🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 38 (from laksa027)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa038.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://smithstonewalters.com/news/schengen-visa-do-i-need-travel-insurance\')), getAhrefsUnparsedNoserviceFromURL(\'https://smithstonewalters.com/news/schengen-visa-do-i-need-travel-insurance\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/smithstonewalters.com\/news\/schengen-visa-do-i-need-travel-insurance","crawl_time":1776014523,"first_indexed_time":1728245685,"http_code":200,"src_unparsed":"com,smithstonewalters!\/news\/schengen-visa-do-i-need-travel-insurance s443","src_root_hash":"10408719582626647638","history_drop_reason":null,"meta_title":"Schengen Visa: Do I need travel insurance? - Smith Stone Walters","meta_descriptions":[],"attrs_boilerpipe_text":"Each year, millions of tourists and business travellers are able to travel freely within a borderless zone of 26 European countries by applying for a Schengen visa. The largest free travel area in the world, the Schengen Area is made up of European countries that have officially abolished all passport and other forms of border control at their mutual borders.\nToday, the Schengen zone comprises the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.\nA Schengen visa is a short stay visa which allows its holder to enter, freely travel within and leave the Schengen zone from any of the 26 Schengen member countries. It is valid for stays of up to 90 days for tourism or business purposes.\nA question commonly asked by those applying for a Schengen visa is whether travel insurance is required, and if so, what type of cover should be purchased? In this article, we examine the requirements around travel insurance which applicants should take a note of before applying for a Schengen visa.\nWho needs travel insurance?\nIn short, a travel insurance policy is only a mandatory requirement for travellers who need to apply for a Schengen visa. Foreign nationals visiting Europe who enjoy visa-free travel to the Schengen zone can take out a travel insurance policy if they wish, but they are not required to do so.\nCurrently, citizens of 61 countries can enter the Schengen zone for up to 90 days in any 180 day period without the need to obtain a visa. This includes nationals of all countries in North America, most of South America, Australia, and several countries of Asia. Following Brexit, UK nationals are now on the visa exempt list. All other third country nationals must obtain a Schengen visa prior to entering Europe. More information on who needs to apply for a Schengen visa can be found\nhere\n.\nWhether or not you are required by law to purchase travel insurance, Smith Stone Walters would highly recommend that all travellers take out an insurance policy to cover the duration of their stay within the Schengen area.\nHealth Insurance Cards\nIf you are travelling to the EU, you can also apply for a free Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC), if you meet the\neligibility requirements\n. A GHIC or EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries.\nHowever, it is important to note that a GHIC or EHIC is not an alternative to travel insurance. It will not cover any private medical healthcare or costs, such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. EHIC is not valid on cruises.\nWhat type of insurance is required?\nMedical insurance for Schengen visas must meet the following criteria:\nA minimum coverage of at least 30,000 Euros.\nIt should cover all member states of the Schengen Area, including countries you do not intend to visit.\nIt should cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and\/or emergency hospital treatment or death.\nIt is highly recommended to get travel medical insurance which covers the validity period of your Schengen visa. For example, if you are requesting a one-year visa, your insurance should demonstrate cover during this period. The cost of travel insurance will depend on the duration of your visit, and can range from £20 – £300.\nAs part of your Schengen visa application, you will be required to submit evidence of your insurance policy or certificate. Failure to provide appropriate cover may result in\nthe application being refused\n.\nIf you are a resident in the UK, you can use your UK passport to access state medical treatment if required.\nHelp with applying for a Schengen Visa\nWhilst travel insurance is a mandatory document, you will also be required to submit other supporting documents that outline reasons for travel, itinerary and accommodation and means of subsistence when applying for a Schengen visa.