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If you make a purchase using one of these links then we may receive compensation at no extra cost to you. Ads and affiliate links are how we keep this content free. A huge thanks if you use these as it helps us a lot! See our [Full Policy](https://staywildtravels.com/stay-wild-travels-privacy-policy/) for more information.*     If you’ve landed on this page then **you’re a smart traveller** who understands the importance of having travel insurance. But, like me, you probably hate **the painful cost** that often comes with it. And thus, [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) has sparked some curiosity because their prices are hard to beat, but you’re wondering what the catch is. As a full-time [**digital nomad living in Peru**](https://staywildtravels.com/peru-digital-nomad/) who made the switch to [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) in October 2022 – and subsequently began to **save 80% on my travel insurance** costs – I’m going to give you **my honest feedback** on what’s great, what’s not, clear up any confusions and help you decide whether it’s the right choice for you. If you’re super tight on time, ultimately **the answer is yes** (hence why I’ve been with them so long) and you can book below, but if you want all the nitty gritty stuff, then keep reading for the full **[SafetyWing](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador)** review. 🚑 **Book your insurance: [SafetyWing](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador)** Table of Contents [Toggle](https://staywildtravels.com/safetywing-review/) - [What is SafetyWing and are they just for digital nomads?](https://staywildtravels.com/safetywing-review/#What_is_SafetyWing_and_are_they_just_for_digital_nomads) - [SafetyWing Products Explained](https://staywildtravels.com/safetywing-review/#SafetyWing_Products_Explained) - [Product 1: Nomad Insurance](https://staywildtravels.com/safetywing-review/#Product_1_Nomad_Insurance) - [Product 2: Nomad Health](https://staywildtravels.com/safetywing-review/#Product_2_Nomad_Health) - [Nomad Insurance: Whats covered?](https://staywildtravels.com/safetywing-review/#Nomad_Insurance_Whats_covered) - [Nomad Insurance: Whats not covered?](https://staywildtravels.com/safetywing-review/#Nomad_Insurance_Whats_not_covered) - [Pros and cons of SafetyWing Insurance](https://staywildtravels.com/safetywing-review/#Pros_and_cons_of_SafetyWing_Insurance) - [Pros](https://staywildtravels.com/safetywing-review/#Pros) - [Cons](https://staywildtravels.com/safetywing-review/#Cons) - [Safetywing Review Conclusion](https://staywildtravels.com/safetywing-review/#Safetywing_Review_Conclusion) ## What is SafetyWing and are they just for digital nomads?     [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) is **a travel medical insurance company** that launched in 2018. It was **built by digital nomads** who clearly saw that there was a gap in the market when it came to affordable travel medical insurance – particularly for long-term travellers like myself. That being said – and this is something I’ve never quite fully understood – is that whilst their entire marketing states that their insurance is ‘for digital nomads’ **you DO NOT need to be a digital nomad** to purchase their insurance. Whether you’re a digital nomad or you’re just looking for budget-friendly travel insurance, [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) is an excellent choice. However, the product you choose will differ, so let’s cover those now. ## SafetyWing Products Explained   The two products that [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) offers that you’ll most likely be interested in are Nomad Insurance and Nomad Heath so those are the two I’ll mention in this [**Safetywing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) review. ### Product 1: Nomad Insurance Nomad Insurance is just like **your typical travel medical insurance** cover you take out when you’re travelling outside of your home country that usually covers you for things like travel delays, lost luggage and medical emergencies etc (more detail on the specifics later on). This seems to be **their most popular product** and **the one I have** on the rolling monthly subscription plan. ### Product 2: Nomad Health Nomad Health is **a fully-equipped global health insurance** and unlike the the Nomad Insurance product, covers you for things like dental check-ups, doctors visits, eye-tests and more. This is **over double the monthly cost** of Nomad Insurance and you need to **commit to a 12-month contract**, but it may be more suitable if you’re from a country like the US where you need to pay for medical insurance each month anyway. 🚑 **Book your insurance: [SafetyWing](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador)** ## Nomad Insurance: Whats covered?   