other clients | 321\.9 | 326\.8 | \+1.52% | | Total Assets | 500\.0 | 516\.5 | \+3.29% | Table 1. Recent changes in total assets of Caixabank, S.A. (bln EUR). Recent changes in **total liabilities** of Caixabank, S.A. and its main components are shown in Table 2. | | 2023 | 2024 | change (%) | |---|---|---|---| | Bank deposits | 17\.8 | 10\.3 | \-42.29% | | Deposits from other clients | 374\.6 | 398\.1 | \+6.28% | | Total Liabilities | 500\.0 | 516\.5 | \+3.29% | Table 2. Recent changes in total liabilities of Caixabank, S.A. (bln EUR). ## Income Statement Operating Income (2024) 14,055.00 mln EUR (+15.44%) Net Income (2024) 5,543.00 mln EUR (+28.79%) Recent changes in **gross profit** of Caixabank, S.A. and its main components are shown in Table 3. | | 2023 | 2024 | change (%) | |---|---|---|---| | Interest Income | 14,843.0 | 17,083.0 | \+15.09% | | Interest Charges | \-6,445.0 | \-7,840.0 | \+21.64% | | Net Interest Income | 8,398.0 | 9,243.0 | \+10.06% | | Commission Income | 3,313.0 | 3,486.0 | \+5.22% | | Commission Charges | \-223.0 | \-266.0 | \+19.28% | Table 3. Recent changes in gross profit of Caixabank, S.A. (mln EUR). In 2024 **net income** of Caixabank, S.A. was 5,543.00 mln EUR. Growth compared to the previous period (2023) was 28.79%. The evolution of the net income of Caixabank, S.A. is shown at Chart 2 below. ![Net Income of Caixabank, S.A..](https://thebanks.eu/chart/net-income-13152.png) Chart 2. Net Income of Caixabank, S.A.. ## Market Share and Rank (among banks in Spain) Total Assets (2024) 2nd (market share 20.57%) In 2024 Caixabank, S.A. was ranked the 2nd largest bank in Spain in terms of total assets, having 20.57% of the domestic market share. ![Market share of Caixabank, S.A. (among banks in Spain)](https://thebanks.eu/chart/market-share-in-country-13152.png) Chart 3. Market share of Caixabank, S.A. (among banks in Spain) Historical changes in Caixabank, S.A.'s domestic rank and market share over 2020-2024 are shown below: | Year | Rank | Market % | |---|---|---| | 2024 | 2 | 20\.57 % | | 2023 | 2 | 20\.75 % | | 2022 | 2 | 21\.13 % | | 2021 | 2 | 24\.78 % | | 2020 | 3 | 17\.34 % | TheBanks.eu identified several banks banks having the market shares and ranks closest to Caixabank, S.A. listed below. | Rank | Name | Total Assets | Market Share | |---|---|---|---| | 1 | [![Santander Icon](https://thebanks.eu/img/icons/Santander.png)Banco Santander, S.A.](https://thebanks.eu/banks/13102) | 794,839.74 mln EUR | 31\.66% | | 2 | [![La Caixa Icon](https://thebanks.eu/img/icons/La_Caixa.png)Caixabank, S.A.](https://thebanks.eu/banks/13152) | 516,458.00 mln EUR | 20\.57% | | 3 | [![Banco Bilbao Vizcaya Argentaria, S.A. Icon](https://thebanks.eu/img/icons/BBVA.png)Banco Bilbao Vizcaya Argentaria, S.A.](https://thebanks.eu/banks/13078) | 468,295.18 mln EUR | 18\.66% | ## Credit Ratings (as of May 2025) Fitch BBB+ (good credit quality) Moody's A3 (upper medium grade) Caixabank, S.A. has received ratings from two major credit rating agencies: Fitch and Moody's. These ratings assess the institution's financial stability and creditworthiness. ### Fitch | Rating Category / Outlook | Value | |---|---| | Long-Term Issuer Default Rating | BBB+ (good credit quality) | | Outlook | stable | | On Watch | No | | Short-Term Issuer Default Rating | F2 (good short-term credit quality) | | Viability Rating | bbb+ | | Support Rating | WD | | Support Rating Floor | WD | The long-term issuer rating measures the bank’s ability to meet its financial obligations, while the short-term rating reflects its short-term creditworthiness. The stable outlook means Fitch does not expect this rating to change in the near future. ### Moody's | Rating Category / Outlook | Value | |---|---| | Long-Term Rating | A3 (upper medium grade) | | Long-Term Bank Deposit Rating | A3 (upper medium grade) | | Baseline Credit Assessment | baa3 | | Short-Term Rating | P-2 (strong ability to repay short-term debt obligations) | | Outlook | stable | Moody’s rating system highlights the bank's long-term upper medium strength, with the A3 rating showing upper medium credit quality. The ratings are assigned with a stable outlook, indicating that no immediate changes are expected in the near future. ## Identifiers of Caixabank, S.A. Discover key identifiers of **Caixabank, S.A.