\nSmith Stone Walters is on hand to assess your eligibility for a Schengen visa and can provide you with a document checklist to support your application. If you need support with an upcoming trip to the Schengen Area, please\ncontact us today.","attrs_markdown":"[Skip to content](https:\/\/smithstonewalters.com\/news\/schengen-visa-do-i-need-travel-insurance#main)\n\n- English\n\n[Sim Login](https:\/\/smithstonewalters.com\/sim-login)\n\n[![Smith Stone Walters](https:\/\/smithstonewalters.com\/app\/uploads\/2025\/02\/SMITH-STONE-WALTERS-X-EG-LINE-LOGO-BLACK-1.svg)](https:\/\/smithstonewalters.com\/)\n\n[About](https:\/\/smithstonewalters.com\/about)\n\n[UK Immigration](https:\/\/smithstonewalters.com\/uk-immigration)\n\n## UK immigration lawyer\nSmith Stone Walters specialises in UK immigration, offering expert assistance in corporate transfers and individual visa applications. Our tailored approach merges professional know-how with a personal touch, guaranteeing a smooth, stress-free journey for every client, from start to finish.\n\n[CONTACT US](https:\/\/smithstonewalters.com\/contact)\n\n![](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/04\/shutterstock_796346011-1.jpg)\n\n## UK immigration\n- [SPONSORSHIP](https:\/\/smithstonewalters.com\/uk-immigration\/sponsorship)\n- [Work in the UK](https:\/\/smithstonewalters.com\/uk-immigration\/work-in-uk)\n- [JOIN FAMILY IN THE UK](https:\/\/smithstonewalters.com\/uk-immigration\/join-family-in-the-uk)\n- [VISIT THE UK](https:\/\/smithstonewalters.com\/uk-immigration\/visit-the-uk)\n- [STUDY IN THE UK](https:\/\/smithstonewalters.com\/uk-immigration\/study-in-the-uk)\n- [START A BUSINESS IN THE UK](https:\/\/smithstonewalters.com\/uk-immigration\/start-a-business-in-the-uk)\n- [LIVE PERMANENTLY IN UK](https:\/\/smithstonewalters.com\/uk-immigration\/live-permanently-in-the-uk)\n\n## Trending\n- [Skilled worker visa](https:\/\/smithstonewalters.com\/uk-immigration\/work-in-uk\/skilled-worker-visa)\n- [SPONSOR LICENCE](https:\/\/smithstonewalters.com\/uk-immigration\/sponsorship\/apply-for-a-sponsor-licence)\n- [Family Visa](https:\/\/smithstonewalters.com\/uk-immigration\/join-family-in-the-uk\/family-visa)\n\n[Global Immigration](https:\/\/smithstonewalters.com\/global-immigration)\n\n## Immigration Practice\nWe have a team of partners and specialists around the world, and we’re good at getting people moving. Get in touch with your local office:\n\n[London](https:\/\/smithstonewalters.com\/global-immigration\/market\/europe\/london)\n\n[FRANKFURT](https:\/\/smithstonewalters.com\/global-immigration\/market\/europe\/frankfurt)\n\n[Mumbai](https:\/\/smithstonewalters.com\/global-immigration\/market\/india-and-middle-east\/mumbai)\n\n[Hong Kong](https:\/\/smithstonewalters.com\/global-immigration\/market\/asia-pacific\/hong-kong\/)\n\n![](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/04\/shutterstock_796346011-1.jpg)\n\n## Global Immigration\n- [Europe](https:\/\/smithstonewalters.com\/global-immigration\/market\/europe)\n- [The Americas](https:\/\/smithstonewalters.com\/global-immigration\/market\/the-americas)\n- [Asia Pacific](https:\/\/smithstonewalters.com\/global-immigration\/market\/asia-pacific)\n- [INDIA & MIDDLE EAST](https:\/\/smithstonewalters.com\/global-immigration\/market\/india-and-middle-east)\n\n## Popular Visas\n- [Schengen Visa](https:\/\/smithstonewalters.com\/global-immigration\/europe\/schengen-visa)\n- [EU Blue Card](https:\/\/smithstonewalters.com\/global-immigration\/europe\/eu-blue-card)\n- [EU ict card](https:\/\/smithstonewalters.com\/global-immigration\/europe\/eu-intra-corporate-transfer-visa)\n\n[Firmwide Services](https:\/\/smithstonewalters.com\/global-mobility-solutions)\n\n[News](https:\/\/smithstonewalters.com\/news)\n\n[Insight](https:\/\/smithstonewalters.com\/insight)\n\n[talk to us](https:\/\/smithstonewalters.com\/contact)\n\n[![Smith Stone Walters](https:\/\/smithstonewalters.com\/app\/themes\/custom-theme\/public\/images\/logo.a7aea2.svg)](https:\/\/smithstonewalters.com\/)\n\nMain Menu\n\n- [About](https:\/\/smithstonewalters.com\/about)\n- [UK Immigration](https:\/\/smithstonewalters.com\/uk-immigration)\n- [Global Immigration](https:\/\/smithstonewalters.com\/global-immigration)\n- [Firmwide Services](https:\/\/smithstonewalters.com\/global-mobility-solutions)\n- [News](https:\/\/smithstonewalters.com\/news)\n- [Insight](https:\/\/smithstonewalters.com\/insight)\n\n- [Sponsorship](https:\/\/smithstonewalters.com\/uk-immigration\/sponsorship)\n- [Work in the UK](https:\/\/smithstonewalters.com\/uk-immigration\/work-in-uk)\n- [Join Family in the UK](https:\/\/smithstonewalters.com\/uk-immigration\/join-family-in-the-uk)\n- [Visit the UK](https:\/\/smithstonewalters.com\/uk-immigration\/visit-the-uk)\n- [Study in the UK](https:\/\/smithstonewalters.com\/uk-immigration\/study-in-the-uk)\n- [Start a business in the UK](https:\/\/smithstonewalters.com\/uk-immigration\/start-a-business-in-the-uk)\n\n- [Europe](https:\/\/smithstonewalters.com\/global-immigration\/market\/europe)\n- [The Americas](https:\/\/smithstonewalters.com\/global-immigration\/market\/the-americas)\n- [Asia Pacific](https:\/\/smithstonewalters.com\/global-immigration\/market\/asia-pacific)\n- [India and Middle East](https:\/\/smithstonewalters.com\/global-immigration\/market\/india-and-middle-east)\n\n[talk to us](https:\/\/smithstonewalters.com\/contact)\n\n1. [Home](https:\/\/smithstonewalters.com\/)\n2. \/\n3. [News](https:\/\/smithstonewalters.com\/news)\n4. \/\n5. Schengen Visa: Do I need travel insurance?