Since the majority of people are likely interested in **the Nomad Insurance product** and it’s the one I personally use, I’m going to outline what’s covered for this in my review of SafetyWing. - **Medical Emergency:** up to \$250,000 USD - **Motor Accidents**: up to \$250,000 USD - **Continued Coverage Back Home:** up to \$250,000 USD - **Emergency Dental Care:** up to \$1,000 USD - **Emergency Medical Evacuation:** up to \$100,000 USD - **Repatriation Of Remains:** up to \$20,000 USD - **Local Burial:** up to \$10,000 USD - **Lost Luggage:** up to \$3,000 USD / \$500 USD per item - **Emergency Flights Home:** up to \$5,000 USD - **Travel Delay Coverage:** up to \$100 per day; max 2 days [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) have also made some updates to their policy and you can also add on: - **Adventure Sports:** up to \$100,000 USD - **Theft Coverage For Electronics:** Up to \$3,000 per active insurance period, up to \$1,000 per electronic. Up to \$6,000 in your lifetime - **USA Coverage** (for non-US citizens) I personally think this was a great move because this is where the ‘catch’ was previously for me; the price was cheap but not being covered for things like quad biking or my laptop felt risky and I’d often take out additional coverage on days I’d be doing adventure sports. 🚑 **Book your insurance: [SafetyWing](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador)** ## Nomad Insurance: Whats not covered? The list of what’s not covered is pretty extensive but it’s **nothing you’d be surprised about**. The main call outs are no coverage for: - Pre-existing medical conditions - High-risk or professional sport activity (unless the add-on is purchased – but check specific sports) - Cancer treatment - Lost or stolen personal belongings (unless the add-on is purchased) - trips that were cancelled before you left You get this jist, but always check [**the full list of inclusions and exclusions**](https://safetywing.com/nomad-insurance/policy) before you purchase. ## Pros and cons of SafetyWing Insurance   Just like anything, there are pros and cons and **[SafetyWing](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador)** is no different, but I’m pretty sure you’ll agree that the pros far outweigh the cons. ### Pros - Super affordable – in fact I’m yet to find a better price - \$0 deductible – meaning you’re covered for even the smallest claims - They offer a subscription model - You can buy the insurance whilst you’re abroad - Easy online claims process - Once you’ve been abroad for 90 days, you get up to 30 days coverage when you’re home - Covers COVID-19 - 1 child under 10 per adult (max 2 per family) gets free coverage - 24/7 online assistance - Simple claims form that takes as little as 5 minutes - The average claims process takes 2.7 days ### Cons - Maximum age is 69 - You need to pay to cover additional things (adventure sport, electronics, USA coverage) Honestly, I feel like I’m scratching around trying to find some more cons. But, since [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) have launched their new and improved Nomad Insurance policy to include add-ons, a \$0 deductible (it used to be \$250), a super fast claims form and process, I feel like they’ve fixed the ‘catch’ element that really make them unbeatable in my opinion. ## Safetywing Review Conclusion Overall, it doesn’t take much to see from search results that [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) are pretty good – with **thousands of reviews** and **scoring over 4 stars out of 5 on average** on the big review platforms. Sure you’ll see *some* customers complaining about various things like the long claims process, but when **the average is 2.7 days for the majority of customers** and **the price is one of the best on the market** with pretty **great coverage**, I think that [**SafetyWing**](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador) is smashing it, to be honest. Whether you’re travelling to my current home country – [**Peru**](https://staywildtravels.com/miraflores-peru/) – or you prefer island life in [**Bali**](https://staywildtravels.com/2-week-bali-itinerary/) or [**Crete**](https://staywildtravels.com/chania-itinerary/), it’s 100% necessary to get travel insurance and hopefully this Safetywing review has helped you with your decision. 🚑 **Book your insurance: [SafetyWing](https://safetywing.com/nomad-insurance/?referenceID=25062897&utm_campaign=https%3A%2F%2Fstaywildtravels.com%2F&utm_source=25062897&utm_medium=Ambassador)** **Read next:** [**Top Remote Jobs For Travelers**](https://staywildtravels.com/top-remote-jobs-for-travelers/) Millie / Stay Wild Travels. Categories [Digital Nomad Resources](https://staywildtravels.com/category/blog/digital-nomad-resources/) [Chania Airport To Chania: ALL The Options](https://staywildtravels.com/chania-airport-to-chania/) [Luxury Cotswolds Travel Guide](https://staywildtravels.com/luxury-cotswolds-guide/) ## About   Hey! I’m Millie, a full-time travel blogger from the UK who left her 9-5 to explore the world and… never went back. I spent 2 years travelling full time before moving to Peru, where I have built my base. I now combine travelling whilst working on my travel blog, socials and helping my community members do the same. 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