** including its [BIC](https://thebanks.eu/banks/13152#bic), [LEI](https://thebanks.eu/banks/13152#lei), [national bank code](https://thebanks.eu/banks/13152#national-bank-code), [company number](https://thebanks.eu/banks/13152#company-number), [MFI ID](https://thebanks.eu/banks/13152#mfi-id). ### BIC (Business Identifier Code) **BIC:** CAIXESBBXXX The **BIC** (also known as SWIFT code) for Caixabank, S.A. is **CAIXESBBXXX**. It is used in financial transactions like [cross-border](https://thebanks.eu/articles/cross-border-payments-with-e-money-institutions) and [SEPA payments](https://thebanks.eu/articles/SEPA-payments-explained), and helps identify the bank in global banking systems. | Key | Value | |---|---| | BIC | CAIXESBBXXX | | Bank BIC Code | CAIX | | Country Code | ES (Spain) | | Location Code | BB | | Branch Code | XXX | ### LEI (Legal Entity Identifier) **LEI:** 7CUNS533WID6K7DGFI87 Caixabank, S.A.’s **LEI** is **7CUNS533WID6K7DGFI87**. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management. | Key | Value | |---|---| | LEI | 7CUNS533WID6K7DGFI87 | | LOU Identifier | 7CUN | | Reserved | S5 | | Entity Identifier | 33WID6K7DGFI | | Verification ID | 87 | ### National Bank Code **National Bank Code:** 2100 The **National Bank Code** for Caixabank, S.A. is **2100**. This unique code identifies the bank within Spain and is essential for domestic payment transactions. | Key | Value | |---|---| | National Bank Code | 2100 | In Spain, national bank codes (**códigos bancarios**) are **four-digit numbers** assigned by the Banco de España. These codes uniquely identify banks within Spain and are used in domestic payment processing. ### Company Registration Number **Company Registration Number:** A08663619 Caixabank, S.A. is registered in Spain under company number **A08663619**. In Spain, **Company Registration Number (Numero Identificación Fiscal - NIF)** is assigned automatically when registering a company, the company details are further available in the Central Mercantile Register (Registro Mercantil Central). | Key | Value | |---|---| | Company Number | A08663619 | ### MFI ID (Monetary Financial Institution Identifier) **MFI ID**: ES2100 Caixabank, S.A.’s MFI ID, ES2100, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Spain (ES), followed by the institutions's internal ID. | Key | Value | |---|---| | MFI ID | ES2100 | | Country Code | ES | | MFI Code | 2100 | #### See Also - [IBAN Checker](https://thebanks.eu/tools/iban-checker) ## Banks Similar to Caixabank, S.A. 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![Caixabank, S.A. Logo](https://thebanks.eu/img/logos/La_Caixa.png) ##### Address Cl Pintor Sorolla 2-4, 46002, Valencia, Spain ##### BIC CAIXESBBXXX ## Overview #### Category Commercial banks #### Business Focus universal banking CaixaBank is a financial services company, member of [La Caixa](https://thebanks.eu/groups/La_Caixa) group. CaixaBank is focused on generating value for its clients and contributing to the progress of the society. CaixaBank operates as universal bank, offering products and services suited to people’s needs, via physical branches and using digital platforms. #### Performance In 2024, Caixabank, S.A. achieved