\n\n# Schengen Visa: Do I need travel insurance?\n17\\.02.2021\n\nEach year, millions of tourists and business travellers are able to travel freely within a borderless zone of 26 European countries by applying for a Schengen visa. The largest free travel area in the world, the Schengen Area is made up of European countries that have officially abolished all passport and other forms of border control at their mutual borders.\n\nToday, the Schengen zone comprises the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.\n\nA Schengen visa is a short stay visa which allows its holder to enter, freely travel within and leave the Schengen zone from any of the 26 Schengen member countries. It is valid for stays of up to 90 days for tourism or business purposes.\n\nA question commonly asked by those applying for a Schengen visa is whether travel insurance is required, and if so, what type of cover should be purchased? In this article, we examine the requirements around travel insurance which applicants should take a note of before applying for a Schengen visa.\n\n## **Who needs travel insurance?**\nIn short, a travel insurance policy is only a mandatory requirement for travellers who need to apply for a Schengen visa. Foreign nationals visiting Europe who enjoy visa-free travel to the Schengen zone can take out a travel insurance policy if they wish, but they are not required to do so.\n\nCurrently, citizens of 61 countries can enter the Schengen zone for up to 90 days in any 180 day period without the need to obtain a visa. This includes nationals of all countries in North America, most of South America, Australia, and several countries of Asia. Following Brexit, UK nationals are now on the visa exempt list. All other third country nationals must obtain a Schengen visa prior to entering Europe. More information on who needs to apply for a Schengen visa can be found [here](https:\/\/www.schengenvisainfo.com\/who-needs-schengen-visa\/).\n\nWhether or not you are required by law to purchase travel insurance, Smith Stone Walters would highly recommend that all travellers take out an insurance policy to cover the duration of their stay within the Schengen area.\n\n## **Health Insurance Cards**\nIf you are travelling to the EU, you can also apply for a free Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC), if you meet the [eligibility requirements](https:\/\/www.gov.uk\/global-health-insurance-card). A GHIC or EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries.\n\nHowever, it is important to note that a GHIC or EHIC is not an alternative to travel insurance. It will not cover any private medical healthcare or costs, such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. EHIC is not valid on cruises.\n\n## **What type of insurance is required?**\nMedical insurance for Schengen visas must meet the following criteria:\n\n- A minimum coverage of at least 30,000 Euros.\n- It should cover all member states of the Schengen Area, including countries you do not intend to visit.\n- It should cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and\/or emergency hospital treatment or death.\n\nIt is highly recommended to get travel medical insurance which covers the validity period of your Schengen visa. For example, if you are requesting a one-year visa, your insurance should demonstrate cover during this period. The cost of travel insurance will depend on the duration of your visit, and can range from £20 – £300.\n\nAs part of your Schengen visa application, you will be required to submit evidence of your insurance policy or certificate. Failure to provide appropriate cover may result in [the application being refused](https:\/\/smithstonewalters.com\/2021\/02\/10\/8-common-mistakes-to-avoid-when-applying-for-a-schengen-visa\/).\n\nIf you are a resident in the UK, you can use your UK passport to access state medical treatment if required.\n\n## **Help with applying for a Schengen Visa**\nWhilst travel insurance is a mandatory document, you will also be required to submit other supporting documents that outline reasons for travel, itinerary and accommodation and means of subsistence when applying for a Schengen visa.\n\nSmith Stone Walters is on hand to assess your eligibility for a Schengen visa and can provide you with a document checklist to support your application. If you need support with an upcoming trip to the Schengen Area, please [contact us today.](https:\/\/smithstonewalters.com\/contact)\n***\n## Insight magazine\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/themes\/custom-theme\/public\/images\/icons\/book-icon.39398c.svg)\n\n### DOWNLOAD\nFeel free to choose any Insight issue from the panel below and download onto your device.\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2025\/12\/00011.png)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2025\/09\/SSW-Insight-Autumn-2025-Front-cover-2.pdf-1.png)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2025\/06\/Insight-Summer-25-Front-Cover.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2025\/03\/04-4919-Insight-Spring.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/12\/04-0000-Insight-Winter-2024.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/09\/02-4875-Insight-Autumn-2024.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/09\/Insight-Summer-2024-Cover-Image-scaled.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/09\/Insight-Spring-2024-Cover-Image-scaled.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/07\/Screenshot-2024-01-24-at-17.38-1.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/09\/Insight-Autumn-2023-Cover-Image.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/09\/Insight-Summer-2023-Cover-Image-scaled.jpg)\n\n![Insight magazine](https:\/\/smithstonewalters.com\/app\/uploads\/2024\/09\/Insight-Spring-2023-Cover-Image-scaled.jpg)\n\n![Insight magazine]()\n\n[Download](https:\/\/smithstonewalters.com\/news\/schengen-visa-do-i-need-travel-insurance)\n\n### SIGNUP\nGet the latest immigration news and views from Smith Stone Walters by signing up to our free email updates.\n\n> A big thanks to SSW for their support and guidance, it has been a pleasure working with them on my case.\n\n—\n\nLA, Private client\n\n> The whole team were the epitome of professionalism throughout the process. I would not hesitate to recommend Smith Stone Walters and have already done so.\n\n—\n\nNG, Healthcare Company\n\n> Top notch experience. Thank you for your incredible promptness and patience in answering all the queries.\n\n—\n\nAK, Technology Company\n\n> Exceptionally efficient and seamless delivery of services. Very friendly and helpful Consultants.\n\n—\n\nMG, Law Firm\n\n> A very pleasant and clear process with Smith Stone Walters. The team were always responsive, helpful, and positive.\n\n—\n\nWS, Software company\n\n> The team is outstandingly helpful, incredibly professional, exceptionally efficient, and impressively proactive. Their dedication and commitment are truly commendable.\n\n—\n\nJK, Accounting Company\n\n> Super professional and responsive\\!\n\n—\n\nRM, Private Client\n\n[![Smith Stone Walters](https:\/\/smithstonewalters.com\/app\/uploads\/2025\/02\/SMITH-STONE-WALTERS-X-EG-LINE-LOGO-WHITE-1.svg)](https:\/\/smithstonewalters.com\/)\n\n[talk to us](https:\/\/smithstonewalters.com\/contact)\n\nSmith Stone Walters is a global immigration practice and has enhanced its capabilities by joining forces with Envoy Global, a recognised leader in global mobility.  \n  \nLearn more about Envoy Global at [**www.envoyglobal.com**](https:\/\/www.envoyglobal.com\/)\n\n### Contact\n- [info@smithstonewalters.com](mailto:info@smithstonewalters.com)\n- [\\+44 (0) 208 461 6660](tel:+442084616660)\n\n### Menu\n- [UK Immigration](https:\/\/smithstonewalters.com\/uk-immigration)\n- [Global Immigration](https:\/\/smithstonewalters.com\/global-immigration)\n- [Global Mobility Solutions](https:\/\/smithstonewalters.com\/global-mobility-solutions)\n### Support\n- [SIMLogin](https:\/\/smithstonewalters.com\/sim-login)\n\n### Legal\n- [Terms & Conditions](https:\/\/smithstonewalters.com\/terms-and-conditions)\n- [Privacy Policy](https:\/\/smithstonewalters.com\/privacy-policy)\n- [Cookie Notice](https:\/\/smithstonewalters.com\/cookie-notice)\n- [Modern Slavery Statement](https:\/\/smithstonewalters.com\/modern-slavery-statement)\n- [Applicant Privacy Policy](https:\/\/smithstonewalters.com\/applicant-privacy-policy)\n\n### Contact\n- [info@smithstonewalters.com](mailto:info@smithstonewalters.com)\n- [\\+44 (0) 208 461 6660](tel:+442084616660)\n\n### Menu\n- [UK Immigration](https:\/\/smithstonewalters.com\/uk-immigration)\n- [Global Immigration](https:\/\/smithstonewalters.com\/global-immigration)\n- [Global Mobility Solutions](https:\/\/smithstonewalters.com\/global-mobility-solutions)\n### Support\n- [SIMLogin](https:\/\/smithstonewalters.com\/sim-login)\n\n### Legal\n- [Terms & Conditions](https:\/\/smithstonewalters.com\/terms-and-conditions)\n- [Privacy Policy](https:\/\/smithstonewalters.com\/privacy-policy)\n- [Cookie Notice](https:\/\/smithstonewalters.com\/cookie-notice)\n- [Modern Slavery Statement](https:\/\/smithstonewalters.com\/modern-slavery-statement)\n- [Applicant