the position of **2nd largest bank** in Spain with a market share of **20\.57%**; its total assets **grew** by **3\.29%**. Additionally, the bank became the **15th profitable bank** in relation to its total assets showcasing **1\.09% return on assets** and **17\.90% return on equity** in 2024. #### Deposit Protection Deposits **up to 100,000 EUR** are covered by Spanish deposit guarantee scheme in Caixabank, S.A. #### Crypto-Asset Authorization On 27 March 2026, Caixabank, S.A. was authorised under the EU Markets in Crypto-Assets Regulation (MiCA) as a crypto-asset services provider. The bank appears among [MiCA-licensed entities in Spain](https://thebanks.eu/search?bank=&country=Spain&entity_type=mica). ### [Services](https://thebanks.eu/banks/13152#products) retail banking private banking business banking corporate banking insurance ### Area Served ![ES](https://thebanks.eu/img/flags/svg/4x3/es.svg)Spain ### [Products](https://thebanks.eu/banks/13152#products) current accounts debit cards credit cards savings accounts time deposit accounts mutual funds consumer loans mortgage loans pension plans business loans trade finance ### Account Currencies ![EU](https://thebanks.eu/img/flags/svg/4x3/eu.svg)EUR (Euro) ### Card Providers ![Visa](https://thebanks.eu/img/common/card-providers/visa.png) #### See Also - [Compare Business Accounts](https://thebanks.eu/tools/compare-business-accounts) - [Compare Personal Accounts](https://thebanks.eu/tools/compare-personal-accounts) ### International Transfers SWIFT Transfers SEPA Credit Transfers SEPA Instant Transfers SEPA Direct Debits SEPA Direct Debits B2B One-Leg Out Instant Credit Transfers This institution is ready for Verification of Payee (VoP) operations. #### See Also - [SEPA Payments Explained](https://thebanks.eu/articles/SEPA-payments-explained) - [Verification of Payee (VoP) Explained](https://thebanks.eu/articles/verification-of-payee-vop-explained) ### Account Opening Becoming a client of Caixabank, S.A. can be done in a few steps: ![Caixabank, S.A. Account Opening](https://thebanks.eu/img/banks/become-client/13152.png) 1\. Submit online application 2\. Visit bank branch Caixabank, S.A. performs client's identity verification via branch visit. #### See Also - [Compare Business Accounts](https://thebanks.eu/tools/compare-business-accounts) - [Compare Personal Accounts](https://thebanks.eu/tools/compare-personal-accounts) ### Common Shares ##### Listed Entity CaixaBank, S.A. ##### ISIN ES0140609019 ##### Stock Exchange ![Bolsa de Madrid](https://thebanks.eu/img/common/stock-exchanges/icons/bolsa-de-madrid.ico)Bolsa de Madrid (BMEX) ##### Ticker CABK #### See Also - [Publicly Traded European Banks](https://thebanks.eu/traded-banks) ### [Financials](https://thebanks.eu/banks/13152#financials) ![Total Assets of Caixabank, S.A.](https://thebanks.eu/chart/total-assets-13152.png) ![Net Income of Caixabank, S.A.](https://thebanks.eu/chart/net-income-13152.png) ##### Total Assets (2024) 516\.46 bln EUR (+3.29%) ##### Net Income (2024) 5,543.00 mln EUR (+28.79%) Caixabank, S.A. ranks as the [2nd largest bank](https://thebanks.eu/banks/13152#market-share) in Spain by total assets. In 2024 its total assets were 516.46 bln EUR, representing a 20.57% market share. In 2024 the bank's net income was 5,543.00 mln EUR. ### [Credit Ratings](https://thebanks.eu/banks/13152#credit-ratings) #### Fitch: BBB+ CCC, CC, C, RD, D CCC-D B+, B, B- B BB+, BB, BB- BB BBB+, BBB, BBB- BBB A+, A, A- A AA+, AA, AA- AA AAA AAA #### Moody's: A3 Caa1, Caa2, Caa3, Ca Ca\[a\] B1, B2, B3 B1 Ba1, Ba2, Ba3 Ba1 Baa1, Baa2, Baa3, Baa4 Baa A1, A2, A3 A Aa1, Aa2, Aa3 Aa Aaa Aaa Caixabank, S.A. is rated **BBB+ (good credit quality)** by **Fitch** and **A3 (upper medium grade)** by **Moody's**. ### Deposit Guarantee ##### Protected Amount up to 100,000 EUR ##### Guarantee Fund ![Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)](https://thebanks.eu/img/deposit-guarantee-funds/icons/es_fgd.ico)Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) ##### Covered Accounts credit balances on accounts ##### Eligible Depositors natural persons legal entities Caixabank, S.A. protects deposits up to **up to 100,000 EUR** per depositor through Spain's deposit guarantee scheme. The scheme applies to credit balances on accounts made by natural persons, legal entities. The bank participates in the **Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)**, making regular contributions into it. #### See Also - [Deposit Guarantee in Spain](https://thebanks.eu/countries/Spain/banking_sector#deposit_guarantee_scheme) Caixabank, S.A. is a member of [La Caixa (Spain)](https://thebanks.eu/groups/La_Caixa). ### Contacts ![address](https://thebanks.eu/img/common/contacts/orange/location.svg)Cl Pintor Sorolla 2-4, 46002, Valencia, Spain ![phone](https://thebanks.eu/img/common/contacts/orange/phone.svg)0934046000 ![fax](https://thebanks.eu/img/common/contacts/orange/fax.svg)0934046723 Caixabank, S.A. is headquartered in Valencia. ### Social Networks Caixabank, S.A. has profiles at the following social networks: [![x](https://thebanks.eu/img/common/social-networks/color/x.svg)](https://x.com/caixabank) ### [Bank Identifiers](https://thebanks.eu/banks/13152#bank-identifiers) ##### BIC (SWIFT) CAIXESBBXXX ##### National Bank Code 2100 ##### LEI 7CUNS533WID6K7DGFI87 ##### Company Number A08663619 ##### MFI ID ES2100 ## Business Summary Services retail banking private banking business banking corporate banking insurance Products current accounts debit cards credit cards savings accounts time deposit accounts mutual funds consumer loans mortgage loans pension plans business loans trade finance [trading accounts](https://thebanks.eu/banks/13152#trading_accounts) Area Served ![ES](https://thebanks.eu/img/flags/svg/4x3/es.svg)Spain Account Currencies ![EU](https://thebanks.eu/img/flags/svg/4x3/eu.svg)EUR Card Providers ![Visa](https://thebanks.eu/img/common/card-providers/visa.png)Visa Caixabank, S.A. provides products and services in the areas of retail banking, private banking, business banking, corporate banking, insurance. Caixabank, S.A. offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, mutual funds, consumer loans, mortgage loans, pension plans, business loans, trade finance, [trading accounts](https://thebanks.eu/banks/13152#trading_accounts). ## Account Opening Account Opening Procedure submit online application visit bank branch Opening an account with Caixabank, S.A. can be done by performing the following steps: submit online application, visit bank branch. Identity Verification branch visit Caixabank, S.A. performs identity verification using branch visit. ## Trading Accounts **Trading accounts** are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities. Trading accounts offered by Caixabank, S.A. are shown in the table below. Updated on 3 April 2026 [![](https://thebanks.eu/img/logos/La_Caixa.png)](https://thebanks.eu/prod/trd/1974743012) La caixa Broker Customer Group ![ES](https://thebanks.eu/img/flags/svg/4x3/es.svg)Spain Annual Fee 47\.26 EUR Order Fee 7\.00 EUR **Investor Compensation.