Privacy Policy](https:\/\/smithstonewalters.com\/applicant-privacy-policy)\n\nImmigration Advice Authority (IAA) registration No: F200100066\n\n© 2026 Smith Stone Walters\n\nDesigned by [Studio Parallel](https:\/\/www.studioparallel.co.uk\/)\n\nDeveloped by [Shed](https:\/\/shedcollective.com\/)\n\nClose\n\nThank  \n you\n\nWe’ll be in touch shortly\\!","attrs_readable_markdown":"Each year, millions of tourists and business travellers are able to travel freely within a borderless zone of 26 European countries by applying for a Schengen visa. The largest free travel area in the world, the Schengen Area is made up of European countries that have officially abolished all passport and other forms of border control at their mutual borders.\n\nToday, the Schengen zone comprises the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.\n\nA Schengen visa is a short stay visa which allows its holder to enter, freely travel within and leave the Schengen zone from any of the 26 Schengen member countries. It is valid for stays of up to 90 days for tourism or business purposes.\n\nA question commonly asked by those applying for a Schengen visa is whether travel insurance is required, and if so, what type of cover should be purchased? In this article, we examine the requirements around travel insurance which applicants should take a note of before applying for a Schengen visa.\n\n## **Who needs travel insurance?**\nIn short, a travel insurance policy is only a mandatory requirement for travellers who need to apply for a Schengen visa. Foreign nationals visiting Europe who enjoy visa-free travel to the Schengen zone can take out a travel insurance policy if they wish, but they are not required to do so.\n\nCurrently, citizens of 61 countries can enter the Schengen zone for up to 90 days in any 180 day period without the need to obtain a visa. This includes nationals of all countries in North America, most of South America, Australia, and several countries of Asia. Following Brexit, UK nationals are now on the visa exempt list. All other third country nationals must obtain a Schengen visa prior to entering Europe. More information on who needs to apply for a Schengen visa can be found [here](https:\/\/www.schengenvisainfo.com\/who-needs-schengen-visa\/).\n\nWhether or not you are required by law to purchase travel insurance, Smith Stone Walters would highly recommend that all travellers take out an insurance policy to cover the duration of their stay within the Schengen area.\n\n## **Health Insurance Cards**\nIf you are travelling to the EU, you can also apply for a free Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC), if you meet the [eligibility requirements](https:\/\/www.gov.uk\/global-health-insurance-card). A GHIC or EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries.\n\nHowever, it is important to note that a GHIC or EHIC is not an alternative to travel insurance. It will not cover any private medical healthcare or costs, such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. EHIC is not valid on cruises.\n\n## **What type of insurance is required?**\nMedical insurance for Schengen visas must meet the following criteria:\n\n- A minimum coverage of at least 30,000 Euros.\n- It should cover all member states of the Schengen Area, including countries you do not intend to visit.\n- It should cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and\/or emergency hospital treatment or death.\n\nIt is highly recommended to get travel medical insurance which covers the validity period of your Schengen visa. For example, if you are requesting a one-year visa, your insurance should demonstrate cover during this period. The cost of travel insurance will depend on the duration of your visit, and can range from £20 – £300.\n\nAs part of your Schengen visa application, you will be required to submit evidence of your insurance policy or certificate. Failure to provide appropriate cover may result in [the application being refused](https:\/\/smithstonewalters.com\/2021\/02\/10\/8-common-mistakes-to-avoid-when-applying-for-a-schengen-visa\/).\n\nIf you are a resident in the UK, you can use your UK passport to access state medical treatment if required.\n\n## **Help with applying for a Schengen Visa**\nWhilst travel insurance is a mandatory document, you will also be required to submit other supporting documents that outline reasons for travel, itinerary and accommodation and means of subsistence when applying for a Schengen visa.\n\nSmith Stone Walters is on hand to assess your eligibility for a Schengen visa and can provide you with a document checklist to support your application. If you need support with an upcoming trip to the Schengen Area, please [contact us today.](https:\/\/smithstonewalters.com\/contact)","meta_canonical":null}

3. Robots.txt Check

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4. Spam/Ban Check

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5. Seen Status Check

ℹ️ Skipped - page is already crawled

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INDEXABLE

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CRAWLED

4 days ago

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ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0.1 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

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Property	Value
URL	https://smithstonewalters.com/news/schengen-visa-do-i-need-travel-insurance
Last Crawled	2026-04-12 17:22:03 (4 days ago)
First Indexed	2024-10-06 20:14:45 (1 year ago)
HTTP Status Code	200
Meta Title	Schengen Visa: Do I need travel insurance? - Smith Stone Walters
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Boilerpipe Text	Each year, millions of tourists and business travellers are able to travel freely within a borderless zone of 26 European countries by applying for a Schengen visa. The largest free travel area in the world, the Schengen Area is made up of European countries that have officially abolished all passport and other forms of border control at their mutual borders. Today, the Schengen zone comprises the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. A Schengen visa is a short stay visa which allows its holder to enter, freely travel within and leave the Schengen zone from any of the 26 Schengen member countries. It is valid for stays of up to 90 days for tourism or business purposes. A question commonly asked by those applying for a Schengen visa is whether travel insurance is required, and if so, what type of cover should be purchased? In this article, we examine the requirements around travel insurance which applicants should take a note of before applying for a Schengen visa. Who needs travel insurance? In short, a travel insurance policy is only a mandatory requirement for travellers who need to apply for a Schengen visa. Foreign nationals visiting Europe who enjoy visa-free travel to the Schengen zone can take out a travel insurance policy if they wish, but they are not required to do so. Currently, citizens of 61 countries can enter the Schengen zone for up to 90 days in any 180 day period without the need to obtain a visa. This includes nationals of all countries in North America, most of South America, Australia, and several countries of Asia. Following Brexit, UK nationals are now on the visa exempt list. All other third country nationals must obtain a Schengen visa prior to entering Europe. More information on who needs to apply for a Schengen visa can be found here . Whether or not you are required by law to purchase travel insurance, Smith Stone Walters would highly recommend that all travellers take out an insurance policy to cover the duration of their stay within the Schengen area. Health Insurance Cards If you are travelling to the EU, you can also apply for a free Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC), if you meet the eligibility requirements . A GHIC or EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries. However, it is important to note that a GHIC or EHIC is not an alternative to travel insurance. It will not cover any private medical healthcare or costs, such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. EHIC is not valid on cruises. What type of insurance is required? Medical insurance for Schengen visas must meet the following criteria: A minimum coverage of at least 30,000 Euros. It should cover all member states of the Schengen Area, including countries you do not intend to visit. It should cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death. It is highly recommended to get travel medical insurance which covers the validity period of your Schengen visa. For example, if you are requesting a one-year visa, your insurance should demonstrate cover during this period. The cost of travel insurance will depend on the duration of your visit, and can range from £20 – £300. As part of your Schengen visa application, you will be required to submit evidence of your insurance policy or certificate. Failure to provide appropriate cover may result in the application being refused . If you are a resident in the UK, you can use your UK passport to access state medical treatment if required. Help with applying for a Schengen Visa Whilst travel insurance is a mandatory document, you will also be required to submit other supporting documents that outline reasons for travel, itinerary and accommodation and means of subsistence when applying for a Schengen visa. Smith Stone Walters is on hand to assess your eligibility for a Schengen visa and can provide you with a document checklist to support your application. If you need support with an upcoming trip to the Schengen Area, please contact us today.