** Trading accounts made with Caixabank, S.A. are covered by investor compensation scheme of Spain up to **20,000 EUR** per investor. ##### See Also - [Trading Accounts in Spain](https://thebanks.eu/compare-banking-products/trading-accounts/Spain) ## Balance Sheet Total Assets (2024) 516\.46 bln EUR (+3.29%) Total Equity (2024) 31,096.00 mln EUR (+0.82%) In 2024 **total assets** of Caixabank, S.A. were 516.46 bln EUR. Growth compared to the previous period (2023) was 3.29%. The evolution of the total assets of Caixabank, S.A. is shown at Chart 1 below. ![Total Assets of Caixabank, S.A..](https://thebanks.eu/chart/total-assets-13152.png) Chart 1. Total Assets of Caixabank, S.A.. Recent changes in **total assets** of Caixabank, S.A. and its main components are shown in Table 1. | | 2023 | 2024 | change (%) | |---|---|---|---| | Cash and deposits with Central Banks | 34\.6 | 45\.2 | \+30.54% | | Loans to banks | 12\.7 | 17\.1 | \+34.19% | | Loans to other clients | 321\.9 | 326\.8 | \+1.52% | | Total Assets | 500\.0 | 516\.5 | \+3.29% | Table 1. Recent changes in total assets of Caixabank, S.A. (bln EUR). Recent changes in **total liabilities** of Caixabank, S.A. and its main components are shown in Table 2. | | 2023 | 2024 | change (%) | |---|---|---|---| | Bank deposits | 17\.8 | 10\.3 | \-42.29% | | Deposits from other clients | 374\.6 | 398\.1 | \+6.28% | | Total Liabilities | 500\.0 | 516\.5 | \+3.29% | Table 2. Recent changes in total liabilities of Caixabank, S.A. (bln EUR). ## Income Statement Operating Income (2024) 14,055.00 mln EUR (+15.44%) Net Income (2024) 5,543.00 mln EUR (+28.79%) Recent changes in **gross profit** of Caixabank, S.A. and its main components are shown in Table 3. | | 2023 | 2024 | change (%) | |---|---|---|---| | Interest Income | 14,843.0 | 17,083.0 | \+15.09% | | Interest Charges | \-6,445.0 | \-7,840.0 | \+21.64% | | Net Interest Income | 8,398.0 | 9,243.0 | \+10.06% | | Commission Income | 3,313.0 | 3,486.0 | \+5.22% | | Commission Charges | \-223.0 | \-266.0 | \+19.28% | Table 3. Recent changes in gross profit of Caixabank, S.A. (mln EUR). In 2024 **net income** of Caixabank, S.A. was 5,543.00 mln EUR. Growth compared to the previous period (2023) was 28.79%. The evolution of the net income of Caixabank, S.A. is shown at Chart 2 below. ![Net Income of Caixabank, S.A..](https://thebanks.eu/chart/net-income-13152.png) Chart 2. Net Income of Caixabank, S.A.. ## Market Share and Rank (among banks in Spain) Total Assets (2024) 2nd (market share 20.57%) In 2024 Caixabank, S.A. was ranked the 2nd largest bank in Spain in terms of total assets, having 20.57% of the domestic market share. ![Market share of Caixabank, S.A. (among banks in Spain)](https://thebanks.eu/chart/market-share-in-country-13152.png) Chart 3. Market share of Caixabank, S.A. (among banks in Spain) Historical changes in Caixabank, S.A.'s domestic rank and market share over 2020-2024 are shown below: | Year | Rank | Market % | |---|---|---| | 2024 | 2 | 20\.57 % | | 2023 | 2 | 20\.75 % | | 2022 | 2 | 21\.13 % | | 2021 | 2 | 24\.78 % | | 2020 | 3 | 17\.34 % | TheBanks.eu identified several banks banks having the market shares and ranks closest to Caixabank, S.A. listed below. | Rank | Name | Total Assets | Market Share | |---|---|---|---| | 1 | [![Santander Icon](https://thebanks.eu/img/icons/Santander.png)Banco Santander, S.A.](https://thebanks.eu/banks/13102) | 794,839.74 mln EUR | 31\.66% | | 2 | [![La Caixa Icon](https://thebanks.eu/img/icons/La_Caixa.png)Caixabank, S.A.](https://thebanks.eu/banks/13152) | 516,458.00 mln EUR | 20\.57% | | 3 | [![Banco Bilbao Vizcaya Argentaria, S.A. Icon](https://thebanks.eu/img/icons/BBVA.png)Banco Bilbao Vizcaya Argentaria, S.A.](https://thebanks.eu/banks/13078) | 468,295.18 mln EUR | 18\.66% | ## Credit Ratings (as of May 2025) Fitch BBB+ (good credit quality) Moody's A3 (upper medium grade) Caixabank, S.A. has received ratings from two major credit rating agencies: Fitch and Moody's. These ratings assess the institution's financial stability and creditworthiness. ### Fitch | Rating Category / Outlook | Value | |---|---| | Long-Term Issuer Default Rating | BBB+ (good credit quality) | | Outlook | stable | | On Watch | No | | Short-Term Issuer Default Rating | F2 (good short-term credit quality) | | Viability Rating | bbb+ | | Support Rating | WD | | Support Rating Floor | WD | The long-term issuer rating measures the bank’s ability to meet its financial obligations, while the short-term rating reflects its short-term creditworthiness. The stable outlook means Fitch does not expect this rating to change in the near future. ### Moody's | Rating Category / Outlook | Value | |---|---| | Long-Term Rating | A3 (upper medium grade) | | Long-Term Bank Deposit Rating | A3 (upper medium grade) | | Baseline Credit Assessment | baa3 | | Short-Term Rating | P-2 (strong ability to repay short-term debt obligations) | | Outlook | stable | Moody’s rating system highlights the bank's long-term upper medium strength, with the A3 rating showing upper medium credit quality. The ratings are assigned with a stable outlook, indicating that no immediate changes are expected in the near future. ## Identifiers of Caixabank, S.A. Discover key identifiers of **Caixabank, S.A.** including its [BIC](https://thebanks.eu/banks/13152#bic), [LEI](https://thebanks.eu/banks/13152#lei), [national bank code](https://thebanks.eu/banks/13152#national-bank-code), [company number](https://thebanks.eu/banks/13152#company-number), [MFI ID](https://thebanks.eu/banks/13152#mfi-id). ### BIC (Business Identifier Code) **BIC:** CAIXESBBXXX The **BIC** (also known as SWIFT code) for Caixabank, S.A. is **CAIXESBBXXX**. It is used in financial transactions like [cross-border](https://thebanks.eu/articles/cross-border-payments-with-e-money-institutions) and [SEPA payments](https://thebanks.eu/articles/SEPA-payments-explained), and helps identify the bank in global banking systems. | Key | Value | |---|---| | BIC | CAIXESBBXXX | | Bank BIC Code | CAIX | | Country Code | ES (Spain) | | Location Code | BB | | Branch Code | XXX | ### LEI (Legal Entity Identifier) **LEI:** 7CUNS533WID6K7DGFI87 Caixabank, S.A.’s **LEI** is **7CUNS533WID6K7DGFI87**. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management. | Key | Value | |---|---| | LEI | 7CUNS533WID6K7DGFI87 | | LOU Identifier | 7CUN | | Reserved | S5 | | Entity Identifier | 33WID6K7DGFI | | Verification ID | 87 | ### National Bank Code **National Bank Code:** 2100 The **National Bank Code** for Caixabank, S.A. is **2100**. This unique code identifies the bank within Spain and is essential for domestic payment transactions. | Key | Value | |---|---| | National Bank Code | 2100 | In Spain, national bank codes (**códigos bancarios**) are **four-digit numbers** assigned by the Banco de España. These codes uniquely identify banks within Spain and are used in domestic payment processing. ### Company Registration Number **Company Registration Number:** A08663619 Caixabank, S.A. is registered in Spain under company number **A08663619**. In Spain, **Company Registration Number (Numero Identificación Fiscal - NIF)** is assigned automatically when registering a company, the company details are further available in the Central Mercantile Register (Registro Mercantil Central). | Key | Value | |---|---| | Company Number | A08663619 | ### MFI ID (Monetary Financial Institution Identifier) **MFI ID**: ES2100 Caixabank, S.A.’s MFI ID, ES2100, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Spain (ES), followed by the institutions's internal ID. | Key | Value | |---|---| | MFI ID | ES2100 | | Country Code | ES | | MFI Code | 2100 | #### See Also - [IBAN Checker](https://thebanks.eu/tools/iban-checker) ## Banks Similar to Caixabank, S.A. 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Shard78 (laksa)
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