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[Home](https://smithstonewalters.com/) 2. / 3. [News](https://smithstonewalters.com/news) 4. / 5. Schengen Visa: Do I need travel insurance? # Schengen Visa: Do I need travel insurance? 17\.02.2021 Each year, millions of tourists and business travellers are able to travel freely within a borderless zone of 26 European countries by applying for a Schengen visa. The largest free travel area in the world, the Schengen Area is made up of European countries that have officially abolished all passport and other forms of border control at their mutual borders. Today, the Schengen zone comprises the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. A Schengen visa is a short stay visa which allows its holder to enter, freely travel within and leave the Schengen zone from any of the 26 Schengen member countries. It is valid for stays of up to 90 days for tourism or business purposes. A question commonly asked by those applying for a Schengen visa is whether travel insurance is required, and if so, what type of cover should be purchased? In this article, we examine the requirements around travel insurance which applicants should take a note of before applying for a Schengen visa. ## Who needs travel insurance? In short, a travel insurance policy is only a mandatory requirement for travellers who need to apply for a Schengen visa. Foreign nationals visiting Europe who enjoy visa-free travel to the Schengen zone can take out a travel insurance policy if they wish, but they are not required to do so. Currently, citizens of 61 countries can enter the Schengen zone for up to 90 days in any 180 day period without the need to obtain a visa. This includes nationals of all countries in North America, most of South America, Australia, and several countries of Asia. Following Brexit, UK nationals are now on the visa exempt list. All other third country nationals must obtain a Schengen visa prior to entering Europe. More information on who needs to apply for a Schengen visa can be found [here](https://www.schengenvisainfo.com/who-needs-schengen-visa/). Whether or not you are required by law to purchase travel insurance, Smith Stone Walters would highly recommend that all travellers take out an insurance policy to cover the duration of their stay within the Schengen area. ## Health Insurance Cards If you are travelling to the EU, you can also apply for a free Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC), if you meet the [eligibility requirements](https://www.gov.uk/global-health-insurance-card). A GHIC or EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries. However, it is important to note that a GHIC or EHIC is not an alternative to travel insurance. It will not cover any private medical healthcare or costs, such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. EHIC is not valid on cruises. ## What type of insurance is required? Medical insurance for Schengen visas must meet the following criteria: - A minimum coverage of at least 30,000 Euros. - It should cover all member states of the Schengen Area, including countries you do not intend to visit. - It should cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death. It is highly recommended to get travel medical insurance which covers the validity period of your Schengen visa. For example, if you are requesting a one-year visa, your insurance should demonstrate cover during this period. The cost of travel insurance will depend on the duration of your visit, and can range from £20 – £300. As part of your Schengen visa application, you will be required to submit evidence of your insurance policy or certificate. Failure to provide appropriate cover may result in [the application being refused](https://smithstonewalters.com/2021/02/10/8-common-mistakes-to-avoid-when-applying-for-a-schengen-visa/). If you are a resident in the UK, you can use your UK passport to access state medical treatment if required. ## Help with applying for a Schengen Visa Whilst travel insurance is a mandatory document, you will also be required to submit other supporting documents that outline reasons for travel, itinerary and accommodation and means of subsistence when applying for a Schengen visa. Smith Stone Walters is on hand to assess your eligibility for a Schengen visa and can provide you with a document checklist to support your application. If you need support with an upcoming trip to the Schengen Area, please [contact us today.](https://smithstonewalters.com/contact) * ## Insight magazine ![Insight magazine](https://smithstonewalters.com/app/themes/custom-theme/public/images/icons/book-icon.39398c.svg) ### DOWNLOAD Feel free to choose any Insight issue from the panel below and download onto your device. ![Insight magazine](https://smithstonewalters.com/app/uploads/2025/12/00011.png) ![Insight magazine](https://smithstonewalters.com/app/uploads/2025/09/SSW-Insight-Autumn-2025-Front-cover-2.pdf-1.png) ![Insight magazine](https://smithstonewalters.com/app/uploads/2025/06/Insight-Summer-25-Front-Cover.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2025/03/04-4919-Insight-Spring.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/12/04-0000-Insight-Winter-2024.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/09/02-4875-Insight-Autumn-2024.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/09/Insight-Summer-2024-Cover-Image-scaled.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/09/Insight-Spring-2024-Cover-Image-scaled.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/07/Screenshot-2024-01-24-at-17.38-1.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/09/Insight-Autumn-2023-Cover-Image.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/09/Insight-Summer-2023-Cover-Image-scaled.jpg) ![Insight magazine](https://smithstonewalters.com/app/uploads/2024/09/Insight-Spring-2023-Cover-Image-scaled.jpg) ![Insight magazine]() [Download](https://smithstonewalters.com/news/schengen-visa-do-i-need-travel-insurance) ### SIGNUP Get the latest immigration news and views from Smith Stone Walters by signing up to our free email updates. > A big thanks to SSW for their support and guidance, it has been a pleasure working with them on my case. — LA, Private client > The whole team were the epitome of professionalism throughout the process. 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Readable Markdown	Each year, millions of tourists and business travellers are able to travel freely within a borderless zone of 26 European countries by applying for a Schengen visa. The largest free travel area in the world, the Schengen Area is made up of European countries that have officially abolished all passport and other forms of border control at their mutual borders. Today, the Schengen zone comprises the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. A Schengen visa is a short stay visa which allows its holder to enter, freely travel within and leave the Schengen zone from any of the 26 Schengen member countries. It is valid for stays of up to 90 days for tourism or business purposes. A question commonly asked by those applying for a Schengen visa is whether travel insurance is required, and if so, what type of cover should be purchased? In this article, we examine the requirements around travel insurance which applicants should take a note of before applying for a Schengen visa. ## Who needs travel insurance? In short, a travel insurance policy is only a mandatory requirement for travellers who need to apply for a Schengen visa. Foreign nationals visiting Europe who enjoy visa-free travel to the Schengen zone can take out a travel insurance policy if they wish, but they are not required to do so. Currently, citizens of 61 countries can enter the Schengen zone for up to 90 days in any 180 day period without the need to obtain a visa. This includes nationals of all countries in North America, most of South America, Australia, and several countries of Asia. Following Brexit, UK nationals are now on the visa exempt list. All other third country nationals must obtain a Schengen visa prior to entering Europe. More information on who needs to apply for a Schengen visa can be found [here](https://www.schengenvisainfo.com/who-needs-schengen-visa/). Whether or not you are required by law to purchase travel insurance, Smith Stone Walters would highly recommend that all travellers take out an insurance policy to cover the duration of their stay within the Schengen area. ## Health Insurance Cards If you are travelling to the EU, you can also apply for a free Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC), if you meet the [eligibility requirements](https://www.gov.uk/global-health-insurance-card). A GHIC or EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries. However, it is important to note that a GHIC or EHIC is not an alternative to travel insurance. It will not cover any private medical healthcare or costs, such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. EHIC is not valid on cruises. ## What type of insurance is required? Medical insurance for Schengen visas must meet the following criteria: - A minimum coverage of at least 30,000 Euros. - It should cover all member states of the Schengen Area, including countries you do not intend to visit. - It should cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death. It is highly recommended to get travel medical insurance which covers the validity period of your Schengen visa. For example, if you are requesting a one-year visa, your insurance should demonstrate cover during this period. The cost of travel insurance will depend on the duration of your visit, and can range from £20 – £300. As part of your Schengen visa application, you will be required to submit evidence of your insurance policy or certificate. Failure to provide appropriate cover may result in [the application being refused](https://smithstonewalters.com/2021/02/10/8-common-mistakes-to-avoid-when-applying-for-a-schengen-visa/). If you are a resident in the UK, you can use your UK passport to access state medical treatment if required. ## Help with applying for a Schengen Visa Whilst travel insurance is a mandatory document, you will also be required to submit other supporting documents that outline reasons for travel, itinerary and accommodation and means of subsistence when applying for a Schengen visa. Smith Stone Walters is on hand to assess your eligibility for a Schengen visa and can provide you with a document checklist to support your application. If you need support with an upcoming trip to the Schengen Area, please [contact us today.](https://smithstonewalters.com/contact)
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